1 00:00:00,320 --> 00:00:05,160 Speaker 1: Ashton, the Lovely, the Gorgeous Victoria Devine. She is best 2 00:00:05,240 --> 00:00:08,479 Speaker 1: known as the host of the wildly successful podcast She's 3 00:00:08,560 --> 00:00:11,639 Speaker 1: on the Money, which we actually filled in on a 4 00:00:11,760 --> 00:00:12,560 Speaker 1: number of months ago. 5 00:00:12,760 --> 00:00:14,320 Speaker 2: Yes, that was the episode I got flack for not 6 00:00:14,360 --> 00:00:15,640 Speaker 2: throwing my kids' birthday parties. 7 00:00:15,720 --> 00:00:16,360 Speaker 1: Yes correct. 8 00:00:16,400 --> 00:00:19,239 Speaker 2: She's also the founder of Zella Money, a mortgage broking business, 9 00:00:19,280 --> 00:00:21,759 Speaker 2: and the author of several books Matthew, that's right, I 10 00:00:21,800 --> 00:00:25,920 Speaker 2: said several, which includes her most recent cover Business Bible. 11 00:00:26,320 --> 00:00:28,840 Speaker 1: But most importantly, she is the mom of eight month 12 00:00:28,880 --> 00:00:29,920 Speaker 1: old Harvey. 13 00:00:30,120 --> 00:00:33,080 Speaker 2: Yes, Victoria shares her experience of what led up to 14 00:00:33,120 --> 00:00:36,440 Speaker 2: her pregnancy with a little boy that includes two miscarriages 15 00:00:36,520 --> 00:00:37,120 Speaker 2: along the way. 16 00:00:37,320 --> 00:00:39,480 Speaker 1: Yeah. She gives us a glimpse into what it must 17 00:00:39,520 --> 00:00:41,680 Speaker 1: feel like for the wonderful woman who have to go 18 00:00:41,720 --> 00:00:42,800 Speaker 1: through child loss. 19 00:00:43,040 --> 00:00:45,680 Speaker 2: She also shares a list of requirements given to her 20 00:00:45,760 --> 00:00:48,159 Speaker 2: visitors wanting to meet her newborn in hospital. 21 00:00:48,159 --> 00:00:51,640 Speaker 1: I'm assuming which should ruffle one or two feathers out there, 22 00:00:51,800 --> 00:00:56,000 Speaker 1: ash As a finance expert, Victoria also shares her thoughts 23 00:00:56,000 --> 00:00:59,200 Speaker 1: on two big parenting money questions. Shall we get into 24 00:00:59,240 --> 00:00:59,880 Speaker 1: a big boy apps? 25 00:01:00,040 --> 00:01:00,680 Speaker 2: Absolutely? 26 00:01:15,640 --> 00:01:18,720 Speaker 1: Welcome back to two doting dads and one doting mum. 27 00:01:18,800 --> 00:01:20,240 Speaker 1: I am Maddie, J I'm. 28 00:01:20,040 --> 00:01:21,440 Speaker 3: Ash and I am Victoria. 29 00:01:21,640 --> 00:01:23,679 Speaker 1: And this is a podcast all about parenting. It is 30 00:01:23,680 --> 00:01:24,520 Speaker 1: the good, it is. 31 00:01:24,480 --> 00:01:26,280 Speaker 2: The bad and the relatable. 32 00:01:26,640 --> 00:01:31,720 Speaker 1: And we always say no advice. However, Victoria, if there's 33 00:01:31,720 --> 00:01:33,600 Speaker 1: anyone who is ever going to give any type of 34 00:01:33,640 --> 00:01:36,960 Speaker 1: advice on this podcast, I believe it would be you. 35 00:01:37,120 --> 00:01:39,760 Speaker 3: Thank but like more financial advice. 36 00:01:40,000 --> 00:01:42,880 Speaker 2: Everything we're hoping for first and. 37 00:01:42,840 --> 00:01:46,959 Speaker 3: Foremost advice is stickle. You guys are brave. 38 00:01:47,000 --> 00:01:50,960 Speaker 1: Mainly because sometimes every now and then we'll talk about 39 00:01:51,000 --> 00:01:54,240 Speaker 1: something that's medical and we always just say, look, we're 40 00:01:54,240 --> 00:01:57,760 Speaker 1: not the experts. We'll get the diagnosis, the name, everything 41 00:01:57,800 --> 00:02:00,840 Speaker 1: completely wrong. So just if anyone is PA's. 42 00:02:00,680 --> 00:02:02,560 Speaker 3: With a grain of salt and pretend that we're at 43 00:02:02,560 --> 00:02:04,880 Speaker 3: the pub having a chat. Take it like that. 44 00:02:05,040 --> 00:02:06,920 Speaker 2: One time we did like we were trying to figure 45 00:02:06,960 --> 00:02:08,239 Speaker 2: out how to do a pregnancy test. I was like, 46 00:02:08,280 --> 00:02:08,959 Speaker 2: don't you just do it? 47 00:02:12,440 --> 00:02:13,720 Speaker 1: Well? We weren't sure if it was. 48 00:02:13,720 --> 00:02:15,480 Speaker 2: Like different sorts of ways. 49 00:02:15,520 --> 00:02:18,360 Speaker 1: We thought it might be like a tea bag scenario 50 00:02:18,400 --> 00:02:22,359 Speaker 1: in the toilet bowl once you pee the to anyway, 51 00:02:22,480 --> 00:02:26,799 Speaker 1: it all, Victoria, we would like to know, yes, Ash 52 00:02:26,840 --> 00:02:29,239 Speaker 1: and I were talking about what a younger Victoria would 53 00:02:29,280 --> 00:02:31,520 Speaker 1: have been like, and we I think we both agreed 54 00:02:31,560 --> 00:02:33,880 Speaker 1: that you would have been someone who I think would 55 00:02:33,919 --> 00:02:35,000 Speaker 1: have been school captain. 56 00:02:35,480 --> 00:02:40,280 Speaker 3: Oh yeah, yeah, I didn't get due, let's go back 57 00:02:40,320 --> 00:02:43,120 Speaker 3: and get it. I didn't. I didn't, but you won't 58 00:02:43,160 --> 00:02:45,600 Speaker 3: be surprised to you that my boyfriend at the time did. 59 00:02:49,080 --> 00:02:51,680 Speaker 3: It was a thing. I was so envious. 60 00:02:52,400 --> 00:02:52,880 Speaker 2: You're dumping. 61 00:02:53,760 --> 00:02:55,920 Speaker 3: Yeah, I mean at some point I did. At some 62 00:02:55,960 --> 00:02:59,760 Speaker 3: point I did. But yeah, younger Victoria, she do you 63 00:02:59,760 --> 00:03:02,559 Speaker 3: know what, She's exactly what you thought she was. Wow, 64 00:03:02,919 --> 00:03:07,040 Speaker 3: she's exactly like she was debating team captain. I did athletics, like, 65 00:03:07,240 --> 00:03:10,359 Speaker 3: what's my athletics? Oh what, it's obviously like the Rock 66 00:03:10,400 --> 00:03:11,640 Speaker 3: of Dedford for maths. 67 00:03:14,040 --> 00:03:14,840 Speaker 1: I thought it would be like. 68 00:03:16,560 --> 00:03:17,960 Speaker 2: And then someone's like, and. 69 00:03:17,919 --> 00:03:21,720 Speaker 3: You just give it. I would die under that. 70 00:03:22,360 --> 00:03:23,320 Speaker 2: I thought that's what it was like. 71 00:03:23,400 --> 00:03:27,200 Speaker 3: I know, she's she's exactly what you thought she would be. 72 00:03:27,440 --> 00:03:29,840 Speaker 1: You're someone to me who just exudes confidence. 73 00:03:30,000 --> 00:03:32,440 Speaker 3: That's very kind because it's not true. It's not true. 74 00:03:32,639 --> 00:03:33,920 Speaker 1: It is it's an athletics. 75 00:03:34,120 --> 00:03:36,080 Speaker 3: It's the athletics. It's the fake it till you make 76 00:03:36,120 --> 00:03:37,400 Speaker 3: it vibe I'm an. 77 00:03:37,400 --> 00:03:39,320 Speaker 1: Anxious I don't believe you at all. 78 00:03:39,400 --> 00:03:42,440 Speaker 3: You say that, but like my anti anxiety medication. 79 00:03:44,560 --> 00:03:47,600 Speaker 2: Mix it with a coffee, And did you trip up 80 00:03:47,640 --> 00:03:50,280 Speaker 2: at all? Did you get any into any trouble? 81 00:03:50,400 --> 00:03:50,760 Speaker 1: Surely? 82 00:03:50,800 --> 00:03:51,200 Speaker 2: Do you know what? 83 00:03:51,240 --> 00:03:54,080 Speaker 3: I was a goody two shoes honestly, Like I like 84 00:03:54,160 --> 00:03:55,920 Speaker 3: my parents always like you were a goody two shoes. 85 00:03:55,920 --> 00:03:59,040 Speaker 3: Your sister, on the other hand, like she made for it. 86 00:03:59,360 --> 00:04:01,360 Speaker 3: I mean, I won't go on and on because I 87 00:04:01,360 --> 00:04:03,280 Speaker 3: don't know how much she would like that. But we 88 00:04:03,360 --> 00:04:06,480 Speaker 3: had to call the police. My dad, my own dad 89 00:04:06,480 --> 00:04:09,520 Speaker 3: called the police to my own sister's sixteenth birthday. 90 00:04:09,760 --> 00:04:11,360 Speaker 1: Wow, because why. 91 00:04:11,280 --> 00:04:14,800 Speaker 3: They were teenagers jumping over the back fence project X 92 00:04:14,840 --> 00:04:19,839 Speaker 3: sort of yeah, like just very very interesting. My my 93 00:04:19,880 --> 00:04:22,200 Speaker 3: sister had said to my parents, Oh, it's my sixteenth birthday, 94 00:04:22,240 --> 00:04:23,960 Speaker 3: can we just have like a barbecue at home? And Dad, 95 00:04:24,080 --> 00:04:27,480 Speaker 3: you like do a barbecue? And my was like, awesome, great, 96 00:04:27,520 --> 00:04:29,400 Speaker 3: Like you're going to invite some friends and Alix. Yeah, 97 00:04:29,440 --> 00:04:30,960 Speaker 3: Mom's like do you want to send out invites? ALEX 98 00:04:31,040 --> 00:04:33,800 Speaker 3: just like nah, like send out in mites and. 99 00:04:33,720 --> 00:04:35,719 Speaker 2: Then word of mouth people were then. 100 00:04:35,800 --> 00:04:39,640 Speaker 3: Like the cops came and scored people out of the house. 101 00:04:39,839 --> 00:04:43,000 Speaker 3: My parents had to replace the carvet in the front room. 102 00:04:42,720 --> 00:04:45,120 Speaker 1: Like, holy shit, were you at home at the time. 103 00:04:45,279 --> 00:04:52,240 Speaker 3: Yeah, it was great party, making me look so good, Alex. 104 00:04:53,800 --> 00:04:55,839 Speaker 1: Did you know then from an early age what you 105 00:04:55,880 --> 00:04:57,040 Speaker 1: wanted to be when you grew up? 106 00:04:57,160 --> 00:05:00,360 Speaker 3: No, No, I thought when I feel like I put 107 00:05:00,360 --> 00:05:03,560 Speaker 3: a lot of pressure on myself because I am very academic, 108 00:05:03,640 --> 00:05:06,000 Speaker 3: Like I love a study and that's not something that 109 00:05:06,440 --> 00:05:08,920 Speaker 3: lots of people can resonate with, Like I just love learning. 110 00:05:09,160 --> 00:05:12,840 Speaker 3: I also have ADHD. I have been diagnosed since I 111 00:05:12,880 --> 00:05:17,320 Speaker 3: was like eighteen. I think I got diagnosed in Medica then. Yeah, 112 00:05:17,360 --> 00:05:22,200 Speaker 3: and I used to go but I used to be 113 00:05:22,240 --> 00:05:24,560 Speaker 3: so embarrassed of it, like I would lie through my teeth, 114 00:05:24,560 --> 00:05:26,839 Speaker 3: Like I used to take my medication, pop it out 115 00:05:27,000 --> 00:05:29,080 Speaker 3: of all of the medication things and put it in 116 00:05:29,120 --> 00:05:31,400 Speaker 3: a panidole container in my handbag because I was so 117 00:05:31,480 --> 00:05:33,760 Speaker 3: scared that someone would see that I was taking dex 118 00:05:33,839 --> 00:05:36,919 Speaker 3: hampetter meane and be like, she's crazy, She's crazy. 119 00:05:37,640 --> 00:05:40,000 Speaker 1: How does it feel now that all these diagnoses. 120 00:05:40,000 --> 00:05:44,240 Speaker 3: You believed believed because you know, as somebody with ADHD, 121 00:05:44,360 --> 00:05:46,400 Speaker 3: you like see it in other people and you're like 122 00:05:46,880 --> 00:05:51,680 Speaker 3: you're a bit the same. Hey, like you kind of 123 00:05:51,720 --> 00:05:54,080 Speaker 3: look at someone and go I see a lot of 124 00:05:54,120 --> 00:05:56,000 Speaker 3: me and you I get it, and then they go 125 00:05:56,080 --> 00:05:58,680 Speaker 3: I've got ADHD and I'm like, whoa, I'm so surprised. 126 00:05:59,160 --> 00:06:01,080 Speaker 2: I started so then I was like, this is just 127 00:06:01,080 --> 00:06:01,960 Speaker 2: gonna take too long. 128 00:06:03,680 --> 00:06:09,000 Speaker 3: Unless you're really struggling, like the diagnosis process nowadays really arduous. 129 00:06:09,640 --> 00:06:12,600 Speaker 3: So anyway, loved studying and I thought I wanted to 130 00:06:12,600 --> 00:06:15,839 Speaker 3: be a doctor and then decided that's probably not for me. 131 00:06:15,960 --> 00:06:17,880 Speaker 3: Wanted to do psychology. How was it not for you 132 00:06:17,960 --> 00:06:20,480 Speaker 3: to think the part where like blood. 133 00:06:20,240 --> 00:06:23,200 Speaker 2: And that's why I'm not a doctor. 134 00:06:23,000 --> 00:06:25,160 Speaker 1: Either, that's like a mechanic. 135 00:06:28,760 --> 00:06:32,960 Speaker 3: And then I went to psychology, did psychology, got into 136 00:06:33,839 --> 00:06:38,520 Speaker 3: like a child psychology like internship, and this was in 137 00:06:38,560 --> 00:06:41,320 Speaker 3: the last year of my degree before honest, and I 138 00:06:41,320 --> 00:06:43,440 Speaker 3: thought this is gonna be great, like I have done it, 139 00:06:43,440 --> 00:06:44,960 Speaker 3: and I was so proud of myself because that was 140 00:06:44,960 --> 00:06:48,440 Speaker 3: like one of the hardest internships to secure. I love 141 00:06:48,480 --> 00:06:53,600 Speaker 3: a flex Oh got the best one, thank you mum. Anyway, 142 00:06:53,839 --> 00:06:55,880 Speaker 3: got that and I hated it. After two weeks, I 143 00:06:55,920 --> 00:06:59,400 Speaker 3: was like crying, I hate it. Like the idea that 144 00:06:59,480 --> 00:07:02,280 Speaker 3: you can'tn't pick up kids and take them home and 145 00:07:02,320 --> 00:07:05,039 Speaker 3: take them out of their situation. I was like, hold on, 146 00:07:05,520 --> 00:07:08,480 Speaker 3: you're telling me that psychology is about helping people deal 147 00:07:08,520 --> 00:07:10,840 Speaker 3: with their situations, not fixing it. Like I'm a fixer, 148 00:07:11,200 --> 00:07:13,520 Speaker 3: Like I'm that person that you come to for advice, 149 00:07:13,560 --> 00:07:14,960 Speaker 3: and I'll be like, all right, whether you want this 150 00:07:15,080 --> 00:07:15,640 Speaker 3: or not, this is. 151 00:07:15,560 --> 00:07:16,840 Speaker 2: What you need to do. 152 00:07:17,320 --> 00:07:19,200 Speaker 3: And then I'm not offended if you don't do it. 153 00:07:19,240 --> 00:07:21,480 Speaker 3: I get it, but I'm always going to go into 154 00:07:21,600 --> 00:07:25,600 Speaker 3: solution mode. So didn't like that. Had a midlife crisis 155 00:07:25,920 --> 00:07:28,400 Speaker 3: during university and I was like, where's my career going? 