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Speaker 1: Hello.

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Speaker 2: My name's Santasha Nabananga Bamblet. I'm a proud yr the

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Speaker 2: Order Kerney Whoalbury and a waddery woman. And before we

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Speaker 2: get started on She's on the Money podcast, I would

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Speaker 2: like to acknowledge the traditional custodians of the land of

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Speaker 2: which this podcast is recorded on a wondery country, acknowledging

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Speaker 2: the elders, the ancestors and the next generation coming through

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Speaker 2: as this podcast is about connecting, empowering, knowledge sharing and

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Speaker 2: the storytelling of you to make a difference for today

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Speaker 2: and lasting impact for tomorrow.

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Speaker 1: Let's get into it.

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Speaker 3: She's on the Money, She's on the Money.

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Speaker 4: Hello, and welcome to She's on the Money, the pod

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Speaker 4: cast for millennials who want financial freedom. My name is

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Speaker 4: Beckside and we are with Victoria Divine today.

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Speaker 1: Hello, my friend, what a surprise. Fancy seeing you here.

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Speaker 1: I know what are you doing here? Oh my gosh,

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Speaker 1: I don't even know. I still don't know why you've

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Speaker 1: let me on. More than it's like, how many episodes

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Speaker 1: have we got? Now? Fair for you? I'm very generous, Yeah,

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Speaker 1: like plus two hundred and fifty. That's a lot of

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Speaker 1: ours in this studio. Guys, I tell you what you'll

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Speaker 1: want the nice Oh, I'm going to be yeated you

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Speaker 1: are very soon.

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Speaker 4: But today we're talking about the cost of living, which

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Speaker 4: which can get heated.

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Speaker 1: Which can get yeated?

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Speaker 4: Absolutely basically, no matter what you are feeling at the moment,

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Speaker 4: the pinch of soaring costs of groceries and utilities and

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Speaker 4: interest rates is quite heavy, and I feel like that's

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Speaker 4: definitely going to weigh in a lot of people. It's

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Speaker 4: pretty overwhelming actually, to be honest, it's a lot.

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Speaker 1: At the moment, you and I were talking, and I

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Speaker 1: feel like we should have had this conversation in front

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Speaker 1: of the mics as opposed to off Michael. We're just like,

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Speaker 1: how overwhelming is it at the moment? Like I feel

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Speaker 1: like everybody is so conscious of what they're spending, but

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Speaker 1: nobody's really talking about it, Like the media is talking

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Speaker 1: about it, and everybody is kind of aware of it.

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Speaker 1: We know things are getting more expensive, but I just

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Speaker 1: feel like we need to be even more aware of

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Speaker 1: it so that we make our friends and our family

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Speaker 1: more comfortable and even ourselves more comfortable. As you know,

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Speaker 1: I love to talk about TikTok because I basically live

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Speaker 1: on TikTok. But Beck, have you heard of cottage core?

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Speaker 1: It sounds familiar, but I don't think I know I've

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Speaker 1: mentioned it before. Jess and I have actually been on

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Speaker 1: the side of TikTok that is like this cottage core vibe,

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Speaker 1: and it's just like embracing a particular like style or

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Speaker 1: like theme. So recently, barbiecore, as you guys probably already know,

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Speaker 1: I had a Barbie themed birthday party and it was

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Speaker 1: the best thing in the entire world, very fun, It

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Speaker 1: was a very good time. But that would be like

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Speaker 1: a Barbie Core party because absolutely everything was Barbie. H

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Speaker 1: I have an idea go on cost of living core.

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Speaker 1: Oh okay, like, let's make it a theme where it

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Speaker 1: becomes attractive to be frugal. Is that a thing like

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Speaker 1: where we could just be, you know how like barbiecore?

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Speaker 1: Barbie a few years ago people would have been like, Victoria,

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Speaker 1: such a loser, why are you having a Barbie party?

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Speaker 1: And then I plan a Barbie party because I am

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Speaker 1: a loser and I was happy to embrace it. And

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Speaker 1: then Warner Brothers is like, oh, by the way, we're

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Speaker 1: doing a movie. I'm like, oh cool, So you're gonna

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Speaker 1: make me look good, but I thought I was cool

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Speaker 1: by myself, you know, right, right right. So now we're

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Speaker 1: going to try and do cost of living core because

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Speaker 1: I think it's something that we absolutely should be embracing,

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Speaker 1: and I think it's something that our community we're already

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Speaker 1: pretty familiar with it because like we're good at saving

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Speaker 1: a dollar, Like every single week we do our money

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Speaker 1: win thread in our Facebook group and it's my favorite

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Speaker 1: thread to read through because you guys are wizards. Yeah,

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Speaker 1: do you know how many posts over the last few

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Speaker 1: weeks I've seen of people making my muffins? Oh, like

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Speaker 1: my really cheap. I think it's like two dollars thirty

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Speaker 1: or something for the entire batch of twelve muffets. Money wean, Yeah,

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Speaker 1: how are they coming out? They're coming out great. A

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Speaker 1: few people are saying, oh, this didn't work, they were terrible.

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Speaker 1: I'm like, what did you do? Yeah? What did you do?

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Speaker 1: Because I'm not amazing in the kitchen, and the recipe

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Speaker 1: is really straightforward. It's one packet of cake mix, one

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Speaker 1: standard sized tin of fruit mix, bake like, there's not

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Speaker 1: a lot. I really need to know what you guys

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Speaker 1: are doing for it to be messed up. So badly.

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Speaker 1: I mean, I'm not throwing shade, just genuinely confused about

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Speaker 1: how a too ingredient recipe is going so far off track.

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Speaker 1: No Tino shade, Yeah, no tin, no shade. But I

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Speaker 1: think that our community is very familiar with this topic

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Speaker 1: of cost of living core, but we're now making it

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Speaker 1: like a vibe and we're all going to be getting

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Speaker 1: in on this so that we can save money. But

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Speaker 1: also I think we need to address the anxiety side

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Speaker 1: of this, the anxiety in the room. It's hard, right, Like, Beck,

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Speaker 1: you and I were talking before, and obviously you love

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Speaker 1: a broke tip, but we're talking before about that underlying

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Speaker 1: feeling of going out for dinner with friends and you've

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Speaker 1: budgeted for it, right, Like, you go out for dinner,

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Speaker 1: like as we were talking, sometimes if you've really budgeted,

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Speaker 1: you just pick like an entree and then you've budgeted

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Speaker 1: for maybe one drink and then people are like, oh, Beck,

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Speaker 1: do you want another drink? And you say no because

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Speaker 1: you're like, oh no, thanks, like that's all good. Everyone

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Speaker 1: around you orders another round and you're like, are we

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Speaker 1: splitting this? I've ordered one, like I don't know, Like,

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Speaker 1: is this now going to be split? Evenly and I

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Speaker 1: only had one drink and one on tray, Like where

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Speaker 1: is this going? Like it actually reminds me of when

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Speaker 1: I had a lot less money, And I feel very

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Speaker 1: privileged to be in a position where now I like

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Speaker 1: to think that I'm really super aware of it, Like

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Speaker 1: I do have enough to get by, and I do

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Speaker 1: have enough, hopefully to take some pressure off my family

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Speaker 1: and friends, and I love that. You know, as you

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Speaker 1: guys know, my financial life has been a bit of

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Speaker 1: a journey. I was in significant debt and it was

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Speaker 1: crippling and awful and really weighed heavily on my mental health.

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Speaker 1: And I've kind of gone on this journey of then,

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Speaker 1: you know, getting to a point of you know, not

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Speaker 1: financial freedom yet, but I'm definitely far more financially free

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Speaker 1: than I was, and I have this beautiful privilege of

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Speaker 1: being able to make decisions that you know, kind of

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Speaker 1: transcend beyond finances, if that makes sense. I can go, oh, Beck,

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Speaker 1: I do want to take a day off to rest

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Speaker 1: or recover. I can afford to do that, and I

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Speaker 1: think that's an absolute privilege. But it like throws me

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Speaker 1: straight back to when I was in debt or trying

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Speaker 1: to budget or trying to go out with my friends,

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Speaker 1: and it just took away from the event. I know,

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Speaker 1: I can totally relate to that.

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Speaker 4: I remember I used to bring like boiled eggs to

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Speaker 4: restaurants because I'd be like, I'm just gonna get like

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Speaker 4: a little side salad.

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Speaker 1: That's me a couple of bush you know, smart though,

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Speaker 1: that's like forward thinking totally.

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Speaker 4: That was so like condiments everything. I would bring them

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Speaker 4: myself in little like you know, tupway containers or whatever.

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Speaker 4: But my friend would always laugh at me because sometimes

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Speaker 4: the eggs were peeled yet, so I'd have to sit there,

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Speaker 4: I love it, feel all these eggs and then pop

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Speaker 4: them in like you know where it says ad sides.

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Speaker 4: I would just be like, hey, can I have a

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Speaker 4: side of this lettuce or this little and then they'd

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Speaker 4: be like, yeah, okay, that's so weird, but sure, and

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Speaker 4: they'd bring it out and I'd pop my little eggs

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Speaker 4: in and I would try.

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Speaker 1: And eat beforehand as well, so I wasn't super hungry.

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Speaker 1: You know, that's so frugal. And I mean, arguably, I

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Speaker 1: don't know if restaurants would now let you do that,

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Speaker 1: but I mean, you do you like, yeah, I think

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Speaker 1: it's probably frowned upon. I would say, but that was

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Speaker 1: obviously done so that one you weren't under any more

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Speaker 1: financial pressure. But I just feel like there's such a

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Speaker 1: feeling of underlying anxiety that I remember just not enjoying

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Speaker 1: being out with my friends sometimes because it was so stressful,

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Speaker 1: like and they didn't know. They'd be like, oh, there's

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Speaker 1: anything up, and I'd be like, no, no, no, I'm just quiet.

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Speaker 1: I'm just fine. Like reality, I was just like calculating

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Speaker 1: in my hands how much it was going to cost,

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Speaker 1: and are we splitting this evenly? Or I've only brought

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Speaker 1: a certain amount of cash. What if people say they

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Speaker 1: don't have cash and I'm the only one and I

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Speaker 1: have to like transfer them back. I don't have enough

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Speaker 1: money on my account to transfer them. I only brought

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Speaker 1: this cat. Like, I feel like it's such a spiral,

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Speaker 1: and like we've decided at the Sheesel on the Money

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Speaker 1: off Us to embrace cost of living core and we're

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Speaker 1: just going to take a more I guess, holistic approach

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Speaker 1: to spending money. We're going to make it sexy. I

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Speaker 1: think it's already sexy, but like we're going to try

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Speaker 1: and make it more sexy, you know, begy, but it

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Speaker 1: goes beyond and we've obviously shared these tips and tricks

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Speaker 1: on the podcast before. We're like, oh, why don't you

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Speaker 1: have your friends over for a brunch instead? Why don't you,

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Speaker 1: you know, have a dinner party and everyone brings me in,

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Speaker 1: Like I think those things are really smart, and they are,

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Speaker 1: but it goes beyond just the physical and into really

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Speaker 1: stepping into what other people are thinking and feeling and

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Speaker 1: how you make them think and feel, because there's nothing

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Speaker 1: sexier than you know, me turning around and being like, Beck,

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Speaker 1: I know I asked you out for dinner. I'm actually paying,

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Speaker 1: and you go, oh, no, V, I don't want that, like,

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Speaker 1: please don't pay, and I go, yeah, yeah, but I

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Speaker 1: really want to go to this particular restaurant. But I

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Speaker 1: also don't want you to feel that anxiety sure or

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Speaker 1: flipping it and going I know that we're all stressed

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Speaker 1: about this at the moment. Hey, Beck, I really want

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Speaker 1: to catch up, Like, let's do something free or cheap. Yeah,

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Speaker 1: and you might not even know what the outcome is,

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Speaker 1: you don't have to think about it, but like, what

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Speaker 1: can we do that's free or cheap? Totally?

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Speaker 4: I can run through if you like a few of

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Speaker 4: please do Please do? They do that are very cheap.

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Speaker 4: So one suggestion would be tea and Tarot card night.

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Speaker 4: Oh my gosh, chuck some frozen pizzas in the oven.

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Speaker 1: Can you please invite me? Yeah, of course, offer tea

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Speaker 1: in Tarot night.

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Speaker 4: And you know I don't know how to read tarot cards,

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Speaker 4: but you know you'll find mine whatever.

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Speaker 1: I've never had my tarot cards read. Yes, And you

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Speaker 1: know I won't know the difference between good and bad. Oh,

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Speaker 1: I won't know why.

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Speaker 4: I'm just going to pretend that all cards are good,

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Speaker 4: even if it's like this is the death part.

