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Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud or

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Speaker 1: the Order Kerni Whaltbury and a waddery woman. And before

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Speaker 1: we get started on She's on the Money podcast, I

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Speaker 1: would like to acknowledge the traditional custodians of the land

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Speaker 1: of which this podcast is recorded on a wondery country,

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Speaker 1: acknowledging the elders, the ancestors and the next generation coming through.

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Speaker 1: As this podcast is about connecting, empowering, knowledge sharing and

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Speaker 1: the storytelling of you to make a difference for today

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Speaker 1: and lasting impact for tomorrow.

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Speaker 2: Let's get into it.

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Speaker 3: She's on the Money, She's on the Money.

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Speaker 2: Hello, and welcome to She's on the Money, the podcast

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Speaker 2: that helps you make savvy financial decisions while dodging financial

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Speaker 2: traps disguised as golden opportunities. My friends, I am your host,

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Speaker 2: Victoria Devine, and today we're going to dive into the

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Speaker 2: murky world of promises, pyramids, and water. Yeah you heard

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Speaker 2: me write water, specifically the six and a half thousand

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Speaker 2: dollars water machine that claims to transform your life, your health,

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Speaker 2: and maybe even your finances. If you've been with us

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Speaker 2: for our past episodes on Multi Level marketing. You probably

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Speaker 2: already know how these schemes work, and if you haven't,

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Speaker 2: check out our deep dive on why ninety nine percent

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Speaker 2: of people lose money in MLMs and why they are

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Speaker 2: so hard to leave. Trust me, you're going to want

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Speaker 2: that context because today we're going to focus on one

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Speaker 2: particular MLM that's energic and it's cage and water machines.

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Speaker 2: It's a scheme that is so slick it even markets

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Speaker 2: itself as a movement and as a brotherhood. Good. But

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Speaker 2: here's the twist. This isn't your average multi level marketing

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Speaker 2: business pedaling makeup or candles. N Ergic is in a

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Speaker 2: league of its own as a high ticket opportunity with

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Speaker 2: sky high costs to join and even bigger risks when

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Speaker 2: they go wrong. And that's exactly what I get to

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Speaker 2: unpack today. Because I have done all of the snooping

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Speaker 2: for you. We're going to be talking about how they

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Speaker 2: steep by in set and energic apart, and why it

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Speaker 2: might be even more damaging than the MLMs we've already

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Speaker 2: covered before. Stick around because this one is a doozy,

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Speaker 2: So grab a coffee or maybe just a cup of

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Speaker 2: plane tapwater, and we can get into it. If you've

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Speaker 2: listened to me talk about multi level marketing businesses before,

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Speaker 2: you will know that the key difference between a multi

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Speaker 2: level marketing business and a pyramid scheme is that a

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Speaker 2: legitimate multi level marketing business has a product. So let's

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Speaker 2: take a closer look at the product that sets kang

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Speaker 2: and Water apart from all those other dubious ventures. Spoiler alert,

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Speaker 2: it's water, but not just any water. This is Kangan water,

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Speaker 2: which we're told means return to origins in Japanese. It

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Speaker 2: sounds almost spiritual, doesn't It Like it's going to whisk

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Speaker 2: your way to some primordial, utopian version of yourself. Except

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Speaker 2: it's still just water. Enalgic claims that their machines have

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Speaker 2: been transforming lives in Japan for over five decades. What's

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Speaker 2: their pitch kangon water quote restores your body to its

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Speaker 2: original alkaline state. Now, I don't know about you, but

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Speaker 2: I didn't realize my body had wandered off from its

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Speaker 2: alkaline origins. Apparently, regular old tap water just isn't going

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Speaker 2: to cut the mustard anymore. Clearly, I have been missing

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Speaker 2: out on the life changing power of expensive H two,

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Speaker 2: their top of the range machine is going to set

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Speaker 2: you back six seven hundred dollars, and Nalgic makes sure

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Speaker 2: that no matter you'll findinancial situation, you still have the

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Speaker 2: brilliant opportunity to buy into this scheme. If you don't

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Speaker 2: have six and a half grand lying around for a

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Speaker 2: Cangam water machine, don't worry, though. They are so happy

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Speaker 2: to help offer you financing options to make the purchase

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Speaker 2: completely accessible. They say. These payment plans often come with

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Speaker 2: interest rates that start get this, at just ten percent,

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Speaker 2: but will jump to a staggering twenty five percent if

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Speaker 2: you miss a payment. That's not convenient, my friend. That

