WEBVTT - SHOW ME THE MONEY HONEY

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<v Speaker 1>I feel like we were lower last time. Well you

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<v Speaker 1>would think that, Brittany, wouldn't you. I'm pretty sure I

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<v Speaker 1>think it's fuck Hi guys, and welcome back to another

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<v Speaker 1>episode of Life Uncut. I'm Laura and I'm the other host, Brittany.

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<v Speaker 2>Hi, Brittany, my cheeks are already hurt from Oh god,

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<v Speaker 2>it's been a real today.

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<v Speaker 1>Guys.

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<v Speaker 2>Guys, Happy Tuesday. We have a real ripper episode for

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<v Speaker 2>you today. Is what britt was trying to say. Today,

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<v Speaker 2>we're talking about something that sounds a little bit boring,

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<v Speaker 2>but I guarantee you it's not going to be. We're

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<v Speaker 2>going to be talking about finance in relationships.

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<v Speaker 1>Now, wake up, don't go to sleep yet. We think

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<v Speaker 1>this is actually going to be a really great topic.

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<v Speaker 2>I put some feelers out on Instagram, and can I

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<v Speaker 2>say I have actually never had more interest in any

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<v Speaker 2>of my stories that I have ever put up than

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<v Speaker 2>I have had when I put a relationship finance question up.

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<v Speaker 1>It was unbelievable. Show me the money, honey.

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<v Speaker 2>I just couldn't believe how many people were actually passionate

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<v Speaker 2>about it. So many people wrote to me saying I'm

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<v Speaker 2>so excited for this episode. My husband and I bigger

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<v Speaker 2>about this all the time. I can't wait to see

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<v Speaker 2>what people have said, Like, the interest was incredible.

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<v Speaker 1>I didn't expect it.

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<v Speaker 2>Well, it's definitely something that causes a lot of friction

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<v Speaker 2>in a lot of relationships. So I'm super stoked to

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<v Speaker 2>get into this as well. But before we get into

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<v Speaker 2>the topic, we've got a few other things we need

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<v Speaker 2>to you know, housekeeping.

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<v Speaker 1>We've got to check off the list. Brett, how's your day,

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<v Speaker 1>how's your week being? Where are you being?

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<v Speaker 2>I mean, grandhog Day, really, isn't it? My week's been

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<v Speaker 2>pretty good, pretty uneventful. I actually, well, I'm moving. I

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<v Speaker 2>secured a new little house on the weekend, and so

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<v Speaker 2>that's exciting. I have two weeks to wrap up my

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<v Speaker 2>whole life and prepare.

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<v Speaker 1>A new life.

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<v Speaker 2>How did you tell your current housemate that you're moving out?

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<v Speaker 2>It always comes with some sort of like just trepidation

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<v Speaker 2>and fear.

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<v Speaker 1>It does.

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<v Speaker 2>And I'm not moving out for any reason other than

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<v Speaker 2>I want my own space. I wanted I just it

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<v Speaker 2>was time for something a bit different in my life.

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<v Speaker 1>I wanted something.

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<v Speaker 2>Creative, I wanted a new energy, and I wanted to

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<v Speaker 2>live alone.

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<v Speaker 1>So I just shot them a message.

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<v Speaker 2>Really took that on in the most non confrontational ways.

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<v Speaker 2>Don't break up with your boyfriend via text, but break

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<v Speaker 2>up with your housemates via text.

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<v Speaker 1>That's really healthy.

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<v Speaker 2>I okay, let me explain myself. Yeah, I hate confrontation,

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<v Speaker 2>but I don't see this as confrontation. I just see

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<v Speaker 2>this as the only reason I sent a message was

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<v Speaker 2>because I am at home. They're working long hours, and

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<v Speaker 2>I was like, I just want to I just want

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<v Speaker 2>to tell them. So I was like, Hey, just letting

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<v Speaker 2>you know my Daham has come. See your bitches like,

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<v Speaker 2>it's not you, it's me.

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<v Speaker 1>That's where to go. It really was me.

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<v Speaker 2>I like the place and the people have been amazing.

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<v Speaker 2>I've been there for about fifteen months. Love it beautiful house.

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<v Speaker 2>But it's just time for my next chapter. So I

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<v Speaker 2>actually own nothing, not one thing. I have to furnish

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<v Speaker 2>a whole house. And I don't know if you remember

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<v Speaker 2>how hard that is. You've probably accumulated stuff over the years.

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<v Speaker 2>I when I was poor, I used to just get

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<v Speaker 2>things off the side of the road.

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<v Speaker 1>There's one for you, daily Mail.

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<v Speaker 2>I have so much of my furniture up until very recently,

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<v Speaker 2>when I moved in with Matt, so much of my

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<v Speaker 2>furniture was from council cleanups. We live in the Eastern Suburbs,

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<v Speaker 2>so we live very close to an area that's called

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<v Speaker 2>belvy Hill, and belvy Hill is where all the stinking

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<v Speaker 2>rich people in Sydney live and they put such good

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<v Speaker 2>stuff out on.

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<v Speaker 1>The side of the road.

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<v Speaker 2>It's such an affluent area that the things on the

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<v Speaker 2>side of the road here are like some people's dreams.

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<v Speaker 2>Before we moved into this apartment, we actually lived with

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<v Speaker 2>two housemates. So when I was pregnant, we live with

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<v Speaker 2>two housemates and we lived in Yeah. When I'm looking

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<v Speaker 2>at you, yeah, I know, because I think that, you know,

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<v Speaker 2>people kind of normally think when you're pregnant, you take

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<v Speaker 2>this really traditional linear path towards like a normal relationship.

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<v Speaker 1>Matt and I did not at all.

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<v Speaker 2>So when I was pregnant, Matt and I lived with

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<v Speaker 2>his two best friends, Lisa and Ed. We lived sort

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<v Speaker 2>of in South BONDI and I prior to that had

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<v Speaker 2>lived with my housemates. So when I actually found out

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<v Speaker 2>I was pregnant, we weren't living together. We were living

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<v Speaker 2>separately still, and then we moved in together. This yeah

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<v Speaker 2>wild right, The daff and not even living together controversial.

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<v Speaker 1>I can't believe I haven't shared that yet. Yes, we

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<v Speaker 1>live in.

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<v Speaker 2>Sin guys, we're still not married banking on baby number two.

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<v Speaker 1>At least you got a ring, now, that's true. Yeah,

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<v Speaker 1>he's trying to make an honest woman myself. Bo we

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<v Speaker 1>never actually make the wedding. But the point of.

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<v Speaker 2>This story is is that when we moved in together,

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<v Speaker 2>Matt accidentally threw away the top of my coffee table,

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<v Speaker 2>the coffee table that I found about seven years ago

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<v Speaker 2>on the side of the road.

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<v Speaker 1>He threw it away by accident. He thought it was garbage,

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<v Speaker 1>and I was so attached that said so much.

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<v Speaker 2>I was so attached to this copy table that we

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<v Speaker 2>had a full blown fight about it.

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<v Speaker 1>So there you go, guys.

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<v Speaker 2>If you're really in need of some furniture, I recommend

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<v Speaker 2>Bellevue Health. That is actually so funny. Imagine thinking it

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<v Speaker 2>was trash and that's why you threw it out.

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<v Speaker 1>Yeah, anyway, well trashed the treasure.

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<v Speaker 2>Well anyway, besides from a moving house and trying to

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<v Speaker 2>organize that part of my life, something just happened to me.

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<v Speaker 2>It was so funny, but also it was so painful.

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<v Speaker 2>I was in tears, literally, Laura, as I was coming here.

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<v Speaker 2>So it's been pouring all day.

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<v Speaker 1>Now.

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<v Speaker 2>I had this house that's quite big and open, and

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<v Speaker 2>from the front door in it's all polished concrete. The

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<v Speaker 2>rain had come underneath my front door and I couldn't

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<v Speaker 2>see it, and it was like all over the concrete.

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<v Speaker 2>And I went sort of like skip, hop, run, jumping,

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<v Speaker 2>like I don't know something that Brittany would do.

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<v Speaker 1>Why are you doing that? Why do I do anything?

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<v Speaker 2>So I'm sort of doing this thing to get out

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<v Speaker 2>the front door, and I hit the water and one

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<v Speaker 2>leg goes one way and the other leg goes the

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<v Speaker 2>other way. The front leg smashes into the front door.

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<v Speaker 2>I'm pretty sure I've broken my toes. The other leg,

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<v Speaker 2>I've rolled my ankle, and then my arm has smashed into.

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<v Speaker 1>This hook on the wall and you saw my arm. Lore,

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<v Speaker 1>I've got like this.

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<v Speaker 2>Big blood scratch up it. I start crying, rolling around

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<v Speaker 2>the on the ground in the water.

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<v Speaker 1>Still I've got wet pants. It's like. It was a

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<v Speaker 1>very dramatic scene.

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<v Speaker 2>And this is the real reason why you should all

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<v Speaker 2>stay inside and stay safe.

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<v Speaker 1>Got nothing to do with Corona.

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<v Speaker 2>That just happened and I guess what else can update

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<v Speaker 2>you on? Oh, I do have another update. This is

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<v Speaker 2>how exciting my life is, guys. So the last thing

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<v Speaker 2>I have to update is I, like the rest of

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<v Speaker 2>the world, have been making banana bread. I make it

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<v Speaker 2>every day. Okay, that's a lie. I make it once

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<v Speaker 2>a week, love it. But today I just went super

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<v Speaker 2>rogue and I put heaps of KitKat in the banana bread.

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<v Speaker 1>And I feel like that's newsworthy for me because nothing

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<v Speaker 1>else has happened. How is that new story? Oh yeah,

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<v Speaker 1>that's it. It doesn't get better. I was just it.

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<v Speaker 2>It was delicious, though, I mean, I understand why it's

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<v Speaker 2>a highlight, like it's pretty exciting, but at the same time,

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<v Speaker 2>it's also not a highlight for the rest of Australia.

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<v Speaker 1>Actually, do you know what I realized. I'm sorry, I'll work.

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<v Speaker 1>I'll work on my ISO stories. Lawrence, what's happening in

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<v Speaker 1>my life?

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<v Speaker 2>I was saying this to Matt, so Matt was listening.

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<v Speaker 2>When I was doing the editing on our last podcast.

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<v Speaker 2>Matt walked in and one of something I had said.

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<v Speaker 2>I was like, oh, you know, when this goes out

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<v Speaker 2>on like a national podcast, and Matt turns around to.

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<v Speaker 1>Me and he's like, this is an a national podcast,

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<v Speaker 1>it's an international podcast.

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<v Speaker 2>And it may be really it's true, I'm an idiot. Yeah,

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<v Speaker 2>this isn't just people from Australia who are listening to this.

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<v Speaker 2>This is an international podcast. And I say a lot

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<v Speaker 2>of really dumb shit. Does it matter if the dumb

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<v Speaker 2>shit you have said only reaches Australians or reaches Americans

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<v Speaker 2>or Norwegians, Like, does that matter?

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<v Speaker 1>It's just I think it's because it's a lot of

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<v Speaker 1>broadcasting of my personal life. Guys.

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<v Speaker 2>Well, we do have listeners writing from Norway and Sweden,

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<v Speaker 2>Canada and America, so they are out there. Actually, I

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<v Speaker 2>did see the other day that we'd gone up twenty

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<v Speaker 2>five places in Hungry. So if you're in Budapest and

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<v Speaker 2>you're listening to us, I'm here for you because if

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<v Speaker 2>I feel like if I were a country, I would

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<v Speaker 2>be hungry.

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<v Speaker 1>That was so bad that it was excellent. I loved

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<v Speaker 1>every second of it, all right, shout out to Hungry Anyway,

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<v Speaker 1>how was your week?

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<v Speaker 2>Well, look, I gave you a bit of flak for

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<v Speaker 2>talking about your kit Cat banana bread, but do you

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<v Speaker 2>know what happened to me this week. Okay, two things.

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<v Speaker 2>I've got two things to tell you. One thing is

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<v Speaker 2>that Maley is teething. And if you're a parent, I

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<v Speaker 2>really highly recommend don't do it.

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<v Speaker 1>Just skip it.

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<v Speaker 2>Don't parent, don't go through the teething phase. I reckon,

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<v Speaker 2>just miss it. Blend their food until they're eighteen. Like

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<v Speaker 2>fuck teeth, kids do not need them.

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<v Speaker 1>They are a waste of time. Had teeth is actually

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<v Speaker 1>that cute. It's like one meal long.

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<v Speaker 2>Marley woke up every forty five minutes all through the night,

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<v Speaker 2>or twenty minute, two half an hour at a time,

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<v Speaker 2>like screaming. I have not had a night like this.

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<v Speaker 2>She was a newborn. She was like paining, consolable and

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<v Speaker 2>like gnashing her teeth and trying to scratch my face.

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<v Speaker 2>I was like, this is this is the spawn of Satan,

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<v Speaker 2>this is a demon choice. My child is in the

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<v Speaker 2>Exorcist right now. It was just one bad, bad night

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<v Speaker 2>of teething. But since then, every single night has been

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<v Speaker 2>super disruptive. But then all of a sudden, a little

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<v Speaker 2>slither of a second truths popped up.

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<v Speaker 1>It's so cute.

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<v Speaker 2>I can't even And then I was like, holy shit,

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<v Speaker 2>we've got thirty six more of these to go.

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<v Speaker 1>I love that I came in tonight. Marley's sitting on

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<v Speaker 1>the lounge really chill, holding a toothbrush, and I'm like, babe,

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<v Speaker 1>like one mill long, what are you brushing? We're teaching

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<v Speaker 1>an oral hygiene. It's very very important, guys.

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<v Speaker 2>Second thing that I'm going to tell you about may

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<v Speaker 2>indicate that you probably shouldn't take finance advice from me,

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<v Speaker 2>but also it was a win advice.

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<v Speaker 1>Brittany, all right, don't take English advice from right? I

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<v Speaker 1>love you, love you, so I told you, guys.

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<v Speaker 2>Ages go about this minor preying that I had in

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<v Speaker 2>my car where I ran into my ex boyfriend's current

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<v Speaker 2>or slash very recently ex girlfriend, right, Like, something that

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<v Speaker 2>shouldn't happen to anyone ever happened to me.

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<v Speaker 1>Well, I love trying car crash? You want? Is it? No? Look,

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<v Speaker 1>my relationship with him was enough of a car crash.

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<v Speaker 2>I definitely didn't need to run into his current girlfriend

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<v Speaker 2>in my freaking car. I got a letter from Nrama

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<v Speaker 2>saying that I needed to pay for the damages, which

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<v Speaker 2>came as a bit of a surprise to me because

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<v Speaker 2>when I had spoken to GOEO. They had told me

0:10:29.080 --> 0:10:31.880
<v Speaker 2>that it was kind of mutually both our faults and anyway,

0:10:31.960 --> 0:10:35.840
<v Speaker 2>so that stuff's boring, sure, but I called GOEO today

0:10:35.880 --> 0:10:37.840
<v Speaker 2>to try and sort out what was happening, and then

0:10:37.880 --> 0:10:40.560
<v Speaker 2>I found out that they had launched the claim against

0:10:40.600 --> 0:10:42.920
<v Speaker 2>a car that I owned five years ago, and for

0:10:42.960 --> 0:10:47.040
<v Speaker 2>the past five years I have been paying CTP insurance

0:10:47.720 --> 0:10:51.200
<v Speaker 2>on a car that I don't own. Insane, How do

0:10:51.240 --> 0:10:53.360
<v Speaker 2>you not do you? Was it like a monthly deduction

0:10:53.440 --> 0:10:54.800
<v Speaker 2>or were you paying annually with that? Like?

0:10:54.840 --> 0:10:55.679
<v Speaker 1>How are you paying that?

0:10:55.800 --> 0:10:57.720
<v Speaker 2>It was like just a direct debit that just constantly

0:10:57.760 --> 0:10:59.080
<v Speaker 2>came out of my bank account, and then when I

0:10:59.080 --> 0:11:01.040
<v Speaker 2>needed to renew it would call up and renew it

0:11:01.120 --> 0:11:03.839
<v Speaker 2>on the phone. And of course when I sold that car,

0:11:03.920 --> 0:11:05.719
<v Speaker 2>I told them I didn't want it anymore. I told

0:11:05.760 --> 0:11:07.080
<v Speaker 2>them I didn't have it. I told them I didn't

0:11:07.080 --> 0:11:09.680
<v Speaker 2>need to ensure it, and somewhere along the paper train

0:11:10.040 --> 0:11:12.920
<v Speaker 2>that didn't exist. Because everything's done on the internet now,

0:11:13.480 --> 0:11:15.760
<v Speaker 2>I just didn't read the details, and so I got

0:11:15.800 --> 0:11:20.120
<v Speaker 2>reimbursed a shit ton of money today, so us, Yeah,

0:11:20.160 --> 0:11:22.280
<v Speaker 2>it was a kind of weird situation that turned into

0:11:22.280 --> 0:11:22.800
<v Speaker 2>a bonus.

0:11:23.240 --> 0:11:25.760
<v Speaker 1>However, five years of forced savings.

0:11:26.040 --> 0:11:28.240
<v Speaker 2>Yeah, look, I wouldn't recommend it, but I am now

0:11:28.280 --> 0:11:30.480
<v Speaker 2>going to tell you how to navigate your financial love

0:11:30.520 --> 0:11:33.880
<v Speaker 2>life if you're still with us.

0:11:34.440 --> 0:11:35.680
<v Speaker 1>Before we jump into that.

0:11:36.160 --> 0:11:38.880
<v Speaker 2>I want to follow up something from last week, and

0:11:38.920 --> 0:11:41.240
<v Speaker 2>I think the week before it's been ongoing that Celeste

0:11:41.240 --> 0:11:45.120
<v Speaker 2>Barber and her fundraiser. It was sort of on the

0:11:45.160 --> 0:11:46.800
<v Speaker 2>fence with what was going to happen with the fifty

0:11:46.840 --> 0:11:48.640
<v Speaker 2>one million. Was it actually going to be able to

0:11:48.679 --> 0:11:50.600
<v Speaker 2>be dispersed or was it going to be stuck in

0:11:50.600 --> 0:11:53.760
<v Speaker 2>this one charity? And it has come out that it

0:11:53.800 --> 0:11:55.840
<v Speaker 2>cannot be spread, it cannot be dispersed, and it has

0:11:55.880 --> 0:11:57.280
<v Speaker 2>sustained the one charity.

0:11:58.040 --> 0:11:59.359
<v Speaker 1>I'm so disappointed.

0:11:59.400 --> 0:12:01.360
<v Speaker 2>Well, we were talking about this in last podcast and

0:12:01.480 --> 0:12:04.280
<v Speaker 2>how how like conversation around this was like, there's no

0:12:04.480 --> 0:12:07.480
<v Speaker 2>possible way that it's going to have a ruling where

0:12:07.559 --> 0:12:09.800
<v Speaker 2>it's not going to end up being redistributed out to

0:12:09.840 --> 0:12:12.720
<v Speaker 2>other charities and to families and firefighters and everyone else

0:12:12.760 --> 0:12:15.680
<v Speaker 2>who has been affected by what happened earlier this year.

0:12:16.400 --> 0:12:19.800
<v Speaker 2>We were just so certain, which I think, like, I mean,

0:12:19.880 --> 0:12:22.080
<v Speaker 2>there's there's an issue in that we should never be

0:12:22.080 --> 0:12:24.600
<v Speaker 2>certain of anything before it actually comes to fruition. But

0:12:25.240 --> 0:12:27.320
<v Speaker 2>it's yeah, they've come out now and they've said that no,

0:12:27.440 --> 0:12:30.200
<v Speaker 2>that fifty one million dollars has to go to the RFS,

0:12:30.200 --> 0:12:33.080
<v Speaker 2>and it has to be distributed throughout the trust and

0:12:33.240 --> 0:12:36.040
<v Speaker 2>through the services that the RFS specialize in, like it

0:12:36.040 --> 0:12:38.360
<v Speaker 2>can be used on administration costs, it can be used

0:12:38.360 --> 0:12:40.480
<v Speaker 2>on training, it can be used on equipment, it can

0:12:40.640 --> 0:12:43.079
<v Speaker 2>be used for therapy and for the firefighters and their

0:12:43.080 --> 0:12:46.400
<v Speaker 2>families who lost their lives during what happened earlier in January.