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Speaker 1: It's like you life, you're moving past a traumatic event Victorian.

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Speaker 1: I'll be like, oh, yeah, of course that's exactly how

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Speaker 1: I feel.

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Speaker 4: Yeah, I think so that's one of them obviously. Another

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Speaker 4: one that I like to do with my friends is

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Speaker 4: movie night will start like a series together.

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Speaker 1: I'm currently on f Boy Island. I'm going there. I've

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Speaker 1: just started watching. Actually I love it. I feel like

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Speaker 1: with the movie night too. It can become really cheap

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Speaker 1: if you do the frozen pizza thing, because it could

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Speaker 1: add up if you don't have a plan, like if

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Speaker 1: you go over to each other's house and then I'm like, oh, Beck,

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Speaker 1: what's for dinner? And then you've already had a few drinks,

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Speaker 1: so we can't go to the supermarket together and we

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Speaker 1: have to order it. Roots, yes, make a plan, and

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Speaker 1: also stop buying pre made popcorn. Do you know how

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Speaker 1: cheap popcorn can be? The microwave one, Yeah, but like

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Speaker 1: the cheap one, so just buy the popcorn kern and

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Speaker 1: pop it yourself in a saucepan. True, Actually, like that

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Speaker 1: is the cheapest, healthiest, best snack. I would advocate for

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Speaker 1: making it not healthy. So, like my favorite type of

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Speaker 1: popcorn is where you popple the popcorn, put it in

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Speaker 1: a big bowl to the side. Then you melt some

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Speaker 1: sugar and some water and make a caramel color like

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Speaker 1: toffee sauce, and then you pour it over the popcorn

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Speaker 1: and then sprinkle salt over it. It's so cheap because obviously

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Speaker 1: it's just like a little bit of sugar and some

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Speaker 1: popcorn kernels. But then it becomes like crunchy toffee popcorn,

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Speaker 1: kind of like giving you know, like carnival vibes. Okay,

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Speaker 1: so cheap, so good, so bad for you, so bad

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Speaker 1: for you. You want it to be bad for you, though

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Speaker 1: you got to do it one hundred percent. But what

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Speaker 1: were you telling me about before?

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Speaker 2: Beck?

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Speaker 1: You were saying something off air about a Danish concept

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Speaker 1: you wanted to bring up, and I thought that was

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Speaker 1: pretty elite.

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Speaker 4: Yes, I think this is so cozy, So I mean,

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Speaker 4: I might be wrong here, whoever's listening, please correct me.

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Speaker 4: But I have heard about this Danish concept of and

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Speaker 4: I believe it's pronounced hougar.

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Speaker 1: I think it's It does sound very dayniche. It sounds

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Speaker 1: like a product you get at Ikea, and.

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Speaker 4: It sounds and I don't know how to explain it

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Speaker 4: like a worm hug. So it's the hoogha the hoogar. Yeah,

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Speaker 4: so I think it's defined, and I wrote this down.

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Speaker 1: So you think or it is. I want it because

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Speaker 1: I can see in front of you that you literally

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Speaker 1: have the definition.

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Speaker 4: Should write it down just in case, but it could

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Speaker 4: be wrong. A quality of coziness and comfortable conviviality conviw

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Speaker 4: vitality maybe yeah, whatever that engenders a feeling of contentment

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Speaker 4: or well being.

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Speaker 1: I love that, But I can tell that you didn't

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Speaker 1: write that sentence. What's conviviality even mean? So I don't know.

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Speaker 1: It sounds like a warm hug.

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Speaker 4: Okay, so our produce to just let us know that

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Speaker 4: it means friendly, lively, and enjoyable.

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Speaker 1: Oh, that's wholesome conviviality. Yeah, I'm going to start throwing

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Speaker 1: that into my everyday language and then you guys will

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Speaker 1: think I'm really smart. I do think you're really smart.

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Speaker 4: Basically, the point of that is I guess when things

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Speaker 4: are cold and dark over winter to counter the possible

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Speaker 4: depression of the season, you know, the winter sat Oh.

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Speaker 1: Yeah, no, but that's a thing. Like I feel like

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Speaker 1: I have seasonal depression. Sometimes I have real depression. I

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Speaker 1: take actual medication for it. But like I feel like

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Speaker 1: I have seasonal depression because like I don't want to

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Speaker 1: get out of bed and I feel like doing nothing.

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Speaker 1: Who wants to go out when it's dark and colder, darkness,

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Speaker 1: cold and wet usually, So we're redefining it. We're redefining

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Speaker 1: it basically the Danish people's celebrate hoogar and the sense

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Speaker 1: of cozy comfort it can bring. So the principles of

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Speaker 1: it are google boogo. Okay, maybe I'm just taking the

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Speaker 1: mickey out.

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Speaker 4: The principles of it are atmosphere, presence, pleasure, equality, gratitude, harmony, comfort, truce, togetherness,

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Speaker 4: and shelter.

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Speaker 1: That's so cute. That is actually really really wholesome. And

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Speaker 1: I think this idea of like slowing down and being

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Speaker 1: present with people and this like soft warm let's go

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Speaker 1: buy home wess. That's not very cost of living core,

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Speaker 1: is it? It's not? But we could buy a home

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Speaker 1: with all right, So instead of buying home wors, maybe

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Speaker 1: we just make like wholesome pop corn at home and

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Speaker 1: have a pizza at night instead of going out totally.

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Speaker 4: Or maybe you could find like a really nice warm

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Speaker 4: light from an op shop and take that home with you.

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Speaker 1: No, stop buying things op shop?

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Speaker 5: Though?

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Speaker 1: Do you have a blanket at home?

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Speaker 4: Cool?

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Speaker 1: We can sit on the couch with the blanket scorn.

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Speaker 1: Now are you talking? Yeah? See see see talk dirty

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Speaker 1: to me.

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Speaker 4: I think we should go to a really quick break

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Speaker 4: and when we come to a popcorn let's do it.

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Speaker 1: On the flip side, we're going to give you some

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Speaker 1: really hot tips and tricks about how to embrace this

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Speaker 1: cost of living core. We're trying to make a thing,

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Speaker 1: and it's actually up to you, guys to make it

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Speaker 1: a thing, because like Beck and I we're just on

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Speaker 1: the pod. Like the community, that's what makes things come

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Speaker 1: to life. So make this happen, immensis. We'll be back.

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Speaker 1: All right, we are backback, and I want to start

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Speaker 1: this conversation because I can see that you've got a

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Speaker 1: list of all of your favorite like broke tips and tricks,

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Speaker 1: and this is basically now going to be like a

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Speaker 1: Beck show, which I'm very excited about. But before we

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Speaker 1: get there, during my time working in psychology, and you've

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Speaker 1: heard this on the pod before, I was introduced to

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Speaker 1: this con called reframing, and it sounds really I guess, fluffy,

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Speaker 1: but it's taking one mindset and kind of shifting it

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Speaker 1: to another. And it's kind of like a tool in

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Speaker 1: the toolkit of counselors and psychologists that they use to

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Speaker 1: kind of one paraphrase back to you your concern or problem,

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Speaker 1: but in a way that takes it from one mindset

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Speaker 1: to another. So like you might be bossy, and you

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Speaker 1: might say, and I got this a lot when I

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Speaker 1: was younger, like, oh, Victoria is so bossy, And no,

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Speaker 1: actually I'm a natural leader, yeah, like absolutely not. I'm

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Speaker 1: a visionary. I am. You know somebody who's really passionate

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Speaker 1: about what I do and I know what I want.

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Speaker 1: Someone might have said, Oh, she's so demanding, and no, no, no,

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Speaker 1: I know what I want. I'm outspoken, and I feel

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Speaker 1: like it's taking something that might have a negative connotation

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Speaker 1: and putting it into a positive mindset. So instead of

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Speaker 1: saying like, oh, I'm never going to be able to

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Speaker 1: do this, you might say, I'm doing the best that

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Speaker 1: I can right now with the tools and reins sources

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Speaker 1: that I have access to. And if you might say, oh,

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Speaker 1: I'm not very good at this, like I'm gonna fail,

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Speaker 1: like I'm never gonna be able to stick to my budget,

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Speaker 1: you might go, I've accomplished so much already and I'm

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Speaker 1: learning as I go, And I think just making these

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Speaker 1: mindset shifts, like you might go, it's too hard. You

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Speaker 1: might go, I know I'm capable of accomplishing this, Like

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Speaker 1: there's just so many different ways to reframe, and I

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Speaker 1: know it sounds fluffy, and you might go, that's lame,

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Speaker 1: like stop that. But negative self talk is inherent, Like

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Speaker 1: at the end of the day, way back when we

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Speaker 1: were cavemen, Beck, we'd make terrible cavemen. Now it's like

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Speaker 1: asking my dog, Lucy, Like, do you know that you

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Speaker 1: used to have to fight for your food? Sir? Like,

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Speaker 1: sit down, Lucy, Like can you imagine Lucy going out

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Speaker 1: into the wild and trying to like serve herself? Like,

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Speaker 1: absolutely not, she'd be like and those biscuits warmed because

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Speaker 1: if they're not warmed, yeah, like I'm actually gonna starve myself.

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Speaker 1: But back in cavemen times, like, we had to be

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Speaker 1: very defensive because our lives were risk so of our shelter,

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Speaker 1: of our food, of our you know, looking after ourselves.

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Speaker 1: We had to be very negative because the worst outcome

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Speaker 1: could be true. We now live in what is arguably

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Speaker 1: a semi civilized society, so we can leave the house thankfully,

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Speaker 1: very privileged. We're in Australia. We can leave the house safely, comfortably,

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Speaker 1: Like there's so many resources. So being a little bit

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Speaker 1: more positive is actually a really good tool. But we automatically,

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Speaker 1: as human beings, default to negative. It's hardwired into our

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Speaker 1: brain to be negative. If you think you're a negative person,

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Speaker 1: it's just because you're hardwired that way. And it takes

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Speaker 1: work to become positive, and it takes work, but work

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Speaker 1: makes us uncomfortable and we actually need to change that.

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Speaker 1: So sometimes you have to be a little bit uncomfortable

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Speaker 1: to become ultimately comfortable. So I think if you're feeling

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Speaker 1: like being frugal sucks, or you know, you feel like

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Speaker 1: you're losing something, I think reframing it to I'm going

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Speaker 1: to get to spend way more quality time with my friends.

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Speaker 1: I'm going to feel so much less pressure. Like let's

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Speaker 1: change the mindset around the because as much as it

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Speaker 1: sounds fluffy, and I am a relatively fluffy human being,

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Speaker 1: but as much as it's fluffy, it actually has an

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Speaker 1: impact on our mental health and how we feel and

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Speaker 1: how we see situations like you're not missing out on anything.

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Speaker 1: And I think the second we can see that, the

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Speaker 1: more likely we are to embrace things. And I mean,

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Speaker 1: you're like the best frugal queen I know, but I

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Speaker 1: know that there's such value even in making decisions like

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Speaker 1: that because they are based more on quality time as

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Speaker 1: opposed to the activity. Like sometimes we pick a really

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Speaker 1: nice restaurant because that could be the topic of conversation,

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Speaker 1: like let's go out to that restaurant. We can talk

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Speaker 1: about the food, we can do this, we can do that.

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Speaker 1: Let's be honest if I invite you to my house, Beck,

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Speaker 1: there's no chatter going around. We're not like, oh do

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Speaker 1: you like her? Top? Do you like this too? Like

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Speaker 1: we actually have to focus on enjoying ourselves together and

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Speaker 1: having good conversation and all of that stuff. So I

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Speaker 1: think that one, it's beautiful, But two, I think take

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Speaker 1: the pressure off yourself. If you're being negative, if you're

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Speaker 1: saying I could never do that, be like, well, why

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Speaker 1: not give it a go? You're completely capable of giving

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Speaker 1: it a shot. Sorry, Yeah, anyway, that's my little soft,

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Speaker 1: fluffy side of the podcast. I mean, it's been a

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Speaker 1: relatively fluffy podcast. But can you give me some cost

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Speaker 1: of living core ideas? I feel like there are six million,

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Speaker 1: of course I can.

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Speaker 4: So I just want to quickly say this really reminds

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Speaker 4: me of just off topic. I'm so sorry, But I

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Speaker 4: watch this show is called Soup Store, and there's one

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Speaker 4: episode where I love.

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Speaker 1: One of the even we're obsessed.

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Speaker 4: I've run out of episodes, saying I keep watching the

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Speaker 4: same thing over and over again.

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Speaker 1: But Nero, spicy girl things love this show.

