Speaker 1: Hello.
Speaker 2: My name's Sanatasha Nabananga Bamblet. I'm a proud yr the
Speaker 2: Order Kerni Whoalbury and a waddery woman. And before we
Speaker 2: get started on She's on the Money podcast, I would
Speaker 2: like to acknowledge the traditional custodians of the land of
Speaker 2: which this podcast is recorded on a wondery country, acknowledging
Speaker 2: the elders, the ancestors and the next generation coming through.
Speaker 2: As this podcast is about connecting, empowering, knowledge sharing and
Speaker 2: the storytelling of you to make a difference for today
Speaker 2: and lasting impact for tomorrow.
Speaker 1: Let's get into it.
Speaker 3: She's on the Money, She's on the Money.
Speaker 4: Hello, and welcome to She's on the Money, the podcast
Speaker 4: for millennials who want financial freedom. My name is Victoria
Speaker 4: Devine and we are back with another Shopback Money Diary,
Speaker 4: which I am so excited for. As always, we are
Speaker 4: bringing to the table a very exciting story and this
Speaker 4: week our Money Diarist has written in and said I
Speaker 4: moved out of home and interstate at seventeen.
Speaker 1: With just one suitcase.
Speaker 4: I am now twenty five years old working as a
Speaker 4: registered nurse in a jail. It is now my third
Speaker 4: year out of UNI and I made ninety eight thousand
Speaker 4: dollars this past financial year.
Speaker 1: I live with my partner and we have two dogs.
Speaker 4: This financial year, we've decided to get on board with
Speaker 4: the first Home super Saver scheme and contribute an additional
Speaker 4: six hundred dollars each to our super each fortnighte. We
Speaker 4: have a three year goal of buying our first home.
Speaker 4: Money Diarist, What a story. Oh my gosh, welcome to
Speaker 4: the show.
Speaker 3: Thank you.
Speaker 2: Hello.
Speaker 1: I am so excited to talk to you.
Speaker 4: I have so many questions, from talking about you moving
Speaker 4: out at seventeen to how you're going to make use
Speaker 4: of the first time Super Savor scheme.
Speaker 1: Are you ready to do a money diary?
Speaker 3: Yeah, yeah, I'm ready.
Speaker 1: Oh my gosh.
Speaker 4: All right, well let's just jump into it with the
Speaker 4: first stock standard question. Can you tell me a little
Speaker 4: bit more about your money story?
Speaker 2: Yeah?
Speaker 3: Okay. So I think the first two money values that
Speaker 3: I had were instilled on me when I was a child,
Speaker 3: which is, don't spend more than you earn, so if
Speaker 3: you can't afford to buy something, just don't buy it.
Speaker 3: And then the other thing was differentiate between what you
Speaker 3: want and what you need.
Speaker 1: Oh I love that.
Speaker 3: So growing up. I came from a dual income family.
Speaker 3: I did gymnastics, piano lessons, my brother's got to do
Speaker 3: tennis lessons, guitar lessons, saxophone lessons. We got to go
Speaker 3: on and your family holidays. We went on all the
Speaker 3: school camps, all the school excursions. We got to do
Speaker 3: all of those things. But my parents always provided everything
Speaker 3: that we needed and also that all the extra curriculars.
Speaker 3: But if it came to like things that we wanted,
Speaker 3: they didn't just go out and splurge on things that
Speaker 3: we wanted. Like Mum would never just go out and
Speaker 3: take me shopping and be like okay, go and choose
Speaker 3: like whatever you want and we'll buy it. It was
Speaker 3: always like, if you want something, save it up for
Speaker 3: your birthdays or Christmas time, and then if you still
Speaker 3: want it at that time, like a month or two
Speaker 3: weeks out from that time, let me know and then
Speaker 3: you can have that for your birthday or Christmas. So
Speaker 3: it was always taught to like wait for the things
Speaker 3: that I wanted for special occasions and get them as
Speaker 3: presents rather than just like getting everything that I wanted.
Speaker 3: So you know, all the needs were provided for, but
Speaker 3: the ones were always I was taught to wait and yeah.
Speaker 4: Hey, that's a pretty good money value to be taught.
Speaker 4: Do you feel like you've upheld those as an adult?
Speaker 1: Yeah?
