1 00:00:02,720 --> 00:00:05,000 Speaker 1: My name is Lily Maddon and I'm a proud Arunda 2 00:00:05,240 --> 00:00:10,040 Speaker 1: Bungelung Caalcuttin woman from Gadighl Country. The Daily oz acknowledges 3 00:00:10,119 --> 00:00:12,320 Speaker 1: that this podcast is recorded on the lands of the 4 00:00:12,320 --> 00:00:15,880 Speaker 1: Gadighl people and pays respect to all Aboriginal and Torres 5 00:00:15,880 --> 00:00:18,799 Speaker 1: Strait Island and nations. We pay our respects to the 6 00:00:18,800 --> 00:00:21,599 Speaker 1: first peoples of these countries, both past and present. 7 00:00:26,840 --> 00:00:30,480 Speaker 2: This episode will discuss the gambling industry and problem gambling. 8 00:00:30,760 --> 00:00:33,599 Speaker 2: If it brings anything up for you, there's support available 9 00:00:33,680 --> 00:00:36,000 Speaker 2: twenty four to seven at one eight hundred eight five 10 00:00:36,080 --> 00:00:39,680 Speaker 2: eight eight five eight. 11 00:00:44,280 --> 00:00:46,879 Speaker 3: Good morning and welcome to the Daily os. It's Thursday, 12 00:00:46,920 --> 00:00:50,280 Speaker 3: the third of November. I'm Sam, I'm Billy. We all 13 00:00:50,320 --> 00:00:53,640 Speaker 3: know the phrase gamble, responsibly said in a rush after 14 00:00:53,680 --> 00:00:57,120 Speaker 3: every betting ad on Australian TV. But under a new 15 00:00:57,160 --> 00:01:00,480 Speaker 3: government policy, that tagline is going to change in attempts 16 00:01:00,560 --> 00:01:04,480 Speaker 3: to curb our nationwide gambling problem. We'll explain the watts 17 00:01:04,520 --> 00:01:07,000 Speaker 3: and whys of the new taglines in today's deep dive. 18 00:01:07,080 --> 00:01:09,600 Speaker 3: But first, Billy, what is making headlines this morning? 19 00:01:10,720 --> 00:01:14,240 Speaker 2: Shadow treasurer Angus Taylor has accused the Federal government of 20 00:01:14,280 --> 00:01:16,920 Speaker 2: doing little to address the root cause of inflation in 21 00:01:17,000 --> 00:01:20,160 Speaker 2: last week's budget. In an address to the National Press 22 00:01:20,200 --> 00:01:23,520 Speaker 2: Club yesterday, Taylor said that the government hasn't addressed the 23 00:01:23,600 --> 00:01:26,600 Speaker 2: source of cost of living pressures, calling this quote the 24 00:01:26,640 --> 00:01:29,480 Speaker 2: biggest missed opportunity of last week's budget. 25 00:01:31,120 --> 00:01:35,000 Speaker 3: Meanwhile, thousands of people attended vigils and rallies across Australia 26 00:01:35,080 --> 00:01:37,760 Speaker 3: last night to honor the life of Cassius Turvey, a 27 00:01:37,880 --> 00:01:40,679 Speaker 3: fifteen year old Nunger boy who died after a brutal 28 00:01:40,720 --> 00:01:43,720 Speaker 3: assault last month. Turvy was attacked by strangers on his 29 00:01:43,800 --> 00:01:46,440 Speaker 3: way home from school on the thirteenth of October and 30 00:01:46,520 --> 00:01:49,160 Speaker 3: was allegedly beaten with a metal pole before dying in 31 00:01:49,240 --> 00:01:50,640 Speaker 3: hospital several days later. 32 00:01:52,320 --> 00:01:56,080 Speaker 2: An investigation to understand how five lions were able to 33 00:01:56,160 --> 00:01:59,200 Speaker 2: leave their cage at Sydney's Taronga Zoo on Wednesday morning 34 00:01:59,400 --> 00:02:02,800 Speaker 2: is now un away. One adult and four cubs were 35 00:02:02,800 --> 00:02:05,640 Speaker 2: discovered in a small area next to their main exhibit 36 00:02:05,680 --> 00:02:09,079 Speaker 2: at six thirty am on Wednesday and would then returned 37 00:02:09,080 --> 00:02:12,280 Speaker 2: to their dens within minutes with no injuries to guess 38 00:02:12,400 --> 00:02:13,399 Speaker 2: or staff reported. 