Speaker 1: Come on air and I have radio.
Speaker 2: She's on The Money Radio Show.
Speaker 3: With Victoria Divine starts now, Hello and welcome to that.
Speaker 3: She's on the Money Radio Show podcast, the podcast Millennials
Speaker 3: who want Financial Freedom?
Speaker 2: I love that for us. You did that perfectly this week.
Speaker 2: Well done, my friend.
Speaker 4: Maybe trad they said if we said if you screwed
Speaker 4: it up, it was my job. But I guess you
Speaker 4: keep it. That's how I roll po po. Hey, hey,
Speaker 4: guess what this week? Guys, guess what we're talking about?
Speaker 2: What are we talking to?
Speaker 4: Toria's hen's nae, because oh we are.
Speaker 2: Indeed.
Speaker 3: Do you know the best thing about this right? I
Speaker 3: love the podcast intro because in the radio show we
Speaker 3: got to be all nice and fancy and above board,
Speaker 3: but we actually didn't get into any details.
Speaker 1: Victoria, So yeah, tell us the dirty stull. What happened, mate,
Speaker 1: just for our podcast community.
Speaker 2: Look, it wasn't as spicy as you guys think it was. Sure, No, no,
Speaker 2: no really, because I said to my girlfriends like, if
Speaker 2: you get a stripper, I will literally go and sit
Speaker 2: in my car and cry, absolutely not happening. I would
Speaker 2: be so uncomfortable with that.
Speaker 3: Can I just say though, and This isn't me trying
Speaker 3: to win any brownie points whatever the older I get
Speaker 3: like strippers, No, I just think to myself, I've been to.
Speaker 2: Lots of Hen's parties with them. I've got no problem
Speaker 2: with them. But the idea of me being the center
Speaker 2: of attention in that situation, it's just not me.
Speaker 4: Yeah.
Speaker 3: I just don't know, like this is going to sounds
Speaker 3: like it's going down like a serious path here. But
Speaker 3: if I'm getting married, my wife is the most beautiful
Speaker 3: woman in the world. Like, why would I want to
Speaker 3: look at somebody else?
Speaker 1: You know what I mean?
Speaker 2: That's really cute.
Speaker 1: That's my wish.
Speaker 2: You go to Steven let him know.
Speaker 3: All right, Steve, let's go have a cheeky whiskey in
Speaker 3: a chat and we'll go to some strippers just to
Speaker 3: show you.
Speaker 1: Why they're bad.
Speaker 3: No, I'm joking, No, tell us somebody.
Speaker 2: So we went down the Mornington Peninsula. We had the
Speaker 2: Hens party Imports here, which is where we fancy. We
Speaker 2: didn't own the property. I just there be and beat it.
Speaker 2: Really nice venue. It was tennis themed, so it was
Speaker 2: wimbled in the themed so everyone wore their tennis whites.
Speaker 3: Can I just stop you right there because I love
Speaker 3: you so much, Victoria Devine. You're one of my favorite
Speaker 3: people in this world. But then you broke my heart.
Speaker 3: How because you're wearing white crocs.
Speaker 2: Mate, Oh my gosh, they are the best things that's
Speaker 2: ever happened to me.
Speaker 4: How elite.
Speaker 2: I will not be canceled. Crocs are. Look, tell me
Speaker 2: they're not the most practical shoe in the world. You
Speaker 2: can slip them on. You can go to the cafe
Speaker 2: sports mode activated, you flip the thing back, pop your shoeing.
Speaker 2: You could run a marathon in a pair of crocs.
Speaker 2: I will not hear you trying to cancel them again.
Speaker 3: You can do all of those amazing things. But then
Speaker 3: you turn into an old person that nobody likes.
Speaker 2: Okay, well, I don't particularly care because I'm not here
Speaker 2: to people please, I'm here for comfort. And do you
Speaker 2: know those giblet things got some gym so they're like
Speaker 2: the decorations for your cross. And I got a little
Speaker 2: tennis ball.
Speaker 4: To put on. Its embarrassing.
Speaker 1: Like a chicken called.
Speaker 4: A Gibblet's what my auntie Norma has on underneath.
Speaker 2: Yeah, let's move on.
Speaker 4: Let's move I know you get married, but don't let
Speaker 4: go just yet, Victoria Devine, you've got book covers to
Speaker 4: be on Giblitz.