0:12:46.400 --> 0:12:48.360
<v Speaker 1>But it cannot be distributed.

0:12:47.880 --> 0:12:51.920
<v Speaker 2>Or evenly dispersed throughout any other charities in Australia. And

0:12:52.679 --> 0:12:54.400
<v Speaker 2>I just feel I.

0:12:54.360 --> 0:12:56.760
<v Speaker 1>Feel a little bit angry about it, Guys.

0:12:57.160 --> 0:12:59.920
<v Speaker 2>I feel like it's personal because so many people were

0:13:00.000 --> 0:13:03.360
<v Speaker 2>they emotionally and financially invested in that, and they were

0:13:03.360 --> 0:13:05.640
<v Speaker 2>doing it because they really really believed that their money

0:13:05.679 --> 0:13:07.319
<v Speaker 2>was going to go to all these people and all

0:13:07.320 --> 0:13:09.880
<v Speaker 2>these states and all these animals and like every single

0:13:09.920 --> 0:13:12.960
<v Speaker 2>person or situation that was affected by the fires. And

0:13:13.000 --> 0:13:16.080
<v Speaker 2>to hear now, I get that this is legislation, I

0:13:16.120 --> 0:13:18.000
<v Speaker 2>get that there's a dotted line that we signed on,

0:13:18.360 --> 0:13:21.760
<v Speaker 2>but have a bit of compassion and almost use your

0:13:21.760 --> 0:13:23.760
<v Speaker 2>heart a little bit. I guess, I guess like, look,

0:13:23.800 --> 0:13:26.120
<v Speaker 2>I mean, it's definitely not the rfs's fault, like they

0:13:26.440 --> 0:13:28.200
<v Speaker 2>have they have come to the table and they are

0:13:28.200 --> 0:13:30.960
<v Speaker 2>trying to find ways to better distribute the money, but

0:13:31.559 --> 0:13:33.920
<v Speaker 2>the High Court has ruled that that's not a possibility.

0:13:34.080 --> 0:13:35.960
<v Speaker 2>The issue I guess I have with it is it

0:13:36.000 --> 0:13:38.400
<v Speaker 2>doesn't lie with Celeste Barber. I think that she's an

0:13:38.400 --> 0:13:41.040
<v Speaker 2>incredible woman. We all know that her intention was so

0:13:41.240 --> 0:13:44.000
<v Speaker 2>pure and that it came from a place of wanting

0:13:44.400 --> 0:13:47.320
<v Speaker 2>to do everything that she possibly could to make a

0:13:47.360 --> 0:13:49.720
<v Speaker 2>difference in a time where so many people were suffering

0:13:49.760 --> 0:13:53.280
<v Speaker 2>and so many people were so horribly affected. The problem is,

0:13:53.480 --> 0:13:55.480
<v Speaker 2>as much as it's said on the go fundme page,

0:13:55.559 --> 0:13:58.040
<v Speaker 2>it was very black and white. It said the money

0:13:58.040 --> 0:14:01.440
<v Speaker 2>that was raised would be going to the r r However,

0:14:01.800 --> 0:14:04.959
<v Speaker 2>Celeste Barber then got on her social media, which at

0:14:04.960 --> 0:14:08.080
<v Speaker 2>that point in time had seven million or so followers,

0:14:08.160 --> 0:14:12.160
<v Speaker 2>and she promised that it would be distributed to other charities.

0:14:12.200 --> 0:14:15.360
<v Speaker 2>And I think that that's where this conversation really has

0:14:15.400 --> 0:14:18.640
<v Speaker 2>a bit of a social and moral implications, because this

0:14:18.720 --> 0:14:21.880
<v Speaker 2>promise was made and then she continued to encourage people

0:14:21.920 --> 0:14:24.560
<v Speaker 2>to continue to donate under the promise that it would

0:14:24.560 --> 0:14:27.320
<v Speaker 2>be redistributed evenly. You know, maybe there needs to be

0:14:27.400 --> 0:14:30.920
<v Speaker 2>some reconsideration as to how it's distributed. And Britta and

0:14:30.920 --> 0:14:34.200
<v Speaker 2>I were talking earlier and I was like, surely, surely

0:14:34.240 --> 0:14:37.440
<v Speaker 2>they could have created an email or like an email

0:14:37.440 --> 0:14:40.520
<v Speaker 2>petition where an email gets sent out to every single

0:14:40.560 --> 0:14:44.600
<v Speaker 2>person who donated to that GoFundMe page and it's literally like, hey, guys,

0:14:44.800 --> 0:14:47.600
<v Speaker 2>you're from Australia. You fucking know what's going on because

0:14:47.600 --> 0:14:49.360
<v Speaker 2>everyone does, and this is all over the news at

0:14:49.400 --> 0:14:52.520
<v Speaker 2>the moment. Do you want your ten dollar contribution to

0:14:52.600 --> 0:14:54.480
<v Speaker 2>go to several different charities?

0:14:54.560 --> 0:14:55.040
<v Speaker 1>Please? Tick?

0:14:55.040 --> 0:14:57.160
<v Speaker 2>Which charities? Do you want it to only go to

0:14:57.160 --> 0:14:59.640
<v Speaker 2>the RFS? Like, I feel like that could have beat

0:14:59.640 --> 0:15:03.520
<v Speaker 2>a solution to this. Also, I think Celeste is such

0:15:03.520 --> 0:15:05.680
<v Speaker 2>an incredible woman and what she has done is incredible

0:15:05.760 --> 0:15:07.600
<v Speaker 2>and it pains me a little bit to see her

0:15:07.600 --> 0:15:09.480
<v Speaker 2>go through this because she's copped a lot of slack

0:15:09.520 --> 0:15:12.640
<v Speaker 2>for it, like people some people are saying almost like

0:15:12.680 --> 0:15:16.479
<v Speaker 2>it was intentional. You could see from her that she honestly,

0:15:17.240 --> 0:15:19.600
<v Speaker 2>from the bottom of her heart, believed it was going

0:15:19.640 --> 0:15:22.160
<v Speaker 2>to be spread evenly. There's no way she would have

0:15:22.200 --> 0:15:24.480
<v Speaker 2>encouraged people from around the world to donate that amount

0:15:24.520 --> 0:15:26.920
<v Speaker 2>of money thinking that it would be going to one place.

0:15:27.000 --> 0:15:29.600
<v Speaker 2>She really really believed that it was going to be

0:15:29.640 --> 0:15:31.920
<v Speaker 2>spread out evenly. And I my heart breaks for a

0:15:31.920 --> 0:15:33.640
<v Speaker 2>little bit because she's copped a lot of slack. She

0:15:33.680 --> 0:15:36.520
<v Speaker 2>has fought it tooth and nail. She's done everything she

0:15:36.560 --> 0:15:39.080
<v Speaker 2>possibly can, So we still need to take our hat

0:15:39.120 --> 0:15:41.360
<v Speaker 2>off to her. And I don't know, I'm I'm definitely

0:15:41.600 --> 0:15:43.240
<v Speaker 2>a bit deflated and a bit disappointed.

0:15:43.440 --> 0:15:44.480
<v Speaker 1>Yeah, I'm with you, Britt.

0:15:44.560 --> 0:15:46.880
<v Speaker 2>Like I think it's so important to not point the

0:15:46.920 --> 0:15:50.320
<v Speaker 2>finger at someone who has done everything that they possibly

0:15:50.320 --> 0:15:52.440
<v Speaker 2>can to do what they thought was the right thing,

0:15:52.800 --> 0:15:55.120
<v Speaker 2>because all that's going to do is discourage other people

0:15:55.120 --> 0:15:56.920
<v Speaker 2>in the future to put their hand up to try

0:15:57.000 --> 0:15:59.840
<v Speaker 2>and raise money for really important causes. I think this

0:15:59.920 --> 0:16:02.360
<v Speaker 2>is a huge lesson to learn, maybe that when there

0:16:02.400 --> 0:16:05.560
<v Speaker 2>is legislation in place, that that laws of laws, rules

0:16:05.600 --> 0:16:08.240
<v Speaker 2>of rules, and sometimes they can't be broken regardless of

0:16:08.240 --> 0:16:12.760
<v Speaker 2>whatever social influence you have. But I do genuinely believe

0:16:12.800 --> 0:16:15.400
<v Speaker 2>that her intentions were so pure and so incredible, and

0:16:15.440 --> 0:16:17.560
<v Speaker 2>that she should not be copying the brunt for any

0:16:17.600 --> 0:16:19.160
<v Speaker 2>of this anyway.

0:16:19.400 --> 0:16:22.240
<v Speaker 1>Welcome to the news room with Britain Laura.

0:16:22.440 --> 0:16:28.320
<v Speaker 2>Now it's time to get into accidentally unfiltered or.

0:16:28.240 --> 0:16:31.400
<v Speaker 1>In this case, accidentally vomited. Oh god, Yeah, guys.

0:16:31.440 --> 0:16:33.840
<v Speaker 2>Last week we put a call out after my disgusting

0:16:33.880 --> 0:16:36.320
<v Speaker 2>story where I vomited through the fly screen and brit

0:16:36.400 --> 0:16:39.720
<v Speaker 2>vomiting up a kebab. We shouldn't have done that because

0:16:39.760 --> 0:16:44.600
<v Speaker 2>you guys are fucked up. You're a bunch of sicos

0:16:44.600 --> 0:16:47.160
<v Speaker 2>for sure. No, look, we put a call out. We

0:16:47.160 --> 0:16:49.200
<v Speaker 2>were just on the spot. We were just saying, hey,

0:16:49.240 --> 0:16:52.920
<v Speaker 2>have you guys ever done something that's so ridiculous and

0:16:52.960 --> 0:16:55.800
<v Speaker 2>embarrassing on our first date and you've continued to date.

0:16:55.840 --> 0:16:57.920
<v Speaker 1>That was the question. It could have been anything, but

0:16:58.160 --> 0:17:01.960
<v Speaker 1>all we got was vomit. Ye take hundreds of followed questions.

0:17:02.000 --> 0:17:03.320
<v Speaker 2>But I mean, I do think that we were kind

0:17:03.360 --> 0:17:05.119
<v Speaker 2>of to blame with that, Like both our stories were

0:17:05.160 --> 0:17:05.840
<v Speaker 2>vomit stories.

0:17:05.840 --> 0:17:08.080
<v Speaker 1>But guys, I'm not even I'm not even exaggerating.

0:17:08.200 --> 0:17:12.159
<v Speaker 2>We have received hundreds of messages over the past week

0:17:12.400 --> 0:17:14.640
<v Speaker 2>with your disgusting vomit stories.

0:17:14.760 --> 0:17:16.440
<v Speaker 1>Yeah, we've had hours of laughter, but I want to

0:17:16.520 --> 0:17:20.440
<v Speaker 1>kick it off hours lols.

0:17:20.520 --> 0:17:22.680
<v Speaker 2>So many of them with a Lolla derby all around

0:17:22.800 --> 0:17:25.800
<v Speaker 2>here was I definitely needed some panel hol bad run out.

0:17:26.600 --> 0:17:29.400
<v Speaker 2>I'm going to kick it off with actually a message

0:17:29.400 --> 0:17:32.280
<v Speaker 2>I got from my dad just yesterday. Hey big tones,

0:17:32.600 --> 0:17:36.480
<v Speaker 2>we're miss This is a message. Hey babe, just listened

0:17:36.480 --> 0:17:38.879
<v Speaker 2>to both epps from last week during my workout this morning.

0:17:39.080 --> 0:17:40.280
<v Speaker 1>Good staying in shape.

0:17:40.320 --> 0:17:44.240
<v Speaker 2>Any yeah, anyway, just about Laura's vomit story, it really

0:17:44.280 --> 0:17:47.520
<v Speaker 2>resonated with me because once a long, long time ago,

0:17:47.640 --> 0:17:50.040
<v Speaker 2>we had a wardrobe with sliding doors right next to

0:17:50.080 --> 0:17:53.240
<v Speaker 2>the on suite which also had sliding doors. And Yep,

0:17:53.440 --> 0:17:55.280
<v Speaker 2>one night, I was very drunk and I needed to

0:17:55.280 --> 0:17:58.040
<v Speaker 2>get to the on sweet quick. I remember just getting

0:17:58.040 --> 0:18:00.040
<v Speaker 2>the door open before I coded what I thought? What

0:18:00.200 --> 0:18:03.840
<v Speaker 2>was Yon Suite in my vomit? My projectile vomit. Now

0:18:03.960 --> 0:18:06.439
<v Speaker 2>imagine my puzzlement when the next morning I went to

0:18:06.480 --> 0:18:09.080
<v Speaker 2>clean up beyond suite to find it was completely untouched.

0:18:09.240 --> 0:18:11.160
<v Speaker 2>And my horror when I went to get my workshow

0:18:11.200 --> 0:18:12.760
<v Speaker 2>from the wardrobe.

0:18:13.960 --> 0:18:16.760
<v Speaker 1>Made me laugh. Our lad thinking of it, Your mum

0:18:16.920 --> 0:18:17.800
<v Speaker 1>not so much.

0:18:18.119 --> 0:18:21.360
<v Speaker 2>Oh Papa, Tony bless you, Tony bless you.

0:18:22.080 --> 0:18:23.359
<v Speaker 1>Is that the one that you're reading or did you

0:18:23.400 --> 0:18:26.760
<v Speaker 1>have no just and I wanted to read it. Do

0:18:26.840 --> 0:18:29.240
<v Speaker 1>we want to do multiple vomit stories? I want to

0:18:29.280 --> 0:18:29.760
<v Speaker 1>read one more.

0:18:29.800 --> 0:18:32.480
<v Speaker 2>Yet I feel gross already, so I need to go

0:18:32.520 --> 0:18:34.359
<v Speaker 2>on to say that like that happened with mum and

0:18:34.440 --> 0:18:36.440
<v Speaker 2>dad and they have been together for forty two years.

0:18:36.480 --> 0:18:37.360
<v Speaker 1>So that was success.

0:18:37.840 --> 0:18:41.800
<v Speaker 2>Out of the out of the hundreds of vomit stories

0:18:41.840 --> 0:18:44.920
<v Speaker 2>we did receive, guys, I had picked one that really

0:18:44.920 --> 0:18:45.560
<v Speaker 2>stood out to me.

0:18:45.600 --> 0:18:47.480
<v Speaker 1>I guess to maybe because it made my skin crawl

0:18:47.520 --> 0:18:50.200
<v Speaker 1>a little bit. Here we go.

0:18:51.040 --> 0:18:53.199
<v Speaker 2>When I first met my now fiance, we would go

0:18:53.240 --> 0:18:56.000
<v Speaker 2>out for long dinners followed by drinks late into the

0:18:56.080 --> 0:18:57.199
<v Speaker 2>night at multiple bars.

0:18:57.600 --> 0:18:58.760
<v Speaker 1>One night, very.

0:18:58.560 --> 0:19:01.200
<v Speaker 2>Early on in to seeing each other, we headed home

0:19:01.280 --> 0:19:03.080
<v Speaker 2>after a huge night out and I thought it would

0:19:03.119 --> 0:19:05.359
<v Speaker 2>be super hot and sexy to have a bath together.

0:19:05.840 --> 0:19:06.720
<v Speaker 1>I was so.

0:19:06.560 --> 0:19:08.840
<v Speaker 2>Drunk and I started to feel really unwell, and I

0:19:08.840 --> 0:19:12.240
<v Speaker 2>couldn't hold it back any longer. I vomited up all

0:19:12.320 --> 0:19:15.000
<v Speaker 2>of the pasta and red wine into the bar. You

0:19:15.119 --> 0:19:17.840
<v Speaker 2>cannot imagine the color of the water and the chunks

0:19:17.880 --> 0:19:21.040
<v Speaker 2>floating everywhere. He's sitting opposite me. He got me out,

0:19:21.240 --> 0:19:24.639
<v Speaker 2>chunks covered everywhere, showered me, and put me in my pajamas.

0:19:24.920 --> 0:19:26.000
<v Speaker 1>That was five years ago.

0:19:26.119 --> 0:19:28.320
<v Speaker 2>We had to cancel our wedding due to COVID this year,

0:19:28.359 --> 0:19:30.000
<v Speaker 2>but we have been engaged.

0:19:29.640 --> 0:19:34.280
<v Speaker 1>For a year. It's actually so rank.

0:19:34.280 --> 0:19:37.040
<v Speaker 2>So romantic. Guys like I just you know what a picture.

0:19:37.200 --> 0:19:39.000
<v Speaker 2>That's a good man who stands by you.

0:19:39.000 --> 0:19:43.320
<v Speaker 1>No, you know what? You know? You throw that fish

0:19:43.560 --> 0:19:47.880
<v Speaker 1>chunks to sharks. What's it called? It's like chuck chucks.

0:19:48.000 --> 0:19:48.960
<v Speaker 1>Thanks for that image.

0:19:49.040 --> 0:19:51.280
<v Speaker 2>I have one, accidentally unfiltered that has nothing to do

0:19:51.320 --> 0:19:52.920
<v Speaker 2>with vomit, and can I just I'm just gonna put

0:19:52.920 --> 0:19:55.119
<v Speaker 2>this out there. If you have a vomit story, do

0:19:55.280 --> 0:19:57.760
<v Speaker 2>not send it to us. I don't want to read anymore.

0:19:58.240 --> 0:20:01.320
<v Speaker 2>Keep that to yourself and bury. But this one I

0:20:01.400 --> 0:20:03.600
<v Speaker 2>quite liked and had a really really good chuckle over.

0:20:03.840 --> 0:20:05.760
<v Speaker 2>I am a fully grown adult, and I moved home

0:20:05.800 --> 0:20:08.439
<v Speaker 2>to be with my family during COVID, So you know what,

0:20:08.560 --> 0:20:11.520
<v Speaker 2>I'm thirty two and I live with my parents. Anyway,

0:20:11.720 --> 0:20:15.440
<v Speaker 2>this one day I was sat home alone. Everyone else

0:20:15.480 --> 0:20:17.679
<v Speaker 2>was out in dogwalk and I was pretending like I

0:20:17.720 --> 0:20:21.480
<v Speaker 2>was going to study. Bored and horny, so I decided

0:20:21.520 --> 0:20:24.600
<v Speaker 2>to stick on some pawn. My family had just left,

0:20:24.600 --> 0:20:26.040
<v Speaker 2>so I figured, you know, what. I've got some time

0:20:26.080 --> 0:20:27.960
<v Speaker 2>to myself. But boy, was I wrong.

0:20:28.800 --> 0:20:29.359
<v Speaker 1>I love me.

0:20:30.359 --> 0:20:32.920
<v Speaker 2>I was midway through my meantime when I saw something

0:20:32.960 --> 0:20:35.639
<v Speaker 2>out the corner of my eye. I look up and

0:20:35.680 --> 0:20:38.520
<v Speaker 2>I see the biggest fucking spider I've ever seen in

0:20:38.560 --> 0:20:41.679
<v Speaker 2>my entire life, Like think the size of a computer mouse,

0:20:41.880 --> 0:20:45.359
<v Speaker 2>and it's lowering itself from the ceiling. I let out

0:20:45.520 --> 0:20:49.359
<v Speaker 2>the most blood curdling, ground shaking scream that I could

0:20:49.359 --> 0:20:52.320
<v Speaker 2>possibly muster, and at that very second.

0:20:52.200 --> 0:20:53.639
<v Speaker 1>My door flies open.

0:20:54.240 --> 0:20:57.800
<v Speaker 2>My father run him holding a dog collar and looks

0:20:57.800 --> 0:20:58.320
<v Speaker 2>eyes for me.

