Speaker 1: Hello, and welcome to She's on the Money, the podcast
Speaker 1: for millennials who want financial freedom. And I so well,
Speaker 1: because you've given.
Speaker 2: A script this listen.
Speaker 1: You've written it down for me, and that's what happens
Speaker 1: when we're prepared.
Speaker 3: The bar is so low.
Speaker 2: Excuse me? Where's the bar? Can we go?
Speaker 3: I for the show? The bar is so so high.
Speaker 3: But for Trav not getting one word of a six
Speaker 3: word sentence wrong, I mean, come on.
Speaker 1: I was going to have a response there, but nobody
Speaker 1: has written a script for me.
Speaker 2: So I sorry. Well, we're back again this week. We're
Speaker 2: on the pod. That's on the radio, that's on the pod. Yeah,
Speaker 2: it's kind of like exception. Look, we're back with Trav
Speaker 2: and Mitch, and then I get to hang out each
Speaker 2: and every single week with you guys as well, which
Speaker 2: I adore. But what is this like week three or
Speaker 2: four of the podcast?
Speaker 1: Four?
Speaker 2: Now we've done it a month, had a radio show
Speaker 2: for a month.
Speaker 3: Someone get us a cake. You know, you make the
Speaker 3: most out of all of us. I saw you actually
Speaker 3: your west packapp open on your phone, Victoria, I travel.
Speaker 3: I haven't seen that many zeros in my life, truly.
Speaker 3: It was baffling. Look at mine, Ah, that's the secret account.
Speaker 1: Look at the mine. You will actually see that many zeros,
Speaker 1: but just before.
Speaker 2: Any other number and negative.
Speaker 1: In front of all of this, we actually learned a
Speaker 1: lot about Victoria Divine that I don't think even her
Speaker 1: podcast community would know.
Speaker 3: We let about your pooh schedule.
Speaker 1: Your about movement.
Speaker 2: We absolutely did not. You just went Rogan started talking
Speaker 2: about pool on the pod.
Speaker 1: Why are you looking so red? Though? Made?
Speaker 2: It makes me uncomfortable.
Speaker 3: If there's one thing hotter than your finance tips, it's
Speaker 3: you on the bathroom at nine point thirty every Saturday.
Speaker 1: Morning during the songs.
Speaker 3: During the songs, Victoria, can you confirm or deny? Victoria
Speaker 3: requested actually that you play slower sad songs because that
Speaker 3: gives them more time to poo.
Speaker 1: Yeah. She asked if I would play November Rain, which is.
Speaker 3: Like rain eightnutes.
Speaker 2: I wanted Bohemian Rhapsody. Why do you keep getting this wrong.
Speaker 1: Because November Rain is a lot longer than Behemian Rhapsody.
Speaker 2: Okay, cool, Well, maybe I don't need as much time
Speaker 2: as you to poop. It's not my problem.
Speaker 3: Did you know how to try the Victoria said, I
Speaker 3: was sorry I was late traffic, but her car was
Speaker 3: in the parking lot the whole time she was on
Speaker 3: the toilet at all.
Speaker 2: You know what I feel like today's episode was a
Speaker 2: good episode. Yeah, I'm a bit biased, but the fact
Speaker 2: that we got to go on Facebook marketplace and find
Speaker 2: the most ridiculous things in the entire world, like I
Speaker 2: reckon that was pretty good.
Speaker 1: And the ridiculous high prices that some people are trying
Speaker 1: to charge for it.
Speaker 2: Do you know we printed out some things and some
Speaker 2: of them didn't make it to the pod. But you
Speaker 2: can buy haunted dolls like quote, it's not even cheap.
Speaker 2: It's one hundred and forty dollars for this hand painted
Speaker 2: horror porcelain doll.
Speaker 3: Do you think it's more because it's haunted or less
Speaker 3: because it's haunted?
Speaker 2: I don't know, but it says meat Heidi a one
Speaker 2: of a kind, hand painted, recreated porcelain doll. Heidi is
Speaker 2: a circus freak with a soft heart but a sinister side.
Speaker 2: When people are deep asleep, Heidi is looking for her
Speaker 2: home to feel safe, but roam the streets at night.
Speaker 1: I think that that is a hard note from me, who.
