WEBVTT - Tips For Selling Secondhand

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<v Speaker 1>Hello.

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<v Speaker 2>My name's Santasha Nabananga Bamblet. I'm a proud yr the

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<v Speaker 2>Order Kerni Whoalbury and a waddery woman. And before we

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<v Speaker 2>get started on She's on the Money podcast, I would

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<v Speaker 2>like to acknowledge the traditional custodians of the land of

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<v Speaker 2>which this podcast is recorded on a wondery country, acknowledging

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<v Speaker 2>the elders, the ancestors and the next generation coming through

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<v Speaker 2>as this podcast is about connecting, empowering, knowledge sharing and

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<v Speaker 2>the storytelling of you to make a difference for today

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<v Speaker 2>and lasting impact for tomorrow.

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<v Speaker 1>Let's get into it.

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<v Speaker 3>She's on the Money, She's on the Money.

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<v Speaker 4>Hello, and welcome to She's on the Money, the podcast

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<v Speaker 4>for millennials who want financial freedom. My name is Georgia

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<v Speaker 4>King and joining me for a very special Wednesday episode

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<v Speaker 4>today is the lovely Miss Jessica Richie. Hey girl, how

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<v Speaker 4>are we very excited to.

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<v Speaker 1>Be here on a Wednesday?

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<v Speaker 4>It is very It's random, but it's not that random.

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<v Speaker 4>Let's explain why. Today we're talking all about our top

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<v Speaker 4>tips for selling secondhand and there is no better expert

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<v Speaker 4>in this space than your good self, Jay Ruth.

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<v Speaker 1>Stop.

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<v Speaker 5>I'm so passionate. Victoria was so kind and said to me,

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<v Speaker 5>come in, take the stage, talk all about it, because

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<v Speaker 5>turns out I am wildly passionate about selling thing secondhand.

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<v Speaker 4>Wild passion is what we're all about here, all right.

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<v Speaker 1>So let's get into it, guys.

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<v Speaker 4>As the cost of living really begins to sting, the

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<v Speaker 4>secondhand economy is booming, with many Australians coming to it

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<v Speaker 4>for the very first time. And it's not just economic

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<v Speaker 4>instability driving the secondhand market. Perhaps you're motivated by environmental

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<v Speaker 4>factors or waste minimization, or maybe you're after a unique

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<v Speaker 4>piece of vintage. Maybe you've loved to dress from a

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<v Speaker 4>particular season and you didn't want to pay full price

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<v Speaker 4>for it. Have definitely been there. You can often find

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<v Speaker 4>these pieces in specific buy sell communities online. So today

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<v Speaker 4>we're going to be going deep into what Australia's second

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<v Speaker 4>hand market actually looks like. And in the second half

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<v Speaker 4>we are going to be diving into your top tips

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<v Speaker 4>Jessica Vicci as to how you can actually make a

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<v Speaker 4>decent amount of money by selling second hand. Jrek, let's

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<v Speaker 4>get into it. Tell us a little bit of your

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<v Speaker 4>story here. Why are you such an expert in this space,

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<v Speaker 4>and what has your experience been like.

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<v Speaker 5>I feel like I really grew up going to second

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<v Speaker 5>hand stores. I grew up in a single income family.

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<v Speaker 5>We did not have a lot of money, and we

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<v Speaker 5>very rarely got new clothes, and I think when I

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<v Speaker 5>was younger, in the early to mid nineties, there was

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<v Speaker 5>this big stigma around shopping secondhand and going to op shops.

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<v Speaker 5>And I have really fond memories of my mom and

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<v Speaker 5>I going down to Save as in Footscray and spending

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<v Speaker 5>a few hours like sifting through everything and it was

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<v Speaker 5>really fun, like finding cool, unique things you could find

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<v Speaker 5>brands you knew. But I do remember at the time

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<v Speaker 5>feeling I don't want to use the word as shame

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<v Speaker 5>because it's not the right word, but I think I

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<v Speaker 5>was just conscious of the situation I was in, whereas

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<v Speaker 5>fast forward to today, it's cool to buy thing secondhand.

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<v Speaker 5>You want to tell your girlfriends you've got a bargain.

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<v Speaker 5>I think there is nothing better than finding something you've wanted,

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<v Speaker 5>which you mentioned before, and you know, getting a bargain

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<v Speaker 5>on something that you knew you wanted to purchase, and

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<v Speaker 5>doing good for the environment. I think it's a win

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<v Speaker 5>win win win, and there are so many platforms out

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<v Speaker 5>there now that facilitated It's not just about going to

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<v Speaker 5>an opshop. You can go to marketplace, you can go

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<v Speaker 5>to deepop, you can go to all of these different

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<v Speaker 5>websites to find and purchase or sell things that you

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<v Speaker 5>have or things that you want.

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<v Speaker 4>Would you say deepop is your main space, the main

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<v Speaker 4>platform that you.

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<v Speaker 5>Use, Yeah, I reckon. I just like the convenience of it.

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<v Speaker 5>Being a young female, I like that I can post

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<v Speaker 5>things out. My one qualm with Facebook is that the

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<v Speaker 5>person is generally coming to your place or you're going

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<v Speaker 5>to their place, and I'm very conscious of personal safety

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<v Speaker 5>and so sometimes that gives me a little bit of anxiety.

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<v Speaker 5>I like deepop because the fees are relatively low, but

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<v Speaker 5>there are heaps of other platforms as Poshmark. I'm sure

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<v Speaker 5>there are lots of other apps. Carousel is another one

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<v Speaker 5>I think, but I personally generally use depop amazing. I'm

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<v Speaker 5>definitely not the only person that thinks that, though. George,

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<v Speaker 5>about eighty six percent of Australians have saved pre loved

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<v Speaker 5>or unwanted items from ending up in landfill by on

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<v Speaker 5>selling them. In twenty twenty one, which is crazy. And

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<v Speaker 5>in the twenty nineteen twenty twenty eight gum Tree reported

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<v Speaker 5>ninety million items changed hands.

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<v Speaker 4>Is that just an Australia I think so.

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<v Speaker 5>I'm pretty sure gum Tree is just an Australian platform.

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<v Speaker 5>So that's a lot of stuff. Obviously people are selling

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<v Speaker 5>multiple items and things like that. And I have a

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<v Speaker 5>little breakdown for you the most common pre loved items,

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<v Speaker 5>so top of the list clothes, shoes and accessories makes sense.

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<v Speaker 5>Don't think anyone's surprised their second with books, that is surprising.

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<v Speaker 1>I thought so true.

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<v Speaker 5>But when you think about it, a book will run

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<v Speaker 5>you like forty five to fifty bucks. That's true, And

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<v Speaker 5>I mean you do reread your books, but I feel

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<v Speaker 5>like you need a bit of a gap in between.

