00:00:00 Speaker 1: She's on the Money. She's on the Money. 00:00:13 Speaker 2: Hello, and welcome to She's on the Money, the podcast for millennials who want financial freedom. This is our Friday Drinks episode where we celebrate the money wins from how She's on the Money community. There are so many great money wins and confessions shared every single week in our group, and we spend, as I've said before, a very large part of our week talking about them, and this podcast is so that we can bring it to life. So Friday is all about celebrating our community and having more positive and constructive conversations about money. So let's jump straight into it. Georgia, what happened on our deep dive this week? 00:00:47 Speaker 1: Victoria? 00:00:49 Speaker 3: Okay, so this week we chatted about buying property with someone other than your significant other. 00:00:56 Speaker 2: Oh, it was a good chat. 00:00:59 Speaker 3: It was really interesting because at face value it sounds like quite a good deal. It's a good way of breaking into the market. Sooner you half your deposit, you half your contributions win a winner. Turns out, as we've revealed on the podcast, all is not what it seems. There's like heaps of pitfalls that you need to be mindful of. 00:01:16 Speaker 2: So if you are. 00:01:17 Speaker 3: Considering doing that would strongly recommend to listen. 00:01:20 Speaker 2: I like that good summary, by the way, great summary, And Tony Lodge, I believe that you are new to the team, but also have been making a little bit of a splashy oil podcast recently. Sure is that what you've been doing? 00:01:35 Speaker 1: A splash sounds really nice? But yeah, I guess So. 00:01:37 Speaker 2: What happened this week? Were you on a Were you on a podcast? I was, Oh, what did you do? 00:01:42 Speaker 1: It was on a little money diary? 00:01:44 Speaker 2: Ooh did you like it? 00:01:45 Speaker 1: I loved it? 00:01:46 Speaker 2: What was it about? 00:01:47 Speaker 4: So we talked to a twenty six year old woman who had her first child at seventeen and now has three kids and is about to build her first home. 00:01:56 Speaker 2: I loved her. 00:01:57 Speaker 4: She's yeah, she's with a killin it. She started her own business, like amazing. 00:02:01 Speaker 5: I'll tell you something I didn't factor in until I heard that episode is that you asked, I think, Tony, do you feel like you missed out when you were nineteen twenty going partying and stuff? And she's like, oh, not really, but I'm looking forward to my kids turning eighteen when I'm like in my thirties, and then I can go travel and they can take care. 00:02:17 Speaker 2: Of Themselvesyah, there's a genius. 00:02:19 Speaker 1: Yeah, thanks for appreciating my question. 00:02:21 Speaker 2: Yeah, I had great questions. I was saying, mister Ryan actually straight after the record, he was like, oh, I had the money, Dorry go because as you guys know, Ryan's been helping me out to do those recently. And I was like, so, Tony asks great questions, and I have officially booted Ryan from the money house, sad and you are nominated as tribute. 00:02:41 Speaker 1: Have I got the full time? 00:02:42 Speaker 2: You've got the full time? 00:02:44 Speaker 6: This is how I find out how rude. 00:02:46 Speaker 2: Okay, you knew this was coming. Don't act all sore and as if that wasn't. 00:02:51 Speaker 5: I wish I had a sad violin bed to see. This is why I didn't get to keep the job. 00:02:54 Speaker 2: No, you didn't. I guess on that we should give Ryan some time to shine and jump straight in to Ryn's community money wins of the Week. 00:03:02 Speaker 5: I also just want to add before I get started, I'm calling fake news and one of the money wins I reckon jess our own Jessica Ricky who's in the studio, has faked a profile to. 00:03:11 Speaker 6: Leave a comment. Yes, off, all right, let me explain what it is. 00:03:16 Speaker 5: So this lady who claims her name is Sophie. 00:03:20 Speaker 2: She claims her name is Sophie. 00:03:22 Speaker 6: It's definitely Jess money win. 00:03:24 Speaker 5: So I decided to listen to the Friday Drinks podcast while vacuuming my car, and I thought to myself, how funny would it be if I found some money whilst listening to She's on the Money Whilst vacuuming my car. I manifested the coins being hidden under the seat and stuff. Hitch, and you know what, Jess is right when you manifest something at works. I found two dollars fifty in my car. 00:03:45 Speaker 7: I will take all apologies from those at the table currently. Manifesting is a thing. I'm telling you right, I'm not apologizing marketplace manifesting. 