1 00:00:00,680 --> 00:00:01,000 Speaker 1: Hello. 2 00:00:01,560 --> 00:00:05,040 Speaker 2: My name's Santasha Nabananga Bamblet. I'm a proud yr the 3 00:00:05,160 --> 00:00:08,760 Speaker 2: Order Kerney Whoalbury and a waddery woman. And before we 4 00:00:08,800 --> 00:00:11,440 Speaker 2: get started on She's on the Money podcast, I would 5 00:00:11,520 --> 00:00:14,520 Speaker 2: like to acknowledge the traditional custodians of the land of 6 00:00:14,560 --> 00:00:18,680 Speaker 2: which this podcast is recorded on a wondery country. Acknowledging 7 00:00:18,680 --> 00:00:22,560 Speaker 2: the elders, the ancestors and the next generation coming through. 8 00:00:23,040 --> 00:00:27,159 Speaker 2: As this podcast is about connecting, empowering, knowledge sharing and 9 00:00:27,240 --> 00:00:30,600 Speaker 2: the storytelling of you to make a difference for today 10 00:00:31,040 --> 00:00:32,640 Speaker 2: and lasting impact for tomorrow. 11 00:00:33,320 --> 00:00:34,120 Speaker 1: Let's get into it. 12 00:00:34,760 --> 00:00:54,040 Speaker 3: She's on the Money, She's on the Money. 13 00:00:58,160 --> 00:01:00,760 Speaker 4: Hello, and welcome to She's on the Money, the podcast 14 00:01:00,840 --> 00:01:04,560 Speaker 4: Millennials who Want Financial Freedom. My name is Jessica Ricky 15 00:01:04,680 --> 00:01:07,199 Speaker 4: and today, of course, as always, I'm joined by beck 16 00:01:07,319 --> 00:01:10,720 Speaker 4: Sayed because it is Friday and we're here to celebrate 17 00:01:10,760 --> 00:01:13,760 Speaker 4: you guys, the incredible She's on the Money community. Today, 18 00:01:13,800 --> 00:01:15,640 Speaker 4: I'm going to be sharing some of my favorite money ins. 19 00:01:15,800 --> 00:01:18,560 Speaker 4: Becky's going to share some wonderful broke tips, and then 20 00:01:18,600 --> 00:01:21,600 Speaker 4: we'll be helping to answer a juicy money dilemma. This week, 21 00:01:21,640 --> 00:01:23,440 Speaker 4: it's all about what to do in a workplace that 22 00:01:23,560 --> 00:01:27,360 Speaker 4: promotes men over women hate. And then we're also going 23 00:01:27,360 --> 00:01:29,399 Speaker 4: to unpack something you slit into our DMS about and 24 00:01:29,440 --> 00:01:31,200 Speaker 4: this week we're chatting about what to do when you 25 00:01:31,240 --> 00:01:33,800 Speaker 4: discover your sister has and only fans. 26 00:01:34,360 --> 00:01:37,360 Speaker 5: Okay, that's I'm really excited for those ones. I have 27 00:01:37,400 --> 00:01:39,920 Speaker 5: a lot of opinions already, but I'm going to hush, hush, 28 00:01:40,280 --> 00:01:41,960 Speaker 5: and today, Jess, you might notice we do have a 29 00:01:41,959 --> 00:01:45,840 Speaker 5: special guest in studio. Hannah Ferguson is the founder and 30 00:01:45,959 --> 00:01:49,600 Speaker 5: chief executive officer of Cheek Media. Co Welcome Hannah, tell 31 00:01:49,640 --> 00:01:51,320 Speaker 5: us a little bit about cheek Media. 32 00:01:51,520 --> 00:01:53,320 Speaker 6: Thank you so much for having me both of you. 33 00:01:53,440 --> 00:01:55,440 Speaker 6: I am so excited to be here. I feel like 34 00:01:55,520 --> 00:01:57,320 Speaker 6: I was just saying to you before. Both of you 35 00:01:57,360 --> 00:01:59,280 Speaker 6: are on my screen every day I'm watching the reels. 36 00:01:59,280 --> 00:02:01,480 Speaker 1: I'm addicted to that. When I was like so excited. 37 00:02:01,200 --> 00:02:03,000 Speaker 6: To be part of a real potentially to be in 38 00:02:03,040 --> 00:02:06,400 Speaker 6: the presence of the reels on my Instagram feed. 39 00:02:06,560 --> 00:02:09,480 Speaker 1: Ah, but it's so nice. 40 00:02:09,680 --> 00:02:14,320 Speaker 6: But Cheek Media is essentially a progressive feminist media platform 41 00:02:14,360 --> 00:02:17,560 Speaker 6: that commentates on all of the big issues in politics, media, 42 00:02:17,600 --> 00:02:19,919 Speaker 6: and also to things like sex and relationships. Just more 43 00:02:19,960 --> 00:02:23,440 Speaker 6: social and cultural commentary. I also have a podcast, which 44 00:02:23,520 --> 00:02:25,560 Speaker 6: is a news and pop culture podcast called Big Smalltalk, 45 00:02:25,600 --> 00:02:28,120 Speaker 6: which I co host with my co founder Sarah, and 46 00:02:28,120 --> 00:02:29,720 Speaker 6: then I also have a book called bite Back. So 47 00:02:29,760 --> 00:02:32,200 Speaker 6: that's kind of like how cheek the umbrella or works. 48 00:02:32,280 --> 00:02:33,919 Speaker 6: I have different few things going on once, and the 49 00:02:34,000 --> 00:02:36,760 Speaker 6: instagram is cheek media dot Co. So it's really just 50 00:02:36,880 --> 00:02:39,720 Speaker 6: like feminist, left wing opinion on the current news. 51 00:02:39,560 --> 00:02:42,280 Speaker 4: Of the day. It's one of my favorite Instagram accounts. 52 00:02:42,280 --> 00:02:44,440 Speaker 4: Like these guys do such a great job of keeping 53 00:02:44,520 --> 00:02:47,400 Speaker 4: up with current stuff but also having a really I 54 00:02:47,400 --> 00:02:50,440 Speaker 4: think relevant, still balanced take because there are a lot 55 00:02:50,440 --> 00:02:52,880 Speaker 4: of things. I think we'll speaking for everyone on our team. 56 00:02:52,960 --> 00:02:55,840 Speaker 4: Really we're all very much devoutly feminists, I suppose you 57 00:02:55,840 --> 00:02:58,280 Speaker 4: could say, and you know, I think sometimes when you 58 00:02:58,320 --> 00:03:00,880 Speaker 4: are that way, it can be difficult to report on 59 00:03:01,000 --> 00:03:02,760 Speaker 4: things in a way that isn't biased. And I feel 60 00:03:02,760 --> 00:03:05,080 Speaker 4: like you do a really good job sometimes of those 61 00:03:05,120 --> 00:03:08,440 Speaker 4: tougher conversations, all those tougher perspectives, and you know, sharing 62 00:03:08,480 --> 00:03:10,560 Speaker 4: a really fair and measured perspective. 63 00:03:10,960 --> 00:03:11,320 Speaker 1: Thank you. 64 00:03:11,360 --> 00:03:13,280 Speaker 6: That means a lot because it is stressful, and we 65 00:03:13,320 --> 00:03:15,240 Speaker 6: know what social media is like, it's reactionary and it 66 00:03:15,240 --> 00:03:17,400 Speaker 6: can be quite inflammatory. So it's kind of hard to 67 00:03:17,440 --> 00:03:19,920 Speaker 6: know how to have the take and the opinion on 68 00:03:20,000 --> 00:03:22,120 Speaker 6: things that are always unfolding in the news as well. 69 00:03:22,320 --> 00:03:25,240 Speaker 4: And always changing. And the internet is so hard. Everybody 70 00:03:25,320 --> 00:03:27,799 Speaker 4: has an opinion and you can't do anything without I 71 00:03:27,840 --> 00:03:30,600 Speaker 4: feel like irritating someone these days, which is really challenging. 72 00:03:30,840 --> 00:03:33,520 Speaker 4: But you do a wonderful job at navigating it. Before 73 00:03:33,520 --> 00:03:35,480 Speaker 4: we get into it, though, have you had a busy week? 74 00:03:36,080 --> 00:03:38,280 Speaker 6: Yes, I've just recorded my podcast this morning. I've actually 75 00:03:38,320 --> 00:03:40,280 Speaker 6: I'm writing my second book right now, so it's really 76 00:03:40,360 --> 00:03:43,480 Speaker 6: tight deadline. There's lots happening. It's very exciting. I mean, 77 00:03:43,520 --> 00:03:46,320 Speaker 6: no complaints for me. It's a privilege. But it's been 78 00:03:46,320 --> 00:03:48,800 Speaker 6: a big few weeks. So got Social netball on tonight, 79 00:03:48,880 --> 00:03:52,280 Speaker 6: all the big hitters fun, you know, everything's important. So 80 00:03:52,520 --> 00:03:54,600 Speaker 6: though it's been a really big few weeks, but I'm 81 00:03:55,000 --> 00:03:55,600 Speaker 6: very happy. 82 00:03:55,640 --> 00:03:57,800 Speaker 1: I'm going, well, how about you both? Really good? 83 00:03:57,840 --> 00:03:59,280 Speaker 4: Can you give us the inside scoop on what the 84 00:03:59,280 --> 00:04:01,720 Speaker 4: book's about me a little insider info? 85 00:04:02,000 --> 00:04:04,320 Speaker 1: I actually haven't talked about it, but I can. I 86 00:04:04,400 --> 00:04:08,440 Speaker 1: think I can. It's your exclusive breaking in that career. 87 00:04:09,120 --> 00:04:09,760 Speaker 4: I'm talking to you. 88 00:04:12,240 --> 00:04:14,360 Speaker 6: Basically, the second book is going to be more about 89 00:04:14,440 --> 00:04:17,200 Speaker 6: societal taboos and what we don't talk about as women, 90 00:04:17,200 --> 00:04:20,160 Speaker 6: in the conversations that we should have been having at fourteen, fifteen, sixteen, 91 00:04:20,480 --> 00:04:22,320 Speaker 6: and the things that we need to know in our 92 00:04:22,320 --> 00:04:24,839 Speaker 6: twenties and thirties that were never spoken about. And so 93 00:04:24,880 --> 00:04:26,440 Speaker 6: it's kind of like we do get a lot of 94 00:04:26,480 --> 00:04:28,200 Speaker 6: self help books, we do get a lot of sort 95 00:04:28,200 --> 00:04:30,400 Speaker 6: of messaging through social media about what to do and 96 00:04:30,440 --> 00:04:32,360 Speaker 6: what not to do, but it never gets that gritty 97 00:04:32,839 --> 00:04:34,599 Speaker 6: underneath layer that we aren't talking about. 98 00:04:34,600 --> 00:04:36,440 Speaker 1: So it's me trying to have the conversations that we've 99 00:04:36,480 --> 00:04:36,880 Speaker 1: never had. 100 00:04:37,080 --> 00:04:40,120 Speaker 5: Well, that sounds amazing and I just feel like it's 101 00:04:40,120 --> 00:04:40,599 Speaker 5: so needed. 102 00:04:40,680 --> 00:04:43,279 Speaker 1: Thank you. I hope so completely agree, Bexster. 