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Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr

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Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before

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Speaker 1: we get started on She's on the Money podcast, I

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Speaker 1: would like to acknowledge the traditional custodians of the land

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Speaker 1: of which this podcast is recorded on a wondery country,

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Speaker 1: acknowledging the elders, the ancestors and the next generation coming

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Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing

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Speaker 1: and the storytelling of you to make a difference for

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Speaker 1: today and lasting impactful tomorrow.

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Speaker 2: Let's get into it.

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Speaker 3: She's on the Money, She's on the Money.

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Speaker 4: Hello, and welcome to She's on the Money, the podcast

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Speaker 4: for people who want financial freedom. Today, my friends, it

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Speaker 4: is Friday, which means once again it is time to

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Speaker 4: get our team together and celebrate you our incredible She's

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Speaker 4: on the Money community Today is just greed. She's going

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Speaker 4: to be sharing her favorite money wins of the week

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Speaker 4: from our group. Miss beck say Ed has some broke

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Speaker 4: broke tips for you, and we're going to be helping

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Speaker 4: to answer a juicy money dilemma, which this week is

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Speaker 4: all about work opportunities for someone who is disabled and

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Speaker 4: has chronic illness. We're also then unpacking something that you

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Speaker 4: slid into our DMS about which this week we're talking about.

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Speaker 2: Family, gift giving and money.

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Speaker 4: Which is a little bit elusive, but I promise it's

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Speaker 4: worth the way before we get there, my friends, how.

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Speaker 2: Have your weeks been? You go first? Yes, so you

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Speaker 2: say this every time? Well, I'm just like, I've got

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Speaker 2: to think about it.

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Speaker 4: I didn't see this coming in that she's on the

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Speaker 4: Money Friday episode.

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Speaker 2: Can't believe the asked me how I was.

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Speaker 5: I feel like it's the equivalent of your holding the

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Speaker 5: door open for me A really yeah?

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Speaker 2: Jesse three? How was your week to report? I have

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Speaker 2: no disasters to share.

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Speaker 5: What it was the throwing the salt over the the

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Speaker 5: three circles, That nothing touch wood has gone wrong this week,

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Speaker 5: and that makes me very happy.

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Speaker 2: So more could I possibly?

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Speaker 3: Like?

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Speaker 5: Literally, nothing exciting has happened to me, but nothing has

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Speaker 5: gone wrong, and that in itself is exciting.

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Speaker 2: That's quite impressive. I'm very proud of you, Jessica miss ed.

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Speaker 2: How was your week being so good?

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Speaker 6: I know I'm talking about last weekend, but you know

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Speaker 6: it's still close enough for me to include in my

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Speaker 6: week really a weekend.

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Speaker 2: Yet, oh that's so true, So like it's fine, what

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Speaker 2: did I do? I've been seeing heaps of friends going

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Speaker 2: to the gym.

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Speaker 6: I got a new tattoo.

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Speaker 2: I was just with my thigh. It just says the

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Speaker 2: word tree. It's just a long genie and we'll get

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Speaker 2: to that way.

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Speaker 5: Take your hands off when we're off, Okay, I'll put

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Speaker 5: them back on there.

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Speaker 2: Fridays it's a matching tatty with my best friend.

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Speaker 6: I have like a really cute weekend and this week

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Speaker 6: as well just been sunny and and just just being

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Speaker 6: so stoked.

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Speaker 4: You are literally the most social butterfly I know. Like

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Speaker 4: it's so funny, Jess. The other day, Beck and I

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Speaker 4: were talking about something and I said, oh, yeah, yeah,

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Speaker 4: when I get home, like I'll do X y Z.

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Speaker 2: And was like, oh, I never know what I'm doing

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Speaker 2: after work.

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Speaker 7: And I was like wait, what, Like don't you just

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Speaker 7: go home like like cook dinner, feed pets, couch, stare

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Speaker 7: at wall for three hours And Beg was like no, no, no,

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Speaker 7: I've always got something after work, just never know what

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Speaker 7: it is. And I'm just like that is so rogue,

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Speaker 7: like to me, I know you wouldn't be able to

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Speaker 7: do that either, Jess not socializing after a whole day,

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Speaker 7: Like there's probably an avocado at home that needs using

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Speaker 7: that night, and like the be like, oh, Jess and

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Speaker 7: I going out for dinner.

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Speaker 4: I'll be like, Jesse, you can come over for dinner. Yeah,

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Speaker 4: we will be using that avocado as the avocado.

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Speaker 2: It's actually insane. You're a busy little bite.

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Speaker 6: It's a normal way to live. The way you're living,

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Speaker 6: and you're on here up with it's a bit crazy.

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Speaker 6: It's a bit crazy sometimes, But b how was your week?

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Speaker 2: My week was really chill.

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Speaker 4: As we know, I feel like I bring it up

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Speaker 4: all the time, but I feel like I have to

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Speaker 4: remind people I'm pregnant, and I'm very pregnant now.

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Speaker 2: So I didn't do much.

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Speaker 4: But on Sunday, actually I did the Tiny Hearts course,

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Speaker 4: so it's like a first aid course for babies and kids, huge,

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Speaker 4: which I was really excited about doing. Full disclosure, that

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Speaker 4: was a gifted experience from Nicki and Rachel who own

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Speaker 4: and run Tiny Hearts, and I just it was something

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Speaker 4: that I wanted to do, irrespective of whether.

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Speaker 2: It was gifted or not. There was just very very

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Speaker 2: kind for them.

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Speaker 4: To say that because they offered it to me when

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Speaker 4: I was inquiring to pay for it, and I was like, yeah,

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Speaker 4: of course, but it just.

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Speaker 2: I don't know, it made terrifyingly parenthood feel a bit

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Speaker 2: more real.

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Speaker 4: But also it was just so nice to like go

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Speaker 4: through everything and feel like all right, well in a crisis,

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Speaker 4: like I have been trained for this, like I'm all

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Speaker 4: right with it. But then I also felt like it

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Speaker 4: was so nice because like my family came over and

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Speaker 4: I was like, at least we're on the same page,

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Speaker 4: and like, I'm not a parent yet and there aren't

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Speaker 4: any other grandchildren in my life side of the family,

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Speaker 4: so like in my head, I'm like, oh, is this

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Speaker 4: going to be one of those things where you know,

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Speaker 4: my mum goes oh but back in our day we xyz,

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Speaker 4: Like she hasn't done that yet, but like just gives

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Speaker 4: you a little bit of anxiety. And I was like, well,

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Speaker 4: at least when it comes to the care of this child,

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Speaker 4: we're all on the same page, We'll all be doing

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Speaker 4: the same thing. It just gave me, yeah, a lot

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Speaker 4: of peace of mind. So that was really nice, and

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Speaker 4: I feel.

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Speaker 2: Like ready for the baby to come out now. Not

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Speaker 2: long ago I did my first day course. Were ready, Jess?

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Speaker 2: Are we ready? But let's jump into the show.

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Speaker 4: I am very excited, Miss Jess Ricci. Money wins are

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Speaker 4: some of my favorite things about the community.

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Speaker 2: So what have you got this week?

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Speaker 5: Firstly, I've got one from Emily who said money Win.

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Speaker 5: I bought it back for nine hundred and fifty dollars

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Speaker 5: in twenty twenty and I just sold it for a

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Speaker 5: whopping two thousand, two hundred and fifty.

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Speaker 2: I'm sorry, what?

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Speaker 8: Wow?