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<v Speaker 5>Certainly getting them a little cheaper is definitely the way

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<v Speaker 5>to go. Music, CD and DVDs. What's the DVD? I

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<v Speaker 5>was really surprised so that that was up so high,

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<v Speaker 5>but maybe people clearing out their stashes.

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<v Speaker 2>Yep.

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<v Speaker 5>Then we've got electronic goods, games and toys, home decorp

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<v Speaker 5>and furniture and tools, gardening and DIY item So if

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<v Speaker 5>you can buy it, you can sell it. Really, I

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<v Speaker 5>think there's a market for everything if you look hard

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<v Speaker 5>on us.

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<v Speaker 4>Absolutely. I feel like home day core that was a

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<v Speaker 4>really big thing during the penny d I saw everyone

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<v Speaker 4>just going crazy making their homes more beautiful, but doing

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<v Speaker 4>it economically via marketplace, which makes a lot of sense. Jarek,

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<v Speaker 4>I've got some more stats for you, lay Mummy, stop

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<v Speaker 4>scal scale. So Facebook Marketplace has seen a seventy two

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<v Speaker 4>percent increase in secondhand listings in Australia in the first

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<v Speaker 4>half of twenty twenty two compared to the same period

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<v Speaker 4>last year. That's absurd.

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<v Speaker 5>I mean it makes sense because, as you said, off

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<v Speaker 5>the back of the pandemic, how many people sat at

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<v Speaker 5>home with nothing to do and cleared out their homes.

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<v Speaker 1>And got rid of it.

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<v Speaker 4>The other thing, j Rick, is that some brands are

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<v Speaker 4>now offering resale of their items through their own website,

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<v Speaker 4>So that's a new thing that we've seen crop up.

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<v Speaker 4>Resale is a major conversation in the fashion industry and

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<v Speaker 4>one of the fastest growing consumer behaviors, which is super interesting.

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<v Speaker 4>In the US alone, over thirty three million consumers bought

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<v Speaker 4>secondhand apparel for the first time in twenty twenty. The

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<v Speaker 4>resale market is projected to double in the next five years,

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<v Speaker 4>reaching seventy seven billion.

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<v Speaker 1>So that's massive.

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<v Speaker 5>That is absolutely wild, and it makes a lot of

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<v Speaker 5>sense because coming back to that economic pinch, it's affecting

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<v Speaker 5>all of us, everyone in the shees and the money community. George,

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<v Speaker 5>you and I, we are all feeling it, and that's

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<v Speaker 5>why we're doing this episode today, So George. Back in May,

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<v Speaker 5>Anglicare released an analysis of life for many Australians on

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<v Speaker 5>minimum wage orverly on government support, and it's really harrowing.

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<v Speaker 5>With living costs spiraling, We've all seen essentials like food

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<v Speaker 5>and transport and petrol shooting up, and housing is more

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<v Speaker 5>expensive than ever. According to the Anglicare study, almost one

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<v Speaker 5>point five million people are looking for work, with record

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<v Speaker 5>numbers of people taking up second jobs. People on the

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<v Speaker 5>lowest incomes, even those working full time are being priced

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<v Speaker 5>out of their own communities. Some figures to kind of

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<v Speaker 5>back that up. A full time minimum wage worker is

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<v Speaker 5>left with twenty nine dollars after essential weekly expenses, not

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<v Speaker 5>including the cost of healthcare or utility bills, which is

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<v Speaker 5>nothing really. A family of four with two full time

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<v Speaker 5>minimum wage workers have no income left after expenses and

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<v Speaker 5>a single parent on the minimum wage is short one

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<v Speaker 5>hundred and ninety five dollars per week even when accessing benefits.

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<v Speaker 4>That's just crazy to wrap your head around, isn't it.

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<v Speaker 4>And we complain all the time about how expensive petrol is,

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<v Speaker 4>and you know, it's thirteen dollars for a lettuce. But

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<v Speaker 4>hearing stuff like that, like the rising cost of living,

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<v Speaker 4>really is impacting these people in the lower socioeconomic situations

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<v Speaker 4>and it's really heartbreaking. But I guess to switch this

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<v Speaker 4>around to a more positive note. I guess what we're

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<v Speaker 4>going to be talking about in the second half of

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<v Speaker 4>the episode is all of your tips and tricks for

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<v Speaker 4>making and saving money in the second hand space, j Rix.

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<v Speaker 4>So hopefully it's a little bit more upbeat in the

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<v Speaker 4>second half of the episode, guys, But we are going

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<v Speaker 4>to take a break here, but don't go anyway. Alrighty,

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<v Speaker 4>straight back into it, Jessica Rici, this is the moment

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<v Speaker 4>everyone's been waiting for. Please lay on us your hottest

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<v Speaker 4>tips for buying and selling secondhand, maybe selling secondhand.

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<v Speaker 1>We'll start with that, okay, all right.

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<v Speaker 5>The first and I would say, personally, the most important

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<v Speaker 5>lighting and composition oh, okay, it's everything. Sure, yeah, I

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<v Speaker 5>know right, you know, I'm all about the Instagram. But truly,

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<v Speaker 5>if people can't see an item in a good light, literally,

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<v Speaker 5>they're not going to purchase it. So when you're shooting

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<v Speaker 5>your content or when you're shooting your items, I would

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<v Speaker 5>say natural light is your friend. So shoot it during

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<v Speaker 5>the day, have a window in front of you, and

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<v Speaker 5>use that natural light to kind of make sure that

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<v Speaker 5>the full frame is lit. So you can lie your

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<v Speaker 5>items down on a bed, you could hang them on

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<v Speaker 5>the back of your door, or in a clothing rack.

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<v Speaker 5>You can get a clothing rack. It came up for

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<v Speaker 5>like ten bucks. If you're selling clothes, try and have

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<v Speaker 5>a background as well. That is really simple. We've probably

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<v Speaker 5>all seen those photos on Facebook Marketplace where someone's selling

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<v Speaker 5>a pen and you can see about five thousand other

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<v Speaker 5>things in the background.

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<v Speaker 1>That's very distracting.

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<v Speaker 5>So keeping it clean and simple and well lit is

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<v Speaker 5>really really important to make sure that people can see

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<v Speaker 5>the product clearly. It's appealing, it's interesting, you pique their

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<v Speaker 5>interest because we're very visual creatures as humans, and so

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<v Speaker 5>we will tend to scroll past things if they don't

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<v Speaker 5>grab our attention.

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<v Speaker 1>Immediately.

