1
00:00:00,640 --> 00:00:04,880
Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr

2
00:00:04,920 --> 00:00:08,600
Speaker 1: the Order Kerni Whaltbury and a waddery woman. And before

3
00:00:08,640 --> 00:00:11,119
Speaker 1: we get started on She's on the Money podcast, I

4
00:00:11,119 --> 00:00:14,280
Speaker 1: would like to acknowledge the traditional custodians of the land

5
00:00:14,360 --> 00:00:17,640
Speaker 1: of which this podcast is recorded on a wondery country,

6
00:00:18,079 --> 00:00:22,200
Speaker 1: acknowledging the elders, the ancestors and the next generation coming

7
00:00:22,280 --> 00:00:26,920
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing

8
00:00:27,040 --> 00:00:30,080
Speaker 1: and the storytelling of you to make a difference for

9
00:00:30,200 --> 00:00:34,160
Speaker 1: today and lasting impact for tomorrow. Let's get into it.

10
00:00:34,320 --> 00:00:53,560
Speaker 2: She's on the Money, She's on the Money.

11
00:00:57,200 --> 00:01:00,000
Speaker 3: Hello, and welcome to She's on the Money, the podcast

12
00:01:00,000 --> 00:01:02,760
Speaker 3: whiles that helps you dodge the scams, skip the gimmicks,

13
00:01:02,800 --> 00:01:06,520
Speaker 3: and focus on real ways to create your wealth. I'm

14
00:01:06,520 --> 00:01:09,199
Speaker 3: your host, Victoria Devine, and if you've been following along,

15
00:01:09,440 --> 00:01:12,120
Speaker 3: you know that I have been on and will continue

16
00:01:12,120 --> 00:01:14,440
Speaker 3: to be on a little bit of a crusade against

17
00:01:14,520 --> 00:01:17,880
Speaker 3: multi level marketing schemes. Yep, those too good to be

18
00:01:17,959 --> 00:01:22,840
Speaker 3: true quote unquote businesses that promise big bugs but usually

19
00:01:22,920 --> 00:01:26,480
Speaker 3: end up only making your upline rich. And since I

20
00:01:26,600 --> 00:01:28,720
Speaker 3: started calling out MLMs. A lot of you have been

21
00:01:28,760 --> 00:01:31,240
Speaker 3: reaching out with questions about affiliate marketing. Is that the

22
00:01:31,280 --> 00:01:33,800
Speaker 3: same thing? Is it legit or is it just another

23
00:01:33,840 --> 00:01:39,039
Speaker 3: scheme dressed up in sleek Instagram stories and seven dollar courses? Well,

24
00:01:39,120 --> 00:01:43,360
Speaker 3: my friends, here is the thing. Affiliate marketing is a real,

25
00:01:43,880 --> 00:01:46,840
Speaker 3: totally legitimate way to earn money by promoting products from

26
00:01:46,920 --> 00:01:50,520
Speaker 3: brands you love. But there are some bad eggs out there,

27
00:01:50,680 --> 00:01:55,360
Speaker 3: especially on social media, that have made affiliate marketing feel, well,

28
00:01:55,640 --> 00:01:59,120
Speaker 3: a little bit sketchy. Let's just say there's a side

29
00:01:59,160 --> 00:02:02,240
Speaker 3: to affiliate market that isn't as shiny as the Instagram

30
00:02:02,280 --> 00:02:04,600
Speaker 3: stories make it seem, and we'll get into that a

31
00:02:04,600 --> 00:02:06,920
Speaker 3: little bit later. Today we're going to be diving into

32
00:02:06,960 --> 00:02:09,920
Speaker 3: what real affiliate marketing actually looks like, and then after

33
00:02:10,000 --> 00:02:12,600
Speaker 3: the break, I'm going to reveal some red flags to

34
00:02:12,720 --> 00:02:15,800
Speaker 3: watch for in those social media courses that don't always

35
00:02:15,800 --> 00:02:18,080
Speaker 3: live up to the hype. If you're ready to sort

36
00:02:18,120 --> 00:02:21,200
Speaker 3: the real from the red flags, lets my friends get

37
00:02:21,200 --> 00:02:23,640
Speaker 3: into it all right, Let's get down to basics and

38
00:02:23,680 --> 00:02:26,800
Speaker 3: start from the very start. What is affiliate marketing really?

