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Speaker 1: She's on the Money. She's on the Money.

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Speaker 2: Hello, and welcome to She's on the Money, the podcast

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Speaker 2: for millennials who.

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Speaker 3: Want financial freedom.

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Speaker 2: Welcome back to another one of our Friday Drinks episodes

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Speaker 2: from Lockdown once again, where we get to celebrate the

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Speaker 2: money wins from our She's on the Money community. As

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Speaker 2: we all know, there are heaps, literally hundreds, and I

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Speaker 2: would almost say thousands of money winds shared in our

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Speaker 2: community each and every single week, and now is the

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Speaker 2: time for us to make them shine so tony before

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Speaker 2: we jump into the winds this week, can you tell

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Speaker 2: us what happened on Monday's Money Diary.

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Speaker 4: Our money diarist this week shared her journey from coming

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Speaker 4: from South America to a US Australia and how she's

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Speaker 4: got limitations on how much she can work on her

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Speaker 4: visa while she's in OZ and just talked about kind

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Speaker 4: of some ways that you can try and get through

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Speaker 4: the visa process if it's something you're looking into or

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Speaker 4: you've done it before. I think it was a really

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Speaker 4: good one because we had quite a few messages of

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Speaker 4: people saying they related to that, or they'd looked at

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Speaker 4: moving overseas or moving to Australia and had kind of

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Speaker 4: been through a similar process, and I think it was

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Speaker 4: a nice different one that got a lot of people

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Speaker 4: in the heart because she could only work a few

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Speaker 4: hours a week and stuff, and even though she used

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Speaker 4: to earn an exorbitant amount of money per year USD,

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Speaker 4: then moving here can only work twenty hours a week.

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Speaker 3: So yeah, it was a really good one.

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Speaker 5: Sep be insightful, hey into something that obviously I personally

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Speaker 5: have never experienced. I found that diary really interesting.

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Speaker 6: In my course at Melbourne UNI, we have lots of

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Speaker 6: international students and same thing. You kind of just assume like, oh,

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Speaker 6: you can do a summer internship and they're like, oh,

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Speaker 6: but we're not allowed to work more than twenty hours

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Speaker 6: a week, so it's pretty NiCd yah. Even though it's

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Speaker 6: for four weeks of the year, they're still not allowed

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Speaker 6: to do it. And a lot of students will work

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Speaker 6: crazy hours in the UNI breaks so then they can,

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Speaker 6: but they can't do that because of that twenty hour limit,

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Speaker 6: so it actually is pretty inflexible and it makes it

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Speaker 6: really tricky. So yeah, I hear lots of stories like

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Speaker 6: that and it was great to get a bit more

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Speaker 6: insight on Monday.

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Speaker 2: It's so nice that our community want to share that

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Speaker 2: stuff with us too, because that's that's something that they

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Speaker 2: didn't have to take the time to share. Like it

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Speaker 2: was an arduous story, like it was hard to tell,

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Speaker 2: Like there's a lot of parts to it, and like

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Speaker 2: I think that Tony and I really appreciated the intricacy

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Speaker 2: of the story as well, because we've got to understand like, well,

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Speaker 2: how did you make money and what were you earning

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Speaker 2: before and what are you earning now? And it was

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Speaker 2: just like, Wow, she's achieved so much. And from my perspective,

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Speaker 2: I've only ever learned about international students just by you know,

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Speaker 2: being with them in class and like having chats and

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Speaker 2: you're not going to turn to your peers and go, hey, Ryan,

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Speaker 2: how do you afford UNI?

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Speaker 7: Like that is that something I shouldn't be doing.

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Speaker 2: Of all people, you'd get away with it, but it's

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Speaker 2: just not something that I'd had the conversation about. And

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Speaker 2: I just feel like that's a really special position to

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Speaker 2: be in, to be given the intricate details to go, wow,

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Speaker 2: that actually would be such a struggle.

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Speaker 4: Yeah, And also to hear that she has to pay

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Speaker 4: for all of her UNI upfront, but has to keep

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Speaker 4: doing courses to keep her visa, you know, legitimate, And

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Speaker 4: it was just it was really interesting because I mean

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Speaker 4: I never had to go through any of that, and

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Speaker 4: it was just quite an eye opening story. So it

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Speaker 4: was nice to hear that the community really resonated with

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Speaker 4: it as well.

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Speaker 2: Yeah, I loved it, And you know what else, I

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Speaker 2: loved Wednesday's episode, So jess what happened on Wednesday?

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Speaker 5: On Wednesday, you and George spoke all about teaching kids

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Speaker 5: about money, because we've kind of come to these places

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Speaker 5: where our community has learned so much ourselves, and we

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Speaker 5: know that a huge portion of our community have families

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Speaker 5: or nieces or nephews or brothers and sisters that they

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Speaker 5: want to pass that information onto, but obviously it's a

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Speaker 5: little more challenging to scale it back so that it's

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Speaker 5: consumable for a child. So we spoke about a few

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Speaker 5: different ways that you can kind of teach the value

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Speaker 5: of money and saving, and there's a really good thread.

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Speaker 5: We post a wrap of the podcast every week in

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Speaker 5: the Facebook group and we ask for people to share

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Speaker 5: their own suggestions of how they've taught their kids, and

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Speaker 5: there was some really, really great ideas on there as well,

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Speaker 5: and it pairs nicely because quite a while ago now,

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Speaker 5: we actually did an episode on investing for kids, and

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Speaker 5: that's something else that kind of comes up hand in hand.

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Speaker 5: But there's no point necessarily investing if you don't teach

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Speaker 5: your kids and the value of money. At least that's

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Speaker 5: kind of how I feel. Because you can lead a

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Speaker 5: horse to water, you can't make it drink. And you know,

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Speaker 5: it's awesome that people want to put together these great

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Speaker 5: portfolios and set their kids up, but if they don't

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Speaker 5: understand the value of what you're essentially gifting them, you know,

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Speaker 5: is that a little bit you know, over their heads

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Speaker 5: or wasted. So it's really cool to see these people

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Speaker 5: taking the steps and taking the time to make sure

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Speaker 5: that the next generation is going to be so educated

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Speaker 5: and they're going to be so aware and hopefully able

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Speaker 5: to build themselves these really amazing lives that we all

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Speaker 5: dream of, hopefully.

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Speaker 2: And I think that that was my favorite part of

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Speaker 2: the episode because a lot of learning actually comes from

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Speaker 2: our own experiences and us actually being really good at money.

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Speaker 2: Because kids, and I've said this probably a million times before,

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Speaker 2: but they learn through your actions, So you could sit

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Speaker 2: them down, or I could sit my niece and nephew

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Speaker 2: down and be like, all right, Oscar Georgia, are you ready?

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Speaker 2: This is what compound interest is. Like, I know you're

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Speaker 2: twoing for, but that.

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Speaker 3: Is not the point.

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Speaker 2: What you're going to do is learn about compound interest,

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Speaker 2: and this is how to evaluate an ETF. This is

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Speaker 2: what an index portfolio is. And I think it's one

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Speaker 2: of those things where it's not about sitting them down

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Speaker 2: and necessarily teaching them, but rather leading by example and

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Speaker 2: showing them what that means and involving them in the

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Speaker 2: household budgeting and grocery shopping and teaching them what money

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Speaker 2: actually looks like. So from my perspective, it's a lot

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Speaker 2: of yeah, cool, let's teach kids about money, but it's

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Speaker 2: also a little bit of a kick in the bottom

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Speaker 2: to go. You need to actually get your stuff together

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Speaker 2: because they're going to learn your habits.

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Speaker 3: Yeah. So moving on.

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Speaker 2: Every week, Ryan, you tell us your favorite money wins

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Speaker 2: from the She's on the Money community.

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Speaker 3: So what have you got for us this week?

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Speaker 6: All right, First of all, coming up, there's fake news

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Speaker 6: in these money wins.

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Speaker 2: Fake news She's on the Money community is.

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Speaker 6: About someone I know, and I hate to point it out,

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Speaker 6: but someone's lying to us, and I'll get to that soon.

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Speaker 6: First of all, Jenna, she said, this morning was the

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Speaker 6: first morning in eight years that I've woken up to

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Speaker 6: zero balance on both my and my husband's credit cards.