Speaker 2: Goes money win I'm going to go buy that and
Speaker 2: ruin my own life.
Speaker 1: And you know the problem is right there is Heidi
Speaker 1: was set to evil, not good. Little Simpsons threw back
Speaker 1: for you.
Speaker 3: And we're going to get a money matters in the
Speaker 3: next couple of weeks. Hi, guys, I bought a curse
Speaker 3: dole on Facebook and now my children head spins through sixty.
Speaker 2: What I's a cursed dole?
Speaker 1: Like?
Speaker 2: I feel like it's like a horror movie where you
Speaker 2: just turn up to a house and that house is
Speaker 2: just haunted.
Speaker 1: This like, that's a good segment. I was about to say,
Speaker 1: we need to do a haunted or a ghost tons
Speaker 1: of style segments on this show. Because Victoria Devine, you
Speaker 1: are the ghost queen. You've got to go.
Speaker 2: This is very niche content.
Speaker 3: I didn't know this. Tell me, tell me, tell.
Speaker 2: Me niche content. So I've just moved out of my
Speaker 2: actual house and into Elise.
Speaker 1: You've moved into Elise, Lucky Elisee. I know.
Speaker 2: I've just moved out of my house and into a
Speaker 2: rental property for the next six months while we renovate.
Speaker 2: Because I did all obviously, I did all the numbers
Speaker 2: and budget and it works out if you do everything
Speaker 2: at once. I say significantly on getting like the services
Speaker 2: or whatever it is done twice.
Speaker 1: I'm just shocked that you would even think about finances
Speaker 1: and things like that in the future.
Speaker 2: Actually crazy. We would have thought very out of character,
Speaker 2: really really abstract, but so off brand. Anyway, we've moved
Speaker 2: into this house and it is I would say it's gorgeous.
Speaker 2: No one else is going to agree with me. It's
Speaker 2: very seventies like it could be easily on that seventies show.
Speaker 2: Think like I.
Speaker 3: Love that bar that's so in mid century modern.
Speaker 1: Which would so definitely be fair.
Speaker 2: I am obsessed with this house. We have a sunken
Speaker 2: lounge room like, we have those big seventies windows, like,
Speaker 2: we have a.
Speaker 3: Breakay, we get rich god aquariums. I'm not everywhere. I
Speaker 3: actually we have at home movies. There's a bit Small's opposite.
Speaker 3: Didn't come with a television, but the guest quarters. Did
Speaker 3: you know I was sold in the second pool? Yeah,
Speaker 3: which is inside the first pool.
Speaker 1: Shall I call myself Yves, I'll put it make you
Speaker 1: feel more at home.
Speaker 2: That you should see the wallpaper in this house, like
Speaker 2: floor to ceiling bathroom in floral. I love it. But
Speaker 2: back to the story. I'm convinced this house is haunted
Speaker 2: and low key okay with it, Like she's pretty nice,
Speaker 2: but if she stopped doing weird things, that would be
Speaker 2: kind of nicer. So she like asks me to walk
Speaker 2: her dog. They kid you not, that's a wee joking.
Speaker 3: That's odd.
Speaker 2: It's odd.
Speaker 1: You gotta pay you for that or what.
Speaker 2: I don't think I'm gonna get paid, which.
Speaker 3: Is great, that's free labor.
Speaker 1: Obviously, maybe like a little deal. Stop haunting me an
Speaker 1: old walky dog, mate.
Speaker 2: And there's been too many coincidences where I'm like, ha
Speaker 2: ha ha, like if someone's here, flick the lights, and
Speaker 2: then they do, and it's so scary and trav I
Speaker 2: took a video of it and showed you this morning,
Speaker 2: and I am.
Speaker 1: Not going to sleep tonight, thank you very much. Mate.
Speaker 2: So I'm convinced I either have a haunted house or
Speaker 2: there's someone living in the roof messing with me.
Speaker 1: Mitch. I know you're trying to save on rentmate, but
Speaker 1: get out of that house. Hey, if you want more
Speaker 1: money saving tips, you've got to listen to this show.
Speaker 1: Going to do Super Savior Saturday, the Tax edition. Going
Speaker 1: to keep some more money in your bank account. But
Speaker 1: you know what, we've talked way too much.
Speaker 2: Can we give them the show?
