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Speaker 1: Hello, and welcome to She's on the Money, the podcast

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Speaker 1: for millennials who want financial freedom.

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Speaker 2: And I so well, because.

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Speaker 3: You've given a script this listen.

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Speaker 1: You've written it down for me, and that's what happens

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Speaker 1: when we're prepared.

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Speaker 2: The bar is so low.

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Speaker 3: Excuse me? Where's the bar? Can we go?

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Speaker 2: I for the show? The bar is so so high.

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Speaker 2: But for Trav not getting one word of a six

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Speaker 2: word sentence wrong, I mean, come on.

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Speaker 1: I was going to have a response there, but nobody

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Speaker 1: has written a script for me.

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Speaker 2: So I sorry.

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Speaker 3: Well, we're back again this week. We're on the pod.

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Speaker 3: That's on the radio, that's on the pod. Yeah, it's

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Speaker 3: kind of like exception. Look, we're back with Trav and Mitch,

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Speaker 3: and then I get to hang out each and every

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Speaker 3: single week with you guys as well, which I adore.

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Speaker 3: But what is this like week three or four of

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Speaker 3: the podcast?

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Speaker 1: Four?

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Speaker 3: Now we've done it a month, had a radio show

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Speaker 3: for a month.

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Speaker 2: Someone get us a cake. You know, you make the

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Speaker 2: most out of all of us. I saw you actually

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Speaker 2: your west Pack app open on your phone, Victoria, I travel.

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Speaker 2: I haven't seen that many zeros in my life, truly,

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Speaker 2: don't think it was baffling. Look at mine, Ah, that's

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Speaker 2: the secret account.

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Speaker 1: Look at the mine. You will actually see that many zeros,

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Speaker 1: but just before.

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Speaker 3: Any other number and negative.

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Speaker 1: In front of all of this, we actually learned a

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Speaker 1: lot about Victoria Divine that I don't think even her

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Speaker 1: podcast community would know. We let about your poo schedule,

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Speaker 1: your about movement.

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Speaker 3: We absolutely did not. You just went Rogan started talking

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Speaker 3: about pool on the pod.

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Speaker 1: Why are you looking so red? Though?

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Speaker 3: Made it makes me uncomfortable.

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Speaker 2: If there's one thing hotter than your finance tips, it's

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Speaker 2: you on the bathroom at nine point thirty every Saturday.

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Speaker 1: Morning during the songs.

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Speaker 2: During the songs, Victoria, can you confirm or deny? Victoria requested,

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Speaker 2: actually that you play slower sad songs because that gives

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Speaker 2: them more time to poo.

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Speaker 1: Yeah. She asked if I would play November Rain, which is.

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Speaker 2: Like rain nonutes.

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Speaker 3: I wanted Bohemian Rhapsody. Why do you keep getting this wrong.

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Speaker 1: Because November Rain is a lot longer than Behemian Rhapsody.

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Speaker 3: Okay, cool, Well, maybe I don't need as much time

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Speaker 3: as you to poop. It's not my problem.

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Speaker 2: Did you know how to try the Victoria said, I

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Speaker 2: was sorry I was late traffic, but her car was

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Speaker 2: in the parking lot the whole time she was on

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Speaker 2: the toilet at all.

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Speaker 3: You know what I feel like today's episode was a

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Speaker 3: good episode. Yeah, I'm a bit biased, but the fact

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Speaker 3: that we got to go on Facebook marketplace and find

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Speaker 3: the most ridiculous things in the entire world, like I

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Speaker 3: reckon that was pretty good.

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Speaker 1: And the ridiculous high prices that some people are trying

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Speaker 1: to charge for it.

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Speaker 3: Do you know we printed out some things and some

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Speaker 3: of them didn't make it to the pod. But you

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Speaker 3: can buy haunted dolls like quote, it's not even cheap.

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Speaker 3: It's one hundred and forty dollars for this hand painted

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Speaker 3: horror porcelain doll.

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Speaker 2: Do you think it's more because it's haunted or less

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Speaker 2: because it's haunted?

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Speaker 3: I don't know, but it says meat Heidi a one

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Speaker 3: of a kind, hand painted, recreated porcelain doll. Heidi is

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Speaker 3: a circus freak with a soft heart but a sinister side.

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Speaker 3: When people are deep asleep, Heidi is looking for her

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Speaker 3: home to feel safe, but roam the streets at night.

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Speaker 1: I think that that is a hard note from me, who.

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Speaker 3: Goes money win I'm going to go buy that and

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Speaker 3: ruin my own life.

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Speaker 1: And you know the problem is right there is Heidi

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Speaker 1: was set to evil, not good. Little Simpsons threw back

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Speaker 1: for you.

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Speaker 2: And we're going to get a money matters in the

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Speaker 2: next couple of weeks. Hi, guys, I bought a curse

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Speaker 2: dole on Facebook and now my children head spins three sixty.

