1 00:00:00,680 --> 00:00:04,920 Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr 2 00:00:04,960 --> 00:00:08,680 Speaker 1: the Order KERNI Whoalbury and a waddery woman. And before 3 00:00:08,680 --> 00:00:11,160 Speaker 1: we get started on She's on the Money podcast, I 4 00:00:11,160 --> 00:00:14,319 Speaker 1: would like to acknowledge the traditional custodians of the land 5 00:00:14,400 --> 00:00:17,720 Speaker 1: of which this podcast is recorded on a wondery country, 6 00:00:18,120 --> 00:00:22,240 Speaker 1: acknowledging the elders, the ancestors and the next generation coming 7 00:00:22,320 --> 00:00:26,960 Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing 8 00:00:27,080 --> 00:00:30,120 Speaker 1: and the storytelling of you to make a difference for 9 00:00:30,240 --> 00:00:32,640 Speaker 1: today and lasting impact for tomorrow. 10 00:00:33,320 --> 00:00:34,120 Speaker 2: Let's get into it. 11 00:00:34,760 --> 00:00:38,920 Speaker 3: She's on the Money, She's on the Money. 12 00:00:57,840 --> 00:01:01,160 Speaker 4: Hello, and welcome to She's on Them the podcast for 13 00:01:01,280 --> 00:01:03,640 Speaker 4: millennials who want financial freedom. 14 00:01:04,120 --> 00:01:07,440 Speaker 2: First things first, And Lisa Mary correct chriss I. 15 00:01:07,360 --> 00:01:09,399 Speaker 5: Thought you were going to say for millennials who want 16 00:01:09,400 --> 00:01:10,399 Speaker 5: to celebrate Christmas v. 17 00:01:12,880 --> 00:01:13,440 Speaker 2: With you today. 18 00:01:13,640 --> 00:01:16,040 Speaker 4: I adore this. I'm so glad to have you back 19 00:01:16,080 --> 00:01:18,559 Speaker 4: behind the mic. I guess guys, welcome back to another 20 00:01:18,600 --> 00:01:22,560 Speaker 4: one of our money diaries. Obviously Analisa is in a 21 00:01:22,640 --> 00:01:25,680 Speaker 4: voice you hear on money diaries very often, but when 22 00:01:25,720 --> 00:01:28,200 Speaker 4: you do, you know it's the end of year. Wrap 23 00:01:28,440 --> 00:01:30,240 Speaker 4: and you know that we've got some stories to share 24 00:01:30,240 --> 00:01:31,720 Speaker 4: with you to wrap the year that was. 25 00:01:31,920 --> 00:01:35,080 Speaker 5: There's lots of wrapping being wrapped unwrapped today v So 26 00:01:35,120 --> 00:01:36,240 Speaker 5: we're doing an audio version. 27 00:01:36,440 --> 00:01:38,040 Speaker 2: We're doing an audio rap. I love it. 28 00:01:38,240 --> 00:01:42,679 Speaker 4: Watch out Spotify. But I'm excited to talk to you today. 29 00:01:42,760 --> 00:01:45,200 Speaker 4: I guess today being Christmas, I just want to do 30 00:01:45,280 --> 00:01:46,720 Speaker 4: a little bit of a shout out. If you're listening 31 00:01:46,800 --> 00:01:49,919 Speaker 4: on your Christmas morning and you're having a great day, fantastic, 32 00:01:50,000 --> 00:01:52,920 Speaker 4: Merry Christmas, my friend. If you're listening today and you're 33 00:01:52,920 --> 00:01:55,000 Speaker 4: feeling a little bit lonely, a little bit under the weather, 34 00:01:55,040 --> 00:01:57,120 Speaker 4: a little bit like, oh, Christmas is the worst time 35 00:01:57,120 --> 00:01:59,680 Speaker 4: of the year. I see you, I hear you. I'm 36 00:01:59,720 --> 00:02:02,920 Speaker 4: sorry that's the position that you're in. But today is 37 00:02:03,040 --> 00:02:05,560 Speaker 4: only a season that you're going through and these things 38 00:02:05,600 --> 00:02:08,680 Speaker 4: will change. And just know that I'm thinking of you today. 39 00:02:08,720 --> 00:02:11,160 Speaker 4: I know the Anna Lisa is as well. You've got us, 40 00:02:11,160 --> 00:02:14,440 Speaker 4: We're with you, we love you, We're Merry Christmas if 41 00:02:14,440 --> 00:02:17,160 Speaker 4: that's what you celebrate, Mary not Christmas. If you don't 42 00:02:17,160 --> 00:02:20,480 Speaker 4: want to celebrate Christmas, and that's totally okay. But today 43 00:02:20,680 --> 00:02:23,640 Speaker 4: we are wrapping the year that was, and talking about 44 00:02:23,680 --> 00:02:26,840 Speaker 4: some of our favorite Money Diaries. I'm so excited we 45 00:02:26,880 --> 00:02:29,080 Speaker 4: did this last year, and the Money Diary Wrap was 46 00:02:29,400 --> 00:02:31,800 Speaker 4: not only a cool episode I think to listen to 47 00:02:32,000 --> 00:02:35,000 Speaker 4: I'm biased, but it was so fun to pull together 48 00:02:35,080 --> 00:02:36,840 Speaker 4: because you get to like reflect on the year that 49 00:02:37,040 --> 00:02:38,920 Speaker 4: was and all of the cool people we've talked to. 50 00:02:39,120 --> 00:02:41,880 Speaker 4: And obviously it is no secret that my favorite episode 51 00:02:41,919 --> 00:02:45,040 Speaker 4: of literally every single week is always Money Diaries and V. 52 00:02:45,280 --> 00:02:47,400 Speaker 5: I feel like I'm even more lucky than you are 53 00:02:47,440 --> 00:02:49,880 Speaker 5: because I kind of get to call all of these 54 00:02:49,880 --> 00:02:52,040 Speaker 5: people I was about to say women, but actually like 55 00:02:52,560 --> 00:02:55,520 Speaker 5: having men. Yes, Like we're not gender specific on this show, 56 00:02:55,560 --> 00:02:57,280 Speaker 5: but now I am the she and she's on the 57 00:02:57,280 --> 00:02:59,440 Speaker 5: money exactly. But I kind of get to have a 58 00:02:59,480 --> 00:03:02,359 Speaker 5: longer chain with all of these incredible community members and 59 00:03:03,120 --> 00:03:05,639 Speaker 5: meet them before I spring them on you in the episodes, 60 00:03:05,680 --> 00:03:07,360 Speaker 5: and it's everybody's favorite episode. 61 00:03:07,400 --> 00:03:09,880 Speaker 4: Let's let's be frank, I reckon it is. Every time 62 00:03:09,880 --> 00:03:11,200 Speaker 4: I talk to someone and be like, oh, they're my 63 00:03:11,200 --> 00:03:13,320 Speaker 4: favorite episode. I'm not sure if they're just being nice 64 00:03:13,800 --> 00:03:16,280 Speaker 4: agreeing with me, but usually they say, oh my gosh, 65 00:03:16,320 --> 00:03:17,079 Speaker 4: me too, and I'm. 66 00:03:16,960 --> 00:03:19,960 Speaker 5: Like, yes, it's because we are Firstly, we are so pervy, 67 00:03:20,000 --> 00:03:23,880 Speaker 5: but we learn through like experience to each other stories. 68 00:03:23,960 --> 00:03:27,160 Speaker 5: And sometimes you can be feeling really bad about yourself 69 00:03:27,160 --> 00:03:29,880 Speaker 5: and then you hear someone else is having a tricky 70 00:03:29,919 --> 00:03:32,359 Speaker 5: time or that they've experienced like maybe they're doing well now, 71 00:03:32,480 --> 00:03:35,400 Speaker 5: or that they've had their ups and downs, and you're like, oh, yes, 72 00:03:35,520 --> 00:03:36,880 Speaker 5: you know, you just learn so much from it. 73 00:03:36,960 --> 00:03:39,360 Speaker 2: So I love talking to these people exactly. 