1 00:00:00,680 --> 00:00:04,920 Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr 2 00:00:04,960 --> 00:00:08,680 Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before 3 00:00:08,680 --> 00:00:11,160 Speaker 1: we get started on She's on the Money podcast, I 4 00:00:11,160 --> 00:00:14,319 Speaker 1: would like to acknowledge the traditional custodians of the land 5 00:00:14,400 --> 00:00:17,720 Speaker 1: of which this podcast is recorded on a wondery country, 6 00:00:18,120 --> 00:00:22,240 Speaker 1: acknowledging the elders, the ancestors and the next generation coming 7 00:00:22,320 --> 00:00:26,960 Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing 8 00:00:27,080 --> 00:00:30,120 Speaker 1: and the storytelling of you to make a difference for 9 00:00:30,240 --> 00:00:32,640 Speaker 1: today and lasting impact for tomorrow. 10 00:00:33,320 --> 00:00:34,120 Speaker 2: Let's get into it. 11 00:00:34,760 --> 00:00:47,880 Speaker 3: She's on the Money, She's on the Money. 12 00:00:57,760 --> 00:01:00,800 Speaker 2: Hello, and welcome to She's on the Money, the podcast 13 00:01:00,800 --> 00:01:04,559 Speaker 2: for millennials who want financial freedom. Today is Friday, which 14 00:01:04,600 --> 00:01:06,959 Speaker 2: means it is time to get together with the team 15 00:01:07,080 --> 00:01:10,800 Speaker 2: and celebrate you our incredible She's on the Money community, 16 00:01:11,200 --> 00:01:13,480 Speaker 2: And today we're going to be sharing a few of 17 00:01:13,520 --> 00:01:15,840 Speaker 2: our favorite money wins or jesses, and then we're going 18 00:01:15,880 --> 00:01:18,280 Speaker 2: to be helping to answer a juicy money dilemma, which 19 00:01:18,319 --> 00:01:20,480 Speaker 2: this week is all about how to achieve your financial 20 00:01:20,560 --> 00:01:23,920 Speaker 2: goals with multiple income streams. And we're going to be 21 00:01:24,040 --> 00:01:26,959 Speaker 2: unpacking something that you slid into our DMS, about which 22 00:01:27,160 --> 00:01:29,520 Speaker 2: this week was what to do about a partner who 23 00:01:29,560 --> 00:01:32,080 Speaker 2: spends his money on only fans but won't buy your 24 00:01:32,120 --> 00:01:35,560 Speaker 2: baby clothes. So before we get their team, welcome to 25 00:01:35,640 --> 00:01:38,720 Speaker 2: the Friday Show. Woo, thank you so much for having 26 00:01:38,840 --> 00:01:41,240 Speaker 2: us party time. I feel like this has been a 27 00:01:41,280 --> 00:01:44,240 Speaker 2: good week. We've had good pod content this week, good 28 00:01:44,280 --> 00:01:48,200 Speaker 2: pod content, good pod content today. Good pod content, yes, 29 00:01:48,240 --> 00:01:50,360 Speaker 2: good pod content. But have you had a good pod 30 00:01:50,440 --> 00:01:51,840 Speaker 2: content week? Yeah? 31 00:01:51,880 --> 00:01:54,600 Speaker 4: I think so, And I feel like everything's brighter on 32 00:01:54,640 --> 00:01:55,200 Speaker 4: a Friday. 33 00:01:55,280 --> 00:01:57,600 Speaker 2: Can you tell that we've been talking about scarcity mindset? 34 00:01:57,600 --> 00:01:59,640 Speaker 2: We just recorded that episode and now she's like I 35 00:01:59,760 --> 00:02:03,400 Speaker 2: were rose colored glasses. Victoria taught me how to be 36 00:02:03,440 --> 00:02:06,920 Speaker 2: more abundant. I'm on basically, I'm onto you. What's the 37 00:02:06,920 --> 00:02:08,280 Speaker 2: best part of your day today? 38 00:02:08,400 --> 00:02:11,359 Speaker 4: I got a coffee from seven to eleven money win, 39 00:02:11,639 --> 00:02:14,400 Speaker 4: money win, instead of going to the cafe downstairs. 40 00:02:14,480 --> 00:02:18,360 Speaker 2: Money loss, money loss. It's a small business money so 41 00:02:18,440 --> 00:02:20,440 Speaker 2: we've got to mix it up. Well, that's exactly right. 42 00:02:20,520 --> 00:02:22,000 Speaker 4: But I got my walk in going all the way 43 00:02:22,000 --> 00:02:24,320 Speaker 4: to seven as amazing, So that was a highlight of 44 00:02:24,320 --> 00:02:24,960 Speaker 4: my day so far. 45 00:02:25,240 --> 00:02:27,359 Speaker 2: That's pretty good. Just what's the highlight of your day. 46 00:02:27,360 --> 00:02:30,000 Speaker 5: Oh, the highlight of my day is that this weekend 47 00:02:30,040 --> 00:02:31,680 Speaker 5: I have a lot of fun things planned. We're going 48 00:02:31,760 --> 00:02:34,720 Speaker 5: to see our family. My sister in law's very pregnant, right. 49 00:02:34,680 --> 00:02:36,720 Speaker 2: Yeah, which is babies everywhere. 50 00:02:36,840 --> 00:02:38,720 Speaker 5: We're all about the babies right now. And then one 51 00:02:38,720 --> 00:02:40,720 Speaker 5: of my other friends has a baby, and I've just 52 00:02:40,880 --> 00:02:43,320 Speaker 5: moved and we're really close to our friends where we 53 00:02:43,400 --> 00:02:45,320 Speaker 5: used to be really far away from our friends. So 54 00:02:46,240 --> 00:02:48,560 Speaker 5: I am excited to not have to drive ten billion 55 00:02:48,600 --> 00:02:49,600 Speaker 5: miles to see them. 56 00:02:49,720 --> 00:02:52,520 Speaker 2: Yeah, no, that is epic. I'm just excited to go 57 00:02:52,560 --> 00:02:54,120 Speaker 2: for a walk in the morning and get a coffee. 58 00:02:54,120 --> 00:02:56,919 Speaker 2: If we're being brutally honest, like, this week has been 59 00:02:57,280 --> 00:03:00,280 Speaker 2: so busy that I have done literally nothing that I 60 00:03:00,320 --> 00:03:02,680 Speaker 2: wanted to do and everything that I didn't want to do. 61 00:03:03,200 --> 00:03:05,560 Speaker 2: But let's move on to everything I do want to 62 00:03:05,600 --> 00:03:08,239 Speaker 2: know about, and that is our community. Money wins, Jess, 63 00:03:08,280 --> 00:03:10,480 Speaker 2: what have you pulled out for us this week? 64 00:03:10,560 --> 00:03:13,600 Speaker 5: I've got some fine ones this week, starting off with Samantha, 65 00:03:13,639 --> 00:03:16,280 Speaker 5: who said money win. I've decided to move back in 66 00:03:16,320 --> 00:03:18,520 Speaker 5: with my parents to save some money, and suddenly I 67 00:03:18,560 --> 00:03:20,840 Speaker 5: have an extra four hundred dollars in my account for 68 00:03:20,880 --> 00:03:22,400 Speaker 5: not paying rent for the next two weeks. 69 00:03:22,680 --> 00:03:24,200 Speaker 2: He kiss very good money. 70 00:03:24,240 --> 00:03:27,520 Speaker 5: We own that, queen. I saw someone else say something 71 00:03:27,560 --> 00:03:30,200 Speaker 5: similar last week. They were saying they're embarrassed by hi. Well, 72 00:03:30,240 --> 00:03:32,000 Speaker 5: I think there's that stigma of like being of a 73 00:03:32,000 --> 00:03:34,200 Speaker 5: certain age when your parents are like, get that bag. 74 00:03:34,280 --> 00:03:35,080 Speaker 5: That's a lot of money. 75 00:03:35,160 --> 00:03:36,920 Speaker 2: Yeah. Not only is it a lot of money, I 76 00:03:36,960 --> 00:03:40,040 Speaker 2: also genuinely think it's a flex to have such a 77 00:03:40,080 --> 00:03:42,640 Speaker 2: solid relationship with your parents that you're happy to move 78 00:03:42,720 --> 00:03:46,160 Speaker 2: back in and they're happy with the circumstance, like lap 79 00:03:46,200 --> 00:03:49,000 Speaker 2: that up. That is privilege if ever, I've seen it, 80 00:03:49,040 --> 00:03:51,120 Speaker 2: and I love it one thousand percent. 81 00:03:51,240 --> 00:03:53,680 Speaker 5: My next win this week comes from Page who said 82 00:03:53,720 --> 00:03:56,240 Speaker 5: big money win. I was paying seventy dollars a week 83 00:03:56,280 --> 00:03:58,240 Speaker 5: for forty five I recently. 84 00:03:57,920 --> 00:03:59,680 Speaker 2: Gn't actually seventy dollars a week out. 85 00:03:59,720 --> 00:04:00,640 Speaker 5: Isn't that insane? 86 00:04:00,840 --> 00:04:05,160 Speaker 2: That's so expensive? That is ludicant that Sorry, at forty five, 87 00:04:05,240 --> 00:04:07,720 Speaker 2: you're probably not going to sponsor us, but that is insane. 88 00:04:08,080 --> 00:04:11,560 Speaker 2: They don't even have a room full of equipment, don't they. Well, 89 00:04:11,600 --> 00:04:13,640 Speaker 2: I walk past in her forty five place all the time. 90 00:04:13,680 --> 00:04:15,320 Speaker 2: They're just like jumping up and down on the spot. 91 00:04:16,480 --> 00:04:17,880 Speaker 5: I could do that in my lundry for free. 92 00:04:18,080 --> 00:04:21,200 Speaker 2: Literally, let's do it anyway, page seventy dollars. 