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Speaker 3: What I's a curse dole? Like, I feel like it's

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Speaker 3: like a horror movie where you just turn up to

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Speaker 3: a house and that house is just haunted.

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Speaker 1: This like, that's a good segment. I was about to say,

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Speaker 1: we need to do a haunted or a ghost tons

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Speaker 1: of style segments on this show. Because Victoria Devine, you

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Speaker 1: are the ghost queen.

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Speaker 2: You've got to go.

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Speaker 3: This is very niche content.

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Speaker 2: I didn't know this.

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Speaker 3: Tell me, tell me, tell me niche content. So I've

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Speaker 3: just moved out of my actual house and into Elise.

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Speaker 1: You've moved into Elise Lucky Elise. Yeah, I know.

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Speaker 3: I've just moved out of my house and into a

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Speaker 3: rental property for the next six months while we renovate.

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Speaker 3: Because I did all obviously, I did all the numbers

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Speaker 3: and budget and it works out if you do everything

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Speaker 3: at once. I say significantly on getting like the services

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Speaker 3: or whatever it is done twice.

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Speaker 1: I'm just shocked that you would even think about finances

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Speaker 1: and things like that in the future.

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Speaker 3: Actually crazy. We would have thought very out of character,

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Speaker 3: really really abstract, but so off brand. Anyway, we've moved

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Speaker 3: into this house and it is I would say it's gorgeous.

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Speaker 3: No one else is going to agree with me. It's

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Speaker 3: very seventies like it could be easily on that seventies show.

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Speaker 2: Think like I love that bar that's so in mid

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Speaker 2: century modern.

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Speaker 1: Which would so definitely be fair.

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Speaker 3: I am obsessed with this house. We have a sunken

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Speaker 3: lounge room like, we have those big seventies windows, like,

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Speaker 3: we have a.

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Speaker 2: Breakay, we get rich god aquariums. I'm not everywhere. Actually

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Speaker 2: we have at home movies.

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Speaker 3: There's a bit Small's opposite.

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Speaker 2: Didn't come with a television.

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Speaker 1: No, but the guest quarters.

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Speaker 2: Did you know I was sold in the second pool? Yeah,

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Speaker 2: which is inside the first pool?

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Speaker 1: Shall I call myself I'll put it make you feel

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Speaker 1: more at home.

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Speaker 3: That you should see the wallpaper in this house, like

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Speaker 3: floor to ceiling bathroom in floral. I love it. But

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Speaker 3: back to the story. I'm convinced this house is haunted

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Speaker 3: and low key okay with it, Like she's pretty nice,

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Speaker 3: but if she stopped doing weird things, that would be

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Speaker 3: kind of nicer. So she like asks me to walk

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Speaker 3: her dog. They kid you not, that's a wee joking.

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Speaker 2: That's odd.

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Speaker 3: It's odd.

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Speaker 1: You gotta pay you for that or what.

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Speaker 3: I don't think I'm gonna get paid, which.

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Speaker 2: Is great, that's free labor.

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Speaker 1: Obviously, maybe like a little deal. Stop haunting me an

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Speaker 1: old walky dog, mate.

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Speaker 3: And there's been too many coincidences where I'm like, ha

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Speaker 3: ha ha, like if someone's here, flick the lights, and

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Speaker 3: then they do and it's so scary and trav I

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Speaker 3: took a video of it and showed you this morning.

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Speaker 1: And I am not going to sleep tonight, thank you

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Speaker 1: very much. Mate.

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Speaker 3: So I'm convinced I either have a haunted house or

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Speaker 3: there's someone living in the roof messing with me.

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Speaker 1: Mitch. I know you're trying to save on rentmate, but

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Speaker 1: get out of that house. Hey, if you want more

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Speaker 1: money saving tips, you've got to listen to this show.

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Speaker 1: Going to do Super Savior Saturday, the tax edition. Going

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Speaker 1: to keep some more money in your bank account. But

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Speaker 1: you know what, we've talked way too much.

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Speaker 3: Can we give them the show?

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Speaker 1: Yeah, lit's enjoy the show.

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Speaker 3: What they want.

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Speaker 1: Here's your ghost Freese. She's on the Money Radio show Radio.

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Speaker 2: She's on the Money Radio Show with Victoria Divine.

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Speaker 1: Starts now that she's on the Money Radio Show with

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Speaker 1: Australia's number one finance podcast of Victoria Divine. Mitch Churi

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Speaker 1: in the seed as well and as all thanks to

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Speaker 1: Budget direct Guys, winner of Can Stars Insurer of the

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Speaker 1: Year Award twenty twenty two Budget Directs. They've solved it,

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Speaker 1: insurance solved.

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Speaker 3: They have indeed, but you know what's not solved? What

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Speaker 3: inflation and how much things are costing at the moment.

