Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
Speaker 1: the Order KERNI Whoalbury and a waddery woman. And before
Speaker 1: we get started on She's on the Money podcast, I
Speaker 1: would like to acknowledge the traditional custodians of the land
Speaker 1: of which this podcast is recorded on a wondery country,
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
Speaker 1: and the storytelling of you to make a difference for
Speaker 1: today and lasting impact for tomorrow.
Speaker 2: Let's get into it.
Speaker 3: She's on the Money. She's on the Money.
Speaker 2: Hello, and welcome to She's on the Money, the podcast
Speaker 2: for millennials who want financial freedom. My friends, Today is Friday,
Speaker 2: which means I'm back the Bjay episode. Is that what
Speaker 2: we're calling it?
Speaker 4: B and there's an and there.
Speaker 2: I've never had more fun listening to a Friday Drinks episode.
Speaker 2: Like arguably, I did not want to come back. I
Speaker 2: laughed the whole way through. I can't work out if
Speaker 2: it's because I'm biased, because they really like you guys,
Speaker 2: or you're actually funny. I'll leave that up to our community.
Speaker 2: To decide. I also had a very wholesome message from
Speaker 2: somebody on the She's on the money account this week
Speaker 2: and they said, oh my gosh, like hahaha, listened to
Speaker 2: the B and Jay episode. She thought that you guys
Speaker 2: were talking about Ben and Jerry's so funny. I tackled
Speaker 2: and then said, Jessica, reach out to them. They have
Speaker 2: really good ice cream.
Speaker 4: Yeah, Ben and Jerry's. If you want to work with us, slamkout.
Speaker 2: Yeah, we'll be here. Obviously. That's very exciting. We are
Speaker 2: back for another week of celebrating you guys. You are
Speaker 2: my favorite people in the entire world. And today we're
Speaker 2: going to be sharing or Jessic Richi is gone to
Speaker 2: be sharing our favorite money wins. Beck has a tasty
Speaker 2: broke tip, and we're going to be helping to answer
Speaker 2: juicy money dilemma, which this week is all about explaining
Speaker 2: investment terms, one of my favorite sexy topics, and we're
Speaker 2: going to be unpacking something that you slid into our
Speaker 2: DMS about and we're going to talk about whether or
Speaker 2: not you should disclose your only fans side hustle to
Speaker 2: your boss. Ah. So let's dive straight into the week
Speaker 2: that has been Miss Beck sayed, how has your week been?
Speaker 5: Where week has been?
Speaker 2: Lovely?
Speaker 5: Jessica Rici and maybe even you have maybe heard about
Speaker 5: the current affair saga, Yeah.
Speaker 2: You're like famous now well and I got to see
Speaker 2: nature after. Can I tell people that I know you? You
Speaker 2: absolutely can, but I just want you to know that. Unfortunately,
Speaker 2: but also fortunately, our landlord decided not to raise our rent,
Speaker 2: so we had to pull.
Speaker 4: We had to pull the pull our part of the
Speaker 4: ste putting the rent up at all?
Speaker 2: Not at all? That is a fantas on Did you
Speaker 2: just pull a swifty blackmail and safe you? Like we
Speaker 2: could technically make this issue go away if you didn't
Speaker 2: put our that what's going on? Literally we didn't even
Speaker 2: have to do that.
Speaker 5: We just sent a very very nice email saying, we
Speaker 5: love our relationship with you guys, like I think that
Speaker 5: we're really respecting the property. We would love to maintain this,
Speaker 5: but wondering if you would maybe think about increasing it
Speaker 5: a little bit less or giving us a bit more
Speaker 5: time to find alternative accommodation. And they came back and said,
Speaker 5: what a lovely email. We don't want to increase it
Speaker 5: at all. In order to run to a current of
Speaker 5: fan be like, hey, let's not do this, let's not
Speaker 5: do this.
Speaker 2: I don't want to do this anymore.
Speaker 5: And so we we will no longer be famous, rich
Speaker 5: and famous.
Speaker 4: Oh that's an awesome outcome, possible.
Speaker 2: Totally almost like a fake outcome, Jess, Like imagine being like,
Speaker 2: we sent a really nice email and they just decided
Speaker 2: not to put our end time.
Speaker 4: Like that never happened close my mind, that they didn't
Speaker 4: like or meet you in the middle. Yes, they've got
Speaker 4: an increase, fair enough, like everyone's increasing whatever. But I'm
Speaker 4: just shocked that they went from we're increasing it by
Speaker 4: a ridiculous amount to I don't worry about it, like
Speaker 4: we just know.
Speaker 5: They weren't even like, oh, well well okay, well we'll
Speaker 5: increase it a little bit. They were just like, no,
Speaker 5: we're not doing any We didn't even ask for that.
Speaker 5: But anyway, we're very happy.
Speaker 2: We'll take it. We'll take it, and we'll run and
Speaker 2: we will tell a current affair. Sorry not sorry, thank
Speaker 2: you for your time, but we can't play anything. We
Speaker 2: can't play we can't be friends anymore. Great outcome, great week.
Speaker 2: I don't have a famous friend anymore, Jess, What did
Speaker 2: you get up to this week.
Speaker 4: Nothing crazy four day work week. We love that. It's
Speaker 4: always so nice having that little extra day. I went
Speaker 4: away last weekend, and I'm going away this weekend.
Speaker 2: So fancy. I don't just love packing five days worth
Speaker 2: of work into four.
Speaker 4: Yeah, there is like that outcome, I suppose, especially because
Speaker 4: not everybody had the public holiday on the Monday, which
Speaker 4: I didn't realize until someone pointed that out, and I
Speaker 4: was like, oh, like that makes it harder because some
Speaker 4: people are working and some people But it's just nice.
Speaker 4: You feel refreshed after a short week, don't you.
Speaker 1: Totally?
Speaker 2: You absolutely do. I did exactly the same thing. I'm
Speaker 2: not going away this weekend, but my best friend Rose
Speaker 2: was over from London, and you best believe we made
Speaker 2: it an entire foody weekend. Like basically all we did
Speaker 2: was eat, which was a ten out of ten. Not
Speaker 2: so much for our banks, chrise. Food turns out good
Speaker 2: food is expensive, yes, but that that's okay. That was
Speaker 2: like a life win money loss, but I love it. Jess.
Speaker 2: Let's jump into the money wins of the week, though.
Speaker 2: I want to know what were your favorites, because I
Speaker 2: feel like I snooped through them a fair bit this week.
Speaker 3: And there was some really good ones.
Speaker 2: They sure were.
Speaker 4: My first money win this week comes from Teagan, who said,
Speaker 4: I canceled my gym membership that I hardly used and
Speaker 4: it was sixteen dollars a week. Now I'm only paying
Speaker 4: twelve dollars a month for an at home program instead.
Speaker 2: Genius twelve dollars a month. That's a good money for
Speaker 2: good also so good? Do you know what I don't
Speaker 2: like when they don't share what program that is? Yeah,
Speaker 2: if you're saying it's good and it's only twelve bucks,
Speaker 2: drop the workout?