00:03:53 Speaker 2: If someone was going to manifest money in their car, you best believe I want more than two dollars fifty. 00:03:58 Speaker 1: Now take the win. 00:03:58 Speaker 2: That's the true holle off. 00:04:00 Speaker 1: Well, yeah, I. 00:04:01 Speaker 2: Can't eat soft serve ice creams. 00:04:03 Speaker 6: It's funny you mentioned that v because Sophie. 00:04:07 Speaker 5: Says, would it have killed the manifestation gods to at least give me ten bucks? 00:04:11 Speaker 2: Exactly? I'm proud of you. Sophie. 00:04:15 Speaker 5: Melissa says money win decided to stop buy a small garage sale and found a beautiful pair of red shoes in my size, unworn for five dollars. 00:04:24 Speaker 2: Five dollars. Again, that's two dollars fifty shoe. 00:04:29 Speaker 5: You get tell who's the educated one in finance afforded one shoe? 00:04:35 Speaker 6: All right, Chelsea says. 00:04:36 Speaker 5: My childcare a while ago had this thing where if you signed up to the childcare you got a five hundred dollar Coals voucher as like a welcome to the child Yeah, I think, she said. 00:04:45 Speaker 6: She then signed up and found out she wasn't eligible. What which you'd be ropable? I mean yeah, five bucks one. 00:04:52 Speaker 2: Hundred dollars is a lot of. 00:04:53 Speaker 5: Money out, so I don't want to all carr in her. But she wrote to the manager and she got the voucher. 00:04:58 Speaker 6: Yes. Oh now, hey, let me just change the music here real quick. 00:05:03 Speaker 1: Oh sex. 00:05:06 Speaker 5: Alouise wants to discuss getting tickets to see Magic Mic. 00:05:11 Speaker 7: Isn't that a thing here? 00:05:12 Speaker 6: Yes? 00:05:12 Speaker 2: It is coming. 00:05:13 Speaker 1: It is new. 00:05:14 Speaker 2: I saw the ad on TV for it actually last night. You sounds so exciting, I am. Have you not seen Magic, Mike? 00:05:22 Speaker 7: I've seen the movie, but the thought of that in person makes me wildly uncomfortable. Same here, Please grind from at least a COVID, say five minutes. You know when I love strip talk, like has anybody's like a there's like a niche hole of TikTok where it's like strippers and they like take you through their day and like take you through like I love that. 00:05:46 Speaker 2: It's so interesting, and you share them with me, I'll send on. I'm so for. 00:05:51 Speaker 1: There's just like girls with daffel bags full of cash. It's amazing. They just make so much money. It's so cool. 00:05:58 Speaker 2: Power to them. 00:05:59 Speaker 1: Yeah, yeah, I do. 00:06:00 Speaker 2: We want to listen to Ryan or A. 00:06:02 Speaker 5: No, let's quickly go around the room. How much do you think a ticket is? To magic my off the top of head? 00:06:07 Speaker 2: Be I know, one forty whoa, That's. 00:06:10 Speaker 1: Exactly what I was literally going to say. 00:06:12 Speaker 6: Georgia twenty. 00:06:14 Speaker 7: I was going to say like one. 00:06:16 Speaker 6: Or one twenty. Okay, the answer is one hundred and twenty nine dollars, And I. 00:06:19 Speaker 2: Was sure we were so close. 00:06:21 Speaker 6: I would have assumed like forty bucks or something. 00:06:23 Speaker 2: It's a classy shot. 00:06:27 Speaker 6: I just I've heard good thing. 00:06:28 Speaker 5: Well, Alouise said that they got some special code or something. When they checked out the website, it was only seventy nine dollars per person, so it's like fifty bucks saving each and there was a big group of them, so she saved about five hundred dollars lot for. 00:06:42 Speaker 1: You, babe. That's going to be a great money. 00:06:45 Speaker 6: Okay, let's get rid of that music. It's all right, Steph says money Win. 00:06:50 Speaker 5: I've been waiting to get my eyebrows tattooed by a certain place in Melbourne for years, but I just couldn't justify the cost eight hundred dollars to one thousand. 00:06:57 Speaker 2: Oh my gosh, No, she needs to go see my friend Brooks. 00:07:00 Speaker 6: How much has they charged? 00:07:01 Speaker 2: Oh my god, she's much less than that. And she's like the best of the best, really, because I went and saw what was quote the best brow tattooist in Australia and she's based in Melbourne. Butchered my brows and I had to get them fixed. 00:07:13 Speaker 7: And we get an extraordinary amount of people asking, yeah, your eyebrows? 