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Speaker 2: I saw it in person literally last night. I went

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Speaker 2: for sushi and you know what the sushi trains. I

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Speaker 2: love a sushi train.

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Speaker 3: They have the plate with the price of the sushi train,

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Speaker 3: not like just getting ober eas.

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Speaker 2: No, I actually physically when I don't know right for once,

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Speaker 2: I'm a changed man. And you know how the prices

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Speaker 2: on the plates on the wall, like the green plates

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Speaker 2: are dollar, the purple they were removing the plates and

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Speaker 2: adding new plates.

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Speaker 1: You give prices in motion that is actually ridiculous. You

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Speaker 1: know what, companies, We're not standing for it anymore. That's

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Speaker 1: why we're going to do this.

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Speaker 3: All right, I'm get done on trademarking. This is great.

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Speaker 1: I know thirteen six five. We want you to call

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Speaker 1: us right now here on Shees on the Money radio

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Speaker 1: show and tell us what have you seen that is

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Speaker 1: just regard damndiculous price wise?

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Speaker 3: Oh do you know what I can tell you. I

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Speaker 3: can tell you that I was at the airport the

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Speaker 3: other day and I paid seven dollars forty for a

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Speaker 3: regular oat larte. No, seven dollars like, not an extra large,

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Speaker 3: not anything like. At these prices, I'm gonna end up

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Speaker 3: being better off paying for a business class ticket and

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Speaker 3: getting the free coffee in the lounge than I am

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Speaker 3: actually paying for it at the cafe.

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Speaker 2: You know what airports do that though, don't they? Airport

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Speaker 2: like they've they inflated ten years in the future. Everything's

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Speaker 2: so expensive at an airport.

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Speaker 3: Yeah, I'm not sure if it's actually inflation or them

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Speaker 3: just taking the mickey.

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Speaker 1: So if I had something at the airport, I would

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Speaker 1: just undercut everyone by two bucks and get all the business.

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Speaker 3: Yeah, just be like the cheap place at the airport exactly.

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Speaker 1: Richie Reach, our producer, was telling me he paid five

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Speaker 1: dollars ten for a six hundred milli PEPSI max. You

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Speaker 1: can get two leaders for two bucks.

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Speaker 3: No, that's an absolute joke. I would have buy choice.

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Speaker 3: Just said no, I'm not I'm not doing that, and

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Speaker 3: I mixed my drink with water.

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Speaker 2: Yeah, that's ridiculous.

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Speaker 1: Anyway, at thirteen one a six y five, we are

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Speaker 1: taking your calls right now, Judy has called us. Judy,

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Speaker 1: what's too damn expensive?

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Speaker 2: Blueberries?

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Speaker 3: Blueberries are too expensive.

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Speaker 2: I went to get blueberries yesterday and they were eight dolets.

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Speaker 3: No, no, like for a couple.

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Speaker 2: Of puets eight dollars.

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Speaker 3: Did you buy the blueberries though?

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Speaker 2: No?

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Speaker 3: Yeah, good work, Judy Baker stand you should have stolen them.

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Speaker 3: Not very cheese on the money.

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Speaker 2: I don't know what came over me.

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Speaker 1: I would have picked them up, thrown them on the

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Speaker 1: floor and said, yeah you know why No, No.

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Speaker 3: That's a lot of money for berries.

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Speaker 2: That's shocking, all right.

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Speaker 1: Thirteen one a six five, Natasha, what have you seen?

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Speaker 1: That was absolutely ridiculous in price?

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Speaker 3: So I saw iceberg lettice, which is usually two dollars

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Speaker 3: fifty ahead, and I saw it for eight dollars ninety

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Speaker 3: eight ahead, eight dollars ninety Oh my gosh, hang on

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Speaker 3: a second, that's absolutely wrong.

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Speaker 2: See that's the problem. Everyone always tells me, eats salad,

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Speaker 2: eats salad, it's healthier. But no, I can get a

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Speaker 2: double cheeseburger for a dollar ninety nine.

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Speaker 1: You can get an.

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Speaker 3: Entire meal for that iceberg. Yeah, an iceberg lettuce is

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Speaker 3: fluff like.

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Speaker 2: It tasteses water. It's water.

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Speaker 3: It's the worst lettuce of all lettuces.

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Speaker 1: You know what I'm actually gonna do. I'm going to

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Speaker 1: buy that big Mac or whatever you're buying me. You're

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Speaker 1: going to take the lettuce out and resell that.

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Speaker 3: You wait, your big max are going to increase in

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Speaker 3: price because they've got that shredded iceberg lettuce in it.

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Speaker 2: You have the underground lettuce market's about to boom every.

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Speaker 3: And also, do you know what I hate when they

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Speaker 3: say it's eight dollars ninety eight or whatever?

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Speaker 2: You grow up?

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Speaker 3: No, it is who even has two cents?

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Speaker 1: Everybody cash these days? What is? Yeah? I don't know.

