1 00:00:00,680 --> 00:00:04,920 Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr 2 00:00:04,960 --> 00:00:08,680 Speaker 1: the Order KERNI Whoalbury and a waddery woman. And before 3 00:00:08,680 --> 00:00:11,160 Speaker 1: we get started on She's on the Money podcast, I 4 00:00:11,160 --> 00:00:14,319 Speaker 1: would like to acknowledge the traditional custodians of the land 5 00:00:14,400 --> 00:00:17,680 Speaker 1: of which this podcast is recorded on a wondery country, 6 00:00:18,120 --> 00:00:22,240 Speaker 1: acknowledging the elders, the ancestors and the next generation coming 7 00:00:22,320 --> 00:00:26,960 Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing 8 00:00:27,080 --> 00:00:30,120 Speaker 1: and the storytelling of you to make a difference for 9 00:00:30,240 --> 00:00:32,640 Speaker 1: today and lasting impact for tomorrow. 10 00:00:33,320 --> 00:00:34,120 Speaker 2: Let's get into it. 11 00:00:34,760 --> 00:00:47,880 Speaker 3: She's on the Money. She's on the Money. 12 00:00:57,760 --> 00:01:00,680 Speaker 2: Hello, and welcome to She's on the Money, the podcast 13 00:01:00,680 --> 00:01:04,720 Speaker 2: for millennials who want financial freedom. My friends, Today is Friday, 14 00:01:04,720 --> 00:01:08,200 Speaker 2: which means I'm back the Bjay episode. Is that what 15 00:01:08,240 --> 00:01:08,920 Speaker 2: we're calling it? 16 00:01:09,000 --> 00:01:12,199 Speaker 4: B and there's an and there. 17 00:01:12,600 --> 00:01:15,680 Speaker 2: I've never had more fun listening to a Friday Drinks episode. 18 00:01:15,720 --> 00:01:18,200 Speaker 2: Like arguably, I did not want to come back. I 19 00:01:18,440 --> 00:01:20,920 Speaker 2: laughed the whole way through. I can't work out if 20 00:01:20,920 --> 00:01:23,560 Speaker 2: it's because I'm biased, because they really like you guys, 21 00:01:23,800 --> 00:01:27,000 Speaker 2: or you're actually funny. I'll leave that up to our community. 22 00:01:27,000 --> 00:01:30,160 Speaker 2: To decide. I also had a very wholesome message from 23 00:01:30,200 --> 00:01:32,840 Speaker 2: somebody on the She's on the money account this week 24 00:01:32,880 --> 00:01:35,880 Speaker 2: and they said, oh my gosh, like hahaha, listened to 25 00:01:35,959 --> 00:01:39,479 Speaker 2: the B and Jay episode. She thought that you guys 26 00:01:39,480 --> 00:01:43,959 Speaker 2: were talking about Ben and Jerry's so funny. I tackled 27 00:01:44,000 --> 00:01:45,640 Speaker 2: and then said, Jessica, reach out to them. They have 28 00:01:45,680 --> 00:01:46,559 Speaker 2: really good ice cream. 29 00:01:46,640 --> 00:01:48,640 Speaker 4: Yeah, Ben and Jerry's. If you want to work with us, slamkout. 30 00:01:48,840 --> 00:01:52,000 Speaker 2: Yeah, we'll be here. Obviously. That's very exciting. We are 31 00:01:52,040 --> 00:01:55,080 Speaker 2: back for another week of celebrating you guys. You are 32 00:01:55,080 --> 00:01:58,200 Speaker 2: my favorite people in the entire world. And today we're 33 00:01:58,200 --> 00:02:00,200 Speaker 2: going to be sharing or Jessic Richi is gone to 34 00:02:00,240 --> 00:02:03,560 Speaker 2: be sharing our favorite money wins. Beck has a tasty 35 00:02:03,760 --> 00:02:06,320 Speaker 2: broke tip, and we're going to be helping to answer 36 00:02:06,440 --> 00:02:09,280 Speaker 2: juicy money dilemma, which this week is all about explaining 37 00:02:09,400 --> 00:02:13,160 Speaker 2: investment terms, one of my favorite sexy topics, and we're 38 00:02:13,200 --> 00:02:15,360 Speaker 2: going to be unpacking something that you slid into our 39 00:02:15,440 --> 00:02:18,080 Speaker 2: DMS about and we're going to talk about whether or 40 00:02:18,160 --> 00:02:21,880 Speaker 2: not you should disclose your only fans side hustle to 41 00:02:22,000 --> 00:02:26,799 Speaker 2: your boss. Ah. So let's dive straight into the week 42 00:02:26,840 --> 00:02:30,639 Speaker 2: that has been Miss Beck sayed, how has your week been? 43 00:02:31,040 --> 00:02:31,799 Speaker 5: Where week has been? 44 00:02:32,200 --> 00:02:32,720 Speaker 2: Lovely? 45 00:02:33,520 --> 00:02:36,440 Speaker 5: Jessica Riici and maybe even you have maybe heard about 46 00:02:36,480 --> 00:02:38,639 Speaker 5: the current affair saga, Yeah. 47 00:02:38,440 --> 00:02:40,520 Speaker 2: You're like famous now well and I got to see 48 00:02:40,639 --> 00:02:42,959 Speaker 2: nature after. Can I tell people that I know you? You 49 00:02:42,960 --> 00:02:45,880 Speaker 2: absolutely can, but I just want you to know that. Unfortunately, 50 00:02:45,919 --> 00:02:49,240 Speaker 2: but also fortunately, our landlord decided not to raise our rent, 51 00:02:49,919 --> 00:02:51,360 Speaker 2: so we had to pull. 52 00:02:52,280 --> 00:02:54,519 Speaker 4: We had to pull the pull our part of the 53 00:02:54,560 --> 00:02:55,919 Speaker 4: st putting the rent up at all? 54 00:02:56,400 --> 00:02:57,080 Speaker 2: Not at all? 55 00:02:57,440 --> 00:02:59,200 Speaker 4: That is fantas on. 56 00:02:59,320 --> 00:03:03,160 Speaker 2: Did you just pull a swifty blackmail and safe you 57 00:03:03,200 --> 00:03:05,919 Speaker 2: like we could technically make this issue go away if 58 00:03:05,960 --> 00:03:09,520 Speaker 2: you didn't put our that what's going on? Literally we 59 00:03:09,520 --> 00:03:10,320 Speaker 2: didn't even have to do that. 60 00:03:10,320 --> 00:03:12,840 Speaker 5: We just sent a very very nice email saying, we 61 00:03:12,960 --> 00:03:15,320 Speaker 5: love our relationship with you guys, like I think that 62 00:03:15,360 --> 00:03:18,440 Speaker 5: we're really respecting the property. We would love to maintain this, 63 00:03:18,760 --> 00:03:21,239 Speaker 5: but wondering if you would maybe think about increasing it 64 00:03:21,280 --> 00:03:23,080 Speaker 5: a little bit less or giving us a bit more 65 00:03:23,120 --> 00:03:27,280 Speaker 5: time to find alternative accommodation. And they came back and said, 66 00:03:27,360 --> 00:03:29,440 Speaker 5: what a lovely email. We don't want to increase it 67 00:03:29,480 --> 00:03:31,760 Speaker 5: at all. In order to run to a current of 68 00:03:31,800 --> 00:03:34,040 Speaker 5: fan be like, hey, let's not do this, let's not 69 00:03:34,080 --> 00:03:34,440 Speaker 5: do this. 70 00:03:36,000 --> 00:03:37,600 Speaker 2: I don't want to do this anymore. 71 00:03:37,600 --> 00:03:39,760 Speaker 5: And so we we will no longer be famous, rich 72 00:03:39,800 --> 00:03:40,360 Speaker 5: and famous. 73 00:03:40,480 --> 00:03:44,320 Speaker 4: Oh that's an awesome outcome, possible. 74 00:03:44,520 --> 00:03:47,800 Speaker 2: Totally almost like a fake outcome, Jess, Like imagine being like, 75 00:03:48,040 --> 00:03:50,400 Speaker 2: we sent a really nice email and they just decided 76 00:03:50,400 --> 00:03:52,400 Speaker 2: not to put our end time Like that never happened. 77 00:03:53,200 --> 00:03:58,400 Speaker 4: Closed my mind that they didn't like or meet you 78 00:03:58,440 --> 00:04:00,839 Speaker 4: in the middle. Yes, they've got an increase, fair enough, 79 00:04:00,840 --> 00:04:03,880 Speaker 4: like everyone's increasing whatever. But I'm just shocked that they 80 00:04:03,920 --> 00:04:07,720 Speaker 4: went from we're increasing it by a ridiculous amount to 81 00:04:08,680 --> 00:04:10,480 Speaker 4: I don't worry about it, like we just know. 82 00:04:10,720 --> 00:04:12,720 Speaker 5: They weren't even like, oh, well well okay, well we'll 83 00:04:12,720 --> 00:04:14,320 Speaker 5: increase it a little bit. They were just like, no, 84 00:04:14,360 --> 00:04:16,280 Speaker 5: we're not doing any We didn't even ask for that. 85 00:04:16,320 --> 00:04:17,400 Speaker 5: But anyway, we're very happy. 86 00:04:17,440 --> 00:04:19,479 Speaker 2: We'll take it. We'll take it, and we'll run and 87 00:04:19,520 --> 00:04:22,840 Speaker 2: we will tell a current affair. Sorry not sorry, thank 88 00:04:22,880 --> 00:04:25,080 Speaker 2: you for your time, but we can't play anything. We 89 00:04:25,160 --> 00:04:27,880 Speaker 2: can't we can't be friends anymore. Great outcome, great week. 90 00:04:28,360 --> 00:04:30,560 Speaker 2: I don't have a famous friend anymore, Jess, What did 91 00:04:30,600 --> 00:04:31,600 Speaker 2: you get up to this week. 92 00:04:31,920 --> 00:04:35,080 Speaker 4: Nothing crazy four day work week. We love that. It's 93 00:04:35,080 --> 00:04:37,440 Speaker 4: always so nice having that little extra day. I went 94 00:04:37,440 --> 00:04:40,880 Speaker 4: away last weekend and I'm going away this weekend. 95 00:04:40,560 --> 00:04:43,560 Speaker 2: So fancy. I don't just love packing five days worth 96 00:04:43,600 --> 00:04:44,440 Speaker 2: of work into four. 97 00:04:45,320 --> 00:04:47,880 Speaker 4: Yeah, there is like that outcome, I suppose, especially because 98 00:04:47,880 --> 00:04:50,320 Speaker 4: not everybody had the public holiday on the Monday, which 99 00:04:50,320 --> 00:04:52,880 Speaker 4: I didn't realize until someone pointed that out and I 100 00:04:52,920 --> 00:04:54,839 Speaker 4: was like, oh, like that makes it harder because some 101 00:04:54,839 --> 00:04:58,039 Speaker 4: people are working and some people But it's just nice. 102 00:04:58,040 --> 00:05:00,000 Speaker 4: You feel refreshed after a short week, don't you. 103 00:05:00,120 --> 00:05:02,480 Speaker 2: Totally you absolutely do. I did exactly the same thing. 104 00:05:02,520 --> 00:05:04,719 Speaker 2: I'm not going away this weekend, but my best friend 105 00:05:04,800 --> 00:05:08,120 Speaker 2: Rose was over from London, and you best believe we 106 00:05:08,200 --> 00:05:11,520 Speaker 2: made it an entire foody weekend. Like basically all we 107 00:05:11,520 --> 00:05:13,520 Speaker 2: did was eat, which was a ten out of ten. 108 00:05:13,960 --> 00:05:17,039 Speaker 2: Not so much for our banks because food turns out 109 00:05:17,160 --> 00:05:20,520 Speaker 2: good food is expensive, yes, but that that's okay. That 110 00:05:20,640 --> 00:05:24,040 Speaker 2: was like a life win money loss, but I love it. Jess. 111 00:05:24,120 --> 00:05:26,040 Speaker 2: Let's jump into the money wins of the week, though. 112 00:05:26,120 --> 00:05:28,080 Speaker 2: I want to know what were your favorites, because I 113 00:05:28,080 --> 00:05:30,840 Speaker 2: feel like I snooped through them a fair bit this week, 114 00:05:30,960 --> 00:05:33,760 Speaker 2: and there was some really good ones. They sure were. 115 00:05:33,880 --> 00:05:36,280 Speaker 4: My first money win this week comes from Teagan, who said, 116 00:05:36,320 --> 00:05:38,960 Speaker 4: I canceled my gym membership that I hardly used and 117 00:05:39,000 --> 00:05:41,560 Speaker 4: it was sixteen dollars a week. Now I'm only paying 118 00:05:41,600 --> 00:05:44,839 Speaker 4: twelve dollars a month for an at home program instead. 119 00:05:44,960 --> 00:05:47,360 Speaker 4: Genius twelve dollars a month. That's a good money for 120 00:05:47,480 --> 00:05:49,560 Speaker 4: good Also so good? Do you know what I don't 121 00:05:49,600 --> 00:05:51,440 Speaker 4: like when they don't share what program that is? 122 00:05:51,560 --> 00:05:51,720 Speaker 5: Yeah? 123 00:05:51,760 --> 00:05:54,000 Speaker 2: If you're saying it's good and it's only twelve bucks, 124 00:05:54,480 --> 00:05:55,560 Speaker 2: drop the workout. 125 00:05:55,680 --> 00:05:58,080 Speaker 4: Yeah, I'm curious to know. My next money wind comes 126 00:05:58,120 --> 00:06:01,359 Speaker 4: from Zooey, who said money win recognizing my tendency to 127 00:06:01,400 --> 00:06:05,000 Speaker 4: spend for instant gratification through finding this podcast and community. 