39 00:02:14,919 --> 00:02:18,080 Speaker 3: The employees of Unilever have some good news today. A 40 00:02:18,160 --> 00:02:21,079 Speaker 3: four day workweek trial for the company in New Zealand 41 00:02:21,160 --> 00:02:25,840 Speaker 3: found improvements to personal wellbeing, absenteeism and work life conflicts. 42 00:02:26,280 --> 00:02:29,000 Speaker 3: That means the trial has been extended and will also 43 00:02:29,040 --> 00:02:30,919 Speaker 3: begin for their Australian officers. 44 00:02:31,040 --> 00:02:32,880 Speaker 2: The question we all want to know will this be 45 00:02:32,919 --> 00:02:33,640 Speaker 2: introduced at. 46 00:02:33,520 --> 00:02:35,760 Speaker 3: The daily OS. I prefer to take the five day 47 00:02:35,760 --> 00:02:36,240 Speaker 3: week model. 48 00:02:39,520 --> 00:02:41,639 Speaker 2: Sam, I have to say, it feels like a particularly 49 00:02:41,720 --> 00:02:45,320 Speaker 2: pertinent time to be speaking about gambling in Australia, given 50 00:02:45,320 --> 00:02:47,600 Speaker 2: we've just had the Melbourne Cup, which, as we know, 51 00:02:47,720 --> 00:02:50,920 Speaker 2: is one of the most popular bedding days for Australians, 52 00:02:51,440 --> 00:02:55,400 Speaker 2: and so today we're talking about gambling warnings specifically, and 53 00:02:55,440 --> 00:02:57,639 Speaker 2: I think that most of the audience would be familiar 54 00:02:57,639 --> 00:03:00,480 Speaker 2: with that little tag at the end of TV radio 55 00:03:00,520 --> 00:03:04,280 Speaker 2: ads that tells us to gamble responsibly. Now, the government 56 00:03:04,320 --> 00:03:07,440 Speaker 2: came out yesterday and announce that that is going to change, 57 00:03:07,480 --> 00:03:11,320 Speaker 2: so you'll no longer hear the words gamble responsibly. Instead, 58 00:03:11,320 --> 00:03:14,960 Speaker 2: we'll have new taglines new mornings, and it appears to 59 00:03:15,000 --> 00:03:18,480 Speaker 2: be a recognition that gambling in Australia is growing as 60 00:03:18,600 --> 00:03:21,960 Speaker 2: a societal problem. So Sam, what will the new taglines be? 61 00:03:22,520 --> 00:03:24,920 Speaker 3: Well, firstly, Billy, I think it's interesting you commented on 62 00:03:25,000 --> 00:03:27,840 Speaker 3: the timing of this announcement just the day after the 63 00:03:27,880 --> 00:03:30,440 Speaker 3: Melbourne Cup. I think there's definitely a bit of rhyme 64 00:03:30,520 --> 00:03:33,440 Speaker 3: to that reason. In terms of those new taglines, it's 65 00:03:33,440 --> 00:03:36,160 Speaker 3: going to change from gamble responsibly as you said, to 66 00:03:36,320 --> 00:03:39,440 Speaker 3: a new range. There's going to be seven new taglines, 67 00:03:39,560 --> 00:03:42,920 Speaker 3: and they include phrases like chances are you're about to lose, 68 00:03:43,440 --> 00:03:46,520 Speaker 3: and you win some, you lose more. Then we've got 69 00:03:46,640 --> 00:03:50,360 Speaker 3: what's gambling really costing you? And imagine what you could 70 00:03:50,400 --> 00:03:51,480 Speaker 3: be buying instead. 71 00:03:51,760 --> 00:03:53,600 Speaker 2: And from the times that I've seen it, I feel 72 00:03:53,600 --> 00:03:56,360 Speaker 2: like it's said really quickly and always at the end. 73 00:03:56,440 --> 00:03:58,720 Speaker 2: It kind of is a blink and you miss it moment. 