39
00:02:27,320 --> 00:02:30,399
Speaker 3: At its core, Affiliate marketing is a way to earn

40
00:02:30,400 --> 00:02:33,680
Speaker 3: commission by promoting products or services. So think of it

41
00:02:33,720 --> 00:02:36,080
Speaker 3: like this. You're recommending a product to a friend, but

42
00:02:36,280 --> 00:02:38,760
Speaker 3: instead of just giving them a heads up, you're getting

43
00:02:38,760 --> 00:02:41,600
Speaker 3: a special link to track the sale, and if they

44
00:02:41,600 --> 00:02:43,440
Speaker 3: buy it, you get a cut. It's a way for

45
00:02:43,520 --> 00:02:47,080
Speaker 3: companies to reach more customers through people who genuinely like

46
00:02:47,160 --> 00:02:50,560
Speaker 3: and use their products, and for the affiliate it's pretty handy.

47
00:02:50,600 --> 00:02:53,079
Speaker 3: Side huzzle, you've probably seen a lot of your favorite

48
00:02:53,120 --> 00:02:57,000
Speaker 3: influences using platforms like lack to Know It or who

49
00:02:57,040 --> 00:03:00,920
Speaker 3: What Where and their affiliate marketing platforms. It can be

50
00:03:01,000 --> 00:03:04,600
Speaker 3: a little bit strange when you see your favorite influencers saying,

51
00:03:04,639 --> 00:03:07,120
Speaker 3: oh my gosh, the skirt that I'm wearing is linked here,

52
00:03:07,200 --> 00:03:08,800
Speaker 3: and you're kind of thinking, well, I wish you would

53
00:03:08,800 --> 00:03:10,600
Speaker 3: just tell me the brand of the skirt. But the

54
00:03:10,639 --> 00:03:13,320
Speaker 3: reality is, if you are wanting to click on that

55
00:03:13,360 --> 00:03:17,480
Speaker 3: link because they've essentially influenced you to purchase the product

56
00:03:17,600 --> 00:03:19,880
Speaker 3: or even just look at the product, I think they

57
00:03:19,919 --> 00:03:23,240
Speaker 3: deserve a cut. After all, they have influenced you, and

58
00:03:23,760 --> 00:03:26,560
Speaker 3: if you're purchasing a product because of them, I think

59
00:03:26,560 --> 00:03:28,280
Speaker 3: they deserve a bit of the cut. They've done a

60
00:03:28,280 --> 00:03:32,000
Speaker 3: lot of the marketing work, right so typically it works

61
00:03:32,040 --> 00:03:34,720
Speaker 3: like this. You sign up for an affiliate program with

62
00:03:35,040 --> 00:03:37,600
Speaker 3: a big platform or a big brand. There are big

63
00:03:37,680 --> 00:03:41,160
Speaker 3: names like Amazon and Lulu, Lemon, and even airlines that

64
00:03:41,240 --> 00:03:44,320
Speaker 3: offer these programs. So once you're in, what will happen

65
00:03:44,440 --> 00:03:46,440
Speaker 3: is you'll get a unique code or a link that's

66
00:03:46,560 --> 00:03:50,080
Speaker 3: tied to your personal account, and when someone clicks that

67
00:03:50,200 --> 00:03:53,160
Speaker 3: link and makes a purchase, you get to earn a

68
00:03:53,200 --> 00:03:57,080
Speaker 3: percentage of that sale. That percentage is going to vary greatly,

69
00:03:57,200 --> 00:04:00,240
Speaker 3: but usually it's between like five and twenty percent, ending

70
00:04:00,320 --> 00:04:02,920
Speaker 3: on the brand and the type of product. And the

71
00:04:02,960 --> 00:04:06,320
Speaker 3: best part, you can get started without any upfront costs,

72
00:04:06,400 --> 00:04:10,680
Speaker 3: so most legitimate affiliate programs don't require you to pay

73
00:04:10,880 --> 00:04:14,000
Speaker 3: any money to join them. Instead, they're betting that you're

74
00:04:14,080 --> 00:04:17,240
Speaker 3: going to have some genuine recommendations that will bring them business.

75
00:04:17,520 --> 00:04:19,680
Speaker 3: So the only way for you to make money is

76
00:04:19,800 --> 00:04:22,159
Speaker 3: if you do and vice versa, right, because if you're

77
00:04:22,480 --> 00:04:25,600
Speaker 3: signing up to an affiliate platform and sharing products that

78
00:04:25,640 --> 00:04:28,720
Speaker 3: nobody's interested in, nobody is going to be making money.

