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Speaker 1: She's on The Money Radio Show.

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Speaker 2: With Victoria Divine starts now, Hello and welcome to the

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Speaker 2: She's on The Money Radio Show podcast. The radio show

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Speaker 2: podcast for millennials who want financial freedom.

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Speaker 1: I feel like I'm getting better at that.

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Speaker 3: You are getting better and better as the gone by

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Speaker 3: six months and we're still not there, but we are

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Speaker 3: working on it together as a team.

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Speaker 1: Cute Victoria, Miss Victoria.

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Speaker 2: Yeah, about to say, Mitchie, you went to the bathroom beforehand.

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Speaker 2: You didn't actually see the photos that Victoria showed me

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Speaker 2: of her wedding dress number one amazing.

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Speaker 1: I've seen the articles.

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Speaker 4: God, I've read the front page of every every you

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Speaker 4: can't make you gotta.

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Speaker 3: Wait for haven't come out? Yeah, they haven't come out yet.

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Speaker 4: About I get express screenings you see, okay to me before.

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Speaker 3: Becauseous I did text him some so it makes sense.

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Speaker 1: Tell us about it.

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Speaker 3: Oh my god, best day of my life. I feel

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Speaker 3: like everyone says that. I we was also going to

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Speaker 3: say the cliched oh my god, it flew by, because

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Speaker 3: it also did. But it was honestly magic, Like I

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Speaker 3: could not have asked for better weather. Like I feel

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Speaker 3: like our weather was so lucky in Melbourne for the

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Speaker 3: entire week before our wedding it was storming and then

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Speaker 3: it was a perfect day, twenty two degrees sunny, little

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Speaker 3: clouds in the sky. Was a ten out of ten

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Speaker 3: from my perspective.

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Speaker 2: I went to a wedding the week before in Perth,

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Speaker 2: and Perth is usually amazing wedding weather and literally amazing

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Speaker 2: weather all the way up on the Saturday when they

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Speaker 2: got married, absolutely storming. Had to change their wedding venue,

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Speaker 2: No the day before.

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Speaker 3: Oh my heart, I would have been so stressed. I'm

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Speaker 3: so grateful to have had it at the venue we

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Speaker 3: had it at, like because everything was in one location.

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Speaker 3: So we got married where the reception was, where where

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Speaker 3: the after party was, and where the recovery party was,

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Speaker 3: so we didn't even leave that location for the entire weekend.

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Speaker 3: It was the best.

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Speaker 2: What was the one thing that stands out in your mind?

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Speaker 2: Like one little moment you were like, well.

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Speaker 3: Walking down the aisle one hundred percent walking down the

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Speaker 3: aisle with my dad and seeing Steve there crying and

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Speaker 3: our dog being like hi mom. At the end. It

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Speaker 3: was so sweet, was so so sweet. If you ever

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Speaker 3: get married so stereotypical, you're going to.

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Speaker 1: Cry like I cry at other people's weddings. I don't reckon.

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Speaker 1: I'll be able to even say my vows. MITCHI, how

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Speaker 1: do you reckon?

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Speaker 4: You would go, oh my god, trav I said this

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Speaker 4: on the show this week, which you'll hear. I cried

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Speaker 4: watching the Block for.

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Speaker 3: Now last Yeah, you're in trouble.

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Speaker 4: Look, it's really bad. And I cried at the end.

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Speaker 4: Out of the auctions.

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Speaker 3: We both cried the entire time, which is not what

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Speaker 3: I expected. I would like to think that I'm a

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Speaker 3: really well spoken young lady. So I had practiced my

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Speaker 3: vows and made sure that I was like, you know,

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Speaker 3: knowing what was coming, because you don't want to stumble.

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Speaker 3: All I did was like I was just crying and crying.

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Speaker 3: So with Steve so like kind of made it a

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Speaker 3: little bit wholesome, a little bit lame, but definitely unforgettable.

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Speaker 1: You know that he is a lobster.

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Speaker 3: So he is his best man. Speech referenced to a

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Speaker 3: number of different animals. But we won't go there. We'll

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Speaker 3: keep some things about the wedding private.

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Speaker 2: I think this week on the SHO show, we got

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Speaker 2: the Block guys Sarah, Jane and Tom.