74 00:03:39,520 --> 00:03:42,000 Speaker 4: And I think we all love an end of year list, 75 00:03:42,360 --> 00:03:44,920 Speaker 4: like I'm list gal at the best of times, love 76 00:03:44,960 --> 00:03:47,840 Speaker 4: a spreadsheet, love a plan, love to do anything, And 77 00:03:48,000 --> 00:03:50,840 Speaker 4: obviously I love to reflect on I guess the year 78 00:03:50,880 --> 00:03:54,160 Speaker 4: that was, but also just really celebrate how kind and 79 00:03:54,240 --> 00:03:57,160 Speaker 4: generous our community has been, because these stories aren't easy 80 00:03:57,200 --> 00:03:59,600 Speaker 4: to share a lot of the time we're sharing tears 81 00:03:59,680 --> 00:04:03,520 Speaker 4: or share laughs, and like it's so special, like how 82 00:04:03,720 --> 00:04:06,760 Speaker 4: raw these stories are that we get to learn from. 83 00:04:06,800 --> 00:04:09,800 Speaker 4: So I'm super grateful. I feel incredibly privileged to speak 84 00:04:09,800 --> 00:04:13,760 Speaker 4: to these beautiful humans on literally a weekly basis. And 85 00:04:13,840 --> 00:04:16,159 Speaker 4: I just think that I always learned something new or 86 00:04:16,200 --> 00:04:20,600 Speaker 4: gain a different insight, or get reminded of something that 87 00:04:20,640 --> 00:04:23,279 Speaker 4: I might not know about yet or might not know about, 88 00:04:23,400 --> 00:04:24,719 Speaker 4: you know, or have remembered. 89 00:04:24,880 --> 00:04:26,760 Speaker 5: And I love this because I get to force you 90 00:04:26,800 --> 00:04:30,479 Speaker 5: to pick four. We do fifty to fifty two, we 91 00:04:30,560 --> 00:04:34,400 Speaker 5: do fifty one excluding this episode episode, we technically do fifteen. 92 00:04:34,760 --> 00:04:36,880 Speaker 5: We don't say it's the best because they're also so 93 00:04:37,080 --> 00:04:39,000 Speaker 5: good in their own way, but like ones that are 94 00:04:39,040 --> 00:04:39,840 Speaker 5: just I'm like, I. 95 00:04:39,760 --> 00:04:41,479 Speaker 4: Feel like every single week when I talk to a 96 00:04:41,520 --> 00:04:43,560 Speaker 4: new money disay literally say to them, oh. 97 00:04:43,400 --> 00:04:45,919 Speaker 2: My god, this was the best one I've recorded yet. Yeah, 98 00:04:45,920 --> 00:04:47,920 Speaker 2: And next week I'm like, oh my god, no, this 99 00:04:47,960 --> 00:04:50,240 Speaker 2: is the best. Like I just can't control myself. So 100 00:04:50,279 --> 00:04:51,080 Speaker 2: let's dive into it. 101 00:04:51,160 --> 00:04:52,760 Speaker 4: I have the first one to show you, and it 102 00:04:52,839 --> 00:04:59,679 Speaker 4: is called Jail Debt and Learning to Be Free. 103 00:05:00,080 --> 00:05:00,320 Speaker 6: Yeah. 104 00:05:00,440 --> 00:05:03,159 Speaker 7: Like it said, I grew up in a wealthy family. 105 00:05:03,400 --> 00:05:06,840 Speaker 7: I was pretty spoilt, got what I wanted. We'd go 106 00:05:06,880 --> 00:05:09,640 Speaker 7: on holidays all the time. And then yeah, when I 107 00:05:09,720 --> 00:05:12,359 Speaker 7: was a teenager, I woke up one morning and it 108 00:05:12,440 --> 00:05:15,240 Speaker 7: was a police officer waking me up, telling me I 109 00:05:15,279 --> 00:05:17,720 Speaker 7: had to go sit in. 110 00:05:17,120 --> 00:05:20,080 Speaker 8: Our living room while our house was raided. 111 00:05:21,040 --> 00:05:25,880 Speaker 7: And then from that day it was fourteen years until 112 00:05:25,880 --> 00:05:30,320 Speaker 7: I saw my dad not behind bus anymore. So this 113 00:05:30,440 --> 00:05:34,039 Speaker 7: was super shocking, obviously, and confronting for everyone, mostly I 114 00:05:34,040 --> 00:05:36,760 Speaker 7: would say for my mum, because she had no idea 115 00:05:37,440 --> 00:05:40,160 Speaker 7: what was going on, like where the extra money was 116 00:05:40,200 --> 00:05:44,679 Speaker 7: coming from. So she was just in shock. And everything 117 00:05:44,760 --> 00:05:48,200 Speaker 7: was taken away. So the lifestyle of holidays and buying 118 00:05:48,279 --> 00:05:50,599 Speaker 7: whatever you want and all of that was taken away, 119 00:05:50,720 --> 00:05:55,919 Speaker 7: and we had to learn how to navigate that life 120 00:05:55,960 --> 00:06:00,000 Speaker 7: without money. And my mum hadn't worked for a lot 121 00:06:00,200 --> 00:06:04,039 Speaker 7: time since when of my last siblings was born, so 122 00:06:04,839 --> 00:06:06,000 Speaker 7: that was about ten years. 123 00:06:06,120 --> 00:06:06,360 Speaker 1: Yeah. 124 00:06:06,400 --> 00:06:07,760 Speaker 2: Wow, So it was. 125 00:06:07,720 --> 00:06:11,919 Speaker 7: Going through navigating getting money and going back into the 126 00:06:11,920 --> 00:06:14,440 Speaker 7: workforce and raising kids alone. 127 00:06:14,720 --> 00:06:18,280 Speaker 2: Oh my god, what is it like having a house raided. 128 00:06:18,640 --> 00:06:19,680 Speaker 8: It's not nice. 129 00:06:19,800 --> 00:06:21,240 Speaker 2: I can't imagine it being nice. 130 00:06:21,680 --> 00:06:23,840 Speaker 4: It's not the number one word that I would have 131 00:06:23,960 --> 00:06:26,000 Speaker 4: used confronting, terrifying. 132 00:06:26,160 --> 00:06:28,800 Speaker 8: Maybe I wouldn't recommend it for anyone. 133 00:06:28,520 --> 00:06:30,080 Speaker 2: One out of ten. Can't recommend it. 134 00:06:30,120 --> 00:06:32,039 Speaker 8: Yeah, no, cannot. I would say. 135 00:06:32,760 --> 00:06:35,560 Speaker 7: It's scary, Like even thinking about it now, I still 136 00:06:35,600 --> 00:06:38,920 Speaker 7: get a bit icky thinking about it all these years later, 137 00:06:39,440 --> 00:06:42,880 Speaker 7: and it's like, well, they treated us like we were comminals, 138 00:06:42,920 --> 00:06:45,680 Speaker 7: even though we were like little kids and didn't know 139 00:06:45,720 --> 00:06:48,560 Speaker 7: anything that was going on. And yeah, they just make 140 00:06:48,600 --> 00:06:50,480 Speaker 7: a whole lot of mess and leave it. 141 00:06:50,560 --> 00:06:52,919 Speaker 2: And then what happens. What happens when they leave, like 142 00:06:53,000 --> 00:06:55,240 Speaker 2: you clean it up or you're not allowed to be there, or. 143 00:06:55,320 --> 00:06:57,800 Speaker 7: Yeah, we just had to clean up the mess. And 144 00:06:58,000 --> 00:07:03,120 Speaker 7: whatever they took they took. They see a lot of assets, cars, houses, 145 00:07:03,760 --> 00:07:07,080 Speaker 7: like all of that, and yeah, we're just clean up 146 00:07:07,120 --> 00:07:09,480 Speaker 7: the mess after it actually happened more. 147 00:07:09,360 --> 00:07:11,800 Speaker 2: Than once, so more than once. 148 00:07:12,160 --> 00:07:15,120 Speaker 8: Yeah, I've been woken up a few times by the police. 