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Speaker 3: I'm so exciting, She said.

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Speaker 6: They've been in debt for eight years, but in the

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Speaker 6: last twenty months they've really knuckled down and made a

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Speaker 6: really conscious effort, and today was that day they woke

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Speaker 6: up zero zero, clean slate. Well done to Jenna and

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Speaker 6: her husband. That's pretty impressive. Now, I've had a few

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Speaker 6: of these recently, and if you don't ask, you don't get.

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Speaker 6: We've always talked about this, Emma said, I've been annoying

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Speaker 6: my boss and operations manager with all my research on

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Speaker 6: why I deserve a five kpay rise. Well, today not

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Speaker 6: only did I get one, but they doubled it and

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Speaker 6: gave me an extra ten thousand dollars, which is nearly

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Speaker 6: twenty one percent, and they backdated it to the start

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Speaker 6: of the financial year when we started having these conversations.

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Speaker 3: What I'm mad is awesome. That is exciting.

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Speaker 2: Also, props to you on having the confidence to put

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Speaker 2: something together and pitch it.

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Speaker 3: I love that.

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Speaker 7: Yeah, it's pretty impressive.

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Speaker 6: Now this is pretty crazy, actually, Vanessa said, I woke

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Speaker 6: up this morning and randomly remembered I bought stock six

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Speaker 6: months ago, and I haven't looked at it.

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Speaker 7: I haven't checked, totally forgot about it.

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Speaker 6: So she picked up her phone and learned that the

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Speaker 6: stock had risen two hundred and fifty percent.

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Speaker 3: Six months, like a hawk.

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Speaker 6: Well it's funny you mentioned hawk because this, I said,

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Speaker 6: tell me more. The stock is called metal Hawk, and

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Speaker 6: I looked it up on Monday. It was worth Just

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Speaker 6: this Monday, it was worth about nineteen cents to share,

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Speaker 6: and I just checked before it's up to eighty cents.

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Speaker 6: So even this week, it's gone from nineteen to eighty.

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Speaker 6: So Vanessa, oh my god, Wow, it's done a delicious surprise.

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Speaker 2: How exciting for her.

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Speaker 6: Joe, So tell me if this is a thing Joe purchased.

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Speaker 6: It's not Vanilla, but it looks like vanilla vaa l

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Speaker 6: I a yogurt?

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Speaker 7: Is that a thing? Yeah, that's exactly what I said.

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Speaker 6: Not Vanillia, all right, and she entered the code to

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Speaker 6: win a garment watch. Apparently, you know, it's one of

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Speaker 6: those ends of the codes if you're in, she said.

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Speaker 6: I assumed it was a you go into the draw,

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Speaker 6: but it turns out there's an instant winner every hour

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Speaker 6: and she won a Garmin Venu SQ Music Edition watch,

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Speaker 6: valued at four hundred and twenty nine dollars.

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Speaker 5: A Money said, speaking of winning, has McDonald's monopoly got

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Speaker 5: anybody yet? Because but we all know it was getting you, Jess.

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Speaker 3: I haven't won anything, but I've put on a lot

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Speaker 3: of watch.

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Speaker 5: I actually have gotten to the level of like crazy

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Speaker 5: where I'm joining Facebook groups to try.

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Speaker 3: And tell me.

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Speaker 5: Killing me?

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Speaker 6: All right, can I suggest a thread for next week

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Speaker 6: and for next week's money wins?

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Speaker 7: What have you won from McDonald's monopoly, or just what

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Speaker 7: have you won? In general?

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Speaker 2: Now? What have you won from McDonald's monopoly?

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Speaker 7: Okay's morning here?

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Speaker 2: Like the specifics of how that worked and.

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Speaker 6: What was going on because every year we all spend

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Speaker 6: thousands of dollars and fifteen kilos of our own into

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Speaker 6: this and who is actually coming out on top.

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Speaker 4: This is off topic, but have you guys watched mcmillions,

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Speaker 4: the documentary The Corrupt World of McDonald's Monopoly. It's on

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Speaker 4: I think it's on Binge and little money win. I'm

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Speaker 4: pretty sure that if you're with Telstra you're eligible for

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Speaker 4: like three months of binge at a time and stuff

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Speaker 4: like that. So if you're a Telstra Plus member, definitely

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Speaker 4: have a look into that because you can get some

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Speaker 4: free binge and watch millions. Because it's amazing that.

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Speaker 5: I'm not going to win the outdoor barbecue? Is that

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Speaker 5: with this conversation on.

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Speaker 2: To barbecue for Jessica, I cannot imagine you're using one.

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Speaker 3: We use our barbecue all the time, jes No judgment.

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Speaker 5: It's like the Australian dream judgment.

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Speaker 3: Yeah no, because I thought the same.

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Speaker 4: I was like, I'll never use a barbecue, like maybe

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Speaker 4: once a year if we have friends over and we

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Speaker 4: cooked like sausages or something, but we actually use it

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Speaker 4: all the time.

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Speaker 3: It's very handy.

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Speaker 4: We want to get the Webber pizza stone.

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Speaker 7: Yeah. Thanks. I have to think feel on that.

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Speaker 6: Because of the because of the price of property, the

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Speaker 6: Australian dream has been reduced from owning a house to

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Speaker 6: owning aet.

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Speaker 3: You're now like, I'll settle for the barbecue.

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Speaker 5: It's really fancy. It's like a whole kitchen. Sweet. But anyway,

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Speaker 5: back on topic, Brian, what was the next.

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Speaker 3: One, Jessica?

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Speaker 2: Next week, let us know what monopoly tile things you

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Speaker 2: need and we'll put a call out to the community.

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Speaker 2: We're going to get this barbecue for you, my love,

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Speaker 2: just like we got you a cat.

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Speaker 3: Yeah, remember the time we got you a cat. That's

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Speaker 3: so true.

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Speaker 6: Are you ready to hear about the liar that is Tanisha?

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Speaker 3: Already?

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Speaker 6: Tanisha is lying to all of us. This is fake news.

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Speaker 6: I don't believe a word she said.

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Speaker 2: Wait, hold on, is this you don't believe it or

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Speaker 2: it is legitimate fake news?

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Speaker 7: I don't believe it?

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Speaker 3: Okay. What was Tanisha's win?

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Speaker 6: Tanisha claims that she asked her Jim to cancel her

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Speaker 6: membership and they did it. And I think we can

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Speaker 6: all agree that is ball because that doesn't happen. So

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Speaker 6: bad luck. Good try Tanisha Bailey. Now, Bailey, this is

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Speaker 6: a massive money win. She was on the public weightlist

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Speaker 6: to get a breast reduction and she was almost about

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Speaker 6: to give up because she was on the waitlist for

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Speaker 6: so long. So she met with you know the private

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Speaker 6: route that you have to pay for fifteen thousand dollars

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Speaker 6: and she was just about to fork out the cash.

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Speaker 6: But then she got the call from the public weightlist

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Speaker 6: and I can confirm that she is currently just recovering

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Speaker 6: because she's had the surgery done.

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Speaker 7: Everything went well, and so she's.

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Speaker 6: Messaging, like I said, resting up, And she said, fifteen

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Speaker 6: thousand dollars save. That's a lot of money I can

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Speaker 6: spend on new bras and new clothes to go with

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Speaker 6: my new boots. So you congradula patients.

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Speaker 3: Yeah, maybe a barbecue. That is not what we are grilling.

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Speaker 7: And the final money in this week is from Malanie.

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Speaker 6: She said, I started a DIY graphic design business called

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Speaker 6: Canvra and this week it's worth forty billion dollars.

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Speaker 7: Hashtag money win. Well done val coventulations of that.

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Speaker 6: Mel Perkins, great work mate, congratulations nice all side hustle story.

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Speaker 7: Just to spice, is she in it?

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Speaker 5: What is she in our community?

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Speaker 2: No?

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Speaker 3: I think it might be a little joke. Okay, it's like,

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Speaker 3: surely not.

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Speaker 6: If every single person in our group had one hundred

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Speaker 6: million dollars each, they still wouldn't be worth collectively as

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Speaker 6: much as Mel Perkins started. It's just seven years ago.