79
00:04:29,400 --> 00:04:32,200
Speaker 3: Some of the most popular places for affiliates to share

80
00:04:32,240 --> 00:04:37,360
Speaker 3: their links so obviously Instagram, stories, blogs, YouTube channels, literally

81
00:04:37,440 --> 00:04:40,960
Speaker 3: all over social media and even in email newsletters. The

82
00:04:41,040 --> 00:04:44,560
Speaker 3: key here is that you're genuinely recommending a product or

83
00:04:44,600 --> 00:04:47,440
Speaker 3: service that you think your audience is going to benefit from.

84
00:04:47,760 --> 00:04:50,719
Speaker 3: You're not actually pushing a membership or a subscription to

85
00:04:50,880 --> 00:04:53,640
Speaker 3: join the affiliate program itself, right, And at the end

86
00:04:53,680 --> 00:04:55,039
Speaker 3: of the day, if they look at the product and

87
00:04:55,080 --> 00:04:58,680
Speaker 3: don't purchase, nobody is in a worse off position. Also,

88
00:04:58,839 --> 00:05:01,279
Speaker 3: there aren't quotas to be met and things that you

89
00:05:01,360 --> 00:05:05,120
Speaker 3: need to do in order to participate. Brands aren't saying

90
00:05:05,160 --> 00:05:07,960
Speaker 3: you have to share this link this many times this month,

91
00:05:08,000 --> 00:05:11,240
Speaker 3: and if only one person purchases, you're not getting paid.

92
00:05:11,640 --> 00:05:14,479
Speaker 3: You get paid every single time it converts. And that's

93
00:05:14,520 --> 00:05:17,880
Speaker 3: why for big influences and people on social media, makes

94
00:05:17,920 --> 00:05:19,560
Speaker 3: a lot of sense, but they also make a lot

95
00:05:19,640 --> 00:05:23,440
Speaker 3: of money. But for smaller creators often affiliate links are

96
00:05:23,480 --> 00:05:25,680
Speaker 3: only going to bring in a few dollars here and there.

97
00:05:26,360 --> 00:05:30,560
Speaker 3: Sounds pretty straightforward, right. That's because when it's done correctly,

98
00:05:30,760 --> 00:05:34,600
Speaker 3: affiliate marketing is really straightforward, really ethical, and makes a

99
00:05:34,640 --> 00:05:37,880
Speaker 3: lot of sense. You're helping people find really good products

100
00:05:37,960 --> 00:05:40,800
Speaker 3: and you're getting a small thank you commission in return.

101
00:05:41,279 --> 00:05:43,640
Speaker 3: In this space, I don't believe there's any shame in

102
00:05:43,680 --> 00:05:46,440
Speaker 3: you collecting a commission for the marketing that you've done

103
00:05:46,520 --> 00:05:49,520
Speaker 3: on behalf of that brand. But here's the thing, right,

104
00:05:49,560 --> 00:05:52,400
Speaker 3: there's I would say, there's a bit of a dark

105
00:05:52,440 --> 00:05:55,760
Speaker 3: side to affiliate marketing on social media that's catching a

106
00:05:55,800 --> 00:05:58,000
Speaker 3: lot of you off guard. It's why a lot of

107
00:05:58,040 --> 00:06:01,680
Speaker 3: you are asking me, is a fili marketing VI a scam?

108
00:06:02,080 --> 00:06:05,560
Speaker 3: It looks really shiny, but behind the flashy promises and

109
00:06:05,800 --> 00:06:09,880
Speaker 3: influencer success stories, some of these so called like affiliate

110
00:06:09,880 --> 00:06:14,240
Speaker 3: opportunities are hiding something really sketchy. After the break, we're

111
00:06:14,240 --> 00:06:16,160
Speaker 3: going to dive into the red flags that you need

112
00:06:16,200 --> 00:06:18,640
Speaker 3: to watch out for so you don't get pulled into

113
00:06:18,640 --> 00:06:21,200
Speaker 3: a side housle that's more of a scam than a success.

114
00:06:21,320 --> 00:06:23,360
Speaker 3: So stick around because I don't think you're going to

115
00:06:23,400 --> 00:06:29,760
Speaker 3: want to miss this. My friends, we are back, so

116
00:06:30,120 --> 00:06:33,600
Speaker 3: let's start talking about the darker side of affiliate marketing.

117
00:06:33,640 --> 00:06:36,520
Speaker 3: Because before the break, we determined that affiliate marketing just

118
00:06:36,560 --> 00:06:40,880
Speaker 3: makes sense. Right, this darker side of affiliate marketing seems

119
00:06:40,920 --> 00:06:43,960
Speaker 3: to be spreading all over social media. Now by now

120
00:06:44,400 --> 00:06:48,200
Speaker 3: you should know the basics. Real affiliate marketing is very straightforward.

