1 00:00:00,200 --> 00:00:02,040 Speaker 1: She's on the Money. 2 00:00:02,160 --> 00:00:19,480 Speaker 2: She's on the Money. 3 00:00:23,200 --> 00:00:26,160 Speaker 3: Hello, and welcome to She's on the Money, the podcast 4 00:00:26,200 --> 00:00:30,160 Speaker 3: for millennials who want financial freedom. My name is Tony 5 00:00:30,160 --> 00:00:33,040 Speaker 3: Lodge and joining them for the first money Diary brought 6 00:00:33,120 --> 00:00:35,240 Speaker 3: to you by our friends at shop Back. 7 00:00:35,440 --> 00:00:37,760 Speaker 1: So we're now going to call it the Shop Back 8 00:00:37,960 --> 00:00:38,920 Speaker 1: Money Diaries. 9 00:00:39,600 --> 00:00:41,279 Speaker 3: Is my best friend for. 10 00:00:41,240 --> 00:00:42,600 Speaker 1: You, we're best friends. 11 00:00:43,720 --> 00:00:45,880 Speaker 3: I'm going get to talk about shop Back every. 12 00:00:45,640 --> 00:00:47,919 Speaker 1: Week, which we already do in which week, Yes, but 13 00:00:48,159 --> 00:00:49,000 Speaker 1: that's not the point. 14 00:00:49,159 --> 00:00:49,920 Speaker 3: It's not the point. 15 00:00:49,960 --> 00:00:52,360 Speaker 1: But now we're going to start asking all their money Doris, 16 00:00:52,360 --> 00:00:54,240 Speaker 1: how they've been using shot back a huh, ask for 17 00:00:54,280 --> 00:00:54,800 Speaker 1: their hacks. 18 00:00:54,840 --> 00:00:57,520 Speaker 3: I'm excited to find out because I only just downloaded 19 00:00:57,520 --> 00:00:58,320 Speaker 3: it to my Chrome. 20 00:00:58,720 --> 00:00:59,400 Speaker 1: What are you doing? 21 00:00:59,640 --> 00:01:02,360 Speaker 3: I know I'm an idiot, you were slack. I know 22 00:01:02,560 --> 00:01:04,240 Speaker 3: I was using the app like a fool. 23 00:01:04,600 --> 00:01:05,680 Speaker 1: Anyway, plan. 24 00:01:07,280 --> 00:01:10,200 Speaker 3: So today's money Diary is a really touching one. I 25 00:01:10,240 --> 00:01:11,560 Speaker 3: know that it's going to be a bit of a 26 00:01:11,560 --> 00:01:13,840 Speaker 3: tough listen for a few people out there, so I 27 00:01:13,920 --> 00:01:16,240 Speaker 3: just wanted to add a little trigger warning right at 28 00:01:16,240 --> 00:01:19,200 Speaker 3: the top. We will be talking about eating disorders and 29 00:01:19,240 --> 00:01:22,080 Speaker 3: disordered eating and some mental health struggles. 30 00:01:22,120 --> 00:01:25,280 Speaker 1: If you're just not comfortable having that conversation today. We 31 00:01:25,280 --> 00:01:28,160 Speaker 1: would suggest jumping onto the next pod and seeing you 32 00:01:28,240 --> 00:01:30,800 Speaker 1: next time. But I think it's really important. And I 33 00:01:30,840 --> 00:01:33,000 Speaker 1: don't know what the Money Diary is about just yet, 34 00:01:33,080 --> 00:01:34,920 Speaker 1: but I think it's really important to give you the 35 00:01:34,920 --> 00:01:36,680 Speaker 1: warning and let you know that that's what we're going 36 00:01:36,680 --> 00:01:39,160 Speaker 1: to be talking about, because at the end of the day, 37 00:01:39,400 --> 00:01:41,279 Speaker 1: maybe you're just not feeling it today and. 38 00:01:41,160 --> 00:01:44,160 Speaker 3: We want everyone to feel safe and understood. So we'd 39 00:01:44,240 --> 00:01:46,000 Speaker 3: never ever, ever want to put you in a position 40 00:01:46,040 --> 00:01:48,440 Speaker 3: where you were hearing something that you weren't prepared for. 41 00:01:48,640 --> 00:01:50,400 Speaker 3: So with that in mind, if. 42 00:01:50,280 --> 00:01:53,280 Speaker 1: You are leaving, we love you. But if you're not, Tony, 43 00:01:53,360 --> 00:01:56,640 Speaker 1: would you please read out this week's Money diarists email. 44 00:01:56,720 --> 00:01:59,320 Speaker 3: Hi Victoria and the She's on the Money team. I've 45 00:01:59,360 --> 00:02:01,920 Speaker 3: always been a but this has meant that I've struggled 46 00:02:01,920 --> 00:02:05,000 Speaker 3: to spend money on myself, including my mental health. Over 47 00:02:05,040 --> 00:02:07,400 Speaker 3: the past few years, I've really tried to challenge my 48 00:02:07,440 --> 00:02:11,520 Speaker 3: beliefs by knowing my worth both personally and professionally. I 49 00:02:11,639 --> 00:02:13,680 Speaker 3: moved out of home when I was eighteen and reached 50 00:02:13,720 --> 00:02:17,240 Speaker 3: my goal of saving twenty thousand dollars the month before 51 00:02:17,280 --> 00:02:18,560 Speaker 3: I turned twenty. 52 00:02:18,880 --> 00:02:22,520 Speaker 1: Before twenty uh huh okay, crazy unrelatable content. 53 00:02:23,480 --> 00:02:25,920 Speaker 3: The following year, I realized that my career goals didn't 54 00:02:25,960 --> 00:02:28,120 Speaker 3: align with my values, and I went back to studying, 55 00:02:28,200 --> 00:02:31,239 Speaker 3: becoming the first person in my family to graduate from university. 56 00:02:31,280 --> 00:02:33,240 Speaker 1: Oh that's so sweet, very cool. 57 00:02:33,840 --> 00:02:35,959 Speaker 3: All while this was happening, I was struggling with poor 58 00:02:36,000 --> 00:02:39,480 Speaker 3: mental health and an undiagnosed eating disorder. While I'd been 59 00:02:39,520 --> 00:02:41,560 Speaker 3: to a couple of therapists in the past, the high 60 00:02:41,560 --> 00:02:43,920 Speaker 3: fees were an ongoing barrier, and it wasn't until I 61 00:02:44,000 --> 00:02:46,840 Speaker 3: started to seek help through my university that I really 62 00:02:46,880 --> 00:02:50,520 Speaker 3: began to understand was what I was experiencing. My money 63 00:02:50,600 --> 00:02:53,280 Speaker 3: story came into play with my disordered eating too. I 64 00:02:53,320 --> 00:02:55,760 Speaker 3: would often worry about my cash flow and spending money 65 00:02:55,760 --> 00:02:58,520 Speaker 3: on food, and this would contribute to feeling shame and guilt, 66 00:02:58,560 --> 00:03:01,959 Speaker 3: particularly around binge eating. Since graduating at the end of 67 00:03:02,000 --> 00:03:06,520 Speaker 3: twenty nineteen, I've maintained regular, ongoing therapy, regardless of my 68 00:03:06,600 --> 00:03:10,280 Speaker 3: income or employment status. I've also had two contract roles, 69 00:03:10,320 --> 00:03:13,359 Speaker 3: negotiating my first offer from forty five thousand to fifty 70 00:03:13,400 --> 00:03:17,000 Speaker 3: four thousand, and then successfully asking for a salary of 71 00:03:17,040 --> 00:03:19,200 Speaker 3: sixty six thousand in my current position. 72 00:03:19,400 --> 00:03:22,919 Speaker 1: Yes, Queen, let's talk to her. She's already on the line. 73 00:03:23,000 --> 00:03:24,119 Speaker 3: Hello, Money Diarist. 74 00:03:25,080 --> 00:03:27,200 Speaker 4: Hi, thank you so much for having me here. 75 00:03:27,400 --> 00:03:29,919 Speaker 1: Oh my gosh, we are so excited about this. This 76 00:03:29,960 --> 00:03:31,440 Speaker 1: is going to be such a good story. 77 00:03:31,720 --> 00:03:34,440 Speaker 3: Yeah, and thank you for getting in contact. It's always 78 00:03:34,480 --> 00:03:36,800 Speaker 3: such an honor to read people's stories. It's like super 79 00:03:36,840 --> 00:03:39,120 Speaker 3: intimate details, So thank you for sending it through. 80 00:03:40,000 --> 00:03:43,960 Speaker 4: Oh it was so strength hearing it being read by 81 00:03:44,040 --> 00:03:47,360 Speaker 4: someone else. I think that was quite Yeah. I wasn't 82 00:03:47,360 --> 00:03:49,920 Speaker 4: expecting to feel emotional, but it was really nice to hear. 83 00:03:50,320 --> 00:03:52,240 Speaker 1: Oh was it. I love that. 84 00:03:52,400 --> 00:03:55,280 Speaker 3: I hope that it made you feel proud of yourself 85 00:03:55,640 --> 00:03:59,520 Speaker 3: because of what you've achieved. You know, you've obviously gone 86 00:03:59,520 --> 00:04:01,760 Speaker 3: through a lot, and to kind of hear it as 87 00:04:01,760 --> 00:04:03,720 Speaker 3: if it's like from a different perspective, you're like, Oh, 88 00:04:03,760 --> 00:04:05,560 Speaker 3: if I heard that story about someone else, I'd be 89 00:04:05,600 --> 00:04:07,240 Speaker 3: really proud of them. 90 00:04:07,320 --> 00:04:09,400 Speaker 4: Yeah, that is so true. 91 00:04:09,720 --> 00:04:13,640 Speaker 1: Absolutely, it is such a good story though. So let's 92 00:04:13,720 --> 00:04:18,120 Speaker 1: jump straight into the questions. First question, as always, what 93 00:04:18,279 --> 00:04:19,960 Speaker 1: is your attitude towards money? 