Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
Speaker 1: the Order KERNI Whoalbury and a waddery woman. And before
Speaker 1: we get started on She's on the Money podcast, I
Speaker 1: would like to acknowledge the traditional custodians of the land
Speaker 1: of which this podcast is recorded on a wondery country,
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
Speaker 1: and the storytelling of you to make a difference for
Speaker 1: today and lasting impact for tomorrow.
Speaker 2: Let's get into it.
Speaker 3: She's on the Money, She's on the Money.
Speaker 4: Hello, and welcome to She's on Them the podcast for
Speaker 4: millennials who want financial freedom. First things first, And Lisa
Speaker 4: Mary correct chriss I.
Speaker 5: Thought you were going to say for millennials who want
Speaker 5: to celebrate Christmas v.
Speaker 2: With you today.
Speaker 4: I adore this. I'm so glad to have you back
Speaker 4: behind the mic. I guess guys, welcome back to another
Speaker 4: one of our money diaries. Obviously Analisa is in a
Speaker 4: voice you hear on money diaries very often, but when
Speaker 4: you do, you know it's the end of year. Wrap
Speaker 4: and you know that we've got some stories to share
Speaker 4: with you to wrap the year that was.
Speaker 5: There's lots of wrapping being wrapped unwrapped today V So
Speaker 5: we're doing an audio version.
Speaker 2: We're doing an audio rap. I love it.
Speaker 4: Watch out Spotify. But I'm excited to talk to you today.
Speaker 4: I guess today being Christmas, I just want to do
Speaker 4: a little bit of a shout out. If you're listening
Speaker 4: on your Christmas morning and you're having a great day, fantastic,
Speaker 4: Merry Christmas, my friend. If you're listening today and you're
Speaker 4: feeling a little bit lonely, a little bit under the weather,
Speaker 4: a little bit like, oh, Christmas is the worst time
Speaker 4: of the year. I see you, I hear you. I'm
Speaker 4: sorry that's the position that you're in. But today is
Speaker 4: only a season that you're going through and these things
Speaker 4: will change. And just know that I'm thinking of you today.
Speaker 4: I know the Anna Lisa is as well.
Speaker 2: You've got us. We're with you, we love you, we're
Speaker 2: your ears.
Speaker 4: Merry Christmas if that's what you celebrate, Mary, not Christmas.
Speaker 4: If you don't want to celebrate Christmas, and that's totally okay.
Speaker 4: But today we are wrapping the year that was and
Speaker 4: talking about some of our favorite Money Diaries. I'm so
Speaker 4: excited we did this last year, and the Money Diary
Speaker 4: Wrap was not only a cool episode I think to
Speaker 4: listen to I'm biased, but it was so fun to
Speaker 4: pull together because you get to like reflect on the
Speaker 4: year that was and all of the cool people we've
Speaker 4: talked to. And obviously it is no secret that my
Speaker 4: favorite episode of literally every single week is always Money
Speaker 4: Diaries and V.
Speaker 5: I feel like I'm even more lucky than you are
Speaker 5: because I kind of get to call all of these
Speaker 5: people I was about to say women, but actually like
Speaker 5: having men. Yes, Like we're not gender specific on this show,
Speaker 5: but now I am the she and she's on the
Speaker 5: money exactly. But I kind of get to have a
Speaker 5: longer chain with all of these incredible community members and
Speaker 5: meet them before I spring them on you in the episodes,
Speaker 5: And it's everybody's favorite episode.
Speaker 4: Let's let's be frank, I reckon it is. Every time
Speaker 4: I talk to someone and be like, oh, they're my
Speaker 4: favorite episode. I'm not sure if they're just being nice
Speaker 4: agreeing with me, but usually they say, oh my gosh,
Speaker 4: me too, and I'm.
Speaker 5: Like, yes, it's because we are. Firstly, we are so pervy,
Speaker 5: but we learn through like experience to each other stories.
Speaker 5: And sometimes you can be feeling really bad about yourself
Speaker 5: and then you hear someone else is having a tricky
Speaker 5: time or that they've experienced like maybe they're doing well now,
Speaker 5: or that they've had their ups and downs, and you're like, oh, yes,
Speaker 5: you know, you just learn so much from it. So
Speaker 5: I love talking to these.