156 00:07:29,200 --> 00:07:32,680 Speaker 3: And realized through some careers counseling at UNI that there 157 00:07:32,760 --> 00:07:36,000 Speaker 3: was this thing called organizational psychology, which is the science 158 00:07:36,040 --> 00:07:38,560 Speaker 3: of people at work. So you could do psychology but 159 00:07:38,600 --> 00:07:42,240 Speaker 3: for like CEOs and leaders and help them develop into 160 00:07:42,280 --> 00:07:45,080 Speaker 3: better leaders and manage people properly. And I thought kind 161 00:07:45,080 --> 00:07:47,520 Speaker 3: of like a life coach kind of, but like you 162 00:07:47,600 --> 00:07:55,320 Speaker 3: actually have a degree, you don't just put it in 163 00:07:55,360 --> 00:07:58,480 Speaker 3: your bio. I'm going to put it in my BioPen 164 00:07:59,120 --> 00:08:03,760 Speaker 3: it's working anyway. Did that for a while and started 165 00:08:03,800 --> 00:08:06,360 Speaker 3: to learn about finance, got myself into a whole heap 166 00:08:06,400 --> 00:08:09,600 Speaker 3: of debt and needed to work that out, and realized 167 00:08:09,600 --> 00:08:13,000 Speaker 3: that there was a lot of power in studies of 168 00:08:13,320 --> 00:08:15,600 Speaker 3: Oh I wish I could be like, oh, yeah, of course, 169 00:08:15,640 --> 00:08:17,760 Speaker 3: it was like student debt. No, I bought a car 170 00:08:18,160 --> 00:08:20,680 Speaker 3: and then I went to France and then I went 171 00:08:21,000 --> 00:08:23,800 Speaker 3: all around Europe and then I had a really good wardrobe, 172 00:08:24,120 --> 00:08:25,160 Speaker 3: so many nice shoes. 173 00:08:25,640 --> 00:08:27,840 Speaker 2: Yeah, a little experience too, though. 174 00:08:28,000 --> 00:08:32,000 Speaker 3: Oh live love laugh. But a credit card, Oh no, 175 00:08:32,200 --> 00:08:36,400 Speaker 3: go hard, I got a person alone. Yeah. So my 176 00:08:36,480 --> 00:08:39,200 Speaker 3: dad's an accountant, and I hid that from him. 177 00:08:39,760 --> 00:08:45,080 Speaker 2: Obviously he would have seen the signs though. Yeah, there 178 00:08:45,160 --> 00:08:47,679 Speaker 2: was to get this car from a found. I come 179 00:08:47,760 --> 00:08:49,240 Speaker 2: here in France and this car is still here, and 180 00:08:49,240 --> 00:08:51,600 Speaker 2: you've got a brand new wardrobe full of shoes. I 181 00:08:51,600 --> 00:08:52,840 Speaker 2: don't know. I don't know. 182 00:08:53,559 --> 00:08:55,880 Speaker 3: I came home from France with forty thousand dollars worth 183 00:08:55,920 --> 00:08:57,319 Speaker 3: of personal debt and realize. 184 00:08:57,040 --> 00:08:59,559 Speaker 1: You're like Will and you assist did have another birthday party. 185 00:09:00,320 --> 00:09:02,280 Speaker 3: I was like, I probably should do something about it, 186 00:09:03,679 --> 00:09:05,640 Speaker 3: but for a long time buried my head in the sand. 187 00:09:05,679 --> 00:09:08,040 Speaker 3: I hated the idea of it. It was really embarrassed 188 00:09:08,040 --> 00:09:09,360 Speaker 3: of it, Like you don't want to tell your mates, 189 00:09:10,360 --> 00:09:12,160 Speaker 3: and at the time, I felt a lot of pressure 190 00:09:12,240 --> 00:09:15,280 Speaker 3: because I had gone into a very corporate role, so 191 00:09:16,160 --> 00:09:19,360 Speaker 3: done an organizational psyche it on as you went into 192 00:09:19,400 --> 00:09:22,320 Speaker 3: this like consultant role. It wasn't a grad role. And 193 00:09:22,360 --> 00:09:24,160 Speaker 3: I was like in with all these like big dog 194 00:09:24,200 --> 00:09:26,839 Speaker 3: forty year olds who had powersuits and like were looking 195 00:09:26,840 --> 00:09:28,680 Speaker 3: really good, and I'm like, they've got their lives together, 196 00:09:29,200 --> 00:09:30,840 Speaker 3: Like I'm going to have my life together. And in 197 00:09:30,880 --> 00:09:34,599 Speaker 3: my head it was age that gave you life experience. 198 00:09:34,640 --> 00:09:37,679 Speaker 3: It was age that helped you get your finances sorted, 199 00:09:37,880 --> 00:09:40,880 Speaker 3: not the suit. No, it turns out no. But I 200 00:09:40,960 --> 00:09:43,080 Speaker 3: was just like, oh, like i can do whatever I 201 00:09:43,120 --> 00:09:44,719 Speaker 3: want because one day I'm going to be forty in 202 00:09:44,800 --> 00:09:46,520 Speaker 3: have a house and all of those things because it 203 00:09:46,600 --> 00:09:47,760 Speaker 3: just happens, right. 204 00:09:48,200 --> 00:09:50,800 Speaker 2: That's very true. You've just triggered something there for me 205 00:09:50,840 --> 00:09:53,960 Speaker 2: where it's like I remember thinking, like when I was younger, 206 00:09:53,960 --> 00:09:55,720 Speaker 2: that you're like, yeah, i'll have it sort of when 207 00:09:55,720 --> 00:09:56,040 Speaker 2: i'm older. 208 00:09:56,120 --> 00:09:57,480 Speaker 3: Yeah, I'll sort it when i'm older. I'll do it 209 00:09:57,480 --> 00:09:59,360 Speaker 3: when i'm older. And it turns out none of these 210 00:09:59,400 --> 00:10:02,800 Speaker 3: people had shit together. And I was like learning more 211 00:10:02,920 --> 00:10:05,840 Speaker 3: about you know, them and their personal lives and like, 212 00:10:05,880 --> 00:10:07,880 Speaker 3: as a consultant, you travel a lot, so we're like 213 00:10:08,000 --> 00:10:10,000 Speaker 3: in lots of hotels and going out for like dinners 214 00:10:10,000 --> 00:10:11,640 Speaker 3: and stuff, and they'd be talking about their divorces that 215 00:10:11,760 --> 00:10:13,880 Speaker 3: be talking about, you know, not being able to buy houses. 216 00:10:13,880 --> 00:10:16,640 Speaker 3: And I remember being like, oh, I thought that when 217 00:10:16,640 --> 00:10:18,199 Speaker 3: you got to forty five, it was like a rite 218 00:10:18,200 --> 00:10:20,840 Speaker 3: a passage, you owned a property, you work for one 219 00:10:20,880 --> 00:10:22,960 Speaker 3: of the Big four. What are you talking about? Like 220 00:10:23,320 --> 00:10:25,800 Speaker 3: it just the math wasn't mathing in my head, and 221 00:10:25,840 --> 00:10:28,360 Speaker 3: I realized I probably should sort my own finances out 222 00:10:28,400 --> 00:10:31,760 Speaker 3: instead of just paying the minimum repayment on my personal loan. 223 00:10:32,600 --> 00:10:35,520 Speaker 3: So started to look into that and just found a 224 00:10:35,600 --> 00:10:40,000 Speaker 3: passion because I realized the power that taking control of 225 00:10:40,040 --> 00:10:42,400 Speaker 3: your finances could have. It was making me feel better, 226 00:10:42,640 --> 00:10:45,000 Speaker 3: it made the people around me feel better. I was 227 00:10:45,080 --> 00:10:47,760 Speaker 3: like going to brunch with my girlfriends being like, okay, 228 00:10:47,760 --> 00:10:50,559 Speaker 3: so if you looked at your super because like, oh, 229 00:10:50,640 --> 00:10:52,360 Speaker 3: I don't know if you know this, but if you 230 00:10:52,360 --> 00:10:53,959 Speaker 3: don't take control of this now, it's going to cost 231 00:10:54,000 --> 00:10:56,160 Speaker 3: you like seventy thousand dollars worth of fees over the 232 00:10:56,160 --> 00:10:58,319 Speaker 3: long term. And like my friend's like, no, I didn't 233 00:10:58,320 --> 00:11:00,559 Speaker 3: know exactly my account. 234 00:11:03,000 --> 00:11:04,720 Speaker 1: She like, just drink the bloody Mary. 235 00:11:07,679 --> 00:11:10,959 Speaker 3: So yeah, ended up loving finance and kind of one 236 00:11:11,000 --> 00:11:13,000 Speaker 3: thing led to another and I realized maybe that's where 237 00:11:13,040 --> 00:11:15,559 Speaker 3: I should be and sectioned on in. 238 00:11:16,480 --> 00:11:19,120 Speaker 1: I do have to congratulate you for what you've built. 239 00:11:19,360 --> 00:11:20,640 Speaker 1: I'm going to call it an empire. 240 00:11:20,920 --> 00:11:22,760 Speaker 3: Thank you. It doesn't feel like an empire. It feels 241 00:11:22,760 --> 00:11:24,640 Speaker 3: like a ship show. But you were just. 242 00:11:24,600 --> 00:11:27,520 Speaker 1: Talking about some of your staff and I'm like, it's 243 00:11:27,960 --> 00:11:28,880 Speaker 1: it's very impressive. 244 00:11:31,840 --> 00:11:33,320 Speaker 3: And do you know what the one stuff you've got 245 00:11:33,400 --> 00:11:34,959 Speaker 3: I wanted it first. 246 00:11:36,400 --> 00:11:37,400 Speaker 2: I can say what you think about it. 247 00:11:37,480 --> 00:11:40,600 Speaker 1: I like you guys, so you could keep her perfect 248 00:11:41,120 --> 00:11:44,360 Speaker 1: during this time when you are building your business. What 249 00:11:44,760 --> 00:11:47,160 Speaker 1: was your thought process in regards to having kids. 250 00:11:48,000 --> 00:11:52,480 Speaker 3: I when I was really young, I'm very maternal, Like, 251 00:11:52,559 --> 00:11:54,400 Speaker 3: I love kids. If you've got babies, please show me 252 00:11:54,440 --> 00:11:57,200 Speaker 3: your pictures. Like I was always maternal, but I just 253 00:11:57,200 --> 00:12:00,800 Speaker 3: wanted to look to your right, pretty. 254 00:12:02,320 --> 00:12:03,319 Speaker 2: He's oldest child. 255 00:12:05,040 --> 00:12:07,400 Speaker 3: No, I just I wanted kids. I just didn't know 256 00:12:07,440 --> 00:12:09,000 Speaker 3: how that was going to happen. And that was one 257 00:12:09,040 --> 00:12:11,559 Speaker 3: of the things that was starting to stress me out. 258 00:12:11,679 --> 00:12:13,680 Speaker 3: So at the same time as being in personal debt, 259 00:12:13,679 --> 00:12:16,120 Speaker 3: I just come out of a really long term relationship 260 00:12:16,400 --> 00:12:18,160 Speaker 3: because I was in a relationship from when I was 261 00:12:18,200 --> 00:12:19,560 Speaker 3: fourteen to twenty two with the. 262 00:12:19,520 --> 00:12:20,400 Speaker 2: Guy who got ducks. 263 00:12:22,280 --> 00:12:25,520 Speaker 3: We don't like, yeah, I mean so lovely, which is 264 00:12:25,559 --> 00:12:28,600 Speaker 3: so annoying. Isn't that annoying when you're like, yeah, is 265 00:12:28,640 --> 00:12:29,080 Speaker 3: your exit? 266 00:12:29,880 --> 00:12:33,000 Speaker 2: No, he also got ducks. 267 00:12:33,640 --> 00:12:37,840 Speaker 3: He's really smart. So got out of that and was 268 00:12:37,880 --> 00:12:39,960 Speaker 3: just like finding my feet and was like, you know 269 00:12:39,960 --> 00:12:41,839 Speaker 3: when you're twenty two and you're just like, it's never 270 00:12:41,880 --> 00:12:43,680 Speaker 3: going to happen for me, Like you're single and you 271 00:12:43,679 --> 00:12:45,120 Speaker 3: think you're never going to meet the love of your 272 00:12:45,160 --> 00:12:49,280 Speaker 3: life because you've left it too late, like dumb, But 273 00:12:49,320 --> 00:12:50,959 Speaker 3: do you know what I mean, it's so dumb. You're 274 00:12:51,000 --> 00:12:54,840 Speaker 3: just like, what is going on? Anyway? I think I was, Yeah, okay, 275 00:12:54,920 --> 00:12:57,040 Speaker 3: boys have a lot of a different mentality. 276 00:12:57,760 --> 00:12:58,679 Speaker 2: Was on a TV show. 277 00:12:58,960 --> 00:13:02,280 Speaker 1: Yeah, but I remember being twenty eight and kind of 278 00:13:02,320 --> 00:13:06,760 Speaker 1: thinking like the thought of, hey, maybe it won't happen. 279 00:13:07,280 --> 00:13:08,640 Speaker 1: Does pop in every now and then? 280 00:13:08,760 --> 00:13:11,400 Speaker 3: And oh is this going to work out? They're really expensive, 281 00:13:11,559 --> 00:13:13,960 Speaker 3: that's a lot of commitment. Like I love kids, but 282 00:13:14,080 --> 00:13:17,400 Speaker 3: like all these people are looking about getting up at 283 00:13:17,400 --> 00:13:19,760 Speaker 3: five am, and I'm not a morning person is it like, 284 00:13:19,800 --> 00:13:22,520 Speaker 3: and they're dumb things that now I look back and 285 00:13:22,559 --> 00:13:24,240 Speaker 3: I'm like, that's so dumb that I was. 286 00:13:24,960 --> 00:13:28,760 Speaker 2: It's definitely like the like your young mind thinking, like. 287 00:13:29,400 --> 00:13:35,720 Speaker 3: You just extrapolate out catastrophe anyway, So I really wanted kids, 288 00:13:35,760 --> 00:13:39,320 Speaker 3: but I knew I was really purposeful. This is going 289 00:13:39,400 --> 00:13:41,120 Speaker 3: to sound so lame, and I'm so happy to share it. 290 00:13:41,160 --> 00:13:43,560 Speaker 3: But like when I was dating, I would often like 291 00:13:43,640 --> 00:13:45,520 Speaker 3: go home to my housemate, who was my best friend 292 00:13:45,600 --> 00:13:47,199 Speaker 3: still is my best friend. We've had kids at the 293 00:13:47,200 --> 00:13:51,400 Speaker 3: same time. It's the best and be like, oh no, 294 00:13:51,640 --> 00:13:53,760 Speaker 3: you would your shit dad. 295 00:13:53,720 --> 00:13:57,480 Speaker 1: Like wow, n or some of those red flags that 296 00:13:57,520 --> 00:13:58,640 Speaker 1: will make you think they'd be a. 297 00:13:58,559 --> 00:14:02,960 Speaker 3: Bad really irresponsive, like really self centered, like oh just 298 00:14:03,040 --> 00:14:04,760 Speaker 3: you know those things where you're just like I know 299 00:14:04,960 --> 00:14:09,679 Speaker 3: that you like really underlying misogyny, like just thinking that 300 00:14:09,720 --> 00:14:12,760 Speaker 3: there are gender roles, but you're dating on Tinder, so 301 00:14:12,800 --> 00:14:15,240 Speaker 3: you're gonna get like I ended up meeting my husband 302 00:14:15,240 --> 00:14:17,800 Speaker 3: on Tinder, so it's not all bad, but yeah, I 303 00:14:17,880 --> 00:14:20,040 Speaker 3: just remember being like, red. 304 00:14:19,880 --> 00:14:22,240 Speaker 1: Flag, do you remember the green flags? 305 00:14:23,400 --> 00:14:26,440 Speaker 3: When my husband whipped out photos of his friend's kids 306 00:14:26,480 --> 00:14:28,360 Speaker 3: and oh yeah, on the weekend, I was like look 307 00:14:28,360 --> 00:14:36,160 Speaker 3: how cute she and I was like okay. And then 308 00:14:36,400 --> 00:14:40,000 Speaker 3: as time went on, he got nieces and nephews, and 309 00:14:40,040 --> 00:14:42,240 Speaker 3: seeing him with his nieces and nephews, I. 310 00:14:42,160 --> 00:14:45,960 Speaker 2: Was like, can we talk about your husband you met 311 00:14:45,960 --> 00:14:49,360 Speaker 2: on Tinder? We did classic modern love story. Just give 312 00:14:49,440 --> 00:14:51,280 Speaker 2: us a little insight to how that went down. 313 00:14:52,320 --> 00:14:55,240 Speaker 3: So I've got dating rules so on Tinder. I thought 314 00:14:55,240 --> 00:14:58,000 Speaker 3: you guys would like this on Tinder, and I will 315 00:14:58,040 --> 00:15:01,360 Speaker 3: tell anybody who will listen. Everybody complains, They're like, oh, 316 00:15:01,360 --> 00:15:03,960 Speaker 3: I never meet the right person online dating because it's 317 00:15:04,000 --> 00:15:05,840 Speaker 3: so hard, And I'm like, it's because you're not like 318 00:15:06,360 --> 00:15:08,560 Speaker 3: putting some boundaries in place. I would only go on 319 00:15:08,640 --> 00:15:11,840 Speaker 3: dates on Monday or Tuesday nights because I'd say we 320 00:15:11,840 --> 00:15:13,880 Speaker 3: can grab a drink after work, because it gives me 321 00:15:14,120 --> 00:15:16,280 Speaker 3: the ability to like have a drink with them. We 322 00:15:16,320 --> 00:15:18,640 Speaker 3: all know that I don't mind turning up to work hungover, 323 00:15:19,120 --> 00:15:22,120 Speaker 3: so like, if it goes well, I can have a 324 00:15:22,200 --> 00:15:24,120 Speaker 3: few glasses and some dinner with you and have a 325 00:15:24,200 --> 00:15:26,680 Speaker 3: nice evening on a Monday. But if it doesn't, I 326 00:15:26,680 --> 00:15:28,560 Speaker 3: can be like, I've got work really early, so I 327 00:15:28,600 --> 00:15:31,600 Speaker 3: have to go home and cut it early. Also, the 328 00:15:31,720 --> 00:15:34,120 Speaker 3: type of person that's willing to go on a Monday date. 329 00:15:34,480 --> 00:15:36,600 Speaker 3: They know it's not like a Friday night where they 330 00:15:36,600 --> 00:15:38,960 Speaker 3: can call you up and be like you up, Like, 331 00:15:39,000 --> 00:15:40,800 Speaker 3: it's not like if you're willing to go on a 332 00:15:40,800 --> 00:15:43,560 Speaker 3: Monday date with me, Like you knew it was a 333 00:15:43,600 --> 00:15:46,080 Speaker 3: glass of wine after work, Like the expectations have been 334 00:15:46,120 --> 00:15:48,840 Speaker 3: set without me having to articulate them. And so we 335 00:15:48,880 --> 00:15:51,000 Speaker 3: did that. My husband and I ended up having a 336 00:15:51,000 --> 00:15:53,960 Speaker 3: whole bottle of wine that night and basically seeing each 337 00:15:53,960 --> 00:15:55,840 Speaker 3: other every single night for the rest of our lives. 