149 00:07:15,160 --> 00:07:15,840 Speaker 2: Oh my gosh. 150 00:07:15,840 --> 00:07:18,200 Speaker 4: So you're like, oh, wow, that's a five am knock 151 00:07:18,240 --> 00:07:19,720 Speaker 4: on the door, must be the coppers. 152 00:07:20,040 --> 00:07:22,680 Speaker 8: Yeah, not ideal, So I wouldn't recommend. 153 00:07:23,400 --> 00:07:25,480 Speaker 2: So Annealisa, that was the first cab off the Rang. 154 00:07:25,720 --> 00:07:29,520 Speaker 5: Oh my goodness, I remember this woman. It was incredible. 155 00:07:29,640 --> 00:07:31,120 Speaker 2: This once from back in February. 156 00:07:31,200 --> 00:07:33,040 Speaker 4: I was kind of like an episode that we did 157 00:07:33,080 --> 00:07:34,800 Speaker 4: at the start of the year, and I just remember 158 00:07:34,840 --> 00:07:38,720 Speaker 4: being like, holy guacamole, Like it's you see this stuff 159 00:07:38,720 --> 00:07:41,680 Speaker 4: on the news, like where houses get raided, and like 160 00:07:41,720 --> 00:07:44,840 Speaker 4: do you remember this? Obviously not as dramatic, but I 161 00:07:44,880 --> 00:07:47,480 Speaker 4: remember like one of the first times that I was like, wow, 162 00:07:47,520 --> 00:07:51,120 Speaker 4: they raid rich people's houses was the Melissa Caddic story 163 00:07:51,200 --> 00:07:54,640 Speaker 4: about that Dodgy financial advisor, which for like obvious reasons, 164 00:07:54,640 --> 00:07:57,920 Speaker 4: I was very invested in understanding. But I just remember 165 00:07:57,960 --> 00:08:00,560 Speaker 4: being like, what does the family on the floor I do? 166 00:08:00,920 --> 00:08:04,200 Speaker 4: And this was the example of the family had no 167 00:08:04,320 --> 00:08:06,400 Speaker 4: idea what was going on, and all of a sudden, 168 00:08:06,400 --> 00:08:09,120 Speaker 4: their house is being raided and they're not allowed to 169 00:08:09,120 --> 00:08:11,280 Speaker 4: touch anything, and they took all their stuff and it 170 00:08:11,320 --> 00:08:14,040 Speaker 4: turns out dad ended up in jail. 171 00:08:14,200 --> 00:08:16,280 Speaker 5: This happened several times. The can you imagine like being 172 00:08:16,320 --> 00:08:18,800 Speaker 5: a teenager with a kid, with all your kid problems 173 00:08:18,800 --> 00:08:20,360 Speaker 5: and teenage problems, and then you get woken up in 174 00:08:20,400 --> 00:08:22,240 Speaker 5: the middle of the night and your life changes like that. 175 00:08:22,320 --> 00:08:24,160 Speaker 5: I mean. The thing is is that as we talk 176 00:08:24,200 --> 00:08:26,960 Speaker 5: about this now, I'm sure that there's other listeners said 177 00:08:27,000 --> 00:08:27,440 Speaker 5: bit like. 178 00:08:27,440 --> 00:08:29,800 Speaker 4: I've been through that, that's not that weird, Victoria, And 179 00:08:29,840 --> 00:08:31,800 Speaker 4: I'm like, yeah, but that's I guess my privilege showing 180 00:08:31,880 --> 00:08:34,280 Speaker 4: that thankfully my dad wasn't a fraud stuff. Yeah, it 181 00:08:34,360 --> 00:08:37,240 Speaker 4: was incredible, but it was a very spicy story that 182 00:08:37,360 --> 00:08:40,520 Speaker 4: I was very privileged to share on the show because obviously, 183 00:08:41,000 --> 00:08:43,480 Speaker 4: if you've been in that circumstance, it's not that common 184 00:08:43,480 --> 00:08:44,840 Speaker 4: for you to turn around and be like, yeah, no, 185 00:08:44,920 --> 00:08:46,760 Speaker 4: I'd love to share that with the world. 186 00:08:47,480 --> 00:08:50,640 Speaker 5: Oh absolutely, And I think that you know that Listener 187 00:08:50,720 --> 00:08:53,840 Speaker 5: really wanted to dispel some of the stigma and also 188 00:08:53,880 --> 00:08:56,240 Speaker 5: show how she totally has lived her life in a 189 00:08:56,240 --> 00:08:59,040 Speaker 5: completely different way. She was, I think in the middle 190 00:08:59,040 --> 00:09:02,320 Speaker 5: of saving for her wedding and like being working really 191 00:09:02,360 --> 00:09:04,920 Speaker 5: really hard and being transparent with her finances and changing 192 00:09:04,920 --> 00:09:07,440 Speaker 5: her money story, which is such a. 193 00:09:06,800 --> 00:09:09,480 Speaker 4: Way that I don't think anyone would have expected. But 194 00:09:09,640 --> 00:09:12,280 Speaker 4: I was so proud of that one and absolutely loved it. 195 00:09:12,320 --> 00:09:14,240 Speaker 4: So that was a first cab off the rank to share. 196 00:09:14,559 --> 00:09:16,920 Speaker 4: I have another one, Anna Lisa. So this second one 197 00:09:16,920 --> 00:09:20,160 Speaker 4: I'm sharing is called setting Boundaries and standing on her 198 00:09:20,240 --> 00:09:20,960 Speaker 4: two feet. 199 00:09:26,240 --> 00:09:29,160 Speaker 9: I'll start when I was nineteen. I'd just gotten back 200 00:09:29,200 --> 00:09:32,000 Speaker 9: from my gap year. I lived abroad for a year 201 00:09:32,200 --> 00:09:35,679 Speaker 9: and just had the most wonderful time. Came back and 202 00:09:36,040 --> 00:09:39,440 Speaker 9: got straight into UNI, which was sort of the expectation 203 00:09:39,679 --> 00:09:42,120 Speaker 9: from my family and where I grew up. I was 204 00:09:42,200 --> 00:09:45,880 Speaker 9: studying something that I was really interested in, but not 205 00:09:46,240 --> 00:09:48,360 Speaker 9: that passionate about. I was sort of like going through 206 00:09:48,400 --> 00:09:52,000 Speaker 9: the motions. And then about a year and a half 207 00:09:52,160 --> 00:09:55,720 Speaker 9: into studying, so I was about twenty twenty one, I 208 00:09:55,760 --> 00:10:00,760 Speaker 9: started to have memories resurface from my childhood, childhood trauma 209 00:10:00,800 --> 00:10:04,480 Speaker 9: that I'd experienced, and that came with, yeah, a lot 210 00:10:04,520 --> 00:10:09,320 Speaker 9: of mental distress. So my mental health really plummeted at 211 00:10:09,320 --> 00:10:12,600 Speaker 9: that point. And for the first like, yeah, the next 212 00:10:12,679 --> 00:10:15,559 Speaker 9: year or so, I tried to keep up with UNI. 213 00:10:15,920 --> 00:10:18,480 Speaker 9: I was doing a little bit of counseling, and then 214 00:10:18,520 --> 00:10:20,280 Speaker 9: it got to a point where I was like, hold on, 215 00:10:20,400 --> 00:10:23,600 Speaker 9: like I really need to Yeah, I really need to 216 00:10:23,600 --> 00:10:26,720 Speaker 9: go deeper into this. It's not going away and really 217 00:10:26,760 --> 00:10:30,800 Speaker 9: connecting with that belief that I can get better. But yeah, 218 00:10:30,840 --> 00:10:33,320 Speaker 9: as I mentioned when I wrote in part of that 219 00:10:33,559 --> 00:10:37,920 Speaker 9: recovery journey, has been making a disclosure to my parents 220 00:10:37,960 --> 00:10:42,920 Speaker 9: about what I experienced as a child. And unfortunately they 221 00:10:43,080 --> 00:10:44,400 Speaker 9: did not respond well to that. 222 00:10:44,559 --> 00:10:46,360 Speaker 2: Oh no, yeah. 223 00:10:46,000 --> 00:10:48,920 Speaker 4: I'm so sorry that was your experience, because it would 224 00:10:48,960 --> 00:10:51,400 Speaker 4: have been hard to even bring it up. 225 00:10:51,600 --> 00:10:54,520 Speaker 2: That's not something that I can imagine was easy. Yeah, 226 00:10:54,520 --> 00:10:55,360 Speaker 2: it was awful. 