121
00:06:48,279 --> 00:06:52,080
Speaker 3: It's focused on promoting actual products from reputable brands. It's

122
00:06:52,160 --> 00:06:55,279
Speaker 3: typically free to join, and if you're recommending products that

123
00:06:55,440 --> 00:06:57,920
Speaker 3: aren't of interest to anybody, you're not making any money.

124
00:06:58,360 --> 00:07:00,720
Speaker 3: But there's this whole other side to the that's making

125
00:07:00,720 --> 00:07:04,000
Speaker 3: waves on TikTok and Instagram and beyond. To be honest,

126
00:07:04,160 --> 00:07:07,279
Speaker 3: I just live on TikTok and Instagram where certain quote

127
00:07:07,320 --> 00:07:11,120
Speaker 3: affiliate programs are advertised as the fast track way to

128
00:07:11,160 --> 00:07:14,320
Speaker 3: financial freedom, and you and I both know that that's

129
00:07:14,360 --> 00:07:17,000
Speaker 3: going to give me the ick immediately. They say things

130
00:07:17,080 --> 00:07:19,120
Speaker 3: like all you need is your phone, a laptop, Wi

131
00:07:19,200 --> 00:07:22,040
Speaker 3: Fi and one to three hours a day. They say,

132
00:07:22,480 --> 00:07:26,760
Speaker 3: but instead of teaching you to promote products, they're more

133
00:07:26,800 --> 00:07:30,960
Speaker 3: interested in getting you to buy their course, right ick.

134
00:07:31,560 --> 00:07:34,280
Speaker 3: One example of this that keeps popping up in the

135
00:07:34,320 --> 00:07:37,440
Speaker 3: news is Legendary Marketer. You can look them up later,

136
00:07:37,560 --> 00:07:40,600
Speaker 3: and it's a perfect case study on how these schemes work.

137
00:07:40,720 --> 00:07:44,800
Speaker 3: Right So, according to a report from NBC News, Legendary

138
00:07:44,920 --> 00:07:47,840
Speaker 3: Marketer starts with a hook that's pretty hard to resist,

139
00:07:48,160 --> 00:07:50,880
Speaker 3: a super low cost entry like a seven dollars fifteen

140
00:07:50,920 --> 00:07:54,160
Speaker 3: day challenge that advertises as your first step into a

141
00:07:54,200 --> 00:07:56,840
Speaker 3: side hustle that could eventually make you millions of dollars.

142
00:07:56,920 --> 00:08:00,000
Speaker 3: Right at first glance, it sounds like pretty low rech.

143
00:08:00,160 --> 00:08:02,200
Speaker 3: I mean, it's only seven bugs and like a total win,

144
00:08:02,720 --> 00:08:04,400
Speaker 3: just seven dollars, and you get to learn the ropes

145
00:08:04,400 --> 00:08:07,400
Speaker 3: of affiliate marketing. Right I just taught you in the

146
00:08:07,400 --> 00:08:10,880
Speaker 3: first half of this episode. But moving on, after a

147
00:08:10,920 --> 00:08:14,600
Speaker 3: few days, things start to shift. Suddenly you're introduced to

148
00:08:14,680 --> 00:08:18,920
Speaker 3: a new coach who's pitching their business blueprint package. Right,

149
00:08:19,120 --> 00:08:22,000
Speaker 3: it's a hefty twenty five hundred bucks. They frame it

150
00:08:22,000 --> 00:08:25,840
Speaker 3: as absolutely essential if you're in the business for making money,

151
00:08:25,960 --> 00:08:28,720
Speaker 3: and they turn up the pressure to invest in yourself.

152
00:08:28,760 --> 00:08:32,520
Speaker 3: It's so important. But here's the catch. When someone buys

153
00:08:32,559 --> 00:08:36,400
Speaker 3: that twenty five hundred dollar package, the person who originally

154
00:08:36,440 --> 00:08:39,120
Speaker 3: referred to them gets a big cut. It's usually around

155
00:08:39,120 --> 00:08:42,800
Speaker 3: one thousand dollars. So when you see those influencer or

156
00:08:42,840 --> 00:08:46,120
Speaker 3: TikTok personalities saying that they're making bank with affiliate marketing,

157
00:08:46,120 --> 00:08:48,880
Speaker 3: a new could too, and they're calling themselves digital marketers,

158
00:08:49,240 --> 00:08:51,839
Speaker 3: all thanks to them taking a chance on a seven

159
00:08:51,880 --> 00:08:55,839
Speaker 3: dollar course. It's not from promoting everyday products like u

160
00:08:55,920 --> 00:08:59,320
Speaker 3: Lululemon tights that you love or address that you wore

161
00:08:59,360 --> 00:09:02,360
Speaker 3: to the races, and you linked it so that other

162
00:09:02,360 --> 00:09:04,559
Speaker 3: people could buy it because you looked really cute in it.