0:20:58.760 --> 0:21:03.200
<v Speaker 1>He's innocent. Yeah, girl, butt naked sprawling across her.

0:21:03.119 --> 0:21:08.560
<v Speaker 2>Bed with one hand on over vagina. He slowly backs out,

0:21:08.760 --> 0:21:12.160
<v Speaker 2>closes the door, doesn't say a word, and the look

0:21:12.200 --> 0:21:14.879
<v Speaker 2>of pure horror on his face was remarkable.

0:21:15.400 --> 0:21:19.840
<v Speaker 1>That's do you know what? I think The funniest thing

0:21:20.000 --> 0:21:21.280
<v Speaker 1>is Wait is more.

0:21:21.400 --> 0:21:23.560
<v Speaker 2>I'm pretty sure he must have come home for the

0:21:23.600 --> 0:21:25.960
<v Speaker 2>spared dog collar that we keep in the cupboard next

0:21:25.960 --> 0:21:28.600
<v Speaker 2>to my bedroom, and then he heard me scream, but

0:21:28.680 --> 0:21:31.520
<v Speaker 2>because I was wearing earphones, I didn't hear him come in.

0:21:32.119 --> 0:21:34.160
<v Speaker 2>They have been home for hours now and.

0:21:34.080 --> 0:21:35.440
<v Speaker 1>I haven't left my room.

0:21:35.920 --> 0:21:38.160
<v Speaker 2>I'm gonna post you guys an update if I don't

0:21:38.200 --> 0:21:39.159
<v Speaker 2>die from embarrassment.

0:21:43.440 --> 0:21:44.240
<v Speaker 1>The funny thing was.

0:21:44.240 --> 0:21:46.760
<v Speaker 2>When you're reading that story and you're like, until I

0:21:46.800 --> 0:21:48.840
<v Speaker 2>realized I wasn't home alone, and then you said the

0:21:48.840 --> 0:21:50.880
<v Speaker 2>spider was lowering itself from the roof. I'm like, girl,

0:21:50.960 --> 0:21:53.520
<v Speaker 2>get alivee A spider watching you massurbate is not a

0:21:53.520 --> 0:21:56.400
<v Speaker 2>big deal. That's where I thought the story was going,

0:21:56.440 --> 0:21:58.120
<v Speaker 2>Like the spider corner like sprung.

0:22:00.119 --> 0:22:02.399
<v Speaker 1>Oh my god, I just love this so much.

0:22:02.720 --> 0:22:04.800
<v Speaker 2>I just love that she got full button ache and

0:22:04.880 --> 0:22:06.560
<v Speaker 2>to masturbate, Like, what's wrong with just.

0:22:06.560 --> 0:22:10.159
<v Speaker 1>Putting your hands down your pairs? She needs the freedom.

0:22:10.240 --> 0:22:12.199
<v Speaker 2>That's a lot of effort. It's more effort than I

0:22:12.240 --> 0:22:17.520
<v Speaker 2>go to but I'm pretty lazy. Let's be around a guys. Well,

0:22:17.600 --> 0:22:19.520
<v Speaker 2>on that note, I think it's time for us to

0:22:19.560 --> 0:22:22.800
<v Speaker 2>dive into the topic of today, guys talking money in

0:22:22.800 --> 0:22:26.159
<v Speaker 2>a relationship. It is generally not a very sexy topic.

0:22:26.320 --> 0:22:28.040
<v Speaker 2>And I don't know about you, but it puts me

0:22:28.119 --> 0:22:36.000
<v Speaker 2>to sleep. Direct Devin interest free joint bank account.

0:22:37.119 --> 0:22:38.880
<v Speaker 1>We said it's not sexy, so I'm trying to make

0:22:38.920 --> 0:22:40.120
<v Speaker 1>it a real sexy.

0:22:40.160 --> 0:22:46.679
<v Speaker 2>Okay, you definitely didn't, but thanks, but nonetheless, guys, it

0:22:46.800 --> 0:22:49.800
<v Speaker 2>is boring. It's definitely not sexy, even though Laura tries

0:22:49.840 --> 0:22:51.800
<v Speaker 2>to make it sexy. But it is important and it

0:22:51.880 --> 0:22:53.840
<v Speaker 2>is something that has to be discussed at some point

0:22:54.000 --> 0:22:57.760
<v Speaker 2>in your relationship in order to have a healthy, open, ongoing,

0:22:57.880 --> 0:23:02.160
<v Speaker 2>and long term relationship. Whether or not you guys want

0:23:02.160 --> 0:23:04.320
<v Speaker 2>to talk about it, we're going to.

0:23:05.080 --> 0:23:09.879
<v Speaker 1>Double penetration, I mean jewel income. How are we thinking

0:23:09.960 --> 0:23:10.879
<v Speaker 1>of it?

0:23:10.920 --> 0:23:13.880
<v Speaker 2>Was a while no, but honestly, guys, of finances and

0:23:14.200 --> 0:23:18.200
<v Speaker 2>fighting about finance is one of the biggest biggest hurdles

0:23:18.200 --> 0:23:20.560
<v Speaker 2>in a relationship. I think it's like cheating is like

0:23:20.600 --> 0:23:23.159
<v Speaker 2>the number one reason why people break up, and the

0:23:23.200 --> 0:23:24.560
<v Speaker 2>second one to that is finance.

0:23:24.600 --> 0:23:25.720
<v Speaker 1>And maybe it doesn't seem like a.

0:23:25.640 --> 0:23:28.119
<v Speaker 2>Big deal when you're young and you know you're just

0:23:28.160 --> 0:23:30.399
<v Speaker 2>getting into a relationship, but you know what, as you

0:23:30.440 --> 0:23:32.960
<v Speaker 2>start to mature that relationship, as you guys get older,

0:23:33.000 --> 0:23:36.879
<v Speaker 2>as you have more responsibilities and you know, just life everything,

0:23:36.880 --> 0:23:38.840
<v Speaker 2>there's more pressures that come with age, and there's more

0:23:38.840 --> 0:23:40.040
<v Speaker 2>pressures that come with commitment.

0:23:40.520 --> 0:23:42.120
<v Speaker 1>That's when you're.

0:23:41.880 --> 0:23:44.120
<v Speaker 2>Savings, your ability to save, the way that you guys

0:23:44.160 --> 0:23:46.159
<v Speaker 2>do with money, the way that you view money, the

0:23:46.200 --> 0:23:48.560
<v Speaker 2>way that you put your money together and what's mine

0:23:48.600 --> 0:23:50.760
<v Speaker 2>is yours or yours is mine, or mine and yours

0:23:50.800 --> 0:23:52.680
<v Speaker 2>is ours. That was a lot of things going on there,

0:23:52.680 --> 0:23:54.399
<v Speaker 2>But you know what I mean, I'm more like, what

0:23:54.800 --> 0:23:56.840
<v Speaker 2>yours is mine, what's mine is mine, So don't take

0:23:57.720 --> 0:24:02.000
<v Speaker 2>but that all will massively impact your ability to communicate

0:24:02.000 --> 0:24:04.480
<v Speaker 2>it or massively impact your ability to have a happy,

0:24:05.040 --> 0:24:07.320
<v Speaker 2>long and fulfilling relationship. So that's why we thought it

0:24:07.359 --> 0:24:09.200
<v Speaker 2>was really important, and we wanted to kind of break

0:24:09.200 --> 0:24:11.359
<v Speaker 2>it down and talk about a few different aspects of it,

0:24:11.760 --> 0:24:14.040
<v Speaker 2>like when do you have that conversation with your partner

0:24:14.080 --> 0:24:16.840
<v Speaker 2>about opening a joint bank account, and how do you

0:24:16.880 --> 0:24:19.960
<v Speaker 2>manage your finances when you move from being just newly

0:24:20.040 --> 0:24:23.399
<v Speaker 2>dating to being a married couple when you have dependents

0:24:23.480 --> 0:24:25.480
<v Speaker 2>like kids, So that we're going to kind of unpack

0:24:25.480 --> 0:24:26.439
<v Speaker 2>a few aspects of this.

0:24:26.960 --> 0:24:28.320
<v Speaker 1>I found it so interesting.

0:24:28.400 --> 0:24:30.719
<v Speaker 2>And I know that we joke and we say it's

0:24:30.720 --> 0:24:33.520
<v Speaker 2>a boring topic, it actually isn't that boring once you

0:24:33.640 --> 0:24:35.359
<v Speaker 2>Once I put the feelers out and I was asking

0:24:35.520 --> 0:24:38.440
<v Speaker 2>some questions from our Instagram listeners, and once I did

0:24:38.440 --> 0:24:41.400
<v Speaker 2>my own research, it's quite interesting the way people do things,

0:24:41.400 --> 0:24:43.840
<v Speaker 2>the way they break it down the way people like

0:24:43.920 --> 0:24:46.280
<v Speaker 2>in the relationship. One couple thinks that something should be

0:24:46.280 --> 0:24:47.760
<v Speaker 2>done one way and the other couple things it should

0:24:47.760 --> 0:24:49.919
<v Speaker 2>be done the other way. And also, I guess, like

0:24:50.000 --> 0:24:51.560
<v Speaker 2>what we want to just kind of preface before we

0:24:51.600 --> 0:24:54.080
<v Speaker 2>really get into this is that there isn't one hard

0:24:54.119 --> 0:24:56.639
<v Speaker 2>and fast rule for how this should be. There's so

0:24:56.840 --> 0:25:00.000
<v Speaker 2>many colors of gray to like what works for different relationships.

0:25:00.400 --> 0:25:02.639
<v Speaker 2>There are definitely some hard and fast rules, like obviously

0:25:02.720 --> 0:25:04.760
<v Speaker 2>you never want to be in a relationship where someone

0:25:04.840 --> 0:25:07.320
<v Speaker 2>is using money as a way of having control or

0:25:07.320 --> 0:25:09.919
<v Speaker 2>as a power play in a relationship, But there are

0:25:10.000 --> 0:25:12.040
<v Speaker 2>multiple healthy ways for you to deal with money in

0:25:12.080 --> 0:25:14.199
<v Speaker 2>a relationship. So we just want to make sure that,

0:25:14.240 --> 0:25:16.080
<v Speaker 2>like you guys know, like we don't think that there

0:25:16.119 --> 0:25:18.040
<v Speaker 2>is a black and white way of doing things. We're

0:25:18.080 --> 0:25:21.080
<v Speaker 2>just kind of giving you some best case scenarios and

0:25:21.119 --> 0:25:23.440
<v Speaker 2>some options if this is a conversation that you're ready

0:25:23.440 --> 0:25:25.320
<v Speaker 2>to have with your partner, or it's something that you're

0:25:25.320 --> 0:25:26.320
<v Speaker 2>struggling with right now.

0:25:26.640 --> 0:25:28.639
<v Speaker 1>I found it really interesting when I looked at this.

0:25:28.840 --> 0:25:31.560
<v Speaker 2>Studies have shown that most couples do not know what

0:25:31.720 --> 0:25:34.800
<v Speaker 2>is going on in their partner's finances. It's been shown

0:25:34.800 --> 0:25:37.080
<v Speaker 2>that thirty percent of people don't know their partner's salary,

0:25:37.080 --> 0:25:41.720
<v Speaker 2>which I find mind boggling because I think that if

0:25:41.760 --> 0:25:44.359
<v Speaker 2>I was in a relationship to the point of wanting

0:25:44.400 --> 0:25:46.520
<v Speaker 2>to buy a house, or getting married or saving for

0:25:46.520 --> 0:25:48.840
<v Speaker 2>a wedding, I would want to know what my partnerns

0:25:48.920 --> 0:25:50.600
<v Speaker 2>I think. I mean, guys, I'm not in a long

0:25:50.680 --> 0:25:53.360
<v Speaker 2>term relationship. I have been before, and I have known

0:25:53.400 --> 0:25:56.040
<v Speaker 2>what he earned. I just can't imagine being with someone

0:25:56.040 --> 0:25:59.240
<v Speaker 2>and having no idea what they were bringing home. Well,

0:25:59.280 --> 0:26:00.800
<v Speaker 2>I think of it like a lows my mind that

0:26:01.080 --> 0:26:02.919
<v Speaker 2>there are couples that don't know. But I guess it

0:26:02.960 --> 0:26:05.359
<v Speaker 2>also comes down to I think this comes when there

0:26:05.400 --> 0:26:08.720
<v Speaker 2>can be a big discrepancy between someone's income. So, for example,

0:26:09.040 --> 0:26:12.120
<v Speaker 2>just say you're dating someone and they earn way more

0:26:12.160 --> 0:26:13.960
<v Speaker 2>than you like. You know that they earn a shit

0:26:14.000 --> 0:26:16.200
<v Speaker 2>ton of money, but you don't really know how much money.

0:26:16.400 --> 0:26:19.200
<v Speaker 2>I think that that's when this conversation is sometimes kept

0:26:19.600 --> 0:26:22.879
<v Speaker 2>a bit private. Maybe it's kept because whoever it is

0:26:22.920 --> 0:26:25.480
<v Speaker 2>that's earning more money doesn't want to be fully disclosing

0:26:25.480 --> 0:26:26.760
<v Speaker 2>of it because one they don't want to feel like

0:26:26.800 --> 0:26:28.920
<v Speaker 2>they're having to pay for every single thing, or they're

0:26:28.920 --> 0:26:31.000
<v Speaker 2>not wanting the person to like want to be with

0:26:31.040 --> 0:26:34.000
<v Speaker 2>them from their financial perspective. But I do think that

0:26:34.000 --> 0:26:36.560
<v Speaker 2>if you're in a really committed relationship where you have

0:26:36.880 --> 0:26:40.480
<v Speaker 2>really open dialogue and you talk about everything, which is

0:26:40.480 --> 0:26:43.400
<v Speaker 2>what you're supposed to be doing, then finances is part

0:26:43.400 --> 0:26:45.120
<v Speaker 2>of that and you should kind of know what somebody

0:26:45.160 --> 0:26:47.600
<v Speaker 2>is earning in the beginning, in the early days of dating,

0:26:47.640 --> 0:26:50.200
<v Speaker 2>getting to know someone. I don't think it's anyone's business

0:26:50.280 --> 0:26:52.480
<v Speaker 2>what you're earning, and I think you sort of navigate

0:26:52.560 --> 0:26:55.399
<v Speaker 2>that on your your own terms. Maybe you paid it

0:26:55.440 --> 0:26:57.080
<v Speaker 2>in a last week, I'll get this week. It's not

0:26:57.160 --> 0:27:00.199
<v Speaker 2>about you earn more than me, so you're paying for more.

0:27:00.600 --> 0:27:02.919
<v Speaker 2>But definitely down the track when you move in together

0:27:03.080 --> 0:27:05.160
<v Speaker 2>and you get married and you need to start budgeting

0:27:05.200 --> 0:27:09.120
<v Speaker 2>for your life i e. Children and houses, paying bills,

0:27:09.400 --> 0:27:11.200
<v Speaker 2>maybe you're a stay at home mum, you definitely need

0:27:11.240 --> 0:27:13.639
<v Speaker 2>to know then, and not even just that like holidays

0:27:13.640 --> 0:27:15.560
<v Speaker 2>and dinners and like the fun shit that you guys do.

0:27:15.640 --> 0:27:17.320
<v Speaker 2>You kind of need to know that because we.

0:27:17.320 --> 0:27:18.440
<v Speaker 1>Need to know what you bringing in.

0:27:18.560 --> 0:27:21.280
<v Speaker 2>Yeah, and if you're always going out for like fancy dinners,

0:27:21.280 --> 0:27:23.520
<v Speaker 2>and one of you is actually living above their means

0:27:23.560 --> 0:27:25.240
<v Speaker 2>and they can't really afford it, and the other one

0:27:25.280 --> 0:27:27.959
<v Speaker 2>is earning bank and can afford it. Then like you

0:27:27.960 --> 0:27:29.879
<v Speaker 2>need to make sure that you're kind of contributing to

0:27:29.920 --> 0:27:32.480
<v Speaker 2>that evenly, and evenly doesn't always mean fifty to fifty

0:27:32.520 --> 0:27:35.760
<v Speaker 2>split monetarily down the middle. It is super tricky to navigate,

0:27:35.800 --> 0:27:38.840
<v Speaker 2>and it does change throughout the whole relationship. So from

0:27:38.880 --> 0:27:41.320
<v Speaker 2>the beginning when you just start dating, to when you

0:27:41.359 --> 0:27:43.479
<v Speaker 2>do decide to get more serious, and then you move

0:27:43.520 --> 0:27:44.920
<v Speaker 2>in together, and then you get married, and then you

0:27:45.200 --> 0:27:46.359
<v Speaker 2>have kids, it all changes.

0:27:46.400 --> 0:27:49.440
<v Speaker 1>So we're gonna go and start back at the very beginning,

0:27:49.920 --> 0:27:51.639
<v Speaker 1>and that is we have touched on it in a

0:27:51.680 --> 0:27:54.719
<v Speaker 1>previous episode, but I just think we need to bundle

0:27:54.760 --> 0:27:59.280
<v Speaker 1>them all together in this episode. Laura thoughts who pays

0:27:59.320 --> 0:27:59.920
<v Speaker 1>on the first date.

0:28:00.720 --> 0:28:04.000
<v Speaker 2>We have very conflicting ideas on this, and like Britz said,

0:28:04.000 --> 0:28:05.720
<v Speaker 2>we've done a whole other episode on this. It's called

0:28:05.800 --> 0:28:08.480
<v Speaker 2>dating Etiquette. Dating Etiquette one oh one, go back and

0:28:08.520 --> 0:28:12.119
<v Speaker 2>listen to that after this. But I think first date,

0:28:12.400 --> 0:28:14.760
<v Speaker 2>depending on who asked for the date, I think at

0:28:14.760 --> 0:28:16.600
<v Speaker 2>first date can be very fifty to fifty. I think

0:28:16.640 --> 0:28:19.120
<v Speaker 2>that as a chick, you can offer to pay if

0:28:19.119 --> 0:28:21.120
<v Speaker 2>the guy asked to pay, Like, if the guy says

0:28:21.119 --> 0:28:22.520
<v Speaker 2>he wants to pay, then let him pay, Like, you

0:28:22.520 --> 0:28:24.640
<v Speaker 2>don't have to force that. But I will always offer

0:28:24.680 --> 0:28:26.600
<v Speaker 2>to pay, because, especially if I don't even know if

0:28:26.600 --> 0:28:28.000
<v Speaker 2>I want to see the guy again, I don't want

0:28:28.000 --> 0:28:30.399
<v Speaker 2>to feel indebted to seeing him. I don't want to

0:28:30.400 --> 0:28:32.879
<v Speaker 2>feel like I owe him anything, So I'll always offer

0:28:32.960 --> 0:28:35.679
<v Speaker 2>a fifty to fifty split. Yeah, Like, I'm fine with that.

0:28:36.080 --> 0:28:38.160
<v Speaker 2>Your thoughts if Yeah, Look, if he's asked me on

0:28:38.200 --> 0:28:40.880
<v Speaker 2>a date, I will always offer as well. But I'm

0:28:40.920 --> 0:28:42.760
<v Speaker 2>not gonna fight him to the death. I'll always throw

0:28:42.800 --> 0:28:44.240
<v Speaker 2>in the offer. But I do think that if he's

0:28:44.280 --> 0:28:46.880
<v Speaker 2>asked me on a date, then he can pay, but

0:28:47.040 --> 0:28:49.320
<v Speaker 2>I will probably go and get the dreams after, like

0:28:49.440 --> 0:28:52.280
<v Speaker 2>I have. I have a hard time letting anyone.

0:28:52.040 --> 0:28:54.120
<v Speaker 1>Do too much for me or pay for too much

0:28:54.160 --> 0:28:55.600
<v Speaker 1>for me. I've never been able to do that.