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Speaker 2: is a financial trap, and it doesn't stop there. In

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Speaker 2: some cases, distributors go as far as encouraging recruits to

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Speaker 2: turn to payday loans or other really high interest financing

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Speaker 2: options to buy their way into this scheme. According to

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Speaker 2: an ABC investigation, one ex distributor get this, this was

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Speaker 2: wild to me was even directed to a payday lender

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Speaker 2: owned by another and Nergic distributor. Talk about a conflict

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Speaker 2: of interest, and it got worse from there. This same person,

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Speaker 2: who couldn't even afford one machine, was pressured into buying

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Speaker 2: multiple machines to quote skip the queue in a Nargic's

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Speaker 2: labyrinth commission structure and Nagic's own policies explicitly prohibit distributors

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Speaker 2: from on selling machines that they purchase for themselves. The

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Speaker 2: hypocrisy is completely astounding. It's a system that seems designed

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Speaker 2: to push people into financial ruin. You can't even sell

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Speaker 2: it if you buy it, and it doesn't suit your lifestyle.

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Speaker 2: But the message here is very clear, whatever it takes,

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Speaker 2: you just need to get that machine. These predatory payment

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Speaker 2: practices don't just lock people into debt, they actually prey

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Speaker 2: on financial vulnerability. They leave participants in a worse off

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Speaker 2: position than the day that they started. For a company

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Speaker 2: that quotes sells freedom, it seems like the only people

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Speaker 2: that are getting free are the ones who are cashing

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Speaker 2: in at the very top. It's driving me insane. The

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Speaker 2: more research I do into this, the more angry I get,

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Speaker 2: which should come as no surprise because it's me. But

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Speaker 2: then get this, we're not just talking about the machine.

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Speaker 2: We're not just talking about financial ruin, because obviously that's

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Speaker 2: what makes me angry in the first place. Then let's

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Speaker 2: get into the science behind Kanga water. Because if there's

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Speaker 2: one thing I can not stand. It's pseudoscience being sold

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Speaker 2: as facts. According to the Investigating the Health Claims and

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Speaker 2: Regulatory Considerations of Kanga Water study, a legit study. Imagine

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Speaker 2: your business having a study done on it. Anyway, The

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Speaker 2: magic of kanga water comes from a process called electrolysis,

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Speaker 2: which makes the water alkaline and supposedly filled with antioxidants

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Speaker 2: thanks to dissolving hydrogen gas. Sounds kind of impressive, right,

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Speaker 2: magic maybe, But here's the kicker. The actual scientific backing

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Speaker 2: is as thin as a discount supermarket piece of toilet paper.

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Speaker 2: The study does go on to point out that while

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Speaker 2: molecular hydrogen might show antioxidant effects in controlled lab settings,

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Speaker 2: there is zero concrete evidence proving kanga water delivers anything

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Speaker 2: meaningful to your health and hydration. Sure, alkaline water hydrates

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Speaker 2: you just like every other kind of water. The study

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Speaker 2: outright says that there is no significant advantage over regular

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Speaker 2: tap water or filtered water, and according to the University

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Speaker 2: of Texas, the pH of the body is tightly regulated.

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Speaker 2: If you change your diet, you might actually see some

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Speaker 2: changes in the pH of your saliva or your urine,

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Speaker 2: because these are waste products. But that is it. In fact,

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Speaker 2: if you were able to physiologically change the pH of

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Speaker 2: your entire body, you would die. Your body fights to

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Speaker 2: maintain its regular pH. So what are you really paying

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Speaker 2: for with that six and a half thousand dollar machine. Well,

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Speaker 2: it's a whole lot of marketing buzzwords and honestly false hope.

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Speaker 2: It doesn't stop there, though it's driving me insane. The

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Speaker 2: regulatory oversight for their outlandish claims is practically nonexistent. They

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Speaker 2: market this as the holy Grail of health, while the

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Speaker 2: science barely scratches the surface of plausibility. The study rightly

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Speaker 2: calls this out as misleading, and honestly, from my perspective,

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Speaker 2: it's predatory. People are forking out thousands of dollars, thousands

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Speaker 2: of dollars that they arguably don't even have, believing that

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Speaker 2: they're investing in their health and getting wealthy, when all

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Speaker 2: they're really doing is lining somebody else's pockets. If you've

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Speaker 2: tuned into our past multi level marketing episodes, you're going

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Speaker 2: to know that one of the most predatory tactics these

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Speaker 2: schemes use is selling the idea of community. It's not

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Speaker 2: just about the product or even the money. Honestly, it's

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Speaker 2: about creating a sense of belonging for people who currently

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Speaker 2: don't have it. These schemes thrive on targeting people who

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Speaker 2: feel stuck, stuck in maybe their jobs, or their finances,

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Speaker 2: or maybe just their lives in general. And what do

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Speaker 2: they offer this company. It offers transformation, it offers freedom,

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Speaker 2: it offers an escape from the so called rat race.