128 00:06:05,320 --> 00:06:07,960 Speaker 4: As soon as I recognize that saying hey, that's what 129 00:06:08,000 --> 00:06:11,080 Speaker 4: I do, it's been so much easier to identify detrimental spending. 130 00:06:11,160 --> 00:06:14,520 Speaker 4: And I have had my first week remaining in budget. 131 00:06:14,839 --> 00:06:16,880 Speaker 4: Oh my gosh, thanks Victoria for what you do. Love 132 00:06:16,880 --> 00:06:17,480 Speaker 4: you in the community. 133 00:06:17,560 --> 00:06:20,400 Speaker 2: How you right? That's so nice? How good is that that? 134 00:06:20,720 --> 00:06:22,880 Speaker 2: I don't know? I just I get so excited about 135 00:06:22,880 --> 00:06:26,400 Speaker 2: this concept that when people are introduced to us and 136 00:06:26,560 --> 00:06:29,520 Speaker 2: our community and what we're up to. They don't feel 137 00:06:29,520 --> 00:06:31,760 Speaker 2: like it's restrictive. They feel like it's liberating. And that 138 00:06:31,760 --> 00:06:35,040 Speaker 2: message just showed me that you guys do it every 139 00:06:35,040 --> 00:06:37,200 Speaker 2: week for me. But I just feel like it shows 140 00:06:37,240 --> 00:06:39,919 Speaker 2: me that money doesn't have to be about restriction. It 141 00:06:39,960 --> 00:06:43,680 Speaker 2: can just be about really identifying what your values are 142 00:06:43,720 --> 00:06:45,760 Speaker 2: and what your behaviors are and you know where a 143 00:06:45,839 --> 00:06:47,440 Speaker 2: min to work for you. Because someone could have listened 144 00:06:47,480 --> 00:06:49,279 Speaker 2: to that and been like, Bavi, that's my favorite part 145 00:06:49,279 --> 00:06:51,560 Speaker 2: of my life and I totally get that, and you 146 00:06:51,600 --> 00:06:53,560 Speaker 2: do you it's all about education. But I just I'm 147 00:06:53,600 --> 00:06:56,320 Speaker 2: obsessed with the fact that Jess the stuff that we 148 00:06:56,400 --> 00:06:58,280 Speaker 2: talk about it actually works. 149 00:06:58,000 --> 00:06:59,119 Speaker 4: Slight impacts people. 150 00:06:59,200 --> 00:07:00,000 Speaker 2: It blows my mind. 151 00:07:01,000 --> 00:07:04,760 Speaker 4: Speaking of recruiting, the next money when comes from Grace, 152 00:07:04,800 --> 00:07:07,320 Speaker 4: who said I sat down with my boyfriend and wrote 153 00:07:07,320 --> 00:07:09,440 Speaker 4: out a financial plan to pay off his debts within 154 00:07:09,480 --> 00:07:11,920 Speaker 4: the next two to three years. So proud to see 155 00:07:12,000 --> 00:07:15,000 Speaker 4: him feeling confident and making more fiscally conscious decisions as 156 00:07:15,000 --> 00:07:17,400 Speaker 4: we work together to say for our first home. I 157 00:07:17,560 --> 00:07:20,000 Speaker 4: love how little people are going out and spreading the 158 00:07:20,000 --> 00:07:22,120 Speaker 4: good word. If she's on the money on street. 159 00:07:21,840 --> 00:07:25,480 Speaker 2: Corners, I am obsessed, but I'm not gonna lie. I 160 00:07:25,560 --> 00:07:27,680 Speaker 2: was being a little bit self centered when you started that. 161 00:07:27,800 --> 00:07:30,440 Speaker 2: You were like, oh, talking about recruitment, and I thought 162 00:07:30,440 --> 00:07:32,560 Speaker 2: you were going to say, Zella Money is looking for 163 00:07:32,640 --> 00:07:35,840 Speaker 2: a mortgage broken. Thought that would be good. It's also true, 164 00:07:35,840 --> 00:07:37,480 Speaker 2: so if you're a mortgage broken and want to work 165 00:07:37,520 --> 00:07:40,840 Speaker 2: with me, slide into our DMS, or better yet, apply 166 00:07:41,440 --> 00:07:44,240 Speaker 2: the job at is on LinkedIn. And also, Jess, we're 167 00:07:44,320 --> 00:07:47,200 Speaker 2: hiring for a copywriter and sure aunt of money, so 168 00:07:47,320 --> 00:07:49,480 Speaker 2: that is also on LinkedIn. Go have a look. 169 00:07:49,560 --> 00:07:51,400 Speaker 4: Yeah, don't side of my dams go to LinkedIn. 170 00:07:51,520 --> 00:07:53,440 Speaker 2: Yeah, don't do that to Jess because she'll just send 171 00:07:53,480 --> 00:07:55,080 Speaker 2: you to LinkedIn and it would just be a little 172 00:07:55,520 --> 00:07:58,080 Speaker 2: loopedy loop think. Yeah, so it was bad advice from me, 173 00:07:58,200 --> 00:08:00,200 Speaker 2: but it is good advice to come work with. 174 00:08:00,160 --> 00:08:01,880 Speaker 4: Us one hundred percent. We like to think we're fun. 175 00:08:01,960 --> 00:08:03,120 Speaker 2: More money wins please though. 176 00:08:03,200 --> 00:08:05,520 Speaker 4: Next one comes from Julie, who said on Saturday, I 177 00:08:05,600 --> 00:08:08,880 Speaker 4: bought a handmade upholstered footstore of Facebook marketplace for my 178 00:08:09,000 --> 00:08:11,640 Speaker 4: mummy and the lady and I got talking about our hobbies. 179 00:08:11,840 --> 00:08:14,560 Speaker 4: We shared our Facebook pages with each other and our ideas. 180 00:08:14,680 --> 00:08:18,160 Speaker 4: She's also like me very creative. That night she messaged 181 00:08:18,160 --> 00:08:20,200 Speaker 4: me wanting to buy a painting and she picked it 182 00:08:20,280 --> 00:08:20,800 Speaker 4: up today. 183 00:08:20,960 --> 00:08:25,120 Speaker 2: Oh my gosh, I know. 184 00:08:25,160 --> 00:08:28,120 Speaker 4: I'm just really feeling like the little community vibes. I think. 185 00:08:29,360 --> 00:08:31,960 Speaker 4: Not on theme our last one this week, but on 186 00:08:32,080 --> 00:08:34,920 Speaker 4: brand comes from Holly, who says mac has a small 187 00:08:34,960 --> 00:08:37,440 Speaker 4: cheeseburger meal with a Shaky's nine dollars if you order 188 00:08:37,520 --> 00:08:39,560 Speaker 4: on the app, A happy meal is only four ninety 189 00:08:39,600 --> 00:08:41,600 Speaker 4: five and you can upgrade the drink to shape for free. 190 00:08:41,720 --> 00:08:44,600 Speaker 2: Yeah god, yeah, do you know who already knew that? 191 00:08:44,960 --> 00:08:48,000 Speaker 4: Just go each We love a MacDonald and age I've 192 00:08:48,040 --> 00:08:48,560 Speaker 4: got this week. 193 00:08:49,640 --> 00:08:51,960 Speaker 2: A happy meal always makes Jessica happy. 194 00:08:52,040 --> 00:08:53,880 Speaker 4: Love it. I had one on the way to the studio. 195 00:08:54,000 --> 00:08:57,120 Speaker 2: You did, did you get? I didn't? Actually look. You 196 00:08:57,120 --> 00:08:59,560 Speaker 2: can ask for no toy so you can be an 197 00:08:59,600 --> 00:09:04,200 Speaker 2: out of sorry, like that's not an option. You can 198 00:09:04,400 --> 00:09:04,640 Speaker 2: like it. 199 00:09:04,720 --> 00:09:06,120 Speaker 4: I'll go get my twin give it to you now. 200 00:09:06,160 --> 00:09:12,080 Speaker 2: Thank you, money, win the money? Is that all right? Table? 201 00:09:12,080 --> 00:09:12,280 Speaker 1: Beck? 202 00:09:12,600 --> 00:09:16,760 Speaker 2: No cheeseburgers in your broke tips this week? I don't think. 203 00:09:17,320 --> 00:09:19,640 Speaker 2: But what have you got for us? Okay? Comes to 204 00:09:19,679 --> 00:09:20,600 Speaker 2: Beck's broke Tips. 205 00:09:20,640 --> 00:09:21,880 Speaker 5: Got something just as exciting? 206 00:09:22,240 --> 00:09:23,400 Speaker 2: Do This one comes. 207 00:09:23,160 --> 00:09:25,520 Speaker 5: From one and only Victoria device. 208 00:09:26,320 --> 00:09:29,120 Speaker 2: Use my broke tips. This is you gaming the system. 209 00:09:29,520 --> 00:09:31,920 Speaker 2: When we gave you this segment, we said, Beck, you'll 210 00:09:31,920 --> 00:09:34,480 Speaker 2: come up with a broke tip each week. You know, 211 00:09:34,520 --> 00:09:37,160 Speaker 2: it was really lazy. This week it's smarter, not harder. 212 00:09:37,600 --> 00:09:39,360 Speaker 5: And also time is money, and I feel like I 213 00:09:39,480 --> 00:09:43,480 Speaker 5: saved a lot of time and money using your broke tips. 214 00:09:43,520 --> 00:09:45,520 Speaker 2: So right is basically what it is. 215 00:09:45,800 --> 00:09:48,920 Speaker 5: So Victoria brought in some what I would you know, 216 00:09:49,160 --> 00:09:53,000 Speaker 5: consider gormet, muffet, nor met, I believe met. Yeah it's 217 00:09:53,040 --> 00:09:57,400 Speaker 5: like saying target, but yes, what it is the fancy 218 00:09:57,400 --> 00:10:00,360 Speaker 5: way to say it. But turns out she we spent 219 00:10:00,440 --> 00:10:02,920 Speaker 5: less than three dollars making I did. It was the 220 00:10:02,920 --> 00:10:04,439 Speaker 5: money in I thought I was pretty good. 221 00:10:04,640 --> 00:10:07,720 Speaker 2: The broke tip of this week is it's a recipe. 222 00:10:07,800 --> 00:10:09,000 Speaker 2: It's not just a tip. 223 00:10:09,240 --> 00:10:11,200 Speaker 5: It's not just a tip. It's a recipe. So if 224 00:10:11,240 --> 00:10:17,400 Speaker 5: you want some really cheap, quick and easy snacks, desserts, whatever. 225 00:10:17,000 --> 00:10:19,680 Speaker 2: The hell, you can use them for literally anything. 226 00:10:19,360 --> 00:10:24,120 Speaker 5: Anything there, any snack, birthday cake, whatever you want. So 227 00:10:24,440 --> 00:10:27,160 Speaker 5: if you go to Coal's, you get a ninety cent 228 00:10:27,280 --> 00:10:30,080 Speaker 5: vanilla cake mix and they come in other flavors they 229 00:10:30,160 --> 00:10:33,480 Speaker 5: do a tin of Coal's apple slices two dollars, but 230 00:10:33,559 --> 00:10:34,760 Speaker 5: sometimes on sale. 231 00:10:34,559 --> 00:10:36,640 Speaker 2: For one dollar. Yep, exactly. I got them on sale 232 00:10:36,679 --> 00:10:40,440 Speaker 2: for one dollar, all in the same bowl. You don't 233 00:10:40,480 --> 00:10:42,800 Speaker 2: even have to drain the apple. You put the apple 234 00:10:42,960 --> 00:10:47,080 Speaker 2: juice from juice for tin. Like, get your cake mix back, yep. 235 00:10:47,320 --> 00:10:49,760 Speaker 2: Dump the cake mix. Then we're going to dump the 236 00:10:49,840 --> 00:10:52,560 Speaker 2: whole tin like you just opening, no draining, dump it 237 00:10:52,600 --> 00:10:54,480 Speaker 2: in yep, and then the maths. 238 00:10:54,600 --> 00:10:57,640 Speaker 5: That's the I'm assuming you put the rest of what's 239 00:10:57,679 --> 00:11:00,760 Speaker 5: on the packaging of the Coal's box, just. 240 00:11:01,480 --> 00:11:03,760 Speaker 2: Just the mix. Mix it together, chuck it in the 241 00:11:03,800 --> 00:11:07,160 Speaker 2: oven one eighty and you have, after about fifteen to 242 00:11:07,160 --> 00:11:11,319 Speaker 2: twenty minutes, about twelve nicely sized cupcakes. I mean, if 243 00:11:11,320 --> 00:11:14,040 Speaker 2: you wanted to double it up, you'd have six good muffins. 244 00:11:14,040 --> 00:11:17,120 Speaker 2: That would be a good morning tea, but like very 245 00:11:17,240 --> 00:11:19,800 Speaker 2: very good. The benefit here is that it's super cheap. 246 00:11:19,840 --> 00:11:22,360 Speaker 2: You also don't need to be a master chef, like 247 00:11:22,600 --> 00:11:25,319 Speaker 2: literally dump it in the bowl if you want to 248 00:11:25,320 --> 00:11:27,800 Speaker 2: get creative. I feel like I'm taking over Bexbroke Kicks 249 00:11:28,320 --> 00:11:31,400 Speaker 2: very passionate about tree muffins. You can mix up the 250 00:11:31,400 --> 00:11:32,760 Speaker 2: flavors totally. 251 00:11:33,200 --> 00:11:35,000 Speaker 4: I was thinking you could add cinnamon if you did 252 00:11:35,000 --> 00:11:36,640 Speaker 4: the apple apple cinnamon. Mate. 253 00:11:36,640 --> 00:11:38,480 Speaker 2: I have done that. I just didn't want to tell 254 00:11:38,520 --> 00:11:41,760 Speaker 2: beck about the cinnamon part because then it gets like complicated. 255 00:11:41,679 --> 00:11:43,320 Speaker 5: More expensive, more expensive, true, Tue. 256 00:11:43,400 --> 00:11:48,240 Speaker 2: True, But Jess is obsessed with peaches. Yeap vanilla peach muffins. 