Speaker 3: Like, I feel like as an adult, I'm actually very indecisive,
Speaker 3: and I always have to think about, oh do I
Speaker 3: really want this? Like, think about all the pros and
Speaker 3: cons and way of all the risks. So I think, yeah,
Speaker 3: definitely I've brought that up into my adulthood as well.
Speaker 4: Oh I love this all right, I want to know
Speaker 4: more next. I know you said in your message what
Speaker 4: you do and what you earn, but I want to know.
Speaker 4: Let's answer the question properly. What do you do for
Speaker 4: work and how much money do you earn?
Speaker 3: Okay, so I'm a registered nurse. I work in a
Speaker 3: metropolitan correctional center. The past financial year, I earned ninety
Speaker 3: eight thousand dollars, but that includes overtime and penalty rates
Speaker 3: as well, so my base is around seventy five thousand,
Speaker 3: but I got to own a bit extra due to
Speaker 3: doing overtime and weekends.
Speaker 4: What does working in a correctional facility as a nurse
Speaker 4: actually entail, because I'm assuming that's quite different to being
Speaker 4: a nurse in a maternity ward.
Speaker 3: Yeah, it is different. It's kind of like working in
Speaker 3: comparatively to like working as a nurse in like a
Speaker 3: doctor's clinic. It's called like community style nursing. We work
Speaker 3: inside a clinic that's situated inside our section of the jail.
Speaker 3: So we deal sort of deal with chronic diseases.
Speaker 1: We're in care.
Speaker 3: We do like pathology. We do a lot of triarging
Speaker 3: where first responders if there's an emergency, we deal with
Speaker 3: a lot of self harm, a lot of mental health issues.
Speaker 3: That kind of thing.
Speaker 4: Wow, and with that, how do I'm just being really pervy, now,
Speaker 4: how do the people in the correctional facility reach out
Speaker 4: to I guess someone in your position. Do they just
Speaker 4: get to come into the clinic whenever they want? Do
Speaker 4: they have to book an appointment?
Speaker 3: Like?
Speaker 1: How does this work?
Speaker 3: We have a system it's called a self referral system.
Speaker 3: So if it's like a non urgent issue or matter,
Speaker 3: like for example, someone's like I've got some rush on
Speaker 3: my skin, we have like letterbox at the front of
Speaker 3: the clinic and they can write on this professional sort
Speaker 3: of referral that we have and pop it in the
Speaker 3: letterbox and then every evening we collect the all the
Speaker 3: I guess our letters from the letterbox and then we
Speaker 3: triarge them onto the appropriate wait list depending on what
Speaker 3: they're requesting. But if it's an emergency, they'll usually be
Speaker 3: an emergency response called and then we will go out
Speaker 3: to the wing. Or if it's like someone collapsed or
Speaker 3: someone having chest pains or a self harm, we will
Speaker 3: take our emergency bag and go directly to them.
Speaker 1: Yeah. Wow, I had no idea it would be a
Speaker 1: letterbox system.
Speaker 4: That's so like, it's just so interesting learning about how
Speaker 4: other people's jobs work.
Speaker 1: I'm going to come back to that.
Speaker 4: I want to know next though, money Darist, what is
Speaker 4: your big money goal?
Speaker 1: What are you currently working towards.
Speaker 3: We're currently working towards buying our first.
Speaker 4: House, which is very exciting. What's that going to cost?
Speaker 4: Twen's that going to happen?
Speaker 3: And how well, look, we're hoping three years time. Look,
Speaker 3: we kind of are hoping to get something around like
Speaker 3: between seven hundred thousand and nine hundred thousand. So yeah,
Speaker 3: we're looking to save up about one hundred thousand for
Speaker 3: a deposit.
Speaker 4: And let's be super pervy. I want to know what's
Speaker 4: your partner do how much do they earn? And what
Speaker 4: does this goal look like when you're budgeting it out? Like,
Speaker 4: is that one hundred dollars a week? You're saving six
Speaker 4: hundred dollars a week? What does it look like?
Speaker 3: Yeah? Okay, So my partner, he is a carpenter and
Speaker 3: he works for a company at the moment and he's
Speaker 3: on about seventy five thousand, although next year he is
Speaker 3: going out on his own and starting his own business.
Speaker 1: Oh fun.
Speaker 3: Yeah, both of us contribute six hundred dollars per fortnite
Speaker 3: into our super accounts. That's salary sacrificed. So I think
Speaker 3: that works out to be around fifteen thousand, six hundred
Speaker 3: each per year or something like that.