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<v Speaker 4>That's kind of a similar thing as well. Just I

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<v Speaker 4>know when people sell houses, they're encouraged to make it

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<v Speaker 4>as minimalistic as possible so that people can see themselves

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<v Speaker 4>in the home with their own tastes.

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<v Speaker 5>When they used to work in real estate, we actually

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<v Speaker 5>used to instruct people to remove family photos, personalized items, signs,

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<v Speaker 5>things like that, because you're absolutely right, it's trying to

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<v Speaker 5>put the person in your shoes or your house. In

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<v Speaker 5>this instance, yes, that they can picture themselves there.

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<v Speaker 4>Uh huh. Interesting. What else have you got for me?

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<v Speaker 5>This one's a little counterintuitive, but I'm going to say,

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<v Speaker 5>price your items slightly higher than what you're happy with

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<v Speaker 5>so people can negotiate you down because everybody.

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<v Speaker 1>Loves a bargain. I love a bargain.

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<v Speaker 5>Ye, I will never buy anything without seeing if I can

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<v Speaker 5>knock five or ten bucks off. Sure, no shade for

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<v Speaker 5>anyone trying to try and do the same thing. So

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<v Speaker 5>if you start a little bit higher, you can kind

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<v Speaker 5>of negotiate down to your happy space. But be careful

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<v Speaker 5>because if you overprice it really ridiculously high, people just

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<v Speaker 5>aren't going to be interested. They're not going to acquire,

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<v Speaker 5>they're not going to waste their time. So I would

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<v Speaker 5>say mark it up maybe five or ten percent, so

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<v Speaker 5>that you've got to come down and I mean maybe

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<v Speaker 5>you'll be lucky and someone will just take it at

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<v Speaker 5>the price that you've listed it as yep, okay.

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<v Speaker 4>From a buyer's perspective, in that situation, if I'm like, hello, Jess,

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<v Speaker 4>is this item still available? And you're like, yes, George,

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<v Speaker 4>it is, and I'm like, how about you take fifteen

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<v Speaker 4>dollars off and then you've got a sale and then

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<v Speaker 4>you say no, should I just buy it? Like I'd

0:11:20.559 --> 0:11:23.000
<v Speaker 4>be kind of embarrassed from that point to be like, yeah, no,

0:11:23.000 --> 0:11:24.319
<v Speaker 4>that's cool, I'll buy it anyway.

0:11:24.360 --> 0:11:27.640
<v Speaker 5>This is like a live reading of my Facebook marketplace messages.

0:11:28.320 --> 0:11:29.880
<v Speaker 5>I don't think there's anything to be ashamed of it.

0:11:29.920 --> 0:11:33.080
<v Speaker 5>I think if you're selling secondhand, you know that people

0:11:33.160 --> 0:11:35.360
<v Speaker 5>are going to go back and forth. You know that

0:11:35.400 --> 0:11:37.079
<v Speaker 5>it's going to be a little bit sometimes of an

0:11:37.200 --> 0:11:39.480
<v Speaker 5>arduous process. And I think that's the thing is like

0:11:39.920 --> 0:11:42.280
<v Speaker 5>you're making money, but sometimes you've got to sift through

0:11:42.640 --> 0:11:44.520
<v Speaker 5>some time wasters or some people who want to pay

0:11:44.520 --> 0:11:46.160
<v Speaker 5>one dollar for something that costs one thousand.

0:11:46.200 --> 0:11:47.520
<v Speaker 1>It's a bit of a negotiation.

0:11:48.040 --> 0:11:49.640
<v Speaker 5>I think if you go to someone and you say, hey,

0:11:49.679 --> 0:11:51.360
<v Speaker 5>can you knock ten bucks off and they go no,

0:11:52.080 --> 0:11:54.839
<v Speaker 5>you go okay, you can either negotiate back and say, oh,

0:11:54.920 --> 0:11:57.360
<v Speaker 5>would you do five? I can grab it today. I

0:11:57.520 --> 0:12:00.280
<v Speaker 5>find that if you put a little incentive there kind

0:12:00.320 --> 0:12:02.360
<v Speaker 5>of works. Yeah I can grab it, or I can

0:12:02.400 --> 0:12:04.440
<v Speaker 5>transfer you so to like lock it in and then

0:12:04.480 --> 0:12:07.960
<v Speaker 5>pick it up tomorrow. But also, if you are only

0:12:08.000 --> 0:12:10.440
<v Speaker 5>prepared to pay a certain price and they won't meet

0:12:10.440 --> 0:12:13.679
<v Speaker 5>you at that price, just walk away, like unless it's

0:12:13.679 --> 0:12:16.559
<v Speaker 5>an essential item that you absolutely have to purchase, like

0:12:16.559 --> 0:12:18.560
<v Speaker 5>your washing machines broken and you need and you want,

0:12:19.080 --> 0:12:21.560
<v Speaker 5>I think be prepared to walk away, because sometimes you

0:12:21.600 --> 0:12:24.839
<v Speaker 5>can get sucked into that instant gratification that you get

0:12:24.920 --> 0:12:26.960
<v Speaker 5>with traditional shopping and you just want to buy the

0:12:27.000 --> 0:12:28.920
<v Speaker 5>item and you're like, oh it's on sale, kind of

0:12:29.040 --> 0:12:31.920
<v Speaker 5>someone just get it. But it's not serving you to

0:12:31.960 --> 0:12:33.880
<v Speaker 5>purchase it if it's not at the price point that

0:12:33.920 --> 0:12:34.840
<v Speaker 5>you kind of were.

0:12:34.840 --> 0:12:35.520
<v Speaker 4>Prepared to pay.

0:12:35.640 --> 0:12:35.880
<v Speaker 2>Yeah.

0:12:35.920 --> 0:12:38.439
<v Speaker 4>True, I feel like there's also kind of a fear

0:12:38.559 --> 0:12:41.560
<v Speaker 4>from a buyer's perspective that someone else will buy it

0:12:41.600 --> 0:12:44.800
<v Speaker 4>before you, because there's you know, maybe only one of

0:12:44.880 --> 0:12:47.800
<v Speaker 4>that thing on Facebook, Marketplace for you to grab, or

0:12:47.920 --> 0:12:50.720
<v Speaker 4>whatever selling platform that you're using, So there is a

0:12:50.720 --> 0:12:52.840
<v Speaker 4>bit of fear driven spending there as well.

0:12:52.960 --> 0:12:54.440
<v Speaker 1>Yeah. Actually, that's a really good point.