Speaker 2: No, I never want to be on my book cover.
Speaker 2: I was really specific about that. When we were doing
Speaker 2: like the design, I was like, do not put me
Speaker 2: on the cover of my book. That is not me
Speaker 2: at all, which is why our book is peachy and
Speaker 2: our new one is the very beautiful pistachio Green. Speaking
Speaker 2: of the book though, before I let you guys get
Speaker 2: into the actual radio show, we've got a book event
Speaker 2: coming up. We have an entire book tour coming up.
Speaker 2: Has been wi Yeah, it's being announced now, guys, I
Speaker 2: haven't told anybody.
Speaker 4: We need some music.
Speaker 2: Come September, I am touring Melbourne, Sydney and Brisbane. We
Speaker 2: have epic events coming, epic goodie bags, epic people cough.
Speaker 2: You guys are going to be there. You're going to
Speaker 2: do some live pod recordings. Our live podcast recording went
Speaker 2: so well. But we're touring with Fame, guys. I'm so excited.
Speaker 2: Same people who Britten Laura from Life touring with Have
Speaker 2: I made it what I.
Speaker 1: Thought you said? With Fame, like.
Speaker 2: Shane s an E, they're the guys that throw good
Speaker 2: at it.
Speaker 4: They said, are doing the same thing with the same group.
Speaker 2: Great, Yeah, they're epic. So now I'm as cool as Britain.
Speaker 2: Laura maybe maybe maybe Laura.
Speaker 4: Are at a ver. I've been in Barley with those girls.
Speaker 4: They drink a margarita like no one else. Actually, actually,
Speaker 4: just Bruce dry your high Actually, so all Allura was
Speaker 4: like on the waters and what about the Barley eyes.
Speaker 2: It was absolutely not. Yeah, they're much cooler than me.
Speaker 1: I don't wear crocs, wear crocs, not.
Speaker 2: Going to fit in, even want to fit in. But
Speaker 2: check out the shees on the Money website if you
Speaker 2: want more information on that. There is now an entire
Speaker 2: page dedicated to it. So if you want to come
Speaker 2: hang out with us in September, we'll be there with
Speaker 2: bells on.
Speaker 3: But if you want to check out some amazing money tips,
Speaker 3: not only how you can distribute and say from your
Speaker 3: hens or bucks if you're about to plan one, if
Speaker 3: you are also looking at IVF a little cheeky tip
Speaker 3: you might not know about that you can pay it
Speaker 3: with and we threw it out there to ow She's
Speaker 3: on the Money Radio community for the show to give
Speaker 3: us some super Saber Saturday Snaky tips and they bloody delivered.
Speaker 1: Mitch, you did not yea.
Speaker 2: Yours was a terrible tip.
Speaker 4: Can we don't shame me on my show? Thank you
Speaker 4: very much.
Speaker 2: We listened to it because we wanted to be kind,
Speaker 2: we wanted to include you, but I mean it was
Speaker 2: kind of.
Speaker 1: Trash group decision. Never let me.
Speaker 4: I'm going I'm going to get a coffee, all right,
Speaker 4: I love you.
Speaker 3: She's on the Money radio show starts right now. Guess what.
Speaker 3: Cyndi Lauper was right when she said.
Speaker 2: Girls just want to have fun.
Speaker 4: They it's all they want. It's all I want as well.
Speaker 4: Cindy opposition Mitch as well because she.
Speaker 2: Got it wrong. No one wants fun. They all want funds.
Speaker 4: Oh my god, hold on, sorry, I know we're going
Speaker 4: to talk about your hands part of Victoria. There's a
Speaker 4: song parody in that for you. Girls just want to
Speaker 4: have funds? Make that now, girls just want yes?
Speaker 1: All right?
Speaker 3: Your Hen's weekend last week, Victoria. We know all the
Speaker 3: juicy gossip been here, you told us off here before.
Speaker 3: But for everyone listening, what happened.
Speaker 2: Look, we had a pretty good weekend, went down the
Speaker 2: coast with a bunch of my closest to girlfriends. We
Speaker 2: actually hired a house, so I ended up paying for
Speaker 2: that one. Not a bad thing. I just really wanted
Speaker 2: to contribute to my own hens because I knew that
Speaker 2: these things can blow out of proportion pretty quickly. So
Speaker 2: I had to chat with my bridesmaids and said, this
Speaker 2: is what I want to do. This is how it's
Speaker 2: going to work. They weren't that happy with it.