103 00:04:43,320 --> 00:04:44,000 Speaker 4: How's your week been? 104 00:04:44,600 --> 00:04:47,840 Speaker 5: My week has been not bad. I don't want to 105 00:04:47,880 --> 00:04:50,440 Speaker 5: sound like a broken record, but just Hannah for context, 106 00:04:50,440 --> 00:04:53,360 Speaker 5: I recently was made redundant, so I've kind of not 107 00:04:53,480 --> 00:04:55,479 Speaker 5: been I've kind of just been using this time to 108 00:04:56,120 --> 00:05:00,840 Speaker 5: as all, look for jobs as foremost try and find 109 00:05:00,880 --> 00:05:04,680 Speaker 5: another stream of income, and then also just like live 110 00:05:04,680 --> 00:05:07,000 Speaker 5: in life, you know, just doing all the things that 111 00:05:07,040 --> 00:05:10,120 Speaker 5: I've surprisingly been like really busy and I was kind 112 00:05:10,120 --> 00:05:11,240 Speaker 5: of worried about that. I was like, what do you 113 00:05:11,320 --> 00:05:13,120 Speaker 5: know when you go on annual eving stuff and you're like, 114 00:05:13,440 --> 00:05:15,719 Speaker 5: what do you actually meant to do? You know, you 115 00:05:15,760 --> 00:05:17,400 Speaker 5: kind of wake up and you're like, what's what do 116 00:05:17,400 --> 00:05:20,200 Speaker 5: I do today? But you know, shockingly being quite busy 117 00:05:20,279 --> 00:05:22,440 Speaker 5: and just like trying to take this time because I 118 00:05:22,440 --> 00:05:25,440 Speaker 5: know that hopefully I'll find a job soon, so being social, 119 00:05:25,520 --> 00:05:26,880 Speaker 5: doing all the things that I can't really do when 120 00:05:26,920 --> 00:05:27,839 Speaker 5: I have a full time job. 121 00:05:27,920 --> 00:05:29,200 Speaker 7: So it's been it's been. 122 00:05:29,080 --> 00:05:31,880 Speaker 5: Really lovely and really wholesome, and yeah, I just I've 123 00:05:31,920 --> 00:05:34,280 Speaker 5: really enjoyed this time, so maybe I don't want to 124 00:05:34,279 --> 00:05:34,599 Speaker 5: go back. 125 00:05:35,400 --> 00:05:36,080 Speaker 7: What about you? 126 00:05:36,120 --> 00:05:36,480 Speaker 1: Good? 127 00:05:36,560 --> 00:05:39,320 Speaker 4: Nothing crazy excited report. I feel like just plodding along. 128 00:05:39,880 --> 00:05:44,320 Speaker 4: I've started going to pilates, so in my polarates Princess era, wow, 129 00:05:45,160 --> 00:05:46,520 Speaker 4: trying to be healthier. 130 00:05:46,800 --> 00:05:47,760 Speaker 7: Yeah, and I feel like I have. 131 00:05:48,080 --> 00:05:50,280 Speaker 4: I mean, we all have our own very unique relationship 132 00:05:50,320 --> 00:05:52,080 Speaker 4: with what that looks like, and that can be really 133 00:05:52,160 --> 00:05:54,600 Speaker 4: challenging in and of itself. But trying to just be like, okay, 134 00:05:54,640 --> 00:05:56,159 Speaker 4: you know what, if I go once this week, like 135 00:05:56,600 --> 00:05:58,279 Speaker 4: that's enough, and if I don't go at all, that 136 00:05:58,320 --> 00:05:59,920 Speaker 4: is also okay, because I feel like I'm very inn 137 00:06:00,240 --> 00:06:02,120 Speaker 4: or nothing mentality, and I go, I'm going to go 138 00:06:02,200 --> 00:06:04,120 Speaker 4: every other day and I'm gonna get so fit, I'm 139 00:06:04,160 --> 00:06:05,800 Speaker 4: gonna do this and that. And I really struggle with 140 00:06:05,800 --> 00:06:07,720 Speaker 4: that because it's hard to commit to you, Like, we're 141 00:06:07,800 --> 00:06:10,400 Speaker 4: so busy and you know, work is always crazy and 142 00:06:10,480 --> 00:06:13,039 Speaker 4: socializing and I stide hustle, and sometimes it all just 143 00:06:13,040 --> 00:06:15,320 Speaker 4: gets so much. And I feel like we were talking 144 00:06:15,400 --> 00:06:18,000 Speaker 4: on an episode very recently about setting yourself up for 145 00:06:18,040 --> 00:06:20,240 Speaker 4: successful failure with goals, and so I'm trying to just 146 00:06:20,279 --> 00:06:22,440 Speaker 4: be kind to myself. Yeah, those sorts of things and 147 00:06:22,440 --> 00:06:24,799 Speaker 4: be like, hey, like if you go once, that's awesome, 148 00:06:24,920 --> 00:06:26,760 Speaker 4: and if you don't go old that's cool too. 149 00:06:27,000 --> 00:06:29,800 Speaker 7: So working on that at the moment. I love that 150 00:06:29,839 --> 00:06:30,280 Speaker 7: because you. 151 00:06:30,200 --> 00:06:31,799 Speaker 5: Know when you like, you do set such a strict 152 00:06:31,839 --> 00:06:33,039 Speaker 5: goal and you're like, I'm gonna go to the gym 153 00:06:33,040 --> 00:06:35,240 Speaker 5: every single day, and then you don't do one day 154 00:06:35,680 --> 00:06:38,320 Speaker 5: and then you feel like you've completely failed, so you 155 00:06:38,400 --> 00:06:40,719 Speaker 5: just end up stopping for the week or for the 156 00:06:40,760 --> 00:06:43,800 Speaker 5: month or whatever. So yeah, just be kind yourself and 157 00:06:43,920 --> 00:06:46,720 Speaker 5: just let yourself go through the motions. Love that for you. 158 00:06:46,760 --> 00:06:48,920 Speaker 5: Speaking of little wins. Jess, you have some money wins 159 00:06:48,960 --> 00:06:49,600 Speaker 5: from the community. 160 00:06:49,720 --> 00:06:50,719 Speaker 7: Absolutely, I do. 161 00:06:50,800 --> 00:06:54,200 Speaker 4: There's some goodies this week, starting off with a hilarious 162 00:06:54,200 --> 00:06:56,320 Speaker 4: but also great one from Nicole who said, money Win. 163 00:06:56,400 --> 00:06:58,160 Speaker 4: I bought an eight pack of sausages and there were 164 00:06:58,240 --> 00:07:01,360 Speaker 4: nine in there. Oh that's I just feel like a 165 00:07:01,360 --> 00:07:03,839 Speaker 4: little It's like the nuggets when you get an extra ruggets, 166 00:07:04,080 --> 00:07:06,760 Speaker 4: such a little treat. Now I've got one from Maria 167 00:07:06,800 --> 00:07:10,480 Speaker 4: who said money Win. I've been collecting my bottles and 168 00:07:10,520 --> 00:07:12,760 Speaker 4: cans for two weeks and you get ten cents of 169 00:07:12,760 --> 00:07:16,120 Speaker 4: can back and it was free money. I got sixty 170 00:07:16,200 --> 00:07:19,720 Speaker 4: six dollars plus another ninety two dollars with stuff I 171 00:07:19,720 --> 00:07:22,000 Speaker 4: collected from work, So she's made I'm trying to do 172 00:07:22,040 --> 00:07:23,800 Speaker 4: the math in my head really quickly out one hundred 173 00:07:23,800 --> 00:07:25,320 Speaker 4: and fifty eight dollars, I think. 174 00:07:25,840 --> 00:07:26,640 Speaker 7: I think so. 175 00:07:27,520 --> 00:07:29,040 Speaker 4: I'm sure someone will tell me if that's not correct. 176 00:07:29,040 --> 00:07:30,840 Speaker 4: How don't see a bucks collecting bottles and cans And 177 00:07:30,840 --> 00:07:32,360 Speaker 4: that's a lot of bottles and cans that are no 178 00:07:32,400 --> 00:07:34,560 Speaker 4: longer out in the world, which is awesome. That's incredible, 179 00:07:34,960 --> 00:07:37,040 Speaker 4: huge one. And then I've got a money win from 180 00:07:37,080 --> 00:07:40,040 Speaker 4: Imagen who said this week, I finally hit my fifteen 181 00:07:40,080 --> 00:07:42,680 Speaker 4: thousand dollars savings goal. Thanks to the She's and the 182 00:07:42,720 --> 00:07:46,280 Speaker 4: money hack sheets, I've worked extra shifts every fortnight and 183 00:07:46,280 --> 00:07:48,680 Speaker 4: I was able to hit the goal four pays early, 184 00:07:48,720 --> 00:07:50,560 Speaker 4: which is huge. If you want to get those hacks, 185 00:07:50,560 --> 00:07:53,239 Speaker 4: they're free on our website. It's like bingo but with money, 186 00:07:53,240 --> 00:07:56,000 Speaker 4: and it's very fun if I love that. Next, I've 187 00:07:56,000 --> 00:07:58,160 Speaker 4: got a money win from Tara and she said, if 188 00:07:58,160 --> 00:08:00,400 Speaker 4: you're in New South Wales and you used toll, I 189 00:08:00,440 --> 00:08:03,400 Speaker 4: recommend using the app and getting your rebate for either 190 00:08:03,440 --> 00:08:05,560 Speaker 4: this year or last year. If you hit the threshold, 191 00:08:05,680 --> 00:08:07,560 Speaker 4: they don't tell you automatically, so you have to go 192 00:08:07,600 --> 00:08:10,000 Speaker 4: into the app and check. Both herself and her partner 193 00:08:10,040 --> 00:08:12,240 Speaker 4: got a couple of hundred dollars back each. And you're 194 00:08:12,280 --> 00:08:14,080 Speaker 4: in Sydney, aren't you, Hannah, Have you ever done that? 195 00:08:14,480 --> 00:08:14,760 Speaker 1: Yes? 196 00:08:14,840 --> 00:08:17,080 Speaker 6: But I was going to say my win slash loss, 197 00:08:17,120 --> 00:08:18,600 Speaker 6: because I had a bit of both, was that I 198 00:08:18,640 --> 00:08:21,080 Speaker 6: got a parking ticket in Sydney because I've just moved 199 00:08:21,120 --> 00:08:24,120 Speaker 6: to the city where it's like one hour parking and 200 00:08:24,200 --> 00:08:26,119 Speaker 6: so like, I'm done with the tolls. The tolls aren't 201 00:08:26,120 --> 00:08:28,160 Speaker 6: my nightmare, right And I always try to fight the 202 00:08:28,240 --> 00:08:28,880 Speaker 6: admin fees. 203 00:08:28,920 --> 00:08:31,480 Speaker 1: If I ever missed one, that's a big deal to me. Yeah. 204 00:08:31,760 --> 00:08:35,400 Speaker 6: But with the parking ticket, my property was listed as 205 00:08:35,480 --> 00:08:38,640 Speaker 6: a commercial business lot of residence. So I applied for 206 00:08:38,679 --> 00:08:40,960 Speaker 6: a parking permit and they said no. So then I 207 00:08:41,040 --> 00:08:43,160 Speaker 6: fought that, and in the meantime, I was getting parking 208 00:08:43,200 --> 00:08:45,480 Speaker 6: tickets because I have this one hour parking and I 209 00:08:45,559 --> 00:08:48,360 Speaker 6: fought them all and said, you've not actually provided me 210 00:08:48,440 --> 00:08:50,000 Speaker 6: with a parking permit. I've been trying to fight you 211 00:08:50,080 --> 00:08:52,320 Speaker 6: on it. And I got all these parking tickets wiped. 212 00:08:52,640 --> 00:08:54,080 Speaker 7: Oh my god, that's so good. 213 00:08:54,360 --> 00:08:56,280 Speaker 6: And obviously I knew I could do it, Like I 214 00:08:56,360 --> 00:08:58,360 Speaker 6: believed that this was wrong, but I was so worried 215 00:08:58,400 --> 00:09:00,200 Speaker 6: they weren't going to accept the reasoning. So I just 216 00:09:00,200 --> 00:09:02,440 Speaker 6: had like a clean slate now. And the anxiety was building. 217 00:09:02,480 --> 00:09:04,600 Speaker 6: And that's most of it. It's so much anxiety about 218 00:09:05,080 --> 00:09:08,040 Speaker 6: looming spending. And so I was like to have that 219 00:09:08,120 --> 00:09:12,240 Speaker 6: cleared win after quite a significant l it felt like, 220 00:09:12,280 --> 00:09:13,439 Speaker 6: so I'm very pleased with myself. 221 00:09:13,440 --> 00:09:15,720 Speaker 7: Oh that's so good. Did you end up getting a permit? 222 00:09:15,840 --> 00:09:15,920 Speaker 2: No? 223 00:09:16,640 --> 00:09:18,960 Speaker 6: Yes, yes, it's all fine. Now, it's all good. But 224 00:09:19,040 --> 00:09:21,040 Speaker 6: it was it was a stressful three weeks there. 225 00:09:21,520 --> 00:09:23,679 Speaker 4: Oh my gosh, that's crazy. I love taking a loss 226 00:09:23,720 --> 00:09:26,439 Speaker 4: making it a win. That's awesome. Yeah. 227 00:09:26,679 --> 00:09:29,480 Speaker 5: And also just like battling the big dogs, you know 228 00:09:29,520 --> 00:09:31,160 Speaker 5: what I mean, Really, that's really. 229 00:09:30,960 --> 00:09:32,559 Speaker 1: Cool writing the letter. 