163
00:09:05,080 --> 00:09:08,800
Speaker 3: Their income actually comes from recruiting others to buy these

164
00:09:08,920 --> 00:09:13,360
Speaker 3: high ticket up cells. It's giving multi level marketing and

165
00:09:13,840 --> 00:09:16,680
Speaker 3: what's taught to these new recruits as the way to

166
00:09:16,720 --> 00:09:19,360
Speaker 3: make big money. Well, of course it's selling the course

167
00:09:19,440 --> 00:09:22,280
Speaker 3: to get more people, who are then encouraged to recruit

168
00:09:22,320 --> 00:09:26,000
Speaker 3: others themselves to rinse and repeat. So what do you

169
00:09:26,080 --> 00:09:29,400
Speaker 3: hinter watch out for. Apparently everything in twenty twenty four.

170
00:09:29,800 --> 00:09:32,280
Speaker 3: But how do you actually spot when a program is

171
00:09:32,480 --> 00:09:35,320
Speaker 3: more about getting you to spend than actually setting you

172
00:09:35,400 --> 00:09:38,560
Speaker 3: up for success, because so many of you might actually go.

173
00:09:38,640 --> 00:09:41,480
Speaker 3: But the investing twenty five hundred dollars in a coach

174
00:09:41,559 --> 00:09:43,760
Speaker 3: makes a lot of sense for me. So here are

175
00:09:43,800 --> 00:09:47,280
Speaker 3: some key affiliate marketing course red flags that I have highlighted.

176
00:09:47,800 --> 00:09:49,840
Speaker 3: All right, So the first one is a low cost

177
00:09:49,920 --> 00:09:53,120
Speaker 3: bait to hook you in, so that initial really low priced,

178
00:09:53,120 --> 00:09:56,720
Speaker 3: so like seven bucks, it's a classic baiting tactic. It's

179
00:09:56,760 --> 00:09:58,959
Speaker 3: low enough to feel like really risk free. I mean

180
00:09:59,000 --> 00:10:02,080
Speaker 3: seven dollars these day is basically an oat latte, right,

181
00:10:02,600 --> 00:10:05,560
Speaker 3: and they lower your guard, but the real intention is

182
00:10:05,559 --> 00:10:07,320
Speaker 3: to get you in the door and then get you

183
00:10:07,400 --> 00:10:10,679
Speaker 3: ready to be able to be upsold to. And this

184
00:10:10,800 --> 00:10:13,760
Speaker 3: low cost entry kind of acts like a gateway because

185
00:10:13,800 --> 00:10:17,800
Speaker 3: once you're inside, the real pitch begins with essential upgrades

186
00:10:17,840 --> 00:10:21,240
Speaker 3: that cost hundreds and even thousands of dollars, and that

187
00:10:21,440 --> 00:10:24,480
Speaker 3: is giving massive red flag energy. The next is the

188
00:10:24,559 --> 00:10:27,800
Speaker 3: high pressure up cell midway through. So you've gotten in

189
00:10:28,240 --> 00:10:30,280
Speaker 3: and you're doing this course and you're like, this is

190
00:10:30,320 --> 00:10:33,240
Speaker 3: some money win. It's seven bucks, this is fantastic, and

191
00:10:33,280 --> 00:10:36,080
Speaker 3: then the course it pivots suddenly a coach or a

192
00:10:36,120 --> 00:10:39,160
Speaker 3: mentor ap who's basically out of nowhere, emphasizing that to

193
00:10:39,280 --> 00:10:42,760
Speaker 3: truly succeed in this world and with what you're destined

194
00:10:42,840 --> 00:10:45,760
Speaker 3: to do, you need to buy their business blueprint that

195
00:10:45,880 --> 00:10:49,360
Speaker 3: costs thousands. This up cell is framed as the key

196
00:10:49,440 --> 00:10:51,440
Speaker 3: to making a big, like you can't make a big

197
00:10:51,480 --> 00:10:54,880
Speaker 3: without this, adding pressure to invest far beyond that original

198
00:10:54,920 --> 00:10:59,080
Speaker 3: seven dollar oat latte price. The next red flag is

199
00:10:59,280 --> 00:11:02,439
Speaker 3: they focus on recruitment instead of real products. We talked