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Speaker 4: So one episode they're talking about someone wants a pay

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Speaker 4: rise and so they have like a big meeting, and

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Speaker 4: it's like a budget is a pay rise you give yourself,

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Speaker 4: and they're trying to like reframe literally living on no money,

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Speaker 4: and I'm like, this could be exactly what maybe we're

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Speaker 4: doing here for some people out there. But I do

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Speaker 4: just want to say, like, unfortunately that's the reality of it,

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Speaker 4: but you can sometimes make things a little bit cozier,

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Speaker 4: a little bit comfier for yourself, yeah, if you still

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Speaker 4: to enjoy the finer things like seeing friends and being

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Speaker 4: social and things like that. So my friend she has

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Speaker 4: like a full spreadsheet of different teas, and I know

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Speaker 4: I mentioned tea in the first half, but I just

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Speaker 4: want to like really reiterate how wholesome and warming and

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Speaker 4: fun it is. Basically what she does is she'll get

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Speaker 4: like Earl Gray, She'll get all different brands of Earl

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Speaker 4: Gray that can be a little bit pricey, so you

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Speaker 4: don't have to be doing that, but I can get

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Speaker 4: like two or three You get two or three once

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Speaker 4: a week or once a fortnite and just meet up

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Speaker 4: with your friends and taste the teas and tasting but

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Speaker 4: way more budget.

430
00:19:36,880 --> 00:19:37,520
Speaker 1: Yeah, exactly.

431
00:19:37,880 --> 00:19:40,760
Speaker 4: And she literally has a spreadsheet of all the teas

432
00:19:40,800 --> 00:19:42,600
Speaker 4: that her and her friends have already kind of like

433
00:19:42,680 --> 00:19:46,280
Speaker 4: basically judged, And I just want to say Madura Tea

434
00:19:46,400 --> 00:19:48,840
Speaker 4: is currently coming up on top. Yeah, no, that will

435
00:19:48,880 --> 00:19:51,439
Speaker 4: always come up on top. That's the English breakfast Madure.

436
00:19:51,480 --> 00:19:52,400
Speaker 4: I don't know about the other.

437
00:19:52,320 --> 00:19:55,360
Speaker 1: Madia By also going off track from Madua, the Yorkshre

438
00:19:55,400 --> 00:19:58,480
Speaker 1: tea gold is my favorite black I'm going to write

439
00:19:58,480 --> 00:20:01,000
Speaker 1: that down. Yeah, Yorkshare tea comes in the gold box.

440
00:20:01,040 --> 00:20:04,240
Speaker 1: It looks fancy, it's not. And then what's that one?

441
00:20:04,320 --> 00:20:06,919
Speaker 1: It's like the Lady, the Lady, the Lady.

442
00:20:06,960 --> 00:20:09,359
Speaker 4: I don't know why I said that so loudly, like

443
00:20:09,359 --> 00:20:11,000
Speaker 4: I knew what you're talking about, and I didn't.

444
00:20:12,240 --> 00:20:15,960
Speaker 1: The Madam flavor teas mad them, I don't think I've

445
00:20:15,960 --> 00:20:17,879
Speaker 1: heard about this. We only buy them when they're on

446
00:20:17,960 --> 00:20:20,840
Speaker 1: sale because they're like seven dollars a box. Otherwise, look

447
00:20:20,880 --> 00:20:22,840
Speaker 1: how boogie that looks Oh? I do know this? When

448
00:20:22,840 --> 00:20:25,800
Speaker 1: I like their green tea with jasmine and something, yeah, see,

449
00:20:25,800 --> 00:20:29,160
Speaker 1: they're fancy bougie ones. And my favorite tea is actually

450
00:20:29,240 --> 00:20:32,440
Speaker 1: their lemon grass, lime and ginger, which is really good

451
00:20:32,440 --> 00:20:34,919
Speaker 1: for pre recording. So your voice sounds really nice. I

452
00:20:34,920 --> 00:20:37,480
Speaker 1: don't think I could f with the lemon, grass and ginger.

453
00:20:37,480 --> 00:20:39,040
Speaker 1: But I'm going to write that down anyway, just in

454
00:20:39,119 --> 00:20:41,639
Speaker 1: case the Madame flavor ones. But just for those of

455
00:20:41,640 --> 00:20:45,240
Speaker 1: you who missed out, Beck just called twinings tea twinnings.

456
00:20:46,840 --> 00:20:53,720
Speaker 1: I just I'm not letting anybody let that slips. Twiny

457
00:20:53,880 --> 00:20:57,360
Speaker 1: just doesn't look like it should be twinings anyway. Phonetically

458
00:20:57,440 --> 00:20:59,840
Speaker 1: it makes sense, would be one.

459
00:21:00,359 --> 00:21:04,880
Speaker 4: No, no, anyway, I'm shocked to the absolute core.

460
00:21:04,760 --> 00:21:11,639
Speaker 1: The word twins has one in huh oh. But like

461
00:21:12,280 --> 00:21:15,280
Speaker 1: you know, I'm not here to teach you English, here

462
00:21:15,359 --> 00:21:16,680
Speaker 1: to teach you about money.

463
00:21:16,840 --> 00:21:19,080
Speaker 4: I love you that I need to do English after this,

464
00:21:19,640 --> 00:21:20,040
Speaker 4: it's not.

465
00:21:20,080 --> 00:21:22,240
Speaker 1: It's way better this way. So we're going to do

466
00:21:22,280 --> 00:21:22,920
Speaker 1: tea tastings.

467
00:21:23,080 --> 00:21:25,439
Speaker 4: We tastings with your friends. You can do them by

468
00:21:25,440 --> 00:21:27,240
Speaker 4: yourself as well. If you're having an ID and you

469
00:21:27,320 --> 00:21:29,280
Speaker 4: want to pamp yourself, have some teas.

470
00:21:29,680 --> 00:21:30,400
Speaker 1: Tea's really good.

471
00:21:30,440 --> 00:21:32,960
Speaker 4: And also, like sometimes I do have a pampanite myself,

472
00:21:33,000 --> 00:21:35,640
Speaker 4: and what I do is I just get the cheapest, cheapest.

473
00:21:35,280 --> 00:21:35,920
Speaker 1: Bottle of loution.

474
00:21:36,240 --> 00:21:38,400
Speaker 4: Honestly, I don't know much about skincare, so don't listen

475
00:21:38,440 --> 00:21:40,800
Speaker 4: to me, but petroleum jelly all over the body.

476
00:21:40,880 --> 00:21:42,399
Speaker 1: I love it, all right, We're not going to go

477
00:21:42,440 --> 00:21:44,440
Speaker 1: too far into that because I think that a lot

478
00:21:44,480 --> 00:21:47,000
Speaker 1: of faithful are going to be that's so bad for you.

479
00:21:47,160 --> 00:21:48,080
Speaker 1: That's coodemic.

480
00:21:48,240 --> 00:21:51,439
Speaker 4: Like, all right, sorry, probably let me I'm very poor anyway,

481
00:21:51,480 --> 00:21:53,239
Speaker 4: I'm not really. The next thing I'm going to tell

482
00:21:53,240 --> 00:21:57,240
Speaker 4: you about is my delicious, very cheap fried rice.

483
00:21:57,560 --> 00:22:04,280
Speaker 1: Oh I love a fried rice. So what you do do? S? Yeah, i'ming.

484
00:22:04,800 --> 00:22:06,080
Speaker 4: I know there's a lot of people out there that

485
00:22:06,119 --> 00:22:08,560
Speaker 4: already know this, but you do have to use day

486
00:22:08,760 --> 00:22:12,040
Speaker 4: or a couple day old rice's.

487
00:22:11,080 --> 00:22:13,520
Speaker 1: Planning for me. Absolutely not. You can use it fresh

488
00:22:13,520 --> 00:22:15,240
Speaker 1: if you like. That's no problem with that. You know what,

489
00:22:15,560 --> 00:22:17,720
Speaker 1: I don't even like cooking rice myself. I'm about to

490
00:22:17,720 --> 00:22:19,639
Speaker 1: give you a rice tip as well after this, so

491
00:22:19,720 --> 00:22:20,680
Speaker 1: that's you can get good.

492
00:22:20,800 --> 00:22:22,520
Speaker 4: It's obviously not good for the environment. You can get

493
00:22:22,560 --> 00:22:24,040
Speaker 4: once that a microwaveable.

494
00:22:23,560 --> 00:22:26,280
Speaker 1: But absolutely not. We do not buy microwave and the house.

495
00:22:26,320 --> 00:22:28,200
Speaker 1: Are you kidding? That is so expensive? What am I

496
00:22:28,240 --> 00:22:30,280
Speaker 1: going to do? Like pay a dollar for a cup

497
00:22:30,320 --> 00:22:32,960
Speaker 1: of rice back? Absolutely not if you don't like cooking.

498
00:22:33,000 --> 00:22:35,520
Speaker 1: But anyway, you if you're on the money, you don't

499
00:22:35,520 --> 00:22:38,159
Speaker 1: buy a pack at ideally not. You know what I

500
00:22:38,160 --> 00:22:40,320
Speaker 1: should do in my newsletter in a couple of weeks,

501
00:22:40,320 --> 00:22:42,280
Speaker 1: how to cook the perfect rice, because I think I'm

502
00:22:42,320 --> 00:22:45,639
Speaker 1: really good at it. It's not traditional, Like I haven't

503
00:22:45,720 --> 00:22:48,200
Speaker 1: told you how I cook my rice to perfection before,

504
00:22:48,280 --> 00:22:51,119
Speaker 1: because you guys would jump down my throats and be like,

505
00:22:51,200 --> 00:22:53,600
Speaker 1: that's not how to cook jasmine rice. You're slaughtering it.

506
00:22:53,640 --> 00:22:56,560
Speaker 1: But you know what comes out perfect every time, doesn't it?

507
00:22:56,840 --> 00:22:59,119
Speaker 4: I don't know yet, but I'm sure i'll coo my

508
00:22:59,280 --> 00:23:01,600
Speaker 4: rice for you. I think I cook the perfect rice.

509
00:23:01,800 --> 00:23:03,359
Speaker 1: Do you do it in a rice cooker? Because I

510
00:23:03,440 --> 00:23:06,359
Speaker 1: know way? Yeah, No, I haven't invested anyone. I just

511
00:23:06,359 --> 00:23:10,080
Speaker 1: can't justify it, like I'm not buying an appliance that

512
00:23:10,160 --> 00:23:10,879
Speaker 1: has one function.

513
00:23:11,119 --> 00:23:13,000
Speaker 4: Yeah that's actually a really good point. But absolutely Also,

514
00:23:13,040 --> 00:23:14,399
Speaker 4: I think I do have rice cook It always does

515
00:23:14,440 --> 00:23:14,920
Speaker 4: come out perfect.

516
00:23:14,960 --> 00:23:16,920
Speaker 1: It must be nice. It is nice. Actually.

517
00:23:17,119 --> 00:23:18,600
Speaker 4: So what you do with the fried rice is you

518
00:23:18,680 --> 00:23:20,879
Speaker 4: chuck in your rice, which should be you know, not

519
00:23:21,080 --> 00:23:24,640
Speaker 4: super expensive, cook it up ideally today old that's okay.

520
00:23:24,680 --> 00:23:27,639
Speaker 4: If not, you pop in some sesame oil. If you have,

521
00:23:27,760 --> 00:23:29,639
Speaker 4: you can get the home brand one. They don't have

522
00:23:29,720 --> 00:23:31,360
Speaker 4: home brand soy sauce too, they know, and.

523
00:23:31,320 --> 00:23:33,119
Speaker 1: I think they do now. I think they have like

524
00:23:33,359 --> 00:23:35,320
Speaker 1: Coals or Woolies brand soy sauce.

525
00:23:35,520 --> 00:23:37,359
Speaker 4: Yeah, I think they must. Or you can get like

526
00:23:37,359 --> 00:23:39,280
Speaker 4: the black and gold soy sauce. I'm pretty sure that's

527
00:23:39,320 --> 00:23:42,119
Speaker 4: the thing. If not, just find the cheapest soy sauce. Basically,

528
00:23:42,119 --> 00:23:46,400
Speaker 4: all you need is sesame oil, soy sauce, rice, frozen peas,

529
00:23:46,800 --> 00:23:49,560
Speaker 4: and what I do is I add a scrambled sort

530
00:23:49,600 --> 00:23:51,720
Speaker 4: of egg and you chuck it all in there. You

531
00:23:51,760 --> 00:23:54,480
Speaker 4: pop in your fried tofu if you like. It doesn't

532
00:23:54,520 --> 00:23:57,480
Speaker 4: cost too much, but it lasts so long. So this

533
00:23:57,640 --> 00:24:00,680
Speaker 4: is showing my privilege again. But I think that you'll

534
00:24:00,720 --> 00:24:02,800
Speaker 4: agree or laugh. I don't know.