94 00:04:20,400 --> 00:04:23,080 Speaker 4: So I've always been a favor as I mentioned in 95 00:04:23,080 --> 00:04:26,000 Speaker 4: my email, and I think I learned from a very 96 00:04:26,040 --> 00:04:29,080 Speaker 4: young age about the value of money. So growing up 97 00:04:29,240 --> 00:04:32,039 Speaker 4: was just Mom and I and while we never went 98 00:04:32,040 --> 00:04:35,960 Speaker 4: without anything, I definitely experienced what it was like to 99 00:04:35,960 --> 00:04:39,560 Speaker 4: grow up in a single income household and that has 100 00:04:39,720 --> 00:04:42,839 Speaker 4: always been quite a motivator to me to learn about 101 00:04:42,880 --> 00:04:46,599 Speaker 4: finances and to do as much as I can to 102 00:04:46,680 --> 00:04:51,919 Speaker 4: become financially secure. And I think that's definitely influenced my 103 00:04:51,960 --> 00:04:54,599 Speaker 4: life in a lot of ways, mostly positives, but I 104 00:04:54,640 --> 00:04:57,040 Speaker 4: think as we'll talk about today, there have been some 105 00:04:58,160 --> 00:05:00,560 Speaker 4: definitely some difficulties around them as well. 106 00:05:00,960 --> 00:05:02,680 Speaker 1: Yea, and we'll get into that in our chat, which 107 00:05:02,720 --> 00:05:05,919 Speaker 1: I'm really looking forward to. Next question is what do 108 00:05:05,960 --> 00:05:08,359 Speaker 1: you do for work and how much money do you earn? 109 00:05:09,560 --> 00:05:11,760 Speaker 4: So I'm really excited to say that I work in 110 00:05:11,760 --> 00:05:16,599 Speaker 4: the health promotion. I studied sustainability in development and within 111 00:05:17,000 --> 00:05:20,080 Speaker 4: a year of graduating I managed to get this amazing 112 00:05:20,200 --> 00:05:26,560 Speaker 4: role in community development within a community health setting goal. Yeah, 113 00:05:26,640 --> 00:05:29,240 Speaker 4: it really ties in kind of all of my passions 114 00:05:29,240 --> 00:05:32,279 Speaker 4: in one and I'm really excited to see where it 115 00:05:32,320 --> 00:05:32,880 Speaker 4: we'll lead to. 116 00:05:33,360 --> 00:05:35,760 Speaker 3: That must be so fulfilling for you as well. 117 00:05:35,880 --> 00:05:37,960 Speaker 1: Yeah, that is such a cool space to work in. 118 00:05:38,160 --> 00:05:40,840 Speaker 1: And I genuinely think that knowing a little bit about 119 00:05:40,839 --> 00:05:43,440 Speaker 1: your story from the email, it just makes sense that's 120 00:05:43,480 --> 00:05:44,440 Speaker 1: where you ended out. 121 00:05:45,680 --> 00:05:47,280 Speaker 4: So yeah, definitely. 122 00:05:47,440 --> 00:05:49,599 Speaker 1: So how much money do you earn to get to 123 00:05:49,600 --> 00:05:50,560 Speaker 1: the pair of these stuff? 124 00:05:52,000 --> 00:05:56,400 Speaker 4: I earned sixty six thousand a year and I only 125 00:05:56,839 --> 00:06:00,040 Speaker 4: just started a new contract, so I've been extended for 126 00:06:00,080 --> 00:06:02,360 Speaker 4: another twelve month, which is really exciting. 127 00:06:02,400 --> 00:06:05,120 Speaker 3: Congratulations, thank you. 128 00:06:05,279 --> 00:06:07,360 Speaker 4: And I can also so with my salary. I can 129 00:06:07,400 --> 00:06:10,960 Speaker 4: also seller package because we're not for profit. Yeah, that's 130 00:06:11,760 --> 00:06:12,680 Speaker 4: my great friend pay. 131 00:06:13,360 --> 00:06:15,720 Speaker 1: Yeah, that is an absolute money win. I don't think 132 00:06:15,800 --> 00:06:17,839 Speaker 1: enough people take advantage of that properly. 133 00:06:19,080 --> 00:06:19,880 Speaker 4: It's so good. 134 00:06:20,560 --> 00:06:25,159 Speaker 1: All right. Next question, what is currently your big money goal? 135 00:06:26,760 --> 00:06:29,960 Speaker 4: Well, I think I think my big money goal is 136 00:06:29,960 --> 00:06:35,159 Speaker 4: always to kind of move towards financial freedom. But at 137 00:06:35,200 --> 00:06:37,920 Speaker 4: the moment, I'm starting to look at buying an apartment, 138 00:06:38,279 --> 00:06:40,440 Speaker 4: which is equally exciting and terrifying. 139 00:06:40,800 --> 00:06:45,479 Speaker 1: Oh yeah, definitely terrifying at the same time as being exciting. Yeah, absolutely, 140 00:06:45,960 --> 00:06:50,960 Speaker 1: all right. Next question, do you currently have any investments? 141 00:06:51,120 --> 00:06:54,719 Speaker 4: I do. I have an investment portfolio of around twenty 142 00:06:54,720 --> 00:06:55,360 Speaker 4: two thousand. 143 00:06:55,560 --> 00:06:58,800 Speaker 1: What all right, tell us what it is. We don't 144 00:06:58,800 --> 00:07:01,159 Speaker 1: want to hear investment portfolio. I want to know what 145 00:07:01,320 --> 00:07:03,480 Speaker 1: is in your investment folio. 146 00:07:04,680 --> 00:07:07,599 Speaker 4: It's all shared and it's a mix of individual stock 147 00:07:07,760 --> 00:07:10,760 Speaker 4: and easier and it has that I think I started 148 00:07:11,800 --> 00:07:15,440 Speaker 4: doing that. It was during like the peak lockdown periods, 149 00:07:15,520 --> 00:07:20,520 Speaker 4: so oh good time finally for the pleasant absolutely, and 150 00:07:20,840 --> 00:07:23,040 Speaker 4: it's grown a lot since then, which is really exciting 151 00:07:23,080 --> 00:07:23,320 Speaker 4: to see. 152 00:07:23,360 --> 00:07:26,520 Speaker 1: That is so cool. So how did you start that journey? 153 00:07:26,680 --> 00:07:28,840 Speaker 1: I know that, you know, we often ask people, but 154 00:07:28,880 --> 00:07:30,920 Speaker 1: when they say share portfolio is often people are like, well, 155 00:07:30,960 --> 00:07:32,840 Speaker 1: what does that even mean? Like, you know, how did 156 00:07:32,880 --> 00:07:34,679 Speaker 1: you pick a platform? How did you pick the shares 157 00:07:34,720 --> 00:07:36,680 Speaker 1: that are in your platform? Did you get advice? Like 158 00:07:36,680 --> 00:07:37,880 Speaker 1: I've just got lots of questions. 159 00:07:37,960 --> 00:07:42,480 Speaker 4: I'm sorry, no, so be I well, it's something that 160 00:07:42,640 --> 00:07:44,880 Speaker 4: like I've been that person of not knowing where to 161 00:07:44,960 --> 00:07:48,520 Speaker 4: start for years, Like I think, you know, as soon 162 00:07:48,560 --> 00:07:51,680 Speaker 4: as I had a decent amount of money, like in 163 00:07:51,760 --> 00:07:54,640 Speaker 4: my teenage years, even I knew that I wanted to 164 00:07:55,120 --> 00:07:58,240 Speaker 4: invest as a way of becoming financially independent, but I 165 00:07:58,240 --> 00:08:02,360 Speaker 4: didn't know what that looks like. I think where the 166 00:08:02,440 --> 00:08:06,480 Speaker 4: turning point for that was probably having people in my 167 00:08:06,560 --> 00:08:09,920 Speaker 4: life who knew about investing, and so I was able 168 00:08:09,960 --> 00:08:13,440 Speaker 4: to talk to them in a really informal way about 169 00:08:13,640 --> 00:08:17,960 Speaker 4: their experiences and learning what they're doing. I used the 170 00:08:18,000 --> 00:08:20,680 Speaker 4: same platform as them, so that was really great as 171 00:08:20,720 --> 00:08:24,920 Speaker 4: a starting point, but also listening to lots of podcasts, 172 00:08:25,080 --> 00:08:27,800 Speaker 4: reading a lot, and just doing a lot of research 173 00:08:27,880 --> 00:08:29,440 Speaker 4: before actually taking that step. 174 00:08:30,080 --> 00:08:33,280 Speaker 1: Yeah, so what platform did you end up deciding to 175 00:08:33,360 --> 00:08:33,959 Speaker 1: invest with? 176 00:08:35,280 --> 00:08:37,679 Speaker 4: So I went with Concept and then it also has 177 00:08:37,800 --> 00:08:41,559 Speaker 4: Concept Pocket. I think something that I really struggled with 178 00:08:41,800 --> 00:08:44,640 Speaker 4: as well is that with the amount of money that 179 00:08:44,679 --> 00:08:48,040 Speaker 4: I had and that I wanted to invest, it didn't 180 00:08:48,080 --> 00:08:50,520 Speaker 4: feel like it was enough to. 181 00:08:49,960 --> 00:08:52,240 Speaker 5: See a financial life seeking of life. 182 00:08:52,440 --> 00:08:55,120 Speaker 1: Yes, that's literally why I decided to partner with six 183 00:08:55,160 --> 00:08:57,320 Speaker 1: Parts to do the platform that I've done, because I 184 00:08:57,360 --> 00:08:59,640 Speaker 1: was like, there's no way i'd want someone with you know, 185 00:09:00,120 --> 00:09:02,520 Speaker 1: you had twenty grand at the start. I would not 186 00:09:02,600 --> 00:09:04,320 Speaker 1: want you to go then spend three and a half 187 00:09:04,360 --> 00:09:07,800 Speaker 1: thousand dollars of that twenty thousand dollars on advice as 188 00:09:07,880 --> 00:09:09,760 Speaker 1: much as some people do. I was just like, that's 189 00:09:09,840 --> 00:09:13,360 Speaker 1: so much money that could stay invested. So no, I 190 00:09:13,400 --> 00:09:16,280 Speaker 1: totally get it. My next question, which I have an 191 00:09:16,280 --> 00:09:18,959 Speaker 1: inkling I know the answer to, but I'm going to ask, anyway, 192 00:09:19,600 --> 00:09:22,520 Speaker 1: do you currently have any debts? 193 00:09:23,080 --> 00:09:25,720 Speaker 4: I think you've been writing thinking, No, I don't have 194 00:09:25,760 --> 00:09:29,760 Speaker 4: any bad debt. I've never had any sort of bad debt. 195 00:09:29,800 --> 00:09:30,680 Speaker 4: I do have a hex. 196 00:09:31,080 --> 00:09:31,840 Speaker 1: Yeah, that's okay. 197 00:09:32,880 --> 00:09:35,439 Speaker 4: Yeah, I think that's sitting here around thirty thousands, and 198 00:09:35,520 --> 00:09:38,040 Speaker 4: that's hopefully it until I get a mortgage. 199 00:09:38,320 --> 00:09:43,079 Speaker 1: Yeah. Not bad, not bad, pretty good, not that good size. No, 200 00:09:43,200 --> 00:09:45,959 Speaker 1: And I think that that's important to understand that it's there. 201 00:09:45,960 --> 00:09:48,160 Speaker 1: But I like that you were like, no, I don't 202 00:09:48,160 --> 00:09:50,200 Speaker 1: have any bad debt, but I have a hex, And 203 00:09:50,280 --> 00:09:52,680 Speaker 1: I like that people are now seeing that as a 204 00:09:52,720 --> 00:09:56,600 Speaker 1: different type of debt that is actually constructive for their futures. 205 00:09:56,720 --> 00:09:59,160 Speaker 1: And I just you know, so many people I've met, 206 00:09:59,360 --> 00:10:01,360 Speaker 1: you know, throughout my shoes on the money journey, you 207 00:10:01,360 --> 00:10:03,560 Speaker 1: could say, have been in positions with like, oh my gosh, 208 00:10:03,559 --> 00:10:06,880 Speaker 1: I'm aggressively smashing down my heckstep and I'll be like, why, 209 00:10:07,440 --> 00:10:08,480 Speaker 1: like what are you doing? 210 00:10:08,600 --> 00:10:10,360 Speaker 3: I can't of just tick along and do itsll. 