0:28:55.920 --> 0:28:57.360
<v Speaker 2>Yeah, I don't think it depends on who you are

0:28:57.400 --> 0:28:58.920
<v Speaker 2>as a person, Like I'm sure that there's people out

0:28:58.960 --> 0:29:02.000
<v Speaker 2>there who are away more comfortable with taking in that

0:29:02.080 --> 0:29:04.360
<v Speaker 2>sort of situation where they're like a bit more traditional

0:29:04.360 --> 0:29:07.120
<v Speaker 2>than like, okay, the guy pays for dinners, but I

0:29:07.160 --> 0:29:10.400
<v Speaker 2>think more and more in like today's society, and also

0:29:10.440 --> 0:29:12.960
<v Speaker 2>in like today's dating culture, there's a bit more of

0:29:13.000 --> 0:29:16.320
<v Speaker 2>an expectation that it's fifty to fifty. Then I think

0:29:16.480 --> 0:29:19.520
<v Speaker 2>once you start dating, if you go on a date

0:29:19.560 --> 0:29:21.640
<v Speaker 2>the next week, he paid last week, you can pay.

0:29:21.920 --> 0:29:24.200
<v Speaker 2>I think in the early days, it doesn't have to

0:29:24.240 --> 0:29:27.080
<v Speaker 2>be the guy trying and woo the woman for a

0:29:27.120 --> 0:29:29.000
<v Speaker 2>month or two months or I think those days are

0:29:29.080 --> 0:29:30.920
<v Speaker 2>long gone, and I think it should be pretty fifty

0:29:30.960 --> 0:29:34.200
<v Speaker 2>to fifty at the beginning, one hundred percent. And I

0:29:34.200 --> 0:29:37.040
<v Speaker 2>don't mean fifty to fifty like he maybe he took

0:29:37.040 --> 0:29:39.000
<v Speaker 2>you to a two hundred dollars dinner because he earns more.

0:29:39.040 --> 0:29:40.280
<v Speaker 1>You don't have to go and match.

0:29:40.080 --> 0:29:43.280
<v Speaker 2>That and take him to an equally expensive place. But

0:29:43.320 --> 0:29:46.280
<v Speaker 2>it's more the idea of, hey, look you got last time,

0:29:46.320 --> 0:29:47.920
<v Speaker 2>I'll get this time. Even if it was just like

0:29:48.000 --> 0:29:50.400
<v Speaker 2>pizza and a few beers. It's just it's the effort

0:29:50.480 --> 0:29:52.440
<v Speaker 2>and the thought. Well, the other thing is if he's

0:29:52.560 --> 0:29:55.640
<v Speaker 2>asked you, invited you to a dinner, and he has

0:29:55.680 --> 0:29:59.440
<v Speaker 2>booked the restaurant and it is a ridiculously expensive restaurant,

0:29:59.760 --> 0:30:04.040
<v Speaker 2>he he can't expect you to pay half, I don't think,

0:30:04.080 --> 0:30:07.520
<v Speaker 2>and the same if you decide on the restaurant, if

0:30:07.560 --> 0:30:09.720
<v Speaker 2>you have picked a really really expensive restaurant, you can't

0:30:09.720 --> 0:30:12.080
<v Speaker 2>expect him to pay for that either. So I think

0:30:12.160 --> 0:30:14.000
<v Speaker 2>you just have to use your brain be smart about it.

0:30:14.160 --> 0:30:16.520
<v Speaker 2>And I do think like also at the beginning, when

0:30:16.560 --> 0:30:18.520
<v Speaker 2>you start dating someone and you start to kind of

0:30:18.560 --> 0:30:21.680
<v Speaker 2>suss out what someone likes to do, and like that

0:30:21.720 --> 0:30:24.200
<v Speaker 2>does also play into their finances. So if you are

0:30:24.240 --> 0:30:26.160
<v Speaker 2>someone who's like super bougie and you like to go

0:30:26.160 --> 0:30:29.360
<v Speaker 2>out for really expensive dinners because you are working really

0:30:29.400 --> 0:30:31.480
<v Speaker 2>hard and you make really good money, and like you

0:30:31.680 --> 0:30:34.360
<v Speaker 2>want to you want to enjoy those things. And then

0:30:34.400 --> 0:30:36.800
<v Speaker 2>you start dating someone who clearly doesn't enjoy those things

0:30:36.920 --> 0:30:39.040
<v Speaker 2>or they just want to like, you know, get a

0:30:39.080 --> 0:30:40.800
<v Speaker 2>bottle of wine and go sit down the beach and

0:30:40.840 --> 0:30:42.960
<v Speaker 2>that's just not for you, Well, then you're probably not

0:30:43.040 --> 0:30:45.320
<v Speaker 2>going to continue dating them anyway, because I do think

0:30:45.360 --> 0:30:48.160
<v Speaker 2>for like the longevity of relationship, it is really important

0:30:48.160 --> 0:30:51.560
<v Speaker 2>that you both have aspirations to have similar types of

0:30:51.640 --> 0:30:54.240
<v Speaker 2>lives and that you like to do very similar things.

0:30:54.520 --> 0:30:56.120
<v Speaker 2>So I think that that kind of wears itself out

0:30:56.240 --> 0:30:58.440
<v Speaker 2>in the wash. Anyway, I remember I went on a

0:30:58.520 --> 0:30:59.960
<v Speaker 2>date quick story love it.

0:31:00.760 --> 0:31:03.040
<v Speaker 1>I remember I wanted to take Bondie. I can't remember

0:31:03.120 --> 0:31:04.120
<v Speaker 1>I've told you guys this before.

0:31:04.160 --> 0:31:06.920
<v Speaker 2>I probably have in one of my ridiculous past stories.

0:31:07.320 --> 0:31:10.360
<v Speaker 2>But long story short, it was a lunch date. It

0:31:10.440 --> 0:31:15.160
<v Speaker 2>was literally a sandwich and a smoothie date. And he

0:31:15.680 --> 0:31:18.680
<v Speaker 2>made me go and get twenty dollars cash out to

0:31:18.720 --> 0:31:20.760
<v Speaker 2>give him so that it would be paid evenly, even

0:31:20.800 --> 0:31:22.160
<v Speaker 2>though I tried to pay for the whole thing in

0:31:22.200 --> 0:31:25.840
<v Speaker 2>my card. He outrageous, outrageous, And then the whole date

0:31:25.880 --> 0:31:27.880
<v Speaker 2>he proceeded to tell me about how wealthy he was

0:31:27.920 --> 0:31:29.960
<v Speaker 2>and like how many properties he had and blah blah blah.

0:31:30.000 --> 0:31:31.920
<v Speaker 2>And I was like, dude, you literally just made me

0:31:32.440 --> 0:31:34.040
<v Speaker 2>something's not adding up here because I had to go

0:31:34.080 --> 0:31:36.400
<v Speaker 2>get twenty dollars cash out to pay for a bloody

0:31:36.800 --> 0:31:39.880
<v Speaker 2>turkey and cray for sandwich. Doesn't that just highlight like

0:31:39.920 --> 0:31:43.520
<v Speaker 2>when somebody is of such a different saving personality to you,

0:31:43.720 --> 0:31:45.280
<v Speaker 2>So like, I think that's something else that we will

0:31:45.320 --> 0:31:47.920
<v Speaker 2>talk about as well. But like maybe you are a

0:31:47.960 --> 0:31:50.200
<v Speaker 2>spender like you, Like I said, you're a bougie. You

0:31:50.320 --> 0:31:52.320
<v Speaker 2>like to spend your money, and maybe the person that

0:31:52.320 --> 0:31:54.800
<v Speaker 2>you're dating is a saver and they're like super frugal

0:31:55.120 --> 0:31:57.239
<v Speaker 2>and if anything, like sometimes they're a bit cheap about it.

0:31:57.720 --> 0:32:01.400
<v Speaker 2>That doesn't make either one of these personalities bad personality, Like,

0:32:01.480 --> 0:32:03.560
<v Speaker 2>it doesn't mean that you're a bad person because you

0:32:03.640 --> 0:32:05.120
<v Speaker 2>like to spend money. It doesn't mean that they're a

0:32:05.120 --> 0:32:07.800
<v Speaker 2>bad person because they like to really save money. It

0:32:07.920 --> 0:32:10.280
<v Speaker 2>just means you're very different and you're gonna probably have

0:32:10.320 --> 0:32:12.240
<v Speaker 2>to work a bit harder to be on the same page.

0:32:12.520 --> 0:32:12.920
<v Speaker 1>Anyway.

0:32:13.040 --> 0:32:16.000
<v Speaker 2>Moving along, we're moving in together. You're moving in with

0:32:16.040 --> 0:32:19.640
<v Speaker 2>your partner. You've never lived together before. How do you

0:32:19.680 --> 0:32:22.880
<v Speaker 2>work out your finances? Who pays for what you earn?

0:32:22.920 --> 0:32:27.719
<v Speaker 2>Different incomes? How do you work out your ran bills, groceries.

0:32:27.240 --> 0:32:28.400
<v Speaker 1>Furniture, et cetera.

0:32:28.680 --> 0:32:32.440
<v Speaker 2>Okay, So I've had a couple of long term relationships

0:32:32.440 --> 0:32:34.720
<v Speaker 2>now where I've lived with a partner, Like, I've lived

0:32:34.720 --> 0:32:39.240
<v Speaker 2>with three different guys for you know, several years each one,

0:32:39.360 --> 0:32:42.440
<v Speaker 2>not just like in total anyway, So and all of

0:32:42.480 --> 0:32:45.760
<v Speaker 2>them have been extremely different personality types when it comes

0:32:45.800 --> 0:32:48.200
<v Speaker 2>to their money. So, the first guy that I was

0:32:48.240 --> 0:32:51.480
<v Speaker 2>with We were together for six years. He was he

0:32:51.560 --> 0:32:56.520
<v Speaker 2>was a musician. He definitely had aspirations to be successful

0:32:56.560 --> 0:32:58.880
<v Speaker 2>in a music career, but he was not driven by money,

0:32:58.920 --> 0:33:03.000
<v Speaker 2>and he was quite happy and quite content to I

0:33:03.040 --> 0:33:05.120
<v Speaker 2>don't think to say that he would settle is very

0:33:05.160 --> 0:33:07.000
<v Speaker 2>fair on him, because I know that he wanted to

0:33:07.040 --> 0:33:09.800
<v Speaker 2>be successful in music, but he was very happy to

0:33:09.800 --> 0:33:15.000
<v Speaker 2>settle from a monetary like perspective. Then, like my second relationship,

0:33:15.800 --> 0:33:19.440
<v Speaker 2>the guy who was dating, he was very ambitious, saved

0:33:19.440 --> 0:33:21.959
<v Speaker 2>a lot of money, was very very successful in his career,

0:33:22.280 --> 0:33:24.960
<v Speaker 2>but wasn't very good at sharing that money with me,

0:33:25.160 --> 0:33:27.240
<v Speaker 2>as in like he very much wanted things to be

0:33:27.360 --> 0:33:29.520
<v Speaker 2>fifty to fifty, straight down the middle, and by fifty

0:33:29.560 --> 0:33:32.560
<v Speaker 2>to fifty, he saw things as like I paid fifty percent,

0:33:32.640 --> 0:33:34.760
<v Speaker 2>as in like if something cost ten dollars, I paid

0:33:34.800 --> 0:33:36.680
<v Speaker 2>five dollars, he paid five dollars, and that's what he

0:33:36.720 --> 0:33:37.920
<v Speaker 2>saw as being fifty to fifty.

0:33:37.960 --> 0:33:39.880
<v Speaker 1>But it left me feeling really.

0:33:39.720 --> 0:33:42.280
<v Speaker 2>Resentful because at that time I wasn't earning a lot

0:33:42.280 --> 0:33:45.160
<v Speaker 2>of money, and so when we would spend what was

0:33:45.160 --> 0:33:48.120
<v Speaker 2>fifty to fifty, it always left me being broke and

0:33:48.240 --> 0:33:49.800
<v Speaker 2>him being financially fine.

0:33:50.040 --> 0:33:53.000
<v Speaker 1>Yes, it wasn't relative to what you were earning, relative

0:33:53.000 --> 0:33:53.240
<v Speaker 1>to your.

0:33:53.200 --> 0:33:55.560
<v Speaker 2>Salary and its it coused me a lot of stress.

0:33:55.560 --> 0:33:57.880
<v Speaker 2>So I think that, like, there are different ways of

0:33:57.920 --> 0:34:01.239
<v Speaker 2>approaching this depending on the personality and depending on the

0:34:01.280 --> 0:34:04.840
<v Speaker 2>sort of the financial personality type. Whereas like Matt and

0:34:04.880 --> 0:34:07.360
<v Speaker 2>I now, like we, as you guys learned earlier in

0:34:07.360 --> 0:34:09.760
<v Speaker 2>this episode, we moved in together in a true baptism

0:34:09.760 --> 0:34:12.160
<v Speaker 2>of fire. Like we moved in together, had to sort

0:34:12.160 --> 0:34:14.520
<v Speaker 2>out our finances, had to be really open with things

0:34:14.600 --> 0:34:16.040
<v Speaker 2>because we were having a freaking.

0:34:15.800 --> 0:34:16.439
<v Speaker 1>Baby as well.

0:34:16.520 --> 0:34:18.680
<v Speaker 2>Right, that was a whole nother spanner in the works.

0:34:19.040 --> 0:34:23.080
<v Speaker 2>But we don't have a joint bank account yet, which

0:34:23.160 --> 0:34:25.120
<v Speaker 2>I know some people will think is crazy, Like we

0:34:25.160 --> 0:34:27.480
<v Speaker 2>don't have a joint bank account, but we are incredibly

0:34:27.560 --> 0:34:30.760
<v Speaker 2>open with our income, and we're incredibly open with our savings.

0:34:30.760 --> 0:34:33.040
<v Speaker 2>So I know everything that's in Matt's bank account, and

0:34:33.480 --> 0:34:36.319
<v Speaker 2>he knows everything that's in mine, And we pay for

0:34:36.360 --> 0:34:39.640
<v Speaker 2>everything financially fifty to fifty because we earned very similar amounts.

0:34:40.040 --> 0:34:41.600
<v Speaker 2>And the only reason why we haven't gotten a joint

0:34:41.640 --> 0:34:44.560
<v Speaker 2>bank account yet is kind of because we're lazy. Yeah,

0:34:44.960 --> 0:34:47.480
<v Speaker 2>I actually believe that we haven't gotten around to it,

0:34:47.840 --> 0:34:50.480
<v Speaker 2>but we intend to continue to support each other and

0:34:50.520 --> 0:34:52.360
<v Speaker 2>contribute fifty to fifty financially.

0:34:52.440 --> 0:34:54.480
<v Speaker 1>You know it could take you about ten minutes to do.

0:34:54.680 --> 0:34:56.960
<v Speaker 2>Ah, don't you start? I had this conversation with my

0:34:57.000 --> 0:34:57.800
<v Speaker 2>sister yesterday.

0:34:57.960 --> 0:35:01.279
<v Speaker 1>I am going to start because A I care about you,

0:35:02.440 --> 0:35:04.719
<v Speaker 1>but you hear about your financial stability.

0:35:04.760 --> 0:35:07.440
<v Speaker 2>It be because it's actually going to be my advice

0:35:07.480 --> 0:35:09.839
<v Speaker 2>for people in your situation. And from everything that I've

0:35:09.840 --> 0:35:13.439
<v Speaker 2>looked at, my advice and their professionals advice is that

0:35:13.560 --> 0:35:16.600
<v Speaker 2>you have three accounts. You both have your own accounts,

0:35:16.600 --> 0:35:19.080
<v Speaker 2>so you have your own financial independence, and you have

0:35:19.120 --> 0:35:21.960
<v Speaker 2>a joint account and that is where you decide a

0:35:22.000 --> 0:35:24.839
<v Speaker 2>percentage relative to your wage. So for you and Matt,

0:35:24.880 --> 0:35:27.319
<v Speaker 2>it's even you earn the same sort of money, so

0:35:27.440 --> 0:35:29.640
<v Speaker 2>you might just say, let's both put thirty percent in

0:35:29.680 --> 0:35:30.120
<v Speaker 2>every week.

0:35:30.200 --> 0:35:32.080
<v Speaker 1>Every week, regardless of what your.

0:35:31.920 --> 0:35:34.120
<v Speaker 2>Other bills are, you put that amount of money in

0:35:34.160 --> 0:35:36.360
<v Speaker 2>because you've picked an amount of money that you can afford,

0:35:36.440 --> 0:35:38.560
<v Speaker 2>so you don't go crazy. Guys, if you get leftovers,

0:35:38.560 --> 0:35:40.040
<v Speaker 2>you can add it later, but you just pick an

0:35:40.040 --> 0:35:44.080
<v Speaker 2>amount that every week consistently can go in. Then you

0:35:44.120 --> 0:35:45.840
<v Speaker 2>still have your own money to spend and do what

0:35:45.880 --> 0:35:47.360
<v Speaker 2>you want with, and you can still add to it

0:35:47.400 --> 0:35:49.680
<v Speaker 2>and pay bills with it and whatever else. But it's

0:35:50.120 --> 0:35:53.959
<v Speaker 2>I guess, A, it's a forced saving, and B it's

0:35:54.239 --> 0:35:57.040
<v Speaker 2>something that sort of ties you together and makes you

0:35:57.120 --> 0:35:59.000
<v Speaker 2>feel more financially stable.

0:35:59.320 --> 0:36:00.399
<v Speaker 1>I agree with all of.

0:36:00.360 --> 0:36:01.759
<v Speaker 2>That, because I do think that you should have a

0:36:01.840 --> 0:36:03.680
<v Speaker 2>joint bank account if you live together. I think that

0:36:03.680 --> 0:36:07.439
<v Speaker 2>that's what that's what your shared expenses should be coming

0:36:07.440 --> 0:36:09.319
<v Speaker 2>out of. That's what your rent and your electricity and

0:36:09.320 --> 0:36:11.360
<v Speaker 2>your food and all that stuff should be coming out of.

0:36:11.960 --> 0:36:14.719
<v Speaker 2>What I really want to highlight, which is what brit

0:36:14.800 --> 0:36:17.920
<v Speaker 2>has said, but I really want to highlight the importance

0:36:18.000 --> 0:36:20.799
<v Speaker 2>of when you're in a committed relationship and you've moved

0:36:20.800 --> 0:36:23.359
<v Speaker 2>in with someone and you've started to merge your finances,

0:36:23.680 --> 0:36:26.560
<v Speaker 2>sometimes it can seem really exciting, like it's the next step,

0:36:26.640 --> 0:36:29.040
<v Speaker 2>you know, like it's really it solidifies the relationship that

0:36:29.040 --> 0:36:30.960
<v Speaker 2>you have a joint bank account. Like I don't know

0:36:31.000 --> 0:36:33.279
<v Speaker 2>that sounds silly, but I remember with me like there

0:36:33.280 --> 0:36:34.480
<v Speaker 2>was this little bit of me that was like, oh

0:36:34.560 --> 0:36:36.120
<v Speaker 2>my god, he loves me so much because we have

0:36:36.200 --> 0:36:39.680
<v Speaker 2>this joint bank account. But because I was like, I

0:36:39.719 --> 0:36:42.239
<v Speaker 2>was living far outside my means to be able to

0:36:42.560 --> 0:36:46.520
<v Speaker 2>match his salary. So the relationship I spoke about earlier,

0:36:47.200 --> 0:36:49.640
<v Speaker 2>it meant that I didn't have any money siphoned off

0:36:49.680 --> 0:36:52.680
<v Speaker 2>in my own account. So I think it's really important

0:36:52.719 --> 0:36:55.320
<v Speaker 2>to like stick to this idea of having three accounts.