Speaker 4: People exactly, And I think we all love an end
Speaker 4: of year list, like I'm list gal at the best
Speaker 4: of times, love a spreadsheet, love a plan, love to
Speaker 4: do anything, And obviously I love to reflect on I
Speaker 4: guess the year that was, but also just really celebrate
Speaker 4: how kind and generous our community has been, because these
Speaker 4: stories aren't easy to share a lot of the time
Speaker 4: we're sharing tears or share laughs, and like it's so special,
Speaker 4: like how raw these stories are that we get to
Speaker 4: learn from. So I'm super grateful. I feel incredibly privileged
Speaker 4: to speak to these beautiful humans on literally a weekly basis.
Speaker 4: And I just think that I always learned something new
Speaker 4: or gain a different insight, or get reminded of something
Speaker 4: that I might not know about yet or might not
Speaker 4: know about, you know, or have remembered.
Speaker 5: And I love this because I get to force you
Speaker 5: to pick four. We do fifty to fifty two, we
Speaker 5: do fifty one excluding this episode episode, we technically do fifteen.
Speaker 5: We don't say it's the best because they're also so
Speaker 5: good in their own way, but like ones that are
Speaker 5: just I'm like, I.
Speaker 4: Feel like every single week when I talk to a
Speaker 4: new money disay literally say to them, oh my god,
Speaker 4: this was the best one I've recorded yet. Yeah, And
Speaker 4: next week I'm like.
Speaker 2: Oh my god, no, this is the best. Like I
Speaker 2: just can't control myself. So let's dive into it.
Speaker 4: I have the first one to show you, and it
Speaker 4: is called Jail Debt and Learning to Be Free.
Speaker 6: Yeah.
Speaker 7: Like it said, I grew up in a wealthy family.
Speaker 7: I was pretty spoilt, got what I wanted. We'd go
Speaker 7: on holidays all the time. And then yeah, when I
Speaker 7: was a teenager, I woke up one morning and it
Speaker 7: was a police officer waking me up, telling me I
Speaker 7: had to go sit in.
Speaker 6: Our living room while our house was raided.
Speaker 7: And then from that day it was fourteen years until
Speaker 7: I saw my.
Speaker 6: Dad not behind bus anymore. So this was super shocking.
Speaker 7: Obviously, and confronting for everyone, mostly I would say for
Speaker 7: my mum, because she had no idea what was going on,
Speaker 7: like where the extra money was coming from. So she
Speaker 7: was just in shock. And everything was taken away. So
Speaker 7: the lifestyle of holidays and buying whatever you want and
Speaker 7: all of that was taken away, and we had to
Speaker 7: learn how to navigate that life without money. And my
Speaker 7: mum hadn't worked for a lot time since when of
Speaker 7: my last siblings was born, so that was about ten years.
Speaker 4: Yeah.
Speaker 2: Wow, So it was.
Speaker 7: Going through navigating getting money and going back into the
Speaker 7: workforce and raising kids alone.
Speaker 3: Oh my god, what is it like having a house raided.
Speaker 6: It's not nice.
Speaker 2: I can't imagine it being nice.
Speaker 4: It's not the number one word that I would have
Speaker 4: used confronting, terrifying.
Speaker 6: Maybe I wouldn't recommend it for anyone.
Speaker 2: One out of ten. Can't recommend it.
Speaker 6: Yeah, no, cannot. I would say.
Speaker 7: It's scary, Like even thinking about it now, I still
Speaker 7: get a bit icky thinking about it all these years later,
Speaker 7: and it's like, well, they treated us like we were comminals,
Speaker 7: even though we were like little kids and didn't know
Speaker 7: anything that was going on. And yeah, they just make
Speaker 7: a whole lot of mess and leave it.
Speaker 3: And then what happens. What happens when they leave, like
Speaker 3: you clean it up or you're not allowed to be there, or.
Speaker 7: Yeah, we just had to clean up the mess. And
Speaker 7: whatever they took, they took. They see us a lot
Speaker 7: of assets, cars, houses, like all of that, and yeah,
Speaker 7: we're just clean up the mess after it actually happened more.