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Speaker 4: Yeah, that was tragic. So if you missed it right.

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Speaker 4: Tom and Sarah Jane with the front runners the whole season.

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Speaker 4: Tom was one of the only contestants that had actual

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Speaker 4: trading experiences. He's got his own plumbing business. Sarah Jane's

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Speaker 4: a social worker. They were great, had a great attitude,

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Speaker 4: and they won a whole bunch of challenges early in

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Speaker 4: the season, so they got a massive cash injection. So

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Speaker 4: sort of objectively they had the best house right, they

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Speaker 4: went second. They got to pick the order of the auctions,

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Speaker 4: and they put themselves second, thinking sell the first one

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Speaker 4: and then they have to.

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Speaker 5: Go above that.

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Speaker 3: Yeah, that's the same one with.

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Speaker 4: The golden dress.

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Speaker 1: Yeah, yeah, that's you Vine, the dress.

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Speaker 3: You did not wrong.

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Speaker 4: Anyway, it didn't work in their favor. They went over

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Speaker 4: their reserve by twenty k, which meant the household they

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Speaker 4: made twenty k was tragic for them, and we chatted

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Speaker 4: them all about it. Also THEE and I discover we

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Speaker 4: get an exclusive here. In fact, they're thinking about OnlyFans

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Speaker 4: and seriously thinking about putting photos of themselves online, and

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Speaker 4: we talk about that.

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Speaker 3: Yeah, genius, genius. I mean, I don't know how serious

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Speaker 3: they were about it, but like there is definitely a

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Speaker 3: market for people who want photos that they're they're pitching, so.

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Speaker 1: Get you off, gets you off.

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Speaker 3: We've all been there.

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Speaker 1: Of course, you love a good croc, so I do.

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Speaker 3: I do. I actually have to give my friends at

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Speaker 3: seven eleven a call because they do coffee cup crop Gibbets.

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Speaker 3: What are they called?

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Speaker 1: Yes, what's the same?

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Speaker 3: I desperately warm one. I actually slid into their DMS.

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Speaker 3: I've never slid into any company's DMS and asked for

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Speaker 3: anything in my entire life, because that gives me the

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Speaker 3: heby GBI's you know when people are like, oh, just

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Speaker 3: for free, because you've got na nah. But I did

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Speaker 3: slide into seven eleven's DMS. I said, what does it

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Speaker 3: take for me to get a coffee cup gibbets?

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Speaker 1: Amazing?

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Speaker 2: Let's slide into the show right now. She's on The

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Speaker 2: Money Radio show starts right now. Yeah, for your Saturday

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Speaker 2: morning it's She's on the Money Radio Show with Australia's

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Speaker 2: number one finance podcast of Victoria Devine. We've got mixed

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Speaker 2: cury as well. But guys, bad news. The world's about

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Speaker 2: to end financially.

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Speaker 3: V How many times does that happened in the past?

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Speaker 3: Trav I feel like it's happened a million times before,

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Speaker 3: and that's why we're talking about it today, because it

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Speaker 3: shouldn't be something that stresses you out. The economy in

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Speaker 3: general comes in ebbs and flows, and they say that

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Speaker 3: the economy does reset itself every seven years, So it

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Speaker 3: should be expected because there's been a while since we

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Speaker 3: had our last recession, and our biggest last recession was

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Speaker 3: obviously the global financial crisis that happened in two thousand

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Speaker 3: and eight two thousand and nine, and I feel like

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Speaker 3: after COVID, we're kind of due for a bit of

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Speaker 3: a financial reset. We're seeing the cash rates go up,

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Speaker 3: We're seeing our mortgages cost us more. Last week on

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Speaker 3: the show, we talked about how our mortgages, given the

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Speaker 3: seven consecutive rate rises over the last seven months, are

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Speaker 3: now costing you eight hundred and fifteen dollars per month

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Speaker 3: more on a five hundred dollars mortgage, which is insane.

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Speaker 3: Like people are finding that their purse strings are a

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Speaker 3: little tighter than they used to be. So we need

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Speaker 3: to talk about these things to one normalize what's going on.

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Speaker 3: But two, what's a recession? Do we even know?

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Speaker 5: No?