0:36:55.360 --> 0:36:57.400
<v Speaker 2>So he has his own separate account, you have a

0:36:57.480 --> 0:37:00.640
<v Speaker 2>joint bank account, and you have your own account. Make

0:37:00.680 --> 0:37:03.680
<v Speaker 2>sure that you have savings in your own bank account,

0:37:03.680 --> 0:37:06.719
<v Speaker 2>and that's like your that's your security savings. That's so

0:37:06.880 --> 0:37:09.040
<v Speaker 2>if you decide you want to leave the relationship because

0:37:09.080 --> 0:37:10.959
<v Speaker 2>you're not happy anymore. And I know that's a really

0:37:11.000 --> 0:37:13.279
<v Speaker 2>morbid way of looking at it, but you need to

0:37:13.280 --> 0:37:15.279
<v Speaker 2>have some security. Maybe it's not maybe it's so that

0:37:15.320 --> 0:37:17.000
<v Speaker 2>you can go on that holiday you really want to.

0:37:17.360 --> 0:37:19.080
<v Speaker 2>It can be for positive things as well, but I

0:37:19.120 --> 0:37:22.480
<v Speaker 2>think that every single person needs to have some financial

0:37:22.560 --> 0:37:25.000
<v Speaker 2>stability so that they're not ever in a position where

0:37:25.040 --> 0:37:27.279
<v Speaker 2>they're vulnerable to their partner. And I think that that's

0:37:27.320 --> 0:37:28.919
<v Speaker 2>something to be really wary of. And I don't say

0:37:28.920 --> 0:37:32.080
<v Speaker 2>this because I was, like, you know, under like the

0:37:32.760 --> 0:37:34.879
<v Speaker 2>terrible spell of my ex, Like he was a really

0:37:34.880 --> 0:37:37.840
<v Speaker 2>great guy, but I wasn't financially safe to leave the

0:37:37.880 --> 0:37:40.040
<v Speaker 2>relationship when I wanted to, and that was a huge

0:37:40.040 --> 0:37:42.160
<v Speaker 2>stress for me. When I decided I wanted to get out,

0:37:42.200 --> 0:37:44.600
<v Speaker 2>I was like, well, I can't afford to leave. Everything

0:37:44.640 --> 0:37:46.959
<v Speaker 2>I have is with him. Yeah, And I couldn't agree

0:37:46.960 --> 0:37:49.000
<v Speaker 2>with that more. It's the way that my parents always

0:37:49.000 --> 0:37:50.640
<v Speaker 2>brought me up was to be like that. But I

0:37:50.680 --> 0:37:53.640
<v Speaker 2>spoke to a financial planner this week, and they actually

0:37:53.680 --> 0:37:58.560
<v Speaker 2>suggest is that you have two months minimum wage put

0:37:58.560 --> 0:38:01.560
<v Speaker 2>aside for a rainy day minimum So if you lost

0:38:01.560 --> 0:38:05.400
<v Speaker 2>your job, if there was a worldwide pandemic, which you know,

0:38:05.440 --> 0:38:08.080
<v Speaker 2>as if that would happen, that's so crazy, So well,

0:38:08.280 --> 0:38:11.120
<v Speaker 2>maybe you just need to buy some meritis ghost cheese in,

0:38:11.280 --> 0:38:14.400
<v Speaker 2>you know. But they do say to try and have

0:38:14.440 --> 0:38:16.600
<v Speaker 2>two to three months put away for a rainy day,

0:38:16.640 --> 0:38:17.840
<v Speaker 2>and then you pretend you don't have it, then you

0:38:17.880 --> 0:38:20.720
<v Speaker 2>start your savings again. I understand that's not viable for everyone.

0:38:20.800 --> 0:38:23.399
<v Speaker 2>I'm lucky that I don't have a lot of other

0:38:23.440 --> 0:38:25.840
<v Speaker 2>things in my life, like I don't have a partner

0:38:25.880 --> 0:38:28.279
<v Speaker 2>that I have a joint bank account with, I don't

0:38:28.280 --> 0:38:32.240
<v Speaker 2>have children and mortgages. So I actually followed the financial advice,

0:38:32.239 --> 0:38:34.560
<v Speaker 2>and I saved and saved and saved, put that money away,

0:38:34.560 --> 0:38:36.640
<v Speaker 2>and then I pretend I don't have it, And that

0:38:36.680 --> 0:38:39.759
<v Speaker 2>has helped me out in this situation right now. And

0:38:40.160 --> 0:38:42.400
<v Speaker 2>if I ever needed to leave a partner for any reason,

0:38:42.400 --> 0:38:44.560
<v Speaker 2>it would help me for that. I was in a

0:38:44.600 --> 0:38:49.360
<v Speaker 2>situation years ago where I wasn't this savvy and I

0:38:49.400 --> 0:38:52.480
<v Speaker 2>wanted to leave a toxic relationship and I literally had

0:38:52.520 --> 0:38:53.719
<v Speaker 2>no money, like I couldn't leave.

0:38:54.600 --> 0:38:56.560
<v Speaker 1>So I think that that's super, super super important.

0:38:56.719 --> 0:38:58.560
<v Speaker 2>Yeah, And we don't meet it from like a doom

0:38:58.640 --> 0:39:00.839
<v Speaker 2>and gloom, like I know that sounds like a really

0:39:00.880 --> 0:39:03.600
<v Speaker 2>negative way to get into a relationship. We're not saying

0:39:03.600 --> 0:39:05.319
<v Speaker 2>put that money aside because you're going to need it

0:39:05.320 --> 0:39:07.480
<v Speaker 2>when you want to get out. We're just saying, like,

0:39:07.680 --> 0:39:10.239
<v Speaker 2>it's always good to have a backup. It's always good

0:39:10.239 --> 0:39:12.839
<v Speaker 2>to have some sort of financial security on your own.

0:39:13.280 --> 0:39:16.720
<v Speaker 2>And I think that as women especially, it's really important

0:39:16.719 --> 0:39:18.640
<v Speaker 2>to make sure that that's something that you prioritize in

0:39:18.680 --> 0:39:21.120
<v Speaker 2>your life. Because as much as it's very flattering and

0:39:21.160 --> 0:39:23.120
<v Speaker 2>it's very exciting to have a joint bank account and

0:39:23.160 --> 0:39:26.239
<v Speaker 2>to start to really see your future with someone, it's

0:39:26.280 --> 0:39:29.080
<v Speaker 2>also very important to have some protections in place. If

0:39:29.080 --> 0:39:34.240
<v Speaker 2>things for whatever reason workwise relationship wise, bloody, natural, disaster wise,

0:39:34.280 --> 0:39:36.120
<v Speaker 2>don't go to plan the next thing I kind of

0:39:36.120 --> 0:39:38.080
<v Speaker 2>want to really sort of talk about and sit on

0:39:38.160 --> 0:39:40.640
<v Speaker 2>for a little while. Here is the importance of setting

0:39:40.960 --> 0:39:45.720
<v Speaker 2>a sexy budget. I love a sexy A sexy sexy budget.

0:39:46.040 --> 0:39:48.400
<v Speaker 2>Now a sexy budget, I don't know. It's definitely not sexy,

0:39:48.480 --> 0:39:50.520
<v Speaker 2>and I hate budgeting. But I also think if you're

0:39:50.520 --> 0:39:52.600
<v Speaker 2>going to start to have a joint bank account with someone,

0:39:52.960 --> 0:39:56.120
<v Speaker 2>you guys are aligning your life goals and what you

0:39:56.200 --> 0:39:58.440
<v Speaker 2>want in a relationship, and like you're thinking, hey, this

0:39:58.520 --> 0:40:00.960
<v Speaker 2>guy's end goal or girl is and goal. Then I

0:40:00.960 --> 0:40:04.680
<v Speaker 2>think it's really important to have a really open conversation

0:40:04.880 --> 0:40:09.120
<v Speaker 2>about finances and about budgeting because maybe you guys want

0:40:09.120 --> 0:40:11.359
<v Speaker 2>to have like a bougie holiday every year. I need

0:40:11.400 --> 0:40:12.919
<v Speaker 2>to stop saying boogie I so that like six times

0:40:12.920 --> 0:40:15.160
<v Speaker 2>in this episode, maybe you guys want to have ever

0:40:15.280 --> 0:40:18.120
<v Speaker 2>really fancy a fancy bougie holiday.

0:40:18.640 --> 0:40:19.960
<v Speaker 1>Maybe you really.

0:40:19.719 --> 0:40:21.920
<v Speaker 2>Want to save for a house, Maybe you just want

0:40:21.960 --> 0:40:23.520
<v Speaker 2>to know that you have some savings there for a

0:40:23.560 --> 0:40:26.280
<v Speaker 2>rainy day. Whatever it is, I think it's really important

0:40:26.280 --> 0:40:28.520
<v Speaker 2>to be on the same page with how you're going

0:40:28.560 --> 0:40:32.080
<v Speaker 2>to save your money, because resentment can kind of come

0:40:32.120 --> 0:40:34.479
<v Speaker 2>from this idea of like having one person who thinks

0:40:34.480 --> 0:40:37.360
<v Speaker 2>they're really good at saving and having the other person

0:40:37.440 --> 0:40:39.960
<v Speaker 2>be very like frivolous and spending money on things that

0:40:39.960 --> 0:40:43.080
<v Speaker 2>that one person in the relationship deems unnecessary. And what

0:40:43.160 --> 0:40:46.440
<v Speaker 2>can happen and it's a very slow burn. Is this

0:40:47.280 --> 0:40:50.239
<v Speaker 2>like parenting voice where it's like, well, did you really

0:40:50.320 --> 0:40:51.960
<v Speaker 2>need to go and buy that? Or like what are

0:40:52.000 --> 0:40:54.239
<v Speaker 2>you doing that for? And you don't want that from

0:40:54.280 --> 0:40:56.600
<v Speaker 2>your partner. You don't need that from your partner. You

0:40:56.680 --> 0:40:59.520
<v Speaker 2>need some privacy. I know my parents forty two years married.

0:40:59.560 --> 0:41:02.279
<v Speaker 2>They still have their own accounts. They pull their money

0:41:02.280 --> 0:41:04.759
<v Speaker 2>for the bills and stuff, but they they can go

0:41:04.800 --> 0:41:07.080
<v Speaker 2>and spend what they want without the other one knowing.

0:41:07.360 --> 0:41:09.719
<v Speaker 2>They would still tell each other, It's just that it's

0:41:09.760 --> 0:41:12.040
<v Speaker 2>not like they're not looking through each other's accounts being

0:41:12.040 --> 0:41:12.600
<v Speaker 2>like what was this?

0:41:12.640 --> 0:41:13.000
<v Speaker 1>What was this?

0:41:13.080 --> 0:41:15.160
<v Speaker 2>They trust each other enough that if they want to

0:41:15.160 --> 0:41:16.960
<v Speaker 2>go and treat themselves to something, they can. So I

0:41:16.960 --> 0:41:19.480
<v Speaker 2>was listening to some podcasts in preparation for this episode

0:41:19.520 --> 0:41:22.200
<v Speaker 2>because of like, I only have my experiences with how

0:41:22.239 --> 0:41:24.680
<v Speaker 2>I finance with my partners. But I was listening to

0:41:24.719 --> 0:41:30.000
<v Speaker 2>this financial psychologist talking about how one of his clients

0:41:30.000 --> 0:41:33.160
<v Speaker 2>had come in and the husband and the wife were

0:41:33.360 --> 0:41:37.279
<v Speaker 2>very different personality types. He was like crazy savor, and

0:41:37.320 --> 0:41:39.440
<v Speaker 2>she was like pretty normal, Like she was like not

0:41:39.520 --> 0:41:43.520
<v Speaker 2>going crazy, she wasn't spending too much money, normal living, yeah,

0:41:43.640 --> 0:41:46.279
<v Speaker 2>just living. They had kids, she was living. They had

0:41:46.280 --> 0:41:49.839
<v Speaker 2>had this massive fight because he had found a credit card,

0:41:49.960 --> 0:41:53.040
<v Speaker 2>so she had been having like financial infidelity. She had

0:41:53.080 --> 0:41:56.120
<v Speaker 2>a hidden credit card. That's what it's called financial infidelity.

0:41:56.600 --> 0:41:59.560
<v Speaker 2>Fund your cheating on me with your AMEX card. So

0:41:59.760 --> 0:42:01.920
<v Speaker 2>she he had spent thirteen thousand dollars, which is no

0:42:02.040 --> 0:42:04.279
<v Speaker 2>small sum of money, but she'd spent thirteen thousand dollars

0:42:04.280 --> 0:42:05.880
<v Speaker 2>on a credit card that he didn't know about.

0:42:06.280 --> 0:42:09.520
<v Speaker 1>And then this financial psychologist was like, Okay, when you.

0:42:09.480 --> 0:42:11.200
<v Speaker 2>Come to the next session, I want you to bring

0:42:11.239 --> 0:42:13.560
<v Speaker 2>your bank statement of what you have spent your money on,

0:42:13.880 --> 0:42:15.360
<v Speaker 2>and we're going to go through it and we're going

0:42:15.440 --> 0:42:17.239
<v Speaker 2>to talk about it. And so she came and she

0:42:17.320 --> 0:42:19.319
<v Speaker 2>brought the bank statement. He'd already gone through it before

0:42:19.360 --> 0:42:21.600
<v Speaker 2>the session, and he sat downe he was like cool,

0:42:21.600 --> 0:42:22.560
<v Speaker 2>what is this charge for?

0:42:22.680 --> 0:42:24.880
<v Speaker 1>And it was like two hundred dollars.

0:42:24.400 --> 0:42:27.040
<v Speaker 2>At say kmart, and she was like, well, that was

0:42:27.040 --> 0:42:30.480
<v Speaker 2>buying the kids uniforms and clothes for this event. And

0:42:30.520 --> 0:42:32.080
<v Speaker 2>he was like okay, and what's this for And she

0:42:32.120 --> 0:42:33.800
<v Speaker 2>was like, well that was for food for this event.

0:42:34.320 --> 0:42:35.920
<v Speaker 2>And he looked through it and he was like, do

0:42:35.920 --> 0:42:40.799
<v Speaker 2>you know what. All of these expenses are absolutely justifiable.

0:42:40.880 --> 0:42:43.000
<v Speaker 2>And the fact that she needs to have a credit

0:42:43.040 --> 0:42:45.759
<v Speaker 2>card because you're restricting her ability to spend this much,

0:42:46.080 --> 0:42:48.120
<v Speaker 2>the issues on the husband, not on the wife.

0:42:48.360 --> 0:42:48.920
<v Speaker 1>Absolutely.

0:42:49.080 --> 0:42:51.080
<v Speaker 2>So I think that you, even if you are the

0:42:51.120 --> 0:42:54.040
<v Speaker 2>person who really wants to save money, you've got to

0:42:54.120 --> 0:42:56.600
<v Speaker 2>keep in mind that you don't want to save money

0:42:56.600 --> 0:42:59.200
<v Speaker 2>at the sacrifice of your relationship. You still have to

0:42:59.239 --> 0:43:02.120
<v Speaker 2>have fun and make memories and enjoy yourself along the way.

0:43:02.239 --> 0:43:04.120
<v Speaker 2>But that sounds like she wasn't even having fun. She

0:43:04.200 --> 0:43:06.400
<v Speaker 2>was just buying the essentials for her children. Yeah, and

0:43:06.400 --> 0:43:07.680
<v Speaker 2>she just got to a point where she was like,

0:43:07.719 --> 0:43:10.600
<v Speaker 2>I'm so sick of having this argument with you day

0:43:10.600 --> 0:43:12.239
<v Speaker 2>and day out about things that we need to have,

0:43:12.320 --> 0:43:13.680
<v Speaker 2>so I'm just going to go and do it anyway,

0:43:13.960 --> 0:43:16.200
<v Speaker 2>Which I think that that's a stair right. If you

0:43:16.239 --> 0:43:18.440
<v Speaker 2>aggressively try and make someone do what you want them

0:43:18.480 --> 0:43:20.800
<v Speaker 2>to do, people are just they just get over it.

0:43:20.840 --> 0:43:23.399
<v Speaker 2>They're just going to do what they want behind your back.

0:43:23.480 --> 0:43:23.719
<v Speaker 1>Yeah.

0:43:23.760 --> 0:43:26.920
<v Speaker 2>We had one girl actually writing and she said that

0:43:27.480 --> 0:43:29.879
<v Speaker 2>she's having a really, really tough time now, and she's

0:43:29.920 --> 0:43:33.680
<v Speaker 2>been in this tough time for years. Her partner, she

0:43:33.719 --> 0:43:36.920
<v Speaker 2>owns a lot more than him, and her partner basically

0:43:37.000 --> 0:43:40.759
<v Speaker 2>has a severe gambling problem, and to the point that

0:43:40.840 --> 0:43:42.560
<v Speaker 2>she can't even give him twenty dollars to go and

0:43:42.600 --> 0:43:44.680
<v Speaker 2>get milk and bread because he won't come back for

0:43:44.719 --> 0:43:46.680
<v Speaker 2>two hours and he would have just spent it at

0:43:46.719 --> 0:43:47.240
<v Speaker 2>the tab.

0:43:47.560 --> 0:43:48.320
<v Speaker 1>Oh my god.

0:43:48.520 --> 0:43:51.280
<v Speaker 2>Yeah, So it's quite severe, and it's to the point

0:43:51.320 --> 0:43:53.520
<v Speaker 2>now that he just won't ever have money, so she

0:43:53.600 --> 0:43:55.560
<v Speaker 2>pays for everything. And she said that this has been

0:43:55.600 --> 0:43:58.239
<v Speaker 2>going on for years now. I really feel for her,

0:43:58.400 --> 0:44:00.680
<v Speaker 2>And obviously we don't know the ins and outs of

0:44:00.680 --> 0:44:03.719
<v Speaker 2>that relationship, but on a surface level, my mind is

0:44:03.760 --> 0:44:06.480
<v Speaker 2>a bit like I would have left. I would have

0:44:06.520 --> 0:44:10.000
<v Speaker 2>been like, they're not married, throwing her money down the drain.

0:44:10.160 --> 0:44:13.040
<v Speaker 2>So yeah, like I mean, I hate just like coming

0:44:13.080 --> 0:44:14.920
<v Speaker 2>to some of these questions and being like, oh no,

0:44:15.040 --> 0:44:15.680
<v Speaker 2>leave him.

0:44:15.920 --> 0:44:18.879
<v Speaker 1>But then in this con situation like leave him. But no,

0:44:18.920 --> 0:44:21.919
<v Speaker 1>but I think, like you, the fact that he's doing that, Yes,

0:44:21.960 --> 0:44:24.239
<v Speaker 1>it's an illness and it's something that he needs to

0:44:24.280 --> 0:44:26.440
<v Speaker 1>seek help for and you can help him through this.

0:44:27.320 --> 0:44:28.480
<v Speaker 1>You can go to a counselor.

0:44:28.520 --> 0:44:30.640
<v Speaker 2>I think that this is like a very isolated situation

0:44:30.680 --> 0:44:32.120
<v Speaker 2>where like he needs to go and get some.

0:44:32.000 --> 0:44:32.440
<v Speaker 1>Help for that.

0:44:32.960 --> 0:44:35.600
<v Speaker 2>But there is so much inherent lying in that. There's

0:44:35.600 --> 0:44:38.239
<v Speaker 2>so much betrayal in that, there's so much disrespect in

0:44:38.280 --> 0:44:41.759
<v Speaker 2>that that, there's so many levels being taken advantage of

0:44:41.920 --> 0:44:45.120
<v Speaker 2>in that that I think at some point you have

0:44:45.200 --> 0:44:46.719
<v Speaker 2>to prioritize what's important to.

0:44:46.640 --> 0:44:48.920
<v Speaker 1>You over over like that's terrible.