00:07:17 Speaker 2: Yeah, And that's why I'm actually talking about them because the amount of dams I get. I literally had a DM a day about someone being like who does your brows? The answer is brook Sutherland. You can find her at brook Sutherland Beauty. But she's an actual wizard and their tattoos by the way. 00:07:33 Speaker 6: So Steph took a risk. 00:07:34 Speaker 2: Oh gosh, yeah. 00:07:36 Speaker 5: The place that she's wanted to go to. She had her heart set on this one place. They put a call out on Instagram saying we're looking for models because we've got some students coming in. They're going to be fully supervised and you know there's something in there teaching them. They're at the right at the end of their course, they're good to go. And she undernawed and said, yep, I'm going to do it. 00:07:53 Speaker 6: She went in. 00:07:54 Speaker 5: They were perfect and they were zero dollars for the tattoo. 00:07:58 Speaker 2: Yess, money wins. 00:08:00 Speaker 1: That's amazing, great job. 00:08:02 Speaker 2: Brook definitely changes more than zero dollah. 00:08:04 Speaker 5: Just quickly around the room real quick. Would you trust a student, not that maybe not trust is the wrong way, but I'd be nervous about something. 00:08:10 Speaker 2: I'd be a bit nervous because it is your face. 00:08:12 Speaker 4: Yeah, it's fully supervised. It's the same as Hey. You can go to like the Tafa haircuts and stuff like. 00:08:18 Speaker 2: Is that what you did? 00:08:23 Speaker 6: Are you joking. Sorry, I didn't realize we're in the TikTok comments. 00:08:36 Speaker 2: I had to I'm sorry. Inside joke from the team. Tony's fringe has been bullied on, very heavily on TikTok this week TikTok and tell her she's cute. 00:08:50 Speaker 6: Endurable and these people are being so mean. 00:08:53 Speaker 1: Yeah. 00:08:54 Speaker 6: I want to be on the record as saying I am pro fringe. 00:08:57 Speaker 2: I'm pro freend too. 00:08:58 Speaker 4: Thanks everyone, Georgia cut Oh no, I let's say Georgia getting a tattoo from a student for free. 00:09:04 Speaker 2: No, we like Tony's fring. 00:09:07 Speaker 3: No, so sorry, I love Tony's free thank you, But no, I wouldn't. I would be too scared with the eyebrows situation. Victoria colored mining the other day and it was frightening to me. 00:09:17 Speaker 7: So I feel like tats no twoo's in general free me out, Like I go to a student for a wax or for a die or whatever. But I wouldn't do a tattoo just because that's there forever that makes me nervous? 00:09:28 Speaker 2: Are they there forever? Fe So mine fade every twelve to eighteen months and then they get them topped up, So I get what's called ombre, and it's like just a really light powder effect behind my brow so that they fade naturally over time. So that's my wrap. I don't know how much more eyebrow content you guys want, but I'm here for it. 00:09:48 Speaker 5: Well, jess ses the DMS on Instagram that it turns out it turns out too much eyebrow chat is never enough. 00:09:55 Speaker 7: We've told you please leave me alone. 00:10:03 Speaker 2: Okay, and welcoming is back. I think it is time to jump into what we're drinking. Jessic got to read she what have we got in our hot little hands today? This week? 00:10:11 Speaker 7: It's a fun little beveragino. It's another seltzer. We thought we'd give them another go. 00:10:16 Speaker 2: Why we didn't like the last one? Well this is okay, so I do like the last ones. We like the watermelon ones. 00:10:22 Speaker 7: Yeah, so we've been a bit hid and miss and this time it's quite like. Some of us love it, some of us are not so into it. But it's the moondog fizzer alcoholic seltzer. It sounds divine, alcoholic, bubbly water we bursts of passion fruit, mango, orange and pineapple. 00:10:35 Speaker 2: I quite like it. 00:10:37 Speaker 1: I love it. 00:10:38 Speaker 7: These just sitting in the corner not loving their life. 00:10:41 Speaker 2: I'm not sure if I'm sold on this Seltzer. 00:10:43 Speaker 6: Thing like that as a whole. 00:10:45 Speaker 2: As a whole, it's like very fragrant, which is it smells amazing, It does smell amazing, and then it tastes like fizzy water that has rubbing alcohol four against. 00:10:56 Speaker 3: I'm neutral, like it's a session Ben, but I wouldn't. I wouldn't chew to end the day. 00:11:01 Speaker 2: With line down. 00:11:03 Speaker 6: It's a day dream. 00:11:04 Speaker 2: Yeah, yeah, yes, yes, I'm on J's team. 00:11:09 Speaker 6: All right. 00:11:09 Speaker 7: Well, I'm the one who always gets stuck at the bottle of trying to make these tough choices. So if anyone would like to slide into our DMS with beverage suggestions, test, can we. 00:11:17 Speaker 6: Get the Mississippi mudslide next week? 00:11:20 Speaker 2: We are not doing that. 00:11:23 Speaker 7: I mean, look, if you don't give me an option when I asked one next week, I'm coming back at the Mississippi. 00:11:28 Speaker 2: I was just wondering, is there a reason you went to get drinks on your own at Dan Murphy's today. 