211 00:10:10,200 --> 00:10:12,320 Speaker 1: Now, what are you doing that for? Like start investing, 212 00:10:12,440 --> 00:10:15,520 Speaker 1: start saving, like reach your financial goals. And obviously I 213 00:10:15,559 --> 00:10:18,600 Speaker 1: can't give that advice, but sometimes it really does make 214 00:10:18,679 --> 00:10:21,520 Speaker 1: sense to go. You know what, I'm just really happy 215 00:10:21,559 --> 00:10:22,800 Speaker 1: with that sitting there for now. 216 00:10:23,400 --> 00:10:25,959 Speaker 3: Sorry, money Doris. I don't think you said in your email, 217 00:10:26,200 --> 00:10:26,920 Speaker 3: how old are you? 218 00:10:28,400 --> 00:10:29,200 Speaker 4: I'm twenty five? 219 00:10:29,520 --> 00:10:34,040 Speaker 1: Okay, oh wow, that's good shod ban Beanie. Yeah, little friend. 220 00:10:34,240 --> 00:10:37,480 Speaker 1: Then she's got so much money, say, I'm very envious. 221 00:10:37,600 --> 00:10:39,680 Speaker 3: Yeah, me too, what a cat? I wish I could 222 00:10:39,679 --> 00:10:41,720 Speaker 3: wind back the clock and be twenty five and. 223 00:10:42,679 --> 00:10:46,760 Speaker 1: Have twenty two thousand dollars investments. Yeah okay, well sorry, 224 00:10:46,800 --> 00:10:49,040 Speaker 1: I can't fix that, but we can start investing Tony 225 00:10:49,200 --> 00:10:50,160 Speaker 1: once A fully finger out it. 226 00:10:50,480 --> 00:10:52,560 Speaker 3: Maybe we need our money Darist to give us some help. 227 00:10:52,679 --> 00:10:55,520 Speaker 1: Oh my gosh. Let's move on in questions. Something that's 228 00:10:55,559 --> 00:10:58,920 Speaker 1: really popular in our community is shot back, and we're 229 00:10:58,960 --> 00:11:01,760 Speaker 1: going to start asking money direst if they use shot back. 230 00:11:02,080 --> 00:11:04,800 Speaker 1: So do you currently use shot back? By friend? 231 00:11:06,360 --> 00:11:08,360 Speaker 4: I signed up for the shoes on the money. Just 232 00:11:08,440 --> 00:11:08,760 Speaker 4: can't go. 233 00:11:10,120 --> 00:11:12,120 Speaker 1: That's how we like, that's what we like to hear. 234 00:11:12,320 --> 00:11:14,640 Speaker 1: What do you use it for? What's your best shot 235 00:11:14,720 --> 00:11:15,280 Speaker 1: back hack? 236 00:11:17,240 --> 00:11:20,480 Speaker 4: I did just recently order some new skincare through shot back, 237 00:11:20,520 --> 00:11:21,960 Speaker 4: and so that's really exciting. 238 00:11:22,360 --> 00:11:25,080 Speaker 1: Skink care is a line to my value, so I agree, 239 00:11:25,480 --> 00:11:27,839 Speaker 1: I like to. I like it be smart with your 240 00:11:27,880 --> 00:11:32,000 Speaker 1: purchases approval. You've got our seal of approval alright. Next 241 00:11:32,040 --> 00:11:35,120 Speaker 1: to question, what is your best money habit? Is it 242 00:11:35,160 --> 00:11:36,079 Speaker 1: buying skincare. 243 00:11:38,240 --> 00:11:42,040 Speaker 4: I've had to teach myself to let it be okay 244 00:11:42,040 --> 00:11:46,040 Speaker 4: to buy buy skincare, or to buy anything for that better, 245 00:11:46,480 --> 00:11:49,559 Speaker 4: So I think my best money has it would probably 246 00:11:49,600 --> 00:11:52,800 Speaker 4: be that I think about my purchases before I make them. 247 00:11:53,160 --> 00:11:56,480 Speaker 4: Love that I really like to do as much research 248 00:11:56,480 --> 00:12:00,079 Speaker 4: as I can, and i'd much rather like say my 249 00:12:00,200 --> 00:12:03,080 Speaker 4: money and then buy they one or two good quality 250 00:12:03,160 --> 00:12:05,920 Speaker 4: items that I know well lost and that I know 251 00:12:06,400 --> 00:12:09,480 Speaker 4: my values, rather than spending like a small amount of 252 00:12:09,480 --> 00:12:10,960 Speaker 4: money on lots of little things. 253 00:12:11,280 --> 00:12:13,839 Speaker 1: Yeah, I agree, And I think that that's a hard 254 00:12:13,960 --> 00:12:17,839 Speaker 1: mentality to come into because so many times, especially when 255 00:12:17,840 --> 00:12:20,880 Speaker 1: we're younger, we're just so used to volume purchase that 256 00:12:21,000 --> 00:12:23,400 Speaker 1: when you go no, I'd just like to purchase one 257 00:12:23,480 --> 00:12:27,079 Speaker 1: piece of makeup or one skincare item that really makes 258 00:12:27,080 --> 00:12:30,000 Speaker 1: me feel special. It's just such a different mentality, And 259 00:12:30,440 --> 00:12:32,360 Speaker 1: I can tell you right now you value it so 260 00:12:32,559 --> 00:12:35,280 Speaker 1: much more. And that's Yeah, That's where I'm at in 261 00:12:35,320 --> 00:12:37,840 Speaker 1: my life in saying that I could probably rain it 262 00:12:37,880 --> 00:12:40,880 Speaker 1: in a little bit on my skincare purchases, so open 263 00:12:40,920 --> 00:12:45,680 Speaker 1: to skin care collaborations, all right. In contrast to that, 264 00:12:46,160 --> 00:12:48,199 Speaker 1: because that was a good money habit, I think it's 265 00:12:48,200 --> 00:12:49,800 Speaker 1: a good I think that was a really good money 266 00:12:49,800 --> 00:12:51,840 Speaker 1: habit that lots of us can learn from. What is 267 00:12:51,880 --> 00:12:53,240 Speaker 1: your worst money habit? 268 00:12:55,600 --> 00:12:59,800 Speaker 4: I feel like I have two, and there's been contradictions. 269 00:12:59,640 --> 00:13:01,640 Speaker 1: Right to hear both of them. You don't just get 270 00:13:01,679 --> 00:13:03,520 Speaker 1: to pick one. 271 00:13:04,080 --> 00:13:07,079 Speaker 4: Well, I think my first one would be that I've 272 00:13:07,080 --> 00:13:11,560 Speaker 4: definitely experienced some lifestyle creep. But having said that, I think, 273 00:13:11,640 --> 00:13:15,240 Speaker 4: looking at the big picture, it's more that I'm starting 274 00:13:15,240 --> 00:13:17,000 Speaker 4: to spend the money other things. 275 00:13:16,760 --> 00:13:18,560 Speaker 1: That you should be spending my. 276 00:13:18,480 --> 00:13:22,319 Speaker 4: Life exactly, like rent to make my mental health better, 277 00:13:22,520 --> 00:13:26,040 Speaker 4: or you know, like seeing a psychologist or even but that's. 278 00:13:25,840 --> 00:13:29,000 Speaker 1: Not life, and that's not lifestyle creep at all. So 279 00:13:29,160 --> 00:13:33,280 Speaker 1: lifestyle creepers when your expenses increase without you noticing. What 280 00:13:33,320 --> 00:13:35,280 Speaker 1: you're saying is you now have an income to look 281 00:13:35,320 --> 00:13:37,320 Speaker 1: after yourself with. And I don't want you to think 282 00:13:37,360 --> 00:13:40,160 Speaker 1: that that's negative or bad or that you're in like 283 00:13:40,280 --> 00:13:43,840 Speaker 1: your expenses have increased in a bad way, Like I'm 284 00:13:43,960 --> 00:13:46,319 Speaker 1: so grateful for you to be able to afford to 285 00:13:46,360 --> 00:13:48,800 Speaker 1: see a psychologist, to be able to afford rent. And 286 00:13:49,200 --> 00:13:52,160 Speaker 1: you know, I think that too often I hear people 287 00:13:52,240 --> 00:13:54,720 Speaker 1: who feel guilty because they're like, oh, my lifestyle creeps 288 00:13:54,760 --> 00:13:56,360 Speaker 1: so bad, and like, hold up, hold up, hold up, 289 00:13:56,440 --> 00:13:59,440 Speaker 1: let's like weigh this up. Just because you've got increased 290 00:13:59,480 --> 00:14:01,880 Speaker 1: expense doesn't necessarily mean a bad thing. 291 00:14:02,720 --> 00:14:05,160 Speaker 4: Yeah, And I think that that's actually a really good 292 00:14:05,240 --> 00:14:07,720 Speaker 4: point and something that I do really need to check 293 00:14:07,760 --> 00:14:12,520 Speaker 4: myself on. I've spent years living on like a really 294 00:14:12,559 --> 00:14:15,680 Speaker 4: low late wage, whether that was well I was a UNI, 295 00:14:15,960 --> 00:14:18,640 Speaker 4: or you know, doing like not working full time. And 296 00:14:19,240 --> 00:14:22,680 Speaker 4: I've only been working full time for a year, and 297 00:14:22,720 --> 00:14:24,120 Speaker 4: so I think I need to be a little bit 298 00:14:24,120 --> 00:14:25,240 Speaker 4: careful with myself there. 299 00:14:25,600 --> 00:14:28,080 Speaker 1: Well, like be careful, but don't put so much pressure 300 00:14:28,120 --> 00:14:28,840 Speaker 1: on yourself. 301 00:14:28,560 --> 00:14:30,120 Speaker 3: Because a learning process. 302 00:14:30,240 --> 00:14:32,680 Speaker 1: Yeah, I can already hear that. You're like, oh, it's naughty, 303 00:14:32,720 --> 00:14:35,360 Speaker 1: and I'm like, no, it's not my hand, Like this 304 00:14:35,400 --> 00:14:38,040 Speaker 1: is why we treat ourselves. Like when I say treat yourself, 305 00:14:38,120 --> 00:14:40,280 Speaker 1: I don't mean like go and buy a new outfit 306 00:14:40,400 --> 00:14:41,800 Speaker 1: or a dress that you're going to wear once. I 307 00:14:41,800 --> 00:14:45,280 Speaker 1: mean treat yourself consistently by paying your psychologists, because that 308 00:14:45,400 --> 00:14:47,040 Speaker 1: is one of the best things that you can do. 309 00:14:48,040 --> 00:14:50,600 Speaker 1: And I think that sometimes we really have to give 310 00:14:50,600 --> 00:14:53,880 Speaker 1: ourselves permission to do that. But also sometimes we need 311 00:14:53,920 --> 00:14:56,880 Speaker 1: to hear someone else go that's okay. And if you've 312 00:14:56,880 --> 00:14:59,360 Speaker 1: never heard that before, let me be that person to 313 00:14:59,360 --> 00:15:02,520 Speaker 1: be like, no, keep spending that money and don't compromise 314 00:15:02,600 --> 00:15:04,960 Speaker 1: on that. Find somewhere else in your budget if you 315 00:15:05,000 --> 00:15:07,120 Speaker 1: need to strip back, but your mental health should not 316 00:15:07,160 --> 00:15:13,200 Speaker 1: ever suffer. Yeah, yeah, your psychologists probably said that. 317 00:15:13,280 --> 00:15:13,400 Speaker 5: So. 318 00:15:13,800 --> 00:15:15,960 Speaker 3: But also like the same way that if a friend 319 00:15:15,960 --> 00:15:19,000 Speaker 3: said to you, I really need to start seeing someone, 320 00:15:19,080 --> 00:15:21,440 Speaker 3: you would never go, well, does it work into your budget? 