1 00:00:00,720 --> 00:00:13,840 Speaker 1: She's on the Money. She's on the Money. 2 00:00:16,160 --> 00:00:19,880 Speaker 2: Hello, and welcome to She's on the Money's Friday Drinks, 3 00:00:20,000 --> 00:00:22,240 Speaker 2: the podcast for millennials who drink red wine. 4 00:00:22,280 --> 00:00:25,360 Speaker 3: If wed wine. 5 00:00:25,280 --> 00:00:29,080 Speaker 2: Podcast for millennials who drink red wine. Now this week, 6 00:00:29,160 --> 00:00:32,360 Speaker 2: I am as always joined by my epic team of 7 00:00:32,479 --> 00:00:35,640 Speaker 2: She's on the Money legends. We have Ryan John, Jessica Ricci, 8 00:00:35,920 --> 00:00:39,680 Speaker 2: and we also have the always loved Georgia King in 9 00:00:39,720 --> 00:00:40,479 Speaker 2: the office. 10 00:00:40,840 --> 00:00:42,280 Speaker 4: How come she always love. 11 00:00:44,080 --> 00:00:47,199 Speaker 2: I guess because I see her less. I'm always like, oh, Georgia, 12 00:00:47,280 --> 00:00:50,239 Speaker 2: I mean Ryan, I. 13 00:00:50,159 --> 00:00:51,920 Speaker 4: Mean, I was going to say that sounds offensive. It 14 00:00:52,040 --> 00:00:53,239 Speaker 4: just straight up is offensive. 15 00:00:53,960 --> 00:00:57,040 Speaker 2: It was meant to be Okay, that's fine. This week 16 00:00:57,480 --> 00:00:59,480 Speaker 2: I reckon. We had a pretty epic week, guys. We 17 00:00:59,520 --> 00:01:01,840 Speaker 2: had a money diary on Monday, our nineteen year old 18 00:01:01,880 --> 00:01:04,319 Speaker 2: super saver, who honestly was an epic example of someone 19 00:01:04,360 --> 00:01:06,839 Speaker 2: who's taken their money story and a pretty tough start 20 00:01:06,880 --> 00:01:09,520 Speaker 2: in life. I made a really great money story out 21 00:01:09,520 --> 00:01:11,360 Speaker 2: of it. She has some really great habits and I 22 00:01:11,400 --> 00:01:14,520 Speaker 2: loved that money diary. And then on Wednesday we got 23 00:01:14,560 --> 00:01:16,600 Speaker 2: to hang out with our friends Firm Shopback and talk 24 00:01:16,680 --> 00:01:20,160 Speaker 2: about breaking up with bad financial habits, which I felt 25 00:01:20,200 --> 00:01:21,959 Speaker 2: was really well timed to give him. It is on 26 00:01:22,040 --> 00:01:25,720 Speaker 2: a Sunday, Valentine's Day. 27 00:01:26,120 --> 00:01:27,800 Speaker 4: What have you got a plan for Valentine'sday? Because you've 28 00:01:27,800 --> 00:01:29,880 Speaker 4: been sending texts over there and you've got something on. 29 00:01:30,319 --> 00:01:32,319 Speaker 2: My girlfriend Steph asked if I wanted to go do 30 00:01:32,360 --> 00:01:35,680 Speaker 2: a Gallantines at a winery. And I think that I'm 31 00:01:35,840 --> 00:01:38,480 Speaker 2: totally up for that because I'm not really a Valentine's person? 32 00:01:39,720 --> 00:01:41,240 Speaker 4: Are you a Valentine's Day person? Georgia? 33 00:01:41,319 --> 00:01:41,960 Speaker 5: Do you think I am? 34 00:01:42,400 --> 00:01:44,319 Speaker 4: No, I'm not. Jess you. 35 00:01:45,400 --> 00:01:45,760 Speaker 3: Oh, she. 36 00:01:48,440 --> 00:01:52,360 Speaker 2: Like Jess is the sappiest person. I love her. What 37 00:01:52,400 --> 00:01:53,320 Speaker 2: are you doing? Jess? 38 00:01:54,600 --> 00:01:56,320 Speaker 3: We were discussing a picnic in the park. 39 00:01:56,480 --> 00:01:57,920 Speaker 2: Oh, she's so cute. 40 00:01:58,560 --> 00:02:00,680 Speaker 4: Yeah, you're grow out that you're too young. 41 00:02:01,480 --> 00:02:04,720 Speaker 2: Last, Jess is a reasonable age. She's going to say, 42 00:02:04,720 --> 00:02:09,320 Speaker 2: I have no spring chicken. You're calling yourself. I'm not 43 00:02:09,360 --> 00:02:10,160 Speaker 2: a spring chicken. 44 00:02:10,200 --> 00:02:12,000 Speaker 4: And the old people would use the term spring chickens. 45 00:02:12,000 --> 00:02:13,960 Speaker 2: Oh my god. Back to me telling you guys what's 46 00:02:13,960 --> 00:02:17,400 Speaker 2: going to happen today. We also have back by popular demand, 47 00:02:17,520 --> 00:02:20,840 Speaker 2: Ryan John's top money wins from the Facebook group. 