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Speaker 2: Yeah. Each week we're going to bring you someone's financial

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Speaker 2: story on ed to get Victoria's advice on what they

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Speaker 2: should do. And it's a real broad stretch here. We

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Speaker 2: had a four year old one week, twelve months old

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Speaker 2: the other asking for finance. My love, Victoria, You've got

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Speaker 2: such a wide audience, is key.

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Speaker 3: You also Holy Tunity before their track to call me

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Speaker 3: a pood caster.

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Speaker 1: You know what, I'm just trying to clean the show up. Guys,

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Speaker 1: you keep dragging her down, Victoria Devine, It's who I.

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Speaker 3: Am as a parse.

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Speaker 2: Anyway, let's answer Holly's question. Holly sent this in to

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Speaker 2: She's on the Money Social. She said, one of my

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Speaker 2: friends recently hit me up for a loan. He's going

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Speaker 2: through a bit of a tough time and has asked

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Speaker 2: me for one thousand bucks to help tide him over

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Speaker 2: for a while. His promised still pay it back within

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Speaker 2: the next few months. I really want to help him out,

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Speaker 2: but I'm cautious should I give him the loan. Do

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Speaker 2: I need to draw up a written agreement to protect myself?

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Speaker 2: What's the best way to go about this?

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Speaker 3: It's actually so hard when friends ask for money, and

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Speaker 3: my approach to this is obviously, if you're not in

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Speaker 3: the financial situation to be able to afford that. The

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Speaker 3: answer is like, sorry, I actually can't help. But if

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Speaker 3: you are and that's something you want to do, I

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Speaker 3: would actually really question whether that's a good idea or not.

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Speaker 3: So when someone asks you for money, from my perspective,

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Speaker 3: you're going to lose one of two things. You're either

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Speaker 3: going to lose a friendship or the money, which one

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Speaker 3: is sometimes even both, sometimes even both. So we need

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Speaker 3: to be really clear on if I leant tr have

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Speaker 3: one thousand bucks, Like, from my perspective, you kind of

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Speaker 3: have to feel a bit that you're not going to

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Speaker 3: get it back obviously trying you can put a written

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Speaker 3: agreement in place and do that, but I would really

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Speaker 3: be potentially trying to help your friend in a different

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Speaker 3: way and saying like all right, Travs, sit down, I

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Speaker 3: know you need a thousand dollars, Like maybe there's another

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Speaker 3: way we can get it. It shouldn't come from me

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Speaker 3: as a friend, like maybe looking into resources that could

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Speaker 3: help them, maybe having a look at the National Debt Helpline,

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Speaker 3: which I'm upset with because they are really good eggs

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Speaker 3: doing well.

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Speaker 2: It's a debt helmep line. What's that?

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Speaker 3: It's essentially a national debt helpline that you can call.

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Speaker 3: It is free. There are financial counselors on there. They

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Speaker 3: can give you access to things like Nils loans. So

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Speaker 3: Nils loans is a loan that has no interest attached

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Speaker 3: to it, So that could be a really good option

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Speaker 3: instead of borrowing cash from a friend. And often when

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Speaker 3: people are borrowing cash from friends, it's because they just

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Speaker 3: feel like they're rock in a hard place, right, They

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Speaker 3: just don't know what their options are. And no one

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Speaker 3: wants to ask their mate for a thousand bucks like

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Speaker 3: that makes you feel kind of bad. So you don't

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Speaker 3: want to be in a situation where that's happening. But

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Speaker 3: if a friend goes, all right, well mate, if you

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Speaker 3: need money, great, let's work it out. There are so

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Speaker 3: many options out there to support you. I would really

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Speaker 3: steer away from lending money to friends.

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Speaker 2: That's good advice. I got the kind of friend that

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Speaker 2: goes if you ever need anything, especially after like a

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Speaker 2: couple of you know, Voka Granbery's like, if you need anything,

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Speaker 2: if you're ever in a tight spot, I've got you.

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Speaker 2: And then when they actually come asking, I disappear like,

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Speaker 2: oh I can't. I mean, it's a bad spot.

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Speaker 3: On but it's so nice to be that friend that

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Speaker 3: can support, But what is going on here is actually

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Speaker 3: if they're in a bit of a pickle and you're

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Speaker 3: helping them out. It's kind of like the if you

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Speaker 3: give a fish to somebody, they'll eat for a day,

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Speaker 3: but if you teach them to fish, they'll fish for

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Speaker 3: a lifetime or whatever they.

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Speaker 2: Put on a teaching dot com.

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Speaker 3: It was a Bible quote, So we're not going to

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Speaker 3: go with that. I just know what. Just went to

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Speaker 3: Catholic school for twelve years. But it's one of those

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Speaker 3: things where it's like, can I actually teach you a skill?