257 00:11:48,600 --> 00:11:51,320 Speaker 5: Yeah, stunning the canned peaches. 258 00:11:51,360 --> 00:11:53,720 Speaker 2: Yeah, the canned peaches has so two dollars at coals. 259 00:11:53,760 --> 00:11:55,520 Speaker 2: Look at that one hundred percent. You know what, you 260 00:11:55,559 --> 00:11:57,839 Speaker 2: could save even more money doing going to Audi to 261 00:11:57,880 --> 00:12:00,920 Speaker 2: get your tinned fruit much cheaper than cheaper. But I'm lazy, 262 00:12:01,320 --> 00:12:03,440 Speaker 2: so we just went with coals. You can mix up 263 00:12:03,440 --> 00:12:05,080 Speaker 2: the cake flavor. They also have chocolate. 264 00:12:05,320 --> 00:12:05,559 Speaker 4: Love that. 265 00:12:05,720 --> 00:12:10,840 Speaker 2: Are you rich and you're buying tinned cherries cherry chocolate muffins? 266 00:12:10,880 --> 00:12:13,720 Speaker 2: Oh my gosh, e xacolate chips. Yeah, you could do 267 00:12:13,800 --> 00:12:16,760 Speaker 2: chocolate chips. You could do anything. This magic cake mix 268 00:12:16,880 --> 00:12:19,320 Speaker 2: is exactly that. It is magic. I love that. I 269 00:12:19,320 --> 00:12:20,319 Speaker 2: love it. Ninety cents. 270 00:12:21,000 --> 00:12:24,000 Speaker 5: Every muffin is about fifty cents each, just under. 271 00:12:23,920 --> 00:12:27,160 Speaker 2: Under cents each under and that's a good snack. Yeah, 272 00:12:27,160 --> 00:12:29,360 Speaker 2: it's a very good. You could have a picnic, guys 273 00:12:29,400 --> 00:12:33,080 Speaker 2: with your friends and you could say ring dessert three dollars. 274 00:12:33,600 --> 00:12:34,640 Speaker 2: There you go, money win. 275 00:12:34,760 --> 00:12:35,600 Speaker 4: That is the money win. 276 00:12:35,679 --> 00:12:37,600 Speaker 2: I've got another recipe. I'll share it with you later. 277 00:12:37,600 --> 00:12:39,200 Speaker 2: I'm not telling you about it on the podcast because 278 00:12:39,200 --> 00:12:40,640 Speaker 2: I'm going to make it. It's going to make you 279 00:12:40,720 --> 00:12:42,640 Speaker 2: try it first and then you can tell me if 280 00:12:42,679 --> 00:12:45,240 Speaker 2: it's good or not. So you for taste expensive yeah, 281 00:12:45,240 --> 00:12:48,199 Speaker 2: and then you can guess the cost and if it's good, 282 00:12:48,520 --> 00:12:51,120 Speaker 2: we will share it on the podcast again. As you know, 283 00:12:51,240 --> 00:12:55,400 Speaker 2: Victoria's recipe tips new segment, which are also Bex broke 284 00:12:55,480 --> 00:12:57,160 Speaker 2: tips that she steals from Victoria. 285 00:12:57,320 --> 00:12:57,720 Speaker 5: I love that. 286 00:12:57,760 --> 00:13:00,000 Speaker 2: I love that idea economy exact. 287 00:13:01,640 --> 00:13:04,000 Speaker 5: My next broke tip, I'm going to tell you about 288 00:13:04,160 --> 00:13:07,960 Speaker 5: a broke tip from Paula, who has sent me through 289 00:13:07,960 --> 00:13:12,080 Speaker 5: this really amazing group, the food Bank. Basically, if you 290 00:13:12,679 --> 00:13:15,720 Speaker 5: are without food and you have absolutely no money, or 291 00:13:15,720 --> 00:13:18,360 Speaker 5: even if you just don't have enough to be paying 292 00:13:18,360 --> 00:13:22,080 Speaker 5: for food and something else rent happen, whatever life happens, 293 00:13:22,679 --> 00:13:27,920 Speaker 5: you can find your nearest food bank at www dot 294 00:13:28,040 --> 00:13:30,880 Speaker 5: foodbank dot org dot AU. So you're just chuck in 295 00:13:30,960 --> 00:13:33,920 Speaker 5: your postcode or your suburb and you'll find the nearest 296 00:13:33,920 --> 00:13:35,520 Speaker 5: food bank to you how good. 297 00:13:35,720 --> 00:13:36,520 Speaker 2: That is really good. 298 00:13:36,520 --> 00:13:38,440 Speaker 5: And I was going to piggyback off of that one 299 00:13:38,440 --> 00:13:41,440 Speaker 5: for my own broke tip. If you are in Brunswick 300 00:13:41,520 --> 00:13:45,240 Speaker 5: or in Melbourne, there are so many free food pantries around. 301 00:13:45,679 --> 00:13:49,040 Speaker 5: One is that's really wholesome? Yeah, one one Annie boorit. 302 00:13:49,120 --> 00:13:51,440 Speaker 5: I don't think it's there anymore, but there was a 303 00:13:51,520 --> 00:13:53,520 Speaker 5: free food pantry there for a while and you won't 304 00:13:53,559 --> 00:13:57,840 Speaker 5: just get your standard bloody beans and whatever you you'll 305 00:13:57,840 --> 00:14:01,200 Speaker 5: get not that's just stuff. You get anything that you want. 306 00:14:01,520 --> 00:14:02,800 Speaker 5: People just leave stuff there, you know. 307 00:14:03,080 --> 00:14:06,160 Speaker 2: I love that. So giving back, especially in that way 308 00:14:06,360 --> 00:14:08,760 Speaker 2: is just it's so nice. It's so nice. 309 00:14:08,800 --> 00:14:10,960 Speaker 5: So I would recommend, you know, if you don't have 310 00:14:11,040 --> 00:14:14,040 Speaker 5: the money to afford food, go try and find a 311 00:14:14,080 --> 00:14:16,400 Speaker 5: free food pantry. And if you do have the money, 312 00:14:17,040 --> 00:14:19,520 Speaker 5: just go around and pop something in the in the 313 00:14:19,560 --> 00:14:21,920 Speaker 5: pantry if you have time, if you have capacity, I'd 314 00:14:21,960 --> 00:14:24,160 Speaker 5: be really lovely. You're helping out so many people. 315 00:14:24,280 --> 00:14:27,080 Speaker 2: I've had a few messages actually from people who are 316 00:14:27,200 --> 00:14:30,200 Speaker 2: struggling at the moment, and you know, obviously my dms 317 00:14:30,200 --> 00:14:32,880 Speaker 2: are open and I love having these conversations. But I've 318 00:14:32,920 --> 00:14:35,280 Speaker 2: recommended the food bank. A couple of times to a 319 00:14:35,320 --> 00:14:38,680 Speaker 2: few people in our community, and they might respond with 320 00:14:38,760 --> 00:14:42,000 Speaker 2: things like, oh, it's too embarrassing. It's this is not babe, 321 00:14:42,040 --> 00:14:44,400 Speaker 2: It's a season of life. It is what it is. Like, 322 00:14:44,600 --> 00:14:47,560 Speaker 2: we are so lucky to live in a world where 323 00:14:47,600 --> 00:14:50,280 Speaker 2: a service like that exists. Use it, Please use it 324 00:14:50,320 --> 00:14:54,320 Speaker 2: and feel bad about using it, feel empowered about using it. 325 00:14:54,440 --> 00:14:57,360 Speaker 2: Like it's helping you get ahead, and it's kind of like, 326 00:14:57,440 --> 00:14:59,240 Speaker 2: you know, people giving you a bit of a piggyback 327 00:14:59,280 --> 00:15:01,000 Speaker 2: up because if you don't have anything, it's going to 328 00:15:01,040 --> 00:15:02,640 Speaker 2: mean that you can put food on the table and 329 00:15:02,680 --> 00:15:04,720 Speaker 2: you can provide and you can do what you need 330 00:15:04,760 --> 00:15:07,760 Speaker 2: to do. But also it means that you can channel 331 00:15:07,800 --> 00:15:10,360 Speaker 2: that money to somewhere else that might need it. Maybe 332 00:15:10,360 --> 00:15:12,480 Speaker 2: you need to pay your rent or your electricity or 333 00:15:12,480 --> 00:15:14,840 Speaker 2: your bills or something, and it's going to help you 334 00:15:14,960 --> 00:15:17,200 Speaker 2: stay out of debt and be in the best possible position. 335 00:15:17,480 --> 00:15:19,400 Speaker 2: So I just am all about it, like, if you 336 00:15:19,440 --> 00:15:22,160 Speaker 2: need help, just ask for the help, put your hand up. 337 00:15:22,200 --> 00:15:25,440 Speaker 2: There's absolutely no shame in it, because I do genuinely 338 00:15:25,480 --> 00:15:27,960 Speaker 2: believe that what goes around in life comes around. And 339 00:15:28,000 --> 00:15:30,760 Speaker 2: if you know you're using that service today and you're 340 00:15:30,800 --> 00:15:33,840 Speaker 2: feeling really guilty about it. Reframe it, be like cool, 341 00:15:33,920 --> 00:15:35,760 Speaker 2: I'm going to use it today while I'm in this 342 00:15:35,880 --> 00:15:38,080 Speaker 2: season of my life, and then one day, when I 343 00:15:38,120 --> 00:15:40,120 Speaker 2: have some extra cash, I'm going to be the person 344 00:15:40,120 --> 00:15:42,680 Speaker 2: that puts some food into that food bank so that 345 00:15:42,760 --> 00:15:45,240 Speaker 2: somebody else who was in my position feels just as 346 00:15:45,240 --> 00:15:47,440 Speaker 2: empowered as I did. And I just think it's it's 347 00:15:47,480 --> 00:15:50,400 Speaker 2: honestly such a beautiful sentiment, and it is what it 348 00:15:50,440 --> 00:15:52,920 Speaker 2: is at the end of the days. Absolutely no shame. 349 00:15:53,000 --> 00:15:55,760 Speaker 2: Please use it if you need to, though well, usually 350 00:15:55,840 --> 00:15:57,120 Speaker 2: it exists for you. 351 00:15:57,200 --> 00:15:59,040 Speaker 5: Literally exists for people who need it. 352 00:15:59,360 --> 00:16:02,000 Speaker 2: Usually, and I feel like sometimes people say things like, oh, 353 00:16:02,040 --> 00:16:04,480 Speaker 2: but I'm not as bad as other people. Sit down. 354 00:16:04,680 --> 00:16:06,680 Speaker 2: If you need it, you need it. We're not comparing 355 00:16:06,720 --> 00:16:09,240 Speaker 2: our circumstances. Like I could just go on about this 356 00:16:09,280 --> 00:16:10,360 Speaker 2: all day, but we will not. 357 00:16:10,760 --> 00:16:12,600 Speaker 4: And if you do find yourself in a good position, 358 00:16:12,640 --> 00:16:14,240 Speaker 4: if you maybe do have a couple of dollars to 359 00:16:14,280 --> 00:16:17,280 Speaker 4: spare for you know, those extra cans of audi fruits 360 00:16:17,440 --> 00:16:20,480 Speaker 4: or coals, the ninycent cake mix, if you're in the 361 00:16:20,480 --> 00:16:22,200 Speaker 4: position where you're on the other end of the spectrum, 362 00:16:22,200 --> 00:16:23,640 Speaker 4: you can donate to the food bank. You can eat 363 00:16:23,680 --> 00:16:26,600 Speaker 4: that donate physical food products. I really like when Coals 364 00:16:26,640 --> 00:16:28,640 Speaker 4: has the two for one sometimes it's so good one 365 00:16:28,720 --> 00:16:30,560 Speaker 4: for me, one for the food bank, and you're not 366 00:16:30,560 --> 00:16:32,560 Speaker 4: paying any extra. It works out the same. But you 367 00:16:32,560 --> 00:16:33,760 Speaker 4: can do a little bit of good. Or you can 368 00:16:33,800 --> 00:16:36,000 Speaker 4: donate our money as well. If there isn't one mearu 369 00:16:36,120 --> 00:16:38,400 Speaker 4: so gen same website that they're cried out before. It's 370 00:16:38,440 --> 00:16:40,280 Speaker 4: just a nice little circle of give and take and 371 00:16:40,600 --> 00:16:43,840 Speaker 4: we're all here to help each other. Really perfect love beck. 372 00:16:43,960 --> 00:16:46,080 Speaker 2: Is that all for broke tips? That's all for broke 373 00:16:46,120 --> 00:16:48,440 Speaker 2: tips this week? Oh my gosh, I love them. You 374 00:16:48,520 --> 00:16:51,560 Speaker 2: stole them all from everybody else. Have a little genius. 375 00:16:51,600 --> 00:16:53,840 Speaker 2: All right, let's go to a really quick break because 376 00:16:53,840 --> 00:16:55,800 Speaker 2: on the flip side, we're going to be talking about 377 00:16:55,840 --> 00:16:58,760 Speaker 2: demystifying some investment terms and we're going to be talking 378 00:16:58,760 --> 00:17:00,800 Speaker 2: about whether you should disclose you only flans to your 379 00:17:00,800 --> 00:17:03,640 Speaker 2: boss or not. Jess, got something you want to talk about. 380 00:17:03,680 --> 00:17:05,040 Speaker 4: Oh, I'm gonna have to come back after the break 381 00:17:05,040 --> 00:17:13,560 Speaker 4: to find out. Welcome back, everybody. Let's jump into this 382 00:17:13,600 --> 00:17:14,640 Speaker 4: week's money dilemma. 