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Speaker 5: And if that tap you to just give it a crack.

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Speaker 3: That is so inspirational.

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Speaker 6: Yeah, if you want to start a forty billion dollar business,

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Speaker 6: go for it. If you want a barbecue, go for it.

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Speaker 6: Leave your truth, everyone go for it.

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Speaker 5: You guys can leave me one.

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Speaker 3: But to go back to her for a hot second.

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Speaker 2: She also came out earlier this week and said that

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Speaker 2: her and her business partner are actually planning on donating

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Speaker 2: thirty percent of that income, which is crazy and you

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Speaker 2: often don't see people with such wealth making such public

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Speaker 2: declarations with such high percentages of profit that's going to

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Speaker 2: go to charity. Like we know that Bill Gates donates

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Speaker 2: a lot more, always like oh my gosh, how philanthropic,

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Speaker 2: But it's literally less than one percent of his worth.

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Speaker 2: So I think it's one of those things where you're like, wow, wow,

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Speaker 2: thirty percent. That is huge and something that we absolutely

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Speaker 2: should be celebrating.

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Speaker 6: What a legend well done out of Perth that started

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Speaker 6: and now one of the biggest tech companies in the world.

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Speaker 2: So get room in perfose. Well, it wasn't just like

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Speaker 2: a little tech company. She was doing it in her bedroom.

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Speaker 4: And that's all they say. They go mel Perkins, then

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Speaker 4: they go Tony Lodge. It's like the same breadth.

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Speaker 7: Of her.

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Speaker 2: Laurright jumping straight back in Tony, you haven't stopped talking

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Speaker 2: about Christmas this week?

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Speaker 4: Why so this week we've crossed a huge milestone. It

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Speaker 4: is less than one hundred days till Christmas.

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Speaker 3: I'm at it. I know of course Jess is excited.

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Speaker 3: Jess's house is probably already decorated.

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Speaker 5: I was looking at Christmas trees online this week.

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Speaker 4: So one hundred days to Christmas, which means it's only

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Speaker 4: fourteen weeks away. And I know what you're thinking, it's September.

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Speaker 4: We've got ages, but you actually don't have ages.

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Speaker 3: So I've done with the hard hitting truth you don't

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Speaker 3: have ages.

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Speaker 4: You don't have it's going to come around in the

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Speaker 4: blink of an eye. We all know what happens every.

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Speaker 2: Year, if every year, Yet I am never more prepared.

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Speaker 5: If you're paid monthly, it's only three pay days.

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Speaker 2: If you're it's even scarier if you're paid.

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Speaker 5: Fortnightly at six So it's actually like we need to

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Speaker 5: be thinking about it. If you're one of those people

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Speaker 5: who was not prepared.

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Speaker 2: With the train, you start planning what you're getting me

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Speaker 2: for Christmas?

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Speaker 4: Yeah, well, actually, now that you mention it what we've done.

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Speaker 4: Jess and I got together, we did some calculations before

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Speaker 4: jumping on today, and we figured out how much extra

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Speaker 4: you need to save for an extra five hundred dollars,

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Speaker 4: thousand dollars two and a half thousand dollars and five

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Speaker 4: thousand dollars for that extra money for Christmas?

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Speaker 3: Genius?

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Speaker 2: So can we can we get into the nitty gritty

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Speaker 2: of it?

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Speaker 3: How much?

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Speaker 2: So is this per week saving or per month? How

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Speaker 2: have you guys calculated this?

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Speaker 3: I did per week and per fortnight?

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Speaker 7: Check you out?

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Speaker 4: Okay, So if you would like an extra five hundred

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Speaker 4: dollars for Christmas, you need to save thirty six dollars

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Speaker 4: a week or seventy two dollars a fortnight.

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Speaker 3: That's pretty good, not bad.

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Speaker 4: So I mean an extra five hundred dollars depending on

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Speaker 4: who you have to buy for, how much you plan on,

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Speaker 4: you know, spending on lunch and things like that. I

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Speaker 4: think of extra five hundred dollars would do wonders for

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Speaker 4: people at Christmas.

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Speaker 2: Absolutely it would. And it's always the small stuff that

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Speaker 2: adds up. And last year we did an episode on this,

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Speaker 2: and I am sure that with Jessica on our team

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Speaker 2: this year, we are going to have an abundance of

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Speaker 2: Christmas episodes coming up.

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Speaker 3: But we spoke about all of those.

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Speaker 2: Incidental costs at Christmas time. So it's the extra bottle

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Speaker 2: of wine that you take because you're going to your

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Speaker 2: friend's house for dinner, And it's the chop that you

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Speaker 2: buy to make sure that you've got a gift to

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Speaker 2: give somebody, And it's the cost of all the additional

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Speaker 2: things that you've got to buy to have people over

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Speaker 2: to host, like the napkins and the cups and the plates,

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Speaker 2: and even the food is obviously expensive, but five hundred

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Speaker 2: bucks that would do wonders.

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Speaker 4: So I also worked out how much you would need

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Speaker 4: to save to have an extra one thousand dollars, and

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Speaker 4: that's you know, that's a lot of money. So that

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Speaker 4: would that would be seventy two dollars per week or

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Speaker 4: one hundred and forty three dollars a fortnight.

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Speaker 2: So I got too unreasonable because a lot of people

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Speaker 2: are going to spend that amount come Christmas time. So

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Speaker 2: this is kind of like taking this sting out of.

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Speaker 3: It in a way.

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Speaker 4: Yeah, and I think that a lot of people is

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Speaker 4: probably this is probably when the more organized people would

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Speaker 4: start thinking about saving for Christmas. I know, I do

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Speaker 4: my Christmas shopping. If I ever actually do Christmas shopping,

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Speaker 4: it's literally always on Christmas Eve or the day before, Like.

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Speaker 3: My house is always decorated and all of that.

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Speaker 4: But I do Christmas actual present shopping, you know, two

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Speaker 4: days before and all the food. You can only do

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Speaker 4: that two days before, and with that anxiety. I need

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Speaker 4: anxiety a lot, So it is a challenge mode.

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Speaker 3: Yeah, okay, I like that. Sorry, when need wanted that?

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Speaker 4: Okay, So if you wanted an extra two and a

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Speaker 4: half thousand dollars, which is all pretty good gifts for

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Speaker 4: your mates, one hundred and seventy nine dollars per week

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Speaker 4: or three hundred and fifty eight dollars a fortnite, which

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Speaker 4: you know, that's a lot of money for people to

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Speaker 4: put away. I don't know a lot of people that

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Speaker 4: could put away one hundred and eighty dollars a week

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Speaker 4: on top of probably what they're already spending or putting

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Speaker 4: away for you know, their bills and fun money and

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Speaker 4: all of that.

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Speaker 3: Kind of thing.

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Speaker 4: But to have an extra two and a half thousand

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Speaker 4: dollars at Christmas if you needed it, you know, if

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Speaker 4: you're buying gifts for your kids and you wanted to

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Speaker 4: spoil them, or if you were hoping to go away

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Speaker 4: for the weekend or something like that, you know you

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Speaker 4: might need a little bit extra in the kiddie.

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Speaker 5: A lot of people are traveling at that time of year,

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Speaker 5: and I feel like it's something you forget, Like it's

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Speaker 5: the petrol to drive three hours, you know, down the

403
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Speaker 5: coast to see your family, or like if you're road

404
00:19:08,040 --> 00:19:09,600
Speaker 5: tripping it you need to get lunch on the way.

405
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Speaker 5: Like there's all those little things as well, and like

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Speaker 5: extra two and a half grand like would make a

407
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Speaker 5: big difference.

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Speaker 2: Yeah, it's also nice to know that this is how

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Speaker 2: much I could save, so it's not necessarily saying you

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Speaker 2: have to save this so that you spend it.

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Speaker 3: Like maybe you.

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Speaker 2: Want another two grand before the end of the year,

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00:19:27,320 --> 00:19:29,760
Speaker 2: or maybe you haven't been as strict on your savings,

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00:19:30,200 --> 00:19:32,720
Speaker 2: or maybe you want to do it, but you actually.

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Speaker 3: Don't have that cash flow.