Speaker 1: Does that is perfect maths?
Speaker 4: And if your times up by two, that's thirty one thousand,
Speaker 4: two hundred dollars, which means that you are very on
Speaker 4: track to meet your goal.
Speaker 2: Yeah.
Speaker 3: So yeah, that's our goal.
Speaker 1: That's so exciting.
Speaker 3: Yeah yeah, hopefully all right.
Speaker 4: Next question I've got for you, do you currently have
Speaker 4: any investments? If so, what are they?
Speaker 3: No, I don't have any investments apart from my super account.
Speaker 4: Not a bad place to be, especially if you've got
Speaker 4: a big money goal of saving for a house. I
Speaker 4: feel like sometimes it can actually be helpful to turbocharge
Speaker 4: a goal, achieve that, then you know, get some other
Speaker 4: structures in place, and look at investing later. As much
Speaker 4: as I talk about it all the time, there's just
Speaker 4: not enough money to do absolutely everything all the time.
Speaker 3: Yeah. Yeah, No, I've just started reading your investing book,
Speaker 3: and I am really interested in starting. I never even
Speaker 3: really thought about, like, it didn't even cross my mind
Speaker 3: about investing before I joined the Shees on the Money
Speaker 3: group or started listening to your podcast last year.
Speaker 4: So it makes my heart so happy when people say that,
Speaker 4: because I'm like, oh my gosh, you're going to end
Speaker 4: up with investments that you might not have had and
Speaker 4: be hopefully in a better financial position because you got
Speaker 4: to hang out with us.
Speaker 1: Like how cool is that?
Speaker 3: Yeah, that's so exciting. I'm so grateful too.
Speaker 4: Oh my gosh. No, let's not stroke my ego. Let's
Speaker 4: go back to the questions. I want to know, do
Speaker 4: you currently have any debt?
Speaker 1: If so, what is it?
Speaker 3: Yes, I do, So I have a car loan. So
Speaker 3: I got that at the start of last year, so
Speaker 3: about eighteen months ago. It's a five year loan. So
Speaker 3: the loan was forty four thousand plus interest. So the
Speaker 3: total debt is around fifty two thousand for five years,
Speaker 3: and I have about thirty four thousand, five hundred remaining of.
Speaker 1: Can you tell me whether, and I think this is
Speaker 1: going to confuse a few people, is there a balloon
Speaker 1: on that debt?
Speaker 3: No, there's no balloon on that debt.
Speaker 4: So when I asked the question for those of you
Speaker 4: listening along who might have been like, why are you
Speaker 4: talking about balloons when we're talking about debt. A balloon
Speaker 4: is where you sign up to a you know, car
Speaker 4: loan for example, and our money dirist just said, got
Speaker 4: a car loan, had it for about eighteen months. It's
Speaker 4: forty four thousand dollar car I'm going to pay off
Speaker 4: this fifty two thousand dollars debt, which if you divide
Speaker 4: that by the five years that you said you were
Speaker 4: going to paid off in that means that you're probably
Speaker 4: paying around ten four hundred dollars each and every single year.
Speaker 1: However, often loan companies.
Speaker 4: Will say, oh my gosh, money Darist, would you prefer
Speaker 4: lower repayments and a balloon at the end, And you're like, oh, yeah,
Speaker 4: that sounds good. I'd much prefer to pay five thousand
Speaker 4: dollars off instead of ten thousand dollars off a year,
Speaker 4: which means there's a really big payout amount at the
Speaker 4: end of that five years. So you might have paid
Speaker 4: off your loan, but you still have maybe twenty dollars
Speaker 4: at the end to paid off. And I always find
Speaker 4: that to be a relatively sticky position to be in
Speaker 4: because you haven't paid off the asset and you only
Speaker 4: have a few options. You can either refinance that debt,
Speaker 4: which you know, who knows what your cash flow looks
Speaker 4: like at that point in time, or you can trade
Speaker 4: in your vehicle and get a new debt, which is
Speaker 4: what people in the finance industry want you to do
Speaker 4: because it means that you are staying in the debt ecosystem,
Speaker 4: benefiting them. And you think that you're in the right
Speaker 4: position because you never had to pay off the full debt,
Speaker 4: when in reality that doesn't put you ahead. So I'm
Speaker 4: glad to hear that you don't have a balloon, because
Speaker 4: sometimes they can prove to be a little bit prickly. Yeah, anyway,
Speaker 4: that is a side note.