383 00:17:14,800 --> 00:17:18,080 Speaker 6: Hi, she's on the money. I have an investing question 384 00:17:18,160 --> 00:17:22,439 Speaker 6: for you guys. So I've recently started investing in the 385 00:17:22,600 --> 00:17:27,359 Speaker 6: ASX on an online brokerage platform, and I have a 386 00:17:27,480 --> 00:17:31,760 Speaker 6: question about something on there. So I don't know what 387 00:17:31,800 --> 00:17:34,600 Speaker 6: it means by having an expiry date or choosing an 388 00:17:34,600 --> 00:17:38,320 Speaker 6: expiry date, or what good till canceled means. It's all 389 00:17:38,400 --> 00:17:41,000 Speaker 6: very confusing to me. I don't know what happens if 390 00:17:41,040 --> 00:17:44,120 Speaker 6: you pass the expiry date, and everything that I seem 391 00:17:44,160 --> 00:17:47,359 Speaker 6: to find online is just confusing me. More so, I 392 00:17:47,359 --> 00:17:49,560 Speaker 6: would love for someone to explain this to me in 393 00:17:49,600 --> 00:17:50,479 Speaker 6: a simple way. 394 00:17:50,920 --> 00:17:53,520 Speaker 2: Yeah, thank you so much. This is a really good 395 00:17:53,600 --> 00:17:57,680 Speaker 2: question because it's not commonly asked or spoken about. But essentially, 396 00:17:58,119 --> 00:18:02,080 Speaker 2: when she says good till care anseled or good till expiry, 397 00:18:02,240 --> 00:18:06,359 Speaker 2: it's not actually an investment. So what happens is Jess, 398 00:18:06,440 --> 00:18:09,040 Speaker 2: let's say, has downloaded a new brokerage platform, and that 399 00:18:09,119 --> 00:18:13,080 Speaker 2: brokerage platform enables you to put a tracker on a 400 00:18:13,119 --> 00:18:15,359 Speaker 2: particular share. So Jess might go, I really want to 401 00:18:15,359 --> 00:18:17,880 Speaker 2: buy a bank share the Bank of Victoria. We spoke 402 00:18:17,920 --> 00:18:20,440 Speaker 2: about that the other day on the podcast. Really want 403 00:18:20,480 --> 00:18:22,479 Speaker 2: to buy shares in the Bank of Victoria. Right now, 404 00:18:22,480 --> 00:18:25,080 Speaker 2: they're a bit overpriced though. You know the market's talking 405 00:18:25,080 --> 00:18:27,440 Speaker 2: about them, so you know they're sixty bucks a share. 406 00:18:27,440 --> 00:18:29,680 Speaker 2: But Jess, she only wants to pay fifty five dollars 407 00:18:29,760 --> 00:18:32,200 Speaker 2: to share. So she puts in what's called an order, 408 00:18:32,480 --> 00:18:36,480 Speaker 2: and an order is for your investment platform to buy 409 00:18:36,560 --> 00:18:39,640 Speaker 2: those shares if they get to her set price. So 410 00:18:39,760 --> 00:18:43,480 Speaker 2: say overnight, Jess, you know, hasn't been checking her investment platform. 411 00:18:43,520 --> 00:18:45,680 Speaker 2: Once the share market opens, she's at work, she hasn't 412 00:18:45,720 --> 00:18:49,000 Speaker 2: really thought about her investments. Again, what happens is the 413 00:18:49,040 --> 00:18:51,320 Speaker 2: share market, you know, goes down a little bit and 414 00:18:51,520 --> 00:18:53,720 Speaker 2: those shares are now the fifty five dollar market that 415 00:18:53,800 --> 00:18:56,000 Speaker 2: Jess said, you know what, I would purchase ten shares 416 00:18:56,040 --> 00:18:58,879 Speaker 2: at fifty five dollars if that was the price, but 417 00:18:59,160 --> 00:19:00,880 Speaker 2: if it doesn't get down to that, I don't want 418 00:19:00,880 --> 00:19:03,400 Speaker 2: to buy them. So what would happen is she would 419 00:19:03,400 --> 00:19:06,760 Speaker 2: put her order in and her platform would track that 420 00:19:07,080 --> 00:19:09,480 Speaker 2: and try and make sure that, you know, Jess's order 421 00:19:09,480 --> 00:19:11,680 Speaker 2: gets in. They want the order to go in because 422 00:19:11,680 --> 00:19:14,440 Speaker 2: they will be charging jess brokerage if that order goes through, 423 00:19:14,480 --> 00:19:16,840 Speaker 2: so they make money. If Jess gets that for fifty 424 00:19:16,840 --> 00:19:19,320 Speaker 2: five dollars, Jess will be very happy because she got 425 00:19:19,320 --> 00:19:21,399 Speaker 2: the shares at the price that she wanted to pay, 426 00:19:21,840 --> 00:19:27,040 Speaker 2: and everyone's very excited. Unlike usual commands though, and unlike 427 00:19:27,119 --> 00:19:31,720 Speaker 2: you know, actually facilitating a transaction. When Jess puts in 428 00:19:31,760 --> 00:19:33,680 Speaker 2: a little marker and says they really want to buy 429 00:19:33,720 --> 00:19:37,320 Speaker 2: it fifty five dollars, there's usually an expiry date on 430 00:19:37,440 --> 00:19:39,679 Speaker 2: that offer. Jess says, they really want to buy that, 431 00:19:39,800 --> 00:19:43,080 Speaker 2: and then the transaction platform or the brokerage platform says, 432 00:19:43,080 --> 00:19:45,399 Speaker 2: you know where is Jess. We'll keep an eye on 433 00:19:45,400 --> 00:19:48,120 Speaker 2: that for the next sixty days, and that sixty day 434 00:19:48,200 --> 00:19:52,280 Speaker 2: mark will mean that either the order is executed so 435 00:19:52,560 --> 00:19:55,720 Speaker 2: she buys the shares, or it's canceled, and she'll probably 436 00:19:55,720 --> 00:19:58,680 Speaker 2: get an email saying, hey, your order couldn't be fulfilled 437 00:19:58,720 --> 00:20:01,920 Speaker 2: at that price market, which points will reassess and say, oh, 438 00:20:01,960 --> 00:20:04,600 Speaker 2: it's been two months. The market's either doing really well 439 00:20:04,600 --> 00:20:06,360 Speaker 2: and it might not drop down to that fifty five 440 00:20:06,400 --> 00:20:08,359 Speaker 2: dollar market that I really want to buy the shares at, 441 00:20:08,720 --> 00:20:11,000 Speaker 2: or I'm just gonna put the same ordering again because 442 00:20:11,040 --> 00:20:13,800 Speaker 2: I'm willing to wait and I really want my shares 443 00:20:13,840 --> 00:20:17,200 Speaker 2: for fifty five bucks. So it's usually just a trading 444 00:20:17,280 --> 00:20:20,960 Speaker 2: term that means all right, Well, you've ordered something, they 445 00:20:21,040 --> 00:20:22,760 Speaker 2: kind of just give you a refund and say, don't 446 00:20:22,760 --> 00:20:25,679 Speaker 2: worry about it. At the end of sixty days. Typically 447 00:20:25,760 --> 00:20:30,560 Speaker 2: it's sixty days, but essentially that's the expiry date, or 448 00:20:30,960 --> 00:20:34,159 Speaker 2: it's until canceled. So the expiry date will be the 449 00:20:34,280 --> 00:20:37,879 Speaker 2: date that your order gets canceled because they couldn't fulfill 450 00:20:37,920 --> 00:20:41,280 Speaker 2: it for that fifty five dollars. Obviously lots of different circumstances, 451 00:20:41,359 --> 00:20:43,159 Speaker 2: but does that make sense? 452 00:20:43,480 --> 00:20:46,200 Speaker 4: Does till canceled also mean if I've placed that order 453 00:20:46,240 --> 00:20:47,280 Speaker 4: for six days and I go. 454 00:20:47,240 --> 00:20:49,360 Speaker 2: Oh, actually I don't want to buy that anymore. 455 00:20:49,040 --> 00:20:53,040 Speaker 4: Be unrealistic of me? Yeah too price, I can cancel 456 00:20:53,080 --> 00:20:55,320 Speaker 4: it and that would fall under the tool canceled as well. 457 00:20:55,400 --> 00:20:55,480 Speaker 1: Ye. 458 00:20:55,640 --> 00:20:58,560 Speaker 2: Yeah, So at expiry they will cancel your transaction, or 459 00:20:58,600 --> 00:21:01,840 Speaker 2: you could cancel it earlier. But that's essentially what it means. 460 00:21:01,880 --> 00:21:05,720 Speaker 2: It's when you are trading on the ASX, which is 461 00:21:05,760 --> 00:21:09,680 Speaker 2: the Australian Stock Exchange. Every country has their own or 462 00:21:09,720 --> 00:21:13,200 Speaker 2: most countries have their own stock exchange, and the ASX 463 00:21:13,280 --> 00:21:15,720 Speaker 2: is just the Australian version of that. You can access 464 00:21:15,760 --> 00:21:18,639 Speaker 2: that through any of the Australian Share trading platforms that 465 00:21:18,680 --> 00:21:22,479 Speaker 2: you currently have access to. Some of them won't do orders, 466 00:21:22,480 --> 00:21:25,119 Speaker 2: and that's okay, some of them will. It's just something 467 00:21:25,160 --> 00:21:27,800 Speaker 2: that you know, if you're an investor and you're looking 468 00:21:27,800 --> 00:21:30,240 Speaker 2: for something at a particular price, you can put in 469 00:21:30,320 --> 00:21:33,399 Speaker 2: an order and say I want this. It also means 470 00:21:33,440 --> 00:21:37,600 Speaker 2: that you can put in orders outside of standard trading hours. 471 00:21:37,680 --> 00:21:40,400 Speaker 2: So here in Australia, the share market's actually only open 472 00:21:40,440 --> 00:21:43,560 Speaker 2: from ten to four every day, so you might you know, 473 00:21:43,680 --> 00:21:46,800 Speaker 2: Jess has full time job, Jess, you are trading at night, 474 00:21:46,960 --> 00:21:49,760 Speaker 2: so you might go online and say, oh, I really 475 00:21:49,760 --> 00:21:51,399 Speaker 2: want to buy shares in the Bank of Victoria, but 476 00:21:51,480 --> 00:21:54,520 Speaker 2: the AX the Australian share market actually doesn't open until 477 00:21:54,560 --> 00:21:57,200 Speaker 2: ten am tomorrow. I'm going to put in an order 478 00:21:57,560 --> 00:22:00,280 Speaker 2: with my platform, and Jess might go in and order 479 00:22:00,320 --> 00:22:02,760 Speaker 2: those ten shares, say I really want to order those 480 00:22:02,760 --> 00:22:04,520 Speaker 2: ten shares, and then she'd tick a box to say 481 00:22:04,560 --> 00:22:08,000 Speaker 2: yes at that price, and then she'd submit that order 482 00:22:08,080 --> 00:22:11,200 Speaker 2: and the platform would usually then send her an email 483 00:22:11,240 --> 00:22:14,400 Speaker 2: and say your order's been confirmed. Like I said, she's 484 00:22:14,440 --> 00:22:17,000 Speaker 2: put the order in, it hasn't been processed yet. Then 485 00:22:17,080 --> 00:22:20,240 Speaker 2: when the market opens at ten am, whatever stock broker 486 00:22:20,320 --> 00:22:23,240 Speaker 2: she's going through, will place that order, and then she'll 487 00:22:23,280 --> 00:22:27,040 Speaker 2: get an email to say that order has successfully gone through. 488 00:22:27,280 --> 00:22:29,320 Speaker 2: So it's kind of just like her doing a click 489 00:22:29,359 --> 00:22:31,439 Speaker 2: and collect so the shares. 490 00:22:31,640 --> 00:22:32,600 Speaker 4: That's so cute. 491 00:22:32,760 --> 00:22:34,680 Speaker 2: I guess that was a pretty simple one this week 492 00:22:34,720 --> 00:22:36,200 Speaker 2: that didn't require a lot of opinion. 493 00:22:36,480 --> 00:22:38,720 Speaker 4: That's probably a good thing because I think this week's 494 00:22:38,920 --> 00:22:40,760 Speaker 4: community DM might take up a little bit of time. 495 00:22:40,880 --> 00:22:42,720 Speaker 2: Oh you reckon? Are you ready? 496 00:22:42,800 --> 00:22:44,160 Speaker 4: I am all right. 