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Speaker 2: So you've got more than enough time to do it,

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Speaker 2: Jessica Ricci and really hustle that up and maybe sell

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Speaker 2: some things, and like your goal is there, like one

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Speaker 2: hundred and eighty or two hundred bucks a week to

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Speaker 2: make sure that that goal is met, which is obviously

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Speaker 2: much easier than waiting till Christmas Eve to do your

422
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Speaker 2: shopping and work out where the budget's coming from. But

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Speaker 2: that could be a fun end of the year challenge.

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Speaker 3: For yourself if you wanted to do it.

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Speaker 4: And this is a bit of a crazy one, but

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Speaker 4: I thought it is again just a really demonstrator of

427
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Speaker 4: how you break the money down and actually doesn't seem

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Speaker 4: as out of control. If you wanted an extra five

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00:20:07,440 --> 00:20:11,080
Speaker 4: thousand dollars for Christmas, three hundred and fifty eight dollars

430
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Speaker 4: per week or seven hundred and fifteen dollars a fortnite,

431
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Speaker 4: which is not doable for most people, myself included. I

432
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Speaker 4: don't think there are many people that could do that.

433
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Speaker 4: But when you break it down, it's actually pretty doable

434
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Speaker 4: to think about that.

435
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Speaker 2: You know that same as much you said five grand

436
00:20:26,920 --> 00:20:28,639
Speaker 2: I by the end of the year, I'd be like,

437
00:20:28,720 --> 00:20:31,439
Speaker 2: that's heaps, But like as much as three hundred and

438
00:20:31,440 --> 00:20:33,439
Speaker 2: fifty bucks a week is a lot of money, Like,

439
00:20:33,880 --> 00:20:36,760
Speaker 2: if that's in your capacity, it doesn't feel like as

440
00:20:36,800 --> 00:20:38,280
Speaker 2: much as five grand does.

441
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Speaker 4: I don't know, and I know that I spend money

442
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Speaker 4: like here and there, spend a little bit of money

443
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Speaker 4: here or yeah, you grab fuel or buy something for

444
00:20:47,920 --> 00:20:50,200
Speaker 4: yourself and it doesn't feel like much, but a lot

445
00:20:50,240 --> 00:20:52,640
Speaker 4: of twenty dollar transactions adds up.

446
00:20:52,560 --> 00:20:54,520
Speaker 3: To heaps of cash.

447
00:20:54,560 --> 00:20:56,760
Speaker 4: So it might be the difference between you know, having

448
00:20:56,760 --> 00:20:59,480
Speaker 4: a nice dress to wear on Christmas Day versus you know,

449
00:20:59,560 --> 00:21:02,639
Speaker 4: getting a you McDonald's monopoly token.

450
00:21:05,280 --> 00:21:08,160
Speaker 2: I watched you guys actually spend on Christmas, Like what's reasonable?

451
00:21:08,160 --> 00:21:10,120
Speaker 2: Because we just went through that and were like, here's

452
00:21:10,119 --> 00:21:13,160
Speaker 2: an extra five hundred dollars. Also, here's extra five grand.

453
00:21:13,680 --> 00:21:16,560
Speaker 2: I would never spend five grand at Christmas. I know

454
00:21:16,680 --> 00:21:19,840
Speaker 2: families do and that's cool, but like, what's reasonable for

455
00:21:19,920 --> 00:21:20,320
Speaker 2: a gift?

456
00:21:20,480 --> 00:21:21,879
Speaker 3: Tony Jesson Ryan.

457
00:21:21,920 --> 00:21:24,280
Speaker 5: It really depends on the person, like the amount of

458
00:21:24,280 --> 00:21:26,480
Speaker 5: money that I like. My partner and I are big

459
00:21:26,520 --> 00:21:28,240
Speaker 5: on Christmas, and I know it kind of goes two

460
00:21:28,240 --> 00:21:30,840
Speaker 5: ways with partners. Either you just really don't care, or

461
00:21:30,880 --> 00:21:33,840
Speaker 5: you just want to make something you know, really sentimental

462
00:21:33,880 --> 00:21:35,760
Speaker 5: and not spend any money, or you like to go

463
00:21:35,880 --> 00:21:39,960
Speaker 5: all out and our partnership like if you could in Dell,

464
00:21:40,520 --> 00:21:45,280
Speaker 5: I love special occasions and I love Christmas, and it's

465
00:21:45,359 --> 00:21:47,439
Speaker 5: just something like as a kid. You know, we were

466
00:21:47,440 --> 00:21:49,640
Speaker 5: a single income family, and it was always the time

467
00:21:49,640 --> 00:21:51,600
Speaker 5: of year that we really went all out and my

468
00:21:51,720 --> 00:21:54,480
Speaker 5: parents worked really hard and they absolutely were putting like

469
00:21:54,560 --> 00:21:57,720
Speaker 5: fifty bucks away a fortnight or something to have that

470
00:21:57,800 --> 00:22:00,760
Speaker 5: money at Christmas. And so that's something that I still

471
00:22:00,800 --> 00:22:03,359
Speaker 5: feel as an adult is I'm like, I'm pretty tie

472
00:22:03,400 --> 00:22:06,000
Speaker 5: on my budget throughout the year and Christmas all bets

473
00:22:06,000 --> 00:22:06,640
Speaker 5: are off.

474
00:22:07,560 --> 00:22:10,520
Speaker 3: Special that you've taken that through your life.

475
00:22:10,600 --> 00:22:14,119
Speaker 5: Yeah, so I even with that being said, I don't

476
00:22:14,160 --> 00:22:17,399
Speaker 5: think it would be all that much then like maybe

477
00:22:17,480 --> 00:22:19,600
Speaker 5: five to seven hundred, which is still a lot of money.

478
00:22:19,640 --> 00:22:22,639
Speaker 5: Five to seven hundred dollars is heaps of money, but

479
00:22:22,760 --> 00:22:25,439
Speaker 5: that would be gifts for like, and I don't do

480
00:22:25,520 --> 00:22:27,920
Speaker 5: gifts for everybody. It's kind of my really close friend

481
00:22:27,920 --> 00:22:32,399
Speaker 5: group like family and my partner. And then like, well,

482
00:22:32,400 --> 00:22:34,040
Speaker 5: I'm grouping you guys in with my friends.

483
00:22:34,040 --> 00:22:37,200
Speaker 2: But like cool, did just see that Tony Ryan, we're

484
00:22:37,240 --> 00:22:44,000
Speaker 2: friends with jess didn't feel like it doesn't taking it

485
00:22:44,119 --> 00:22:44,840
Speaker 2: run with it.

486
00:22:45,880 --> 00:22:48,119
Speaker 7: Big as risk there from Jessica Riccy.

487
00:22:48,720 --> 00:22:52,520
Speaker 5: Gifts a little decorating budget and then yeah, like a

488
00:22:52,520 --> 00:22:54,919
Speaker 5: little extra buffer for like wine or chocolate or like

489
00:22:55,000 --> 00:22:57,720
Speaker 5: just incidental things like that. But for me, it would

490
00:22:57,720 --> 00:22:59,840
Speaker 5: definitely be like five to seven hundred.

491
00:23:00,480 --> 00:23:03,240
Speaker 3: Which feels like a lot of money, but it's so quickly.

492
00:23:03,560 --> 00:23:05,520
Speaker 5: I'm really and that's the thing. We're like, oh, like

493
00:23:05,520 --> 00:23:07,680
Speaker 5: five hundred dollars isn't a lot, but like I definitely

494
00:23:07,680 --> 00:23:10,240
Speaker 5: want to recognize that that is so much money.

495
00:23:10,560 --> 00:23:12,760
Speaker 3: Yeah, absolutely for us.

