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Speaker 1: My name's Sasha Bamblet. I'm a proud First Nations woman

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Speaker 1: and I'm here to acknowledge country t Glenn Young Ganya,

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Speaker 1: Niana Kaka yah y and beIN Ahaka Nian our gay

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Speaker 1: In Mbini yakarum Jar, Dominyamka Domaga Ithawaka, Waman damon Imlan

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Speaker 1: Bumba ban Gadabomba in and now in wakah ghan On

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Speaker 1: yak rum Jar water Nadaa. Hello, beautiful friends, we gather

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Speaker 1: on the lands of the Aboriginal people. We thank, acknowledge

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Speaker 1: and respect the Abiginal people's land that we're gathering on today.

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Speaker 1: Take pleasure in all the land and respect all that

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Speaker 1: you see. She's on the Money podcast acknowledges culture, country,

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Speaker 1: community and connections, bringing you the tools, knowledge and resources

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Speaker 1: for you to thrive.

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Speaker 2: She's on the Money. She's on the Money.

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Speaker 3: Hello and welcome to She's on the Money, the podcast

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Speaker 3: that makes personal finance fun, especially on Fridays. It's our

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Speaker 3: favorite day of the week because we get the team

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Speaker 3: together and celebrate you our incredible She's on the Money community,

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Speaker 3: Mister Gricci, She's here sharing our favorite money wins.

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Speaker 4: Miss beck Sayed is sharing her.

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Speaker 3: Broke tips and we're going to be helping to answer

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Speaker 3: money dilemma, which this week is all about what to

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Speaker 3: do when your current role isn't your dream gig and

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Speaker 3: something that you slid into our dms about this week

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Speaker 3: whether you should speak up about the debt a sibling

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Speaker 3: is going into.

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Speaker 4: For their wedding. Oh little bit juicy, guy, there's a

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Speaker 4: little bit juicy. How are your weeks before we get there?

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Speaker 5: Mine's been good, nothing exciting. Can't believe it's nearly August.

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Speaker 4: I want to talk about it.

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Speaker 3: Yeah, I did this last week and I said I

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Speaker 3: didn't want to talk about it last week.

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Speaker 4: I do so at least I'm consistent. Consistence.

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Speaker 5: Here's Keith absolutely, how you back anything fun?

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Speaker 4: It's been five days.

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Speaker 3: Whole day in June thirty and you're July thirty and

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Speaker 3: July thirty your July seven, nine and nine class.

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Speaker 5: I love the confidence.

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Speaker 3: I always remember Just's birthday because nine nine from Brooklyn ninety.

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Speaker 4: Nine, ninety nine. It was joke.

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Speaker 3: If you get any don't you really like it?

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Speaker 5: I don't.

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Speaker 4: I tried it. I didn't. I didn't. I'm shocked annoying

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Speaker 4: for the reason.

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Speaker 3: Are you sure you were watching the same Brooklyn nine nine,

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Speaker 3: because I just feel like you would be into Brooklyn

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Speaker 3: nine nine. I'm very disappointed in this news.

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Speaker 4: Is Terry Crews Cris.

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Speaker 5: I love Terry.

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Speaker 4: Yeah, I do like Joy Cruise.

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Speaker 1: I couldn't.

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Speaker 4: I couldn't go Bad Fields.

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Speaker 6: Sometimes I just get bad feels from shows Mash bad feels.

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Speaker 6: Malcolm in the Middle bad feels.

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Speaker 4: I don't like Malcolm in.

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Speaker 5: I loved Malcolm. I remember what's his name, Frankie Munit's

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Speaker 5: on I'm a celebrity. He was brilliant.

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Speaker 7: Oh was he on?

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Speaker 5: There? He was on Australian and I'm a celebrity.

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Speaker 4: It was so Australian. I'm a slippery even Australian get out.

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Speaker 5: I don't know why, but he was. He was really anyway,

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Speaker 5: Oh my god, I'm a track.

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Speaker 3: Sorry, So back one nine nine good? Apparently Malcolm in

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Speaker 3: the Middle bad. Would you guys like a five star review?

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Speaker 5: Yes?

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Speaker 4: Please?

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Speaker 3: I'm glad you asked, because I was going to give

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Speaker 3: it to you anyway, honestly. So this last week it

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Speaker 3: was from a girl called Jess. This week it is

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Speaker 3: also from a girl called Jess. Different Jess, I did

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Speaker 3: you wouldn't put it past you so five star.

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Speaker 4: Love you.

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Speaker 3: She's on the money, girlies. I love She's on the Money.

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Speaker 3: The podcast has changed my life for the better. When

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Speaker 3: I started listening at the very beginning of the show,

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Speaker 3: I was in twenty K of personal debt in my

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Speaker 3: early twenties. I got out of debt, got my finances

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Speaker 3: and insurances sorted, which is lucky because I got sick

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Speaker 3: and needed my income protection insurance. Now I'm well again,

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Speaker 3: I'm back at work. I have been investing for five

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Speaker 3: years and I just moved into my first home.

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Speaker 4: I bought all on my own.

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Speaker 3: I would not be here without everything I've learned from

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Speaker 3: VD and I love what Jess and Beck bring to

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Speaker 3: the show and the vibes all around. Keep doing your

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Speaker 3: amazing work. Are you joking?

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Speaker 4: You dead?

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Speaker 3: And then you've got personal insurance all sorted, no doubt

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Speaker 3: through Phil Thompson, and then you got to claim on it.

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Speaker 3: I mean, that's not good. But I'm glad you're well

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Speaker 3: again through that process and.

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Speaker 6: Well done, and thank you so much. It is such

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Speaker 6: a kind review. I mean, you guys are the best

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Speaker 6: part of the show.

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Speaker 4: Like I'm I'm not I'm not the personality higher that's true.

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Speaker 4: Who's the finance higher? That makes sense?

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Speaker 3: And you can't buy me because I started it.

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Speaker 4: I love it.

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Speaker 3: But one of my other favorite things about this show

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Speaker 3: is our community and Jess. Every single week you look

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Speaker 3: at our money, wins and confessions and then bring the

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Speaker 3: top I think five or six to the show.

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Speaker 4: What have you got? Alrighty?

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Speaker 5: Firstly this week from Kate, she said she had to

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Speaker 5: call a plumber for blocked drains.

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Speaker 4: But he's so adult ill, yeah, family of that stuff.

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Speaker 5: But the plumber asked her to show the magnet that

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Speaker 5: she saw his company, and I'm on, I'm missuming maybe

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Speaker 5: it was a letterbox drop and he gave her a

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Speaker 5: seventy nine dollars discount but apparently was available on that magnet.

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Speaker 4: Keep the magnets. I always throw those out me too.

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Speaker 5: Apparently it could work in your favor. And then he

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Speaker 5: said if she gave them a five so review, she'd

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Speaker 5: get twenty bucks cash back, which I think is iconic

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Speaker 5: from the plumber. I think that's very clever.

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Speaker 4: I don't give cash back for my reviews.

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Speaker 5: No, poor busals wrong. It feels like buying them. But

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Speaker 5: also I respect the hustle. It makes I've got money

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Speaker 5: in from Claudia, who said as an experiment, her and

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Speaker 5: her husband have been saving any cash that they get

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Speaker 5: from unexpected Avenue since the start of the year. Turns

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Speaker 5: out they've made four hundred dollars just from selling items

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Speaker 5: on marketplace trading in their bottles for loose change in

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Speaker 5: just six months. She said, Normally that cash would just

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Speaker 5: disappear and end up being split between us, but instead

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Speaker 5: we've decided to spend it on something fun while they're

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Speaker 5: on holiday. Is a little bits that up next, I've

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Speaker 5: got one from Giselle, who said she went into City

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Speaker 5: Chic to buy some bathers and some shorts. Turns out

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Speaker 5: the entire store, every single item was thirty dollars each.

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Speaker 5: She doesn't matter how much it was marked at. Everything

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Speaker 5: was there.

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Speaker 4: The shutting down.

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Speaker 5: I don't know.

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Speaker 4: Maybe is that how you pronounce it?

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Speaker 1: Yeah?

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Speaker 5: Did she you thought it was chick? I'm pretty sure

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Speaker 5: it's cheap.

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Speaker 4: I think it's cheek. That's how I would say it.

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Speaker 4: Open to interpretation. I feel like chick has a K

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Speaker 4: on the end. Yes, I do feel that.

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Speaker 5: Chic is maybe like the vibe they're going for. Yeah, anyway,

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Speaker 5: Gazelle said she got a few additional items for less

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Speaker 5: than what she would have spent on just her bathiest door.

