Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud your
Speaker 1: the Order KERNI Whoalbury and a waddery woman. And before
Speaker 1: we get started on She's on the Money podcast, I
Speaker 1: would like to acknowledge the traditional custodians of the land
Speaker 1: of which this podcast is recorded on a wondery country,
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
Speaker 1: and the storytelling of you to make a difference for
Speaker 1: today and lasting impact for tomorrow.
Speaker 2: Let's get into it.
Speaker 3: She's on the Money, She's on the Money.
Speaker 4: Hello, and welcome to She's on the Money, the podcast
Speaker 4: Millennials who want financial freedom. Welcome back to another shot
Speaker 4: back money Diary Monday, where we chat to a community
Speaker 4: member about them, their story, their life, their money, and
Speaker 4: all of the fun bits in between.
Speaker 2: It's not your favorite time of week, is it?
Speaker 4: I mean it definitely is my favorite episode of the week.
Speaker 4: Would you like to hear about this week's direst I
Speaker 4: would love to tell me all right, our diret says, Hello,
Speaker 4: She's on the Money. I moved to Australia six years
Speaker 4: ago as an international student, got my permanent residency after
Speaker 4: two years, and I am now a citizen. I'm also
Speaker 4: very busy, soon to be mother of my first child,
Speaker 4: and I run two small businesses and drive for Uber.
Speaker 2: I'm a hustler.
Speaker 4: I've been a driver partner for three years, using it
Speaker 4: when I want to save up for something. Uber has
Speaker 4: really helped me on my journey to become a small
Speaker 4: business owner, travel the world, put a deposit on my home,
Speaker 4: and all before the age of thirty.
Speaker 2: What I know.
Speaker 4: I'd love to share my story of hard work and
Speaker 4: side hustling with the community.
Speaker 2: Oh my gosh, I love this Money diarists. Welcome to
Speaker 2: the show.
Speaker 5: Hey, thank you so much for having me here. I'm
Speaker 5: really excited.
Speaker 2: I'm so excited to have a chat with you as well,
Speaker 2: a mom to pay, a small business owner, an Uber
Speaker 2: driver like what can't she do? I love this. Let's
Speaker 2: start off in the way we always start the show,
Speaker 2: and that is with our structured questions so that we
Speaker 2: all get up to spaid on where you're at money, Ris.
Speaker 2: Let's jump straight into the first one, and that question
Speaker 2: is can you tell us a little bit about your
Speaker 2: money story.
Speaker 5: Sure, So I love money and I want to make
Speaker 5: a lot of it, you and me, Bothy, Hey, everyone
Speaker 5: loves money. Who doesn't write? And there's nothing called too
Speaker 5: much money at all. So yeah, and money is something
Speaker 5: that kind of makes me really happy. It gives me
Speaker 5: a sense of security and just makes me feel happy
Speaker 5: and gives me a stability in life. There's a saying
Speaker 5: that a lot of people say that money doesn't give
Speaker 5: it doesn't make you happy, or doesn't give you happiness,
Speaker 5: which I strongly disagree, because money does make you happy,
Speaker 5: gives you a stability and gives you, you know, an
Speaker 5: opportunity to meet life that's less stressful. And especially with
Speaker 5: our generation of the millennials, we face a lot of
Speaker 5: mental health issues. And I don't say that money will
Speaker 5: heal all your mental health issues, but yes, not having money,
Speaker 5: not having enough savings does increase your stress and you know,
Speaker 5: just make things in day to day life a little
Speaker 5: bit more difficult.
Speaker 2: Totally.
Speaker 5: And I strongly believe in having multiple streams of income
Speaker 5: so if something fails, I always have you know, another
Speaker 5: business or another incoming cash flow into my back account
Speaker 5: that I can always fall back on.
Speaker 2: Oh my gosh, I wish more people will like you.
Speaker 2: They just go straight out now, I love money more
Speaker 2: of it. That's very sick because people are always like, yeah,
Speaker 2: I guess money is like important, but not that important,
Speaker 2: and you're just straight out like, no, money is the
Speaker 2: best I need, Moore? Have you always been like that?
Speaker 2: Is money something that growing up your family spoke a
Speaker 2: lot about or is it something that you've just discovered
Speaker 2: that yourself.
Speaker 5: I think I've always been like that since I was
Speaker 5: a child, because of the kind of home that I
Speaker 5: you know, I was brought up in. I was from
Speaker 5: an upper middle class family, like my dad had a business,
Speaker 5: a small business, and my mum was a homemaker. So
Speaker 5: we always grew up with a mentality that there are
Speaker 5: certain things that we don't do, you know what I mean.