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Speaker 4: I remember when I was a kid, right, and my

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Speaker 4: parents would throw around GFC and I'm like, are we

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Speaker 4: getting oh my goshun And I got so excited. And

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Speaker 4: then as I grew up and realized, oh no, that's

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Speaker 4: really grim. But I actually have never really grasped the

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Speaker 4: idea of a recession, like I know the Great Depression

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Speaker 4: you studied in high school, but I don't really know.

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Speaker 4: Is there a technical term?

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Speaker 3: Be definitely a technical term, and it's essentially just a

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Speaker 3: business cycle where there is a very general decline in

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Speaker 3: economic activity. I was talking on my podcast a couple

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Speaker 3: of months ago about a bear and a ballmarket, and

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Speaker 3: people like, what the hell we've been throwing this term

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Speaker 3: of what a bear market is around recently. But essentially

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Speaker 3: a bear market is where our economy declines by twenty

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Speaker 3: percent from a twelve month high. So when I say that,

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Speaker 3: you go, oh, that makes sense. It just means it's dropping,

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Speaker 3: and a bull market means the exact opposite. It's an

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Speaker 3: incline of twenty percent in the economic activity. So when

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Speaker 3: we're talking about a recession, it kind of makes sense.

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Speaker 3: What we've been through here in Australia. We went through

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Speaker 3: some bushfires, then we went through COVID and everything went

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Speaker 3: absolutely south. Literally we have been through the wars here

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Speaker 3: in Australia, but the same thing has happened into nationally

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Speaker 3: and we are all under a lot of pressure. So

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Speaker 3: it makes sense that there is going to be a

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Speaker 3: pullback in business activity across the board. And that's basically

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Speaker 3: what a recession is. And the important thing to take

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Speaker 3: into consideration here is not that you guys all have

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Speaker 3: businesses and need to be worried about all of that,

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Speaker 3: but across the board, unemployment often rises during recessions, and

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Speaker 3: total employment levels can flatline or completely turn negative. So

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Speaker 3: that is where it begins to impact us and our

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Speaker 3: families and our friends and become something that is a

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Speaker 3: lot harder.

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Speaker 1: Yeah, yeah, but hard on.

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Speaker 4: What can we do on like a micro level to

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Speaker 4: prepare for a potential recession.

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Speaker 3: So the first thing I would do is make sure

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Speaker 3: you have an emergency fund set up that is going

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Speaker 3: to make sure that if something goes south for you,

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Speaker 3: you're able to afford it. The last thing we want

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Speaker 3: to be doing is getting into debt. I would be

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Speaker 3: considering job financial security. So are you in a role

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Speaker 3: that is going to be financially secure? I feel like

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Speaker 3: it's one of those things where we need to budget,

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Speaker 3: we need to cash flow, make sure that we're on

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Speaker 3: a stable financial platform. And if you are in debt,

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Speaker 3: have a chat to our friends at the National Debt Helpline.

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Speaker 3: If this is sending you into a bit of a spin.

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Speaker 3: They are absolutely fantastic, have some really beautiful resources. You

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Speaker 3: can just give them a buzz meach. They are actual

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Speaker 3: legends doing really cool things. They have access to every

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Speaker 3: single connection under the sun that can help you. But

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Speaker 3: then they also have free financial counseling which can help

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Speaker 3: you feel a little bit more secure and a time

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Speaker 3: that is a little bit more tumultuous.

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Speaker 1: So we've got a couple of special guests on the

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Speaker 1: line right now.

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Speaker 4: Guys.

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Speaker 3: I'm very excited to talk to these guys actually, because

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Speaker 3: I think a lot of people were really disappointed with

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Speaker 3: the outcome for them, which I totally get, but it's

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Speaker 3: not often the reason they go on the show. So

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Speaker 3: I want to dig deep into why they went on

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Speaker 3: the show in the first place and where they want

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Speaker 3: to go next.

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Speaker 4: Yeah, I cry because Tom and Sarah Jane were incredible.

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Speaker 4: They're joining us now. Hello, guys, Commiserations and welcome to

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Speaker 4: she's on the money. Thank you.

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Speaker 3: I want to know. Let's take us back all the

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Speaker 3: way to the start. Why did you apply for the show?

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Speaker 3: What were you wanting to get out of this?