535
00:24:03,280 --> 00:24:05,040
Speaker 1: I don't even know what should be telling this story

536
00:24:05,040 --> 00:24:10,240
Speaker 1: because it's honestly relatively unrelatable. So okay, that's good. As

537
00:24:10,280 --> 00:24:13,160
Speaker 1: you know, I have been renovating my house and I've

538
00:24:13,200 --> 00:24:15,600
Speaker 1: just moved back into it, and they left all of

539
00:24:15,600 --> 00:24:19,600
Speaker 1: my other condiments somewhere else. Oh and so I've had

540
00:24:19,640 --> 00:24:23,520
Speaker 1: to buy all of my condiments again. So I have

541
00:24:23,680 --> 00:24:26,840
Speaker 1: gone to Coals and I bought like olive oil and

542
00:24:26,880 --> 00:24:29,320
Speaker 1: peanut oil and I bought soy sauce, and I bought

543
00:24:29,400 --> 00:24:31,560
Speaker 1: jars of ginger and garlic and chili and all of

544
00:24:31,640 --> 00:24:35,000
Speaker 1: those things that I use like quite regularly. As you

545
00:24:35,000 --> 00:24:37,560
Speaker 1: guys know, I'm the beest fan of Marley Spoon. Honestly,

546
00:24:37,600 --> 00:24:39,439
Speaker 1: that can be a money in it itself. Like I

547
00:24:39,480 --> 00:24:42,359
Speaker 1: know that some people look at meal kits like Marley

548
00:24:42,440 --> 00:24:44,720
Speaker 1: Spoon and go, oh, that's really expensive, Like I could

549
00:24:44,760 --> 00:24:46,840
Speaker 1: definitely make that meal for less, and you go, well,

550
00:24:46,880 --> 00:24:49,560
Speaker 1: maybe you could. But the idea that they send the

551
00:24:49,560 --> 00:24:52,640
Speaker 1: perfect amount of ingredients so that there's basically no waste

552
00:24:52,840 --> 00:24:56,120
Speaker 1: and you get all of these really cool different meals,

553
00:24:56,200 --> 00:24:58,479
Speaker 1: like it ends up being quite cost effective. But anyway,

554
00:24:58,600 --> 00:25:00,679
Speaker 1: you need, like you know, some basic soy sauce and

555
00:25:00,680 --> 00:25:02,600
Speaker 1: like peanut oil and stuff to cook those as well.

556
00:25:02,800 --> 00:25:05,880
Speaker 1: I spent more than three hundred dollars like holes on condiments.

557
00:25:06,359 --> 00:25:08,439
Speaker 1: Oh my god. I took a photo of the receipt

558
00:25:08,440 --> 00:25:10,280
Speaker 1: because I was so embarrassed of myself, and I sent

559
00:25:10,320 --> 00:25:11,600
Speaker 1: it to my husband and I was like, is this

560
00:25:11,640 --> 00:25:14,400
Speaker 1: a joke? Like we needed these things and they were

561
00:25:14,440 --> 00:25:17,680
Speaker 1: like lots of basics, like we had it completely empty pantry,

562
00:25:17,720 --> 00:25:20,600
Speaker 1: completely empty fridge, so I was buying things like tomato

563
00:25:20,680 --> 00:25:23,000
Speaker 1: sauce and like mayonnaise and just like all those things

564
00:25:23,000 --> 00:25:25,679
Speaker 1: that you want in your fridge. And I knew that

565
00:25:25,720 --> 00:25:28,960
Speaker 1: if I didn't buy them, I would be looking for them.

566
00:25:29,000 --> 00:25:30,600
Speaker 1: Like you know, when you're like, oh, I'm cooking dinner

567
00:25:30,640 --> 00:25:32,560
Speaker 1: and your husband's not that you have a husband, maybe

568
00:25:32,600 --> 00:25:33,800
Speaker 1: you will one day, maybe you have a wife. I

569
00:25:33,800 --> 00:25:36,359
Speaker 1: don't know, beck, but your husband's like, oh, can I

570
00:25:36,359 --> 00:25:38,600
Speaker 1: have some sauce? And I'm like, no, I have none.

571
00:25:38,800 --> 00:25:41,720
Speaker 1: I just knew he'd ask because sometimes when I cook,

572
00:25:41,760 --> 00:25:44,159
Speaker 1: you really do need to cover it up with tomato sauce.

573
00:25:44,520 --> 00:25:46,520
Speaker 1: So like I knew that was coming. It's just small

574
00:25:46,560 --> 00:25:48,720
Speaker 1: things like that, they all really added up, and I

575
00:25:48,760 --> 00:25:51,760
Speaker 1: was just like, holy moly, even to cook these days

576
00:25:52,080 --> 00:25:56,280
Speaker 1: without buying any real food, absolute fraud. Yeah, don't even

577
00:25:56,320 --> 00:25:58,440
Speaker 1: get me started on the cost of olive oil. Oh

578
00:25:58,560 --> 00:26:02,520
Speaker 1: my gosh, it's so excited and zip like, what why

579
00:26:02,600 --> 00:26:04,760
Speaker 1: is it tastes so much better? Tastes so much better though,

580
00:26:04,800 --> 00:26:07,400
Speaker 1: that's the why is it so much more cost effective

581
00:26:07,440 --> 00:26:09,440
Speaker 1: to buy the big bottle, which is obviously far more

582
00:26:09,480 --> 00:26:11,600
Speaker 1: expensive than the small bottle? But you know you're going

583
00:26:11,640 --> 00:26:13,160
Speaker 1: to go through it, so you should buy the big bottle,

584
00:26:13,160 --> 00:26:14,840
Speaker 1: but it's not on sale, so you don't do it,

585
00:26:14,880 --> 00:26:18,280
Speaker 1: and then totally get you just another really quick thing. Yeah,

586
00:26:18,280 --> 00:26:18,800
Speaker 1: I'm ready.

587
00:26:19,119 --> 00:26:22,160
Speaker 4: One thing that you can just literally chuck in your

588
00:26:22,200 --> 00:26:23,960
Speaker 4: garden if you have a garden, if you have any

589
00:26:24,040 --> 00:26:28,040
Speaker 4: sort of mud anywhere, or dirt anywhere, sorry, soil dirt,

590
00:26:28,119 --> 00:26:31,480
Speaker 4: soil bud if you want, if you have like a

591
00:26:31,520 --> 00:26:33,800
Speaker 4: little bit of the end of a shalot.

592
00:26:33,960 --> 00:26:37,159
Speaker 1: Smart they regrow. Some people call a spring onion. I

593
00:26:37,280 --> 00:26:39,400
Speaker 1: just regrow them in a jar and they put water

594
00:26:39,440 --> 00:26:41,159
Speaker 1: in the bottom of them, and you just chuck the

595
00:26:41,240 --> 00:26:42,760
Speaker 1: shots in there. They just regrow.

596
00:26:42,800 --> 00:26:46,159
Speaker 4: They're impossible to kill, and you don't have to be

597
00:26:46,280 --> 00:26:48,760
Speaker 4: buying bunches of shalots all the time.

598
00:26:48,840 --> 00:26:51,360
Speaker 1: Do you call them? I call them spring onions, Of

599
00:26:51,520 --> 00:26:54,600
Speaker 1: course you do. That's very Victorian, isn't it. What do

600
00:26:54,680 --> 00:26:57,720
Speaker 1: you mean? I feel like chalot's away fancier. But chalots

601
00:26:57,760 --> 00:26:59,800
Speaker 1: are those tiny, tiny red onions.

602
00:27:00,119 --> 00:27:03,639
Speaker 4: I don't think so oh okay, well, no worries, so

603
00:27:03,720 --> 00:27:04,200
Speaker 4: that's true.

604
00:27:04,520 --> 00:27:06,360
Speaker 1: I think that is a thing, but it's different maybe

605
00:27:06,400 --> 00:27:10,159
Speaker 1: in Sydney. I don't know. Oh those are eschelots lit

606
00:27:10,680 --> 00:27:13,480
Speaker 1: no you're making this so complicated. This is meant to

607
00:27:13,520 --> 00:27:17,240
Speaker 1: be like quick, fun, fast tips. And now we've gone

608
00:27:17,240 --> 00:27:19,720
Speaker 1: completely off track and you're telling everybody to grow spring

609
00:27:19,760 --> 00:27:23,520
Speaker 1: onions in their garden. Like that's a very very living core.

610
00:27:24,040 --> 00:27:26,600
Speaker 1: So maybe we are on track totally. That's very very good.

611
00:27:26,640 --> 00:27:27,760
Speaker 1: That's going to save you a lot of money in

612
00:27:27,760 --> 00:27:30,440
Speaker 1: the long run. So you recommended fried rice, which I

613
00:27:30,480 --> 00:27:32,080
Speaker 1: think is a ten out of ten. Can I tell

614
00:27:32,119 --> 00:27:35,560
Speaker 1: you about my budget af rosotto recipe? Please?

615
00:27:35,640 --> 00:27:35,959
Speaker 6: All right?

616
00:27:36,080 --> 00:27:38,840
Speaker 1: So risotto rice, get it on sale because it's the

617
00:27:38,880 --> 00:27:42,639
Speaker 1: more expensive rice, a boreo rice. So get some of

618
00:27:42,720 --> 00:27:45,800
Speaker 1: boreo rice. You'll need maybe like an onion, because I

619
00:27:45,800 --> 00:27:48,600
Speaker 1: feel like an onion makes things better. I always buy

620
00:27:49,280 --> 00:27:52,200
Speaker 1: ja garlic, so like we're not buying proper garlic, way

621
00:27:52,200 --> 00:27:56,280
Speaker 1: too expensive. Also, who can be bothered pealing garlic to cook?

622
00:27:56,640 --> 00:27:58,879
Speaker 1: If you do that, you are literally a better person

623
00:27:58,920 --> 00:28:01,320
Speaker 1: than me. I get my tea spoon out and I

624
00:28:01,400 --> 00:28:04,359
Speaker 1: blot straight into the pan. We're good to go. But

625
00:28:04,400 --> 00:28:07,040
Speaker 1: you want some garlic and some onion because I feel

626
00:28:07,040 --> 00:28:09,879
Speaker 1: like that's the start of any good recipe. You want

627
00:28:10,080 --> 00:28:13,840
Speaker 1: some maboreo rice. You need the kettle and you need

628
00:28:13,920 --> 00:28:17,600
Speaker 1: a good tin of cream of mushroom soup. Ah, And

629
00:28:17,640 --> 00:28:20,000
Speaker 1: we are going to make a jug of the cream

630
00:28:20,000 --> 00:28:22,040
Speaker 1: of mushroom soup with the boiling water, and then we're

631
00:28:22,040 --> 00:28:24,960
Speaker 1: going to slowly put it in to the risotto mix

632
00:28:25,040 --> 00:28:27,320
Speaker 1: over time. I'll put it in a newsletter at some

633
00:28:27,359 --> 00:28:31,000
Speaker 1: point because it is one budget friendly, really scalable, and

634
00:28:31,040 --> 00:28:32,560
Speaker 1: you can add whatever you want. So if you're going

635
00:28:32,600 --> 00:28:34,800
Speaker 1: to get fancy, you could grab a tub of mushrooms

636
00:28:34,800 --> 00:28:37,120
Speaker 1: and fry them up a little bit, chuck them in stunning.

637
00:28:37,480 --> 00:28:39,400
Speaker 1: You want to add some like chicken or some type

638
00:28:39,440 --> 00:28:41,920
Speaker 1: of protein, I'd put like a fried tofu in there.

639
00:28:42,240 --> 00:28:45,120
Speaker 1: Tofu very budget friendly. But also my favorite thing about

640
00:28:45,160 --> 00:28:47,360
Speaker 1: tofu is it soaks up all the flavors, so if

641
00:28:47,400 --> 00:28:49,880
Speaker 1: you put it in earlier, it's going to taste even better.

642
00:28:50,200 --> 00:28:52,520
Speaker 1: My favorite part about it is I feel like if

643
00:28:52,560 --> 00:28:54,320
Speaker 1: you invite friends over for a risotto, it feels a

644
00:28:54,320 --> 00:28:57,040
Speaker 1: little bit fancy, So ask them to bring a nice

645
00:28:57,040 --> 00:28:59,840
Speaker 1: bottle of black white wine. Bam, you've got a date.

646
00:29:00,760 --> 00:29:03,360
Speaker 1: You've got a date night. It's a stunning meal. I mean,

647
00:29:03,360 --> 00:29:05,440
Speaker 1: you can be fancy and add things like palmesan cheese,

648
00:29:05,440 --> 00:29:07,640
Speaker 1: but to me, that racks up the cost. You don't

649
00:29:07,680 --> 00:29:12,080
Speaker 1: necessarily need that, but top your favorite little rosotto with

650
00:29:12,120 --> 00:29:15,280
Speaker 1: some nutritional yeast. You good to go to that. Speak

651
00:29:15,280 --> 00:29:15,960
Speaker 1: at your names.