Speaker 1: Did they offer you a balloon?
Speaker 3: No? So I specifically chose a car and chose a
Speaker 3: company that didn't have a balloon, because when I went shopping,
Speaker 3: I decided that after looking at a few cars and
Speaker 3: looking at my options, I decided that I did not
Speaker 3: want to have a balloon. I just wanted to have
Speaker 3: the full thing paid in five years.
Speaker 4: Fair, all right, I do have to be really pervy
Speaker 4: now though. You can't tell me that you spent fifty
Speaker 4: two thousand dollars on a car and not tell me
Speaker 4: what kind of car it is.
Speaker 1: What did you buy?
Speaker 3: I feel like you might be disappointed.
Speaker 1: Oh I'm not ever disappointed. I'm just real pervy. I
Speaker 1: wouldn't know. I couldn't care less.
Speaker 4: It's all about your money values and what you spend
Speaker 4: your money on, and it sounds like you've made a
Speaker 4: decision that's in line with those values.
Speaker 1: So ten out of ten, what have you bought?
Speaker 3: So I got a Honda crb Oh?
Speaker 4: I thought you were gonna tell me it's like something
Speaker 4: really disappointing, Like, oh, Victoria, I spent fifty two thousand
Speaker 4: dollars on a Toyota Yaris and I would have been like, babe,
Speaker 4: like that's not a good deal.
Speaker 3: Yeah. No, I specifically chose this car because I do
Speaker 3: want to have it for the next like fifteen years,
Speaker 3: and I know that it'll be a good car when
Speaker 3: I eventually have kids, and it'll sort of see me
Speaker 3: out for the you know, a good chunk of my future.
Speaker 4: She's a thinker. We'd love to see it all right.
Speaker 4: Next question I have is talk to me. Do you
Speaker 4: use shop back? Yes?
Speaker 3: I do use shot back, So I think so far
Speaker 3: i've made one hundred and forty four dollars.
Speaker 1: I love this. What are you buying when you're purchasing
Speaker 1: things on shop backs?
Speaker 3: So we went overseas back in August. Most of that
Speaker 3: comes from booking dot com actually from all our accommodation
Speaker 3: and flights and clok and stuff activities.
Speaker 4: Yeah, one hundred and forty four bucks is a fancy
Speaker 4: dinner out that is definitely worth using it for.
Speaker 1: Yeah, ten out of ten.
Speaker 4: L Right onto other good money habits. I want to know,
Speaker 4: what do you think your best money habit is?
Speaker 3: So I've actually got a couple of good ones. So,
Speaker 3: because I work in a jail, it is actually quite
Speaker 3: a lot of effort to go out and buy lunch
Speaker 3: or go out and get lunch because we have to
Speaker 3: like we have to sign in, we have to get
Speaker 3: our keys out, to get our alarm out, we have
Speaker 3: to get our bags checked, get our body scanned. So
Speaker 3: a good habit because of that is I always bring
Speaker 3: my lunch to work.
Speaker 4: Oh I love this, but not the reasons why I
Speaker 4: feel like I hate going through airport security. Yeah, and
Speaker 4: you've just explained that you have to do that every
Speaker 4: day for a week.
Speaker 2: Yeah.
Speaker 3: Yeah, So because of that, I'm saving money on lunch
Speaker 3: because I'm always bringing lunch.
Speaker 4: Yeah, that is very fair. All right, turning the table around,
Speaker 4: I want to know what is your worst money habit,
Speaker 4: my friend?
Speaker 3: Okay, so it's actually something I used to do but
Speaker 3: I am really working on. Before I read your first book,
Speaker 3: I just had two bank accounts, which was I just
Speaker 3: had my spendings and my savings account, and so each
Speaker 3: fortnight I would just put like I don't know, like
Speaker 3: six or seven hundred dollars just into my savings account.
Speaker 3: But I never really had like a clear goal of
Speaker 3: what I wanted to do with that. It was just
Speaker 3: sort of sitting there. And so then towards the end
Speaker 3: of each four at night, when like something would pop up,
Speaker 3: like a friend would say, oh, do you want to
Speaker 3: go out for dinner or go for a brunch or something.