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Speaker 3: Can I give you a bit more financial literacy? Like

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Speaker 3: if you need one thousand dollars, here's a better way

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Speaker 3: to do it, or here's a loan scheme that might

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Speaker 3: put you in the best possible position. I'd obviously try

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Speaker 3: and steer away from things that are like buy now,

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Speaker 3: pay later, because that's going to put people in a

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Speaker 3: worse off position. I'd also really steer away from recommending

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Speaker 3: they get a credit card because that could absolutely spiral

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Speaker 3: out of control. But what is in your breadth of control?

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Speaker 3: Like the National Debt Helpline has a whole heap of resources.

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Speaker 3: I would absolutely go down that route. And I know

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Speaker 3: this has gone a little bit more serious, but we've

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Speaker 3: all been asked for money at some point somehow from someone,

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Speaker 3: and I think actually serving back with education and going

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Speaker 3: all right, well, how are we going to do this? Like,

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Speaker 3: how am I going to put you in a better

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Speaker 3: position instead of just giving you the money so you

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00:14:06,600 --> 00:14:07,880
Speaker 3: can continue a bad habits.

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Speaker 1: Well that's a lot better advice than what I had,

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Speaker 1: because I was just going to say, because that fits

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Speaker 1: perfectly with what we're going to do next here at

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Speaker 1: Shees on the Money radio show.

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Speaker 3: What have you seen recently on Facebook Marketplace that makes

353
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Speaker 3: you want to pick up the phone and go you're dreaming?

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Speaker 1: Hang on, mate, we've got this dreaming.

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Speaker 2: Well, let me just say I'll start by saying I

356
00:14:30,080 --> 00:14:32,600
Speaker 2: am a happy messenger. If someone is putting something on

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00:14:32,640 --> 00:14:34,800
Speaker 2: Facebook Marketplace and they're hiking up the price, I'll message

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Speaker 2: them and I'll go, hey, mate, your dreaming. That's a

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Speaker 2: ridiculous price. Then I'll block them and disappear.

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Speaker 3: So can you planning on purchasing the item or you're

361
00:14:41,480 --> 00:14:43,520
Speaker 3: just inviting feedback?

362
00:14:43,680 --> 00:14:43,840
Speaker 1: Now?

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00:14:44,160 --> 00:14:46,240
Speaker 2: The other other day, for a wooden giraffe was after

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00:14:46,240 --> 00:14:49,000
Speaker 2: a one thousand parts, Mate, you are dreaming, she didn't

365
00:14:49,000 --> 00:14:50,800
Speaker 2: want to buy it. What would you pay for a

366
00:14:50,800 --> 00:14:51,600
Speaker 2: wooden giraffe?

367
00:14:51,640 --> 00:14:53,320
Speaker 1: Just quietly, if you're not dreaming, did.

368
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Speaker 3: You pay for a wooden that's right.

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Speaker 2: Right, it's a state of mind. But we have a

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Speaker 2: whole bunch that I found. I found this one.

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Speaker 1: Right.

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00:14:58,720 --> 00:15:02,520
Speaker 2: This is a white iPhone six, sixty four gigabyte unlocked. Right,

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Speaker 2: this is three hundred bucks. It's the saying.

374
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Speaker 3: I'm not going to say I agree or disagree with that,

375
00:15:06,960 --> 00:15:08,920
Speaker 3: because I don't know what a white iPhone six is

376
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Speaker 3: actually worth.

377
00:15:09,600 --> 00:15:11,200
Speaker 2: That is like a ten year old phone.

378
00:15:11,320 --> 00:15:14,400
Speaker 3: Oh so that's not good? No, okay, bad deal. So

379
00:15:14,400 --> 00:15:15,680
Speaker 3: maybe just tell them their dream.

380
00:15:17,760 --> 00:15:18,160
Speaker 1: Dreamer?

381
00:15:18,920 --> 00:15:21,320
Speaker 3: What have you got, trav? I believe you found something

382
00:15:21,400 --> 00:15:22,800
Speaker 3: pretty gross?

383
00:15:22,920 --> 00:15:27,240
Speaker 1: Okay, so toothbrush. First of all, there's a whole lot

384
00:15:27,240 --> 00:15:31,520
Speaker 1: of questions to unpack there. But used only once, apparently

385
00:15:31,920 --> 00:15:37,000
Speaker 1: five bucks, stealing the original packaging. Mind you, price is

386
00:15:37,040 --> 00:15:42,080
Speaker 1: firm five bucks, not gonna move, No weirdos, weirdos.

387
00:15:42,320 --> 00:15:44,560
Speaker 3: Do you know what confuses me? It says used once,

388
00:15:44,600 --> 00:15:47,160
Speaker 3: but it's quite clearly still in the packet, Mate, is

389
00:15:47,160 --> 00:15:48,760
Speaker 3: that what you're selling it? Because you don't know how

390
00:15:48,760 --> 00:15:49,640
Speaker 3: to use a toothbrush.

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00:15:51,920 --> 00:15:52,200
Speaker 1: Dream.