652
00:29:16,280 --> 00:29:18,560
Speaker 4: We're about to speak to our producer who's had his

653
00:29:18,640 --> 00:29:20,360
Speaker 4: name Jim Palmesan.

654
00:29:20,600 --> 00:29:22,320
Speaker 1: Well, she's been jumping up and down. She's like, I've

655
00:29:22,320 --> 00:29:23,600
Speaker 1: got one, I've got one, and I'm like, is this

656
00:29:23,680 --> 00:29:28,320
Speaker 1: your show? She's the producer. Hi, she's the main character.

657
00:29:29,320 --> 00:29:32,480
Speaker 5: My name's Anlisa. Welcome to She's on the money. No, guys,

658
00:29:32,480 --> 00:29:34,640
Speaker 5: I was just getting so excited about this episode because

659
00:29:35,600 --> 00:29:37,840
Speaker 5: I have lived very frugally from time to time, and

660
00:29:37,880 --> 00:29:41,160
Speaker 5: I do enjoy I'm my father's daughter, So my dad

661
00:29:41,240 --> 00:29:43,720
Speaker 5: is like the king of firstly the king of the kitchen,

662
00:29:43,720 --> 00:29:46,720
Speaker 5: but also the king of like reusing things and and

663
00:29:46,880 --> 00:29:50,440
Speaker 5: actually making them. This is quintessential cost of living core.

664
00:29:50,640 --> 00:29:52,280
Speaker 5: So it's actually it's not just about like getting by,

665
00:29:52,320 --> 00:29:55,320
Speaker 5: it's about making it better and like enriching it by

666
00:29:55,360 --> 00:29:57,800
Speaker 5: doing it. So you know what my dad does if

667
00:29:57,840 --> 00:30:00,000
Speaker 5: he cooks a roaster, if you have like a roast chicken,

668
00:30:00,760 --> 00:30:03,200
Speaker 5: save all the bones, like when when you strip the

669
00:30:03,200 --> 00:30:05,040
Speaker 5: meat off, put them in a bag in the freezer.

670
00:30:05,160 --> 00:30:07,480
Speaker 5: With the veggie peelings over the course of a couple

671
00:30:07,520 --> 00:30:10,840
Speaker 5: of weeks. If you have like a meat roast or something,

672
00:30:10,880 --> 00:30:12,920
Speaker 5: you save the bone, put it in and then you

673
00:30:12,960 --> 00:30:15,840
Speaker 5: do a big boil up with some bay leaves, salt,

674
00:30:16,560 --> 00:30:21,760
Speaker 5: some pepper and cardamen and you make a broth. And

675
00:30:21,800 --> 00:30:25,040
Speaker 5: that bone. That broth is like I just did it

676
00:30:25,040 --> 00:30:27,560
Speaker 5: the other day. It is so it is so much

677
00:30:27,560 --> 00:30:29,680
Speaker 5: better than anyone that you will buy. So you are

678
00:30:29,720 --> 00:30:33,600
Speaker 5: actually using things, you're making a better product. And then

679
00:30:33,600 --> 00:30:36,280
Speaker 5: I will make an Asian noodle soup which was something

680
00:30:36,320 --> 00:30:38,440
Speaker 5: like that, or add that to another soup, and it.

681
00:30:38,440 --> 00:30:40,640
Speaker 1: Is like use that in your risotto. Be I'm telling

682
00:30:40,680 --> 00:30:41,280
Speaker 1: you you can.

683
00:30:41,400 --> 00:30:44,320
Speaker 5: And it's it is, no kidding, one hundred times better

684
00:30:44,320 --> 00:30:46,760
Speaker 5: than anything you can buy. So I just had to

685
00:30:46,840 --> 00:30:49,440
Speaker 5: jump in there and like represent a bit of Gary redlick.

686
00:30:50,080 --> 00:30:52,160
Speaker 1: He'd be broad, he'd be broad that I was showing that.

687
00:30:52,200 --> 00:30:54,280
Speaker 1: He got a shout out on the pod today. Do

688
00:30:54,360 --> 00:30:57,360
Speaker 1: you let him know he's not even in his country,

689
00:30:57,400 --> 00:30:58,360
Speaker 1: but that doesn't matter.

690
00:30:59,200 --> 00:31:06,720
Speaker 5: He'll sell it in his bones, not his but the

691
00:31:06,720 --> 00:31:07,600
Speaker 5: ones he's been collected.

692
00:31:07,640 --> 00:31:10,600
Speaker 1: Yes, yes for broth, Yes, I love that.

693
00:31:10,640 --> 00:31:12,840
Speaker 5: But just thought I tighting but thank you for sharing.

694
00:31:13,200 --> 00:31:14,880
Speaker 5: I will get back off mike Robe belong now and

695
00:31:14,960 --> 00:31:15,240
Speaker 5: leave you.

696
00:31:15,280 --> 00:31:18,640
Speaker 1: To it, but we'll drag her on later.

697
00:31:18,760 --> 00:31:20,640
Speaker 4: I love it seen but not heard, please, I thought

698
00:31:20,640 --> 00:31:22,320
Speaker 4: you were going to talk about bubble and skork.

699
00:31:22,640 --> 00:31:25,000
Speaker 1: So there's so many things that we can do with food, right,

700
00:31:25,040 --> 00:31:26,800
Speaker 1: I feel like we're all good at that. We think

701
00:31:26,840 --> 00:31:29,200
Speaker 1: about food, we think about have you ever done a

702
00:31:29,280 --> 00:31:31,360
Speaker 1: cheese date where you have to take one cheese and

703
00:31:31,360 --> 00:31:35,120
Speaker 1: then all the friends take a cheese like instead of having, like,

704
00:31:35,200 --> 00:31:37,040
Speaker 1: you know, one friend do the cheese platter, which is

705
00:31:37,080 --> 00:31:40,880
Speaker 1: absolutely obnoxious. You're on hard cheese and a Lisa might

706
00:31:40,920 --> 00:31:43,440
Speaker 1: be on a soft cheese. I'm on a specific type

707
00:31:43,440 --> 00:31:45,160
Speaker 1: of condiment that goes with it, and we all have

708
00:31:45,280 --> 00:31:49,160
Speaker 1: to bring that, and then we do the community cheese board,

709
00:31:49,200 --> 00:31:51,280
Speaker 1: and then you have this epic community cheese board and

710
00:31:51,320 --> 00:31:54,080
Speaker 1: it didn't cost everyone an absolute bomb. Anyway. That's a

711
00:31:54,080 --> 00:31:56,960
Speaker 1: good idea. But let's move off food because as much

712
00:31:56,960 --> 00:31:59,760
Speaker 1: as our team adores a good snacko, there's so many

713
00:31:59,800 --> 00:32:02,800
Speaker 1: other things we could do, like gifts. Yes, let's talk

714
00:32:02,800 --> 00:32:05,160
Speaker 1: about regifting. Regifting regifting.

715
00:32:05,280 --> 00:32:09,200
Speaker 4: I automatically went to reusing paper cardboard et cetera, et cetera,

716
00:32:09,360 --> 00:32:12,920
Speaker 4: to give gifts, but regifting is also a really good idea.

717
00:32:13,160 --> 00:32:15,080
Speaker 1: You gave me a gift this morning, bag I did,

718
00:32:15,120 --> 00:32:16,520
Speaker 1: and I was looking at the paper and I was like, hmm,

719
00:32:16,720 --> 00:32:18,080
Speaker 1: I wonder if we could use it. Did you see

720
00:32:18,080 --> 00:32:19,320
Speaker 1: what I did with it? Or did you put it

721
00:32:19,320 --> 00:32:21,480
Speaker 1: in your bag? I folded it up and to go

722
00:32:21,480 --> 00:32:24,240
Speaker 1: good for you. It was so cute and it was

723
00:32:24,320 --> 00:32:26,680
Speaker 1: like that thicker paper. I was like, this is expensive.

724
00:32:26,760 --> 00:32:28,560
Speaker 1: You want to check about It's going in my my

725
00:32:28,600 --> 00:32:31,800
Speaker 1: wrapping paper drawer. Yeah, great idea, But what are your thoughts?

726
00:32:31,840 --> 00:32:33,600
Speaker 1: What happens if you get given a gift? And I

727
00:32:33,600 --> 00:32:35,840
Speaker 1: guess this is only me saying it because I've written

728
00:32:35,880 --> 00:32:38,800
Speaker 1: down gifts to talk about on the pod, So I

729
00:32:38,800 --> 00:32:40,800
Speaker 1: feel like I'm kind of awkward now talking about this

730
00:32:40,920 --> 00:32:42,840
Speaker 1: because I actually adore the gift that you've given me.

731
00:32:42,880 --> 00:32:46,200
Speaker 1: You will never see me regifted. But what do you

732
00:32:46,240 --> 00:32:48,120
Speaker 1: think about regifting? Do you think it's the right thing

733
00:32:48,160 --> 00:32:49,520
Speaker 1: to do, but the right thing to do? Like, I

734
00:32:49,560 --> 00:32:50,640
Speaker 1: think it's a frugal thing to do.

735
00:32:50,680 --> 00:32:53,800
Speaker 4: I think it's absolutely fine, But I think I probably

736
00:32:53,840 --> 00:32:58,280
Speaker 4: gift different. I'll find something very strange and gifted as

737
00:32:58,480 --> 00:32:59,640
Speaker 4: more of a jokey gift.

738
00:32:59,720 --> 00:33:00,920
Speaker 1: So that kind.

739
00:33:00,800 --> 00:33:03,560
Speaker 4: Of thing, like something that's under five dollars, say, like

740
00:33:03,600 --> 00:33:06,360
Speaker 4: a weird bottle opener or something no context behind it

741
00:33:06,400 --> 00:33:08,640
Speaker 4: and it's just very funny and you know, nothing that

742
00:33:08,720 --> 00:33:09,640
Speaker 4: was going to break the bank.

743
00:33:09,680 --> 00:33:11,120
Speaker 1: Basically is how I like to gift.

744
00:33:11,400 --> 00:33:14,960
Speaker 4: So those things are absolutely fine to regift because they're

745
00:33:15,120 --> 00:33:18,120
Speaker 4: useless but also funny, so you can regift it. But

746
00:33:18,160 --> 00:33:20,320
Speaker 4: even like if it's something more expensive, I think that

747
00:33:20,400 --> 00:33:22,040
Speaker 4: it's absolutely fine to regift.

748
00:33:22,280 --> 00:33:25,080
Speaker 1: I agree one probably keep track of who gifted it

749
00:33:25,120 --> 00:33:26,520
Speaker 1: to you so you don't give it back to them

750
00:33:26,560 --> 00:33:29,280
Speaker 1: because that could be awkward. But going back to this

751
00:33:29,360 --> 00:33:32,320
Speaker 1: reframing concept, I think we need to also reframe gifts,

752
00:33:32,840 --> 00:33:35,600
Speaker 1: so like a gift is something that I give you

753
00:33:35,680 --> 00:33:38,560
Speaker 1: beck or give somebody else to let them know that

754
00:33:38,600 --> 00:33:41,440
Speaker 1: I appreciate them and I want to celebrate them by

755
00:33:42,120 --> 00:33:45,560
Speaker 1: me partaking in the act of giving you that gift.

756
00:33:46,360 --> 00:33:49,640
Speaker 1: We did it. So what happens to that gift after that?

757
00:33:50,560 --> 00:33:52,880
Speaker 1: I don't think it matters too much, yea. And I

758
00:33:52,920 --> 00:33:54,920
Speaker 1: know people get really like tied up and they're like, oh,

759
00:33:54,920 --> 00:33:56,840
Speaker 1: they didn't like the gift. No, no, no, I loved the gift.

760
00:33:56,880 --> 00:33:59,880
Speaker 1: I was thought of. You put some time and energy

761
00:33:59,880 --> 00:34:02,400
Speaker 1: in thinking about something I might like. Maybe if I

762
00:34:02,400 --> 00:34:05,240
Speaker 1: didn't like it, I've gone and gifted it to somebody else.

763
00:34:05,240 --> 00:34:06,840
Speaker 1: And the gift was the fact that I didn't have

764
00:34:06,880 --> 00:34:09,880
Speaker 1: to buy them at present. But I think the act

765
00:34:10,040 --> 00:34:14,160
Speaker 1: of me giving you that gift, that's the gift in itself.