Speaker 4: Yeah, I'm curious to know. My next money wind comes
Speaker 4: from Zooey, who said money win recognizing my tendency to
Speaker 4: spend for instant gratification through finding this podcast and community.
Speaker 4: As soon as I recognize that saying hey, that's what
Speaker 4: I do, it's been so much easier to identify detrimental spending.
Speaker 4: And I have had my first week remaining in budget.
Speaker 4: Oh my gosh, thanks Victoria for what you do. Love
Speaker 4: you in the community.
Speaker 2: How you right? That's so nice? How good is that that?
Speaker 2: I don't know? I just I get so excited about
Speaker 2: this concept that when people are introduced to us and
Speaker 2: our community and what we're up to. They don't feel
Speaker 2: like it's restrictive. They feel like it's liberating. And that
Speaker 2: message just showed me that you guys do it every
Speaker 2: week for me. But I just feel like it shows
Speaker 2: me that money doesn't have to be about restriction. It
Speaker 2: can just be about really identifying what your values are
Speaker 2: and what your behaviors are and you know where a
Speaker 2: min to work for you. Because someone could have listened
Speaker 2: to that and been like, Bavi, that's my favorite part
Speaker 2: of my life. And I totally get that, and you
Speaker 2: do you it's all about education. But I just I'm
Speaker 2: obsessed with the fact that Jess the stuff that we
Speaker 2: talk about it actually works, slight impacts people. It blows
Speaker 2: my mind.
Speaker 4: Speaking of recruiting, the next money when comes from Grace,
Speaker 4: who said, I sat down with my boyfriend and wrote
Speaker 4: out a financial plan to pay off his debts within
Speaker 4: the next two to three years. So proud to see
Speaker 4: him feeling confident and making more fiscally conscious decisions as
Speaker 4: we work together to say for our first home.
Speaker 2: I love how little people are.
Speaker 4: Going out and spreading the good word.
Speaker 5: If she's on the money on street corners.
Speaker 2: I am obsessed, but I'm not gonna lie. I was
Speaker 2: being a little bit self centered when you started that.
Speaker 2: You were like, oh, talking about recruitment, and I thought
Speaker 2: you were going to say, Zella Money is looking for
Speaker 2: a mortgage broken. I thought that would be good. It's
Speaker 2: also true. So if you're a mortgage broken and want
Speaker 2: to work with me, slide into our DMS, or better yet,
Speaker 2: apply the job at is on LinkedIn. And also, Jess,
Speaker 2: we're hiring for a copywriter and sure aunt of Money,
Speaker 2: so that is also on LinkedIn. Go have a look.
Speaker 4: Yeah, don't side of my dams go to LinkedIn.
Speaker 2: Yeah, don't do that to Jess because she'll just send
Speaker 2: you to LinkedIn and it would just be a little
Speaker 2: loopedy loop think.
Speaker 3: Yeah.
Speaker 2: So it was bad advice from me, but it is
Speaker 2: good advice to come work with us one hundred pc.
Speaker 4: We like to think we're fun.
Speaker 2: More money wins please though.
Speaker 4: Next one comes from Julie, who said on Saturday, I
Speaker 4: bought a handmade upholstered footstore of Facebook marketplace for my
Speaker 4: mummy and the lady and I got talking about our hobbies.
Speaker 4: We shared our Facebook pages with each other and our
Speaker 4: ideas she's also like me, very creative. That night she
Speaker 4: messaged me wanting to buy a painting and she picked
Speaker 4: it up today.
Speaker 2: Oh my gosh, I know.
Speaker 4: I'm just really feeling like the little community vibes. I think.
Speaker 4: Not on theme. Our last one this week, but on
Speaker 4: brand comes from Holly, who says mac has a small
Speaker 4: cheeseburger meal with a Shaky's nine dollars you order on
Speaker 4: the app. A happy meal is only four ninety five
Speaker 4: and you can upgrade the drink to we shape for free.
Speaker 2: Yeah god, yeah, do you know who already knew that?
Speaker 2: Just go to reach you.
Speaker 4: We love a MacDonald and age I've got this week.
Speaker 2: A happy meal always makes Jessica happy.
Speaker 4: Love it. I had one on the way to this studio.
Speaker 2: You did did you get?
Speaker 4: I didn't?
Speaker 2: Actually look? You can ask for no toy so you
Speaker 2: can be an out of sorry like that's not an option.
Speaker 4: You can like it. I'll go get my twin give
Speaker 4: it to you now.
Speaker 2: Thank you, money win the money? Is that all right? Table?
Speaker 1: Beck?
Speaker 2: No cheeseburgers in your broke tips this week? I don't think.
Speaker 2: But what have you got for us? Okay comes to
Speaker 2: Beck's Broke Tips, Got something just as exciting do.
Speaker 5: This one comes from one and only Victoria device.
Speaker 2: Use my broke tips. This is you gaming the system.
Speaker 2: When we gave you this segment, we said, Beck, you'll
Speaker 2: come up with a broke tip each week. You know,
Speaker 2: it was really lazy. This week it's smarter, not harder.
Speaker 5: And also, time is money, and I feel like I
Speaker 5: saved a lot of time and money using your broke tips.
Speaker 2: So right is basically what it is.
Speaker 5: So Victoria brought in some what I would you know,
Speaker 5: consider gormet, muffet nor met, I believe met. Yeah it's
Speaker 5: like saying target, but yes, we know what it is,
Speaker 5: the fancy way to say it.
Speaker 2: But turns out she we spent less than three dollars
Speaker 2: makeing I did it with the money in I thought
Speaker 2: I was pretty good. The broke tip of this week
Speaker 2: is it's a recipe. It's not just a tip. It's
Speaker 2: not just a tip. It's a recipe.
Speaker 5: So if you want some really cheap, quick and easy snacks, desserts, whatever.
Speaker 2: The hell, you can use them for literally anything anything. There,
Speaker 2: any snack, birthday cake, whatever you want. So if you
Speaker 2: go to Coal's, you get a ninety cent vanilla cake mix,
Speaker 2: and they come in other flavors.
Speaker 5: They do a tin of Coal's apple slices two dollars,
Speaker 5: but sometimes on sale.
Speaker 2: For one dollar. Yep, exactly. I got them on sale
Speaker 2: for one dollar, all in the same bowl. You don't
Speaker 2: even have to drain the apple. You put the apple
Speaker 2: juice from juice for tin. Like, get your cake mix back, yep.
Speaker 2: Dump the cake mix. Then we're going to dump the
Speaker 2: whole tin like you just opening, no draining, dump it
Speaker 2: in yep, and then the maths.
Speaker 5: That's the I'm assuming you put the rest of what's
Speaker 5: on the packaging of the Coal's box, just.
Speaker 2: Just the mix. Mix it together, chuck it in the
Speaker 2: oven one eighty and you have, after about fifteen to
Speaker 2: twenty minutes, about twelve nicely sized cupcakes. I mean, if
Speaker 2: you wanted to double it up, you'd have six good muffins.
Speaker 2: That would be a good morning tea, but like very
Speaker 2: very good. The benefit here is that it's super cheap.
Speaker 2: You also don't need to be a master chef, like
Speaker 2: literally dump it in the bowl. If you want to
Speaker 2: get creative. I feel like I'm taking over Bexbroke Kicks.