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Speaker 3: I hope you enjoy your holiday because I'm assuming if

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Speaker 3: you're buying bathes in July, goh, you're going somewhere better than.

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Speaker 5: For some Next, I've got one from Mikayla, who said

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Speaker 5: she finally deleted after pay after it had a group

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Speaker 5: on her and she also has purchased a new corwage

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Speaker 5: is halved her gas budget. Well done, machaye enjoy you're

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Speaker 5: so hard? Yeah, well done. And then last day, I've

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Speaker 5: got one from Kate who said, thanks to the pod,

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Speaker 5: she joined the Grilled Is it mad Monday? Whatever?

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Speaker 4: Yeah, that's all about it.

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Speaker 5: She said she signed up. She won this week and

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Speaker 5: she got herself a free burgers to the Burger and

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Speaker 5: got some onion rings too, so we both enjoyed a

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Speaker 5: much cheaper treat. The onion rings from Grilled. Have you

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Speaker 5: ever had them?

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Speaker 4: We need to go. They live rent free in my brain.

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Speaker 4: They live.

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Speaker 3: Honestly, they're almost up there with the cross section Caesar wrap.

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Speaker 4: They're so good.

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Speaker 5: God, oh my god. And then I know I said

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Speaker 5: that was the last one, but I did also just

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Speaker 5: want to shout out.

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Speaker 4: I've got more.

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Speaker 5: Pet tax photos this week, So I just wanted to

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Speaker 5: say shout out to Ebony, Jackie, Carla and CHARLINI everyone

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Speaker 5: should go look at the thread because may I just

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Speaker 5: share with you are still.

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Speaker 6: Tiny, baby adorable. Look at all these screen shirt Jess

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Speaker 6: has just screenshots of your.

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Speaker 5: Photos of people. Dug right now on my phone. Look

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Speaker 5: at this little cute. I don't even know what that is.

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Speaker 4: It's like a cool geek.

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Speaker 5: Cross staffy, sweet little kiddy loving the pet tax. Thank yous.

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Speaker 3: Okay, that's the best part of our community. Actually, I

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Speaker 3: take back everything I've ever said about money wins and confessions. No,

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Speaker 3: we just like you your pets back. What have you

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Speaker 3: got when it comes to broke tip? Okay, so I

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Speaker 3: do have my break texts.

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Speaker 6: I just really quickly want to add a money win.

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Speaker 6: I was working my friend's op shops still good recycled

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Speaker 6: in front three and so not so subtle.

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Speaker 4: What's it called? It can literally be the most shameless plug.

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Speaker 4: Thank you so much? So we do what do we want?

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Speaker 6: I did really quickly in case anyone want to find

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Speaker 6: me beforehand, but I was working there and then my

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Speaker 6: car I was on Sydney Road and my car got

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Speaker 6: towed and then but I went outside and I was like, oh,

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Speaker 6: through shame. And then I saw it up the road

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Speaker 6: and I was like the shop still open and I'm like, well,

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Speaker 6: I'm going to sprint. I'm going to sprint. And then

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Speaker 6: I sprinted to the guy and he was like, oh

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Speaker 6: you work. It still good and I was like yeah,

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Speaker 6: and he was like, okay, you can have it back,

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Speaker 6: but he did. I did have to pay three hundred

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Speaker 6: and sixty dollars, but it was cheaper than.

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Speaker 4: The empower it is. It was like four eighty or something,

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Speaker 4: and the dog would have cost me like twenty bucks.

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Speaker 3: When I was pregnant with Harvey, I did that and

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Speaker 3: got my car impounded one out of ten do not

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Speaker 3: park in a no standing zone. And I also feel

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Speaker 3: like I should have got some type of pregnancy tax

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Speaker 3: on that because I had baby brain exactly premise, so sorry.

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Speaker 3: I remember walking out and being like victorianout. I was

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Speaker 3: at the hairdressers. I think you guys heard about this

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Speaker 3: at the time. I was at the hairdressers and I

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Speaker 3: fully knew I've been going to VODA for years. Yeah,

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Speaker 3: I knew that it was a no standing zone outside

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Speaker 3: that still did it didn't matter? You know what, maybe

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Speaker 3: I deserved it in heind so you didn't deserve it though,

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Speaker 3: Oh thank you.

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Speaker 4: But it turns out if you tell people you work

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Speaker 4: at an opshop, they'll give you a car back. Yes, yes,

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Speaker 4: he was so sweet. And the guy told me I

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Speaker 4: definitely can't take it off the truck.

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Speaker 6: It's illegal, apparent No, okay, it's because me and this

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Speaker 6: other couple got our cars off and we had just

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Speaker 6: had to pay him on the spot and easy done.

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Speaker 4: So do you reckon he took the money himself? Do

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Speaker 4: you reckon? He's got a sneaky little page too. Well,

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Speaker 4: I don't even care.

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Speaker 5: I'm not asking questions. I'm not even do I.

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Speaker 4: Hey, no, his hustle.

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Speaker 3: I need to know his hustle because, like I just

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Speaker 3: am pervy when it comes to cash.

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Speaker 4: I hope he kept the money. He was so sweet.

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Speaker 4: He gave him my car back. That's so sweet. Okay, Okay,

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Speaker 4: he also took your car. Let's not. Yeah, it really

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Speaker 4: feels like one of those like it was so nice.

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Speaker 4: That feels like a trauma bond. Definitely Traumlondon.

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Speaker 6: Okay, So this first one comes from Reese, you send

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Speaker 6: me screenshot of an Uber eats tend or ding Dong dealing,

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Speaker 6: But I think it's like maybe it's like an early

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Speaker 6: in the evening thing that I have never ever seen.

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Speaker 4: Before, and I feel like a ding dong deal has

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Speaker 4: been made up. But that's.

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Speaker 3: Maybe they did, you know what sticky photoshop this. You'll

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Speaker 3: aren't going to forget that today. But you know, you

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Speaker 3: can get like.

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Speaker 6: You know, a four piece nigery nine dollars, which is

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Speaker 6: you know, kind of you know, normal, but then there

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Speaker 6: are things like burgers, huge normal sized burgers for ten dollars,

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Speaker 6: like and.

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Speaker 4: Cheaper as well, normal size. Jess jump on to an

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Speaker 4: end day.

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Speaker 6: I think it's like, I mean, my guess, I don't

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Speaker 6: have much information, but my guess is it's it's between

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Speaker 6: the five and six o'clock hour where it's like maybe

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Speaker 6: a little bit too early for dinner, but like close

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Speaker 6: enough to dener that you're probably gonna be on the app.

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Speaker 4: And then you can get yourself deal and there's so many.

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Speaker 6: So many different restaurants on there, so yeah, snag yourself

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Speaker 6: something that's great. And then the next one comes from Jade,

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Speaker 6: who says that coming to winter don't turn up the

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Speaker 6: heating and throw away that thin blanket. Please go grab

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Speaker 6: yourself a sleeping bag, preferably the ones that say minus

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Speaker 6: three degrees or something, and use that as your couch blanky.

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Speaker 6: So clever, genius, because you those things are really made

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Speaker 6: for the most dire, like out in the snow situation.

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Speaker 3: I think a lot of people are buying the kmarn't

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Speaker 3: heaters like the mini ones, and that you guys have

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Speaker 3: only just started realizing how much they cost to run. Yeah,

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Speaker 3: so like we're just going to have to turn to

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Speaker 3: blankets and wheat packs, I think, and.

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Speaker 5: Get a sleep Yeah. Yeah, that's actually a great idea.

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Speaker 4: Catch me looking like a worm on my couch, looking

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Speaker 4: like a worm. They used to have those owners, they

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Speaker 4: still have them. Go to sleep off your feet because

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Speaker 4: you're in a little package.

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Speaker 5: Yeah exactly, I'm a burrito.

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Speaker 4: That's so cute.

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Speaker 6: But those ones that have the like they're like a bodysuit,

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Speaker 6: you know, those sleep bags a suit.

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Speaker 4: They do the business. This this this used to be thin.

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Speaker 6: I don't know if it still is, but it's like

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Speaker 6: you you zip it up and you're in like a

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Speaker 6: big light legs and legs has arms.

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Speaker 4: It's a sleeping bag and like my dream.

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Speaker 3: I was putting my kid into his pajamas the other

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Speaker 3: day and he wears zip up onesies with the little

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Speaker 3: footsy things on it.

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Speaker 4: I'm thinking, this guy knows what's up?

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Speaker 5: Do we all recall this is such a fever dream.

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Speaker 5: When I was in high school, I would have been

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Speaker 5: year twelve when animal onesies there was just this.

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Speaker 4: You had a stitch one every Yeah.

