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Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr

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Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before

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Speaker 1: we get started on She's on the Money podcast, I

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Speaker 1: would like to acknowledge the traditional custodians of the land

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Speaker 1: of which this podcast is recorded on a wondery country,

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Speaker 1: acknowledging the elders, the ancestors and the next generation coming

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Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing

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Speaker 1: and the storytelling of you to make a difference for

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Speaker 1: today and lasting impact for tomorrow.

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Speaker 2: Let's get into it. She's on the Money.

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Speaker 3: She's on the Money.

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Speaker 2: Hello, and welcome to The Money, the podcast for millennials

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Speaker 2: who want financial freedom. Today, my friends, it is Friday,

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Speaker 2: but it is not your average Friday. Today's my last

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Speaker 2: day for a little while. I'm going on matrinity leave.

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Speaker 3: That's exciting, but it's exciting.

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Speaker 4: Yes, I completely agree with what Jessa said.

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Speaker 5: Oh thank you you're social that I wasn't listening at

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Speaker 5: all and I didn't do anything You've.

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Speaker 2: Never listened to before. Why stop now or why start now?

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Speaker 2: We'll start now. I'm really excited. Actually, obviously, today is

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Speaker 2: about getting our little team together, celebrating our community. That's

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Speaker 2: my favorite thing to do. But also we just have

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Speaker 2: so much in store. We didn't want Fridays to just

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Speaker 2: fall off the bandwagon because I wasn't here. We have

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Speaker 2: some beautiful guests lined up that are going to take

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Speaker 2: my place, not necessarily as host, but more is like,

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Speaker 2: you guys get a fun friend every week, which I

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Speaker 2: think will be really cool. I've pulled them out of

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Speaker 2: either our She's on the Money community or my friend

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Speaker 2: ship circles, and I just think this is gonna be

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Speaker 2: the best. In fact, I'm slightly concerned that the community

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Speaker 2: is gonna like these more and be like me, don't

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Speaker 2: come back. It's all good. So we're having a lot

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Speaker 2: of fun with your guest episodes. Can we just keep those?

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Speaker 2: So if that's the case, obviously, please let us know

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Speaker 2: kindly kindly, because like, I'm itching to get back and

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Speaker 2: I haven't even left, but I think that you guys

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Speaker 2: are gonna have the best time while I am away

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Speaker 2: having a bambini. It's not white.

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Speaker 4: It is so wild.

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Speaker 2: It feels fake still, like I cannot comprehend that there

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Speaker 2: is an entire human being in my stomach. Right now.

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Speaker 2: I can't comprehended at three am when they're kicking the lungs,

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Speaker 2: but like you know, day to day it feels very novel.

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Speaker 2: But let's get into today's episode. Miss Jess Gricci, you

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Speaker 2: have a heap of our favorite money wins. Miss becksay ed,

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Speaker 2: you've got some broke tips, three of them I believe,

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Speaker 2: to share with the community. We're going to be helping

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Speaker 2: to answer juicy money dilemma, which this week is all

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Speaker 2: about having bad neighbors. And are we gonna unpack something

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Speaker 2: that you slid into our d MS about this week?

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Speaker 2: You asked what to do about friends who store things

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Speaker 2: at your house long term and offer no money in return?

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Speaker 3: Juicy.

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Speaker 2: I feel like that's a really hard one, that is

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Speaker 2: so juicy joicy. But before we get there, I'm sorry,

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Speaker 2: did we go to Taylor Swift on the weekend?

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Speaker 3: Yes?

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Speaker 2: We did? Over?

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Speaker 3: Absolutely not over.

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Speaker 5: I feel like a lot of people are probably like, yes,

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Speaker 5: it's over, I'll never gonna hear about it.

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Speaker 3: I'm sorry.

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Speaker 2: I got through that whole intro of the podcast with

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Speaker 2: not even mentioning Taylor Swift. Thank you, Beck's already over us. No, No,

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Speaker 2: I'll hear it over and over again till the day

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Speaker 2: I die. Yeah, you will, and you will take it.

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Speaker 6: You will like it.

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Speaker 2: That's the joy.

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Speaker 4: Said that, and without saying like whether it's a good

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Speaker 4: or a bad thing, but I will hear about it.

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Speaker 2: Your choice. How's your week being? Are you still high

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Speaker 2: as a kite? Absolutely?

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Speaker 1: I am.

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Speaker 5: It was so much fun, just, you know, seeing everybody

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Speaker 5: in one space be so excited for her biggest show.

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Speaker 2: And we went to the biggest show.

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Speaker 3: We went to the biggest show. It was so exciting.

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Speaker 5: There's so much going on, and I just like, I can't, like,

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Speaker 5: I don't have the words.

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Speaker 2: I know that not everybody in our community is a

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Speaker 2: swifty though, so we won't go on and on and on.

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Speaker 2: That's what our socials are for. So head over there

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Speaker 2: and you will see relentless amounts of content. Beck, you

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Speaker 2: didn't go to Taylor Swift because you just don't care

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Speaker 2: about Taylor Swift, which is honestly a foreign concept to

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Speaker 2: the other people at this table right now. How was

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Speaker 2: your week?

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Speaker 4: So my week has been. I should have gone before, Jess,

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Speaker 4: because you know, I can't say that I saw any

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Speaker 4: famous people actually except for you guys.

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Speaker 2: I think you're technically famous. I don't think we can.

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Speaker 3: Definitely, I'm definitely not you probably are.

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Speaker 2: You got stopped in public Miss jessic Ricci.

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Speaker 3: Mostly with you, they're like, hey, can you Or when

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Speaker 3: I'm with Lucy, oh yes, she is the most famous.

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Speaker 4: Like hey, I don't know your name, but can you take

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Speaker 4: a photo for us?

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Speaker 2: Is that what they usually say. I'm still convinced that

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Speaker 2: half the people in this office don't know my name,

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Speaker 2: but they definitely know my dog and the amount of

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Speaker 2: people that I run into in the kitchen who are

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Speaker 2: like Lucy's mom. Yeah, And I'm just like mm hmm, yeah,

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Speaker 2: I'm perfect. I'm happy with that. Sure me, that's me.

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Speaker 2: I'm proud. I'm a proud Lucy mum. Oh my god.

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Speaker 2: It's so exciting.

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Speaker 4: I've been stopped like two times, not stopped stopped, but

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Speaker 4: like people have been like, wow, I think I recognize you,

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Speaker 4: and I just want everyone listening to know. I want

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Speaker 4: to be bothered on the streets please say hi, because

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Speaker 4: it makes my whole entire life anyway so so exciting.

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Speaker 4: But that hasn't happened to me in many a month,

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Speaker 4: and certainly not this week. No, my week otherwise has

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Speaker 4: been very very lovely, just chill, you know, just cruising,

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Speaker 4: just like love and love, seeing friends and as always

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Speaker 4: and people probably seeing me saying this, still going to

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Speaker 4: the gym. I don't know if you can tell, but you.

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Speaker 3: Know, getting swoll am, I getting swollen? Thank you?

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Speaker 2: What about you?

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Speaker 4: VD.

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Speaker 2: I'm going to go back to this meeting people in

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Speaker 2: public thing because I have to issue a public apology

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Speaker 2: to the girl that stopped me two weeks ago out

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Speaker 2: the front of Romana IgA. And she was so kind

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Speaker 2: and so nice and she's like, oh my gosh, and

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Speaker 2: I was like, I always meet you with the same energy,

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Speaker 2: because like, I think it's wild that people think seeing

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Speaker 2: me as wild. So I was like, oh my gosh, hi,

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Speaker 2: and they're like wait what, and she's like, I love

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Speaker 2: your podcast.

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Speaker 3: Rah.

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Speaker 2: But I was actually standing there and I'd had a

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Speaker 2: mid morning freak out about not having my hospital bags packed.

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Speaker 2: So I'm walking out of IgA and I'm carrying two

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Speaker 2: packets of adult nappies, a bag full of snacks and treats,

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Speaker 2: and a whole heap of stuff I think I had

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Speaker 2: ural in my bag. I was carrying a bottle of

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Speaker 2: Gaviscon and this poor girl got me at my worst

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Speaker 2: literally because I had had not just like a little

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Speaker 2: bit of a like, oh, I probably should pack my

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Speaker 2: hospital bags. I had a hysterical meltdown. And my husband

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Speaker 2: was like, just go to the shops and get the

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Speaker 2: things that you think you need and we'll put them together.

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Speaker 3: And I was like, okay, you know, worries.

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Speaker 2: So I was red faced, I was sniffy, my hair

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Speaker 2: was on top of my head because I was a

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Speaker 2: little feral, and I was carrying outult nappies and she

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Speaker 2: was still excited to see me. So shout out to

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Speaker 2: you also, apologies for whatever you experienced in that interactions.

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Speaker 4: So I would be excited to see that version of you.

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Speaker 4: To be honest, Oh you have before.

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Speaker 2: You've been too kind not to mention it. That's true actually,

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Speaker 2: But yes, I have had a good week, same as Jessica.

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Speaker 2: But the anticipation of having a baby is I.

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Speaker 3: Don't know, it's startlingly more exciting.

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Speaker 2: Yeah, you know what, I'm just glad that I didn't

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Speaker 2: ruin the Tailor Swift concert, like so like some women

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Speaker 2: had to stop the Pink concert. I'm just glad that

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Speaker 2: wasn't me.

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Speaker 5: You know. Wow, I don't know, like I'm really on

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Speaker 5: the fence, like some people like that would be so

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Speaker 5: exciting and fun and what a good memory. And I

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Speaker 5: just think I would be so mortified to imagine, however,

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Speaker 5: many Hunter people looking at you while you're like arguably

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Speaker 5: in extreme din comfort.