766
00:34:14,200 --> 00:34:17,400
Speaker 1: Like the gift served its purpose. I felt appreciated, I

767
00:34:17,440 --> 00:34:20,160
Speaker 1: felt thought about, and that's what you wanted from the gift,

768
00:34:20,239 --> 00:34:23,560
Speaker 1: right totally, So now we can love it and leave

769
00:34:23,560 --> 00:34:25,080
Speaker 1: it alone. I love that. Do you know what my

770
00:34:25,120 --> 00:34:26,360
Speaker 1: theory is? What's your theory?

771
00:34:26,440 --> 00:34:30,600
Speaker 4: You know those soap gift things come like soaps. I

772
00:34:30,680 --> 00:34:33,440
Speaker 4: reckon there is at least one out there that has

773
00:34:33,480 --> 00:34:36,719
Speaker 4: been regifted and regifted and it's just not been open

774
00:34:36,800 --> 00:34:38,920
Speaker 4: for twenty years, and now it's just found its way

775
00:34:39,000 --> 00:34:41,640
Speaker 4: somewhere else, because those are the most regifted things in

776
00:34:41,680 --> 00:34:43,880
Speaker 4: the world. So I almost want to receive one so

777
00:34:44,000 --> 00:34:45,280
Speaker 4: I can give it to someone else.

778
00:34:45,760 --> 00:34:49,040
Speaker 1: I was at Christmas time, actually, someone gave me a

779
00:34:49,080 --> 00:34:53,360
Speaker 1: real fancy box of lint ball chocolate. Yes, and I

780
00:34:53,400 --> 00:34:56,120
Speaker 1: love a lint ball, but I'd forgotten that I was

781
00:34:56,160 --> 00:35:00,680
Speaker 1: going in my parents' house for dinner. Perfect him, um, stunning.

782
00:35:01,040 --> 00:35:03,839
Speaker 1: I thought I listened to this episode please, But yeah,

783
00:35:03,880 --> 00:35:05,880
Speaker 1: I kind of regifted that that was good, but it

784
00:35:05,960 --> 00:35:09,120
Speaker 1: served its purpose. I was so excited that the stress

785
00:35:09,160 --> 00:35:11,840
Speaker 1: of having to pick something up on the way gone

786
00:35:12,040 --> 00:35:14,160
Speaker 1: totally and you can still eat them. Another thing I

787
00:35:14,200 --> 00:35:16,160
Speaker 1: really like doing that. I'm not sure you should do

788
00:35:16,200 --> 00:35:19,120
Speaker 1: because I don't think you can be trusted is DIY

789
00:35:19,160 --> 00:35:23,440
Speaker 1: beauty services? Oh yeah, don't trust me, So beauty services

790
00:35:23,480 --> 00:35:26,040
Speaker 1: for me, I think is a great DIY. I'm someone

791
00:35:26,040 --> 00:35:28,600
Speaker 1: who paints my nails and everyone's like, oh my gosh,

792
00:35:28,640 --> 00:35:31,239
Speaker 1: you're so good at painting your nails. I could never

793
00:35:31,920 --> 00:35:34,120
Speaker 1: I painted my nails like a toddler for a very

794
00:35:34,280 --> 00:35:36,000
Speaker 1: very long time. Like you know where you get it

795
00:35:36,000 --> 00:35:38,120
Speaker 1: all over your skin? Yes? Do you know the best

796
00:35:38,160 --> 00:35:40,200
Speaker 1: thing about that? If you use normal nail pollution, then

797
00:35:40,239 --> 00:35:42,040
Speaker 1: get it on your skin. You can go in the shower,

798
00:35:42,160 --> 00:35:43,880
Speaker 1: gets a bit warm, you just scritch it off and

799
00:35:43,880 --> 00:35:46,319
Speaker 1: then your nails are great. That's a great idea. I'm

800
00:35:46,320 --> 00:35:48,040
Speaker 1: not saying that that's the way we should always do it,

801
00:35:48,040 --> 00:35:49,960
Speaker 1: but when it comes to doing your own nails, practice

802
00:35:50,000 --> 00:35:51,920
Speaker 1: makes perfect, and I do my own. I don't go

803
00:35:51,960 --> 00:35:55,239
Speaker 1: and see someone else anymore, not because I don't value it.

804
00:35:55,680 --> 00:35:58,799
Speaker 1: I just one. I kind of like the active self care.

805
00:35:58,880 --> 00:36:01,600
Speaker 1: I always do it. Put f where Island or something on, yes,

806
00:36:01,640 --> 00:36:03,640
Speaker 1: And I like paint my nails and have a good

807
00:36:03,680 --> 00:36:06,200
Speaker 1: time and I just love doing it. But I also

808
00:36:06,280 --> 00:36:07,799
Speaker 1: love that I get to do it for myself, and

809
00:36:07,840 --> 00:36:09,839
Speaker 1: I've just gotten really good at it over time. I've

810
00:36:09,880 --> 00:36:13,000
Speaker 1: picked up a few different tools and things that I

811
00:36:13,040 --> 00:36:15,720
Speaker 1: wanted to purchase, and all of them have been less

812
00:36:15,840 --> 00:36:19,520
Speaker 1: than I guess the cost of a salon visit. And

813
00:36:19,600 --> 00:36:21,959
Speaker 1: not everyone cares about their nails, Like so many people

814
00:36:22,000 --> 00:36:26,160
Speaker 1: could not give to flying whatever is about doing their

815
00:36:26,160 --> 00:36:28,319
Speaker 1: own nails. But like, if there's something that you could

816
00:36:28,400 --> 00:36:31,319
Speaker 1: do yourself, is it possible? I mean I wouldn't risk

817
00:36:31,440 --> 00:36:34,719
Speaker 1: becoming blonde. I mean you would, you definitely would send

818
00:36:34,760 --> 00:36:37,160
Speaker 1: yourself blonde at home, but I wouldn't risk that. But

819
00:36:37,200 --> 00:36:39,759
Speaker 1: there are just things in my budget, Like I don't

820
00:36:39,760 --> 00:36:43,080
Speaker 1: get eyelash extensions anymore because I'm just so aware of

821
00:36:43,120 --> 00:36:45,000
Speaker 1: how much they were adding up, and I was like, oh,

822
00:36:45,200 --> 00:36:47,759
Speaker 1: I love it, not saying forever I will not have

823
00:36:47,880 --> 00:36:50,359
Speaker 1: lash extensions. Like there's something about and Beck. I don't

824
00:36:50,360 --> 00:36:53,279
Speaker 1: know if you ever resonate with this, but far out

825
00:36:53,320 --> 00:36:55,480
Speaker 1: I feel fifty times prettier with a set of really

826
00:36:55,560 --> 00:36:59,040
Speaker 1: nice slashes on. Oh my god, the confidence that that

827
00:36:59,160 --> 00:37:02,480
Speaker 1: instills in me is wild. Like I feel once I

828
00:37:02,480 --> 00:37:05,960
Speaker 1: get them taken off. Even though I have nice, natural,

829
00:37:06,200 --> 00:37:09,719
Speaker 1: normal eyelashes, I feel like a bald bandicoot. The second

830
00:37:09,760 --> 00:37:12,160
Speaker 1: they're gone, I'm like, what has happened? Everyone's going to

831
00:37:12,160 --> 00:37:15,200
Speaker 1: think I'm so ugly. Oh no, But I decided that

832
00:37:15,200 --> 00:37:16,919
Speaker 1: that wasn't in my budget for a little while because

833
00:37:16,960 --> 00:37:18,719
Speaker 1: it was just adding up and it was something that

834
00:37:18,719 --> 00:37:20,759
Speaker 1: one took a lot of time. But also I just

835
00:37:20,880 --> 00:37:23,160
Speaker 1: wasn't getting the value out of it, so I took

836
00:37:23,200 --> 00:37:25,400
Speaker 1: that out of my budget. Doing my own nails, I

837
00:37:25,440 --> 00:37:27,640
Speaker 1: do my own tan at home like I hardly ever

838
00:37:27,760 --> 00:37:29,480
Speaker 1: ever ever. I think the last time I got was

839
00:37:29,520 --> 00:37:31,279
Speaker 1: my wedding, and prior to that, I don't think I'd

840
00:37:31,280 --> 00:37:33,759
Speaker 1: ever had a professional spray tan right. Do that at

841
00:37:33,760 --> 00:37:36,880
Speaker 1: home as well. Do my own eyebrows at home, Yeah, like,

842
00:37:36,920 --> 00:37:39,360
Speaker 1: I love doing it. I will go out occasionally, but

843
00:37:39,400 --> 00:37:41,919
Speaker 1: I think that there's something about embracing and learning more

844
00:37:41,960 --> 00:37:44,160
Speaker 1: about being able to do that so if you're like, oh,

845
00:37:44,239 --> 00:37:47,040
Speaker 1: I could never paint my own nails, why why can't

846
00:37:47,040 --> 00:37:48,719
Speaker 1: you just give it a crack? Why can't you just

847
00:37:48,880 --> 00:37:50,880
Speaker 1: have a turn, Like do it when you're not going

848
00:37:50,880 --> 00:37:53,440
Speaker 1: to a really big event. Obviously, don't try it the

849
00:37:53,520 --> 00:37:55,920
Speaker 1: day before because that would send me into a meltdown.

850
00:37:56,440 --> 00:37:58,879
Speaker 1: But I think it's yeah, very sexy. You're good at

851
00:37:58,960 --> 00:38:01,560
Speaker 1: beauty services act now I think about it deeply.

852
00:38:01,680 --> 00:38:04,040
Speaker 4: Back, I am. I do do everything at home myself.

853
00:38:04,040 --> 00:38:06,759
Speaker 4: I've never been to a hairdresser. I only used to

854
00:38:07,360 --> 00:38:09,440
Speaker 4: maybe get my eyes your own hair, I cut my

855
00:38:09,440 --> 00:38:11,400
Speaker 4: own hair. Just someone else do that for you. You

856
00:38:11,480 --> 00:38:13,680
Speaker 4: don't know what you just have had it I do.

857
00:38:13,760 --> 00:38:16,160
Speaker 1: But you look like you're so cool. Oh thank you,

858
00:38:16,200 --> 00:38:18,520
Speaker 1: that's so nice. I think you're just good at it.

859
00:38:18,600 --> 00:38:20,560
Speaker 4: I've done it for so long for starters. But also

860
00:38:20,600 --> 00:38:23,520
Speaker 4: I don't care enough about like, if it's long at the.

861
00:38:23,480 --> 00:38:27,280
Speaker 1: Back, you literally have a mullet. I probably haven't.

862
00:38:27,800 --> 00:38:30,440
Speaker 4: I'm so happy to just get like literal paper scissors

863
00:38:30,480 --> 00:38:33,360
Speaker 4: and cut I don't actually too much. So if you

864
00:38:33,400 --> 00:38:36,520
Speaker 4: do value the quality or the health of your hair

865
00:38:36,560 --> 00:38:39,080
Speaker 4: and you want it a certain way, maybe don't do

866
00:38:39,160 --> 00:38:39,600
Speaker 4: it at home.

867
00:38:39,680 --> 00:38:42,120
Speaker 1: I'm glad I gifted you Oliplex because you sure need it.

868
00:38:42,200 --> 00:38:44,880
Speaker 4: I use the whole bottle was great, but not even like,

869
00:38:44,920 --> 00:38:46,480
Speaker 4: you know, make my hair blonde and.

870
00:38:46,400 --> 00:38:48,919
Speaker 1: Yep, stunning for your Barbie party. You might have seen

871
00:38:48,960 --> 00:38:50,120
Speaker 1: that you came as.

872
00:38:50,000 --> 00:38:52,399
Speaker 4: Blonde can yeah, and you might have thought, wow, she's

873
00:38:52,680 --> 00:38:53,399
Speaker 4: bleached her hair.

874
00:38:53,600 --> 00:38:56,000
Speaker 1: Actually thought you'd bleach your hair again. And I was like,

875
00:38:56,080 --> 00:38:59,799
Speaker 1: this is commitment, Like you turned up, you were a

876
00:38:59,800 --> 00:39:03,239
Speaker 1: hot don't worry, thank you, But also what did you do?

877
00:39:03,760 --> 00:39:07,480
Speaker 4: So believe it or not, VICKI d I spent less

878
00:39:07,480 --> 00:39:10,640
Speaker 4: than twenty dollars on this whole outfit. So the actual

879
00:39:11,080 --> 00:39:13,000
Speaker 4: stuff that was in my hair was spray paint.

880
00:39:13,239 --> 00:39:15,120
Speaker 1: What was so sorry? Hair spray? Do you know what?