Speaker 5: Or that's for the rich people. You know, you don't
Speaker 5: go on holidays degrees because that's not for us. You
Speaker 5: probably go to a cheaper place or something that's less affordable.
Speaker 5: And I always thought that thought didn't sit right with me,
Speaker 5: and I thought why not? You know, we had given
Speaker 5: one life, and I read somewhere that had really stuck
Speaker 5: with me for a long time that if you are
Speaker 5: born for it's not your fault. But if you die poor,
Speaker 5: that's your fault. Because we've been given this life. You know,
Speaker 5: there's so many opportunities to make money and to fulfill
Speaker 5: the desires that you want to write. So I always
Speaker 5: didn't like the idea of restricting myself to what I
Speaker 5: can do and what I cannot. So that's why I
Speaker 5: was like, I want to make a lot of money
Speaker 5: and want to be able to do every thing that
Speaker 5: I want to do in one life, So why should
Speaker 5: I restrict myself to maybe just one job or you know,
Speaker 5: one career.
Speaker 2: So I you s's so motivated to do it as well,
Speaker 2: Black I am loving this energy. So money dois tell
Speaker 2: us what do you do for work? All of your
Speaker 2: works and how much money do you earn?
Speaker 5: Of course, so I run two small businesses. So one
Speaker 5: is a marketing firm. It's more like a telemarketing so
Speaker 5: I help small businesses grow their sales, so pretty much
Speaker 5: like telecalling, cold calling, you know, introducing their businesses to
Speaker 5: a lot of other customers and pretty much helping them
Speaker 5: increase their sales monthly sales. That's one part of my
Speaker 5: business and this has come from my experience in sales.
Speaker 5: So since the time I graduated, I've always been working
Speaker 5: in sales. I've been in media sales, it sales. So yeah,
Speaker 5: it's just the experience that I gathered there, so I
Speaker 5: thought I should meet it to us, yeah, and make
Speaker 5: something of my own. So that's my marketing business. And
Speaker 5: then I have an e commerce business which is completely
Speaker 5: weekend products, cruelty free. So I have my own online setup.
Speaker 5: So and I ship products throughout Australia. So I've got
Speaker 5: like magnetic eyelashes, eyebrow stamps, like exfoliating gloves. It's a
Speaker 5: dread and draw.
Speaker 2: There's like a beauty a beauty company. Cool. They're so
Speaker 2: different from one another, I know.
Speaker 5: Yeah, there's two different things. And the best part about
Speaker 5: this is I can manage both of this together because
Speaker 5: my marketing job is like a typical you know, nine
Speaker 5: to five job, where because I can't reach out to
Speaker 5: more customers after five pm, which is you know, the
Speaker 5: working hours, and my e commerce business I work in
Speaker 5: the evenings.
Speaker 2: So they fit together really nicely. Where does Urber come
Speaker 2: into that? Then my friend.
Speaker 5: That's after that, so uber is Uber is for the
Speaker 5: weekends and even evening after my work. When I finish
Speaker 5: up my work, I when I have time, I feel
Speaker 5: that I have nothing to do at home, I just
Speaker 5: take my car and drive around the city and make
Speaker 5: like really good money. So Uber's been a very important
Speaker 5: part of my financial journey. And whenever I was struggling
Speaker 5: with my finances or because my both my companies are
Speaker 5: completely bootstrapped, so I didn't get take any investments from outside.
Speaker 5: It was all you know, my own savings, and all
Speaker 5: this money for my investment in my business, for both
Speaker 5: the businesses came out from Uber. Wow. Really yeah, yes,
Speaker 5: that's cool.
Speaker 4: I know that obviously being in a comm and marketing
Speaker 4: and Uber and stuff, it's all quite variable. Can you
Speaker 4: put like an approximate number on how much money you make?
Speaker 5: Yeah, so I make somewhere around, say seven thousand to
Speaker 5: ten to eleven thousand. It depends each month, but yeah,
Speaker 5: it falls under this window.
Speaker 2: Wow.
Speaker 4: And you're working very hard for that money, clearly, But
Speaker 4: that's awesome.
Speaker 2: Yes, Oh my gosh, I'm making more than what I.
Speaker 5: Used to make in my job. So I'm really that's away. Yeah,
Speaker 5: and it's worth the hard work.
Speaker 2: So absolutely, all right, Well, tell us I feel like
Speaker 2: you are so motivated. I want to know what is
Speaker 2: your big money goal.