00:11:34 Speaker 7: I didn't go to I didn't go see will Oh No, I'm sorry to tell you. I went to the one in the city because driving in Richmond terrifies me. 00:11:42 Speaker 2: All right, sorry Will. Anyway, we're going to get into our personal money wins and confessions. Georgia, what have you got for us? 00:11:49 Speaker 3: So just before I came here, I was in Carlton having a coffee with Harps. I always go on and on in this do you have. 00:11:56 Speaker 2: A real job or do you just tell us you've got a real job so you don't have out with day? 00:12:01 Speaker 3: It's a UNI and a scripting day. 00:12:03 Speaker 2: Okay. 00:12:04 Speaker 3: Anyway, it was having a brew and there was no line at Peter Pipo. There was no line because it was in the daytime. So I was like, this is my time two pounds? So I did spent twenty five dollars on a liter. 00:12:19 Speaker 2: Of ice cream. Guys is a very bougie ice cream place based here in Melbourne. There's always a cue. I thought you were going to say a liter of coffee and I was fun, spend how much money? 00:12:35 Speaker 3: So yeah, would we say that's a money win or a money confession? 00:12:38 Speaker 2: I would say it's win okay, thinks yeah, I would say ice cream always win. 00:12:42 Speaker 4: Self love as well. Bougie ice cream you got to put you Is it. 00:12:46 Speaker 6: Better than the what's the one that's always gonna line? 00:12:49 Speaker 3: Yeah, I feel like there's always there's always a half an hour line for Peter de Pepo Peter people. 00:12:55 Speaker 1: I love Gelato Messina. I don't make me. 00:12:59 Speaker 6: Choose, Jess, what have you got? 00:13:03 Speaker 7: Mine is actually my partner's money. 00:13:07 Speaker 2: That is, it's a good one. I don't care if it's a good one. 00:13:10 Speaker 7: It's not yours, you know, but it's a good reminder. 00:13:13 Speaker 2: So I was there. 00:13:14 Speaker 7: I was present for the money. 00:13:16 Speaker 2: Okay. 00:13:16 Speaker 7: So he had his car service yesterday and I went. I took him to he had it done, and they quoted him up. It was meant to be just like a normal service, and they're like, hey, like, here's ten thousand things that are wrong with your car. Yeah, And we kind of knew they were being a bit dodged because they're like your front wheels like really really worn. And he was like, I just got a full set put on last month, like seems unlikely. So we were already a bit like sus And then they were like, oh, we need to replace something. Turns out they didn't check that they had the parts. They pulled the car apart then called us like, hey, we don't have the part like can you come back? It was our whole thing. But anyway, when I was driving him back to pick up his car, I was like, make sure you check your receipt for labor, because you're not going to pay for labor for something that didn't get done. So he listened to his smart girlfriend smart boy, and he went in and asked to see the receipt, got a little bit careen, and they're like, oh, we can't show you the receipt until you pay and we print it. 00:14:09 Speaker 2: And he was like, can you show me the screen? What am I paying for? Yeah? 00:14:12 Speaker 7: It's so dodgy, right, And so they showed him the screen and sure enough, there was a labor charge on there, and he was like, I'm not paying for that, and a little bit of back and forth and he saved himself one hundred. 00:14:22 Speaker 2: And fifty dollars. Oh god, yeah, good good on your Jane. Very proud, very proud. 00:14:26 Speaker 5: It's so weird because it's like a stereotype that mechanics are dodgy and they're just really not helping themselves, are they No? 00:14:32 Speaker 7: And it's weird because it was a it's like a big chain. It wasn't like a local mechanic. It's a big chain that you kind of assume that they would be kind of on top of it. 00:14:40 Speaker 6: That's really shit. 00:14:41 Speaker 2: Yeah, I'm really disappointed in that because it's twenty twenty one. 00:14:44 Speaker 7: Come on, yeah, like, let's stop taking advantage people, please. 00:14:47 Speaker 2: I remember I went into a car dealership once and the car repairman told me that it was a timing belt issue and I was like, oh, I've never even heard of what a timing belt is, but okay, no problems, and me, being typical me, I pick up the phone and called my dad, and my dad i'd kind of laughed and was like what, your car doesn't even have time? And I was like oh, and He's like, let me call them, and so did it all out. But I was a bit like, oh, like I would have paid for that. 00:15:11 Speaker 7: I have no idea James's dad does all that stuff for me. Like when I bought my car, he came and looked at it. Because I thought, being a woman like one, I personally am not uneducated. Not that women in general, no, but also I feel like women are just more often than not taken advantage of in those situations. 