Speaker 2: I'm very passionate about Chree muffins. You can mix up
Speaker 2: the flavors totally.
Speaker 4: I was thinking you could add cinnamon if you did
Speaker 4: the apple apple cinnamon. Mate.
Speaker 2: I have done that. I just didn't want to tell
Speaker 2: beck about the cinnamon part because then it gets like complicated,
Speaker 2: more expensive, more expensive, true, Tue, True, But Jess is
Speaker 2: obsessed with peaches. Yeap vanilla peach muffins.
Speaker 5: Yeah, stunning the canned peaches.
Speaker 2: Yeah, the canned peaches has so two dollars at coals.
Speaker 2: Look at that one hundred percent. You know what, You
Speaker 2: could save even more money doing going to Audi to
Speaker 2: get your tinned fruit much cheaper than cheaper. But I'm lazy,
Speaker 2: so we just went with coals. You can mix up
Speaker 2: the cake flavor. They also have chocolate.
Speaker 5: Love that.
Speaker 2: Are you rich and you're buying tinned cherries cherry chocolate muffins,
Speaker 2: Oh my gosh, exacolate chips. Yeah, you could do chocolate chips.
Speaker 2: You could do anything. This magic cake mix is exactly that.
Speaker 2: It is magic. I love that. I love it. Ninety
Speaker 2: cents every muffin is about fifty cents each, just under
Speaker 2: under cents each under and that's a good snack. Yeah,
Speaker 2: it's a very good you could have a picnic guys
Speaker 2: with your friends and you could say ring dessert three dollars.
Speaker 2: There you go, money win.
Speaker 4: That is the money win.
Speaker 2: I've got another recipe. I'll share it with you later.
Speaker 2: I'm not telling you about it on the podcast because
Speaker 2: I'm going to make it. It's going to make you
Speaker 2: try it first, and then you can tell me if
Speaker 2: it's good or not. So you for taste expensive yeah,
Speaker 2: and then you can guess the cost and if it's good,
Speaker 2: we will share it on the podcast again. As you know,
Speaker 2: Victoria's recipe tips new segment, which are also Bex broke
Speaker 2: tips that she steals from Victoria.
Speaker 5: I love that.
Speaker 2: I love that idea economy exact.
Speaker 5: My next broke tip, I'm going to tell you about
Speaker 5: a broke tip from Paula, who has sent me through
Speaker 5: this really amazing group, the food Bank. Basically, if you
Speaker 5: are without food and you have absolutely no money, or
Speaker 5: even if you just don't have enough to be paying
Speaker 5: for food and something else rent happen, whatever life happens,
Speaker 5: you can find your nearest food bank at www dot
Speaker 5: foodbank dot org dot au. So you're just chuck in
Speaker 5: your postcode or your suburb and you'll find the nearest
Speaker 5: food bank to you.
Speaker 2: How good. That is really good.
Speaker 5: And I was going to piggyback off of that one
Speaker 5: for my own broke tip. If you are in Brunswick
Speaker 5: or in Melbourne, there are so many free food pantries around.
Speaker 5: One is that's really wholesome? Yeah, one one Annie boorit.
Speaker 5: I don't think it's there anymore, but there was a
Speaker 5: free food pantry there for a while. And you won't
Speaker 5: just get your standard bloody beans and whatever you you'll get,
Speaker 5: not that's just stuff. You get anything that you want.
Speaker 5: People just leave stuff there, you know.
Speaker 2: I love that. So giving back, especially in that way
Speaker 2: is just it's so nice. It's so nice.
Speaker 5: So I would recommend, you know, if you don't have
Speaker 5: the money to afford food, go try and find a
Speaker 5: free food pantry, and if you do have the money,
Speaker 5: just go around and pop something in the in the
Speaker 5: pantry if you have time, if you have capacity, I'd
Speaker 5: be really lovely. You're helping out so many people.
Speaker 2: I've had a few messages actually from people who are
Speaker 2: struggling at the moment. And you know, obviously my dms
Speaker 2: are open and I love having these conversations, but I've
Speaker 2: recommended the food bank a couple of times to a
Speaker 2: few people in our community, and they might respond with
Speaker 2: things like, oh, it's too embarrassing. It's this is not babe,
Speaker 2: It's a season of life. It is what it is. Like,
Speaker 2: we are so lucky to live in a world where
Speaker 2: a service like that exists. Use it, Please use it,
Speaker 2: and feel bad about using it, feel empowered about using it.
Speaker 2: Like it's helping you get ahead. And it's kind of like,
Speaker 2: you know, people giving you a bit of a piggyback
Speaker 2: up because if you don't have anything, it's going to
Speaker 2: mean that you can put food on the table and
Speaker 2: you can provide and you can do what you need
Speaker 2: to do. But also it means that you can channel
Speaker 2: that money to somewhere else that might need it. Maybe
Speaker 2: you need to pay your rent or your electricity or
Speaker 2: your bills or something, and it's going to help you
Speaker 2: stay out of debt and be in the best possible position.
Speaker 2: So I just am all about it, like, if you
Speaker 2: need help, just ask for the help, put your hand up.
Speaker 2: There's absolutely no shame in it, because I do genuinely
Speaker 2: believe that what goes around in life comes around, and
Speaker 2: if you know you're using that service today and you're
Speaker 2: feeling really guilty about it. Reframe it, be like, cool,
Speaker 2: I'm going to use it today while I'm in this
Speaker 2: season of my life, and then one day when I
Speaker 2: have some extra cash, I'm going to be the person
Speaker 2: that puts some food into that food bank so that
Speaker 2: somebody else who was in my position feels just as
Speaker 2: empowered as I did. And I just think it's it's
Speaker 2: honestly such a beautiful sentiment, and it is what it
Speaker 2: is at the end of the days. Absolutely no shame.
Speaker 2: Please use it if you need to, though well, usually
Speaker 2: it exists for you.
Speaker 5: Literally exists for people who need it.
Speaker 2: Usually, and I feel like sometimes people say things like, oh,
Speaker 2: but I'm not as bad as other people. Sit down.
Speaker 2: If you need it, you need it. We're not comparing
Speaker 2: our circumstances. Like I could just go on about this
Speaker 2: all day, but we will not.
Speaker 4: And if you do find yourself in a good position,
Speaker 4: if you maybe do have a couple of dollars to
Speaker 4: spare for you know, those extra cans of Audi fruits
Speaker 4: or coals, the ninety cent cake mix. If you're in
Speaker 4: the position where you're on the other end of the spectrum.
Speaker 4: You can donate to the food bank, you can eat
Speaker 4: that donate physical food products. I really like when Coals
Speaker 4: has the two for one sometimes it's so good one
Speaker 4: for me, one for the food bank, and you're not
Speaker 4: paying any extra. It works out the same. But you
Speaker 4: can do a little bit of good. Or you can
Speaker 4: donate our money as well. If there isn't one mearu
Speaker 4: so gene same website that they're cried out before. It's
Speaker 4: just a nice little circle of give and take and
Speaker 4: we're all here to help each other. Really perfect love beck.