Speaker 2: Than once, so more than once.
Speaker 6: Yeah, I've been woken up a few times by the police.
Speaker 2: Oh my gosh.
Speaker 3: So you're like, oh, wow, that's a five am knock
Speaker 3: on the door, must be the coppers.
Speaker 6: Yeah, not ideal, So I wouldn't recommend.
Speaker 2: So Annealisa, that was the first cab off the Rang.
Speaker 5: Oh my goodness. I remember this woman. It was incredible.
Speaker 4: This once from back in February. I was kind of
Speaker 4: like an episode that we did at the start of
Speaker 4: the year, and I just remember being like, holy guacamole,
Speaker 4: Like it's you see this stuff on the news, like
Speaker 4: where houses get raided, and like do you remember this?
Speaker 4: Obviously not as dramatic, but I remember like one of
Speaker 4: the first times that I was like, wow, they raid
Speaker 4: rich people's houses was the Melissa Caddic story. About that
Speaker 4: dodgy financial advisor, which for like obvious reasons, I was
Speaker 4: very invested in understanding. But I just remember being like,
Speaker 4: what does the family on the floor I do? And
Speaker 4: this was the example of the family had no idea
Speaker 4: what was going on, and all of a sudden their
Speaker 4: house is being raided and they're not allowed to touch anything,
Speaker 4: and they took all their stuff and it turns out
Speaker 4: dad ended up in jail.
Speaker 5: This happened several times. The can you imagine like being
Speaker 5: a teenager with a kid, with all your kid problems
Speaker 5: and teenage problems, and then you get woken up in
Speaker 5: the middle of the night and your life changes like that.
Speaker 5: I Mean, the thing is is that as we talk
Speaker 5: about this now, I'm sure that there's other listeners. I
Speaker 5: bit like.
Speaker 2: I've been through that.
Speaker 4: That's not that weird, Victoria, and I'm like, yeah, but
Speaker 4: that's I guess my privilege showing that thankfully my dad
Speaker 4: wasn't a fraud.
Speaker 2: Stuff.
Speaker 4: Yeah, it was incredible, but it was a very spicy
Speaker 4: story that I was very privileged to share on the
Speaker 4: show because obviously, if you've been in that circumstance, it's
Speaker 4: not that common for you to turn around and be like, yeah, no,
Speaker 4: I'd love to share that with the world.
Speaker 5: Oh absolutely, And I think that you know that Listener
Speaker 5: really wanted to dispel some of the stigma and also
Speaker 5: show how she totally has lived her life in a
Speaker 5: completely different way. She was, I think in the middle
Speaker 5: of saving for her wedding and like being working really
Speaker 5: really hard and being transparent with her finances and changing
Speaker 5: her money story, which is such a.
Speaker 4: Way that I don't think anyone would have expected. But
Speaker 4: I was so proud of that one and absolutely loved it.
Speaker 4: So that was a first cab off the rank to share.
Speaker 4: I have another one, Anna Lisa. So this second one
Speaker 4: I'm sharing is called setting Boundaries and standing on her
Speaker 4: two feet.
Speaker 8: I'll start when I was nineteen. I'd just gotten back
Speaker 8: from my gap year. I lived abroad for a year
Speaker 8: and just had the.
Speaker 9: Most wonderful time.
Speaker 8: Came back and got straight into UNI, which was sort
Speaker 8: of the expectation from my family and where I grew up.
Speaker 8: I was studying something that I was really interested in,
Speaker 8: but not that passionate about. I was sort of like
Speaker 8: going through the motions. And then about a year and
Speaker 8: a half into studying, so I was about twenty twenty one,
Speaker 8: I started to have memories resurface from my childhood, childhood
Speaker 8: trauma that I'd experienced, and that came with, yeah, a
Speaker 8: lot of mental distress. So my mental health really plummeted
Speaker 8: at that point. And for the first like, yeah, the
Speaker 8: next year or so, I tried to keep.
Speaker 4: Up with UNI.