338 00:15:56,040 --> 00:15:58,120 Speaker 1: Wow, so Wednesday night's off the cards. 339 00:15:58,360 --> 00:15:59,480 Speaker 3: Oh do you know what Wednesdays is? 340 00:15:59,560 --> 00:16:00,000 Speaker 2: Goodnight? 341 00:16:00,200 --> 00:16:04,160 Speaker 3: Well, in my head, especially because when I first started 342 00:16:04,360 --> 00:16:06,880 Speaker 3: online dating, I'd come out of this long term relationship, 343 00:16:07,040 --> 00:16:11,920 Speaker 3: and I found that social balance of like dating plus 344 00:16:11,920 --> 00:16:14,440 Speaker 3: maintaining my friendship groups, and like, if I was going 345 00:16:14,480 --> 00:16:16,440 Speaker 3: on a date on a Friday night, I'd be like, oh, 346 00:16:16,440 --> 00:16:18,680 Speaker 3: I'm not going out with the girls. They're getting espressos 347 00:16:18,720 --> 00:16:21,120 Speaker 3: after work, And like I found that by saying, do 348 00:16:21,120 --> 00:16:22,920 Speaker 3: you know what, I'm only going to on first date? 349 00:16:23,000 --> 00:16:25,800 Speaker 3: So not all dates, but first dates on Mondays or Tuesdays. 350 00:16:26,160 --> 00:16:27,920 Speaker 3: That means that the weekends are for the girls, I 351 00:16:27,960 --> 00:16:30,640 Speaker 3: still have my life balance that I want. My friends 352 00:16:30,640 --> 00:16:32,840 Speaker 3: aren't being left behind, and it turns out that I 353 00:16:32,880 --> 00:16:34,640 Speaker 3: did meet the love of my life, So like, that's 354 00:16:34,760 --> 00:16:36,360 Speaker 3: pretty slight, it's pretty good. 355 00:16:36,760 --> 00:16:39,320 Speaker 1: With there any other rules that we should be aware of? 356 00:16:39,680 --> 00:16:44,480 Speaker 3: No, just like the Monday night setting some expectations, Like 357 00:16:44,640 --> 00:16:46,560 Speaker 3: I'm a bit of a rules girl, as you guys know. 358 00:16:46,960 --> 00:16:48,920 Speaker 1: We will get into some more rules a little bit later. 359 00:16:50,040 --> 00:16:53,680 Speaker 1: Was was there any kind of checklist that you wanted 360 00:16:53,680 --> 00:16:55,640 Speaker 1: to follow? Because I feel like you are and I 361 00:16:55,680 --> 00:16:56,040 Speaker 1: love it. 362 00:16:56,240 --> 00:16:58,160 Speaker 3: No, I didn't. Not with dating, oh my. 363 00:16:58,760 --> 00:17:01,320 Speaker 1: Without with having kids though, because people are often. 364 00:17:01,240 --> 00:17:02,800 Speaker 3: Things I wanted to do before. 365 00:17:02,880 --> 00:17:05,240 Speaker 1: I'm also like the question of how do I know 366 00:17:05,320 --> 00:17:06,160 Speaker 1: when I'm ready? 367 00:17:06,400 --> 00:17:09,480 Speaker 3: So my husband was ready the year that we met, 368 00:17:09,800 --> 00:17:12,360 Speaker 3: Like he would have had kids, I think, and been 369 00:17:12,480 --> 00:17:15,080 Speaker 3: very happy to have kids. I mean, we probably would 370 00:17:15,080 --> 00:17:17,720 Speaker 3: have wanted to work out a few like semantic things. 371 00:17:18,119 --> 00:17:19,880 Speaker 3: But I was the one who was like, I really 372 00:17:19,920 --> 00:17:22,879 Speaker 3: want to get my businesses into a place where I 373 00:17:22,960 --> 00:17:26,360 Speaker 3: could walk away comfortably. Like if we had gone back 374 00:17:26,400 --> 00:17:28,359 Speaker 3: three or four years and I had a baby, my 375 00:17:28,440 --> 00:17:30,880 Speaker 3: businesses would have suffered way too much, Like they would 376 00:17:30,880 --> 00:17:34,000 Speaker 3: have absolutely gone to the curb, and I knew that 377 00:17:34,040 --> 00:17:36,040 Speaker 3: when Steve and I were getting married, we kind of 378 00:17:36,080 --> 00:17:38,040 Speaker 3: had you always plan it, right, You're like, I'm going 379 00:17:38,119 --> 00:17:39,800 Speaker 3: to get married, We're going to do this, We're going 380 00:17:39,840 --> 00:17:41,600 Speaker 3: to do that, because like I knew that we were 381 00:17:41,600 --> 00:17:43,600 Speaker 3: going to get engaged, like and I know that that's 382 00:17:43,640 --> 00:17:45,720 Speaker 3: not that romantic. It was a surprise. I didn't know 383 00:17:45,760 --> 00:17:48,920 Speaker 3: when where, but like we'd spoken about marriage, so obviously 384 00:17:48,960 --> 00:17:51,000 Speaker 3: that was a stead it's going to happen, and like, 385 00:17:51,240 --> 00:17:53,399 Speaker 3: I'm not letting my husband spend that much on a 386 00:17:53,440 --> 00:18:01,399 Speaker 3: ring without I was doing some budgeting, like it's so 387 00:18:02,200 --> 00:18:03,639 Speaker 3: there was a lot that I wanted to do. And 388 00:18:03,680 --> 00:18:08,600 Speaker 3: in fact, I sold my financial advice business because I 389 00:18:08,720 --> 00:18:12,240 Speaker 3: knew that I couldn't have so many plates spinning by 390 00:18:12,280 --> 00:18:14,240 Speaker 3: the time that I wanted to have kids. So I 391 00:18:14,280 --> 00:18:17,240 Speaker 3: decided to focus on my mortgage breaking business and my 392 00:18:17,359 --> 00:18:21,520 Speaker 3: podcast and then give away that financial advice business. So 393 00:18:21,680 --> 00:18:24,440 Speaker 3: in September twenty twenty two, I sold that. In November 394 00:18:24,480 --> 00:18:26,760 Speaker 3: twenty twenty two, I got married, and the plan was 395 00:18:26,760 --> 00:18:27,959 Speaker 3: to have babies after that. 396 00:18:28,240 --> 00:18:31,240 Speaker 2: So did you want to have like certain financial goals 397 00:18:31,280 --> 00:18:33,439 Speaker 2: before you started to try to have kids. 398 00:18:33,640 --> 00:18:36,679 Speaker 3: I definitely wanted to make sure that we had a 399 00:18:36,840 --> 00:18:39,800 Speaker 3: solid ground. In my head, I wanted to own property. 400 00:18:40,640 --> 00:18:43,399 Speaker 3: It was just something that was financially achievable for my 401 00:18:43,480 --> 00:18:45,760 Speaker 3: husband and I. But I think for me that was 402 00:18:45,800 --> 00:18:49,040 Speaker 3: just because I wanted financial security. I also own a 403 00:18:49,040 --> 00:18:52,200 Speaker 3: mortgage breaking business, and I know that, don't you. 404 00:18:52,200 --> 00:18:57,679 Speaker 2: Own my own soul. I was kindergarten, primary school and. 405 00:18:57,720 --> 00:19:01,360 Speaker 3: Then my mortgage breaking business. Through that, I know that 406 00:19:01,520 --> 00:19:04,280 Speaker 3: to get alone with dependence is going to drop your 407 00:19:04,320 --> 00:19:06,280 Speaker 3: borering capacity. So I was like, I kind of want 408 00:19:06,320 --> 00:19:08,359 Speaker 3: to secure that before I have all these dependents. 409 00:19:08,440 --> 00:19:10,560 Speaker 2: That's good advice, that's solid. 410 00:19:10,840 --> 00:19:12,560 Speaker 3: I meant that I could borrow more money and get 411 00:19:12,560 --> 00:19:13,120 Speaker 3: the house that. 412 00:19:13,080 --> 00:19:16,520 Speaker 2: Can it gives your kids back and then go, oh. 413 00:19:16,480 --> 00:19:18,320 Speaker 3: No, sorry the kids didn't come up in the meeting 414 00:19:18,320 --> 00:19:18,879 Speaker 3: with the broker. 415 00:19:19,680 --> 00:19:20,439 Speaker 2: Sorry about that. 416 00:19:21,080 --> 00:19:22,919 Speaker 3: So I knew I wanted to do that. But for me, 417 00:19:23,000 --> 00:19:25,480 Speaker 3: I also wanted to have a pretty healthy emergency fund 418 00:19:25,520 --> 00:19:27,560 Speaker 3: because you never know what's going to happen, and kids 419 00:19:27,600 --> 00:19:30,560 Speaker 3: are expensive, and birth is expensive or it can be 420 00:19:30,720 --> 00:19:33,600 Speaker 3: quite expensive, and you just never know. And like for me, 421 00:19:34,480 --> 00:19:37,160 Speaker 3: I wasn't sure whether I would take you know, two 422 00:19:37,160 --> 00:19:40,000 Speaker 3: weeks of maternity leave. Or I'd fall in love with 423 00:19:40,040 --> 00:19:42,920 Speaker 3: this stay at home monthing and need to take twelve months. 424 00:19:43,000 --> 00:19:46,439 Speaker 3: So we really had to plan financially to go with 425 00:19:46,560 --> 00:19:49,439 Speaker 3: this situation. Work with that because, as you guys know, 426 00:19:50,560 --> 00:19:53,600 Speaker 3: you could plan and then the baby comes near like 427 00:19:53,640 --> 00:19:55,160 Speaker 3: this is nothing lack we expected. 428 00:19:55,200 --> 00:19:56,399 Speaker 2: Oh yes, yeah it's not. 429 00:19:56,560 --> 00:19:57,920 Speaker 3: This isn't what the box said. 430 00:19:58,119 --> 00:20:01,720 Speaker 2: There's also like this thing thing online about how people 431 00:20:01,720 --> 00:20:03,359 Speaker 2: were saying, this is how much it costs to have 432 00:20:03,440 --> 00:20:03,919 Speaker 2: a baby. 433 00:20:04,160 --> 00:20:06,879 Speaker 3: Yeah, I got savaged, like I got sad. So I 434 00:20:06,920 --> 00:20:10,199 Speaker 3: did a podcast on my experience, and I track everything. 435 00:20:10,200 --> 00:20:14,119 Speaker 3: You guys know, I had a spreadsheet you'd like to know. 436 00:20:14,280 --> 00:20:16,800 Speaker 3: I have a line item of how much I spent 437 00:20:16,840 --> 00:20:20,560 Speaker 3: on Gaviscon while I was pregnant. How much it was 438 00:20:20,680 --> 00:20:24,159 Speaker 3: like three hundred and eighty something. Yeah, there was a 439 00:20:24,200 --> 00:20:28,360 Speaker 3: lot of Gaviscon. But that's fine for heartburn. Yeah, it's 440 00:20:28,359 --> 00:20:29,440 Speaker 3: a heartburn and refox. 441 00:20:29,720 --> 00:20:32,240 Speaker 1: Please tell me they ended up sponsoring your podcast. 442 00:20:32,520 --> 00:20:39,240 Speaker 3: You know they didn't call MEMI. Yeah, I worked hard 443 00:20:39,359 --> 00:20:41,880 Speaker 3: for that. And fruit Tingles they care to be in business, 444 00:20:42,200 --> 00:20:44,720 Speaker 3: but it's one of those things that you just can't 445 00:20:44,760 --> 00:20:47,439 Speaker 3: predict one what that pregnancy is going to cost, and 446 00:20:47,520 --> 00:20:49,640 Speaker 3: it could be really low cost. You could go through 447 00:20:49,680 --> 00:20:52,960 Speaker 3: the public system, which in Australia is incredible, or like me, 448 00:20:53,280 --> 00:20:55,120 Speaker 3: I was like, oh, I have private health. I want 449 00:20:55,119 --> 00:20:57,080 Speaker 3: to go through this, but like I didn't know how 450 00:20:57,119 --> 00:20:59,800 Speaker 3: much that would cost. And I was a financial advisor, 451 00:21:00,160 --> 00:21:02,200 Speaker 3: but I didn't realize that. I don't know if it's 452 00:21:02,200 --> 00:21:04,360 Speaker 3: different in Sydney, but like we had to pay our 453 00:21:04,359 --> 00:21:07,600 Speaker 3: obstetric out of pocket that was like ten grand, and 454 00:21:07,640 --> 00:21:09,560 Speaker 3: then on top of that you have the excess for 455 00:21:09,600 --> 00:21:11,840 Speaker 3: the hospital, and then the scans on top of that, 456 00:21:11,880 --> 00:21:14,439 Speaker 3: because it wasn't public, were like four hundred and fifty 457 00:21:14,480 --> 00:21:17,280 Speaker 3: dollars each and like you get what's seventy dollars back 458 00:21:17,320 --> 00:21:20,040 Speaker 3: of that, And so for us, pregnancy really added up. 459 00:21:20,400 --> 00:21:23,040 Speaker 3: And I'm very grateful that we had the capacity to 460 00:21:23,080 --> 00:21:25,080 Speaker 3: pay for that. But at the same time, I'm like, 461 00:21:25,280 --> 00:21:27,679 Speaker 3: does everybody do this? How are you guys budgeting for this? 462 00:21:27,840 --> 00:21:31,440 Speaker 3: Because like this is insane to me, and I'm not complaining, 463 00:21:31,680 --> 00:21:33,960 Speaker 3: but I'm also like, we need to be better at 464 00:21:34,400 --> 00:21:37,679 Speaker 3: planning financially because you don't have to do it the 465 00:21:37,680 --> 00:21:38,120 Speaker 3: way I did. 466 00:21:38,119 --> 00:21:38,280 Speaker 2: It. 467 00:21:38,520 --> 00:21:40,640 Speaker 3: Wouldn't it be nice that if something's hitting the fan, 468 00:21:40,760 --> 00:21:43,560 Speaker 3: you have the cash flow available to go. I'd have 469 00:21:43,600 --> 00:21:45,239 Speaker 3: a lot more peace of mind if we went and 470 00:21:45,280 --> 00:21:47,680 Speaker 3: just got another ultrasound, Like I'd just be able to 471 00:21:47,680 --> 00:21:49,840 Speaker 3: sit better at night. And I'd want people to have 472 00:21:49,840 --> 00:21:50,640 Speaker 3: that flexibility. 473 00:21:50,680 --> 00:21:52,560 Speaker 2: A lot of people that can't afford to do that 474 00:21:52,640 --> 00:21:54,160 Speaker 2: and they're not aware of. 475 00:21:54,520 --> 00:21:56,760 Speaker 3: Yeah, you just don't know your options either if you 476 00:21:56,840 --> 00:21:59,840 Speaker 3: don't do enough research into your finances, because the more 477 00:21:59,840 --> 00:22:02,320 Speaker 3: you research into what would this cost, you're like, oh, 478 00:22:02,400 --> 00:22:04,280 Speaker 3: that cost came out. I didn't realize that might be 479 00:22:04,320 --> 00:22:06,120 Speaker 3: part of it, And why do I have this? And 480 00:22:06,480 --> 00:22:08,200 Speaker 3: it's kind of like working backwards, don't know if. 481 00:22:08,119 --> 00:22:11,400 Speaker 2: There's any other complications that happened after birth as well. 482 00:22:11,400 --> 00:22:13,479 Speaker 2: It's kind of like we've just spent all this money 483 00:22:14,600 --> 00:22:17,240 Speaker 2: trying to do things the safest and the most a 484 00:22:17,320 --> 00:22:19,560 Speaker 2: peace of mind, but then anything could happen. 