Speaker 5: So my big money goal is that I don't want
Speaker 5: to be I don't want to live in a million
Speaker 5: dollar house or anything like that. I want a life
Speaker 5: where I should be able to travel wherever I want to,
Speaker 5: and my business is not location specific and it allows
Speaker 5: me to work from anywhere I can. So yeah, that's
Speaker 5: pretty much my plan. And I want to sleep and
Speaker 5: then make money, you know what I mean. I want
Speaker 5: the money. I want my businesses to make money for me,
Speaker 5: even when I don't have to work nine to five,
Speaker 5: you know what I mean. So that's my whole idea.
Speaker 5: So I want to hustle for the next few years,
Speaker 5: maybe another three years or four years, and set up
Speaker 5: my company, have a good team where I can just
Speaker 5: back up, you know, I can. I can just be
Speaker 5: traveling around the world doing some meetings over the phone
Speaker 5: or wherever I am, as long as there's a good
Speaker 5: internet connection and my business is still making money for me.
Speaker 2: Oh my gosh, I love this. You are literally living
Speaker 2: our dream. Jess and I just got back recently from
Speaker 2: a holiday that we went on together. Because we're obsessed
Speaker 2: with besties and work pals, but we were sitting by
Speaker 2: a pool, going this is the life. Like imagine if
Speaker 2: we had a life where we could work from beside
Speaker 2: the pool, and that is the dream you are creating
Speaker 2: for yourself. So like that, besty, I get it. I'm envious.
Speaker 2: That is an epic money goal. Next question, working towards
Speaker 2: that money goal, do you have any investments? If so,
Speaker 2: what are they?
Speaker 5: Of course, so I invest in our cryptom So I've
Speaker 5: invested a good amount in some of the coins like bitcoins, ethereum,
Speaker 5: and a lot of few others because I think crypto
Speaker 5: is going to be the next big thing. Imagine if
Speaker 5: I invested whatever amount like ten years before and now
Speaker 5: we know the value of crypto like bitcoins like gone
Speaker 5: up so crazy. So yeah, we have been millionnaires at
Speaker 5: the right time.
Speaker 4: So hindsight's always twenty twenty though. I look at the
Speaker 4: share market all the time and think the exact same thing.
Speaker 4: I look at property and think the same thing.
Speaker 2: Like where I'm from, property is like so expensive nowadays,
Speaker 2: But growing up I was like, oh I could afford
Speaker 2: three hundred K for hours, Well that's reasonable. One day
Speaker 2: like that's pretty big, and now I'm like, oh, one
Speaker 2: point five million dollars. I think not, sir, we are
Speaker 2: not going to be doing that in my hometown. So
Speaker 2: I feel like when we look at investments, hindsight is
Speaker 2: always twenty twenty. It doesn't matter what the asset class
Speaker 2: is here in it long enough, there is always going
Speaker 2: to be some kind of payoff, right.
Speaker 5: Of course, of course, And I think any time to
Speaker 5: get started is the right time. So it's never too
Speaker 5: late to start investments, too.
Speaker 2: True. I have a more perfect question. You said, obviously
Speaker 2: you've got a pretty good salary and you're investing. How
Speaker 2: much do you invest regularly?
Speaker 5: So I wait for the right time to buy. For example,
Speaker 5: now of the crypto is down, it's a bear market,
Speaker 5: so you know the currencies have gone down, like the
Speaker 5: cryptocurrencies has gone down, so I probably buy during this time.
Speaker 5: So I would probably just have my savings and when
Speaker 5: I see the coin has gone down and it's not
Speaker 5: going to go down further. If I see the price
Speaker 5: chart going up, that's when I just buy. I invest
Speaker 5: in buld probably ten to twelve grand or whatever budget
Speaker 5: you know I have for that period of time. Yeah.
Speaker 2: Cool. I love asking that question because there are some
Speaker 2: people like me who automates my investment and just happens
Speaker 2: set amount every single month, like I don't even look
Speaker 2: at it, It just happens. And then people like you
Speaker 2: who are really onto the market and what's going on
Speaker 2: and when to buy, and you kind of like stockpilot
Speaker 2: and then buy and bulk. And it's just so interesting
Speaker 2: learning how people manage their own investment journeys because it's
Speaker 2: literally different for every single person. Next question, my friend,
Speaker 2: do you have any debt? If so, what is it.
Speaker 5: I do have a debt, and I think it's a
Speaker 5: good debt. So I have a property that I live
Speaker 5: in my first term.
Speaker 2: That is not bad debt.