496
00:23:12,800 --> 00:23:16,320
Speaker 4: Like so both my boyfriend and I's families in Perth,

497
00:23:16,400 --> 00:23:19,399
Speaker 4: and a few years ago we went to Perth for

498
00:23:19,520 --> 00:23:22,120
Speaker 4: Christmas and it was definitely around the five or six

499
00:23:22,160 --> 00:23:26,120
Speaker 4: thousand dollar mark. Yeah, you know for flights to get

500
00:23:26,200 --> 00:23:30,920
Speaker 4: over there, you know, staying somewhere, and then also you're

501
00:23:30,920 --> 00:23:34,000
Speaker 4: seeing so many more people, so you're buying presents for

502
00:23:34,240 --> 00:23:37,320
Speaker 4: that's a week of people, rather than when we're in

503
00:23:37,359 --> 00:23:39,720
Speaker 4: Melbourne it's just the two of us. We might buy

504
00:23:39,720 --> 00:23:42,359
Speaker 4: something small for each other and then we normally do

505
00:23:42,440 --> 00:23:45,280
Speaker 4: like a big orphan Christmas lunch with like our friends

506
00:23:45,320 --> 00:23:48,640
Speaker 4: that live here that don't have family and which we love.

507
00:23:48,720 --> 00:23:50,840
Speaker 4: So it's closer to the five hundred dollar mark, and

508
00:23:50,880 --> 00:23:53,040
Speaker 4: we might do like a Chris Kringle or something for

509
00:23:53,080 --> 00:23:56,640
Speaker 4: one hundred dollars, So ours is probably closer to five

510
00:23:56,760 --> 00:23:59,520
Speaker 4: hundred and for us, the seventy two dollars a fortnight

511
00:23:59,680 --> 00:24:01,080
Speaker 4: is extremely doable.

512
00:24:01,400 --> 00:24:06,280
Speaker 6: Yeah, yeah, I Bridget and Night never buy each other presents, yeah,

513
00:24:06,359 --> 00:24:08,800
Speaker 6: and wouldn't spend I don't think i'd buy any presents

514
00:24:08,800 --> 00:24:11,440
Speaker 6: at Christmas. And the only thing that we'd spend money

515
00:24:11,440 --> 00:24:14,359
Speaker 6: on would be, like, you know, twenty dollars for like

516
00:24:14,400 --> 00:24:15,160
Speaker 6: the office.

517
00:24:14,920 --> 00:24:18,920
Speaker 7: Chris Kringle maybe, and it might be And.

518
00:24:19,480 --> 00:24:21,640
Speaker 6: It just occurred to me how wanky I probably sound sometimes,

519
00:24:21,640 --> 00:24:23,840
Speaker 6: but we would spend a little bit of money just

520
00:24:23,880 --> 00:24:25,920
Speaker 6: making sure that, like we had a really nice big

521
00:24:26,040 --> 00:24:28,480
Speaker 6: roast and a nice bottle of wine for lunch on

522
00:24:28,560 --> 00:24:29,160
Speaker 6: Christmas Day.

523
00:24:29,200 --> 00:24:34,479
Speaker 7: So for us, it would literally just be food and

524
00:24:34,520 --> 00:24:34,840
Speaker 7: that's it.

525
00:24:34,960 --> 00:24:37,159
Speaker 6: And actually, now that when you mentioned that, my friends

526
00:24:37,160 --> 00:24:40,720
Speaker 6: have an awphan Christmas on Christmas Night, which is everyone

527
00:24:40,720 --> 00:24:43,080
Speaker 6: who doesn't have family around just gets together and we

528
00:24:43,200 --> 00:24:43,840
Speaker 6: usually take it.

529
00:24:43,840 --> 00:24:45,200
Speaker 7: It's almost like a joke present.

530
00:24:45,520 --> 00:24:50,120
Speaker 6: And I always get a bucketo shots Whicheveryone whoever gets

531
00:24:50,160 --> 00:24:51,760
Speaker 6: that one always hates it and as soon as they

532
00:24:51,760 --> 00:24:53,320
Speaker 6: open it, they're like, damn it, Bryan.

533
00:24:55,520 --> 00:24:58,520
Speaker 2: But I love that because it's the trashiest gift and

534
00:24:58,560 --> 00:25:00,720
Speaker 2: I'm sure it's not there by the end of the night.

535
00:25:01,520 --> 00:25:04,160
Speaker 6: It doesn't last very long at all. It's always it's

536
00:25:04,160 --> 00:25:06,760
Speaker 6: one of those it's always hated. But as you said,

537
00:25:06,840 --> 00:25:08,400
Speaker 6: Ve doesn't seem to last very long.

538
00:25:09,880 --> 00:25:11,920
Speaker 4: Where do you think you see, Victoria. I know you've

539
00:25:11,920 --> 00:25:15,280
Speaker 4: got like a big family and you'll love to gift gift, and.

540
00:25:15,640 --> 00:25:18,840
Speaker 2: Yeah, we're all I feel like my family's really really generous,

541
00:25:18,920 --> 00:25:21,320
Speaker 2: but we over the years have realized that it's not

542
00:25:22,080 --> 00:25:25,120
Speaker 2: feasible for everybody to buy presents. So I'll buy presents

543
00:25:25,359 --> 00:25:28,920
Speaker 2: for my parents, my sister, and my partner, like non

544
00:25:28,920 --> 00:25:32,080
Speaker 2: negotiable and in all honesty, I'll probably spend about one

545
00:25:32,160 --> 00:25:35,159
Speaker 2: hundred dollars each gift, which for my parents feels like

546
00:25:35,200 --> 00:25:37,399
Speaker 2: a lot. But I really like doing that because I

547
00:25:37,440 --> 00:25:39,320
Speaker 2: feel like I can get my dad a few New

548
00:25:39,400 --> 00:25:42,000
Speaker 2: T shirts and like some nice stuff from Country Road,

549
00:25:42,040 --> 00:25:44,439
Speaker 2: and he always likes that. I can treat mom, I

550
00:25:44,440 --> 00:25:46,919
Speaker 2: can treat my sister, and then Steve and I don't

551
00:25:46,920 --> 00:25:49,280
Speaker 2: go like all out with gifts, but I would end

552
00:25:49,400 --> 00:25:52,640
Speaker 2: up spending maybe one hundred dollars on him, and then

553
00:25:52,680 --> 00:25:56,520
Speaker 2: on the family side of things, we actually do Chris Kringles,

554
00:25:56,880 --> 00:25:59,520
Speaker 2: So I'll get one present that I have to buy

555
00:25:59,560 --> 00:26:01,959
Speaker 2: with a fifth dollar limit for my side for like

556
00:26:02,000 --> 00:26:05,440
Speaker 2: the bigger family, and then on Steve's side we will

557
00:26:05,520 --> 00:26:08,680
Speaker 2: get you know, a Chris Kringle about I can't remember.

558
00:26:08,720 --> 00:26:10,760
Speaker 2: I think it's between fifty and one hundred dollar limit

559
00:26:10,800 --> 00:26:14,240
Speaker 2: for presents for his side and then one person and

560
00:26:14,280 --> 00:26:16,840
Speaker 2: then we'll usually buy the kids some small stuff, so

561
00:26:16,880 --> 00:26:19,960
Speaker 2: it might be, you know, coloring books or something. But

562
00:26:20,320 --> 00:26:24,640
Speaker 2: in the last two years we've actually implemented a homemade,

563
00:26:25,040 --> 00:26:29,560
Speaker 2: handmade or second hand gift rule for the kids, So

564
00:26:29,760 --> 00:26:32,840
Speaker 2: it has to be under fifty bucks and it has

565
00:26:32,920 --> 00:26:35,119
Speaker 2: to be homemade, hand made or second hand.

566
00:26:35,240 --> 00:26:36,760
Speaker 3: O witch that that's really nice.

567
00:26:37,080 --> 00:26:37,720
Speaker 7: We hand made me.

568
00:26:38,000 --> 00:26:42,040
Speaker 2: What's your Oh, I haven't handmade anything but last year.

569
00:26:42,200 --> 00:26:45,320
Speaker 2: And this was actually so funny and also so awkward

570
00:26:45,320 --> 00:26:47,399
Speaker 2: because it ended up in a really big argument with

571
00:26:47,480 --> 00:26:51,360
Speaker 2: Steve and I. I found on gum tree or Facebook marketplace,

572
00:26:51,440 --> 00:26:53,680
Speaker 2: can't remember a kid's kitchen.

573
00:26:54,040 --> 00:26:56,600
Speaker 3: And this kid's kitchen was like a pottery bun.