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Speaker 4: Absolutely funny was that around the time that people were

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Speaker 4: giving Pink random items and someone gave their baby to

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Speaker 4: Pink on stage.

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Speaker 2: No, this was truly like three weeks ago. Oh I see,

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Speaker 2: I guess yeah, like wild. Anyway, let's get into the episode.

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Speaker 2: Miss Jessagricci, what have you got when it comes to

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Speaker 2: community money wins.

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Speaker 5: My first money in this week comes from Holly, who

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Speaker 5: said she went to the Lifeline book fair and filled

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Speaker 5: a whole bag full of books for thirty five dollars.

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Speaker 5: She says she got about thirty different books and she

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Speaker 5: used money that was in a pickiebank, so girl Math

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Speaker 5: says that they were free. She said, when I'm done

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Speaker 5: with them, I will likely donate them back to Lifeline

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Speaker 5: to on sale again at the next book fair. Lifeline

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Speaker 5: in Canberra, which I missumean is where she's from, is

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Speaker 5: a twenty four to seven suicide telephone and crisis support

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Speaker 5: Center and it's a big fundraiser that they hold every

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Speaker 5: couple of months.

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Speaker 2: So adore that.

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Speaker 5: Good for our fellow book lovers, great for you know,

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Speaker 5: supporting a good cause.

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Speaker 3: We love to see it. Well done, Holly.

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Speaker 5: Next, I've got one from Stacy who said my son

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Speaker 5: wanted a mister Potato Head and they are fifty plus

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Speaker 5: dollars at the shops.

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Speaker 7: What.

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Speaker 3: Firstly, since when was mister Potatohead so expensive?

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Speaker 2: Also, secondly, I didn't know who still existed.

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Speaker 5: Inflation's wild, she said, but I found one for free

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Speaker 5: on Facebook marketplace. Her son lost most of the pieces

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Speaker 5: and his interest a week later, so she's very glad

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Speaker 5: that she didn't spend the fifty bucks. Money win, huge

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Speaker 5: money win. Well, now I've got one from Renee who said,

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Speaker 5: I went to Mecca to get foundation color atched. They

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Speaker 5: gave me three free sample pots of my shades I

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Speaker 5: can generately out before committing to a whole bottle, and

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Speaker 5: those sample pots will last you yox like absolutely eight es.

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Speaker 2: Okay, that's a little bit of a broke tip. Actually,

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Speaker 2: if it's not payday and you're you know you've got

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Speaker 2: a bit too much month at the end of your

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Speaker 2: money going into Mecca and being like, hey, can I

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Speaker 2: have a sample of XYZ that'll last you till the

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Speaker 2: end of your month?

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Speaker 5: That's so true to file that right away for later

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Speaker 5: back Yeah, sorry, sorry. Next, I've got a money win

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Speaker 5: from Laura who said small win. I got my moving

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Speaker 5: boxes for free off marketplace instead of buying them. Big

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Speaker 5: when I'm getting a rental for ten dollars less per

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Speaker 5: week than what it was advertised, which is huge. Never

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Speaker 5: heard of that happening. Cool, Please, for the love of God,

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Speaker 5: never buy moving boxes. That industry is such a scam.

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Speaker 5: Don't buy moving boxes. You can get them for free

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Speaker 5: at Bunnings. If you go into literally I'm sure if

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Speaker 5: that is before any retail store ever and say hey,

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Speaker 5: can I grab some of your boxes? They'll give them

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Speaker 5: to you.

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Speaker 2: They want to get rid of them because they don't

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Speaker 2: have anywhere to put them.

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Speaker 3: I would say, they don't want to have to lug

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Speaker 3: them to the bin. It's the worst.

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Speaker 5: So if you say hey, can I grab some boxes,

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Speaker 5: they'll probably say yeah, come back on Tuesday, that's delivery

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Speaker 5: day and you can have as many as you want.

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Speaker 5: So I use garbage bags also, I use laundry baskets

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Speaker 5: a lots coals bags, literally, anything that is not a

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Speaker 5: moving box that you paid for. Any vessel, any vessel

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Speaker 5: will do the palm of your head, your arms, we know,

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Speaker 5: whatever works. Lastly, I've got a money win from Zanpi,

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Speaker 5: who said I found out my counsel does rebates for

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Speaker 5: purchasing reusable period products. Luckily I still had my receipts

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Speaker 5: from the Christmas sales. I don't know what council, but

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Speaker 5: check your local council website because that is phenomenal.

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Speaker 4: That's equity, my friends, is it? Or is that a

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Speaker 4: quality I don't know, booking or lost dos?

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Speaker 2: Yes, exactly.

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Speaker 3: I love that.

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Speaker 2: All right, Beck, what are you bringing to the table

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Speaker 2: when it comes to broke tips this week?

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Speaker 4: Okay, sorry, I'm filing this Mecca one away for but

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Speaker 4: also for my own life. I mean, I don't really

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Speaker 4: go there, but I will. Starting to say.

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Speaker 2: Beck, do you wear makeup? Is that a thing in

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Speaker 2: your repertoire? I don't. Actually, it's like you just have

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Speaker 2: naturally gorgeous skin. You don't need it.

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Speaker 3: You such a good broke tip. Don't wear makeups.

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Speaker 2: Don't wear makeup. Yeah, break tip from Beck. Just have

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Speaker 2: skin as good as me. And you don't need makeup,

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Speaker 2: easy peasy. If I had her skin, I wouldn't wear

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Speaker 2: makeup either. Why would you break?

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Speaker 3: That is really sweet?

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Speaker 2: Thank you, and I was feeling that I wasn't. That

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Speaker 2: wasn't even a compliments, just a fact.

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Speaker 4: Well, I really appreciate it. Whatever it was, I'm very grateful.

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Speaker 2: Thanks. Thanks for the facts.

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Speaker 4: So, as always, there are two broke tips from the

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Speaker 4: community and one from myself.

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Speaker 2: So I'll start off with Natalie.

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Speaker 4: I know that we've mentioned Seven eleven coffees before, but

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Speaker 4: this one is kind of like an all round any

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Speaker 4: petrol station. So Natalie says, buy your coffee from petrol

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Speaker 4: stations a dollar fifty for a small armond cap. It's

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Speaker 4: not the worst thing in the world. I have seen

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Speaker 4: that it coals as well, especially one on Swan Street

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Speaker 4: in Richmond. If you live in Melbourne, they do. I

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Speaker 4: believe it's a dollar fifty or two dollars max for an.

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Speaker 2: Arm is still going to be an absolute stan of

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Speaker 2: the Seven eleven coffee.

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Speaker 4: Totally because they do do soy milk.

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Speaker 2: They just have They've nailed it.

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Speaker 4: Yes, they have old milk, regular milk, everything. It's all

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Speaker 4: the same price and it's no more than two dollars

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Speaker 4: if you just want.

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Speaker 2: I think my favorite thing about the seven eleven one

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Speaker 2: was on Chapel Street a couple of months ago. Seven

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Speaker 2: eleven did a pop up store of like an unbranded

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Speaker 2: cafe and they basically ghastly everybody. And that was my

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Speaker 2: favorite thing ever because you go in and they're like,

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Speaker 2: we're doing, you know, grand opening, free coffee, and you

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Speaker 2: go in and you relate the coffee, here's elite, so good,

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Speaker 2: and then on your way out, they gave you a

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Speaker 2: little like card and you scratched it and it told

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Speaker 2: you that it was seven eleven coffee. That is such

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Speaker 2: a idea. It was genius.

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Speaker 4: Can you believe that is two dollars or a dollar fifty?

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Speaker 4: It's so cheap five or so pay sometimes, yeah, totally,

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Speaker 4: like I pay sixty.

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Speaker 2: What This inflation is unacceptable. I know it's really really bad.

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Speaker 2: You know, I get it, but I'm mostly like I

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Speaker 2: don't get so much money. I don't get it. Like

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Speaker 2: as a girl who completely understands inflation, I understand the

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Speaker 2: cost of living crisis, I understand everything. Like at this point,

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Speaker 2: I'm going to need the government to subsidize coffee.

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Speaker 5: I'll get against that, as I say, I don't know

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Speaker 5: the Prime Minister is right now, get at but easy

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Speaker 5: on the phone.

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Speaker 2: Yeah, I've got a bone to pick with you. My

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Speaker 2: coffees are a bit too expensive. And He'll be like, Victoria,

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Speaker 2: I'm actually working on the cost of living crisis right now.

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Speaker 2: And I'll be like, yes, but do you know it

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Speaker 2: costs a dollar extra to get oat milk? Sit down,

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Speaker 2: Sit down, alow. She put it on the top of

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Speaker 2: his priorities list. I'll call it. I'll call him once.

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Speaker 2: I definitely quit leave. I might pick that up. Yeah,

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Speaker 2: if you could.

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Speaker 4: I'm sure his numbers in your phone. What else you got, Okay,

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Speaker 4: Also just want to say that. Natalie also says, buy

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Speaker 4: iced coffee from an Asian groser. It's two dollars per pack.

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Speaker 4: Asian grocery is something I've been privy to, not privy

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Speaker 4: too because it has existed in my whole life, but

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Speaker 4: kind of been looking into recently because it is like,

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Speaker 4: you know, everything's all cheaper there.

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Speaker 2: Fines are so fresh.

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Speaker 5: I was.

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Speaker 2: Absolutely so fresh, and it's also so cheap. Anytime I'm

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Speaker 2: getting like, you know, Chinese broccoli or like any type

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Speaker 2: of greens, I will purposely go out of my way

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Speaker 2: because it lasts so much longer in my fridge. It's

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Speaker 2: like two dollars a bunch.

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Speaker 4: Yes, yes, yes, definitely shop at the Asian grocer.