321 00:15:21,480 --> 00:15:24,200 Speaker 3: You'd go, yeah, that's a priority for you, you know, 322 00:15:24,320 --> 00:15:26,880 Speaker 3: Like we need to remember that our mental health is 323 00:15:26,920 --> 00:15:29,640 Speaker 3: the same as if you broke your leg. You wouldn't go, Oh, 324 00:15:30,040 --> 00:15:32,320 Speaker 3: I just bought some new skincare, so I probably can't 325 00:15:32,320 --> 00:15:34,080 Speaker 3: afford to go to the hospital now, so I might 326 00:15:34,160 --> 00:15:36,000 Speaker 3: just go in two weeks when I get paid again. 327 00:15:36,360 --> 00:15:39,520 Speaker 3: You would never you would never force yourself to suffer 328 00:15:39,640 --> 00:15:42,440 Speaker 3: through a physical injury, So why would you force yourself 329 00:15:42,440 --> 00:15:43,800 Speaker 3: to suffer such. 330 00:15:43,600 --> 00:15:46,720 Speaker 1: A good way of life? So smart, I know you are. 331 00:15:48,240 --> 00:15:50,440 Speaker 1: I know you are, So what was your second bad 332 00:15:50,440 --> 00:15:51,000 Speaker 1: money habit? 333 00:15:52,400 --> 00:15:55,800 Speaker 4: I think that other bad money habit is probably more true, 334 00:15:55,960 --> 00:16:00,000 Speaker 4: and that they don't like expending it. I think I 335 00:16:00,320 --> 00:16:04,480 Speaker 4: have a lot of anxiety around spending money, and that is, 336 00:16:05,080 --> 00:16:07,160 Speaker 4: you know, it goes back to exactly what you were 337 00:16:07,200 --> 00:16:10,680 Speaker 4: saying about. It's not so much being life style, but 338 00:16:10,880 --> 00:16:13,960 Speaker 4: needing to spend money on the things that help me 339 00:16:14,320 --> 00:16:17,040 Speaker 4: or being okay with going out and buying your coffee 340 00:16:17,080 --> 00:16:21,240 Speaker 4: because it's a nice day, and being okay with spending money. 341 00:16:21,720 --> 00:16:22,320 Speaker 1: That's when we. 342 00:16:22,320 --> 00:16:24,720 Speaker 3: Hear from a lot of people that have grown up with, 343 00:16:24,840 --> 00:16:27,520 Speaker 3: you know, like a single income family, single parent family, 344 00:16:27,600 --> 00:16:31,440 Speaker 3: things like that you do learn to be quite frugal 345 00:16:31,680 --> 00:16:33,960 Speaker 3: because you need to be like that's all the only 346 00:16:34,000 --> 00:16:36,920 Speaker 3: option that you have. So I'd say that given what 347 00:16:37,000 --> 00:16:39,560 Speaker 3: you've how you've grown up and stuff, that that really 348 00:16:39,600 --> 00:16:42,560 Speaker 3: impacts what the way that you look at money. We've 349 00:16:42,600 --> 00:16:45,520 Speaker 3: had money dirests before say the same thing, and so 350 00:16:45,560 --> 00:16:47,440 Speaker 3: I think it's really normal. It's just one of those 351 00:16:47,480 --> 00:16:50,160 Speaker 3: things where you need to remind yourself that you've worked 352 00:16:50,200 --> 00:16:53,280 Speaker 3: really hard and you're in a place where financially you 353 00:16:53,360 --> 00:16:56,240 Speaker 3: can actually go and have a coffee in the sun 354 00:16:56,320 --> 00:16:58,240 Speaker 3: if it's a nice day, and you know, like, you 355 00:16:58,240 --> 00:17:01,760 Speaker 3: shouldn't feel guilty about spending money because you know that 356 00:17:01,920 --> 00:17:06,080 Speaker 3: you're gonna do it in a responsible way, you know. 357 00:17:06,359 --> 00:17:08,040 Speaker 1: Yeah, And I think we need to give ourselves a 358 00:17:08,080 --> 00:17:10,520 Speaker 1: little bit more credit. But it's so important because if 359 00:17:10,520 --> 00:17:12,000 Speaker 1: you want to go out because it's a nice day 360 00:17:12,000 --> 00:17:14,360 Speaker 1: and grab a coffee with a girlfriend, like, you shouldn't 361 00:17:14,400 --> 00:17:17,119 Speaker 1: have money guilt over that. Like, I mean, don't do 362 00:17:17,240 --> 00:17:19,080 Speaker 1: it three or four times a day every day for 363 00:17:19,119 --> 00:17:21,199 Speaker 1: a year, But if you want to go do that 364 00:17:21,240 --> 00:17:25,440 Speaker 1: one afternoon, like, that's absolutely something that's aligned to your values. 365 00:17:25,440 --> 00:17:28,480 Speaker 1: And that's why I am so values driven. I don't 366 00:17:28,480 --> 00:17:31,119 Speaker 1: want to talk about the percentage in which people should 367 00:17:31,200 --> 00:17:34,399 Speaker 1: be saving because it's not fair. But hey, do you 368 00:17:34,440 --> 00:17:36,760 Speaker 1: want to spend your money on that? Yep, great, it's 369 00:17:36,840 --> 00:17:39,920 Speaker 1: your money. It's your money. You're in control. And that's 370 00:17:39,920 --> 00:17:42,240 Speaker 1: what we want to drive home here, that you are 371 00:17:42,320 --> 00:17:44,119 Speaker 1: in control, not somebody else. 372 00:17:44,640 --> 00:17:47,400 Speaker 4: Yeah. I'm going to sound like such a fad saying, 373 00:17:47,720 --> 00:17:49,359 Speaker 4: but I think it was the week that your book 374 00:17:49,440 --> 00:17:52,800 Speaker 4: arrived that I finally opened up a separate account for 375 00:17:52,800 --> 00:17:55,480 Speaker 4: my emergency funds and I think that made such a 376 00:17:55,720 --> 00:17:57,560 Speaker 4: big difference in my mindset. 377 00:17:57,880 --> 00:18:01,520 Speaker 1: Oh my god, are you serious? It makes my heart 378 00:18:01,720 --> 00:18:05,760 Speaker 1: so full. I cannot tell you how proud I am 379 00:18:06,400 --> 00:18:09,479 Speaker 1: that you know this is the impact that you know 380 00:18:09,640 --> 00:18:11,800 Speaker 1: one our community but to the book is going to 381 00:18:11,840 --> 00:18:14,760 Speaker 1: have and that people are taking it seriously that they 382 00:18:14,840 --> 00:18:17,639 Speaker 1: need to look after future us. And you know, I 383 00:18:17,640 --> 00:18:20,280 Speaker 1: guess it's a good question to add in here, like 384 00:18:20,520 --> 00:18:23,120 Speaker 1: how do you feel now you have an emergency account? 385 00:18:23,160 --> 00:18:24,960 Speaker 1: And why didn't you do it sooner? 386 00:18:26,920 --> 00:18:30,159 Speaker 4: I wish I did it sooner. I think I feel 387 00:18:30,200 --> 00:18:33,639 Speaker 4: so much better now that I know that there's that 388 00:18:33,720 --> 00:18:36,000 Speaker 4: separate account. And I think as well, for me, it's 389 00:18:36,080 --> 00:18:40,960 Speaker 4: that if an unexpected bill comes up or my rent 390 00:18:41,000 --> 00:18:43,680 Speaker 4: gets increased with two weeks notice, which has just happened, 391 00:18:44,359 --> 00:18:47,520 Speaker 4: I know that that won't affect my savings. It's like 392 00:18:47,600 --> 00:18:51,440 Speaker 4: a buffer that sits in between my my cash or 393 00:18:51,520 --> 00:18:55,760 Speaker 4: my savings. And that has been just really really good 394 00:18:55,160 --> 00:18:58,480 Speaker 4: to know that it won't be jeopardized. 395 00:18:58,920 --> 00:19:01,600 Speaker 1: Yeah, but that's just deep, right, Like I think, too 396 00:19:01,680 --> 00:19:04,479 Speaker 1: many times we go but we've got savings, and in 397 00:19:04,520 --> 00:19:07,439 Speaker 1: reality you do. We're not saying that you don't, but 398 00:19:07,480 --> 00:19:10,240 Speaker 1: the second you dip into them, You're creating this mentality 399 00:19:10,240 --> 00:19:12,720 Speaker 1: of missing out on something else in the future, and 400 00:19:12,800 --> 00:19:15,320 Speaker 1: an emergency account means that, Okay, like, there's been some 401 00:19:15,359 --> 00:19:18,160 Speaker 1: bumps in the road, but my savings didn't get hit. 402 00:19:18,480 --> 00:19:21,120 Speaker 1: I've got a separate fund for that. I'm planning for, 403 00:19:21,400 --> 00:19:24,239 Speaker 1: you know, mistakes or things that just pop up. And 404 00:19:24,280 --> 00:19:27,240 Speaker 1: I think that it can be so empowering. And you 405 00:19:27,359 --> 00:19:29,840 Speaker 1: genuinely don't know how empowering that can be until you 406 00:19:29,880 --> 00:19:32,920 Speaker 1: have it. Let's move on with money habits and ask 407 00:19:33,040 --> 00:19:36,440 Speaker 1: the last, but definitely not least, a question of the list, 408 00:19:36,800 --> 00:19:38,640 Speaker 1: and that is what gray, would you give your money 409 00:19:38,680 --> 00:19:42,240 Speaker 1: habits if I forced you to give yourself a grade? 410 00:19:43,280 --> 00:19:47,399 Speaker 4: I think my initial reaction is to be but I 411 00:19:47,440 --> 00:19:49,480 Speaker 4: think I will say. 412 00:19:49,160 --> 00:19:52,680 Speaker 1: Yes, going, I would agree. I think you're so good, 413 00:19:53,200 --> 00:19:55,600 Speaker 1: Like literally, I can't wait to ask you so many 414 00:19:55,680 --> 00:19:59,000 Speaker 1: more questions, but I would agree. And I really like 415 00:19:59,000 --> 00:20:02,040 Speaker 1: it when people give themselves a it's good, it feels good. 416 00:20:02,119 --> 00:20:04,919 Speaker 4: It's hard, but I think it's I think it's accurate. 417 00:20:05,600 --> 00:20:06,480 Speaker 4: I think it's accurate. 