93 00:04:21,360 --> 00:04:24,280 Speaker 5: She canceled her membership and signed up to her local 94 00:04:24,320 --> 00:04:26,839 Speaker 5: gym for twelve dollars a week. To keep her fitness 95 00:04:26,880 --> 00:04:29,600 Speaker 5: on track, she downloaded the Sweat app for a training program, 96 00:04:29,600 --> 00:04:31,920 Speaker 5: which costs five dollars a week. This means that she's 97 00:04:31,960 --> 00:04:34,800 Speaker 5: now going to save two hundred and twelve dollars a month. 98 00:04:34,839 --> 00:04:36,720 Speaker 5: She's going to support a small business, she's gonna be 99 00:04:36,720 --> 00:04:39,360 Speaker 5: able to work out more flexibly, and she's already gained 100 00:04:39,360 --> 00:04:40,480 Speaker 5: some muscle on the new program. 101 00:04:40,560 --> 00:04:43,680 Speaker 2: Yes, Queen, I just said, my kick Pilarate's workouts on 102 00:04:43,720 --> 00:04:45,919 Speaker 2: the floor in my laundry with my cats climbing over me, 103 00:04:46,000 --> 00:04:46,840 Speaker 2: and I just think that's it. 104 00:04:47,000 --> 00:04:49,719 Speaker 5: Pick Kick is the best. That platform is so so good. 105 00:04:50,000 --> 00:04:52,680 Speaker 2: That's because you use my log in Steph, Laura, you're listening, No, 106 00:04:52,760 --> 00:04:53,080 Speaker 2: you did not. 107 00:04:53,680 --> 00:04:54,400 Speaker 5: That is a money win. 108 00:04:54,520 --> 00:04:55,280 Speaker 2: That is a money winner. 109 00:04:55,960 --> 00:04:59,200 Speaker 5: My next win comes from Jennifer, who said she recently 110 00:04:59,240 --> 00:05:01,960 Speaker 5: bought a house that renovating and the backyard was all 111 00:05:02,000 --> 00:05:04,280 Speaker 5: fake turf. She thought they were going to have to 112 00:05:04,360 --> 00:05:06,440 Speaker 5: pay to get rid of it. But instead she put 113 00:05:06,480 --> 00:05:09,839 Speaker 5: it on Facebook marketplace for free and had over fifty 114 00:05:09,880 --> 00:05:12,400 Speaker 5: messages for people wanting to come and pick it up. 115 00:05:12,400 --> 00:05:15,000 Speaker 5: And I have a story. Recently moved, as I told you, 116 00:05:15,040 --> 00:05:17,400 Speaker 5: and we had like a whole garage full of stuff, 117 00:05:17,480 --> 00:05:18,280 Speaker 5: right and I was. 118 00:05:18,279 --> 00:05:21,760 Speaker 2: Like, oh no, I've just moved as well. The worst 119 00:05:21,880 --> 00:05:22,359 Speaker 2: you would know. 120 00:05:22,560 --> 00:05:24,240 Speaker 5: A lot of it was really good stuff that I 121 00:05:24,400 --> 00:05:27,160 Speaker 5: just as we were cleaning, I was don't want to 122 00:05:27,200 --> 00:05:30,400 Speaker 5: move it. Op shops aren't taking stuff right now, aren't they? No. 123 00:05:30,560 --> 00:05:32,440 Speaker 5: I think there's been a lot of donations, which is 124 00:05:32,440 --> 00:05:33,279 Speaker 5: a great thing. 125 00:05:33,480 --> 00:05:35,800 Speaker 2: But though because I feel like sometimes people take the 126 00:05:35,839 --> 00:05:38,240 Speaker 2: mickey and they just donate stuff that they really should 127 00:05:38,240 --> 00:05:40,200 Speaker 2: have thrown out. Oh absolutely rude. 128 00:05:40,040 --> 00:05:42,520 Speaker 5: Which doesn't do it. It takes up more time, it's 129 00:05:42,520 --> 00:05:44,839 Speaker 5: not helpful all But anyways, aren't taking out? Do you 130 00:05:44,839 --> 00:05:45,880 Speaker 5: want to throw it out? Because what do you do 131 00:05:46,080 --> 00:05:48,200 Speaker 5: with good stuff? So I posted in like the page 132 00:05:48,240 --> 00:05:52,120 Speaker 5: for my estate and hey, everybody, I've got a driveway 133 00:05:52,120 --> 00:05:55,040 Speaker 5: full of stuff. It's out the front. I did preemptively 134 00:05:55,080 --> 00:05:59,359 Speaker 5: say no holds first, distressed, don't message me, I'm not 135 00:05:59,360 --> 00:06:01,840 Speaker 5: picking up. And it was gone in an hour and 136 00:06:01,880 --> 00:06:02,239 Speaker 5: a half. 137 00:06:02,520 --> 00:06:06,400 Speaker 2: Was that wow, like in your front room and just like. 138 00:06:06,400 --> 00:06:08,520 Speaker 5: What like crashed the cat And I was like, yeah, 139 00:06:08,560 --> 00:06:09,240 Speaker 5: I would, And. 140 00:06:09,279 --> 00:06:10,760 Speaker 2: I wouldn't have even said hi. I would have just 141 00:06:10,760 --> 00:06:13,200 Speaker 2: been snooping on people, being like, oh, so they're checking 142 00:06:13,200 --> 00:06:16,800 Speaker 2: out the full pile. What do you reckon? They came for? 143 00:06:16,960 --> 00:06:17,679 Speaker 2: Was it the keyboard? 144 00:06:18,560 --> 00:06:21,000 Speaker 5: Keyboard? We actually did have a keyboard. 145 00:06:22,160 --> 00:06:24,480 Speaker 2: I want to see the picture. No, this is all 146 00:06:24,520 --> 00:06:24,919 Speaker 2: for free. 147 00:06:25,040 --> 00:06:26,560 Speaker 5: Yeah, well, because that was the thing is I was 148 00:06:26,560 --> 00:06:28,480 Speaker 5: going to give it away, and rather than I didn't 149 00:06:28,480 --> 00:06:29,880 Speaker 5: have the time to sell it, I was just like, 150 00:06:29,920 --> 00:06:32,239 Speaker 5: do a good thing. Maybe someone gets that's good. 151 00:06:32,839 --> 00:06:35,800 Speaker 2: I moved and I put a chest of drawers on 152 00:06:35,880 --> 00:06:39,080 Speaker 2: my nature strip thinking that someone would take them, and 153 00:06:39,120 --> 00:06:41,440 Speaker 2: they have it. And now my real estate agent is 154 00:06:41,480 --> 00:06:44,800 Speaker 2: following me up to boot Hard Rubbish because otherwise it's 155 00:06:44,839 --> 00:06:46,920 Speaker 2: going to come out of my bond. So money lost 156 00:06:46,960 --> 00:06:49,280 Speaker 2: for me, money for you and our. 157 00:06:49,200 --> 00:06:51,479 Speaker 5: Community, and money in the page as well. The next 158 00:06:51,480 --> 00:06:53,440 Speaker 5: win I have here came from Annie, who said she 159 00:06:53,560 --> 00:06:55,440 Speaker 5: ordered some make up back in October and it got 160 00:06:55,480 --> 00:06:58,400 Speaker 5: lost in transit. She got a replacement order that arrived 161 00:06:58,400 --> 00:07:02,320 Speaker 5: in December. However, somehow the original order has now gotten 162 00:07:02,480 --> 00:07:05,960 Speaker 5: unlost underrived and they don't want it back. So now 163 00:07:06,000 --> 00:07:09,159 Speaker 5: she's got double the makeup, including some of her staple 164 00:07:09,200 --> 00:07:11,520 Speaker 5: products that she would have had to repurchase on every 165 00:07:11,920 --> 00:07:12,680 Speaker 5: money win. 166 00:07:13,080 --> 00:07:15,960 Speaker 2: That's actually a very good money win. And it's like 167 00:07:16,000 --> 00:07:18,480 Speaker 2: super ethical as well, because obviously there was a period 168 00:07:18,520 --> 00:07:20,559 Speaker 2: of time between it. You didn't just like lie about 169 00:07:20,600 --> 00:07:24,120 Speaker 2: your package being no, which we don't condone, but like, 170 00:07:24,680 --> 00:07:27,600 Speaker 2: how good that's good karma coming around, I reckon. 171 00:07:27,760 --> 00:07:29,520 Speaker 5: I would like to think so as well. And then 172 00:07:29,560 --> 00:07:31,520 Speaker 5: the last win that I have for this week comes 173 00:07:31,560 --> 00:07:33,760 Speaker 5: from Rihanna and who said money win. I needed a 174 00:07:33,760 --> 00:07:35,520 Speaker 5: new pair of shoes for work, as mine now have 175 00:07:35,520 --> 00:07:38,280 Speaker 5: a hole where the toe pops out. Not exactly questionable, 176 00:07:38,760 --> 00:07:41,000 Speaker 5: that's hot, and one of the girls from work, some 177 00:07:41,040 --> 00:07:43,560 Speaker 5: people would pay for that only for content. 178 00:07:43,960 --> 00:07:47,640 Speaker 2: Think I would you would pay for that content? She would, 179 00:07:47,720 --> 00:07:49,280 Speaker 2: it'd be great to see scumbag. 180 00:07:50,920 --> 00:07:52,600 Speaker 5: One of the girls from work said that she had 181 00:07:52,600 --> 00:07:54,520 Speaker 5: a pair that she had worn once and didn't like 182 00:07:54,560 --> 00:07:56,640 Speaker 5: the feel of them, so she said that I could 183 00:07:56,680 --> 00:07:58,600 Speaker 5: have them for freeze. They don't go to waste, save 184 00:07:58,640 --> 00:07:59,960 Speaker 5: myself one hundred and fifty bucks. 185 00:07:59,800 --> 00:08:04,680 Speaker 2: And I guarantee they're more comfortable than one with not 186 00:08:04,720 --> 00:08:05,320 Speaker 2: on a hot day. 187 00:08:06,120 --> 00:08:09,000 Speaker 5: True, that's like free air con exactly. 188 00:08:09,880 --> 00:08:11,640 Speaker 2: Do you know what you know? What's got good air 189 00:08:11,680 --> 00:08:15,320 Speaker 2: conn in in a piece of footwear? Crocs? True? 190 00:08:16,520 --> 00:08:19,559 Speaker 5: No, great, great footwear. I'm team anti croc. 191 00:08:19,920 --> 00:08:22,880 Speaker 2: I am team that's very strong name and activity. I 192 00:08:22,880 --> 00:08:24,360 Speaker 2: can't complete wearing my crocs. 