230 00:09:32,640 --> 00:09:34,600 Speaker 6: You know, there's like I have a law agree, it's 231 00:09:34,640 --> 00:09:37,400 Speaker 6: kind of my background. So writing that letter is sweet victory, 232 00:09:37,440 --> 00:09:39,240 Speaker 6: you know what I mean. Like it's just getting really 233 00:09:39,240 --> 00:09:42,680 Speaker 6: professional behind a keyboard in like a nasty kind LinkedIn way, 234 00:09:42,800 --> 00:09:43,320 Speaker 6: you know what I. 235 00:09:43,240 --> 00:09:45,960 Speaker 4: Mean, I am professionally keyboard worrying. 236 00:09:46,200 --> 00:09:51,120 Speaker 7: Yeah, that is so awesome, perfect. 237 00:09:50,640 --> 00:09:53,120 Speaker 4: And that will round out the money wins and losses 238 00:09:53,160 --> 00:09:55,720 Speaker 4: this week? Beck, Have you got some fabulous broke tips 239 00:09:55,720 --> 00:09:58,520 Speaker 4: for us? I do have some Brogue tips for you guys. 240 00:09:58,679 --> 00:10:01,719 Speaker 5: One an emparticular, very excited so as always, is one 241 00:10:01,720 --> 00:10:03,680 Speaker 5: from the community, one for myself, and then I don't 242 00:10:03,679 --> 00:10:05,640 Speaker 5: know if you happen to have one, we'll go to 243 00:10:05,679 --> 00:10:08,480 Speaker 5: you after. But first one comes from Jocelyn, who says, 244 00:10:08,559 --> 00:10:11,640 Speaker 5: join your local buy nothing group. I've gotten everything from 245 00:10:11,720 --> 00:10:14,760 Speaker 5: yarn to containers to TV stands for free. Saves your 246 00:10:14,760 --> 00:10:16,880 Speaker 5: wallet and saves things from going to landfill. 247 00:10:16,960 --> 00:10:17,320 Speaker 2: And love that. 248 00:10:17,320 --> 00:10:18,960 Speaker 5: It's also the same as like hard rubbish and stuff 249 00:10:18,960 --> 00:10:21,880 Speaker 5: like that. Don't sneeze at hard rubbish. Really good finds 250 00:10:21,920 --> 00:10:23,959 Speaker 5: out there. I love picking something up from the side 251 00:10:23,960 --> 00:10:25,800 Speaker 5: of the curb. And similarly, if you have stuff to 252 00:10:25,840 --> 00:10:28,080 Speaker 5: get rid of, I've done this when I've moved house. 253 00:10:28,280 --> 00:10:29,920 Speaker 5: Is if there's like a Facebook. 254 00:10:29,520 --> 00:10:31,360 Speaker 4: Group for the area that you live, like if the 255 00:10:31,520 --> 00:10:34,600 Speaker 4: estate or the suburb or whatever, you've got stuff and 256 00:10:34,640 --> 00:10:36,320 Speaker 4: you need to get rid of it, just chucking up 257 00:10:36,320 --> 00:10:38,360 Speaker 4: a post and saying hey, like here's a photo of 258 00:10:38,400 --> 00:10:40,240 Speaker 4: all the stuff. It's on my nature strip. If you 259 00:10:40,240 --> 00:10:42,520 Speaker 4: want it, come grab it. Because it goes to someone 260 00:10:42,559 --> 00:10:44,240 Speaker 4: who wants it. It means that you don't have to 261 00:10:44,280 --> 00:10:45,720 Speaker 4: take it to the up shop or take it to 262 00:10:45,720 --> 00:10:47,439 Speaker 4: the tap or take it anywhere. Like it's all done 263 00:10:47,520 --> 00:10:49,000 Speaker 4: for you, and I feel like it's just a nice 264 00:10:49,000 --> 00:10:49,880 Speaker 4: way to pay it for it. 265 00:10:50,040 --> 00:10:50,800 Speaker 1: Yeah. 266 00:10:51,360 --> 00:10:54,960 Speaker 4: True, in this economy we love helping other people absolutely. 267 00:10:55,120 --> 00:10:57,240 Speaker 5: And also yes, that's true. You do save money on 268 00:10:57,320 --> 00:10:59,840 Speaker 5: like going to the tip. It's actually surprisingly expensive. Yeah, 269 00:11:00,280 --> 00:11:02,640 Speaker 5: because they weigh your car while you're in it, don't 270 00:11:02,720 --> 00:11:03,480 Speaker 5: I'm you. 271 00:11:03,440 --> 00:11:05,200 Speaker 4: Know, I'm contributing at least. 272 00:11:06,640 --> 00:11:08,360 Speaker 5: Exactly, Like let me get out first, and then you 273 00:11:08,360 --> 00:11:11,480 Speaker 5: can weigh my rubbish and then my own personal broke tip. 274 00:11:11,480 --> 00:11:14,200 Speaker 5: And you know, I usually kind of like to to 275 00:11:14,240 --> 00:11:16,520 Speaker 5: come at this from, you know, a perspective of let's 276 00:11:16,520 --> 00:11:18,040 Speaker 5: say you have fifteen dollars to last year the week, 277 00:11:18,120 --> 00:11:19,760 Speaker 5: like how do you kind of get through? But this 278 00:11:19,800 --> 00:11:23,559 Speaker 5: one's more a broke tip for the future. Have you 279 00:11:23,640 --> 00:11:25,720 Speaker 5: guys heard of the app Grow Your Money? 280 00:11:26,360 --> 00:11:26,600 Speaker 1: No? 281 00:11:27,000 --> 00:11:29,000 Speaker 7: It's really really cool. So a friend is telling me 282 00:11:29,040 --> 00:11:29,360 Speaker 7: about this. 283 00:11:29,360 --> 00:11:31,760 Speaker 5: It's an app for women or female identifying and it's 284 00:11:31,760 --> 00:11:35,240 Speaker 5: basically like, if you go to certain stores that have 285 00:11:35,320 --> 00:11:37,920 Speaker 5: agreement like this app has agreements with certain stores, if 286 00:11:37,960 --> 00:11:40,920 Speaker 5: you spend money there, a percentage of that spend or 287 00:11:40,960 --> 00:11:43,839 Speaker 5: that purchase will go into your either mortgage or your 288 00:11:43,880 --> 00:11:46,560 Speaker 5: super It's kind of like on the way to bridging 289 00:11:46,600 --> 00:11:48,600 Speaker 5: the gender pay gap in a nice little way, you 290 00:11:48,600 --> 00:11:50,280 Speaker 5: know what I mean. Like it's doing their bit. So 291 00:11:50,720 --> 00:11:53,280 Speaker 5: Grow your Money app. I really recommend it. 292 00:11:53,440 --> 00:11:53,760 Speaker 1: Hannah. 293 00:11:53,800 --> 00:11:55,240 Speaker 7: Do you happen to have a broke tip that you'd 294 00:11:55,280 --> 00:11:55,720 Speaker 7: like to share? 295 00:11:55,880 --> 00:11:57,679 Speaker 6: Look, I'm not sure that mine's that original, but it's 296 00:11:57,679 --> 00:11:59,960 Speaker 6: something that's original to me because I've just come across it, 297 00:12:00,040 --> 00:12:02,160 Speaker 6: and when I publish my book, I noticed that so 298 00:12:02,200 --> 00:12:04,480 Speaker 6: many people were queuing up at libraries to get it, 299 00:12:04,520 --> 00:12:07,000 Speaker 6: and I was like, okay, is that I just I'd 300 00:12:07,000 --> 00:12:08,040 Speaker 6: never thought about libraries. 301 00:12:08,080 --> 00:12:10,160 Speaker 1: Obviously any of they existed. I love them as a child, 302 00:12:10,160 --> 00:12:12,680 Speaker 1: but I'd never thought about how that actually works for authors. 303 00:12:12,920 --> 00:12:15,120 Speaker 6: But authors are still paid every time a book is 304 00:12:15,160 --> 00:12:17,439 Speaker 6: borrowed from a library, So if you're someone who goes 305 00:12:17,480 --> 00:12:19,840 Speaker 6: to libraries and borrows books, don't be worried about how 306 00:12:19,920 --> 00:12:21,960 Speaker 6: much the author makes because they're still getting I think 307 00:12:21,960 --> 00:12:24,720 Speaker 6: it's like a dollar fifty per borrow. But the libraries 308 00:12:24,760 --> 00:12:28,440 Speaker 6: also have an application which has hundreds of audiobooks on that. 309 00:12:28,320 --> 00:12:29,600 Speaker 1: You can access for free. 310 00:12:29,840 --> 00:12:31,920 Speaker 6: So if you're someone who likes audiobook that doesn't want 311 00:12:31,920 --> 00:12:34,080 Speaker 6: to pay for Audible because it's really expensive a lot 312 00:12:34,120 --> 00:12:38,240 Speaker 6: of audio listening apps, libraries have an actual catalog that 313 00:12:38,280 --> 00:12:40,200 Speaker 6: you can access on your phone. You don't have to 314 00:12:40,200 --> 00:12:42,600 Speaker 6: go in and hire a disc like. You actually can 315 00:12:42,720 --> 00:12:44,480 Speaker 6: access as material for free. And I think that a 316 00:12:44,520 --> 00:12:46,720 Speaker 6: lot of people who are avid readers wouldn't know about it. 317 00:12:46,760 --> 00:12:48,760 Speaker 1: Potentially no, and. 318 00:12:48,960 --> 00:12:51,120 Speaker 4: It's such a good if you're someone who likes to read, 319 00:12:51,200 --> 00:12:52,840 Speaker 4: but maybe you don't have the time or the attention 320 00:12:52,880 --> 00:12:54,839 Speaker 4: span audiobooks are great because you can two times speed 321 00:12:54,840 --> 00:12:56,440 Speaker 4: them and just see through that thing. 322 00:12:57,360 --> 00:13:01,240 Speaker 5: Absolutely, I can't absorb information that fast, but if you can, 323 00:13:01,720 --> 00:13:02,600 Speaker 5: that's a great idea. 324 00:13:02,840 --> 00:13:04,040 Speaker 7: That's an awesome one. 325 00:13:04,440 --> 00:13:06,760 Speaker 4: All right, guys, Well, let's run to a really quick break, 326 00:13:06,800 --> 00:13:08,079 Speaker 4: and when we come back on the other side, we're 327 00:13:08,080 --> 00:13:10,000 Speaker 4: gonnachat about what to do in a workplace that promotes 328 00:13:10,040 --> 00:13:12,720 Speaker 4: men over women, and what to do when you discover 329 00:13:12,800 --> 00:13:20,680 Speaker 4: your sister is on OnlyFans don't go anywhere. Welcome back, everybody. 330 00:13:20,760 --> 00:13:23,200 Speaker 4: Let's take a listen to this week's money dilemma. 331 00:13:25,480 --> 00:13:27,840 Speaker 8: Hi, there, have you got a money dilemma you just 332 00:13:27,880 --> 00:13:30,400 Speaker 8: can't solve? The Sheess on the Money Team is here 333 00:13:30,440 --> 00:13:33,680 Speaker 8: to help. Every week we tackle your dilemmas, both big 334 00:13:33,720 --> 00:13:36,440 Speaker 8: and small, to answer your most burning money, career and 335 00:13:36,480 --> 00:13:39,680 Speaker 8: life questions. To get involved, simply head to our website 336 00:13:39,720 --> 00:13:41,839 Speaker 8: and leave us a short voice recording and you might 337 00:13:41,920 --> 00:13:44,440 Speaker 8: just find yourself on the show. Now, let's take a 338 00:13:44,480 --> 00:13:46,240 Speaker 8: listen to this week's money dilemma. 339 00:13:47,840 --> 00:13:51,040 Speaker 9: Hey, girls, I'm a chef in a mostly male kitchen 340 00:13:51,240 --> 00:13:54,560 Speaker 9: at a very popular and high level restaurant. I've worked 341 00:13:54,600 --> 00:13:56,800 Speaker 9: so hard to rise through the ranks here, And in 342 00:13:56,840 --> 00:13:59,920 Speaker 9: case you didn't know, kitchens are super male dominated and 343 00:14:00,040 --> 00:14:03,320 Speaker 9: intense work environments. I've put in long hours and I 344 00:14:03,400 --> 00:14:05,840 Speaker 9: do extra work to create special dishes in my own 345 00:14:05,920 --> 00:14:07,679 Speaker 9: time that sell out when they go on the menu. 346 00:14:08,400 --> 00:14:10,560 Speaker 9: But I've just been overlooked for a promotion that would 347 00:14:10,600 --> 00:14:12,640 Speaker 9: see more pay for a male chef who is not 348 00:14:12,679 --> 00:14:15,200 Speaker 9: only newer on the team, but doesn't do any of 349 00:14:15,240 --> 00:14:19,280 Speaker 9: this work. I'm devastated. Should I leave raise it with 350 00:14:19,360 --> 00:14:21,320 Speaker 9: my boss? Or am I just being silly? 