0:44:49.000 --> 0:44:50.839
<v Speaker 2>Yeah, you definitely need to have a point. I think

0:44:51.000 --> 0:44:53.520
<v Speaker 2>in this situation, this is where we would say, don't

0:44:53.600 --> 0:44:56.279
<v Speaker 2>have a joint bank account because you will literally be

0:44:56.320 --> 0:44:58.920
<v Speaker 2>saying goodbye to all your money. But it's just interesting

0:44:58.920 --> 0:45:01.880
<v Speaker 2>to see how many levels there are two financial stresses

0:45:01.920 --> 0:45:05.680
<v Speaker 2>in relationships. And we understand you're probably listening now and

0:45:05.760 --> 0:45:07.880
<v Speaker 2>you know that you have your own financial stresses with

0:45:07.920 --> 0:45:10.640
<v Speaker 2>your relationship, and it might be mainstream like we've just said,

0:45:10.680 --> 0:45:13.359
<v Speaker 2>like someone just throws more money away than the other

0:45:13.719 --> 0:45:16.839
<v Speaker 2>it might be a lot deeper, like drug problems and

0:45:16.960 --> 0:45:20.880
<v Speaker 2>gambling problems. And I think that's why it's important for

0:45:21.040 --> 0:45:23.759
<v Speaker 2>us to say we wanted to touch on everything, because

0:45:23.800 --> 0:45:27.680
<v Speaker 2>there's no right answer for every relationship. There's The best

0:45:27.719 --> 0:45:29.799
<v Speaker 2>thing I ever did, to be honest, was call up

0:45:29.800 --> 0:45:32.160
<v Speaker 2>a financial advisor. I did that years and years and

0:45:32.239 --> 0:45:34.200
<v Speaker 2>years ago, and that was just me on my own

0:45:34.280 --> 0:45:36.520
<v Speaker 2>because I wanted to make my money work for me.

0:45:36.960 --> 0:45:40.959
<v Speaker 2>We all work so hard, we all are grinding out

0:45:41.000 --> 0:45:43.759
<v Speaker 2>there just good enough to live. So my advice is,

0:45:44.880 --> 0:45:48.279
<v Speaker 2>call a financial advisor, call a planner. You go through

0:45:48.320 --> 0:45:52.040
<v Speaker 2>everything with them, and they start to budget for you.

0:45:52.080 --> 0:45:53.920
<v Speaker 2>They start to tell you where your money could be

0:45:53.960 --> 0:45:56.399
<v Speaker 2>going to work better for you, and they just give

0:45:56.400 --> 0:45:59.399
<v Speaker 2>you a better understanding of how to grow as a couple. Yeah,

0:45:59.440 --> 0:46:01.000
<v Speaker 2>and you can do this as a relationship. You can

0:46:01.000 --> 0:46:02.360
<v Speaker 2>do this as a couple as well. Like Matt and

0:46:02.400 --> 0:46:04.800
<v Speaker 2>I recently, we've started to go and see a financial

0:46:04.800 --> 0:46:06.680
<v Speaker 2>advisor because we're not very good with our money and

0:46:06.719 --> 0:46:07.399
<v Speaker 2>we need someone to.

0:46:07.320 --> 0:46:09.200
<v Speaker 1>Be like, this is how you do it, because you're

0:46:09.239 --> 0:46:12.359
<v Speaker 1>doing it wrong. I guess on that as well. Another question,

0:46:12.400 --> 0:46:13.480
<v Speaker 1>we get a lot and I.

0:46:13.480 --> 0:46:15.920
<v Speaker 2>Guess it's a bit difficult to navigate, is what happens

0:46:15.920 --> 0:46:19.160
<v Speaker 2>when the woman does earn more. A lot of women

0:46:19.239 --> 0:46:21.680
<v Speaker 2>feel uncomfortable with that. A lot of men feel uncomfortable

0:46:21.680 --> 0:46:24.080
<v Speaker 2>with that. I have definitely dated people where I have

0:46:24.480 --> 0:46:27.360
<v Speaker 2>been the higher income earner, and it hasn't bothered me

0:46:27.560 --> 0:46:30.440
<v Speaker 2>because if I'm happy and I know they're working hard,

0:46:30.560 --> 0:46:33.480
<v Speaker 2>like you just said, if they're not lazy and they're

0:46:33.520 --> 0:46:36.320
<v Speaker 2>working hard and they're doing their passion, it doesn't matter

0:46:36.400 --> 0:46:38.760
<v Speaker 2>really what they're earning, because I can see that they're

0:46:38.960 --> 0:46:44.680
<v Speaker 2>trying their hardest. I think in this situation it affects

0:46:44.680 --> 0:46:46.359
<v Speaker 2>the men more. I feel like a lot of them

0:46:46.480 --> 0:46:50.200
<v Speaker 2>feel inferior or not as masculine because we've always been

0:46:50.239 --> 0:46:53.160
<v Speaker 2>brought up to think that the men, that men are

0:46:53.200 --> 0:46:55.960
<v Speaker 2>the breadwinners. So I think this is a struggle with

0:46:56.040 --> 0:46:58.439
<v Speaker 2>a lot of relationship. Being to Matt about this as well,

0:46:58.480 --> 0:47:01.279
<v Speaker 2>when we were doing some reach search for this episode,

0:47:01.400 --> 0:47:04.279
<v Speaker 2>I was saying to Matt, like, you know, why is

0:47:04.320 --> 0:47:07.239
<v Speaker 2>it that, and like people who we know, like you know,

0:47:07.719 --> 0:47:11.239
<v Speaker 2>I've we have great friends who the guy pays for

0:47:11.280 --> 0:47:13.080
<v Speaker 2>a lot more than the girl, even sometimes when she

0:47:13.239 --> 0:47:15.640
<v Speaker 2>has a really, really great job as well, but like

0:47:15.680 --> 0:47:17.640
<v Speaker 2>it just seems to be that gender norm where the

0:47:17.680 --> 0:47:20.000
<v Speaker 2>man pays for more. And Matt said that like his

0:47:20.120 --> 0:47:22.160
<v Speaker 2>opinion on it, which I kind of agree as well,

0:47:22.280 --> 0:47:24.520
<v Speaker 2>is like there is power in that. There's power in

0:47:24.600 --> 0:47:27.200
<v Speaker 2>paying for someone because like you then dictate where you

0:47:27.239 --> 0:47:29.640
<v Speaker 2>go on holidays, you then dictate where you eat, You

0:47:29.680 --> 0:47:30.760
<v Speaker 2>then dictate.

0:47:30.760 --> 0:47:32.920
<v Speaker 1>What you're buying and what you're doing.

0:47:33.040 --> 0:47:35.440
<v Speaker 2>And so I do kind of agree with this like

0:47:35.840 --> 0:47:38.880
<v Speaker 2>power play that comes from a financial like perspective as

0:47:38.920 --> 0:47:41.760
<v Speaker 2>well in relationships and how that's always been geared towards

0:47:41.840 --> 0:47:45.080
<v Speaker 2>the man. After everything I've read and looked up and researched,

0:47:45.400 --> 0:47:47.560
<v Speaker 2>I'm really big on and what I will do one

0:47:47.640 --> 0:47:50.680
<v Speaker 2>day when that lucky man comes into my life, ding

0:47:50.760 --> 0:47:55.399
<v Speaker 2>ding shout out, when he comes into my life, I

0:47:55.480 --> 0:47:57.400
<v Speaker 2>am going to be of the person that I think

0:47:57.640 --> 0:48:00.560
<v Speaker 2>you have the joint account, but you you pick percentage

0:48:00.600 --> 0:48:01.960
<v Speaker 2>this relative to both of you. So if one of

0:48:01.960 --> 0:48:04.200
<v Speaker 2>who's one hundred grand, one's on fifty grand, you both

0:48:04.280 --> 0:48:06.520
<v Speaker 2>just put in thirty percent of that and it's relative.

0:48:06.520 --> 0:48:09.480
<v Speaker 2>And I think that is absolutely from every single option

0:48:09.600 --> 0:48:11.440
<v Speaker 2>I have read, I think that is the best and

0:48:11.480 --> 0:48:15.279
<v Speaker 2>fairest way to maintain a healthy relationship when you're not

0:48:15.280 --> 0:48:18.000
<v Speaker 2>fighting about money, because this the financial stress on each

0:48:18.000 --> 0:48:19.640
<v Speaker 2>individual is exactly the same.

0:48:19.960 --> 0:48:21.440
<v Speaker 1>And then you take it in turns.

0:48:21.440 --> 0:48:23.000
<v Speaker 2>One of you might take your one out to dinner,

0:48:23.040 --> 0:48:25.160
<v Speaker 2>and then the woman can take him out the next time.

0:48:25.200 --> 0:48:28.160
<v Speaker 2>But I definitely think that from everything I've seen, that's

0:48:28.160 --> 0:48:30.720
<v Speaker 2>what I That's what I'm one hundred percent going to do. Laura,

0:48:30.880 --> 0:48:32.279
<v Speaker 2>you should get on that joint account. But now we

0:48:32.280 --> 0:48:34.319
<v Speaker 2>don't have a joint account. Like I'm there with you.

0:48:34.400 --> 0:48:37.279
<v Speaker 2>I totally totally agree with everything you said, because we

0:48:37.320 --> 0:48:39.840
<v Speaker 2>do split everything fifty to fifty and like the most

0:48:40.120 --> 0:48:43.040
<v Speaker 2>reasonable and like we we that's what we do, you know,

0:48:43.080 --> 0:48:45.719
<v Speaker 2>That's how we approach our finances and our relationship. Matt

0:48:45.760 --> 0:48:47.520
<v Speaker 2>doesn't pay for any more than me, and I don't

0:48:47.560 --> 0:48:49.319
<v Speaker 2>pay for any more than him. We really kind of

0:48:49.960 --> 0:48:52.200
<v Speaker 2>just take it in turns. And and i' think I

0:48:52.200 --> 0:48:54.799
<v Speaker 2>wanted to touch on. Another listener wrote in saying that

0:48:54.840 --> 0:48:58.920
<v Speaker 2>she's having some troubles with her partner, her husband husband,

0:48:59.600 --> 0:49:02.719
<v Speaker 2>because she had a baby eight months ago, so she's

0:49:02.760 --> 0:49:05.040
<v Speaker 2>a stay at home mum and he has made some

0:49:05.160 --> 0:49:07.839
<v Speaker 2>like snipy sort of comments here and there, about how

0:49:07.840 --> 0:49:09.879
<v Speaker 2>she's not contributing as much financially.

0:49:10.600 --> 0:49:12.200
<v Speaker 1>That blew my mind.

0:49:12.320 --> 0:49:14.960
<v Speaker 2>How is she supposed to be contributing financially when she

0:49:15.280 --> 0:49:17.520
<v Speaker 2>is a stay at home mum, Like, there has to

0:49:17.560 --> 0:49:20.480
<v Speaker 2>be a point when you're in a relationship with kids

0:49:21.080 --> 0:49:23.799
<v Speaker 2>that your money, my money, becomes our money. I think

0:49:23.840 --> 0:49:26.279
<v Speaker 2>that this is a common issue though, I really do,

0:49:26.360 --> 0:49:28.400
<v Speaker 2>and like I know that that sort of paint as

0:49:28.440 --> 0:49:30.640
<v Speaker 2>a modern woman as a feminist, Like that pains me

0:49:30.719 --> 0:49:33.960
<v Speaker 2>because I do think that there is still a culture

0:49:34.120 --> 0:49:37.480
<v Speaker 2>that happens where men are going to work and then

0:49:37.520 --> 0:49:39.440
<v Speaker 2>they think, Oh, you're just home all day playing with

0:49:39.480 --> 0:49:41.720
<v Speaker 2>the baby, and it's really fun and it's really great.

0:49:41.800 --> 0:49:45.920
<v Speaker 2>But you know, like it's, as any mum knows, spending

0:49:46.000 --> 0:49:48.360
<v Speaker 2>all day with your own child, who you love to death,

0:49:48.440 --> 0:49:50.040
<v Speaker 2>but spending all day every day and not.

0:49:50.000 --> 0:49:50.720
<v Speaker 1>Getting a break.

0:49:50.800 --> 0:49:53.640
<v Speaker 2>It's actually maddening for all different reasons, because it's so

0:49:54.440 --> 0:49:57.120
<v Speaker 2>it's they require so much of you, and you really

0:49:57.200 --> 0:49:59.360
<v Speaker 2>lose your own identity, and you really lose your sleep,

0:49:59.440 --> 0:50:02.040
<v Speaker 2>and you lose so much of yourself in spending all

0:50:02.080 --> 0:50:04.960
<v Speaker 2>your time with your child. So I think if you're

0:50:05.000 --> 0:50:07.279
<v Speaker 2>the one who is doing the full time parenting while

0:50:07.320 --> 0:50:10.880
<v Speaker 2>your partner works, like that's a job because otherwise your

0:50:10.920 --> 0:50:12.959
<v Speaker 2>kid would be in daycare and you'd be back at work.

0:50:13.040 --> 0:50:15.680
<v Speaker 2>So I don't I don't have the answers to that.

0:50:15.719 --> 0:50:17.880
<v Speaker 2>I don't know how you get your husband to respect

0:50:17.920 --> 0:50:21.400
<v Speaker 2>you more other than potentially going to counseling or potentially

0:50:21.520 --> 0:50:24.279
<v Speaker 2>trying to explain to him what you do during the

0:50:24.360 --> 0:50:27.239
<v Speaker 2>day and how much work you have, like how much

0:50:27.280 --> 0:50:29.680
<v Speaker 2>work staying at home and being a mom actually takes.

0:50:30.080 --> 0:50:30.200
<v Speaker 1>You know.

0:50:30.360 --> 0:50:33.040
<v Speaker 2>I had this one, this one woman who was friends

0:50:33.080 --> 0:50:36.320
<v Speaker 2>of Matt's mum, so her husband had made a comment

0:50:36.440 --> 0:50:39.120
<v Speaker 2>that she, you know exactly, that she doesn't do anything,

0:50:39.160 --> 0:50:41.319
<v Speaker 2>liked they have two kids, and it was like, you

0:50:41.360 --> 0:50:43.560
<v Speaker 2>don't do anything. I work so hard you're at home

0:50:43.600 --> 0:50:45.680
<v Speaker 2>with the kids, and then you complain and you make

0:50:45.719 --> 0:50:48.040
<v Speaker 2>it out like it's such a difficult job. And she

0:50:48.120 --> 0:50:51.080
<v Speaker 2>was like, right, So she didn't. She didn't do one

0:50:51.239 --> 0:50:53.759
<v Speaker 2>single thing at all. So she took care of the

0:50:53.840 --> 0:50:55.680
<v Speaker 2>kids and did the bare minimum, but she didn't She

0:50:55.719 --> 0:50:57.640
<v Speaker 2>didn't wipe the floors, she didn't pick one thing up

0:50:57.640 --> 0:50:59.640
<v Speaker 2>when it landed on the ground. She just didn't do

0:50:59.719 --> 0:51:03.040
<v Speaker 2>any thing. No washing, no cleaning, no three days didn't

0:51:03.080 --> 0:51:05.480
<v Speaker 2>touch a thing, and he was like, what the fuck

0:51:05.560 --> 0:51:07.360
<v Speaker 2>is happening to this place? And she was like, yeah,

0:51:07.800 --> 0:51:11.800
<v Speaker 2>this is what I do every single day. Fucking Mike Trace.

0:51:11.920 --> 0:51:14.240
<v Speaker 2>Is it like this house is an absolute pig style.

0:51:14.440 --> 0:51:18.160
<v Speaker 2>I spent all freaking day running around cleaning and making

0:51:18.160 --> 0:51:20.680
<v Speaker 2>sure that this home and this life is exactly how

0:51:20.719 --> 0:51:22.719
<v Speaker 2>you want to live it. Maybe you can do that

0:51:22.800 --> 0:51:25.279
<v Speaker 2>to set an example or to make a point and

0:51:25.400 --> 0:51:28.080
<v Speaker 2>just not do any cleaning or cooking or anything for

0:51:28.120 --> 0:51:30.040
<v Speaker 2>a little while until that really drives a home. But

0:51:30.080 --> 0:51:33.319
<v Speaker 2>maybe that's passive aggressive, and we don't encourage that. But

0:51:33.360 --> 0:51:35.120
<v Speaker 2>there's a difference with being passive. No, I don't think

0:51:35.120 --> 0:51:38.560
<v Speaker 2>it'sassive aggressive. It's some people are visual people. Some people

0:51:38.719 --> 0:51:42.880
<v Speaker 2>need to physically see a result. So maybe the man

0:51:43.120 --> 0:51:47.200
<v Speaker 2>your husband actually needs to visually see. Oh, I can

0:51:47.239 --> 0:51:49.080
<v Speaker 2>see now what you must do because when you walk

0:51:49.080 --> 0:51:50.880
<v Speaker 2>into a clean house, you don't you don't. You know

0:51:50.920 --> 0:51:52.719
<v Speaker 2>it's clean, but you don't think about what went into it.

0:51:52.760 --> 0:51:54.160
<v Speaker 2>When you walk into a dirty house, you're like, what

0:51:54.200 --> 0:51:56.920
<v Speaker 2>the hell, Like why totally you know. There's a difference.

0:51:56.920 --> 0:51:58.279
<v Speaker 2>So I think I'm all for that. I don't think

0:51:58.280 --> 0:52:00.120
<v Speaker 2>that's passive aggressive. I think that's just like I'm just

0:52:00.160 --> 0:52:02.759
<v Speaker 2>going to show you for one weekend, or give him

0:52:02.800 --> 0:52:05.319
<v Speaker 2>the kids for the weekend, twenty four hours a day

0:52:05.640 --> 0:52:08.960
<v Speaker 2>and just golladay, just go have a weekend with the girls,

0:52:09.360 --> 0:52:12.239
<v Speaker 2>drink some prosecco and just have the best time.

0:52:12.320 --> 0:52:14.239
<v Speaker 1>You'll be kissing your butt when you get back.

0:52:14.360 --> 0:52:15.920
<v Speaker 2>Like, we don't have the answer for this, but I

0:52:15.960 --> 0:52:18.840
<v Speaker 2>honestly do think that that is something that so many

0:52:19.040 --> 0:52:21.239
<v Speaker 2>new mums go through, and I think that that is

0:52:21.320 --> 0:52:25.800
<v Speaker 2>an often recurrent point of contention in relationships, where there's

0:52:25.840 --> 0:52:30.680
<v Speaker 2>this inequality in work, like my because I go to work,

0:52:30.760 --> 0:52:33.319
<v Speaker 2>my work's more important, and because you stay here, your

0:52:33.320 --> 0:52:34.120
<v Speaker 2>work is easier.

0:52:34.360 --> 0:52:38.480
<v Speaker 1>Okay, moving along one more step. Prenups. What do you

0:52:38.520 --> 0:52:40.160
<v Speaker 1>think of the old prenup?

0:52:40.840 --> 0:52:43.800
<v Speaker 2>Oh? I think that every situation is so different. I

0:52:43.880 --> 0:52:46.000
<v Speaker 2>think it's really difficult to kind of say what is

0:52:46.080 --> 0:52:49.719
<v Speaker 2>right and wrong. I don't have the sort of crazy

0:52:49.800 --> 0:52:53.719
<v Speaker 2>savings that are so different to what Matt owns that

0:52:53.760 --> 0:52:55.360
<v Speaker 2>we need to do a prenup, do you know? But

0:52:55.440 --> 0:52:57.879
<v Speaker 2>I think that there are circumstances where someone has worked

0:52:57.920 --> 0:53:00.319
<v Speaker 2>incredibly hard, or they've been inherited a hell a lot

0:53:00.360 --> 0:53:03.359
<v Speaker 2>of money and their situation is something that like we

0:53:03.440 --> 0:53:05.960
<v Speaker 2>can't relate to because like maybe they're the heir to

0:53:06.000 --> 0:53:08.160
<v Speaker 2>a bloody fortune and they need to protect that. So

0:53:08.719 --> 0:53:10.560
<v Speaker 2>I think that they're valid, and I think that I

0:53:10.600 --> 0:53:13.000
<v Speaker 2>think the fact that one in three marriages ends in

0:53:13.080 --> 0:53:16.320
<v Speaker 2>divorce is a testament to the fact that prenups are necessary.