193 00:08:24,480 --> 00:08:25,200 Speaker 5: Go to fashion Week? 194 00:08:25,400 --> 00:08:27,440 Speaker 2: Can Balenciaga brought out their own crocks? 195 00:08:27,800 --> 00:08:29,440 Speaker 5: And what happened to Balenciaga? 196 00:08:29,520 --> 00:08:34,280 Speaker 2: Yeah? See myself out. All right, let's go to a 197 00:08:34,320 --> 00:08:37,160 Speaker 2: break before I get canceled in the way the Balenciaga did, 198 00:08:37,400 --> 00:08:38,959 Speaker 2: and we'll see you on the other side to talk 199 00:08:38,960 --> 00:08:41,320 Speaker 2: about a money dilemma, and also about what you would 200 00:08:41,360 --> 00:08:44,199 Speaker 2: do if your partner's paying for only fans but refusing 201 00:08:44,280 --> 00:08:46,960 Speaker 2: to buy baby clothes. Don't go anywhere. 202 00:08:50,920 --> 00:08:52,920 Speaker 5: Orright everybody, we are back and it's time for what 203 00:08:52,920 --> 00:08:54,640 Speaker 5: it is. I feel like one of my favorite parts 204 00:08:54,640 --> 00:08:55,240 Speaker 5: of the week at this. 205 00:08:55,200 --> 00:08:56,920 Speaker 2: Point, mine too, money dilemma. 206 00:08:57,000 --> 00:08:57,720 Speaker 5: Let's have a listen. 207 00:09:00,120 --> 00:09:02,400 Speaker 2: Hi there, have you got a money dilemma you just 208 00:09:02,440 --> 00:09:04,960 Speaker 2: can't solve? The Sheese on the Money Team is here 209 00:09:05,000 --> 00:09:08,240 Speaker 2: to help. Every week we tackle your dilemmas, both big 210 00:09:08,280 --> 00:09:11,000 Speaker 2: and small, to answer your most burning money, career and 211 00:09:11,040 --> 00:09:14,240 Speaker 2: life questions. To get involved, simply head to our website 212 00:09:14,280 --> 00:09:16,400 Speaker 2: and leave us a short voice recording and you might 213 00:09:16,440 --> 00:09:19,000 Speaker 2: just find yourself on the show. Now, let's take a 214 00:09:19,040 --> 00:09:21,079 Speaker 2: listen to this week's money dilemma. 215 00:09:22,280 --> 00:09:25,440 Speaker 6: Hello, I have a money dilemma that I hope you 216 00:09:25,480 --> 00:09:29,000 Speaker 6: can pretty please help me out with. I work permanent 217 00:09:29,040 --> 00:09:31,960 Speaker 6: part time, so I work four days a week, and 218 00:09:32,000 --> 00:09:36,080 Speaker 6: I have a salary for that. I also work freelance 219 00:09:36,360 --> 00:09:38,760 Speaker 6: and have different amounts of money coming in from that 220 00:09:38,880 --> 00:09:42,360 Speaker 6: each month. I really want to use my freelance money 221 00:09:42,400 --> 00:09:46,079 Speaker 6: to grow my wealth, to also maybe subsidize my salary 222 00:09:46,080 --> 00:09:47,760 Speaker 6: at times, because it's not always a lot with the 223 00:09:47,760 --> 00:09:50,800 Speaker 6: growing cost of life. So how can I kind of 224 00:09:50,800 --> 00:09:53,880 Speaker 6: manage this freelance while living off my salary and grow 225 00:09:53,920 --> 00:09:56,680 Speaker 6: my wealth and travel and do fun things that I 226 00:09:56,720 --> 00:10:00,000 Speaker 6: can't afford to do just on my salary. Thank you. 227 00:10:00,520 --> 00:10:02,840 Speaker 2: I feel like this is a really common one for 228 00:10:02,920 --> 00:10:05,360 Speaker 2: people who are either in that situation where they have 229 00:10:05,400 --> 00:10:07,480 Speaker 2: an income and then they have a freelance income, or 230 00:10:07,520 --> 00:10:10,400 Speaker 2: they have an inconsistent income in general, like they might 231 00:10:10,640 --> 00:10:12,880 Speaker 2: be a UNI student only work casually so you know, 232 00:10:12,920 --> 00:10:15,920 Speaker 2: over Christmas they might become fully loaded because they just 233 00:10:16,000 --> 00:10:18,600 Speaker 2: work fifty hour weeks and then during the week they 234 00:10:18,640 --> 00:10:21,400 Speaker 2: only have the capacity to do like five or six hours. 235 00:10:21,559 --> 00:10:25,000 Speaker 2: So I think this is actually there's no secret to it, 236 00:10:25,040 --> 00:10:27,839 Speaker 2: and I'm sorry, I don't have like some secret like, oh, 237 00:10:27,880 --> 00:10:29,880 Speaker 2: here's how to manage your wealth and still go on 238 00:10:29,920 --> 00:10:33,280 Speaker 2: holidays and do all of these things. It actually sounds 239 00:10:33,320 --> 00:10:35,040 Speaker 2: like the first thing you need to do is go 240 00:10:35,080 --> 00:10:37,400 Speaker 2: back to basics and work out what your goals and 241 00:10:37,520 --> 00:10:40,400 Speaker 2: values are and go, well, what actually am I looking 242 00:10:40,440 --> 00:10:43,800 Speaker 2: to achieve here? Because if travel is your value, well, 243 00:10:43,800 --> 00:10:46,080 Speaker 2: what does that mean? Are we traveling down to the 244 00:10:46,120 --> 00:10:48,839 Speaker 2: beach every weekend and it's a really cheap day trip, 245 00:10:48,920 --> 00:10:51,719 Speaker 2: or are we traveling to Italy? And if we're doing that, 246 00:10:51,880 --> 00:10:54,920 Speaker 2: is it an annual international trip? Is it every two years, 247 00:10:54,920 --> 00:10:58,320 Speaker 2: every five years? Like what does that actually look like 248 00:10:58,360 --> 00:11:00,599 Speaker 2: to you? Because to say, oh, I really want to 249 00:11:00,640 --> 00:11:02,360 Speaker 2: travel and I want to create wealth and I want 250 00:11:02,360 --> 00:11:04,640 Speaker 2: to I can't tell you the answer. You actually need 251 00:11:04,679 --> 00:11:07,280 Speaker 2: to go back to basics and go, well, actually, what 252 00:11:07,360 --> 00:11:09,920 Speaker 2: are my values and what does that look like? And 253 00:11:09,960 --> 00:11:11,640 Speaker 2: then you need to look at your budget and cash 254 00:11:11,640 --> 00:11:14,600 Speaker 2: flow and go okay, cool, what does my actual budget 255 00:11:14,640 --> 00:11:18,040 Speaker 2: look like like what am my outgoings versus my ingoings? 256 00:11:18,280 --> 00:11:20,840 Speaker 2: And as you said, it's hard to measure what that 257 00:11:21,000 --> 00:11:24,319 Speaker 2: freelance work looks like, but easy to understand what your 258 00:11:24,320 --> 00:11:26,319 Speaker 2: salary is because that's going to be the same thing 259 00:11:26,400 --> 00:11:28,880 Speaker 2: each and every single month. So if I were you, 260 00:11:28,920 --> 00:11:31,800 Speaker 2: I would get a good budget and cash flow system. Hint, 261 00:11:31,880 --> 00:11:35,079 Speaker 2: we have a brilliant one. I know, Jess swears by 262 00:11:35,160 --> 00:11:39,040 Speaker 2: it so good, and I'm biased because I created it 263 00:11:39,280 --> 00:11:41,440 Speaker 2: and Beck has just been gifted it but she hasn't 264 00:11:41,440 --> 00:11:43,480 Speaker 2: done anything with it yet. But that's okay, we'll get 265 00:11:43,520 --> 00:11:46,280 Speaker 2: there baby steps. I mean, just having a log in 266 00:11:46,320 --> 00:11:49,080 Speaker 2: a is a start, But what I would be doing 267 00:11:49,280 --> 00:11:51,480 Speaker 2: is really looking at, well, how much money do I 268 00:11:51,520 --> 00:11:53,560 Speaker 2: have coming in and how much needs to go out? 269 00:11:53,600 --> 00:11:57,199 Speaker 2: What are my basic spenses, and then with your freelance 270 00:11:57,280 --> 00:12:00,280 Speaker 2: income topping that up. So if say one month, you 271 00:12:00,280 --> 00:12:03,800 Speaker 2: have an extra five hundred dollars, wow, we could allocate 272 00:12:03,920 --> 00:12:06,920 Speaker 2: that towards achieving a goal sooner than we had set 273 00:12:06,960 --> 00:12:09,440 Speaker 2: out to with our base income. And I think that 274 00:12:09,480 --> 00:12:13,760 Speaker 2: the way of working needs to be quite structured, because 275 00:12:13,840 --> 00:12:16,200 Speaker 2: otherwise we feel a little bit wishy washy and we're like, oh, 276 00:12:16,200 --> 00:12:17,800 Speaker 2: I'm not really sure what I'm doing when it comes 277 00:12:17,800 --> 00:12:19,760 Speaker 2: to wealth creation or this holiday goal I have, or 278 00:12:19,800 --> 00:12:21,680 Speaker 2: you know, you might be saving for a new car. 279 00:12:22,160 --> 00:12:24,679 Speaker 2: I think we actually need to create some structure. So 280 00:12:24,960 --> 00:12:27,559 Speaker 2: create the structure with your base income where you have 281 00:12:27,720 --> 00:12:31,920 Speaker 2: that stability, and then when you have additional funds coming in, 282 00:12:32,240 --> 00:12:34,200 Speaker 2: maybe that goes into your holiday fund so you can 283 00:12:34,200 --> 00:12:36,520 Speaker 2: go on a holiday sooner or achieve that goal quicker. 