Speaker 3: I'll look at my account and be like, oh, I
Speaker 3: don't have much left in my spendings, or just transfer
Speaker 3: from my savings. And so I went through like a
Speaker 3: vicious cycle of transferring back and forth from spendings to savings.
Speaker 1: Super common.
Speaker 3: But since reading your first book, I actually have now
Speaker 3: set up my bank accounts the way that you suggested,
Speaker 3: and it's really working out for me.
Speaker 4: Oh.
Speaker 1: I love to hear that. Obviously I'm a bit biased.
Speaker 4: I do think that system works because not only did
Speaker 4: I create it, but I use it all the time.
Speaker 4: But it's honestly so fun to hear that other people
Speaker 4: are using it. How long did it take you to
Speaker 4: set all of that up and kind of get into
Speaker 4: the swing of it.
Speaker 3: Not long, Maybe like a couple of days.
Speaker 4: Oh that's so quick. Yeah, and it's going well thus far.
Speaker 4: I love to hear it.
Speaker 3: Yeah, it's going really well. Yeah.
Speaker 1: Oh my gosh.
Speaker 4: All right, Well, last question before we go to really
Speaker 4: quick break, because I have a billion questions for you.
Speaker 4: What grade would you give your money habits if we
Speaker 4: forced you to give yourself a grade?
Speaker 3: I would say a B.
Speaker 4: Why would you say a bee and what would it
Speaker 4: take to get you to an A plus?
Speaker 3: I would say a B because I think I have
Speaker 3: some good money habits and I think that, like, I
Speaker 3: kind of have clear goals and I know what I want,
Speaker 3: and I'm kind of good at organizing my money and
Speaker 3: my choices. But I think to get it to an A,
Speaker 3: I would probably need to start investing and just taking
Speaker 3: it to the next level.
Speaker 2: Oh.
Speaker 4: I feel like that's really achievable though, So it's not
Speaker 4: as though you need to overcome heaps of adversity to
Speaker 4: get there. I love that, and it sounds like you're
Speaker 4: on exactly the right path.
Speaker 3: Thank you.
Speaker 1: Oh my gosh.
Speaker 4: All right, let's go to a really quick break because
Speaker 4: I want to know a little bit more about your
Speaker 4: money story. You mentioned that you moved out of home
Speaker 4: and interstate at seventeen with just one suitcase, So don't
Speaker 4: go anywhere. We're going to dive into that right after
Speaker 4: this quick break. All right, money diarist, I want to
Speaker 4: jump back into it asap because I feel like in
Speaker 4: our first set of questions we really didn't cover this
Speaker 4: at all, but you wrote it as the first sentence
Speaker 4: in your message to us, you said, I moved out
Speaker 4: of home and interstate at seventeen with just one suitcase.
Speaker 1: What happened?
Speaker 4: Why when we're how give us some context because it
Speaker 4: sounds like now you're absolutely flourishing. But that doesn't sound
Speaker 4: like a story where you would expect to be in
Speaker 4: the position you were in today.
Speaker 1: Am I right?
Speaker 3: Yeah, that's right. Yeah, Look, it's actually not as gloomy
Speaker 3: as like it kind of sounds.
Speaker 1: Oh, you just tried to click bait me.
Speaker 4: I see you, I see you trying to get on
Speaker 4: the show, trying to get on the show by giving
Speaker 4: me a juicy story and then tell me it's not
Speaker 4: so juicy.
Speaker 1: But let us know what happened.
Speaker 3: Yeah, So I finished high school when I was seventeen,
Speaker 3: and then my parents sort of pushed me to move out.
Speaker 3: They were like, you know, like it's time for you
Speaker 3: to move on. It'd be really great for you to
Speaker 3: go to this UNI. It's you know, across the state.
Speaker 3: You know, we've kind of already enrolled you.
Speaker 1: Oh my gosh, this is not the story I expected.
Speaker 3: Yeah, so yeah, this was like, so I finished high
Speaker 3: school in like November, and then by February the following year,
Speaker 3: I had moved into state and I flew because I
Speaker 3: was going to be living in Dawns at UNI, so
Speaker 3: all I could take was one twenty kilo suitcase. And
Speaker 3: that's kind of how I started, Yeah, living in a
Speaker 3: different state from my parents, and I have not moved back.
Speaker 4: Oh my gosh, that's such a big move. You're now
Speaker 4: twenty five. You work in a jail. Did you ever
Speaker 4: think that as a nurse, that's where you saw yourself? Like,
Speaker 4: I feel like that's quite neat nursing if I'm honest.