485 00:22:19,359 --> 00:22:21,720 Speaker 3: Right, you can't control it, and like that's exactly what happened. 486 00:22:21,760 --> 00:22:24,159 Speaker 3: I was so hippie dippy. I spent so much money 487 00:22:24,320 --> 00:22:27,600 Speaker 3: on at cupuncture in the lead up to birth, and 488 00:22:27,880 --> 00:22:30,880 Speaker 3: I saw this gorgeous birth physio. She was a midwife 489 00:22:30,920 --> 00:22:32,399 Speaker 3: and a physio, and we did all of these like 490 00:22:32,480 --> 00:22:35,440 Speaker 3: opening up your hips, massages and stuff and it ended 491 00:22:35,520 --> 00:22:38,520 Speaker 3: up in an emergency Cisian money. 492 00:22:38,560 --> 00:22:44,119 Speaker 1: Well, of course, our birth plan goes out the windows early. 493 00:22:44,440 --> 00:22:45,600 Speaker 3: Who she? We don't know her. 494 00:22:46,680 --> 00:22:50,359 Speaker 1: We want to talk about your pregnancies, yes, and we 495 00:22:50,400 --> 00:22:53,120 Speaker 1: spoke before we started recording about your miscarriage. 496 00:22:53,240 --> 00:22:53,520 Speaker 3: Yes. 497 00:22:54,000 --> 00:22:57,600 Speaker 1: And I want to know what was it like leading 498 00:22:57,720 --> 00:23:00,880 Speaker 1: up to your first miscarriage after you have been pregnant? 499 00:23:01,080 --> 00:23:02,399 Speaker 1: Was it twelve weeks? 500 00:23:02,840 --> 00:23:06,200 Speaker 3: Yeah? So we lost our first pregnancy at ten weeks 501 00:23:06,200 --> 00:23:09,760 Speaker 3: and we lost our second pregnancy at twelve weeks, and 502 00:23:09,960 --> 00:23:13,280 Speaker 3: we still don't know why. So like there's obviously no 503 00:23:13,400 --> 00:23:16,840 Speaker 3: reason why, but like, let's be honest, it was really shit. 504 00:23:17,400 --> 00:23:19,720 Speaker 3: Was shit for me, It was shit for my husband 505 00:23:20,040 --> 00:23:22,359 Speaker 3: the first time though. I don't know how much do 506 00:23:22,359 --> 00:23:24,119 Speaker 3: you want me to get into it, but like I 507 00:23:24,160 --> 00:23:26,400 Speaker 3: found out that I was miscarrying because I was bleeding, 508 00:23:26,720 --> 00:23:30,280 Speaker 3: and that's obviously a really stressful period of time. I 509 00:23:30,359 --> 00:23:32,400 Speaker 3: was so excited though, because like I'd want a baby's 510 00:23:32,400 --> 00:23:34,600 Speaker 3: for so long found out I was pregnant. I told everybody, 511 00:23:34,760 --> 00:23:37,600 Speaker 3: like I had told every mannitty dog, like I can't 512 00:23:37,680 --> 00:23:39,360 Speaker 3: keep a secret to save my life. So if you've 513 00:23:39,359 --> 00:23:42,479 Speaker 3: got them, don't tell them to me, because I will yap. 514 00:23:43,160 --> 00:23:45,760 Speaker 3: I just come on, I'm just so excited about it. 515 00:23:45,840 --> 00:23:47,520 Speaker 1: How long have you been trying for before you? 516 00:23:48,000 --> 00:23:51,000 Speaker 3: We were really lucky. We got pregnant really quickly. So 517 00:23:51,040 --> 00:23:53,880 Speaker 3: our first pregnancy, it turns out when I went on 518 00:23:53,920 --> 00:23:56,920 Speaker 3: my honeymoon, which was we got married and then there 519 00:23:56,960 --> 00:23:58,960 Speaker 3: was a few weeks and then we went on a honeymoon. 520 00:23:59,000 --> 00:24:02,160 Speaker 3: Because work life balance, it's out the window. It turns 521 00:24:02,200 --> 00:24:04,399 Speaker 3: out we tried on our honeymoon, but I was actually 522 00:24:04,440 --> 00:24:07,160 Speaker 3: already pregnant, so that was really good. 523 00:24:07,240 --> 00:24:08,719 Speaker 2: So we had go before then. 524 00:24:08,920 --> 00:24:14,320 Speaker 3: Yeah, what a man, well, Steve Golds. So that that 525 00:24:14,520 --> 00:24:18,080 Speaker 3: was really surprising because I for my whole life had 526 00:24:18,160 --> 00:24:22,480 Speaker 3: period issues and like you know, lots of like women issues. 527 00:24:22,520 --> 00:24:25,000 Speaker 3: That meant I just assumed it was going to be 528 00:24:25,040 --> 00:24:28,200 Speaker 3: really hard, and it happened really quickly, and I was like, wow, 529 00:24:28,200 --> 00:24:29,760 Speaker 3: this is magic, this is really cool. I was a 530 00:24:29,800 --> 00:24:32,280 Speaker 3: bit anxious because I hadn't started like taking the prenatles 531 00:24:32,320 --> 00:24:33,720 Speaker 3: and stuff and like you want to do all of 532 00:24:33,720 --> 00:24:37,240 Speaker 3: the right things, and so yeah, I went to a 533 00:24:37,280 --> 00:24:40,720 Speaker 3: work event and found that I was bleeding and was like. 534 00:24:40,680 --> 00:24:43,240 Speaker 1: Oh, did you feel No, I felt. 535 00:24:43,000 --> 00:24:45,800 Speaker 3: Fine, Like everything was hunky, dory. I did have pretty 536 00:24:45,800 --> 00:24:48,199 Speaker 3: bad morning sickness, but like in my head that was 537 00:24:48,240 --> 00:24:50,000 Speaker 3: like a good thing, right, like that's a sign of 538 00:24:50,000 --> 00:24:53,560 Speaker 3: a sticky good pregnancy. And yeah, was bleeding and did 539 00:24:53,560 --> 00:24:55,720 Speaker 3: a bit of googling and had convinced myself that was 540 00:24:55,760 --> 00:24:57,840 Speaker 3: actually okay because it was only a little bit. And 541 00:24:57,880 --> 00:24:59,760 Speaker 3: then I went home and it just got worse and worse. 542 00:25:00,040 --> 00:25:03,200 Speaker 3: I ended up in emergency with my husband, and yeah, 543 00:25:03,240 --> 00:25:06,280 Speaker 3: they let us know that that wasn't viable. And then 544 00:25:06,280 --> 00:25:08,760 Speaker 3: that in itself is a bit of a circus because 545 00:25:08,800 --> 00:25:12,240 Speaker 3: you get there and I at that point I knew 546 00:25:12,320 --> 00:25:15,480 Speaker 3: what was happening, like you can't that amount of blood, 547 00:25:15,560 --> 00:25:19,840 Speaker 3: that amount of blood, that situation, like it was stressful 548 00:25:19,880 --> 00:25:24,680 Speaker 3: because emergency. Obviously I'm not gushing blood out of my arm. 549 00:25:24,680 --> 00:25:27,119 Speaker 3: I don't need stitches. I'm not the priority. I get it, 550 00:25:27,160 --> 00:25:30,760 Speaker 3: but like your baby, at that point, nothing could feel 551 00:25:30,760 --> 00:25:33,120 Speaker 3: more urgent. So it just felt like they were moving 552 00:25:33,119 --> 00:25:35,760 Speaker 3: at snail's pace. And then they lost my blood work 553 00:25:36,240 --> 00:25:40,720 Speaker 3: three times, so like we'd gone into emergency straight after 554 00:25:40,760 --> 00:25:42,520 Speaker 3: my work events. So I was like, maybe they're from 555 00:25:42,520 --> 00:25:45,639 Speaker 3: two pm till five am, and they kept losing the 556 00:25:45,640 --> 00:25:48,120 Speaker 3: blood work and I kept saying, I know what's happening. 557 00:25:48,119 --> 00:25:49,960 Speaker 3: Can I just go home? And they were like, no, 558 00:25:50,280 --> 00:25:52,960 Speaker 3: I'm really sorry. We need to actually like make sure 559 00:25:53,000 --> 00:25:56,040 Speaker 3: this isn't an ectopic pregnancy, because if it is, we 560 00:25:56,080 --> 00:25:58,000 Speaker 3: need to do surgery and all of that other stuff. 561 00:25:58,040 --> 00:26:01,120 Speaker 3: So you're just sitting in limbo in an emergency with 562 00:26:01,160 --> 00:26:03,880 Speaker 3: some dude beside you complaining about his toe, and you're 563 00:26:03,920 --> 00:26:08,840 Speaker 3: just like, this is not the moment. So that happened, 564 00:26:09,280 --> 00:26:12,960 Speaker 3: and it was really bad because I came home and 565 00:26:13,000 --> 00:26:15,760 Speaker 3: then had to tell everybody that that had happened and 566 00:26:15,800 --> 00:26:18,480 Speaker 3: it wasn't. I'm the type of person where, yeah, that 567 00:26:18,640 --> 00:26:22,119 Speaker 3: was devastating. I was so upset, But I'm also really pragmatic. 568 00:26:22,480 --> 00:26:24,080 Speaker 3: It's not meant to be. It's not meant to be, 569 00:26:24,320 --> 00:26:26,600 Speaker 3: and I'm a bit hippie dippy, so I'm very much 570 00:26:27,040 --> 00:26:29,320 Speaker 3: okay cool, Like I have a sun Harvey now, and 571 00:26:29,359 --> 00:26:31,560 Speaker 3: I'm very much of the opinion that his little soul 572 00:26:31,720 --> 00:26:34,679 Speaker 3: was destined for me and those other previous babies they 573 00:26:34,720 --> 00:26:36,920 Speaker 3: had the same soul that body just didn't work, and 574 00:26:37,200 --> 00:26:39,840 Speaker 3: that really has helped me be like, no, like, in 575 00:26:39,840 --> 00:26:41,679 Speaker 3: the moment, it feels like your world is ending, But 576 00:26:41,720 --> 00:26:43,480 Speaker 3: now I'm like, okay, cool, Like that was just part 577 00:26:43,480 --> 00:26:46,800 Speaker 3: of the journey for me to get Harvey Like, it's 578 00:26:46,840 --> 00:26:49,040 Speaker 3: not good, but that's part of the journey, right. 579 00:26:49,680 --> 00:26:53,320 Speaker 1: I try and remember we'd a really similar scenario. Laura 580 00:26:53,359 --> 00:26:57,440 Speaker 1: miscarried in a similar way that she found out by 581 00:26:57,480 --> 00:27:01,879 Speaker 1: bleeding and it didn't stop. Kind of thing back to 582 00:27:02,040 --> 00:27:06,000 Speaker 1: how we managed the emotional whiplash of thinking you're pregnant 583 00:27:06,040 --> 00:27:07,800 Speaker 1: one second and then finding it You've lost over the 584 00:27:07,800 --> 00:27:09,360 Speaker 1: next and it's like all your hopes. 585 00:27:09,160 --> 00:27:11,800 Speaker 3: And dreams have been wished, Like I've just been ripped away. 586 00:27:11,960 --> 00:27:15,080 Speaker 1: Yeah, you can't help, but imagine, you know, life as 587 00:27:15,080 --> 00:27:17,040 Speaker 1: a parent, you know, like changing your baby's nappy, like 588 00:27:17,080 --> 00:27:19,000 Speaker 1: going to the park. You know, as you're thinking about 589 00:27:19,000 --> 00:27:21,399 Speaker 1: as pregnancy, you look at other families and everything around 590 00:27:21,440 --> 00:27:24,240 Speaker 1: you is just all baby, baby, baby. Yeah, how do 591 00:27:24,320 --> 00:27:26,120 Speaker 1: you digest the news? 592 00:27:26,440 --> 00:27:30,919 Speaker 3: I gaslp myself a lot, so I was like, it's fine, 593 00:27:30,960 --> 00:27:33,320 Speaker 3: these things happen. It's one in four, like all of 594 00:27:33,359 --> 00:27:36,240 Speaker 3: that stuff that you hear. I didn't really know anybody 595 00:27:36,240 --> 00:27:38,440 Speaker 3: with it. When I started to share that I had 596 00:27:38,440 --> 00:27:40,360 Speaker 3: been through it, though, people would be like, oh us too. 597 00:27:40,440 --> 00:27:43,560 Speaker 3: I'd be like sorry, what, Yeah, I mean, like, you know, 598 00:27:43,920 --> 00:27:46,040 Speaker 3: i'd talk to someone like you, Matt, and you'd be like, yeah, 599 00:27:46,080 --> 00:27:48,880 Speaker 3: we went through that. I'd be like, sorry, what like when? 600 00:27:49,119 --> 00:27:51,919 Speaker 3: How like what happened? What did you do? And so 601 00:27:52,040 --> 00:27:54,400 Speaker 3: it was nice to talk about it. I did feel 602 00:27:54,440 --> 00:27:56,600 Speaker 3: awkward talking about it because, like, you know, I might 603 00:27:56,760 --> 00:27:59,520 Speaker 3: bop on into a podcast recording with someone and haven't 604 00:27:59,520 --> 00:28:01,840 Speaker 3: seen you guys in ages, and you might go, how's 605 00:28:01,840 --> 00:28:05,120 Speaker 3: the pregnancy, And I'd have to be like, oh, I'm 606 00:28:05,119 --> 00:28:07,040 Speaker 3: going to make this really awkward for you, and I 607 00:28:07,040 --> 00:28:08,720 Speaker 3: think that I'm one of those people. I don't want 608 00:28:08,720 --> 00:28:11,639 Speaker 3: to make it awkward. I'd be like, I'm really sorry, 609 00:28:11,680 --> 00:28:15,439 Speaker 3: but I'm okay. But also, this happened, and that was 610 00:28:16,000 --> 00:28:18,360 Speaker 3: I hated delivering the news that it wasn't there, which 611 00:28:18,400 --> 00:28:21,280 Speaker 3: is why I waited with my second and then third 612 00:28:21,280 --> 00:28:24,159 Speaker 3: pregnancy so long to tell people. Not because I was 613 00:28:24,200 --> 00:28:26,480 Speaker 3: waiting for that twelve weeks, but I just I didn't 614 00:28:26,520 --> 00:28:29,360 Speaker 3: want to tell someone something to then have to make 615 00:28:29,359 --> 00:28:31,959 Speaker 3: it awkward to bring it back up. I don't know. 616 00:28:32,040 --> 00:28:35,960 Speaker 3: It was an interesting period of time, but I definitely 617 00:28:36,000 --> 00:28:39,000 Speaker 3: gas liped myself into being like, wine, this happens a lot. 618 00:28:39,040 --> 00:28:42,680 Speaker 3: I was heartbroken, but like I probably didn't process it 619 00:28:42,840 --> 00:28:44,440 Speaker 3: the way that I would, which is why the second 620 00:28:44,480 --> 00:28:45,760 Speaker 3: time it happened it was way worse. 621 00:28:46,280 --> 00:28:49,640 Speaker 2: After that, the thought of falling pregnant again, the anxiety. 622 00:28:49,680 --> 00:28:52,920 Speaker 3: Was so stressed. And I'm really lucky I get pregnant 623 00:28:52,960 --> 00:28:55,680 Speaker 3: very quickly, which is so nice, and so many people 624 00:28:55,720 --> 00:28:58,640 Speaker 3: struggle with that, and that made me feel guilty again 625 00:28:58,760 --> 00:29:01,200 Speaker 3: because I was like, this is you know, that's the 626 00:29:01,240 --> 00:29:03,440 Speaker 3: easy bit for me, and so many people struggle, and 627 00:29:03,520 --> 00:29:06,760 Speaker 3: like we all struggle with different things. But I remember 628 00:29:06,880 --> 00:29:10,560 Speaker 3: getting pregnant probably the month after our miscarriage, and it 629 00:29:10,600 --> 00:29:13,320 Speaker 3: was an accident. We weren't not trying. We knew we 630 00:29:13,360 --> 00:29:16,240 Speaker 3: wanted babies, but I just didn't think it would happen 631 00:29:16,240 --> 00:29:18,400 Speaker 3: that quickly. And then I found out I was pregnant 632 00:29:18,400 --> 00:29:21,680 Speaker 3: and I was elated but terrified, Like I just cried 633 00:29:21,720 --> 00:29:24,320 Speaker 3: for like three days because I was so scared of 634 00:29:24,360 --> 00:29:26,880 Speaker 3: what would happen. And I called my doctor and I 635 00:29:26,920 --> 00:29:28,080 Speaker 3: was like, what can I do? How can I make 636 00:29:28,120 --> 00:29:30,440 Speaker 3: it sticky? Like how do I not lose this baby? 637 00:29:30,520 --> 00:29:33,080 Speaker 1: And he would just have the same morning sickness again. 