200
00:11:02,440 --> 00:11:06,480
Speaker 3: about this in the multi level marketing episode. So many

201
00:11:06,520 --> 00:11:09,760
Speaker 3: of the women who are involved in multi level marketing,

202
00:11:09,920 --> 00:11:11,960
Speaker 3: if you just do a little bit of an audit

203
00:11:12,040 --> 00:11:14,920
Speaker 3: of their posts. More often than not, they're talking about

204
00:11:14,920 --> 00:11:18,600
Speaker 3: this incredible opportunity joining the business. Oh my gosh, there's

205
00:11:18,640 --> 00:11:21,160
Speaker 3: two spots in my downline that you could join. Like,

206
00:11:21,200 --> 00:11:23,520
Speaker 3: they're not really talking about the value of the product,

207
00:11:23,600 --> 00:11:27,280
Speaker 3: and to me, that's a massive red flag. Genuine affiliate

208
00:11:27,320 --> 00:11:30,040
Speaker 3: marketing is all about promoting an actual product or service.

209
00:11:30,280 --> 00:11:32,360
Speaker 3: They're not going, oh, join a course you could learn

210
00:11:32,360 --> 00:11:36,199
Speaker 3: about this. Like, affiliate marketing is very very simple. They

211
00:11:36,280 --> 00:11:39,240
Speaker 3: signed up to a website, they got a code, and

212
00:11:39,320 --> 00:11:41,840
Speaker 3: if you buy the leggings that they are talking about,

213
00:11:41,960 --> 00:11:44,199
Speaker 3: they're going to make a cut. So they might talk

214
00:11:44,200 --> 00:11:47,080
Speaker 3: about the leggings all the time, but in that interaction,

215
00:11:47,360 --> 00:11:51,800
Speaker 3: you as the consumer, you're not misled about what purchasing is.

216
00:11:52,120 --> 00:11:54,080
Speaker 3: You might be feeling a little bit misled because you're

217
00:11:54,080 --> 00:11:56,319
Speaker 3: like ve, I didn't know that because my favorite influencer

218
00:11:56,360 --> 00:11:58,440
Speaker 3: was promoting the leggings so often it was because they

219
00:11:58,440 --> 00:12:01,160
Speaker 3: were getting paid. That's a different front story. I'm very

220
00:12:01,240 --> 00:12:03,880
Speaker 3: much on the page of influencers getting paid for their

221
00:12:03,880 --> 00:12:06,640
Speaker 3: recommendations because at the end of the day, that's part

222
00:12:06,679 --> 00:12:10,920
Speaker 3: of the marketing wheel. But it is very transparent what

223
00:12:10,960 --> 00:12:13,920
Speaker 3: you're getting. At the end of the day, if you purchase,

224
00:12:14,000 --> 00:12:16,440
Speaker 3: you will receive the leggings in the mail, right, Like,

225
00:12:16,559 --> 00:12:20,800
Speaker 3: that's it. But these programs, however, lean really heavily on

226
00:12:20,920 --> 00:12:24,000
Speaker 3: getting you to recruit others into the same course, and

227
00:12:24,080 --> 00:12:28,000
Speaker 3: the income structure is built on upselling new members rather

228
00:12:28,040 --> 00:12:30,600
Speaker 3: than helping you to promote a range of real products

229
00:12:30,600 --> 00:12:35,000
Speaker 3: that arguably everyone would want. The next red flag I've

230
00:12:35,000 --> 00:12:39,000
Speaker 3: got listed down is vague earning claims and misleading success stories.

231
00:12:39,520 --> 00:12:42,360
Speaker 3: So the promoters of these courses is often going to

232
00:12:42,400 --> 00:12:46,400
Speaker 3: showcase really impressive earnings, same as multi level marketing people. Right.

233
00:12:46,840 --> 00:12:49,760
Speaker 3: I saw so much content online the other week about

234
00:12:49,760 --> 00:12:53,560
Speaker 3: people saying, oh, yes, but there are twenty two millionaires

235
00:12:53,600 --> 00:12:56,320
Speaker 3: that have been created in Australia because of this business.