Speaker 4: To begin to see what Traditionally bridesmaids organized the hens
Speaker 4: for the bride.
Speaker 2: Yeah. Yeah, so bridesmaids like organize it all and it's
Speaker 2: meant to be one hundred percent of surprise. I was
Speaker 2: very aware that these things add up very quickly because
Speaker 2: I've been to a few hens in my day. I'm
Speaker 2: at that age where every man and his dog is
Speaker 2: getting marriedcy. Yeah, look, Lucy's an ex. She's currently single.
Speaker 2: For any puppies at the dog park who want intro, Yeah,
Speaker 2: she's into goodles.
Speaker 4: So just to hit so you trap so that the
Speaker 4: team hang on.
Speaker 2: You didn't say no, I said grued or yeah. But
Speaker 2: I paid for the house purely because I said, look,
Speaker 2: this is what I want to contribute to it, because
Speaker 2: I just don't want the cost getting out of control
Speaker 2: for everybody else coming. I'm very aware that everybody that
Speaker 2: was coming to my hands was in a very different
Speaker 2: financial circumstance. Like some of my friends are single, some
Speaker 2: of them are married with kids, some of them have
Speaker 2: just bought houses, some are saving home deposits. Like, I
Speaker 2: just hate the idea that it would be astronomical to
Speaker 2: celebrate me.
Speaker 4: It's as awkward to ask. Do you ask your friends?
Speaker 4: Do you say you have to? Is it that awkward
Speaker 4: thing where you just send a Facebook messager with your
Speaker 4: bsban account number, Like, it's a very awkward thing to do.
Speaker 2: Yeah, So the girls did still contribute, and that wasn't
Speaker 2: organized by me. So my girlfriends organized the party and
Speaker 2: the alcohol and the food and the topless waiter, all
Speaker 2: without me, which I'm very grateful for. But I think
Speaker 2: this opens up a bigger conversation around who is meant
Speaker 2: to carry that burden, because you guys would know parties
Speaker 2: get out of control pretty quickly. Hiring someone to come
Speaker 2: as entertainment, then food and alcohol, you're looking at like
Speaker 2: at least a couple of hundred dollars ahead, let alone,
Speaker 2: if you wanted to go away for the weekend, then
Speaker 2: there's accommodation and everything on top of that, And I
Speaker 2: just think it's really unrealistic to expect your wedding guests
Speaker 2: to pay for that, because well, here's the thing.
Speaker 4: According to retail Me not Right, which is a website
Speaker 4: in the US, apparently one hundred and eighty Australian dollars
Speaker 4: is what a guest can expect to pay at a
Speaker 4: bachelorette party. One hundred and eighties.
Speaker 2: See, I feel like that is so, so so much money.
Speaker 2: And then on top of that, if we go with
Speaker 2: what tradition says according to Vogue, each guest obviously pays
Speaker 2: for themselves, but they're meant to cover the cost of
Speaker 2: the brighte, so like that would be that's fair, though.
Speaker 4: It's your celebration. If one of my best friends is
Speaker 4: getting married, I'd chuck in one hundred bucks or fifty bucks.
Speaker 5: So I get it.
Speaker 2: I totally get it, and I'm on exactly the same page.
Speaker 2: But we are both in a very privileged position where
Speaker 2: we can afford that it's within our budgets. What if
Speaker 2: your best friend's getting married and you're up to your
Speaker 2: eyeballs in credit card debt, like that could actually give
Speaker 2: you mad anxiety to have to pay for something that
Speaker 2: maybe you hadn't anticipated.
Speaker 1: Have you ever been like a maid of honor?
Speaker 2: I have, I have, And it's a lot of pressure, responsibility.
Speaker 3: See I've been a best man three times, low key
Speaker 3: flex there from me.
Speaker 2: You have, so I've only done it once. But you
Speaker 2: must be popular.
Speaker 1: No, always the bride's maid, never the bride.
Speaker 2: Right, Well, that's on you, beab that's on.
Speaker 1: The worst thing you think it is a meeting. I'll
Speaker 1: cop that.