Speaker 8: I was doing a little bit of counseling, and then
Speaker 8: it got to a point where I was like, hold on,
Speaker 8: like I really need to Yeah, I really need to
Speaker 8: go deeper into this. It's not going away and really
Speaker 8: connecting with that belief that I can get better. But yeah,
Speaker 8: as I mentioned when I wrote in part of that
Speaker 8: recovery journey, has been making a disclosure to my parents
Speaker 8: about what I experienced as a child. And unfortunately they
Speaker 8: did not respond well to that.
Speaker 2: Oh no, yeah.
Speaker 4: I'm so sorry that was your experience, because it would
Speaker 4: have been hard to even bring it up.
Speaker 3: That's not something that I can imagine was easy.
Speaker 2: Yeah, it was awful.
Speaker 8: It's obviously I wanted to tell them for a long time,
Speaker 8: but then yeah, because it's so shrouded in secrecy and
Speaker 8: shame and yeah, for such a long time, even like
Speaker 8: the biggest part of the recovery was like understanding that
Speaker 8: it wasn't my fault, and yeah, obviously like spending all
Speaker 8: those years believing that it was my fault. I couldn't
Speaker 8: even come to terms with telling my parents because yeah,
Speaker 8: if I thought it was my fault, then obviously they
Speaker 8: would too. But yeah, unfortunately I didn't get a positive
Speaker 8: response from them, And that sort of yeah led to
Speaker 8: me making the decision, with support from my counselors and
Speaker 8: my support team, to create some yeah wall like boundaries
Speaker 8: towards them, and yeah, have to cut them off.
Speaker 4: That one was I thought about that for days after
Speaker 4: listening to that, and I just I remember when I
Speaker 4: did that, I was pregnant. I knew I was pregnant.
Speaker 4: I don't think i'd shared it with the world at
Speaker 4: that point, and I just remember being like, I always
Speaker 4: want to be a safe space for my child. I
Speaker 4: cannot imagine, you know, a child coming to their parents
Speaker 4: and them not being believed about such a significant trauma
Speaker 4: happening to them. And I wanted to pick up our
Speaker 4: diarist and hug them and like make it better. And
Speaker 4: obviously that's like not the answer. It's what I guess
Speaker 4: instinctually you want to do, but it's not the answer.
Speaker 4: And I just remember going, this is so powerful to
Speaker 4: share with our community, because so many people go through
Speaker 4: circumstances like this and they just stay quiet because they're
Speaker 4: so worried about rocking the boat too much or upsetting someone,
Speaker 4: or it happened so long ago. What's the point? And
Speaker 4: our diarist really showed that she got through it. She
Speaker 4: made some very healthy boundaries, some very wall like boundaries,
Speaker 4: I believe she called them in the episode, and she's
Speaker 4: thriving because of it, Like we all deserve to thrive,
Speaker 4: and if it means going through arguably a very awkward
Speaker 4: conversation where the conversation doesn't land where you think it
Speaker 4: should or it actually should, Yeah, that you can steal
Speaker 4: back yourself. And I think I just thought that was
Speaker 4: so important to me to share that and go, no, like,
Speaker 4: you are worth more. You're worth more than people not
Speaker 4: believing your story, Like I just yeah.
Speaker 5: That really shartbreaking and also so empowering. I mean, what
Speaker 5: I took away from that episode was that Diarist wrote
Speaker 5: in saying, I feel like I am behind everyone on
Speaker 5: my savings. I don't have any investments, I have these debts.
Speaker 5: I'm behind with you, Well, like it took me, so
Speaker 5: I spent so much money on studying because I was
Speaker 5: once I was uncovering this trauma, I was stopped starting,
Speaker 5: stop starting my degree, and then I had to take
Speaker 5: time off it to work and try and take care
Speaker 5: of my mental health. And your message to her was
Speaker 5: you are not behind. Look at all of this work
Speaker 5: that you've done to.
Speaker 2: Set up these boundaries and.
Speaker 5: Now this money stuff like this will sort out because
Speaker 5: you are on the right track because you've done this
Speaker 5: really really hard ground with.