74 00:03:59,320 --> 00:04:01,680 Speaker 2: Will they be presented differently at all? Will it be 75 00:04:01,720 --> 00:04:02,600 Speaker 2: emphasized more? 76 00:04:03,120 --> 00:04:04,960 Speaker 3: I think it's pretty fair to assume all of us 77 00:04:05,120 --> 00:04:07,640 Speaker 3: agree that they're kind of trying to hide that gamble 78 00:04:07,680 --> 00:04:10,040 Speaker 3: responsibly warning at some point. It kind of reminds me 79 00:04:10,080 --> 00:04:12,080 Speaker 3: of the end of a political ad when they say, 80 00:04:12,200 --> 00:04:15,119 Speaker 3: authorized by the New Southward's gon gain. So this one 81 00:04:15,200 --> 00:04:17,440 Speaker 3: is going to be a little bit different. The government's 82 00:04:17,480 --> 00:04:21,520 Speaker 3: policies here include some very detailed instructions about which taglines 83 00:04:21,560 --> 00:04:23,440 Speaker 3: can be used in which media, So we're going to 84 00:04:23,440 --> 00:04:26,320 Speaker 3: see different ones on radio or TV. But also then 85 00:04:26,440 --> 00:04:28,760 Speaker 3: how much of the screen or the page they need 86 00:04:28,760 --> 00:04:31,280 Speaker 3: to take up. So I've got terrible eyesight, I wear 87 00:04:31,400 --> 00:04:33,880 Speaker 3: very thick glasses and I always struggle to read them, 88 00:04:34,120 --> 00:04:36,120 Speaker 3: so this might actually be a chance for me to 89 00:04:36,120 --> 00:04:38,200 Speaker 3: be able to read the warnings. Then we're also going 90 00:04:38,240 --> 00:04:40,360 Speaker 3: to have guidelines on how long they should be spoken for, 91 00:04:40,680 --> 00:04:43,400 Speaker 3: but even what font they should be using. And for 92 00:04:43,440 --> 00:04:45,280 Speaker 3: all the font nerds out there, it has to be 93 00:04:45,320 --> 00:04:49,240 Speaker 3: a real bold Now for TV radio and online videos, 94 00:04:49,279 --> 00:04:51,279 Speaker 3: the tagline must be read at the end of an 95 00:04:51,320 --> 00:04:55,040 Speaker 3: ad and spoken. These are their words, slowly, calmly, and 96 00:04:55,080 --> 00:04:56,200 Speaker 3: with an even pace. 97 00:04:56,760 --> 00:04:59,280 Speaker 2: So you've said that there are seven different options, and 98 00:04:59,320 --> 00:05:02,720 Speaker 2: you've listed some of those options for US. Can companies 99 00:05:02,839 --> 00:05:05,000 Speaker 2: choose which one they use or do they have to 100 00:05:05,080 --> 00:05:06,440 Speaker 2: use all of them? How does that work? 101 00:05:06,600 --> 00:05:09,320 Speaker 3: So they have to use one in every applicable ad 102 00:05:09,360 --> 00:05:13,400 Speaker 3: on TV, radio, in print, online and within gambling apps. 103 00:05:13,560 --> 00:05:15,440 Speaker 3: They can't stick with the same one. They actually have 104 00:05:15,520 --> 00:05:18,600 Speaker 3: to rotate through the seven messages in what the government 105 00:05:18,600 --> 00:05:21,320 Speaker 3: describes as an equal rotation. And part of that is 106 00:05:21,360 --> 00:05:26,320 Speaker 3: interestingly to avoid message fatigue amongst taglines. In most cases, 107 00:05:26,480 --> 00:05:28,760 Speaker 3: the following call to action must be included and I 108 00:05:28,800 --> 00:05:32,120 Speaker 3: will read this at a slow, even pace. For free 109 00:05:32,160 --> 00:05:35,320 Speaker 3: and confidential support, call one eight hundred eight eight eight 110 00:05:35,360 --> 00:05:39,680 Speaker 3: five eight or visit Gambling Help online dot org dot au. Now, 111 00:05:39,680 --> 00:05:41,960 Speaker 3: when messages are displayed on the screen, they have to 112 00:05:42,000 --> 00:05:44,960 Speaker 3: take up the majority of the screen, and in prints 113 00:05:45,040 --> 00:05:46,960 Speaker 3: they must use a large font and take up a 114 00:05:47,000 --> 00:05:50,320 Speaker 3: third of the ad space, so pretty demanding requirements. They 115 00:05:50,320 --> 00:05:53,320 Speaker 3: are clearly designed to make the messages loud and clear. 116 00:05:53,160 --> 00:05:55,200 Speaker 2: And I imagine the government has put a lot of 117 00:05:55,279 --> 00:05:58,200 Speaker 2: thought into this, But what evidence is there that these 118 00:05:58,320 --> 00:06:02,760 Speaker 2: new warnings could deter people from gambling irresponsibly compared to 119 00:06:02,920 --> 00:06:03,840 Speaker 2: the old warning. 