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Speaker 5: Everyone had one of those, and it was like a

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Speaker 5: blanket material unicorn. Do you remember that.

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Speaker 4: I was trying to forget it.

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Speaker 5: Yeah.

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Speaker 4: It was like and everyone wore them everywhere. Everyone.

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Speaker 5: Yeah, you would wear them to the shops, to the Oh,

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Speaker 5: yes I do.

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Speaker 4: It was crazy, like I didn't wear them to the shops.

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Speaker 4: I just I don't think I did. I wore them

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Speaker 4: to sleepovers at friend's houses. Yes, I call them.

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Speaker 5: To mark up Day.

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Speaker 4: I'm pretty sure I dressed up a superwoman to muck

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Speaker 4: up Day. I went his honeybooberoy. I never want photos

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Speaker 4: of either of those surface. I'm going to do this

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Speaker 4: sleeping back. That's a great one, Thanks back. I love that.

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Speaker 5: I to go.

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Speaker 6: Okay, So my one for this week my best friend Live.

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Speaker 6: She is opening a quibar in Fitzroy North, which is

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Speaker 6: very exciting.

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Speaker 4: And it's going to be named after her.

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Speaker 1: Mum, Bernie.

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Speaker 4: Bernie is so cute.

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Speaker 5: That is a good name.

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Speaker 4: I mean, she's lots of weekends at Bernie's.

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Speaker 3: Guys, you're not going to believe he's actually Tomorrow, on

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Speaker 3: the twenty sixth of July, I'm going to gay line dancing.

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Speaker 3: I'm not gay, but like, I just feel like that's

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Speaker 3: going to be good. And my best friend is so

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Speaker 3: she's my ticket in gay line dancing. Tell me, tell

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Speaker 3: me that that doesn't sound like the best time.

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Speaker 4: Every it gets roy?

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Speaker 5: Is it run by two women like a couple? It

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Speaker 5: is so they ran one moondog at them. They are

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Speaker 5: such crazy.

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Speaker 4: He's literally flying over from Tazzy.

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Speaker 3: I'm picking her up after this episode and we are

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Speaker 3: going to the gay line dancing tomorrow.

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Speaker 5: That'sh my god, so so fun.

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Speaker 3: And we tried to Steve that he didn't need to come.

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Speaker 3: We're like, no, you don't need to come. It's fine.

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Speaker 3: You have to stay home and.

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Speaker 4: Look up for the baby. Obviously it's just us.

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Speaker 5: Well, they're line dancing.

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Speaker 4: It's a great time.

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Speaker 7: It was.

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Speaker 3: I just think it'd be really I still haven't worked

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Speaker 3: out what I'm gonna wear, but i'll call you after.

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Speaker 6: This feels like, I mean, that feels like that Kathin

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Speaker 6: Kim episode where cath thinks that Kim's Gertrude.

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Speaker 4: What's her Yeah? Yeah, yeah, throwing her handback in the river.

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Speaker 6: For anyone without context, just watch Kathin Kim also go

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Speaker 6: gay line dancing and go back.

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Speaker 4: You know how this goes. And then what did I say?

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Speaker 4: Oh yeah, my best friendly quibar in. I'm not trying

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Speaker 4: to go to her bar right now, No preeze that lives.

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Speaker 3: No for three minutes, open yet, but that's okayting for

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Speaker 3: three minutes.

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Speaker 6: But no, Please do go and support because I will

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Speaker 6: definitely be there. But yes, the process has been very exciting,

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Speaker 6: and she got a bunch of these sample tiles, as

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Speaker 6: you would if you're doing a splashback. Anyway, I'm a

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Speaker 6: big supporter of the square tile. I just I don't

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Speaker 6: like the brick one. I think it looks good in

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Speaker 6: some context. Anyway, that's really irrelevant. She got a bunch

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Speaker 6: of square tiles because I literally insisted, And so when

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Speaker 6: she was finished with them, she's like, oh yeah, I

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Speaker 6: like this color. What about here's all these sample tiles

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Speaker 6: that I'm not going to use anymore free or very cheap,

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Speaker 6: And I thought these are stunning coasters.

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Speaker 4: And I just think that is if you're.

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Speaker 6: Pretending that you're renovating, I know it's probably it's probably legal,

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Speaker 6: isn't it. If you go when you pretend you're renovating,

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Speaker 6: you get all these different sampled coasters. There's some stunning

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Speaker 6: ones like olive green, You've got your mate, like burnt orange.

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Speaker 4: Oh my god, there's just a beautiful coaster. So I

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Speaker 4: think if you and those those.

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Speaker 6: Things would be quite expensive in your Yeah, where do

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Speaker 6: they sell them?

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Speaker 4: A door? A tile place, bode Yeah, the tip place

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Speaker 4: it is.

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Speaker 5: Sorry, Yes, you have only found lots of people on

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Speaker 5: Facebook marketplace. They've gotten samples that they're just.

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Speaker 4: Give me totally.

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Speaker 6: Oh, we don't need this anymore. So sample tiles make

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Speaker 6: great coasters. Is my broke tinn kidtie?

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Speaker 4: Yeah, that's quite smart, quite smart. All right, let's go

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Speaker 4: to a really quick break. I'm gonna ask Jess what

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Speaker 4: I should wear to the gay line dancing.

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Speaker 3: And then after the break, week' to be talking about

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Speaker 3: what do you do when your current role isn't your

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Speaker 3: dream gig?

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Speaker 4: And then something?

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Speaker 3: Do you slid into our dms about this week, we're

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Speaker 3: asking whether you should speak.

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00:16:08,480 --> 00:16:10,160
Speaker 4: Up about the debt a sibling is going to go

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Speaker 4: into for their wedding or not. Anyway, see you after

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Speaker 4: the break.

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Speaker 5: Welcome back, everybody. Let's take a listen to this week's

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Speaker 5: money dilemma.

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Speaker 4: Hi, there, have you.

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Speaker 8: Got a money dilemma you just can't solve? The She's

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Speaker 8: on the Money team is here to help.

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Speaker 3: Every week we tackle your dilemmas, both big and small,

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Speaker 3: to answer your most burning money.

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Speaker 4: Career and life questions.

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Speaker 8: To get involved, simply head to our website and leave

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Speaker 8: us a short voice recording and you might just find

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Speaker 8: yourself on the show. Now, let's take a listen to

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Speaker 8: this week's money dilemma.

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Speaker 7: Hey, she Use on the Money. My money slash career

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Speaker 7: dilemma is whether I should go back to UNI or

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Speaker 7: suck it up in a high paying, okay job. I'm

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Speaker 7: currently twenty seven, three years into working in corporate construction, which, honestly,

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Speaker 7: for a better way of putting it, I don't really

403
00:17:03,360 --> 00:17:07,320
Speaker 7: care about. I've thought about a career change to corporate marketing, etc.

404
00:17:07,760 --> 00:17:11,159
Speaker 7: I love fashion in the beauty field. But with hextet

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00:17:11,160 --> 00:17:14,119
Speaker 7: already of fifty thousand K and the thought of adding

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Speaker 7: more to that, let alone putting all other dreams of

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Speaker 7: owning a home, getting married, all those things on hold,

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Speaker 7: is really scary. I'm not sure if I should stay

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Speaker 7: in this career with good pay, good growth and challenge,

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Speaker 7: or risk it all for a career that might not

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Speaker 7: work out or give me all the things that I

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Speaker 7: want in life. So please help.

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Speaker 3: I saw a quote the other day that said, if

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Speaker 3: you don't make a career change at thirty that you

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Speaker 3: really want to be, you're giving up the opportunity to

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Speaker 3: be a sixty year old with thirty years of experience.

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Speaker 3: And I think that that is really relevant, because, like, girl,

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Speaker 3: you're never too old, Like even if you're forty or

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Speaker 3: fifty or even sixty and you want to try something new, Like,

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Speaker 3: what's the worst that could happen?

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Speaker 4: Totally exactly. I don't know what are your thoughts, Jess.

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Speaker 5: I think that I totally get the heck step thing,

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Speaker 5: like that's something that would put me off as well.

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Speaker 5: I wonder if there's a way for you to either

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Speaker 5: find an opportunity to kind of I'm a big side

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Speaker 5: door person, Like, you don't have to go in the

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00:18:11,480 --> 00:18:14,160
Speaker 5: front door, find a side door. Can you like maybe

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00:18:14,400 --> 00:18:17,159
Speaker 5: move into a different department within the company you're currently with.

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Speaker 5: Can you express them hey, like, this is something i'd

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Speaker 5: really like to do. Is there a marketing team that

431
00:18:21,440 --> 00:18:23,720
Speaker 5: I could get some experience with in a junior role?