227 00:10:56,920 --> 00:10:59,880 Speaker 9: It's obviously I wanted to tell them for a long time. 228 00:11:00,040 --> 00:11:04,360 Speaker 9: But then yeah, because it's so shrouded in secrecy and 229 00:11:04,400 --> 00:11:08,400 Speaker 9: shame and yeah, for such a long time, even like 230 00:11:08,440 --> 00:11:12,160 Speaker 9: the biggest part of the recovery was like understanding that 231 00:11:12,440 --> 00:11:16,200 Speaker 9: it wasn't my fault, and yeah, obviously, like spending all 232 00:11:16,200 --> 00:11:18,720 Speaker 9: those years believing that it was my fault. I couldn't 233 00:11:19,600 --> 00:11:23,440 Speaker 9: even come to terms with telling my parents because yeah, 234 00:11:23,480 --> 00:11:25,400 Speaker 9: if I thought it was my fault, then obviously they 235 00:11:25,440 --> 00:11:29,800 Speaker 9: would too. But yeah, unfortunately I didn't get a positive 236 00:11:30,320 --> 00:11:33,560 Speaker 9: response from them, And that sort of yeah led to 237 00:11:33,600 --> 00:11:36,679 Speaker 9: me making the decision, with support from my counselors and 238 00:11:36,720 --> 00:11:42,640 Speaker 9: my support team, to create some yeah wall like boundaries 239 00:11:43,000 --> 00:11:46,320 Speaker 9: towards them, and yeah, have to cut them off. 240 00:11:47,240 --> 00:11:51,480 Speaker 4: That one was I thought about that for days after 241 00:11:51,559 --> 00:11:54,760 Speaker 4: listening to that, and I just I remember when I 242 00:11:54,840 --> 00:11:56,840 Speaker 4: did that, I was pregnant. 243 00:11:56,840 --> 00:11:59,080 Speaker 2: I knew I was pregnant. I don't think i'd shared 244 00:11:59,120 --> 00:11:59,839 Speaker 2: it with the world at. 245 00:11:59,800 --> 00:12:03,480 Speaker 4: That point, and I just remember being like, I always 246 00:12:03,520 --> 00:12:05,120 Speaker 4: want to be a safe space for my child. I 247 00:12:05,120 --> 00:12:08,560 Speaker 4: cannot imagine, you know, a child coming to their parents 248 00:12:08,559 --> 00:12:11,600 Speaker 4: and them not being believed about such a significant trauma 249 00:12:11,679 --> 00:12:14,280 Speaker 4: happening to them. And I wanted to pick up our 250 00:12:14,320 --> 00:12:16,280 Speaker 4: diarist and hug them and like make it better. And 251 00:12:16,320 --> 00:12:21,000 Speaker 4: obviously that's like not the answer. It's what I guess instinctually, 252 00:12:21,080 --> 00:12:23,400 Speaker 4: you want to do, but it's not the answer. And 253 00:12:23,440 --> 00:12:25,640 Speaker 4: I just remember going, this is so powerful to share 254 00:12:25,640 --> 00:12:29,360 Speaker 4: with our community because so many people go through circumstances 255 00:12:29,520 --> 00:12:31,720 Speaker 4: like this and they just stay quiet because they're so 256 00:12:31,880 --> 00:12:35,920 Speaker 4: worried about rocking the boat too much or upsetting someone, 257 00:12:36,080 --> 00:12:38,559 Speaker 4: or it happened so long ago. What's the point? And 258 00:12:38,640 --> 00:12:41,840 Speaker 4: our diarist really showed that she got through it. She 259 00:12:41,920 --> 00:12:45,559 Speaker 4: made some very healthy boundaries, some very wall like boundaries, 260 00:12:45,600 --> 00:12:48,800 Speaker 4: I believe she called them in the episode, and she's 261 00:12:48,960 --> 00:12:51,800 Speaker 4: thriving because of it, Like we all deserve to thrive, 262 00:12:52,040 --> 00:12:56,800 Speaker 4: and if it means going through arguably a very awkward 263 00:12:56,800 --> 00:12:59,920 Speaker 4: conversation where the conversation doesn't land where you think it 264 00:13:00,160 --> 00:13:03,480 Speaker 4: should or it actually should, Yeah, that you can steal 265 00:13:03,520 --> 00:13:05,800 Speaker 4: back yourself And I think I just thought that was 266 00:13:05,840 --> 00:13:08,320 Speaker 4: so important to me to share that and go, no, like, 267 00:13:08,440 --> 00:13:11,240 Speaker 4: you are worth more. You're worth more than people not 268 00:13:11,320 --> 00:13:14,280 Speaker 4: believing your story, Like I just yeah. 269 00:13:14,120 --> 00:13:17,880 Speaker 5: That really shartbreaking and also so empowering. I mean, what 270 00:13:18,000 --> 00:13:21,199 Speaker 5: I took away from that episode was that Diarist wrote 271 00:13:21,240 --> 00:13:24,360 Speaker 5: in saying, I feel like I am behind everyone on 272 00:13:24,480 --> 00:13:27,480 Speaker 5: my savings. I don't have any investments, I have these debts. 273 00:13:27,800 --> 00:13:29,760 Speaker 5: I'm behind with you. Well, like it took me, so 274 00:13:29,800 --> 00:13:31,600 Speaker 5: I spent so much money on studying because I was 275 00:13:31,760 --> 00:13:34,000 Speaker 5: once I was uncovering this trauma, I was stopped starting, 276 00:13:34,000 --> 00:13:36,360 Speaker 5: stop starting my degree, and then I had to take 277 00:13:36,480 --> 00:13:39,520 Speaker 5: time off it to work and try and take care 278 00:13:39,559 --> 00:13:41,840 Speaker 5: of my mental health. And your message to her was 279 00:13:42,760 --> 00:13:46,280 Speaker 5: you are not behind. Look at all of this work 280 00:13:46,320 --> 00:13:47,240 Speaker 5: that you've done to. 281 00:13:47,240 --> 00:13:50,280 Speaker 2: Set up these boundaries and. 282 00:13:49,440 --> 00:13:51,800 Speaker 5: Now this money stuff like this will sort out because 283 00:13:51,840 --> 00:13:54,319 Speaker 5: you are on the right track because you've done this 284 00:13:54,400 --> 00:13:56,479 Speaker 5: really really hard ground with the deep. 285 00:13:56,240 --> 00:13:58,880 Speaker 4: Work that needed to happen, and like, if it didn't happen, 286 00:13:58,960 --> 00:14:02,600 Speaker 4: now it's what ends up burning people out and having 287 00:14:02,640 --> 00:14:06,040 Speaker 4: them end up honestly having to take years off work, 288 00:14:06,160 --> 00:14:08,079 Speaker 4: not being able to do what they want to do 289 00:14:08,760 --> 00:14:12,560 Speaker 4: because finally that stuff they were repressing it catches up 290 00:14:12,559 --> 00:14:12,920 Speaker 4: with them. 291 00:14:13,240 --> 00:14:13,680 Speaker 2: Yeah. 292 00:14:13,720 --> 00:14:18,480 Speaker 5: Absolutely, it's oh gosh, And I still occasionally think about 293 00:14:18,480 --> 00:14:21,000 Speaker 5: that diarist and anyone out there in that situation. 