120 00:06:04,080 --> 00:06:05,719 Speaker 3: Well, yeah, they've put a lot of thought into it, 121 00:06:05,760 --> 00:06:08,160 Speaker 3: but also a lot of money. The government funded a 122 00:06:08,200 --> 00:06:11,800 Speaker 3: study involving behavioral research and testing, so it's quite scientific 123 00:06:12,080 --> 00:06:14,719 Speaker 3: to figure out the best ways to frame these messages. 124 00:06:15,080 --> 00:06:17,120 Speaker 3: And the group of taglines that they've come up with 125 00:06:17,279 --> 00:06:21,160 Speaker 3: are sorted by themes targeting different thinking patterns in gamblers. 126 00:06:21,160 --> 00:06:23,080 Speaker 3: And the way that I've been thinking about this when 127 00:06:23,120 --> 00:06:25,840 Speaker 3: reading the story yesterday and today, it's kind of different 128 00:06:26,000 --> 00:06:28,919 Speaker 3: gambling personas and different ways to get through to different 129 00:06:28,960 --> 00:06:32,080 Speaker 3: types of gamblers. So let's take the tagline you win some, 130 00:06:32,160 --> 00:06:34,440 Speaker 3: you lose more, which all appear at the end of 131 00:06:34,520 --> 00:06:38,040 Speaker 3: TV and radio ads. That's designed to target gamblers who 132 00:06:38,040 --> 00:06:40,760 Speaker 3: are thinking about how they could win instead of thinking 133 00:06:40,760 --> 00:06:43,880 Speaker 3: about how they might in fact lose, and it reminds 134 00:06:43,960 --> 00:06:47,839 Speaker 3: them that losing is a quote likely outcome of wagering. 135 00:06:48,040 --> 00:06:50,920 Speaker 2: That's really interesting trying to target different ways of thinking 136 00:06:50,920 --> 00:06:54,279 Speaker 2: and different personality types. Do we know how some research 137 00:06:54,320 --> 00:06:57,840 Speaker 2: participants responded to them? Was there any more information about that. 138 00:06:58,400 --> 00:07:00,760 Speaker 3: We did get a bit of insight into how the 139 00:07:00,800 --> 00:07:03,400 Speaker 3: people in the testing environment responded to these ads, and 140 00:07:03,400 --> 00:07:05,159 Speaker 3: it seems to be the case that the ones that 141 00:07:05,240 --> 00:07:08,080 Speaker 3: had a particularly strong response, the taglines that had a 142 00:07:08,080 --> 00:07:11,080 Speaker 3: strong response, are actually going to be used across the board. 143 00:07:11,160 --> 00:07:13,440 Speaker 3: So there are some taglines that are only for TV 144 00:07:13,600 --> 00:07:15,440 Speaker 3: or only for radio, and there are some that are 145 00:07:15,480 --> 00:07:17,559 Speaker 3: going to be everywhere. And one of the strong ones 146 00:07:17,720 --> 00:07:20,680 Speaker 3: is chances are You're about to lose. And people said 147 00:07:20,720 --> 00:07:22,920 Speaker 3: that this was a good warning and that quote it 148 00:07:22,920 --> 00:07:25,240 Speaker 3: would make me think, chances are I'm going to lose, 149 00:07:25,320 --> 00:07:27,560 Speaker 3: So I'm probably not going to win, So do I 150 00:07:27,640 --> 00:07:30,800 Speaker 3: really want to do this? An interview is said that 151 00:07:30,880 --> 00:07:34,040 Speaker 3: if confronted with that warning within the environment of a 152 00:07:34,040 --> 00:07:37,480 Speaker 3: betting app, which I think is where most Australians would bet, 153 00:07:38,000 --> 00:07:40,800 Speaker 3: they'd likely to stop before placing a bet, because the 154 00:07:40,800 --> 00:07:43,840 Speaker 3: tagline wasn't scolding them, or it wasn't teaching them a lesson, 155 00:07:44,080 --> 00:07:46,600 Speaker 3: but it was just reminding them of the mathematical