574
00:26:56,680 --> 00:26:59,320
Speaker 2: One was probably like three hundred and fifty bucks to

575
00:26:59,359 --> 00:27:01,919
Speaker 2: begin with, and it came with all the cups, all

576
00:27:01,960 --> 00:27:05,840
Speaker 2: the plates, the little kettle like. Additionally, they'd put in

577
00:27:05,880 --> 00:27:09,720
Speaker 2: there for forty Bucks and this thing was in Fitzroy, right,

578
00:27:10,000 --> 00:27:11,640
Speaker 2: So we called the guy. He was like, yep, come

579
00:27:11,640 --> 00:27:13,680
Speaker 2: pick it up, mate. My daughter has it in her room.

580
00:27:13,760 --> 00:27:16,280
Speaker 2: She's too old for it now. She just wanted to

581
00:27:16,320 --> 00:27:17,800
Speaker 2: give it to a kid that would actually use it

582
00:27:17,800 --> 00:27:19,760
Speaker 2: because it was hard for her to separate from it.

583
00:27:19,840 --> 00:27:22,640
Speaker 2: So like, we're glad that, you know, a little girl

584
00:27:22,640 --> 00:27:23,800
Speaker 2: and a little boy are getting it.

585
00:27:24,440 --> 00:27:25,360
Speaker 3: So we were stoked.

586
00:27:25,400 --> 00:27:27,959
Speaker 2: But we got there and I said to Steve, and

587
00:27:28,040 --> 00:27:30,280
Speaker 2: you guys know that my car is tiny.

588
00:27:30,560 --> 00:27:31,879
Speaker 3: I was like, nah, it'll fit in the back. It's

589
00:27:31,880 --> 00:27:32,560
Speaker 3: a kid's kitchen.

590
00:27:33,119 --> 00:27:35,320
Speaker 2: Turns out it won't fit in the back, And so

591
00:27:35,359 --> 00:27:38,080
Speaker 2: we got to this guy's place, got the kitchen down

592
00:27:38,119 --> 00:27:40,520
Speaker 2: from his apartment. You know, he's standing at the front

593
00:27:40,560 --> 00:27:43,040
Speaker 2: trying to get in the car. No bueno wasn't going

594
00:27:43,119 --> 00:27:43,520
Speaker 2: to happen.

595
00:27:43,920 --> 00:27:46,520
Speaker 3: So on it pretty much was Christmas eve.

596
00:27:46,800 --> 00:27:50,119
Speaker 2: Steve's wearing an ugly Christmas jumper because we were about

597
00:27:50,160 --> 00:27:53,800
Speaker 2: to go to a friend's Christmas drinks and he's standing

598
00:27:53,840 --> 00:27:54,480
Speaker 2: in Fitzroy.

599
00:27:54,560 --> 00:27:56,240
Speaker 3: He's like, you're going to have to go home.

600
00:27:56,440 --> 00:27:59,240
Speaker 2: Switched to my car because he's got a relatively large

601
00:27:59,280 --> 00:28:02,040
Speaker 2: car and drive back so we can take this thing home.

602
00:28:02,320 --> 00:28:04,439
Speaker 2: So he had to sit at like six or seven

603
00:28:04,520 --> 00:28:10,560
Speaker 2: pm Christmas Eve on the street in Fitzroy in an

604
00:28:10,600 --> 00:28:14,080
Speaker 2: ugly Christmas jumper with this kid's kitchen looking like he

605
00:28:14,240 --> 00:28:15,960
Speaker 2: was putting DIBs on hard rubbish.

606
00:28:16,280 --> 00:28:18,280
Speaker 3: So it's just really good.

607
00:28:18,960 --> 00:28:21,080
Speaker 2: And now he won't let me live that down and

608
00:28:21,119 --> 00:28:23,920
Speaker 2: we have learned to always take his car to pick

609
00:28:23,960 --> 00:28:24,480
Speaker 2: things up.

610
00:28:26,440 --> 00:28:28,439
Speaker 5: You would be shocked, though, what you can fit in

611
00:28:28,440 --> 00:28:30,239
Speaker 5: the back of a small car as a driver who

612
00:28:30,280 --> 00:28:32,720
Speaker 5: has a key rio, who formerly had a missing micra,

613
00:28:33,560 --> 00:28:35,800
Speaker 5: I would love to know. I feel like maybe we

614
00:28:35,880 --> 00:28:38,120
Speaker 5: have too many threads though this week already. But what

615
00:28:38,200 --> 00:28:39,760
Speaker 5: have you fit in the back of your small car?

616
00:28:40,000 --> 00:28:44,480
Speaker 5: Because I got an entire ikea couch in my micro

617
00:28:45,560 --> 00:28:46,440
Speaker 5: dig Jazz.

618
00:28:46,920 --> 00:28:50,120
Speaker 6: The greatest, the greatest radio talk topic I've ever done

619
00:28:50,320 --> 00:28:51,760
Speaker 6: was what did you fit in the hatchback?

620
00:28:51,800 --> 00:28:53,800
Speaker 7: And it is wild shit and I guess I'm all

621
00:28:53,840 --> 00:28:55,600
Speaker 7: for it. Please continue? What have you got?

622
00:28:55,680 --> 00:28:58,280
Speaker 2: Has anyone seen that picture of the man standing on

623
00:28:58,360 --> 00:29:01,840
Speaker 2: Exhibition Street in the city trying to get a couching

624
00:29:01,920 --> 00:29:03,400
Speaker 2: to his two door like.

625
00:29:03,440 --> 00:29:06,200
Speaker 3: It's actually hilarious.

626
00:29:06,240 --> 00:29:09,520
Speaker 2: So they weren't blonde?

627
00:29:11,080 --> 00:29:11,440
Speaker 7: You know what?

628
00:29:11,560 --> 00:29:13,600
Speaker 5: If there is a will there is a way, is

629
00:29:13,680 --> 00:29:16,880
Speaker 5: my belief. I don't know how small the car is. Obviously,

630
00:29:17,120 --> 00:29:18,400
Speaker 5: you guys just won't trying hard.

631
00:29:19,320 --> 00:29:21,720
Speaker 4: Okay, so we've got two threads that you guys can

632
00:29:21,800 --> 00:29:22,960
Speaker 4: expect to see today.

633
00:29:23,800 --> 00:29:26,520
Speaker 3: What have you won from McDonald's monopoly and what have

634
00:29:26,600 --> 00:29:26,920
Speaker 3: you fit?

635
00:29:28,160 --> 00:29:31,200
Speaker 2: She is on the money, bringing the educated content to

636
00:29:31,240 --> 00:29:31,760
Speaker 2: the people.

637
00:29:32,920 --> 00:29:34,720
Speaker 4: All right, well, very quickly, do you guys have any

638
00:29:34,720 --> 00:29:36,720
Speaker 4: wins or confessions that you want to share.

639
00:29:37,680 --> 00:29:39,680
Speaker 7: I've got one of the dumbest wins you'll ever hear.

640
00:29:40,160 --> 00:29:41,320
Speaker 3: I've got really good one.

641
00:29:41,360 --> 00:29:43,520
Speaker 2: And Jesse, if you've got a good or a bad one.

642
00:29:43,480 --> 00:29:45,520
Speaker 5: I have a It should have been a win and

643
00:29:45,560 --> 00:29:46,600
Speaker 5: it turned into a loss.

644
00:29:46,680 --> 00:29:48,120
Speaker 3: All right, well you can go first.

645
00:29:48,280 --> 00:29:50,520
Speaker 2: Then Ryan, you can tell us yours and I will

646
00:29:50,520 --> 00:29:52,280
Speaker 2: bring us out on a high.

647
00:29:52,640 --> 00:29:57,520
Speaker 5: I love it so cot it on this time last week.

648
00:29:57,840 --> 00:30:00,000
Speaker 5: There must have been an error in their back end

649
00:30:00,080 --> 00:30:02,640
Speaker 5: because they had thirty percent off site wide, and then

650
00:30:02,680 --> 00:30:07,040
Speaker 5: someone posted and was like, these two coupon codes also apply,

651
00:30:07,320 --> 00:30:09,520
Speaker 5: so it was like an additional forty percent off, meaning

652
00:30:09,520 --> 00:30:12,560
Speaker 5: you basically got seventy percent off of your money. When

653
00:30:13,160 --> 00:30:16,480
Speaker 5: huge I had apparently two pairs of jeans that have

654
00:30:16,520 --> 00:30:18,720
Speaker 5: been sitting in my car on cotton on for ages

655
00:30:18,720 --> 00:30:20,000
Speaker 5: that I was kind of waiting for them to go

656
00:30:20,040 --> 00:30:23,320
Speaker 5: on sale. I was like, amazing, I wanted them. I've

657
00:30:23,360 --> 00:30:25,880
Speaker 5: been sitting on the purchase. What better time to get them.