236
00:12:56,640 --> 00:12:59,120
Speaker 3: Yeah great, but there's also twenty two thousand of you

237
00:12:59,280 --> 00:13:02,360
Speaker 3: doing that. Those numbers don't stack up. Those numbers are

238
00:13:02,440 --> 00:13:07,080
Speaker 3: not impressive. But these promoters of these courses are going

239
00:13:07,160 --> 00:13:10,120
Speaker 3: to often showcase super impressive earnings or talk about the

240
00:13:10,160 --> 00:13:13,960
Speaker 3: freedom that they've achieved, but they're usually really vague on

241
00:13:14,200 --> 00:13:16,880
Speaker 3: how they're actually making that money. They might imply that

242
00:13:16,920 --> 00:13:21,200
Speaker 3: their income comes from traditional affiliate marketing, sometimes even claiming

243
00:13:21,320 --> 00:13:24,040
Speaker 3: it's from a separate account or a product link that

244
00:13:24,080 --> 00:13:28,200
Speaker 3: they never clearly reveal. In reality, most of their income

245
00:13:28,320 --> 00:13:31,520
Speaker 3: comes from recruiting others into the same course and upselling

246
00:13:31,600 --> 00:13:34,760
Speaker 3: them on really expensive packaging. At the end of the day,

247
00:13:35,240 --> 00:13:39,880
Speaker 3: influencers who are really promoting and making money through affiliate marketing,

248
00:13:39,920 --> 00:13:42,720
Speaker 3: they're not really talking about it, and they're not talking

249
00:13:42,720 --> 00:13:46,560
Speaker 3: about it, not because they're not transparent. Influencers who are

250
00:13:46,640 --> 00:13:51,000
Speaker 3: using affiliate marketing know that the reason affiliate marketing works

251
00:13:51,040 --> 00:13:53,400
Speaker 3: for them is because they have a very large and

252
00:13:53,440 --> 00:13:57,200
Speaker 3: engaged audience. They know that this isn't something that anybody

253
00:13:57,240 --> 00:13:59,480
Speaker 3: could get into. I mean you could. You could sign

254
00:13:59,559 --> 00:14:02,559
Speaker 3: up for a few marketing platforms and start promoting the

255
00:14:02,679 --> 00:14:05,480
Speaker 3: leggings or the dress or the shoes or whatever fashion

256
00:14:05,480 --> 00:14:07,840
Speaker 3: you've got. And I mean, if you're doing fashion content,

257
00:14:07,880 --> 00:14:09,880
Speaker 3: that makes a lot of sense because a few dollars

258
00:14:09,880 --> 00:14:12,960
Speaker 3: here and there do add up. But if an influencer

259
00:14:13,040 --> 00:14:16,040
Speaker 3: is making bank through their affiliate links, it's very unlikely

260
00:14:16,080 --> 00:14:18,079
Speaker 3: that they are going to be talking about it because

261
00:14:18,120 --> 00:14:22,160
Speaker 3: they know it's not easily obtainable for the average Instagram user.

262
00:14:22,240 --> 00:14:24,840
Speaker 3: Right if you're finding it really hard to tell what

263
00:14:24,920 --> 00:14:28,400
Speaker 3: products they're promoting. So if a company is really like

264
00:14:28,560 --> 00:14:30,600
Speaker 3: a bit wishy washy, or what they're promoting or the

265
00:14:30,680 --> 00:14:33,360
Speaker 3: details about their earnings seem a little bit unclear or

266
00:14:33,400 --> 00:14:36,920
Speaker 3: like overly broad, to me, that's a very strong indicator.

267
00:14:36,960 --> 00:14:40,720
Speaker 3: The recruitment, not general affiliate product sales are at the

268
00:14:40,720 --> 00:14:43,480
Speaker 3: core of their business model. So you're asking me Va,

269
00:14:43,520 --> 00:14:46,360
Speaker 3: what's the bottom line? As always, I need you to

270
00:14:46,400 --> 00:14:48,280
Speaker 3: do that. Is it too good to be true?

271
00:14:48,320 --> 00:14:48,880
Speaker 4: Test?

272
00:14:49,120 --> 00:14:52,360
Speaker 3: If something promises to turn you into a millionaire working

273
00:14:52,400 --> 00:14:54,920
Speaker 3: just a couple of hours a day, or claims that

274
00:14:54,960 --> 00:14:59,000
Speaker 3: you'll achieve financial freedom with zero experience or effort, it's

275
00:14:59,200 --> 00:15:03,520
Speaker 3: probably time to pause and think critically. Quick and easy

276
00:15:03,600 --> 00:15:07,280
Speaker 3: paths to wealth are very rare, and programs that overseell

277
00:15:07,360 --> 00:15:11,720
Speaker 3: simplicity are often masking what's really involved. Before you decide

278
00:15:11,760 --> 00:15:14,320
Speaker 3: to dive into any course, take a few minutes to

279
00:15:14,360 --> 00:15:17,200
Speaker 3: google the course name along with the word scam and