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Speaker 2: It's not just a sales pitch. It's a lifeline for

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Speaker 2: people who are desperate for change. But here's the twist

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Speaker 2: with Energic. The product, the six and a half thousand

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Speaker 2: dollar water machine, it's not the main attraction. They're six

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Speaker 2: and a half thousand dollar product. Isn't even the thing

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Speaker 2: that they talk about that often. The big players in

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Speaker 2: this game, they barely even talk about the machine. What

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Speaker 2: they're really selling is a lifestyle. It's a fantasy of

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Speaker 2: financial freedom, of self improvement, and living your best life,

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Speaker 2: all while getting to work from home, or from your

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Speaker 2: traveling caravan, or more accurately, from your phone. And this

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Speaker 2: makes me so mad. They know exactly who to target.

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Speaker 2: We're going to take the rural financial Movement as a

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Speaker 2: really good example. This group. They prey on regional and

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Speaker 2: rural women, promising them a chance to break free from

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Speaker 2: the limitations of geography and circumstance. Literally, that's what they say.

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Speaker 2: Then there's the Legacy Brotherhood, which is just another one

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Speaker 2: which takes a different angle, offering men a brotherhood to

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Speaker 2: improve their health, their wealth, and their purpose through a

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Speaker 2: very supportive community. It's not just about selling water machines.

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Speaker 2: It's about creating a sense of identity for those who

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Speaker 2: might have felt like they're lost on their way and

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Speaker 2: if you're wondering how far they'll go to reel you in,

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Speaker 2: The Legacy Brotherhood doesn't just sell a sense of identity.

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Speaker 2: They're going to charge you five hundred and ninety nine

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Speaker 2: dollars for the privilege of even starting the journey. Their

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Speaker 2: Men's Legacy Mastermind promises to help men take control of

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Speaker 2: their health, their wealth, and their purpose in just a

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Speaker 2: few days. Honestly, it sounds transformational. When you start reading

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Speaker 2: into it, you're like, this is pretty good, Like this

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Speaker 2: makes sense to me. People need this, Like genuinely, men's

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Speaker 2: mental health is important. So when I started to read

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Speaker 2: into it, even I started to slip down the slope

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Speaker 2: of going, yeah, you're right, men's health is important, Like

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Speaker 2: men need to talk more about money and like, I

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Speaker 2: would love to have more purpose. They had me, as

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Speaker 2: a female thinking that a brotherhood was definitely something I

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Speaker 2: should be thinking about. But what you're paying for really

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Speaker 2: is a very vague motivational talk and a lot and

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Speaker 2: I mean a lot of buzzwords. The only guaranteed transformation

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Speaker 2: that's going to happen here is the six hundred dollars

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Speaker 2: that is going to transform into not being in your

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Speaker 2: bank account. It's not just about creating a sense of belonging,

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Speaker 2: it's about monetizing it from the very first step. And

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Speaker 2: let's not forget the top tier sellers in Australia who

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Speaker 2: run the Freedom Era. This is a ninety nine dollars

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Speaker 2: a month subscription based coaching platform, right, so that's how

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Speaker 2: they get you in. They're not going to be saying, hey,

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Speaker 2: the welcome we have this six and a half thousand

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Speaker 2: dollar water machine and I'd be like, well, I don't

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Speaker 2: want to buy that. They sell a lifestyle. They don't

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Speaker 2: even post about this damn water machine anywhere. They post

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Speaker 2: about their Freedom Era. It's all over social media. You

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Speaker 2: can go and look at it. I'm probably going to

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Speaker 2: be blocked from them after this episode drops, so you go, Ham,

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Speaker 2: please have fun. But this Freedom eerr right. You sign

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Speaker 2: up to them because you see them on socials and

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Speaker 2: you think this is great. I would love to live

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Speaker 2: a life exactly like they do. It's a ninety nine

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Speaker 2: dollars a month subscription based coaching platform and it's less

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Speaker 2: about teaching you to sell water and more about selling yourself.