Speaker 2: Is that all for broke tips? That's all for broke
Speaker 2: tips this week? Oh my gosh, I love them. You
Speaker 2: stole them all from everybody else. Have a little genius.
Speaker 2: All right, let's go to a really quick break because
Speaker 2: on the flip side, we're going to be talking about
Speaker 2: demystifying some investment terms, and we're going to be talking
Speaker 2: about whether you should disclose you only flans to your
Speaker 2: boss or not. Jess, got something you want to talk about.
Speaker 4: Oh, I'm gonna have to come back after the break
Speaker 4: to find out. Welcome back, everybody. Let's jump into this
Speaker 4: week's money dilemma.
Speaker 6: Hi, she's on the money. I have an investing question
Speaker 6: for you guys. So I've recently started investing in the
Speaker 6: ASX on an online brokerage platform, and I have a
Speaker 6: question about something on there. So I don't know what
Speaker 6: it means by having an expiry date or choosing an
Speaker 6: expiry date, or what good till canceled means. It's all
Speaker 6: very confusing to me. I don't know what happens if
Speaker 6: you pass the expiry date, and everything that I seem
Speaker 6: to find online is just confusing me. More so, I
Speaker 6: would love for someone to explain this to me in
Speaker 6: a simple way.
Speaker 2: Yeah, thank you so much. This is a really good
Speaker 2: question because it's not commonly asked or spoken about. But essentially,
Speaker 2: when she says good till care anseled or good till expiry,
Speaker 2: it's not actually an investment. So what happens is Jess,
Speaker 2: let's say, has downloaded a new brokerage platform, and that
Speaker 2: brokerage platform enables you to put a tracker on a
Speaker 2: particular share. So Jess might go, I really want to
Speaker 2: buy a bank share the Bank of Victoria. We spoke
Speaker 2: about that the other day on the podcast. Really want
Speaker 2: to buy shares in the Bank of Victoria Right now,
Speaker 2: they're a bit overpriced though, you know, the market's talking
Speaker 2: about them, so you know they're sixty bucks a share.
Speaker 2: But Jess, she only wants to pay fifty five dollars
Speaker 2: to share. So she puts in what's called an order,
Speaker 2: and an order is for your investment platform to buy
Speaker 2: those shares if they get to her set price. So
Speaker 2: say overnight, Jess, you know, hasn't been checking her investment platform.
Speaker 2: Once the share market opens, she's at work, she hasn't
Speaker 2: really thought about her investments. Again, what happens is the
Speaker 2: share market, you know, goes down a little bit and
Speaker 2: those shares are now the fifty five dollar market that
Speaker 2: Jess said, you know what, I would purchase ten shares
Speaker 2: at fifty five dollars if that was the price, but
Speaker 2: if it doesn't get down to that, I don't want
Speaker 2: to buy them. So what would happen is she would
Speaker 2: put her order in and her platform would track that
Speaker 2: and try and make sure that, you know, Jess's order
Speaker 2: gets in. They want the order to go in because
Speaker 2: they will be charging jess brokerage if that order goes through,
Speaker 2: so they make money if Jess gets that for fifty
Speaker 2: five dollars. Jess will be very happy because she got
Speaker 2: the shares at the price that she wanted to pay,
Speaker 2: and everyone's very excited. Unlike usual commands though, and unlike
Speaker 2: you know, actually facilitating a transaction, when Jess puts in
Speaker 2: a little marker and says they really want to buy
Speaker 2: it fifty five dollars, there's usually an expiry date on
Speaker 2: that offer. Jess says, they really want to buy that,
Speaker 2: and then the transaction platform or the brokerage platform says,
Speaker 2: you know where is Jess. We'll keep an eye on
Speaker 2: that for the next sixty days, and that sixty day
Speaker 2: mark will mean that either the order is executed so
Speaker 2: she buys the shares, or it's canceled, and she'll probably
Speaker 2: get an email saying, hey, your order couldn't be fulfilled
Speaker 2: at that price market, which points will reassessed and say, oh,
Speaker 2: it's been two months. The market's either doing really well
Speaker 2: and it might not drop down to that fifty five
Speaker 2: dollar market that I really want to buy the shares at,
Speaker 2: or I'm just gonna put the same ordering again because
Speaker 2: I'm willing to wait and I really want my shares
Speaker 2: for fifty five bucks. So it's usually just a trading
Speaker 2: term that means all right, well you've ordered something, they
Speaker 2: kind of just give you a refund and say, don't
Speaker 2: worry about it. At the end of sixty days. Typically
Speaker 2: it's sixty days, but essentially that's the expiry date, or
Speaker 2: it's until canceled. So the expiry date will be the
Speaker 2: date that your order gets canceled because they couldn't fulfill
Speaker 2: it for that fifty five dollars. Obviously lots of different circumstances,
Speaker 2: but does that make sense?
Speaker 4: Does till canceled also mean if I've placed that order
Speaker 4: for six days and I go.
Speaker 2: Oh, actually, I don't want to buy that anymore, be.
Speaker 4: Unrealistic of me? Yeah too, chan the price, I can
Speaker 4: cancel it and that would fall under the tool canceled
Speaker 4: as well.
Speaker 2: Ye yeah, So at expiry they will cancel your transaction
Speaker 2: or you could cancel it earlier. But that's essentially what
Speaker 2: it means. It's when you are trading on the ASX,
Speaker 2: which is the Australian Stock Exchange. Every country has their
Speaker 2: own or most countries have their own stock exchange, and
Speaker 2: the ASX is just the Australian version of that. You
Speaker 2: can access that through any of the Australian share trading
Speaker 2: platforms that you currently have access to. Some of them
Speaker 2: won't do orders, and that's okay, some of them will.
Speaker 2: It's just something that you know, if you're an investor
Speaker 2: and you're looking for something at a particular price, you
Speaker 2: can put in an order and say I want this.
Speaker 2: It also means that you can put in orders outside
Speaker 2: of standard trading hours. So here in Australia, the share
Speaker 2: market's actually only open from ten to four every day,
Speaker 2: so you might you know, Jess has full time job, Jess,
Speaker 2: you are trading at night, so you might go online
Speaker 2: and say, oh, I really want to buy shares in
Speaker 2: the Bank of Victoria, but the AX the Australian share
Speaker 2: market actually doesn't open until ten am tomorrow. I'm going
Speaker 2: to put in an order with my platform, and Jess
Speaker 2: might go in and order those ten shares, say I
Speaker 2: really want to order those ten shares, and then she'd
Speaker 2: tick a box to say yes at that price, and
Speaker 2: then she'd submit that order and the platform would usually
Speaker 2: then send her an email and say your order's been confirmed.
Speaker 2: Like I said, she's put the order in, it hasn't
Speaker 2: been processed yet. Then when the market opens at ten am,
Speaker 2: whatever stock broker she's going through will place that order
Speaker 2: and then she'll get an email to say that order
Speaker 2: has successfully gone through. So it's kind of just like
Speaker 2: her doing a click and collect so the shares.
Speaker 4: That's so cute.
Speaker 2: I guess that was a pretty simple one this week
Speaker 2: that didn't require a lot of opinion.
Speaker 4: That's probably a good thing because I think this week's
Speaker 4: community DM might take up a little bit of time.