284 00:12:36,880 --> 00:12:38,880 Speaker 2: Or maybe you have an extra two hundred dollars one 285 00:12:38,920 --> 00:12:40,760 Speaker 2: month that you didn't have the month before, and wow, 286 00:12:40,880 --> 00:12:44,520 Speaker 2: you could buy some more shares and work towards that goal. 287 00:12:44,960 --> 00:12:48,080 Speaker 2: But from my perspective, having clarity on those goals is 288 00:12:48,120 --> 00:12:51,400 Speaker 2: really important to begin with, because otherwise it feels really 289 00:12:51,520 --> 00:12:54,559 Speaker 2: wishy washy. And often when you have an unstable income, 290 00:12:54,679 --> 00:12:55,960 Speaker 2: it can be like, oh, well, I don't know how 291 00:12:56,040 --> 00:12:58,040 Speaker 2: much money i'll have next month versus this month, and 292 00:12:58,280 --> 00:13:00,600 Speaker 2: what's the point. Well, why don't we just strip it 293 00:13:00,640 --> 00:13:03,880 Speaker 2: back to basics and taking that a step further. If 294 00:13:03,920 --> 00:13:05,679 Speaker 2: you're someone listening to this and you're like, but V 295 00:13:05,800 --> 00:13:09,520 Speaker 2: I don't have a base income, it's always freelance. Sometimes 296 00:13:09,559 --> 00:13:12,440 Speaker 2: it's one thousand dollars a month. Sometimes it's ten thousand 297 00:13:12,480 --> 00:13:15,200 Speaker 2: dollars a month. What I would do is look back 298 00:13:15,280 --> 00:13:18,160 Speaker 2: on the last twelve months of income and go, Okay, 299 00:13:18,280 --> 00:13:21,000 Speaker 2: what on average am I actually bringing in? What on 300 00:13:21,120 --> 00:13:25,280 Speaker 2: average are my monthly expenses, and then creating a kitty 301 00:13:25,640 --> 00:13:28,200 Speaker 2: and creating basically a cash hub where all of that 302 00:13:28,280 --> 00:13:31,720 Speaker 2: money comes in, but you always have the consistency of 303 00:13:31,760 --> 00:13:34,240 Speaker 2: what goes out. So you might have worked out that 304 00:13:34,360 --> 00:13:36,680 Speaker 2: your food, your fuel, and your fun is two hundred 305 00:13:36,679 --> 00:13:39,480 Speaker 2: and fifty dollars a week, So regardless of whether ten 306 00:13:39,520 --> 00:13:42,000 Speaker 2: thousand dollars or one thousand dollars came in that month, 307 00:13:42,040 --> 00:13:44,559 Speaker 2: you transfer that two hundred and fifty dollars a week 308 00:13:44,840 --> 00:13:47,960 Speaker 2: and live on a structure. And then maybe every three 309 00:13:48,160 --> 00:13:50,840 Speaker 2: or six months you go into that cash hub and go, wow, 310 00:13:50,960 --> 00:13:54,040 Speaker 2: I do have more than I expected to have, or wow, 311 00:13:54,240 --> 00:13:57,200 Speaker 2: there's not enough there, or whatever that might look like. 312 00:13:57,280 --> 00:13:59,679 Speaker 2: And if you do have a surplus, you can reallocate 313 00:13:59,720 --> 00:14:02,600 Speaker 2: that to your goals to achieve them quicker. But the 314 00:14:02,640 --> 00:14:04,840 Speaker 2: most important thing, and I know I've harped on about 315 00:14:04,840 --> 00:14:07,760 Speaker 2: this literally because I'm obsessed with budget and cash flow, 316 00:14:08,120 --> 00:14:11,200 Speaker 2: is actually creating some level of stability, because that's what 317 00:14:11,240 --> 00:14:13,360 Speaker 2: we crave when it comes to budget and when it 318 00:14:13,400 --> 00:14:16,200 Speaker 2: comes to dealing with money, and often we feel most 319 00:14:16,240 --> 00:14:19,920 Speaker 2: out of control when we don't feel like we're in control. Right, Yes, 320 00:14:20,280 --> 00:14:22,680 Speaker 2: you freelance on the side and a bit of a 321 00:14:22,760 --> 00:14:25,560 Speaker 2: side husseleur. How do you deal with that when it 322 00:14:25,560 --> 00:14:26,440 Speaker 2: comes into your account? 323 00:14:26,600 --> 00:14:29,760 Speaker 5: I kind of just treat it as extra free money. Yeah, well, 324 00:14:29,760 --> 00:14:32,040 Speaker 5: not free money, it's not what's the word fungible? 325 00:14:32,200 --> 00:14:35,880 Speaker 2: So aren't fungible is the most disgusting word, But yes, 326 00:14:35,920 --> 00:14:37,840 Speaker 2: it's correct in this circumstance. 327 00:14:37,960 --> 00:14:39,280 Speaker 5: You're looking at me confused. 328 00:14:39,960 --> 00:14:43,280 Speaker 2: I don't. I'd never heard fungible. It makes if you're 329 00:14:43,280 --> 00:14:44,600 Speaker 2: a mushrooms. That's what I thought. 330 00:14:44,640 --> 00:14:47,520 Speaker 5: It sounds like fungus. Yes, I heard it on the podcast, 331 00:14:47,560 --> 00:14:50,640 Speaker 5: I believe. Correct me if I'm wrong, Victoria. Fungible means 332 00:14:51,160 --> 00:14:55,680 Speaker 5: you view it as replaceable. Yes, there we so. 333 00:14:57,360 --> 00:15:01,040 Speaker 2: To give you the official definition, and it says fungible 334 00:15:01,560 --> 00:15:06,280 Speaker 2: of a product or commodity replaceable by another identical item, 335 00:15:06,360 --> 00:15:10,000 Speaker 2: mutually interchangeable. And then the quote is it is by 336 00:15:10,040 --> 00:15:13,360 Speaker 2: no means the world's only fungible commodity. Not a way 337 00:15:13,400 --> 00:15:17,320 Speaker 2: I get to throw around it. Honestly, I just can't 338 00:15:17,320 --> 00:15:19,200 Speaker 2: write that word. It gives me the ick. 339 00:15:19,400 --> 00:15:22,880 Speaker 4: I love how Google definitions always use the most unrelatable 340 00:15:22,960 --> 00:15:26,480 Speaker 4: sentence to so uptight to give you an example, and I. 341 00:15:26,520 --> 00:15:29,880 Speaker 2: Still maybe we should just go to Jess because she 342 00:15:30,000 --> 00:15:32,920 Speaker 2: used it in a real life sentence, which honestly it 343 00:15:32,920 --> 00:15:35,880 Speaker 2: should be banned. It gives me, well, I learned it 344 00:15:35,920 --> 00:15:36,680 Speaker 2: in podcast. 345 00:15:36,720 --> 00:15:40,120 Speaker 5: But like I essentially I view it as like I 346 00:15:40,160 --> 00:15:42,280 Speaker 5: don't count on it being there. So when the money 347 00:15:42,360 --> 00:15:45,520 Speaker 5: is there, I'll allocate it to something, but if it's 348 00:15:45,560 --> 00:15:48,240 Speaker 5: not there, I'm not preemptively allocating it. 349 00:15:48,280 --> 00:15:50,160 Speaker 2: If that makes sense, That's fair because I think you 350 00:15:50,200 --> 00:15:52,360 Speaker 2: can get ahead of yourself and then you know, maybe 351 00:15:52,400 --> 00:15:54,280 Speaker 2: if it doesn't come in, you're stressed because you're not 352 00:15:54,320 --> 00:15:56,480 Speaker 2: meeting the goal that you set or the bills that 353 00:15:56,520 --> 00:15:59,240 Speaker 2: you've allocated for. And I think really working off the 354 00:15:59,280 --> 00:16:02,080 Speaker 2: base amount of income that will come through is the 355 00:16:02,120 --> 00:16:02,960 Speaker 2: best way to do. 356 00:16:02,960 --> 00:16:05,560 Speaker 5: That one thousand percent. Like, I just never count on 357 00:16:05,640 --> 00:16:07,960 Speaker 5: it being there, and I also try not to fall 358 00:16:07,960 --> 00:16:10,640 Speaker 5: into the trap of when a lot of money does 359 00:16:10,680 --> 00:16:13,240 Speaker 5: come in, going oh my god, I'm rich, like I 360 00:16:13,280 --> 00:16:15,240 Speaker 5: can buy this really extensive bag that I wanted, or 361 00:16:15,240 --> 00:16:16,360 Speaker 5: I can put it. You know, I can go on 362 00:16:16,360 --> 00:16:20,000 Speaker 5: a holiday straight away, like I try and pace myself 363 00:16:20,040 --> 00:16:20,560 Speaker 5: a little bit. 364 00:16:20,680 --> 00:16:22,760 Speaker 2: Yeah, And I think that's the most important thing that 365 00:16:22,760 --> 00:16:25,440 Speaker 2: you can do. And most freelancers actually go ham in 366 00:16:25,480 --> 00:16:28,280 Speaker 2: their first year or two because they go, oh my gosh, 367 00:16:28,320 --> 00:16:29,720 Speaker 2: this month, I'm rich and I'm going to pay for 368 00:16:29,720 --> 00:16:32,080 Speaker 2: dinner for everybody, and I'm gonna, you know, buy my 369 00:16:32,160 --> 00:16:34,600 Speaker 2: family this a new couch, knew this and knew that. 370 00:16:34,800 --> 00:16:37,240 Speaker 2: And then the month after that they're back to feeling 371 00:16:37,280 --> 00:16:39,520 Speaker 2: a little bit frugal because they don't have a big 372 00:16:39,560 --> 00:16:41,760 Speaker 2: invoice coming in. And I do think that we should 373 00:16:41,800 --> 00:16:44,800 Speaker 2: see when we have additional cash coming in as an 374 00:16:44,840 --> 00:16:47,600 Speaker 2: opportunity to set ourselves up for a little bit more 375 00:16:47,680 --> 00:16:50,560 Speaker 2: financial security. So if there's an extra thousand dollars in 376 00:16:50,600 --> 00:16:53,400 Speaker 2: your account this month, how can we use that to 377 00:16:53,440 --> 00:16:55,800 Speaker 2: put you in the best possible position. Can it go 378 00:16:55,920 --> 00:16:58,800 Speaker 2: into establishing an emergency fund. Can it top up an 379 00:16:58,840 --> 00:17:02,160 Speaker 2: emergency fund and go into you know, sitting just in 380 00:17:02,200 --> 00:17:03,960 Speaker 2: your cash hubs so you have a bit more of 381 00:17:04,000 --> 00:17:06,040 Speaker 2: a float to work with when it comes to bills. 