odds 156 00:07:46,640 --> 00:07:48,880 Speaker 3: of their chances of winning. Now, there are some of 157 00:07:48,920 --> 00:07:52,120 Speaker 3: the other taglines, like wat's gambling really costing you? They 158 00:07:52,160 --> 00:07:55,440 Speaker 3: were also found to be helpful by respondents because they 159 00:07:55,520 --> 00:07:59,240 Speaker 3: gave people a moment of pausing to stop and think, Actually, 160 00:07:59,400 --> 00:08:01,840 Speaker 3: maybe I'd I don't need to bet right now now. 161 00:08:01,920 --> 00:08:04,360 Speaker 3: When I looked at the taglines and reflected on my 162 00:08:04,480 --> 00:08:07,200 Speaker 3: psychology and what would work for me, I actually found 163 00:08:07,280 --> 00:08:09,680 Speaker 3: the line what else could you buy with this money 164 00:08:09,800 --> 00:08:12,840 Speaker 3: really effective for how my brain works. And I imagine 165 00:08:12,840 --> 00:08:14,440 Speaker 3: that if I saw it just before I put on 166 00:08:14,480 --> 00:08:17,280 Speaker 3: a fifty dollar bet within the environment of a gambling app, 167 00:08:17,520 --> 00:08:19,480 Speaker 3: I would be thinking about the nice meal at a 168 00:08:19,520 --> 00:08:21,600 Speaker 3: restaurant or a new T shirt that I could buy, 169 00:08:21,800 --> 00:08:23,280 Speaker 3: and that would make a real difference. 170 00:08:23,680 --> 00:08:25,800 Speaker 2: We're going to take a quick break. But first here 171 00:08:25,960 --> 00:08:27,320 Speaker 2: is a message from our sponsors. 172 00:08:28,880 --> 00:08:29,960 Speaker 1: So what a sparch this? 173 00:08:30,120 --> 00:08:33,959 Speaker 2: How bad is gambling in Australia compared to other countries. 174 00:08:34,200 --> 00:08:37,160 Speaker 3: Well, Australians love to win, and we certainly have one 175 00:08:37,280 --> 00:08:39,960 Speaker 3: In terms of the highest gambling losses per person, we 176 00:08:40,040 --> 00:08:42,320 Speaker 3: have the international record for that. 177 00:08:42,320 --> 00:08:44,120 Speaker 2: That's an interesting pr SPIN that. 178 00:08:44,679 --> 00:08:47,080 Speaker 3: I've really used the sports metaphor against them there. 179 00:08:47,120 --> 00:08:49,040 Speaker 2: I'm not sure the government would approve of that pr 180 00:08:49,120 --> 00:08:50,079 Speaker 2: SP no, and. 181 00:08:50,040 --> 00:08:51,840 Speaker 3: That would not have a warning on it. But the 182 00:08:52,040 --> 00:08:55,480 Speaker 3: losses are estimated at twelve hundred and seventy six dollars 183 00:08:55,480 --> 00:08:58,600 Speaker 3: per person per year. So if you're listening to this 184 00:08:58,720 --> 00:09:01,560 Speaker 3: and you're not a gambler, that means that somebody who 185 00:09:01,600 --> 00:09:03,440 Speaker 3: is a gambler is actually losing a heck of a 186 00:09:03,440 --> 00:09:06,360 Speaker 3: lot more than that, because that's based on the population. Now, 187 00:09:06,360 --> 00:09:09,760 Speaker 3: more than one percent of Australians are problem gamblers, and 188 00:09:09,800 --> 00:09:12,600 Speaker 3: the rates of problem gambling are much higher for online 189 00:09:12,640 --> 00:09:16,400 Speaker 3: gamblers than those who only use poking machines. Now, in total, 190 00:09:16,559 --> 00:09:20,840 Speaker 3: this is mind blowing. Australians gamble about twenty five billion 191 00:09:21,000 --> 00:09:24,800 Speaker 3: dollars every year. Now, more broadly, on this podcast, we've 192 00:09:24,800 --> 00:09:27,319 Speaker 3: brought you some stories about how the Star casinos in 193 00:09:27,400 --> 00:09:30,200 Speaker 3: Queensland and New South Wales have been held accountable for 194 00:09:30,240 --> 00:09:33,360 Speaker 3: their role in affecting people's gambling and in some cases 195 00:09:33,520 --> 00:09:36,480 Speaker 3: encouraging problem gamblers. And an example of that is how 196 00:09:36,480 --> 00:09:39,320 Speaker 3: they allowed vulnerable people to gamble for more than twenty 197 00:09:39,320 --> 00:09:40,680 Speaker 3: four hours in one sitting. 