294 00:14:21,960 --> 00:14:23,600 Speaker 2: Oh, it actually kills me. 295 00:14:23,680 --> 00:14:25,920 Speaker 4: But yeah, I was really really proud of her, really 296 00:14:25,920 --> 00:14:29,120 Speaker 4: proud of her story that happened in August, and I 297 00:14:29,240 --> 00:14:31,680 Speaker 4: just wanted to remind people that it was their really 298 00:14:31,680 --> 00:14:35,680 Speaker 4: great story and honestly, a really beautiful message of backing yourself. 299 00:14:35,960 --> 00:14:38,080 Speaker 2: Let's go to a really quick break on the flip side. 300 00:14:38,120 --> 00:14:41,080 Speaker 2: I have two of them, one from January and one from. 301 00:14:40,920 --> 00:14:45,040 Speaker 4: October to share with you, So guys don't go anywhere, 302 00:14:49,120 --> 00:14:51,240 Speaker 4: all right, an Lisa, we are back and this has 303 00:14:51,360 --> 00:14:53,000 Speaker 4: been so nice. 304 00:14:53,040 --> 00:14:55,160 Speaker 2: I'm gonna feel so emotionally. 305 00:14:54,720 --> 00:14:57,960 Speaker 4: Heavy after this episode because we're recapping all of these 306 00:14:58,000 --> 00:15:01,160 Speaker 4: beautiful episodes that I feel like had a massive impact 307 00:15:01,200 --> 00:15:02,520 Speaker 4: on our community this year. 308 00:15:03,000 --> 00:15:05,200 Speaker 2: I have another one for you. Are you ready? Oh, 309 00:15:05,280 --> 00:15:07,280 Speaker 2: I'm ready. I'm loving this to be all right. 310 00:15:07,320 --> 00:15:09,400 Speaker 4: So this one is called one Step at a Time 311 00:15:09,560 --> 00:15:11,360 Speaker 4: after losing the love of her life. 312 00:15:11,480 --> 00:15:12,600 Speaker 5: Oh I remember this one? 313 00:15:12,680 --> 00:15:17,359 Speaker 2: Yeah? 314 00:15:17,400 --> 00:15:20,320 Speaker 10: But yeah, I got my situation together. I was lucky 315 00:15:20,360 --> 00:15:22,520 Speaker 10: enough to meet my partner, and my partner is really 316 00:15:22,560 --> 00:15:25,760 Speaker 10: financially minded. He loves talking about it, which is great 317 00:15:25,840 --> 00:15:27,440 Speaker 10: because it wasn't a thing that I had anyone to 318 00:15:27,480 --> 00:15:31,280 Speaker 10: speak to about before. He loves talking about all things money, 319 00:15:31,560 --> 00:15:34,200 Speaker 10: and so we just had this really lots of discussions 320 00:15:34,240 --> 00:15:35,760 Speaker 10: and we just well to grow together. 321 00:15:36,000 --> 00:15:38,760 Speaker 2: Did he grow up in a lower income household or 322 00:15:38,760 --> 00:15:40,200 Speaker 2: like what was his money story? 323 00:15:40,320 --> 00:15:43,320 Speaker 10: Like, I wouldn't say that was a lower income household. 324 00:15:43,320 --> 00:15:46,120 Speaker 10: But he was one of many children and so you 325 00:15:46,160 --> 00:15:47,880 Speaker 10: know that has a lot of costs associated with. 326 00:15:47,880 --> 00:15:51,440 Speaker 2: Having Budgeting comes into playing when you have multiple children. 327 00:15:51,720 --> 00:15:53,600 Speaker 10: And I know his parents did have times, but they 328 00:15:54,160 --> 00:15:56,800 Speaker 10: had quite a lot of financial pressures. But generally speaking, 329 00:15:56,800 --> 00:15:59,320 Speaker 10: they were quite Their parents were quite educated out about money. 330 00:15:59,360 --> 00:16:02,360 Speaker 10: His grandfather was quite educated about money, and so this 331 00:16:02,400 --> 00:16:04,880 Speaker 10: sort of filtered down to him, and so he was 332 00:16:04,920 --> 00:16:06,720 Speaker 10: varying with his money. He was very frugal. 333 00:16:06,960 --> 00:16:10,000 Speaker 2: What a catch. Oh my gosh, Yes, she is on 334 00:16:10,120 --> 00:16:11,080 Speaker 2: the money dream boat. 335 00:16:11,240 --> 00:16:12,600 Speaker 10: Yes, yes, definitely. 336 00:16:12,920 --> 00:16:13,240 Speaker 1: Yeah. 337 00:16:13,280 --> 00:16:15,880 Speaker 10: So I was in an Leigan position and we were 338 00:16:15,920 --> 00:16:19,400 Speaker 10: looking at buying a house because we were both earning 339 00:16:19,440 --> 00:16:22,600 Speaker 10: over six figures. We both had decent savings. He also 340 00:16:22,640 --> 00:16:24,720 Speaker 10: had quite a lot of investments that he at that 341 00:16:24,760 --> 00:16:26,640 Speaker 10: time was ready to pull out and you know, just 342 00:16:26,680 --> 00:16:29,280 Speaker 10: pay off a substantial part of the Morgan you know, 343 00:16:29,480 --> 00:16:30,400 Speaker 10: deposit upfront. 344 00:16:30,520 --> 00:16:33,000 Speaker 4: And he was twenty eight and he's got investments, six 345 00:16:33,080 --> 00:16:33,880 Speaker 4: weekly income. 346 00:16:34,200 --> 00:16:35,440 Speaker 2: He was getting it done. 347 00:16:35,520 --> 00:16:37,320 Speaker 10: And he had his own side hustle business as well. 348 00:16:37,400 --> 00:16:41,680 Speaker 10: So just sixty to absolute king about and I decided 349 00:16:41,720 --> 00:16:44,800 Speaker 10: I wanted a career change at that point, so I 350 00:16:44,840 --> 00:16:47,760 Speaker 10: resigned from my job at that time. But I wasn't 351 00:16:47,800 --> 00:16:50,320 Speaker 10: concerned about that because in the work that I do 352 00:16:50,360 --> 00:16:52,200 Speaker 10: in the industry I am, there's a lot of opportunities, 353 00:16:52,200 --> 00:16:55,480 Speaker 10: so I wasn't too concerned about that. However, literally a 354 00:16:55,520 --> 00:16:58,680 Speaker 10: couple of days after I finished it up there he 355 00:16:58,720 --> 00:17:02,320 Speaker 10: passed away in an accident. So all of a sudden, 356 00:17:02,400 --> 00:17:03,720 Speaker 10: we are just a world imploded. 357 00:17:04,200 --> 00:17:08,119 Speaker 2: And yeah, and Alia that one killed me. 358 00:17:08,320 --> 00:17:09,080 Speaker 5: Oh my goodness. 