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Speaker 2: Okay.

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Speaker 4: This next one comes from Catherine, who says the plant

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Speaker 4: Jammer app or similar gives you recipe ideas based on

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Speaker 4: what you already have in your fridge slash pantry, which

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Speaker 4: is a great idea something I mentioned recently, but I

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Speaker 4: didn't actually have an app for it. So the plant

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Speaker 4: Jammer app is good. If you don't want to go

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Speaker 4: to the shops and you don't know what to cook,

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Speaker 4: just chuck some things in the app and I will

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Speaker 4: tell you what to cook. And I think that's a

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Speaker 4: really greatita love it so my own one. I'm sure

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Speaker 4: you know, maybe you guys have tried this before.

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Speaker 2: I'm not too sure.

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Speaker 4: But so if you're wanting a little sweet tree, or

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Speaker 4: you're maybe hosting a dinner party, or you're bringing dessert

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Speaker 4: for a pot lucks, when you should.

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Speaker 2: Check the kitchen at work first because they might have cinnamon.

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Speaker 2: Do that.

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Speaker 4: We did happen upon some cinnamon scrolls in our work kitchen,

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Speaker 4: and what we did to deserve this.

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Speaker 2: We liberated them. There were pancakes earlier too. I don't

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Speaker 2: think we missed those.

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Speaker 4: But what I have found is if you go to

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Speaker 4: muff and Break before they close, maybe like thirty Gonna.

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Speaker 2: Getsh didn't know muff and Breaks still existed.

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Speaker 5: I know.

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Speaker 2: That's the other thing too, is that the sorry muff

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Speaker 2: and Break.

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Speaker 4: They're hard to come by now, but I am sure,

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Speaker 4: I like, I know this for a fact. Actually they

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Speaker 4: are the best muffins slash cookies I've eaten, and I

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Speaker 4: have not been able to find anything has good since.

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Speaker 4: I know that's a big call to make. That's a

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Speaker 4: huge call to make, but I love, love, love them anyway.

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Speaker 4: So you go there maybe like half an hour before

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Speaker 4: they're closing or just a little bit before, and they

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Speaker 4: usually have like super super cheap muffins, cookies, tasty treats,

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Speaker 4: and loads of them too. You can get five for

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Speaker 4: five dollars and that's totally and that's enough to like

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Speaker 4: take as a potluck dessert or whatever. But sometimes if

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Speaker 4: you're lucky, if they're in a good mood, they might

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Speaker 4: give them two for free.

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Speaker 2: I guess if it's.

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Speaker 5: Money means before the crack, maybe they'll chuck an extra

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Speaker 5: one in or something totally exactly.

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Speaker 2: So God, Muff and Break. Everyone, don't forget about Uff

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Speaker 2: and Break please. I did. I did, and I'm glad

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Speaker 2: that you've reminded me that they exist.

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Speaker 4: It sounds like we're sponsored, but honestly, like I just

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Speaker 4: I just love Muff and Break.

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Speaker 2: If we were sponsored, I'm pretty sure I wouldn't have

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Speaker 2: said what I just said was sponsored. I'd be like, wait,

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Speaker 2: are they still around? Like Muff and Break are going

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Speaker 2: to be like, yeah, thanks for the mention. Next time,

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Speaker 2: could it be more positive? We love your stuff. Let's

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Speaker 2: wrap this up really quickly and go to a little

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Speaker 2: art be as you could say, a Muff and Break,

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Speaker 2: because I feel like I'm going to get canceled if

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Speaker 2: i keep digging this whole any deeper. So we'll see

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Speaker 2: you guys on the flip side, because we're going to

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Speaker 2: be talking about one bad neighbors and two. This week,

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Speaker 2: you guys asked us about what to do about a

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Speaker 2: friend who stored things at your house long term but

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Speaker 2: doesn't offer you any cash for it. Guys, don't go anywhere.

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Speaker 3: Welcome back, everybody. Let's take a listen to this week's

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Speaker 3: money dilemma.

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Speaker 6: Hi, there have you got a money dilemma you just

394
00:17:19,000 --> 00:17:21,520
Speaker 6: can't solve? The She's on the Money team is here

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00:17:21,520 --> 00:17:24,760
Speaker 6: to help. Every week, we tackle your dilemmas, both big

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00:17:24,840 --> 00:17:27,560
Speaker 6: and small, to answer your most burning money, career and

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Speaker 6: life questions. To get involved, simply head to our website

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00:17:30,800 --> 00:17:32,920
Speaker 6: and leave us a short voice recording and you might

399
00:17:33,000 --> 00:17:35,520
Speaker 6: just find yourself on the show. Now, let's take a

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Speaker 6: listen to this week's money dilemma.

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Speaker 7: Hi, I've got a question. I've got really really bad

402
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Speaker 7: neighbors living in next door to my house. They're in

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Speaker 7: commission housing. I've tried multiple things to try to get

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Speaker 7: them evicted. It's really a planing on my mental health

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Speaker 7: and fear for my safety. I bought this house, but

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Speaker 7: now I'm not sure if I should sell. I'll probably

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Speaker 7: have to say self for a loss. I spent a

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Speaker 7: lot of money on renovations. Do you know changing up

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Speaker 7: this house? Should I just cut my losses or and sell?

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Speaker 7: Or do I just keep trying to, you know, fight

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Speaker 7: my neighbors and try to take them to court?

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Speaker 4: Thank you, jeez, Louise, Well, that is such a good question.

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Speaker 4: I have a colleague in this exact situation.

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Speaker 2: We're missing so much context. I just I feel like

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Speaker 2: there's always three sides to a story. There's like their side,

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Speaker 2: your side, and the truth. And I'm not saying that

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Speaker 2: you're not telling the truth, but like we don't have

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Speaker 2: any conflict, why would you take them to court? Like

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Speaker 2: we need some we need the juice, Like what have

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Speaker 2: they done so that we can have an opinion? What's

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Speaker 2: going on with your colleague though?

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Speaker 4: Back So it's a very very similar situation. My colleague

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Speaker 4: just brought her, I believed, like a little unit in

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Speaker 4: like a block of units, and her downstairs neighbor is

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Speaker 4: like really causing her a lot of trouble. And that's

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Speaker 4: sometimes she actually is as well scared for her safety,

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Speaker 4: but she doesn't like she doesn't really know what to do.

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Speaker 2: And this is and so also I don't know when

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Speaker 2: you buy a property what the neighbors are. You just

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Speaker 2: don't know. And I also don't know.

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Speaker 4: I don't have advice for this because I would be

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Speaker 4: completely stuck. I guess, I guess, cell but I don't

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Speaker 4: know anything, so don't listen to me. But no, she's

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Speaker 4: in the exact same situation, and it's really weighing on

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Speaker 4: her mental health, and unfortunately it's such a tricky one

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Speaker 4: because you just I don't know where you'd go from here.

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Speaker 4: But I'm hoping you guys have more advised because I'm

438
00:19:27,680 --> 00:19:28,360
Speaker 4: being useless.

439
00:19:28,520 --> 00:19:29,040
Speaker 2: Yess.

440
00:19:29,320 --> 00:19:32,760
Speaker 5: Yeah, I just want to say I'm really sorry for

441
00:19:32,840 --> 00:19:36,159
Speaker 5: our listener, because buying a property is so excited and

442
00:19:36,160 --> 00:19:38,000
Speaker 5: I can only imagine the joy and the pride that

443
00:19:38,040 --> 00:19:40,560
Speaker 5: you would have felt buying this house and then moving in,

444
00:19:41,000 --> 00:19:44,240
Speaker 5: and then to go through whatever experience you're going through.

445
00:19:44,680 --> 00:19:48,280
Speaker 5: Nobody should ever ever feel unsafe in their own home,

446
00:19:48,359 --> 00:19:50,800
Speaker 5: and I can only imagine how hard that is and

447
00:19:50,840 --> 00:19:53,840
Speaker 5: how it would have ruined what should be such a

448
00:19:53,840 --> 00:19:56,359
Speaker 5: fantastic and exciting time for you. So I'm really sorry

449
00:19:56,359 --> 00:19:59,280
Speaker 5: that that is the case. It's just awful. I think

450
00:20:00,400 --> 00:20:04,280
Speaker 5: it's hard to say because obviously, if you're selling because

451
00:20:04,280 --> 00:20:08,000
Speaker 5: of the location that you know, you're not necessarily looking

452
00:20:08,000 --> 00:20:10,159
Speaker 5: at the ideal timing of the market. And if you

453
00:20:10,320 --> 00:20:12,879
Speaker 5: purchase recently, you might have to if you use any grants,

454
00:20:12,920 --> 00:20:14,639
Speaker 5: you might have to pay those back, depending on if

455
00:20:14,680 --> 00:20:16,680
Speaker 5: you're a first home buyer, and there's all of those

456
00:20:16,720 --> 00:20:20,840
Speaker 5: I guess financial considerations. But at the same time, I

457
00:20:20,960 --> 00:20:24,720
Speaker 5: might gut instinct, which again may not be the most logical,

458
00:20:24,760 --> 00:20:28,040
Speaker 5: but is just your safety needs to always be your

459
00:20:28,119 --> 00:20:31,119
Speaker 5: number one priority. And if you're saying that you're concerned

460
00:20:31,160 --> 00:20:34,080
Speaker 5: for that, that makes me concerned for you. It sounds

461
00:20:34,119 --> 00:20:37,240
Speaker 5: like she's tried to go through some form of official channel.