Speaker 3: But the best man always cops the hit as well,
Speaker 3: because you sit there and you organize the bachelor party
Speaker 3: and there might be say fifty people on the list
Speaker 3: that go, and they're all like, yep, I'm in. So
Speaker 3: you go and you book the accommodation, you book everything,
Speaker 3: the entertainment. Then one by one people start dropping off,
Speaker 3: dropping off, dropping off. And I've actually paid three to
Speaker 3: four thousand bucks out of my own pocket because I've
Speaker 3: had to pay for everything and people just haven't come.
Speaker 2: That is ridiculous. And see that's a burden that I
Speaker 2: don't I think anyone should have to carry. But it's
Speaker 2: a part of the process. And then I don't know,
Speaker 2: it just makes me feel uncomfortable because I just hate
Speaker 2: other people being financially compromised because of me.
Speaker 3: Right now, Victoria Devine, your HENS weekend last weekend, girls
Speaker 3: just want to do what.
Speaker 2: Have funds? They want to have fun.
Speaker 4: You've got to sing it, Victoria, I'm.
Speaker 2: Not going to sing it. You guys do not pay
Speaker 2: me enough. Absolutely not.
Speaker 3: So with your HENS weekends, you hide yourself in Airbnb
Speaker 3: down the coast. You had a lot of entertainment, a
Speaker 3: lot of activities. Now that can cost a lot of money.
Speaker 3: So we're wondering on thirty one O six five, what
Speaker 3: have you had to do either for your HENS or
Speaker 3: your bucks and how much did it end up costing you? Emily,
Speaker 3: you wanted some advice.
Speaker 5: Yeah, that's all right, guys.
Speaker 2: It's not what we anticipated. But like we're here, what
Speaker 2: do you want to know? Emily.
Speaker 5: I'm a little bit in a sort of stick situation
Speaker 5: because I am the chosen bridesmaids are made of honor,
Speaker 5: and my beautiful, beautiful best mate she's getting married. But
Speaker 5: I've been asked to organize the hen's party and the
Speaker 5: bridle shower and things like that. But I'm really awkward
Speaker 5: with asking about money because part of me just wants
Speaker 5: to lay it on sick, but I also like, I
Speaker 5: can't afford it, and so I want to make sure
Speaker 5: that this day is perfect for her, especially the Hen's party.
Speaker 5: But I kind of need some help with the mulla.
Speaker 2: So it's hard, right, and it's awkward asking people for
Speaker 2: cash before you've organized it, because you're like, all right,
Speaker 2: like I've done the budget, I need, you know, maybe
Speaker 2: one hundred bucks from each of you so I can
Speaker 2: go and organize this. Like there's a lot of organizing,
Speaker 2: but I would honestly start with a spreadsheet, breakdown what
Speaker 2: you want to do as many of the things DIY
Speaker 2: as possible. Obviously it's time consuming though, so I can
Speaker 2: understand if you want to outsource some of it. But
Speaker 2: from my perspective, I go, all right, what can we
Speaker 2: do and where can we do it? Think think venue
Speaker 2: needs to come first, because that's arguably going to be
Speaker 2: one of your biggest costs, because either you're going to
Speaker 2: have to pay for food and beverage, or you might
Speaker 2: have an airbnb, or you might get away with having
Speaker 2: it at someone's house, which could be a bit of
Speaker 2: a money win because then there's maybe no cost. But
Speaker 2: I would actually sit down with the bride and say, well, actually,
Speaker 2: I want this to be amazing. I want you to
Speaker 2: have a really good time. What are your expectations so
Speaker 2: that you can manage that along the way, because there
Speaker 2: would be nothing worse than her expecting you to basically
Speaker 2: create a circus for her. And then she gets there
Speaker 2: and she's like, oh, this is not what I thought
Speaker 2: it would be. So the money part hate for that
Speaker 2: to happen exactly, but it's more around like, well, what
Speaker 2: do you want to do and how can we make
Speaker 2: that happen? And I think there's nothing more beautiful than
Speaker 2: the thought, And genuinely it's the thought that counts. And
Speaker 2: I was talking to my bridesmaids about this, and you
Speaker 2: know what had happened at other HENS parties. Honestly the
Speaker 2: most meaningful things that I think you could do, And
Speaker 2: having had my HENS literally last weekend, it's all the
Speaker 2: small things. It's the fact that my friends reached out
Speaker 2: to my fiance and got him to answer all these
Speaker 2: questions and then we had games based around what he
Speaker 2: had answered and whether I could answer the same question
Speaker 2: with the same response, and just things that are quite
Speaker 2: meaningful don't need to cost a lot of money. So
Speaker 2: I think if you do a heap of googling of
Speaker 2: like free hens activities and jam pack the day and
Speaker 2: then maybe pick one hero activity that you go all right, well,
Speaker 2: this is where we're going to allocate the funds too.