359 00:17:09,160 --> 00:17:13,120 Speaker 4: They had their entire life ahead of them and it 360 00:17:13,160 --> 00:17:16,520 Speaker 4: got ripped away in an accident. Yeah, it's the story 361 00:17:16,560 --> 00:17:19,200 Speaker 4: of like oh it or never happened to me, it's 362 00:17:19,240 --> 00:17:21,640 Speaker 4: the story of that always happens to other people. Definitely 363 00:17:21,640 --> 00:17:25,159 Speaker 4: not asked, definitely not me, and to me really drove 364 00:17:25,320 --> 00:17:29,879 Speaker 4: home the importance of financial literacy for everybody in the 365 00:17:29,920 --> 00:17:32,719 Speaker 4: relationship and making sure that you have all of your 366 00:17:32,800 --> 00:17:35,880 Speaker 4: ducks in a row when it comes to personal insurances 367 00:17:35,960 --> 00:17:39,679 Speaker 4: and knowing what that looks like. And thankfully she was 368 00:17:39,720 --> 00:17:43,040 Speaker 4: a very intelligent woman. But it's just it was such 369 00:17:43,040 --> 00:17:45,280 Speaker 4: a story that I just went, oh my gosh, like 370 00:17:45,400 --> 00:17:47,040 Speaker 4: I cannot believe you're going through this. 371 00:17:47,600 --> 00:17:50,200 Speaker 5: I remember crying on the phone when I was speaking 372 00:17:50,640 --> 00:17:53,879 Speaker 5: to this money darist. And I also My memories of 373 00:17:53,920 --> 00:17:55,919 Speaker 5: it too is that she was particularly savvy with her 374 00:17:55,960 --> 00:17:58,160 Speaker 5: situation and had stuff set up, but there was some 375 00:17:58,160 --> 00:18:01,480 Speaker 5: sort of little clause in her insurances that meant that 376 00:18:01,480 --> 00:18:06,879 Speaker 5: because she'd taken some stress leave, yeah, that they were like, oh, 377 00:18:07,200 --> 00:18:09,280 Speaker 5: you have to wait for the payout, and it took 378 00:18:09,880 --> 00:18:11,600 Speaker 5: a really, really long time. 379 00:18:11,760 --> 00:18:13,679 Speaker 4: It broke my heart, but I was also so proud 380 00:18:13,680 --> 00:18:16,040 Speaker 4: of her because to go through that and come out 381 00:18:16,080 --> 00:18:18,560 Speaker 4: the other side, like she was still obviously grieving and 382 00:18:18,600 --> 00:18:21,959 Speaker 4: going through the motions, but she just had such a 383 00:18:21,960 --> 00:18:23,720 Speaker 4: plan and you could tell that she was going to 384 00:18:23,760 --> 00:18:25,480 Speaker 4: live this really beautiful life. 385 00:18:25,640 --> 00:18:27,959 Speaker 5: And from memory she she when we spoke to her, 386 00:18:28,040 --> 00:18:30,160 Speaker 5: she was starting to get back to work. 387 00:18:30,359 --> 00:18:31,040 Speaker 2: Yeah she was. 388 00:18:31,160 --> 00:18:33,320 Speaker 4: She was like her finally dick inched corner like tee 389 00:18:33,359 --> 00:18:34,800 Speaker 4: in the water and trying to get there. 390 00:18:34,840 --> 00:18:37,080 Speaker 2: And you just know I should check up on them. 391 00:18:37,119 --> 00:18:40,680 Speaker 4: Actually we should do like next year obviously no pressure 392 00:18:40,680 --> 00:18:43,280 Speaker 4: and ELSA, but like, are where are they now? For 393 00:18:43,359 --> 00:18:45,800 Speaker 4: our earlier diarists, that would be great, All right, let's 394 00:18:45,800 --> 00:18:48,160 Speaker 4: try and organize that, But that's not the plan for today. 395 00:18:48,160 --> 00:18:51,320 Speaker 4: The plan for today is to share our final money. 396 00:18:51,040 --> 00:18:53,720 Speaker 2: Diary with you. For I guess our wrap of twenty 397 00:18:53,800 --> 00:18:54,520 Speaker 2: twenty three. 398 00:18:54,640 --> 00:18:57,159 Speaker 5: The Diaries that Shook Us in twenty twenty three. There 399 00:18:57,200 --> 00:18:57,880 Speaker 5: were so many. 400 00:18:57,720 --> 00:19:01,280 Speaker 4: These ones from October and it is cool turning life 401 00:19:01,320 --> 00:19:05,200 Speaker 4: around after addiction, and this is one of my faves. 402 00:19:05,240 --> 00:19:06,840 Speaker 2: Honestly, I'm just so proud. 403 00:19:10,880 --> 00:19:12,960 Speaker 4: Can you tell me a bit more about what that 404 00:19:13,040 --> 00:19:16,760 Speaker 4: gateway was like, because obviously, going from you know, the 405 00:19:16,800 --> 00:19:18,720 Speaker 4: short money story we've heard of, like yep, I was 406 00:19:18,720 --> 00:19:21,320 Speaker 4: getting up for him milking the cows, I was getting 407 00:19:21,320 --> 00:19:24,600 Speaker 4: paid in livestock all the way through to look twenty 408 00:19:24,640 --> 00:19:27,320 Speaker 4: one twenty two, I got mixed up in some stuff 409 00:19:27,320 --> 00:19:30,080 Speaker 4: that you know, I'm sure you wish you didn't, But 410 00:19:30,400 --> 00:19:31,240 Speaker 4: how did that happen? 411 00:19:31,440 --> 00:19:35,480 Speaker 11: It was actually my family, so I was around it 412 00:19:35,520 --> 00:19:40,080 Speaker 11: for two years before I actually tried it. I went 413 00:19:40,119 --> 00:19:43,280 Speaker 11: into the wrong pathway from family influence. I think they 414 00:19:43,320 --> 00:19:45,960 Speaker 11: all feel pretty bad about that, but we were all 415 00:19:46,000 --> 00:19:48,919 Speaker 11: in a bad situation and we're thankfully all of us 416 00:19:49,240 --> 00:19:49,600 Speaker 11: out of. 417 00:19:49,520 --> 00:19:50,120 Speaker 6: That now too. 418 00:19:50,440 --> 00:19:54,920 Speaker 12: Love love to hear that, yeah for us, But yeah, 419 00:19:54,960 --> 00:19:57,439 Speaker 12: so it was the wrong pathway to go down, and 420 00:19:57,600 --> 00:20:00,359 Speaker 12: I happened to get into the wrong place, wrong time, 421 00:20:00,400 --> 00:20:04,239 Speaker 12: good family, and we're all looking up now. So what 422 00:20:04,280 --> 00:20:06,720 Speaker 12: did that look like when it came to I guess 423 00:20:06,720 --> 00:20:11,440 Speaker 12: your money story. Obviously, when you're purchasing substances like that, 424 00:20:11,520 --> 00:20:13,880 Speaker 12: they're not cheap. How did you fund that? What did 425 00:20:13,880 --> 00:20:14,280 Speaker 12: that look like? 426 00:20:14,960 --> 00:20:19,280 Speaker 11: So there's like friends or friends, You've got different platforms 427 00:20:19,280 --> 00:20:21,520 Speaker 11: where you can find it, and people just want to 428 00:20:21,560 --> 00:20:23,280 Speaker 11: hang out with you and. 429 00:20:23,240 --> 00:20:26,240 Speaker 6: Supply the drugs. Majority of those are men. 430 00:20:26,560 --> 00:20:30,680 Speaker 11: Unfortunately, yep, I had a sugar daddy too, so. 431 00:20:30,560 --> 00:20:33,240 Speaker 4: He was This is going to be the spiciest money story. 432 00:20:33,359 --> 00:20:36,959 Speaker 4: I cannot wait to dissect this even more so. 433 00:20:37,080 --> 00:20:39,080 Speaker 6: He was involved in the drug game too. 434 00:20:39,640 --> 00:20:43,320 Speaker 11: I just love to spend time with young females and 435 00:20:43,840 --> 00:20:45,640 Speaker 11: supplying as much drugs as you could. 436 00:20:45,760 --> 00:20:46,800 Speaker 6: He was pretty well off. 437 00:20:47,040 --> 00:20:49,480 Speaker 4: Where does your work life balance come into that? You've 438 00:20:49,520 --> 00:20:53,119 Speaker 4: mentioned you've got a young child. They're in daycare and 439 00:20:53,200 --> 00:20:56,280 Speaker 4: kinder You, you know, are driving forty five minutes each 440 00:20:56,320 --> 00:20:58,560 Speaker 4: way from work. You're doing side hustles on the weekend. 441 00:20:58,760 --> 00:21:01,400 Speaker 4: Do you have a personal life like dating? What's going 442 00:21:01,440 --> 00:21:01,879 Speaker 4: on there? 443 00:21:02,200 --> 00:21:04,720 Speaker 6: I'm in an actual polyamory relationship. 