Speaker 1: Yeah, li'sten enjoy.
Speaker 2: The show what they want.
Speaker 1: Here's your ghost Freeze. She's on the Money Radio show Radio.
Speaker 3: She's on the Money Radio Show with Victoria Divine.
Speaker 1: Starts now that she's on the Money Radio Show with
Speaker 1: Australia's number one finance podcast of Victoria Divine. Mitch Churi
Speaker 1: in the seed as well and as all thanks to
Speaker 1: Budget direct Guys, winner of Can Stars Insurer of the
Speaker 1: Year Award twenty twenty two Budget Directs. They've solved it,
Speaker 1: insurance solved.
Speaker 2: They have, indeed, but you know what's not solved? What
Speaker 2: inflation and how much things are costing at the moment.
Speaker 3: I saw it in person literally last night. I went
Speaker 3: for sushi and you know what the sushi trains. I
Speaker 3: love a sushi train.
Speaker 2: They have the plate with the price of the sushi train,
Speaker 2: not like just getting ober eats.
Speaker 3: No, I actually physically when I don't know right for once,
Speaker 3: I'm a changed man. And you know how the prices
Speaker 3: on the plates on the wall, like the green plates
Speaker 3: are dollar, the purple they were removing the plates and
Speaker 3: adding new plates.
Speaker 1: You give prices in motion that is actually ridiculous. You
Speaker 1: know what, companies, We're not standing for it anymore. That's
Speaker 1: why we're going to do this.
Speaker 2: All right, I'm get done on trademarking. This is great.
Speaker 1: I know thirteen six five. We want you to call
Speaker 1: us right now here on Shees on the Money radio
Speaker 1: show and tell us what have you seen that is
Speaker 1: just regard damndiculous price wise?
Speaker 2: Oh do you know what I can tell you. I
Speaker 2: can tell you that I was at the airport the
Speaker 2: other day and I paid seven dollars forty for a
Speaker 2: regular oat larte. No, seven dollars like, not an extra large,
Speaker 2: not anything like. At these prices, I'm gonna end up
Speaker 2: being better off paying for a business class ticket and
Speaker 2: getting the free coffee in the lounge than I am
Speaker 2: actually paying for it at the cafe.
Speaker 3: You know what airports do that though, don't they? Airport
Speaker 3: like they've they inflated ten years in the future. Everything's
Speaker 3: so expensive at an airport.
Speaker 2: Yeah, I'm not sure if it's actually inflation or them
Speaker 2: just taking the mickey.
Speaker 1: So if I had something at the airport, I would
Speaker 1: just undercut everyone by two bucks and get all the business.
Speaker 2: Yeah, just be like the cheap place at the airport.
Speaker 1: Exactly. Richie Reach, our producer, was telling me he paid
Speaker 1: five dollars ten for a six hundred milli Pepsi max.
Speaker 1: You can get two leaders for two bucks.
Speaker 2: No, that's an absolute joke. I would have buy choice,
Speaker 2: just said no, I'm not I'm not doing that, and
Speaker 2: mixed my drink with water.
Speaker 3: Yeah, that's ridiculous.
Speaker 1: Anyway, At thirteen one a sixty five, we are taking
Speaker 1: your calls right now, Judy has called us. Judy, what's
Speaker 1: too damn expensive?
Speaker 3: Blueberries?
Speaker 2: Blueberries are too expensive.
Speaker 3: I went to get blueberries yesterday and they were eight dolets.
Speaker 2: No, no, like for a couple of puets eight dollars.
Speaker 2: Did you buy the blueberries though?
Speaker 3: No?
Speaker 2: Yeah, good work, Judy Baker stand you should have stolen them.
Speaker 2: Not very cheese on the money.
Speaker 3: I don't know what came over me.
Speaker 1: I would have picked them up, thrown them on the
Speaker 1: floor and said, yeah you know why No, No.
Speaker 2: That's a lot of money for berries.
Speaker 3: That's shocking, all right.
Speaker 1: Thirteen one a six five, Natasha, what have you seen?
Speaker 1: That was absolutely ridiculous in price?
Speaker 2: So I saw Iceberg lettice which is usually two dollars
Speaker 2: fifty ahead, and I saw it for eight dollars ninety
Speaker 2: eight ahead, eight dollars ninety Oh my gosh, hang on
Speaker 2: a second, that's absolutely wrong.