497 00:22:44,240 --> 00:22:48,520 Speaker 2: Today's DM is arguably on the spicier side because it's 498 00:22:48,520 --> 00:22:53,480 Speaker 2: about a spicier site. So guys strap in because this 499 00:22:53,560 --> 00:22:57,320 Speaker 2: week's community Dilemma went a little bit like this. Hey, ladies, 500 00:22:57,359 --> 00:22:59,920 Speaker 2: big fan of the She's on the Money podcast and 501 00:23:00,040 --> 00:23:03,600 Speaker 2: would appreciate your advice. So I have a side hustle 502 00:23:03,640 --> 00:23:06,480 Speaker 2: business in OnlyFans that I work alongside my full time 503 00:23:06,600 --> 00:23:09,639 Speaker 2: nine to five job. I'm really worried about my boss 504 00:23:09,680 --> 00:23:12,320 Speaker 2: finding out and me losing my job, as I know 505 00:23:12,480 --> 00:23:15,400 Speaker 2: they won't like this. My question is do I tell 506 00:23:15,440 --> 00:23:18,240 Speaker 2: my employer or ask them if this is okay with them, 507 00:23:18,840 --> 00:23:20,760 Speaker 2: or do I keep it a secret and run the 508 00:23:20,840 --> 00:23:24,440 Speaker 2: risk of them finding out and potentially firing me. Also, 509 00:23:24,640 --> 00:23:26,919 Speaker 2: I should note that in my contract it states that 510 00:23:26,960 --> 00:23:29,399 Speaker 2: I will not and then in brackets without the consent 511 00:23:29,440 --> 00:23:32,520 Speaker 2: of the company be engaging in any other trade, business, 512 00:23:32,600 --> 00:23:35,400 Speaker 2: or occupation. Would love to know your thoughts on how 513 00:23:35,440 --> 00:23:36,399 Speaker 2: I need to navigate this. 514 00:23:37,040 --> 00:23:41,760 Speaker 4: Oof. There's two elements to this. There's the only fans 515 00:23:41,760 --> 00:23:45,800 Speaker 4: aspect and then there's the contractual aspect about how in 516 00:23:45,840 --> 00:23:48,840 Speaker 4: my mind almost I see it exactly the same way. 517 00:23:49,480 --> 00:23:53,840 Speaker 4: So I think starting with the contractual obligation because that 518 00:23:54,000 --> 00:23:55,920 Speaker 4: I feel like is the foundation, and then the only 519 00:23:55,960 --> 00:23:59,880 Speaker 4: fans is like an overlaid element. You've signed a contract 520 00:24:00,359 --> 00:24:02,560 Speaker 4: and a one hundred percent you know. I think that 521 00:24:02,680 --> 00:24:05,960 Speaker 4: people are probably expecting us to say no, like you're 522 00:24:06,000 --> 00:24:07,439 Speaker 4: at your nine to five for nine to five. They 523 00:24:07,440 --> 00:24:10,199 Speaker 4: don't control your life outside, which I understand and on 524 00:24:10,240 --> 00:24:13,399 Speaker 4: some level agree with. However, if you have signed a 525 00:24:13,400 --> 00:24:16,679 Speaker 4: contract saying I will not do this without you know, 526 00:24:16,800 --> 00:24:19,919 Speaker 4: getting permission, you are bound by that. And I think 527 00:24:19,960 --> 00:24:21,280 Speaker 4: we've said signed contract. 528 00:24:21,400 --> 00:24:24,200 Speaker 2: You said no. No, we haven't said it before, Jess. 529 00:24:24,240 --> 00:24:26,439 Speaker 2: You and I have literally had this conversation like a 530 00:24:26,480 --> 00:24:29,320 Speaker 2: month ago where we were talking about side hustles and 531 00:24:29,359 --> 00:24:31,120 Speaker 2: what it meant. So no, it wasn't on the pod. 532 00:24:31,240 --> 00:24:34,880 Speaker 2: It was literally a personal conversation about what you would 533 00:24:34,880 --> 00:24:37,439 Speaker 2: and wouldn't disclose, and you know, oh what does this 534 00:24:37,520 --> 00:24:39,640 Speaker 2: mean and how does this work? And you know, oh, well, 535 00:24:39,640 --> 00:24:41,840 Speaker 2: what if you did want to spiceya side hustle, be 536 00:24:41,920 --> 00:24:45,360 Speaker 2: like okay, like cool, have fun with your jesses. Very 537 00:24:45,400 --> 00:24:48,120 Speaker 2: committed to this idea of one day making a lot 538 00:24:48,160 --> 00:24:50,080 Speaker 2: of money from selling foot pictures. 539 00:24:50,080 --> 00:24:51,600 Speaker 4: If anyone wants to buy photos of my feet, I 540 00:24:51,640 --> 00:24:53,440 Speaker 4: will sell them to you at a very reasonable price. 541 00:24:53,440 --> 00:24:54,800 Speaker 4: Don't know how do you block the ground, but I'll 542 00:24:54,840 --> 00:24:56,840 Speaker 4: just buy Yeah, I do. But see, this is the thing. 543 00:24:56,920 --> 00:24:57,359 Speaker 7: I feel like. 544 00:24:57,359 --> 00:24:59,680 Speaker 2: That's it's just making money. It's a good idea. Why 545 00:24:59,720 --> 00:25:04,200 Speaker 2: not Also if you have an only fans for your feet, 546 00:25:05,080 --> 00:25:08,720 Speaker 2: I want your money diary one hundred like I need it. 547 00:25:08,800 --> 00:25:11,080 Speaker 2: I need your money diary because it just to me, 548 00:25:11,280 --> 00:25:14,640 Speaker 2: that's something that just doesn't make sense. Like not trying 549 00:25:14,880 --> 00:25:17,440 Speaker 2: to kink, shame or do any of those things. No, 550 00:25:17,480 --> 00:25:19,960 Speaker 2: it's just one of those things I cannot comprehend. I 551 00:25:20,000 --> 00:25:22,919 Speaker 2: cannot believe that people would pay you money for pictures 552 00:25:23,040 --> 00:25:25,320 Speaker 2: of your feet. But my friend, I'm here for it, 553 00:25:25,920 --> 00:25:28,280 Speaker 2: like I get that bank. Sis doesn't matter how. 554 00:25:28,200 --> 00:25:31,199 Speaker 4: Went or where absolutely, So back to before we get 555 00:25:31,240 --> 00:25:32,679 Speaker 4: to the only fans, Oh yeah, yeah, act to the 556 00:25:32,680 --> 00:25:36,400 Speaker 4: contract thing. You've signed a contract, You're obliged by that contract. 557 00:25:36,440 --> 00:25:38,240 Speaker 4: It doesn't matter what line of work it is. Like 558 00:25:38,280 --> 00:25:40,280 Speaker 4: if you've said a contract saying, if I signed a 559 00:25:40,280 --> 00:25:42,600 Speaker 4: contract saying when I took this job, they did clause 560 00:25:42,680 --> 00:25:44,760 Speaker 4: and it is a very standard clause. Is something we 561 00:25:44,800 --> 00:25:46,679 Speaker 4: should say. This isn't one of those things where it's 562 00:25:46,720 --> 00:25:51,439 Speaker 4: a company being sneaky. A noncompete clause is extremely common. 563 00:25:51,440 --> 00:25:53,880 Speaker 4: It's in most standard contracts, it's in my contract. 564 00:25:54,400 --> 00:25:58,280 Speaker 2: And so yeah, because like, can you imagine just being like, oh, 565 00:25:58,320 --> 00:26:00,240 Speaker 2: I want to side hustle, which, by the way, does 566 00:26:00,280 --> 00:26:02,520 Speaker 2: have a side hustle. It does have another way of 567 00:26:02,560 --> 00:26:04,880 Speaker 2: generating income outside. She's on the money, which I'm so 568 00:26:04,960 --> 00:26:08,000 Speaker 2: happy for and I actually love that she has it. 569 00:26:08,280 --> 00:26:10,400 Speaker 2: But if she came to me and said, oh, yeah, 570 00:26:10,440 --> 00:26:12,680 Speaker 2: I'm actually going to go work for another money podcast, 571 00:26:12,720 --> 00:26:15,359 Speaker 2: I'd be like, sit down, I know you are not. 572 00:26:15,960 --> 00:26:18,159 Speaker 4: And that, I think is where the caveat in my 573 00:26:18,320 --> 00:26:22,000 Speaker 4: mind is around additional work generally, is I don't think 574 00:26:22,040 --> 00:26:26,479 Speaker 4: your employer can unreasonably refuse like we've brought me up. 575 00:26:26,520 --> 00:26:28,159 Speaker 4: My example is you guys know, if you follow me 576 00:26:28,160 --> 00:26:30,960 Speaker 4: on Instagram, I freelance in content creation for brands that 577 00:26:31,560 --> 00:26:34,000 Speaker 4: has a little bit of crossover honestly with what I do, 578 00:26:34,119 --> 00:26:34,639 Speaker 4: and I'm. 579 00:26:34,520 --> 00:26:37,480 Speaker 2: Very so careful about that and like, I really respect it. 580 00:26:37,520 --> 00:26:39,560 Speaker 2: But at the same time, I'm like, Jess, get the bank. 581 00:26:39,640 --> 00:26:42,040 Speaker 2: It's fine. And sometimes there's been, like you know, a 582 00:26:42,080 --> 00:26:44,560 Speaker 2: client that She's on the money has that has then 583 00:26:44,640 --> 00:26:47,919 Speaker 2: reached out to Jess individually, and she always I feel like, 584 00:26:47,960 --> 00:26:49,920 Speaker 2: you freak out every time, and I'm always like, no, 585 00:26:50,080 --> 00:26:51,679 Speaker 2: if they want to work with you individually, like, of 586 00:26:51,720 --> 00:26:54,840 Speaker 2: course yeah. To me, she's a very different content creator 587 00:26:55,480 --> 00:26:57,920 Speaker 2: than She's on the money, very complimentary, Like I think 588 00:26:57,960 --> 00:26:59,720 Speaker 2: that they sit side by side with the type of 589 00:26:59,720 --> 00:27:02,040 Speaker 2: content and it just creates. And sometimes you'll do like 590 00:27:02,240 --> 00:27:04,360 Speaker 2: your budget fashion halls or whatever, and I think that 591 00:27:04,359 --> 00:27:08,160 Speaker 2: that makes perfect sense to fit into She's on the money, 592 00:27:08,160 --> 00:27:10,800 Speaker 2: but it's not competition with She's on the money or 593 00:27:10,800 --> 00:27:12,680 Speaker 2: from my perspective, and I feel very. 594 00:27:12,600 --> 00:27:14,760 Speaker 4: Thankful for that. But I think not all employees are 595 00:27:14,800 --> 00:27:16,800 Speaker 4: as lucky as I am that they have an employer 596 00:27:16,920 --> 00:27:20,680 Speaker 4: who has that perspective and it is their right ultimately, 597 00:27:20,760 --> 00:27:23,320 Speaker 4: if they feel like whatever you're doing outside of work, 598 00:27:23,359 --> 00:27:25,280 Speaker 4: if for whatever reason Victoria said, oh, like I'm a 599 00:27:25,280 --> 00:27:28,240 Speaker 4: bit worried. That conflicks like it is your right as 600 00:27:28,240 --> 00:27:31,000 Speaker 4: an employer to say that. And that's where that contractual 601 00:27:31,040 --> 00:27:32,800 Speaker 4: obligation comes into play. 602 00:27:32,840 --> 00:27:34,760 Speaker 2: Like you can't have your cake and eat it too. 603 00:27:35,000 --> 00:27:37,400 Speaker 2: Like at the end of the day, you and as 604 00:27:37,440 --> 00:27:39,520 Speaker 2: you said, yes, I don't actually care what you do 605 00:27:39,680 --> 00:27:43,160 Speaker 2: outside of work. I think it's important to be really transparent, 606 00:27:43,800 --> 00:27:46,840 Speaker 2: but it is a contractor that you signed with me 607 00:27:47,040 --> 00:27:49,520 Speaker 2: as your employer to say, yeah, like I'll let you 608 00:27:49,560 --> 00:27:51,880 Speaker 2: know if there's anything else that I'm doing. I mean, 609 00:27:51,880 --> 00:27:54,080 Speaker 2: you're right, it is your life. It is what you do. 610 00:27:54,400 --> 00:27:56,960 Speaker 2: But like this idea of well I shouldn't have to 611 00:27:56,960 --> 00:27:59,240 Speaker 2: tell you, it's like, well, you signed a contract, and 612 00:27:59,240 --> 00:28:01,359 Speaker 2: if you won't comfort with the contract, you shouldn't have 613 00:28:01,400 --> 00:28:03,360 Speaker 2: signed it. And that's what I mean when I say 614 00:28:03,359 --> 00:28:05,280 Speaker 2: you can't have your cake and eat it too, because 615 00:28:05,320 --> 00:28:07,439 Speaker 2: like basically just does have her cake and eats it 616 00:28:07,440 --> 00:28:09,280 Speaker 2: too and does whatever she wants outside of it. And 617 00:28:09,320 --> 00:28:11,040 Speaker 2: that's great, but you know why she gets to do 618 00:28:11,119 --> 00:28:14,760 Speaker 2: that because she's so transparent about the process and it 619 00:28:14,800 --> 00:28:17,240 Speaker 2: doesn't impact my business, But it would make me really 620 00:28:17,359 --> 00:28:20,919 Speaker 2: uncomfortable if Jess wanted to freelance for another, you know, 621 00:28:21,000 --> 00:28:23,520 Speaker 2: really big money podcast, if that's a thing, because I 622 00:28:23,640 --> 00:28:25,880 Speaker 2: kind of be like, oh, well, you know what ipeed? 