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Speaker 2: Pretty sure? Do we get more content? No, I'd love

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Speaker 2: to know. Oh, I need the pervy details.

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Speaker 4: That is a great asset appreciation wobly like a Berkin

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Speaker 4: or a Chanel or something.

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Speaker 2: It'd be a desire to BacT. Yeah, one hundred percent.

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Speaker 2: It's not like a Cole's green bag, even if it

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Speaker 2: was limited edition. It's not worth that.

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Speaker 5: No, I don't think so at all. Next, I've got

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Speaker 5: a money in from Robin who said I've taken up

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Speaker 5: cleaning houses locally for Cash's my second job. Jane put

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Speaker 5: my headphones in and listen to Shees on the Money

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Speaker 5: podcasts while cleaning. I have the five thousand dollars savings

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Speaker 5: plan on my fridge to tick off the different amount,

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Speaker 5: and my goal is to go overseas. It's good exercise,

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Speaker 5: keeps me easy and focus.

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Speaker 2: We welcome to the cult.

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Speaker 5: Love it, well done, Robin. Next, I've got a money

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Speaker 5: in from Melanie who said Bedthread sent me a king

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Speaker 5: size fitted linen sheet by mistake in the.

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Speaker 2: Color I actually was wanting and I wasn't charged. Now

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Speaker 2: you just have oversized sheets.

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Speaker 5: Don't You Just always love like a little extra something,

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Speaker 5: and they've been there and then you reach out and

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Speaker 5: say hey, I got this, and they go, oh, just

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Speaker 5: keep it.

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Speaker 2: I love I love it that it.

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Speaker 5: Doesn't happen often. Really nice, really nice sheets. Next, I've

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Speaker 5: got a money in from Emily who said, I'm selling

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Speaker 5: my kombucha scoobies that made themselves for free and I

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Speaker 5: don't know why, but I feel like you know how

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Speaker 5: to make komboch.

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Speaker 4: A well, I absolutely know that Jess does not make

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Speaker 4: kombucha because it's Scoby Scoby big.

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Speaker 5: It is sobby Scooby, like of the scubat Doo variety.

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Speaker 2: Scuba do do do you mean Scooby Doo? Yes, yeah, okay,

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Speaker 2: she's canceled. Scuba is his government name. Yeah that is no,

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Speaker 2: it is Yeah, that's so true. Yeah, yeah, it's birth.

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Speaker 2: You can tell she doesn't make kombucha, but like maybe

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Speaker 2: I've given her a crack before. But that is lucrative

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Speaker 2: because if you get a good.

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Speaker 6: Mother, Scoby, like, you have good kombucha for a long

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Speaker 6: time and it's hard to build them.

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Speaker 2: Maybe like a sour dough starter, right, yeah, the mother.

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Speaker 2: There you go.

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Speaker 6: I've accidentally made butcher a number of times.

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Speaker 4: Of course you don't clean your pots, babe.

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Speaker 5: Next, I got the money in from Dana, who said

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Speaker 5: money win. I went into Kmart as we needed to

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Speaker 5: buy a birthday present, and I had all the Christmas

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Speaker 5: clothes out on a rack for fifty cents each.

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Speaker 2: Oh money.

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Speaker 5: We got both my kids a couple of new Christmas

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Speaker 5: shirts and a biggest size that they can grow into,

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Speaker 5: and some gringe pajamas that were originally eighteen bucks but

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Speaker 5: now iffy cents. Found some men's boxer shorts. They were

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Speaker 5: discounted to five cents, so I bought two pairs. You

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Speaker 5: can wear Christmas boxes all year round, Well, my boyfriend.

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Speaker 2: Does firstive as I love it huge.

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Speaker 5: I found at Best and Less they have really cute

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Speaker 5: Christmas baby outfits that are two bucks at the moment.

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Speaker 2: Oh my god money.

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Speaker 5: We bought a couple for my friends who are currently

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Speaker 5: very cute. Lastly, I have a money win from Heidi

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Speaker 5: who said I remembered some sneaky stuff discounts that I

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Speaker 5: was eligible for. Next second, sorry the brain a baby,

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Speaker 5: not me remember some sneaky stuff discounts I was eligible for.

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Speaker 5: I managed to get fifty percent of travel insurance that

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Speaker 5: I needed for an end of your trip money win.

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Speaker 5: Love that I remind us and abuse your friend's staff discounts.

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Speaker 2: Probably don't abuse it. Abuse gently? Oh gently?

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Speaker 5: Yeah, like if your friend has a stuff discount and

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Speaker 5: they are allowed to use it for other people.

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Speaker 4: Hit the mark, misspecs. I ed, you've got some broke tips?

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Speaker 4: What are they this week?

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Speaker 6: Okay, so my first broke tip comes from So I'm

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Speaker 6: using an Instagram handle for this one. So Crisp Forrest

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Speaker 6: is sent through an idea for a cheap eat which

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Speaker 6: actually sounds delicious. So it's porridge two dollars for a

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Speaker 6: two kilo bag of oats and cocoa. If you have

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Speaker 6: a financial capacity, you can put it up with some

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Speaker 6: home brand honey and fresh fruits. So I guess, like,

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Speaker 6: you know, oats, sorriage, Yeah, Choco porridge. I like to say,

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Speaker 6: actually get choco porridge sache.

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Speaker 5: Yeah.

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Speaker 2: So that's a really good one, and I actually might

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Speaker 2: be trying that.

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Speaker 4: I share about my oats relatively regularly on social media.

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Speaker 4: You clearly don't look at my stories as much as

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Speaker 4: Jess does, if you feel just being like yeah she does.

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Speaker 4: My go to is literally oats and brown sugar. Like

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Speaker 4: I just I'm so basic. Coco that's fancy, too fancy.

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Speaker 4: We're gonna need some oats and some brown sugar, full stop.

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Speaker 2: End of story.

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Speaker 6: Yeah no, that's true actually, but it is like a

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Speaker 6: you know that's a home brand cocoa.

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Speaker 4: Oh yeah, Like it's not even about being expensive. They're

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Speaker 4: just fancier than I am.

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Speaker 2: That's so bad.

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Speaker 6: It actually really tasty, but I do I won't knock it,

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Speaker 6: that's for sure.

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Speaker 2: No, it's delicious.

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Speaker 6: So the next one comes from Chloe, who was suggested

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Speaker 6: freezing pesto in ice cube trays because the jar tends

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Speaker 6: to go off and I I personally can't remember a

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Speaker 6: single time where I've used a whole jar.

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Speaker 4: You throw it out at some point, do you reckon

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Speaker 4: you can freeze tomato paste in the same way.

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Speaker 6: Yeah.

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Speaker 4: IVE always run out of tomato paste and then I

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Speaker 4: go to use it and like, I always buy the

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Speaker 4: bougie one, the squeezy one because I'm lazy.

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Speaker 2: And then I'm like, ah, so.

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Speaker 4: Good, Jess, I've got some tomato paste in the cupboard.

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Speaker 4: And then I like, pull it out, not the cupboard.

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Speaker 2: The fridge. I keep it in the fridge just so

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Speaker 2: everyone knows.

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Speaker 4: And then I see the little bit of mold on

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Speaker 4: the top, really clear plastic, and I'm like, I do

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Speaker 4: not have tomato paste.

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Speaker 2: Oh wow, but maybe if I put it in ice

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Speaker 2: cube trays freezing yeah, and then easy to use. You

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Speaker 2: to pop it out, you check it in. I feel

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Speaker 2: like master Chef too, be like here's something over bad earlier. Yes, yeah,

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Speaker 2: that's good. So I love that. Thank you, Choe.