Speaker 3: See that's the problem. Everyone always tells me eats salad,
Speaker 3: eats salad, it's healthier. But no, I can get a
Speaker 3: double cheeseburger for a dollar ninety nine.
Speaker 2: You can get an entire meal for that iceberg. Yeah,
Speaker 2: an iceberg lettuce is fluff like it tasteses water.
Speaker 3: It's water.
Speaker 2: It's the worst lettuce of all lettuces.
Speaker 1: You know what I'm actually gonna do. I'm going to
Speaker 1: buy that big Mac or whatever you're buying me. You're
Speaker 1: going to take the lettuce out and resell that.
Speaker 2: You wait, your big max are going to increase in
Speaker 2: price because they've got that shredded iceberg lettuce in it.
Speaker 3: You have the underground lettuce market's about to boom every.
Speaker 2: And also, do you know what I hate when they
Speaker 2: say it's eight dollars ninety eight or whatever?
Speaker 3: You grow up?
Speaker 2: No, it is who even has two cents?
Speaker 1: Everybody cash these days? What is? Yeah? I don't know.
Speaker 3: Yeah, each week we're going to bring you someone's financial
Speaker 3: story on ed to get Victoria's advice on what they
Speaker 3: should do. And it's a real broad stretch here. We
Speaker 3: had a four year old one week, twelve months old
Speaker 3: the other asking for finance. My love, Victoria, You've got
Speaker 3: such a wide audience, is key.
Speaker 2: You also Holy Tunity before their track to call me
Speaker 2: a pood caster.
Speaker 1: You know what, I'm just trying to clean the show up. Guys,
Speaker 1: you keep dragging her down, Victoria Devine, It's who.
Speaker 2: I am as a hearse.
Speaker 3: Anyway, let's answer Holly's question. Holly sent this in to
Speaker 3: She's on the Money Social. She said, one of my
Speaker 3: friends recently hit me up for a loan. He's going
Speaker 3: through a bit of a tough time and has asked
Speaker 3: me for one thousand bucks to help tide him over
Speaker 3: for a while. His promised still pay it back within
Speaker 3: the next few months. I really want to help him out,
Speaker 3: but I'm cautious. Should I give him the loan? Do
Speaker 3: I need to draw up a written agreement to protect myself?
Speaker 3: What's the best way to go about this.
Speaker 2: It's actually so hard when friends ask for money, and
Speaker 2: my approach to this is obviously, if you're not in
Speaker 2: the financial situation to be able to afford that. The
Speaker 2: answer is like, sorry, I actually can't help. But if
Speaker 2: you are and that's something you want to do, I
Speaker 2: would actually really question whether that's a good idea or not.
Speaker 2: So when someone asks you for money, from my perspective,
Speaker 2: you're going to lose one of two things. You're either
Speaker 2: going to lose a friendship or the money.
Speaker 1: Which one is sometimes even both.
Speaker 2: Sometimes even both. So we need to be really clear
Speaker 2: on if I leant tr have one thousand bucks, Like,
Speaker 2: from my perspective, you kind of have to feel a
Speaker 2: bit that you're not going to get it back obviously
Speaker 2: trying you can put a written agreement in place and
Speaker 2: do that, but I would really be potentially trying to
Speaker 2: help your friend in a different way and saying like
Speaker 2: all right, Travs, sit down, I know you need a
Speaker 2: thousand dollars, Like maybe there's another way we can get it.
Speaker 2: It shouldn't come from me as a friend, like maybe
Speaker 2: looking into resources that could help them, maybe having a
Speaker 2: look at the National Debt Helpline, which I'm upset with
Speaker 2: because they are really good eggs doing well.
Speaker 3: It's a debt helmep line.
Speaker 2: What's that It's essentially a national debt helpline that you
Speaker 2: can call. It is free. There are financial counselors on there.
Speaker 2: They can give you access to things like NILS loans.