462
00:20:37,280 --> 00:20:39,239
Speaker 5: I'm assuming that's what she meant when she said that

463
00:20:39,280 --> 00:20:42,119
Speaker 5: she's tried to get the neighbor evicted. And without the

464
00:20:42,160 --> 00:20:46,600
Speaker 5: context of what they're doing, we can't really provide any

465
00:20:46,640 --> 00:20:49,160
Speaker 5: insight into what channels you can go through, like I'm assuming,

466
00:20:49,160 --> 00:20:51,399
Speaker 5: if they're doing something illegal, or if they're threatening you

467
00:20:51,440 --> 00:20:54,120
Speaker 5: in some way, if you haven't speak to the police,

468
00:20:54,520 --> 00:20:57,640
Speaker 5: you know, I would say, maintain a chain of records.

469
00:20:57,720 --> 00:21:01,639
Speaker 5: So it might feel really futile to keep reporting the

470
00:21:01,680 --> 00:21:05,560
Speaker 5: same thing, but sometimes, unfortunately the system can work in

471
00:21:05,600 --> 00:21:08,200
Speaker 5: a way where you need a certain amount of proof

472
00:21:08,280 --> 00:21:12,720
Speaker 5: or a certain historical record of things occurring regularly or frequently.

473
00:21:12,800 --> 00:21:16,400
Speaker 5: So even if it feels like you're getting nowhere, continue

474
00:21:16,440 --> 00:21:20,000
Speaker 5: reporting to whatever the relevant body may be, whether it's

475
00:21:20,480 --> 00:21:22,640
Speaker 5: you know, if they're renters, reporting it to their landlord

476
00:21:22,680 --> 00:21:25,480
Speaker 5: or their property manager if you can find that out, or.

477
00:21:25,119 --> 00:21:25,840
Speaker 3: To the police.

478
00:21:25,960 --> 00:21:28,159
Speaker 5: Or to whoever the I don't know, we don't know

479
00:21:28,200 --> 00:21:30,640
Speaker 5: the context, so it's hard to say where. But if

480
00:21:30,640 --> 00:21:34,720
Speaker 5: you can keep making reports above and beyond, all make

481
00:21:34,760 --> 00:21:37,119
Speaker 5: sure that you're safe. I would say, if you haven't,

482
00:21:37,760 --> 00:21:39,679
Speaker 5: maybe pop some security cameras in.

483
00:21:39,840 --> 00:21:41,480
Speaker 2: I was about to say the same, like, have you

484
00:21:41,520 --> 00:21:44,640
Speaker 2: got security cameras? Are you looking after your safety?

485
00:21:44,960 --> 00:21:45,280
Speaker 3: Yeah?

486
00:21:45,359 --> 00:21:48,479
Speaker 2: Right now? Because like moving, it's a privilege, right, Like

487
00:21:48,520 --> 00:21:51,320
Speaker 2: you've probably just spent every single cent you have on

488
00:21:51,320 --> 00:21:53,360
Speaker 2: this property. You probably can't just be like, oh, I'll

489
00:21:53,400 --> 00:21:55,560
Speaker 2: just go rent somewhere else, Like you're right, Jess, Like

490
00:21:55,640 --> 00:21:58,400
Speaker 2: what are you doing? Document? Document? Document, I'd be calling

491
00:21:58,440 --> 00:22:01,240
Speaker 2: the cops. I'd be getting everybody involved, to be honest.

492
00:22:01,359 --> 00:22:03,600
Speaker 5: Yeah, And you can get really on the security camera thing.

493
00:22:03,600 --> 00:22:06,280
Speaker 5: You can get really affordable. I know I even when

494
00:22:06,320 --> 00:22:08,680
Speaker 5: I was renting, I purchased ring. You can get them

495
00:22:08,720 --> 00:22:11,159
Speaker 5: on sale, usually at Bunnings or on Amazon, and you

496
00:22:11,200 --> 00:22:13,160
Speaker 5: don't have to hardwire them in. So if you don't

497
00:22:13,200 --> 00:22:15,800
Speaker 5: have the cash to get something installed that's really heavy duty,

498
00:22:15,800 --> 00:22:17,919
Speaker 5: you can get ones that you just screw into the

499
00:22:17,960 --> 00:22:20,840
Speaker 5: wall with some screws and bolts, and sometimes even just

500
00:22:20,880 --> 00:22:23,679
Speaker 5: the presence of cameras can be enough to deter people

501
00:22:23,720 --> 00:22:26,760
Speaker 5: from doing things that are a little bit sketchy, and

502
00:22:26,800 --> 00:22:28,679
Speaker 5: you can get ones that go inside your property too,

503
00:22:28,800 --> 00:22:30,800
Speaker 5: if that will make you feel more secure and safe.

504
00:22:30,840 --> 00:22:31,719
Speaker 3: But it is.

505
00:22:31,800 --> 00:22:33,960
Speaker 5: You're right, it's such a hard one because you don't

506
00:22:34,240 --> 00:22:36,159
Speaker 5: I mean, partly because we don't have the context, but

507
00:22:36,200 --> 00:22:39,520
Speaker 5: also because it's a rock and a hard place between.

508
00:22:39,640 --> 00:22:41,680
Speaker 5: Your safety should be your priority, but also like from

509
00:22:41,680 --> 00:22:44,760
Speaker 5: a financial perspective, just up and selling may or may

510
00:22:44,800 --> 00:22:48,160
Speaker 5: not from a financial angle, be the best choice.

511
00:22:48,480 --> 00:22:50,240
Speaker 3: Yeah, so it's so hard.

512
00:22:50,280 --> 00:22:53,000
Speaker 5: But I just want to say I feel very sympathetic

513
00:22:53,040 --> 00:22:55,960
Speaker 5: and I'm really sorry that you're struggling with this, because

514
00:22:56,000 --> 00:22:58,000
Speaker 5: like the three of us are kind of struggling to

515
00:22:58,000 --> 00:22:59,840
Speaker 5: come up which to ourselves.

516
00:23:00,200 --> 00:23:01,919
Speaker 4: I do just want to say one quick thing though,

517
00:23:02,040 --> 00:23:04,240
Speaker 4: I guess if like obviously again like we don't really

518
00:23:04,240 --> 00:23:06,400
Speaker 4: have context, but if I feel sorry for the listener here,

519
00:23:06,440 --> 00:23:10,880
Speaker 4: I also kind of feel as though the neighbors themselves

520
00:23:10,920 --> 00:23:13,000
Speaker 4: if you get like the idea, like maybe the feeling

521
00:23:13,040 --> 00:23:15,359
Speaker 4: that they don't they don't have the I guess like

522
00:23:15,640 --> 00:23:19,480
Speaker 4: means to be living anywhere else or be able to

523
00:23:19,520 --> 00:23:23,480
Speaker 4: like if them getting evicted means that they become homeless

524
00:23:23,560 --> 00:23:25,240
Speaker 4: or something. I kind of also feel for them as well.

525
00:23:25,280 --> 00:23:29,160
Speaker 4: Maybe they didn't have the best upbringing, that's what's causing

526
00:23:29,200 --> 00:23:31,359
Speaker 4: their behavior or whatever it might be, you know what

527
00:23:31,400 --> 00:23:33,040
Speaker 4: I mean. I just want to also take a minute

528
00:23:33,040 --> 00:23:36,560
Speaker 4: to acknowledge that bad neighbors also may have a bad

529
00:23:36,600 --> 00:23:39,560
Speaker 4: story behind them or maybe in a tough situation, and

530
00:23:39,600 --> 00:23:42,639
Speaker 4: we don't actually always know, and you know, and I

531
00:23:42,640 --> 00:23:45,840
Speaker 4: do feel really awful for people out there that had

532
00:23:45,840 --> 00:23:49,400
Speaker 4: their future written for them before they were even born,

533
00:23:49,440 --> 00:23:50,960
Speaker 4: if that makes sense. I just want to take time

534
00:23:51,000 --> 00:23:52,560
Speaker 4: to acknowledge that. But I also feel really bad for

535
00:23:52,600 --> 00:23:54,320
Speaker 4: you listener. It's a very tricky situation.

536
00:23:54,600 --> 00:23:55,760
Speaker 3: Same neighbors as well.

537
00:23:55,800 --> 00:23:58,240
Speaker 5: Actually made me think of one other thing, which is

538
00:23:58,280 --> 00:24:00,440
Speaker 5: if you haven't spoken to your neighbors because you're a block,

539
00:24:00,480 --> 00:24:03,600
Speaker 5: speak to your neighbors because maybe they are taking steps,

540
00:24:03,600 --> 00:24:07,199
Speaker 5: maybe they're not taking steps. Sometimes if everybody bands together

541
00:24:07,480 --> 00:24:09,920
Speaker 5: like that can also be very impactful. They see what

542
00:24:09,960 --> 00:24:12,920
Speaker 5: they're doing, see if they've got any more information. The

543
00:24:13,080 --> 00:24:15,480
Speaker 5: safety in numbers too, So keeping an eye on your neighbors,

544
00:24:15,520 --> 00:24:17,639
Speaker 5: them keeping an eye out for you. It can be

545
00:24:17,720 --> 00:24:20,040
Speaker 5: nice just knowing that that's there for you, like your

546
00:24:20,080 --> 00:24:22,760
Speaker 5: other neighbors, not the bad neighbors obviously, but yeah, it's

547
00:24:22,840 --> 00:24:24,200
Speaker 5: it's such a hard one. I feel like I really

548
00:24:24,240 --> 00:24:25,159
Speaker 5: don't have a good answer.

549
00:24:25,280 --> 00:24:28,280
Speaker 2: I don't either, because there's no like perfect outcome here.