351 00:14:21,680 --> 00:14:23,840 Speaker 7: Oh that's such a tough way. It's making me angry 352 00:14:23,840 --> 00:14:26,080 Speaker 7: to think that's why you're not being silly. 353 00:14:26,680 --> 00:14:28,560 Speaker 6: Yeah, I was about to say that too. The starters. 354 00:14:28,560 --> 00:14:30,240 Speaker 6: That's an easy one. It's not silly at all. And 355 00:14:30,280 --> 00:14:32,000 Speaker 6: I think that's that's the first step, isn't It is 356 00:14:32,080 --> 00:14:35,640 Speaker 6: that women tend to demean themselves out of the ability 357 00:14:35,680 --> 00:14:37,880 Speaker 6: to ask questions and to apply for roles they may 358 00:14:37,880 --> 00:14:39,960 Speaker 6: not feel it qualified for, even though they absolutely are. 359 00:14:40,400 --> 00:14:43,640 Speaker 6: And we use the language against ourselves in the first instance. 360 00:14:43,720 --> 00:14:47,600 Speaker 6: That really prevents us from almost acts as an extra 361 00:14:47,640 --> 00:14:50,720 Speaker 6: blockade to our success. You know, the system is against us, 362 00:14:50,720 --> 00:14:52,720 Speaker 6: and then we're against ourselves, So that's not helpful. In 363 00:14:52,720 --> 00:14:53,560 Speaker 6: the first instance. 364 00:14:53,680 --> 00:14:56,760 Speaker 4: Really no, definitely not, and it's hard. I think it's 365 00:14:56,760 --> 00:15:01,440 Speaker 4: applicable to so many industries beyond hospitality, or anyone who's 366 00:15:01,520 --> 00:15:04,040 Speaker 4: a waitress can attest to the fact that kitchens are 367 00:15:04,080 --> 00:15:06,800 Speaker 4: absolutely insane and generally men and they're always yelling, and 368 00:15:06,800 --> 00:15:08,720 Speaker 4: they're doing this, that and the other. Quite frankly, they 369 00:15:08,720 --> 00:15:10,680 Speaker 4: could probably use a woman's touch to make a little 370 00:15:10,760 --> 00:15:13,720 Speaker 4: you know, bring a little organization. Not to generalize, but yeah, 371 00:15:13,720 --> 00:15:17,280 Speaker 4: I think it's applicable to so many industries well beyond hospitality. 372 00:15:17,920 --> 00:15:20,840 Speaker 4: Do you guys think I mean, my opinion really is, yeah, 373 00:15:20,880 --> 00:15:23,000 Speaker 4: you should leave if they're overlooking you. I think that 374 00:15:23,080 --> 00:15:25,400 Speaker 4: it sounds like a cultural issue, but I feel like 375 00:15:25,400 --> 00:15:28,560 Speaker 4: it could be worth raising it too, because sometimes these 376 00:15:28,600 --> 00:15:31,800 Speaker 4: biases are really unconscious, and you know, if we don't 377 00:15:31,960 --> 00:15:35,920 Speaker 4: have the conversations, we can't necessarily expect to facilitate change. 378 00:15:36,000 --> 00:15:37,720 Speaker 4: I know that it can be really tough to have 379 00:15:37,800 --> 00:15:41,280 Speaker 4: those conversations, and I'd love to know how you guys 380 00:15:41,360 --> 00:15:43,320 Speaker 4: think that our listener could approach something like that. 381 00:15:44,240 --> 00:15:47,360 Speaker 5: It's so tough because really, like it is still a thing. 382 00:15:47,640 --> 00:15:49,240 Speaker 5: I guess, like I am curious to know, Like if 383 00:15:49,240 --> 00:15:52,160 Speaker 5: your boss is male or female seriously, because like I 384 00:15:52,160 --> 00:15:54,200 Speaker 5: don't want if you are to talk to your boss, 385 00:15:54,240 --> 00:15:56,000 Speaker 5: like I don't want you to feel like deflated or 386 00:15:56,080 --> 00:15:58,320 Speaker 5: kind of like, you know, not to throw this word 387 00:15:58,320 --> 00:16:02,200 Speaker 5: around so liberally, but you know, you might be gas 388 00:16:02,280 --> 00:16:06,680 Speaker 5: lit into believing that it's genuinely not a gender thing. 389 00:16:06,840 --> 00:16:09,520 Speaker 5: And really we can speak from experience and like see 390 00:16:09,520 --> 00:16:12,400 Speaker 5: that from experience, it does seem that in these kind 391 00:16:12,440 --> 00:16:15,320 Speaker 5: of situations men tend to get promoted over women, and 392 00:16:15,360 --> 00:16:19,200 Speaker 5: it's really shame. It's just such an I'm so sick 393 00:16:19,200 --> 00:16:21,800 Speaker 5: of this kind of thing happening. Who knows, Like we're 394 00:16:21,800 --> 00:16:23,840 Speaker 5: not there, we don't know the context. We could all 395 00:16:23,880 --> 00:16:27,600 Speaker 5: be like you know, assuming, but I just don't like 396 00:16:27,680 --> 00:16:28,720 Speaker 5: that this is still a thing. 397 00:16:29,280 --> 00:16:29,640 Speaker 7: I think. 398 00:16:29,760 --> 00:16:32,680 Speaker 5: Yes, maybe have a chat with your boss, try not 399 00:16:32,720 --> 00:16:35,320 Speaker 5: to get deflated if your boss is not really seeing 400 00:16:35,320 --> 00:16:37,400 Speaker 5: what you're seeing or just like is kind of making 401 00:16:37,440 --> 00:16:39,960 Speaker 5: you feel like it's not gender related, like it actually 402 00:16:40,040 --> 00:16:42,160 Speaker 5: might not be. But still and then yes, try and 403 00:16:42,200 --> 00:16:45,800 Speaker 5: find a company that supports women and that it's maybe 404 00:16:45,880 --> 00:16:48,640 Speaker 5: run by women, owned by women. I don't know, but 405 00:16:48,760 --> 00:16:50,640 Speaker 5: just try and find a different culture, like as just says, 406 00:16:50,680 --> 00:16:52,880 Speaker 5: I feel like it is probably more cultural, but yeah, 407 00:16:53,040 --> 00:16:54,960 Speaker 5: it is a thing that happens. You're not being silly, 408 00:16:55,440 --> 00:16:57,080 Speaker 5: You're not crazy, you're not silly, You're not any of 409 00:16:57,080 --> 00:17:00,640 Speaker 5: these things. I basically want you to validate yourself because 410 00:17:00,640 --> 00:17:01,360 Speaker 5: we're validating you. 411 00:17:01,520 --> 00:17:03,680 Speaker 6: And I think one of the most common experiences, especially 412 00:17:03,720 --> 00:17:06,280 Speaker 6: in the workplace it's being described, is that there's a 413 00:17:06,400 --> 00:17:09,720 Speaker 6: lack of a paper trail. So at least in corporate offices, 414 00:17:09,760 --> 00:17:12,480 Speaker 6: there's always this sort of like paper trail where you 415 00:17:12,520 --> 00:17:15,600 Speaker 6: can clearly see the communication and lay out a timeline 416 00:17:15,640 --> 00:17:18,199 Speaker 6: of events that may actually speak to the fact that 417 00:17:18,240 --> 00:17:21,320 Speaker 6: this is more objective gender discrimination and gives more rise 418 00:17:21,359 --> 00:17:23,960 Speaker 6: to like a professional formal complaint that can be made 419 00:17:24,119 --> 00:17:25,920 Speaker 6: and taken to somewhere like the Fair Work Commission or 420 00:17:25,960 --> 00:17:27,840 Speaker 6: a body that's suited to deal with something like this. 421 00:17:28,280 --> 00:17:31,040 Speaker 6: But it's so hard when you're working, say in a 422 00:17:31,119 --> 00:17:32,919 Speaker 6: kitchen as a chef, and you know that all of 423 00:17:32,920 --> 00:17:35,719 Speaker 6: the interactions you're having or ninety percent of them are 424 00:17:35,800 --> 00:17:38,440 Speaker 6: not via text or via a phone call, or via 425 00:17:38,560 --> 00:17:40,960 Speaker 6: voicemail or via email, and there's a lack of a 426 00:17:41,000 --> 00:17:44,120 Speaker 6: trail that you feel you can speak to objective evidence, right, 427 00:17:44,720 --> 00:17:47,200 Speaker 6: So it is something where you want to be raising 428 00:17:47,240 --> 00:17:49,080 Speaker 6: it with your boss in the first instance, and just 429 00:17:49,200 --> 00:17:52,040 Speaker 6: asking I would even suggest, like in the first instance, 430 00:17:52,080 --> 00:17:54,000 Speaker 6: having the conversation not through the learns of is it 431 00:17:54,000 --> 00:17:57,040 Speaker 6: because I'm a woman, but saying like, can you just 432 00:17:57,240 --> 00:18:00,440 Speaker 6: explain to me why this person was selected? Not in 433 00:18:00,480 --> 00:18:03,320 Speaker 6: like an obviously like a personal attack way, but almost 434 00:18:03,320 --> 00:18:05,480 Speaker 6: in a looking for feedback as to what could be 435 00:18:05,520 --> 00:18:08,439 Speaker 6: done next time, Because if you approach the conversation like that, 436 00:18:08,560 --> 00:18:10,680 Speaker 6: even though you could be absolutely enraged and have every 437 00:18:10,800 --> 00:18:13,360 Speaker 6: right to be, you're opening up a conversation where they're 438 00:18:13,400 --> 00:18:16,920 Speaker 6: pretty much giving you the answer consciously or not, as 439 00:18:17,000 --> 00:18:19,840 Speaker 6: to what happened there, and you can take whatever information 440 00:18:19,920 --> 00:18:22,720 Speaker 6: you gathered and actually move forward that And I think 441 00:18:22,720 --> 00:18:24,920 Speaker 6: that can be really telling because then if they point 442 00:18:24,920 --> 00:18:27,240 Speaker 6: to specific things and you have your arguments of when 443 00:18:27,280 --> 00:18:30,159 Speaker 6: you started, what your qualifications are, and the distinction between 444 00:18:30,200 --> 00:18:33,000 Speaker 6: you and the person that was chosen over you, you 445 00:18:33,000 --> 00:18:34,720 Speaker 6: can then start to paying the clearer picture as to 446 00:18:34,720 --> 00:18:37,120 Speaker 6: what's happened, and whether that's that you want to make 447 00:18:37,160 --> 00:18:40,600 Speaker 6: a gender discrimination complaint about your workplace formally, whether you 448 00:18:40,600 --> 00:18:42,720 Speaker 6: want to look for work elsewhere. I think it's about 449 00:18:42,760 --> 00:18:45,080 Speaker 6: having the conversation in the first instance, to kind of 450 00:18:45,080 --> 00:18:48,280 Speaker 6: look at, Okay, what reasoning has been communicated to me, 451 00:18:48,359 --> 00:18:50,159 Speaker 6: and how do I feel about that reasoning before you 452 00:18:50,160 --> 00:18:51,400 Speaker 6: can make any further steps. 453 00:18:52,160 --> 00:18:53,160 Speaker 7: Yeah, really good point. 