0:12:54.440 --> 0:12:58.040
<v Speaker 5>That's super insightful, and that's where I find that saying oh, like,

0:12:58.200 --> 0:13:00.240
<v Speaker 5>can I transfer you the money ahead of time and

0:13:00.280 --> 0:13:01.920
<v Speaker 5>then I'll come and pick it up, Yeah, is a

0:13:01.920 --> 0:13:03.760
<v Speaker 5>good way to lock it in or letting them know

0:13:03.840 --> 0:13:05.640
<v Speaker 5>that you'll come pick it up in the next twenty

0:13:05.640 --> 0:13:08.680
<v Speaker 5>four hours, because a big thing on these platforms if

0:13:08.720 --> 0:13:12.040
<v Speaker 5>someone's picking something up that I found is that sometimes

0:13:12.120 --> 0:13:14.560
<v Speaker 5>people are a little bit time wasted and they'll say, oh,

0:13:14.559 --> 0:13:15.760
<v Speaker 5>come tomorrow, and then they don't.

0:13:15.800 --> 0:13:17.640
<v Speaker 1>They're like, oh, come the next day, and then they don't.

0:13:18.120 --> 0:13:20.679
<v Speaker 5>So like being upfront with those conversations and letting them

0:13:20.679 --> 0:13:22.560
<v Speaker 5>know that you want the item and you're you're ready

0:13:22.640 --> 0:13:25.240
<v Speaker 5>to go can definitely work in your benefit.

0:13:24.920 --> 0:13:25.439
<v Speaker 1>As a seller.

0:13:25.600 --> 0:13:27.559
<v Speaker 5>It's nice, it's nice, Okay, what else have you got

0:13:27.559 --> 0:13:29.560
<v Speaker 5>for me? If you are selling items, I would say

0:13:29.559 --> 0:13:32.280
<v Speaker 5>offer a discount. If people are purchasing multiples. It's a

0:13:32.320 --> 0:13:34.760
<v Speaker 5>really good way to clear some stuff out. And it

0:13:34.880 --> 0:13:37.280
<v Speaker 5>kind of goes back again to that mentality of people

0:13:37.360 --> 0:13:40.160
<v Speaker 5>of a bargain. So, for example, on my depop I

0:13:40.160 --> 0:13:41.800
<v Speaker 5>have a thing in my bio that says discounts some

0:13:41.880 --> 0:13:44.360
<v Speaker 5>modiple products like dam me to find out more and

0:13:44.440 --> 0:13:46.040
<v Speaker 5>if people are buying, you know, three or four items,

0:13:46.080 --> 0:13:48.400
<v Speaker 5>I'll knock like ten percent off or so it also

0:13:48.480 --> 0:13:51.160
<v Speaker 5>means from your end as well, it's just a lot

0:13:51.200 --> 0:13:53.920
<v Speaker 5>more convenient for someone like one person to come pick

0:13:53.960 --> 0:13:57.199
<v Speaker 5>up four items rather than four people come and coordinate

0:13:57.320 --> 0:14:01.560
<v Speaker 5>different things, So that's really beneficial. I would also say

0:14:01.600 --> 0:14:04.000
<v Speaker 5>my last kind of thing on price is to do

0:14:04.040 --> 0:14:07.520
<v Speaker 5>your research and see what other people are selling the

0:14:07.600 --> 0:14:12.040
<v Speaker 5>same or similar items for because, like you said, sometimes

0:14:12.080 --> 0:14:15.520
<v Speaker 5>you are the only person selling a specific piece, but

0:14:15.760 --> 0:14:18.560
<v Speaker 5>you can see what the general market is saying and

0:14:18.640 --> 0:14:21.360
<v Speaker 5>let that kind of inform you. Because even if you

0:14:21.400 --> 0:14:24.280
<v Speaker 5>paid five hundred dollars for a dress, if everyone else

0:14:24.360 --> 0:14:27.000
<v Speaker 5>is selling the same dress for two hundred dollars, even

0:14:27.040 --> 0:14:28.880
<v Speaker 5>though two hundred and fifty dollars is half of what

0:14:28.920 --> 0:14:31.000
<v Speaker 5>you paid, you're still not going to sell it to

0:14:31.040 --> 0:14:32.680
<v Speaker 5>anybody because they can get it cheaper.

0:14:32.760 --> 0:14:34.040
<v Speaker 1>So it's a bit.

0:14:33.960 --> 0:14:37.000
<v Speaker 5>Of navigating what you want versus what you paid versus

0:14:37.040 --> 0:14:37.840
<v Speaker 5>what the market says.

0:14:37.840 --> 0:14:38.320
<v Speaker 1>It's worth.

0:14:38.560 --> 0:14:40.200
<v Speaker 5>Yeah, and doing a bit of googling or a bit

0:14:40.240 --> 0:14:43.080
<v Speaker 5>of researching, or a bit of perusing on Marketplace or

0:14:43.080 --> 0:14:45.200
<v Speaker 5>deepop or wherever is a really good way to get

0:14:45.240 --> 0:14:45.880
<v Speaker 5>a gauge of that.

0:14:46.200 --> 0:14:49.200
<v Speaker 4>Sure, you're such an expert at this. I'm loving picking

0:14:49.280 --> 0:14:52.120
<v Speaker 4>your brain. You have so many tips, You are so kind.

0:14:53.200 --> 0:14:57.120
<v Speaker 4>What would you say is important from a description point

0:14:57.160 --> 0:14:59.320
<v Speaker 4>of view? Because I feel like when I'm scrolling and

0:14:59.360 --> 0:15:02.560
<v Speaker 4>it's like pink dress worn once and that's it. Whereas

0:15:02.560 --> 0:15:07.200
<v Speaker 4>if it's like lovely lace detail Scanlon Theadore, there's lots

0:15:07.200 --> 0:15:09.720
<v Speaker 4>of detail and they're like brand new, worn once or whatever,

0:15:10.160 --> 0:15:12.480
<v Speaker 4>you're much more inclined to purchase.

0:15:12.600 --> 0:15:14.360
<v Speaker 1>Is that that has a copywriter in you?