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Speaker 5: There are sometimes ways that you can learn on the

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Speaker 5: job without getting the degree, especially marketing. I know it's

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Speaker 5: I don't want to contradict myself because I know a

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00:18:33,240 --> 00:18:35,879
Speaker 5: lot of marketing jobs do require a degree, but also

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00:18:36,080 --> 00:18:38,159
Speaker 5: experience speaks volumes. So if there's a way for you

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Speaker 5: to kind of sidestep into a junior role, get some experience,

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Speaker 5: see if you like it as well. Because you're saying always.

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Speaker 4: Revert back to that career with that correct paying.

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Speaker 5: Exactly, especially if you're able to do it at the

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Speaker 5: same company or at a similar company. That kind of

442
00:18:50,960 --> 00:18:53,560
Speaker 5: feels like a nice middle ground to me. The other

443
00:18:53,560 --> 00:18:55,359
Speaker 5: thing I would say is there are lots of short

444
00:18:55,400 --> 00:18:57,760
Speaker 5: courses you could do. You could do TAFE like you

445
00:18:57,760 --> 00:19:01,840
Speaker 5: don't have to necessarily do or straight into a four

446
00:19:01,920 --> 00:19:05,119
Speaker 5: year full blown university degree, Like if you're just wanting

447
00:19:05,119 --> 00:19:07,000
Speaker 5: to test the field. See if you like it, see

448
00:19:07,000 --> 00:19:08,439
Speaker 5: if it is something that you would want to do

449
00:19:08,520 --> 00:19:11,119
Speaker 5: long term, maybe look at doing something like that instead,

450
00:19:11,160 --> 00:19:14,280
Speaker 5: so you're still educating your upskilling. The other thing I

451
00:19:14,320 --> 00:19:17,480
Speaker 5: would say is potentially if your company is happy for

452
00:19:17,480 --> 00:19:19,199
Speaker 5: you to move into that spot, they might even be

453
00:19:19,280 --> 00:19:21,479
Speaker 5: open to subsidizing it for you as a part of

454
00:19:21,520 --> 00:19:22,040
Speaker 5: your like.

455
00:19:22,440 --> 00:19:25,640
Speaker 3: PD, or they might be even interested in hiring you

456
00:19:25,720 --> 00:19:27,400
Speaker 3: just because you're enrolled in the course.

457
00:19:27,720 --> 00:19:30,280
Speaker 5: Correct. So I feel like there's a lot of things

458
00:19:30,320 --> 00:19:33,399
Speaker 5: that you can do to maybe dip a toe in

459
00:19:34,000 --> 00:19:36,240
Speaker 5: not have to take on the full weight of full

460
00:19:36,280 --> 00:19:39,159
Speaker 5: time study and obviously the costs that come with that.

461
00:19:39,640 --> 00:19:42,160
Speaker 5: But in terms of like should you make a career change,

462
00:19:42,240 --> 00:19:44,960
Speaker 5: I think your happiness is very important. Like another thirty

463
00:19:45,040 --> 00:19:46,720
Speaker 5: years is a long time to spend in a job

464
00:19:46,720 --> 00:19:47,919
Speaker 5: that you hate, you know.

465
00:19:48,119 --> 00:19:50,879
Speaker 3: See, I'm a bit of a sacrifice girly like and like,

466
00:19:51,040 --> 00:19:53,359
Speaker 3: don't do as I say, like as in, don't do

467
00:19:53,440 --> 00:19:56,600
Speaker 3: what I do, because like that could be seen as

468
00:19:56,640 --> 00:19:57,959
Speaker 3: being a little bit delusional.

469
00:19:58,400 --> 00:20:00,200
Speaker 4: But I did bother.

470
00:20:00,480 --> 00:20:03,439
Speaker 3: Like I was working in psychology and wanted to go

471
00:20:03,560 --> 00:20:07,280
Speaker 3: into finance, and I obviously needed a degree to do that.

472
00:20:07,440 --> 00:20:09,600
Speaker 3: So I did a full time master's degree at the

473
00:20:09,600 --> 00:20:11,879
Speaker 3: same time as working full time. And I'm not saying

474
00:20:11,920 --> 00:20:14,439
Speaker 3: that everybody has the privilege to do that, and it

475
00:20:14,560 --> 00:20:17,600
Speaker 3: is so exhausting, but like, what a privilege to be

476
00:20:17,640 --> 00:20:21,280
Speaker 3: exhausted by something that I chose to be challenged by. Yeah,

477
00:20:21,320 --> 00:20:24,960
Speaker 3: Like it's not as though I didn't choose that challenge.

478
00:20:25,119 --> 00:20:26,960
Speaker 4: And I'm like, oh my god, life sucks. I'm so

479
00:20:27,000 --> 00:20:27,600
Speaker 4: tired all the time.

480
00:20:27,680 --> 00:20:29,240
Speaker 3: Yeah, I was tired, but I was getting what I

481
00:20:29,320 --> 00:20:32,480
Speaker 3: wanted and I got a very good outcome out of that.

482
00:20:32,520 --> 00:20:34,800
Speaker 3: And I'm not saying that my true rejectory or my

483
00:20:34,840 --> 00:20:37,560
Speaker 3: career trajectory is the same as everybody else's, but like

484
00:20:37,880 --> 00:20:39,960
Speaker 3: sometimes you go, all right, well, if I zoom out,

485
00:20:40,000 --> 00:20:43,439
Speaker 3: maybe I could do UNI part time after work, And

486
00:20:43,480 --> 00:20:46,920
Speaker 3: like what I did was quote part time university during

487
00:20:46,960 --> 00:20:49,760
Speaker 3: the general terms and then over the Christmas New Year's

488
00:20:49,800 --> 00:20:52,600
Speaker 3: holiday they had like intensive units and I could do

489
00:20:52,880 --> 00:20:56,720
Speaker 3: two at a time through that period and basically turbocharged

490
00:20:56,760 --> 00:20:57,240
Speaker 3: my degree.

491
00:20:57,320 --> 00:21:00,000
Speaker 4: So I was doing it like part time full time.

492
00:21:00,240 --> 00:21:03,919
Speaker 3: Like part time workload is two units per semester and

493
00:21:03,960 --> 00:21:07,119
Speaker 3: full time is four, and I was doing I think three,

494
00:21:07,359 --> 00:21:10,200
Speaker 3: and then an additional one over the Christmas New Year's

495
00:21:10,240 --> 00:21:12,600
Speaker 3: holiday to make it up anyway, it doesn't matter how

496
00:21:12,640 --> 00:21:15,480
Speaker 3: I did it. But I just think that sometimes work

497
00:21:15,560 --> 00:21:18,840
Speaker 3: life balance, Like you're gonna have work, you're gonna have life,

498
00:21:18,880 --> 00:21:22,199
Speaker 3: and you're gonna have family, and sometimes things have to

499
00:21:23,040 --> 00:21:25,600
Speaker 3: pull back a little bit. I didn't have a social life.

500
00:21:25,640 --> 00:21:27,200
Speaker 3: Am I saying that that was the best thing ever?

501
00:21:27,240 --> 00:21:28,359
Speaker 3: Am I saying that's for you?

502
00:21:28,400 --> 00:21:28,480
Speaker 4: No?

503
00:21:28,680 --> 00:21:31,200
Speaker 3: But sometimes life has to be about compromise to get

504
00:21:31,200 --> 00:21:33,439
Speaker 3: where you want to go. Like, I don't know, I

505
00:21:33,440 --> 00:21:35,280
Speaker 3: feel like with things like this, you can't have your

506
00:21:35,320 --> 00:21:36,960
Speaker 3: cake and eat it too and go okay, cool.

507
00:21:37,000 --> 00:21:37,800
Speaker 4: I'll go into.

508
00:21:37,720 --> 00:21:40,800
Speaker 3: Perfectly full time study and go back on you know,

509
00:21:41,080 --> 00:21:44,159
Speaker 3: OZ study or sendling, can you know, glide through that

510
00:21:44,200 --> 00:21:46,719
Speaker 3: way and then work my way back up, Like maybe

511
00:21:46,760 --> 00:21:49,560
Speaker 3: you could do a part time course or maybe you

512
00:21:49,600 --> 00:21:51,760
Speaker 3: could go back to UNI and do it part time.

513
00:21:52,200 --> 00:21:54,560
Speaker 3: Yes it might take eight years instead of four, or

514
00:21:54,600 --> 00:21:56,760
Speaker 3: yes it might take six years instead of three, but

515
00:21:56,920 --> 00:22:00,800
Speaker 3: like that's six years if you working towards a goal,

516
00:22:01,200 --> 00:22:02,840
Speaker 3: and you'll work out pretty quickly if you like the

517
00:22:02,880 --> 00:22:06,720
Speaker 3: content or not. Yeah, definitely anyway, I'm just very much

518
00:22:07,280 --> 00:22:08,840
Speaker 3: if you really want something.