198 00:09:41,360 --> 00:09:44,680 Speaker 2: We're talking about how big this problem is. So why 199 00:09:44,720 --> 00:09:48,120 Speaker 2: hasn't the government just banned gambling ads all together? I'm 200 00:09:48,120 --> 00:09:50,840 Speaker 2: thinking of other issues where they have done that, like smoking. 201 00:09:50,880 --> 00:09:54,280 Speaker 2: For example, there's a total ban on advertising cigarettes in Australia. 202 00:09:54,320 --> 00:09:56,600 Speaker 2: Why haven't they adopted a similar thing for gambling. 203 00:09:57,080 --> 00:09:59,040 Speaker 3: Look, I would say that the trend's long term is 204 00:09:59,080 --> 00:10:02,560 Speaker 3: heading towards a banning of gambling ads, but we're certainly 205 00:10:02,760 --> 00:10:05,880 Speaker 3: a heck of away from that right now. Interestingly, the 206 00:10:05,920 --> 00:10:09,280 Speaker 3: Social Services Minister Amanda Rishworth was asked about this on 207 00:10:09,320 --> 00:10:12,679 Speaker 3: a radio interview yesterday. She didn't give a clear answer 208 00:10:12,679 --> 00:10:15,040 Speaker 3: to this question, but she did say the government would 209 00:10:15,080 --> 00:10:18,559 Speaker 3: take further steps in this space. There are already some 210 00:10:18,679 --> 00:10:22,160 Speaker 3: rules restricting when gambling ads can be shown, including that 211 00:10:22,200 --> 00:10:25,520 Speaker 3: they cannot be shown during children's programs or advertise the 212 00:10:25,559 --> 00:10:28,800 Speaker 3: odds during a sports game. On TV. I'm particularly interested 213 00:10:28,800 --> 00:10:31,480 Speaker 3: by this last one because if you've watched any sport 214 00:10:31,559 --> 00:10:34,880 Speaker 3: on TV lately, you might notice that gambling companies don't 215 00:10:34,960 --> 00:10:38,120 Speaker 3: seem particularly obliging to these rules. They seem to have 216 00:10:38,200 --> 00:10:40,359 Speaker 3: identified some cracks in the legislation. 217 00:10:40,640 --> 00:10:43,880 Speaker 2: Now I'm interested. How have the gambling companies responded to this. 218 00:10:43,960 --> 00:10:45,320 Speaker 2: I imagine they're not too happy. 219 00:10:45,520 --> 00:10:47,480 Speaker 3: Well, we reached out to some of the top gambling 220 00:10:47,480 --> 00:10:51,240 Speaker 3: companies in Australia yesterday but haven't had a response back 221 00:10:51,240 --> 00:10:53,640 Speaker 3: from them. I'd say the odds are that we're not 222 00:10:53,640 --> 00:10:56,280 Speaker 3: going to hear back in any case, though, they will 223 00:10:56,320 --> 00:10:59,079 Speaker 3: have until early next year to make sure their ads 224 00:10:59,120 --> 00:11:00,680 Speaker 3: are compliant with those changes. 225 00:11:01,240 --> 00:11:03,240 Speaker 2: Yeah, as you said there, these rules won't come into 226 00:11:03,240 --> 00:11:06,360 Speaker 2: effect until March next year, and we will keep an 227 00:11:06,400 --> 00:11:07,160 Speaker 2: eye on the story. 228 00:11:07,200 --> 00:11:07,960 Speaker 3: As always. 229 00:11:08,400 --> 00:11:10,760 Speaker 2: Thank you for joining us on the Daily Oz. If 230 00:11:10,760 --> 00:11:13,480 Speaker 2: you've learned something from today's episode, don't forget to hit 231 00:11:13,520 --> 00:11:16,520 Speaker 2: subscribe so there's a TDA episode waiting for you every 232 00:11:16,559 --> 00:11:19,240 Speaker 2: weekday morning. Have a great day and we'll be back 233 00:11:19,280 --> 00:11:20,000 Speaker 2: again tomorrow.