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Speaker 6: Okay, So my one is I actually got this from

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Speaker 6: my house mate and another friend of mine.

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Speaker 2: Actually, stop, I stole this tip that was stolen. I

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Speaker 2: feel like that's very on trend. You'll realize.

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Speaker 6: You'll soon realize that it is something that I've lived

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Speaker 6: by my whole life. So I want you to know I've

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Speaker 6: never been to a hairdresser. Ever, so my housemate was

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Speaker 6: telling me that she has saved I think around three

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Speaker 6: thousand dollars in a year because she instead of going

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Speaker 6: to the hairdresser to get her roots touched up, she

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Speaker 6: had just bought box dye instead. And so I'm assuming

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Speaker 6: there's some sort of tonal or some sort of lightning

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Speaker 6: kind of thing in the box stye that she uses,

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Speaker 6: and she just wants i think, like a ready orange color.

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Speaker 6: She gets that easy. So she went to box stye instead.

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Speaker 6: And my other friend was telling me about how she

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Speaker 6: got her housemate to cut her a little bowl cut,

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Speaker 6: which I could cut.

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Speaker 2: You a bowl cut. I would have a lot of

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Speaker 2: fun doing that.

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Speaker 6: Let me know when you're ready totally, and it's it's

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Speaker 6: in fashion depending on you.

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Speaker 2: You're on a Cutbeck's hair. Yeah, that'd be fun, friend,

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Speaker 2: right for a wedding. It was not like just after

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Speaker 2: he didn't put a bowl on his I did want

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Speaker 2: a bowl on his hair.

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Speaker 5: He just asked me to cut his hair and I

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Speaker 5: said this is a very bad idea, and he so

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Speaker 5: that's okay. I trust you, and then I accidentally get

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Speaker 5: him a ball cut.

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Speaker 2: You shouldn't have trusted No, you shouldn't have.

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Speaker 5: I told him that I would trust.

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Speaker 2: Jess as well. I don't know why. She just gives trustworthy.

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Speaker 6: I don't know.

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Speaker 2: And then I'd obviously be like, oh, you messed it up. No,

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Speaker 2: that's a big mistake. It's definitely not your competence, like

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Speaker 2: this just must be a once off. And then I'd

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Speaker 2: probably let her do it again again and again.

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Speaker 5: I could trim your ends. Maybe your bangs.

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Speaker 2: Perfect. You get a friend like Jess and she can

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Speaker 2: become your like in house hairdresser.

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Speaker 5: That's good.

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Speaker 2: You can see me out if you would. That's coming soon.

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Speaker 2: It replaced me when I'm on mad leaves. I think

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Speaker 2: I'm going to be unhinged. That's a good idea.

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Speaker 6: That's gonna be hard, though it will be hard. No,

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Speaker 6: but maybe that'sn't irresponsible to it. But I would recommend

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Speaker 6: if you can, if you feel confident enough, hair will

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Speaker 6: grow back.

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Speaker 2: But you do that your hair, and your hair is

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Speaker 2: fine and looks good.

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Speaker 6: Yes, I never I mean your head dresser, and look

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Speaker 6: at me. That is criving driving, Thank you so much.

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Speaker 2: Don't tell my hairdresser. She would have a conniption. Sorry,

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Speaker 2: I don't know if you're listening to this and turn

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Speaker 2: it off, and that's it from me. I hope you

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Speaker 2: guys enjoyed that. I did enjoy that.

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Speaker 4: I'm scared that I'm going to get like a message

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Speaker 4: from voter being.

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Speaker 2: Like stop saying use boxed.

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Speaker 4: I'm really sorry. As I told you, tune out. That

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Speaker 4: was Beck's tip, not mine, and I will cut from

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Speaker 4: my hair.

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Speaker 2: I promise, I promise. Let's go to a really quick

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Speaker 2: break on the flip side.

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Speaker 4: We're going to be talking about work opportunities for someone

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Speaker 4: who's disabled and has chronic illness. And we're also going

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Speaker 4: to be unpacking something that you slid into our dams.

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Speaker 2: About which this week is family, gift giving and money.

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Speaker 2: So don't go anywhere.

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Speaker 5: Welcome back, everybody. Let's take a listen to the Money Dilemma.

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Speaker 2: Hi, there, have you got.

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Speaker 4: A money dilemma you just can't solve that. She's on

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Speaker 4: the Money Team is here to help.

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Speaker 9: Every week we tackle your dilemmas, both big and small,

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Speaker 9: to answer your most burning money, career and life questions.

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Speaker 9: To get involved, simply head to our website and leave

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Speaker 9: us a short voice recording and you might just find

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Speaker 9: yourself on the show.

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Speaker 5: Now.

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Speaker 2: Let's take a listen to this weeks money dilemma.

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Speaker 8: Hell, this comes up quite often in discussion for him,

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Speaker 8: so I thought i'd ask you. I am disabled, I

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Speaker 8: have multiple chronic illnesses, and I have so much trouble

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Speaker 8: get in ahead. I have very little money, huge medical costs,

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Speaker 8: and I you.

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Speaker 10: Know, I'm out of pension. So if you earn more

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Speaker 10: than a few hours per fortnite, it gets cut and

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Speaker 10: then you're only earning a small amount per hour. I

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Speaker 10: don't have the energy or the money to start a

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Speaker 10: risky new business venture, so I can't type, so I

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Speaker 10: can only type a little bit, so I can't do

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Speaker 10: things like VA or transcription from home. There has to

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Speaker 10: be something for people like me.

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Speaker 2: That's a really tough one.

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Speaker 4: I feel like it's super tough because she's obviously unable

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Speaker 4: to do a lot of the things that you know,

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Speaker 4: the people that we know who are disabled or have

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Speaker 4: chronic illness do like they will often do like VA

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Speaker 4: work or like work from home because obviously it's a

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Speaker 4: little bit more flexible. But she's unable to do that,

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Speaker 4: which would be honestly so frustrating for her.

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Speaker 2: Like I'd be rocking a hard place as well.

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Speaker 6: I think it's a really it's a really really important question,

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Speaker 6: and I feel like while we might not necessarily have

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Speaker 6: the exact answer where we I feel like we usually do,

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Speaker 6: it's a really important thing to not silence someone like

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Speaker 6: this because we may not have the immediate answer.

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Speaker 2: For one hundred percent, let's talk about I think this is.

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Speaker 6: A really, really, really important conversation to be having, and

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Speaker 6: for there are probably so many people out there that

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Speaker 6: are struggling in the same way, and you know they

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Speaker 6: would love to hear about this as well, that at

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Speaker 6: least they're not alone, you know what I mean.

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Speaker 4: Yeah, And I've looked into it before, just how the

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Speaker 4: funding works and what you get knocked for, and it

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Speaker 4: feels dismal, like it feels like you're a rock and

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Speaker 4: a hard place, Like you really want to get ahead

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Speaker 4: and you want something that engages you. Because you're still

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Speaker 4: a smart, capable human being. You just have some restrictions

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Speaker 4: on the way that you work. And sometimes you might

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Speaker 4: be one hundred percent fine to go to work for

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Speaker 4: an entire day and then you know the next week

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Speaker 4: you're completely out for the count and like that happens.

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Speaker 4: But you are smart and you are capable and you

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Speaker 4: can totally do it and you'd be an asset for anyone,

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Speaker 4: but you need that level of flexibility, and obviously in

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Speaker 4: this particular circumstance, she's like, well, I can't do that,

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Speaker 4: and I can't brainstorm myself any other role that would suit.