280
00:15:17,240 --> 00:15:20,960
Speaker 3: see what comes up. Scanning through real people's experiences can

281
00:15:21,040 --> 00:15:24,920
Speaker 3: reveal a lot about what's behind the flashy marketing works

282
00:15:24,960 --> 00:15:27,760
Speaker 3: with multi level marketing as well. My friends also very

283
00:15:27,800 --> 00:15:30,960
Speaker 3: spicy good for a drink on a Friday Nash. Are

284
00:15:31,000 --> 00:15:34,680
Speaker 3: there consistent complaints about these high pressure sales tactics, Do

285
00:15:34,760 --> 00:15:38,480
Speaker 3: people mention unexpected up cells or maybe like some hidden costs.

286
00:15:38,960 --> 00:15:41,120
Speaker 3: Seeing these patterns is going to be able to help

287
00:15:41,160 --> 00:15:43,680
Speaker 3: you spot red flags early and avoid the trap of

288
00:15:43,720 --> 00:15:47,240
Speaker 3: spending more than you'd planned, or even being sold a dream.

289
00:15:48,000 --> 00:15:50,760
Speaker 3: If the main pitch is less about promoting real products

290
00:15:50,760 --> 00:15:53,960
Speaker 3: and more focused on recruiting others into the program, to me,

291
00:15:54,080 --> 00:15:57,520
Speaker 3: that's a definite red flag. When the emphasis shifts from

292
00:15:57,600 --> 00:16:01,720
Speaker 3: actual product promotion to recruitment, it signals a structure where

293
00:16:01,880 --> 00:16:04,720
Speaker 3: the real money comes from getting other people to join,

294
00:16:05,200 --> 00:16:08,600
Speaker 3: not from genuine affiliate commissions. It's never about the product

295
00:16:08,640 --> 00:16:12,360
Speaker 3: in that situation. This recruitment based model is often a

296
00:16:12,400 --> 00:16:15,240
Speaker 3: warning sign that you're dealing with a scheme that has

297
00:16:15,280 --> 00:16:17,720
Speaker 3: a lot more in common with a multi level marketing

298
00:16:17,760 --> 00:16:22,200
Speaker 3: company or MLM than legitimate affiliate marketing. Right, my friend,

299
00:16:22,240 --> 00:16:25,040
Speaker 3: if you enjoyed this episode, because I'm done now and

300
00:16:25,160 --> 00:16:27,400
Speaker 3: one more content that keeps you one step ahead of

301
00:16:27,400 --> 00:16:30,560
Speaker 3: the latest money scams, make sure that you are subscribed

302
00:16:30,600 --> 00:16:32,400
Speaker 3: to She's on the Money, And if you want to

303
00:16:32,400 --> 00:16:34,760
Speaker 3: see what else I'm exposing in the world, of scams

304
00:16:34,800 --> 00:16:37,960
Speaker 3: and multi level marketing and get rich quick schemes. You

305
00:16:38,080 --> 00:16:41,080
Speaker 3: probably should be following me on my personal Instagram, which

306
00:16:41,080 --> 00:16:44,480
Speaker 3: is Victoria Underscore Divine and I think you'll be shocked

307
00:16:44,480 --> 00:16:47,920
Speaker 3: at what I'm finding and sharing. Have a good weekend, guys.

308
00:16:54,080 --> 00:16:56,600
Speaker 4: The advice shared on Shees on the Money is general

309
00:16:56,680 --> 00:16:57,840
Speaker 4: in nature and does.

310
00:16:57,680 --> 00:17:01,680
Speaker 3: Not consider your individual circumstances. She's on the Money exists

311
00:17:01,800 --> 00:17:05,000
Speaker 3: purely for educational purposes and should not be relied upon

312
00:17:05,080 --> 00:17:08,119
Speaker 3: to make an investment or financial decision. If you do

313
00:17:08,240 --> 00:17:10,240
Speaker 3: choose to buy a financial product, read the.

314
00:17:10,200 --> 00:17:13,800
Speaker 4: PDS TMD and obtain appropriate financial advice.

315
00:17:13,480 --> 00:17:14,800
Speaker 3: Tailored towards your needs.

316
00:17:15,160 --> 00:17:19,120
Speaker 4: Victoria Divine and She's on the Money are authorized representatives

317
00:17:19,160 --> 00:17:22,840
Speaker 4: of Money Sherper Pty Ltd a BN three two one

318
00:17:23,080 --> 00:17:26,920
Speaker 4: six four nine two seven seven zero eight AFSL four

319
00:17:27,040 --> 00:17:29,160
Speaker 4: five one two eight nine