Speaker 5: Yeah, yeah, it's a good debt, and I would love
Speaker 5: to have more debts. Why not?
Speaker 2: The kind of set the way like it shares on
Speaker 2: the money is the kind that helps us create wealth,
Speaker 2: which is what it looks like you are doing. Tell
Speaker 2: us about that property, though, like what did you pay
Speaker 2: for it? And how much is on your mortgage right now?
Speaker 5: Sure? So I bought this. I think it's about a
Speaker 5: year and a half now that I've been living here,
Speaker 5: and I bought this for about five hundred K. It's
Speaker 5: a small apartment to bedroom and I think it's efficient
Speaker 5: for me. Perfect so now. So yeah, and I paid
Speaker 5: a deposit on this for I paid twenty percent deposit,
Speaker 5: oh like the full full twenty percent. Yeah, because I
Speaker 5: didn't want to play. I didn't want to pay Elmai,
Speaker 5: you know, the lender mortgage insurance. And I was like, oh,
Speaker 5: that's such a waste of money. So it's better that,
Speaker 5: you know, I extend, I push myself save more money
Speaker 5: and so that it can go towards my deposit.
Speaker 4: I love that.
Speaker 2: What a queen get it.
Speaker 5: And that's when Uber came into picture and helped me
Speaker 5: a lot because I used to work when I was,
Speaker 5: you know, wanting to you know, purchase my property because
Speaker 5: I want I didn't want to quit my job before
Speaker 5: purchasing a property. Yeah, because that's when I'll get my
Speaker 5: bank loans. So I was still doing my job and
Speaker 5: in the evenings I used to drive Uber. And Uber
Speaker 5: helped me a lot, you know with securing my deposit.
Speaker 2: How cool. I love that all right. Next question is
Speaker 2: about shopping, my friend, Do you use shop Act?
Speaker 5: Not really, I've heard about it, but I haven't used
Speaker 5: it yet.
Speaker 2: That is fair. I feel like it's a good time
Speaker 2: to recommend that to you because I feel like you're
Speaker 2: pretty money savvy, so that wouldn't be a bad idea
Speaker 2: to check it out. Next to question what is your
Speaker 2: best money habit, I.
Speaker 5: Think my best money habit would be that I don't
Speaker 5: I don't know if this is the right answer, but
Speaker 5: I think I don't spend much on unwanted things, Like
Speaker 5: I'm very clear about what I want to spend on,
Speaker 5: which is my business, my travel, and my family. So
Speaker 5: I don't believe in having expensive clothes. I don't go
Speaker 5: behind brands or you know, I don't want to buy
Speaker 5: expensive furniture or anything that has a value that will
Speaker 5: depreciate over time. Instead, I love investing my money in
Speaker 5: something that because money is what you know, helps you
Speaker 5: make that money more like grow money pretty much. So
Speaker 5: I think that's my good money habit. That I don't
Speaker 5: spend much.
Speaker 2: So that is the gay, funny habit. I like that
Speaker 2: you said, I don't know if this is the right response.
Speaker 2: There's no such thing. There's no right or wrong when
Speaker 2: it comes to money, and I feel like that's a
Speaker 2: good one. I need to learn to be a little
Speaker 2: bit more like you. Recently, I've been a bit naughty,
Speaker 2: so I do need to rein it in. I've got
Speaker 2: some pretty bad money habits. But speaking of pretty bad
Speaker 2: money habits, what are yours? What is your worst money habit?
Speaker 5: I think sometimes I'm really impulsive or when it comes
Speaker 5: to traveling, and I end up spending too much. So
Speaker 5: if I have to give you an example, because I'm
Speaker 5: pregnant now and I won't be able to travel obviously
Speaker 5: as much as I used to travel, you know before,
Speaker 5: So I went for it to to Bali and straight
Speaker 5: after that I went to Fiji, and then I went
Speaker 5: to Auckland. I did all this last minute without any plans.
Speaker 5: And that's how I am when it comes to traveling.
Speaker 5: I don't know, my mind just paralyzes, and I don't
Speaker 5: mind spending. I'm like, it's okay, I you know, I
Speaker 5: don't spend much on any other things, and traveling is
Speaker 5: something that I love and I and that I'm just
Speaker 5: trying to console myself so that I don't feel much
Speaker 5: guilty about spending. So yeah, I think that's one of
Speaker 5: my bad habits, that I'm a very impulsive spender when
Speaker 5: it comes to traveling.
Speaker 2: I think I like that though, Like I know that
Speaker 2: that sounds like you're like, oh my gosh, I wish
Speaker 2: I was better at it, But it really sounds like
Speaker 2: you're good at spending your money in line with your values.