0:15:14.400 --> 0:15:18.320
<v Speaker 5>I think, tell me, Sory, you're absolutely right, though, I

0:15:18.320 --> 0:15:22.280
<v Speaker 5>think even more so than like an enjoyable reading experience,

0:15:22.400 --> 0:15:25.800
<v Speaker 5>is SEO or search engine optimization for our friends who aren't,

0:15:25.840 --> 0:15:28.040
<v Speaker 5>you know, in the social space, And that just means

0:15:28.400 --> 0:15:31.200
<v Speaker 5>making your item easier to find. So thinking of it

0:15:31.200 --> 0:15:34.280
<v Speaker 5>in terms of a platform like Marketplace, for example, Let's

0:15:34.280 --> 0:15:37.120
<v Speaker 5>say I am looking for a particular dress that I

0:15:37.160 --> 0:15:40.560
<v Speaker 5>saw in an age collection two years ago. This is

0:15:40.600 --> 0:15:43.160
<v Speaker 5>very specific because it's something that I did, and I

0:15:43.240 --> 0:15:46.160
<v Speaker 5>have been looking for this dress for ages. I will

0:15:46.200 --> 0:15:49.120
<v Speaker 5>type in age dress size eight. I will type in

0:15:49.160 --> 0:15:51.320
<v Speaker 5>age blue and White dress size eight. I will type

0:15:51.320 --> 0:15:54.720
<v Speaker 5>in age Catalina dress size eight, Age MAXI dress age

0:15:54.720 --> 0:15:58.240
<v Speaker 5>this asia. You will search a heap of different relative

0:15:58.360 --> 0:16:01.760
<v Speaker 5>terms because everyone's kind of lists things differently. As you said,

0:16:01.760 --> 0:16:04.000
<v Speaker 5>some people might be like pink dress yep, and someone

0:16:04.000 --> 0:16:07.560
<v Speaker 5>else might be really descriptive. So as a seller, if

0:16:07.600 --> 0:16:11.160
<v Speaker 5>you plug as many of those keywords and phrases into

0:16:11.160 --> 0:16:14.400
<v Speaker 5>your description as possible, it increases the chances of your

0:16:14.440 --> 0:16:17.480
<v Speaker 5>searchability significantly. And that just means that if you have

0:16:17.520 --> 0:16:21.160
<v Speaker 5>a particular item that someone is looking for, hopefully you've

0:16:21.280 --> 0:16:23.080
<v Speaker 5>hit one of those key phrases on the head and

0:16:23.120 --> 0:16:24.560
<v Speaker 5>when they google it, you come.

0:16:24.520 --> 0:16:25.960
<v Speaker 1>Up relatively close to the top.

0:16:26.160 --> 0:16:26.400
<v Speaker 2>Yeah.

0:16:26.640 --> 0:16:26.960
<v Speaker 4>Nice.

0:16:27.000 --> 0:16:31.400
<v Speaker 5>So being really descriptive. Also, just from a administrative perspective,

0:16:31.840 --> 0:16:34.520
<v Speaker 5>put as much info in as you can, so the size,

0:16:34.880 --> 0:16:38.240
<v Speaker 5>the condition, if there's any fitnes I'll usually put for

0:16:38.280 --> 0:16:41.760
<v Speaker 5>clothing like runs big, run ye small, and the pickup

0:16:41.760 --> 0:16:44.680
<v Speaker 5>suburb as well, because otherwise you will be fielding a

0:16:44.720 --> 0:16:47.280
<v Speaker 5>lot of messages from people saying, hey, what size is this?

0:16:47.640 --> 0:16:49.560
<v Speaker 5>When you could save yourself a lot of trouble just

0:16:49.600 --> 0:16:51.920
<v Speaker 5>by putting it into that description at the start.

0:16:52.000 --> 0:16:53.680
<v Speaker 4>Okay, that's a hot tip, and I feel like using

0:16:53.720 --> 0:16:56.600
<v Speaker 4>brand names as well is super helpful. I helped my

0:16:56.680 --> 0:16:59.560
<v Speaker 4>mum sell a Zimmumn dress that she bought for a

0:16:59.560 --> 0:17:02.520
<v Speaker 4>wedding and literally it was up for I think twenty

0:17:02.600 --> 0:17:06.240
<v Speaker 4>minutes and I had like five messages amazing, crazy, And

0:17:06.280 --> 0:17:08.200
<v Speaker 4>that's a really good tip. And we were actually talking

0:17:08.200 --> 0:17:10.840
<v Speaker 4>about this before with our producer and a Lisa. There

0:17:10.840 --> 0:17:15.000
<v Speaker 4>are specific groups on Facebook. If you're listening to She's

0:17:15.040 --> 0:17:16.399
<v Speaker 4>on the Money, hopefully you're in the She's on the

0:17:16.400 --> 0:17:18.400
<v Speaker 4>Money Facebook group. If not, search She's on the Money

0:17:18.400 --> 0:17:18.960
<v Speaker 4>to find us.

0:17:19.440 --> 0:17:22.920
<v Speaker 5>But there are a lot of groups for popular brands,

0:17:22.920 --> 0:17:26.520
<v Speaker 5>so Zimmerman Mecca has a group, Dish has a group,

0:17:27.000 --> 0:17:29.800
<v Speaker 5>even for things like toys. My niece's really into Squish Mellows,

0:17:29.800 --> 0:17:32.199
<v Speaker 5>so I joined the Squish Mellows groups. Like there are

0:17:32.200 --> 0:17:34.960
<v Speaker 5>groups for everything where people will buy, swap and sell,

0:17:35.119 --> 0:17:38.240
<v Speaker 5>and so if you have a product that belongs to

0:17:38.320 --> 0:17:41.159
<v Speaker 5>one of those more popular groups, and this often works

0:17:41.200 --> 0:17:45.080
<v Speaker 5>for more expensive items like Zimmermon or for harder to

0:17:45.119 --> 0:17:48.440
<v Speaker 5>find items or trading items like squishmallows you can join

0:17:48.480 --> 0:17:50.400
<v Speaker 5>a group and there will be people in there who

0:17:50.400 --> 0:17:54.440
<v Speaker 5>are specifically interested in that brand or product. So I

0:17:54.440 --> 0:17:57.359
<v Speaker 5>would definitely say have a goog or have a search

0:17:57.359 --> 0:17:59.600
<v Speaker 5>on Facebook and see if there are any groups that

0:17:59.640 --> 0:18:02.280
<v Speaker 5>are dead catered to buy swap sell for the products

0:18:02.280 --> 0:18:05.240
<v Speaker 5>that you're listing, and search if there's a buy swap

0:18:05.240 --> 0:18:08.240
<v Speaker 5>cell page for your local area, because a lot of

0:18:08.240 --> 0:18:10.080
<v Speaker 5>those have popped up over the last few years where

0:18:10.119 --> 0:18:12.840
<v Speaker 5>it'd be like Melbourne Girls buy swap sell and it's

0:18:12.840 --> 0:18:15.159
<v Speaker 5>just a bunch of people who are looking to buy

0:18:15.200 --> 0:18:18.040
<v Speaker 5>and sell items secondhand, and they're close to you, which

0:18:18.040 --> 0:18:20.040
<v Speaker 5>means that they're more likely to come pixtup up or

0:18:20.080 --> 0:18:21.400
<v Speaker 5>it's easier for you to drop them off.

0:18:21.480 --> 0:18:24.840
<v Speaker 4>That's so good, speaking of picking things up and dropping

0:18:25.040 --> 0:18:28.560
<v Speaker 4>them off. From a safety perspective, how do you navigate that?