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Speaker 6: Honestly, like we were looking to get a financial game

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Speaker 6: like that was truly our sole.

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Speaker 5: Purpose honestly for us. I had the best twelve week

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Speaker 5: experience in my life, and I did it with no

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Speaker 5: regrets and I wouldn't change anything to do it again.

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Speaker 5: But we actually did go on the show to try

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Speaker 5: to get ahead on our mortgage a little bit. Yeah,

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Speaker 5: just didn't work out how we thought it did. But

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Speaker 5: we're just glad we had a great time. And if we.

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Speaker 6: Hadn't had a miserable time and actually not enjoyed the

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Speaker 6: build and the designing and dinners like it would have

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Speaker 6: felt like a lost because we had an amazing time.

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Speaker 6: Like that's been a really, really kind of big thing

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Speaker 6: that we've been focusing on. It's made us bounce back

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Speaker 6: so quickly.

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Speaker 3: Oh I love this, And do you know what I

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Speaker 3: love more? I feel like you guys just have your

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Speaker 3: head screwed on because the amount of times I talk

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Speaker 3: to people that have been on the show before they

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Speaker 3: say things like Oh, I just really wanted a good experience.

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Speaker 3: I'm like, bro, we need a really clear goal.

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Speaker 5: Out of this.

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Speaker 4: All true reality though I love that and people only

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Speaker 4: go on reality shows for one of two reasons. A

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Speaker 4: to start an only fans or B for the money.

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Speaker 4: And let's be really, you guys have the money, Well

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Speaker 4: I don't really fe.

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Speaker 3: That's where the money is going to be. Have you

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Speaker 3: seen every other reality TV stuff? I feel like you're

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Speaker 3: missing your chance.

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Speaker 1: Do we have an exclusive here? Tom?

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Speaker 6: I've always had a really good feat and I feel

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Speaker 6: like this is my moment.

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Speaker 3: Why do you know what? Let me know how that goes,

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Speaker 3: because you could be a money diary on my podcast

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Speaker 3: in the next few months. But I want to know

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Speaker 3: a bit more about what the plan is now. Obviously

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Speaker 3: the results are a bit disappointing. Your home was absolutely stunning, though,

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Speaker 3: so I feel like there's a lot of opportunity coming up.

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Speaker 3: What is next.

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Speaker 6: We'll still continue to obviously work, because we still need

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Speaker 6: to pay all at our bills, but hopefully things do

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Speaker 6: come from it, and if it's something that we actually

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Speaker 6: believe in and something of interest to us, then hopefully,

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Speaker 6: you know, maybe we can make money that way. If

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Speaker 6: people want, you know, to hire Thomas as their plumber.

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Speaker 3: I think it's a great idea. I think it's genius.

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Speaker 3: I feel like you really should be making Hey while

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Speaker 3: the sun is shining.

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Speaker 4: After Victoria's two morning coffees here at the radio show.

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Speaker 4: These toilet plums that kiss FM Tom, we can really

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Speaker 4: get you in here. And I mean, let me tell

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Speaker 4: you those stress poos.

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Speaker 6: I totally get it. I'm a nervous pillar.

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Speaker 4: Did you do a nervous pooh after the auction?

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Speaker 3: I would have done it before, you know, I.

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Speaker 6: Did it before I did a drunk poop afterwards?

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Speaker 3: Yeah, yeah, yeah. So Sarah Jane, what are you thinking?

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Speaker 3: Are you thinking of changing your career direction after the

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Speaker 3: experience that you've had over the last twelve weeks.

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Speaker 6: I really do not know, because like design sounds really

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Speaker 6: intriguing to me, but I honestly, like know nothing about

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Speaker 6: the legit rules of it or how it works. Like na,

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Speaker 6: I just gave me a credit card and I was like, yeah,

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Speaker 6: well I want this. I want some of this, and

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Speaker 6: I'm going to put it all together.

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Speaker 3: I just got a proper water when I went into

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Speaker 3: Eternal nine the other day. Is that what you got

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Speaker 3: a credit card loser.

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Speaker 6: Spending other people's money was like my favorite aspect of

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Speaker 6: the whole show.