Speaker 2: So NILS loans is a loan that has no interest
Speaker 2: attached to it, So that could be a really good
Speaker 2: option instead of borrowing cash from a friend. And often
Speaker 2: when people are borrowing cash from friends, it's because they
Speaker 2: just feel like they're rock in a hard place, right
Speaker 2: They just don't know what their options are, and no
Speaker 2: one wants to ask their mate for a thousand bucks
Speaker 2: like that makes you feel kind of bad. So you
Speaker 2: don't want to be in a situation where that's happening.
Speaker 2: But if a friend goes, all right, well mate, if
Speaker 2: you need money, great, let's work it out. There are
Speaker 2: so many options out there to support you. I would
Speaker 2: really steer away from lending money to friends.
Speaker 3: That's good advice. I got the kind of friend that
Speaker 3: goes if you ever need anything, especially after like a
Speaker 3: couple of you know, Voka Granbery's like, if you need anything,
Speaker 3: if you're ever in a tight spot, I've got you.
Speaker 3: And then when they actually come asking, I disappear like,
Speaker 3: oh I can't. I mean it's a bad spot.
Speaker 2: On, but it's so nice to be that friend that
Speaker 2: can support. But what is going on here is actually
Speaker 2: if they're in a bit of a pickle and you're
Speaker 2: helping them out. It's kind of like the if you
Speaker 2: give a fish to somebody, they'll eat for a day,
Speaker 2: but if you teach them to fish, they'll fish for
Speaker 2: a lifetime or whatever they.
Speaker 3: Put on a teach dot com.
Speaker 2: I think it was a Bible quote, so we're not
Speaker 2: going to go with that. I just know what. Just
Speaker 2: went to Catholic school for twelve years. But it's one
Speaker 2: of those things where it's like, can I actually teach
Speaker 2: you a skill? Can I give you a bit more
Speaker 2: financial literacy? Like if you need one thousand dollars, here's
Speaker 2: a better way to do it, or here's a loan
Speaker 2: scheme that might put you in the best possible position.
Speaker 2: I'd obviously try and steer away from things that are
Speaker 2: like buy now, pay later, because that's going to put
Speaker 2: people in a worse off position. I'd also really steer
Speaker 2: away from recommending they get a credit card because that
Speaker 2: could absolutely spiral out of control. But what is in
Speaker 2: your breadth of control, like the national debt helpline has
Speaker 2: a whole heap of resources. I would absolutely go down
Speaker 2: that route. And I know this has gone a little
Speaker 2: bit more serious, but we've all been asked for money
Speaker 2: at some point somehow from someone, and I think actually
Speaker 2: serving back with education and going all right, well, how
Speaker 2: are we going to do this?
Speaker 1: Like?
Speaker 2: How am I going to put you in a better
Speaker 2: position instead of just giving you the money so you
Speaker 2: can continue a bad habits.
Speaker 1: Well that's a lot better advice than what I had,
Speaker 1: because I was just going to say, because that fits
Speaker 1: perfectly with what we're going to do next here at
Speaker 1: Shees on the Money radio show.
Speaker 2: What have you seen recently on Facebook Marketplace that makes
Speaker 2: you want to pick up the phone and go you're dreaming?
Speaker 1: Hang on, mate, we've got this dreaming.
Speaker 3: Well, let me just say I'll start by saying I
Speaker 3: am a happy messenger. If someone is putting something on
Speaker 3: Facebook Marketplace and they're hiking up the price, I'll message
Speaker 3: them and I'll go, hey, mate, your dream and that's
Speaker 3: a ridiculous price. Then I'll block them and disappear.
Speaker 2: So can you planning on purchasing the item or you're
Speaker 2: just providing feedback?
Speaker 1: Now?
Speaker 3: The other other day for a wooden giraffe? Was after
Speaker 3: a one thousand pucks? Mate, you are dreaming, she didn't
Speaker 3: want to buy it. What would you pay for a
Speaker 3: wooden giraffe?
Speaker 1: Just quietly, if you're not dreaming.
Speaker 2: Did you pay for a wooden that's right.
Speaker 3: Right, it's a state of mind. But we have a
Speaker 3: whole bunch that I found. I found this one.
Speaker 1: Right.
Speaker 3: This is a white iPhone six sixty four gigabyte unlocked. Right,
Speaker 3: this is three hundred bucks. It's the saying.
Speaker 2: I'm not going to say I agree or disagree with that,
Speaker 2: because I don't know what a white iPhone six is
Speaker 2: actually worth.