519
00:22:09,240 --> 00:22:11,000
Speaker 4: Just do it and work out it all out later.

520
00:22:11,200 --> 00:22:13,480
Speaker 5: Yeah, that's big, big energy.

521
00:22:13,560 --> 00:22:13,720
Speaker 2: Yes.

522
00:22:14,400 --> 00:22:18,040
Speaker 3: But also I kept my full time job and needed

523
00:22:18,080 --> 00:22:21,119
Speaker 3: my income and best just like yollo.

524
00:22:21,520 --> 00:22:22,680
Speaker 5: Yeah that's true, that's true.

525
00:22:23,160 --> 00:22:26,320
Speaker 4: Didn't need income. I just think keep stacks like income.

526
00:22:26,520 --> 00:22:29,080
Speaker 4: Nice concept. I forgot about that.

527
00:22:29,480 --> 00:22:30,840
Speaker 6: I don't know, because I'm sure you get to a

528
00:22:30,840 --> 00:22:32,920
Speaker 6: point in life. You don't have to get a point

529
00:22:33,000 --> 00:22:34,680
Speaker 6: to a point in life, but some people do get

530
00:22:34,680 --> 00:22:37,399
Speaker 6: to a point in their life where they can't not

531
00:22:38,160 --> 00:22:41,040
Speaker 6: be making a certain amount of money less than one percent.

532
00:22:41,119 --> 00:22:43,600
Speaker 3: And like what I'm talking about, guys, I was single,

533
00:22:44,280 --> 00:22:46,600
Speaker 3: I didn't have any dependence, I didn't have a mortgage.

534
00:22:46,680 --> 00:22:48,400
Speaker 4: I got into some debt during that time.

535
00:22:48,680 --> 00:22:50,440
Speaker 3: I'm not going to say that I like I could

536
00:22:50,480 --> 00:22:52,560
Speaker 3: not make that decision right now with my family.

537
00:22:52,960 --> 00:22:54,720
Speaker 4: Sorry, that's not an option totally.

538
00:22:54,840 --> 00:22:58,639
Speaker 6: So I think that if you don't have those like

539
00:22:58,880 --> 00:23:03,679
Speaker 6: monetary respect, onsibilities or commitments, keep starting over because like,

540
00:23:03,920 --> 00:23:05,879
Speaker 6: and I've said this for but like everything's kind of

541
00:23:05,920 --> 00:23:07,600
Speaker 6: like made up, so like if you don't have a

542
00:23:07,640 --> 00:23:09,760
Speaker 6: passion or if you don't know what, like we just

543
00:23:09,800 --> 00:23:11,320
Speaker 6: have to And also we spend so much time at

544
00:23:11,400 --> 00:23:14,040
Speaker 6: work it sucks, Like we just like see our we

545
00:23:14,160 --> 00:23:16,480
Speaker 6: probably we probably see our colleagues more than we see

546
00:23:16,480 --> 00:23:18,359
Speaker 6: our friends and family, and so like most of our

547
00:23:18,400 --> 00:23:21,280
Speaker 6: life unfortunately is at work.

548
00:23:21,240 --> 00:23:24,280
Speaker 4: Which is a crazy, crazy thought.

549
00:23:24,680 --> 00:23:27,960
Speaker 6: But just keep starting over until you're finally, like somewhat

550
00:23:28,000 --> 00:23:32,240
Speaker 6: happy because otherwise majority of your life, genuinely majority of

551
00:23:32,280 --> 00:23:36,159
Speaker 6: your life is miserable. Let's just not regret it, like,

552
00:23:36,320 --> 00:23:38,080
Speaker 6: try not to even though you have to work. Like

553
00:23:38,080 --> 00:23:39,680
Speaker 6: I'm girl, you literally eat.

554
00:23:39,840 --> 00:23:42,200
Speaker 3: Yeah, but like you don't regret the decisions you made,

555
00:23:42,280 --> 00:23:43,639
Speaker 3: you regret the things you didn't do.

556
00:23:44,359 --> 00:23:46,040
Speaker 5: So true, you can always go back. Like if you

557
00:23:46,080 --> 00:23:47,960
Speaker 5: start into marketing you decide you don't love it, the

558
00:23:48,080 --> 00:23:49,399
Speaker 5: job is still going to be there the industry.

559
00:23:49,480 --> 00:23:53,399
Speaker 3: You already have the experience. Yeah, so no, I agree.

560
00:23:53,560 --> 00:23:57,000
Speaker 3: All right you guys ready for a DM Yes please?

561
00:23:57,160 --> 00:23:57,360
Speaker 5: Ah?

562
00:23:57,760 --> 00:23:58,080
Speaker 1: All right?

563
00:23:58,160 --> 00:24:00,600
Speaker 4: This week's dan Hey on the money.

564
00:24:00,680 --> 00:24:03,800
Speaker 3: My brother is getting married, and honestly, my whole family

565
00:24:04,000 --> 00:24:06,240
Speaker 3: has lost the plot and it's like the value of

566
00:24:06,240 --> 00:24:09,080
Speaker 3: money doesn't even exist anymore. They don't earn a lot

567
00:24:09,080 --> 00:24:10,720
Speaker 3: of money, but my sister in law is acting like

568
00:24:10,760 --> 00:24:13,680
Speaker 3: there's a never ending pot of money. They can't afford

569
00:24:13,720 --> 00:24:15,920
Speaker 3: all the things she wants, and so they're just racking

570
00:24:15,960 --> 00:24:18,639
Speaker 3: up all this debt to quit make her stress go away.

571
00:24:19,440 --> 00:24:22,320
Speaker 3: She keeps saying, I'll just sell it after the wedding.

572
00:24:22,600 --> 00:24:25,159
Speaker 3: But it's stuff no one is going to want secondhand,

573
00:24:25,160 --> 00:24:28,040
Speaker 3: and definitely not for the prices she thinks she's gonna get.

574
00:24:28,080 --> 00:24:31,919
Speaker 3: It's delusional. I brought it up gently, of course, and

575
00:24:31,960 --> 00:24:34,680
Speaker 3: now our whole family thinks I'm the bad guy. Now

576
00:24:34,760 --> 00:24:37,240
Speaker 3: I am expected to just go along with everything and

577
00:24:37,359 --> 00:24:40,160
Speaker 3: celebrate and say how wonderful everything is. And it makes

578
00:24:40,200 --> 00:24:42,600
Speaker 3: me feel sick at the debt that they're going into.

579
00:24:42,960 --> 00:24:47,640
Speaker 4: Hmmm, how do we feel about this weddings? I don't understand,

580
00:24:47,840 --> 00:24:49,360
Speaker 4: but I get. I get, like you know, some people

581
00:24:49,440 --> 00:24:50,920
Speaker 4: want to big weddings. To speak.

582
00:24:51,480 --> 00:24:54,919
Speaker 3: I loved my wedding like you. I could have my

583
00:24:55,000 --> 00:24:58,119
Speaker 3: wedding again, I would. It makes me depressed sometimes thinking

584
00:24:58,119 --> 00:25:00,000
Speaker 3: that I'm never gonna have another Medican in my entire life.

585
00:25:00,080 --> 00:25:02,960
Speaker 4: I do avour in your Yeah, do avour in yours?

586
00:25:03,000 --> 00:25:03,320
Speaker 1: Fine?

587
00:25:03,480 --> 00:25:07,280
Speaker 3: Damn a big party, limb, yeah, but like it will

588
00:25:07,280 --> 00:25:09,280
Speaker 3: never be as big of a party as the party

589
00:25:09,280 --> 00:25:10,800
Speaker 3: that I got to have for my wedding. Saying that

590
00:25:10,840 --> 00:25:12,680
Speaker 3: I went into no debt for that and that's privileged.

591
00:25:12,720 --> 00:25:15,080
Speaker 3: But like, also this sounds very stressful.

592
00:25:15,119 --> 00:25:17,480
Speaker 6: Is it because of the amount of people or is it

593
00:25:17,520 --> 00:25:20,600
Speaker 6: because of the like decor, Like what get that is?