Speaker 4: The deep work that needed to happen, and like, if
Speaker 4: it didn't happen, now it's what ends up burning people
Speaker 4: out and having them end up honestly having to take
Speaker 4: years off work, not being able to do what they
Speaker 4: want to do because finally that stuff they were repressing
Speaker 4: it catches up with them.
Speaker 2: Yeah. Absolutely, it's oh gosh.
Speaker 5: And I still occasionally think about that diarist and anyone
Speaker 5: out there in that situation.
Speaker 2: Oh, it actually kills me.
Speaker 4: But yeah, I was really really proud of her, really
Speaker 4: proud of her story that happened in August, and I
Speaker 4: just wanted to remind people that it was their really
Speaker 4: great story and honestly, a really beautiful message of backing yourself.
Speaker 2: Let's go to a really quick break on the flip side.
Speaker 4: I have two of them, one from January and one
Speaker 4: from October to share with you, So guys don't go anywhere,
Speaker 4: all right, an Lisa, we are back and this has
Speaker 4: been so nice.
Speaker 2: I'm gonna feel so emotionally.
Speaker 4: Heavy after this episode because we're recapping all of these
Speaker 4: beautiful episodes that I feel like had a massive impact
Speaker 4: on our community this year.
Speaker 2: I have another one for you. Are you ready?
Speaker 6: Oh?
Speaker 5: I'm ready. I'm loving this toov all right.
Speaker 4: So this one is called one Step at a Time
Speaker 4: after losing the love of her life.
Speaker 5: Oh I remember this one?
Speaker 2: Yeah?
Speaker 9: But yeah, I got my situation together. I was lucky
Speaker 9: enough to meet my partner, and my partner is really
Speaker 9: financially minded. He loves talking about it, which is great
Speaker 9: because it wasn't a thing that I had anyone to
Speaker 9: speak to about before. He loves talking about all things money,
Speaker 9: and so we just had this really lots of discussions
Speaker 9: and we just well to grow together.
Speaker 4: Did he grow up in a lower income household or like,
Speaker 4: what was his money story?
Speaker 1: Like?
Speaker 9: I wouldn't say that was a lower income household. But
Speaker 9: he was one of many children, and so you know
Speaker 9: that has a lot of costs associated with.
Speaker 4: Having budgeting comes into playing when you have multiple children.
Speaker 9: And I know his parents did have times that they
Speaker 9: had quite a lot of financial pressures, but generally speaking,
Speaker 9: they were quite Their parents were quite educated out about money.
Speaker 9: His grandfather was quite educated about money, and so this
Speaker 9: sort of filtered down to him, and so he was
Speaker 9: varying with his money. He was very frugal.
Speaker 2: What a catch, Oh my gosh, Yes, she is on
Speaker 2: the money dream boat.
Speaker 9: Yes, yes, definitely.
Speaker 1: Yeah.
Speaker 9: So I was in an Leigan position and we were
Speaker 9: looking at buying a house because we were both earning
Speaker 9: over six figures. We both had decent savings. He also
Speaker 9: had quite a lot of investments that he at that
Speaker 9: time was ready to pull out and you know, just
Speaker 9: pay off a substantial part of the Morgan you know,
Speaker 9: deposit upfront.
Speaker 4: And he was twenty eight and he's got investments, six
Speaker 4: weekly income.
Speaker 2: He was getting it done.
Speaker 9: And he had his own side hustle business as well.
Speaker 9: So just sixty to absolute king about and I decided
Speaker 9: I wanted a career change at that point, so I
Speaker 9: resigned from my job at that time. But I wasn't
Speaker 9: concerned about that because in the work that I do
Speaker 9: in the industry I am, there's a lot of opportunities,
Speaker 9: so I wasn't too concerned about that. However, literally a
Speaker 9: couple of days after I finished it up there he
Speaker 9: passed away in an accident. So all of a sudden,
Speaker 9: we are just a world imploded.
Speaker 4: And yeah, and Alia that one killed me.
Speaker 5: Oh my goodness.