382 00:17:06,040 --> 00:17:07,879 Speaker 2: Because we have regro coming up in a couple of 383 00:17:07,920 --> 00:17:10,200 Speaker 2: months and we don't Yeah, but we don't want to 384 00:17:10,240 --> 00:17:13,399 Speaker 2: be surprised by those costs because, as you said, do 385 00:17:13,680 --> 00:17:15,960 Speaker 2: remind me, it's literally the worst when you have a 386 00:17:16,040 --> 00:17:18,359 Speaker 2: thousand dollar expense come up and you don't have the 387 00:17:18,400 --> 00:17:20,919 Speaker 2: money put aside. And I promise if we put it 388 00:17:20,960 --> 00:17:24,520 Speaker 2: aside future you's got to thank you when that regro 389 00:17:24,600 --> 00:17:26,440 Speaker 2: comes up, and you'll be like, heck, yeah, I don't 390 00:17:26,480 --> 00:17:28,680 Speaker 2: even have to go into my savings for this one. 391 00:17:28,840 --> 00:17:32,320 Speaker 5: Don't have to change the response exactly like we're excited. 392 00:17:33,240 --> 00:17:35,600 Speaker 4: V I did want to ask if say, for example, 393 00:17:35,640 --> 00:17:38,800 Speaker 4: I had an extra five dollars this month, would you 394 00:17:38,840 --> 00:17:42,400 Speaker 4: recommend I invest it or save it? 395 00:17:42,920 --> 00:17:45,800 Speaker 2: Well, it depends what circumstance you're in, Like if you 396 00:17:45,960 --> 00:17:50,320 Speaker 2: have a fully funded emergency fund that you're really comfortable 397 00:17:50,359 --> 00:17:53,680 Speaker 2: with and no outstanding bills and no debts, then yeah, 398 00:17:53,720 --> 00:17:56,880 Speaker 2: you could definitely invest it. But I think that having 399 00:17:56,920 --> 00:17:59,560 Speaker 2: an emergency fund and having bills up to date is 400 00:17:59,600 --> 00:18:01,720 Speaker 2: actually really sexy and as much as I think so 401 00:18:01,800 --> 00:18:04,920 Speaker 2: many people are jumping or chomping at the bit, if 402 00:18:04,960 --> 00:18:08,520 Speaker 2: that's the right word or phrase to use here to invest, 403 00:18:08,640 --> 00:18:10,880 Speaker 2: I also think that we should be investing when we're 404 00:18:10,880 --> 00:18:13,320 Speaker 2: financially secure enough to invest in that we don't have 405 00:18:13,359 --> 00:18:15,439 Speaker 2: to pull it out at a later date. So if 406 00:18:15,480 --> 00:18:17,760 Speaker 2: you've got an extra five bucks, it's going to really 407 00:18:17,800 --> 00:18:21,000 Speaker 2: depend on your circumstances, because an extra five dollars to 408 00:18:21,080 --> 00:18:24,000 Speaker 2: one person might not mean much, but an extra five 409 00:18:24,040 --> 00:18:26,520 Speaker 2: dollars to somebody else could mean the difference of being 410 00:18:26,600 --> 00:18:30,199 Speaker 2: absolutely stressed and not. Because sometimes we have as you 411 00:18:30,240 --> 00:18:32,000 Speaker 2: said a couple of weeks ago on the show, I 412 00:18:32,040 --> 00:18:34,960 Speaker 2: have negative seventeen dollars in my bank account, Like five 413 00:18:35,000 --> 00:18:36,760 Speaker 2: bucks is a savior when you need to buy some 414 00:18:36,800 --> 00:18:39,480 Speaker 2: new Eggs. So I think it's really important to take 415 00:18:39,520 --> 00:18:42,080 Speaker 2: the situation into account and not just go, oh, should 416 00:18:42,119 --> 00:18:46,159 Speaker 2: I be investing this five bucks? No, not necessarily. I mean, 417 00:18:46,200 --> 00:18:48,119 Speaker 2: if it's aligned to your values and the goals that 418 00:18:48,160 --> 00:18:50,880 Speaker 2: you've set one thousand percent, what a cool thing to do. 419 00:18:51,400 --> 00:18:54,760 Speaker 2: But if you don't have an emergency funder guarantee you 420 00:18:54,760 --> 00:18:56,720 Speaker 2: you probably want that five bucks next month. 421 00:18:57,080 --> 00:19:00,000 Speaker 4: So because I do this is going to maybe kill you. 422 00:19:00,200 --> 00:19:02,399 Speaker 4: But I have zero dollars in savings, So I'm going 423 00:19:02,480 --> 00:19:04,680 Speaker 4: to start on my savings and then invest. 424 00:19:04,840 --> 00:19:07,640 Speaker 2: Okay, I e exactly, And I feel like getting ahead 425 00:19:07,760 --> 00:19:10,840 Speaker 2: in that sense means that when you do invest, there's 426 00:19:10,880 --> 00:19:13,320 Speaker 2: going to be less stress and less anxiety because you 427 00:19:13,400 --> 00:19:15,959 Speaker 2: do have that emergency fund to fall back on. Like 428 00:19:16,040 --> 00:19:18,160 Speaker 2: what if something happens and you do need an extra 429 00:19:18,240 --> 00:19:20,919 Speaker 2: ten or fifteen bucks, Well, you've got it in your 430 00:19:20,920 --> 00:19:23,240 Speaker 2: emergency fund. We don't need to worry about the money 431 00:19:23,240 --> 00:19:26,280 Speaker 2: that we invested because the plan with investing is actually 432 00:19:26,280 --> 00:19:28,560 Speaker 2: to be in it for the long term, not put 433 00:19:28,600 --> 00:19:30,160 Speaker 2: it in there for a little bit and then pull 434 00:19:30,160 --> 00:19:32,080 Speaker 2: it out if we need it. It's put it in 435 00:19:32,119 --> 00:19:35,240 Speaker 2: there for thirty years and hopefully don't touch it, which 436 00:19:35,240 --> 00:19:38,439 Speaker 2: is an absolute privilege in itself, because that means that 437 00:19:38,480 --> 00:19:41,480 Speaker 2: you're financially secure on the flip side, and I think 438 00:19:41,520 --> 00:19:43,440 Speaker 2: that for me is the most important thing to structure 439 00:19:43,440 --> 00:19:47,040 Speaker 2: yourself for. And that's just genuine financial security to begin with. 440 00:19:47,280 --> 00:19:48,280 Speaker 2: That makes a lot of sense. 441 00:19:48,320 --> 00:19:50,280 Speaker 5: And if you do want to do the master class, 442 00:19:50,280 --> 00:19:51,600 Speaker 5: I feel like there's probably a lot of people listening 443 00:19:51,640 --> 00:19:53,560 Speaker 5: to this right now going, oh, what is that. 444 00:19:53,760 --> 00:19:55,840 Speaker 2: She's some money? Never talks about it, We really don't, 445 00:19:55,840 --> 00:19:58,719 Speaker 2: So like this is the year of pumping the budget 446 00:19:58,720 --> 00:20:00,800 Speaker 2: and cashlow master class because we always forget to talk 447 00:20:00,840 --> 00:20:02,399 Speaker 2: about it, and it is so great. 448 00:20:02,440 --> 00:20:05,840 Speaker 5: I use it literally every single week. It's amazing Hedge 449 00:20:05,840 --> 00:20:07,119 Speaker 5: the website if you want to check it out. And 450 00:20:07,280 --> 00:20:10,000 Speaker 5: because we love you and it is the season of love, 451 00:20:10,200 --> 00:20:12,480 Speaker 5: it's almost Valentine's Day, you know, I love a theme. 452 00:20:12,840 --> 00:20:14,960 Speaker 5: We're going to give you a cheeky discount code. So 453 00:20:14,960 --> 00:20:17,119 Speaker 5: if you want to use the code, I love Discounts, 454 00:20:17,119 --> 00:20:18,120 Speaker 5: because we love. 455 00:20:17,960 --> 00:20:21,399 Speaker 2: You, you're even making your own discount code up. I 456 00:20:21,400 --> 00:20:22,960 Speaker 2: thought you were going to do the standard one that 457 00:20:23,000 --> 00:20:24,359 Speaker 2: we turn on and off sometimes. 458 00:20:24,480 --> 00:20:26,720 Speaker 5: No, I love discounts. It's going to work out until 459 00:20:26,760 --> 00:20:28,680 Speaker 5: February fourteenth, Valentine's Day. 460 00:20:28,720 --> 00:20:31,280 Speaker 2: Now do the fifteenth. What if it's like the day 461 00:20:31,320 --> 00:20:34,159 Speaker 2: of self love and you're like buying yourself a Valentine's 462 00:20:34,200 --> 00:20:34,960 Speaker 2: Day gift. 463 00:20:35,480 --> 00:20:37,359 Speaker 4: Valentine's Day goes all horribly wrong. 