594
00:25:20,640 --> 00:25:22,320
Speaker 3: I think that they're like, at the end of the day,

595
00:25:22,359 --> 00:25:25,359
Speaker 3: the average wedding here in Australia costs more than fifty

596
00:25:25,400 --> 00:25:27,639
Speaker 3: thousand dollars, and that is a massive financial burden on

597
00:25:27,720 --> 00:25:30,399
Speaker 3: anybody totally. And I'm just saying, like an easily, Like

598
00:25:30,440 --> 00:25:32,960
Speaker 3: I'm not gonna lie easily you can spend more than

599
00:25:33,000 --> 00:25:35,600
Speaker 3: one hundred thousand dollars on a wedding. And I don't

600
00:25:35,640 --> 00:25:37,280
Speaker 3: mean that you're like, oh my god, it was so

601
00:25:37,480 --> 00:25:39,640
Speaker 3: easy because like I'm an expensive galie.

602
00:25:39,720 --> 00:25:40,000
Speaker 4: No.

603
00:25:39,880 --> 00:25:42,040
Speaker 3: No, Like, once you get your venue, once you get

604
00:25:42,040 --> 00:25:44,760
Speaker 3: your dress, once you get flowers, like it all honestly

605
00:25:44,800 --> 00:25:48,760
Speaker 3: adds up. Like these days, videographer easy ten grand, photographer

606
00:25:48,840 --> 00:25:52,640
Speaker 3: easy six to ten grand, Like those are reasonable prices.

607
00:25:52,720 --> 00:25:55,320
Speaker 3: Those are not things that you're like, oh that's an expense, No,

608
00:25:55,400 --> 00:25:56,240
Speaker 3: that's normal.

609
00:25:56,400 --> 00:25:58,480
Speaker 4: Yeah, I'm like, these things are to add up.

610
00:25:58,760 --> 00:26:00,919
Speaker 3: You want your husband in a suit, you want matching

611
00:26:00,920 --> 00:26:04,480
Speaker 3: suits for the groomsmen, bam, you want nice shoes, bam.

612
00:26:04,480 --> 00:26:07,119
Speaker 3: Like all those things just they add up. I get it,

613
00:26:07,200 --> 00:26:07,840
Speaker 3: I really do.

614
00:26:07,920 --> 00:26:09,719
Speaker 4: It's all arbitrary, I don't know. I guess it kind

615
00:26:09,720 --> 00:26:10,920
Speaker 4: of it's kind of annoying. I don't know why.

616
00:26:10,880 --> 00:26:13,199
Speaker 6: But I can really appreciate a really beautiful wedding, like

617
00:26:13,200 --> 00:26:17,800
Speaker 6: aesthetically or what, especially if you're ever and everything looks beautiful.

618
00:26:17,840 --> 00:26:18,919
Speaker 4: So I totally do get that.

619
00:26:18,960 --> 00:26:22,000
Speaker 6: But I guess the only thing I would suggest, And

620
00:26:22,040 --> 00:26:24,600
Speaker 6: some people aren't, like, you know, open to this conversation,

621
00:26:24,720 --> 00:26:27,200
Speaker 6: especially if it's like before the wedding and they're really

622
00:26:27,240 --> 00:26:29,200
Speaker 6: excited for it, and this this kind of conversation could

623
00:26:29,240 --> 00:26:32,479
Speaker 6: be really like a wet blanket, but kind of like

624
00:26:32,760 --> 00:26:37,880
Speaker 6: asking the why and then also kind of getting into

625
00:26:37,920 --> 00:26:41,040
Speaker 6: like what life looks like afterward, and what marriage looks

626
00:26:41,080 --> 00:26:43,080
Speaker 6: like afterwards and all this kind of stuff and just

627
00:26:43,160 --> 00:26:47,240
Speaker 6: kind of being like, this is because as there is

628
00:26:47,359 --> 00:26:47,840
Speaker 6: life after.

629
00:26:47,920 --> 00:26:48,800
Speaker 4: I get that.

630
00:26:48,800 --> 00:26:51,199
Speaker 6: Because when I'm having a birthday party, I'm having a

631
00:26:51,200 --> 00:26:53,360
Speaker 6: house party in a few days, and you guys are

632
00:26:53,440 --> 00:26:57,640
Speaker 6: obviously not, but I.

633
00:26:58,480 --> 00:27:00,520
Speaker 3: Yes, do you want to do something when be's having

634
00:27:00,520 --> 00:27:02,240
Speaker 3: a house party that we weren't invited to.

635
00:27:02,400 --> 00:27:05,520
Speaker 4: I'll just sit out the front window and watch. No worries,

636
00:27:05,760 --> 00:27:06,280
Speaker 4: but I didn't.

637
00:27:06,400 --> 00:27:08,359
Speaker 6: Nope, no, I didn inviute you on Facebook, but I

638
00:27:08,359 --> 00:27:11,160
Speaker 6: don't if anyone checks any Facebook, I don't check.

639
00:27:11,200 --> 00:27:13,439
Speaker 4: What That's so fair, but thank you for the invite,

640
00:27:13,520 --> 00:27:13,960
Speaker 4: of course.

641
00:27:14,280 --> 00:27:17,639
Speaker 6: But when I'm having a birthday party, I can't even

642
00:27:17,760 --> 00:27:21,560
Speaker 6: see life after it because I'm like so really excited

643
00:27:21,760 --> 00:27:22,120
Speaker 6: to it.

644
00:27:22,280 --> 00:27:23,080
Speaker 5: I don't even know what.

645
00:27:22,960 --> 00:27:25,399
Speaker 6: Life looks like when my birthday's over, you know. So

646
00:27:25,440 --> 00:27:27,600
Speaker 6: I can totally understand being like in that headspace and

647
00:27:27,640 --> 00:27:30,560
Speaker 6: be like, this day is everything to me, and I'm

648
00:27:30,560 --> 00:27:32,359
Speaker 6: going to make sure it looks so beautiful and so

649
00:27:32,359 --> 00:27:33,240
Speaker 6: big and so grand.

650
00:27:33,520 --> 00:27:35,399
Speaker 4: But then if someone said to me, hey, do you

651
00:27:35,440 --> 00:27:35,800
Speaker 4: know that.

652
00:27:35,720 --> 00:27:39,680
Speaker 6: Life will still go on afterwards hopefully, then I would

653
00:27:39,680 --> 00:27:41,520
Speaker 6: probably stop to think like, oh, yeah, I probably don't

654
00:27:41,560 --> 00:27:45,040
Speaker 6: need to buy twenty thousand fairy lights, you know, things

655
00:27:45,080 --> 00:27:45,240
Speaker 6: like that.

656
00:27:45,280 --> 00:27:49,080
Speaker 4: So just like a just gently nudging them to ask why.

657
00:27:48,840 --> 00:27:49,720
Speaker 7: They're doing what they're doing.

658
00:27:50,040 --> 00:27:52,919
Speaker 3: Clearly they have been nudging them, because the bride said, well,

659
00:27:53,000 --> 00:27:54,880
Speaker 3: with those twenty thousand fairy lights, I'm going to sell

660
00:27:54,880 --> 00:27:57,320
Speaker 3: them on Facebook marketplace obviously make my money back. Like

661
00:27:57,359 --> 00:28:01,359
Speaker 3: she's clearly thought about this, and it's the person who

662
00:28:01,440 --> 00:28:03,119
Speaker 3: wrote in said they're delusional.

663
00:28:03,560 --> 00:28:04,639
Speaker 4: What do you reckon, Jess?

664
00:28:04,920 --> 00:28:07,680
Speaker 5: I will say I do have a feeling that every

665
00:28:07,760 --> 00:28:09,760
Speaker 5: diib or i'd ever has said I'll buy it and

666
00:28:09,800 --> 00:28:12,679
Speaker 5: then sell it on Facebook Marketplace, just purely from my

667
00:28:12,680 --> 00:28:16,040
Speaker 5: own Facebook markplace talking. It seems like there is so

668
00:28:16,160 --> 00:28:18,359
Speaker 5: much wedding stuff out there, so firstly looks she should

669
00:28:18,359 --> 00:28:20,520
Speaker 5: be saying if she can't buy it secondhand or Facebook

670
00:28:20,520 --> 00:28:22,880
Speaker 5: market life, cool, But I also think that you're probably

671
00:28:22,960 --> 00:28:25,119
Speaker 5: not going to make a huge amount of money, just

672
00:28:25,160 --> 00:28:27,440
Speaker 5: based on again kind of what I've seen out there

673
00:28:27,520 --> 00:28:30,359
Speaker 5: in the world, depending on what it is. Obviously, I

674
00:28:30,440 --> 00:28:33,160
Speaker 5: would honestly kind of say, I think you've done your job,

675
00:28:33,320 --> 00:28:34,680
Speaker 5: like I think you've kind of tried to be the

676
00:28:34,720 --> 00:28:37,600
Speaker 5: voice of reason. You've said, hey, have we thought about this?