550
00:24:28,280 --> 00:24:31,600
Speaker 2: I mean, perfect outcome would be your neighbors move away, slay,

551
00:24:31,880 --> 00:24:35,320
Speaker 2: but that's probably not gonna happen. I had terrible neighbors

552
00:24:35,400 --> 00:24:38,040
Speaker 2: before I moved where I have moved to, and I

553
00:24:38,040 --> 00:24:40,080
Speaker 2: feel like I put that on the podcast a lot. Yes,

554
00:24:40,640 --> 00:24:45,320
Speaker 2: like they were horrendous, Like we're not talking like, oh,

555
00:24:45,320 --> 00:24:47,159
Speaker 2: I just didn't like these people. They would yell and

556
00:24:47,160 --> 00:24:50,000
Speaker 2: scream at us. They would like literally like I had

557
00:24:50,000 --> 00:24:52,680
Speaker 2: called the cops on them a number of times because

558
00:24:52,680 --> 00:24:56,560
Speaker 2: it was actually so unhinged. And whenever I'd tell people

559
00:24:56,560 --> 00:24:59,320
Speaker 2: the stories, they'd be like, what, like if you're a

560
00:24:59,359 --> 00:25:01,520
Speaker 2: close friend of mine, you know, and you've heard the

561
00:25:01,560 --> 00:25:05,400
Speaker 2: horror story anyway, so I so get it. We ended

562
00:25:05,480 --> 00:25:07,240
Speaker 2: up having the privilege of being able to move away

563
00:25:07,240 --> 00:25:10,080
Speaker 2: because that was a rental. But you know, if you're

564
00:25:10,119 --> 00:25:12,240
Speaker 2: not comfortable there, I would be looking at ways that

565
00:25:12,240 --> 00:25:14,040
Speaker 2: you can leave. Can you rent out the property, like

566
00:25:14,480 --> 00:25:16,720
Speaker 2: just because you spent a lot and renovated. It doesn't

567
00:25:16,760 --> 00:25:19,480
Speaker 2: mean you need to dispose of that asset either, Like

568
00:25:20,560 --> 00:25:23,480
Speaker 2: what can you do? How can this work? But yeah,

569
00:25:23,520 --> 00:25:26,560
Speaker 2: I'd go back to literally everything just said, like document everything,

570
00:25:26,600 --> 00:25:29,840
Speaker 2: call the cops when anything goes wrong, Like protect yourself

571
00:25:30,359 --> 00:25:33,280
Speaker 2: and put some cameras up, take photos of everything, make

572
00:25:33,320 --> 00:25:36,200
Speaker 2: sure it's really well documented. And if you can find

573
00:25:36,240 --> 00:25:39,840
Speaker 2: out who their landlord is, provide that to them and

574
00:25:40,000 --> 00:25:42,320
Speaker 2: work out what next steps would be from there, because

575
00:25:42,320 --> 00:25:43,440
Speaker 2: that's just not fair.

576
00:25:44,400 --> 00:25:46,680
Speaker 5: Yeah, it's such a hard place and we're sorry going

577
00:25:46,680 --> 00:25:50,600
Speaker 5: through that. Ye, please be safe above everything else. That's

578
00:25:50,600 --> 00:25:51,120
Speaker 5: all I can really.

579
00:25:51,240 --> 00:25:53,560
Speaker 2: Yeah, and if they are renting, a little sneaky tip

580
00:25:53,680 --> 00:25:56,439
Speaker 2: that I learned when I had bad neighbors is google

581
00:25:56,480 --> 00:25:59,040
Speaker 2: their address and it will usually come up with you know,

582
00:25:59,160 --> 00:26:01,639
Speaker 2: like the old real state, dot com, dot au listing

583
00:26:01,680 --> 00:26:04,199
Speaker 2: and will have the real estate agent who listed it.

584
00:26:04,560 --> 00:26:07,520
Speaker 2: You can call them and say, hey, do you still

585
00:26:07,640 --> 00:26:10,600
Speaker 2: you know manage one, two, three Boring Street and they'll

586
00:26:10,640 --> 00:26:13,199
Speaker 2: be like yeah, we do, and you go great, I

587
00:26:13,320 --> 00:26:14,879
Speaker 2: have a whole heap of stuff that's going to be

588
00:26:14,920 --> 00:26:18,639
Speaker 2: really interesting for you guys and the landlord, Like, you

589
00:26:18,640 --> 00:26:20,560
Speaker 2: don't even need to put me in contact with the landlord.

590
00:26:20,600 --> 00:26:22,520
Speaker 2: I just want to be able to provide this information

591
00:26:22,640 --> 00:26:26,600
Speaker 2: because you know, obviously they think they're getting away with it. Yeah, anyway,

592
00:26:26,640 --> 00:26:30,240
Speaker 2: that's me throwing other people under a bus. Let's move on, though,

593
00:26:30,320 --> 00:26:33,639
Speaker 2: because we have a community DM which I would be

594
00:26:33,640 --> 00:26:37,320
Speaker 2: really annoyed about this, So let's read it out. Hi,

595
00:26:37,400 --> 00:26:38,720
Speaker 2: she's on the money. I've got a bit of a

596
00:26:38,800 --> 00:26:42,240
Speaker 2: random question. If a friend asks to leave their stuff

597
00:26:42,240 --> 00:26:44,320
Speaker 2: at your house while they go one a three month

598
00:26:44,359 --> 00:26:48,840
Speaker 2: overseas holiday, should you charge them rent for keeping their stuff?

599
00:26:49,320 --> 00:26:51,840
Speaker 2: To this date, they still haven't booked a return flight,

600
00:26:51,920 --> 00:26:54,840
Speaker 2: and they've been gone since November twenty twenty three. They

601
00:26:54,880 --> 00:26:56,840
Speaker 2: stayed at my house for a couple of nights prior

602
00:26:56,880 --> 00:26:59,040
Speaker 2: to their flight, and I even drove them to the

603
00:26:59,040 --> 00:27:02,119
Speaker 2: city to catch the skybus to the airport. I've not

604
00:27:02,200 --> 00:27:05,560
Speaker 2: received a single dollar from this person. I wouldn't say

605
00:27:05,560 --> 00:27:07,600
Speaker 2: that they are a super close friend, but I've known

606
00:27:07,600 --> 00:27:10,399
Speaker 2: them since July last year. I am doing them a

607
00:27:10,480 --> 00:27:12,480
Speaker 2: huge favor storing their stuff at my house in my

608
00:27:12,520 --> 00:27:16,040
Speaker 2: spare room. Their stuff includes their bike in my garage,

609
00:27:16,240 --> 00:27:20,560
Speaker 2: several helmets, shoes and boots, a laptop, clothes, cooking and

610
00:27:20,640 --> 00:27:23,679
Speaker 2: groceries which are currently in my fridge and things like

611
00:27:23,720 --> 00:27:26,879
Speaker 2: snacks and toilet paper that are currently sitting in my cupboards.

612
00:27:27,240 --> 00:27:29,359
Speaker 2: What would you do and how would you go about

613
00:27:29,400 --> 00:27:31,960
Speaker 2: asking for money if they don't come back? Do I

614
00:27:32,000 --> 00:27:33,720
Speaker 2: have a right to sell all this stuff?

615
00:27:35,640 --> 00:27:36,160
Speaker 3: Interesting?

616
00:27:36,400 --> 00:27:39,240
Speaker 2: Interesting? This has gone real deep, real quick, Like you're

617
00:27:39,240 --> 00:27:41,000
Speaker 2: asking if you have a right to sell this stuff,

618
00:27:41,000 --> 00:27:41,680
Speaker 2: but you've.

619
00:27:41,640 --> 00:27:42,840
Speaker 3: Gone very weirdly.

620
00:27:43,040 --> 00:27:46,560
Speaker 2: Have you had a conversation with this person? Like why

621
00:27:46,560 --> 00:27:48,199
Speaker 2: are you asking me if you have a right to

622
00:27:48,240 --> 00:27:51,600
Speaker 2: sell someone's stuff before asking them when they're returning.

623
00:27:51,560 --> 00:27:53,639
Speaker 5: Which, by the way, abandoned property is I think like

624
00:27:53,640 --> 00:27:58,040
Speaker 5: a six month rule after you have contacted the relevant party.

625
00:27:58,200 --> 00:27:59,320
Speaker 2: Oh I see, I see, I see.

626
00:27:59,400 --> 00:28:03,200
Speaker 4: Yeah, this is a true I think personally, I it depends.

627
00:28:03,280 --> 00:28:05,359
Speaker 4: I guess how much space this is taking up. It

628
00:28:05,400 --> 00:28:07,600
Speaker 4: doesn't sound like it's taking up a whole lot of space,

629
00:28:07,640 --> 00:28:09,520
Speaker 4: but it's also like if it's like a one bedroom

630
00:28:09,520 --> 00:28:11,240
Speaker 4: apartment or a share house, it could be you know,

631
00:28:11,320 --> 00:28:14,000
Speaker 4: that's you know, a very crucial amount of space that

632
00:28:14,040 --> 00:28:15,800
Speaker 4: you could be using for other things. So I totally

633
00:28:15,880 --> 00:28:18,119
Speaker 4: get that. I guess my thing is if you hadn't

634
00:28:18,160 --> 00:28:22,280
Speaker 4: had a conversation ahead of time about them paying for

635
00:28:22,680 --> 00:28:26,040
Speaker 4: like storage fees. I guess you'd call it then I

636
00:28:26,040 --> 00:28:28,280
Speaker 4: wouldn't expect any money. If I had this conversation ahead

637
00:28:28,280 --> 00:28:31,400
Speaker 4: of time and I wasn't expecting storage fees, I wouldn't

638
00:28:31,640 --> 00:28:35,000
Speaker 4: be then expecting storage fees in three, four or five months,

639
00:28:35,040 --> 00:28:37,199
Speaker 4: no matter how long they took. Really, I guess like

640
00:28:37,200 --> 00:28:40,000
Speaker 4: they're outliving their best. But I think if you had

641
00:28:40,000 --> 00:28:41,840
Speaker 4: that in mind already, that you were going to get

642
00:28:41,880 --> 00:28:45,080
Speaker 4: storage fees, maybe there were some sort of conversation and

643
00:28:45,200 --> 00:28:47,680
Speaker 4: I would like that context but totally find that is

644
00:28:47,680 --> 00:28:48,920
Speaker 4: a bit of a tricky one. But I guess at

645
00:28:48,960 --> 00:28:53,600
Speaker 4: this point if you hadn't discussed it, I wouldn't expect it. Yeah,

646
00:28:53,600 --> 00:28:55,400
Speaker 4: maybe they maybe have a conversation.