48 00:02:22,320 --> 00:02:24,720 Speaker 4: Yeah, what are they so? Mel is moving out? Of 49 00:02:24,720 --> 00:02:27,840 Speaker 4: her house in Paran so she can live in Pran 50 00:02:28,160 --> 00:02:29,799 Speaker 4: to live in a lesser house, so she can put 51 00:02:29,800 --> 00:02:32,640 Speaker 4: her money into a business, which is yes, jess is 52 00:02:32,639 --> 00:02:34,200 Speaker 4: going to explain how she got a free TV. 53 00:02:34,720 --> 00:02:36,200 Speaker 2: Yeah, I love that for her. 54 00:02:36,360 --> 00:02:39,600 Speaker 4: Yeah, Victoria, you last week called up a phone company 55 00:02:39,680 --> 00:02:40,840 Speaker 4: and got yourself a better deal. 56 00:02:41,040 --> 00:02:41,959 Speaker 2: Yeah, that was pretty good. 57 00:02:42,000 --> 00:02:44,680 Speaker 4: Well, Caitlin this week called Telstra and saved I can't 58 00:02:44,720 --> 00:02:47,120 Speaker 4: let them about to say this out loud, two thousand, 59 00:02:47,240 --> 00:02:50,000 Speaker 4: seven hundred and eighty seven dollars on a massive paper 60 00:02:50,639 --> 00:02:54,040 Speaker 4: just by calling up and explaining and getsh. 61 00:02:53,280 --> 00:02:55,760 Speaker 2: I need to know what that has evaded me in 62 00:02:55,760 --> 00:02:58,040 Speaker 2: the group. I thought I was all over my group, and. 63 00:02:58,200 --> 00:03:00,799 Speaker 4: This lady named when a Savvy. I'm if anyone knows 64 00:03:00,800 --> 00:03:02,440 Speaker 4: how to save money, it's when a Savvy. 65 00:03:02,560 --> 00:03:05,080 Speaker 2: She's actually one of my favorite. She's on the money. 66 00:03:05,160 --> 00:03:06,200 Speaker 2: Is we go way back? 67 00:03:06,200 --> 00:03:06,800 Speaker 4: Don't we really? 68 00:03:07,080 --> 00:03:07,320 Speaker 2: Well? 69 00:03:07,480 --> 00:03:11,200 Speaker 4: She is getting free domestic travel for the next two years. 70 00:03:11,240 --> 00:03:13,160 Speaker 4: Oh go, So that's in the money winds coming up 71 00:03:13,200 --> 00:03:13,519 Speaker 4: as well. 72 00:03:13,560 --> 00:03:15,680 Speaker 2: All right, I want to hear all about that. But 73 00:03:15,720 --> 00:03:19,120 Speaker 2: before we get there, Jessica, what are we drinking this week? 74 00:03:19,440 --> 00:03:22,560 Speaker 3: This week, we have something that's a little out of 75 00:03:22,560 --> 00:03:25,240 Speaker 3: my unrefined wheelhouse. 76 00:03:24,800 --> 00:03:27,040 Speaker 2: Which is why we're having it this week, because Jessica 77 00:03:27,120 --> 00:03:29,440 Speaker 2: said she didn't like it, so that's why we picked it. 78 00:03:29,520 --> 00:03:32,919 Speaker 3: We're becoming cultured here in the office, straying slightly from 79 00:03:32,919 --> 00:03:37,280 Speaker 3: our throwback for trashy roots for a beautiful little pino 80 00:03:37,280 --> 00:03:41,480 Speaker 3: noir by Little Yearing. You're a little Yearing, Little Yearing. 81 00:03:41,680 --> 00:03:43,520 Speaker 4: Is that Yearing Station or is that different? 82 00:03:43,720 --> 00:03:46,640 Speaker 2: I think it's from Yaring Station. Is it made by 83 00:03:46,720 --> 00:03:47,280 Speaker 2: Yearing Station? 84 00:03:47,360 --> 00:03:47,720 Speaker 4: Yeah? 85 00:03:47,840 --> 00:03:48,000 Speaker 3: You go. 86 00:03:48,240 --> 00:03:50,440 Speaker 4: Excellent winery in the Yarra Valley. 87 00:03:50,600 --> 00:03:53,960 Speaker 2: Honestly stunning wine. It's one of my favorites. It's not 88 00:03:54,040 --> 00:03:56,480 Speaker 2: too expensive either. I think it's under twenty bucks. 89 00:03:56,520 --> 00:03:57,920 Speaker 4: It tastes a little bit different coming out of the 90 00:03:57,960 --> 00:03:59,000 Speaker 4: plastic cup that we found. 91 00:04:00,120 --> 00:04:02,480 Speaker 2: Yeah, look, it's probably not ideal out of plastic, but 92 00:04:02,600 --> 00:04:03,480 Speaker 2: I rate it still. 93 00:04:03,720 --> 00:04:06,080 Speaker 3: It smells delicious, Like as someone who's not a big 94 00:04:06,120 --> 00:04:09,160 Speaker 3: red drinker, it smells beautiful. I did have a sip, 95 00:04:09,560 --> 00:04:10,520 Speaker 3: you did, like, She's all. 96 00:04:10,440 --> 00:04:12,400 Speaker 2: Right, Well, that's what we're enjoying while we share our 97 00:04:12,400 --> 00:04:16,000 Speaker 2: money wins and confessions this week. And just since you're 98 00:04:16,040 --> 00:04:17,839 Speaker 2: already in front of the mic, you've got a money 99 00:04:17,880 --> 00:04:19,279 Speaker 2: win or confession to share with us. 100 00:04:19,400 --> 00:04:21,640 Speaker 3: I have a confession this week, and if you've been 101 00:04:21,720 --> 00:04:25,040 Speaker 3: keeping an eye on our Money Wins thread, you might 102 00:04:25,080 --> 00:04:29,719 Speaker 3: have already heard my tale of tragedy. However, on Monday morning, 103 00:04:29,760 --> 00:04:33,640 Speaker 3: I slept in and woke up really late and missed 104 00:04:33,640 --> 00:04:36,840 Speaker 3: my train and breakfast. So I bought myself a muffin 105 00:04:37,000 --> 00:04:40,119 Speaker 3: at the station to make myself feel a little bit better. 