Speaker 4: They had their entire life ahead of them and it
Speaker 4: got ripped away in an accident. Yeah, it's the story
Speaker 4: of like, oh it or never happened to me, It's
Speaker 4: the story of that always happens to other people. Definitely
Speaker 4: not asked, definitely not me, and to me really drove
Speaker 4: home the importance of financial literacy for everybody in the
Speaker 4: relationship and making sure that you have all of your
Speaker 4: ducks in a row when it comes to personal insurances
Speaker 4: and knowing what that looks like. And thankfully she was
Speaker 4: a very intelligent woman. But it's just it was such
Speaker 4: a story that I just went, oh, my gosh, like,
Speaker 4: I cannot believe you're going through this.
Speaker 5: I remember crying on the phone when I was speaking
Speaker 5: to this money duarist, and I Also my memories of
Speaker 5: it too is that she was particularly savvy with her
Speaker 5: situation and had stuff set up, but there was some
Speaker 5: sort of little clause in her insurances that meant that
Speaker 5: because she'd taken some stress leave, yeah, that they were like, oh,
Speaker 5: you have to wait for the payout, and it took
Speaker 5: a really, really long time.
Speaker 4: It broke my heart, But I was also so proud
Speaker 4: of her because to go through that and come out
Speaker 4: the other side, like she was still obviously grieving and
Speaker 4: going through the motions, but she just had such a
Speaker 4: plan and you could tell that she was going to
Speaker 4: live this really beautiful life.
Speaker 5: And from memory she she when we spoke to her,
Speaker 5: she was starting to get back to work.
Speaker 2: Yeah she was.
Speaker 4: She was like her finally dick inched corner like tee
Speaker 4: in the water and trying to get there. And you
Speaker 4: just know I should check up on them. Actually we
Speaker 4: should do like next year obviously no pressure and ELSA,
Speaker 4: but like, are where are they now? For our earlier diarists,
Speaker 4: that would be great, all right, let's try and organize that,
Speaker 4: But that's not the plan for today. The plan for
Speaker 4: today is to share our final money diary with you.
Speaker 4: For I guess our wrap of twenty twenty three.
Speaker 5: The Diaries that Shook Us in twenty twenty three. There
Speaker 5: were so many these.
Speaker 4: Ones from October and it is cool turning life around
Speaker 4: after addiction, and this is one of my faves.
Speaker 2: Honestly, I'm just so proud.
Speaker 4: Can you tell me a bit more about what that
Speaker 4: gateway was like, because obviously, going from you know, the
Speaker 4: short money story we've heard of, like yep, I was
Speaker 4: getting up for him milking the cows, I was getting
Speaker 4: paid in livestock all the way through to look twenty
Speaker 4: one twenty two, I got mixed up in some stuff
Speaker 4: that you know, I'm sure you wish you didn't, But
Speaker 4: how did that happen?
Speaker 10: It was actually my family, so I was around it
Speaker 10: for two years before I actually tried it. I went
Speaker 10: into the wrong pathway from family influence. I think they
Speaker 10: all feel pretty bad about that, but we were all
Speaker 10: in a bad situation and we're thankfully all of us
Speaker 10: out of that now too.
Speaker 11: Love love to hear that, yeah for us, But yeah,
Speaker 11: so it was the wrong pathway to go down, and
Speaker 11: I happened to get into the wrong place, wrong time,
Speaker 11: good family, and we're all looking up now. So what
Speaker 11: did that look like when it came to I guess
Speaker 11: your money story. Obviously, when you're purchasing substances like that,
Speaker 11: they're not cheap. How did you fund that? What did
Speaker 11: that look like?
Speaker 10: So there's like friends or friends, You've got different platforms
Speaker 10: where you can find it, and people just want to
Speaker 10: hang out with you and.
Speaker 9: Supply the drugs.
Speaker 10: Majority of those are men. Unfortunately, Yep, I had a
Speaker 10: sugar daddy too, so.
Speaker 3: He was This is going to be the spiciest money story.
Speaker 3: I cannot wait to dissect this even more so.
Speaker 10: He was involved in the drug game too. I just
Speaker 10: love to spend time with young females and supplying as
Speaker 10: much drugs as you could. He was pretty well off.
Speaker 2: Where does your work life balance come into that?
Speaker 4: You've mentioned you've got a young child, they're in daycare
Speaker 4: and kinder You, you know, are driving forty five minutes
Speaker 4: each way from work. You're doing side hustles on the weekend.