00:15:26 Speaker 2: And that's so terrible that we have to feel like we need backup to. 00:15:30 Speaker 7: Bring a grown man as a twenty six year old woman to buy a car. 00:15:34 Speaker 2: It was a bit much, but well, I don't think it's a bad thing. And I think that distilling the idea that you need back up when making a big purchase is not a bad thing. I just think it's really frustrating that we feel like we're potentially going to be taken advantage of, because that's really unfair. 00:15:48 Speaker 5: Yeah. 00:15:48 Speaker 2: Absolutely, But I would still take my dad regardless of whether I was a strong independent woman. I call my dad about everything. I'm like, hey, my spreadsheet's not working, thank dad. Yeah yeah, yeah, all right, what have you got? 00:16:01 Speaker 4: So before COVID kind of took off, my boyfriend and I had some flights booked and we kind of thought we just like lost the money. We weren't really sure what was going to happen with it. And a really good friend of mine her engagement parties in a couple of weeks. 00:16:15 Speaker 1: In New Zealand. 00:16:16 Speaker 4: Now that the travel bubble is open, where else we're able to go, which is really exciting. And I kind of hit them up and I was like, hey, I'm kind of kissed this money goodbye and they're like, oh no, it's fine. So we ended up being able to pay for all of our flights with credit from what we had that's already paid for them. 00:16:33 Speaker 5: Very feel like a free trip because you kind of mentally accepted the money was gone. 00:16:37 Speaker 1: Yeah. 00:16:37 Speaker 4: It's like when you have cash out and then you buy something with cash and it feels free because you're like, the money's already mine. 00:16:43 Speaker 1: Does anybody else do that? 00:16:45 Speaker 2: It's like when you find ten bucks in your draw or something or in the car and you're like, oh, that's free money. Now, it wasn't freeze. 00:16:51 Speaker 1: It's my money. 00:16:53 Speaker 4: But like this cheeseburger tastes way better knowing that I haven't really paid for. 00:16:58 Speaker 2: Exactly. Do you know what else has? It's been really good this week, guys Tony on Thursday? Where were you? Oh? 00:17:05 Speaker 1: I was on the radio day Yeah? 00:17:06 Speaker 2: What were you talking about on the radio? 00:17:09 Speaker 4: So I've since moving to Melbourne, I've started doing a little bit of work with not for profit called Motherless Daughters Australia and they basically have created this huge support network for girls in Australia that no longer have their mums, which is a boat that I also find myself in my mom passed away. 00:17:26 Speaker 1: Eight years ago, and yeah, it's really cool. 00:17:31 Speaker 4: Like the girl who founded it a few years ago, she's only thirty, so it's really like young vibes, and it's just really cool that there's like support for girls that don't have their mums anymore. 00:17:40 Speaker 2: Yeah. Absolutely, And it's such a topical thing to come up, especially this week because we obviously have on the weekend Mother's Day, which can be seen as like a really great celebration to celebrate our mums, but I think it's really important to remember as well that could be a day of grieving and it's not always as happy for everybody, especially in the time of social media, where it's kind of you know, you and I were talking about this earlier, shoved down your throat that oh, did you get flowers my mum? Don't forget a present for mum, And it's kind of like, yeah, well, you know what, I would buy mom a present if I could mate. Yeah, Like that really sucks. So I think it's really cool that you're drawing awareness to that. But tell us a little bit about the campaign, because we are dabbling in that this week and trying to get the word out there, What can our listeners do to support that because it is such a worthy cause. 