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Speaker 2: They kind of teach you how to craft the illusion

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Speaker 2: of success on social media so that you can pull

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Speaker 2: others into the same web the machine. It's absolutely secondary

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Speaker 2: from everything I have looked into what they're really selling.

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Speaker 2: It's a dream, a dream at that for most that

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Speaker 2: turns into a nightmare of debt and complete disappointment. So

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Speaker 2: while doing some research, I discovered one chat script that

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Speaker 2: was given to the subscribers of This Freedom Era and

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Speaker 2: according to the ABC, it included quote invented boyfriend that

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Speaker 2: you've been able to retire because of your multi level

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Speaker 2: marketing success. It's a legitimate script that they give you

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Speaker 2: so you can make up a boyfriend, so that you

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Speaker 2: can convince people that you have a life you do

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Speaker 2: not have. Obviously, I'm going to share that with you,

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Speaker 2: so let's go. Here is the script I totally relate,

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Speaker 2: having retired justin last year from the minds, I understand

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Speaker 2: how hard it feels when you are sacrificing your time

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Speaker 2: for money. I would love to share more info with

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Speaker 2: you on how I've been able to change my life.

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Speaker 2: When do you think you'll have some time to watch

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Speaker 2: a quick video? I'm so excited to be able to

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Speaker 2: connect with you and guide you to create the life

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Speaker 2: you deserve on your own terms. No wonder. People often

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Speaker 2: refer to these multi level marketing companies as cults. They

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Speaker 2: don't just sell a product or even a business opportunity.

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Speaker 2: They're selling an entire way of life. They isolate you

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Speaker 2: from outside perspectives. They draw you into this tight knit

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Speaker 2: community where questioning the system it's taboot. Don't do that,

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Speaker 2: and they make you feel like failure is your fault,

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Speaker 2: definitely not theirs. They prey on your vulnerabilities. They convince

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Speaker 2: you that their way is the only way that you

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Speaker 2: are ever going to achieve success, happiness, and freedom. It's

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Speaker 2: not just manipulative, it is down right predatory. And that's

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Speaker 2: exactly why I am here to shine a light on it.

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Speaker 2: I'm going to take a quick break because I'm getting

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Speaker 2: way too heated. But when we come back, I'm going

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Speaker 2: to share a story that stopped me in my DM tracks.

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Speaker 2: One of our community members reached out about her underage brother.

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Speaker 2: It's shocking, it's predatory, and it perfectly exposes just how

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Speaker 2: far these tactics are going to go. So don't go anywhere.

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Speaker 2: I'll be right back. Welcome back, my friends. Before the break,

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Speaker 2: I mentioned a story that perfectly illustrates how predatory these

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Speaker 2: schemes can be, and honestly, this one flawed me. It's

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Speaker 2: about a young boy, he was seventeen, who was drawn

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Speaker 2: into the web of an MLM under the guise of

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Speaker 2: helping his family. The details they are outrageous and they

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Speaker 2: are going to show you just how far these recruiters go.

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Speaker 2: This community member shared a Facebook post that one of

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Speaker 2: the recruiters had written about her brother and shared publicly.

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Speaker 2: So here's what it said. Moments like these make me

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Speaker 2: realize how much of an impact I'm actually making. This

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Speaker 2: person traveled two and a half hours on the trains

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Speaker 2: from Northern Brisbane to come down to the Gold Coast

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Speaker 2: to meet me about kang and water and find out

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Speaker 2: how it can help him and his mother. The knowledge

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Speaker 2: I have is valuable. Don't take it for granted. I

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Speaker 2: have a voice, and I'm going to use it to

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Speaker 2: improve this world we live in, not to harmit like

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Speaker 2: a lot of people out there. Oh did I mention

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Speaker 2: he's seventeen, finish high school last week. This kid has

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Speaker 2: his priorities straight, health and wealth hashtag year of growth. Now,

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Speaker 2: the community member, this young boy's sister told us more

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Speaker 2: about what was really happening behind the scenes. She said,

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Speaker 2: my brother was seventeen, but all I can compare it

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Speaker 2: to is grimming because the conversations were going on for

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Speaker 2: months prior to this meeting, going back to when he

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Speaker 2: was sixteen. He was hearing nothing of what I was saying,

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Speaker 2: basically me begging him to not get involved because he

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Speaker 2: was essentially being brainwashed. My mum was struggling hard financially,

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Speaker 2: and they really held on to that to make him

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Speaker 2: think he was going to be able to save her

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Speaker 2: from this. Now you might be thinking, surely this is illegal,

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Speaker 2: and you know what, my friend, you would be absolutely correct.