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Speaker 4: So what I'm going to do is I'm going to

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Speaker 4: put a thread in our Facebook group, and hopefully I

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Speaker 4: know that we've got a number of people in our

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Speaker 4: community who are in similar situations. You can like go, oh,

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Speaker 4: I did this or I did that. But the frustrating

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Speaker 4: thing I was getting at before was it's just so

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Speaker 4: annoying how you try to get ahead. You might find

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Speaker 4: a job that's like, oh, yess like it's all good,

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Speaker 4: like you can have as much flexibility, just tell us

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Speaker 4: when you're coming in or not. But that then in

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Speaker 4: packs your pension payments and it impacts your pension payments

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Speaker 4: so significantly. But also you're earning next to nothing to

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Speaker 4: begin with, so it's like being kicked while you're down.

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Speaker 2: You're like, is this not like better for you guys?

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Speaker 4: If I'm out earning a bit more cash, Like you

400
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Speaker 4: can't make millions in this situation anyway, Like it might

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Speaker 4: be a couple of hundred bucks and then they're like, oof,

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Speaker 4: we're gonna cut your payments.

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Speaker 2: It's a joke. It's so unfair. This literally just came

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Speaker 2: to me.

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Speaker 6: But you know, she obviously is very well spokenly, extremely intelligent,

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Speaker 6: and just like, I don't know, but maybe there's obviously,

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Speaker 6: like for us, we have a career, Like I know

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Speaker 6: you have other things on the side, and I do too,

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Speaker 6: but we kind of have a career in audio, podcasting

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Speaker 6: things like that. So I'm sure there's someone somewhere that

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Speaker 6: would be so interested in hearing her story. I don't

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Speaker 6: I don't really know what that looks like or how

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Speaker 6: to really get there or what I'm saying, But I mean,

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Speaker 6: she just sounds so well spoken, and I feel like

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Speaker 6: if nothing else, she could find a way to maybe

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Speaker 6: use her voice as a means to.

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Speaker 2: I don't know, find a career in that. Does it

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Speaker 2: make sense?

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Speaker 5: Yeah, I was just like mulling it over, and I thought,

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Speaker 5: the only other thing, obviously we don't know the realm

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Speaker 5: of the limitations that you have, but if you can't

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Speaker 5: use your hands, maybe something around audio, as you were saying,

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Speaker 5: narration work, voice work, something like that.

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Speaker 4: Working in a call center or something like if they

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Speaker 4: had remote jobs where you get to hands the phone

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Speaker 4: have a chat with people.

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Speaker 2: You sound friendly, I would want to chat with you. Yeah,

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Speaker 2: voice acting, voice acting.

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Speaker 5: And then the other suggestion that I could make, and

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Speaker 5: I don't know how hopeful and hopeful this would be,

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Speaker 5: but maybe looking into technological aids. You know, there's so

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Speaker 5: much that you can do nowadays with AI, with voice

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Speaker 5: to text, like, there are lots of things I think

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Speaker 5: that hopefully will start to make it easier and easier

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Speaker 5: for people with varying levels of abilities to enter workforces

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Speaker 5: in areas that maybe historically they couldn't. So looking into

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Speaker 5: what's available, but I think definitely leaning into the community

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Speaker 5: and maybe pe who have gone through comparable lived experiences.

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Speaker 5: Do you have a look at that threat in the

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Speaker 5: Facebook group and hopefully we get some great recommendations there.

441
00:19:06,640 --> 00:19:09,520
Speaker 5: But yeah, I'm really sorry, I feel not super qualified

442
00:19:09,560 --> 00:19:11,720
Speaker 5: to answer. And that's the best kind of suggestion that

443
00:19:11,720 --> 00:19:13,480
Speaker 5: I could give. But just know that you don't have

444
00:19:13,520 --> 00:19:16,080
Speaker 5: to have every answer gests. I feel really grateful that

445
00:19:16,119 --> 00:19:18,320
Speaker 5: they reached out to us and thought, yeah, these girls

446
00:19:18,400 --> 00:19:19,480
Speaker 5: might know the answer.

447
00:19:19,720 --> 00:19:22,639
Speaker 4: Like, that's really kind that you did, like, I just

448
00:19:22,680 --> 00:19:25,959
Speaker 4: feel very trusted in these situations. But if I were you,

449
00:19:26,040 --> 00:19:28,040
Speaker 4: I'd reach out if you've got like a case worker

450
00:19:28,280 --> 00:19:31,359
Speaker 4: or someone who manages like your pension, giving them a

451
00:19:31,359 --> 00:19:34,520
Speaker 4: buzz and being like, hey, what are people doing to

452
00:19:34,680 --> 00:19:36,879
Speaker 4: you know, earn a little bit extra cash and stay

453
00:19:36,920 --> 00:19:38,760
Speaker 4: engaged and you know what are they doing?

454
00:19:39,000 --> 00:19:41,040
Speaker 2: Have you got options? What does that look like?

455
00:19:41,400 --> 00:19:43,520
Speaker 4: Because they might have a lot more personal experience than

456
00:19:43,520 --> 00:19:46,480
Speaker 4: obviously we do. But yeah, I think that threat, which

457
00:19:46,520 --> 00:19:50,000
Speaker 4: I'll post today in the Facebook group, that could be

458
00:19:50,080 --> 00:19:53,160
Speaker 4: really helpful to get some like just tips, some tricks

459
00:19:53,160 --> 00:19:55,960
Speaker 4: and inspiration. And even if there isn't you know, a

460
00:19:56,000 --> 00:19:57,719
Speaker 4: comment in there that you're like, oh, I definitely can

461
00:19:57,800 --> 00:20:00,919
Speaker 4: do that. Look at that little community you've just tapped

462
00:20:00,960 --> 00:20:03,159
Speaker 4: into so that you don't feel as alone in this.

463
00:20:03,720 --> 00:20:04,639
Speaker 2: It might be a whole hey for.

464
00:20:04,640 --> 00:20:07,000
Speaker 4: People being like, girl, we get it, And I know

465
00:20:07,080 --> 00:20:09,040
Speaker 4: that always makes me feel better about things too.

466
00:20:09,200 --> 00:20:11,400
Speaker 2: Yeah, one hundred percent. All right, let's move on.

467
00:20:11,680 --> 00:20:15,080
Speaker 4: This week, we have another spicy DM which honestly, this

468
00:20:15,160 --> 00:20:17,960
Speaker 4: is becoming a very very close to my heart segment

469
00:20:18,000 --> 00:20:20,679
Speaker 4: because I love the gossipy, I love the drama. I

470
00:20:20,720 --> 00:20:23,280
Speaker 4: don't want to be involved, like I want to hear

471
00:20:23,320 --> 00:20:25,320
Speaker 4: about the gossip. I want to hear about the drama,

472
00:20:25,520 --> 00:20:27,320
Speaker 4: and then I want to be like nice and walk.

473
00:20:27,160 --> 00:20:29,840
Speaker 2: Off like yeah, I just I good night sleep.

474
00:20:29,960 --> 00:20:31,600
Speaker 4: Yeah, I want to have a good night sleep. I

475
00:20:31,640 --> 00:20:34,240
Speaker 4: don't want to create drama. I don't need beef with anybody,

476
00:20:34,240 --> 00:20:36,520
Speaker 4: but like I'm a heir yours? Okay, all right, here

477
00:20:36,600 --> 00:20:38,200
Speaker 4: is the DM that we got this week.