Speaker 4: Do you have a personal life like dating? What's going
Speaker 4: on there?
Speaker 10: I'm in an actual polyamory relationship.
Speaker 2: Okay, didn't see that coming.
Speaker 10: Yeah, so I have a girlfriend, she has a partner, yep,
Speaker 10: and I can date if I like to, but not
Speaker 10: really interested in it. We've been together nearly two years now.
Speaker 2: Oh very cool.
Speaker 3: Can I be real pervy and ask about how the
Speaker 3: dynamics of that work? What does that actually look like?
Speaker 3: So if your girlfriend has a partner, do they live
Speaker 3: full time together? Like, how do you interact? What does
Speaker 3: that look like?
Speaker 10: She has a primary other, they live together, they're engaged.
Speaker 6: But we all get.
Speaker 10: Along really well. It was a bumpy at the start.
Speaker 10: I go up to their house and I stay all
Speaker 10: the time, and my daughter stays in their spare room.
Speaker 9: We get along really good. It works really well.
Speaker 2: How good? This was one of my favorites of the year.
Speaker 4: I'm not gonna lie the transformation that you just got
Speaker 4: to see unfold. I feel like I didn't even know
Speaker 4: what to expect. Every two seconds, like it just it changed.
Speaker 2: We were just like wait, what wow?
Speaker 4: I'm like her money diary when she wrote in obviously
Speaker 4: outlined the like big milestones of the diary, but it
Speaker 4: definitely did not tell us as many twists and turns
Speaker 4: as she shared, And I was super grateful because she
Speaker 4: was so open. Like these topics, especially drug addiction, are
Speaker 4: often trouded with shame and you hide it and if
Speaker 4: you've moved on from it, you don't really want to
Speaker 4: go back to that place to talk about it. And
Speaker 4: she just provided so many beautiful, valuable insights for our
Speaker 4: community to learn from that made me just go, wow,
Speaker 4: you are one special human being. To go from deep
Speaker 4: drug addiction to finding out you are pregnant and cold Turkey,
Speaker 4: cold Turkey is hard at the best of times, but
Speaker 4: she did it. And now she is this incredible mother
Speaker 4: that shows up for her baby, is living her best life,
Speaker 4: you know, has this really healthy relationship that she's really
Speaker 4: proud of. I'm just I mean awe of how people
Speaker 4: can actually transfer form their own lives and for the better.
Speaker 2: Like you just go wow, that's it's just so impressive.
Speaker 4: And to me it was a really beautiful I don't
Speaker 4: know note to finish this conversation on to go analysa,
Speaker 4: isn't that beautiful?
Speaker 5: It's amazing? And then to find love in a polyamorous relationship.
Speaker 5: And I remember when we aired that episode that actually
Speaker 5: sparked a big a conversation in our community about people.
Speaker 5: Other people got in touch kind of behind the scenes,
Speaker 5: and I think we had something in one of our
Speaker 5: Friday about the financials of polyamory people who read those
Speaker 5: sorts of relationships and yeah, I know it wasn't so interesting.
Speaker 4: We're just sharing it because it's part of our community. Absolutely,
Speaker 4: there is no judgment in this house, Like I don't
Speaker 4: care what you do. As long as it is respectful
Speaker 4: and as long as it is consensual, I could.
Speaker 2: Not care less.
Speaker 5: Yeah, they're the two boxes to tick.
Speaker 2: Baby, you want to tell me about it, cool, I'll listen.
Speaker 2: I'd love to know about it.
Speaker 4: Let me ask some perfect questions though, because sometimes, because
Speaker 4: I've got no experience in this, I'd just like to
Speaker 4: know how that works, especially finances, Like when it comes
Speaker 4: to a polyamorous relationship, are you kidding? I do want
Speaker 4: to know how you split your budget. I already know
Speaker 4: how hard it is to split between two people. How
Speaker 4: are you doing that with three or more?
Speaker 3: Yeah?
Speaker 2: So it's really pervy, but really beautiful. But you're right.