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Speaker 2: It is absolutely even against their own terms and conditions,

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Speaker 2: and Magic explicitly states in their terms and conditions all

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Speaker 2: individuals who are distributors must be at least eighteen years

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Speaker 2: of age and must not be a student, So recruiting

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Speaker 2: a seventeen year old fresh outer high school boy completely

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Speaker 2: against the rules. But here's the thing. When you've got

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Speaker 2: thousands of dollars to payback for your so called miracle

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Speaker 2: water machine, it seems the moral or the legality line

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Speaker 2: starts to really blur. This particular distributor tried to convince

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Speaker 2: a seventeen year old to sign up under his mum's name,

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Speaker 2: and luckily he didn't. These schemes thrive on desperation, and

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Speaker 2: recruiters will often resort to literally any measure, even targeting

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Speaker 2: underage kids. It seems to keep their own financial heads

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Speaker 2: above water. It's unethical, it's exploitative, and it shows just

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Speaker 2: how little accountability these multi level marketing structures enforce when

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Speaker 2: money is on the line. And speaking of exploitation, let's

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Speaker 2: dive in to a nargeic's baffling compensation plan. I've mentioned

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Speaker 2: before that MLMs love to bamboozle recruits by overly complexifying

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Speaker 2: commission structures, right, but let me tell you this, A

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Speaker 2: Nargic's plan is one of the most confusing I have

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Speaker 2: ever seen, and trust me, I'm a legitimate finance expert,

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Speaker 2: and it gave me a headache trying to decipher it.

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Speaker 2: You can imagine what it would be like for the

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Speaker 2: average person who can't read a spreadsheet, doesn't understand it,

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Speaker 2: and doesn't have the capacity to do so, what it

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Speaker 2: would be like if you are being pitched this quote opportunity.

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Speaker 2: So here's a little peek into this chaos that I've

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Speaker 2: been able to decipher. And Nagic uses something called an

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Speaker 2: eight point commission structure, which it has a warning itself

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Speaker 2: to not be confused with an eight level structure, because,

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Speaker 2: of course, why would you make it simple. Each product,

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Speaker 2: like their six and a half thousand dollars Kangam water machine,

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Speaker 2: generates commission points based on the seller's rank. But wait,

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Speaker 2: there's of course more. Your commission also depends on the

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Speaker 2: model of the water machine that you sell, the number

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Speaker 2: of units you've sold historically, and even the payment method.

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Speaker 2: For example, a one A distributor might earn like two

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Speaker 2: hundred and ninety dollars per point on a Caangum water

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Speaker 2: machine sale, whereas somebody who is a six A distributor,

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Speaker 2: they're going to earn seventeen hundred and forty dollars per

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Speaker 2: point for the same sale, exactly the same sale. Are

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Speaker 2: you still with me? Good? Because here's where it gets worse.

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Speaker 2: If you want to keep your higher commissions, so you

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Speaker 2: want to stay at your six A level, you're going

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Speaker 2: to need to sell regularly within really strict time frames.

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Speaker 2: If you don't meet those quotas, your earning shrink faster

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Speaker 2: than your bank account after buying one of those machines,

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Speaker 2: and if you haven't made a sale in two years,

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Speaker 2: you actually get kicked out. You lose your ability to

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Speaker 2: earn entirely. These layers of complexity are designed to confuse recruits,

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Speaker 2: making them feel like the potential earnings are just around

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Speaker 2: the corner if they work hard enough and sell another machine.

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Speaker 2: It's lack of financial obstacle. Course, only the people at

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Speaker 2: the top of the pyramid, I mean structure derito really

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Speaker 2: stand a chance of winning the rest. They're left running

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Speaker 2: in circles. They're trying to decode the fine print while

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Speaker 2: sinking deeper and deeper into debt. It's no wonder so

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Speaker 2: many people quit before they even see a single dollar.

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Speaker 2: I have tens I would say nearly one hundred messages

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Speaker 2: in my Instagram dms when I asked about Kanga water

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Speaker 2: of people saying they had bought the six and a

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Speaker 2: half thousand dollar machine and seen not one dollar in

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Speaker 2: a return. Let's dig a little bit more into a

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Speaker 2: nagic's own earnings disclosures, because if their compensation plan wasn't

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Speaker 2: enough to scare you off, the reality of what people

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Speaker 2: actually earn might So starting at the bottom of the pyramid,

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Speaker 2: sixty percent of nalgic distributors sit at the lowest rank.