677
00:28:38,240 --> 00:28:41,920
Speaker 5: You know, you can make suggestions, maybe buy secondhand, maybe rent,

678
00:28:42,000 --> 00:28:42,680
Speaker 5: maybe whatever.

679
00:28:43,360 --> 00:28:44,840
Speaker 4: At the end of the day, it's not your.

680
00:28:44,680 --> 00:28:48,040
Speaker 5: Money, and it's I think, honestly not your place. Like

681
00:28:48,120 --> 00:28:51,640
Speaker 5: I understand and I agree that you know, is it

682
00:28:51,680 --> 00:28:54,440
Speaker 5: a choice that is the most fiscally responsible, perhaps not.

683
00:28:54,920 --> 00:28:56,960
Speaker 5: Is it a choice that I personally would make, perhaps not.

684
00:28:57,320 --> 00:28:59,760
Speaker 5: But it's not my money or your money or your

685
00:28:59,800 --> 00:29:01,800
Speaker 5: life and therefore really not.

686
00:29:02,080 --> 00:29:04,720
Speaker 3: They're an adult, they're making a decision correct, not your choice,

687
00:29:04,800 --> 00:29:05,400
Speaker 3: not your problem.

688
00:29:05,520 --> 00:29:07,040
Speaker 4: I think that circus not your monkeys.

689
00:29:07,440 --> 00:29:11,320
Speaker 5: Absolutely. I think like any good friend, good family member

690
00:29:11,400 --> 00:29:13,840
Speaker 5: will kind of flag issues. I think that is a

691
00:29:13,880 --> 00:29:17,120
Speaker 5: hard part of being a good friend is sometimes you

692
00:29:17,160 --> 00:29:19,760
Speaker 5: do have to say, hey, I get that you're excited,

693
00:29:20,440 --> 00:29:22,520
Speaker 5: I'm going to be the bad guy friend and you spoke.

694
00:29:22,240 --> 00:29:24,720
Speaker 4: About it because you care, not because you're trying to criticize.

695
00:29:24,880 --> 00:29:26,680
Speaker 5: Yeah, exactly right, And there's a way to do that,

696
00:29:26,720 --> 00:29:29,600
Speaker 5: and it sounds like our listener has really tried. Once

697
00:29:29,640 --> 00:29:32,360
Speaker 5: you've done that, I think your job is done truthfully,

698
00:29:32,360 --> 00:29:34,200
Speaker 5: and I think it's kind of like, okay, well, let

699
00:29:34,240 --> 00:29:36,160
Speaker 5: them make their choices their adults, and they can do

700
00:29:36,200 --> 00:29:36,560
Speaker 5: what they wan.

701
00:29:36,760 --> 00:29:39,680
Speaker 3: I agree, and I guess from my perspective, like I

702
00:29:39,720 --> 00:29:43,000
Speaker 3: resonate with that. I resonate with our listener questions so

703
00:29:43,160 --> 00:29:46,840
Speaker 3: much because I also get like relatively frustrated when I

704
00:29:46,880 --> 00:29:50,720
Speaker 3: see people making really irresponsible decisions. I'm like, you know,

705
00:29:50,800 --> 00:29:52,800
Speaker 3: I'm a finance girlie, and like, at the end of

706
00:29:52,840 --> 00:29:55,320
Speaker 3: the day, my entire career is crafted around the fact

707
00:29:55,320 --> 00:29:58,360
Speaker 3: that I help people make good money. Decisions, and I

708
00:29:58,480 --> 00:30:01,120
Speaker 3: just don't want you to make bad ones. But when

709
00:30:01,440 --> 00:30:04,800
Speaker 3: emotions come into it, especially when it's stuff like weddings,

710
00:30:04,800 --> 00:30:08,920
Speaker 3: like when emotions and money are involved, sometimes even your

711
00:30:09,040 --> 00:30:12,480
Speaker 3: gentle honesty can come across as criticism and it can

712
00:30:12,520 --> 00:30:15,440
Speaker 3: be taken the wrong way. And I think that Jess

713
00:30:15,520 --> 00:30:17,880
Speaker 3: is absolutely correct. You've done your job. I don't think

714
00:30:17,880 --> 00:30:20,000
Speaker 3: you're the bad guy here. You're the one wanting them

715
00:30:20,040 --> 00:30:22,960
Speaker 3: to think beyond their perfect day, and clearly they're not

716
00:30:23,040 --> 00:30:26,280
Speaker 3: going to. And maybe right now it's actually about you

717
00:30:26,400 --> 00:30:28,640
Speaker 3: protecting your own boundaries and going do you know what

718
00:30:29,120 --> 00:30:29,920
Speaker 3: I flagged it?

719
00:30:29,920 --> 00:30:30,760
Speaker 4: It wasn't taken.

720
00:30:30,840 --> 00:30:33,600
Speaker 3: Well, maybe you need to step back from the celebrations

721
00:30:33,640 --> 00:30:36,880
Speaker 3: so that you're not swept up in the quote delusion

722
00:30:37,000 --> 00:30:39,160
Speaker 3: of it all. Maybe we need to just step back

723
00:30:39,200 --> 00:30:42,600
Speaker 3: and be supportive, be supportive, be the person who's like.

724
00:30:42,640 --> 00:30:44,120
Speaker 4: Yep, anything you need, you let me know.

725
00:30:44,160 --> 00:30:45,320
Speaker 3: I'm going to be there with bells on it, and

726
00:30:45,320 --> 00:30:46,880
Speaker 3: I'm going to be the best sister in law ever.

727
00:30:47,160 --> 00:30:48,400
Speaker 4: You let me know what you need.

728
00:30:48,600 --> 00:30:50,280
Speaker 3: But sometimes the best thing that we can do is

729
00:30:50,320 --> 00:30:52,120
Speaker 3: actually quietly step back and let people.

730
00:30:51,920 --> 00:30:52,640
Speaker 4: Learn on their own.

731
00:30:52,760 --> 00:30:56,320
Speaker 3: Yeah, definitely, Sometimes it's actually not your job, like you've

732
00:30:56,320 --> 00:30:59,320
Speaker 3: flagged it. They've clearly taken to discriticism. They clearly think

733
00:30:59,320 --> 00:31:02,240
Speaker 3: that you're not doing the right thing. And sometimes letting

734
00:31:02,280 --> 00:31:05,720
Speaker 3: people learn as they grow is really important, even though

735
00:31:06,200 --> 00:31:10,120
Speaker 3: that is so hard to watch sometimes like it's not

736
00:31:10,400 --> 00:31:11,240
Speaker 3: life for death.

737
00:31:12,080 --> 00:31:13,440
Speaker 4: Yes, there's debt involved.

738
00:31:13,720 --> 00:31:15,560
Speaker 3: Sometimes they're going to have to learn the hard way,

739
00:31:15,600 --> 00:31:17,160
Speaker 3: and you know what, they might come out the other

740
00:31:17,200 --> 00:31:18,280
Speaker 3: side and be like, oh my god.

741
00:31:18,120 --> 00:31:19,720
Speaker 4: We're in so much debt, so worth it.

742
00:31:19,880 --> 00:31:21,760
Speaker 5: Well that's it, but we know and in line with

743
00:31:21,800 --> 00:31:23,720
Speaker 5: your values, maybe that's a choice that they made that

744
00:31:23,760 --> 00:31:25,000
Speaker 5: they said, yeah, we know we're going to take on

745
00:31:25,040 --> 00:31:26,400
Speaker 5: the debt. We're really happy with that.

746
00:31:26,560 --> 00:31:28,640
Speaker 3: Yeah. I find it so hard to watch those storys

747
00:31:28,760 --> 00:31:31,680
Speaker 3: so resonate. I really do get it. We asked our community, though, guys,

748
00:31:31,680 --> 00:31:33,560
Speaker 3: what do you think? We said, would you speak up

749
00:31:33,600 --> 00:31:36,160
Speaker 3: if you thought a sibling was making bad financial.

750
00:31:35,800 --> 00:31:36,800
Speaker 4: Choices for their wedding?

751
00:31:37,440 --> 00:31:39,560
Speaker 3: Forty five percent of you said, one hundred percent, they

752
00:31:39,560 --> 00:31:41,720
Speaker 3: need to hear it, thirty nine percent of you said

753
00:31:41,760 --> 00:31:44,480
Speaker 3: only if they asked. From my opinion, fourteen percent said no,

754
00:31:44,600 --> 00:31:46,720
Speaker 3: it's not my place, and two percent said I have.

755
00:31:46,920 --> 00:31:50,480
Speaker 3: And it didn't go well, the next question we asked,

756
00:31:50,680 --> 00:31:54,480
Speaker 3: is is it enabling if no one questions bad wedding spending.