0:18:28.800 --> 0:18:31.199
<v Speaker 5>Just I think it's something you definitely need to be

0:18:31.240 --> 0:18:33.159
<v Speaker 5>conscious of, and like I said before, it's something that

0:18:33.200 --> 0:18:37.120
<v Speaker 5>I'm hyper aware of. Personal safety is something that I'm

0:18:37.160 --> 0:18:39.040
<v Speaker 5>really passionate about and it's something that makes me a

0:18:39.040 --> 0:18:42.960
<v Speaker 5>little bit anxious. So definitely, where possible meeting in a

0:18:43.000 --> 0:18:45.840
<v Speaker 5>neutral location, maybe you both work in the city, so

0:18:45.920 --> 0:18:48.159
<v Speaker 5>you say, oh, like, let's meet you know at this

0:18:48.200 --> 0:18:50.280
<v Speaker 5>coffee shop or you know on the corner of X

0:18:50.320 --> 0:18:53.600
<v Speaker 5>and X near our offices, So meet them there instead

0:18:53.600 --> 0:18:56.040
<v Speaker 5>of right at your house. If they do need to

0:18:56.040 --> 0:18:58.280
<v Speaker 5>come to your house, make sure that you're meeting them

0:18:58.320 --> 0:19:00.560
<v Speaker 5>maybe on the street. You can stand out in driveway

0:19:00.560 --> 0:19:02.840
<v Speaker 5>with the items that you're not in the situation where

0:19:02.840 --> 0:19:05.560
<v Speaker 5>they're right up at your doorway, and if they are

0:19:05.600 --> 0:19:07.000
<v Speaker 5>coming to the door, or even if they're not, just

0:19:07.080 --> 0:19:09.520
<v Speaker 5>letting someone know that someone's coming over to your house.

0:19:09.560 --> 0:19:11.600
<v Speaker 5>I will always text my partner if he's not home

0:19:11.640 --> 0:19:14.160
<v Speaker 5>and say, hey, like, someone's picking something up at X time,

0:19:14.359 --> 0:19:16.480
<v Speaker 5>or I'm just running to someone's house to pick something

0:19:16.560 --> 0:19:18.840
<v Speaker 5>up with you know the address, and I'll usually say, oh,

0:19:18.880 --> 0:19:19.640
<v Speaker 5>I'll just drop you a.

0:19:19.560 --> 0:19:20.560
<v Speaker 1>Text once they've grabbed it.

0:19:20.760 --> 0:19:24.080
<v Speaker 5>Yeah, And it's just again that consciousness of knowing that

0:19:24.119 --> 0:19:26.000
<v Speaker 5>someone knows what's going on that gives you a little

0:19:26.040 --> 0:19:29.119
<v Speaker 5>bit of peace of mind. Or you can use services

0:19:29.200 --> 0:19:33.120
<v Speaker 5>like sendal or sell through platforms where you are posting

0:19:33.160 --> 0:19:36.080
<v Speaker 5>the product out rather than meeting with a person face

0:19:36.119 --> 0:19:36.520
<v Speaker 5>to face.

0:19:36.680 --> 0:19:40.199
<v Speaker 4>Yeah, brilliant. When it comes to so you've had a

0:19:40.280 --> 0:19:42.800
<v Speaker 4>dress for a really long time and it's still like

0:19:42.840 --> 0:19:45.560
<v Speaker 4>in very good condition, but there's a little little fake

0:19:45.680 --> 0:19:50.200
<v Speaker 4>tan stain around. We've all been there. I mean, if

0:19:50.240 --> 0:19:52.520
<v Speaker 4>you want to make money, surely we're lying about that.

0:19:52.680 --> 0:19:56.080
<v Speaker 1>But that feels a moral How do you navigate that?

0:19:56.440 --> 0:19:59.720
<v Speaker 5>I think it's really important to be upfront with people

0:19:59.760 --> 0:20:02.280
<v Speaker 5>because ultimately, if I sell you a dress Georgia and

0:20:02.359 --> 0:20:04.320
<v Speaker 5>you come and pick it up and you go, oh,

0:20:04.400 --> 0:20:06.439
<v Speaker 5>I can see a big fat, faked hand stain on

0:20:06.480 --> 0:20:09.159
<v Speaker 5>the inside, you're not going to be pleased. You know

0:20:09.200 --> 0:20:11.320
<v Speaker 5>that you might not complete the transaction or you might

0:20:11.320 --> 0:20:14.280
<v Speaker 5>get home and complain. So if you're selling through a platform,

0:20:14.440 --> 0:20:16.399
<v Speaker 5>if you can plain, you can be booted off. There

0:20:16.400 --> 0:20:19.320
<v Speaker 5>are all of those little factors to consider. I think

0:20:19.880 --> 0:20:22.280
<v Speaker 5>if there is something on the inside, describe it, take

0:20:22.320 --> 0:20:24.399
<v Speaker 5>a photo of it as well, because more often than not,

0:20:24.600 --> 0:20:26.640
<v Speaker 5>it's I think more powerful for someone to be able

0:20:26.680 --> 0:20:29.240
<v Speaker 5>to just see the problem themselves.

0:20:28.960 --> 0:20:30.119
<v Speaker 1>And decide if it's an issue for them.

0:20:30.160 --> 0:20:31.600
<v Speaker 5>If the fake hands on the inside of the dress,

0:20:31.640 --> 0:20:33.240
<v Speaker 5>I actually don't care because you're not going to be

0:20:33.240 --> 0:20:34.879
<v Speaker 5>able to see it. But if you spilled it all

0:20:34.880 --> 0:20:36.399
<v Speaker 5>down the front, then we're going to have a problem.

0:20:36.560 --> 0:20:39.840
<v Speaker 5>So I think being really upfront and you can kind

0:20:39.840 --> 0:20:42.400
<v Speaker 5>of say, hey, like, I'm selling this dress for half

0:20:42.440 --> 0:20:45.639
<v Speaker 5>of what I paid for it because of that condition issue.

0:20:45.880 --> 0:20:47.760
<v Speaker 5>I don't think it's a good idea to put yourself

0:20:47.760 --> 0:20:50.639
<v Speaker 5>in a situation where you're not disclosing those things because

0:20:50.680 --> 0:20:52.359
<v Speaker 5>it's only going to come back and bite you in

0:20:52.400 --> 0:20:52.680
<v Speaker 5>the butt.

0:20:53.000 --> 0:20:59.640
<v Speaker 4>With Marketplace, are there reviews that go up there?