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Speaker 2: They earn a median yearly income of two hundred and

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Speaker 2: eighty five dollars. That's less than twenty four dollars a month,

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Speaker 2: barely enough for a coffee subscription, let alone a side hustle. Next,

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Speaker 2: we move to the second rank, so we step up

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Speaker 2: a little bit. We're only fourteen percent of distributors actually

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Speaker 2: quote make it already, we're seeing a massive drop off

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Speaker 2: of people advancing in their structure. The median income here

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Speaker 2: five hundred and eighty dollars per year. And then in

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Speaker 2: the third rank, where only five point three percent of

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Speaker 2: distributors get to sit, the medium income jumps to a

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Speaker 2: whopping one thousand and thirty two dollars every single year.

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Speaker 2: Let's put that into perspective. Though, eighty percent of participants

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Speaker 2: are earning a median of less than one thousand, one

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Speaker 2: hundred dollars a year. That's less than one hundred dollars

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Speaker 2: a month. And I don't think that we are forgetting this,

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Speaker 2: but the kang and water machine alone costs six and

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Speaker 2: a half thousand dollars, not to mention the training subscriptions,

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Speaker 2: the marketing materials, and potentially financing interest if you didn't

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Speaker 2: have the cash up front and went for a buy now,

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Speaker 2: pay later or some type of payday loan. Let's not

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Speaker 2: even get started on the time invested that is needed

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Speaker 2: to keep up with the sales quota and the recruiting

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Speaker 2: that you'll have to do. And now let's go all

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Speaker 2: the way to the top of the pyramid, where the

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Speaker 2: real money supposedly is at the very top tier, where

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Speaker 2: only zero point zero two percent of distributors sit. There

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Speaker 2: are exactly in the whole country get this, seven people, yep, seven,

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Speaker 2: according to the earnings disclosure, they're the ones who have

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Speaker 2: cracked that elusive million dollar mark that gets touted as

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Speaker 2: a realistic possibility. That's seven people out of more than

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Speaker 2: thirty thousand people that are currently signed up. So when

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Speaker 2: you hear claims of limitless earning potential, just remember the

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Speaker 2: actual numbers. The odds of success are staggeringly low, and

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Speaker 2: the cost of trying well they're painfully high. The reality is,

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Speaker 2: for most people, this isn't a business opportunity. It is

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Speaker 2: a financial trap. And let's not forget about the buzz

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Speaker 2: around legacy payments that they talk about. Oh my god,

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Speaker 2: Instagram post after Instagram post, I've seen so many tiktoks

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Speaker 2: about people saying I do this because I'm setting my

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Speaker 2: children up for a financially secure future with the Naji's

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Speaker 2: legacy payments. Because if there's one thing multi level Busines

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Speaker 2: says love, it's sprinkling vague promises of generational wealth to

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00:23:04,280 --> 00:23:07,960
Speaker 2: real people in legacy payments are touted as one of

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Speaker 2: the ultimate rewards for hitting the top ranks in an ergic,

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Speaker 2: with the promise that these payments can even be passed

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Speaker 2: down to your children after you die. Sounds amazing, right,

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Speaker 2: I love the idea of intergenerational wealth. Right, So let's

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Speaker 2: peel back the layers here, because if there's one thing

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Speaker 2: I want, it's a clear story. When it comes to

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Speaker 2: multi level marketing businesses, like, if I'm going to do something,

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Speaker 2: I'm going to do it right. So you know what

395
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Speaker 2: I did. I picked up the phone and I called them,

396
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Speaker 2: and they hit me with the classic multi level marketing

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00:23:37,400 --> 00:23:40,440
Speaker 2: run around. First a really vague line about it having

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Speaker 2: to do with your rank and then your sales, and

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Speaker 2: then I was told that if I joined as a distributor,

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00:23:46,080 --> 00:23:48,680
Speaker 2: their quote sponsor would explain it all that I had

401
00:23:48,680 --> 00:23:51,280
Speaker 2: to join first. And then when I pressed further, because

402
00:23:51,320 --> 00:23:54,600
Speaker 2: you know it's a massive financial commitment, I was told

403
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Speaker 2: to send an email. Request the email obviously, they never replied.