Speaker 3: That is like a ten year old phone.
Speaker 2: Oh so that's not good? No, okay, bad deal. So
Speaker 2: maybe just tell them their dream.
Speaker 1: Dream?
Speaker 2: What have you got, Trav? I believe you found something
Speaker 2: pretty gross?
Speaker 1: Okay, so toothbrush. First of all, there's a whole lot
Speaker 1: of questions to unpack there. But used only once, apparently
Speaker 1: five bucks, stealing the original packaging. Mind you, price is
Speaker 1: firm five bucks, not gonna move. No weirdos.
Speaker 2: Weirdos. Do you know what confuses me? It says used once,
Speaker 2: but it's quite clearly still in the packet mate, is
Speaker 2: that what you're selling it? Because you don't know how
Speaker 2: to use a toothbrush? I would also like to know
Speaker 2: what Trav's looking up me get why?
Speaker 3: Yeah, the algorithm knows that that man wants a toothbrush.
Speaker 1: Oh my gosh, what have you found, Victoria? Quick? Move on?
Speaker 2: Well, actually, I was going to bring up a topic
Speaker 2: that I think will trigger a few people, and that's
Speaker 2: the topic of limited edition things that you got for
Speaker 2: free at KOHLSA wooly Yeah, but you know when you
Speaker 2: got like those mini groceries or the ushy things. So
Speaker 2: I looked up an ushy. I am going to sell
Speaker 2: this to you, all right, Sit down, Traps, Sit down, Mitch.
Speaker 2: We've got an ultra rare glitter woody ushy. Yeah, limited edition,
Speaker 2: brand new mint condition doesn't come with his packaging, but
Speaker 2: he is fifteen hundred dollars. No what you got that
Speaker 2: for free? So sit down. I also found another one, guys,
Speaker 2: which I just think is a bit rich or maybe
Speaker 2: a little bit niche. Right, So this is a Finding
Speaker 2: Nemo stuffed toy. It is a really big one. It's
Speaker 2: one meter long sixty five centimeters high. According to the
Speaker 2: original seller. It's also very cuddly. But it looks like
Speaker 2: that one you got at the Melbourne show for free.
Speaker 2: Why are you selling it to me for hundred and
Speaker 2: fifty dollars?
Speaker 1: Dreamer? They one hundred percent got that at moonber in
Speaker 1: Melbourne because it says they're in Melbourne.
Speaker 2: Yeah, exactly, that was free. Why are you trying to
Speaker 2: profit off a children's toy?
Speaker 1: I mean, hey, you probably spent way over one hundred
Speaker 1: and fifty bucks trying to win it, but still telling
Speaker 1: me dreaming man right in the bin.
Speaker 3: That's way more fun when we do it.
Speaker 1: Anyway. Hey, Victoria, coming up next, we are going to
Speaker 1: do Super Savior Saturday where you give us some sneaky
Speaker 1: tips on how we can keep more bucks in our
Speaker 1: bank account.
Speaker 3: Saturday Tax Edition yet weeks Tosty.
Speaker 2: This is my dream come true. Guys.
Speaker 3: Wow, do you like tax tips? Victoria does?
Speaker 2: She?
Speaker 3: I guess Christmas for you would be like like and
Speaker 3: a financial year. Yeah, I said tips, disgusting you like
Speaker 3: just a tip?
Speaker 2: No move on, I'm here for the tax tips.
Speaker 3: You're talking about tax tips right now.
Speaker 2: I'm talking about tax tips.
Speaker 3: It's e first to people still say that happy epist.
Speaker 1: We do only that annoying ad from like office works.
Speaker 1: I think.
Speaker 2: Sorry, it's literally my favorite time of year, right, like
Speaker 2: end of financial year is so fun? But also, do
Speaker 2: you want to a hot tip about your favorite financial advisor,
Speaker 2: which spoiler is me.
Speaker 3: No, I don't, No, I want it. I want to
Speaker 3: please he does.
Speaker 2: My birthday is actually the thirtieth of June. Why wasn't
Speaker 2: born to be a finance baby? I don't know what
Speaker 2: I was born to do.
Speaker 3: And I might need to leave I didn't know that.