454 00:18:53,280 --> 00:18:55,920 Speaker 4: I was going to say, ask for the data. I say, 455 00:18:56,080 --> 00:18:58,840 Speaker 4: so to speak around, you know, having a conversation with 456 00:18:58,880 --> 00:19:01,240 Speaker 4: your manager or whoever was the hiring You know, I 457 00:19:01,280 --> 00:19:03,520 Speaker 4: saw that X y Z got this job. I also 458 00:19:03,600 --> 00:19:05,560 Speaker 4: applied for this job. Can you explain to me, you know, 459 00:19:05,560 --> 00:19:07,280 Speaker 4: what were the points of difference between us? And maybe 460 00:19:07,320 --> 00:19:09,640 Speaker 4: they say, oh, they've got this qualification or they've got 461 00:19:09,640 --> 00:19:12,239 Speaker 4: this skill, or they've done this or done that, and 462 00:19:12,280 --> 00:19:15,400 Speaker 4: then you can use that metric as a baseline to say, oh, well, 463 00:19:15,440 --> 00:19:17,760 Speaker 4: actually I have this, or I have that or I 464 00:19:17,800 --> 00:19:20,640 Speaker 4: did this instead. And as you were saying, it really 465 00:19:20,680 --> 00:19:23,639 Speaker 4: opens up firstly, the opportunity for conversation where you know, 466 00:19:23,760 --> 00:19:26,720 Speaker 4: if it is a situation where perhaps the deciding factor 467 00:19:26,880 --> 00:19:29,399 Speaker 4: wasn't gender biased, then you know, now you have an 468 00:19:29,480 --> 00:19:32,480 Speaker 4: understanding of what your clear markers or steps are to 469 00:19:32,560 --> 00:19:35,720 Speaker 4: receive that promotion opportunity next time it comes up. And 470 00:19:36,359 --> 00:19:38,159 Speaker 4: if that's not the case, if you know it is 471 00:19:38,520 --> 00:19:41,719 Speaker 4: leaning more towards the space that you are being discriminated against. 472 00:19:42,000 --> 00:19:45,199 Speaker 4: It gives you something concrete and solid to say, hey, like, 473 00:19:45,680 --> 00:19:48,600 Speaker 4: based on the facts, based on the statistics that we 474 00:19:48,640 --> 00:19:51,720 Speaker 4: can't argue with, this is the experience that I'm having, 475 00:19:51,720 --> 00:19:54,080 Speaker 4: And it allows you to have that conversation either with 476 00:19:54,119 --> 00:19:56,760 Speaker 4: your manager or as you were saying, with the appropriate 477 00:19:56,840 --> 00:19:59,639 Speaker 4: body to report them, be that fair work or somebody else, 478 00:20:00,160 --> 00:20:03,080 Speaker 4: in a way that isn't skewed by emotion, because I 479 00:20:03,080 --> 00:20:06,119 Speaker 4: think when we have these conversations around gender bias, it 480 00:20:06,240 --> 00:20:08,680 Speaker 4: tends to often be brought up, Oh, you're being emotional, 481 00:20:08,800 --> 00:20:10,520 Speaker 4: or women have a tendency to be emotional, you have 482 00:20:10,560 --> 00:20:12,520 Speaker 4: a tendency to take it a certain way. And I 483 00:20:12,520 --> 00:20:15,399 Speaker 4: think if we take the emotion out of it and 484 00:20:15,480 --> 00:20:19,720 Speaker 4: really just operate on solid facts, solid information, and wherever 485 00:20:19,840 --> 00:20:23,679 Speaker 4: possible document it in writing, so via email, via text, 486 00:20:23,720 --> 00:20:25,760 Speaker 4: because as Hannah was saying, a lot of the time 487 00:20:25,800 --> 00:20:28,280 Speaker 4: in these kinds of workplaces, someone's yelling something at someone 488 00:20:28,280 --> 00:20:32,560 Speaker 4: across the kitchen and it's not necessarily formally documented. Having 489 00:20:32,600 --> 00:20:36,720 Speaker 4: that concrete, in arguable evidence, so to speak, will help 490 00:20:36,760 --> 00:20:39,080 Speaker 4: you down the line, no matter what choice you want 491 00:20:39,119 --> 00:20:42,520 Speaker 4: to make in terms of how you pursue it, I think, yeah. 492 00:20:42,560 --> 00:20:44,439 Speaker 6: And also I was just going to add the one 493 00:20:44,480 --> 00:20:46,200 Speaker 6: thing I would recommend everyone's going to have a look 494 00:20:46,240 --> 00:20:49,240 Speaker 6: at is the Workplace Gender Equality Agency, which is the 495 00:20:49,280 --> 00:20:52,480 Speaker 6: government's agency that really looks into things like the gender 496 00:20:52,520 --> 00:20:55,439 Speaker 6: pay gap and gender discrimination laws in this country. And 497 00:20:55,560 --> 00:20:57,840 Speaker 6: it's not about saying need to pursue a formal complaint. 498 00:20:57,920 --> 00:21:01,119 Speaker 6: That's totally up to you. Gives you the tools and 499 00:21:01,160 --> 00:21:03,479 Speaker 6: the resources to know what your work post rights are 500 00:21:03,480 --> 00:21:05,960 Speaker 6: and how to pursue that line if you are interested 501 00:21:06,000 --> 00:21:06,800 Speaker 6: in it down the track. 502 00:21:07,359 --> 00:21:10,080 Speaker 4: And also just a lot of really interesting data and statistics, 503 00:21:10,080 --> 00:21:12,399 Speaker 4: Like we reference their data a lot in posts that 504 00:21:12,400 --> 00:21:14,960 Speaker 4: we do for Instagram and stuff, because they have a 505 00:21:15,040 --> 00:21:17,679 Speaker 4: lot of just really good information. It's coming from a 506 00:21:17,680 --> 00:21:19,639 Speaker 4: government body, so you know that it's solid, you know 507 00:21:19,680 --> 00:21:22,560 Speaker 4: that it's really holistic. And they have an Instagram. They 508 00:21:22,560 --> 00:21:25,120 Speaker 4: have very few followers, but I would definitely recommend checking 509 00:21:25,119 --> 00:21:27,080 Speaker 4: them out because they feature a lot of interesting stats 510 00:21:27,080 --> 00:21:32,240 Speaker 4: on there. It's WGE Agency is their Instagram. But yeah, 511 00:21:32,280 --> 00:21:33,760 Speaker 4: I feel like that wraps that up in a nice 512 00:21:33,760 --> 00:21:35,120 Speaker 4: little bow. More than anything, I just want to say 513 00:21:35,119 --> 00:21:36,840 Speaker 4: I'm sorry. I think a lot of us can relate 514 00:21:36,880 --> 00:21:40,120 Speaker 4: to being in that situation where you feel like perhaps 515 00:21:40,240 --> 00:21:42,359 Speaker 4: you're in a male dominated space and you're not being 516 00:21:42,400 --> 00:21:44,359 Speaker 4: heard or honored in the way that you deserve to be, 517 00:21:44,720 --> 00:21:47,200 Speaker 4: and that just can impact like how you feel about 518 00:21:47,280 --> 00:21:49,639 Speaker 4: yourself as well. And I just want to say that 519 00:21:50,119 --> 00:21:53,560 Speaker 4: you're valid, and your your skill set and just you 520 00:21:53,640 --> 00:21:55,760 Speaker 4: as a human being is not based on the perception 521 00:21:55,840 --> 00:21:57,679 Speaker 4: that the people around you have in the workplace or 522 00:21:57,680 --> 00:22:01,439 Speaker 4: in anywhere other situation. Either. I'm sorry that that's happening 523 00:22:01,440 --> 00:22:03,920 Speaker 4: to you, and you one hundred percent deserve better. Don't 524 00:22:04,280 --> 00:22:05,919 Speaker 4: overlook or minimize that feeling. 525 00:22:06,080 --> 00:22:07,440 Speaker 7: Yeah, absolutely very well said. 526 00:22:07,560 --> 00:22:10,560 Speaker 4: Thank you. Should we change the tune ever so slightly 527 00:22:10,680 --> 00:22:13,520 Speaker 4: and take on this week's spicy DM? 528 00:22:13,680 --> 00:22:13,880 Speaker 2: Yes? 529 00:22:13,960 --> 00:22:14,360 Speaker 7: Please? 530 00:22:14,680 --> 00:22:15,080 Speaker 1: All right? 531 00:22:15,240 --> 00:22:17,400 Speaker 4: So we as always put a call out on Instagram 532 00:22:17,440 --> 00:22:19,159 Speaker 4: if you're not following us, it's at She's on the 533 00:22:19,200 --> 00:22:24,000 Speaker 4: money aus and we shared this DM that we received. Hey, 534 00:22:24,040 --> 00:22:25,960 Speaker 4: she's on the money. I have a DM for you. 535 00:22:26,440 --> 00:22:29,240 Speaker 4: My sister, who works in retail, has just disclose to 536 00:22:29,280 --> 00:22:31,920 Speaker 4: me that she makes most of her money on OnlyFans. 537 00:22:32,359 --> 00:22:34,119 Speaker 4: I want to straight up say that I have no 538 00:22:34,240 --> 00:22:37,439 Speaker 4: problem whatsoever with women making their way through the world. However, 539 00:22:37,480 --> 00:22:40,080 Speaker 4: they choose and good on her for making an income 540 00:22:40,119 --> 00:22:43,560 Speaker 4: through OnlyFans, and I do truly feel this, but she 541 00:22:43,720 --> 00:22:46,040 Speaker 4: is also my sister, and I feel worried for her 542 00:22:46,040 --> 00:22:49,040 Speaker 4: long term future and well being in doing this. She 543 00:22:49,080 --> 00:22:51,480 Speaker 4: has said that she's dropped her hours at her retail 544 00:22:51,600 --> 00:22:54,240 Speaker 4: job as she makes more money on OnlyFans, But I 545 00:22:54,320 --> 00:22:56,320 Speaker 4: don't think that she should be relying on this as 546 00:22:56,320 --> 00:22:59,360 Speaker 4: her primary form of income. Am I a bad feminist 547 00:22:59,440 --> 00:23:01,960 Speaker 4: for feeling concerned for her and not being one hundred 548 00:23:02,000 --> 00:23:07,040 Speaker 4: percent supportive? Can I voice my concern to her? There's 549 00:23:07,040 --> 00:23:08,360 Speaker 4: so many facets. 550 00:23:08,119 --> 00:23:10,000 Speaker 7: So many I was worried. 551 00:23:10,040 --> 00:23:12,600 Speaker 5: Actually, I was really worried when I first started hearing 552 00:23:12,600 --> 00:23:15,280 Speaker 5: this because I was like, you know how I feel 553 00:23:15,320 --> 00:23:18,679 Speaker 5: about only fans. I think it's absolutely fine for anyone 554 00:23:18,720 --> 00:23:20,560 Speaker 5: to do anything in any way they want. If all 555 00:23:20,560 --> 00:23:22,960 Speaker 5: parties are consenting, everyone's happy. Who actually cares? 556 00:23:23,000 --> 00:23:23,520 Speaker 7: You know what I mean? 557 00:23:23,680 --> 00:23:26,639 Speaker 5: Lately, we use our ears as an audio producer, We 558 00:23:26,760 --> 00:23:29,080 Speaker 5: use our mouths as an ouncers like we use. 559 00:23:29,320 --> 00:23:31,040 Speaker 7: I don't really get it. 560 00:23:31,080 --> 00:23:34,080 Speaker 5: I don't really get it, and it's been kind of 561 00:23:34,119 --> 00:23:35,960 Speaker 5: like explained me in many different ways, but I still 562 00:23:36,000 --> 00:23:39,439 Speaker 5: don't get why the only fans is an issue at all, 563 00:23:39,480 --> 00:23:40,879 Speaker 5: So I was kind of worried there for a second. 