404
00:23:59,600 --> 00:24:04,000
Speaker 2: Transper currency apparently isn't part of this package. So what's

405
00:24:04,040 --> 00:24:07,320
Speaker 2: the real story here? From the research that is available online,

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00:24:07,359 --> 00:24:10,120
Speaker 2: these legacy payments aren't as simple as a nargic makes

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Speaker 2: them sound. In fact, when I call them, they can't

408
00:24:11,960 --> 00:24:15,119
Speaker 2: even explain them. Sure, if you reach and maintain a

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00:24:15,160 --> 00:24:18,440
Speaker 2: certain rank through continued sales, you're going to become eligible

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Speaker 2: for these payments. But here's the catch. They aren't just

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00:24:21,600 --> 00:24:24,679
Speaker 2: free and clear passive income streams like you'd get if

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00:24:24,720 --> 00:24:27,440
Speaker 2: you invested money. It's not money that your money makes

413
00:24:27,480 --> 00:24:30,560
Speaker 2: making money to keep these payments going your kids or

414
00:24:30,560 --> 00:24:33,919
Speaker 2: whoever is going to inherit your coote legacy. They actually

415
00:24:33,960 --> 00:24:36,960
Speaker 2: have to take over your distributor spot and maintain sales

416
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Speaker 2: to remain eligible, so they're pipelining their business. That means

417
00:24:42,040 --> 00:24:46,159
Speaker 2: that these aren't true inheritance payments. There's nothing legacy about that.

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Speaker 2: They're just another way to keep people locked into the system,

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Speaker 2: and then a way to keep their kids locked into

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Speaker 2: the same system. Your legacy isn't wealth, it's ongoing pressure

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Speaker 2: to sell overpriced water machines. Misleading, absolutely, because while the

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00:25:00,000 --> 00:25:03,520
Speaker 2: the idea of leaving something for your children is very powerful,

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Speaker 2: the reality is much closer to passing down a liability

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Speaker 2: than a financial windfall. Plus, these so called legacy payments

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00:25:11,400 --> 00:25:15,800
Speaker 2: aren't even guaranteed. They reportedly happen at a najic's discretion,

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00:25:16,320 --> 00:25:18,639
Speaker 2: meaning even if you managed to hit the elusive rank

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00:25:18,960 --> 00:25:21,480
Speaker 2: and then you meet all of the lofty sales targets,

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00:25:21,800 --> 00:25:24,280
Speaker 2: you might not actually see a sent and that's completely legal.

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00:25:24,760 --> 00:25:27,240
Speaker 2: All right, I'm done here. I will probably talk about

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00:25:27,240 --> 00:25:30,040
Speaker 2: these guys again, because you best believe I have a

431
00:25:30,080 --> 00:25:32,800
Speaker 2: lot of fun diving into the who, what, why, when,

432
00:25:32,840 --> 00:25:36,879
Speaker 2: where and how. I've seen every single Instagram, every single

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00:25:36,920 --> 00:25:40,399
Speaker 2: TikTok on these people. I have called them, I have

434
00:25:40,560 --> 00:25:43,560
Speaker 2: stalked them. In fact, when I did call them and said, oh,

435
00:25:43,600 --> 00:25:47,320
Speaker 2: I'm going to need some more information, they very easily

436
00:25:47,359 --> 00:25:50,520
Speaker 2: handed over a password to their password protected website, thinking

437
00:25:50,600 --> 00:25:53,119
Speaker 2: that that was a way to get me in. Sorry, guys,

438
00:25:53,119 --> 00:25:55,560
Speaker 2: if you're listening to this, I did use that information

439
00:25:55,680 --> 00:26:00,600
Speaker 2: to make this podcast, maybe talking about you wrap it up.

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00:26:00,920 --> 00:26:03,520
Speaker 2: What makes a Nergic stand out from other multi level

441
00:26:03,560 --> 00:26:07,199
Speaker 2: marketing companies is its position as what they call a

442
00:26:07,280 --> 00:26:10,639
Speaker 2: high ticket opportunity. The kang and water machines cost a

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00:26:10,800 --> 00:26:14,159
Speaker 2: draw dropping six and a half grand, meaning recruits are

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00:26:14,160 --> 00:26:17,320
Speaker 2: stepping into significant debt before they even get to sell one.