0:53:16.520 --> 0:53:18.840
<v Speaker 2>So I think there's there's so many levels and like,

0:53:18.920 --> 0:53:21.279
<v Speaker 2>I mean, we can't discuss at all. Of course, they're

0:53:21.280 --> 0:53:23.759
<v Speaker 2>pretty confronting and they can be a bit upsetting when

0:53:23.800 --> 0:53:26.120
<v Speaker 2>your partner says, like, let's sign a prenup, you're sort

0:53:26.120 --> 0:53:27.719
<v Speaker 2>of like, whoa are you thinking this is going to

0:53:27.719 --> 0:53:29.360
<v Speaker 2>be doomed before it's actually doomed.

0:53:29.760 --> 0:53:31.120
<v Speaker 1>That's probably not what it is.

0:53:31.800 --> 0:53:34.560
<v Speaker 2>I think a prenup is okay if it takes into

0:53:34.600 --> 0:53:38.000
<v Speaker 2>consideration like maybe your partner earns, maybe they have a fortune.

0:53:38.520 --> 0:53:40.839
<v Speaker 2>As long as a prenup takes into consideration the fact

0:53:40.880 --> 0:53:43.120
<v Speaker 2>that maybe for five years you're at home not earning

0:53:43.160 --> 0:53:45.759
<v Speaker 2>your own money because you've got kids, there has to

0:53:45.800 --> 0:53:48.080
<v Speaker 2>be something in it that's going to protect you to

0:53:48.200 --> 0:53:51.360
<v Speaker 2>a point you don't have to lead him out.

0:53:51.160 --> 0:53:54.360
<v Speaker 1>And everything totally. Do you know, actually, Laura.

0:53:54.760 --> 0:53:57.520
<v Speaker 2>Well, like if a prenup is just like, hey, if

0:53:57.520 --> 0:53:59.759
<v Speaker 2>we break up, I get everything that's mine and you

0:53:59.800 --> 0:54:02.000
<v Speaker 2>don't get anything, then that's a piece of shit. But

0:54:02.040 --> 0:54:05.200
<v Speaker 2>if the prenup is like, Okay, we acknowledge that I

0:54:05.239 --> 0:54:07.040
<v Speaker 2>have a lot of money and if we break up,

0:54:07.080 --> 0:54:09.880
<v Speaker 2>I'm going to take care of you. But to this extent, fine,

0:54:10.120 --> 0:54:12.920
<v Speaker 2>you're still taking care of You're still getting something. But

0:54:12.960 --> 0:54:15.919
<v Speaker 2>it's saying like, you know, let's be real about this.

0:54:16.040 --> 0:54:17.800
<v Speaker 2>You know, so I know you're not marrying me because

0:54:17.840 --> 0:54:20.520
<v Speaker 2>I'm a filthy rich millionaire. Yeah, I didn't tell you this,

0:54:20.719 --> 0:54:22.840
<v Speaker 2>and this didn't make it to air on The Bachelor,

0:54:23.280 --> 0:54:26.080
<v Speaker 2>But Nick and I were having this conversation like this

0:54:26.200 --> 0:54:30.160
<v Speaker 2>one on one, really nice time, and he just says

0:54:30.200 --> 0:54:32.399
<v Speaker 2>to me, what like.

0:54:32.880 --> 0:54:34.520
<v Speaker 1>I just want to say, like what do you think

0:54:34.560 --> 0:54:38.719
<v Speaker 1>of pre nups? And I was like, oh, Nick, I

0:54:38.719 --> 0:54:40.400
<v Speaker 1>don't earn that much. You don't need to worry about that.

0:54:41.680 --> 0:54:43.480
<v Speaker 1>I just made me think. It was like I was

0:54:43.520 --> 0:54:44.080
<v Speaker 1>gonna write a.

0:54:44.000 --> 0:54:47.160
<v Speaker 2>Prenup in my head as fully, and in my head

0:54:47.200 --> 0:54:50.440
<v Speaker 2>I was like, Okay, why did he ask me? Basically,

0:54:50.480 --> 0:54:52.160
<v Speaker 2>if he was like, would you sign a prenup, that's

0:54:52.160 --> 0:54:54.200
<v Speaker 2>what he said, would I sign one and he was like,

0:54:54.560 --> 0:54:56.080
<v Speaker 2>this is not finale like this a.

0:54:56.000 --> 0:54:58.280
<v Speaker 1>Few before, and I was like, WHOA.

0:54:58.360 --> 0:54:59.719
<v Speaker 2>I even went back to the other girls and I

0:54:59.760 --> 0:55:02.480
<v Speaker 2>was like, has Nicko asked any of you signed a prenup?

0:55:02.520 --> 0:55:07.480
<v Speaker 1>And they're like no. I was like, that is so weird,

0:55:07.680 --> 0:55:09.040
<v Speaker 1>so weird, And I don't know.

0:55:09.120 --> 0:55:10.800
<v Speaker 2>We never got into it enough that I don't know

0:55:10.840 --> 0:55:12.759
<v Speaker 2>if it was a general throwaway. I don't know if

0:55:12.800 --> 0:55:14.440
<v Speaker 2>he was like actually saying he has enough that he

0:55:14.440 --> 0:55:14.960
<v Speaker 2>wants prenup.

0:55:14.960 --> 0:55:15.319
<v Speaker 1>I don't know.

0:55:15.360 --> 0:55:18.120
<v Speaker 2>I mean, I'm not going to choose anyone at the end,

0:55:18.120 --> 0:55:19.560
<v Speaker 2>but I'd just like to know if you're trying to

0:55:19.640 --> 0:55:22.439
<v Speaker 2>get meothetically, if I was going to pick someone, would

0:55:22.440 --> 0:55:26.640
<v Speaker 2>you sign on? That's crazy, though maybe that's like a

0:55:26.640 --> 0:55:28.360
<v Speaker 2>positive thing. I think that there is a testament to

0:55:28.360 --> 0:55:31.080
<v Speaker 2>the fact that you should openly talk about finances at

0:55:31.080 --> 0:55:33.759
<v Speaker 2>different points in your relationship. Not too early on, because

0:55:33.760 --> 0:55:35.200
<v Speaker 2>I think it can be a bit of a moodkiller.

0:55:35.320 --> 0:55:37.320
<v Speaker 1>But not when you're still dating five other people.

0:55:37.440 --> 0:55:41.240
<v Speaker 2>Well yeah, but when when you guys are moving in together,

0:55:41.360 --> 0:55:44.480
<v Speaker 2>when you're starting to get really serious about merging your life,

0:55:44.520 --> 0:55:47.160
<v Speaker 2>that's when finance becomes so important and that's been talking

0:55:47.160 --> 0:55:48.800
<v Speaker 2>about and making sure that you're on the same page

0:55:48.800 --> 0:55:49.520
<v Speaker 2>with things.

0:55:49.640 --> 0:55:51.960
<v Speaker 1>Is so imperative to having a happy life together.

0:55:52.280 --> 0:55:55.719
<v Speaker 2>So what if one person does make more? Because a

0:55:55.719 --> 0:55:58.760
<v Speaker 2>woman named Kelly Long, she's a member of the National

0:55:58.880 --> 0:56:04.520
<v Speaker 2>CPA Finance Literacy Commission, and she just states that basically,

0:56:05.000 --> 0:56:07.640
<v Speaker 2>it's almost inevitable that one person is going to earn

0:56:07.760 --> 0:56:10.799
<v Speaker 2>significantly more than the other person, and those amounts might

0:56:10.920 --> 0:56:14.960
<v Speaker 2>vary widely, but it also might vary throughout the relationship,

0:56:15.000 --> 0:56:16.680
<v Speaker 2>Like there might be one point where you're earning more

0:56:16.719 --> 0:56:18.520
<v Speaker 2>and maybe there's a point where your partner's earning more.

0:56:18.840 --> 0:56:19.480
<v Speaker 1>Yeah, exactly.

0:56:19.560 --> 0:56:21.840
<v Speaker 2>And so if this does happen, and if this is

0:56:21.880 --> 0:56:24.840
<v Speaker 2>in your relationship, is it fair in this case to

0:56:24.880 --> 0:56:26.160
<v Speaker 2>split a mortgage.

0:56:25.800 --> 0:56:26.880
<v Speaker 1>Fifty to fifty? For example?

0:56:26.960 --> 0:56:28.680
<v Speaker 2>Is it fair to split the bill fifty to fifty?

0:56:29.080 --> 0:56:35.000
<v Speaker 2>And fair doesn't necessarily mean equal, no, it means percentages.

0:56:35.400 --> 0:56:35.840
<v Speaker 1>Ay.

0:56:37.120 --> 0:56:38.319
<v Speaker 2>But I mean this comes back to what we were

0:56:38.360 --> 0:56:40.600
<v Speaker 2>saying earlier on in the beginning, especially like where I

0:56:40.680 --> 0:56:43.120
<v Speaker 2>was saying about my partner, where I felt financially stressed

0:56:43.120 --> 0:56:44.799
<v Speaker 2>because we were doing the fifty to fifty split, but

0:56:44.920 --> 0:56:47.400
<v Speaker 2>financial to the dollar fifty to fifty. I think that

0:56:47.400 --> 0:56:49.759
<v Speaker 2>that's a really, really great take home from this. And

0:56:49.800 --> 0:56:51.919
<v Speaker 2>if you do take one thing home, it's that when

0:56:51.960 --> 0:56:54.800
<v Speaker 2>you merge your expenses and if you do have hugely

0:56:54.880 --> 0:56:58.439
<v Speaker 2>different incomes, then doing a percentage split is a much

0:56:58.520 --> 0:57:01.359
<v Speaker 2>fairer way of splitting your income than doing a dollar

0:57:01.400 --> 0:57:05.240
<v Speaker 2>for dollar split. Absolutely, And I did put some questions

0:57:05.239 --> 0:57:07.759
<v Speaker 2>out for you guys, some polls on Instagram because I

0:57:07.800 --> 0:57:10.520
<v Speaker 2>wanted the general public feedback, and because we're just so

0:57:10.719 --> 0:57:16.280
<v Speaker 2>well researched, we have to we leave no stone unturned.

0:57:15.880 --> 0:57:17.840
<v Speaker 1>No question on Instagram unanswered.

0:57:18.560 --> 0:57:20.240
<v Speaker 2>I did have to turn off the responses because you

0:57:20.280 --> 0:57:23.480
<v Speaker 2>guys were overwhelming. But before this is the result.

0:57:23.840 --> 0:57:27.720
<v Speaker 1>Should a relationship be fifty to fifty? Sixty seven percent

0:57:27.880 --> 0:57:28.439
<v Speaker 1>said yes.

0:57:28.720 --> 0:57:31.120
<v Speaker 2>I lie that sixty seven percent said yes without any

0:57:31.200 --> 0:57:33.920
<v Speaker 2>other details. They're like, should a relationship be fifty to fifty?

0:57:34.320 --> 0:57:37.640
<v Speaker 2>And there is thirty three percent of people out there being.

0:57:37.440 --> 0:57:43.320
<v Speaker 1>Like, nah, he can pay more? Exactly, I mean yes, no,

0:57:43.440 --> 0:57:46.680
<v Speaker 1>poll now dot there shouldn't be fifty to fifty. That's

0:57:46.720 --> 0:57:49.080
<v Speaker 1>the person that earns more, pay more.

0:57:49.840 --> 0:57:54.360
<v Speaker 2>Yes, And only fifty one percent of people said no,

0:57:55.120 --> 0:57:55.440
<v Speaker 2>I know.

0:57:55.920 --> 0:57:56.960
<v Speaker 1>Wow, that one.

0:57:56.800 --> 0:57:59.520
<v Speaker 2>Weirs me out that weeds me out too. So if

0:57:59.520 --> 0:58:02.800
<v Speaker 2>someone earns more, there is forty nine percent of people

0:58:02.800 --> 0:58:04.040
<v Speaker 2>out there as who are saying no.

0:58:04.200 --> 0:58:06.160
<v Speaker 1>And I bet you they're the forty nine percent who

0:58:06.200 --> 0:58:09.400
<v Speaker 1>earned more. Yeah, they would be for sure.

0:58:10.440 --> 0:58:12.560
<v Speaker 2>Do you share a bank account with your partner, Laura,

0:58:12.560 --> 0:58:15.600
<v Speaker 2>this is you? Fifty percent said yes, So forty nine

0:58:15.600 --> 0:58:18.400
<v Speaker 2>percent people still are in a relationship and don't share

0:58:18.400 --> 0:58:20.520
<v Speaker 2>a bank account with a partner. I actually found that

0:58:20.600 --> 0:58:23.600
<v Speaker 2>really interesting. But also these questions don't really take into

0:58:23.600 --> 0:58:25.600
<v Speaker 2>account the depth or of the relationship. That don't take

0:58:25.600 --> 0:58:28.080
<v Speaker 2>into account how long you've been together, the seriousness any

0:58:28.080 --> 0:58:30.680
<v Speaker 2>of those things. So I think like at a base level,

0:58:30.680 --> 0:58:32.840
<v Speaker 2>this was just a whole lot of people saying yes, no, yes, no.

0:58:32.920 --> 0:58:34.720
<v Speaker 1>But I mean I wanted I just wanted a general

0:58:34.800 --> 0:58:37.480
<v Speaker 1>feel of where people were at. Yeah, and fifty one

0:58:37.520 --> 0:58:38.080
<v Speaker 1>said that they do.

0:58:38.320 --> 0:58:42.720
<v Speaker 2>And lastly, and I found this really interesting, only twenty

0:58:42.840 --> 0:58:45.880
<v Speaker 2>five percent of you that are in long term relationships

0:58:46.000 --> 0:58:48.360
<v Speaker 2>said money is what you fight about most. That's actually

0:58:48.360 --> 0:58:51.680
<v Speaker 2>a huge statistic, So like twenty five per cent higher. Yeah,

0:58:51.680 --> 0:58:54.040
<v Speaker 2>But I mean most of our audience is relatively young,

0:58:54.040 --> 0:58:55.840
<v Speaker 2>and I think that the older you get, the more

0:58:55.880 --> 0:58:58.640
<v Speaker 2>that money becomes something that you will significantly fight about.

0:58:58.920 --> 0:59:01.720
<v Speaker 2>So the fact that quarter of you are already finding

0:59:01.760 --> 0:59:05.200
<v Speaker 2>about money and you're only probably relatively I'm not gonna

0:59:05.200 --> 0:59:07.240
<v Speaker 2>say you're new to your relationship, but go around. You're

0:59:07.240 --> 0:59:08.920
<v Speaker 2>in your thirties, probably you're new to life.

0:59:09.320 --> 0:59:11.760
<v Speaker 1>So like you know, you know, we don't have.

0:59:11.800 --> 0:59:14.520
<v Speaker 2>Like the full spectrum of all the shit that life

0:59:14.520 --> 0:59:16.800
<v Speaker 2>puts on us yet. So I reckon that the older

0:59:16.800 --> 0:59:18.760
<v Speaker 2>we get, the more that that number is going to grow.

0:59:18.840 --> 0:59:20.640
<v Speaker 2>So I think for a quarter of our listeners to

0:59:20.640 --> 0:59:25.680
<v Speaker 2>be affected by financial problems their relationships, that is huge.

0:59:25.920 --> 0:59:27.520
<v Speaker 2>So I really hope one in four of you found

0:59:27.520 --> 0:59:31.800
<v Speaker 2>this interesting. We hope one in four of you aren't something.

0:59:31.840 --> 0:59:33.240
<v Speaker 2>We hope one in four of you will put that

0:59:33.280 --> 0:59:34.800
<v Speaker 2>into place and save your relationship.

0:59:34.880 --> 0:59:35.439
<v Speaker 1>There you go.

0:59:35.960 --> 0:59:37.600
<v Speaker 2>I wanted to tell you guys about some apps that

0:59:37.640 --> 0:59:40.920
<v Speaker 2>I looked up. They are directed mainly at couples. You

0:59:40.920 --> 0:59:42.960
<v Speaker 2>can use them as singles as well, but essentially it's

0:59:43.000 --> 0:59:46.439
<v Speaker 2>like money budgeting, money sharing, way to split and pay

0:59:46.480 --> 0:59:48.680
<v Speaker 2>each other, way to keep track of things. But these

0:59:48.760 --> 0:59:51.320
<v Speaker 2>are some of the top apps that were recommended. So

0:59:51.840 --> 0:59:54.000
<v Speaker 2>some of them are freeze and some of them have

0:59:54.120 --> 0:59:57.400
<v Speaker 2>like an upgraded paid version where you can access more features.

0:59:57.800 --> 1:00:02.120
<v Speaker 2>But a few of them are Pocketbook, Good Budget, Pocketsmith,

1:00:02.320 --> 1:00:02.880
<v Speaker 2>Money Lover.

1:00:03.080 --> 1:00:05.959
<v Speaker 1>I've used Pocketbook before, have you do you love it? Yeah?

1:00:06.000 --> 1:00:08.000
<v Speaker 2>I mean if you're somebody who needs a bit of

1:00:08.040 --> 1:00:10.120
<v Speaker 2>assistance with budgeting and needs a little bit of assistance

1:00:10.160 --> 1:00:12.520
<v Speaker 2>for their finances, then there are so many solutions out there.

1:00:12.680 --> 1:00:14.640
<v Speaker 2>Another thing that I recommend as well, if you haven't

1:00:14.640 --> 1:00:18.800
<v Speaker 2>read it, read it. It's The Food Investor. Investor. It's

1:00:18.840 --> 1:00:21.880
<v Speaker 2>so good. It's actually really really like. Money can be

1:00:22.000 --> 1:00:25.200
<v Speaker 2>very confusing, it can seem like very overwhelming to get into,

1:00:25.280 --> 1:00:27.800
<v Speaker 2>and like a lot of finance books are just too wordy,

1:00:27.960 --> 1:00:31.760
<v Speaker 2>too difficult. Later, The Barefoot Investor is a great book.

1:00:31.800 --> 1:00:34.240
<v Speaker 2>It just makes finance very very tactile. If you haven't

1:00:34.280 --> 1:00:35.880
<v Speaker 2>read it, this is going to be your three hundred

1:00:35.880 --> 1:00:38.320
<v Speaker 2>and seventy fourth recommendation for that book, because I'm pretty

1:00:38.320 --> 1:00:42.520
<v Speaker 2>sure everyone recommends it. And then, lastly, my recommendation for

1:00:42.600 --> 1:00:44.800
<v Speaker 2>a relationship and if you are at the point where

1:00:44.800 --> 1:00:48.840
<v Speaker 2>you're starting to merge your finances, my recommendation is that

1:00:48.920 --> 1:00:52.480
<v Speaker 2>you do what they call a money huddle, which is

1:00:52.560 --> 1:00:55.320
<v Speaker 2>every so often, maybe once a month, maybe once every

1:00:55.320 --> 1:00:58.720
<v Speaker 2>two to three months, sit down, have a glass of wine,

1:00:58.960 --> 1:01:01.280
<v Speaker 2>have dinner with your partner, and talk about your money.

1:01:01.440 --> 1:01:03.800
<v Speaker 2>Talk about what you're saving for, talk about what you're

1:01:03.840 --> 1:01:06.720
<v Speaker 2>looking forward to, whether it be holidays, a house, your kids,

1:01:07.080 --> 1:01:09.640
<v Speaker 2>whatever it is. But just make sure that you're checking

1:01:09.680 --> 1:01:11.680
<v Speaker 2>in every so often like you would in all other

1:01:11.720 --> 1:01:14.840
<v Speaker 2>aspects of your relationship, to make sure that you're aligned

1:01:15.040 --> 1:01:17.080
<v Speaker 2>and you're saving for the same things, and you care

1:01:17.120 --> 1:01:19.360
<v Speaker 2>about the same things, and you're moving forward, not just

1:01:19.400 --> 1:01:22.680
<v Speaker 2>in your relationship, but in your money. Honey, and open

1:01:22.880 --> 1:01:28.240
<v Speaker 2>goal setting huddle. What I don't know, I haven't humbled before.