564 00:23:40,920 --> 00:23:43,399 Speaker 5: But I'm happy to see that she's not coming from it, 565 00:23:43,440 --> 00:23:45,560 Speaker 5: as you know, in any kind of bad way. But 566 00:23:46,000 --> 00:23:47,479 Speaker 5: i mean, what is bad, you know, what's the definition 567 00:23:47,520 --> 00:23:50,720 Speaker 5: of anything. But I think it's fair enough. It's valid 568 00:23:50,760 --> 00:23:53,879 Speaker 5: to think, like if this is a I suppose like 569 00:23:54,040 --> 00:23:57,640 Speaker 5: a career that is not really maybe going to take 570 00:23:57,680 --> 00:24:00,720 Speaker 5: her into her like you know, late years in life, 571 00:24:00,880 --> 00:24:03,040 Speaker 5: or maybe she's going to stop this eventually, and you 572 00:24:03,119 --> 00:24:04,760 Speaker 5: kind of just want her to focus on something that 573 00:24:04,800 --> 00:24:07,480 Speaker 5: will be a little bit more like long lasting, or 574 00:24:07,520 --> 00:24:09,080 Speaker 5: something she can fall back on just in case it 575 00:24:09,080 --> 00:24:11,720 Speaker 5: stops working out. That's a different story. And I really 576 00:24:11,800 --> 00:24:13,320 Speaker 5: that is a really tough one, Like how do you 577 00:24:13,320 --> 00:24:16,760 Speaker 5: even broach that subject? You know that sounds yeah, like 578 00:24:16,800 --> 00:24:19,000 Speaker 5: you're against what she's doing. 579 00:24:19,080 --> 00:24:19,240 Speaker 2: You know. 580 00:24:19,320 --> 00:24:21,560 Speaker 4: Yeah, it's tough because it sounds like it's coming from 581 00:24:21,600 --> 00:24:24,320 Speaker 4: a good place. And as someone who has a corporate background, 582 00:24:24,359 --> 00:24:27,440 Speaker 4: I understand that, you know, digital footprint is something that's 583 00:24:27,520 --> 00:24:29,600 Speaker 4: very weird real and we all have to be conscious 584 00:24:29,640 --> 00:24:31,400 Speaker 4: of what we put on the Internet and the potential 585 00:24:31,560 --> 00:24:35,280 Speaker 4: implications for that. Do I personally believe that people should 586 00:24:35,280 --> 00:24:36,920 Speaker 4: be able to do whatever they want and that should 587 00:24:36,960 --> 00:24:39,359 Speaker 4: have no bearing on their career opportunities or how they 588 00:24:39,440 --> 00:24:43,919 Speaker 4: perceive publicly. Absolutely, but unfortunately that isn't the world that 589 00:24:43,960 --> 00:24:47,800 Speaker 4: we live in currently. And I guess I understand wanting 590 00:24:47,840 --> 00:24:50,359 Speaker 4: to make sure that she's aware that the choices that 591 00:24:50,400 --> 00:24:54,560 Speaker 4: she makes may have those implications. For example, industries like teaching, 592 00:24:54,680 --> 00:24:57,640 Speaker 4: I could see it potentially being something that could become 593 00:24:57,680 --> 00:25:01,560 Speaker 4: an issue, you know, because they have very strict rules around, 594 00:25:01,920 --> 00:25:04,399 Speaker 4: you know, what people can and can't do. Again, not 595 00:25:04,480 --> 00:25:06,760 Speaker 4: that I agree that that should be the case, but 596 00:25:06,800 --> 00:25:09,320 Speaker 4: I also do very much think you know, she's her 597 00:25:09,359 --> 00:25:12,439 Speaker 4: own human and she deserves her own autonomy, and if 598 00:25:12,480 --> 00:25:14,400 Speaker 4: it's something that she's happy and she's safe and she's 599 00:25:14,440 --> 00:25:16,040 Speaker 4: making money, as you were saying back, I think like 600 00:25:16,119 --> 00:25:19,520 Speaker 4: that is the most important thing. As for bringing it up, 601 00:25:19,520 --> 00:25:21,880 Speaker 4: it's a really tough conversation because I don't even now 602 00:25:22,040 --> 00:25:26,439 Speaker 4: us having this conversation. I'm struggling to convey how I 603 00:25:26,640 --> 00:25:30,359 Speaker 4: feel in a way that acknowledges what I feel to 604 00:25:30,400 --> 00:25:32,640 Speaker 4: be all of the relevant and important things, because part 605 00:25:32,680 --> 00:25:35,280 Speaker 4: of them like yeah, girl, get your bag, do what 606 00:25:35,320 --> 00:25:38,200 Speaker 4: you do, proud and happy for you, But the other 607 00:25:38,280 --> 00:25:40,400 Speaker 4: part of me wants to say, hey, but there are 608 00:25:40,800 --> 00:25:43,679 Speaker 4: these other things to consider. There are you know, The 609 00:25:43,760 --> 00:25:45,879 Speaker 4: reality is there may be implications. 610 00:25:45,960 --> 00:25:46,359 Speaker 1: You know. 611 00:25:46,440 --> 00:25:48,160 Speaker 4: I want you to be aware of that too, because 612 00:25:48,200 --> 00:25:50,000 Speaker 4: I don't want that to stop you from getting your 613 00:25:50,080 --> 00:25:52,679 Speaker 4: dream job down the track. And I don't know how 614 00:25:52,720 --> 00:25:54,560 Speaker 4: you could approach that. And there's I don't have a sister, 615 00:25:54,640 --> 00:25:57,760 Speaker 4: but I imagine that's a very challenging bond to navigate 616 00:25:57,960 --> 00:26:00,840 Speaker 4: in and of itself as well. So I don't really 617 00:26:00,840 --> 00:26:02,480 Speaker 4: know what the answer is. But Hannah, you look like 618 00:26:02,520 --> 00:26:03,840 Speaker 4: you definitely have something to say. 619 00:26:03,920 --> 00:26:05,879 Speaker 6: I find this really it's such a great question. It 620 00:26:05,920 --> 00:26:07,560 Speaker 6: is a bit spicy, and it is a bit complicated, 621 00:26:07,600 --> 00:26:10,720 Speaker 6: But I honestly feel that the fact that we're all 622 00:26:10,760 --> 00:26:13,920 Speaker 6: a bit like clearly like ooh, nervous to talk about 623 00:26:13,920 --> 00:26:16,159 Speaker 6: it speaks to what the real problem is. 624 00:26:16,200 --> 00:26:17,840 Speaker 1: And the problem is an only fans. 625 00:26:17,880 --> 00:26:21,879 Speaker 6: The problem is social expectation and judgment, right, And so 626 00:26:22,440 --> 00:26:25,600 Speaker 6: the problem is not and I think I would say 627 00:26:25,640 --> 00:26:29,800 Speaker 6: to this person, your concern and your like sort of 628 00:26:29,960 --> 00:26:33,840 Speaker 6: insecure feelings around this aren't actually steeped in a regressive 629 00:26:33,920 --> 00:26:36,359 Speaker 6: or conservative view that you hold. They're steeped in the 630 00:26:36,359 --> 00:26:38,879 Speaker 6: fact that you worry how other people will perceive your sister, 631 00:26:38,960 --> 00:26:42,080 Speaker 6: and so you're taking on the mental load of that 632 00:26:42,240 --> 00:26:45,080 Speaker 6: concern of judgment that society might hold for her and 633 00:26:45,119 --> 00:26:48,080 Speaker 6: what that means for her. That's coming from a good place, 634 00:26:48,640 --> 00:26:50,840 Speaker 6: But I think it's about considering how you then approach 635 00:26:50,880 --> 00:26:55,679 Speaker 6: that conversation because like as feminists, I say, absolutely get it. 636 00:26:56,119 --> 00:26:58,240 Speaker 6: What I would say the conversation would be from my 637 00:26:58,280 --> 00:27:02,240 Speaker 6: perspective is not saying, should you be doing OnlyFans no slay. 638 00:27:02,600 --> 00:27:06,760 Speaker 6: The conversation should be, hey, what is your long term 639 00:27:07,119 --> 00:27:11,639 Speaker 6: savings plan and what is your protective layer here in 640 00:27:11,840 --> 00:27:14,320 Speaker 6: case you were to struggle to find work afterwards, because 641 00:27:14,320 --> 00:27:17,080 Speaker 6: we know how society is. I think it's about approaching 642 00:27:17,080 --> 00:27:19,440 Speaker 6: it from the judgment perspective and saying, I'm with you, 643 00:27:19,840 --> 00:27:24,240 Speaker 6: but financially security wise, what is your plan? Because I 644 00:27:24,280 --> 00:27:27,120 Speaker 6: want to protect you from what other people might say 645 00:27:27,119 --> 00:27:28,560 Speaker 6: and think if you want to go into X Y 646 00:27:28,760 --> 00:27:31,399 Speaker 6: Z industry, because I would say that to myself and 647 00:27:31,480 --> 00:27:34,439 Speaker 6: my sister, like do you have you know, financial advice? 648 00:27:34,480 --> 00:27:36,439 Speaker 6: Do you have an accountant? Do you need help with 649 00:27:36,480 --> 00:27:40,359 Speaker 6: your actual financial management to make you feel secure in 650 00:27:40,440 --> 00:27:44,119 Speaker 6: your progressive awesome choices, because I would say it is 651 00:27:44,160 --> 00:27:47,239 Speaker 6: super impressive that you have the like fortitude to go 652 00:27:47,320 --> 00:27:49,040 Speaker 6: and do that and to make money from it, and 653 00:27:49,080 --> 00:27:50,240 Speaker 6: to be super impressive. 654 00:27:50,680 --> 00:27:52,400 Speaker 1: But think about it this way. 655 00:27:52,760 --> 00:27:56,040 Speaker 6: Politicians for a long time received a guaranteed pension after 656 00:27:56,080 --> 00:27:58,600 Speaker 6: retirement because there was a belief, and that belief was 657 00:27:58,680 --> 00:28:01,520 Speaker 6: quite true that after someone retired from politics they would 658 00:28:01,520 --> 00:28:03,360 Speaker 6: struggle to find a job because of things they'd said 659 00:28:03,359 --> 00:28:03,840 Speaker 6: and done in. 660 00:28:03,800 --> 00:28:06,639 Speaker 1: Their role that was very public. It's kind of the 661 00:28:06,680 --> 00:28:07,240 Speaker 1: same thing. 662 00:28:07,600 --> 00:28:10,400 Speaker 6: There is a risk associated and it's how you protect 663 00:28:10,400 --> 00:28:13,600 Speaker 6: someone from that risk. So it's not problematic to worry 664 00:28:13,640 --> 00:28:16,440 Speaker 6: because you're worrying about you want to protect your sister 665 00:28:16,480 --> 00:28:18,639 Speaker 6: from society or not judging her. And so as long 666 00:28:18,680 --> 00:28:22,159 Speaker 6: as you've asked yourself those questions about where your worry 667 00:28:22,200 --> 00:28:24,360 Speaker 6: is coming from, and as long as that's not judgment 668 00:28:24,400 --> 00:28:27,080 Speaker 6: from you, just work out what is your worry and 669 00:28:27,240 --> 00:28:30,040 Speaker 6: articulate that in a protective and considered way. 670 00:28:30,119 --> 00:28:32,040 Speaker 1: I think, because she's. 671 00:28:31,800 --> 00:28:33,800 Speaker 6: Doing well and as long as she can continue to 672 00:28:33,800 --> 00:28:36,560 Speaker 6: do well and prepare for the future, so be it. 673 00:28:37,040 --> 00:28:41,000 Speaker 4: Yeah, you've put it really eloquently there. I completely agree. 