Speaker 3: Look, I didn't even know it was a thing.
Speaker 1: Neither did I until you wrote into me.
Speaker 3: Um Still in my final year of nursing, I had
Speaker 3: I think it was like my second or third last
Speaker 3: place when I had three weeks at a juvenile center,
Speaker 3: and I absolutely loved it. I love the team, I
Speaker 3: love the staff. I loved the sort of work that
Speaker 3: they did. And the manager at the time wrote me
Speaker 3: a letter of recommendation for my new grad to apply
Speaker 3: with Justice Health. So that's yeah, kind of what I did.
Speaker 1: Oh my gosh, how exciting.
Speaker 4: I feel like that's such a special area to be
Speaker 4: in as well, because not only is it confronting, and
Speaker 4: I would argue quite diverse in the issues that you
Speaker 4: would see because it's not just a GP clinic, right
Speaker 4: You akin to to like, oh, it's like kind of
Speaker 4: being a nurse in a GP setting, but it's not
Speaker 4: really because you've got emergency and then you've got mental
Speaker 4: health on top of that. Like is this something that
Speaker 4: you had to get extra training for or like how
Speaker 4: many different areas of your nursing degree are you using
Speaker 4: at the moment.
Speaker 3: Yeah, So what I found is that, like I pretty
Speaker 3: much learned most of what I know on the job. Like, yes,
Speaker 3: at UNI, I learned like all the theory and that
Speaker 3: kind of thing at UNI, But when I started the
Speaker 3: job was when I've really learned sort of everything. Yeah.
Speaker 3: So I've been given lots of opportunities through my work
Speaker 3: as well. So I've become an authorized nurse immunizer, so
Speaker 3: I've done the immunization course. I've done pathology so I
Speaker 3: can tape gloves, and I've done like CPR assess the
Speaker 3: course so I can assess people doing CPR. I've done
Speaker 3: like preceptor course so where I can sort of nurture
Speaker 3: and be that support person for new stuff coming on.
Speaker 3: So I've been given lots of opportunities through my job
Speaker 3: at the moment to sort of expand my skills as well.
Speaker 1: Yeah.
Speaker 4: Wow, I feel like that's such a diverse space to
Speaker 4: go into because obviously it's kind of like its own
Speaker 4: ecosystem in a way. Yeah, it's not necessarily you going,
Speaker 4: oh my gosh, this is a particular area of nursing.
Speaker 4: I want like you would just get exposed to so much.
Speaker 4: In saying that, I feel like that might weigh heavily
Speaker 4: on your own mental health.
Speaker 1: How does that work?
Speaker 4: How are you looking after yourself in what I would
Speaker 4: argue as a relatively taxing mentally job.
Speaker 3: Yeah. So, I think one of the good things about
Speaker 3: where I work is that because I have to go
Speaker 3: specifically into work, I can sort of differentiate home and
Speaker 3: work because I'm actually going to work and work there
Speaker 3: and then I'm leaving it there and then coming home.
Speaker 1: Yeah.
Speaker 3: And the other thing is, because it's a jail, we're
Speaker 3: not allowed to take our phones in with us, so
Speaker 3: while I'm at work, I don't have any access to
Speaker 3: the outside world. My phone's left in my car. And
Speaker 3: then when I finish work, I go to my car,
Speaker 3: and then that's when I sort of switch from you know,
Speaker 3: home me to work me.
Speaker 1: Yeah.
Speaker 4: I feel like that's on a so interesting because it's
Speaker 4: not something that I've been confronted with before. This is
Speaker 4: going to be a left field question, but if I'm
Speaker 4: thinking it, I'm assuming a lot of other people are thinking.
Speaker 1: It as well.
Speaker 4: Does the idea that you know people in jail have
Speaker 4: potentially done some things that you might not agree with
Speaker 4: ever impact your ability to look after them?
Speaker 3: Yeah? Yeah, I mean like sort of we try not
Speaker 3: to know exactly what they've done, but of course you
Speaker 3: get some high profile people in there, I mean, and
Speaker 3: words spreads fast and you kind of find out. Yeah,
Speaker 3: of course what they've done. But I just sort of
Speaker 3: see it as I'm just there to look after their healthcare,
Speaker 3: and you know it, actually it doesn't affect me or
Speaker 3: matter what they've done, because at that moment, I'm just
Speaker 3: there to look at them as you know, a patient
Speaker 3: and how I can help them with their health care
Speaker 3: at that time.