1:01:28.280 --> 1:01:29.440
<v Speaker 1>I was just trying to you on it. A lot

1:01:29.480 --> 1:01:33.280
<v Speaker 1>of money huddle. Yeah, like I'm open an open communication huddle.

1:01:33.280 --> 1:01:35.040
<v Speaker 1>Oh I'm sorry. I huddle myself to sleep.

1:01:38.520 --> 1:01:41.400
<v Speaker 2>All right, guys, we have a little bit of some

1:01:41.480 --> 1:01:43.800
<v Speaker 2>disappointing news for you. If you've made it to this

1:01:43.840 --> 1:01:45.560
<v Speaker 2>point in an episode, which of course you have because

1:01:45.600 --> 1:01:47.360
<v Speaker 2>you know it's great. We are not going to be

1:01:47.360 --> 1:01:50.800
<v Speaker 2>doing an ask uncut episode this week. Just life and

1:01:50.880 --> 1:01:53.920
<v Speaker 2>work and everything has become a little bit too mental.

1:01:54.080 --> 1:01:57.600
<v Speaker 2>So look, if things kind of clear up before Wednesday

1:01:57.640 --> 1:01:59.720
<v Speaker 2>and we're able to get an ask uncut episode out

1:01:59.760 --> 1:02:02.240
<v Speaker 2>to you, and we will. But at the moment, it's

1:02:02.480 --> 1:02:05.160
<v Speaker 2>just like I'm getting mad anxiety by all the work

1:02:05.200 --> 1:02:07.320
<v Speaker 2>that's piling up, so I kind of need a bit

1:02:07.320 --> 1:02:07.800
<v Speaker 2>of a break.

1:02:07.960 --> 1:02:10.520
<v Speaker 1>It's a super super big week for both of us.

1:02:10.640 --> 1:02:13.280
<v Speaker 2>I'm actually starting a new job at a new hospital

1:02:13.320 --> 1:02:15.480
<v Speaker 2>as well. I'm still at the old hospital that I

1:02:15.640 --> 1:02:17.400
<v Speaker 2>was at. I'm not going to tell anyone where I'm

1:02:17.400 --> 1:02:19.480
<v Speaker 2>at because I don't want anyone to turn up there,

1:02:19.840 --> 1:02:24.000
<v Speaker 2>but I'm starting in everyone everyone flocks to Britney's wags.

1:02:24.080 --> 1:02:26.640
<v Speaker 1>Is that Bretty from The Bachelor? No, I actually had

1:02:26.640 --> 1:02:28.560
<v Speaker 1>a I actually had a proper talker.

1:02:29.240 --> 1:02:32.800
<v Speaker 2>Wow, yeah, he it was. It was pretty big. He'd

1:02:32.840 --> 1:02:34.640
<v Speaker 2>been in jail before. He had like a taddy on

1:02:34.680 --> 1:02:36.200
<v Speaker 2>his face, you know how they get the tear drops

1:02:36.200 --> 1:02:36.640
<v Speaker 2>and stuff.

1:02:37.640 --> 1:02:40.280
<v Speaker 1>Yeah, killed the man. I couldn't leave.

1:02:40.920 --> 1:02:44.080
<v Speaker 2>He had called up and put in a threat, a

1:02:44.120 --> 1:02:45.200
<v Speaker 2>death threat, and it was a.

1:02:45.120 --> 1:02:45.720
<v Speaker 1>Really big deal.

1:02:45.760 --> 1:02:48.040
<v Speaker 2>I couldn't I couldn't work nights. I couldn't walk to

1:02:48.080 --> 1:02:50.080
<v Speaker 2>the car park by myself without security. It was like

1:02:50.080 --> 1:02:53.240
<v Speaker 2>a huge deal. So I, yeah, I genuinely don't tell

1:02:53.280 --> 1:02:54.040
<v Speaker 2>people where I am.

1:02:54.320 --> 1:02:57.360
<v Speaker 1>How have I never heard this story. I don't know.

1:02:57.360 --> 1:02:58.440
<v Speaker 1>I don't really talk about it.

1:02:58.480 --> 1:03:01.840
<v Speaker 2>I've had some of a rough life, made a wild Also,

1:03:01.960 --> 1:03:04.520
<v Speaker 2>you know what, this is an international podcast, so it

1:03:04.600 --> 1:03:07.400
<v Speaker 2>really will go far and wide. We're gonna try and

1:03:07.440 --> 1:03:09.360
<v Speaker 2>get you the asking cut. But I just wanted to pray.

1:03:09.440 --> 1:03:11.000
<v Speaker 2>I just wanted to put it out there justin case

1:03:11.040 --> 1:03:13.280
<v Speaker 2>we're not able to do it. But before we ago,

1:03:14.160 --> 1:03:18.520
<v Speaker 2>you know that we have also up finish an episode

1:03:18.960 --> 1:03:21.240
<v Speaker 2>without our suck and our sweet.

1:03:21.440 --> 1:03:23.320
<v Speaker 1>Should I say that again, just in case.

1:03:25.600 --> 1:03:27.760
<v Speaker 2>Absolutely need to say that again, I'm leaving it. Okay,

1:03:27.800 --> 1:03:30.200
<v Speaker 2>we don't finish an episode without our suck and our sweet,

1:03:30.440 --> 1:03:33.120
<v Speaker 2>the highlights, the lowlights, the best and the worst of

1:03:33.160 --> 1:03:33.560
<v Speaker 2>our week.

1:03:33.600 --> 1:03:36.320
<v Speaker 1>All right, you can kick it off. Okay, my suck.

1:03:36.160 --> 1:03:38.760
<v Speaker 2>Would have to be just the story that I told

1:03:39.000 --> 1:03:40.600
<v Speaker 2>at the start, where I just said I did like

1:03:40.720 --> 1:03:44.240
<v Speaker 2>some runny split thing on my cement. I feel like

1:03:44.280 --> 1:03:48.000
<v Speaker 2>I've broken my toes into the door. And I'm only

1:03:48.000 --> 1:03:49.640
<v Speaker 2>bringing this up again now because it happened on my

1:03:49.680 --> 1:03:52.160
<v Speaker 2>way here, and my foot since we've been recording this

1:03:52.200 --> 1:03:55.600
<v Speaker 2>podcast is throbbing. So I broke my toes in Amazon

1:03:55.720 --> 1:04:00.240
<v Speaker 2>Jungle a few years ago, Chasing pigs another story. I

1:04:00.280 --> 1:04:02.200
<v Speaker 2>was chasing these wild pigs and I broke my foot.

1:04:02.480 --> 1:04:06.040
<v Speaker 2>My sister had to carry me out. Ever since then,

1:04:06.720 --> 1:04:09.240
<v Speaker 2>they've been really sensitive and I'm pretty sure like I've

1:04:09.280 --> 1:04:12.160
<v Speaker 2>just rebroken that toe, that that's.

1:04:12.000 --> 1:04:13.040
<v Speaker 1>A soul really stucky.

1:04:13.200 --> 1:04:15.560
<v Speaker 2>Yeah, Like I don't think it's broken. Are you exaggerating?

1:04:15.560 --> 1:04:16.960
<v Speaker 2>Are we gonna have to go to the hospital after this?

1:04:16.960 --> 1:04:22.080
<v Speaker 2>I broken toe. You don't to is generally unless they displaced,

1:04:22.080 --> 1:04:23.800
<v Speaker 2>which I can tell it's not. I just feel like

1:04:23.840 --> 1:04:25.919
<v Speaker 2>it might have like recracked. I mean, this is my job.

1:04:25.960 --> 1:04:28.640
<v Speaker 2>I do the X rays, but they don't do anything.

1:04:28.640 --> 1:04:30.120
<v Speaker 2>You just strap it and chill.

1:04:30.320 --> 1:04:31.000
<v Speaker 1>So I don't know.

1:04:31.040 --> 1:04:33.040
<v Speaker 2>It's just very very tender. It's probably not broken, but

1:04:33.040 --> 1:04:34.280
<v Speaker 2>that's my suck like it was.

1:04:34.360 --> 1:04:35.000
<v Speaker 1>It was funny.

1:04:35.720 --> 1:04:37.360
<v Speaker 2>I would have taken a really big hit to my

1:04:37.440 --> 1:04:39.760
<v Speaker 2>pride had anyone been there, but they weren't.

1:04:40.480 --> 1:04:41.640
<v Speaker 1>But that's the worst things happened to me.

1:04:41.680 --> 1:04:43.840
<v Speaker 2>It also just shows like what a fucking trooper brit

1:04:44.040 --> 1:04:45.760
<v Speaker 2>is and how dedicated she is to the course.

1:04:45.800 --> 1:04:47.320
<v Speaker 1>She just broke her toe.

1:04:47.560 --> 1:04:49.480
<v Speaker 2>She broke her toe, and then she came here and

1:04:49.520 --> 1:04:53.000
<v Speaker 2>recorded this episode, Like what a trooper. I broke my

1:04:53.040 --> 1:04:54.920
<v Speaker 2>foot in the jungle and then I went on like

1:04:54.960 --> 1:04:56.280
<v Speaker 2>a three day hike with it.

1:04:56.360 --> 1:04:59.080
<v Speaker 1>That's outrageous. It was ridiculous, ridiculous anyway, do.

1:04:59.040 --> 1:05:00.600
<v Speaker 2>You know I'm gonna like Hyji, you know what you're

1:05:00.680 --> 1:05:03.040
<v Speaker 2>suck also should be them because you slipped over.

1:05:03.280 --> 1:05:05.560
<v Speaker 1>Tell me the weather here, although it was because of

1:05:05.600 --> 1:05:07.000
<v Speaker 1>the weather. Yeah, the weather is horrific.

1:05:07.120 --> 1:05:09.480
<v Speaker 2>So like we we kind of like know guys, we

1:05:09.520 --> 1:05:12.440
<v Speaker 2>live in Bandai in case you didn't know, we're that obnoxious,

1:05:12.760 --> 1:05:15.360
<v Speaker 2>But we missed the end of summer, like summer kind

1:05:15.400 --> 1:05:17.520
<v Speaker 2>of ended because we all went into lockdown. And now

1:05:17.680 --> 1:05:20.360
<v Speaker 2>literally the day that schools have gone back and like

1:05:20.400 --> 1:05:23.320
<v Speaker 2>things are starting to get back to normal, it is

1:05:23.680 --> 1:05:26.439
<v Speaker 2>piercing down here. It's been torrential for like the past week.

1:05:26.480 --> 1:05:29.800
<v Speaker 2>It's so cold, it's baltic and I feel like we've

1:05:29.840 --> 1:05:32.440
<v Speaker 2>been robbed. We have, I mean, we were robbed of

1:05:32.440 --> 1:05:35.600
<v Speaker 2>twenty twenty. Twenty twenty is we're just gonna that was

1:05:35.640 --> 1:05:38.240
<v Speaker 2>my phone. We've been robbed of twenty twenty.

1:05:38.320 --> 1:05:41.160
<v Speaker 1>I feel like we just everyone just forgets that happened. Yeah,

1:05:41.240 --> 1:05:43.240
<v Speaker 1>let's just start again. Blank Slate twenty twenty one.

1:05:43.640 --> 1:05:46.600
<v Speaker 2>Sweet You're sweet, My sweet would have to just be

1:05:46.640 --> 1:05:48.840
<v Speaker 2>the fact that I got these new apartment and I'm

1:05:48.840 --> 1:05:50.560
<v Speaker 2>moving in a couple of weeks, and the facts that

1:05:50.640 --> 1:05:54.560
<v Speaker 2>I own nothing. A. This sucks because my bank account

1:05:54.600 --> 1:05:55.520
<v Speaker 2>is already crying.

1:05:56.160 --> 1:05:57.600
<v Speaker 1>But it's also.

1:05:57.440 --> 1:06:00.920
<v Speaker 2>Amazing because I loving terias and I love of starting

1:06:00.960 --> 1:06:03.080
<v Speaker 2>fresh and creating a new energy, and I can pick

1:06:03.280 --> 1:06:05.840
<v Speaker 2>every single thing in my whole house, which is a

1:06:06.040 --> 1:06:09.280
<v Speaker 2>it's daunting, and it's expensive, and I will be eating

1:06:09.320 --> 1:06:09.840
<v Speaker 2>tuna for a.

1:06:09.880 --> 1:06:11.080
<v Speaker 1>While, but it's exciting.

1:06:11.280 --> 1:06:13.440
<v Speaker 2>It's also like a really nice blank space to be

1:06:13.480 --> 1:06:15.480
<v Speaker 2>able to like make whatever you want of it.

1:06:15.800 --> 1:06:16.640
<v Speaker 1>Exactly amazing.

1:06:16.760 --> 1:06:19.680
<v Speaker 2>What opportunity if you're furniture business out there and you

1:06:19.720 --> 1:06:20.680
<v Speaker 2>want someone to sponsor you.

1:06:20.760 --> 1:06:23.760
<v Speaker 1>Brinie's hustling. It wasn't even a hustle, but like I

1:06:23.800 --> 1:06:28.000
<v Speaker 1>wouldn't say, no, girl's gotta eat. What's what's your suck?

1:06:28.120 --> 1:06:32.200
<v Speaker 2>Okay, my suck is my My suck is. Also it's

1:06:32.200 --> 1:06:36.080
<v Speaker 2>also a personal injury I set up there with mine. No,

1:06:36.120 --> 1:06:38.680
<v Speaker 2>it's pretty pretty pathetic in comparison, but I burnt my

1:06:38.840 --> 1:06:42.840
<v Speaker 2>arm cooking yesterday. And one it's a bit of a

1:06:42.880 --> 1:06:45.480
<v Speaker 2>sore spot because it's actually a sore spot, but Secondly,

1:06:45.520 --> 1:06:47.640
<v Speaker 2>it's because I'm just such a terrible cook that I

1:06:47.800 --> 1:06:50.320
<v Speaker 2>always managed something, always manages to go wrong. Show me

1:06:50.320 --> 1:06:52.520
<v Speaker 2>in the burn, you're gonna laugh at me. It's not

1:06:52.520 --> 1:06:55.240
<v Speaker 2>that I went laugh cute.

1:06:57.440 --> 1:07:00.360
<v Speaker 1>I had a pretty good week. Okay, it's a pretty burn,

1:07:00.440 --> 1:07:02.320
<v Speaker 1>but it burns hurt, man, Yes they hurt.

1:07:02.320 --> 1:07:04.600
<v Speaker 2>And also, like this week, this week, nothing is wrong,

1:07:04.680 --> 1:07:06.439
<v Speaker 2>Like I know that I just said that I've had

1:07:06.520 --> 1:07:09.360
<v Speaker 2>so much like surmounting work and stuff. Then I'm like

1:07:09.880 --> 1:07:13.240
<v Speaker 2>drowning in my anxiety about things. But from like, nothing

1:07:13.280 --> 1:07:15.160
<v Speaker 2>bad has happened. This week has been a pretty good week.

1:07:15.200 --> 1:07:16.440
<v Speaker 2>So I can't complain about that.

1:07:16.760 --> 1:07:17.439
<v Speaker 1>Love that for you.

1:07:17.560 --> 1:07:20.120
<v Speaker 2>Just busy, just really really busy, feel like I can't

1:07:20.120 --> 1:07:23.600
<v Speaker 2>catch a breath. My sweet, My sweet, is as much

1:07:23.640 --> 1:07:25.520
<v Speaker 2>as I complained about it at the beginning of the episode.

1:07:25.560 --> 1:07:29.360
<v Speaker 2>The whole teething thing, it's pretty fun. Marley has fully

1:07:29.400 --> 1:07:32.479
<v Speaker 2>popped out two teeth. She's almost twelve months old, should

1:07:32.480 --> 1:07:35.000
<v Speaker 2>be twelve months on the nineteenth of June, and she's

1:07:35.200 --> 1:07:37.920
<v Speaker 2>just grown her first two teeth in like one little go.

1:07:38.160 --> 1:07:41.400
<v Speaker 2>And it's so exciting because it's like the next chapter

1:07:41.720 --> 1:07:43.920
<v Speaker 2>and and oh my god, I'm turning until her mom, Oh,

1:07:43.960 --> 1:07:45.680
<v Speaker 2>I'm going to get full more on you guys. She

1:07:45.760 --> 1:07:47.960
<v Speaker 2>also learned how to give a kiss properly, so now

1:07:48.000 --> 1:07:51.480
<v Speaker 2>she purses her lips and goes It's so cute.

1:07:51.520 --> 1:07:52.280
<v Speaker 1>I could die.

1:07:52.480 --> 1:07:53.920
<v Speaker 2>I mean, she's been kissing for a while, but she

1:07:54.000 --> 1:07:55.840
<v Speaker 2>sort of just like opens her mouth and puts it

1:07:55.880 --> 1:07:59.720
<v Speaker 2>on your face, just passes you. She's got no chill,

1:07:59.760 --> 1:08:02.520
<v Speaker 2>MiG no chill. I'm so obsessed with her. I might

1:08:02.560 --> 1:08:04.600
<v Speaker 2>try and kidstrong the way. Oh no, social distancing. I

1:08:04.600 --> 1:08:05.440
<v Speaker 2>absolutely will not.

1:08:05.520 --> 1:08:08.600
<v Speaker 1>Keep it to yourself, Brittany. Guys, thank you so much

1:08:08.680 --> 1:08:11.480
<v Speaker 1>for tuning in. We actually really enjoyed this episode. A

1:08:11.520 --> 1:08:12.840
<v Speaker 1>little bit different, but I loved it.

1:08:12.880 --> 1:08:16.000
<v Speaker 2>I hope you guys learned something, and I hope you

1:08:16.080 --> 1:08:20.599
<v Speaker 2>guys are on the way to a successful financial.

1:08:20.000 --> 1:08:24.439
<v Speaker 1>Relationship, financial freedom. We want you to find financial love.

1:08:24.520 --> 1:08:27.240
<v Speaker 2>To every single person who's left a review recently, we

1:08:27.800 --> 1:08:29.280
<v Speaker 2>like we say it all the time, but we're so

1:08:29.479 --> 1:08:32.479
<v Speaker 2>incredibly grateful, Like it's just humbling to read the amazing

1:08:32.520 --> 1:08:35.519
<v Speaker 2>reviews that you leave us, and it also like it's

1:08:35.560 --> 1:08:38.040
<v Speaker 2>a real confidence boost for us. It also makes us

1:08:38.080 --> 1:08:40.680
<v Speaker 2>want to keep creating this content for you. So if

1:08:40.720 --> 1:08:43.120
<v Speaker 2>you listen to every episode, or you're a big old

1:08:43.120 --> 1:08:45.519
<v Speaker 2>fan of the podcast and you haven't left a review yet,

1:08:45.520 --> 1:08:48.320
<v Speaker 2>then please go ahead leave a review. We would really

1:08:48.360 --> 1:08:50.559
<v Speaker 2>love that from you. We would also love it if

1:08:50.600 --> 1:08:54.240
<v Speaker 2>you haven't subscribed yet. That is what helps our podcust grow.

1:08:54.320 --> 1:08:56.759
<v Speaker 2>That's what helps us, you know, get into the whole

1:08:56.840 --> 1:09:00.360
<v Speaker 2>ranking system on Apple ranking podcast you thingy, and it's

1:09:00.360 --> 1:09:03.800
<v Speaker 2>what helps other people discover this podcast too. So, so

1:09:03.880 --> 1:09:07.240
<v Speaker 2>you know the Drill, subscribe, review, share the love, tell

1:09:07.280 --> 1:09:09.600
<v Speaker 2>your friends because wait no, sorry.

1:09:09.600 --> 1:09:14.040
<v Speaker 1>Well all a lie, I fucked it up. Let's try

1:09:14.040 --> 1:09:14.840
<v Speaker 1>that one more time.

1:09:15.360 --> 1:09:21.000
<v Speaker 2>Okay, guys, you know the Drill review, subscribe, tell your friends,

1:09:21.080 --> 1:09:24.160
<v Speaker 2>and share the love because we love love.

1:09:28.320 --> 1:09:28.639
<v Speaker 1>Stop