881
00:39:15,200 --> 00:39:17,400
Speaker 1: I wouldn't be surprised if you said I put actual

882
00:39:17,440 --> 00:39:19,080
Speaker 1: spray paint in my hair, I'd be like, of course

883
00:39:19,080 --> 00:39:19,359
Speaker 1: she did.

884
00:39:19,360 --> 00:39:23,120
Speaker 4: It's back, that's very nice. I wasn't opposed to the idea,

885
00:39:23,360 --> 00:39:25,839
Speaker 4: it's just that this was cheaper. So I love two

886
00:39:25,880 --> 00:39:28,640
Speaker 4: dollar shops. I really think that you can might anything

887
00:39:28,640 --> 00:39:30,719
Speaker 4: at a two dollar shop. Yeah, and I don't know

888
00:39:30,719 --> 00:39:34,200
Speaker 4: if I'm missing something here, but they're so cheap like days,

889
00:39:34,239 --> 00:39:36,160
Speaker 4: so For example, I don't if I'm pronouncing that right,

890
00:39:37,000 --> 00:39:40,080
Speaker 4: dizo dizo. It is so cheap, and I just can't

891
00:39:40,360 --> 00:39:42,759
Speaker 4: imagine why you would spend more anywhere else.

892
00:39:42,800 --> 00:39:45,200
Speaker 1: Like it's like when people buy a bag of oats,

893
00:39:45,760 --> 00:39:48,279
Speaker 1: why buying the brand name o? Yes, exactly, I just

894
00:39:48,280 --> 00:39:50,080
Speaker 1: don't get it. I don't think I'll ever get that.

895
00:39:50,160 --> 00:39:52,359
Speaker 1: I don't care how much money I have. One day,

896
00:39:52,520 --> 00:39:54,919
Speaker 1: I hope to be worth millions. Ye's not gonna happen,

897
00:39:55,000 --> 00:39:57,640
Speaker 1: but one day, yeah, I'll still buy home brand notes. Like,

898
00:39:57,640 --> 00:40:00,399
Speaker 1: I just can't justify it totally. I mean, bring money

899
00:40:00,440 --> 00:40:02,360
Speaker 1: down the drain. What do you mean You're buying brand

900
00:40:02,440 --> 00:40:06,000
Speaker 1: name flour and sugar? Is it not the same thing? Totally?

901
00:40:06,200 --> 00:40:08,520
Speaker 4: What I do understand that there are some things that

902
00:40:08,840 --> 00:40:10,839
Speaker 4: are more ethically sourced and stuff like that.

903
00:40:10,880 --> 00:40:13,040
Speaker 1: So that's not the conversation we're having here today. I

904
00:40:13,120 --> 00:40:17,400
Speaker 1: think that there's definitely a conversation to have about ethics, sure,

905
00:40:17,560 --> 00:40:20,240
Speaker 1: but I think we also need to overlay the fact

906
00:40:20,320 --> 00:40:25,680
Speaker 1: that sometimes ethics are not feasible to one thousand percent

907
00:40:25,719 --> 00:40:28,200
Speaker 1: take into consideration. Sometimes we're doing the best that we

908
00:40:28,280 --> 00:40:30,560
Speaker 1: possibly can. Yeah, totally mean, Like I feel like a

909
00:40:30,560 --> 00:40:33,000
Speaker 1: lot of people, and we've done episodes on ethical investing,

910
00:40:33,040 --> 00:40:35,960
Speaker 1: We've done episodes on you know, fast fashion and our

911
00:40:36,000 --> 00:40:38,960
Speaker 1: thoughts on them, and I think, you know, it's a

912
00:40:39,120 --> 00:40:42,360
Speaker 1: privilege and I'm not someone who buys fast fashion because

913
00:40:42,520 --> 00:40:44,839
Speaker 1: I have the absolute privilege of being able to make

914
00:40:44,880 --> 00:40:46,120
Speaker 1: that decision. Totally.

915
00:40:46,200 --> 00:40:48,640
Speaker 4: No, I completely agree. That's not the conversation we're having today,

916
00:40:48,640 --> 00:40:50,120
Speaker 4: but I just wanted to let people know that. I

917
00:40:50,160 --> 00:40:51,919
Speaker 4: think it's important to point out too, in.

918
00:40:51,840 --> 00:40:53,719
Speaker 1: Case people come and say, you know.

919
00:40:53,800 --> 00:40:57,160
Speaker 4: Oh, truly, we can't know, which I completely understand the

920
00:40:57,160 --> 00:40:59,040
Speaker 4: side of and I completely do try and do that,

921
00:40:59,200 --> 00:41:01,880
Speaker 4: but yes, we are talking about sometimes it not being feasible.

922
00:41:02,360 --> 00:41:05,160
Speaker 1: And what I'm saying is this hairspray that I bought

923
00:41:05,320 --> 00:41:05,640
Speaker 1: was like.

924
00:41:05,680 --> 00:41:08,800
Speaker 4: Three dollars money win, and the little bum bag that

925
00:41:08,800 --> 00:41:10,879
Speaker 4: you might have seen that was hot, Yeah, very cheap.

926
00:41:10,920 --> 00:41:12,399
Speaker 1: I think it was like ten dollars or so. Having

927
00:41:12,440 --> 00:41:16,040
Speaker 1: their snacks kids, there was a vape in there was.

928
00:41:16,320 --> 00:41:21,160
Speaker 4: Three vapes in there, and chewing gum just in case

929
00:41:21,239 --> 00:41:22,799
Speaker 4: you never know when you're gonna get a little smooch,

930
00:41:22,840 --> 00:41:25,080
Speaker 4: and I didn't get one, so that could have been thrown.

931
00:41:25,560 --> 00:41:28,520
Speaker 1: Not a single one. I'm surprised. You looked hot as hell.

932
00:41:28,640 --> 00:41:30,520
Speaker 1: Thank you, that's so nice. Maybe it was because you

933
00:41:30,560 --> 00:41:33,920
Speaker 1: had three vapes. People were like red flag. Maybe that's true.

934
00:41:34,040 --> 00:41:38,560
Speaker 1: I opened it up to get the gum out forest mood. Yeah, yeah,

935
00:41:38,640 --> 00:41:39,359
Speaker 1: that was the vapes.

936
00:41:39,400 --> 00:41:43,160
Speaker 4: No illegal, I think they are, but they're getting there anyway.

937
00:41:43,440 --> 00:41:46,200
Speaker 4: That's I would say, probably the best course of action. Also,

938
00:41:46,239 --> 00:41:48,279
Speaker 4: like I wanted to get a scarf to look more

939
00:41:48,320 --> 00:41:52,799
Speaker 4: like ken four dollars money win. I didn't actually buy it,

940
00:41:53,000 --> 00:41:55,480
Speaker 4: but I thought about it, and I was like four bucks.

941
00:41:55,840 --> 00:41:59,120
Speaker 1: You didn't buy it like five finger discount, or you

942
00:41:59,160 --> 00:42:01,120
Speaker 1: just didn't wear us. Oh no, I mean I didn't

943
00:42:01,120 --> 00:42:03,120
Speaker 1: wear a scarf. I should say, I should say here,

944
00:42:03,160 --> 00:42:05,680
Speaker 1: I am being like you said, four dollars money in

945
00:42:05,760 --> 00:42:08,880
Speaker 1: for this scaff but I didn't buy it. It sounded

946
00:42:08,920 --> 00:42:09,960
Speaker 1: a lot like you stole it.

947
00:42:10,000 --> 00:42:12,520
Speaker 4: Ba See I just put it on walked straight out

948
00:42:12,520 --> 00:42:13,799
Speaker 4: of that at all.

949
00:42:14,160 --> 00:42:14,440
Speaker 1: It all.

950
00:42:14,760 --> 00:42:16,360
Speaker 4: What I'm saying is go to two dollars shops. You

951
00:42:16,440 --> 00:42:18,600
Speaker 4: might be surprised by what you'll find in there. That's

952
00:42:18,680 --> 00:42:20,400
Speaker 4: not that bad of quality, you know.

953
00:42:20,640 --> 00:42:22,759
Speaker 1: I agree. The reject shop is also another good one.

954
00:42:22,800 --> 00:42:24,799
Speaker 1: I love reject shop. I love the reject shop. There's

955
00:42:24,840 --> 00:42:27,560
Speaker 1: one in the suburb that I live in, and they're great,

956
00:42:27,840 --> 00:42:30,760
Speaker 1: like I've walked around so many times. Also, the food

957
00:42:30,880 --> 00:42:34,200
Speaker 1: section in the reject shop changes all the time, so

958
00:42:34,280 --> 00:42:36,600
Speaker 1: you can't get consistency out of them, but they are

959
00:42:36,640 --> 00:42:40,160
Speaker 1: definitely cheap, so definitely check out that. I feel like

960
00:42:40,160 --> 00:42:42,680
Speaker 1: there's so many ideas, but at the end of the day,

961
00:42:42,680 --> 00:42:44,759
Speaker 1: I feel like cost of living care we're embracing. We

962
00:42:44,800 --> 00:42:47,359
Speaker 1: think it's very sexy, but there are a few things

963
00:42:47,360 --> 00:42:49,480
Speaker 1: that we can do to get ourselves I guess more

964
00:42:49,520 --> 00:42:52,319
Speaker 1: on track. So I know it's not sexy back, but

965
00:42:52,360 --> 00:42:54,040
Speaker 1: I'm going to recommend we do our budget. I'm going

966
00:42:54,080 --> 00:42:55,799
Speaker 1: to sit down with you and do a budget really soon,

967
00:42:55,920 --> 00:42:57,680
Speaker 1: thank you, and we're going to talk through what it

968
00:42:57,719 --> 00:43:00,880
Speaker 1: looks like, how it works, how to budgets so that

969
00:43:00,920 --> 00:43:04,279
Speaker 1: you don't feel like you're being restricted. So you need

970
00:43:04,320 --> 00:43:06,040
Speaker 1: to look at your budget and cash flow because that's

971
00:43:06,120 --> 00:43:08,960
Speaker 1: just a tool to tell you what's coming in and

972
00:43:09,000 --> 00:43:11,759
Speaker 1: then what's going out, as opposed to saying, oh, I Beck,

973
00:43:11,800 --> 00:43:13,680
Speaker 1: you now need to reduce how much to spending on grocery.

974
00:43:13,680 --> 00:43:15,440
Speaker 1: It's like no, no, no. If you're comfy with it,

975
00:43:15,719 --> 00:43:18,799
Speaker 1: let's be comfy with it. Let's just understand how you're

976
00:43:18,800 --> 00:43:21,960
Speaker 1: putting those dollars to work, because you might be surprised

977
00:43:22,080 --> 00:43:24,400
Speaker 1: to find that vapes are really expensive and maybe you

978
00:43:24,400 --> 00:43:26,920
Speaker 1: didn't need three, you know, So I think you end

979
00:43:27,000 --> 00:43:30,000
Speaker 1: up being quite confronted with your own costs and you

980
00:43:30,080 --> 00:43:32,080
Speaker 1: might go far out. I didn't realize that I'm spending

981
00:43:32,120 --> 00:43:34,200
Speaker 1: that much on a barbie party. Not willing to do

982
00:43:34,239 --> 00:43:37,080
Speaker 1: my budget this month, So sit down, do your budget.

983
00:43:37,400 --> 00:43:40,000
Speaker 1: Something else if you're really struggling is our friends at

984
00:43:40,000 --> 00:43:43,840
Speaker 1: the National Debt Helpline. They have free financial counseling services.

985
00:43:43,880 --> 00:43:45,920
Speaker 1: So I think that if you need a bit more

986
00:43:45,920 --> 00:43:48,359
Speaker 1: emotional support, or even just to chat one on one

987
00:43:48,400 --> 00:43:50,880
Speaker 1: with somebody, because unfortunately that she's on the money community.