Speaker 2: Oh you reckon? Are you ready?
Speaker 4: I am all right.
Speaker 2: Today's DM is arguably on the spicier side because it's
Speaker 2: about a spicier site. So guys strap in because this
Speaker 2: week's community Dilemma went a little bit like this. Hey, ladies,
Speaker 2: big fan of the she's on the Money podcast and
Speaker 2: would appreciate your advice. So I have a side hustle
Speaker 2: business in OnlyFans that I work alongside my full time
Speaker 2: nine to five job. I'm really worried about my boss
Speaker 2: finding out and me losing my job, as I know
Speaker 2: they won't like this. My question is do I tell
Speaker 2: my employer or ask them if this is okay with them,
Speaker 2: or do I keep it a secret and run the
Speaker 2: risk of them finding out? And potentially firing me. Also,
Speaker 2: I should note that in my contract it states that
Speaker 2: I will not and then in brackets without the consent
Speaker 2: of the company, be engaging in any other trade, business,
Speaker 2: or occupation. Would love to know your thoughts on how
Speaker 2: I need to navigate this. Oof.
Speaker 4: There's two elements to this. There's the only fans aspect
Speaker 4: and then there's the contractual aspect about how in my
Speaker 4: mind almost I see it exactly the same way. So
Speaker 4: I think starting with the contractual obligation, because that I
Speaker 4: feel like is the foundation, and then the only fans
Speaker 4: is like an overlaid element. You've signed a contract and
Speaker 4: a one hundred percent you know. I think that people
Speaker 4: are probably expecting us to say no, like you're at
Speaker 4: your nine to five for nine to five. They don't
Speaker 4: control your life outside, which I understand and on some
Speaker 4: level agree with. However, if you have signed a contract
Speaker 4: saying I will not do this without you know, getting permission,
Speaker 4: you are bound by that.
Speaker 2: And I think we've said this sign contract. You said no, No,
Speaker 2: we haven't said it before. Jess. You and I have
Speaker 2: literally had this conversation like a month ago where we
Speaker 2: were talking about side hustles and what it meant. So no,
Speaker 2: it wasn't on the pod. It was literally a personal
Speaker 2: conversation about what you would and wouldn't disclose and you know,
Speaker 2: oh what does this mean and how does this work?
Speaker 2: And you know, oh, well, what if you did want
Speaker 2: to spiceya side hustle, be like okay, like cool, have
Speaker 2: fun with your jesses. Very committed to this idea of
Speaker 2: one day making a lot of money from selling foot pictures.
Speaker 4: If anyone wants to buy photos of my feet, I
Speaker 4: will sell them to you at a very reasonable price.
Speaker 4: Don't know how do you block the ground, but I'll
Speaker 4: just buy? Yeah, I do. But see, this is the thing.
Speaker 7: I feel like.
Speaker 2: That's it's just making money. It's a good idea. Why
Speaker 2: not Also if you have an only fans for your feet,
Speaker 2: I want your money diary one hundred like I need it.
Speaker 2: I need your money diary because it just to me,
Speaker 2: that's something that just doesn't make sense, like not trying
Speaker 2: to kink, shame or do any of those things. No,
Speaker 2: it's just one of those things I cannot comprehend. I
Speaker 2: cannot believe that people would pay you money for pictures
Speaker 2: of your feet. But my friend, I'm here for it
Speaker 2: like I get that banksis doesn't matter how went or where.
Speaker 4: Absolutely, So back to before we get to the only fans.
Speaker 4: Oh yeah, yeah, back to the contract thing. You've signed
Speaker 4: a contract, You're obliged by that contract. It doesn't matter
Speaker 4: what line of work. It is. Like if you've said
Speaker 4: a contract saying, if I signed a contract saying when
Speaker 4: I took this job, they did clause and it is
Speaker 4: a very standard clause. Is something we should say. This
Speaker 4: isn't one of those things where it's the company being sneaky.
Speaker 4: A noncompete clause is extremely common. It's in most standard contracts.
Speaker 4: It's in my contract.
Speaker 2: And so yeah, because like, can you imagine just being like, oh,
Speaker 2: I want to side hustle, which, by the way, just
Speaker 2: does have a side hustle. It does have another way
Speaker 2: of generating income outside. She's on the money, which I'm
Speaker 2: so happy for and I actually love that she has it.
Speaker 2: But if she came to me and said, oh, yeah,
Speaker 2: I'm actually going to go work for another money podcast,
Speaker 2: I'd be like, sit down, I know you are not.
Speaker 4: And that, I think is where the caveat in my
Speaker 4: mind is around additional work generally. Is I don't think
Speaker 4: your employer can unreasonably refuse like we've brought me up.
Speaker 4: My example is, you guys know, if you follow me
Speaker 4: on Instagram, I freelance in content creation for brands that
Speaker 4: has a little bit of crossover honestly with what I do,
Speaker 4: and I'm y.
Speaker 2: So careful about that and like, I really respect it.
Speaker 2: But at the same time, I'm like, Jess, get the bank.
Speaker 2: It's fine. And sometimes there's been, like you know, a
Speaker 2: client that She's on the money has that has then
Speaker 2: reached out to Jess individually, and she always I feel like,
Speaker 2: you freak out every time, and I'm always like, no,
Speaker 2: if they want to work with you individually, like of course,
Speaker 2: like yeah, to me, she's a very different content creator
Speaker 2: than She's on the money, very complimentary, Like I think
Speaker 2: that they sit side by side with the type of
Speaker 2: content and it just creates. And sometimes you'll do like
Speaker 2: your budget fashion halls or whatever, and I think that
Speaker 2: that makes perfect sense to fit into She's on the money,
Speaker 2: but it's not competition with She's on the money or
Speaker 2: from my perspective, and I feel very.
Speaker 4: Thankful for that. But I think not all employees are
Speaker 4: as lucky as I am that they have an employer
Speaker 4: who has that perspective, and it is their right ultimately
Speaker 4: if they feel like whatever you're doing outside of work,
Speaker 4: if for whatever reason Victoria said, oh, like I'm a
Speaker 4: bit worried. That conflicks like it is your right as
Speaker 4: an employer to say that. And that's where that contractual
Speaker 4: obligation comes into play.
Speaker 2: Like you can't have your cake and eat it too.
Speaker 2: Like at the end of the day, you and as
Speaker 2: you said, yes, I don't actually care what you do
Speaker 2: outside of work. I think it's important to be really transparent,
Speaker 2: but it is a contractor that you signed with me
Speaker 2: as your employer to say, yeah, like I'll let you
Speaker 2: know if there's anything else that I'm doing. I mean,
Speaker 2: you're right, it is your life. It is what you do.