464 00:20:37,440 --> 00:20:39,720 Speaker 2: You need a budget casually musk class to hold you 465 00:20:39,760 --> 00:20:43,440 Speaker 2: and keep you warm at night. Yeah, all right, running 466 00:20:43,440 --> 00:20:45,280 Speaker 2: you a better job than your shitty ex boyfriend. 467 00:20:45,359 --> 00:20:48,760 Speaker 5: Honestly running until fifteenth. I love Discounts. I give you 468 00:20:48,800 --> 00:20:51,760 Speaker 5: fifty bucks off as little WE Love You Present TLDR. 469 00:20:51,880 --> 00:20:53,920 Speaker 2: It will not actually hold you and love you at night, 470 00:20:53,960 --> 00:20:55,480 Speaker 2: but you know what it will do make you feel 471 00:20:55,600 --> 00:20:58,560 Speaker 2: financially secure, so you probably sleep better at night, So 472 00:20:58,680 --> 00:20:59,720 Speaker 2: turn out a ten idea. 473 00:21:00,000 --> 00:21:02,080 Speaker 5: I feel like it's a nice little segue into our 474 00:21:02,240 --> 00:21:05,080 Speaker 5: next topic as well. Victoria speaking of something I love 475 00:21:05,119 --> 00:21:05,600 Speaker 5: you at night. 476 00:21:05,920 --> 00:21:08,680 Speaker 2: Ah, No, it will not. This is spicy and will 477 00:21:08,680 --> 00:21:11,480 Speaker 2: make you anxious. But we have a little community concern. 478 00:21:11,720 --> 00:21:13,920 Speaker 2: One of you has slid into our DMS this week. Actually, 479 00:21:13,960 --> 00:21:15,840 Speaker 2: to be honest, a lot of people have slid into 480 00:21:15,840 --> 00:21:17,679 Speaker 2: our DMS this week. But I thought this was the 481 00:21:17,720 --> 00:21:20,560 Speaker 2: spiciest topic, and we asked you guys what you would do. 482 00:21:20,640 --> 00:21:22,639 Speaker 2: But first I want to hear what my team would do. 483 00:21:23,200 --> 00:21:26,439 Speaker 2: So here's the dilemma. It goes, Hi, ladies, I have 484 00:21:26,520 --> 00:21:30,800 Speaker 2: a dilemma. Surprise. My partner has been paying for only 485 00:21:30,880 --> 00:21:34,480 Speaker 2: fans throughout my pregnancy and when my baby was born. 486 00:21:35,000 --> 00:21:37,720 Speaker 2: I caught him late December as I saw a transaction 487 00:21:37,840 --> 00:21:40,280 Speaker 2: on his bank statement and he told me it was 488 00:21:40,320 --> 00:21:42,880 Speaker 2: a once off because I couldn't have sex with him 489 00:21:42,960 --> 00:21:46,440 Speaker 2: due to pregnancy. I was so upset, but he said 490 00:21:46,520 --> 00:21:50,119 Speaker 2: he didn't even like it, so I forgave him fast forward. 491 00:21:50,160 --> 00:21:53,320 Speaker 2: There have been more transactions, some totally more than one 492 00:21:53,400 --> 00:21:57,240 Speaker 2: hundred and fifty dollars on subscriptions but he won't even 493 00:21:57,320 --> 00:22:01,719 Speaker 2: buy clothes for our unborn daughter. I'm so upset. I 494 00:22:01,760 --> 00:22:04,080 Speaker 2: have a high sex drive, so there's no issue there. 495 00:22:04,440 --> 00:22:07,919 Speaker 2: I'm upset he prioritizes this over other financial things we 496 00:22:08,040 --> 00:22:11,640 Speaker 2: actually need. Looking for some advice here and in the bracket, 497 00:22:11,680 --> 00:22:15,440 Speaker 2: she says. I know you'll probably say, been him. Has 498 00:22:15,480 --> 00:22:19,720 Speaker 2: anybody else in the community gone through this, Becky, your 499 00:22:19,720 --> 00:22:20,359 Speaker 2: little face. 500 00:22:21,960 --> 00:22:23,800 Speaker 4: I do, obviously just want to make it known that 501 00:22:24,400 --> 00:22:27,639 Speaker 4: I don't think there's anything wrong with only fans. I 502 00:22:27,680 --> 00:22:29,399 Speaker 4: love only fans. There is nothing wrong with having you 503 00:22:29,560 --> 00:22:31,719 Speaker 4: love it how much I love it, So I have 504 00:22:31,800 --> 00:22:35,399 Speaker 4: several subscriptions. I don't I'm not rich enough. But I'm 505 00:22:35,440 --> 00:22:36,280 Speaker 4: not rich enough. 506 00:22:36,680 --> 00:22:38,680 Speaker 5: That's why. I mean, if they're paying one hundred and 507 00:22:38,720 --> 00:22:41,200 Speaker 5: fifty dollars a thing like is that a monthly fee? 508 00:22:41,200 --> 00:22:42,200 Speaker 5: That's insane. 509 00:22:42,840 --> 00:22:43,600 Speaker 2: I see so much. 510 00:22:43,800 --> 00:22:45,919 Speaker 5: It's about that. My brain went that some girls make 511 00:22:45,960 --> 00:22:47,800 Speaker 5: him bank off that, and that kind of makes. 512 00:22:47,640 --> 00:22:49,439 Speaker 2: Me low key proud of you, sis. 513 00:22:49,520 --> 00:22:50,840 Speaker 5: But the situation, sorry. 514 00:22:50,680 --> 00:22:54,040 Speaker 4: Be no, Well, yeah, I think that you know, there's 515 00:22:54,040 --> 00:22:56,760 Speaker 4: absolutely nothing wrong with any of these circumstances. 516 00:22:56,280 --> 00:22:58,880 Speaker 2: Unless you have unless you have a. 517 00:22:58,920 --> 00:23:03,200 Speaker 4: Pregnant partner and you're choosing to spend your money elsewhere. 518 00:23:03,359 --> 00:23:06,600 Speaker 4: That's where it gets a little bit tricky, especially considering 519 00:23:06,920 --> 00:23:10,000 Speaker 4: and I'm assuming by her tone maybe that she's not 520 00:23:10,160 --> 00:23:14,720 Speaker 4: happy with him using or you know, gossuming that consuming 521 00:23:14,720 --> 00:23:15,840 Speaker 4: that kind of content. 522 00:23:16,160 --> 00:23:18,280 Speaker 5: It sounds like such a boundary thing because, as you said, 523 00:23:18,280 --> 00:23:19,760 Speaker 5: you feel like there's nothing wrong with that, And I'm 524 00:23:19,840 --> 00:23:22,280 Speaker 5: there's probably people listening who would viewer as. 525 00:23:22,119 --> 00:23:24,400 Speaker 2: You know, absolutely not that's cheating. 526 00:23:24,680 --> 00:23:27,000 Speaker 5: Yeah, Like it kind of really depends where you sit 527 00:23:27,160 --> 00:23:29,560 Speaker 5: on that emotional scale. Some people love porn, some people 528 00:23:29,560 --> 00:23:31,520 Speaker 5: are really against it. Like we're not here to pass 529 00:23:31,600 --> 00:23:33,400 Speaker 5: judgment on what people do organizing. 530 00:23:33,480 --> 00:23:36,480 Speaker 2: Yeah, absolutely not. And like I fully think that porn 531 00:23:36,520 --> 00:23:38,800 Speaker 2: should be paid for anyway, because like that's one of 532 00:23:38,840 --> 00:23:43,119 Speaker 2: the ways to guarantee that it's basically an ethical outcome, right, Like, so, 533 00:23:43,320 --> 00:23:46,080 Speaker 2: however you're consuming it, I think that paid is is great. 534 00:23:46,160 --> 00:23:49,760 Speaker 2: But I think this concern, from my perspective, is not 535 00:23:49,800 --> 00:23:53,159 Speaker 2: necessarily around whether he's paying for that service or not, 536 00:23:53,800 --> 00:23:57,040 Speaker 2: because we're not a relationships podcast where money podcast. So 537 00:23:57,080 --> 00:24:00,199 Speaker 2: I'm assuming she's asked about a money dilemma, And I 538 00:24:00,200 --> 00:24:02,480 Speaker 2: mean there's one the rules spots, So does go into 539 00:24:02,480 --> 00:24:05,639 Speaker 2: the relationship side of things. But it's really, Hey, my 540 00:24:05,760 --> 00:24:09,560 Speaker 2: partner has this spending problem, I would assume, and it's 541 00:24:09,600 --> 00:24:12,159 Speaker 2: impacting my everyday life. I feel like it would be 542 00:24:12,200 --> 00:24:14,560 Speaker 2: similar to saying, oh, my partner has a gambling addiction 543 00:24:14,600 --> 00:24:17,000 Speaker 2: and we can't afford children's clothes, or my partner has 544 00:24:17,040 --> 00:24:19,399 Speaker 2: you know, maybe a drinking problem and just spending money 545 00:24:19,400 --> 00:24:22,120 Speaker 2: on gin instead of on you know, baby clothes. Does 546 00:24:22,160 --> 00:24:24,479 Speaker 2: that make sense? Like, that's the way I'm seeing it, 547 00:24:24,520 --> 00:24:28,040 Speaker 2: and it's being I guess prefaced in my mind because 548 00:24:28,119 --> 00:24:29,360 Speaker 2: she's seeing it as a problem. 