647
00:28:55,160 --> 00:28:57,240
Speaker 5: Which yeah, like did was there a conversation at the

648
00:28:57,280 --> 00:28:59,320
Speaker 5: start around how long you were holding their stuff?

649
00:28:59,320 --> 00:28:59,400
Speaker 1: For?

650
00:28:59,560 --> 00:29:00,000
Speaker 2: Three months?

651
00:29:00,080 --> 00:29:02,640
Speaker 3: So I think, and well, so they've just hit the

652
00:29:02,680 --> 00:29:03,400
Speaker 3: three month mark.

653
00:29:03,520 --> 00:29:06,440
Speaker 5: Yeah really, So I feel like, if anything, just dropping

654
00:29:06,480 --> 00:29:08,440
Speaker 5: the message and saying, hey, like, I know when we

655
00:29:08,440 --> 00:29:11,760
Speaker 5: first chatted, you said about three months. We've just recently

656
00:29:12,120 --> 00:29:14,560
Speaker 5: you know, I've got a dog, my partner's like, any

657
00:29:14,600 --> 00:29:15,800
Speaker 5: excuse that you can think of.

658
00:29:15,800 --> 00:29:17,600
Speaker 2: You don't even need an excuse. So I'm just wondering

659
00:29:17,600 --> 00:29:19,160
Speaker 2: when you're coming to gather stuff.

660
00:29:18,920 --> 00:29:21,000
Speaker 5: Like well, yeah, or if you want to be a

661
00:29:21,000 --> 00:29:22,640
Speaker 5: bit softer, I yes, you could just say, oh, I

662
00:29:23,040 --> 00:29:24,640
Speaker 5: really need the space, so we can't hold it for

663
00:29:24,680 --> 00:29:26,080
Speaker 5: too much longer. When do you want to come and

664
00:29:26,080 --> 00:29:29,080
Speaker 5: grab it? And so then the option is either they go,

665
00:29:29,120 --> 00:29:31,080
Speaker 5: oh my god, I can't come back, and you go, okay,

666
00:29:31,080 --> 00:29:32,719
Speaker 5: would you like me to sell it? Would you like

667
00:29:32,760 --> 00:29:35,560
Speaker 5: to pay for a storage facility? You know, here are

668
00:29:35,560 --> 00:29:37,880
Speaker 5: a few different options for you. But I think like

669
00:29:37,960 --> 00:29:40,840
Speaker 5: you've really jumped the gun on can I sell this stuff?

670
00:29:40,920 --> 00:29:42,000
Speaker 3: Can I?

671
00:29:42,080 --> 00:29:44,240
Speaker 5: You know, it sounds like you're kind of just coming

672
00:29:44,360 --> 00:29:46,160
Speaker 5: to be weird. It's going to be weird, And I

673
00:29:46,200 --> 00:29:49,040
Speaker 5: think like, maybe you're feeling weird because they haven't communicated

674
00:29:49,040 --> 00:29:51,120
Speaker 5: with you, which I totally understand. But I think, like,

675
00:29:51,600 --> 00:29:54,200
Speaker 5: if they haven't communicated with you, let's like put our

676
00:29:54,240 --> 00:29:56,760
Speaker 5: big girl pants on and we'll start the communication, which

677
00:29:56,800 --> 00:29:58,960
Speaker 5: I know is out answer a lot of the time communicate,

678
00:29:59,000 --> 00:30:01,240
Speaker 5: but you'd be surprised any things you can fix by

679
00:30:01,240 --> 00:30:05,360
Speaker 5: having a simple and kind conversation. So I think just

680
00:30:05,360 --> 00:30:08,000
Speaker 5: like bringing it up me like Hey, Like, I I know,

681
00:30:08,040 --> 00:30:09,720
Speaker 5: we said three months. It's been about three months. I

682
00:30:09,760 --> 00:30:12,200
Speaker 5: can't of need the space, So what's the go Yeah.

683
00:30:12,000 --> 00:30:14,360
Speaker 2: I think given the diversity of the stuff that they've

684
00:30:14,440 --> 00:30:16,840
Speaker 2: left at your house, it tells me that you consented

685
00:30:16,840 --> 00:30:19,160
Speaker 2: to this at the start, Like they didn't just come

686
00:30:19,200 --> 00:30:21,040
Speaker 2: to your house before they went to the airport and

687
00:30:21,080 --> 00:30:23,280
Speaker 2: accidentally leave some stuff and then they're like, oh sorry,

688
00:30:23,320 --> 00:30:24,680
Speaker 2: I'll get it when i'm home, and it was a

689
00:30:24,760 --> 00:30:27,400
Speaker 2: bit awkward, Like you've got a bike, you've got a laptop,

690
00:30:27,440 --> 00:30:30,400
Speaker 2: you've got their shoes, you've got random things in your

691
00:30:30,400 --> 00:30:34,120
Speaker 2: house that are theirs. So I'm assuming that you said, yeah, yeah,

692
00:30:34,200 --> 00:30:36,280
Speaker 2: you can leave them at my house for now. What

693
00:30:36,320 --> 00:30:38,920
Speaker 2: you're now telling me is that your expectations have changed.

694
00:30:38,960 --> 00:30:42,080
Speaker 2: But I'm assuming you haven't communicated those expectation changes, and

695
00:30:42,080 --> 00:30:44,400
Speaker 2: maybe you're a little bit frustrated with it now because

696
00:30:44,400 --> 00:30:46,360
Speaker 2: you might not have thought about charging them at the start,

697
00:30:46,400 --> 00:30:47,840
Speaker 2: and then you're like, hold on, she could have put

698
00:30:47,840 --> 00:30:50,080
Speaker 2: in storage and she'd have to pay for this. So

699
00:30:50,200 --> 00:30:53,120
Speaker 2: I feel like you need to have a conversation about like, hey,

700
00:30:53,160 --> 00:30:55,440
Speaker 2: when are you coming back, Like when you say they

701
00:30:55,480 --> 00:30:57,920
Speaker 2: still haven't booked a return flight. Does that mean you're

702
00:30:57,960 --> 00:31:02,120
Speaker 2: in communications? Or we're guessing, like have they actually what

703
00:31:02,160 --> 00:31:04,600
Speaker 2: does that mean? So I would literally just be like, hey,

704
00:31:04,640 --> 00:31:06,800
Speaker 2: you just wanted to check in. When are you coming home?

705
00:31:07,240 --> 00:31:09,640
Speaker 2: For a starter, And then they might say, oh my gosh,

706
00:31:09,680 --> 00:31:11,560
Speaker 2: like we haven't booked flights, but we need to in

707
00:31:11,560 --> 00:31:13,560
Speaker 2: the next week. We've been putting it off. Or they

708
00:31:13,640 --> 00:31:15,600
Speaker 2: might say, oh my gosh, we're loving it. We're going

709
00:31:15,640 --> 00:31:17,480
Speaker 2: to stay here another month and a half, at which

710
00:31:17,480 --> 00:31:19,680
Speaker 2: point you go, cool, what are we going to do

711
00:31:19,680 --> 00:31:22,400
Speaker 2: about your stuff? Like, there's stuff in my house. Do

712
00:31:22,440 --> 00:31:24,760
Speaker 2: you want me to like move it to a friend's place,

713
00:31:24,880 --> 00:31:26,960
Speaker 2: or do you want me to give it to your parents?

714
00:31:27,040 --> 00:31:28,440
Speaker 2: Do you want me to put it in a storage

715
00:31:28,520 --> 00:31:30,720
Speaker 2: unit for you so that it's all together and safe.

716
00:31:30,760 --> 00:31:34,000
Speaker 2: I'm just worried about breaking it, or you know, whatever

717
00:31:34,120 --> 00:31:36,680
Speaker 2: it is that makes you feel comfortable in having that conversation,

718
00:31:37,600 --> 00:31:39,720
Speaker 2: but I do. I don't know what it is about

719
00:31:39,720 --> 00:31:42,040
Speaker 2: this message, and I'm sorry to the person who has

720
00:31:42,040 --> 00:31:44,800
Speaker 2: written this in but I find it very strange that

721
00:31:44,880 --> 00:31:47,320
Speaker 2: you are going from going yep, cool, I let them

722
00:31:47,360 --> 00:31:50,360
Speaker 2: keep their stuff. Also, should I be charging them? We'll

723
00:31:50,480 --> 00:31:52,160
Speaker 2: have a chat with them about that, but also can

724
00:31:52,200 --> 00:31:54,760
Speaker 2: I sell their stuff? Like oh, I.

725
00:31:54,720 --> 00:31:55,960
Speaker 3: Don't escalated quickly.

726
00:31:55,960 --> 00:31:57,520
Speaker 2: I know, Like Jesse, if I asked to leave my

727
00:31:57,560 --> 00:32:00,320
Speaker 2: bike at your place because I was traveling and it

728
00:32:00,360 --> 00:32:02,800
Speaker 2: was all Riggie did and you were like, oh, yeah,

729
00:32:02,880 --> 00:32:05,120
Speaker 2: they you can leave it in my garage, I just

730
00:32:05,160 --> 00:32:07,080
Speaker 2: would have thought it was fine because you're one of

731
00:32:07,080 --> 00:32:09,920
Speaker 2: my girlfriends, and yeah, my bike's just in your garage.