Speaker 2: But like this idea of well I shouldn't have to
Speaker 2: tell you, it's like, well, you signed a contract, and
Speaker 2: if you won't comfort with the contract, you shouldn't have
Speaker 2: signed it. And that's what I mean when I say
Speaker 2: you can't have your cake and eat it too, because
Speaker 2: like basically just does have her cake and eats it
Speaker 2: too and does whatever she wants outside of it. And
Speaker 2: that's great, but you know why she gets to do
Speaker 2: that because she's so transparent about the process and it
Speaker 2: doesn't impact my business. But it would make me really
Speaker 2: uncomfortable if Jess wanted to freelance for another you know,
Speaker 2: really big money podcast, if that's a thing, because I
Speaker 2: kind of be like, oh, well, you know what ipeed
Speaker 2: does she take out of my business and then give
Speaker 2: to them about the process? What you know? Vice versa, Like,
Speaker 2: you know, is she going to go and I know
Speaker 2: Jess would never, but is she going to go to
Speaker 2: work with them one day and do something and then
Speaker 2: bring it into my business? And then I'm accidentally going
Speaker 2: to look like I'm copying someone Like it's just a
Speaker 2: murky circumstance that as her employer because I pay her
Speaker 2: a job I deserve to know about. But that then
Speaker 2: lays over into the fact that she's on the money.
Speaker 2: I don't care how you make money outside of her,
Speaker 2: as long as it doesn't impact she's on the money.
Speaker 2: And that's kind of a question that means different things
Speaker 2: to different employers, Right, So if Beck turned around and
Speaker 2: said I had an only fans it's me, I'd be like,
Speaker 2: get that bank, sis, as long as the content that
Speaker 2: you're creating is completely consensual and you are happy with
Speaker 2: what you are up to. I respect that, yes, but
Speaker 2: that's not the view of a lot of other employers
Speaker 2: like Jess if she ever actually you know, she's talked
Speaker 2: about it for the last three years, so full of it.
Speaker 2: She never do it, but she's talked about this foot
Speaker 2: content because I think both of the foot she's on
Speaker 2: the floor, like whatever we want to call it. Yeah,
Speaker 2: I would support her to do that because I genuinely
Speaker 2: think that people, especially women, should be empowered to make
Speaker 2: their own decisions. And I also would never be embarrassed.
Speaker 2: I would think it was more telling of the person
Speaker 2: who quote dabbed them in. If someone came to me
Speaker 2: and said, hey, I just discovered Jess as foot fetish pious, like,
Speaker 2: I'd be like, yeah, cool. But I feel like, as
Speaker 2: her employer, I do deserve to know because I do
Speaker 2: not deserve to be blindsided by that information either. Yes,
Speaker 2: So I think that if someone came to me and said, well,
Speaker 2: did you know Jess has this, and I'd be like, yes,
Speaker 2: you better be paying if you're looking.
Speaker 4: Like free feet no free feet?
Speaker 2: Yeah, and Beck, if you started, it would be like great,
Speaker 2: at least I know, like are there any accommodations I
Speaker 2: need to make as your employer, Like you know, times
Speaker 2: or changes or whatever.
Speaker 4: It is, like, what would you expect from me?
Speaker 2: And you might go nothing, be it's just in my
Speaker 2: own time, and I go okay, great, like have fun.
Speaker 2: But like most people aren't comfortable with that concept. It's
Speaker 2: shocking to me.
Speaker 5: What element I feel like this is going to be
Speaker 5: maybe different from you guys. I find it very shocking
Speaker 5: that people are offended when people have an only fans.
Speaker 5: I feel like, if your employer, if you're worried that
Speaker 5: your employe's going to fire you because you have an
Speaker 5: only fan, get the hell out of there, you know
Speaker 5: what I mean? Yeah, who cares if someone's consensually doing something,
Speaker 5: whether it's either I'm not comparing these two. I'm literally
Speaker 5: just using this is an example. But say you're a
Speaker 5: sex worker, Who cares if you want to be a
Speaker 5: sex worker, be a sex worker. It's a job, it's
Speaker 5: a job. Everything's a job, and everything is like a
Speaker 5: basically human made social norms are human maid like, like,
Speaker 5: who cares what anyone's doing?
Speaker 2: If you worry that you can get fired, get out
Speaker 2: of there. They're not the right people for you, if
Speaker 2: they're going to judge you, it says so much more
Speaker 2: about them than it doesn't really want so much. Like
Speaker 2: it's so true though, like it's this idea that it's
Speaker 2: like a secret, and I mean you might want to
Speaker 2: keep it a secret. We've actually had a couple of
Speaker 2: community members on the podcast to do money diaries before,
Speaker 2: who do do only fans? One of them who is
Speaker 2: We're able to name her because she mentioned it, Dara,
Speaker 2: She did only fans and her employer was like, so fine,
Speaker 2: what early supportive. She went to her employer and said, hey,
Speaker 2: like I do this and I want to do it
Speaker 2: on the side. I think could be really good at it,
Speaker 2: And her employee was like, yeah, see, you can have
Speaker 2: fun even on that podcast. It was probably two years ago.
Speaker 2: She you just look it up like type in She's
Speaker 2: on the Money Only Fans and it will come up
Speaker 2: in your search on your podcast platform. But even she said, like,
Speaker 2: I was a bit worried, and I'm also a bit
Speaker 2: worried about what my job looks like in the future,
Speaker 2: because she said, my job in the future might not
Speaker 2: be as accommodating as my current boss or what that
Speaker 2: looks like, and I totally get that reservation, because like
Speaker 2: I would be worried about the same thing, but obviously
Speaker 2: she's just gone gung ho and gone for it. We
Speaker 2: also had another money diarist who spoke about her only
Speaker 2: fans experience, but about wanting it to be a bit
Speaker 2: more private because she had young kids and didn't want
Speaker 2: that to be a part of the conversation she was
Speaker 2: having with her kids. And you know, she was like,
Speaker 2: I don't really want to go to the school and
Speaker 2: know that the dads are watching me knowing this information.
Speaker 2: But that ended up being really toxic for her because
Speaker 2: she got doxed and someone found it and then threatened
Speaker 2: to tell her community about it, and she clearly had
Speaker 2: to come out and be like, well, yes, I do
Speaker 2: do this, but nobody should ever be forced into sharing
Speaker 2: information about themselves. And I actually have a friend who
Speaker 2: is a sex worker and she's married to a beautiful
Speaker 2: again one of my friends who's been on the podcast,
Speaker 2: and she spoke about her experience as a sex worker,
Speaker 2: and she had somebody in her family docs her because
Speaker 2: they hadn't told their parents about it, and it was
Speaker 2: like common knowledge she was a sex worker. He had
Speaker 2: his job and a family member told his parents about
Speaker 2: it because the quote they deserved to know. It was
Speaker 2: just not information she was wanting to share, or they
Speaker 2: had decided as a family, this is just what I
Speaker 2: want to share, not not what you want to share.
Speaker 2: And so there's clearly and I mean, we know it exists.
Speaker 2: There's clearly judgment that overlays over these jobs that we
Speaker 2: all know should not exist because a job is a job.
Speaker 5: A job is a job, and it's twenty twenty three.
Speaker 2: What the hell like, Oh, your job is physical, yes,
Speaker 2: so is a construction worker, Like, oh you're a paver,
Speaker 2: you're a builder, you're a plumber. You use your body
Speaker 2: for your work. Great, so do a lot of other
Speaker 2: people like it. It doesn't matter what it looks like.
Speaker 5: And they're making these decisions today.