478
00:20:38,520 --> 00:20:41,040
Speaker 2: High she's on the money. I have a money dilemma.

479
00:20:41,560 --> 00:20:44,720
Speaker 4: A family member offered to buy me present okay, and

480
00:20:44,880 --> 00:20:46,040
Speaker 4: suggested something.

481
00:20:45,880 --> 00:20:46,680
Speaker 2: I don't really need.

482
00:20:47,119 --> 00:20:49,400
Speaker 4: I thanked them, but told them, look, I didn't really

483
00:20:49,440 --> 00:20:52,760
Speaker 4: need that, but suggested something of similar value that I

484
00:20:52,800 --> 00:20:56,639
Speaker 4: would prefer and use, but also I don't really need it.

485
00:20:57,080 --> 00:20:59,080
Speaker 4: The family member then told me to just go and

486
00:20:59,119 --> 00:21:01,879
Speaker 4: buy whatever I want and they just reimburse me. I

487
00:21:01,880 --> 00:21:04,359
Speaker 4: don't actually have the spare cash to buy that in

488
00:21:04,440 --> 00:21:07,600
Speaker 4: my budget right now, so I suggested that they buy

489
00:21:07,680 --> 00:21:10,280
Speaker 4: me a gift card instead, and they said no. My

490
00:21:10,560 --> 00:21:13,840
Speaker 4: issue is that this person sometimes doesn't pay me back

491
00:21:13,880 --> 00:21:17,240
Speaker 4: straight away. Sometimes they wait like two weeks to pay

492
00:21:17,240 --> 00:21:19,960
Speaker 4: me back. I'm really grateful that they want to get

493
00:21:19,960 --> 00:21:22,359
Speaker 4: me a gift but I don't need this present, and

494
00:21:22,400 --> 00:21:24,640
Speaker 4: it would take a significant chunk out.

495
00:21:24,440 --> 00:21:25,639
Speaker 2: Of my budget for the week.

496
00:21:26,080 --> 00:21:28,520
Speaker 4: I don't know what to do. I'm grateful that they

497
00:21:28,520 --> 00:21:30,600
Speaker 4: want to get me a gift, but I also don't

498
00:21:30,640 --> 00:21:33,320
Speaker 4: want to pay for it that affects my budget, especially

499
00:21:33,359 --> 00:21:34,960
Speaker 4: for something that I really don't need.

500
00:21:35,440 --> 00:21:41,280
Speaker 2: Guys, what should I be doing? Such a weird situation. Hey,

501
00:21:41,320 --> 00:21:42,800
Speaker 2: I'm going to buy you a present. Can you buy

502
00:21:42,840 --> 00:21:43,479
Speaker 2: you the present?

503
00:21:43,960 --> 00:21:44,440
Speaker 6: I don't.

504
00:21:44,560 --> 00:21:46,440
Speaker 2: Yeah, I mean I do kind of get it.

505
00:21:46,840 --> 00:21:49,479
Speaker 6: Like I've had people in the past who have been like,

506
00:21:49,880 --> 00:21:51,879
Speaker 6: you buy it and I will just pay for it

507
00:21:51,960 --> 00:21:54,840
Speaker 6: after so that you can get what you want to get,

508
00:21:54,880 --> 00:21:58,880
Speaker 6: which I do like the age send you a link. Yeah, exactly.

509
00:21:59,400 --> 00:22:02,880
Speaker 6: I think in this situation, if you can't afford to

510
00:22:03,040 --> 00:22:06,600
Speaker 6: wait until they pay you back, I wouldn't risk it.

511
00:22:06,640 --> 00:22:08,440
Speaker 6: I know it's nice getting a present, but it's also

512
00:22:08,520 --> 00:22:13,640
Speaker 6: like it's funny because I advice usually is communication, Just communicate.

513
00:22:13,280 --> 00:22:16,000
Speaker 2: Just communicate, but it easier said than done. But I

514
00:22:16,000 --> 00:22:17,000
Speaker 2: would say, just communication.

515
00:22:19,280 --> 00:22:23,000
Speaker 4: Wow, you're really diverse in these responses over the last

516
00:22:23,080 --> 00:22:23,960
Speaker 4: few weeks.

517
00:22:23,960 --> 00:22:25,080
Speaker 2: Thank you. I'm very worldly.

518
00:22:25,200 --> 00:22:27,360
Speaker 6: But I would, yeah, definitely mention that and if it's

519
00:22:27,400 --> 00:22:29,399
Speaker 6: something that you know, maybe they're not even thinking about

520
00:22:29,400 --> 00:22:32,159
Speaker 6: that when they're suggesting you buy that yourself and then

521
00:22:32,280 --> 00:22:34,359
Speaker 6: I'll pay you back. But if they knew that you

522
00:22:34,400 --> 00:22:37,119
Speaker 6: were strapped, then maybe they'd offer to come with you

523
00:22:37,280 --> 00:22:39,160
Speaker 6: or I don't know, but yeah, this is a very

524
00:22:39,160 --> 00:22:40,360
Speaker 6: interesting lemmark.

525
00:22:40,560 --> 00:22:43,560
Speaker 5: Yeah, the refusal to give them a gift card is

526
00:22:43,600 --> 00:22:45,439
Speaker 5: what's weird to me. Like, I can understand if they

527
00:22:45,440 --> 00:22:47,760
Speaker 5: maybe didn't want to give you the cash or whatever,

528
00:22:48,160 --> 00:22:50,199
Speaker 5: but to me, the gift card was kind of like

529
00:22:50,200 --> 00:22:51,160
Speaker 5: the middle ground option.

530
00:22:51,400 --> 00:22:53,200
Speaker 2: Yeah, it feels so awkward.

531
00:22:53,400 --> 00:22:53,640
Speaker 8: Yeah.

532
00:22:53,680 --> 00:22:55,320
Speaker 5: The only thing that I can say is maybe they

533
00:22:55,320 --> 00:22:57,920
Speaker 5: are also type for cash, in which case.

534
00:22:57,720 --> 00:23:00,200
Speaker 2: Why are we buying this present? Well, yeah, why me

535
00:23:00,240 --> 00:23:00,920
Speaker 2: buy me this present?

536
00:23:01,160 --> 00:23:03,119
Speaker 5: Or I guess for our listener you could say, oh,

537
00:23:03,160 --> 00:23:05,439
Speaker 5: like I understand if maybe why don't we go in

538
00:23:05,480 --> 00:23:08,320
Speaker 5: a couple of weeks or something like that. The fact

539
00:23:08,359 --> 00:23:10,040
Speaker 5: that they don't always pay them back is a point

540
00:23:10,040 --> 00:23:12,480
Speaker 5: of concern for me, because what if our listener went

541
00:23:12,520 --> 00:23:14,400
Speaker 5: and bought the present and the person never paid them back,

542
00:23:14,440 --> 00:23:17,080
Speaker 5: and so they've bought this present that they can't afford,

543
00:23:17,480 --> 00:23:20,879
Speaker 5: that they didn't necessarily entirely need on the premise that

544
00:23:20,920 --> 00:23:22,359
Speaker 5: this person wanted to give it to them, but then

545
00:23:22,400 --> 00:23:23,280
Speaker 5: they don't give them the money.

546
00:23:23,480 --> 00:23:25,280
Speaker 2: It just is a bit of it. It's much more complicated

547
00:23:25,280 --> 00:23:25,959
Speaker 2: than it needs to be.