106 00:04:40,839 --> 00:04:43,200 Speaker 3: Six dollars fifty later, and it was basically like a 107 00:04:43,240 --> 00:04:45,720 Speaker 3: Wooly's mud cake that had been crushed. 108 00:04:45,360 --> 00:04:47,479 Speaker 2: Into the shape of I'm sorry, I don't need it, 109 00:04:47,520 --> 00:04:49,839 Speaker 2: but Wooly's mud cake. I will stand that every. 110 00:04:49,720 --> 00:04:53,240 Speaker 3: Day, Like I love a Woolyes. Not at eight thirty 111 00:04:53,240 --> 00:04:56,720 Speaker 3: in the morning when I'm rushing, you know, down, not. 112 00:04:56,680 --> 00:04:59,799 Speaker 4: For six dollars, especially our office. She's in the money 113 00:04:59,839 --> 00:05:01,080 Speaker 4: is in Colin Street. 114 00:05:01,320 --> 00:05:04,560 Speaker 3: Yeah is literally I could have I could have got 115 00:05:04,600 --> 00:05:05,920 Speaker 3: a lone croissant for a comment. 116 00:05:05,839 --> 00:05:09,279 Speaker 4: Or literally a thousand other things in the CBD of Melbourne. 117 00:05:09,320 --> 00:05:11,279 Speaker 3: Because I was already running late, I was like, I'm 118 00:05:11,279 --> 00:05:13,080 Speaker 3: just gonna grab something that I can shove in my 119 00:05:13,080 --> 00:05:14,360 Speaker 3: gob while I'm literally running down. 120 00:05:14,440 --> 00:05:16,480 Speaker 4: What would happen if you were like considering your boss 121 00:05:16,560 --> 00:05:18,400 Speaker 4: is Victoria relevant not a whole lot. 122 00:05:18,480 --> 00:05:23,160 Speaker 2: But also my favorite thing is I bake these breakfast 123 00:05:23,160 --> 00:05:27,440 Speaker 2: cookies because her dietary life, and they're all full of oats, 124 00:05:27,440 --> 00:05:28,960 Speaker 2: and they're in the cupboard, and just knows they're in 125 00:05:28,960 --> 00:05:30,599 Speaker 2: the cupboard, and yet she still chose today. 126 00:05:32,120 --> 00:05:34,400 Speaker 3: Really, those are really good. We should drop that recipe 127 00:05:34,400 --> 00:05:36,120 Speaker 3: at some point. If anybody's interested, let us know. 128 00:05:36,200 --> 00:05:38,640 Speaker 2: Yeah, I make literally an oatmeal cookie. This is me 129 00:05:39,200 --> 00:05:43,320 Speaker 2: promoing my own product. It's an invention product. Like you, 130 00:05:43,360 --> 00:05:46,400 Speaker 2: it's a product I'm probably gonna sell it. Ryan John 131 00:05:46,400 --> 00:05:49,240 Speaker 2: and I this week we launched the business business. We 132 00:05:49,320 --> 00:05:51,880 Speaker 2: launch in my business another one. It's going to be 133 00:05:51,880 --> 00:05:55,160 Speaker 2: the oatmeal cookie recipe. It's kind of a mixture of 134 00:05:55,200 --> 00:05:58,400 Speaker 2: a lot of different oatmeal cookie recipes. But the main 135 00:05:58,440 --> 00:06:00,800 Speaker 2: thing I wanted to achieve was a whole serving of 136 00:06:00,839 --> 00:06:03,160 Speaker 2: oats in one cookie, so that I could eat that 137 00:06:03,240 --> 00:06:07,159 Speaker 2: instead of having porridge in the morning. Genius. So I 138 00:06:07,200 --> 00:06:09,240 Speaker 2: make it with roasted apples, have you. 139 00:06:09,920 --> 00:06:11,400 Speaker 4: That's also nice. That is a nice touch. 140 00:06:11,440 --> 00:06:13,040 Speaker 2: That's actually pretty good. They're really good. 141 00:06:13,040 --> 00:06:16,039 Speaker 3: I've had them before. Maud cake muffin was not a 142 00:06:16,080 --> 00:06:19,640 Speaker 3: win for me in the morning. I'm sorry Georgia's time. 143 00:06:19,880 --> 00:06:22,599 Speaker 5: Hello everyone. Okay, So I have a money win. 144 00:06:22,760 --> 00:06:23,640 Speaker 2: I came prepared. 145 00:06:23,839 --> 00:06:27,440 Speaker 5: I've written down my notes, so it could be it's 146 00:06:27,480 --> 00:06:29,039 Speaker 5: not really a money win yet, it could be a 147 00:06:29,040 --> 00:06:29,520 Speaker 5: money win. 148 00:06:29,880 --> 00:06:32,440 Speaker 2: I've started right going downhill really quickly. 149 00:06:33,040 --> 00:06:37,360 Speaker 3: It's like Ryan John's twelve month. 