549 00:24:29,560 --> 00:24:29,840 Speaker 5: Yeah. 550 00:24:29,840 --> 00:24:32,480 Speaker 2: But yeah, again, as you said, no judgment if it's 551 00:24:32,480 --> 00:24:34,160 Speaker 2: only fans, it's only fans. 552 00:24:34,240 --> 00:24:37,520 Speaker 4: Yeah, I guess like hypothetically, if she didn't have a 553 00:24:37,560 --> 00:24:41,640 Speaker 4: problem with him on only fans, then we're still looking 554 00:24:41,720 --> 00:24:44,080 Speaker 4: at the issue of you're not spending your money on 555 00:24:44,119 --> 00:24:47,399 Speaker 4: your unborn child, You're spending it somewhere else. So whatever 556 00:24:47,440 --> 00:24:51,119 Speaker 4: that somewhere else is, that is still a bit of 557 00:24:51,119 --> 00:24:53,320 Speaker 4: a thing that we need to be looking at. Yeah, 558 00:24:53,359 --> 00:24:55,879 Speaker 4: but the actual what is actually spending the money on, 559 00:24:55,920 --> 00:24:59,000 Speaker 4: of course, has its own complexities that they kind of 560 00:24:59,040 --> 00:25:01,320 Speaker 4: need to work out. Maybe needs to find out why 561 00:25:01,320 --> 00:25:01,840 Speaker 4: he's doing that. 562 00:25:01,960 --> 00:25:04,280 Speaker 2: I feel like there's gonna be some people listening to 563 00:25:04,320 --> 00:25:08,280 Speaker 2: this and they're like, only fans isn't porn, Like it's different, Yes, 564 00:25:08,320 --> 00:25:11,040 Speaker 2: And I totally get that, because I also think that 565 00:25:11,480 --> 00:25:13,080 Speaker 2: I don't know. I don't know how much Steve's going 566 00:25:13,119 --> 00:25:17,000 Speaker 2: to appreciate me talking about porn publicly, but I feel 567 00:25:17,040 --> 00:25:21,199 Speaker 2: like porn to me is different to only fans. I mean, 568 00:25:21,280 --> 00:25:23,880 Speaker 2: I've never subscribed to only fans, so I can't talk 569 00:25:23,920 --> 00:25:26,919 Speaker 2: to the experience of it. But in my head, that 570 00:25:26,960 --> 00:25:29,600 Speaker 2: feels like a far more personal connection than you know, 571 00:25:29,680 --> 00:25:32,880 Speaker 2: going on to like the World's Biggest Porn Stars website 572 00:25:32,880 --> 00:25:35,440 Speaker 2: and paying for her content because it feels less personal 573 00:25:35,560 --> 00:25:39,800 Speaker 2: like that to me feels like a boundary overstep. In addition, 574 00:25:40,119 --> 00:25:43,280 Speaker 2: and obviously she didn't know about it, like she said, 575 00:25:43,600 --> 00:25:46,560 Speaker 2: you know, yeah, I found a transaction and I'm unhappy 576 00:25:46,600 --> 00:25:49,520 Speaker 2: with it, Like, do you think that's cheating? I feel 577 00:25:49,560 --> 00:25:51,680 Speaker 2: like it would also really depend on who the only 578 00:25:51,720 --> 00:25:53,960 Speaker 2: fans person was. Is it like an only fans girl 579 00:25:53,960 --> 00:25:56,119 Speaker 2: who has four hundred thousand followers, or is it like 580 00:25:56,160 --> 00:25:59,280 Speaker 2: an only fans person who's a local mum that maybe 581 00:25:59,640 --> 00:26:02,359 Speaker 2: is a mum that your other kid goes to school with. 582 00:26:02,480 --> 00:26:04,520 Speaker 2: Then she has three hundred follow Does that make sense? Like, 583 00:26:04,560 --> 00:26:07,680 Speaker 2: I feel like there's such a delineation between how far 584 00:26:07,760 --> 00:26:08,919 Speaker 2: removed is this person. 585 00:26:09,200 --> 00:26:12,080 Speaker 4: If they're close enough that you do know them personally, 586 00:26:12,280 --> 00:26:13,760 Speaker 4: maybe or you. 587 00:26:13,720 --> 00:26:17,840 Speaker 2: Could off my rocker. Absolutely, that's a bit, you know. 588 00:26:18,000 --> 00:26:20,520 Speaker 4: But if they're so far removed that this person won't 589 00:26:20,560 --> 00:26:23,800 Speaker 4: even ever know that you ever existed, then like whatever, 590 00:26:23,960 --> 00:26:24,840 Speaker 4: like go oud. 591 00:26:25,040 --> 00:26:27,040 Speaker 5: I feel like the other important thing that we're kind 592 00:26:27,080 --> 00:26:31,520 Speaker 5: of missing here is that she had set the boundary, 593 00:26:31,640 --> 00:26:35,080 Speaker 5: like she had found it earlier on and said I'm 594 00:26:35,080 --> 00:26:37,000 Speaker 5: displeased with this. I'm not okay with it. I can 595 00:26:37,040 --> 00:26:38,800 Speaker 5: hear people yelling at us through the pod. 596 00:26:39,040 --> 00:26:44,680 Speaker 2: He's pregnant, I know, right, carrying your child fair enough. 597 00:26:44,720 --> 00:26:46,440 Speaker 5: If maybe you hadn't had the conversation, you weren't on 598 00:26:46,480 --> 00:26:47,880 Speaker 5: the same page. He's like, I thought it was fine. 599 00:26:47,920 --> 00:26:50,640 Speaker 5: She's like, absolutely not. That's something to be discussed between 600 00:26:50,640 --> 00:26:52,400 Speaker 5: the two of you. But if she's set the boundary 601 00:26:52,480 --> 00:26:54,920 Speaker 5: and he's done it, I feel like that's a real 602 00:26:55,200 --> 00:26:59,520 Speaker 5: disrespectful thing for him to be doing to her, and 603 00:26:59,560 --> 00:27:02,119 Speaker 5: then obvious the fact that it's impacting them financially is 604 00:27:02,160 --> 00:27:04,639 Speaker 5: then an additional light, like you're going to pay some 605 00:27:04,800 --> 00:27:07,000 Speaker 5: random girl, but you're not going to buy your baby 606 00:27:07,080 --> 00:27:09,600 Speaker 5: something that it needs. That's where I kind of really 607 00:27:09,640 --> 00:27:11,480 Speaker 5: have the issue is you're putting. 608 00:27:11,680 --> 00:27:13,960 Speaker 2: Your I have so many issues from this whole thing. 609 00:27:14,080 --> 00:27:17,520 Speaker 5: I know they're coming in everywhere, No, but it's like 610 00:27:17,680 --> 00:27:20,240 Speaker 5: that is for me, the biggest problem is it sounds 611 00:27:20,240 --> 00:27:21,800 Speaker 5: like maybe they don't have the most about any basic 612 00:27:21,880 --> 00:27:24,159 Speaker 5: expensive you know, like that's such a tough time for 613 00:27:24,200 --> 00:27:27,639 Speaker 5: you guys. And then for him to be funneling the 614 00:27:27,680 --> 00:27:30,080 Speaker 5: money into something that I view is quite selfish in 615 00:27:30,080 --> 00:27:35,720 Speaker 5: this situation, disrespecting the conversation that they had had previously, 616 00:27:36,000 --> 00:27:37,840 Speaker 5: and to be doing all of that, well, she's just 617 00:27:37,880 --> 00:27:40,560 Speaker 5: literally pushed a human out of her huha, like it's. 618 00:27:40,480 --> 00:27:46,679 Speaker 2: Just human quote Jessica twenty twenty three. Do you know 619 00:27:46,720 --> 00:27:50,320 Speaker 2: what else really really frustrates me about this conversation? And 620 00:27:50,320 --> 00:27:53,000 Speaker 2: I'm going to read it again. He told me it 621 00:27:53,080 --> 00:27:55,480 Speaker 2: was one off because I couldn't have sex with him 622 00:27:55,560 --> 00:27:56,480 Speaker 2: due to pregnancy. 623 00:27:56,600 --> 00:27:57,840 Speaker 5: That is gas lighting, sir. 624 00:27:58,359 --> 00:28:04,960 Speaker 2: What Like, my partner's going through the entirely dramatic process 625 00:28:05,000 --> 00:28:07,879 Speaker 2: of being pregnant, but she couldn't have sex, so I 626 00:28:07,920 --> 00:28:10,240 Speaker 2: had to resort to other things. Get in the bin. 627 00:28:10,320 --> 00:28:12,200 Speaker 2: And I know she said at the end in brackets, 628 00:28:12,240 --> 00:28:13,760 Speaker 2: I know you'll probably say it in them. Yeah, I 629 00:28:13,800 --> 00:28:16,280 Speaker 2: do say get in the bin, like you belong in 630 00:28:16,280 --> 00:28:19,240 Speaker 2: twenty twenty two, sir, like twenty twenty three eight for you, 631 00:28:19,320 --> 00:28:21,640 Speaker 2: because that is not the take that men should have. 632 00:28:21,880 --> 00:28:25,960 Speaker 2: That like's so true. It is so primitive to be like, oh, men, 633 00:28:26,200 --> 00:28:30,520 Speaker 2: men need their sexual urges satisfied. Mate, No, no, sit down. 634 00:28:30,560 --> 00:28:33,760 Speaker 2: That's actually gross. And I just think that that is one, 635 00:28:33,880 --> 00:28:37,240 Speaker 2: as you said, Jess, disrespectful of the boundaries that had 636 00:28:37,280 --> 00:28:40,520 Speaker 2: been set, but also like, whoa are you stuck in 637 00:28:40,560 --> 00:28:43,000 Speaker 2: the stone age to think that that is something that 638 00:28:43,120 --> 00:28:46,760 Speaker 2: in twenty twenty three women owe you. Yeah, she was pregnant, 639 00:28:46,760 --> 00:28:48,800 Speaker 2: so she couldn't have sex with me. That's why I 640 00:28:48,920 --> 00:28:49,520 Speaker 2: was naughty. 641 00:28:49,800 --> 00:28:51,360 Speaker 5: You can't get a free lease on life because your 642 00:28:51,400 --> 00:28:54,920 Speaker 5: wife's pregnantly. 