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00:15:52,680 --> 00:15:54,760
Speaker 3: I'd also like to know what Trav's looking up me

393
00:15:56,000 --> 00:15:56,360
Speaker 3: get why?

394
00:15:56,960 --> 00:15:59,680
Speaker 2: Yeah, the algorithm knows that that man wants a toothbrush.

395
00:16:00,280 --> 00:16:03,520
Speaker 1: Oh my gosh, what have you found, Victoria? Quick? Move on?

396
00:16:04,760 --> 00:16:06,880
Speaker 3: Well, actually, I was going to bring up a topic

397
00:16:06,920 --> 00:16:09,560
Speaker 3: that I think will trigger a few people, and that's

398
00:16:09,560 --> 00:16:12,040
Speaker 3: the topic of limited edition things that you got for

399
00:16:12,040 --> 00:16:14,360
Speaker 3: free at Kolsa Wooly. Yeah, but you know when you

400
00:16:14,440 --> 00:16:17,480
Speaker 3: got like those mini groceries or the ushy things. So

401
00:16:17,560 --> 00:16:20,000
Speaker 3: I looked up an ushy. I am going to sell

402
00:16:20,040 --> 00:16:22,400
Speaker 3: this to you, all right, Sit down, Traps, Sit down, Mitch.

403
00:16:22,600 --> 00:16:27,240
Speaker 3: We've got an ultra rare glitter woody ushy. Yeah, limited edition,

404
00:16:27,400 --> 00:16:30,560
Speaker 3: brand new mint condition, doesn't come with his packaging, but

405
00:16:30,800 --> 00:16:34,360
Speaker 3: he is fifteen hundred dollars. No what you got that

406
00:16:34,400 --> 00:16:40,800
Speaker 3: for free? So sit down. I also found another one, guys,

407
00:16:41,040 --> 00:16:43,440
Speaker 3: which I just think is a bit rich or maybe

408
00:16:43,480 --> 00:16:45,880
Speaker 3: a little bit niche. Right, So this is a Finding

409
00:16:45,960 --> 00:16:49,040
Speaker 3: Nemo stuffed toy. It is a really big one. It's

410
00:16:49,080 --> 00:16:52,200
Speaker 3: one meter long sixty five centimeters high according to the

411
00:16:52,320 --> 00:16:56,200
Speaker 3: original seller. It's also very cuddly, but it looks like

412
00:16:56,240 --> 00:16:58,480
Speaker 3: that one you got at the Melbourne show for free?

413
00:16:58,800 --> 00:17:00,400
Speaker 3: Why are you selling it to me for hundred and

414
00:17:00,440 --> 00:17:01,840
Speaker 3: fifty dollars?

415
00:17:03,200 --> 00:17:05,919
Speaker 1: Dreamer, They one hundred percent got that at moonber in

416
00:17:05,920 --> 00:17:07,480
Speaker 1: Melbourne because it says they're in Melbourne.

417
00:17:07,560 --> 00:17:10,000
Speaker 3: Yeah, exactly, that was free. Why are you trying to

418
00:17:10,040 --> 00:17:11,600
Speaker 3: profit off a children's toy?

419
00:17:11,800 --> 00:17:14,240
Speaker 1: I mean, hey, you probably spent way over one hundred

420
00:17:14,280 --> 00:17:17,119
Speaker 1: and fifty bucks trying to win it, but still telling

421
00:17:17,200 --> 00:17:19,440
Speaker 1: me dreaming man right in the bin.

422
00:17:19,640 --> 00:17:21,080
Speaker 2: That's way more fun when we do it.

423
00:17:21,200 --> 00:17:23,480
Speaker 1: Anyway. Hey, Victoria, coming up next, we are going to

424
00:17:23,560 --> 00:17:26,360
Speaker 1: do Super Savior Saturday where you give us some sneaky

425
00:17:26,400 --> 00:17:28,879
Speaker 1: tips on how we can keep more bucks in our

426
00:17:28,920 --> 00:17:29,560
Speaker 1: bank account.

427
00:17:30,280 --> 00:17:35,040
Speaker 2: Saturday Tax Edition yet weeks Tosty.

428
00:17:35,880 --> 00:17:37,800
Speaker 3: This is my dream come true. Guys.

429
00:17:38,119 --> 00:17:40,160
Speaker 2: Wow, do you like tax tips? Victoria does?

430
00:17:40,200 --> 00:17:40,280
Speaker 3: She?

431
00:17:40,440 --> 00:17:42,960
Speaker 2: I guess Christmas for you would be like like and

432
00:17:43,080 --> 00:17:43,880
Speaker 2: a financial year.

433
00:17:45,000 --> 00:17:46,359
Speaker 1: Yeah. I just said tips.

434
00:17:46,880 --> 00:17:48,680
Speaker 2: Disgusting you like just a tip?