418 00:20:07,359 --> 00:20:09,400 Speaker 1: No, it's accurate. It's so good. You heard your own 419 00:20:09,440 --> 00:20:11,560 Speaker 1: story back to yourself before and you were like, oh, 420 00:20:11,560 --> 00:20:12,159 Speaker 1: who is she. 421 00:20:14,080 --> 00:20:17,199 Speaker 4: If it was someone else, I would yeah, exactly. 422 00:20:18,280 --> 00:20:20,240 Speaker 1: And we need to be putting ourselves in that position 423 00:20:20,320 --> 00:20:23,120 Speaker 1: more often, because too often we're so harsh on ourselves 424 00:20:23,119 --> 00:20:25,199 Speaker 1: instead of being like, well, if Tony was going through this, 425 00:20:25,240 --> 00:20:27,719 Speaker 1: what would I tell Tony? Oh, I'd say this. Oh well, 426 00:20:27,720 --> 00:20:30,200 Speaker 1: why don't I say that to myself? Like that never happens. 427 00:20:30,240 --> 00:20:32,920 Speaker 3: I'm happy to be everyone's metaphorical friend that you run 428 00:20:32,960 --> 00:20:36,280 Speaker 3: that test through as well, like me metaphorical Oh yeah, 429 00:20:36,359 --> 00:20:39,480 Speaker 3: not real friends? Oh okay, yeah, sorry even you No, 430 00:20:39,720 --> 00:20:41,360 Speaker 3: just kidding, I thought that. 431 00:20:41,400 --> 00:20:43,280 Speaker 1: Might be the case. All right, Well, I've got a 432 00:20:43,280 --> 00:20:45,239 Speaker 1: lot of questions for our money drest and we'll get 433 00:20:45,280 --> 00:20:56,359 Speaker 1: to them in just a minute. All right, now we 434 00:20:56,480 --> 00:21:00,280 Speaker 1: are back and jumping straight into it. You mentioned in 435 00:21:00,480 --> 00:21:03,560 Speaker 1: your email to us that you've gone through a fair bit, 436 00:21:04,040 --> 00:21:07,120 Speaker 1: so you've gone through struggles with money and just feeling 437 00:21:07,440 --> 00:21:11,000 Speaker 1: really overwhelmed by it, but also that kind of manifested 438 00:21:11,040 --> 00:21:13,960 Speaker 1: into a neating disorder. And I would love if you're 439 00:21:13,960 --> 00:21:16,320 Speaker 1: willing to share with us to know a little bit 440 00:21:16,359 --> 00:21:18,679 Speaker 1: more about how that came about and how that was 441 00:21:18,760 --> 00:21:22,000 Speaker 1: impacting your money story and how that just impacted you 442 00:21:22,080 --> 00:21:25,320 Speaker 1: in general, because I think that eating disorders in general 443 00:21:25,440 --> 00:21:29,719 Speaker 1: aren't spoken about enough, but then also impact more people 444 00:21:29,760 --> 00:21:33,600 Speaker 1: than we think they do because too many times, and 445 00:21:33,640 --> 00:21:36,000 Speaker 1: you know, I don't know your story yet, but too 446 00:21:36,040 --> 00:21:39,000 Speaker 1: many times people just think it's about wanting to be 447 00:21:39,080 --> 00:21:41,760 Speaker 1: skinnier or wanting to lose weight and then getting out 448 00:21:41,760 --> 00:21:44,280 Speaker 1: of control. But for most of us, it's not actually 449 00:21:44,320 --> 00:21:48,520 Speaker 1: about that. It's usually about control or something bigger that's manifesting. 450 00:21:48,920 --> 00:21:52,040 Speaker 1: So I would love if you shared your story on that. 451 00:21:53,119 --> 00:21:55,800 Speaker 4: Well, thank you. I would love to, and I'm so 452 00:21:56,000 --> 00:22:00,000 Speaker 4: excited to have this platform because I completely agree with you. 453 00:22:00,440 --> 00:22:04,280 Speaker 4: I often say that I didn't know that I had 454 00:22:04,280 --> 00:22:07,880 Speaker 4: an eating disorder, but I think what was actually happening 455 00:22:08,040 --> 00:22:12,320 Speaker 4: was that I knew I had an unhealthy relationship with 456 00:22:12,400 --> 00:22:16,200 Speaker 4: food in some way. What I didn't know is that 457 00:22:16,200 --> 00:22:20,000 Speaker 4: that was considered disordered eating and that there was help 458 00:22:20,040 --> 00:22:22,440 Speaker 4: out there for that, and that I could access that helped. 459 00:22:23,080 --> 00:22:26,040 Speaker 4: And I think that's something that is really important for 460 00:22:26,119 --> 00:22:30,800 Speaker 4: people to know. I wish I knew that years earlier. 461 00:22:32,440 --> 00:22:34,720 Speaker 4: So when I first went to see a counselor, I 462 00:22:34,760 --> 00:22:38,320 Speaker 4: again didn't quite know what exactly I was there for, 463 00:22:38,520 --> 00:22:40,920 Speaker 4: and it wasn't until I went through that process that 464 00:22:41,040 --> 00:22:44,880 Speaker 4: I started to realize what it was that I was experiencing. 465 00:22:45,040 --> 00:22:48,880 Speaker 4: And I think personally, I found that having a name 466 00:22:49,000 --> 00:22:52,480 Speaker 4: for help in the sense that I knew I wasn't alone. 467 00:22:53,160 --> 00:22:57,439 Speaker 4: So I was diagnosed with binge eating disorder, and I 468 00:22:57,480 --> 00:23:02,560 Speaker 4: think that that's the one that is not like it's 469 00:23:02,600 --> 00:23:04,760 Speaker 4: going back to exactly what you were saying about how 470 00:23:04,800 --> 00:23:08,400 Speaker 4: there's all of these misconceptions about eating disorders. I think 471 00:23:08,440 --> 00:23:11,919 Speaker 4: when we look at the statistics, being eating disorder is 472 00:23:12,800 --> 00:23:16,720 Speaker 4: the most common by far in Australia. It accounts for 473 00:23:17,280 --> 00:23:20,919 Speaker 4: almost half of the eating disorders, and it's something that's 474 00:23:20,960 --> 00:23:25,480 Speaker 4: just not really talked about. And I think any eating 475 00:23:25,520 --> 00:23:32,480 Speaker 4: disorder is such a difficult and complex mental health issue, 476 00:23:32,600 --> 00:23:35,920 Speaker 4: and you're exactly right. It very rarely is about weight 477 00:23:36,000 --> 00:23:38,919 Speaker 4: loss and being skinny, and I think that is something 478 00:23:39,040 --> 00:23:43,720 Speaker 4: that really frustrates me. That it also motivates me to 479 00:23:44,440 --> 00:23:46,600 Speaker 4: do the work that I'm doing in health promotion in 480 00:23:46,640 --> 00:23:49,840 Speaker 4: that I would love to one day work in this 481 00:23:49,960 --> 00:23:51,440 Speaker 4: space in a bigger capacity. 482 00:23:53,160 --> 00:23:55,960 Speaker 3: That's really special that you can look at it in 483 00:23:56,000 --> 00:23:58,760 Speaker 3: that way. You know, these things that we go through 484 00:23:58,840 --> 00:24:01,520 Speaker 3: and from your perspective as well, that we're just learning 485 00:24:01,520 --> 00:24:03,960 Speaker 3: about your story, but there'd be a lot of trauma 486 00:24:04,040 --> 00:24:07,000 Speaker 3: associated with that, and the fact that you can look 487 00:24:07,040 --> 00:24:09,159 Speaker 3: at that in a way that makes you want to 488 00:24:09,280 --> 00:24:11,400 Speaker 3: help other people is really really special. 489 00:24:12,600 --> 00:24:14,800 Speaker 4: Yeah, I think I'm really grateful to be able to 490 00:24:14,800 --> 00:24:16,440 Speaker 4: look at it that way, and I think it's taken 491 00:24:16,880 --> 00:24:19,919 Speaker 4: quite a number of years to get to where I am. 492 00:24:20,600 --> 00:24:23,640 Speaker 4: I think I guess, going back to my experience when 493 00:24:23,640 --> 00:24:27,760 Speaker 4: it first started, money definitely came into play with it. 494 00:24:28,359 --> 00:24:30,320 Speaker 5: And I think I should add two that while I 495 00:24:30,359 --> 00:24:33,560 Speaker 5: was trying to limit my spending or food intake throughout 496 00:24:33,600 --> 00:24:36,720 Speaker 5: the day, by the time it got to leaving work 497 00:24:36,840 --> 00:24:39,680 Speaker 5: or UNI or a social event or whatever it might 498 00:24:39,720 --> 00:24:43,919 Speaker 5: have been, I more often than not would feel so 499 00:24:44,119 --> 00:24:49,760 Speaker 5: overwhelmed or stressed and emotional but also physically hungry that 500 00:24:50,119 --> 00:24:54,000 Speaker 5: I'd end up buying food and eating in secret. And 501 00:24:54,040 --> 00:24:55,720 Speaker 5: that for me was a really big part of the 502 00:24:55,760 --> 00:25:00,320 Speaker 5: eating disorder, where I'd feel like I'd completely lost control, 503 00:25:00,480 --> 00:25:03,399 Speaker 5: But it was also my strategy for coping with or 504 00:25:03,440 --> 00:25:08,680 Speaker 5: suppressing emotions, and this just contributed to those thoughts of 505 00:25:08,880 --> 00:25:11,720 Speaker 5: shame and guilt and not feeling good enough. 506 00:25:12,840 --> 00:25:16,399 Speaker 4: And for me, a lot of the experience was about 507 00:25:16,640 --> 00:25:22,119 Speaker 4: emotions and not really knowing how to regulate my emotions, 508 00:25:22,160 --> 00:25:24,840 Speaker 4: and so food would be the tool to do that. 509 00:25:26,359 --> 00:25:28,840 Speaker 4: And so, you know, I might have a stressful day 510 00:25:29,000 --> 00:25:31,960 Speaker 4: UNI where I'd be working on an assignment all day 511 00:25:31,960 --> 00:25:34,080 Speaker 4: and not eating because I didn't have time, but then 512 00:25:34,200 --> 00:25:38,400 Speaker 4: going home, there would just be this feeling of overwhelm 513 00:25:38,720 --> 00:25:43,040 Speaker 4: and food would be where I'd go to, I guess, 514 00:25:43,040 --> 00:25:46,480 Speaker 4: to either over time or to suppress those emotions. And 515 00:25:46,680 --> 00:25:50,679 Speaker 4: that would happen in any any given scenario, I suppose. 