658
00:30:26,360 --> 00:30:28,120
Speaker 5: So I go to check out and then I'm like, oh,

659
00:30:28,160 --> 00:30:30,880
Speaker 5: you know what, seventy percent off is so good. I'm

660
00:30:30,880 --> 00:30:34,400
Speaker 5: just going to have a little browse of the site

661
00:30:34,560 --> 00:30:36,600
Speaker 5: to see what else I want to buy. So one

662
00:30:36,640 --> 00:30:39,040
Speaker 5: I'm looking to buy things that I wasn't planning on buying,

663
00:30:39,080 --> 00:30:42,080
Speaker 5: which goes against everything that we do say and teach.

664
00:30:42,920 --> 00:30:47,000
Speaker 3: And what we say not as we do guys, especially.

665
00:30:46,640 --> 00:30:50,360
Speaker 5: In this situation, because the problem was that I browsed,

666
00:30:50,480 --> 00:30:53,240
Speaker 5: I added unnecessary things to my car. I probably spent

667
00:30:53,320 --> 00:30:56,360
Speaker 5: like an extra twenty minutes just cruising around. By the

668
00:30:56,400 --> 00:30:59,240
Speaker 5: time I went to check out, someone had obviously realized

669
00:30:59,240 --> 00:31:02,080
Speaker 5: what was going on, and the coupon codes no longer replied.

670
00:31:04,760 --> 00:31:08,600
Speaker 5: I was riding these high of endorphins and just crashed

671
00:31:08,760 --> 00:31:10,040
Speaker 5: straight down to earth.

672
00:31:10,160 --> 00:31:12,600
Speaker 3: Oh did you buy the stuff? Anyway?

673
00:31:12,800 --> 00:31:13,400
Speaker 5: I didn't.

674
00:31:13,560 --> 00:31:17,800
Speaker 3: I was like, didn't even get the genes. They remain

675
00:31:17,920 --> 00:31:18,440
Speaker 3: in the cart.

676
00:31:18,840 --> 00:31:21,040
Speaker 5: They remain in the cart waiting for a really good deal.

677
00:31:21,240 --> 00:31:26,440
Speaker 5: But win should not have been greedy. We turned out

678
00:31:26,480 --> 00:31:27,280
Speaker 5: as a loss.

679
00:31:27,520 --> 00:31:30,280
Speaker 2: I feel that that would be really painful. Hopefully next

680
00:31:30,280 --> 00:31:33,520
Speaker 2: week you can tell us one of your Monopoly card wins.

681
00:31:33,920 --> 00:31:34,480
Speaker 5: I can't wait.

682
00:31:36,560 --> 00:31:37,800
Speaker 3: Jess is going to get the barbecue.

683
00:31:37,800 --> 00:31:39,760
Speaker 2: We're going to get an update on the tiles that

684
00:31:39,800 --> 00:31:40,800
Speaker 2: she needs to collect.

685
00:31:40,840 --> 00:31:41,440
Speaker 7: We've got her.

686
00:31:41,480 --> 00:31:44,480
Speaker 5: We've got you, Jess, the barbecue and an extra ten kilos.

687
00:31:45,080 --> 00:31:46,640
Speaker 5: But no cost is too high.

688
00:31:47,240 --> 00:31:50,600
Speaker 3: No cost is too high. Ryan, what was your confession

689
00:31:50,760 --> 00:31:51,320
Speaker 3: this week?

690
00:31:51,560 --> 00:31:55,000
Speaker 6: Well, it's a win. Let me just explain. You can

691
00:31:55,000 --> 00:31:56,800
Speaker 6: tell me if it's a winner or a loss. So

692
00:31:57,880 --> 00:32:02,480
Speaker 6: in my contract at work, I get my phone bill

693
00:32:02,520 --> 00:32:04,720
Speaker 6: and like an Internet like allowance sort of thing, like

694
00:32:04,880 --> 00:32:07,040
Speaker 6: I get a little excubit of money to cover that.

695
00:32:07,520 --> 00:32:09,680
Speaker 7: Yeah, and so when I started this.

696
00:32:09,680 --> 00:32:12,000
Speaker 6: Job at Kiss the radio station at the start of

697
00:32:12,000 --> 00:32:14,720
Speaker 6: the year, I thought, I like, set something up so

698
00:32:14,800 --> 00:32:17,120
Speaker 6: the phone bill kind of paid, it comes in my

699
00:32:17,160 --> 00:32:20,920
Speaker 6: pay or whatever. It turns out that's not the case

700
00:32:21,080 --> 00:32:24,719
Speaker 6: and I haven't been getting paid this and I was like, oh,

701
00:32:24,720 --> 00:32:26,120
Speaker 6: what an idiot. And they said, yeah, if you just

702
00:32:26,160 --> 00:32:28,280
Speaker 6: fill out this form, we'll backdate it to the start

703
00:32:28,320 --> 00:32:31,320
Speaker 6: of the year. So even though it's my money anyway,

704
00:32:31,640 --> 00:32:34,160
Speaker 6: I'm about to get what is it, September nine or

705
00:32:34,160 --> 00:32:36,400
Speaker 6: ten months worth of all these little allowances in one

706
00:32:36,480 --> 00:32:39,680
Speaker 6: lump sum So it's like it's really good news. Now

707
00:32:39,720 --> 00:32:41,800
Speaker 6: it's like dumb me the whole time for not doing

708
00:32:41,880 --> 00:32:43,880
Speaker 6: I mean, it's my money, so it's not like I've

709
00:32:43,880 --> 00:32:45,480
Speaker 6: got this money, but I'm going to get.

710
00:32:45,320 --> 00:32:48,040
Speaker 7: A little bit of a wind fall in next pay round.

711
00:32:48,320 --> 00:32:51,720
Speaker 2: Ryan, who doesn't actually spend any money at Christmas, is

712
00:32:51,760 --> 00:32:54,880
Speaker 2: going to be turbo charged Onni's Christmas Save Christmas fun.

713
00:32:55,120 --> 00:32:56,400
Speaker 3: Yeah, that's what I was thinking.

714
00:32:56,760 --> 00:33:00,880
Speaker 6: The CEO of Buccato Shots Propriety Limits is rubbing his

715
00:33:00,960 --> 00:33:01,680
Speaker 6: hands together.

716
00:33:01,880 --> 00:33:05,600
Speaker 2: Look, I can't think of anything worse. When you say

717
00:33:05,600 --> 00:33:09,360
Speaker 2: bucket of shots, you mean the one bucket shots. Okay, sorry,

718
00:33:09,360 --> 00:33:12,360
Speaker 2: bucket oh shots. We're talking about those ones that have

719
00:33:12,520 --> 00:33:14,400
Speaker 2: the two sides like the little Cowboy.

720
00:33:16,920 --> 00:33:18,800
Speaker 6: Yeah, I mean one side will be like a milky

721
00:33:18,800 --> 00:33:22,040
Speaker 6: liqueur and the other ones like a lime flavored Fredo Cordial.

722
00:33:23,160 --> 00:33:28,840
Speaker 4: Maybe if Bucket O Shots are interested in sponsor, that's

723
00:33:29,280 --> 00:33:30,400
Speaker 4: slide into our dead.

724
00:33:30,720 --> 00:33:33,160
Speaker 6: I went into the bottle store, and the guy who

725
00:33:33,200 --> 00:33:34,880
Speaker 6: worked at the bottle of I asked for them, and

726
00:33:34,920 --> 00:33:36,520
Speaker 6: he's he looked. He looks me up and down and

727
00:33:36,560 --> 00:33:39,800
Speaker 6: then was like, we don't sell those. And I was like, okay,

728
00:33:39,840 --> 00:33:41,360
Speaker 6: do you know where that does? And he goes. I

729
00:33:41,400 --> 00:33:43,640
Speaker 6: believe they were banned in the state of Victoria for

730
00:33:43,720 --> 00:33:45,440
Speaker 6: being so disgusting.