757
00:31:54,760 --> 00:31:58,600
Speaker 3: Fifty one percent said definitely yes, Forty one percent said no,

758
00:31:58,800 --> 00:32:01,760
Speaker 3: it's no one else's business. Eight percent said being supportive

759
00:32:01,960 --> 00:32:05,920
Speaker 3: is the most important. I think I can be supportive.

760
00:32:06,480 --> 00:32:09,560
Speaker 3: I totally can be supportive. I'm always going to question you, like, Beck,

761
00:32:09,640 --> 00:32:12,120
Speaker 3: you quit your job recently and you've told us that,

762
00:32:12,200 --> 00:32:14,560
Speaker 3: and I've been like, look, totally supportive, love what you're doing.

763
00:32:15,040 --> 00:32:17,080
Speaker 3: Have you thought about ABC and D and you said yes,

764
00:32:17,120 --> 00:32:19,760
Speaker 3: And I've said great, worries your decision, But like I'm

765
00:32:19,760 --> 00:32:22,040
Speaker 3: always going to be that friend that questions you a

766
00:32:22,080 --> 00:32:23,040
Speaker 3: little bit because.

767
00:32:22,800 --> 00:32:25,400
Speaker 4: I'm like, oh, is this like the right decision.

768
00:32:25,120 --> 00:32:26,960
Speaker 3: Because like what if you got further down the line

769
00:32:27,000 --> 00:32:31,000
Speaker 3: and then you go, guys, no one said XYZ, or

770
00:32:31,040 --> 00:32:32,800
Speaker 3: no one questioned me, or no one said it was

771
00:32:32,840 --> 00:32:35,760
Speaker 3: a bad idea that or just you know, blindly support

772
00:32:35,840 --> 00:32:36,560
Speaker 3: me and that's.

773
00:32:36,440 --> 00:32:38,920
Speaker 4: Not what I don't know. I just sure should question it.

774
00:32:38,960 --> 00:32:41,800
Speaker 3: But like hopefully when I question you, you know it's coming

775
00:32:41,800 --> 00:32:43,160
Speaker 3: from a place of love and the fact that I

776
00:32:43,240 --> 00:32:44,440
Speaker 3: care about you, not because I'm like.

777
00:32:44,400 --> 00:32:45,200
Speaker 7: Yeah, you're an idiot.

778
00:32:45,240 --> 00:32:47,040
Speaker 4: Beck does that's not eat at all.

779
00:32:47,080 --> 00:32:50,560
Speaker 3: I'm literally like, okay, queen, love this for you, but

780
00:32:50,800 --> 00:32:54,200
Speaker 3: have we thought through the process. My type A personality

781
00:32:54,280 --> 00:32:57,240
Speaker 3: is coming out. We also asked the community guys, what's

782
00:32:57,280 --> 00:32:59,200
Speaker 3: your two cents? And did you have a two cents?

783
00:33:00,400 --> 00:33:03,200
Speaker 3: First person said, whoa, you guys are really spending big.

784
00:33:03,240 --> 00:33:04,640
Speaker 3: You must have saved for ages.

785
00:33:05,800 --> 00:33:07,760
Speaker 4: We know debts involved, though, we don't need to be

786
00:33:08,320 --> 00:33:10,320
Speaker 4: I don't know petty. We don't need to be petty.

787
00:33:10,600 --> 00:33:13,640
Speaker 4: Next person said the irony of spending more to keep

788
00:33:13,680 --> 00:33:14,520
Speaker 4: her stress away.

789
00:33:14,640 --> 00:33:15,080
Speaker 5: Girl.

790
00:33:16,520 --> 00:33:19,120
Speaker 3: Next person said, right now, watching my sister refiners her

791
00:33:19,120 --> 00:33:21,600
Speaker 3: mortgage for a fifty thousand dollar wedding is stressing me.

792
00:33:21,680 --> 00:33:25,640
Speaker 3: I'm actually very worried for her. Next person said, it's

793
00:33:25,720 --> 00:33:28,960
Speaker 3: not just the sibling money. Mine said, it's the bride

794
00:33:28,960 --> 00:33:31,680
Speaker 3: to be as well. You're actually already outnumbered.

795
00:33:31,840 --> 00:33:32,680
Speaker 4: It's true, right.

796
00:33:32,880 --> 00:33:35,000
Speaker 3: Next person said, you said your piece. Now you have

797
00:33:35,040 --> 00:33:36,360
Speaker 3: to accept their choice and move on.

798
00:33:36,760 --> 00:33:37,000
Speaker 5: Fair.

799
00:33:37,240 --> 00:33:39,400
Speaker 4: Another person said, if you're not paying, you don't have

800
00:33:39,440 --> 00:33:39,920
Speaker 4: an opinion.

801
00:33:40,520 --> 00:33:43,240
Speaker 5: I kind of agree with that on I agree.

802
00:33:43,120 --> 00:33:45,080
Speaker 4: That's like guest lists for weddings as well.

803
00:33:45,200 --> 00:33:46,560
Speaker 5: Oh hard agree on that.

804
00:33:46,600 --> 00:33:48,400
Speaker 4: I've got a lot of wedding conversation to have.

805
00:33:48,440 --> 00:33:50,520
Speaker 3: But if someone wants to invite people, pay to play

806
00:33:50,640 --> 00:33:55,240
Speaker 3: baby next person, Chupada said, if you feel you must

807
00:33:55,280 --> 00:33:59,040
Speaker 3: say something, choose your words and timing very carefully, because

808
00:33:59,120 --> 00:34:00,880
Speaker 3: unsolicited advice.

809
00:34:00,680 --> 00:34:02,040
Speaker 4: Feels awful to receive.

810
00:34:02,960 --> 00:34:05,080
Speaker 3: Someone else has clearly been listening to my podcast, and

811
00:34:05,120 --> 00:34:07,560
Speaker 3: this is the last one. She said, not my circus,

812
00:34:07,640 --> 00:34:11,319
Speaker 3: not my monkeys. I feel like I say that all

813
00:34:11,360 --> 00:34:11,920
Speaker 3: the time.

814
00:34:12,640 --> 00:34:14,319
Speaker 4: It's such a nice like it's like, oh, I can

815
00:34:14,400 --> 00:34:14,960
Speaker 4: let go of this.

816
00:34:15,200 --> 00:34:17,520
Speaker 3: Yeah, yeah, not my circus, not my monkeys. I also

817
00:34:17,600 --> 00:34:19,320
Speaker 3: like to say, pay peanuts, get monkeys.

818
00:34:19,880 --> 00:34:21,319
Speaker 4: I've never heard that one.

819
00:34:21,520 --> 00:34:23,279
Speaker 3: I wrote it in my first book, actually, and I

820
00:34:23,360 --> 00:34:28,799
Speaker 3: mildly regret it. You're aline in talking about superannuation, but

821
00:34:28,840 --> 00:34:32,399
Speaker 3: that's okay. Yeah, anyway, that's it from us, guys. We

822
00:34:32,560 --> 00:34:35,120
Speaker 3: hope you have a beautiful weekend and we'll see you

823
00:34:35,160 --> 00:34:36,360
Speaker 3: brighton early on Monday.

824
00:34:36,640 --> 00:34:46,160
Speaker 8: Are very good money diary, Bye guys bye. Did By

825
00:34:46,320 --> 00:34:49,040
Speaker 8: shared on She's on the Money is generally nature and

826
00:34:49,080 --> 00:34:52,760
Speaker 8: does not consider your individual circumstances. She's on the Money

827
00:34:52,840 --> 00:34:56,400
Speaker 8: exists purely for educational purposes and should not be relied

828
00:34:56,480 --> 00:34:59,560
Speaker 8: upon to make an investment or financial decision. If you

829
00:34:59,640 --> 00:35:02,360
Speaker 8: do whose to buy a financial product, read the PDS

830
00:35:02,480 --> 00:35:05,080
Speaker 8: TMD and obtain appropriate financial.

831
00:35:04,680 --> 00:35:06,480
Speaker 4: Advice tailored towards your needs.

832
00:35:06,840 --> 00:35:10,800
Speaker 8: Victoria, Divine and She's on the Money are authorized representatives

833
00:35:10,840 --> 00:35:13,200
Speaker 8: of Money sherper P, T y L t D A

834
00:35:13,320 --> 00:35:16,240
Speaker 8: b N three two one six four nine two seven

835
00:35:16,320 --> 00:35:17,359
Speaker 8: seven zero eight

836
00:35:17,640 --> 00:35:20,200
Speaker 4: Afs L four five one two eight nine