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Speaker 3: I hope you find something that really sparks joy, because honestly,

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Speaker 3: I feel like so many people in our community really

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Speaker 3: resonated with you guys, and feel like they want to

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Speaker 3: see more of you. So we can't wait to see

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Speaker 3: what is next, whether it is and only fans for

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Speaker 3: feet or a plumbing business for people who have had

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Speaker 3: a bit too many drinks after the block. We are

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Speaker 3: genuinely so excited to see where you go and know

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Speaker 3: that this is not the last stop on the way.

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Speaker 2: All right, If you are struggling with your cash flow,

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Speaker 2: you got yourself in a bit of a situation and

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Speaker 2: need some advice, you can hit us up at She's

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Speaker 2: on the Money on socials, Holly. She wrote in she

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Speaker 2: wants some advice on investment properties fee and we're going

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Speaker 2: to get to that next.

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Speaker 1: This is She's on the Money radio show.

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Speaker 2: We're about to solve somebody's money to Lemma Victoria, divine

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Speaker 2: we are.

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Speaker 3: It is my favorite time of the week where someone

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Speaker 3: from our community has a juicy money question and we

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Speaker 3: get to dish all the goths and give unsolicited advice.

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Speaker 4: Can I just say, Travin, you can probably attest to this.

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Speaker 1: Sorry, this sounds awful.

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Speaker 4: Not the one, but one of the best benefits of

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Speaker 4: being friends with Victoria Divine, there's many, is free financial

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Speaker 4: advice whenever you want. I text her all the time

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Speaker 4: and she gives it.

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Speaker 3: Sometimes it's elicited.

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Speaker 2: But why wouldn't you want the advice of Australia's number

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Speaker 2: one finance podcast.

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Speaker 4: That's right, Well Holly wants it right. She sent us

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Speaker 4: a voice note. She's part of the she's on the

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Speaker 4: main community, she's a sugar baby, and she asks this.

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Speaker 2: I have a small deposit using the government five percent

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Speaker 2: scheme for a chance of buying a small two bedroom

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Speaker 2: property with not much savings to back me up. Do

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Speaker 2: I do that or do I save?

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Speaker 3: At the end of next year, I would have sixty

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Speaker 3: thousand dollars in savings and do I invest that money

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Speaker 3: instead in something else? Look, I feel like this is

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Speaker 3: a really interesting one because when it comes to property,

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Speaker 3: if that's what you've set your heart on, the second

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Speaker 3: you have a deposit amount, you're ready to buy. But

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Speaker 3: that doesn't mean you should do it. Because I think

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Speaker 3: it's one thing to have the cash there, but it's

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Speaker 3: another thing to completely separate from it. And I am

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Speaker 3: a really big believer in making sure that you have

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Speaker 3: an emergency fund in addition above and beyond your deposit,

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Speaker 3: so that once you move into the house, if any

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Speaker 3: unexpected costs come up, you're able to cover them. But

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Speaker 3: then again, what if something happens and when the cash

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Speaker 3: rate increasing. I just feel like being a little bit

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Speaker 3: more conservative and giving yourself a little bit more breathing

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Speaker 3: room is a really good idea at the same time

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Speaker 3: as completely understanding that the second you get to that amount,

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Speaker 3: you're really stressed because property is going up in price

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Speaker 3: and interest rates are going up and you want to

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Speaker 3: get in sooner, right, But that does not mean it

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Speaker 3: is the best idea for you. And my advice here

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Speaker 3: would genuinely be go and talk to one of our

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Speaker 3: Zella mortgage brokers and say, hey, guys, I'm really excited

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Speaker 3: to get into my first property or my next property.

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Speaker 3: Is this actually viable for me? What would this purchase

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Speaker 3: look like? Because the girls and do you know what,

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Speaker 3: your mortgage broker will do this too. They'll run the

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Speaker 3: numbers for you and go all right, sit down, Mitch,

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Speaker 3: if you're going to buy, this is your deposit. This

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Speaker 3: is how much a solicitor is going to cost. This

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Speaker 3: is how much you're building a pest inspectra will cost.