548
00:23:26,080 --> 00:23:29,040
Speaker 5: I think either you know, as you say, kind of

549
00:23:29,040 --> 00:23:30,800
Speaker 5: communicate to the friend and say, oh, like I actually

550
00:23:30,840 --> 00:23:33,359
Speaker 5: like can't really do that, you know, not in the

551
00:23:33,359 --> 00:23:35,800
Speaker 5: place financially to go out and buy it. Would love

552
00:23:35,840 --> 00:23:37,520
Speaker 5: to go out with you and get it together and

553
00:23:37,520 --> 00:23:40,440
Speaker 5: make a day of it. And you know, if they

554
00:23:40,840 --> 00:23:43,159
Speaker 5: kind of are avoidant, maybe go, oh, if you're not

555
00:23:43,240 --> 00:23:45,760
Speaker 5: in the position right now, we can put it on ice.

556
00:23:45,840 --> 00:23:47,320
Speaker 5: You don't have to get me a gift, or we

557
00:23:47,359 --> 00:23:50,040
Speaker 5: can do it in a few weeks or something like that.

558
00:23:50,160 --> 00:23:52,960
Speaker 5: But it just sounds like it's more complicated than it

559
00:23:53,000 --> 00:23:54,679
Speaker 5: needs to be to me totally.

560
00:23:54,800 --> 00:23:59,440
Speaker 6: Maybe the person already like was gifted that gift that

561
00:23:59,480 --> 00:24:02,119
Speaker 6: they suggested because or like maybe they found it on

562
00:24:02,160 --> 00:24:05,240
Speaker 6: special or something, because she's like all the whoever already

563
00:24:05,280 --> 00:24:08,040
Speaker 6: in was like I found something of similar value, which

564
00:24:08,040 --> 00:24:08,439
Speaker 6: I think.

565
00:24:08,320 --> 00:24:10,440
Speaker 2: Is very respectful to suggest something in.

566
00:24:10,400 --> 00:24:14,000
Speaker 6: The same But maybe initially the person offering the gift

567
00:24:14,080 --> 00:24:16,480
Speaker 6: was like, oh, this is so much cheaper than the

568
00:24:16,880 --> 00:24:18,600
Speaker 6: r RP, Like they.

569
00:24:18,680 --> 00:24:21,600
Speaker 2: Offered to buy recommended retail price. Oh, thank you, But.

570
00:24:21,560 --> 00:24:23,639
Speaker 4: They offered to buy a present. They didn't gift you

571
00:24:23,680 --> 00:24:27,200
Speaker 4: a present that you didn't need. Yes, in which case

572
00:24:27,240 --> 00:24:28,280
Speaker 4: if they already had it.

573
00:24:28,600 --> 00:24:31,080
Speaker 2: Like this is just me, But I'm so good at cludo,

574
00:24:31,240 --> 00:24:35,440
Speaker 2: so it's not. That's true. That a lot of sense. Okay,

575
00:24:35,880 --> 00:24:37,720
Speaker 2: I think one, Oh.

576
00:24:37,600 --> 00:24:39,960
Speaker 4: My gosh, thank you so much, Beck, I wish I

577
00:24:39,960 --> 00:24:41,879
Speaker 4: could do that. I don't have the cash in my account.

578
00:24:42,680 --> 00:24:44,600
Speaker 4: End of story. Like I literally be like I just

579
00:24:44,600 --> 00:24:46,119
Speaker 4: don't have the cash in my account for that at

580
00:24:46,119 --> 00:24:49,480
Speaker 4: the moment. Like that's all good, Like we can do

581
00:24:49,520 --> 00:24:51,880
Speaker 4: it another time, or like let's just put this, you're right,

582
00:24:52,000 --> 00:24:53,720
Speaker 4: let's put it on an ice or whatever we want to

583
00:24:53,760 --> 00:24:56,360
Speaker 4: talk about. But I just feel so uncomfored I feel

584
00:24:56,440 --> 00:24:59,320
Speaker 4: uncomfortable about being given gifts are the best of times,

585
00:24:59,400 --> 00:25:01,600
Speaker 4: but then the eye that I have to negotiate getting

586
00:25:01,600 --> 00:25:03,760
Speaker 4: the gift, I'd be like I just I would run

587
00:25:03,800 --> 00:25:05,280
Speaker 4: away and be like I don't want that.

588
00:25:05,480 --> 00:25:08,240
Speaker 2: No, thank you, Beck, Yeah, thank you so much. I

589
00:25:08,320 --> 00:25:09,760
Speaker 2: find it, yeah really awkward.

590
00:25:09,800 --> 00:25:12,520
Speaker 4: But again, I think your response is perfect. We do

591
00:25:12,600 --> 00:25:14,959
Speaker 4: need to communicate and just be like hey, like I mean,

592
00:25:15,000 --> 00:25:17,000
Speaker 4: I probably wouldn't bring up the fact that they haven't

593
00:25:17,040 --> 00:25:20,320
Speaker 4: paid back things promptly, because you don't need to start

594
00:25:20,359 --> 00:25:22,320
Speaker 4: an argument or make them feel bad when they're trying

595
00:25:22,320 --> 00:25:24,119
Speaker 4: to do a really nice thing for you. But I'd

596
00:25:24,160 --> 00:25:27,000
Speaker 4: literally be like, oh my god, I wish I could

597
00:25:27,040 --> 00:25:29,520
Speaker 4: go and get that right now. I'm so excited about it,

598
00:25:29,560 --> 00:25:31,119
Speaker 4: but I just don't have the cash in my account.

599
00:25:31,119 --> 00:25:33,720
Speaker 4: I've got so much stuff coming up this month. You know,

600
00:25:33,840 --> 00:25:35,480
Speaker 4: maybe we can just do it another time, and your

601
00:25:35,520 --> 00:25:36,960
Speaker 4: friend is probably going to be like, oh my god, no,

602
00:25:37,080 --> 00:25:39,200
Speaker 4: let me sort it out then, and that would make

603
00:25:39,280 --> 00:25:42,679
Speaker 4: sense totally the community, and I feel like I do

604
00:25:42,760 --> 00:25:45,320
Speaker 4: want their responses now, so we ask them, would you

605
00:25:45,320 --> 00:25:47,239
Speaker 4: still want a present if you had to pay for

606
00:25:47,280 --> 00:25:50,840
Speaker 4: it yourself and be reimbursed at a later date. Fourteen

607
00:25:50,880 --> 00:25:53,080
Speaker 4: percent of you said yeah, of course, I love presents,

608
00:25:53,359 --> 00:25:56,520
Speaker 4: but eighty six percent of you said nah, I wouldn't

609
00:25:56,520 --> 00:25:57,760
Speaker 4: want to spend my own money.

610
00:25:58,119 --> 00:26:00,520
Speaker 2: Yes, at least we're on the same them.

611
00:26:01,119 --> 00:26:03,600
Speaker 4: We then asked, do you think this family member is

612
00:26:03,640 --> 00:26:07,720
Speaker 4: being inconsiderate telling them to get the present themselves? Eighty

613
00:26:07,760 --> 00:26:10,960
Speaker 4: one percent said yeah, definitely, and nineteen percent of you

614
00:26:11,000 --> 00:26:13,280
Speaker 4: said no, I prefer this because I can then get

615
00:26:13,280 --> 00:26:15,480
Speaker 4: what I want. I agree, but I told you what

616
00:26:15,520 --> 00:26:16,040
Speaker 4: I wanted.