444 00:21:04,960 --> 00:21:06,320 Speaker 2: Okay, didn't see that coming. 445 00:21:07,040 --> 00:21:09,400 Speaker 6: Yeah, So I have a girlfriend, she has a partner, yep, 446 00:21:10,119 --> 00:21:11,400 Speaker 6: And I. 447 00:21:11,280 --> 00:21:13,840 Speaker 11: Can date if I like to, but not really interested 448 00:21:13,880 --> 00:21:16,440 Speaker 11: in it. We've been together nearly two years now. 449 00:21:16,560 --> 00:21:17,399 Speaker 2: Oh very cool. 450 00:21:18,080 --> 00:21:19,919 Speaker 4: Can I be real pervy and ask about how the 451 00:21:20,000 --> 00:21:22,560 Speaker 4: dynamics of that work? What does that actually look like? 452 00:21:22,680 --> 00:21:25,680 Speaker 4: So if your girlfriend has a partner, do they live 453 00:21:25,720 --> 00:21:26,600 Speaker 4: full time together? 454 00:21:26,880 --> 00:21:29,040 Speaker 2: Like, how do you interact? What does that look like? 455 00:21:29,640 --> 00:21:33,640 Speaker 11: She has a primary other, they live together, they're engaged. 456 00:21:34,560 --> 00:21:35,960 Speaker 6: But we all get along really well. It was a 457 00:21:35,960 --> 00:21:36,879 Speaker 6: bumpy at the start. 458 00:21:37,280 --> 00:21:38,919 Speaker 11: I go up to their house and I stay all 459 00:21:38,960 --> 00:21:41,280 Speaker 11: the time, and my daughter stays in their spare room. 460 00:21:41,960 --> 00:21:44,600 Speaker 6: We get along really good. It works really well. 461 00:21:44,760 --> 00:21:49,640 Speaker 2: How good? This was one of my favorites of the year. 462 00:21:49,760 --> 00:21:52,560 Speaker 4: I'm not gonna lie the transformation that you just got 463 00:21:52,600 --> 00:21:55,760 Speaker 4: to see unfold. I feel like I didn't even know 464 00:21:55,760 --> 00:21:59,119 Speaker 4: what to expect. Every two seconds, like it just it changed. 465 00:21:59,240 --> 00:22:02,640 Speaker 4: We were just like, wait, what how I'm like her 466 00:22:02,680 --> 00:22:07,119 Speaker 4: money diary when she wrote in obviously outlined the like 467 00:22:07,359 --> 00:22:10,679 Speaker 4: big milestones of the diary, but it definitely did not 468 00:22:10,880 --> 00:22:13,359 Speaker 4: tell us as many twists and turns as she shared, 469 00:22:13,880 --> 00:22:16,760 Speaker 4: And I was super grateful because she was so open. 470 00:22:17,240 --> 00:22:21,479 Speaker 4: Like these topics, especially drug addiction, are often trouded with shame, 471 00:22:21,760 --> 00:22:23,760 Speaker 4: and you hide it and if you've moved on from it, 472 00:22:23,840 --> 00:22:25,720 Speaker 4: you don't really want to go back to that place 473 00:22:25,760 --> 00:22:29,480 Speaker 4: to talk about it. And she just provided so many beautiful, 474 00:22:29,600 --> 00:22:33,399 Speaker 4: valuable insights for our community to learn from that made 475 00:22:33,400 --> 00:22:37,240 Speaker 4: me just go, wow, you are one special human being. 476 00:22:37,600 --> 00:22:41,679 Speaker 4: To go from deep drug addiction to finding out you 477 00:22:41,760 --> 00:22:45,040 Speaker 4: are pregnant and cold Turkey, Cold Turkey is hard at 478 00:22:45,040 --> 00:22:47,920 Speaker 4: the best of times, but she did it. And now 479 00:22:47,960 --> 00:22:51,120 Speaker 4: she is this incredible mother that shows up for her baby, 480 00:22:51,320 --> 00:22:53,800 Speaker 4: is living her best life, you know, has this really 481 00:22:53,840 --> 00:22:57,320 Speaker 4: healthy relationship that she's really proud of. I'm just I 482 00:22:57,320 --> 00:23:00,439 Speaker 4: mean awe of how people can actually transfer form their 483 00:23:00,480 --> 00:23:02,520 Speaker 4: own lives and for the better. 484 00:23:02,640 --> 00:23:05,400 Speaker 2: Like you just go wow, that's it's just so impressive. 485 00:23:05,440 --> 00:23:07,760 Speaker 4: And to me it was a really beautiful, I don't 486 00:23:07,760 --> 00:23:11,120 Speaker 4: know note to finish this conversation on to go analysa. 487 00:23:11,160 --> 00:23:12,000 Speaker 2: Isn't that beautiful? 488 00:23:12,200 --> 00:23:15,600 Speaker 5: It's amazing? And then to find love in a polyamorous relationship. 489 00:23:15,760 --> 00:23:18,840 Speaker 5: And I remember when we aired that episode that actually 490 00:23:18,880 --> 00:23:22,040 Speaker 5: sparked a big a conversation in our community about people. 491 00:23:22,160 --> 00:23:24,480 Speaker 5: Other people got in touch kind of behind the scenes, 492 00:23:24,480 --> 00:23:25,679 Speaker 5: and I think we had something in one of our 493 00:23:25,680 --> 00:23:29,280 Speaker 5: Friday about the financials of polyamory people who read those 494 00:23:29,320 --> 00:23:32,640 Speaker 5: sorts of relationships and yeah, I know it wasn't so interesting. 495 00:23:32,680 --> 00:23:34,480 Speaker 2: We're just sharing it because it's part of our community. 496 00:23:34,680 --> 00:23:37,560 Speaker 4: Absolutely, there is no judgment in this house, Like I 497 00:23:37,600 --> 00:23:39,320 Speaker 4: don't care what you do. As long as it is 498 00:23:39,359 --> 00:23:42,120 Speaker 4: respectful and as long as it is consensual, I could. 499 00:23:41,960 --> 00:23:42,639 Speaker 2: Not care less. 500 00:23:42,720 --> 00:23:44,720 Speaker 5: Yeah, they're the two boxes to tick. 501 00:23:44,760 --> 00:23:47,800 Speaker 2: Baby, you want to tell me about it, cool, I'll listen. 502 00:23:47,880 --> 00:23:48,760 Speaker 2: I'd love to know about it. 503 00:23:48,840 --> 00:23:51,120 Speaker 4: Let me ask some perfect questions though, because sometimes, because 504 00:23:51,119 --> 00:23:53,720 Speaker 4: I've got no experience in this, I'd just like to 505 00:23:53,720 --> 00:23:56,480 Speaker 4: know how that works, especially finances, like when it comes 506 00:23:56,480 --> 00:23:59,040 Speaker 4: to a polyamorous relationship, are you kidding? 507 00:23:59,320 --> 00:24:00,959 Speaker 2: I do want to know how you split your budget. 508 00:24:01,200 --> 00:24:03,040 Speaker 2: I already know how hard it is to split between 509 00:24:03,040 --> 00:24:04,880 Speaker 2: two people. How are you doing that with three or more? 510 00:24:05,040 --> 00:24:05,159 Speaker 1: Yea. 511 00:24:05,359 --> 00:24:08,240 Speaker 2: So it's really pervy, but really beautiful. But you're right. 512 00:24:08,280 --> 00:24:10,000 Speaker 4: A lot of people reached out behind the scenes and 513 00:24:10,040 --> 00:24:12,840 Speaker 4: they were like, oh, v I'm in a polyamorous relationship. 