Speaker 2: Like you're not going, oh my gosh, like I've got
Speaker 2: this value of traveling, but I impulsively go shopping every
Speaker 2: single weekend, and like, it just sounds like your money
Speaker 2: is being spent in line with your values. So yeah,
Speaker 2: you probably could do a little bit more planning, but
Speaker 2: I get it, and I really like it. It's so cool.
Speaker 2: All right, last question before we go to our really
Speaker 2: quick break. What grade would you give yourself if we
Speaker 2: forced you to give yourself a money grade.
Speaker 5: I think I'm pretty good with managing my money, like
Speaker 5: I said, because I don't spend much and I just
Speaker 5: spend where it's required. So I think probably I'll give
Speaker 5: myself an eight. But there's always cope for improvement in everything.
Speaker 2: So what do you think it would take to get
Speaker 2: to a ten?
Speaker 5: Stopping my impulsive spending? I think, and I think investing
Speaker 5: more in better places probably would be the thing. Yeah,
Speaker 5: very cool.
Speaker 2: All right, We're going to go to a really quick break,
Speaker 2: and on the other side, I want to know how
Speaker 2: you manage all of this. I've got so many work
Speaker 2: life balance questions. See you on the other side. All right,
Speaker 2: we are back money Diarist. You are very impressive. You
Speaker 2: have two small businesses, you have a baby on the way,
Speaker 2: which is really exciting, and you still manage to have
Speaker 2: another side hustle with uber. Can you tell us a
Speaker 2: little bit about how you manage it all, because it
Speaker 2: sounds like you don't have a free it to yourself
Speaker 2: right now.
Speaker 5: Actually not. I do manage to spend a lot of
Speaker 5: time for myself and you know, doing things that I
Speaker 5: really love. So to be honest, when I used to
Speaker 5: do a job, my nine to five typical it job,
Speaker 5: I think I was finding things to be really difficult.
Speaker 5: I would probably get really tired after four hours of
Speaker 5: work and I'd be like, oh, I can't wait to
Speaker 5: go home and things like that. But now when I
Speaker 5: know it's my own, like both my businesses are like
Speaker 5: my babies.
Speaker 2: I get that. I get that through and through.
Speaker 5: So I never whinge about them. Like I'm really happy
Speaker 5: with whatever I'm doing, so it doesn't give me stress
Speaker 5: at all, and I'm enjoying doing that. And the best
Speaker 5: part is my husband works from home as well. So
Speaker 5: we both work from home, so it's nice. We have
Speaker 5: lunches together, we could breakfast together. I do spend a
Speaker 5: lot of quality time with him as well while I'm working.
Speaker 5: So yeah, I really feel that it's too much. I'm
Speaker 5: super comfortable doing the things that I'm doing right now.
Speaker 2: I feel like that's a really special way to be
Speaker 2: and something that I wasn't expecting you to say, Like
Speaker 2: as a business owner, I feel like I and I
Speaker 2: hate this word. I really don't like the word busy
Speaker 2: because I feel like busy as a choice, Like you
Speaker 2: can't just keep saying like, oh my god, I'm so busy,
Speaker 2: like usually just fluffing around or procrastinating. Like Jesse's looking
Speaker 2: at me like, yeah, that's all you do, Victoria. But
Speaker 2: it's one of those things where I just don't feel
Speaker 2: like I have any free time. How are you managing
Speaker 2: to fit uber into all of this as well? Is
Speaker 2: that something that you're like really regimented about and you're like, Okay,
Speaker 2: from this time to this time every single week, I
Speaker 2: do this or do you just go, oh, I'm pretty awake.
Speaker 2: I probably could go do some driving right now, Like
Speaker 2: how does that fit in? How does that work.
Speaker 5: So I don't have a particular time message for Uber.
Speaker 5: So I basically I think there's what Uber right, the
Speaker 5: smart way of making money is and this is just
Speaker 5: from my own experience. People might have different experiences on
Speaker 5: this one, of course. So basically I go and work
Speaker 5: the hours which are like super busy, for example, Friday
Speaker 5: evenings if I have nothing to do, and I know
Speaker 5: Friday evenings are like super busy in the city areas,
Speaker 5: so that's when I will spend my time because I
Speaker 5: don't want to be, you know, driving around and making
Speaker 5: less amount of money. So whenever there is a surge,
Speaker 5: because on the Uber app you can see wherever there's
Speaker 5: a search and it tells you where the busy area is.