516 00:25:51,240 --> 00:25:54,680 Speaker 1: It's interesting the more people that I talk to who 517 00:25:54,800 --> 00:26:00,639 Speaker 1: have experienced eating disorders often talk about the mentions of 518 00:26:00,720 --> 00:26:03,880 Speaker 1: control that come into an eating disorder, and I would say, 519 00:26:03,880 --> 00:26:09,160 Speaker 1: that's the underlying reason that eating disorders exist. It's not again, 520 00:26:09,320 --> 00:26:11,639 Speaker 1: not about being skinny, not about being thinner, and like 521 00:26:12,200 --> 00:26:14,760 Speaker 1: for some people that absolutely is it, But it usually 522 00:26:14,760 --> 00:26:17,840 Speaker 1: comes down to controlling something that is in our lives 523 00:26:17,920 --> 00:26:20,440 Speaker 1: that we are in one way, shape or form out 524 00:26:20,440 --> 00:26:25,720 Speaker 1: of control of. And food intake great really easy for 525 00:26:25,840 --> 00:26:28,919 Speaker 1: us to control in comparison to something like our emotions 526 00:26:29,480 --> 00:26:32,040 Speaker 1: or you know a situation in our life. And I 527 00:26:32,080 --> 00:26:36,160 Speaker 1: think it's so interesting how that manifests. But then having 528 00:26:36,160 --> 00:26:40,440 Speaker 1: this conversation around money, Like it makes sense that these 529 00:26:40,480 --> 00:26:44,280 Speaker 1: two things could be related and could have a relationship 530 00:26:44,320 --> 00:26:47,480 Speaker 1: with one another, and how that's come to impact you, 531 00:26:47,560 --> 00:26:50,280 Speaker 1: like not eating so that you can go home. Can 532 00:26:50,400 --> 00:26:53,160 Speaker 1: understand like people you know, going all right, well I've 533 00:26:53,160 --> 00:26:55,040 Speaker 1: skipped meals too because it's cheaper to eat at home, 534 00:26:55,080 --> 00:26:57,280 Speaker 1: Like I've got food at home, right, But like it 535 00:26:57,440 --> 00:26:59,679 Speaker 1: is something that is on your mind twenty four seventy. 536 00:26:59,760 --> 00:27:01,640 Speaker 1: You can't not think about it, you like can't wait 537 00:27:01,680 --> 00:27:03,760 Speaker 1: to get home so that you can do that. But 538 00:27:03,880 --> 00:27:06,640 Speaker 1: it is not really about the money, is it. It's 539 00:27:06,680 --> 00:27:11,639 Speaker 1: about the control of it. Yeah, absolutely, So when it 540 00:27:11,680 --> 00:27:15,000 Speaker 1: came to the money side of things, obviously, like saving 541 00:27:15,200 --> 00:27:17,880 Speaker 1: was something that you were really trying to control, Like 542 00:27:18,080 --> 00:27:19,480 Speaker 1: how did you get on top of that, Like you 543 00:27:19,480 --> 00:27:22,640 Speaker 1: saw a counselor what were the next steps? Like where 544 00:27:22,680 --> 00:27:24,240 Speaker 1: were the resources that helped you? 545 00:27:25,000 --> 00:27:27,080 Speaker 4: Yeah, I think that's I think that's a really good 546 00:27:27,119 --> 00:27:32,000 Speaker 4: point too, is that there's definitely that element of control 547 00:27:32,080 --> 00:27:34,920 Speaker 4: that's kind of sitting behind that. It was doing behind 548 00:27:34,960 --> 00:27:40,040 Speaker 4: my eating disorder, and I was very similar around controlling 549 00:27:40,080 --> 00:27:44,560 Speaker 4: my money. So I think in terms of the resources 550 00:27:44,720 --> 00:27:47,280 Speaker 4: that I was able to access I think there were 551 00:27:47,320 --> 00:27:50,960 Speaker 4: a couple of times where I would try to see 552 00:27:50,960 --> 00:27:57,000 Speaker 4: a psychologist and the fees for a barrier, And it 553 00:27:57,160 --> 00:28:00,919 Speaker 4: seemed odd to say that now because I know that 554 00:28:01,000 --> 00:28:03,760 Speaker 4: at the time I had savings, that I was living 555 00:28:04,720 --> 00:28:09,040 Speaker 4: with that money mindset of being on a student income, 556 00:28:09,800 --> 00:28:12,320 Speaker 4: and so it wasn't until I could access a free 557 00:28:12,359 --> 00:28:17,600 Speaker 4: service that I was really able to start talking about 558 00:28:17,680 --> 00:28:21,840 Speaker 4: what was happening and realizing that this is something that 559 00:28:21,960 --> 00:28:25,199 Speaker 4: I need to or I want to be putting my 560 00:28:25,280 --> 00:28:31,480 Speaker 4: money towards that I wanted to be accessing helpful. I 561 00:28:31,520 --> 00:28:35,760 Speaker 4: think that took a long time. I think as well 562 00:28:35,800 --> 00:28:39,000 Speaker 4: as there was also this fear of recovery in the 563 00:28:39,080 --> 00:28:43,720 Speaker 4: sense that if my eating patterns changed, that I wasn't 564 00:28:43,760 --> 00:28:48,000 Speaker 4: feeling better mentally, then what does that mean for being 565 00:28:48,040 --> 00:28:51,160 Speaker 4: able to access the services that I was accessing. So 566 00:28:51,400 --> 00:28:54,200 Speaker 4: I have been really fortunate in that I've been able 567 00:28:54,240 --> 00:28:58,240 Speaker 4: to so started seeing counselors through university, and then once 568 00:28:58,280 --> 00:29:02,560 Speaker 4: I graduated, I was at a point where I made 569 00:29:02,560 --> 00:29:06,880 Speaker 4: the decision to go and see a professional outside of that, 570 00:29:07,040 --> 00:29:12,000 Speaker 4: and I got to see a specialist, and I've continued 571 00:29:12,040 --> 00:29:16,959 Speaker 4: with that through my unemployment, through lockdown, through all of that, 572 00:29:17,040 --> 00:29:20,800 Speaker 4: no matter how much it costs. And I think as well, 573 00:29:21,480 --> 00:29:24,080 Speaker 4: another really important thing for me to be able to 574 00:29:24,080 --> 00:29:28,080 Speaker 4: access was both the Mental health Care Plan and also 575 00:29:28,120 --> 00:29:32,160 Speaker 4: the Eating Disorder Plan. So that was really helpful in that, 576 00:29:33,280 --> 00:29:37,800 Speaker 4: even though there was still constant barriers to accessing service, 577 00:29:37,840 --> 00:29:40,920 Speaker 4: there was some amount of help available that I could 578 00:29:40,960 --> 00:29:41,640 Speaker 4: tap into. 579 00:29:42,120 --> 00:29:44,560 Speaker 1: Yeah, and it's do you know what, it's really hard 580 00:29:44,600 --> 00:29:46,800 Speaker 1: to admit that you have an eating disorder, Like it 581 00:29:46,880 --> 00:29:49,960 Speaker 1: is not something that someone says, oh, by the way, 582 00:29:50,120 --> 00:29:53,120 Speaker 1: so what you've been diagnosed with is binge eating disorder. 583 00:29:53,120 --> 00:29:56,680 Speaker 1: You're going nap, nuh, That's not what I have. That's 584 00:29:56,720 --> 00:29:59,400 Speaker 1: not me, not a thing. So I think it's one 585 00:29:59,400 --> 00:30:01,680 Speaker 1: thing to be diagnosed, it's another thing to come to 586 00:30:01,800 --> 00:30:04,680 Speaker 1: terms with it. But I think underlyingly, there are probably 587 00:30:04,680 --> 00:30:06,600 Speaker 1: a lot of people that are going through this that 588 00:30:06,680 --> 00:30:10,160 Speaker 1: are listening that go, oh, that's me, Like, but I'm 589 00:30:10,200 --> 00:30:12,000 Speaker 1: not ready, I'm not ready to get help. And I 590 00:30:12,120 --> 00:30:14,880 Speaker 1: can absolutely empathize with that, like, sometimes you're just not 591 00:30:14,920 --> 00:30:18,320 Speaker 1: ready to have that conversation, in which case there's a 592 00:30:18,360 --> 00:30:22,120 Speaker 1: foundation called the Butterfly Foundation, and they specialize in eating 593 00:30:22,160 --> 00:30:24,760 Speaker 1: disorders and helping you through that and They are a 594 00:30:24,760 --> 00:30:29,520 Speaker 1: confidential and free support service that if you are maybe 595 00:30:29,560 --> 00:30:32,080 Speaker 1: even not sure if you've got one, you can have 596 00:30:32,120 --> 00:30:34,760 Speaker 1: a chat with them because they're there for anyone who's 597 00:30:34,760 --> 00:30:38,080 Speaker 1: concerned by eating issues and body image issues, and whether 598 00:30:38,120 --> 00:30:40,640 Speaker 1: you need support for yourself or even if you just 599 00:30:40,640 --> 00:30:42,200 Speaker 1: want to call up and be like, my best friend's 600 00:30:42,240 --> 00:30:44,040 Speaker 1: going through this, how do I support them in the 601 00:30:44,080 --> 00:30:47,120 Speaker 1: best possible way. They are absolute legends and do so 602 00:30:47,240 --> 00:30:50,800 Speaker 1: much beautiful work in this space. And it's also so 603 00:30:50,840 --> 00:30:53,920 Speaker 1: special that you're talking this through with us, because I 604 00:30:54,000 --> 00:30:55,840 Speaker 1: know first town to how hard it is to talk 605 00:30:55,840 --> 00:30:58,400 Speaker 1: about an eating disorder as someone who has had one, 606 00:30:58,560 --> 00:31:01,600 Speaker 1: and thankfully I'm not in that position anymore. And to 607 00:31:01,640 --> 00:31:04,560 Speaker 1: be honest, I don't even see myself as that person anymore. 608 00:31:04,560 --> 00:31:06,640 Speaker 1: I look back on that time and I go, Wow, 609 00:31:06,760 --> 00:31:09,640 Speaker 1: who is she? Like she's not. I don't remember her, 610 00:31:10,000 --> 00:31:12,760 Speaker 1: like she's not. We don't even have the same mindset 611 00:31:12,840 --> 00:31:15,840 Speaker 1: or mentality or take on life. Where are you at 612 00:31:15,880 --> 00:31:19,440 Speaker 1: on that journey? Like can you do you still experience 613 00:31:19,520 --> 00:31:22,200 Speaker 1: these you're going through it? Like do you look back 614 00:31:22,200 --> 00:31:23,720 Speaker 1: on it and go, oh my gosh, like that's not 615 00:31:23,800 --> 00:31:25,920 Speaker 1: me anymore? Or do you think this is something that's 616 00:31:25,960 --> 00:31:27,360 Speaker 1: going to stick with you for a while. 