731
00:33:47,480 --> 00:33:50,120
Speaker 2: Dacity. Doesn't he know who you think you are?

732
00:33:50,720 --> 00:33:52,440
Speaker 6: He doesn't know who I think I am, But he

733
00:33:52,520 --> 00:33:54,560
Speaker 6: knows who I think I am now because I told him.

734
00:33:55,320 --> 00:33:57,600
Speaker 6: I said, mate, I am a loyal bucket O shotter

735
00:33:57,840 --> 00:33:59,760
Speaker 6: and I will not cop this attitude from you or

736
00:33:59,840 --> 00:34:00,720
Speaker 6: you establishment.

737
00:34:00,840 --> 00:34:03,640
Speaker 2: Honestly, you deserve to be sponsored by them. Anybody who

738
00:34:03,720 --> 00:34:06,560
Speaker 2: knows the bucket o shot ceo, please reach out. We've

739
00:34:06,560 --> 00:34:10,840
Speaker 2: got a really big influencer for you.

740
00:34:10,880 --> 00:34:12,480
Speaker 7: All right. They wrap this up? Was you win?

741
00:34:12,680 --> 00:34:14,680
Speaker 2: Oh my gosh, it's a She's on the Money win?

742
00:34:14,920 --> 00:34:18,440
Speaker 2: The community did it for me, guys. So earlier this

743
00:34:18,480 --> 00:34:21,880
Speaker 2: week someone in our She's on the Money community posted

744
00:34:22,000 --> 00:34:26,120
Speaker 2: about a paramount glitch. Now I know this person posted

745
00:34:26,160 --> 00:34:28,560
Speaker 2: because they DMed me on Instagram first to be like,

746
00:34:28,640 --> 00:34:31,200
Speaker 2: v this is right up your alley, Like, this is

747
00:34:31,239 --> 00:34:33,040
Speaker 2: a money win if ever I saw one.

748
00:34:32,880 --> 00:34:35,600
Speaker 3: And I was like, posted in the group so they did.

749
00:34:35,880 --> 00:34:38,600
Speaker 2: But essentially there was a glitch on Paramount, which is

750
00:34:38,719 --> 00:34:42,279
Speaker 2: essentially a streaming service like Netflix or stan and the

751
00:34:42,280 --> 00:34:44,880
Speaker 2: glitch was that you could sign up to their trial

752
00:34:45,280 --> 00:34:48,160
Speaker 2: and then you could go into your settings and pay

753
00:34:48,200 --> 00:34:52,160
Speaker 2: for a yearly subscription for six dollars instead of the

754
00:34:52,360 --> 00:34:54,520
Speaker 2: like one hundred dollars it's meant to be for a

755
00:34:54,600 --> 00:34:57,439
Speaker 2: year subscription just because they had messed it up. So

756
00:34:57,640 --> 00:35:00,400
Speaker 2: I went ahead, I gave it a crack, spent my

757
00:35:00,480 --> 00:35:03,240
Speaker 2: six dollars, and now I have a year's worth a paradise.

758
00:35:04,040 --> 00:35:04,880
Speaker 3: Yeah, my gosh.

759
00:35:05,000 --> 00:35:06,879
Speaker 4: And even if you don't use it, it's only got

760
00:35:07,080 --> 00:35:09,040
Speaker 4: six dollars Sky.

761
00:35:09,520 --> 00:35:11,960
Speaker 5: You absolutely will use it because you know what's on there.

762
00:35:12,120 --> 00:35:13,000
Speaker 5: The Real Housewives of.

763
00:35:13,360 --> 00:35:14,960
Speaker 3: Oh my gosh, there is so much trash.

764
00:35:15,719 --> 00:35:20,400
Speaker 7: Sorry, jess what was that? What show was that, Jessica?

765
00:35:20,960 --> 00:35:22,920
Speaker 5: The Real Housewives of Beverly Hills?

766
00:35:23,280 --> 00:35:25,560
Speaker 3: Is that on there? Oh my god? I'm sot on there.

767
00:35:25,640 --> 00:35:28,319
Speaker 2: And it's got all the other trashy stuff you would

768
00:35:28,360 --> 00:35:32,200
Speaker 2: find on Foxtel, like a teen Mum and catfish and

769
00:35:32,280 --> 00:35:33,840
Speaker 2: Catfish there.

770
00:35:33,560 --> 00:35:34,840
Speaker 3: The MTV stuff.

771
00:35:35,040 --> 00:35:38,920
Speaker 2: Yeah, it's all trash so good and in lockdown. This

772
00:35:39,120 --> 00:35:41,879
Speaker 2: is the joy I needed anyway, before I give away

773
00:35:41,920 --> 00:35:45,279
Speaker 2: too many of my dirty TV watching habits, I think

774
00:35:45,280 --> 00:35:46,239
Speaker 2: we should wrap the show.

775
00:35:46,520 --> 00:35:47,759
Speaker 3: I think you need to leave.

776
00:35:48,400 --> 00:35:50,120
Speaker 7: Can I give one final piece of advice?

777
00:35:50,239 --> 00:35:50,560
Speaker 3: All right?

778
00:35:50,600 --> 00:35:51,160
Speaker 7: What is it?

779
00:35:51,480 --> 00:35:54,120
Speaker 6: I found the owner of the Bucketo shots. It is

780
00:35:54,200 --> 00:35:57,919
Speaker 6: Platinum Liquor dot com dot Au. They sell online and

781
00:35:58,440 --> 00:36:01,560
Speaker 6: I'll we hunting down their seat for next week's episode.

782
00:36:01,760 --> 00:36:03,960
Speaker 2: I'm going to get in contact with them and let

783
00:36:04,000 --> 00:36:07,040
Speaker 2: them know that I am the broker of Ryan's Influencer Deals.

784
00:36:07,800 --> 00:36:09,640
Speaker 3: So let's head off.

785
00:36:09,960 --> 00:36:12,080
Speaker 2: Thank you for listening again this week.

786
00:36:12,200 --> 00:36:13,120
Speaker 3: We hope you enjoyed it.

787
00:36:13,160 --> 00:36:15,759
Speaker 2: But as always, just before we head off, we'd like

788
00:36:15,800 --> 00:36:19,600
Speaker 2: to acknowledge and pay respect to Australia's Aboriginal and torrest

789
00:36:19,680 --> 00:36:23,480
Speaker 2: Right Islander peoples. They're the traditional custodians at the lands,

790
00:36:23,560 --> 00:36:27,160
Speaker 2: the waterways and the skies all across Australia. We thank

791
00:36:27,200 --> 00:36:29,200
Speaker 2: you for sharing and for caring for the land on

792
00:36:29,239 --> 00:36:31,760
Speaker 2: which we are able to learn. We pay our respects

793
00:36:31,800 --> 00:36:34,400
Speaker 2: to elders past and present, and we share our friendship

794
00:36:34,480 --> 00:36:35,560
Speaker 2: and our kindness.

795
00:36:36,080 --> 00:36:38,440
Speaker 4: The advice shared on Shees on the Money is general

796
00:36:38,480 --> 00:36:42,120
Speaker 4: in nature and does not consider your individual circumstances. She's

797
00:36:42,160 --> 00:36:45,240
Speaker 4: on the money exists purely for educational purposes and should

798
00:36:45,239 --> 00:36:48,320
Speaker 4: not be relied upon to make an investment or financial decision,

799
00:36:48,800 --> 00:36:51,960
Speaker 4: and we promise. Victoria de Fine is an authorized representative

800
00:36:52,000 --> 00:36:55,640
Speaker 4: of Australia Pacific Funds Management, but prior to limited ABM

801
00:36:55,719 --> 00:36:58,239
Speaker 4: three four one three two four six three two five

802
00:36:58,360 --> 00:37:01,279
Speaker 4: seven afslree nine one five one.

803
00:37:01,520 --> 00:37:02,760
Speaker 5: See you next week, guys.

804
00:37:03,160 --> 00:37:12,520
Speaker 7: Bye m HM