150 00:06:41,200 --> 00:06:45,040 Speaker 5: So basically every day I'm writing down everything that I 151 00:06:45,080 --> 00:06:48,479 Speaker 5: purchase in notes on my phone, and I feel like 152 00:06:48,720 --> 00:06:52,440 Speaker 5: by writing down every day purchases, I'm going to be 153 00:06:52,440 --> 00:06:55,000 Speaker 5: more accountable. I'm not going to want to add extra 154 00:06:55,080 --> 00:06:57,359 Speaker 5: money to that list. Do you guys think this is 155 00:06:57,360 --> 00:07:00,160 Speaker 5: actually a good idea. I'm one day two, so it's 156 00:07:00,200 --> 00:07:01,000 Speaker 5: early days. 157 00:07:01,480 --> 00:07:07,799 Speaker 4: This is from Little Things. 158 00:07:05,360 --> 00:07:13,040 Speaker 3: Things by One Direction actually yeped. I like three bar 159 00:07:13,320 --> 00:07:14,680 Speaker 3: that song, and I was like, I don't think this 160 00:07:14,760 --> 00:07:15,120 Speaker 3: is a song. 161 00:07:17,560 --> 00:07:20,240 Speaker 2: I actually really appreciate that, because I would have been 162 00:07:20,720 --> 00:07:23,440 Speaker 2: pretty frustrated if that was the song stuck in my 163 00:07:23,480 --> 00:07:24,880 Speaker 2: head for the rest of the afternoon. 164 00:07:25,240 --> 00:07:28,320 Speaker 4: I'm with Georgia, though, I think that's that's definitely a win. 165 00:07:28,560 --> 00:07:30,160 Speaker 2: I think that's a win, and I think it's actually 166 00:07:30,160 --> 00:07:32,640 Speaker 2: a really good little activity to kind of reflect on 167 00:07:32,800 --> 00:07:35,120 Speaker 2: what you're up to. Maybe not for the entirety of 168 00:07:35,120 --> 00:07:36,480 Speaker 2: a year, but like maybe. 169 00:07:36,360 --> 00:07:38,840 Speaker 5: For a couple of books or in February right now, 170 00:07:38,840 --> 00:07:40,240 Speaker 5: so to help people on their way. 171 00:07:40,160 --> 00:07:43,200 Speaker 2: Right absolutely, and the community is doing really well with 172 00:07:43,240 --> 00:07:46,440 Speaker 2: frugal February. Actually, I'm enjoying the threads. I've been checking 173 00:07:46,480 --> 00:07:48,440 Speaker 2: in every week thus far. It's been one week, so 174 00:07:48,480 --> 00:07:52,240 Speaker 2: I've checked in one time. But I really like what 175 00:07:52,280 --> 00:07:55,080 Speaker 2: people are doing. And this week I've got a couple 176 00:07:55,080 --> 00:07:57,600 Speaker 2: of money wins for you. My first money win is 177 00:07:57,640 --> 00:08:00,280 Speaker 2: I actually painted my own nails again next week. It 178 00:08:00,360 --> 00:08:02,240 Speaker 2: is not the first time you guys have heard that 179 00:08:02,320 --> 00:08:06,119 Speaker 2: this was a money win, but I recently introduced Jess 180 00:08:06,280 --> 00:08:09,080 Speaker 2: to getting your nails done at the nail salon, and 181 00:08:09,120 --> 00:08:11,360 Speaker 2: I feel like it's an expensive habit for both of us. 182 00:08:11,360 --> 00:08:12,960 Speaker 4: And why did you get her onto that? 183 00:08:13,000 --> 00:08:19,080 Speaker 2: Because she'd never had it, she'd never had it done, 184 00:08:19,160 --> 00:08:20,240 Speaker 2: and I thought, let's go. 185 00:08:20,320 --> 00:08:22,080 Speaker 3: It's really nice money when she took me and paid 186 00:08:22,040 --> 00:08:22,640 Speaker 3: for my nails. 187 00:08:22,720 --> 00:08:25,200 Speaker 4: How kind money loss. We should start a group called 188 00:08:25,280 --> 00:08:28,880 Speaker 4: Victoria enables people message in and say what you want 189 00:08:28,920 --> 00:08:30,120 Speaker 4: to do and be will just take you. 190 00:08:30,160 --> 00:08:32,760 Speaker 3: Today, I never felt more like a classy lady to 191 00:08:32,800 --> 00:08:34,360 Speaker 3: be honest, like I don't want to give up this. 192 00:08:34,320 --> 00:08:37,800 Speaker 2: Feeling she can putting her hand in every Instagram post. 193 00:08:38,679 --> 00:08:41,400 Speaker 2: If you go through the She's on the Money Instagram, 194 00:08:41,720 --> 00:08:44,560 Speaker 2: you'll see that there is a high percentage of like 195 00:08:45,000 --> 00:08:48,360 Speaker 2: product posts. We probably didn't even have a sponsor, and 196 00:08:48,400 --> 00:08:50,880 Speaker 2: she's just like strategically holding it so you can see 197 00:08:50,880 --> 00:08:53,280 Speaker 2: her nails with stars on it. Am I wrong, Jessica 198 00:08:54,320 --> 00:08:59,240 Speaker 2: es do on my page? It's very jess. I like it. Anyway, 199 00:08:59,360 --> 00:09:01,400 Speaker 2: that was my