638 00:29:33,080 --> 00:29:35,040 Speaker 3: Same thing. That's how I found out because I felt 639 00:29:35,080 --> 00:29:37,800 Speaker 3: really off and I was like, we haven't tried yet, 640 00:29:39,000 --> 00:29:42,600 Speaker 3: and so felt really off and took a pregnancy test elated, 641 00:29:42,640 --> 00:29:45,520 Speaker 3: bit terrified, and my doctor was like, no, like it's 642 00:29:45,600 --> 00:29:47,920 Speaker 3: so rare for it to happen a second time, like 643 00:29:48,000 --> 00:29:51,280 Speaker 3: less than one percent of people experience recurrent this carriage. 644 00:29:51,280 --> 00:29:53,600 Speaker 3: And I'm like, okay, all right, Like that that made 645 00:29:53,640 --> 00:29:56,120 Speaker 3: me feel a little bit better. I wasn't as anxious 646 00:29:56,120 --> 00:29:59,240 Speaker 3: as my third pregnancy, but like this second one fine 647 00:29:59,360 --> 00:30:02,280 Speaker 3: was going so well, Like because we had had a loss, 648 00:30:02,560 --> 00:30:05,080 Speaker 3: We'd booked in really early with our obstetrician and I 649 00:30:05,160 --> 00:30:07,160 Speaker 3: had like a six week scan, an eight week scan, 650 00:30:07,240 --> 00:30:09,000 Speaker 3: a ten weeks like and I got to see this 651 00:30:09,080 --> 00:30:11,160 Speaker 3: baby all the time. And then we went to our 652 00:30:11,200 --> 00:30:14,320 Speaker 3: twelve week scan and she had to say, I'm really sorry, 653 00:30:14,360 --> 00:30:18,400 Speaker 3: but there's no heartbeat and the fack I had a 654 00:30:18,440 --> 00:30:21,760 Speaker 3: missed miscarriage, which is where you don't know that you're 655 00:30:22,000 --> 00:30:25,520 Speaker 3: not pregnant anymore, and the baby passed away, and so 656 00:30:26,480 --> 00:30:28,560 Speaker 3: whipped down to the hall or we whipped down the 657 00:30:28,560 --> 00:30:32,880 Speaker 3: hallway to another like ultrasound clinic because they have to 658 00:30:32,920 --> 00:30:35,280 Speaker 3: like double check and make sure that the first one 659 00:30:35,360 --> 00:30:37,880 Speaker 3: was right, and they confirmed it and they said you 660 00:30:37,920 --> 00:30:40,840 Speaker 3: can go home. I said what I said, you can 661 00:30:40,880 --> 00:30:44,600 Speaker 3: go home, like and see if you naturally miscarrie, We'll 662 00:30:44,600 --> 00:30:46,200 Speaker 3: call you in a couple of days and see how 663 00:30:46,240 --> 00:30:49,640 Speaker 3: you're going. I mean, my OB was very empathetic, she 664 00:30:49,720 --> 00:30:51,640 Speaker 3: was very kind, But you're like, what do you mean 665 00:30:51,680 --> 00:30:54,520 Speaker 3: I just go home? You just told me that I'm 666 00:30:54,560 --> 00:30:58,280 Speaker 3: not pregnant anymore. I'm still so full of morning sickness. 667 00:30:58,480 --> 00:31:02,200 Speaker 3: I'm so like, what do you mean I feel pregnant? Like, okay, 668 00:31:02,440 --> 00:31:04,560 Speaker 3: so go home and I wait and I wait and 669 00:31:04,600 --> 00:31:06,840 Speaker 3: nothing happened. Should call every day and be like, how 670 00:31:06,840 --> 00:31:09,720 Speaker 3: are you feeling? Has anything happened? And I'd be like no, 671 00:31:09,880 --> 00:31:12,640 Speaker 3: because in a lot of those situations and OB will 672 00:31:12,640 --> 00:31:14,200 Speaker 3: pick it up, or your doctor will pick it up, 673 00:31:14,600 --> 00:31:17,800 Speaker 3: and then you will just start bleeding at home and 674 00:31:17,840 --> 00:31:20,800 Speaker 3: like things will progress naturally. It didn't for me, and 675 00:31:20,840 --> 00:31:22,920 Speaker 3: so I had to go in for a DNC and 676 00:31:23,000 --> 00:31:25,520 Speaker 3: like going to hospital do all of that? What's d 677 00:31:25,640 --> 00:31:28,240 Speaker 3: and sorry, so it's a I can't even remember it. 678 00:31:28,320 --> 00:31:32,440 Speaker 3: So something in curatedge it's basically where they perform a 679 00:31:32,480 --> 00:31:35,800 Speaker 3: medical procedure to remove the baby and like all of 680 00:31:35,960 --> 00:31:39,480 Speaker 3: which is really stressful because obviously no one wants to 681 00:31:39,480 --> 00:31:41,800 Speaker 3: go through that. In addition to that, you've got all 682 00:31:41,800 --> 00:31:44,120 Speaker 3: of this doubt. What if they're wrong. What if I'm 683 00:31:44,120 --> 00:31:46,640 Speaker 3: going into this surgery, like this surgery is real final, 684 00:31:46,760 --> 00:31:49,200 Speaker 3: like they're going to take the baby out. What if 685 00:31:49,240 --> 00:31:50,959 Speaker 3: they were wrong and they just couldn't see that. So 686 00:31:51,000 --> 00:31:57,440 Speaker 3: the anxiety of going into that was really awful. And 687 00:31:57,480 --> 00:32:00,760 Speaker 3: I just remember that's when I really I wasn't as 688 00:32:00,800 --> 00:32:03,200 Speaker 3: anxious that pregnancy because I was, like my doctor said, 689 00:32:03,240 --> 00:32:06,040 Speaker 3: it was only one percent chance. The idea of getting 690 00:32:06,040 --> 00:32:09,040 Speaker 3: pregnant a third time. Yeah, that wasn't very fun. 691 00:32:11,120 --> 00:32:16,360 Speaker 1: When you were in recovery following your second miscarriage. I'm 692 00:32:16,400 --> 00:32:19,160 Speaker 1: assuming there's no silver bullet to something that you would 693 00:32:19,160 --> 00:32:22,000 Speaker 1: do to try and make the situation easier for yourself 694 00:32:22,320 --> 00:32:24,720 Speaker 1: and for your partner. But do you remember was there 695 00:32:24,800 --> 00:32:27,080 Speaker 1: anything that that really helped you? 696 00:32:27,160 --> 00:32:27,280 Speaker 2: Oh? 697 00:32:27,360 --> 00:32:30,560 Speaker 3: My god, yes, it was the nurse. I was actually 698 00:32:30,560 --> 00:32:34,280 Speaker 3: telling Zara, my assist, about this literally yesterday. We're grilled 699 00:32:34,520 --> 00:32:37,000 Speaker 3: obviously talking about my miscarriage, which is very normal for 700 00:32:37,040 --> 00:32:39,320 Speaker 3: me as you do as you do, and I remember 701 00:32:39,920 --> 00:32:42,120 Speaker 3: it didn't really hit me, like you go through the motions, right, 702 00:32:42,160 --> 00:32:44,480 Speaker 3: like a doctor tells you you're going to go into 703 00:32:44,480 --> 00:32:46,560 Speaker 3: hospital this time, go in your check in whatever, real 704 00:32:46,600 --> 00:32:49,280 Speaker 3: clinical like I'm not crying or anything, I'm not upset. 705 00:32:49,600 --> 00:32:51,920 Speaker 3: Wasn't until they started going, all right, we're going to 706 00:32:51,920 --> 00:32:53,880 Speaker 3: take you down to surgery, and they like put the 707 00:32:53,920 --> 00:32:56,920 Speaker 3: sides of the bed up, and I was hysterical, like 708 00:32:57,040 --> 00:33:01,320 Speaker 3: I it was uncontrollable. And there was this gorgeous nurse 709 00:33:01,720 --> 00:33:03,520 Speaker 3: and she like grabbed my hand and was stroking my 710 00:33:03,560 --> 00:33:07,160 Speaker 3: hand and she's like, I will just be here because 711 00:33:07,160 --> 00:33:09,560 Speaker 3: my husband couldn't come into surgery with me, and so 712 00:33:09,720 --> 00:33:11,800 Speaker 3: like he walked all the way. But anyway, she was 713 00:33:11,840 --> 00:33:14,280 Speaker 3: holding my hand and she was stroking it and being like, oh, 714 00:33:14,320 --> 00:33:16,959 Speaker 3: it's okay. I've been here and it gets better. I 715 00:33:16,960 --> 00:33:19,240 Speaker 3: promise it's okay. And she was like the most wholesome 716 00:33:19,280 --> 00:33:21,719 Speaker 3: person in the entire world. And I just remember it 717 00:33:21,760 --> 00:33:23,640 Speaker 3: was like I don't need you to tell me I'm 718 00:33:23,680 --> 00:33:27,680 Speaker 3: going to be okay. But the empathy of somebody just 719 00:33:27,720 --> 00:33:30,400 Speaker 3: being like this really fucking shit, I'm really sorry, you 720 00:33:30,440 --> 00:33:33,160 Speaker 3: are making the right decision, like it like just validating 721 00:33:33,160 --> 00:33:35,280 Speaker 3: what I'm going through, like I don't need someone to go. 722 00:33:35,760 --> 00:33:38,280 Speaker 3: We went through that, and what happened was and like, 723 00:33:38,440 --> 00:33:40,680 Speaker 3: I just don't have the mental capacity for that right now, 724 00:33:40,720 --> 00:33:43,280 Speaker 3: but could you kind of just coddle me and make 725 00:33:43,360 --> 00:33:46,520 Speaker 3: sure that I feel so cared about? And she did, 726 00:33:47,200 --> 00:33:49,920 Speaker 3: and in a very full circle moment, I ended up 727 00:33:49,920 --> 00:33:53,680 Speaker 3: having an emergency cesarian at the same hospital that I 728 00:33:53,720 --> 00:33:58,600 Speaker 3: had my DNC performed at, and I again was quite 729 00:33:58,640 --> 00:34:00,880 Speaker 3: upset because I had this like natural birth plan right 730 00:34:00,960 --> 00:34:03,120 Speaker 3: like I was going to I was going to a 731 00:34:03,200 --> 00:34:08,080 Speaker 3: raw dog birth. I was gonna be the best birthing 732 00:34:08,160 --> 00:34:11,120 Speaker 3: lady ever, and I was just really upset that I 733 00:34:11,160 --> 00:34:15,200 Speaker 3: was going down into this emergency cesarean. I felt really 734 00:34:15,200 --> 00:34:17,040 Speaker 3: out of control, and as you have probably learned, I 735 00:34:17,040 --> 00:34:19,200 Speaker 3: don't like being out of control. That was not a 736 00:34:19,239 --> 00:34:23,719 Speaker 3: situation I loved. And the same woman I lost it, 737 00:34:23,960 --> 00:34:25,040 Speaker 3: I lost it. 738 00:34:24,920 --> 00:34:26,560 Speaker 1: Like I would she remember you? 739 00:34:26,800 --> 00:34:30,560 Speaker 3: Yeah, yeah, And I saw her. And when you're going 740 00:34:30,640 --> 00:34:32,279 Speaker 3: into a cesarean, I don't know how it works at 741 00:34:32,280 --> 00:34:35,600 Speaker 3: other hospitals, but you get you get like taken into 742 00:34:35,719 --> 00:34:37,839 Speaker 3: the surgery and they say to your husband or your 743 00:34:37,920 --> 00:34:40,279 Speaker 3: your birthday partner, wait out there, We're just going to 744 00:34:40,320 --> 00:34:43,200 Speaker 3: get everything set up, and they they move you onto 745 00:34:43,239 --> 00:34:44,520 Speaker 3: the bed and like get the little. 746 00:34:44,520 --> 00:34:45,359 Speaker 2: You hit one too. 747 00:34:46,160 --> 00:34:48,640 Speaker 3: Yeah, so you can hear that, but you can't see 748 00:34:48,640 --> 00:34:50,920 Speaker 3: me and my We separated for a bit, and then 749 00:34:50,960 --> 00:34:53,160 Speaker 3: you get invited back into the room once everything's ready 750 00:34:53,200 --> 00:34:53,440 Speaker 3: for us. 751 00:34:53,560 --> 00:34:55,919 Speaker 2: They've dropped my wife. That's because I heard the bang. 752 00:34:57,200 --> 00:35:01,160 Speaker 1: Look after itsh. 753 00:34:59,560 --> 00:35:01,120 Speaker 3: Alright, didn't get yah. 754 00:35:03,239 --> 00:35:03,399 Speaker 1: Yah. 755 00:35:03,440 --> 00:35:06,600 Speaker 3: Steve comes back in. I'm hysterical because I'm just like 756 00:35:06,920 --> 00:35:09,760 Speaker 3: this is meant to be. Like, there's this beautiful woman 757 00:35:09,960 --> 00:35:13,360 Speaker 3: and she helped my hand again while I had Harvey, 758 00:35:13,400 --> 00:35:16,080 Speaker 3: which was really cool. But that felt really full circle. 759 00:35:16,320 --> 00:35:20,200 Speaker 1: That was fucking crazy. That's cool. It also amazing that 760 00:35:20,239 --> 00:35:23,160 Speaker 1: she remembered you because our midwife I saw her at 761 00:35:23,160 --> 00:35:25,840 Speaker 1: the shops maybe like a few months after we'd given birth, 762 00:35:25,840 --> 00:35:27,640 Speaker 1: and I was like, hey, and she didn't have any 763 00:35:27,640 --> 00:35:31,839 Speaker 1: idea I was. I was like, that's right, she must do. 764 00:35:31,880 --> 00:35:32,920 Speaker 2: That every day. 765 00:35:33,040 --> 00:35:35,680 Speaker 3: My husband did humble me after because I was like, 766 00:35:35,760 --> 00:35:37,759 Speaker 3: oh my god, it was amazing. I need to find 767 00:35:37,760 --> 00:35:40,480 Speaker 3: out her name Rarah And he's like, how did you 768 00:35:40,520 --> 00:35:45,759 Speaker 3: remember you? You must have been real hystericis thanks funny? 769 00:35:46,800 --> 00:35:51,040 Speaker 1: Amazing, Like just just the anxiety with Harvey of just 770 00:35:51,080 --> 00:35:52,840 Speaker 1: like trying to make sure that nothing was going to 771 00:35:52,880 --> 00:35:54,759 Speaker 1: go wrong. But it's so out of your control, is 772 00:35:54,800 --> 00:35:56,160 Speaker 1: just so freaking scary. 773 00:35:56,360 --> 00:35:59,680 Speaker 3: It's terrifying. And I just kept in my head during 774 00:35:59,719 --> 00:36:05,120 Speaker 3: her pregnancy, which for our third pregnancy, our obstetrician recommended 775 00:36:05,120 --> 00:36:08,000 Speaker 3: that I started taking progesterone and like a few other 776 00:36:08,080 --> 00:36:10,439 Speaker 3: things to hopefully help. And I don't know if it worked, 777 00:36:10,480 --> 00:36:12,960 Speaker 3: but that pregnancy worked. So like the second I find 778 00:36:12,960 --> 00:36:15,720 Speaker 3: out I'm pregnant again, one day, I will be running 779 00:36:15,719 --> 00:36:18,520 Speaker 3: for the progesterone because in my head that worked. But 780 00:36:18,560 --> 00:36:23,080 Speaker 3: I remember thinking that milestones were going to help my 781 00:36:23,160 --> 00:36:25,600 Speaker 3: mental health. So I'd be like, right, once we hit 782 00:36:25,640 --> 00:36:27,560 Speaker 3: twelve weeks and we'd get to that scan and it's 783 00:36:27,600 --> 00:36:30,640 Speaker 3: all good, it's gonna BEOK fine, And then it wasn't, 784 00:36:30,680 --> 00:36:33,600 Speaker 3: and I was so anxious. And I don't believe that 785 00:36:33,680 --> 00:36:36,400 Speaker 3: I enjoyed that pregnancy at all, because every time I 786 00:36:36,400 --> 00:36:39,720 Speaker 3: thought about it, I was anxious. I ended up with preclampsia, 787 00:36:39,920 --> 00:36:41,840 Speaker 3: so I was calling the hospital every year with my 788 00:36:41,880 --> 00:36:44,799 Speaker 3: blood pressure and just like it was just a bit 789 00:36:45,200 --> 00:36:47,480 Speaker 3: of an experience. But I remember fourteen weeks. I was like, 790 00:36:47,480 --> 00:36:49,479 Speaker 3: surely at fourteen weeks, because that's pretty legit. 