623 00:28:25,920 --> 00:28:27,960 Speaker 2: Does she take out of my business and then give 624 00:28:28,040 --> 00:28:31,800 Speaker 2: to them about the process what you know? Vice versa, Like, 625 00:28:31,840 --> 00:28:33,480 Speaker 2: you know, is she going to go and I know 626 00:28:33,560 --> 00:28:35,520 Speaker 2: Jess would never, but is she going to go to 627 00:28:35,560 --> 00:28:37,880 Speaker 2: work with them one day and do something and then 628 00:28:37,880 --> 00:28:40,080 Speaker 2: bring it into my business? And then I'm accidentally going 629 00:28:40,160 --> 00:28:42,920 Speaker 2: to look like I'm copying someone Like it's just a 630 00:28:43,040 --> 00:28:47,640 Speaker 2: murky circumstance that as her employer because I pay her 631 00:28:47,680 --> 00:28:50,960 Speaker 2: a job I deserve to know about. But that then 632 00:28:51,040 --> 00:28:54,440 Speaker 2: lays over into the fact that she's on the money. 633 00:28:54,440 --> 00:28:56,240 Speaker 2: I don't care how you make money outside of her, 634 00:28:56,320 --> 00:28:58,680 Speaker 2: as long as it doesn't impact she's on the money. 635 00:28:58,760 --> 00:29:02,560 Speaker 2: And that's kind of a question that means different things 636 00:29:02,560 --> 00:29:05,320 Speaker 2: to different employers, right, So if Beck turned around and 637 00:29:05,320 --> 00:29:09,240 Speaker 2: said I had an only fans it's me, I'd be like, 638 00:29:09,360 --> 00:29:12,120 Speaker 2: get that bank, sis. As long as the content that 639 00:29:12,120 --> 00:29:15,239 Speaker 2: you're creating is completely consensual and you are happy with 640 00:29:15,320 --> 00:29:19,200 Speaker 2: what you are up to, I respect that, yes, but 641 00:29:20,280 --> 00:29:22,880 Speaker 2: that's not the view of a lot of other employers 642 00:29:23,320 --> 00:29:25,840 Speaker 2: like Jess if she ever actually you know, she's talked 643 00:29:25,840 --> 00:29:27,960 Speaker 2: about it for the last three years, so full of it. 644 00:29:28,000 --> 00:29:30,120 Speaker 2: She's never going to do it, but she's talked about 645 00:29:30,160 --> 00:29:33,200 Speaker 2: this foot content because I think both of the foot Yeah, 646 00:29:35,320 --> 00:29:37,960 Speaker 2: she's on the floor, like whatever we want to call it. Yeah, 647 00:29:38,040 --> 00:29:41,240 Speaker 2: I would support her to do that because I genuinely 648 00:29:41,320 --> 00:29:44,600 Speaker 2: think that people, especially women, should be empowered to make 649 00:29:44,640 --> 00:29:48,320 Speaker 2: their own decisions. And I also would never be embarrassed. 650 00:29:48,400 --> 00:29:51,640 Speaker 2: I would think it was more telling of the person 651 00:29:51,680 --> 00:29:54,040 Speaker 2: who quote dabbed them in. If someone came to me 652 00:29:54,080 --> 00:29:59,880 Speaker 2: and said, hey, I just discovered Jess as foot fetish pious, like, 653 00:30:00,160 --> 00:30:03,440 Speaker 2: I'd be like, yeah, cool. But I feel like as 654 00:30:03,480 --> 00:30:06,200 Speaker 2: her employer, I do deserve to know because I do 655 00:30:06,280 --> 00:30:09,640 Speaker 2: not deserve to be blindsided by that information either. Yes, 656 00:30:09,680 --> 00:30:11,640 Speaker 2: So I think that if someone came to me and said, well, 657 00:30:11,640 --> 00:30:13,440 Speaker 2: did you know Jess has this, and I'd be like, yes, 658 00:30:13,480 --> 00:30:15,160 Speaker 2: you better be paying if you're looking. 659 00:30:15,640 --> 00:30:16,920 Speaker 4: Like free feet, no free feet? 660 00:30:17,040 --> 00:30:20,160 Speaker 2: Yeah, and Beck, if you started, it would be like great, 661 00:30:20,200 --> 00:30:22,959 Speaker 2: at least I know, like, are there any accommodations I 662 00:30:23,000 --> 00:30:25,200 Speaker 2: need to make as your employer, like you know, times 663 00:30:25,280 --> 00:30:27,840 Speaker 2: or changes or whatever. It is, like, what would you 664 00:30:27,880 --> 00:30:29,720 Speaker 2: expect from me? And you might go nothing, be it's 665 00:30:29,760 --> 00:30:31,480 Speaker 2: just in my own time, and I go okay, great, 666 00:30:31,520 --> 00:30:34,640 Speaker 2: like have fun. But like most people aren't comfortable with 667 00:30:34,720 --> 00:30:35,920 Speaker 2: that concept. 668 00:30:36,320 --> 00:30:39,840 Speaker 5: It's shocking to me. What element I feel like this 669 00:30:39,920 --> 00:30:42,120 Speaker 5: is going to be maybe different from you guys. I 670 00:30:42,120 --> 00:30:45,280 Speaker 5: find it very shocking that people are offended when people 671 00:30:45,360 --> 00:30:48,000 Speaker 5: have an only fans. I feel like, if your employer, 672 00:30:48,040 --> 00:30:49,920 Speaker 5: if you're worried that your employe's going to fire you 673 00:30:49,960 --> 00:30:52,080 Speaker 5: because you have an only fan, get the hell out 674 00:30:52,080 --> 00:30:54,320 Speaker 5: of there, you know what I mean? Yeah, who cares 675 00:30:54,600 --> 00:30:58,440 Speaker 5: if someone's consensually doing something, whether it's either I'm not 676 00:30:58,440 --> 00:31:00,880 Speaker 5: comparing these two. I'm literally just using this is an example. 677 00:31:00,880 --> 00:31:02,400 Speaker 5: But say you're a sex worker. 678 00:31:02,400 --> 00:31:03,120 Speaker 2: Who cares? 679 00:31:03,200 --> 00:31:04,600 Speaker 5: If you want to be a sex worker, be a 680 00:31:04,640 --> 00:31:05,160 Speaker 5: sex worker. 681 00:31:05,200 --> 00:31:06,520 Speaker 2: It's a job. It's a job. 682 00:31:06,560 --> 00:31:09,960 Speaker 5: Everything's a job, and everything is like a basically human 683 00:31:10,000 --> 00:31:13,160 Speaker 5: made social norms are human maid like, like, who cares 684 00:31:13,200 --> 00:31:15,880 Speaker 5: what anyone's doing? If you worry that you can get fired, 685 00:31:16,480 --> 00:31:17,080 Speaker 5: get out of there. 686 00:31:17,080 --> 00:31:19,200 Speaker 2: They're not the right people for you if they're going 687 00:31:19,240 --> 00:31:21,200 Speaker 2: to judge you. It says so much more about them 688 00:31:21,200 --> 00:31:25,000 Speaker 2: than it doesn't really want so much, Like it's so 689 00:31:25,160 --> 00:31:28,520 Speaker 2: true though, like it's this idea that it's like a secret, 690 00:31:28,600 --> 00:31:30,200 Speaker 2: and I mean, you might want to keep it a secret. 691 00:31:30,240 --> 00:31:32,640 Speaker 2: We've actually had a couple of community members on the 692 00:31:32,680 --> 00:31:35,400 Speaker 2: podcast to do money diaries before, who do do only fans? 693 00:31:35,680 --> 00:31:38,120 Speaker 2: One of them who is We're able to name her 694 00:31:38,160 --> 00:31:41,280 Speaker 2: because she mentioned it, Dara, She did only fans and 695 00:31:41,320 --> 00:31:44,840 Speaker 2: her employer was like, so fine, what early supportive. She 696 00:31:44,880 --> 00:31:46,960 Speaker 2: went to her employer and said, hey, like I do 697 00:31:47,080 --> 00:31:48,560 Speaker 2: this and I want to do it on the side. 698 00:31:48,560 --> 00:31:49,720 Speaker 2: I think could be really good at it, And her 699 00:31:49,760 --> 00:31:52,080 Speaker 2: employee was like, yeah, see, you can have fun even 700 00:31:52,120 --> 00:31:54,719 Speaker 2: on that podcast. It was probably two years ago. She 701 00:31:54,880 --> 00:31:57,160 Speaker 2: you just look it up like type in She's on 702 00:31:57,200 --> 00:31:59,400 Speaker 2: the Money Only Fans and it will come up in 703 00:31:59,440 --> 00:32:02,720 Speaker 2: your search on your podcast platform. But even she said, 704 00:32:02,760 --> 00:32:04,440 Speaker 2: like I was a bit worried, and I'm also a 705 00:32:04,440 --> 00:32:07,240 Speaker 2: bit worried about what my job looks like in the future, 706 00:32:07,440 --> 00:32:09,640 Speaker 2: because she said, my job in the future might not 707 00:32:09,720 --> 00:32:12,320 Speaker 2: be as accommodating as my current boss or what that 708 00:32:12,360 --> 00:32:15,240 Speaker 2: looks like. And I totally get that reservation because like 709 00:32:15,760 --> 00:32:17,960 Speaker 2: I would be worried about the same thing, but obviously 710 00:32:18,000 --> 00:32:20,080 Speaker 2: she's just gone gung ho and gone for it. We 711 00:32:20,200 --> 00:32:23,680 Speaker 2: also had another money diarist who spoke about her only 712 00:32:23,720 --> 00:32:26,280 Speaker 2: fans experience, but about wanting it to be a bit 713 00:32:26,320 --> 00:32:28,360 Speaker 2: more private because she had young kids and didn't want 714 00:32:28,400 --> 00:32:30,040 Speaker 2: that to be a part of the conversation she was 715 00:32:30,080 --> 00:32:31,720 Speaker 2: having with her kids. And you know, she was like, 716 00:32:31,720 --> 00:32:33,320 Speaker 2: I don't really want to go to the school and 717 00:32:33,640 --> 00:32:36,280 Speaker 2: know that the dads are watching me knowing this information. 718 00:32:36,800 --> 00:32:41,080 Speaker 2: But that ended up being really toxic for her because 719 00:32:41,080 --> 00:32:44,200 Speaker 2: she got docked and someone found it and then threatened 720 00:32:44,200 --> 00:32:47,800 Speaker 2: to tell her community about it, and she clearly had 721 00:32:47,800 --> 00:32:49,400 Speaker 2: to come out and be like, well, yes, I do 722 00:32:49,400 --> 00:32:52,560 Speaker 2: do this, but nobody should ever be forced into sharing 723 00:32:52,600 --> 00:32:56,160 Speaker 2: information about themselves. And I actually have a friend who 724 00:32:56,240 --> 00:32:59,720 Speaker 2: is a sex worker and she's married to a beautiful 725 00:32:59,720 --> 00:33:02,560 Speaker 2: again one of my friends who's been on the podcast, 726 00:33:03,000 --> 00:33:05,800 Speaker 2: and she spoke about her experience as a sex worker, 727 00:33:06,240 --> 00:33:09,840 Speaker 2: and she had somebody in her family docs her because 728 00:33:09,840 --> 00:33:12,040 Speaker 2: they hadn't told their parents about it, and it was 729 00:33:12,080 --> 00:33:14,920 Speaker 2: like common knowledge she was a sex worker. He had 730 00:33:14,960 --> 00:33:19,880 Speaker 2: his job and a family member told his parents about 731 00:33:19,880 --> 00:33:22,600 Speaker 2: it because the quote they deserved to know. It was 732 00:33:22,720 --> 00:33:24,920 Speaker 2: just not information she was wanting to share, or they 733 00:33:24,920 --> 00:33:27,520 Speaker 2: had decided as a family, this is just what I 734 00:33:27,640 --> 00:33:29,600 Speaker 2: want to share, not not what you want to share. 735 00:33:29,840 --> 00:33:32,600 Speaker 2: And so there's clearly and I mean, we know it exists. 736 00:33:32,640 --> 00:33:36,520 Speaker 2: There's clearly judgment that overlays over these jobs that we 737 00:33:36,560 --> 00:33:38,960 Speaker 2: all know should not exist because a job is a job. 738 00:33:39,400 --> 00:33:41,240 Speaker 5: A job is a job, and it's twenty twenty three. 739 00:33:41,360 --> 00:33:43,600 Speaker 2: What the hell like, Oh, your job is physical, yes, 740 00:33:43,640 --> 00:33:46,040 Speaker 2: so is a construction worker. Like, oh, you're a paver, 741 00:33:46,200 --> 00:33:48,200 Speaker 2: you're a builder, you're a plumber. You use your body 742 00:33:48,480 --> 00:33:50,880 Speaker 2: for your work. Great, So do a lot of other 743 00:33:50,880 --> 00:33:53,640 Speaker 2: people like it. It doesn't matter what it looks like. 744 00:33:53,720 --> 00:33:55,320 Speaker 5: And they're making these decisions today. 745 00:33:55,600 --> 00:33:58,680 Speaker 2: So I do not care what you do as long 746 00:33:58,720 --> 00:34:02,200 Speaker 2: as it is consensual, like that is a chosen career 747 00:34:02,280 --> 00:34:05,280 Speaker 2: path for you, then you do you boo. My concern 748 00:34:05,400 --> 00:34:08,640 Speaker 2: comes when you're doing something that maybe you feel forced 749 00:34:08,640 --> 00:34:10,200 Speaker 2: into doing, or you don't feel like you have any 750 00:34:10,239 --> 00:34:12,279 Speaker 2: other options, then we need to talk. Sure, And I 751 00:34:12,360 --> 00:34:15,160 Speaker 2: just it's twenty twenty three. I can't believe it still exists. 