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Speaker 3: His land tax is his stamp duty. Here's how much

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Speaker 3: will be left over. But also they might be able

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Speaker 3: to pivot it and go all right, well, if you

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Speaker 3: had an additional this that might help, or you might

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Speaker 3: rock up like a few of our clients have recent

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Speaker 3: and they're like, they, I've saved up my twenty percent,

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Speaker 3: I want to get into my first home, and we go, yeah,

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Speaker 3: let's do it. Do you know you only need a

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Speaker 3: five percent deposit because we can get you into this scheme,

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Speaker 3: or you know, a ten percent deposit because you know

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Speaker 3: this bank is offering this particular scheme and you're going

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Speaker 3: to have more in your emergency fund. And everybody needs

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Speaker 3: to be financially secure in making that decision. I just

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Speaker 3: don't think anyone should go into it with ou oh

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Speaker 3: I now have absolutely no money and can't afford to

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Speaker 3: pay bills. I'd probably be a little bit more conservative

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Speaker 3: at this point in time, just because I'm a little

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Speaker 3: bit more conservative as a finance.

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Speaker 4: Gal, you know, Oh yeah, but when it comes to clothing,

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Speaker 4: my god ankles out conservative when it comes to money,

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Speaker 4: but when it comes to the outfits, oh.

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Speaker 2: Boy, priorities mate, that's what it is. But you know what,

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Speaker 2: let's save some people some money, Victoria Devine.

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Speaker 3: Because we super save Saturday.

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Speaker 1: That's she took my job, mate, exactly.

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Speaker 3: And this week I've got some click baity styles savings

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Speaker 3: hacks that you know what, if I pitched them well

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Speaker 3: enough on the radio show, I think BuzzFeed it even

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Speaker 3: want to pick them up.

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Speaker 1: Amazing.

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Speaker 2: All right, that is coming up next on She's on

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Speaker 2: the Money radio show.

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Speaker 1: What a reference, trav I love that little barb as well. Guys.

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Speaker 1: Let's save some people some money sim Saturday.

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Speaker 3: Guys. I am so excited for these tips because when

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Speaker 3: I sat down to pull them together, I was like,

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00:16:10,160 --> 00:16:12,800
Speaker 3: all right, well, the silly season is coming up. Everyone

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Speaker 3: needs tips before Christmas comes. I'm going to start off

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Speaker 3: with flights. Make sure you book your flights either on

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Speaker 3: or before the first week of November or December four

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Speaker 3: to ten, because it turns out, according to Travelocity, these

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Speaker 3: are when prices are going to be the lowest, and

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Speaker 3: of course waiting till later in December is going to

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Speaker 3: be super risky because one flights could be full, but

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Speaker 3: when they start to get less and less capacity available,

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Speaker 3: they're going to get more expensive.

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Speaker 4: Is that what bumps up the flights Viba?

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Speaker 3: Yes, So it's either capacity or it's them knowing that

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Speaker 3: that timing is going to be really expensive. So for example,

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Speaker 3: if you wanted to fly tomorrow, you're probably desperate for something.

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Speaker 1: All right, what's tip number two?

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Speaker 5: All right?

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Speaker 3: Tip number two is ask for the manager. Karen do I'm.

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Speaker 4: Sorry, no, no, no.

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Speaker 1: She gets married and all of a sudden she.

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Speaker 4: Wants to talk to the manager.

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Speaker 3: Age twenty years So I was in JB high fiving

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Speaker 3: the other day, very elite establishment because they price match.

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Speaker 3: So if you are Christmas shopping, my best tip I

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Speaker 3: have is, if you found the perfect gift item you

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Speaker 3: might be buying some speakers, google the product and if

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Speaker 3: the price is cheaper online, ask for the manager and

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Speaker 3: see if they can price match, because sometimes even if

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00:17:27,359 --> 00:17:30,200
Speaker 3: it's not displayed, they are very likely to not want

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Speaker 3: to lose the sale. Like, just be kind, be nice

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Speaker 3: and try and price match.

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Speaker 4: There's websites that also compare them and show you what

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Speaker 4: is you whip it out, you show them the screenshot.

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Speaker 4: I've done it before, and they will price match on

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Speaker 4: a screenshot.

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Speaker 3: I know definitely that they do it at JB High

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Speaker 3: five because they've done it for me a number of

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Speaker 3: times and they're actually really good in there, and I

427
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Speaker 3: always know that I'm going to get the breast price

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Speaker 3: and really good service. I'm obviously not sponsored by them

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Speaker 3: in any way, shape or form, but I would welcome

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Speaker 3: it to the show in twenty twenty three if people

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Speaker 3: are interesting. Yeah, but it's just one thing that we

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Speaker 3: always forget to do. Would you like Tip three?