435
00:17:48,880 --> 00:17:52,040
Speaker 3: No, move on, I'm here for the tax tips. You're

436
00:17:52,040 --> 00:17:54,120
Speaker 3: talking about tax tips, right, I'm talking about tax tips.

437
00:17:54,160 --> 00:17:56,320
Speaker 2: It's first to people still say that happy epist.

438
00:17:56,680 --> 00:17:59,120
Speaker 1: We do only that annoying ad from like office works.

439
00:17:59,160 --> 00:18:00,520
Speaker 1: I think Sorry, it's.

440
00:18:00,320 --> 00:18:02,800
Speaker 3: Literally my favorite time of year, right, like end of

441
00:18:02,920 --> 00:18:05,600
Speaker 3: financial year is so fun? But also, do you want

442
00:18:05,600 --> 00:18:08,280
Speaker 3: to a hot tip about your favorite financial advisor, which

443
00:18:08,320 --> 00:18:09,040
Speaker 3: spoiler is me.

444
00:18:09,280 --> 00:18:11,119
Speaker 2: No, I don't, No, I want it. I want to

445
00:18:11,200 --> 00:18:12,000
Speaker 2: please he does.

446
00:18:12,200 --> 00:18:15,200
Speaker 3: My birthday is actually the thirtieth of June. Why wasn't

447
00:18:15,320 --> 00:18:17,639
Speaker 3: born to be a finance baby? I don't know what

448
00:18:17,720 --> 00:18:19,119
Speaker 3: I was born to do, and I might.

449
00:18:19,040 --> 00:18:20,920
Speaker 2: Need to leave I didn't know that.

450
00:18:21,000 --> 00:18:23,280
Speaker 3: I will send you through my birthday list later, but

451
00:18:23,320 --> 00:18:25,200
Speaker 3: before we get to my birthday list, like, how about

452
00:18:25,200 --> 00:18:27,280
Speaker 3: we go through a list of tax tips from Victoria Devine.

453
00:18:27,480 --> 00:18:28,000
Speaker 2: Yeah, I'm down.

454
00:18:28,040 --> 00:18:28,760
Speaker 3: I'm down.

455
00:18:28,880 --> 00:18:31,040
Speaker 1: That's your birthday present from me, by the way, doing.

456
00:18:30,880 --> 00:18:32,600
Speaker 3: That, Oh, I get to do tax tips on my

457
00:18:32,640 --> 00:18:36,360
Speaker 3: own radio show. I am so grateful. I cannot wait.

458
00:18:36,880 --> 00:18:39,840
Speaker 3: So first things first, those of you who are turning

459
00:18:39,880 --> 00:18:43,760
Speaker 3: thirty one this June or anytime soon, you actually need

460
00:18:43,760 --> 00:18:45,800
Speaker 3: to get your health care in check if you're going

461
00:18:45,840 --> 00:18:49,040
Speaker 3: to get private health cover, and that is not something

462
00:18:49,080 --> 00:18:51,600
Speaker 3: that I'm here recommending going you need private health cover,

463
00:18:52,000 --> 00:18:55,320
Speaker 3: but if you earn over the threshold and you actually

464
00:18:55,359 --> 00:18:59,280
Speaker 3: earn more than ninety thousand dollars individually and you're over

465
00:18:59,280 --> 00:19:02,000
Speaker 3: the age of thirty, you could be absolutely slammed with

466
00:19:02,320 --> 00:19:04,879
Speaker 3: not only the Medicare levy surcharge, which you get for

467
00:19:04,920 --> 00:19:07,879
Speaker 3: being over ninety thousand dollars a year, but once you

468
00:19:08,000 --> 00:19:10,479
Speaker 3: go over the age of thirty one, you actually end

469
00:19:10,560 --> 00:19:13,000
Speaker 3: up paying even more. So now's the time to shine

470
00:19:13,000 --> 00:19:14,640
Speaker 3: my friends when it comes to private health cover.

471
00:19:14,880 --> 00:19:17,480
Speaker 2: Wow, most of my friends don't even have private health

472
00:19:17,560 --> 00:19:18,000
Speaker 2: I have it.

473
00:19:18,080 --> 00:19:20,400
Speaker 3: But I'm a financial advisor, Guys, I feel like I'm

474
00:19:20,520 --> 00:19:23,760
Speaker 3: very stereotypical, very vanilla. One time I lost a friendship

475
00:19:23,760 --> 00:19:27,240
Speaker 3: because she called me beije. I hope she's listening. Hey, Emily,

476
00:19:29,160 --> 00:19:33,600
Speaker 3: all right. Next is pre paying expenses. So this one

477
00:19:33,760 --> 00:19:36,159
Speaker 3: is more of a big saving, but you also have

478
00:19:36,200 --> 00:19:38,040
Speaker 3: to cough up a little bit of cash to make

479
00:19:38,080 --> 00:19:40,399
Speaker 3: the saving. So if you've got things that you're paying

480
00:19:40,520 --> 00:19:43,679
Speaker 3: like insurance, like you've got maybe income protection or something,

481
00:19:43,880 --> 00:19:46,040
Speaker 3: you can actually pre pay a year in advance and

482
00:19:46,080 --> 00:19:47,880
Speaker 3: then claim it on June thirty in this year's tax

483
00:19:47,920 --> 00:19:50,280
Speaker 3: retur It's kind of good money, but.