Speaker 4: Well, can I hate to kill the vibe I've just
Speaker 4: searched on Amazon you can get Pin the Penis on
Speaker 4: the Man for four dollars on Amazon.
Speaker 2: It's a fundation money weird that is so affordable.
Speaker 4: And such a fun game for families and children. I
Speaker 4: mean four bucks, come on.
Speaker 2: Yeah, Look, I feel like all of those things are
Speaker 2: really fun. But for me, it was really about feeling
Speaker 2: as though my friends had put the time, energy and
Speaker 2: effort into it, and they absolutely had, And it was
Speaker 2: more about me being surrounded by my favorite people. And
Speaker 2: I think that that's where for me it meant the most.
Speaker 2: It wasn't actually about oh my gosh, we went to
Speaker 2: the most expensive hotel, because we didn't. We actually ended
Speaker 2: up going out to the pub for dinner because that's
Speaker 2: what the budget allowed. We ended up having some pizzas
Speaker 2: and some hot chips and a few drinks, and I
Speaker 2: thought that was perfect.
Speaker 5: G know what, that's perfect by the sounds, Pinterest is
Speaker 5: going to be my best mate.
Speaker 2: Oh, Pinterest, absolutely, there's so many good diis. Also. The
Speaker 2: other thing that I think can bring down the cost
Speaker 2: of a HENS is not expecting everybody to do every activity.
Speaker 2: It might be a little bit more of a run around.
Speaker 2: I know, the organization part sucks. We're going back to
Speaker 2: our spreadsheet here. For example, my girlfriends took me to
Speaker 2: the spa in the morning, but only a handful of
Speaker 2: them came and the rest of them turned up later
Speaker 2: in the day. But I think it can be a
Speaker 2: really meaningful day without you having to throw thousands of
Speaker 2: dollars at it, because I think that's ridiculous.
Speaker 3: All Right, if you got yourself a little bit of
Speaker 3: a money dilemma, you're struggling with your cash flow, got
Speaker 3: yourself into a little bit of a situation, maybe you
Speaker 3: need of advice. Hit us up anytime on socials. Just
Speaker 3: search Sheese on the money, just like Simon has done.
Speaker 3: She wants some advice on how to pay for IVF
Speaker 3: using super Okay, we're going to go from Hen's Nights
Speaker 3: to IVF.
Speaker 1: I like what we're doing here.
Speaker 2: I feel like it's diverse, it's different, but you know
Speaker 2: what the common theme here is all of it's really expensive.
Speaker 1: Yep, this is.
Speaker 4: She's on the Money radio show.
Speaker 3: If you want your money dilemma solved, well then you've
Speaker 3: come to the right.
Speaker 4: Place, right. So every week we do a money dilemma.
Speaker 4: It's when we bring someone's financial story on air to
Speaker 4: get Victoria's advice on what they should do. So Simone
Speaker 4: send us a DM about paying for IVF using superannuation.
Speaker 4: So she says, Hi, v my husband and I are
Speaker 4: looking at going down the path of IVF as we
Speaker 4: haven't been able to fall pregnant naturally. Obviously it's an
Speaker 4: expensive process and I've heard you can pay for it
Speaker 4: out of your superannuation. Between us, we have a total
Speaker 4: combined income of one hundred and sixty thousand dollars a year.
Speaker 4: She wants to know, is it a bad time because
Speaker 4: of the economy and can you actually dip into your
Speaker 4: super and take money out?
Speaker 2: Yes, you absolutely can take money out of your superannuation
Speaker 2: to pay it for IVF, which I actually don't think
Speaker 2: a lot of people know because it's not something like
Speaker 2: I am. I would say young, I'm in my thirties,
Speaker 2: I'm a young female and a lot of my friends are. Now,
Speaker 2: this is weird guys getting pregnant on purpose, And this
Speaker 2: is not something I've incurred before, because historically when my
Speaker 2: friends got pregnant, you kind of like side eye them
Speaker 2: and be like, are we excited about this?