514 00:24:12,880 --> 00:24:14,960 Speaker 4: Haven't told my family or haven't told my friends. But 515 00:24:15,040 --> 00:24:17,920 Speaker 4: it was just so nice to see that featured in 516 00:24:18,440 --> 00:24:21,840 Speaker 4: mainstream media. Not that with that mainstream, but in a 517 00:24:21,920 --> 00:24:24,200 Speaker 4: media platform that I already consume and. 518 00:24:24,280 --> 00:24:26,399 Speaker 2: Just know that this is a safe place for me. 519 00:24:26,520 --> 00:24:28,840 Speaker 4: And I was like, I wish I had thought of 520 00:24:28,840 --> 00:24:31,879 Speaker 4: bringing this to the show before it was brought to 521 00:24:31,880 --> 00:24:34,680 Speaker 4: me by a community member. And obviously that's a really 522 00:24:34,720 --> 00:24:36,560 Speaker 4: good lesson to me that I need to really think 523 00:24:36,560 --> 00:24:38,720 Speaker 4: about what other stories are we going to share in 524 00:24:38,760 --> 00:24:41,359 Speaker 4: twenty twenty four? What does you know the future of 525 00:24:41,400 --> 00:24:45,640 Speaker 4: Money Diaries look like? Because it is such a privilege, 526 00:24:45,640 --> 00:24:49,080 Speaker 4: as I've said before, but such a beautiful opportunity to 527 00:24:49,320 --> 00:24:52,000 Speaker 4: share so many diverse stories, not only so that you 528 00:24:52,040 --> 00:24:54,440 Speaker 4: and I and a Lisa can learn from it, because 529 00:24:54,520 --> 00:24:57,640 Speaker 4: like we're very boring at the end of the day, 530 00:24:58,280 --> 00:25:01,320 Speaker 4: like we're not that interesting now, but there are so 531 00:25:01,440 --> 00:25:04,119 Speaker 4: many beautiful stories in our community that we can learn from, 532 00:25:04,640 --> 00:25:08,119 Speaker 4: but also so many beautiful stories that can be shared 533 00:25:08,160 --> 00:25:12,440 Speaker 4: so everybody feels heard and feels validated and feels like no, no, no, 534 00:25:12,560 --> 00:25:15,439 Speaker 4: like my story is normal, my story is part of 535 00:25:15,440 --> 00:25:15,879 Speaker 4: the mix. 536 00:25:15,960 --> 00:25:19,280 Speaker 5: It's oh yeah, and you know I can guarantee you. 537 00:25:19,280 --> 00:25:20,920 Speaker 5: You know, I know you're not a gambling woman either, 538 00:25:20,960 --> 00:25:26,240 Speaker 5: are my vibit again? A thousand bucks? Someone was into 539 00:25:26,240 --> 00:25:28,600 Speaker 5: the episode and going oh, having to wake up at 540 00:25:28,600 --> 00:25:30,800 Speaker 5: five am to milk cows don't relate to that, but 541 00:25:30,840 --> 00:25:33,800 Speaker 5: do relate to the polyamory or vice versa, you know 542 00:25:33,800 --> 00:25:36,359 Speaker 5: what I mean, Every combination of everything can relate to 543 00:25:36,400 --> 00:25:38,800 Speaker 5: being a reformed drug user or maybe someone who's at 544 00:25:38,840 --> 00:25:40,960 Speaker 5: the start of that journey of trying to you know, 545 00:25:41,000 --> 00:25:43,359 Speaker 5: trying to quit and see figure that out, or I 546 00:25:43,400 --> 00:25:45,440 Speaker 5: think my favorite way of getting through it. 547 00:25:45,480 --> 00:25:46,120 Speaker 2: One hundred percent. 548 00:25:46,160 --> 00:25:47,679 Speaker 4: I think one of my favorite parts of that was 549 00:25:47,720 --> 00:25:50,520 Speaker 4: just how enamored with life she was. She was just like, 550 00:25:50,560 --> 00:25:53,280 Speaker 4: I'm so happy. I'm just I'm living my best life. 551 00:25:53,320 --> 00:25:55,880 Speaker 4: I have this gorgeous daughter, I have this beautiful life. 552 00:25:56,080 --> 00:25:57,680 Speaker 4: You know, my finances are on track. 553 00:25:58,880 --> 00:25:59,639 Speaker 5: SI hustle too. 554 00:25:59,760 --> 00:26:02,800 Speaker 2: Oh yes, she's real quack the money queen, yep. 555 00:26:02,880 --> 00:26:04,960 Speaker 4: But I thought that that was a pretty good way 556 00:26:05,000 --> 00:26:06,600 Speaker 4: Anna Lisa to wrap the year out. 557 00:26:06,680 --> 00:26:08,800 Speaker 2: That was I feel like we all leave on a 558 00:26:08,880 --> 00:26:11,440 Speaker 2: high going. Yes she did. We are so proud of that. 559 00:26:11,480 --> 00:26:14,320 Speaker 4: But we're so proud of every single money diary that 560 00:26:14,400 --> 00:26:16,679 Speaker 4: goes on the show. But also, I guess thank you 561 00:26:16,720 --> 00:26:19,280 Speaker 4: to everybody who's also reach out to share their diary. 562 00:26:19,359 --> 00:26:23,080 Speaker 4: We get so many submissions and Unfortunately they don't all 563 00:26:23,119 --> 00:26:26,320 Speaker 4: make the show because as we know, there's only fifty 564 00:26:26,320 --> 00:26:29,000 Speaker 4: one episodes a year that we can do. But we 565 00:26:29,040 --> 00:26:31,200 Speaker 4: try our best, I promise, and we always get back 566 00:26:31,200 --> 00:26:33,679 Speaker 4: to you. But it's one of those things that I 567 00:26:33,800 --> 00:26:36,960 Speaker 4: just I'm in awe consistently with how many generous souls 568 00:26:36,960 --> 00:26:39,919 Speaker 4: within our community who want to share and want to 569 00:26:39,960 --> 00:26:40,600 Speaker 4: teach others. 570 00:26:41,000 --> 00:26:43,119 Speaker 5: And what a Christmas gift you've wrapped up for us 571 00:26:43,240 --> 00:26:45,240 Speaker 5: on this episode, V. How gorgeous. 572 00:26:45,280 --> 00:26:45,760 Speaker 2: I love it. 573 00:26:45,880 --> 00:26:47,800 Speaker 4: I can't think of a better way to celebrate Christmas 574 00:26:47,840 --> 00:26:50,639 Speaker 4: than with money diaries. Honestly, again a little bit biased, 575 00:26:50,680 --> 00:26:51,560 Speaker 4: but that's okay. 576 00:26:51,880 --> 00:26:53,840 Speaker 2: Guys, have the best rest of. 577 00:26:53,800 --> 00:26:56,400 Speaker 4: The day, and we will see you on Wednesday, because 578 00:26:56,560 --> 00:26:59,200 Speaker 4: the hustle doesn't stop, guys, The hustle does not stop. 579 00:26:59,320 --> 00:27:00,159 Speaker 5: Bye. 580 00:27:05,880 --> 00:27:08,399 Speaker 3: The advice shared on She's on the Money is general 581 00:27:08,480 --> 00:27:12,280 Speaker 3: in nature and does not consider your individual circumstances. She's 582 00:27:12,359 --> 00:27:15,760 Speaker 3: on the Money exists purely for educational purposes and should 583 00:27:15,840 --> 00:27:19,000 Speaker 3: not be relied upon to make an investment or financial decision. 584 00:27:19,400 --> 00:27:21,840 Speaker 3: If you do choose to buy a financial product, read 585 00:27:21,880 --> 00:27:25,119 Speaker 3: the PDS TMD and obtain appropriate financial. 586 00:27:24,800 --> 00:27:26,600 Speaker 2: Advice tailored towards your needs. 587 00:27:26,920 --> 00:27:30,880 Speaker 3: Victoria divine and She's on the money are authorized representatives 588 00:27:30,920 --> 00:27:34,720 Speaker 3: of money. Shepper pty Ltd ABN three two one is 589 00:27:34,840 --> 00:27:38,680 Speaker 3: six four nine two seven seven zero eight AFSL four 590 00:27:38,800 --> 00:27:42,399 Speaker 3: five one two eight nine