674 00:28:41,000 --> 00:28:43,240 Speaker 4: And the other thing that I would maybe suggest bringing 675 00:28:43,320 --> 00:28:45,920 Speaker 4: up or asking her about, is what she's doing with 676 00:28:45,960 --> 00:28:47,959 Speaker 4: her money right now, because she said that she's obviously 677 00:28:48,000 --> 00:28:50,280 Speaker 4: earning more than she was in her retail wage. And 678 00:28:50,600 --> 00:28:53,120 Speaker 4: we've had a few Only Fans creators on the podcast 679 00:28:53,120 --> 00:28:54,920 Speaker 4: before for Money Diaries, and if you haven't listened to 680 00:28:54,960 --> 00:28:56,760 Speaker 4: those episodes, you can find them by searching up she's 681 00:28:56,760 --> 00:28:58,640 Speaker 4: on the Money Only Fans. There's been some great ones, 682 00:28:58,920 --> 00:29:01,400 Speaker 4: But something that we've heard when talking to people is 683 00:29:01,400 --> 00:29:04,360 Speaker 4: that sometimes they go from earning not a lot they're 684 00:29:04,400 --> 00:29:08,280 Speaker 4: just earning an ordinary, solid wage, to earning in some cases, 685 00:29:08,520 --> 00:29:11,000 Speaker 4: crazy amounts of money that you could only dream of. 686 00:29:11,400 --> 00:29:13,440 Speaker 4: And when people it's kind of like winning the lottery, 687 00:29:13,600 --> 00:29:17,280 Speaker 4: like you're not always prepared or equipped for that situation, 688 00:29:17,440 --> 00:29:20,680 Speaker 4: and people historically have often gone, oh my god, I 689 00:29:20,720 --> 00:29:22,560 Speaker 4: have all this money that I didn't have before, and 690 00:29:22,600 --> 00:29:25,080 Speaker 4: they've blown it. Whereas it's a really good time for 691 00:29:25,120 --> 00:29:27,120 Speaker 4: her now, like you were saying, Hannah to be thinking 692 00:29:27,160 --> 00:29:29,880 Speaker 4: about her future. Should she be investing, should she be 693 00:29:29,920 --> 00:29:32,720 Speaker 4: putting money aside in savings? How is she putting the 694 00:29:32,960 --> 00:29:36,360 Speaker 4: extra money that she has now to work to support 695 00:29:36,400 --> 00:29:39,080 Speaker 4: her if she can't find employment or even if she 696 00:29:39,120 --> 00:29:41,440 Speaker 4: decides to keep doing only vans like whatever her future 697 00:29:41,440 --> 00:29:45,600 Speaker 4: looks like, I think not taking her newfound success and 698 00:29:45,760 --> 00:29:48,240 Speaker 4: letting that get away from her, because I think too 699 00:29:48,240 --> 00:29:51,360 Speaker 4: many times we've seen people who have had an opportunity 700 00:29:51,440 --> 00:29:54,640 Speaker 4: and not handled their money in perhaps the best way. 701 00:29:54,680 --> 00:29:57,440 Speaker 4: They've not had the right advisors or support around them, 702 00:29:57,760 --> 00:30:00,960 Speaker 4: and that has meant that that opportunity or that influx 703 00:30:01,000 --> 00:30:03,600 Speaker 4: of cash has kind of been rendered redundant. And we 704 00:30:03,600 --> 00:30:05,000 Speaker 4: don't want to see that happened to her either. 705 00:30:05,960 --> 00:30:08,120 Speaker 7: Absolutely, what do the community have to say? Let me 706 00:30:08,240 --> 00:30:08,640 Speaker 7: tell you. 707 00:30:08,680 --> 00:30:10,800 Speaker 4: So we started off by asking have you ever been 708 00:30:10,840 --> 00:30:15,360 Speaker 4: concerned by your friend or family member's career choice? Fifty 709 00:30:15,440 --> 00:30:18,760 Speaker 4: nine percent of people said yes, which shocked me, and 710 00:30:18,840 --> 00:30:22,080 Speaker 4: forty one percent of people said no. Then we said, 711 00:30:22,240 --> 00:30:25,719 Speaker 4: if yes, did you voice this concern to them? Fifty 712 00:30:25,760 --> 00:30:28,520 Speaker 4: eight percent of people said no, it's not my place 713 00:30:28,560 --> 00:30:32,080 Speaker 4: to comment on it. Fifteen percent of people said yes 714 00:30:32,440 --> 00:30:35,040 Speaker 4: and it didn't go well, and twenty seven percent of 715 00:30:35,040 --> 00:30:37,920 Speaker 4: people said yes and we had a good chat about it. 716 00:30:38,280 --> 00:30:42,240 Speaker 4: So an overwhelming majority of people were concerned for something 717 00:30:42,280 --> 00:30:44,480 Speaker 4: that someone they loved was doing, but didn't bring it 718 00:30:44,560 --> 00:30:47,120 Speaker 4: up to that sure okay, which is crazy. And then 719 00:30:47,160 --> 00:30:50,920 Speaker 4: we said tell us your two cents, and it was 720 00:30:50,960 --> 00:30:54,640 Speaker 4: a really varied mix of responses, and I think people 721 00:30:54,680 --> 00:30:58,000 Speaker 4: coming from kind of the different perspectives that we've discussed here. 722 00:30:58,520 --> 00:31:01,240 Speaker 4: One person said, you're right to be concerned. Your sister 723 00:31:01,320 --> 00:31:03,080 Speaker 4: needs to have a backup plan for if her only 724 00:31:03,200 --> 00:31:06,920 Speaker 4: fans income dries up. Somebody else said, it's very hard 725 00:31:07,000 --> 00:31:09,920 Speaker 4: to earn good or consistent income from something like only fans. 726 00:31:10,040 --> 00:31:12,240 Speaker 4: Is she putting all of her eggs in one basket? 727 00:31:12,840 --> 00:31:14,680 Speaker 4: But somebody else said, make the money while she can, 728 00:31:14,720 --> 00:31:17,320 Speaker 4: and she can always go back to retail whenever she wants. 729 00:31:18,160 --> 00:31:21,520 Speaker 4: Somebody said, don't worry about other people's money and how 730 00:31:21,560 --> 00:31:23,560 Speaker 4: they make it. And I wanted to ask you guys 731 00:31:23,640 --> 00:31:27,440 Speaker 4: about this because it's a bit of a catch twenty two, right. 732 00:31:27,520 --> 00:31:30,920 Speaker 4: It's the feeling concerned for the people that we love 733 00:31:30,960 --> 00:31:32,320 Speaker 4: and wanting the best for them. 734 00:31:32,560 --> 00:31:32,760 Speaker 2: You know. 735 00:31:32,840 --> 00:31:34,760 Speaker 4: The sister obviously wants to just make sure that her 736 00:31:34,760 --> 00:31:37,520 Speaker 4: sister is doing well. Our listeners who have responded to 737 00:31:37,560 --> 00:31:40,320 Speaker 4: the pole have obviously seen some kind of red flag 738 00:31:40,720 --> 00:31:43,400 Speaker 4: in the choices that their friends or family are making. 739 00:31:44,080 --> 00:31:46,480 Speaker 4: But if you see something that's wrong and you don't 740 00:31:46,560 --> 00:31:51,400 Speaker 4: voice your concern. Is that doing the right thing because 741 00:31:51,400 --> 00:31:53,160 Speaker 4: it's not your place to have an opinion on what 742 00:31:53,200 --> 00:31:54,200 Speaker 4: somebody else is doing. 743 00:31:54,720 --> 00:31:56,480 Speaker 7: Or is it a little bit of. 744 00:31:56,840 --> 00:31:59,800 Speaker 4: A disservice to the person you love by not making 745 00:31:59,800 --> 00:32:02,959 Speaker 4: sure or helping them to chat about something. 746 00:32:03,200 --> 00:32:05,560 Speaker 6: I think that when we talk about money, it's one 747 00:32:05,560 --> 00:32:09,360 Speaker 6: of the biggest taboo subjects, right trust. So my thing is, 748 00:32:09,960 --> 00:32:12,280 Speaker 6: it's exactly what you were just saying. It's this really 749 00:32:12,400 --> 00:32:16,080 Speaker 6: kind of double standard, hypocritical thing. We're saying, Oh, we 750 00:32:16,080 --> 00:32:18,280 Speaker 6: shouldn't talk about it, but we're actually what of the 751 00:32:18,280 --> 00:32:20,640 Speaker 6: point of she using the money is to empower women 752 00:32:20,680 --> 00:32:23,200 Speaker 6: by having conversations that traditionally we weren't allowed to able 753 00:32:23,280 --> 00:32:26,440 Speaker 6: or feeling comfortable to have. What I would say the 754 00:32:26,600 --> 00:32:30,680 Speaker 6: difference is here, just from my consideration, then, is the 755 00:32:30,760 --> 00:32:33,240 Speaker 6: reason people don't approach the conversations because they think there's 756 00:32:33,320 --> 00:32:35,360 Speaker 6: judgment and they don't want to hurt the relationship. 757 00:32:35,560 --> 00:32:37,120 Speaker 1: Yeah, but that's why I think it comes back to 758 00:32:37,160 --> 00:32:37,680 Speaker 1: the how. 759 00:32:37,880 --> 00:32:39,920 Speaker 6: I think it comes back to sitting with yourself and saying, 760 00:32:40,160 --> 00:32:42,640 Speaker 6: where is my concern coming from? And is that fair 761 00:32:42,680 --> 00:32:46,080 Speaker 6: and justified concern? And how can I approach this in 762 00:32:46,160 --> 00:32:49,680 Speaker 6: the way that actually expresses the concern without conveying judgment. Yes, 763 00:32:49,760 --> 00:32:52,400 Speaker 6: because we shouldn't be silent on money because it's money. 764 00:32:52,400 --> 00:32:54,320 Speaker 6: That's just going back to that archaic way of thinking 765 00:32:54,520 --> 00:32:57,200 Speaker 6: that prevents women from earning more, asking for more pay, 766 00:32:57,240 --> 00:32:59,880 Speaker 6: asking for better conditions and more flexible working arrangements. 767 00:33:00,440 --> 00:33:01,400 Speaker 1: We need to converse. 768 00:33:01,480 --> 00:33:04,360 Speaker 6: It's about how is it in a respectful and comfortable, 769 00:33:04,400 --> 00:33:05,280 Speaker 6: secure way. 770 00:33:05,400 --> 00:33:07,240 Speaker 5: Yes, Yes, I completely agree with that. I was going 771 00:33:07,320 --> 00:33:10,800 Speaker 5: to say something very similar, but not as well articulated. 772 00:33:10,840 --> 00:33:11,240 Speaker 3: For sure. 773 00:33:11,840 --> 00:33:13,400 Speaker 6: I'm sure it's going to be. 774 00:33:14,400 --> 00:33:15,720 Speaker 7: Oh, pressures on, pressures on. 775 00:33:16,120 --> 00:33:18,360 Speaker 5: No, I was basically just going to say, like, you know, 776 00:33:18,440 --> 00:33:20,520 Speaker 5: as well as you said, Hannah, like trying to figure 777 00:33:20,520 --> 00:33:22,400 Speaker 5: out where the concern comes from. I think that if 778 00:33:22,440 --> 00:33:24,760 Speaker 5: you are in a position where you're kind of concerned 779 00:33:24,760 --> 00:33:27,400 Speaker 5: about someone's career choice or what they're doing, and you 780 00:33:27,440 --> 00:33:30,920 Speaker 5: want to voice your opinion, really just figuring out what's 781 00:33:31,040 --> 00:33:34,120 Speaker 5: the root of your concern, because if it's like I 782 00:33:34,160 --> 00:33:37,960 Speaker 5: don't like only fans, then that's you know, you're going 783 00:33:38,040 --> 00:33:40,640 Speaker 5: to have to start breaking down your own like way 784 00:33:40,680 --> 00:33:42,320 Speaker 5: of thinking and being like, where does that come from? 785 00:33:42,360 --> 00:33:45,040 Speaker 5: Is that my train of thought or is that society's 786 00:33:45,080 --> 00:33:47,560 Speaker 5: train of thought and where like is that even based 787 00:33:47,560 --> 00:33:48,080 Speaker 5: in anything? 