Speaker 1: How are we reacting about this?
Speaker 4: Yeah?
Speaker 2: How are you reacting about this? And that's actually my
Speaker 2: default still, I don't mean it, but Trav, if you
Speaker 2: were like, I'm expecting a baby, I'd be like, oh,
Speaker 2: are we excited about this? Or no?
Speaker 4: Yes? I mean yeah, yeah.
Speaker 2: But nowadays my friends are on purpose getting pregnant, and
Speaker 2: if they can't get pregnant, they're looking at alternatives like
Speaker 2: IVF and IUI to actually facilitate that process, which is
Speaker 2: arguably incredibly expensive. But because all of us have been
Speaker 2: trying not to get pregnant for so long, none of
Speaker 2: us know how to actually get pregnant and what it
Speaker 2: might cost.
Speaker 1: Right, I think we know how to get pregnant.
Speaker 2: Mate, But like I would have historically no idea when
Speaker 2: it came to IVF because it's not something that's ever
Speaker 2: been in my circle. And you only come into IVF
Speaker 2: when you find yourself in a little bit of a
Speaker 2: pickle where you come to get pregnant.
Speaker 4: There's not just one way to get pregnant, but twenty
Speaker 4: twenty two, you know.
Speaker 3: Yeah, And the thing is a good friend of mine.
Speaker 3: I was having a chat to him about this because
Speaker 3: he's going through his third bout of IVF, and we
Speaker 3: just sat there and thought, all those years where you
Speaker 3: know you're trying to be careful, and now it's costing
Speaker 3: him over thirty thousand dollars just to try to do it.
Speaker 1: He could have been gone wild.
Speaker 2: It is actually crazy, like as women and I talk
Speaker 2: to my girlfriends about this all the time. We have
Speaker 2: spent our entire lives on birth control and talking about
Speaker 2: contraception and avoiding getting pregnant so much so that when
Speaker 2: the narrative flips and you want to get pregnant, you're like,
Speaker 2: hold on, what do I have to do to put
Speaker 2: my body in the best possible position? And to me
Speaker 2: it sounds wild. But let's get back to IVF. So yes,
Speaker 2: IVF is a very significant financial and it's one that
Speaker 2: a lot of us don't plan for because, as I said,
Speaker 2: you don't really know that you're going to need it
Speaker 2: until you need it. Because we don't think Australia talk
Speaker 2: about fertility as early on as I believe we should.
Speaker 2: Each round of IVF in Australia costs about ten thousand
Speaker 2: dollars depending on where you're going. Some of it is
Speaker 2: covered by Medicare, but not all of it, and it
Speaker 2: really depends on what institution or hospital you go through
Speaker 2: as to what it costs. And I think my number
Speaker 2: one tip would be shop around and go to different
Speaker 2: places and ask them what their fees are, because I
Speaker 2: have seen it as expensive as seventeen thousand dollars about
Speaker 2: and I've seen it as low as like maybe six
Speaker 2: thousand dollars around depending on the support available if you
Speaker 2: go to one, no, No, no, all in Australia, All
Speaker 2: in Australia. But it is really, you know, wild that
Speaker 2: it's so varied. But if you're in a situation where
Speaker 2: you're like, you know what, I really want to get pregnant.
Speaker 2: We just don't have, you know, ten grand per round
Speaker 2: sitting in our bank account to pay for this. You
Speaker 2: can actually apply for early access to your super for
Speaker 2: IVF treatments.
Speaker 4: Which I think that's really cool.
Speaker 2: So what happens is you sort it, you go to
Speaker 2: your Supranuation Fund, and you're actually looking for an early
Speaker 2: access to superranuation under what they call compassionate grounds. So
Speaker 2: this would be for things, according to the ATO, that
Speaker 2: need to meet a certain criteria. Right, so it either
Speaker 2: needs to be a life threatening illness or injury, an
Speaker 2: acute or chronic pain, or an acute or chronic mental illness.
Speaker 2: So thankfully IVF is able to be claimed under the
Speaker 2: Mental Health Provision because if you can show with the
Speaker 2: certification of medical practitioners, So basically you go to your
Speaker 2: GP and get them to sign off on a letter
Speaker 2: saying yep, we can do it, but you can access
Speaker 2: it by going to your GP and saying, hey, can
Speaker 2: you help me access this scheme, and your doctor will
Speaker 2: write a letter that says you are suffering mentally due
Speaker 2: to infertility, and then you may be eligible for early
Speaker 2: release of super.