Speaker 2: Oh I just thought that was like automatic and then
Speaker 2: the drivers didn't know. So are you saying you make
Speaker 2: more money if there is a surge directly money when
Speaker 2: I thought it was either making more money not the drivers.
Speaker 2: I love that. Yeah, yeah, that's awesome.
Speaker 5: X two x three. So it tells you, like, depending
Speaker 5: on how busy it is, you make more money. So
Speaker 5: I drive around those areas so that I can you
Speaker 5: make most of my time and I don't have to
Speaker 5: drive many hours.
Speaker 2: You know, working smarter, not harder. I like it.
Speaker 4: I want to know actually, because now that I'm thinking
Speaker 4: about it, I don't think I have ever had an
Speaker 4: Uber driver who is a female.
Speaker 2: And I have, I have, but it's really rare.
Speaker 4: Yeah, what has your experience been like as a woman,
Speaker 4: because I know, I think as a female generally we're
Speaker 4: a little bit more conscious.
Speaker 2: Yeah, for sure.
Speaker 4: You know you're like, we get taught as kids strange
Speaker 4: danger and now you're like, I'm going to pick up
Speaker 4: a random person in my.
Speaker 2: Car after this chat though, Like I want to go
Speaker 2: in your Uber. I think we would have a really
Speaker 2: fun time.
Speaker 4: Yeah, you'd passed me the OX for sure, But like,
Speaker 4: what has that been like for you as a woman, Like,
Speaker 4: has it been a positive experience? I mean, you're doing
Speaker 4: it now, so I'm going to assume so, but just
Speaker 4: how have you found it all?
Speaker 5: It's always been a positive experience for me, Like you
Speaker 5: just said, whenever I have a customer on board, like
Speaker 5: on a passenger, the first thing to tell me is that, oh,
Speaker 5: you're the first female uber driver ever scene and I'm like, yeah,
Speaker 5: I know, I get that a lot. Oh definitely, So
Speaker 5: there's not a lot of female drivers, And I think
Speaker 5: the passengers that I've had are really respectful and they
Speaker 5: appreciate that I'm working for Uber and I'm brave and
Speaker 5: all of that. So I've never had any bad customers
Speaker 5: or any bad experience as such, and have even driven
Speaker 5: on Friday nights picked up drunk people, but they were
Speaker 5: always nice. I think I've just been lucky. And Uber also,
Speaker 5: has this your feature coming up now where you like,
Speaker 5: a female driver would pick up a female passenger. Yes, yes, yes,
Speaker 5: So the girls who want to drive Uber and are
Speaker 5: just concerned about safety, you know, this one is like
Speaker 5: the best thing for them.
Speaker 4: Ah, that's really clever. Has anyone ever thrown up in
Speaker 4: your car just out.
Speaker 5: Of shea.
Speaker 2: Yuck?
Speaker 5: What would happen?
Speaker 4: Well, I mean I've never done it, but I've heard.
Speaker 2: That you work, yess. I'm proud of you. Thank you.
Speaker 4: I've heard that they pay like a fee or something
Speaker 4: to cover the cost of cleaning.
Speaker 5: I think they do, yes, because I had a friend
Speaker 5: he had that experience.
Speaker 2: Oh no, I think they do.
Speaker 5: Girls in one of them pub in the car or
Speaker 5: something very clean in charge that Uber pays you driver,
Speaker 5: So that good good, That.
Speaker 2: Would be the thing that would give me the most anxiety,
Speaker 2: like especially as a passenger as well. And you're the
Speaker 2: same as me. Like both Jess and I pride ourselves
Speaker 2: on our Uber ratings. Jess is a five star and
Speaker 2: I'm like a four point eight. And I'm salty about
Speaker 2: being a four point eight because I'm like, which one
Speaker 2: of you drivers rated me less than a five? Because
Speaker 2: I am perfect in the car, I'm nice, I get in,
Speaker 2: I always make sure I haven't left anything. I'm respectful.
Speaker 2: You gave me less than a five just to good
Speaker 2: to each cheek.
Speaker 4: I don't know, actually, while we're talking about that, I'm
Speaker 4: just getting so sidetracked right now. I have always wondered,
Speaker 4: as an Uber driver, what do you want from a passenger?
Speaker 4: Because it's such an interesting transaction when you think about
Speaker 4: I guess, like the rating system and stuff. And I
Speaker 4: always get quite nervous when I get into an Uber
Speaker 4: because sometimes I'm like, I'm just not in the mood
Speaker 4: to talk, like I'm like.
Speaker 2: I'm getting an Uber because I'm exhausted.