791 00:36:49,600 --> 00:36:50,359 Speaker 1: Yeah, I'll be fine. 792 00:36:50,440 --> 00:36:54,000 Speaker 3: No, maybe twenty weeks. Maybe when you hit halfway. No, oh, 793 00:36:54,000 --> 00:36:56,200 Speaker 3: maybe when I hit twenty three and like I reached that, 794 00:36:56,600 --> 00:36:59,040 Speaker 3: you know, they say it's viable, a viable pregnant. Maybe 795 00:36:59,040 --> 00:37:01,480 Speaker 3: that will make me feel good because if something happens, 796 00:37:01,520 --> 00:37:04,839 Speaker 3: like they will go into like I see, like neo 797 00:37:05,239 --> 00:37:09,319 Speaker 3: natal care or whatever. Nothing helped. It was when I 798 00:37:09,400 --> 00:37:11,840 Speaker 3: had him in my arms and I'm like, we actually 799 00:37:11,840 --> 00:37:14,640 Speaker 3: did it, like we didn't mess it up, Like what 800 00:37:14,680 --> 00:37:18,399 Speaker 3: do you mean? That was when I started to be like, oh, 801 00:37:18,440 --> 00:37:21,439 Speaker 3: this is really real. But it did feel quite abstract 802 00:37:21,840 --> 00:37:24,880 Speaker 3: because I think you also go into protecting yourself a 803 00:37:24,920 --> 00:37:27,720 Speaker 3: little bit by being like, I'm going to distance myself 804 00:37:27,760 --> 00:37:30,080 Speaker 3: from this baby a little bit, which then made me stressed. 805 00:37:30,080 --> 00:37:32,080 Speaker 3: I'm like, am I not forming the right bond with 806 00:37:32,160 --> 00:37:35,720 Speaker 3: this baby? And so it was an experience, I suppose. 807 00:37:35,840 --> 00:37:37,839 Speaker 1: And then what was the newborn phase? Like I mean, 808 00:37:37,840 --> 00:37:40,399 Speaker 1: we're kind of almost still a newborn phase because you're 809 00:37:40,520 --> 00:37:41,359 Speaker 1: eight months. 810 00:37:41,080 --> 00:37:44,040 Speaker 3: Now, which is wild. He's such a chunky boy, Like 811 00:37:44,760 --> 00:37:46,359 Speaker 3: he's like thirteen kilos at. 812 00:37:46,280 --> 00:37:49,520 Speaker 2: Eight months, with my kid's like five and a half. Anyways, 813 00:37:49,520 --> 00:37:51,359 Speaker 2: like fifteen, I. 814 00:37:51,280 --> 00:37:53,760 Speaker 3: Can't, I can't. He's so big. He's in like eighteen 815 00:37:53,800 --> 00:37:56,359 Speaker 3: month old clothing. At eight, he's like a little good 816 00:37:56,560 --> 00:37:58,080 Speaker 3: show your photo his little poma. 817 00:37:58,239 --> 00:37:59,520 Speaker 1: It's a bit of a flex when you get a 818 00:37:59,520 --> 00:37:59,879 Speaker 1: big kid. 819 00:38:02,040 --> 00:38:04,360 Speaker 3: I can't put him in his carrier. I look novel 820 00:38:04,520 --> 00:38:08,160 Speaker 3: carrying him like, oh, like getting him in and out 821 00:38:08,160 --> 00:38:08,480 Speaker 3: of the car. 822 00:38:08,520 --> 00:38:13,840 Speaker 1: I'm like, with any parts that you found really difficult. 823 00:38:13,480 --> 00:38:18,360 Speaker 3: A few. I think going from being so career orientated 824 00:38:18,719 --> 00:38:22,000 Speaker 3: to being a mum where I'm home all the time, 825 00:38:22,520 --> 00:38:24,480 Speaker 3: I really struggled with because I felt like, what am 826 00:38:24,480 --> 00:38:26,200 Speaker 3: I meant to do with my hands when he's asleep, 827 00:38:26,800 --> 00:38:28,920 Speaker 3: Like I'm what am I supposed to do? I also 828 00:38:29,040 --> 00:38:33,400 Speaker 3: really struggled with breastfeeding that never worked for me from 829 00:38:33,920 --> 00:38:36,600 Speaker 3: being in the hospital. It was painful, it was hard. 830 00:38:36,719 --> 00:38:39,000 Speaker 3: My son had a tongue tie that we ultimately had 831 00:38:39,000 --> 00:38:41,799 Speaker 3: to get cut, which was okay, but then once he 832 00:38:41,920 --> 00:38:45,160 Speaker 3: was feeding properly, I think it was a bit too late. 833 00:38:45,280 --> 00:38:47,479 Speaker 3: So I went on the medication to increase my milk 834 00:38:47,520 --> 00:38:49,560 Speaker 3: supply and all that did was make me put on 835 00:38:49,640 --> 00:38:54,080 Speaker 3: seven kilos, which didn't impact my mental health at all. 836 00:38:55,440 --> 00:38:58,239 Speaker 3: But it's one of those things that that didn't work. 837 00:38:58,360 --> 00:39:01,040 Speaker 3: But I was so like, I have to breastfeed, like 838 00:39:01,160 --> 00:39:04,800 Speaker 3: I have to. Why, I don't know, there's so much pressure. 839 00:39:05,120 --> 00:39:07,239 Speaker 3: But I'm a really logical person. So if you came 840 00:39:07,239 --> 00:39:09,319 Speaker 3: to me and said I'm struggling breastfeeding, first thing I do, 841 00:39:09,440 --> 00:39:12,120 Speaker 3: be like, you know, you could just use formula. But 842 00:39:12,160 --> 00:39:14,600 Speaker 3: then the pressure you put on yourself to like be 843 00:39:14,800 --> 00:39:19,160 Speaker 3: this stereotypical mum, You're just like, but I have to. 844 00:39:19,320 --> 00:39:21,840 Speaker 3: I have to try. And so I was trying and trying, 845 00:39:21,880 --> 00:39:25,120 Speaker 3: and I was crying, my boobs were cracked. My song was, 846 00:39:25,400 --> 00:39:28,080 Speaker 3: you know, not putting on wage. The maternal health nurse 847 00:39:28,239 --> 00:39:31,440 Speaker 3: was consistently like, hey, like we need to do formula 848 00:39:31,560 --> 00:39:34,680 Speaker 3: top ups, and I was like, okay, we can, but like, 849 00:39:35,040 --> 00:39:37,759 Speaker 3: I'm trying so hard, and I was like doing what's 850 00:39:37,760 --> 00:39:40,440 Speaker 3: called triple feeding, where you like feed the baby from 851 00:39:40,480 --> 00:39:43,480 Speaker 3: the breast, you then feed them with a bottle and pump, 852 00:39:43,880 --> 00:39:46,799 Speaker 3: and it killed me, like it was a circus. I 853 00:39:46,800 --> 00:39:48,920 Speaker 3: feel like once I finished that and put him to sleep, 854 00:39:48,960 --> 00:39:52,439 Speaker 3: I was cleaning pumps and bottles and then going back 855 00:39:52,480 --> 00:39:54,759 Speaker 3: to do it again around the clock, and it just 856 00:39:54,840 --> 00:39:58,120 Speaker 3: my milk supply never increased. And I think that pressure 857 00:39:59,040 --> 00:40:01,919 Speaker 3: to breastfeed and it's so easy for so many women 858 00:40:01,960 --> 00:40:03,600 Speaker 3: in my mother's group, and I remember looking at them 859 00:40:03,640 --> 00:40:08,719 Speaker 3: being like I felt I felt bad pulling a formula 860 00:40:08,760 --> 00:40:13,200 Speaker 3: bottle out of the pram and like you shouldn't, no, no, 861 00:40:14,000 --> 00:40:15,879 Speaker 3: And now he's one hundred percent formula and we've never 862 00:40:15,920 --> 00:40:17,080 Speaker 3: been happier and what the hell. 863 00:40:16,960 --> 00:40:27,000 Speaker 2: Was It's crazy this, Yeah, the expectation. I think that 864 00:40:27,000 --> 00:40:29,319 Speaker 2: that mum was put on themselves, Like you were saying, like, 865 00:40:29,480 --> 00:40:31,759 Speaker 2: if someone came to you and said, my baby's not 866 00:40:31,760 --> 00:40:33,920 Speaker 2: not latching, you'd be like, just try some formula. And 867 00:40:33,960 --> 00:40:37,160 Speaker 2: it's so easy to just say that, and I get that, right, Yeah, 868 00:40:37,160 --> 00:40:40,160 Speaker 2: probably have other mums that when you were struggling, you 869 00:40:40,200 --> 00:40:43,320 Speaker 2: were like actually really struggling mentally with the whole thing and. 870 00:40:43,320 --> 00:40:45,920 Speaker 3: The mental Yeah, it's the mental thing. It's not even 871 00:40:46,000 --> 00:40:50,160 Speaker 3: like yeah, breastfeeding physically wasn't happening well, but it's the pressure. 872 00:40:50,239 --> 00:40:54,480 Speaker 3: It's the anxiety, it's the feeling like a ship mom. 873 00:40:54,840 --> 00:40:58,920 Speaker 3: And does that make your mom? Absolutely not? Absolutely not, 874 00:40:59,160 --> 00:41:02,120 Speaker 3: And like I'm a better mum now my baby is 875 00:41:02,160 --> 00:41:05,319 Speaker 3: on formula because he is happy, he is healthy, he 876 00:41:05,400 --> 00:41:09,200 Speaker 3: is thriving, and so am I Like that's the ultimate outcome. 877 00:41:09,640 --> 00:41:13,680 Speaker 3: So next baby, I'll give it a crack, sure, because 878 00:41:13,680 --> 00:41:17,680 Speaker 3: I actually enjoyed the active breastfeeding. It was really nice 879 00:41:17,719 --> 00:41:21,160 Speaker 3: to form that bond. But once Harvey hit six months, 880 00:41:21,160 --> 00:41:23,600 Speaker 3: I was still trying to breastfeed him. In six months 881 00:41:24,000 --> 00:41:26,799 Speaker 3: and he was feeding morning and night, and I felt 882 00:41:26,800 --> 00:41:29,040 Speaker 3: like that was a good bonding time, but also we 883 00:41:29,040 --> 00:41:32,000 Speaker 3: were definitely still topping him up with formula. He got 884 00:41:32,000 --> 00:41:35,960 Speaker 3: teeth and was like, hey, hey, I'm going to bite you, 885 00:41:36,560 --> 00:41:38,160 Speaker 3: and I was like, do you know what I think 886 00:41:38,360 --> 00:41:42,440 Speaker 3: actually done? You didn't pass your six month probation, so 887 00:41:42,520 --> 00:41:45,640 Speaker 3: we're just going to cancel this role and move on. 888 00:41:45,920 --> 00:41:48,279 Speaker 1: The only part that I didn't like about the fact 889 00:41:48,320 --> 00:41:51,400 Speaker 1: that both our kids started bottle feeding pretty early on 890 00:41:51,560 --> 00:41:53,960 Speaker 1: was the fact that I had to do the feeds 891 00:41:53,960 --> 00:41:56,920 Speaker 1: at nighttime with Laura. And up until that point when 892 00:41:57,000 --> 00:42:01,040 Speaker 1: Laura was breastfeeding, I had a pretty clean rid. Yeah, 893 00:42:01,160 --> 00:42:02,680 Speaker 1: so when Laura was like, I think we're going to 894 00:42:02,760 --> 00:42:06,480 Speaker 1: do formula, I was like, that's totally fine. 895 00:42:07,280 --> 00:42:10,200 Speaker 3: My husband took it like a champ. He was just like, oh, 896 00:42:10,400 --> 00:42:12,560 Speaker 3: I'll do all of that. Like I feel like. 897 00:42:12,880 --> 00:42:14,279 Speaker 2: I've lucked down the green flag. 898 00:42:14,440 --> 00:42:18,000 Speaker 1: That's also that's also what I said, Okay, but. 899 00:42:17,960 --> 00:42:21,319 Speaker 3: Like, my husband walked the walk mat and do you 900 00:42:21,360 --> 00:42:24,400 Speaker 3: know what this is? Such a flex. I was talking 901 00:42:24,480 --> 00:42:26,759 Speaker 3: on the plane on the way here to one of 902 00:42:26,760 --> 00:42:29,279 Speaker 3: my team members and I said, do you know how 903 00:42:29,280 --> 00:42:31,600 Speaker 3: cool it is that I just I got up really 904 00:42:31,640 --> 00:42:34,560 Speaker 3: early this morning, I got on a plane and coming 905 00:42:34,600 --> 00:42:36,279 Speaker 3: to Sydney. I have an eight month old baby, and 906 00:42:36,400 --> 00:42:38,360 Speaker 3: I didn't feel the need at all to leave my 907 00:42:38,440 --> 00:42:41,799 Speaker 3: husband any instructions. Wow, I just knew he knew. 908 00:42:41,880 --> 00:42:43,279 Speaker 2: Does he not know the bar is that low? 909 00:42:43,480 --> 00:42:47,440 Speaker 1: He's just like, wow, man, we need to have a 910 00:42:47,520 --> 00:42:48,040 Speaker 1: chat to him. 911 00:42:48,080 --> 00:42:49,120 Speaker 2: We need to talk to this girl. 912 00:42:49,760 --> 00:42:52,400 Speaker 1: It's the green flags. They lived up to their expectations. 913 00:42:53,040 --> 00:42:55,360 Speaker 3: They did, and I feel like that was actually something 914 00:42:55,360 --> 00:42:58,920 Speaker 3: that was important to me dating and like finding a 915 00:42:59,000 --> 00:43:02,120 Speaker 3: life partner. I did want a good dad. I was 916 00:43:02,120 --> 00:43:03,960 Speaker 3: always like, I want to marry a good day. I 917 00:43:04,000 --> 00:43:07,520 Speaker 3: had a good dad. Babies deserve that. And you know, 918 00:43:07,880 --> 00:43:10,200 Speaker 3: sometimes you can't pick it, and sometimes the person that 919 00:43:10,239 --> 00:43:12,080 Speaker 3: you think you're marrying ends up not being the person 920 00:43:12,080 --> 00:43:16,560 Speaker 3: that you're marrying. Like there's so many different situations, but like, goddamn, 921 00:43:16,560 --> 00:43:19,200 Speaker 3: am I so grateful that it actually worked out. 922 00:43:19,520 --> 00:43:23,040 Speaker 1: I should celebrate that behavior because jokes aside. That's that 923 00:43:23,239 --> 00:43:25,799 Speaker 1: is how dads should be behaving. It shouldn't be a no 924 00:43:25,760 --> 00:43:26,800 Speaker 1: noomally to have a dad like that. 925 00:43:26,880 --> 00:43:27,359 Speaker 2: Yeah, for sure. 926 00:43:27,520 --> 00:43:31,640 Speaker 3: But I remember being like, I should be celebrating because like, 927 00:43:31,840 --> 00:43:35,279 Speaker 3: this is not what society has said is the expectation. 928 00:43:35,840 --> 00:43:38,880 Speaker 3: Like I'm talking to other people that I know and 929 00:43:38,880 --> 00:43:41,200 Speaker 3: they're like, oh my god, I had to leave frozen 930 00:43:41,239 --> 00:43:42,880 Speaker 3: meals and I had to leave out a list and 931 00:43:42,920 --> 00:43:45,400 Speaker 3: they didn't even know where, you know what the code was, 932 00:43:45,400 --> 00:43:47,359 Speaker 3: a daycare drop off and all of this other stuff. 933 00:43:47,360 --> 00:43:48,279 Speaker 3: And I remember being like. 934 00:43:48,800 --> 00:43:48,960 Speaker 1: How. 935 00:43:51,040 --> 00:43:54,440 Speaker 2: Just honestly, from a bloke perspective, a lot of blokes 936 00:43:54,480 --> 00:43:55,040 Speaker 2: are useless. 937 00:43:55,400 --> 00:43:57,279 Speaker 3: Yeah, but like the other day I had to ask 938 00:43:57,360 --> 00:44:00,120 Speaker 3: my husband. I was like, sorry, what was the and 939 00:44:00,200 --> 00:44:03,560 Speaker 3: a formula? Again, I'm buying it, like maybe I'm a ship. 940 00:44:05,880 --> 00:44:08,279 Speaker 3: What one was it? And he's like it's a Lula Advance, 941 00:44:08,400 --> 00:44:12,560 Speaker 3: not Gold And I was like, oh, yeah, totally, I 942 00:44:12,640 --> 00:44:13,120 Speaker 3: get it. 943 00:44:14,400 --> 00:44:16,839 Speaker 1: I do want to ask you about we've spoken about 944 00:44:16,840 --> 00:44:19,239 Speaker 1: some of your dating rules. You do have some other 945 00:44:19,320 --> 00:44:21,880 Speaker 1: rules that I'm going to bring up and just get yours. 946 00:44:22,080 --> 00:44:23,720 Speaker 3: Not everybody likes my rules. 