445
00:26:17,640 --> 00:26:19,359
Speaker 2: They can't even sell it on or put it on

446
00:26:19,359 --> 00:26:22,320
Speaker 2: Facebook Marketplace if they decide it's not for them. This

447
00:26:22,440 --> 00:26:25,280
Speaker 2: isn't the usual buy some inventory and get started up,

448
00:26:25,320 --> 00:26:27,400
Speaker 2: set up. This is a really high stakes game from

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00:26:27,400 --> 00:26:30,560
Speaker 2: the get go, and that price tag creates a cascade

450
00:26:30,560 --> 00:26:34,640
Speaker 2: of problems, from predatory financing schemes to really relentless pressure

451
00:26:34,720 --> 00:26:37,959
Speaker 2: to recruit and sell just to stay afloat, and at

452
00:26:37,960 --> 00:26:40,159
Speaker 2: the end of the day, a Nargic and its Kanga

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00:26:40,240 --> 00:26:44,840
Speaker 2: Water empire thrive on big promises and little accountability. They

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00:26:44,880 --> 00:26:48,520
Speaker 2: don't just sell water, guys, They're selling dreams, and for

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00:26:48,600 --> 00:26:52,280
Speaker 2: most people, those dreams come at a devastating costs. So

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00:26:52,640 --> 00:26:54,240
Speaker 2: what do I want you to take away from this?

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00:26:54,960 --> 00:26:57,359
Speaker 2: If something so sounds too good to be true, my friend,

458
00:26:57,800 --> 00:27:00,560
Speaker 2: it probably is. I'm going to stick to Tap. You

459
00:27:00,600 --> 00:27:03,760
Speaker 2: should too. It's cheaper, just as effective, and it's not

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00:27:03,800 --> 00:27:07,119
Speaker 2: going to lock you into a lifetime of debt. Remember,

461
00:27:07,200 --> 00:27:11,520
Speaker 2: you deserve better than overpriced pseudoscience wrapped in false hope

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00:27:11,520 --> 00:27:14,959
Speaker 2: and water. If today's episode fired you up just as

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00:27:15,040 --> 00:27:16,800
Speaker 2: much as it did me, and you want to join

464
00:27:16,840 --> 00:27:19,600
Speaker 2: me on my cruise aid again as multi level marketing businesses,

465
00:27:19,960 --> 00:27:22,640
Speaker 2: make sure you follow my personal Instagram because the girls

466
00:27:22,640 --> 00:27:24,159
Speaker 2: that cheese on the money aren't letting me have the

467
00:27:24,240 --> 00:27:27,560
Speaker 2: rants that I have. Over there, It's Victoria Underscore Divine

468
00:27:27,600 --> 00:27:31,760
Speaker 2: and I'm always sharing updates, insights, gossip, and the occasional

469
00:27:31,800 --> 00:27:35,200
Speaker 2: sassy takedown of schemes just like this. And while you're

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00:27:35,240 --> 00:27:37,240
Speaker 2: at it, I'd love it if you hit follow or

471
00:27:37,280 --> 00:27:40,240
Speaker 2: subscribe on the podcast so that you never miss an episode.

472
00:27:40,320 --> 00:27:42,720
Speaker 2: It's a really helpful way of supporting us to continue

473
00:27:42,720 --> 00:27:45,520
Speaker 2: to create content. Together, we can keep shining a light

474
00:27:45,560 --> 00:27:49,399
Speaker 2: on these really shady practices to help more people make informed,

475
00:27:49,760 --> 00:27:52,760
Speaker 2: savvy financial decisions. So I guess let's stick it to

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00:27:52,840 --> 00:27:55,840
Speaker 2: the multi level marketing companies, one glass of water at

477
00:27:55,840 --> 00:28:04,280
Speaker 2: a time. The advice shared on She's on the Money

478
00:28:04,359 --> 00:28:08,119
Speaker 2: is general in nature and does not consider your individual circumstances.

479
00:28:08,480 --> 00:28:11,879
Speaker 2: She's on the Money exists purely for educational purposes and

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00:28:11,920 --> 00:28:14,359
Speaker 2: should not be relied upon to make an investment or

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00:28:14,440 --> 00:28:18,439
Speaker 2: financial decision. If you do choose to buy a financial product, read.

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00:28:18,320 --> 00:28:21,960
Speaker 4: The PDS TMD and obtain appropriate financial advice.

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00:28:21,680 --> 00:28:23,040
Speaker 2: Tailored towards your needs.

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00:28:23,400 --> 00:28:27,320
Speaker 4: Victoria Divine and She's on the Money are authorized representatives

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00:28:27,400 --> 00:28:31,440
Speaker 4: of money. Sheper Pty Ltd ABN three two one six

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00:28:31,600 --> 00:28:35,440
Speaker 4: four nine two seven seven zero eight AFSL four five

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Speaker 4: one two eight nine