0:21:00.359 --> 0:21:03.560
<v Speaker 5>Yeah, I don't know where they live, if I'm being honest,

0:21:03.600 --> 0:21:07.000
<v Speaker 5>but when I have purchasings from people, I have definitely

0:21:07.080 --> 0:21:10.000
<v Speaker 5>had a thing pop up that said, like rate your experience. Okay,

0:21:10.000 --> 0:21:12.000
<v Speaker 5>so they are collecting the information, and I think there

0:21:12.040 --> 0:21:14.560
<v Speaker 5>is something in the privacy policy that allows them to

0:21:14.720 --> 0:21:17.880
<v Speaker 5>restrict your ability to sell. I assume if you get

0:21:17.880 --> 0:21:19.639
<v Speaker 5>a heap of bad complaints. I don't really know how

0:21:19.720 --> 0:21:22.439
<v Speaker 5>it works, but yeah, definitely being conscious of that. And

0:21:22.520 --> 0:21:25.160
<v Speaker 5>other platforms like eBay or deepop or what have you

0:21:25.240 --> 0:21:28.639
<v Speaker 5>have a rating system. So yeah, I obviously have five stars.

0:21:28.680 --> 0:21:31.560
<v Speaker 5>I'm very proud of it. But yeah, those things are

0:21:31.720 --> 0:21:34.239
<v Speaker 5>worth keeping in mind as well, because if people are

0:21:34.280 --> 0:21:36.480
<v Speaker 5>looking to purchase from you, they're probably going to check

0:21:36.480 --> 0:21:37.800
<v Speaker 5>and see if you're legit or not.

0:21:37.880 --> 0:21:43.480
<v Speaker 4>Yeah, in terms of increasing the reputability of your own profile.

0:21:43.920 --> 0:21:46.439
<v Speaker 4>Is there anything you do in terms of packaging the

0:21:46.480 --> 0:21:49.560
<v Speaker 4>product that you're sending out, like a U tissue papering.

0:21:49.280 --> 0:21:53.639
<v Speaker 1>Please, I knew you would. I do I need picks? Please?

0:21:53.680 --> 0:21:55.440
<v Speaker 5>Oh my gosh. I think it's just a nice thing.

0:21:55.480 --> 0:21:58.119
<v Speaker 5>I remember when I and it's totally an above and

0:21:58.160 --> 0:22:01.480
<v Speaker 5>beyond and you definitely don't have to do it. But

0:22:01.720 --> 0:22:03.639
<v Speaker 5>a lot of the time I'm sending out items that

0:22:03.680 --> 0:22:05.760
<v Speaker 5>are a little bit pricier, So things that you know,

0:22:05.840 --> 0:22:08.080
<v Speaker 5>are maybe a couple of hundred dollars, and I just

0:22:08.160 --> 0:22:11.040
<v Speaker 5>think it's nice to one protect them when you ship them,

0:22:11.080 --> 0:22:13.399
<v Speaker 5>because we've all seen Australia Post be a little bit

0:22:13.480 --> 0:22:16.520
<v Speaker 5>rough on the products that they're handling, but also just

0:22:16.600 --> 0:22:17.640
<v Speaker 5>kind of a nice experience.

0:22:17.640 --> 0:22:18.120
<v Speaker 1>So I do.

0:22:18.400 --> 0:22:20.240
<v Speaker 5>I bought a pack I think I got it from

0:22:20.280 --> 0:22:22.760
<v Speaker 5>Office Works. It was like two hundred sheets of tissue

0:22:22.800 --> 0:22:25.439
<v Speaker 5>paper for like twenty dollars or something like that, so

0:22:25.480 --> 0:22:28.679
<v Speaker 5>it's like a cent a sheet that's probably not right now.

0:22:28.640 --> 0:22:30.800
<v Speaker 1>But it was very affordable when you break it down.

0:22:31.400 --> 0:22:34.240
<v Speaker 5>And I also save all of my little you know,

0:22:34.240 --> 0:22:35.840
<v Speaker 5>when you order from Mecca, you get like a little

0:22:36.119 --> 0:22:39.440
<v Speaker 5>sample sashet nice. I save those and when people if

0:22:39.440 --> 0:22:41.360
<v Speaker 5>people spend a certain amount of money, I'll just chuck

0:22:41.400 --> 0:22:44.679
<v Speaker 5>one in with it. I want to buy from you anytime,

0:22:45.000 --> 0:22:46.560
<v Speaker 5>anytime you're welcoming my shop.

0:22:46.640 --> 0:22:49.240
<v Speaker 1>Doorg to change, But I think where you can.

0:22:49.160 --> 0:22:52.639
<v Speaker 5>Doing those little things are kind of nice, Especially for

0:22:52.680 --> 0:22:55.000
<v Speaker 5>someone like me. I've sold like three hundred items. I

0:22:55.040 --> 0:22:57.760
<v Speaker 5>think like it's definitely a bit of a sight pussle

0:22:57.800 --> 0:23:01.080
<v Speaker 5>for me, and so doing that just makes the experience

0:23:01.080 --> 0:23:03.040
<v Speaker 5>more enjoyable. You don't have to do it by any

0:23:03.040 --> 0:23:05.360
<v Speaker 5>stretch of the imagination, but I think if people are

0:23:05.359 --> 0:23:07.240
<v Speaker 5>spending a lot of money, and if you are kind

0:23:07.280 --> 0:23:09.840
<v Speaker 5>of doing it regularly, it's just a nice thing to do.

0:23:10.160 --> 0:23:11.200
<v Speaker 1>See yourself apart.

0:23:11.080 --> 0:23:14.320
<v Speaker 4>Brilliant before we head off for the day, j Rick.

0:23:14.359 --> 0:23:16.720
<v Speaker 4>For anyone who's listening and is like, yeah, I'd love

0:23:16.760 --> 0:23:19.399
<v Speaker 4>to sell three hundred items, but I don't have anything

0:23:19.440 --> 0:23:22.000
<v Speaker 4>to sell, Like, how have you done that over the journey?

0:23:22.000 --> 0:23:24.840
<v Speaker 4>How can you be strategic about this and flip things

0:23:24.880 --> 0:23:25.520
<v Speaker 4>for a profit.

0:23:26.040 --> 0:23:29.560
<v Speaker 5>I think you have to be harsh. Yeah, the average

0:23:29.600 --> 0:23:32.520
<v Speaker 5>person has so many items in their home that they

0:23:32.520 --> 0:23:35.320
<v Speaker 5>are not using that you're holding on too for sentimental value,

0:23:35.480 --> 0:23:37.600
<v Speaker 5>or you know, maybe it's something that used to fit

0:23:37.600 --> 0:23:39.680
<v Speaker 5>that doesn't anymore and you're like, oh, well, I'm gonna

0:23:39.720 --> 0:23:42.200
<v Speaker 5>get there again. I think you just need to kind

0:23:42.200 --> 0:23:44.240
<v Speaker 5>of take a step back and go would I rather

0:23:44.400 --> 0:23:47.280
<v Speaker 5>have fifty bucks or this dress? And if the answer

0:23:47.320 --> 0:23:50.360
<v Speaker 5>is fifty bucks, list it, sell it, get rid of it.