Speaker 1: Yeah.
Speaker 3: Just remember though, you aren't dipping into your super which
Speaker 3: is actually robbing you later.
Speaker 2: You've got to remember that, right.
Speaker 3: If you've got a question, make sure you hit us
Speaker 3: up on socials. Just search Shees on the Money. But
Speaker 3: coming up next, Victoria, You're going to give some people
Speaker 3: some advice how they can keep some money in their bad.
Speaker 2: I am. I've had a bit of a cop out
Speaker 2: this week, though, guys have taken it to my socials
Speaker 2: and my community is going to share their money tips
Speaker 2: and tricks with you guys, and we're going to read
Speaker 2: them out live.
Speaker 3: On air right across the country for your Saturday morning.
Speaker 3: It's She's on the Money Radio Show with Australia's number
Speaker 3: one finance podcast of Victoria Devine, Mitch Jury in the
Speaker 3: seed as well. It is our favorite segment because it's
Speaker 3: time to do.
Speaker 1: This simple save a Saturday. Yeah.
Speaker 3: Look, usually each week, Victoria, you give us some sneaky
Speaker 3: tips on how to keep more bucks in our bank account.
Speaker 1: But you've alsourced it.
Speaker 2: I have work smarter, not harder, Trav.
Speaker 1: She's the Money Radio Show, Mantram.
Speaker 2: Yeah. Earlier this week I jumped on my socials and said, hey, guys,
Speaker 2: what are your best money saving hacks? Slide into my
Speaker 2: dms and let me know and you might find yourself
Speaker 2: on the show. And that's what a bunch of how
Speaker 2: shees on the Money community are doing so exciting.
Speaker 4: I love it because I actually learned here. This is
Speaker 4: where I get my education on this show in this segment.
Speaker 2: Oh well, you're bringing a money saving hack to the
Speaker 2: table this week, too, aren't you.
Speaker 4: I am Victoria. I beat inflation?
Speaker 2: How'd you beat inflation? Come on, start us off on?
Speaker 2: Good for it?
Speaker 4: I thought, you know what, happy epist et cetera, et cetera.
Speaker 4: I'm going to treat myself to a new pair of
Speaker 4: R M Williams boots.
Speaker 1: Treat yourself, mate.
Speaker 2: That also sounds like a very expensive purchase.
Speaker 1: And when did you buy a farm?
Speaker 2: Yeah?
Speaker 4: So I went to ARM Williams and I went, I
Speaker 4: tried on the shoes, I did the whole experience. It's
Speaker 4: very lux pay for them. Five hundred bucks right for
Speaker 4: a pair of arms, expensive, brand new, so expensive. And I, god,
Speaker 4: that's a lot of money. I was arming an ring.
Speaker 4: Should I do it? Should I buy? Yeah, I'll do
Speaker 4: it anyway. I get home. But ten days later I
Speaker 4: get an email from RM Williams and I, oh, I wonder,
Speaker 4: Oh maybe I left something in the store. No, an
Speaker 4: update on our pricing. Due to inflation, we have upped
Speaker 4: our price by one hundred dollars.
Speaker 2: That's so much money.
Speaker 4: Ten days after I paid five hundred, they're now six. Baby,
Speaker 4: I just beat inflation.
Speaker 2: Cachow wait hold on. So you're trying to claim that
Speaker 2: you had a money win because a company did something
Speaker 2: after you bought a pair of shoes.
Speaker 4: I've been inflation.
Speaker 3: So what are you trying to say to be able
Speaker 3: to tell the future when and buy just before they
Speaker 3: raise their prices.
Speaker 2: No, no, no, this is my money to Let's go to
Speaker 2: Chanel Trav. I'm all right, might tell me about we
Speaker 2: move on from him.
Speaker 4: That I want to say what he wants. I'm saying,
Speaker 4: if there's something that you really want to buy, buy
Speaker 4: it now, because inflation is coming.
Speaker 2: Absolutely terrible, terrible money tips Trav. Let's turn his mic
Speaker 2: off and we're going to move to what the she's
Speaker 2: on the money this week.
Speaker 1: He's done, he's gone.