money win. This week. I've painted my 200 00:09:01,480 --> 00:09:04,600 Speaker 2: nails and for the last couple of days, which is 201 00:09:04,640 --> 00:09:06,959 Speaker 2: all of frugal feb, I have taken lunch to work 202 00:09:07,000 --> 00:09:10,319 Speaker 2: and consumed it, which jess is pretty rare for me 203 00:09:10,360 --> 00:09:13,160 Speaker 2: because sometimes I actually see my lunch and say I 204 00:09:13,200 --> 00:09:15,160 Speaker 2: want something different and then go to the shop. 205 00:09:15,160 --> 00:09:18,440 Speaker 3: Anyway, she's been strong, She's been really strong girl. 206 00:09:19,040 --> 00:09:22,160 Speaker 4: Do you think twenty seven dollars a day? Right? Do 207 00:09:22,200 --> 00:09:24,400 Speaker 4: you think people could easily spend twenty seven dollars a 208 00:09:24,480 --> 00:09:26,720 Speaker 4: day on a morning coffee lunch. 209 00:09:26,679 --> 00:09:28,560 Speaker 3: You know, bite candle work. 210 00:09:28,600 --> 00:09:30,079 Speaker 2: But you know what we're gonna do. We're gonna ask 211 00:09:30,120 --> 00:09:33,000 Speaker 2: Georgio who's been tracking or spending well, is it going? 212 00:09:34,040 --> 00:09:37,800 Speaker 5: It's going Okay, as I said, it's day two. But 213 00:09:38,880 --> 00:09:41,200 Speaker 5: I'm doing the same thing that you're doing. I keep 214 00:09:41,240 --> 00:09:43,800 Speaker 5: on taking tuna and rice to work every day, and 215 00:09:43,840 --> 00:09:46,120 Speaker 5: every day I look at it and I'm like, tomorrow 216 00:09:46,160 --> 00:09:47,640 Speaker 5: I will eat you, and then I go on by sushi, 217 00:09:47,679 --> 00:09:52,360 Speaker 5: which is the same. It's just wrapped differently. It's so true, 218 00:09:53,080 --> 00:09:54,760 Speaker 5: but in my head, I'm like five dollars there. It's 219 00:09:54,800 --> 00:09:56,559 Speaker 5: not that much, but now I'm going to add. 220 00:09:56,360 --> 00:09:56,760 Speaker 2: That to the ate. 221 00:09:56,840 --> 00:09:58,600 Speaker 4: Well, the reason I say twenty seven dollars is because 222 00:09:58,640 --> 00:10:01,000 Speaker 4: we learned the other week that's ten a year. 223 00:10:01,480 --> 00:10:04,959 Speaker 2: Get out of twenty seven dollars fifty a day. If 224 00:10:05,000 --> 00:10:06,959 Speaker 2: you can save that, that's ten thousand dollars in a year. 225 00:10:07,000 --> 00:10:08,920 Speaker 2: And I feel like that adds up really quickly. 226 00:10:08,800 --> 00:10:11,079 Speaker 4: Because, yeah, a couple of coffees and lunch and stuff. 227 00:10:10,800 --> 00:10:13,320 Speaker 2: It's very easy for it to just you can't get 228 00:10:13,440 --> 00:10:15,640 Speaker 2: I don't believe. And I work in the Melbourne CBD, 229 00:10:15,760 --> 00:10:16,800 Speaker 2: so there are going to be a lot of people 230 00:10:16,840 --> 00:10:19,120 Speaker 2: that are like, oh, lunch is like five bucks. But 231 00:10:19,160 --> 00:10:21,440 Speaker 2: there are a lot of people who would go out 232 00:10:21,480 --> 00:10:23,720 Speaker 2: and just spend fifteen dollars on lunch like that. I 233 00:10:23,760 --> 00:10:26,559 Speaker 2: would say is probably about average, unless you are my dad, 234 00:10:26,880 --> 00:10:30,160 Speaker 2: in which case his workplace has a chef at it 235 00:10:30,600 --> 00:10:34,000 Speaker 2: and five dollars a day to get like a full 236 00:10:34,160 --> 00:10:36,160 Speaker 2: chef prepared beautiful lunch. 237 00:10:36,480 --> 00:10:40,000 Speaker 3: That is what we aim can we get? 238 00:10:39,800 --> 00:10:42,319 Speaker 2: No, no, no, no no. He works for a very 239 00:10:42,360 --> 00:10:44,680 Speaker 2: big company, so it is probably we've. 240 00:10:44,600 --> 00:10:47,120 Speaker 4: Been doing some hiring recently. Is that how far downalyst 241 00:10:47,200 --> 00:10:47,640 Speaker 4: is a chef? 242 00:10:49,200 --> 00:10:52,439 Speaker 2: I just think probably one of the last times. Let's 243 00:10:52,440 --> 00:10:54,600 Speaker 2: get to it after we eat that. Okay, so all 244 00:10:54,640 --> 00:10:56,719 Speaker 2: the other needs that we have, but yeah, I think 245 00:10:56,760 --> 00:10:59,680 Speaker 2: it's really easy to get past that. But I feel 246 00:10:59,679 --> 00:11:03,320 Speaker 2: like rito bowls are really great way to have something 247 00:11:03,440 --> 00:11:06,280 Speaker 2: yummy a work that by the time lunchtime comes you 248 00:11:06,280 --> 00:11:08,240 Speaker 2: actually want to eat. The lunch to be brought to 249 00:11:08,280 --> 00:11:10,240 Speaker 2: work also super easy to. 250 00:11:10,200 --> 00:11:13,800 Speaker 4: Prep Do you feel like having yummy food? Like? The 251 00:11:13,840 --> 00:11:15,640 Speaker 4: reason we go and buy stuff and don't eat the 252 00:11:15,640 --> 00:11:17,320 Speaker 4: stuff we brought is because the stuff we brought it's 253 00:11:17,360 --> 00:11:18,800 Speaker 4: a bit basic, and we go, Oh, I feel like 254 00:11:18,800 --> 00:11:21,000 Speaker 4: a treat. If you bring good food to start with, 255 00:11:21,080 --> 00:11:22,320 Speaker 4: it's easier. 