788 00:33:48,160 --> 00:33:48,280 Speaker 4: Like? 789 00:33:48,400 --> 00:33:49,360 Speaker 7: Probably actually not. 790 00:33:49,840 --> 00:33:51,680 Speaker 5: But if it's actually, like you know, I don't know, 791 00:33:51,880 --> 00:33:55,520 Speaker 5: let's say your partner as a firefighter and you're scared 792 00:33:55,720 --> 00:33:59,160 Speaker 5: because that's actually really really dangerous kind of career, you know, 793 00:33:59,440 --> 00:34:02,880 Speaker 5: just trying to figure out the actual root of your 794 00:34:02,960 --> 00:34:06,240 Speaker 5: own thinking and asking why why why until you break 795 00:34:06,280 --> 00:34:08,759 Speaker 5: it all the way down and if you still have 796 00:34:08,880 --> 00:34:12,120 Speaker 5: solid reason to be concerned, then yes, exactly, like kind 797 00:34:12,120 --> 00:34:14,160 Speaker 5: of like approaching it in a way that's not judgmental, 798 00:34:14,160 --> 00:34:17,120 Speaker 5: in a way that's kind of like objective, in kind, 799 00:34:17,480 --> 00:34:22,200 Speaker 5: compassionate and yeah, so that's sorry, is the longest way 800 00:34:22,200 --> 00:34:22,879 Speaker 5: to answer your question. 801 00:34:23,320 --> 00:34:25,799 Speaker 4: No, I agree, And I think a really interesting point 802 00:34:25,800 --> 00:34:27,960 Speaker 4: that you've both brought up, and something that I would 803 00:34:28,040 --> 00:34:31,200 Speaker 4: like to just say very clearly is I think that 804 00:34:31,280 --> 00:34:35,239 Speaker 4: there is something very positive in critically looking at your 805 00:34:35,320 --> 00:34:38,920 Speaker 4: thought patterns and processes. And even if you come to 806 00:34:39,080 --> 00:34:42,680 Speaker 4: realize that something you are thinking or feeling is a 807 00:34:42,719 --> 00:34:46,279 Speaker 4: response to a societal standard that perhaps doesn't sit well 808 00:34:46,320 --> 00:34:48,919 Speaker 4: with your values, we need to remember that a lot 809 00:34:48,920 --> 00:34:52,440 Speaker 4: of things are so ingrained in us because it's what 810 00:34:52,480 --> 00:34:55,400 Speaker 4: we've seen and watched and learned from a really young age. 811 00:34:55,760 --> 00:34:59,840 Speaker 4: And to undo that train of thinking does take conscious effort. 812 00:35:00,320 --> 00:35:02,440 Speaker 4: And so even if your knee jerk response to this 813 00:35:02,520 --> 00:35:05,960 Speaker 4: as a listener was you know, well, she shouldn't be 814 00:35:06,000 --> 00:35:08,440 Speaker 4: doing only fans, maybe that was your immediate response, and 815 00:35:08,719 --> 00:35:11,080 Speaker 4: upon reflection, if you go, why was I thinking that? 816 00:35:11,239 --> 00:35:13,360 Speaker 4: Was it coming from a place of concern for her future? 817 00:35:13,520 --> 00:35:15,880 Speaker 4: Was it coming from a place of maybe I'm not 818 00:35:16,200 --> 00:35:19,480 Speaker 4: as positive of women in the sex industry? Looking at 819 00:35:19,600 --> 00:35:24,040 Speaker 4: why and how that is? I think, don't feel like 820 00:35:24,080 --> 00:35:27,279 Speaker 4: you're a bad person if you necessarily are repeating thought 821 00:35:27,280 --> 00:35:29,399 Speaker 4: patterns that you have been exposed to, because I think 822 00:35:29,400 --> 00:35:33,440 Speaker 4: we can all identify as feminists but still have things 823 00:35:33,480 --> 00:35:35,840 Speaker 4: that we need to work on and understand within ourselves. 824 00:35:35,880 --> 00:35:39,000 Speaker 4: It is actually speaking from my personal experience, like it 825 00:35:39,040 --> 00:35:42,439 Speaker 4: takes some work to undo those intrinsic thoughts and those 826 00:35:42,480 --> 00:35:46,160 Speaker 4: patterns and feelings. And that is something that is active, 827 00:35:46,520 --> 00:35:48,480 Speaker 4: and that comes from those reflections that you have in 828 00:35:48,520 --> 00:35:50,360 Speaker 4: your thoughts and your feelings and your responses, and sometimes 829 00:35:50,400 --> 00:35:53,719 Speaker 4: you don't even realize that they're there until you experience 830 00:35:53,760 --> 00:35:56,640 Speaker 4: something that brings it up and prompts that response from you, 831 00:35:57,160 --> 00:35:58,560 Speaker 4: and so I just want to say, if that is 832 00:35:58,600 --> 00:36:02,200 Speaker 4: the case, you don't feel like that makes you inherently 833 00:36:02,360 --> 00:36:04,960 Speaker 4: a bad person, Like reflection is a good thing. That's 834 00:36:05,000 --> 00:36:08,799 Speaker 4: what makes us grow. Totally, because I don't want to villainize. 835 00:36:08,800 --> 00:36:12,520 Speaker 4: I guess the idea of something that maybe you didn't 836 00:36:12,560 --> 00:36:14,560 Speaker 4: know that was there, If that makes any sense. 837 00:36:14,640 --> 00:36:15,440 Speaker 1: Yeah, totally. 838 00:36:15,760 --> 00:36:18,760 Speaker 6: It really comes back to like a person's intention versus 839 00:36:18,840 --> 00:36:21,920 Speaker 6: their impact, because your intention could be to have like 840 00:36:21,960 --> 00:36:24,879 Speaker 6: a conversation that shows you care. But if you haven't 841 00:36:24,920 --> 00:36:27,160 Speaker 6: really thought about how you're going to do that and 842 00:36:27,200 --> 00:36:30,080 Speaker 6: what's at the root of your thoughts, your impact is 843 00:36:30,080 --> 00:36:32,680 Speaker 6: going to actually have a gap between intention and impact. 844 00:36:33,040 --> 00:36:35,560 Speaker 6: And you can't always control and it's not your job 845 00:36:35,600 --> 00:36:37,600 Speaker 6: to control your impact. But if someone comes back to 846 00:36:37,600 --> 00:36:39,680 Speaker 6: you and says it hurt you, it hurt them, or 847 00:36:39,719 --> 00:36:42,520 Speaker 6: it made them uncomfortable, that really is showing that gap. 848 00:36:42,560 --> 00:36:44,640 Speaker 6: So it's about sitting with it and considering it before 849 00:36:44,680 --> 00:36:45,640 Speaker 6: you actually land. 850 00:36:46,000 --> 00:36:48,200 Speaker 4: Yeah. Absolutely, and as you said, having it in a 851 00:36:48,320 --> 00:36:51,480 Speaker 4: kind and considered way. And that seems to be really 852 00:36:51,520 --> 00:36:53,880 Speaker 4: reflective of the things that some people are saying. It 853 00:36:54,200 --> 00:36:57,080 Speaker 4: falls into t camp. Some people are expressing concern, some 854 00:36:57,120 --> 00:36:58,920 Speaker 4: people are saying it sounds like the sister does have 855 00:36:59,000 --> 00:37:01,600 Speaker 4: a problem with only fans, and you know, we only 856 00:37:01,600 --> 00:37:04,239 Speaker 4: have the information that was provided to us. But I 857 00:37:04,239 --> 00:37:07,719 Speaker 4: think the overarching outcome here and from a lot of 858 00:37:07,760 --> 00:37:11,200 Speaker 4: our listeners is as long as she's making considered choices 859 00:37:11,239 --> 00:37:14,080 Speaker 4: and is aware of the broader impacts, you know, let 860 00:37:14,080 --> 00:37:16,040 Speaker 4: her do what she wants, but it's not a bad 861 00:37:16,080 --> 00:37:19,719 Speaker 4: thing for her sister and our listener to have that conversation, 862 00:37:19,840 --> 00:37:22,319 Speaker 4: as long as it's done in a kind and compassionate way. 863 00:37:22,480 --> 00:37:26,399 Speaker 4: Absolutely amazing. Any last thoughts from anyone before we wrap up. 864 00:37:26,480 --> 00:37:28,680 Speaker 4: I think I'm really satisfied with that. That was a 865 00:37:28,800 --> 00:37:29,839 Speaker 4: really good one. 866 00:37:29,960 --> 00:37:30,400 Speaker 7: Hannah. 867 00:37:30,480 --> 00:37:33,239 Speaker 4: You are so articulate and wonderful. Thank you so much 868 00:37:33,280 --> 00:37:35,640 Speaker 4: for coming on and sharing your thoughts. You are the best, 869 00:37:35,920 --> 00:37:37,560 Speaker 4: Absolutely wonderful. Thank you. 870 00:37:37,760 --> 00:37:38,600 Speaker 6: I love you both. 871 00:37:38,640 --> 00:37:40,400 Speaker 1: Thank you for having me. It's been a privilege. 872 00:37:40,480 --> 00:37:42,719 Speaker 4: Come back anytime. And if people want to hear more 873 00:37:42,760 --> 00:37:45,440 Speaker 4: from yourself you said earlier, you're on the podcast, You're 874 00:37:45,480 --> 00:37:48,319 Speaker 4: on Instagram, there's another book on the way, there's one 875 00:37:48,320 --> 00:37:51,160 Speaker 4: already out which is wonderful. Anywhere else that people should 876 00:37:51,160 --> 00:37:52,080 Speaker 4: be looking to find you. 877 00:37:52,400 --> 00:37:54,239 Speaker 6: Those are the places I'm on TikTok and I have 878 00:37:54,239 --> 00:37:56,319 Speaker 6: a personal Instagram as well, but they're all linked to 879 00:37:56,360 --> 00:37:58,000 Speaker 6: each other, so if you find one, you pretty much 880 00:37:58,040 --> 00:37:58,560 Speaker 6: find it all. 881 00:37:58,600 --> 00:37:59,640 Speaker 1: So thank you again. 882 00:38:00,000 --> 00:38:02,640 Speaker 4: You're in the ecosystem, which is great, amazing. Well, thank 883 00:38:02,680 --> 00:38:05,040 Speaker 4: you so much for joining us everybody. We had a 884 00:38:05,120 --> 00:38:07,839 Speaker 4: wonderful time as always, and Victoria will see you bright 885 00:38:07,920 --> 00:38:10,720 Speaker 4: early on Monday for a money diary. Have a good weekend. 886 00:38:10,920 --> 00:38:11,839 Speaker 8: Bye guys. 887 00:38:12,040 --> 00:38:15,800 Speaker 6: Bye. 888 00:38:18,120 --> 00:38:20,680 Speaker 8: The advice shared on She's on the Money is general 889 00:38:20,719 --> 00:38:24,560 Speaker 8: in nature and does not consider your individual circumstances. She's 890 00:38:24,640 --> 00:38:28,080 Speaker 8: on the Money exists purely for educational purposes and should 891 00:38:28,120 --> 00:38:31,280 Speaker 8: not be relied upon to make an investment or financial decision. 892 00:38:31,680 --> 00:38:34,120 Speaker 8: If you do choose to buy a financial product, read 893 00:38:34,160 --> 00:38:37,480 Speaker 8: the PDS TMD and obtain appropriate financial. 894 00:38:37,040 --> 00:38:38,840 Speaker 7: Advice tailored towards your needs. 895 00:38:39,200 --> 00:38:43,160 Speaker 8: Victoria, Divine and She's on the Money are authorized representatives 896 00:38:43,200 --> 00:38:47,040 Speaker 8: of Money. Sheirper pty Ltd ABN three two one IS 897 00:38:47,080 --> 00:38:51,000 Speaker 8: six four nine two seven seven zero eight AFSL four 898 00:38:51,080 --> 00:39:04,560 Speaker 8: five one two eight nine