643 00:28:53,400 --> 00:28:56,160 Speaker 2: After her like exactly true. 644 00:28:56,720 --> 00:28:58,600 Speaker 5: That's not a heart, that's not a hard whole pass 645 00:28:58,640 --> 00:29:00,440 Speaker 5: for you to be like, Ah, she could, and you. 646 00:29:00,360 --> 00:29:03,719 Speaker 2: Know she couldn't. I need sort it out myself, and 647 00:29:03,760 --> 00:29:05,640 Speaker 2: I did, and now she's mad at me, and I 648 00:29:05,680 --> 00:29:10,040 Speaker 2: can't believe it, Like, oh, disgusting. That is really disgusting, 649 00:29:10,040 --> 00:29:12,920 Speaker 2: and he would have something to say about that. Clementine Ford, 650 00:29:13,800 --> 00:29:16,840 Speaker 2: she would, she would. I want her opinion right here. 651 00:29:17,280 --> 00:29:19,760 Speaker 2: I'm going I'm gonna call her. I'm calling her clem 652 00:29:19,840 --> 00:29:22,680 Speaker 2: watch out. But honestly, I think this whole thing, I 653 00:29:22,680 --> 00:29:25,160 Speaker 2: guess to sum it up, gives me the ick because, 654 00:29:25,200 --> 00:29:28,920 Speaker 2: as you said, Jess, it's disrespecting the boundaries that were set. 655 00:29:29,120 --> 00:29:32,080 Speaker 2: And obviously there are other financial needs, like if it's 656 00:29:32,080 --> 00:29:34,080 Speaker 2: one hundred and fifty bucks, that's a lot of money. 657 00:29:34,200 --> 00:29:36,040 Speaker 2: And I mean, as we said before, might not be 658 00:29:36,080 --> 00:29:39,480 Speaker 2: a lot to somebody, but might be heaps to somebody else. 659 00:29:39,880 --> 00:29:42,520 Speaker 2: I think it's really important to really distill it down. 660 00:29:42,600 --> 00:29:44,920 Speaker 2: It's not you know, let's put aside all of the 661 00:29:44,960 --> 00:29:49,720 Speaker 2: misogynistic conversation. But I think to distill it down, this 662 00:29:49,800 --> 00:29:53,680 Speaker 2: family has a budget, and he is not allocating finances 663 00:29:53,720 --> 00:29:57,000 Speaker 2: in line with their shared values and taking advantage of 664 00:29:57,040 --> 00:30:00,840 Speaker 2: that and then overstepping boundaries that were set. That's disrespectful 665 00:30:00,840 --> 00:30:01,960 Speaker 2: and we need to deal with that. 666 00:30:02,240 --> 00:30:03,520 Speaker 5: What did the community have to say? 667 00:30:03,560 --> 00:30:06,600 Speaker 2: All right? So the community were as spicy in their 668 00:30:06,640 --> 00:30:09,880 Speaker 2: commentary as we were. Someone said the fact that he 669 00:30:09,960 --> 00:30:12,880 Speaker 2: hid it is a red flag. Someone says that boy 670 00:30:12,920 --> 00:30:16,200 Speaker 2: needs therapy. Stat I tried blind and optimism and I 671 00:30:16,240 --> 00:30:20,280 Speaker 2: do not recommend. Someone else said, I think it might 672 00:30:20,280 --> 00:30:22,560 Speaker 2: be a sign that there's something in the relationship he 673 00:30:22,640 --> 00:30:25,760 Speaker 2: needs that maybe isn't being met. And that response gives 674 00:30:25,760 --> 00:30:28,920 Speaker 2: me the hebgbis because that is never the answer, like, oh, 675 00:30:29,040 --> 00:30:32,240 Speaker 2: his needs weren't being met in the relationships, so he 676 00:30:32,360 --> 00:30:36,320 Speaker 2: turns to only fans and you know, spending money, not 677 00:30:36,360 --> 00:30:39,880 Speaker 2: on our bait. No, not a response. Someone else said, 678 00:30:40,200 --> 00:30:45,560 Speaker 2: not acceptable. Amen, good. Someone said, pawn slash onlyfan addictions 679 00:30:45,600 --> 00:30:47,880 Speaker 2: are a real thing. But the huge red flag is 680 00:30:47,920 --> 00:30:51,200 Speaker 2: it being prioritized over other things for your baby. Maybe 681 00:30:51,200 --> 00:30:54,480 Speaker 2: consider how you'll feel if this continues in one, two, five, 682 00:30:54,680 --> 00:30:57,560 Speaker 2: or maybe even ten years. As a child with a 683 00:30:57,640 --> 00:31:00,280 Speaker 2: dad who has a gambling addiction, it hurt our family 684 00:31:00,400 --> 00:31:03,240 Speaker 2: for years and the impacts are internal and I'm still 685 00:31:03,240 --> 00:31:06,280 Speaker 2: working through them today. So I think that's that's a 686 00:31:06,360 --> 00:31:10,560 Speaker 2: good point. Someone else said, he blatantly disrespected you and 687 00:31:10,640 --> 00:31:14,200 Speaker 2: your child. I would not remain in a relationship with him. 688 00:31:14,680 --> 00:31:23,440 Speaker 2: Someone else ash says no, full stop. Someone says, yep, 689 00:31:23,600 --> 00:31:26,320 Speaker 2: I've been through this exact thing. I forgave him, but 690 00:31:26,360 --> 00:31:28,800 Speaker 2: then found out much later he had a separate bank 691 00:31:28,840 --> 00:31:30,920 Speaker 2: account for his only fans, and that was just the 692 00:31:30,960 --> 00:31:32,000 Speaker 2: tip of the iceberg. 693 00:31:32,120 --> 00:31:34,080 Speaker 5: Oh my god, dying. 694 00:31:35,160 --> 00:31:37,240 Speaker 2: I know if you could just DM me that that 695 00:31:37,320 --> 00:31:41,840 Speaker 2: would be great. Someone said, binning is simplifying a situation 696 00:31:42,080 --> 00:31:45,760 Speaker 2: that's actually quite complex. We need to understand what's driving it. 697 00:31:46,440 --> 00:31:49,600 Speaker 5: I feel like that's a fair thing going. That's yeah, I. 698 00:31:49,520 --> 00:31:52,400 Speaker 2: Think that's really adult, But like I'm not really adult, 699 00:31:52,440 --> 00:31:56,360 Speaker 2: and if somebody is being treated like trash by somebody else, 700 00:31:56,560 --> 00:31:58,520 Speaker 2: I'm very likely to be like, put them in the bin. 701 00:31:58,960 --> 00:32:02,440 Speaker 2: You deserve better, my friend. The amount of red flag 702 00:32:02,520 --> 00:32:04,840 Speaker 2: emojis that have been sent and the amount of times 703 00:32:04,880 --> 00:32:07,600 Speaker 2: people have said boy bye, I think is that. But 704 00:32:07,840 --> 00:32:09,640 Speaker 2: I think it's really interesting as well. And I mean 705 00:32:09,640 --> 00:32:11,840 Speaker 2: to wrap it and just to remind people that we're 706 00:32:11,840 --> 00:32:14,760 Speaker 2: not against only fans, we're against the situation of dishonesty. 707 00:32:15,040 --> 00:32:17,680 Speaker 2: Is Someone said, genuinely, OnlyFans isn't a problem at all. 708 00:32:17,720 --> 00:32:19,800 Speaker 2: The problem is that he's hiding it from you and 709 00:32:19,800 --> 00:32:22,720 Speaker 2: disrespecting your wants. And I think that that's probably a 710 00:32:22,760 --> 00:32:24,480 Speaker 2: really good place to leave it. Because we could go 711 00:32:24,560 --> 00:32:26,320 Speaker 2: on and on and on about it, and we're probably 712 00:32:26,360 --> 00:32:27,920 Speaker 2: going to go on and on and on about it 713 00:32:27,960 --> 00:32:30,240 Speaker 2: once we stop recording. The other thing I want to 714 00:32:30,240 --> 00:32:32,560 Speaker 2: put in here is like, obviously we've had I would 715 00:32:32,680 --> 00:32:36,120 Speaker 2: hope a well rounded conversation here about this topic, but 716 00:32:36,200 --> 00:32:38,800 Speaker 2: this isn't the court of public opinion, and I would 717 00:32:38,840 --> 00:32:42,000 Speaker 2: actually suggest getting some professional help on this topic because 718 00:32:42,040 --> 00:32:44,920 Speaker 2: I think that, as everybody else has been saying, there's 719 00:32:44,960 --> 00:32:48,600 Speaker 2: something else that's underlying this, and whether that is disrespect 720 00:32:48,720 --> 00:32:52,080 Speaker 2: or him not understanding, or something else going on, I 721 00:32:52,080 --> 00:32:55,040 Speaker 2: think some professional help, not just She's on the Money 722 00:32:55,080 --> 00:32:59,360 Speaker 2: commenting on your relationship saying boy bye, is absolutely needed, 723 00:32:59,520 --> 00:33:02,080 Speaker 2: and I think with that we can wrap the show. 724 00:33:02,200 --> 00:33:06,120 Speaker 2: Guys amensis Amen, all right? Well, as always, we'll see 725 00:33:06,160 --> 00:33:14,440 Speaker 2: you next week. Guys, have a good weekend byorye bye. 726 00:33:15,320 --> 00:33:17,880 Speaker 2: The advice shared on She's on the Money is general 727 00:33:17,920 --> 00:33:21,760 Speaker 2: in nature and does not consider your individual circumstances. She's 728 00:33:21,840 --> 00:33:25,280 Speaker 2: on the Money exists purely for educational purposes and should 729 00:33:25,320 --> 00:33:28,480 Speaker 2: not be relied upon to make an investment or financial decision. 730 00:33:28,880 --> 00:33:31,320 Speaker 2: If you do choose to buy a financial product, read 731 00:33:31,360 --> 00:33:35,440 Speaker 2: the PDS TMD and obtain appropriate financial advice tailored towards 732 00:33:35,520 --> 00:33:38,800 Speaker 2: your needs. Victoria divine and She's on the money. Are 733 00:33:38,840 --> 00:33:43,880 Speaker 2: authorized representatives of money sheirper pty Ltd ABN three two 734 00:33:43,880 --> 00:33:46,880 Speaker 2: one is six four nine two seven seven zero eight 735 00:33:47,200 --> 00:33:54,720 Speaker 2: AFSL four five one two eight nine