0:23:50.600 --> 0:23:53.120
<v Speaker 5>You will feel good when you start clearing things out.

0:23:53.160 --> 0:23:56.320
<v Speaker 5>And sometimes it's nice to do like a big Marie

0:23:56.440 --> 0:23:59.399
<v Speaker 5>condo style, like does it make me feel good? A

0:23:59.400 --> 0:24:02.840
<v Speaker 5>little line with my values, cleanse yep, and list it

0:24:02.880 --> 0:24:05.280
<v Speaker 5>all at once in a big bulk selling spree. Or

0:24:05.320 --> 0:24:07.320
<v Speaker 5>it can sometimes just be oh, I tried this thing

0:24:07.320 --> 0:24:08.800
<v Speaker 5>on and it doesn't fit the way it used to.

0:24:09.320 --> 0:24:10.720
<v Speaker 5>I'm just going to get rid of it because there's

0:24:10.720 --> 0:24:13.720
<v Speaker 5>no point in it sitting there. But I think don't

0:24:13.720 --> 0:24:16.040
<v Speaker 5>hold onto things. And that's something that I found really

0:24:16.400 --> 0:24:19.320
<v Speaker 5>hard originally. Was I would go, oh, but I love

0:24:19.359 --> 0:24:21.280
<v Speaker 5>this dress. It's so pretty. I feel so good when

0:24:21.320 --> 0:24:23.920
<v Speaker 5>I wear it. But I haven't worn it in four years. Yes,

0:24:24.200 --> 0:24:26.280
<v Speaker 5>and so it's going to just sit in that closet

0:24:26.640 --> 0:24:29.000
<v Speaker 5>for another year, not getting any lover or any use.

0:24:29.600 --> 0:24:31.360
<v Speaker 4>Or I could have the cold, hard cash which, let's

0:24:31.400 --> 0:24:32.760
<v Speaker 4>be honest, that's better baby.

0:24:32.880 --> 0:24:35.240
<v Speaker 1>Yeah, we all love it on the money exactly right.

0:24:35.400 --> 0:24:38.200
<v Speaker 5>So doing that, I've seen people do the hanger trick

0:24:38.280 --> 0:24:41.040
<v Speaker 5>for your closet where you flip all your clothes around

0:24:41.400 --> 0:24:44.080
<v Speaker 5>so the hangers are facing backwards, okay, and then when

0:24:44.080 --> 0:24:46.280
<v Speaker 5>you wear an item, you flip it back the correct way,

0:24:46.840 --> 0:24:48.920
<v Speaker 5>and so in three or six months you can look

0:24:48.920 --> 0:24:51.920
<v Speaker 5>at your closet and go, okay, all of these backwards

0:24:51.920 --> 0:24:55.760
<v Speaker 5>hangers haven't been worn. And that's an easy goodbye, goodbye goodbye.

0:24:55.840 --> 0:24:58.199
<v Speaker 4>Yeah, that's a clever trick. And I swear I have

0:24:58.240 --> 0:24:59.440
<v Speaker 4>a wardrobe full of clothes.

0:25:00.040 --> 0:25:02.280
<v Speaker 1>Why were is this jumper? Every record?

0:25:02.320 --> 0:25:04.560
<v Speaker 4>You guys are like, ge, you need some new clothes.

0:25:04.600 --> 0:25:05.920
<v Speaker 4>I've got them, I just don't wear.

0:25:05.760 --> 0:25:07.000
<v Speaker 1>Them, okay, j rig.

0:25:07.000 --> 0:25:08.760
<v Speaker 4>I feel like that's the perfect place to finish it.

0:25:09.200 --> 0:25:11.320
<v Speaker 4>I know I'm still trying to sell my year to

0:25:11.359 --> 0:25:15.280
<v Speaker 4>have formal dress and now I'm like, no, mate, I

0:25:15.359 --> 0:25:16.879
<v Speaker 4>need to take your tips on board.

0:25:16.960 --> 0:25:20.159
<v Speaker 5>Please give me and I'll see if you can you

0:25:20.200 --> 0:25:22.760
<v Speaker 5>can take.

0:25:23.400 --> 0:25:23.480
<v Speaker 3>No.

0:25:23.600 --> 0:25:25.879
<v Speaker 4>But thank you so much, Jarek. A pleasure having you

0:25:25.960 --> 0:25:28.240
<v Speaker 4>on the Wednesday Show. It's an absolute joy. And I

0:25:28.240 --> 0:25:31.359
<v Speaker 4>think the girl is will love it already. Guys, please

0:25:31.400 --> 0:25:33.600
<v Speaker 4>remember that the advice shed on She's on the Money

0:25:33.680 --> 0:25:37.200
<v Speaker 4>is general in nature and does not consider your individual circumstances.

0:25:37.560 --> 0:25:40.679
<v Speaker 4>She's on the Money exists purely for educational purposes and

0:25:40.720 --> 0:25:42.919
<v Speaker 4>should not be relied upon to make an investment or

0:25:42.920 --> 0:25:46.440
<v Speaker 4>a financial decision. And we promise Victoria divine and She's

0:25:46.480 --> 0:25:49.800
<v Speaker 4>on the Money are authorized representatives of in Focused Securities

0:25:49.800 --> 0:25:53.440
<v Speaker 4>Australia Proprietary Limited ABN for seven zero nine seven seven

0:25:53.520 --> 0:25:56.280
<v Speaker 4>nine seven zero four nine AFSL two three six five

0:25:56.359 --> 0:25:56.800
<v Speaker 4>two three.

0:25:56.960 --> 0:25:58.879
<v Speaker 5>And like we said, if you're looking to join a

0:25:58.880 --> 0:26:00.840
<v Speaker 5>Facebook group, we've got a She's on the Money line.

0:26:01.200 --> 0:26:03.320
<v Speaker 5>Search She's on the Money to find us, and if

0:26:03.320 --> 0:26:05.200
<v Speaker 5>Facebook's not your thing, you can find us on Instagram.

0:26:05.240 --> 0:26:07.560
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0:26:07.560 --> 0:26:09.920
<v Speaker 5>of the social media platforms. Search She's on the Money

0:26:09.960 --> 0:26:10.600
<v Speaker 5>a US.

0:26:11.040 --> 0:26:13.040
<v Speaker 4>We will see you on Friday, guys, see you then,