617 00:31:27,520 --> 00:31:32,560 Speaker 4: Yet, that's a really good question. I think. I think 618 00:31:32,560 --> 00:31:37,200 Speaker 4: I'm somewhere in between. It's something that I still struggle 619 00:31:37,240 --> 00:31:42,760 Speaker 4: with at times, but as well, I you know, even 620 00:31:43,480 --> 00:31:46,120 Speaker 4: talking to you about this today, like, there is no 621 00:31:46,400 --> 00:31:49,080 Speaker 4: way that I could have seen myself doing this a 622 00:31:49,080 --> 00:31:52,160 Speaker 4: couple of months ago, I think, But that is I 623 00:31:52,240 --> 00:31:58,040 Speaker 4: think progress. Yeah, definitely. I actually was really lucky to 624 00:31:58,080 --> 00:32:01,840 Speaker 4: be able to work on a short term project at 625 00:32:01,880 --> 00:32:04,640 Speaker 4: work around eating disorders, and I think that was a 626 00:32:04,680 --> 00:32:08,280 Speaker 4: really big step for me in terms of talking about 627 00:32:08,280 --> 00:32:12,160 Speaker 4: my lived experience in a professional space, but it also 628 00:32:12,280 --> 00:32:15,680 Speaker 4: really forced me to It also really gave me the 629 00:32:15,720 --> 00:32:19,600 Speaker 4: opportunity to kind of stop and reflect. I think it's 630 00:32:19,680 --> 00:32:24,960 Speaker 4: really difficult to recognize it, for recovery is possible when 631 00:32:24,960 --> 00:32:27,560 Speaker 4: you're in the middle of it, and I still at 632 00:32:27,640 --> 00:32:30,040 Speaker 4: times feel like I'm in the middle of it, and 633 00:32:30,080 --> 00:32:33,479 Speaker 4: I'm in this weird space where I'm confident that I 634 00:32:33,560 --> 00:32:39,560 Speaker 4: won't always be And that's really nice to start to recognize. 635 00:32:39,960 --> 00:32:42,680 Speaker 1: Yeah, and to be honest, if someone is listening and 636 00:32:42,720 --> 00:32:46,240 Speaker 1: you're going through this like it feels like it will 637 00:32:46,240 --> 00:32:50,160 Speaker 1: never be over, it feels genuinely, like it's such a 638 00:32:50,160 --> 00:32:52,880 Speaker 1: part of your personality that you don't even know how 639 00:32:52,920 --> 00:32:55,280 Speaker 1: to change that, nor do you know if you even 640 00:32:55,320 --> 00:32:57,040 Speaker 1: want to, because you go, well, who am I if 641 00:32:57,040 --> 00:32:59,880 Speaker 1: I don't do this? Like who am I without this? 642 00:33:00,160 --> 00:33:02,080 Speaker 1: Like I don't know, Like this is you know, just 643 00:33:02,080 --> 00:33:04,040 Speaker 1: who I am? This is how it works, And it 644 00:33:04,160 --> 00:33:06,960 Speaker 1: is so overwhelming to go through that. But I think 645 00:33:07,160 --> 00:33:08,720 Speaker 1: knowing that there's a light at the end of the 646 00:33:08,720 --> 00:33:10,840 Speaker 1: tunnel and there are people that are there for you, 647 00:33:10,920 --> 00:33:13,320 Speaker 1: and there are tools and resources that you can access 648 00:33:13,360 --> 00:33:16,360 Speaker 1: to do that. But you know, as much as I say, hey, 649 00:33:16,520 --> 00:33:19,840 Speaker 1: like I am fully past it, Like in times of stress, 650 00:33:19,880 --> 00:33:22,880 Speaker 1: you still feel those feelings and you sometimes slip back 651 00:33:22,920 --> 00:33:25,960 Speaker 1: into older habits, and you like, thankfully with the right 652 00:33:26,000 --> 00:33:28,920 Speaker 1: tools and resources, you're able to catch yourself and go no, no, no, 653 00:33:29,000 --> 00:33:31,600 Speaker 1: that's actually really naughty, like I shouldn't be doing this, 654 00:33:32,240 --> 00:33:34,120 Speaker 1: and you know, you change it really quickly so it 655 00:33:34,160 --> 00:33:36,760 Speaker 1: doesn't impact you long term. But I think one of 656 00:33:36,800 --> 00:33:40,280 Speaker 1: the things that is really hard about eating disorders and 657 00:33:40,440 --> 00:33:44,040 Speaker 1: is something that a psychologist once said to me, because 658 00:33:44,040 --> 00:33:46,160 Speaker 1: I've gone through a lot of this and I'm very 659 00:33:46,200 --> 00:33:48,520 Speaker 1: happy to talk about it because I hope that even 660 00:33:48,560 --> 00:33:50,480 Speaker 1: just one person listening to this going wow, like I 661 00:33:50,600 --> 00:33:53,880 Speaker 1: just really need to go talk about this. Is that 662 00:33:54,000 --> 00:33:56,640 Speaker 1: voice in your head that tells you that you're not 663 00:33:56,680 --> 00:33:59,320 Speaker 1: good enough? And I don't think that anyone would ever, ever, 664 00:33:59,400 --> 00:34:02,560 Speaker 1: ever be able to tell me they understand it without 665 00:34:02,640 --> 00:34:06,200 Speaker 1: having experienced and eating disorder, that there is a voice 666 00:34:06,200 --> 00:34:08,600 Speaker 1: in your head that tells you, no, don't do that, 667 00:34:08,719 --> 00:34:11,400 Speaker 1: and it is overwhelming. It speaks over you, and it 668 00:34:11,440 --> 00:34:13,120 Speaker 1: tells you that you are not good enough and that 669 00:34:13,160 --> 00:34:15,000 Speaker 1: you are not worthy, and that you are you know, 670 00:34:15,600 --> 00:34:18,960 Speaker 1: it squashes your actual personality, It squashes your actual thoughts 671 00:34:18,960 --> 00:34:21,840 Speaker 1: and values and beliefs and behaviors. And I've had to 672 00:34:21,840 --> 00:34:24,400 Speaker 1: do a lot of work to get there. But knowing 673 00:34:24,440 --> 00:34:27,480 Speaker 1: that you personally have said, I really want to maybe 674 00:34:27,560 --> 00:34:31,560 Speaker 1: work in eating disorders, like you're the perfect fit because 675 00:34:31,640 --> 00:34:34,359 Speaker 1: not only do you know that and you're passionate about that, 676 00:34:34,719 --> 00:34:37,600 Speaker 1: but there's a level of empathy that I don't genuinely 677 00:34:37,640 --> 00:34:40,600 Speaker 1: believe other people can have. And I remember that day 678 00:34:40,680 --> 00:34:42,680 Speaker 1: that a doctor turned around to me and said, what's 679 00:34:42,719 --> 00:34:44,400 Speaker 1: a voice in your head say about that? And I 680 00:34:44,440 --> 00:34:46,520 Speaker 1: was like, what how do you know about that? Like 681 00:34:46,880 --> 00:34:50,799 Speaker 1: I just didn't know that other people knew or understood that, 682 00:34:50,880 --> 00:34:53,399 Speaker 1: and I didn't want to sound crazy, Like I didn't 683 00:34:53,400 --> 00:34:55,680 Speaker 1: want people to go, oh, there's voices in her head, 684 00:34:55,760 --> 00:34:57,839 Speaker 1: and you know that's not a bad thing either. We 685 00:34:57,840 --> 00:35:00,640 Speaker 1: can get treatment for that too, But like I just 686 00:35:00,719 --> 00:35:02,800 Speaker 1: felt like I was a bit crazy. 687 00:35:02,920 --> 00:35:05,120 Speaker 3: And when you're young as well, you just don't know 688 00:35:05,400 --> 00:35:08,640 Speaker 3: how to deal with that, and you don't know what 689 00:35:08,880 --> 00:35:10,960 Speaker 3: is normal and what isn't normal, And it's something that 690 00:35:11,000 --> 00:35:13,799 Speaker 3: people don't talk about, like you said enough, so you 691 00:35:13,840 --> 00:35:15,960 Speaker 3: don't know what is okay and what's not okay and 692 00:35:16,000 --> 00:35:18,799 Speaker 3: what you can say and whether your mum's gonna understand 693 00:35:18,960 --> 00:35:19,520 Speaker 3: or you know. 694 00:35:19,880 --> 00:35:22,799 Speaker 1: And more often than not, they don't because they've never 695 00:35:22,920 --> 00:35:26,680 Speaker 1: gone through that. And looking back, like I wish my 696 00:35:26,760 --> 00:35:29,960 Speaker 1: parents had the resources that the Butterfly Foundation had and 697 00:35:29,960 --> 00:35:33,080 Speaker 1: that you know, psychologists have today. And I was so 698 00:35:33,280 --> 00:35:36,560 Speaker 1: lucky that my parents bent over backwards to get me 699 00:35:36,680 --> 00:35:39,719 Speaker 1: the help that I needed, but they definitely didn't have 700 00:35:39,760 --> 00:35:42,960 Speaker 1: the tools and resources that are available today, and I 701 00:35:43,040 --> 00:35:44,960 Speaker 1: know they would have felt far more empowered because I 702 00:35:45,040 --> 00:35:48,600 Speaker 1: had no idea what was going on, like no idea, 703 00:35:48,680 --> 00:35:51,920 Speaker 1: and so just knowing that those things exist for us, 704 00:35:51,960 --> 00:35:54,200 Speaker 1: and we are supported, and you know, if you want 705 00:35:54,239 --> 00:35:56,560 Speaker 1: to talk about it, like she's on the money's here, 706 00:35:56,640 --> 00:35:59,000 Speaker 1: reach out like we are your friends, Like you can 707 00:35:59,040 --> 00:36:01,680 Speaker 1: talk to someone on our team about literally anything, and 708 00:36:01,680 --> 00:36:03,400 Speaker 1: we'll hook you up with the right places to be 709 00:36:03,520 --> 00:36:06,040 Speaker 1: and let you know what is the next step if 710 00:36:06,080 --> 00:36:08,200 Speaker 1: you don't know where to go. But I would never 711 00:36:08,200 --> 00:36:10,759 Speaker 1: want anyone in our community to feel any less than 712 00:36:11,160 --> 00:36:13,400 Speaker 1: not because of somebody else, but because of some silly 713 00:36:13,480 --> 00:36:16,400 Speaker 1: voice in our head that tells us to distort our 714 00:36:16,400 --> 00:36:21,239 Speaker 1: eating And I think that that is wild, Yeah. 715 00:36:21,200 --> 00:36:24,160 Speaker 4: I think yeah, And that for me was a huge 716 00:36:24,280 --> 00:36:30,120 Speaker 4: realization around I remember sitting in my psychologist's office since 