617
00:26:16,520 --> 00:26:20,960
Speaker 2: Yeah, exactly. That makes me feel entitled. I hate it.

618
00:26:21,000 --> 00:26:25,200
Speaker 4: I hate this whole concept giving issue, Like just don't

619
00:26:25,200 --> 00:26:25,840
Speaker 4: get me a present.

620
00:26:25,880 --> 00:26:27,760
Speaker 2: It's all good, like high five me or something and

621
00:26:27,760 --> 00:26:28,560
Speaker 2: then we can go away.

622
00:26:29,080 --> 00:26:31,480
Speaker 4: We also said, have you ever told someone you would

623
00:26:31,480 --> 00:26:33,920
Speaker 4: prefer to not receive their gift as you just don't

624
00:26:33,920 --> 00:26:38,159
Speaker 4: need it. Seventy two percent said yeah, honesty is always best,

625
00:26:38,520 --> 00:26:41,880
Speaker 4: and twenty eight percent of you said no, that sounds ungrateful.

626
00:26:43,080 --> 00:26:44,160
Speaker 2: I think it's situational.

627
00:26:44,760 --> 00:26:48,440
Speaker 4: I think if someone had said to me, oh, i've

628
00:26:48,440 --> 00:26:50,520
Speaker 4: been thinking, I think I want to buy you, you know,

629
00:26:50,800 --> 00:26:54,080
Speaker 4: a new pen, and I go, oh, thank you so much.

630
00:26:54,080 --> 00:26:56,639
Speaker 4: Actually have six million pens, so don't waste your money.

631
00:26:56,960 --> 00:27:00,439
Speaker 4: I wouldn't personally be asking for a different I just

632
00:27:00,480 --> 00:27:02,359
Speaker 4: be like, oh my gosh, beck, that's so nice, but

633
00:27:02,480 --> 00:27:05,600
Speaker 4: I actually already have that, or I actually don't need

634
00:27:05,640 --> 00:27:09,240
Speaker 4: that or something, because like I'm so non confrontational. I

635
00:27:09,400 --> 00:27:12,399
Speaker 4: just be like, but if you buy me something and

636
00:27:12,480 --> 00:27:14,879
Speaker 4: I don't like it, I'm not going to tell you.

637
00:27:14,920 --> 00:27:16,440
Speaker 2: I'm sorry. Yeah, it's just who I am.

638
00:27:16,720 --> 00:27:18,440
Speaker 4: Like I know that's not the best money decision. I

639
00:27:18,480 --> 00:27:19,719
Speaker 4: don't even care if you gave it to me, I'll

640
00:27:19,760 --> 00:27:23,040
Speaker 4: be like, beck, I love pens. Thank you so much.

641
00:27:23,160 --> 00:27:26,840
Speaker 4: This is the best because my belief on presence is

642
00:27:26,880 --> 00:27:28,800
Speaker 4: that presents are not actually about the item.

643
00:27:28,840 --> 00:27:31,960
Speaker 2: They're about the thought and the feeling. And you delivered

644
00:27:31,960 --> 00:27:32,320
Speaker 2: that to me.

645
00:27:32,440 --> 00:27:35,800
Speaker 4: Right. You gave me the pen, and you felt gratified

646
00:27:35,800 --> 00:27:37,760
Speaker 4: that you got me a present that I liked. I

647
00:27:37,800 --> 00:27:40,760
Speaker 4: felt thought about and heard, and I felt like you

648
00:27:40,920 --> 00:27:45,080
Speaker 4: really cared about me. I'm probably going to regift the pen. Yeah,

649
00:27:45,440 --> 00:27:49,679
Speaker 4: because the presence served its purpose. Yes, because ultimately a

650
00:27:49,840 --> 00:27:53,399
Speaker 4: present isn't about the item. It's actually about the thought

651
00:27:53,560 --> 00:27:56,200
Speaker 4: and the feeling and the exchange of a gift.

652
00:27:56,760 --> 00:27:56,960
Speaker 2: Right.

653
00:27:57,240 --> 00:27:59,240
Speaker 5: Yeah. But to me it sounded like the family member.

654
00:27:59,280 --> 00:28:00,520
Speaker 5: It said, Hey, I want to get this thing.

655
00:28:00,520 --> 00:28:02,280
Speaker 2: What do you think? In which case I think it's

656
00:28:02,320 --> 00:28:03,520
Speaker 2: pretty reasonable to say.

657
00:28:03,359 --> 00:28:05,520
Speaker 4: Oh, that's why i'd say no, because you haven't got

658
00:28:05,560 --> 00:28:08,920
Speaker 4: it yet. Yeah, so there's no financial implication there. But yes,

659
00:28:09,000 --> 00:28:10,639
Speaker 4: if you gave it to me because you're already bored.

660
00:28:10,520 --> 00:28:12,440
Speaker 2: It, I love it. It's the best thing I've ever got.

661
00:28:12,600 --> 00:28:14,640
Speaker 2: You bought me a ferbie I love furbies.

662
00:28:14,800 --> 00:28:19,240
Speaker 4: Yeah, creepy, creepy, but you know what I mean. Anyway,

663
00:28:19,280 --> 00:28:22,439
Speaker 4: We then said, all right, if you said yes, so

664
00:28:22,800 --> 00:28:26,439
Speaker 4: you told somebody that you'd prefer to not receive their gift.

665
00:28:26,800 --> 00:28:27,840
Speaker 2: How did they react?

666
00:28:28,560 --> 00:28:31,680
Speaker 4: You guys said, some of my family members respected it.

667
00:28:31,800 --> 00:28:34,440
Speaker 4: Others bought me practical gifts that I still didn't need.

668
00:28:35,240 --> 00:28:37,919
Speaker 4: They kept persisting, saying no, no, no, you'll love it,

669
00:28:38,000 --> 00:28:38,800
Speaker 4: you really need it.

670
00:28:40,360 --> 00:28:41,560
Speaker 2: Yes, so awkward.

671
00:28:42,240 --> 00:28:45,440
Speaker 4: Someone said they were really defensive at first, however, felt

672
00:28:45,520 --> 00:28:46,480
Speaker 4: better after they.

673
00:28:46,440 --> 00:28:48,440
Speaker 2: Bought the items I really wanted.

674
00:28:49,320 --> 00:28:52,160
Speaker 4: Someone said, if the family member can't be bothered buying it,

675
00:28:52,200 --> 00:28:52,760
Speaker 4: they should just.

676
00:28:52,680 --> 00:28:56,400
Speaker 2: Transfer them the money so that they can. Yes, good call.

677
00:28:56,480 --> 00:28:57,560
Speaker 2: I didn't even think about that.

678
00:28:57,560 --> 00:28:59,320
Speaker 4: Like, hey, I told you what I wanted, you can

679
00:28:59,400 --> 00:29:01,480
Speaker 4: go get that, and then if you don't want to

680
00:29:01,520 --> 00:29:03,320
Speaker 4: go get that, you could just give me the.

681
00:29:03,280 --> 00:29:06,040
Speaker 2: Cash to go get that. Yeah, that's a good point.

682
00:29:06,160 --> 00:29:08,400
Speaker 5: No reimbursement, Like you just send me the money and

683
00:29:08,400 --> 00:29:09,080
Speaker 5: then I'd do it.

684
00:29:09,360 --> 00:29:10,560
Speaker 2: Yeah, good call.

685
00:29:10,760 --> 00:29:13,760
Speaker 4: Some others said they were really happy that they didn't

686
00:29:13,800 --> 00:29:15,200
Speaker 4: need to spend the money.