Speaker 4: I had a long flight or I did something and
Speaker 4: I don't want to talk. But I don't want to
Speaker 4: make my driver uncomfortable. Or seem rude, and so sometimes
Speaker 4: I'll be like, all right, buck up, make the conversation,
Speaker 4: be nice, be for it, like do you guys care
Speaker 4: or are you just like, as long as you're not mean,
Speaker 4: it doesn't matter.
Speaker 5: I think, as long as the pastoma is not mean,
Speaker 5: it truly doesn't matter. It goes the other way around,
Speaker 5: as well as when the driver's super exhausted. Yeah, and
Speaker 5: you have a customer who's like super chatty and just
Speaker 5: goes like NonStop, and sometimes you're like, okay, I mean
Speaker 5: you have to be nice.
Speaker 4: To of course, comfortable silence. It's nice for everyone, I feel.
Speaker 2: I think the thing I like because I learned a
Speaker 2: little while ago that obviously the ratings are really important,
Speaker 2: and you know, if you rate too little, like you
Speaker 2: can't ride in Uber, Like I know someone who's literally
Speaker 2: been kicked off the app. That's all on them, though,
Speaker 2: But the vice versa happens, right like money dirist, you
Speaker 2: have to be a good driver and respectful and kind
Speaker 2: because if you don't get good ratings, like Uber might
Speaker 2: be like, we don't want you as a driver.
Speaker 5: Right, true, too true, of course, And they take those
Speaker 5: things really seriously, Like if a customer you know, had
Speaker 5: a negative experience and they go complain about you know,
Speaker 5: you not being nice to them or whatever. They do
Speaker 5: investigate and might you know, get your account be activated.
Speaker 2: So which I really like, Like that makes me feel
Speaker 2: like when I get in an I'm getting a consistent,
Speaker 2: nice experience. I know that the person is safe and
Speaker 2: kind and you know, has done all the things that
Speaker 2: they are meant to do. As an Uber driver, because
Speaker 2: Jess and I, oh yes, and I were recently overseas,
Speaker 2: Like I'm going to keep dragging this out, guys. If
Speaker 2: you thought that we weren't going to talk about the
Speaker 2: fact that we went on holiday, like you were wrong,
Speaker 2: We're gonna keep talking about it. But we were overseas
Speaker 2: and we got in a taxi and I think we
Speaker 2: regretted it the second we got in. Yeah, not because
Speaker 2: he was mean, not because he was rude, but because
Speaker 2: he was like, guys, I'm a singer and we were
Speaker 2: like are you, and he's like, yeah, I'm a really
Speaker 2: good singer. And he proceeded to serenade us for the
Speaker 2: next hour with an entire soundtrack that he'd made to
Speaker 2: play his passengers. So we got to listen to his
Speaker 2: classic hits, and I'm telling you right now there is
Speaker 2: a reason why that man had not made it yet.
Speaker 2: But I feel like on Uber, if I'd had the
Speaker 2: ability to rate it and stop someone else from going
Speaker 2: through that experience, maybe that would have been a positive experience.
Speaker 4: Yeah. I like the rating system makes me feel very
Speaker 4: safe because I have actually canceled an Uba once before
Speaker 4: because they had a rating that wasn't high enough and
Speaker 4: it was late at night and I was already feeling
Speaker 4: sketched out and I was just like, oh, I actually
Speaker 4: don't want to risk that, and I just another one
Speaker 4: came along, and I just I like the rating system.
Speaker 4: It makes me feel quite comfy, but it did make
Speaker 4: me nervous when I'm like, am I being a good passenger?
Speaker 4: Because five stars is very important to me as a human.
Speaker 2: You literally tell everybody that you've got five stars, like
Speaker 2: whenever we're out and we're like, oh, do you want
Speaker 2: to get an Uber, Like we'll go back to Victoria's
Speaker 2: house or whatever, just as like, well, I've got five stars.
Speaker 2: The old book slowly accept me first, Like okay, Jessica,
Speaker 2: looping this back around to your goals, right, you said
Speaker 2: that you want to travel around the world and travel
Speaker 2: is like your main priority? Can you drive ubers in
Speaker 2: other countries? Like if you were to move or you
Speaker 2: were to like go traveling for a while, Like, how
Speaker 2: does that work?
Speaker 5: I think it's I think it's not possible because you
Speaker 5: have to register your self again. You know, you need
Speaker 5: to have a different driver's license in a different country,
Speaker 5: and every country has a different, you know, requirement. I believe.
Speaker 5: I wish it was possible.