752 00:34:15,280 --> 00:34:17,440 Speaker 4: Yeah, before I say this, I'm just putting a caveat 753 00:34:17,480 --> 00:34:21,080 Speaker 4: on it because we've been getting behaved, we have been roastedly. 754 00:34:21,400 --> 00:34:24,240 Speaker 4: We are very if you cannot tell, very sex positive. 755 00:34:24,360 --> 00:34:27,000 Speaker 4: I love the only fans is a safe way for 756 00:34:27,000 --> 00:34:29,920 Speaker 4: people to empower themselves and earn money or for it. However, 757 00:34:30,480 --> 00:34:32,239 Speaker 4: the I guess the one thing I would put on 758 00:34:32,280 --> 00:34:34,680 Speaker 4: the flip side of that is as much as I 759 00:34:34,840 --> 00:34:37,839 Speaker 4: wholeheartedly believe in someone's right to do what they want 760 00:34:37,840 --> 00:34:39,520 Speaker 4: with their body, as much as I don't think that 761 00:34:39,520 --> 00:34:43,240 Speaker 4: that should have implications for your job, I am also 762 00:34:43,400 --> 00:34:48,080 Speaker 4: kind of conscious that in certain industries it could be 763 00:34:48,120 --> 00:34:50,840 Speaker 4: a concern for your employer, and it could be a concern. 764 00:34:51,000 --> 00:34:54,040 Speaker 4: Glad you brought this up reasonable reasons. And the first 765 00:34:54,080 --> 00:34:56,359 Speaker 4: example that comes to my mind is if you work 766 00:34:56,400 --> 00:34:58,640 Speaker 4: with children, or if you work in a teaching space. 767 00:34:59,200 --> 00:35:02,040 Speaker 4: There are all of these diff diferent regulations around you 768 00:35:02,080 --> 00:35:04,920 Speaker 4: know what children exposed to. And I am in no 769 00:35:05,040 --> 00:35:07,520 Speaker 4: way insinuating that if you work, if you're a sex worker, 770 00:35:07,760 --> 00:35:10,560 Speaker 4: I think children that's That's not what I'm saying it all, 771 00:35:11,200 --> 00:35:13,040 Speaker 4: but it's the risk that you run when you put 772 00:35:13,080 --> 00:35:15,239 Speaker 4: things on the internet. It is there for anybody to find. 773 00:35:15,280 --> 00:35:17,279 Speaker 4: So if you were, for example, a teacher who had 774 00:35:17,320 --> 00:35:20,040 Speaker 4: an only fans what happens if a student finds it. 775 00:35:20,080 --> 00:35:23,040 Speaker 4: There are all of these implications and liabilities that then 776 00:35:23,320 --> 00:35:26,080 Speaker 4: kind of come back to your employer. And it's a 777 00:35:26,080 --> 00:35:28,200 Speaker 4: bit of a tough spot in the sense of, well, 778 00:35:29,280 --> 00:35:31,959 Speaker 4: there are certain parents or certain people who might really 779 00:35:32,000 --> 00:35:33,920 Speaker 4: take issue with that. And while I think a lot 780 00:35:34,000 --> 00:35:37,440 Speaker 4: of us are progressive enough to go, oh, like, where's 781 00:35:37,480 --> 00:35:41,279 Speaker 4: the line, your employer also has a responsibility to those 782 00:35:41,320 --> 00:35:43,880 Speaker 4: regulations and to those things. If you work in politics, 783 00:35:43,880 --> 00:35:46,239 Speaker 4: it's something that could be weaponized. Are they putting you 784 00:35:46,280 --> 00:35:49,479 Speaker 4: at risk? Is I employ you knowing that you could 785 00:35:49,520 --> 00:35:51,520 Speaker 4: be docked as a part of a smear campaign? Like 786 00:35:51,520 --> 00:35:54,200 Speaker 4: there are all of these I think against. 787 00:35:53,840 --> 00:35:57,920 Speaker 2: Just ideas and things into consideration. And it's not because 788 00:35:58,400 --> 00:36:00,920 Speaker 2: I mean I feel awful talk about them, because I 789 00:36:00,920 --> 00:36:03,160 Speaker 2: feel like when we talk about them, we perpetuate this 790 00:36:03,320 --> 00:36:06,200 Speaker 2: idea that there should be a thing. We actually need 791 00:36:06,239 --> 00:36:08,600 Speaker 2: to talk about it because we need to break these 792 00:36:08,640 --> 00:36:12,080 Speaker 2: things down and say that's actually a ridiculous concept. The 793 00:36:12,160 --> 00:36:16,120 Speaker 2: idea that you'd be judged for using your body like silly, 794 00:36:16,160 --> 00:36:19,000 Speaker 2: I don't know, it's very silly, so dumb, so dumb, 795 00:36:19,080 --> 00:36:20,839 Speaker 2: but I think we do need to break it down. 796 00:36:20,840 --> 00:36:23,000 Speaker 2: And at the end of the day, like your company, like, 797 00:36:23,080 --> 00:36:26,759 Speaker 2: let's pretend you're a lawyer and your boss just isn't 798 00:36:26,800 --> 00:36:29,400 Speaker 2: that comfortable with the idea that their clients that are paying, 799 00:36:29,440 --> 00:36:31,440 Speaker 2: you know, eight or nine hundred dollars an hour for 800 00:36:31,480 --> 00:36:33,919 Speaker 2: you to be a lawyer on their certain project. They're 801 00:36:33,920 --> 00:36:35,839 Speaker 2: just not comfortable that they could see that content. They 802 00:36:35,840 --> 00:36:38,520 Speaker 2: don't think it's appropriate or professional, and they prefer that 803 00:36:38,560 --> 00:36:41,200 Speaker 2: the people that they employ don't do that. It's well 804 00:36:41,239 --> 00:36:44,080 Speaker 2: within their rights to make that decision. We talk about 805 00:36:44,120 --> 00:36:46,800 Speaker 2: cultural fit, we talk about, you know, hiring the right people, 806 00:36:46,840 --> 00:36:49,560 Speaker 2: technical capabilities, we talk about all of those things that 807 00:36:49,680 --> 00:36:52,239 Speaker 2: just might be something that they go I don't particularly 808 00:36:52,280 --> 00:36:55,200 Speaker 2: want that, and I think that that is okay as 809 00:36:55,200 --> 00:36:58,239 Speaker 2: long as it is completely transparent. I'm not saying that 810 00:36:58,680 --> 00:37:00,799 Speaker 2: I think it's okay that they do that. Like I 811 00:37:00,840 --> 00:37:03,040 Speaker 2: just think it's okay to have your own preferences. It's 812 00:37:03,080 --> 00:37:06,320 Speaker 2: kind of like having life preferences. I would prefer someone 813 00:37:06,320 --> 00:37:09,640 Speaker 2: who's open minded when I hire them. I prefer someone 814 00:37:09,640 --> 00:37:12,759 Speaker 2: who is sex positive when I hire them. A lot 815 00:37:12,800 --> 00:37:15,560 Speaker 2: of those things I don't learn until later. I'm not 816 00:37:15,560 --> 00:37:17,560 Speaker 2: going to hire someone if I think they're closed minded. 817 00:37:17,960 --> 00:37:21,440 Speaker 2: So I think it's really up to the business and 818 00:37:21,680 --> 00:37:23,840 Speaker 2: what they want to do and the perception they have, 819 00:37:24,040 --> 00:37:27,560 Speaker 2: because let's be honest, Like, people could judge she's on 820 00:37:27,600 --> 00:37:29,879 Speaker 2: the money differently because of the people that work there, 821 00:37:30,920 --> 00:37:34,680 Speaker 2: like beck, oh my god, you wear green jumpers? 822 00:37:34,680 --> 00:37:35,520 Speaker 4: Are you shitting me? 823 00:37:36,920 --> 00:37:37,120 Speaker 7: Yes? 824 00:37:37,400 --> 00:37:39,719 Speaker 2: White dress, Like couldn't believe it. Like there are so 825 00:37:39,800 --> 00:37:43,000 Speaker 2: many things that people could judge us on, But I 826 00:37:43,120 --> 00:37:45,920 Speaker 2: would assume that from my perspective, if you want to 827 00:37:45,960 --> 00:37:48,200 Speaker 2: judge us on that, you're probably not my people. So 828 00:37:48,520 --> 00:37:54,319 Speaker 2: we asked our community obviously what they think. We asked 829 00:37:54,320 --> 00:37:56,520 Speaker 2: our community first things. First, we said, do you have 830 00:37:56,600 --> 00:37:59,520 Speaker 2: a side hustle? Twenty six percent of you said yes. 831 00:38:00,360 --> 00:38:03,799 Speaker 2: That's huge, twenty six percent of our community members have 832 00:38:03,840 --> 00:38:08,440 Speaker 2: a side hustle. Next, if yes, does your employer know 833 00:38:08,520 --> 00:38:12,439 Speaker 2: about it? This one was a spicy response. Thirty eight 834 00:38:12,440 --> 00:38:15,000 Speaker 2: percent of you said yes, and sixty two percent of 835 00:38:15,040 --> 00:38:17,520 Speaker 2: you said that your employer does not know about your 836 00:38:17,560 --> 00:38:19,720 Speaker 2: side hustle. Isn't that a lot? 837 00:38:19,920 --> 00:38:21,440 Speaker 4: That's surprising to me? 838 00:38:22,000 --> 00:38:26,200 Speaker 2: I found that very wild. But then we obviously also 839 00:38:26,239 --> 00:38:29,200 Speaker 2: said we'd love your two cents we'd love to understand, 840 00:38:29,360 --> 00:38:31,720 Speaker 2: like what you think about this and how this works. 841 00:38:32,280 --> 00:38:35,520 Speaker 2: And we asked you, guys, what are your thoughts? Lots 842 00:38:35,560 --> 00:38:39,200 Speaker 2: of different opinions. You shouldn't do only fans if you've 843 00:38:39,239 --> 00:38:41,120 Speaker 2: got a real job, sit down and get out of 844 00:38:41,120 --> 00:38:44,879 Speaker 2: our community. If that's your thought pattern, no, honest to God, 845 00:38:45,000 --> 00:38:47,960 Speaker 2: just leave, see yourself out. No need to acknowledge your departure. 846 00:38:48,400 --> 00:38:49,040 Speaker 3: Just off you go. 847 00:38:49,600 --> 00:38:52,160 Speaker 2: Next, someone said, I would tell them regardless if they 848 00:38:52,200 --> 00:38:54,920 Speaker 2: fire her, then it wasn't the workplace for her, and 849 00:38:54,960 --> 00:38:56,440 Speaker 2: it would be a blessing in disguise. 850 00:38:56,560 --> 00:38:59,680 Speaker 5: That's a nice answer. Why are people nice? 851 00:39:00,040 --> 00:39:02,680 Speaker 2: I don't know why people aren't nice? Beck, it's the Internet. 852 00:39:03,080 --> 00:39:05,200 Speaker 2: I don't like till you get on TikTok. That place 853 00:39:05,280 --> 00:39:10,120 Speaker 2: is scary. Yeah. Next, someone said second part, Yes, of course, 854 00:39:10,239 --> 00:39:12,880 Speaker 2: tell the boss if it's in the contract. But otherwise, 855 00:39:13,200 --> 00:39:16,080 Speaker 2: why can't only fans be normalized, just like open conversation 856 00:39:16,239 --> 00:39:20,720 Speaker 2: about money and sex should be love. Someone else said, 857 00:39:21,000 --> 00:39:23,040 Speaker 2: I think no matter what the side hustle is, if 858 00:39:23,080 --> 00:39:25,800 Speaker 2: you're contracted to tell them, then you should. You would 859 00:39:25,800 --> 00:39:28,200 Speaker 2: want them to honor their side of the contract, so 860 00:39:28,360 --> 00:39:31,680 Speaker 2: you should do the same. I think that's important. However, 861 00:39:31,880 --> 00:39:35,040 Speaker 2: if there's nothing that stipulates that you have to, then 862 00:39:35,160 --> 00:39:37,040 Speaker 2: I don't think that there is any need as long 863 00:39:37,080 --> 00:39:39,359 Speaker 2: as it's not impacting your ability to do your job 864 00:39:39,760 --> 00:39:43,560 Speaker 2: for them or impacting them as a business ie working 865 00:39:43,760 --> 00:39:47,120 Speaker 2: for a direct competitor. Yeah, I agree with that a lot. 866 00:39:47,400 --> 00:39:49,760 Speaker 2: I agree, and I think it's really really important. Someone 867 00:39:49,760 --> 00:39:52,239 Speaker 2: else said I would absolutely lose my job in a 868 00:39:52,239 --> 00:39:55,080 Speaker 2: public hospital if I had an only fans And this 869 00:39:55,160 --> 00:39:58,120 Speaker 2: person has doctor in their user name, so I'm assuming 870 00:39:58,160 --> 00:40:00,680 Speaker 2: that they're a doctor in a hospital. I don't think 871 00:40:00,719 --> 