988
00:43:50,920 --> 00:43:52,640
Speaker 1: Like we've got this podcast and we try as hard

989
00:43:52,680 --> 00:43:55,640
Speaker 1: as possible, but like we can't give you personal advice,

990
00:43:55,920 --> 00:43:57,440
Speaker 1: So if you're in a little bit of a pickle,

991
00:43:57,560 --> 00:43:59,479
Speaker 1: maybe give them a buzz and have a chat because

992
00:43:59,480 --> 00:44:01,719
Speaker 1: they are some of the most delightful people in the

993
00:44:01,880 --> 00:44:04,520
Speaker 1: entire world. And as always we will put the link

994
00:44:04,680 --> 00:44:06,399
Speaker 1: to them in the show notes so that you can

995
00:44:06,440 --> 00:44:11,040
Speaker 1: find some more information, do a comparison, go through your bills,

996
00:44:11,280 --> 00:44:13,319
Speaker 1: so like, this is something that I haven't done in

997
00:44:13,320 --> 00:44:14,960
Speaker 1: a really long time. And I was actually talking to

998
00:44:15,040 --> 00:44:17,640
Speaker 1: Josh who's on reception at AARN and I love him,

999
00:44:17,680 --> 00:44:19,840
Speaker 1: Like I'm calling it now, He's going to be talent

1000
00:44:19,920 --> 00:44:22,120
Speaker 1: one day and you're going to see him and I'm

1001
00:44:22,120 --> 00:44:24,160
Speaker 1: going to be like, I knew him before he was famous. Agree,

1002
00:44:24,200 --> 00:44:27,080
Speaker 1: It's like you right, I knew her before she was famous. Oh,

1003
00:44:27,320 --> 00:44:29,520
Speaker 1: but he and I were talking about our phone bills

1004
00:44:29,560 --> 00:44:31,600
Speaker 1: because I feel like I just walk around to the

1005
00:44:31,600 --> 00:44:34,319
Speaker 1: AARN office talking about money stuff. I'm like, oh, you're

1006
00:44:34,360 --> 00:44:36,920
Speaker 1: no money saving tip, I got one for you. Anyway,

1007
00:44:36,960 --> 00:44:39,640
Speaker 1: we're both comparing our phone bills and he was with

1008
00:44:39,719 --> 00:44:42,400
Speaker 1: a Masim. I'm now switching to a Masim because it

1009
00:44:42,520 --> 00:44:44,479
Speaker 1: was such a good deal for the amount of data

1010
00:44:44,480 --> 00:44:46,600
Speaker 1: he was getting for the cost he was paying. I

1011
00:44:46,680 --> 00:44:48,720
Speaker 1: was like, I'm not getting up. I'm paying like double

1012
00:44:48,719 --> 00:44:50,439
Speaker 1: what the heck in And then I was like, but

1013
00:44:50,600 --> 00:44:52,719
Speaker 1: is there an issue with coverage? He's like absolutely not,

1014
00:44:53,040 --> 00:44:56,040
Speaker 1: like things have come around wow. And I was like, okay,

1015
00:44:56,080 --> 00:44:58,520
Speaker 1: well I'm all in. So anyway, I think we should

1016
00:44:58,560 --> 00:45:02,600
Speaker 1: always go through our budgets and question things. So even

1017
00:45:02,600 --> 00:45:04,400
Speaker 1: if you're like, no, no, no. I went through and I

1018
00:45:04,480 --> 00:45:06,200
Speaker 1: checked my energy a couple of years ago and I

1019
00:45:06,200 --> 00:45:08,719
Speaker 1: picked the right one. Have you double checked it? Have

1020
00:45:08,800 --> 00:45:12,440
Speaker 1: you made sure that's the best option, Because loyalty tax,

1021
00:45:12,480 --> 00:45:15,360
Speaker 1: which we've done a whole episode on, is real and

1022
00:45:15,400 --> 00:45:17,520
Speaker 1: they might just be adding it up. Maybe you haven't

1023
00:45:17,560 --> 00:45:20,120
Speaker 1: seen a new sign on offer that would save you

1024
00:45:20,120 --> 00:45:21,640
Speaker 1: a whole heap of dosh, and I think that that's

1025
00:45:21,680 --> 00:45:25,040
Speaker 1: a really important thing to do. So check everything out

1026
00:45:25,080 --> 00:45:27,919
Speaker 1: and make sure that you are getting the best possible deal.

1027
00:45:27,960 --> 00:45:29,799
Speaker 1: Because even if you were getting the best deal, which

1028
00:45:29,840 --> 00:45:32,080
Speaker 1: to be honest, back with my other mobile coming, I

1029
00:45:32,080 --> 00:45:35,879
Speaker 1: thought I was. Turns out now things have changed, So

1030
00:45:36,120 --> 00:45:38,200
Speaker 1: definitely be on it and kind of keep your finger

1031
00:45:38,200 --> 00:45:40,640
Speaker 1: on the poles. That's a great idea. You have spoken

1032
00:45:40,840 --> 00:45:43,919
Speaker 1: historically about food banks. Yes, great, how do we find

1033
00:45:43,920 --> 00:45:46,239
Speaker 1: information about that? Like, tell me a bit more about that,

1034
00:45:46,239 --> 00:45:48,440
Speaker 1: because I feel like, right now, yeah, that's the thing

1035
00:45:48,480 --> 00:45:49,320
Speaker 1: that we should be sharing.

1036
00:45:49,520 --> 00:45:52,200
Speaker 4: I think that depending on where you live, you might

1037
00:45:52,280 --> 00:45:54,480
Speaker 4: have what is called like a good calm and at work,

1038
00:45:54,560 --> 00:45:56,640
Speaker 4: or like something that's on Facebook that kind of like

1039
00:45:56,680 --> 00:45:59,239
Speaker 4: binds your community together and you might be able to

1040
00:45:59,239 --> 00:46:01,080
Speaker 4: look for food, pains, trees or just keep up to

1041
00:46:01,160 --> 00:46:03,520
Speaker 4: date with what's going on around your area. But if

1042
00:46:03,560 --> 00:46:05,120
Speaker 4: you google it or even like, I don't know if

1043
00:46:05,120 --> 00:46:06,799
Speaker 4: you've heard of lentils as anything. I don't know if

1044
00:46:06,800 --> 00:46:07,440
Speaker 4: they're still a thing.

1045
00:46:07,520 --> 00:46:09,560
Speaker 1: They're not, but we can talk about them. Can we

1046
00:46:09,640 --> 00:46:12,160
Speaker 1: still about them? They were so cool. That was so

1047
00:46:12,400 --> 00:46:15,520
Speaker 1: great pay what you can afford. I loved that idea.

1048
00:46:15,680 --> 00:46:17,560
Speaker 1: So for those of you who aren't in Melbourne, it

1049
00:46:17,640 --> 00:46:20,680
Speaker 1: was a restaurant where you could go and eat a

1050
00:46:20,760 --> 00:46:23,000
Speaker 1: meal and pay what you could afford, and if you

1051
00:46:23,040 --> 00:46:25,480
Speaker 1: couldn't afford anything, well you didn't pay anything totally.

1052
00:46:25,560 --> 00:46:27,640
Speaker 4: And the way I think that they kind of had

1053
00:46:27,640 --> 00:46:30,120
Speaker 4: that running was the people inside the kitchen with volunteers

1054
00:46:30,160 --> 00:46:31,440
Speaker 4: I believe, so wholesome.

1055
00:46:31,640 --> 00:46:33,000
Speaker 1: It was just perfect.

1056
00:46:33,239 --> 00:46:35,000
Speaker 4: If you couldn't pay anything, then you would commit to

1057
00:46:35,040 --> 00:46:37,319
Speaker 4: like volunteering for a couple of hours or something. So

1058
00:46:37,480 --> 00:46:40,000
Speaker 4: it was just perfect. But anyway, that is very very

1059
00:46:40,040 --> 00:46:42,400
Speaker 4: sad to hear. I would say, just google what's near you.

1060
00:46:42,480 --> 00:46:45,120
Speaker 4: I know what's around Brunswick because they live there. But

1061
00:46:45,640 --> 00:46:47,279
Speaker 4: I do want to say our producer is just let

1062
00:46:47,360 --> 00:46:49,160
Speaker 4: us know that there is this place you can go

1063
00:46:49,200 --> 00:46:52,320
Speaker 4: it's called ask izzy, a free online directory for support

1064
00:46:52,360 --> 00:46:56,480
Speaker 4: services around Australia run by tech not for profit info Exchange.

1065
00:46:56,760 --> 00:47:00,359
Speaker 4: So ask izzy basically provides the public with information tax

1066
00:47:00,400 --> 00:47:03,680
Speaker 4: for services relevant to their needs and in their area.

1067
00:47:04,160 --> 00:47:06,640
Speaker 1: So everything that's really wholesome. Thank you for sharing that.

1068
00:47:06,840 --> 00:47:10,560
Speaker 4: Everything from housing assistance and legal representation to public toilets.

1069
00:47:10,680 --> 00:47:14,160
Speaker 1: Oh, everything, everything, everything, all the way till the bathroom

1070
00:47:14,280 --> 00:47:17,560
Speaker 1: sink exactly. Bathroom sink that you can use. That's great,

1071
00:47:17,840 --> 00:47:20,759
Speaker 1: Thank you producer. Oh, I'm glad that she gave us that.

1072
00:47:20,960 --> 00:47:23,200
Speaker 1: But ask Ezzi is a really cool resource. I've seen

1073
00:47:23,239 --> 00:47:28,120
Speaker 1: it floating around. Also something else before we go, libraries, Oh,

1074
00:47:28,160 --> 00:47:30,520
Speaker 1: free resources. I think the libraries are one of the

1075
00:47:30,600 --> 00:47:33,760
Speaker 1: last places you can go to hang out in public

1076
00:47:34,080 --> 00:47:38,120
Speaker 1: that don't expect you to have some kind of financial exchange. True,

1077
00:47:38,239 --> 00:47:39,919
Speaker 1: Like you can turn up with a bottle of water

1078
00:47:40,040 --> 00:47:42,279
Speaker 1: and read a book for a few hours and no

1079
00:47:42,320 --> 00:47:44,279
Speaker 1: one's going to ask you to buy a coffee or

1080
00:47:44,360 --> 00:47:46,200
Speaker 1: like you know, put money anywhere. And I think that

1081
00:47:46,200 --> 00:47:48,600
Speaker 1: that's really wholesome. I love that. All right. Well, I

1082
00:47:48,640 --> 00:47:51,560
Speaker 1: am not done talking about the cost of living core,

1083
00:47:52,040 --> 00:47:54,760
Speaker 1: but I feel like we've run out of time unfortunately,

1084
00:47:54,800 --> 00:47:58,080
Speaker 1: so let's continue this conversation online. Guys, please post in

1085
00:47:58,120 --> 00:48:00,440
Speaker 1: our community all of your tips and tricks. Slide into

1086
00:48:00,440 --> 00:48:03,120
Speaker 1: our DMS. Slide into Beck's DMS with your cost of

1087
00:48:03,160 --> 00:48:05,840
Speaker 1: care living tips because each week on our Friday episode,

1088
00:48:05,880 --> 00:48:08,359
Speaker 1: Beck does the broke tip, and I feel like she's

1089
00:48:08,400 --> 00:48:10,200
Speaker 1: starting to run out of ideas. And when I say

1090
00:48:10,239 --> 00:48:12,479
Speaker 1: run out of ideas, she forgets what she's talked about

1091
00:48:12,480 --> 00:48:15,399
Speaker 1: and what she hasn't So please go and give Beck

1092
00:48:15,440 --> 00:48:17,360
Speaker 1: your tips and us your tips, because we want to

1093
00:48:17,360 --> 00:48:18,799
Speaker 1: be able to share them. And I think that there's

1094
00:48:18,840 --> 00:48:22,320
Speaker 1: something really sexy about taking our power back and actually

1095
00:48:22,320 --> 00:48:26,279
Speaker 1: becoming financially confident, even when we might not have as

1096
00:48:26,360 --> 00:48:28,480
Speaker 1: much money as we would like to have. Love that

1097
00:48:28,680 --> 00:48:30,520
Speaker 1: all right, Well, we'll see you guys on Friday. Have

1098
00:48:30,600 --> 00:48:32,720
Speaker 1: the best week. We love you so much. Bye, guys.

1099
00:48:39,000 --> 00:48:41,520
Speaker 6: The advice shared on She's on the Money is general

1100
00:48:41,600 --> 00:48:45,480
Speaker 6: in nature and does not consider your individual circumstances. She's

1101
00:48:45,520 --> 00:48:47,279
Speaker 6: on the Money exists purely for.

1102
00:48:47,360 --> 00:48:50,239
Speaker 1: Educational purposes and should not be relied upon to make

1103
00:48:50,280 --> 00:48:53,520
Speaker 1: an investment or financial decision. If you do choose to

1104
00:48:53,520 --> 00:48:55,160
Speaker 1: buy a financial product.

1105
00:48:54,840 --> 00:48:58,800
Speaker 6: Read the PDS, TMD and obtain appropriate financial advice tailored

1106
00:48:58,840 --> 00:49:02,320
Speaker 6: towards your needs. Victoria Divine and She's on the Money

1107
00:49:02,320 --> 00:49:05,759
Speaker 6: are authorized representatives of money sherper P, T Y L

1108
00:49:05,840 --> 00:49:08,480
Speaker 6: t D A b N three two one six four

1109
00:49:08,560 --> 00:49:11,520
Speaker 6: nine two seven seven zero eight a F s L

1110
00:49:11,680 --> 00:49:15,879
Speaker 6: four five one two eight nine