Speaker 2: That would be really cool. I mean you don't need
Speaker 2: it because you have two small businesses.
Speaker 5: Yeah that's true, but I wouldn't mind doing it if
Speaker 5: it's a busy hour, you know, make more cash.
Speaker 2: All right, Well tell me though, you're pregnant right now?
Speaker 2: How far along are you tell us about that.
Speaker 5: I'm thirty five weeks now.
Speaker 2: Oh my gosh, so soon. Congratulations, thank you.
Speaker 5: And it just went by so quick, like yeah, yeah,
Speaker 5: just I've just got another four or five weeks to
Speaker 5: go for my final day, the day.
Speaker 2: That's so exciting. How are you budgeting for baby?
Speaker 5: I have enough savings which I've not touched at all
Speaker 5: for the baby, and it's going to be untouched, you know,
Speaker 5: till the baby grows up and everything.
Speaker 2: So yeah, how cool. So are you going to star
Speaker 2: be able to drive, uber, or like, is that something
Speaker 2: that you're like once I have this baby, like that's
Speaker 2: not going to be possible, or like, what's the plan
Speaker 2: for money making in the future, my friend.
Speaker 5: I think I'll definitely do it, even after the baby.
Speaker 5: I obviously will take a break for about a month
Speaker 5: or two or whatever was required. I don't know. I'm
Speaker 5: a first time mom, so I don't know how this
Speaker 5: thing works. Yeah, but I think as soon as I'm
Speaker 5: healthy and I can go back to driving, I think
Speaker 5: I'll definitely do it. And it's not just the money
Speaker 5: aspect for me or Uber. I think for me it's
Speaker 5: like a really good stress buster because I love driving
Speaker 5: and it's like my own space, you know what I mean.
Speaker 5: So I'm away from home, I grab a nice coffee,
Speaker 5: I drive around, meet some nice people. Sometimes sometimes the
Speaker 5: customers are really nice, and you know, you have like
Speaker 5: really deep and nice conversations with them, which sometimes you
Speaker 5: really need in life, you know. Yeah. So yeah, for me,
Speaker 5: it's like a stress buster and it's like my time,
Speaker 5: and on top of it, you make money as well,
Speaker 5: which is amazing. So I probably will still keep doing
Speaker 5: that on and off.
Speaker 4: What about your other businesses? When you're a small business owner,
Speaker 4: a lot of the time you're wearing all of the hats.
Speaker 4: Do you have any employees in your business currently or
Speaker 4: will your partner or do you have someone who will
Speaker 4: step in for you while you are out? And you
Speaker 4: know learning the ropes is in Newma.
Speaker 5: Of course, the e commas I can still manage because
Speaker 5: my stock is at my home. Like I've converted one
Speaker 5: of the rooms into my office and that's where I
Speaker 5: store all my stock as well, So e commas I
Speaker 5: can still do it from home, so it's not an issue.
Speaker 5: But for a marketing business, I have a small team
Speaker 5: of two people who I employ on a casual basis.
Speaker 5: So when I'm away for you know, my baby and
Speaker 5: my maternity le or whatever, I probably won't go to maternity.
Speaker 5: Ly we'll still be working, but we'll see. But I
Speaker 5: do have support who can help me with my marketing business.
Speaker 2: Oh I love that. I just remember, Jess. One of
Speaker 2: my favorite things about getting in ubers is you always
Speaker 2: ask like or I don't know, maybe it's just me,
Speaker 2: but I always like ask the uber driver. I'm like,
Speaker 2: what do you do when you're not driving ubers because
Speaker 2: they always have such good stories. Like imagine getting in
Speaker 2: an Uba with Today's Money Diarist and being like, what
Speaker 2: are you doing? She's like, oh, well, I have these
Speaker 2: two business I'd be like, what are you doing? Like
Speaker 2: you're a wizard. And the amount of people I've gotten
Speaker 2: in Anuba with that have this like they're like, oh yeah,
Speaker 2: I have a band, I do this or I do that,
Speaker 2: And You're just like, how cool are the people that
Speaker 2: you just get to meet when you jump in an uber?
Speaker 5: Yeah?
Speaker 2: It's super interesting. All right, Money, Doris, I'm so sorry,
Speaker 2: but I think that is all we have time for today.
Speaker 2: So Jess, I think you need to wrap the boring
Speaker 2: but important stuff and let our money Doris get back
Speaker 2: to work.
Speaker 4: Alrighty. Don't forget, guys, that the advice shared on She's
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Speaker 2: Two three See you on Wednesday, guys bye.
Speaker 4: They were betting the day