Speaker 2: So I do not care what you do as long
Speaker 2: as it is consensual, like that is a chosen career
Speaker 2: path for you, then you do you boo. My concern
Speaker 2: comes when you're doing something that maybe you feel forced
Speaker 2: into doing or you don't feel like you have any
Speaker 2: other options, then we need to talk. Sure, And I
Speaker 2: just it's twenty twenty three. I can't believe it still exists.
Speaker 4: Yeah, before I say this, I'm just putting a caveat
Speaker 4: on it because we've been getting behaved, we have been roastedly.
Speaker 4: We are very if you cannot tell, very sex positive.
Speaker 4: I love the only fans is a safe way for
Speaker 4: people to empower themselves and earn money.
Speaker 2: Or for it.
Speaker 4: However, the I guess the one thing I would put
Speaker 4: on the flip side of that is as much as
Speaker 4: I wholeheartedly believe in someone's right to do what they
Speaker 4: want with their body, as much as I don't think
Speaker 4: that that should have implications for your job, I am
Speaker 4: also kind of conscious that in certain industries it could
Speaker 4: be a concern for your employer, and it could be
Speaker 4: a concern. Glad you brought this up reasonable reasons. And
Speaker 4: the first example that comes to my mind is if
Speaker 4: you work with children, or if you work in a
Speaker 4: teaching space. There are all of these diff diferent regulations
Speaker 4: around you know what children exposed to. And I am
Speaker 4: in no way insinuating that if you work, if you're
Speaker 4: a sex worker, I think children, that's That's not what
Speaker 4: I'm saying it all, but it's the risk that you
Speaker 4: run when you put things on the internet. It is
Speaker 4: there for anybody to find. So if you were, for example,
Speaker 4: a teacher who had an only fans, what happens if
Speaker 4: a student finds it. There are all of these implications
Speaker 4: and liabilities that then kind of come back to your employer.
Speaker 4: And it's a bit of a tough spot in the
Speaker 4: sense of, well, there are certain parents or certain people
Speaker 4: who might really take issue with that. And while I
Speaker 4: think a lot of us are progressive enough to go, oh, like,
Speaker 4: where's the line, your employer also has a responsibility to
Speaker 4: those regulations and to those things. If you work in politics,
Speaker 4: it's something that could be weaponized. Are they putting you
Speaker 4: at risk? Is I employ you knowing that you could
Speaker 4: be docked as a part of a smear campaign? Like
Speaker 4: there are all of these I think against.
Speaker 2: Just ideas and things into consideration. And it's not because
Speaker 2: I mean I feel awful talk about them, because I
Speaker 2: feel like when we talk about them, we perpetuate this
Speaker 2: idea that there should be a thing. We actually need
Speaker 2: to talk about it because we need to break these
Speaker 2: things down and say that's actually a ridiculous concept. The
Speaker 2: idea that you'd be judged for using your body like silly,
Speaker 2: I don't know, it's very silly, so dumb, so dumb,
Speaker 2: but I think we do need to break it down
Speaker 2: and at the end of the day, like your company, like,
Speaker 2: let's pretend you're a lawyer and your boss just isn't
Speaker 2: that comfortable with the idea that their clients that are paying,
Speaker 2: you know, eight or nine hundred dollars an hour for
Speaker 2: you to be a lawyer on their certain project. They're
Speaker 2: just not comfortable that they could see that content. They
Speaker 2: don't think it's appropriate or professional, and they prefer that
Speaker 2: the people that they employ don't do that. It's well
Speaker 2: within their rights to make that decision. We talk about
Speaker 2: cultural fit, we talk about, you know, hiring the right people,
Speaker 2: technical capabilities, we talk about all of those things that
Speaker 2: just might be something that they go, I don't particularly
Speaker 2: want that, and I think that that is okay as
Speaker 2: long as it is completely transparent. I'm not saying that
Speaker 2: I think it's okay that they do that. Like I
Speaker 2: just think it's okay to have your own preferences. It's
Speaker 2: kind of like having life preferences. I would prefer someone
Speaker 2: who's open minded when I hire them. I prefer someone
Speaker 2: who is sex positive when I hire them. A lot
Speaker 2: of those things I don't learn until later. I'm not
Speaker 2: going to hire someone if I think they're closed minded.
Speaker 2: So I think it's really up to the business and
Speaker 2: what they want to do and the perception they have,
Speaker 2: because let's be honest, Like, people could judge she's on
Speaker 2: the money differently because of the people that work there,
Speaker 2: like Beck, oh my god, you wear green jumpers? Are
Speaker 2: you shitting me?
Speaker 7: Yes?
Speaker 2: White dress, Like, couldn't believe it. Like there are so
Speaker 2: many things that people could judge us on, But I
Speaker 2: would assume that from my perspective, if you want to
Speaker 2: judge us on that, you're probably not my people. So
Speaker 2: we asked our community obviously what they think. We asked
Speaker 2: our community first things. First, we said, do you have
Speaker 2: a side hustle? Twenty six percent of you said yes.
Speaker 2: That's huge, twenty six percent of our community members have
Speaker 2: a side hustle. Next, if yes, does your employer know
Speaker 2: about it? This one was a spicy response. Thirty eight
Speaker 2: percent of you said yes, and sixty two percent of
Speaker 2: you said that your employer does not know about your
Speaker 2: side hustle. Isn't that a lot? That's surprising to me?
Speaker 2: I found that very wild. But then we obviously also said,
Speaker 2: we'd love your two cents. We'd love to understand, like
Speaker 2: what you think about this and how this works. And
Speaker 2: we asked you, guys, what are your thoughts? Lots of
Speaker 2: different opinions. You shouldn't do only fans if you've got
Speaker 2: a real job, sit down and get out of our community.
Speaker 2: If that's your thought pattern, no, honest to God, just leave,
Speaker 2: see yourself out. No need to acknowledge your departure.
Speaker 3: Just off you go.
Speaker 2: Next, someone said I would tell them regardless if they
Speaker 2: fire her, then it wasn't the workplace for her, and
Speaker 2: it would be a blessing in disguise.
Speaker 5: That's a nice answer. Why are people nice?
Speaker 2: I don't know why people aren't nice? Beck, it's the Internet.
Speaker 2: I don't like till you get on TikTok. That place
Speaker 2: is scary. Yeah. Next, someone said second part, Yes, of course,
Speaker 2: tell the boss if it's in the contract. But otherwise,
Speaker 2: why can't only fans be normalized, just like open conversation
Speaker 2: about money and sex should be love. Someone else said,
Speaker 2: I think no matter what the side hustle is, if
Speaker 2: you're contracted to tell them, then you should. You would
Speaker 2: want them to honor their side of the contract. So
Speaker 2: you should do the same. I think that's important. However,
Speaker 2: if there's nothing that stipulates that you have to, then
Speaker 2: I don't think that there is any need as long
Speaker 2: as it's not impacting your ability to do your job
Speaker 2: for them or impacting them as a business ie working
Speaker 2: for a direct competitor. Yeah, I agree with that a lot.