947 00:44:23,960 --> 00:44:24,400 Speaker 1: I love it. 948 00:44:24,640 --> 00:44:26,680 Speaker 3: The internet doesn't seem to like my rules, but I 949 00:44:26,680 --> 00:44:27,400 Speaker 3: think you guys. 950 00:44:27,280 --> 00:44:31,000 Speaker 2: Will, Okay, this is specifically for newborn stage. 951 00:44:31,280 --> 00:44:32,600 Speaker 3: I feel like we need to give a little bit 952 00:44:32,640 --> 00:44:36,400 Speaker 3: of context because it makes me one, I feel like 953 00:44:36,440 --> 00:44:39,959 Speaker 3: I'm justifying myself, but also it does make me seem 954 00:44:40,000 --> 00:44:41,799 Speaker 3: a little bit more de lulu, and I think that 955 00:44:41,880 --> 00:44:42,600 Speaker 3: works for you. 956 00:44:42,600 --> 00:44:44,720 Speaker 1: You have called yourself hippie dippy at least four times 957 00:44:44,719 --> 00:44:45,160 Speaker 1: so fast. 958 00:44:45,280 --> 00:44:46,160 Speaker 3: But it is true. 959 00:44:46,480 --> 00:44:47,160 Speaker 2: I told you that. 960 00:44:48,719 --> 00:44:50,480 Speaker 3: Not only are these rules, but this is a set 961 00:44:50,480 --> 00:44:52,200 Speaker 3: of rules that I sent out to all of my 962 00:44:52,239 --> 00:44:54,520 Speaker 3: friends and family before I even had the baby. 963 00:44:54,640 --> 00:44:56,080 Speaker 2: Oh before you had the baby. 964 00:44:56,320 --> 00:44:58,319 Speaker 3: The baby didn't even even Oh my gosh, the baby 965 00:44:58,400 --> 00:44:59,320 Speaker 3: hadn't been born yet. 966 00:45:00,239 --> 00:45:01,960 Speaker 2: Can I just give you the first one? Really quick? Hello, 967 00:45:02,160 --> 00:45:03,080 Speaker 2: family and friends. 968 00:45:03,719 --> 00:45:06,640 Speaker 1: I'll take on the first rules. Some of these are 969 00:45:06,719 --> 00:45:07,240 Speaker 1: very obvious. 970 00:45:07,360 --> 00:45:09,680 Speaker 3: I haven't seen this in a very very long time. 971 00:45:09,960 --> 00:45:12,680 Speaker 1: Let me refresh your memory. Rule Number one, please do 972 00:45:12,760 --> 00:45:14,440 Speaker 1: not kiss our baby on their face. 973 00:45:14,960 --> 00:45:18,399 Speaker 3: I feel like that's reasonable. I agree, like babies get sick, 974 00:45:18,480 --> 00:45:21,399 Speaker 3: they have really bad immune systems. I want to kiss 975 00:45:21,400 --> 00:45:23,160 Speaker 3: my baby all over my face. I get it. 976 00:45:24,880 --> 00:45:25,440 Speaker 2: I get it too. 977 00:45:26,760 --> 00:45:30,720 Speaker 3: True doating dads your newborns did you want people kissing 978 00:45:31,000 --> 00:45:32,440 Speaker 3: your baby on their face. 979 00:45:33,480 --> 00:45:37,960 Speaker 1: Well, our kids were COVID baby, it must be nice. 980 00:45:40,320 --> 00:45:43,160 Speaker 2: She's got you there, so no one. 981 00:45:43,000 --> 00:45:45,759 Speaker 1: Would have done that, correct. Yeah. 982 00:45:46,120 --> 00:45:50,080 Speaker 2: Point taken for my second was so we didn't have 983 00:45:50,120 --> 00:45:52,640 Speaker 2: that problem. But the first one I can't. I can't remember. 984 00:45:54,040 --> 00:45:56,960 Speaker 2: I think I don't think anyone did, maybe without me 985 00:45:57,120 --> 00:46:01,000 Speaker 2: knowing or seeing. But like looking at this reading it going, 986 00:46:01,080 --> 00:46:04,000 Speaker 2: that's so reasonable, especially with hsv RSV. 987 00:46:04,160 --> 00:46:06,800 Speaker 3: I want you to love my baby. I really do, totally, 988 00:46:07,040 --> 00:46:10,399 Speaker 3: but and I'm not don't call it, but don't lick 989 00:46:10,440 --> 00:46:11,120 Speaker 3: their face? Yeah? 990 00:46:11,160 --> 00:46:14,600 Speaker 2: Yeah, yeah, that's to be weird. It's like ugle Steve's 991 00:46:14,640 --> 00:46:15,120 Speaker 2: out of the game. 992 00:46:16,080 --> 00:46:16,879 Speaker 3: Talk to my dog. 993 00:46:18,440 --> 00:46:20,759 Speaker 2: This one's also, I think, really reasonable. If you're sick, 994 00:46:20,840 --> 00:46:23,200 Speaker 2: could be sick, or have been around someone who is sick, 995 00:46:23,239 --> 00:46:26,160 Speaker 2: please reschedule you visit. We can't wait to share our 996 00:46:26,200 --> 00:46:28,279 Speaker 2: baby with you, but also want to make sure they're 997 00:46:28,280 --> 00:46:29,640 Speaker 2: say totally fair. 998 00:46:29,800 --> 00:46:32,600 Speaker 3: Okay, okay, I think that's very reasonable. I feel like 999 00:46:33,680 --> 00:46:36,759 Speaker 3: not turning up when someone has a newborn and you're 1000 00:46:36,800 --> 00:46:37,720 Speaker 3: potentially sick. 1001 00:46:38,080 --> 00:46:40,440 Speaker 1: Did you have to turn anyone away? No? 1002 00:46:40,520 --> 00:46:42,080 Speaker 3: I didn't because do you know what my family and 1003 00:46:42,160 --> 00:46:45,200 Speaker 3: friends were incredibly respectful of the rules that I said. 1004 00:46:45,280 --> 00:46:47,600 Speaker 2: Yeah, I think that one should be pretty common knowledge too, 1005 00:46:47,640 --> 00:46:49,360 Speaker 2: Like if you if you're sick, you don't want to 1006 00:46:49,400 --> 00:46:52,279 Speaker 2: go near a baby, so you think. 1007 00:46:52,080 --> 00:46:54,600 Speaker 3: That, but like common knowledge is not that common? 1008 00:46:55,360 --> 00:46:56,920 Speaker 1: Well, this one is a crazy one. 1009 00:46:57,360 --> 00:46:58,200 Speaker 3: Oh it's crazy. 1010 00:46:58,400 --> 00:47:00,880 Speaker 1: Explain this one. Please wash your hands before picking up 1011 00:47:00,920 --> 00:47:01,400 Speaker 1: the baby. 1012 00:47:01,640 --> 00:47:05,919 Speaker 2: Definitely not I'm joking, all. 1013 00:47:05,880 --> 00:47:08,200 Speaker 3: Right, hold on, hold on, When you guys go to 1014 00:47:08,239 --> 00:47:09,839 Speaker 3: the bathroom, do you wash your hands every time? 1015 00:47:11,200 --> 00:47:15,160 Speaker 2: Bullshit, you're not in there with me. 1016 00:47:16,080 --> 00:47:18,920 Speaker 3: Be too quick. Men are too quick, many too quick. 1017 00:47:19,360 --> 00:47:20,080 Speaker 2: Washing your hands. 1018 00:47:21,960 --> 00:47:23,799 Speaker 1: You looked in the chap moving on. 1019 00:47:25,239 --> 00:47:28,279 Speaker 2: Okay, I think this is also very reasonable too, thinking 1020 00:47:28,360 --> 00:47:29,080 Speaker 2: that they're reasonable. 1021 00:47:29,080 --> 00:47:31,040 Speaker 3: But I got savaged on the internet because I got 1022 00:47:31,080 --> 00:47:33,720 Speaker 3: asked about this and I said, I'll share the screenshots 1023 00:47:33,760 --> 00:47:36,839 Speaker 3: of my message no worries, and people were like, you 1024 00:47:37,120 --> 00:47:39,160 Speaker 3: are controlling, You are weird. 1025 00:47:39,360 --> 00:47:42,400 Speaker 1: Tell us which one if there was anyone in particular 1026 00:47:42,440 --> 00:47:45,520 Speaker 1: that caused them, like the biggest controversy, I'm. 1027 00:47:45,400 --> 00:47:46,839 Speaker 2: Going to give you this one really quick. Please don't 1028 00:47:46,840 --> 00:47:48,960 Speaker 2: post any photos of our baby online or share them 1029 00:47:49,000 --> 00:47:50,440 Speaker 2: with others without ac consent. 1030 00:47:50,719 --> 00:47:54,279 Speaker 3: So we don't share any photos of Harvey online of 1031 00:47:54,320 --> 00:47:57,160 Speaker 3: his face. Like I'll share pictures of us with our kid, 1032 00:47:57,239 --> 00:47:59,560 Speaker 3: but I always put like an emoji or something over 1033 00:47:59,600 --> 00:48:03,680 Speaker 3: his face. I just I don't want my baby online. 1034 00:48:03,920 --> 00:48:06,400 Speaker 3: I'm not a mum content creator. I'm not a family 1035 00:48:06,440 --> 00:48:09,359 Speaker 3: content creator. My husband is not part of like the 1036 00:48:09,400 --> 00:48:12,480 Speaker 3: social media world. I just feel like that's us, that's 1037 00:48:12,520 --> 00:48:16,640 Speaker 3: our that's do I think other people should do it? 1038 00:48:16,880 --> 00:48:23,040 Speaker 3: Not like I love seeing other people's babies. I love it, 1039 00:48:23,480 --> 00:48:25,880 Speaker 3: no matter, I love it. But like, I'm a finance 1040 00:48:25,920 --> 00:48:29,280 Speaker 3: content creator, and I get and I mean you probably 1041 00:48:29,280 --> 00:48:31,400 Speaker 3: do as parents as well, But like I get a 1042 00:48:31,400 --> 00:48:34,080 Speaker 3: lot of bad feedback because I'm talking about like one 1043 00:48:34,080 --> 00:48:36,600 Speaker 3: of those three sacred topics that you should never talk about, 1044 00:48:36,600 --> 00:48:39,040 Speaker 3: and that's money. And so I just I don't know. 1045 00:48:39,120 --> 00:48:40,759 Speaker 3: It just makes me uncomfortable. 1046 00:48:41,000 --> 00:48:43,000 Speaker 2: Similar to me when I post my money, I put 1047 00:48:43,040 --> 00:48:46,839 Speaker 2: an emoji over it. Yeah, yeah, I have noticed that 1048 00:48:46,840 --> 00:48:48,040 Speaker 2: it's most suitcase of money. 1049 00:48:48,400 --> 00:48:50,440 Speaker 3: Like every time you take a selfie in the mirror 1050 00:48:50,440 --> 00:48:52,719 Speaker 3: as you're leaving and you're like, oh, sorry, I had 1051 00:48:52,760 --> 00:48:54,880 Speaker 3: to put an emoji over that wallet. 1052 00:48:55,760 --> 00:48:58,400 Speaker 1: Victoria, what about this one? No strong sense? 1053 00:48:58,840 --> 00:49:01,640 Speaker 3: Yeah, you can't wear perfect around a newborn what is 1054 00:49:01,680 --> 00:49:04,960 Speaker 3: that it marks up there like a little that links Africa. 1055 00:49:05,719 --> 00:49:08,560 Speaker 3: That's the only one I allowed. That's the only one 1056 00:49:08,560 --> 00:49:12,480 Speaker 3: I allowed. So babies are really really sensitive, so having 1057 00:49:12,520 --> 00:49:15,759 Speaker 3: perfume on around them is actually really bad for their 1058 00:49:15,760 --> 00:49:19,040 Speaker 3: little endocrime system. And during that period of time when 1059 00:49:19,080 --> 00:49:21,600 Speaker 3: they are a newborn, they're trying to bond via smell 1060 00:49:21,680 --> 00:49:23,880 Speaker 3: to their parents. So please don't get. 1061 00:49:23,719 --> 00:49:27,279 Speaker 1: In the way of that. The last one hit, which 1062 00:49:27,840 --> 00:49:29,200 Speaker 1: the most controversial of all. 1063 00:49:29,520 --> 00:49:32,359 Speaker 2: Okay, yes, this is going to be very controversial. If 1064 00:49:32,400 --> 00:49:35,239 Speaker 2: you haven't had an up to date hooping cough vaccination, 1065 00:49:35,800 --> 00:49:38,319 Speaker 2: please don't plan a visit before our babies at least 1066 00:49:38,360 --> 00:49:39,200 Speaker 2: six weeks old. 1067 00:49:39,520 --> 00:49:41,360 Speaker 1: I mean, explain that one, Victoria. 1068 00:49:42,200 --> 00:49:46,239 Speaker 3: I'm just so pro vaxed, you know, so hooping cough 1069 00:49:46,280 --> 00:49:52,920 Speaker 3: can kill Newborns's feel like I don't actually want that 1070 00:49:53,040 --> 00:49:56,320 Speaker 3: to happen. And it turns out, yeah, it's wild, but 1071 00:49:56,440 --> 00:49:59,040 Speaker 3: it turns out it's like semi avoidable. Like you could 1072 00:49:59,160 --> 00:50:01,640 Speaker 3: just get vaccinated, and do I need you to get 1073 00:50:01,640 --> 00:50:03,759 Speaker 3: a VATS No, But like the trade off is you 1074 00:50:03,760 --> 00:50:05,080 Speaker 3: can just meet our baby after their s. 1075 00:50:05,400 --> 00:50:07,560 Speaker 2: You just wait and be patient. I think that's fat. 1076 00:50:07,880 --> 00:50:09,920 Speaker 1: Yeah, I think boundaries are very important, and I think 1077 00:50:09,920 --> 00:50:11,080 Speaker 1: it's fucking great. 1078 00:50:11,360 --> 00:50:13,759 Speaker 3: That you have been gets hilarious that I had to 1079 00:50:13,800 --> 00:50:15,880 Speaker 3: listen to those back when I am a little bit unhinged. 1080 00:50:15,960 --> 00:50:18,720 Speaker 2: Hey, no, I think like you were saying, some people 1081 00:50:18,719 --> 00:50:21,279 Speaker 2: common knowledge is in that common like there's some of 1082 00:50:21,320 --> 00:50:23,600 Speaker 2: those are on like the scent one. I'm like, idea. 1083 00:50:23,640 --> 00:50:27,560 Speaker 3: See, I had no idea about this either. And I 1084 00:50:27,600 --> 00:50:31,000 Speaker 3: had the privilege of having babies last in our friendship group, 1085 00:50:31,320 --> 00:50:33,160 Speaker 3: so all of my friends had had that, and I 1086 00:50:33,280 --> 00:50:36,239 Speaker 3: just remember along a long the time, you know, a 1087 00:50:36,280 --> 00:50:39,120 Speaker 3: friend would be like, oh my god, such and such 1088 00:50:39,160 --> 00:50:41,520 Speaker 3: as mum came and visited the baby and she was 1089 00:50:41,520 --> 00:50:42,799 Speaker 3: covered in perfume and I was like. 1090 00:50:42,800 --> 00:50:44,800 Speaker 1: What and she was looking her face. 1091 00:50:46,280 --> 00:50:49,399 Speaker 3: I was like, yeah, so I was. I was kind 1092 00:50:49,400 --> 00:50:52,319 Speaker 3: of like, oh, I didn't realize that I wouldn't have 1093 00:50:52,360 --> 00:50:54,600 Speaker 3: done that. But also I didn't realize that was actually 1094 00:50:54,640 --> 00:50:57,560 Speaker 3: an issue. So being able to see and learn from 1095 00:50:57,600 --> 00:50:59,960 Speaker 3: their mistakes and set them up so I didn't have 1096 00:51:00,040 --> 00:51:01,920 Speaker 3: have to, you know, turn to my mum and be like, 1097 00:51:02,040 --> 00:51:04,480 Speaker 3: I love your perfume, but can you not leave sea. 1098 00:51:04,680 --> 00:51:06,239 Speaker 1: I guarantee, while it would have been a lot of 1099 00:51:06,239 --> 00:51:08,880 Speaker 1: people who are online being like, what is this? There 1100 00:51:08,880 --> 00:51:12,480 Speaker 1: would have been even more people's screenshotting those rules to 1101 00:51:12,560 --> 00:51:12,920 Speaker 1: use the. 1102 00:51:13,080 --> 00:51:16,080 Speaker 3: People messaging and being like, I wish that I had 1103 00:51:16,080 --> 00:51:18,560 Speaker 3: done the same thing. I didn't even think about it 1104 00:51:18,680 --> 00:51:20,680 Speaker 3: or I didn't know, and I'm like, neither did I. I 1105 00:51:20,760 --> 00:51:23,120 Speaker 3: just got to learn from all of my friends. Switches. 1106 00:51:23,400 --> 00:51:24,600 Speaker 2: Can you sniff the baby? 1107 00:51:24,680 --> 00:51:29,160 Speaker 1: You can sniff the baby, sniff feet, Matt's walk in 1108 00:51:29,200 --> 00:51:29,959 Speaker 1: the street. 1109 00:51:30,320 --> 00:51:30,879 Speaker 2: What is that? 1110 00:51:30,960 --> 00:51:34,960 Speaker 3: Why is it so good? Their feet? Their head the 1111 00:51:35,000 --> 00:51:35,440 Speaker 3: top of it. 1112 00:51:36,719 --> 00:51:39,759 Speaker 2: I actually held a baby for the first time. Yeah, 1113 00:51:39,960 --> 00:51:41,960 Speaker 2: I've actually picked the baby, have my wife. He must 1114 00:51:42,000 --> 00:51:42,400 Speaker 2: be drunk. 