256 00:11:22,840 --> 00:11:24,720 Speaker 2: And if I've got a burrito bowl at work and 257 00:11:24,760 --> 00:11:26,959 Speaker 2: I know I'm looking forward to it, it's actually pretty 258 00:11:27,000 --> 00:11:30,360 Speaker 2: simple to put together. But it's yum at lunchtime. Like 259 00:11:30,400 --> 00:11:32,640 Speaker 2: I love guok anything with guck. I'm all over us. 260 00:11:32,679 --> 00:11:35,360 Speaker 2: So maybe we'll drop the recipe for a good little 261 00:11:35,360 --> 00:11:37,560 Speaker 2: burrito bowl. So maybe next week we can all meal 262 00:11:37,600 --> 00:11:40,000 Speaker 2: prep yum so many How do you what a little 263 00:11:40,040 --> 00:11:44,680 Speaker 2: frugal fed them? I love it all right, Ryan John, 264 00:11:44,679 --> 00:11:46,680 Speaker 2: Have you got a personal money win or confession. 265 00:11:46,760 --> 00:11:48,960 Speaker 4: I've got a confession, and it's also a bit of 266 00:11:48,960 --> 00:11:52,040 Speaker 4: a gripe. I'm probably about us Jess. 267 00:11:53,440 --> 00:11:53,800 Speaker 2: This time. 268 00:11:53,800 --> 00:11:55,800 Speaker 4: I don't want to sound like a grinch, but I 269 00:11:55,840 --> 00:11:59,280 Speaker 4: feel like there's two things businesses need to do online businesses. 270 00:11:59,320 --> 00:12:02,199 Speaker 4: It's like edike it when you like go to unsubscribe 271 00:12:02,280 --> 00:12:04,880 Speaker 4: from their email. You gotta let us unsubscribe, you know. 272 00:12:04,920 --> 00:12:07,080 Speaker 4: It's like that unwritten rule you click unsubscribed, we're going 273 00:12:07,120 --> 00:12:09,400 Speaker 4: to stop annoying you. The second one, and this is 274 00:12:09,400 --> 00:12:12,840 Speaker 4: my confession, that's what I mean. Yeah. The second one 275 00:12:12,880 --> 00:12:18,440 Speaker 4: is I thought I canceled a subscription and the company's 276 00:12:18,440 --> 00:12:21,120 Speaker 4: actually made it really difficult to cancel. And I put 277 00:12:21,120 --> 00:12:23,000 Speaker 4: that in the same category as when you say I 278 00:12:23,000 --> 00:12:24,960 Speaker 4: want to cancel. The company should just be really nice 279 00:12:25,000 --> 00:12:27,480 Speaker 4: about it, make it really easy, and maybe you go 280 00:12:27,559 --> 00:12:31,199 Speaker 4: back in the future. So in November I got this subscription. 281 00:12:31,280 --> 00:12:33,679 Speaker 4: I feel like and shamee. Yeah, I'm the only guy 282 00:12:33,720 --> 00:12:35,440 Speaker 4: and the word I was going to say this it's Lumen, 283 00:12:35,480 --> 00:12:38,320 Speaker 4: Who's like, it's skincare? Oh yeah, yeah yeah. And because 284 00:12:38,320 --> 00:12:39,840 Speaker 4: I was getting married and I thought, oh well, if 285 00:12:40,040 --> 00:12:42,920 Speaker 4: for a few months, I'll at least try to slap 286 00:12:42,960 --> 00:12:44,160 Speaker 4: some moisturizer on this thing. 287 00:12:44,240 --> 00:12:46,959 Speaker 2: By the way, guys, this is another episode of Friday Drinks. 288 00:12:47,000 --> 00:12:51,000 Speaker 2: Ryan's mentioned that he got married. Also, he dropped the 289 00:12:51,480 --> 00:12:53,120 Speaker 2: wedding video this week into. 290 00:12:52,920 --> 00:12:57,200 Speaker 3: The Facebook that nearly made me cry. 291 00:12:58,120 --> 00:13:00,800 Speaker 2: I also cried like Bridget was cute at such her 292 00:13:00,840 --> 00:13:04,000 Speaker 2: vows Yeah she is, but I love that. I mean, 293 00:13:04,040 --> 00:13:05,600 Speaker 2: you didn't drop it in the group, you dropped it 294 00:13:05,600 --> 00:13:06,839 Speaker 2: in general, and I'm putting you. 295 00:13:06,800 --> 00:13:08,480 Speaker 4: Put in the group. So thanks for that, and thanks 296 00:13:08,520 --> 00:13:10,760 Speaker 4: for all the nice comments. And maybe we'll do hey on, 297 00:13:10,840 --> 00:13:13,200 Speaker 4: here's an idea. Shall we do an episode on like 298 00:13:13,240 --> 00:13:16,439 Speaker 4: eloping and saving on weddings because my wedding was super cheap? 