Speaker 2: I agree, and I think it's really really important. Someone
Speaker 2: else said I would absolutely lose my job in a
Speaker 2: public hospital if I had an only fans and this
Speaker 2: person has doctor in their user name, so I'm assuming
Speaker 2: that they're a doctor in a hospital. I don't think
Speaker 2: that's fair because I also we've talked about this before,
Speaker 2: and I think it's obviously an issue that really impacts
Speaker 2: women as opposed to men. And there's this concept and
Speaker 2: you know, I've been is the word crucified, I've been
Speaker 2: like attacked attacks, probably too strong, but I've been told
Speaker 2: to pull my head in a number of times online
Speaker 2: and Jess, you and I got a comment only last
Speaker 2: feet where someone commented, Jess and I've been doing these
Speaker 2: little fit checks about our here on yeah, not on TikTok,
Speaker 2: on Instagram reels, and we're having fun with it, right
Speaker 2: we're posting it on our personal pages. And someone commented,
Speaker 2: I don't know what she's on. The money has become
Speaker 2: it's a disgrace. I've not seen any money content. What
Speaker 2: is this unfollowing? And I was kind of.
Speaker 4: Like, no money content because it's not the money page. Girl.
Speaker 2: Yeah, it was like our personal pages, and we always
Speaker 2: sharing our personal interests on our personal pages, and look it.
Speaker 2: I just find it so funny that, you know, especially
Speaker 2: because I work in finance, there's this assumption that I
Speaker 2: would act one hundred percent of the time like an
Speaker 2: educated individual, and I'd be very formal and very corporate
Speaker 2: and like as an ex financial advisor. I think a
Speaker 2: lot of people have a lot of standards that they
Speaker 2: hold me to, which I think are ridiculous, because the
Speaker 2: flip side of me is I'm going to have a
Speaker 2: Barbie birthday party. I'm so excited to dress up in
Speaker 2: a blonde twig. I have ordered so many Barbie things online,
Speaker 2: so much paraphernalia. I've got some fairy wings. I really
Speaker 2: like cooking. I really like my cats. I like my dog.
Speaker 2: I like having a life outside of my workplace, where yeah,
Speaker 2: I do have to be intelligent. I do have to
Speaker 2: work and do corporate, boring things. That's fine, but there's
Speaker 2: this idea that that takes away from the fact that
Speaker 2: I'm a professional. And I think that this stretches out
Speaker 2: into this idea that you know, if a doctor did
Speaker 2: only fans and they're like some kind of let's pretend neurosurgeon,
Speaker 2: doesn't make them less of human to have an interest
Speaker 2: outside or less good at their job, or less good
Speaker 2: at their job exactly like they could be their best
Speaker 2: neurologist in the entire friggin world, and then you see
Speaker 2: them as a lesser human being because they decided to
Speaker 2: take photos of themselves naked because they're into that. Yeah,
Speaker 2: sit down like that does not change anybody's capability. And
Speaker 2: I think I see it when I'm not even creating
Speaker 2: content like that, Jess, I post pictures of my outfits
Speaker 2: and get crucified. I cannot imagine the judgment on somebody
Speaker 2: who's taking it a step further and you know, posting
Speaker 2: content that they're comfortable with. So, yeah, there's just a lot. Obviously,
Speaker 2: there were a lot of comments that said this shouldn't exist,
Speaker 2: which we agree. We agree with in Cheese on the
Speaker 2: Money because we just think you should do whatever you want.
Speaker 2: There was another comment, and I hated this. It was
Speaker 2: from someone who said, I work in HR at a
Speaker 2: professional services firm. We'd ask that you quit only fans
Speaker 2: or resigned from us. You have to make dude, which
Speaker 2: is really harsh. But I think it's open communication. Is
Speaker 2: it the crux of it?
Speaker 7: Right?
Speaker 4: Like, as you said, Beck, it sounds like if that
Speaker 4: was the case, that place isn't the workplace for you,
Speaker 4: Like you don't want a workplace where you feel like
Speaker 4: you've got to be secretive. Do I agree that only
Speaker 4: fans should have any implication in your professional capabilities? Not
Speaker 4: at all, But I do believe that there is I
Speaker 4: guess also contractually a right that your employer has to
Speaker 4: protect their image in you know, the way that they
Speaker 4: see fit. And it's a murky line on where that
Speaker 4: sits in terms of discriminatory or not. But ultimately, if
Speaker 4: you going right back to our listeners contract, you have
Speaker 4: signed a contract and you are bound by that contract,
Speaker 4: whether or not we agree with the semantics of it,
Speaker 4: I think ultimately is neither here nor there. It's really tough,
Speaker 4: but you are obligated to disclose to them, and I
Speaker 4: would hope that they are supportive, kind, good humans who
Speaker 4: believe in the same sorts of things that we do.
Speaker 4: And if they're not essentially fit for you, yeah, you
Speaker 4: deserve somewhere that's going to champion you in the same
Speaker 4: way that That's.
Speaker 2: What I said, Yeah, one hundred percent. I just think
Speaker 2: it's it goes back to that comment that's someone made
Speaker 2: to us. They said, you signed a contract, which obviously
Speaker 2: was your sentiment, but they said you would expect your
Speaker 2: employer to hold up that side of the contract too.
Speaker 2: And I think, you know, if something changed or there
Speaker 2: was something in your contract that they were you know,
Speaker 2: a little bit in breach of you'd expect them to
Speaker 2: share that with you, and you'd be horrified if they didn't.
Speaker 2: So I think that it goes both ways. It's a
Speaker 2: two way street, like respect your employer and what they've
Speaker 2: asked of you, and you do the same thing. Like
Speaker 2: I think it's just yeah, I would be disclosing it,
Speaker 2: Let's be honest. I'd probably actually disclose it in a
Speaker 2: little bit of a sneaky way, like I think I
Speaker 2: would approach my my employer first and say, hey, I'm
Speaker 2: thinking about a side hustle. What are your thoughts and
Speaker 2: feelings like about me doing something on the side, don't
Speaker 2: know what that's going to look like yet, just to
Speaker 2: even get an idea of what they would and wouldn't accept,
Speaker 2: and then maybe open the conversation up later, because if
Speaker 2: they straight out say absolutely no, no, side hustles, no this, no,
Speaker 2: that's at the room, then you've got a little bit
Speaker 2: of wiggle room to make the decision that's right for you.
Speaker 4: Yeah.
Speaker 2: But then on the flip side, if they've said, yep,
Speaker 2: side hustles, fine, just I want you to earn money,
Speaker 2: then at least you've got a little bit of leverage
Speaker 2: in that conversation. When you finally decide to tell them
Speaker 2: what that side hustle is about, you go, no, no,
Speaker 2: you said it was okay for me to do this.
Speaker 2: Why is it this particular one? Yeah, so that they
Speaker 2: can't back down and be like, oh, we just don't
Speaker 2: want you to be not committed to your job. Sit down,
Speaker 2: sneaky shneak, back them into a corner. That's the summary.
Speaker 4: That is a great idea, big one this week.
Speaker 2: Yeah, great place to leave it, I think, But I
Speaker 2: think so stell awake, stellar topic, spicy content, I love
Speaker 2: you all. I hope you have the best weekend and
Speaker 2: we will see you on Monday for a.
Speaker 5: Money Darry Bye, Guy bye.
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