Speaker 2: He's canceled.
Speaker 4: All right.
Speaker 2: This one's from Peter m. Peter Em says, a prepaid
Speaker 2: phone plan is much cheaper than.
Speaker 4: Yes, I do a prepaid phone plan.
Speaker 2: Yes, how much cheaper is it?
Speaker 3: Like?
Speaker 2: How much money?
Speaker 4: Sixty five bucks? I get unlimited data and I buy
Speaker 4: my phone outright. It saves me so much money.
Speaker 2: I feel like I need to do this. I used
Speaker 2: to do it, but you can get some really good ones.
Speaker 2: So he said he has amazed him, and he only
Speaker 2: pays eighteen dollars a month. Wow, wow, money, we wow
Speaker 2: your thought of this.
Speaker 4: I pay sixty, but I do buy my phone outright.
Speaker 4: So if you go on a payment plan or you
Speaker 4: buy your phone outright, that's the big upfront cost. But
Speaker 4: then otherwise you are saving month to month.
Speaker 3: Now this definitely isn't sponsored, but Boost I think they do.
Speaker 3: Like unlimited calls and texts and like two hundred and
Speaker 3: eighty gigs of data for three hundred bucks per year.
Speaker 1: For a year, for a year.
Speaker 2: Oh my gosh, that is really cheap. All right, So
Speaker 2: we've got Patrese. Patrese says rice cookers. You guys keep
Speaker 2: buying prepackaged rice and it is adding up. Get a
Speaker 2: cheap rice cooker from Kmart for fourteen dollars and it'll
Speaker 2: pay itself off over the long term.
Speaker 4: No, that's a super saving tip though.
Speaker 2: I'm totally into that because I burn expensive No. No,
Speaker 2: the rice cooker, it's fool proof.
Speaker 4: It doesn't it can't screw it up.
Speaker 2: Okay, can't mess it up. Fourteen dollars it Camart. That
Speaker 2: is from my perspective, a money in. We've got emmy,
Speaker 2: Emmy says, buy a gift card on the shop back app,
Speaker 2: and then use the gift card to pay for your
Speaker 2: groceries with the shop back extension on your browser and
Speaker 2: you get double shop backed. Oh wow, what a wizard.
Speaker 2: Chloe has a funny one. She says, get a dirty
Speaker 2: clothes basket that has a lid. It'll save you money
Speaker 2: on the vet when your dog wants to eat your socks.
Speaker 4: Can I just say nothing beats my I beat inflation.
Speaker 4: Sorry by your gift Now buy what you want.
Speaker 2: I think that's that's good. We've also got one from Antara.
Speaker 2: She says. You'll resonate with this because we all love
Speaker 2: a little bit of cheeky macs. Download the Macs app.
Speaker 2: We've talked about it before and she said this. Yeah,
Speaker 2: she said, compare the cost this week, I got my
Speaker 2: coffee for two dollars. Wow, money win. I feel like
Speaker 2: those are money wins all round.
Speaker 3: You know what, if you have a sneaky tip that
Speaker 3: you've got, hit us up on socials at She's on
Speaker 3: the money, because I think we should do that more often.
Speaker 2: Just let out let them tell us yeah, I've got
Speaker 2: another one. If you want another one, Colleen with one
Speaker 2: she says, I've got a few email addresses so I
Speaker 2: can keep utilizing the new customer discounts if I haven't
Speaker 2: used them before.
Speaker 4: Oh wizard inside of Trading or something.
Speaker 3: Now doesn't that Just remember to put a reminder to
Speaker 3: cancel that because I was paying for Audible for eighteen
Speaker 3: months on whoops.
Speaker 2: All right, well, you've got to be smart, but I
Speaker 2: reckon at some point we'll go back to the community
Speaker 2: for some money tips. Because they're smarter than me.
Speaker 1: Well, I feel personally attacked until you said smarter than me.
Speaker 1: Well done. All right, we got to get out of here. Guys.
Speaker 3: You can catch up with us anytime on socials. Just
Speaker 3: search Sheeese on the money. Mitch, you've got to stick around.
Speaker 3: Do the life on cut radio show next.
Speaker 1: But I do.
Speaker 4: I do.
Speaker 1: Let's go get it.
Speaker 2: Let's go get us a two dollar macas coffee.
Speaker 1: Took the words right out of my mouth, baby,