732
00:32:10,040 --> 00:32:12,000
Speaker 2: I'm not worried that you're going to sell it. And

733
00:32:12,040 --> 00:32:14,600
Speaker 2: then that just is another layer of like imagine if

734
00:32:14,600 --> 00:32:16,280
Speaker 2: I came home and said, hey, Jess, can I come

735
00:32:16,320 --> 00:32:19,400
Speaker 2: get my bike and just is like I saw it. Actually,

736
00:32:20,320 --> 00:32:22,440
Speaker 2: I'd be like what and just to be like, well,

737
00:32:22,440 --> 00:32:23,880
Speaker 2: you said you'd be gone for three months and you

738
00:32:23,920 --> 00:32:26,920
Speaker 2: were gone for four, I'd be like, yeah, you know

739
00:32:26,960 --> 00:32:28,720
Speaker 2: what I mean, like weird.

740
00:32:30,040 --> 00:32:30,720
Speaker 3: Your space back.

741
00:32:30,760 --> 00:32:33,720
Speaker 5: But I think, like, not at the expense of dogging

742
00:32:33,720 --> 00:32:35,280
Speaker 5: your friend.

743
00:32:35,800 --> 00:32:38,760
Speaker 4: Do you have slight suspicion if they've only known each

744
00:32:38,760 --> 00:32:42,400
Speaker 4: other since July that maybe this other person doesn't have

745
00:32:42,960 --> 00:32:45,480
Speaker 4: a lot of other close friends because I don't know, Like,

746
00:32:45,560 --> 00:32:47,880
Speaker 4: I think that if they had other people to leave

747
00:32:47,920 --> 00:32:50,600
Speaker 4: it with, they would probably go for that option over

748
00:32:50,720 --> 00:32:52,880
Speaker 4: someone they've not known for that long, You know what

749
00:32:52,920 --> 00:32:55,160
Speaker 4: I mean, Because it's it's a big thing to trust someone.

750
00:32:54,960 --> 00:32:58,920
Speaker 5: With all your stuff because what if they sold it?

751
00:32:59,120 --> 00:33:01,840
Speaker 2: So that's the other thing I'm I'm like, well let

752
00:33:01,880 --> 00:33:04,680
Speaker 2: them be Yeah, I'm just so confused. Why have you

753
00:33:04,680 --> 00:33:07,680
Speaker 2: got their groceries in your fridge?

754
00:33:07,600 --> 00:33:07,800
Speaker 5: Yeah?

755
00:33:08,280 --> 00:33:10,160
Speaker 2: I think that's I feel like you're allowed to throw

756
00:33:10,200 --> 00:33:13,280
Speaker 2: out the groceries, Like is there a half eaten jarriff pickles?

757
00:33:13,440 --> 00:33:14,400
Speaker 2: Why are we holding this?

758
00:33:14,720 --> 00:33:17,840
Speaker 4: Yes, they might not be perishable, so so maybe you check.

759
00:33:17,680 --> 00:33:19,440
Speaker 2: The why are they in the fridge?

760
00:33:19,360 --> 00:33:20,040
Speaker 4: Yeah? A good question.

761
00:33:20,680 --> 00:33:21,480
Speaker 3: Whateveryone else say?

762
00:33:21,560 --> 00:33:24,120
Speaker 2: Obviously, we asked some questions because if anything, we need

763
00:33:24,120 --> 00:33:27,200
Speaker 2: the drama. He said, do you think that you can

764
00:33:27,280 --> 00:33:29,479
Speaker 2: charge rent for this? Forty two percent said yes, but

765
00:33:29,560 --> 00:33:32,400
Speaker 2: fifty eight percent of you said no. We said, do

766
00:33:32,480 --> 00:33:34,720
Speaker 2: you think it's okay to sell this stuff? If the

767
00:33:34,760 --> 00:33:37,960
Speaker 2: person doesn't return after a certain amount of time, twenty

768
00:33:37,960 --> 00:33:40,640
Speaker 2: two percent of you said, yeah, they abandoned the stuff there.

769
00:33:41,280 --> 00:33:42,120
Speaker 2: Twenty two percent.

770
00:33:42,160 --> 00:33:44,120
Speaker 3: If you need to call your friend, I don't know it,

771
00:33:44,200 --> 00:33:45,280
Speaker 3: I would say abandoned.

772
00:33:45,520 --> 00:33:50,400
Speaker 4: Yeah, if they ghost you and it's there for like

773
00:33:50,760 --> 00:33:52,040
Speaker 4: two years.

774
00:33:51,880 --> 00:33:55,080
Speaker 5: Like if you've tried to message them several times and

775
00:33:55,160 --> 00:33:57,320
Speaker 5: they haven't. Then yeah, okay, maybe.

776
00:33:57,000 --> 00:34:00,440
Speaker 2: But you're ghosted. Absolutely different story. But you're telling me

777
00:34:00,480 --> 00:34:03,040
Speaker 2: that this friend doesn't have flights booked to come home,

778
00:34:03,080 --> 00:34:06,600
Speaker 2: and that tells me that you've been in communication with them.

779
00:34:06,640 --> 00:34:08,719
Speaker 2: So maybe I'm reading a little bit too much into it,

780
00:34:08,760 --> 00:34:11,040
Speaker 2: but I feel a little bit weird about it. But

781
00:34:11,360 --> 00:34:13,640
Speaker 2: seventy eight percent of you said no, they trusted you

782
00:34:13,719 --> 00:34:17,359
Speaker 2: to keep their stuff safe, which I'm on that age.

783
00:34:17,400 --> 00:34:20,239
Speaker 2: I agree. We said, if you said yes to selling

784
00:34:20,320 --> 00:34:22,200
Speaker 2: their stuff, how long do you have to have it

785
00:34:22,239 --> 00:34:25,440
Speaker 2: before you sell it? Ten percent of you said three months?

786
00:34:25,480 --> 00:34:29,480
Speaker 2: And it's sold three months. I'm screwed. But like, what

787
00:34:29,560 --> 00:34:31,759
Speaker 2: the hell that was? That was the expectation my friend

788
00:34:31,800 --> 00:34:32,640
Speaker 2: actually set with.

789
00:34:32,560 --> 00:34:36,600
Speaker 5: You to the day, Like it is July sixth th

790
00:34:37,040 --> 00:34:38,080
Speaker 5: they at two pm.

791
00:34:38,160 --> 00:34:40,919
Speaker 3: It's officially been three months. See you later. I watching

792
00:34:40,960 --> 00:34:41,319
Speaker 3: the clocks.

793
00:34:41,360 --> 00:34:43,239
Speaker 2: Did your friends say you could sell the stuff after

794
00:34:43,280 --> 00:34:46,000
Speaker 2: three I'm so confused. Twenty two percent of you said

795
00:34:46,080 --> 00:34:50,880
Speaker 2: six months. I would say fair. If they have fully

796
00:34:50,960 --> 00:34:54,640
Speaker 2: ghosted you and we have had absolutely no communication, and

797
00:34:54,680 --> 00:34:59,279
Speaker 2: you have tried to reach out to them via Facebook, messenger, Instagram,

798
00:34:59,360 --> 00:35:01,960
Speaker 2: text message, WhatsApp, an email, and you've done all of

799
00:35:02,000 --> 00:35:04,640
Speaker 2: this and heard nothing back. Then okay, sure, And then

800
00:35:04,719 --> 00:35:07,440
Speaker 2: sixty eight percent of you said after a year again,

801
00:35:07,719 --> 00:35:10,440
Speaker 2: I'm assuming if they have been ghosted, not like they

802
00:35:10,480 --> 00:35:14,080
Speaker 2: haven't still away. In the spicy bit, we asked, well,

803
00:35:14,080 --> 00:35:16,600
Speaker 2: what's your two cents? And here are some of the responses.

804
00:35:17,239 --> 00:35:20,040
Speaker 2: Someone said, you should have worked out rent prior. If

805
00:35:20,080 --> 00:35:22,640
Speaker 2: you want rent now, you need to communicate that. Agree,

806
00:35:22,719 --> 00:35:26,320
Speaker 2: this is a very surprising response. Someone said, that's something

807
00:35:26,320 --> 00:35:30,480
Speaker 2: you should have discussed beforehand. I think you're the drama.

808
00:35:30,880 --> 00:35:33,600
Speaker 3: Oh am, I the drama.

809
00:35:33,719 --> 00:35:36,880
Speaker 2: But like, yeah, I also think you're being the drama.

810
00:35:37,120 --> 00:35:38,279
Speaker 3: I kind of agree a little bit.

811
00:35:38,360 --> 00:35:41,200
Speaker 2: Someone said the timeline should have been clearly communicated. A

812
00:35:41,280 --> 00:35:45,840
Speaker 2: friend isn't just a free storage shed. Someone said, don't

813
00:35:45,840 --> 00:35:48,960
Speaker 2: offer to help a friend if you're expecting something in return.

814
00:35:49,360 --> 00:35:54,040
Speaker 4: Took a point, sure, yes, sure, yes, that's literally my thought, like,

815
00:35:54,120 --> 00:35:54,840
Speaker 4: did you offer this?