1115 00:51:44,360 --> 00:51:49,040 Speaker 3: I was so good little drunk newborns. 1116 00:51:49,160 --> 00:51:52,000 Speaker 1: Victoria. I do want to ask you to finance questions. 1117 00:51:52,080 --> 00:51:54,319 Speaker 3: I love finds question and there may not. 1118 00:51:54,239 --> 00:51:56,759 Speaker 1: Be answers to these questions. If there's not, tell me 1119 00:51:56,800 --> 00:51:58,799 Speaker 1: to shut up. Yeah, but I'll try my luck. Question 1120 00:51:58,880 --> 00:52:02,120 Speaker 1: number one, what would you say is the biggest financial 1121 00:52:02,160 --> 00:52:04,800 Speaker 1: mistake that parents make for their kids? 1122 00:52:05,120 --> 00:52:09,279 Speaker 3: Oh, biggest financial mistake not investing in themselves. So like, 1123 00:52:09,440 --> 00:52:12,120 Speaker 3: I think parents make the mistake of thinking that to 1124 00:52:12,200 --> 00:52:14,880 Speaker 3: teach kids about money, they need to give their kids money. 1125 00:52:15,280 --> 00:52:16,880 Speaker 3: Like money is hard at the moment, we're in the 1126 00:52:16,920 --> 00:52:18,799 Speaker 3: middle of the cost of living crisis. Your kid does 1127 00:52:18,920 --> 00:52:23,320 Speaker 3: not need. They don't need their own little pay packet 1128 00:52:23,400 --> 00:52:26,279 Speaker 3: every week to manage. They need to see parents who 1129 00:52:26,280 --> 00:52:29,400 Speaker 3: are role modeling good money behaviors, like they need to 1130 00:52:29,440 --> 00:52:33,280 Speaker 3: see parents who are having open, honest conversations about budgets, 1131 00:52:33,320 --> 00:52:35,040 Speaker 3: Like you don't have to sit down with your five 1132 00:52:35,080 --> 00:52:37,359 Speaker 3: year old and be like, so mummy earns sixty five 1133 00:52:37,400 --> 00:52:40,200 Speaker 3: thousand dollars and daddy earns, but like, have you heard. 1134 00:52:40,040 --> 00:52:40,840 Speaker 2: A compound interest? 1135 00:52:41,040 --> 00:52:44,759 Speaker 3: Yes, kids are smarter than you give them credit for. 1136 00:52:44,880 --> 00:52:48,200 Speaker 3: They catch on really quickly. But even just small things 1137 00:52:48,239 --> 00:52:52,600 Speaker 3: like not teaching them money during the grocery shop being like, okay, cool, 1138 00:52:52,680 --> 00:52:55,520 Speaker 3: So we have two hundred dollars to spend this grocery 1139 00:52:55,520 --> 00:52:57,799 Speaker 3: shop and that means that we need to look at 1140 00:52:57,800 --> 00:53:00,279 Speaker 3: these little dockets and you know those usually as a 1141 00:53:00,960 --> 00:53:03,200 Speaker 3: ten dollars a box. What is that about, by the way, 1142 00:53:03,640 --> 00:53:06,439 Speaker 3: And these ones, the off brand ones, you know, they're three, 1143 00:53:06,520 --> 00:53:09,480 Speaker 3: so you could choose, you could have three different snack 1144 00:53:09,520 --> 00:53:11,800 Speaker 3: options or one which one is? I know they're your favorite, 1145 00:53:11,800 --> 00:53:13,359 Speaker 3: but do you want more for the week? Because once 1146 00:53:13,360 --> 00:53:16,280 Speaker 3: they're out, they're at It's love that have little games 1147 00:53:16,320 --> 00:53:19,080 Speaker 3: and decisions, And I think that the mistake parents make 1148 00:53:19,200 --> 00:53:20,879 Speaker 3: is thinking we need to have a lot of money, 1149 00:53:20,920 --> 00:53:22,680 Speaker 3: We need to pay them pocket money and get them 1150 00:53:22,680 --> 00:53:25,760 Speaker 3: to learn money that way, when in reality it's actually 1151 00:53:25,800 --> 00:53:29,040 Speaker 3: we learn by osmosis and being around people who are 1152 00:53:29,040 --> 00:53:32,040 Speaker 3: good with money. So I think that that would be 1153 00:53:32,120 --> 00:53:34,480 Speaker 3: the biggest mistake. It's not like investing or saving like 1154 00:53:34,520 --> 00:53:37,640 Speaker 3: you don't that pressure is wild. The idea that you know, 1155 00:53:37,880 --> 00:53:39,960 Speaker 3: I get asked all the time, how are you investing 1156 00:53:39,960 --> 00:53:43,080 Speaker 3: for Harvey? And it's like, why aren't we talking about 1157 00:53:43,120 --> 00:53:45,879 Speaker 3: your emergency fund? And you know, filling your own cup 1158 00:53:45,960 --> 00:53:49,160 Speaker 3: first and being a parent that you know doesn't have 1159 00:53:49,200 --> 00:53:51,799 Speaker 3: to rely on credit. It's hard, but like, can we 1160 00:53:51,840 --> 00:53:54,160 Speaker 3: put ourselves in that position? And they'd be like, wow, 1161 00:53:54,520 --> 00:53:58,759 Speaker 3: you know this unexpected bill came up, Jim, and we 1162 00:53:58,760 --> 00:54:00,759 Speaker 3: were able to pay for it. Isn't that call that 1163 00:54:00,800 --> 00:54:03,000 Speaker 3: we saved? And then now we weren't in a bit 1164 00:54:03,040 --> 00:54:04,800 Speaker 3: of a pickle. We can still go on the family holiday, 1165 00:54:04,880 --> 00:54:06,600 Speaker 3: we can still do that fund thing on the weekend. 1166 00:54:06,640 --> 00:54:09,160 Speaker 3: It's not going to impact that. Like, I think that 1167 00:54:09,480 --> 00:54:13,400 Speaker 3: is probably a mistake is not using everyday opportunities to 1168 00:54:13,480 --> 00:54:17,000 Speaker 3: teach kids about money when you think you need it. 1169 00:54:17,040 --> 00:54:19,080 Speaker 3: You don't need heaps of money to be good at money. 1170 00:54:19,120 --> 00:54:22,960 Speaker 2: What is the one thing parents or expecting parents should 1171 00:54:23,040 --> 00:54:24,239 Speaker 2: be doing financially? 1172 00:54:24,280 --> 00:54:27,799 Speaker 3: Do you think bumping up their emergency funds because you 1173 00:54:27,920 --> 00:54:31,480 Speaker 3: just never know what's going to happen. Life is expensive 1174 00:54:31,719 --> 00:54:33,880 Speaker 3: and you can budget to the end of the earth, 1175 00:54:33,960 --> 00:54:36,120 Speaker 3: but sometimes you need a little bit of wiggle room 1176 00:54:36,400 --> 00:54:38,800 Speaker 3: to order a tin of formula or Uber eats. And 1177 00:54:38,880 --> 00:54:41,040 Speaker 3: yes it is more expensive and it is not the 1178 00:54:41,040 --> 00:54:43,879 Speaker 3: best quote financial decision, but that is going to take 1179 00:54:43,920 --> 00:54:47,400 Speaker 3: so much pressure off your relationship. Wrangling a baby, Wrangling 1180 00:54:47,400 --> 00:54:50,720 Speaker 3: a newborn is hard, getting out of the house even harder. 1181 00:54:51,040 --> 00:54:53,200 Speaker 3: So I would make sure that I have an emergency fund, 1182 00:54:53,920 --> 00:54:56,319 Speaker 3: make sure it's got, you know, as much as I 1183 00:54:56,360 --> 00:54:58,960 Speaker 3: feel comfortable in it, but also then don't feel bad 1184 00:54:58,960 --> 00:55:01,280 Speaker 3: when you're using it during those periods of time, because 1185 00:55:01,280 --> 00:55:04,520 Speaker 3: to me, an emergency fund is there to help you 1186 00:55:04,560 --> 00:55:06,919 Speaker 3: with emergencies. And I know that you might go car 1187 00:55:06,960 --> 00:55:12,640 Speaker 3: accident or theft, but an emergency actually might be your 1188 00:55:12,640 --> 00:55:15,640 Speaker 3: mental health and just ordering that Tina formula or the 1189 00:55:15,680 --> 00:55:18,719 Speaker 3: food or even dinner or a pizza for two on 1190 00:55:18,920 --> 00:55:21,279 Speaker 3: Uber eats and paying a ridiculous amount for it so 1191 00:55:21,320 --> 00:55:23,200 Speaker 3: that you can stay on the couch and not have 1192 00:55:23,239 --> 00:55:25,480 Speaker 3: to lift a finger, because that's what's going to make 1193 00:55:25,680 --> 00:55:29,600 Speaker 3: your entire week better. So I think that emergency funds 1194 00:55:29,640 --> 00:55:33,719 Speaker 3: and savings are It's not private school education. It's not 1195 00:55:33,840 --> 00:55:36,279 Speaker 3: you know, all these fancy things kids, as you guys 1196 00:55:36,280 --> 00:55:38,960 Speaker 3: would probably know, they need not that much. Have you 1197 00:55:39,000 --> 00:55:40,799 Speaker 3: got somewhere safe for them to sleep? Have you got 1198 00:55:40,840 --> 00:55:43,480 Speaker 3: a nappy for them to wear? And have you got 1199 00:55:43,480 --> 00:55:47,440 Speaker 3: food for them? Like that's basic of what we need. 1200 00:55:47,719 --> 00:55:50,879 Speaker 3: Anything else is a luxury. So how do we kind 1201 00:55:50,920 --> 00:55:52,640 Speaker 3: of go back to like we don't need a mama 1202 00:55:52,719 --> 00:55:56,279 Speaker 3: roos wing. I promise you don't need you don't need that. 1203 00:55:56,320 --> 00:55:58,919 Speaker 3: You don't need the fancy carriers, you don't. They're nice 1204 00:55:58,960 --> 00:55:59,160 Speaker 3: to have. 1205 00:55:59,400 --> 00:56:00,840 Speaker 1: But what's the rocking? 1206 00:56:01,040 --> 00:56:03,040 Speaker 2: Oh yeah, yeah yeah, the mamrou just gets the hand 1207 00:56:03,120 --> 00:56:05,880 Speaker 2: me down, the hand me down there. Our baby beyond 1208 00:56:05,920 --> 00:56:08,320 Speaker 2: car carry went through like four different steps of parents. 1209 00:56:08,360 --> 00:56:09,560 Speaker 1: Yeah, good because. 1210 00:56:09,320 --> 00:56:12,040 Speaker 3: They use it to such a short period of time. 1211 00:56:12,080 --> 00:56:15,960 Speaker 3: But I think seeing those things as luxuries is important 1212 00:56:16,000 --> 00:56:16,480 Speaker 3: as well. 1213 00:56:16,719 --> 00:56:18,359 Speaker 1: I love that. I do have one last question before 1214 00:56:18,400 --> 00:56:20,759 Speaker 1: you go, Victoria, what will be the one thing that 1215 00:56:20,840 --> 00:56:23,560 Speaker 1: you want Harvey to remember about the house that he 1216 00:56:23,600 --> 00:56:24,200 Speaker 1: grew up in. 1217 00:56:24,239 --> 00:56:26,600 Speaker 3: That it was full of love, Like I don't. I 1218 00:56:26,600 --> 00:56:31,399 Speaker 3: don't care about what it looks like or what it's done. 1219 00:56:31,520 --> 00:56:33,719 Speaker 3: I want him to know that, Like I want him 1220 00:56:33,719 --> 00:56:34,960 Speaker 3: to grow up and like you know when you talk 1221 00:56:35,000 --> 00:56:37,680 Speaker 3: about your family, like, oh my god, everyone was welcome. 1222 00:56:37,840 --> 00:56:39,720 Speaker 3: I want him to always be like, oh, all my friends, 1223 00:56:39,719 --> 00:56:41,600 Speaker 3: they would always come over, like. I want him to 1224 00:56:42,640 --> 00:56:46,120 Speaker 3: know that everyone is welcome and that he's never not 1225 00:56:46,480 --> 00:56:49,719 Speaker 3: safe there. I think that for me is gold standard. 1226 00:56:50,200 --> 00:56:53,000 Speaker 1: I love it. Not the advanced standard, just gold standards 1227 00:56:54,360 --> 00:56:55,040 Speaker 1: every child. 1228 00:56:55,400 --> 00:56:58,120 Speaker 3: But yeah, every child deserves to feel safe and wanted 1229 00:56:58,160 --> 00:57:01,000 Speaker 3: and loved, and I think that that and sometimes be 1230 00:57:01,440 --> 00:57:04,200 Speaker 3: hard to achieve in a home, especially if it's busy 1231 00:57:04,320 --> 00:57:06,319 Speaker 3: or like pic Dick. I just want him to look 1232 00:57:06,320 --> 00:57:08,359 Speaker 3: back and be like, oh, we had so much fun, 1233 00:57:08,440 --> 00:57:11,120 Speaker 3: we had so much love, Like that would be that would. 1234 00:57:10,960 --> 00:57:15,840 Speaker 1: Be very cool. Good answer, weis sure, my mum. Sometimes Victoria, mummy. 1235 00:57:16,320 --> 00:57:17,640 Speaker 3: That would get weird, really weird. 1236 00:57:17,720 --> 00:57:18,720 Speaker 2: Yeah you're a bit old. 1237 00:57:19,880 --> 00:57:20,720 Speaker 1: Thank you so much. 1238 00:57:20,840 --> 00:57:21,919 Speaker 3: Thank you for having me. 1239 00:57:22,040 --> 00:57:24,080 Speaker 2: Yes, thank you for jumping on. And I could just. 1240 00:57:24,080 --> 00:57:26,160 Speaker 1: Suck all the financial wisdom out of your brain. 1241 00:57:26,920 --> 00:57:28,720 Speaker 3: It's free for the taking. 1242 00:57:29,760 --> 00:57:35,439 Speaker 2: Thanks so much. One of the biggest lessons I learned 1243 00:57:35,480 --> 00:57:37,400 Speaker 2: from our chat with Victoria Matthew, Yeah. 1244 00:57:37,400 --> 00:57:38,040 Speaker 1: What would that be? 1245 00:57:38,320 --> 00:57:40,960 Speaker 2: My children do not deserve a cent. 1246 00:57:43,760 --> 00:57:46,600 Speaker 1: As if you needed any convincing. A huge thanks to 1247 00:57:46,680 --> 00:57:49,440 Speaker 1: Victoria for sharing her experience with pregnancy loss. It's a 1248 00:57:49,600 --> 00:57:53,240 Speaker 1: very difficult and vulnerable chat. Wonderful women go through it, 1249 00:57:53,280 --> 00:57:56,120 Speaker 1: and I think it's so important that more people talk 1250 00:57:56,160 --> 00:57:56,800 Speaker 1: about the topic. 1251 00:57:56,920 --> 00:57:59,720 Speaker 2: Absolutely, matt And if you've enjoyed this episode, make sure 1252 00:57:59,720 --> 00:58:02,080 Speaker 2: you credit and follow Two Doting Dads wherever you get 1253 00:58:02,120 --> 00:58:04,880 Speaker 2: your podcasts or on social media of course Two Dollion 1254 00:58:04,920 --> 00:58:08,160 Speaker 2: Dads on Instagram. Join the Facebook page, the join. 1255 00:58:08,040 --> 00:58:11,320 Speaker 1: The chat and also a little reminders of the calendars 1256 00:58:11,400 --> 00:58:15,360 Speaker 1: are still available at the moment. A reminded that all 1257 00:58:15,400 --> 00:58:18,680 Speaker 1: proceeds one goes to Rise Up, an amazing charity that 1258 00:58:18,760 --> 00:58:21,240 Speaker 1: works with victims of domestic violence. So if you haven't 1259 00:58:21,240 --> 00:58:23,480 Speaker 1: bought one yet, go ahead and buy them because they 1260 00:58:23,560 --> 00:58:24,680 Speaker 1: will sell out. 1261 00:58:24,960 --> 00:58:27,720 Speaker 2: The link is in the show notes, budgetmag dot com 1262 00:58:27,720 --> 00:58:29,600 Speaker 2: dot au Bye here. 1263 00:58:35,360 --> 00:58:38,960 Speaker 1: Two Doting Dads podcast acknowledges the traditional custodians of country 1264 00:58:39,000 --> 00:58:42,680 Speaker 1: throughout Australia and the connections to land, see and community. 1265 00:58:42,920 --> 00:58:45,440 Speaker 2: We pay our respects to their elders past and present, 1266 00:58:45,520 --> 00:58:48,600 Speaker 2: and extend that respect to all Aboriginal and Torrestraight Islander 1267 00:58:48,640 --> 00:58:52,280 Speaker 2: peoples today. This episode was recorded on Gadagal Land.