299 00:13:16,600 --> 00:13:18,520 Speaker 2: Oh my gosh, yes, that's what you tell us how 300 00:13:18,559 --> 00:13:21,280 Speaker 2: much you spent? Can we get permission from Bridget to do. 301 00:13:21,200 --> 00:13:23,240 Speaker 4: That if you say a number else they hire a lower. 302 00:13:23,320 --> 00:13:24,840 Speaker 2: Okay, well we're not going to do that yet. It 303 00:13:24,840 --> 00:13:27,400 Speaker 2: will be on the episode, so watch out for Yeah. 304 00:13:27,520 --> 00:13:30,760 Speaker 4: So I went to unsubscribe for the lumen thing and 305 00:13:30,840 --> 00:13:34,400 Speaker 4: I thought I had but then the moisturizer keeps turning 306 00:13:34,480 --> 00:13:36,560 Speaker 4: up and I was like, oh my god, I'm paying 307 00:13:36,600 --> 00:13:38,160 Speaker 4: for this stuff I'm not using, so that's my big 308 00:13:38,160 --> 00:13:41,840 Speaker 4: money loss. So I thought I unsubscribed and I hadn't. 309 00:13:41,840 --> 00:13:43,800 Speaker 4: So the product kept turning up, and it turns out 310 00:13:43,800 --> 00:13:45,559 Speaker 4: I've been paying extra this whole time for stuff I 311 00:13:45,559 --> 00:13:47,320 Speaker 4: didn't want to use. So I went in and it 312 00:13:47,320 --> 00:13:49,960 Speaker 4: turns out that when I clicked unsubscribe, it has this oh, 313 00:13:50,000 --> 00:13:52,680 Speaker 4: I you sure, We'll send a confirmation email so you 314 00:13:52,679 --> 00:13:56,760 Speaker 4: can confirm your unsubscription. And again they made it really difficult. 315 00:13:56,840 --> 00:13:59,200 Speaker 4: And again I didn't mind the product, and maybe if 316 00:13:59,200 --> 00:14:00,920 Speaker 4: I wanted something in the future, I will, but that's 317 00:14:00,960 --> 00:14:03,440 Speaker 4: just really like, yeah, rand of my gears, and there 318 00:14:03,520 --> 00:14:06,920 Speaker 4: was this the one last button, and this really pissed 319 00:14:06,960 --> 00:14:11,080 Speaker 4: me off. It said it's like two options. It says, oh, 320 00:14:11,160 --> 00:14:13,920 Speaker 4: you want to cancel your subscription? Was this a mistake? 321 00:14:13,960 --> 00:14:16,080 Speaker 4: Do you want to keep it? Or do you not 322 00:14:16,280 --> 00:14:19,880 Speaker 4: care about your skin? And they made me tick that button. 323 00:14:20,360 --> 00:14:22,000 Speaker 4: This is a business, not like a computer game. 324 00:14:22,640 --> 00:14:24,800 Speaker 2: I find that really rude. I don't really sorry that, 325 00:14:24,880 --> 00:14:26,600 Speaker 2: Like if I'm leaving, you don't make me feel bad 326 00:14:26,600 --> 00:14:28,640 Speaker 2: about it, because I'm definitely not coming back. Like but 327 00:14:28,720 --> 00:14:30,720 Speaker 2: if I couldn't afford it for a couple of months 328 00:14:30,800 --> 00:14:32,800 Speaker 2: and I was just stripping back my budget because I 329 00:14:32,880 --> 00:14:35,320 Speaker 2: needed to build my emergency fund back, Like, you are 330 00:14:35,400 --> 00:14:37,120 Speaker 2: not getting my business back if you're going to do 331 00:14:37,160 --> 00:14:37,560 Speaker 2: that kind of. 332 00:14:37,560 --> 00:14:39,640 Speaker 4: Stuff one hundred percent. And not that we want to 333 00:14:39,720 --> 00:14:42,480 Speaker 4: keep plugging the business Bible, but I want to do 334 00:14:42,520 --> 00:14:45,040 Speaker 4: an episode on our business podcast that we're about to 335 00:14:45,040 --> 00:14:48,000 Speaker 4: start in. It's a really big deal now about having 336 00:14:48,000 --> 00:14:50,880 Speaker 4: a good returns policy, taking care of customers on the 337 00:14:50,920 --> 00:14:52,760 Speaker 4: way out and not just the way And because like 338 00:14:52,800 --> 00:14:54,480 Speaker 4: you said, V maybe on the track you want to 339 00:14:54,520 --> 00:14:56,920 Speaker 4: go back, maybe a friend will ask a recommendation. I 340 00:14:56,960 --> 00:14:59,280 Speaker 4: was about swear then, not these guys, because that were 341 00:14:59,320 --> 00:14:59,920 Speaker 4: massive jacks. 