00:18:25 Speaker 4: So this week they've created a Mother Loss Awareness Week, which runs from the second to the eighth of May. So it's not just for girls that have lost their mums, it's for anybody that's lost their mom or their mother figure or however you identify with it. And this year they've started a hashtag called hashtag draw Her Wings and there's a little there's a little infographic that we've posted on our socials and it shows you how you can take part and then you can tag a couple of friends and hopefully spread it across social media and get a bit of traction around our Motherless Daughters Australia. And there's also like a donate page on their website. So it's really really cool that it's like such an easy way to support your friends who maybe you don't know it, are struggling or things like that. So it's just it's a really nice way of being like a beacon of support across socials for people that might not even know you that can take some solace in that, which is really nice. 00:19:19 Speaker 2: And I think that that's really important, especially for the she's on the money community because so many stories get shared with us, and so many special stories get shared with us, especially about people in our community losing parents, and I think that just to talk about that, especially in light of Mother's Day, it can be really hard. And the idea isn't to say that Mother's Day is bad. It's just to say, hey, like, this might not be something you've thought about before. 00:19:42 Speaker 1: Yeah. 00:19:42 Speaker 2: Absolutely, you know that's really important to me as much as I can't relate to having lost my mother, which is such a special thing to still be able to say, but I think it's really cool to be able to raise awareness to that because it is so special to so many. But thank you for that. 00:19:55 Speaker 1: Oh I thank you guys for listening to me. 00:19:58 Speaker 2: I'm going to get back on track though, because you haven't heard Ryan John's. 00:20:01 Speaker 1: Money you better be good follow that. 00:20:04 Speaker 2: I was about to follow that. 00:20:06 Speaker 5: Such a beautiful story and I was thinking about that, and now my money wind just seems so insignificant. So over the last month or so, Bridge and I have moved full time into Melbourne. 00:20:19 Speaker 6: We were a bit half. 00:20:21 Speaker 2: Feel their memories. 00:20:24 Speaker 5: So we used to drive to Melbourne and out to the Grampians and back, and I used to go a few times a week and Bridge used to drive heaps to work. I went and filled up my car on the weekend and realized it was the first time I'd filled up my car in four weeks. 00:20:38 Speaker 2: That is a money win. 00:20:40 Speaker 5: Bridge would have been one or two tanks a week. I was one and a half tanks a week, and now together we're one tank a month. 00:20:47 Speaker 2: Money and environmental win. 00:20:49 Speaker 6: Absolutely. 00:20:50 Speaker 5: So it wasn't until I went to fill up that I like the light went on and I was like, I forgot you'd feel these things. 00:20:57 Speaker 6: So that was a huge win. 00:20:59 Speaker 5: And obviously over time that will kind of add up as well. So for that, Victoria Devine, are you going to win or a lost? 00:21:04 Speaker 2: I've got a loss slash win. 00:21:06 Speaker 6: Oh wait to finish the show. 00:21:10 Speaker 2: And it's definitely nothing to follow Tony so again, but yours is like a genuine money win. I've got a dress. That's my money win slash confession. It was like three hundred and fifty dollars down to ninety nine. 00:21:21 Speaker 1: I can't tell you more about that than fuel. 00:21:24 Speaker 2: Yeah, same, I thought you might. I thought you might, but also like it was an impulse buy, so is that a win? Or is that a loss because I spent ninety nine dollars that I didn't need to spend on a dress I didn't even know I needed until I saw it. 00:21:37 Speaker 4: Is it an impulse buy? Or have you impulsively saved money? 00:21:41 Speaker 2: Jokes on you? It aligned to my values? 00:21:45 Speaker 7: All right? 00:21:46 Speaker 2: With that, I think we're going to wrap it. We would like to acknowledge and pay respect to Australia's Aboriginal and Torres Straight Islander people's, the traditional custodians of the lands, the waterways and the skies all across Australia. We'd like to thank you. Thank you for sharing and for caring for the land on which we are able to learn. We power respects to elders past and present, and we share our friendship and our kindness. 00:22:08 Speaker 3: The advice shared on She's on the Money is general in nature and does not consider your individual circumstances. Never She's on the Money exists purely for educational purposes and should not be relied upon to make an investment or a financial decision ever, and we promise. Victoria Divine is an authorized representative of Australia Pacific Funds Management Proprietary Limited ABN three four one three two four six three two five seven, AFOSL three three nine one five one And thanks to everyone for putting this show. 00:22:41 Speaker 2: I love that for us. 00:22:42 Speaker 3: Brian, put your shirt back on. 00:22:45 Speaker 2: Next wee