00:40:03,520 Speaker 2: that's fair because I also, we've talked about this before, 872 00:40:03,560 --> 00:40:07,320 Speaker 2: and I think it's obviously an issue that really impacts 873 00:40:07,360 --> 00:40:11,160 Speaker 2: women as opposed to men. And there's this concept and 874 00:40:11,400 --> 00:40:14,200 Speaker 2: you know, I've been is the word crucified, I've been 875 00:40:14,280 --> 00:40:17,799 Speaker 2: like attacked attacks, probably too strong, but I've been told 876 00:40:17,840 --> 00:40:19,800 Speaker 2: to pull my head in a number of times online 877 00:40:19,840 --> 00:40:22,240 Speaker 2: And Jess, you and I got a comment only last 878 00:40:22,280 --> 00:40:25,440 Speaker 2: feet where someone commented, Jess and I've been doing these 879 00:40:25,440 --> 00:40:29,280 Speaker 2: little fit checks about our here on yeah, not on TikTok, 880 00:40:29,320 --> 00:40:31,480 Speaker 2: on Instagram reels, and we're having fun with it, right, 881 00:40:31,560 --> 00:40:35,440 Speaker 2: we're posting it on our personal pages, and someone commented, 882 00:40:35,880 --> 00:40:38,000 Speaker 2: I don't know what she's on. The money has become 883 00:40:38,120 --> 00:40:41,080 Speaker 2: it's a disgrace. I've not seen any money content. What 884 00:40:41,239 --> 00:40:43,279 Speaker 2: is this unfollowing? And I was kind of like. 885 00:40:43,400 --> 00:40:45,600 Speaker 4: No money content because it's not the money page. Girl. 886 00:40:45,840 --> 00:40:47,960 Speaker 2: Yeah, it was like our personal pages, and we always 887 00:40:47,960 --> 00:40:52,759 Speaker 2: sharing our personal interests on our personal pages, and look it. 888 00:40:53,000 --> 00:40:56,440 Speaker 2: I just find it so funny that, you know, especially 889 00:40:56,520 --> 00:40:59,400 Speaker 2: because I work in finance, there's this assumption that I 890 00:40:59,440 --> 00:41:02,960 Speaker 2: would act one hundred percent of the time like an 891 00:41:03,120 --> 00:41:06,800 Speaker 2: educated individual, and I'd be very formal and very corporate 892 00:41:06,880 --> 00:41:09,560 Speaker 2: and like as an ex financial advisor. I think a 893 00:41:09,600 --> 00:41:11,960 Speaker 2: lot of people have a lot of standards that they 894 00:41:12,000 --> 00:41:15,040 Speaker 2: hold me to, which I think are ridiculous because the 895 00:41:15,080 --> 00:41:17,319 Speaker 2: flip side of me is I'm going to have a 896 00:41:17,320 --> 00:41:20,400 Speaker 2: Barbie birthday party. I'm so excited to dress up in 897 00:41:20,440 --> 00:41:24,640 Speaker 2: a blonde twig. I have ordered so many Barbie things online, 898 00:41:24,719 --> 00:41:28,520 Speaker 2: so much paraphernalia. I've got some fairy wings. I really 899 00:41:28,600 --> 00:41:31,399 Speaker 2: like cooking. I really like my cats. I like my dog. 900 00:41:31,520 --> 00:41:36,319 Speaker 2: I like having a life outside of my workplace, where yeah, 901 00:41:36,760 --> 00:41:38,600 Speaker 2: I do have to be intelligent, I do have to 902 00:41:38,640 --> 00:41:42,040 Speaker 2: work and do corporate boring things. That's fine, but there's 903 00:41:42,080 --> 00:41:46,279 Speaker 2: this idea that that takes away from the fact that 904 00:41:46,320 --> 00:41:48,600 Speaker 2: I'm a professional. And I think that this stretches out 905 00:41:48,680 --> 00:41:51,560 Speaker 2: into this idea that you know, if a doctor did 906 00:41:51,600 --> 00:41:54,719 Speaker 2: only fans and they're like some kind of let's pretend neurosurgeon, 907 00:41:54,880 --> 00:41:57,040 Speaker 2: doesn't make them less of human to have an interest 908 00:41:57,080 --> 00:41:59,400 Speaker 2: outside or less good at their job, or less good 909 00:41:59,400 --> 00:42:01,840 Speaker 2: at their job exactly like they could be their best 910 00:42:01,840 --> 00:42:05,839 Speaker 2: neurologist in the entire friggin world. And then you see 911 00:42:05,880 --> 00:42:08,279 Speaker 2: them as a lesser human being because they decided to 912 00:42:08,320 --> 00:42:11,240 Speaker 2: take photos of themselves naked because they're into that. Yeah, 913 00:42:11,600 --> 00:42:15,120 Speaker 2: sit down like that does not change anybody's capability. And 914 00:42:15,200 --> 00:42:18,120 Speaker 2: I think I see it when I'm not even creating 915 00:42:18,160 --> 00:42:20,840 Speaker 2: content like that, Jess, I post pictures of my outfits 916 00:42:20,880 --> 00:42:24,200 Speaker 2: and get crucified. I cannot imagine the judgment on somebody 917 00:42:24,360 --> 00:42:26,640 Speaker 2: who's taking it a step further and you know, posting 918 00:42:26,680 --> 00:42:30,680 Speaker 2: content that they're comfortable with. So, yeah, there's just a lot. Obviously, 919 00:42:30,880 --> 00:42:34,160 Speaker 2: there were a lot of comments that said this shouldn't exist, 920 00:42:34,200 --> 00:42:36,920 Speaker 2: which we agree. We agree with in Cheese on the 921 00:42:36,960 --> 00:42:38,960 Speaker 2: Money because we just think you should do whatever you 922 00:42:39,000 --> 00:42:41,560 Speaker 2: want There was another comment, and I hated this. It 923 00:42:41,640 --> 00:42:44,439 Speaker 2: was from someone who said, I work in HR at 924 00:42:44,440 --> 00:42:48,560 Speaker 2: a professional services firm. We'd ask that you quit only 925 00:42:48,600 --> 00:42:52,120 Speaker 2: fans or resigned from us. You have to make dude, 926 00:42:53,040 --> 00:42:55,680 Speaker 2: which is really harsh. But I think it's open communication. 927 00:42:56,080 --> 00:42:56,840 Speaker 2: Is it the crux of it? 928 00:42:56,920 --> 00:42:57,080 Speaker 7: Right? 929 00:42:57,120 --> 00:42:58,960 Speaker 4: Like, as you said, Beck, it sounds like if that 930 00:42:59,080 --> 00:43:01,520 Speaker 4: was the case, that place isn't the workplace for you, 931 00:43:01,760 --> 00:43:03,520 Speaker 4: Like you don't want a workplace where you feel like 932 00:43:03,520 --> 00:43:06,880 Speaker 4: you've got to be secretive. Do I agree that only 933 00:43:06,920 --> 00:43:10,600 Speaker 4: fans should have any implication in your professional capabilities? Not 934 00:43:11,360 --> 00:43:14,600 Speaker 4: at all, But I do believe that there is I 935 00:43:14,600 --> 00:43:17,840 Speaker 4: guess also contractually a right that your employer has to 936 00:43:18,080 --> 00:43:20,640 Speaker 4: protect their image in you know, the way that they 937 00:43:20,680 --> 00:43:23,160 Speaker 4: see fit. And it's a murky line on where that 938 00:43:23,280 --> 00:43:27,160 Speaker 4: sits in terms of discriminatory or not. But ultimately, if 939 00:43:27,160 --> 00:43:31,520 Speaker 4: you going right back to our listeners contract, you have 940 00:43:31,600 --> 00:43:33,840 Speaker 4: signed a contract and you are bound by that contract. 941 00:43:33,920 --> 00:43:36,160 Speaker 4: Whether or not we agree with the semantics of it, 942 00:43:36,200 --> 00:43:39,960 Speaker 4: I think ultimately is neither here nor there. It's really tough, 943 00:43:40,080 --> 00:43:42,799 Speaker 4: but you are obligated to disclose to them, and I 944 00:43:42,800 --> 00:43:46,439 Speaker 4: would hope that they are supportive kind, good humans who 945 00:43:46,719 --> 00:43:48,400 Speaker 4: believe in the same sorts of things that we do. 946 00:43:48,520 --> 00:43:51,920 Speaker 4: And if they're not essentially fit for you, yeah, you 947 00:43:51,960 --> 00:43:54,000 Speaker 4: deserve somewhere that's going to champion you in the same 948 00:43:54,000 --> 00:43:54,640 Speaker 4: way that That's. 949 00:43:54,480 --> 00:43:57,120 Speaker 2: What I find. Yeah, one hundred percent. I just think 950 00:43:57,160 --> 00:43:59,480 Speaker 2: it's it goes back to that comment that's someone made 951 00:43:59,560 --> 00:44:02,560 Speaker 2: to us. They said, you signed a contract, which obviously 952 00:44:02,640 --> 00:44:05,399 Speaker 2: was your sentiment, but they said you would expect your 953 00:44:05,400 --> 00:44:07,799 Speaker 2: employer to hold up that side of the contract too. 954 00:44:08,080 --> 00:44:10,399 Speaker 2: And I think, you know, if something changed or there 955 00:44:10,440 --> 00:44:12,759 Speaker 2: was something in your contract that they were, you know, 956 00:44:12,960 --> 00:44:14,799 Speaker 2: a little bit in breach of you'd expect them to 957 00:44:14,800 --> 00:44:16,920 Speaker 2: share that with you, and you'd be horrified if they didn't. 958 00:44:17,000 --> 00:44:18,880 Speaker 2: So I think that it goes both ways. It's a 959 00:44:18,880 --> 00:44:21,479 Speaker 2: two way street, like respect your employer and what they've 960 00:44:21,520 --> 00:44:24,279 Speaker 2: asked of you, and you do the same thing. Like 961 00:44:24,320 --> 00:44:27,279 Speaker 2: I think it's just yeah, I would be disclosing it, 962 00:44:27,719 --> 00:44:30,719 Speaker 2: Let's be honest, I'd probably actually disclose it in a 963 00:44:30,760 --> 00:44:33,320 Speaker 2: little bit of a sneaky way, Like I think I 964 00:44:33,360 --> 00:44:36,879 Speaker 2: would approach my my employer first and say, hey, I'm 965 00:44:36,920 --> 00:44:38,920 Speaker 2: thinking about a side hustle. What are your thoughts and 966 00:44:38,960 --> 00:44:41,839 Speaker 2: feelings like about me doing something on the side, don't 967 00:44:41,840 --> 00:44:43,640 Speaker 2: know what that's going to look like yet, just to 968 00:44:43,680 --> 00:44:46,680 Speaker 2: even get an idea of what they would and wouldn't accept, 969 00:44:46,760 --> 00:44:49,440 Speaker 2: and then maybe open the conversation up later, because if 970 00:44:49,480 --> 00:44:53,120 Speaker 2: they straight out say absolutely no, no, side hustles, no this, no, 971 00:44:53,200 --> 00:44:55,960 Speaker 2: that's at the room, then you've got a little bit 972 00:44:56,000 --> 00:44:58,440 Speaker 2: of wiggle room to make the decision that's right for you. 973 00:44:58,719 --> 00:44:58,919 Speaker 4: Yeah. 974 00:44:59,000 --> 00:45:00,799 Speaker 2: But then on the flip side, if they've said, yep, 975 00:45:00,840 --> 00:45:02,960 Speaker 2: side hustles, fine, just I want you to earn money, 976 00:45:03,520 --> 00:45:05,360 Speaker 2: then at least you've got a little bit of leverage 977 00:45:05,360 --> 00:45:07,960 Speaker 2: in that conversation. When you finally decide to tell them 978 00:45:07,960 --> 00:45:10,480 Speaker 2: what that side hustle is about, you go, no, no, 979 00:45:10,680 --> 00:45:12,239 Speaker 2: you said it was okay for me to do this. 980 00:45:12,400 --> 00:45:14,759 Speaker 2: Why is it this particular one? Yeah, so that they 981 00:45:14,800 --> 00:45:16,359 Speaker 2: can't back down and be like, oh, we just don't 982 00:45:16,360 --> 00:45:18,960 Speaker 2: want you to be not committed to your job. Sit down, 983 00:45:19,360 --> 00:45:22,680 Speaker 2: sneaky shneak, back them into a corner. That's the summary. 984 00:45:22,960 --> 00:45:24,919 Speaker 4: That is a great idea, big one this week. 985 00:45:25,080 --> 00:45:26,960 Speaker 2: Yeah, great place to leave it, I think, But I 986 00:45:27,000 --> 00:45:32,520 Speaker 2: think so. Stell awake, stellar topic, spicy content. I love 987 00:45:32,520 --> 00:45:34,520 Speaker 2: you all. I hope you have the best weekend and 988 00:45:34,560 --> 00:45:36,200 Speaker 2: we will see you on Monday for a. 989 00:45:36,160 --> 00:45:40,280 Speaker 5: Money Darry Bye, Guy bye. 990 00:45:44,520 --> 00:45:47,080 Speaker 7: The advice shared on She's on the Money is general 991 00:45:47,120 --> 00:45:50,959 Speaker 7: in nature and does not consider your individual circumstances. 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