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Speaker 1: Yeah?

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Speaker 4: Hit me So.

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Speaker 3: Tip three is for the people who don't want to

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Speaker 3: ask for a price match. You might be a little

437
00:18:04,880 --> 00:18:06,920
Speaker 3: less confident, you're not ready. You're going to go to

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00:18:06,960 --> 00:18:08,920
Speaker 3: your app store and you're going to download an app

439
00:18:08,960 --> 00:18:12,480
Speaker 3: called shop Savvy. So what is shop Savvy? I hear

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00:18:12,520 --> 00:18:16,399
Speaker 3: the crowd scream. Oh, well, it is an app that

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00:18:16,440 --> 00:18:20,359
Speaker 3: you download that you scan your potential gift sparcode and

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00:18:20,400 --> 00:18:22,760
Speaker 3: it will find it for you for less somewhere on

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Speaker 3: the internet.

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00:18:23,440 --> 00:18:24,480
Speaker 1: Oh that is amazing.

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00:18:24,600 --> 00:18:24,800
Speaker 5: Yep.

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00:18:24,840 --> 00:18:27,239
Speaker 3: You just scan the barcode and away it goes, and

447
00:18:27,280 --> 00:18:30,280
Speaker 3: it says, hey, the cheapest price for this exact item,

448
00:18:30,400 --> 00:18:32,040
Speaker 3: not just googling it being like, oh, do you reckon?

449
00:18:32,080 --> 00:18:34,960
Speaker 3: These headphones are the same nut's the barcode, So it's

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00:18:35,000 --> 00:18:37,480
Speaker 3: super easy, and I think it's another savvy tip that

451
00:18:37,600 --> 00:18:40,080
Speaker 3: is going to stay in your back pocket because sometimes

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00:18:40,119 --> 00:18:41,679
Speaker 3: I don't know, you might be in a big department

453
00:18:41,720 --> 00:18:43,920
Speaker 3: store getting really terrible service and you can't even find

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00:18:43,920 --> 00:18:46,840
Speaker 3: a shop sales assistant. So that will come in handy call.

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00:18:46,880 --> 00:18:48,200
Speaker 1: We do that with a mixtury as well.

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00:18:48,280 --> 00:18:51,560
Speaker 3: Scan the barcode on his forehead.

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00:18:52,280 --> 00:18:54,360
Speaker 4: My barcode is in my nether regions, and I will

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00:18:54,359 --> 00:18:55,520
Speaker 4: have you know I'm one of one.

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00:18:55,560 --> 00:18:57,680
Speaker 1: Baby. Okay, no price matching these, But I.

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00:18:57,640 --> 00:18:59,920
Speaker 3: Do also think it's a smart tip for right now

461
00:19:00,080 --> 00:19:02,720
Speaker 3: because hopefully you guys are as slack as I am

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00:19:02,760 --> 00:19:05,080
Speaker 3: and haven't started Christmas shopping, and so you need these

463
00:19:05,119 --> 00:19:07,840
Speaker 3: tips in your ears right now instead of later in

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00:19:07,880 --> 00:19:10,320
Speaker 3: December when we're like, well, mate, I don't have time

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00:19:10,320 --> 00:19:11,480
Speaker 3: to order that on the internet.

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00:19:11,520 --> 00:19:13,760
Speaker 2: We've got nothing but time right now, We've got nothing

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00:19:13,760 --> 00:19:18,240
Speaker 2: to do. Victoria does, sure does Mitch Sury. You're sticking

468
00:19:18,240 --> 00:19:20,879
Speaker 2: around mate, for the Life Uncut radio show. But in

469
00:19:20,920 --> 00:19:23,240
Speaker 2: the meantime, if you do have a question for us

470
00:19:23,640 --> 00:19:25,960
Speaker 2: or you need some advice. You can hit us up anytime.

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00:19:26,440 --> 00:19:29,320
Speaker 2: Just search Shees on the Money, on socials. We'll speak

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00:19:29,320 --> 00:19:29,920
Speaker 2: to you next week.