Speaker 1: Yeah.
Speaker 4: And I think that that's a really important delineation to
Speaker 4: make because I think I would really struggle in that
Speaker 4: circumstance to be like, oh, I need to help you,
Speaker 4: but I don't really want to because you don't sound
Speaker 4: like the kindest human on the other side of this
Speaker 4: money diarist, I feel like the other concern I have,
Speaker 4: because we're basically best friends now, is you're going to
Speaker 4: work every day in a jail.
Speaker 1: How are you keeping safe?
Speaker 4: Like, is this something that your job is a little
Speaker 4: bit more risky because of its location or is there
Speaker 4: extra security or how does that work for you?
Speaker 3: Yes, So with our job, we will never be just
Speaker 3: alone one on one with a patient, so we have
Speaker 3: officers around us at all times, so it'll never just
Speaker 3: be a nurse and a patient. It will be a nurse,
Speaker 3: an officer, and a patient at all times. So whenever
Speaker 3: we go, even if we go to an emergency, we
Speaker 3: can't get to the patient even if they're you know,
Speaker 3: needing CPR on the ground until an officer is present.
Speaker 3: So it's always safety first, right, And we also carry
Speaker 3: a juress alarm on us, so that's attached to a
Speaker 3: belt on us, and that's a tilt alarm as well,
Speaker 3: so if you bend over, that alarm will go off,
Speaker 3: So if you're in a sticky situation you can sort
Speaker 3: of discreetly use that as well.
Speaker 1: Oh my god, what how does that work? So what
Speaker 1: happens if you just, you know, bend over to pick.
Speaker 4: Up the pen you dropped. I would do that three
Speaker 4: million times a day.
Speaker 3: Yeah, so we kind of learn to bend with our
Speaker 3: knees when you first start there. It's often set off
Speaker 3: a false alarm quite a lot, which is quite annoying
Speaker 3: for them. But yeah, it happens quite a lot, and
Speaker 3: especially going to the toilet as well.
Speaker 1: You know, yeah, so we do.
Speaker 3: Like the way I wear mine is I don't have
Speaker 3: my belt looped around through my pants. I just have
Speaker 3: it sitting on top of my pants and then so
Speaker 3: like this sounds weird, but when I go to the toilet,
Speaker 3: I just sort of lift up and hold my belt.
Speaker 4: Yeah, okay, that makes sense, so it doesn't yell. So
Speaker 4: what you're saying is if this tilts, you will literally
Speaker 4: have an alarm goal elf that I'm assuming it is
Speaker 4: a silent alarm that then says you're in trouble and
Speaker 4: need a hand.
Speaker 3: That's right, And then you'll have like a team of
Speaker 3: officers running to the toilet or running to wherever you
Speaker 3: are to see what's going on.
Speaker 4: Oh my gosh, one I would be in trouble all
Speaker 4: the time. But true, that's kind of intelligent that you
Speaker 4: can just set it off by tipping over.
Speaker 1: Yeah.
Speaker 3: Yeah, you can also set it off by pressing the
Speaker 3: big red button.
Speaker 1: That would help you. But I just have this idea
Speaker 1: in my head that if ever you were in a pickle,
Speaker 1: you would just play dad and it would work for you. Like,
Speaker 1: that's that's great, all right.
Speaker 4: I'm going to take these places that it shouldn't go
Speaker 4: for a money diary, so I think we might leave
Speaker 4: it their money diarist.
Speaker 1: Thank you so much for your story.
Speaker 4: Not only have I learned a lot about the correctional
Speaker 4: facility that you work in, I feel like I've learned
Speaker 4: a lot about you and your goals and what you're
Speaker 4: working towards. And I just feel like this has been
Speaker 4: a really interesting money diary. So thank you so much
Speaker 4: for joining us.
Speaker 3: Thanks for having me.
Speaker 1: Oh my gosh.
Speaker 4: Well, unfortunately, guys, that is all we have time for today.
Speaker 4: We will see you guys on Wednesday. The advice shared
Speaker 4: on She's on the Money is general in nature and
Speaker 4: does not consider your individual circumstances. She's on the Money
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Speaker 4: upon to make an investment or financial decision.
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