Speaker 2: I will send you through my birthday list later, but
Speaker 2: before we get to my birthday list, like, how about
Speaker 2: we go through a list of tax tips from Victoria Devine.
Speaker 3: Yeah, I'm down.
Speaker 2: I'm down.
Speaker 1: That's your birthday present from me, by the way, doing.
Speaker 2: That, Oh, I get to do tax tips on my
Speaker 2: own radio show. I am so grateful. I cannot wait.
Speaker 2: So first things first, those of you who are turning
Speaker 2: thirty one this June or anytime soon, you actually need
Speaker 2: to get your health care in check. If you're going
Speaker 2: to get private health cover, and that is not something
Speaker 2: that I'm here recommending going you need private health cover,
Speaker 2: but if you earn over the threshold and you actually
Speaker 2: earn more than ninety thousand dollars individually, and you're over
Speaker 2: the age of thirty, you could be absolutely slammed with
Speaker 2: not only the Medicare levy surcharge, which you get for
Speaker 2: being over ninety thousand dollars a year, but once you
Speaker 2: go over the age of thirty one, you actually end
Speaker 2: up paying even more. So now's the time to shine
Speaker 2: my friends when it comes to private health cover.
Speaker 3: Wow, most of my friends don't even have private health
Speaker 3: I have it.
Speaker 2: But I'm a financial advisor, Guys, I feel like I'm
Speaker 2: very stereotypical, very vanilla. One time I lost a friendship
Speaker 2: because she called me beij I hope she's listening, Hey, Emily,
Speaker 2: all right. Next is pre paying expenses. So this one
Speaker 2: is more of a big saving, but you also have
Speaker 2: to cough up a little bit of cash to make
Speaker 2: the saving. So if you've got things that you're paying,
Speaker 2: like insurance, like you've got maybe income protection or something,
Speaker 2: you can actually pre pay a year in advance and
Speaker 2: then claim it on June thirty in this year's tax
Speaker 2: retur It's kind of good money.
Speaker 3: But that requires a lot of pre thought. That's tough.
Speaker 2: Yeah, that's tough, And it also requires you not to
Speaker 2: pay month to month or like week to week. Yeah,
Speaker 2: you've got to cough it up in advance. So it's
Speaker 2: like a min you win, but like more of a
Speaker 2: niche one for the rich people listening.
Speaker 1: Like coffee now, don't worry about it later.
Speaker 2: Yeah, Mitch can't do that, because.
Speaker 3: I was going to say not, and I can't do that.
Speaker 3: I can cook dinner, let alone pre plan the finances.
Speaker 2: Would you us for dinner if I came over all close?
Speaker 2: But that's all right, that's fine. And the next Mitch,
Speaker 2: this one's really going to be down your alley is
Speaker 2: you can potentially claim your handbag on tap.
Speaker 1: Was an amazing bird.
Speaker 3: Yeah Saturday morning, mate, Yeah, that's gold. Good gear from you.
Speaker 2: You could I mean, you're not going to be able
Speaker 2: to claim a Chanelle bag, but like who can afford
Speaker 2: a Shanel bag anyway? But if you have a bag
Speaker 2: for work that carries like your work laptop and your
Speaker 2: notebooks and stuff, and it's actually reasonably priced, you can
Speaker 2: put it in as a work expense. Do you know
Speaker 2: my favorite thing that people can potentially claim that's also
Speaker 2: really niche. Dogs. I'm a dog. If you're a lot, Yeah, no, no, no, no,
Speaker 2: it needs to be working dog. But if you're like
Speaker 2: insecurity or in farming, like, that's where I'm going with this.
Speaker 2: It's going to be she's on the security and then
Speaker 2: my dog, Lucy the Golden sheeper Doodle. She's going to
Speaker 2: be security for everybody.
Speaker 1: Lucy, can you go get us some coffees as well
Speaker 1: while you're at it?
Speaker 3: Mate the Yeah, please please.
Speaker 2: She knows the word coffee. She loves going to the cafe.
Speaker 1: Yeah, just go pick us up some coffees while you're
Speaker 1: at it.
Speaker 3: Lucy.
Speaker 1: All right, that is us done and dusted. We're getting
Speaker 1: kicked out of this studio. Remember, you can catch up
Speaker 1: with us anytime you want, just search. She's on the money.
Speaker 1: Socials