484
00:19:50,200 --> 00:19:52,720
Speaker 2: That requires a lot of pre thought. That's tough.

485
00:19:52,880 --> 00:19:55,280
Speaker 3: Yeah, that's tough. And it also requires you not to

486
00:19:55,280 --> 00:19:57,360
Speaker 3: pay month to month or like week to week. Yeah,

487
00:19:57,480 --> 00:19:59,640
Speaker 3: you've got to cough it up in advance, so it's

488
00:19:59,640 --> 00:20:01,159
Speaker 3: like a min you win, but like more of a

489
00:20:01,240 --> 00:20:03,399
Speaker 3: niche one for the rich people listening.

490
00:20:03,119 --> 00:20:05,080
Speaker 1: Like coffee now, don't worry about it later.

491
00:20:05,200 --> 00:20:06,680
Speaker 3: Yeah, Mitch can't do that, because.

492
00:20:06,720 --> 00:20:09,239
Speaker 2: I was going to say not, and I can't do that.

493
00:20:09,240 --> 00:20:11,640
Speaker 2: I can cook dinner, let alone pre plan the finances

494
00:20:11,800 --> 00:20:12,679
Speaker 2: would you us for.

495
00:20:12,680 --> 00:20:17,879
Speaker 3: Dinner if I came over all close? But that's all right,

496
00:20:18,000 --> 00:20:20,600
Speaker 3: that's fine. And the next Mitch, this one's really going

497
00:20:20,640 --> 00:20:24,240
Speaker 3: to be down your alley, is you can potentially claim

498
00:20:24,280 --> 00:20:25,480
Speaker 3: your handbag on tap.

499
00:20:27,680 --> 00:20:32,560
Speaker 1: Was an amazing bird. Yeah Saturday morning, mate.

500
00:20:32,520 --> 00:20:34,280
Speaker 2: Yeah, that's gold. Good gear from you.

501
00:20:34,640 --> 00:20:36,200
Speaker 3: You could I mean, you're not going to be able

502
00:20:36,240 --> 00:20:38,359
Speaker 3: to claim a Chanel bag, but like who can afford

503
00:20:38,359 --> 00:20:41,520
Speaker 3: a Shanel bag anyway? But if you have a bag

504
00:20:41,600 --> 00:20:43,719
Speaker 3: for work that carries like your work laptop and your

505
00:20:43,720 --> 00:20:46,359
Speaker 3: notebooks and stuff, and it's actually reasonably priced, you can

506
00:20:46,400 --> 00:20:47,879
Speaker 3: put it in as a work expense. Do you know

507
00:20:48,000 --> 00:20:50,600
Speaker 3: my favorite thing that people can potentially claim that's also

508
00:20:50,640 --> 00:20:54,360
Speaker 3: really niche? Dogs. I'm a dog if you're a lot,

509
00:20:54,800 --> 00:20:57,160
Speaker 3: yeah no, no, no, no, it needs to be working dog

510
00:20:57,359 --> 00:21:00,640
Speaker 3: but if you're like insecurity or in farming, like, that's

511
00:21:00,680 --> 00:21:02,359
Speaker 3: where I'm going with this. It's going to be she's

512
00:21:02,400 --> 00:21:04,600
Speaker 3: on the security, and then my dog, Lucy, the Golden

513
00:21:04,600 --> 00:21:06,840
Speaker 3: Sheeper Doodle. She's going to be security for everybody.

514
00:21:07,000 --> 00:21:08,680
Speaker 1: Lucy, Can you go get us some coffees as well

515
00:21:08,680 --> 00:21:09,200
Speaker 1: while you're at it?

516
00:21:09,280 --> 00:21:10,520
Speaker 2: Mate the Yeah, please please.

517
00:21:10,560 --> 00:21:13,280
Speaker 3: She knows the word coffee. She loves going to the cafe.

518
00:21:13,359 --> 00:21:15,080
Speaker 1: Yeah, just go pick us up some coffees while you're

519
00:21:15,119 --> 00:21:17,680
Speaker 1: at it. Lucy. All right, that is us done and dusted.

520
00:21:17,720 --> 00:21:20,560
Speaker 1: We're getting kicked out of this studio. Remember, you can

521
00:21:20,600 --> 00:21:23,440
Speaker 1: catch up with us anytime you want, just search. She's

522
00:21:23,440 --> 00:21:24,480
Speaker 1: on the money. Socials