Speaker 4: A lot of people reached out behind the scenes and
Speaker 4: they were like, oh, v I'm in a polyamorous relationship.
Speaker 4: Haven't told my family or haven't told my friends. But
Speaker 4: it was just so nice to see that featured in
Speaker 4: mainstream media. Not that with that mainstream but in a
Speaker 4: media platform that I already consume and just know that
Speaker 4: this is a safe.
Speaker 2: Place for me.
Speaker 4: And I was like, I wish I had thought of
Speaker 4: bringing this to the show before it was brought to
Speaker 4: me by a community member. And obviously that's a really
Speaker 4: good lesson to me that I need to really think
Speaker 4: about what other stories are we going to share in
Speaker 4: twenty twenty four? What does you know the future of
Speaker 4: Money Diaries look like? Because it is such a privilege,
Speaker 4: as I've said before, but such a beautiful opportunity to
Speaker 4: share so many diverse stories, not only so that you
Speaker 4: and I and a Lisa can learn from it, because
Speaker 4: like we're very boring at the end of the day,
Speaker 4: like we're not that interesting now, but there are so
Speaker 4: many beautiful stories in our community that we can learn from,
Speaker 4: but also so many beautiful stories that can be shared
Speaker 4: so everybody feels heard and feels validated and feels like no, no, no,
Speaker 4: like my story is normal, my story is part of
Speaker 4: the mix.
Speaker 5: It's oh yeah, and you know I can guarantee you.
Speaker 5: You know, I know you're not a gambling woman either,
Speaker 5: are my vibit again? A thousand bucks? Someone was into
Speaker 5: the episode and going, oh, having to wake up at
Speaker 5: five am to milk cows don't relate to that, but
Speaker 5: do relate to the polyamory or vice versa, you know
Speaker 5: what I mean, Every combination of everything can relate to
Speaker 5: being a reformed drug user or maybe someone who's at
Speaker 5: the start of that journey of trying to you know,
Speaker 5: trying to quit and see figure that out, or I
Speaker 5: think my favorite way of getting through.
Speaker 2: It one hundred percent.
Speaker 4: I think one of my favorite parts of that was
Speaker 4: just how enamored with life she was. She was just like,
Speaker 4: I'm so happy. I'm just I'm living my best life.
Speaker 4: I have this gorgeous daughter, I have this beautiful life.
Speaker 4: You know, my finances are on track.
Speaker 5: SI hustle too.
Speaker 2: Oh yes, she's real quack the money queen, yep.
Speaker 4: But I thought that that was a pretty good way
Speaker 4: Anna Lisa to wrap the year out. That was I
Speaker 4: feel like we all leave on a high, going, Yes
Speaker 4: she did. We are so proud of that. But we're
Speaker 4: so proud of every single money diary that goes on
Speaker 4: the show. But also, I guess thank you to everybody
Speaker 4: who's also reach out to share their diary. We get
Speaker 4: so many submissions and Unfortunately they don't all make the
Speaker 4: show because as we know, there's only fifty one episodes
Speaker 4: a year that we can do. But we try our best,
Speaker 4: I promise, and we always get back to you. But
Speaker 4: it's one of those things that I just I'm in
Speaker 4: awe consistently with how many generous souls within our community
Speaker 4: who want to share and want to teach others.
Speaker 5: And what a Christmas gift you've wrapped up for us
Speaker 5: on this episode, V. How gorgeous.
Speaker 2: I love it.
Speaker 4: I can't think of a better way to celebrate Christmas
Speaker 4: than with money diaries. Honestly, again a little bit biased,
Speaker 4: but that's okay.
Speaker 2: Guys, have the best rest of.
Speaker 4: The day, and we will see you on Wednesday, because
Speaker 4: the hustle doesn't stop, guys, The hustle does not stop.
Speaker 5: Bye.
Speaker 3: The advice shared on She's on the Money is general
Speaker 3: in nature and does not consider your individual circumstances. She's
Speaker 3: on the Money exists purely for educational purposes and should
Speaker 3: not be relied upon to make an investment or financial decision.
Speaker 3: If you do choose to buy a financial product, read
Speaker 3: the PDS TMD and obtain appropriate financial advice tailored towards
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