717 00:36:30,120 --> 00:36:34,520 Speaker 4: she was drawing a picture of the thought process of 718 00:36:34,560 --> 00:36:38,840 Speaker 4: someone with an eating disorder, and just realizing that I 719 00:36:39,000 --> 00:36:42,759 Speaker 4: wasn't alone and that I wasn't the only one who 720 00:36:42,840 --> 00:36:45,480 Speaker 4: thinks like that. And he feels like that was so 721 00:36:45,920 --> 00:36:49,120 Speaker 4: eye opening. And I think as well, something that I've 722 00:36:49,360 --> 00:36:52,680 Speaker 4: learned throughout this process is that my mum actually had 723 00:36:52,719 --> 00:36:57,760 Speaker 4: a very similar experience to me, and now being able 724 00:36:57,840 --> 00:37:00,000 Speaker 4: to talk to her about that has kind of helped 725 00:37:00,400 --> 00:37:02,840 Speaker 4: in two ways in that you know, again it speaks 726 00:37:02,920 --> 00:37:06,000 Speaker 4: to that feeling of not being alone, but also knowing 727 00:37:06,040 --> 00:37:10,839 Speaker 4: that it almost makes sense as to why I've had 728 00:37:10,880 --> 00:37:13,520 Speaker 4: that experience because she has had that and I've seen 729 00:37:13,560 --> 00:37:16,600 Speaker 4: that modeled to me, and she has had that model 730 00:37:16,680 --> 00:37:19,040 Speaker 4: to her as well as her childhood and its yeah, 731 00:37:19,600 --> 00:37:23,440 Speaker 4: this generational behavior that has really been a part of 732 00:37:23,480 --> 00:37:26,400 Speaker 4: that story as well. And I'm just so grateful that 733 00:37:26,880 --> 00:37:29,960 Speaker 4: we that I am at a spot where I can 734 00:37:30,239 --> 00:37:32,080 Speaker 4: talk to her about that now. I think that's been 735 00:37:32,320 --> 00:37:36,040 Speaker 4: a really beautiful way to connect with her, to really 736 00:37:36,080 --> 00:37:37,600 Speaker 4: grow our relationship as well. 737 00:37:38,160 --> 00:37:41,760 Speaker 1: Yeah, that is so so so special, and I think, 738 00:37:41,960 --> 00:37:44,840 Speaker 1: you know, we're running out of time very quickly. But 739 00:37:45,080 --> 00:37:48,120 Speaker 1: I think one last question I have for you is 740 00:37:48,840 --> 00:37:51,160 Speaker 1: just more around the people in our community that might 741 00:37:51,200 --> 00:37:53,920 Speaker 1: be going through this, because you know, as much as 742 00:37:53,960 --> 00:37:56,680 Speaker 1: this is a money podcast, this stuff impacts your ability 743 00:37:56,680 --> 00:37:59,479 Speaker 1: to earn an income, It impacts your ability to save 744 00:37:59,560 --> 00:38:01,840 Speaker 1: twin there as you were saying, like one of the 745 00:38:01,880 --> 00:38:05,440 Speaker 1: reasons you were restricting eating was money, Like, these things 746 00:38:05,560 --> 00:38:08,880 Speaker 1: run deep. What is the one piece of advice that 747 00:38:08,960 --> 00:38:10,000 Speaker 1: you would want to share. 748 00:38:12,640 --> 00:38:14,520 Speaker 4: I think if it could only be one thing, it 749 00:38:14,520 --> 00:38:16,800 Speaker 4: would be a bit curious, you know, I think there 750 00:38:16,840 --> 00:38:20,120 Speaker 4: are definitely resources out there, like what you were saying 751 00:38:20,200 --> 00:38:24,719 Speaker 4: with Butterfly, and there are resources out there that can help. 752 00:38:25,040 --> 00:38:30,400 Speaker 4: And I think being in that position is really difficult, 753 00:38:30,440 --> 00:38:34,480 Speaker 4: and I think having that curious mindset is a really 754 00:38:34,520 --> 00:38:38,800 Speaker 4: great tool in that first instance, where as you were saying, 755 00:38:38,840 --> 00:38:42,120 Speaker 4: like someone might not be ready for change, but starting 756 00:38:42,520 --> 00:38:45,600 Speaker 4: to think about that is a really great step, and 757 00:38:45,640 --> 00:38:48,320 Speaker 4: that can lead to more steps. 758 00:38:49,320 --> 00:38:51,719 Speaker 1: I agree the first one is really hard. Yeah, but 759 00:38:51,760 --> 00:38:53,880 Speaker 1: it doesn't mean you have to talk to someone immediately, 760 00:38:54,360 --> 00:38:57,120 Speaker 1: just like, do the research. Have a look on the website, 761 00:38:57,480 --> 00:38:59,400 Speaker 1: maybe have a look at the definitions and see if 762 00:38:59,400 --> 00:39:01,520 Speaker 1: you resonate with any of them. I think it's just 763 00:39:02,120 --> 00:39:04,920 Speaker 1: understanding yourself sometimes is one of the most important and 764 00:39:04,960 --> 00:39:08,000 Speaker 1: powerful things that you can do, and you know, give 765 00:39:08,040 --> 00:39:10,560 Speaker 1: yourself that gift of just more knowledge. And you're right, 766 00:39:10,600 --> 00:39:13,400 Speaker 1: I think being curious is very helpful in this situation. 767 00:39:14,280 --> 00:39:17,720 Speaker 1: Thank you so much, though, Oh my gosh, what a story. 768 00:39:18,560 --> 00:39:21,360 Speaker 4: Thank you so much for having me. I'm really that 769 00:39:21,400 --> 00:39:22,759 Speaker 4: we've been able to talk about it. 770 00:39:23,200 --> 00:39:25,799 Speaker 1: Oh, it has been so special. Like it's something that 771 00:39:26,440 --> 00:39:28,880 Speaker 1: obviously I don't talk about a lot on the podcast 772 00:39:28,880 --> 00:39:31,480 Speaker 1: because it's just not relevant. It's not part of it. 773 00:39:31,520 --> 00:39:33,760 Speaker 1: But it's not something I'm ashamed of. It's not something 774 00:39:33,760 --> 00:39:36,880 Speaker 1: that upsets me. It's something that I'm really proud to 775 00:39:37,000 --> 00:39:39,880 Speaker 1: talk about because you know, if it impacts one person, 776 00:39:40,000 --> 00:39:42,439 Speaker 1: then that's more than enough for me. So I think 777 00:39:42,480 --> 00:39:44,879 Speaker 1: it's Yeah, it's beautiful that you also want to share 778 00:39:44,920 --> 00:39:47,600 Speaker 1: that story because I think, you know, especially in a 779 00:39:47,600 --> 00:39:50,160 Speaker 1: community of women, like you know, we're not all women. 780 00:39:50,200 --> 00:39:52,200 Speaker 1: It sheets on the money, but there are a whole 781 00:39:52,239 --> 00:39:55,200 Speaker 1: heap of us, like we go through so many diverse 782 00:39:55,320 --> 00:39:59,239 Speaker 1: experiences and to just know that not just me, is 783 00:39:59,280 --> 00:39:59,960 Speaker 1: so empowered. 784 00:40:01,360 --> 00:40:04,200 Speaker 4: Yeah, thank you so much for having we. 785 00:40:04,400 --> 00:40:07,640 Speaker 1: That was honestly just so, that was honestly such a 786 00:40:07,680 --> 00:40:10,440 Speaker 1: special story and I'm so grateful that you shared that 787 00:40:10,520 --> 00:40:13,640 Speaker 1: with us. But as always, Tony, that is all we 788 00:40:13,680 --> 00:40:16,200 Speaker 1: have time for today. So just before we head off, 789 00:40:16,239 --> 00:40:19,400 Speaker 1: we'd like to acknowledge and pay respect to Australia's Aboriginal 790 00:40:19,440 --> 00:40:22,919 Speaker 1: and to ours Straight islander peoples. They're the traditional custodians 791 00:40:22,960 --> 00:40:26,719 Speaker 1: at the lands, the waterways and the skies all across Australia. 792 00:40:27,120 --> 00:40:28,920 Speaker 1: We thank you for sharing and for caring for the 793 00:40:29,000 --> 00:40:31,480 Speaker 1: land on which we are able to learn. We pay 794 00:40:31,600 --> 00:40:34,520 Speaker 1: respects to elders past and present, and we share our 795 00:40:34,560 --> 00:40:36,160 Speaker 1: friendship and our kindness. 796 00:40:36,480 --> 00:40:39,000 Speaker 3: The advice shared on She's on the Money is generally 797 00:40:39,080 --> 00:40:43,000 Speaker 3: nature and does not consider your individual circumstances. She's on 798 00:40:43,040 --> 00:40:46,160 Speaker 3: the Money exists purely for educational purposes and should not 799 00:40:46,200 --> 00:40:49,360 Speaker 3: be relied upon to make an investment or financial decision. 800 00:40:49,840 --> 00:40:52,680 Speaker 3: And we promise that Miss Victoria Devine is an authorized 801 00:40:52,680 --> 00:40:57,040 Speaker 3: representative of Australia Pacific Funds Management Proprietary Limited ABM three 802 00:40:57,120 --> 00:40:59,520 Speaker 3: four one three two four six three two five seven 803 00:41:00,200 --> 00:41:02,680 Speaker 3: sell three three nine one five one And if you 804 00:41:02,719 --> 00:41:04,520 Speaker 3: pop belong into the show notes you'll find all the 805 00:41:04,560 --> 00:41:07,960 Speaker 3: resources for our friends at the Butterfly Foundation. So if 806 00:41:07,960 --> 00:41:09,960 Speaker 3: this episode brought up anything for you. 807 00:41:09,840 --> 00:41:11,680 Speaker 1: Or you want to have a chat with them. 808 00:41:11,600 --> 00:41:13,680 Speaker 3: Yeah, or you need to know how to support a friend, 809 00:41:14,000 --> 00:41:16,480 Speaker 3: you can contact them. They're amazing. You can call them 810 00:41:16,520 --> 00:41:19,440 Speaker 3: and they'll call you back, or use their online messaging service. 811 00:41:19,480 --> 00:41:22,160 Speaker 3: They're honestly a really great resource to have. 812 00:41:22,239 --> 00:41:24,040 Speaker 1: So and if you don't even want to talk to them, 813 00:41:24,040 --> 00:41:25,960 Speaker 1: they've got a whole heap of epic resources on their 814 00:41:26,000 --> 00:41:27,319 Speaker 1: website they can download for free. 815 00:41:27,600 --> 00:41:29,520 Speaker 3: If that's not a money, I don't know what it 816 00:41:29,600 --> 00:41:30,280 Speaker 3: is amazing. 817 00:41:30,400 --> 00:41:31,640 Speaker 1: See you next week. Guys. Bye,