816
00:35:54,920 --> 00:35:56,560
Speaker 2: Did you say, oh, I've got a spare room you

817
00:35:56,560 --> 00:35:59,360
Speaker 2: can put it in. Yeah, because I would not immediately

818
00:35:59,360 --> 00:36:01,160
Speaker 2: expect if you said, oh, V you can put in

819
00:36:01,160 --> 00:36:03,319
Speaker 2: my spare room. I wouldn't be like, okay, so what's

820
00:36:03,360 --> 00:36:05,640
Speaker 2: the rent on? That, But it's just not how the

821
00:36:05,640 --> 00:36:08,279
Speaker 2: communications go, right. It's all about the tone of that

822
00:36:08,360 --> 00:36:11,000
Speaker 2: conversation exactly. You don't go, hey, Beck, do you want

823
00:36:11,000 --> 00:36:12,759
Speaker 2: to come down to my place for the weekend to

824
00:36:12,800 --> 00:36:14,680
Speaker 2: be really good? And you go yeah, I'd love that, vee,

825
00:36:14,840 --> 00:36:19,560
Speaker 2: and I go yes. So it's one hundred bucks a night. Yeah.

826
00:36:19,600 --> 00:36:24,399
Speaker 2: Also there's a service fee anyway. Weird. So someone else said,

827
00:36:24,440 --> 00:36:26,440
Speaker 2: it doesn't sound like that much stuff. I think you

828
00:36:26,560 --> 00:36:30,680
Speaker 2: might be being a little bit over dramatic, gentle. Gentle, right,

829
00:36:30,719 --> 00:36:31,480
Speaker 2: I'm just reading.

830
00:36:31,280 --> 00:36:35,000
Speaker 3: Other people's everyone's safe.

831
00:36:35,080 --> 00:36:38,160
Speaker 2: Today, doesn't feel that safe. Someone said you need to

832
00:36:38,200 --> 00:36:40,680
Speaker 2: communicate with your friend and ask when they're back, Otherwise

833
00:36:40,760 --> 00:36:42,799
Speaker 2: it would be very fair of you to ask them

834
00:36:42,840 --> 00:36:46,000
Speaker 2: to sort another storage option. Yeah, I think that's fair.

835
00:36:46,239 --> 00:36:48,400
Speaker 2: They said, why did you bother saying yes? If this

836
00:36:48,520 --> 00:36:50,279
Speaker 2: is how you feel, you should have said no from

837
00:36:50,320 --> 00:36:53,480
Speaker 2: the start, which I think is very fair. Someone said

838
00:36:53,520 --> 00:36:55,200
Speaker 2: eat their groceries.

839
00:36:56,000 --> 00:37:01,000
Speaker 5: Honestly, like unless they're like really really old, in which

840
00:37:01,040 --> 00:37:01,719
Speaker 5: case maybe don't.

841
00:37:01,840 --> 00:37:04,319
Speaker 2: Yeah. Someone else said, a friend left his couch at

842
00:37:04,320 --> 00:37:07,440
Speaker 2: my place when he moved overseas. It's now my couch.

843
00:37:07,960 --> 00:37:10,520
Speaker 4: Money in that's the other thing, like when does it

844
00:37:10,560 --> 00:37:14,560
Speaker 4: become your own property after you've communicated, after you community.

845
00:37:14,560 --> 00:37:16,560
Speaker 4: Absolutely everything's after communication.

846
00:37:16,719 --> 00:37:19,440
Speaker 2: So someone else said, you're a bad person if you

847
00:37:19,480 --> 00:37:21,319
Speaker 2: go and sell their things without communicating.

848
00:37:21,520 --> 00:37:23,000
Speaker 3: Yeah, I've got to kind of agree with them.

849
00:37:23,040 --> 00:37:23,239
Speaker 2: Yeah.

850
00:37:23,280 --> 00:37:23,480
Speaker 4: Sure.

851
00:37:23,560 --> 00:37:26,000
Speaker 2: Someone said take the food, use the toilet paper. That

852
00:37:26,040 --> 00:37:28,600
Speaker 2: stuff's getting lucrative, and then at least you've sort of

853
00:37:28,640 --> 00:37:29,560
Speaker 2: got something out of this.

854
00:37:29,760 --> 00:37:33,520
Speaker 4: Yeah, use to I reckon, use the toilet paper. That's fine.

855
00:37:34,440 --> 00:37:37,280
Speaker 2: I just don't know why the toilet paper's gone into storage.

856
00:37:38,440 --> 00:37:41,520
Speaker 2: So true, it doesn't make sense to me. But most

857
00:37:41,560 --> 00:37:46,320
Speaker 2: of the other conversations are literally communicate with your friend,

858
00:37:46,560 --> 00:37:48,600
Speaker 2: Like I can't tell you how many of them are,

859
00:37:48,640 --> 00:37:50,680
Speaker 2: Like why haven't you asked them? Why haven't you spoken

860
00:37:50,719 --> 00:37:52,640
Speaker 2: to them? Why haven't you communicated? You need to have

861
00:37:52,680 --> 00:37:55,080
Speaker 2: clearer communication. So you think that's going to be the

862
00:37:55,120 --> 00:37:58,360
Speaker 2: main takeaway from this is that you need to step

863
00:37:58,440 --> 00:38:01,720
Speaker 2: up and have a good conversation with your friend about

864
00:38:01,840 --> 00:38:04,160
Speaker 2: when they're going to come back and what your expectations are,

865
00:38:04,280 --> 00:38:07,440
Speaker 2: even if those expectations have changed totally. You can set

866
00:38:07,480 --> 00:38:09,440
Speaker 2: your own boundaries. It's not up to us to say, oh,

867
00:38:09,480 --> 00:38:11,760
Speaker 2: I wouldn't do that, or I wouldn't do this. That's fine,

868
00:38:11,760 --> 00:38:13,000
Speaker 2: but you have to communicate it.

869
00:38:13,480 --> 00:38:16,600
Speaker 4: Also, if the listener is listening, please give us an update.

870
00:38:16,880 --> 00:38:18,360
Speaker 4: I actually really really invested.

871
00:38:18,640 --> 00:38:20,600
Speaker 2: Yeah, yeah, can we have photos of this stuff?

872
00:38:20,680 --> 00:38:21,759
Speaker 3: Well, let you know if we get an update.

873
00:38:21,800 --> 00:38:24,040
Speaker 2: Can you show us what groceries they left? I feel

874
00:38:24,080 --> 00:38:25,319
Speaker 2: like it's strange she.

875
00:38:25,440 --> 00:38:26,960
Speaker 4: Was the toils paper two. I'm curious about the TWI

876
00:38:27,480 --> 00:38:27,719
Speaker 4: was it.

877
00:38:27,719 --> 00:38:30,160
Speaker 3: Like an unopened roll or something.

878
00:38:30,560 --> 00:38:32,680
Speaker 4: Who gives a crap that it can be a little

879
00:38:32,680 --> 00:38:33,200
Speaker 4: bit expensive?

880
00:38:33,280 --> 00:38:35,680
Speaker 2: I get some all right. I think that's all we

881
00:38:35,760 --> 00:38:39,160
Speaker 2: have time for today, guys, which is very sad because

882
00:38:39,160 --> 00:38:42,120
Speaker 2: it is my last episode before I go on Matt leave.

883
00:38:42,280 --> 00:38:44,359
Speaker 2: So instead of saying we'll see you on Monday, bright

884
00:38:44,400 --> 00:38:46,880
Speaker 2: and early for our money, dret which we will because

885
00:38:46,920 --> 00:38:49,080
Speaker 2: I've pre recorded all of them. If you thought I

886
00:38:49,120 --> 00:38:52,680
Speaker 2: was going anywhere wrong, she's magic wrong, I'm not magic.

887
00:38:52,760 --> 00:38:54,440
Speaker 3: I am organized.

888
00:38:54,640 --> 00:38:59,120
Speaker 2: No, that sounds really nice as well. I'm probably certified insane.

889
00:38:59,680 --> 00:39:02,319
Speaker 2: And I've pre recorded all of them for you, so

890
00:39:02,400 --> 00:39:05,200
Speaker 2: you are welcome, but have the best time. I will

891
00:39:05,239 --> 00:39:08,239
Speaker 2: be back in six or so weeks, and I am

892
00:39:08,280 --> 00:39:10,960
Speaker 2: so excited to share my mini with you. But also

893
00:39:11,680 --> 00:39:13,400
Speaker 2: I'm not going anywhere. I'm going to be creeping in

894
00:39:13,480 --> 00:39:16,400
Speaker 2: the Instagram. I'm going to be on Facebook like I'm watching.

895
00:39:17,200 --> 00:39:18,000
Speaker 2: I can't get rid of it.

896
00:39:18,640 --> 00:39:26,120
Speaker 5: Have fun, guys, Bye bye.

897
00:39:27,840 --> 00:39:30,360
Speaker 6: The advice shared on She's on the Money is general

898
00:39:30,440 --> 00:39:34,280
Speaker 6: in nature and does not consider your individual circumstances. She's

899
00:39:34,320 --> 00:39:37,800
Speaker 6: on the Money exists purely for educational purposes and should

900
00:39:37,800 --> 00:39:41,000
Speaker 6: not be relied upon to make an investment or financial decision.

901
00:39:41,360 --> 00:39:43,839
Speaker 2: If you do choose to buy a financial product.

902
00:39:43,640 --> 00:39:47,560
Speaker 6: Read the PDS TMD and obtain appropriate financial advice.

903
00:39:47,200 --> 00:39:48,560
Speaker 2: Tailored towards your needs.

904
00:39:48,920 --> 00:39:52,840
Speaker 6: Victoria Divine and She's on the Money are authorized representatives

905
00:39:52,880 --> 00:39:56,759
Speaker 6: of money sirper Pty Ltd ABN three two one IS

906
00:39:56,800 --> 00:40:00,080
Speaker 6: six four nine two seven seven zero eight af I

907
00:40:00,160 --> 00:40:02,239
Speaker 6: SL four five one two eight nine

908
00:40:14,160 --> 00:40:14,319
Speaker 1: Mm