687
00:29:15,400 --> 00:29:17,120
Speaker 2: They thought it would be thoughtful, but when I.

688
00:29:17,120 --> 00:29:20,280
Speaker 4: Said don't worry, they were actually ilated they asked for

689
00:29:20,280 --> 00:29:23,400
Speaker 4: a link to buy the specific gift that I actually wanted,

690
00:29:23,720 --> 00:29:26,080
Speaker 4: so that I knew I was getting something that I loved,

691
00:29:26,120 --> 00:29:29,040
Speaker 4: and they felt better about that that way. Someone said

692
00:29:29,080 --> 00:29:31,560
Speaker 4: it was my sister and she was kind of expecting it.

693
00:29:31,640 --> 00:29:33,080
Speaker 4: I said, I just didn't want her to waste her

694
00:29:33,120 --> 00:29:35,760
Speaker 4: money on something I wouldn't use, and she was fine

695
00:29:35,760 --> 00:29:38,680
Speaker 4: with it. And then someone else said, they agreed, and

696
00:29:38,760 --> 00:29:41,760
Speaker 4: we keep just giving gift cards. So honestly it feels

697
00:29:41,760 --> 00:29:42,520
Speaker 4: a bit pointless.

698
00:29:42,760 --> 00:29:44,960
Speaker 5: Yeah, like they're going back and forth like.

699
00:29:44,920 --> 00:29:47,240
Speaker 4: Hey, beck, it's your birthday, I'll give you a gift card,

700
00:29:47,240 --> 00:29:48,800
Speaker 4: and then you give me a gift card.

701
00:29:48,680 --> 00:29:51,080
Speaker 2: Like yeah, yeah, I see you a magic out a

702
00:29:51,080 --> 00:29:51,440
Speaker 2: little bit.

703
00:29:51,520 --> 00:29:51,720
Speaker 9: Yeah.

704
00:29:51,720 --> 00:29:53,880
Speaker 4: So then we said, have you got any other thoughts?

705
00:29:53,960 --> 00:29:57,440
Speaker 4: Give us your two cents and they said that family, remember,

706
00:29:57,520 --> 00:29:58,880
Speaker 4: I feel like is gaslighting them.

707
00:29:59,280 --> 00:30:02,840
Speaker 2: Yeah. Someone else said, that's not the essence of a gift.

708
00:30:03,040 --> 00:30:07,400
Speaker 4: The best gifts are thoughtful, unprovoked, and meaningful. Someone said,

709
00:30:07,520 --> 00:30:09,800
Speaker 4: I wouldn't say it's ungrateful on their part, but it's

710
00:30:09,880 --> 00:30:12,120
Speaker 4: inconsiderate of the other party for sure.

711
00:30:12,800 --> 00:30:15,080
Speaker 2: Someone else said, ask her to organize and pay for

712
00:30:15,120 --> 00:30:15,720
Speaker 2: a lunch.

713
00:30:15,560 --> 00:30:19,480
Speaker 4: Or an experience together, so you get a positive experience

714
00:30:19,520 --> 00:30:21,720
Speaker 4: together and you don't even have to talk about the item.

715
00:30:22,240 --> 00:30:25,080
Speaker 4: Someone then said, nothing wrong with being conscious of what

716
00:30:25,120 --> 00:30:28,240
Speaker 4: you consume, and then someone else, I'll give you two

717
00:30:28,240 --> 00:30:31,360
Speaker 4: more beck hold on to your horses, said my kids'

718
00:30:31,360 --> 00:30:33,600
Speaker 4: school friends. I will just give a receipt in the

719
00:30:33,640 --> 00:30:35,880
Speaker 4: card so that they can swap it if they don't

720
00:30:35,960 --> 00:30:37,360
Speaker 4: like it, and we don't even have to.

721
00:30:37,320 --> 00:30:37,960
Speaker 2: Talk about it.

722
00:30:38,400 --> 00:30:41,040
Speaker 4: And then someone else said, I just think they're being

723
00:30:41,040 --> 00:30:43,960
Speaker 4: a titles and I was like, you know what, each

724
00:30:44,080 --> 00:30:45,840
Speaker 4: to their own a range of responses.

725
00:30:45,880 --> 00:30:47,720
Speaker 2: I feel like it's diverse, it's different.

726
00:30:48,600 --> 00:30:50,920
Speaker 4: You're never going to win, and I feel like different

727
00:30:51,040 --> 00:30:54,840
Speaker 4: people like have different love languages, and like I'm very

728
00:30:54,880 --> 00:30:58,280
Speaker 4: aware of that. I think that if somebody was really

729
00:30:58,280 --> 00:31:00,680
Speaker 4: about gift giving and approached me and said, I really

730
00:31:00,680 --> 00:31:03,160
Speaker 4: want to get you this Loki, I know how much time,

731
00:31:03,240 --> 00:31:06,200
Speaker 4: energy and effort they're like put into that thought. So

732
00:31:06,280 --> 00:31:08,320
Speaker 4: I'm probably going to consent to it, even if it's

733
00:31:08,360 --> 00:31:10,840
Speaker 4: not right. Should I speak up?

734
00:31:10,960 --> 00:31:13,440
Speaker 2: Yeah? Probably? But am I going to? Ye're probably not.

735
00:31:14,360 --> 00:31:16,720
Speaker 2: Let's be honest. Let's be honest. That's so fair.

736
00:31:16,760 --> 00:31:20,760
Speaker 5: In shocking news back suggestion of communication once again, see expedience.

737
00:31:23,720 --> 00:31:25,080
Speaker 2: We'll see what happens next week.

738
00:31:25,600 --> 00:31:29,400
Speaker 4: Responses are all right, guys. I think that is more

739
00:31:29,440 --> 00:31:32,080
Speaker 4: than enough for this week. I hope you all have

740
00:31:32,160 --> 00:31:34,560
Speaker 4: a really beautiful weekend and we'll see you guess what

741
00:31:34,640 --> 00:31:37,600
Speaker 4: I'm gonna say right nearly for a money diaries, have

742
00:31:37,680 --> 00:31:38,719
Speaker 4: a good weekend, guys.

743
00:31:38,800 --> 00:31:39,840
Speaker 2: Bye bye, guys.

744
00:31:39,920 --> 00:31:48,720
Speaker 9: By The advice shared on She's on the Money is

745
00:31:48,800 --> 00:31:52,400
Speaker 9: general in nature and does not consider your individual circumstances.

746
00:31:52,760 --> 00:31:56,160
Speaker 9: She's on the Money exists purely for educational purposes and

747
00:31:56,200 --> 00:31:58,640
Speaker 9: should not be relied upon to make an investment or

748
00:31:58,720 --> 00:31:59,720
Speaker 9: financial decision.

749
00:32:00,160 --> 00:32:02,720
Speaker 2: If you do choose to buy a financial product.

750
00:32:02,400 --> 00:32:06,400
Speaker 9: Read the PDS TMD and obtain appropriate financial advice tailored

751
00:32:06,400 --> 00:32:09,880
Speaker 9: towards your needs. Victoria Divine and She's on the Money

752
00:32:09,920 --> 00:32:13,480
Speaker 9: are authorized representatives of Money sherper P T y lt

753
00:32:13,600 --> 00:32:16,320
Speaker 9: D A b N three two one six four nine

754
00:32:16,480 --> 00:32:20,000
Speaker 9: two seven seven zero eight AFS L four five one

755
00:32:20,200 --> 00:32:23,120
Speaker 9: two eight nine