342 00:15:00,400 --> 00:15:02,600 Speaker 2: Yeah, I don't like it. I actually had a really 343 00:15:02,640 --> 00:15:06,640 Speaker 2: similar experience this week trying to cancel a booking system 344 00:15:06,720 --> 00:15:08,480 Speaker 2: that we have for shees on the money so that 345 00:15:08,520 --> 00:15:12,080 Speaker 2: people can book times in our calendars. It's been pretty expensive, 346 00:15:12,200 --> 00:15:15,480 Speaker 2: and we're genuinely not using it because now Jess literally 347 00:15:15,520 --> 00:15:17,680 Speaker 2: does everything and I'm like, oh, send them the link, 348 00:15:17,720 --> 00:15:19,520 Speaker 2: and she's like, oh no, no, no, I already booked them in. 349 00:15:19,560 --> 00:15:20,760 Speaker 2: I'm like, okay, well, we don't need. 350 00:15:20,640 --> 00:15:21,800 Speaker 4: To be paid paying for that linking. 351 00:15:22,200 --> 00:15:27,040 Speaker 2: So to unsubscribe, I actually had to go on submit 352 00:15:27,160 --> 00:15:30,200 Speaker 2: a ticket to unsubscribe and then have a back and 353 00:15:30,240 --> 00:15:34,360 Speaker 2: forth conversation with them about why I was unsubscribing and 354 00:15:34,360 --> 00:15:36,240 Speaker 2: trying to get rid of this subscription. 355 00:15:36,720 --> 00:15:38,280 Speaker 4: I don't need to explain it, just let me go. 356 00:15:38,640 --> 00:15:40,200 Speaker 2: Do you know how easy it was to sign up? 357 00:15:40,440 --> 00:15:43,760 Speaker 2: Two clicks and I was like, cool, I want this package, 358 00:15:43,800 --> 00:15:46,080 Speaker 2: here's my credit card details, set it up, use it. 359 00:15:46,280 --> 00:15:48,760 Speaker 2: But to get rid of it it took It was 360 00:15:48,800 --> 00:15:50,080 Speaker 2: a circus anyway. 361 00:15:50,240 --> 00:15:50,440 Speaker 5: Yep. 362 00:15:50,600 --> 00:15:52,560 Speaker 2: I'm on your train of being frustrated with that. 363 00:15:52,880 --> 00:15:55,040 Speaker 4: Choos to that. Let's drink more red coming up in 364 00:15:55,040 --> 00:15:56,840 Speaker 4: a second, we'll go through the money wins. And I've 365 00:15:56,880 --> 00:15:59,160 Speaker 4: also got gripe with a lady named Claire who's in 366 00:15:59,160 --> 00:16:00,560 Speaker 4: the group I believe bullying me. 367 00:16:00,720 --> 00:16:01,880 Speaker 2: Claire is bullying you. 368 00:16:01,960 --> 00:16:03,080 Speaker 4: Thank you for being on my side. 369 00:16:03,240 --> 00:16:05,160 Speaker 2: You feel personally victimized by Claire. 370 00:16:04,920 --> 00:16:06,640 Speaker 4: I do, and it's time to get her back. You're 371 00:16:06,640 --> 00:16:07,600 Speaker 4: about to hear revenge. 372 00:16:16,960 --> 00:16:19,040 Speaker 2: So now that we're back, I think it's actually time 373 00:16:19,080 --> 00:16:22,040 Speaker 2: to dive straight into the community wins of the week, 374 00:16:22,160 --> 00:16:25,320 Speaker 2: which we have had an overwhelming number of messages about 375 00:16:25,360 --> 00:16:28,760 Speaker 2: because people are loving Ryan's wraps of the week and 376 00:16:29,000 --> 00:16:32,480 Speaker 2: you pulling out your favorite posts. So Ryan, dive straight in. 377 00:16:32,520 --> 00:16:35,000 Speaker 2: Can you please tell us what your favorite posts of 378 00:16:35,080 --> 00:16:39,840 Speaker 2: the week are in descending order? Oh h, here we go. 379 00:16:39,920 --> 00:16:42,120 Speaker 3: George has the headphones this week. Now she knows what's. 380 00:16:42,200 --> 00:16:44,760 Speaker 2: Yeah, exactly. Do you see how much more fun it 381 00:16:44,920 --> 00:16:47,360 Speaker 2: is knowing get what you're dancing? 382 00:16:47,360 --> 00:16:47,480 Speaker 5: Now? 383 00:16:47,680 --> 00:16:47,880 Speaker 3: Yeah? 384 00:16:47,960 --> 00:16:49,480 Speaker 4: What does descending order mean? 385 00:16:50,000 --> 00:16:52,160 Speaker 2: From the highest to the lowest? 386 00:16:52,200 --> 00:16:55,480 Speaker 3: I think I actually from would go up? Do we 387 00:16:55,520 --> 00:16:56,680 Speaker 3: want to build to the best? 388 00:16:58,040 --> 00:16:58,800 Speaker 5: Would be one? 389 00:16:59,400 --> 00:17:02,280 Speaker 2: Like would be going down to number one? 390 00:17:02,760 --> 00:17:07,240 Speaker 3: No, descending would be going down from worse best to worse. 391 00:17:07,760 --> 00:17:11,400 Speaker 5: Oh see, I'm with Victoria. I was thinking seven to one. 392 00:17:11,359 --> 00:17:15,760 Speaker 3: In means going up? Yeah, I see you mean from one? 393 00:17:17,040 --> 00:17:19,560 Speaker 2: So you're wanting to start with the best. What kind 394 00:17:19,600 --> 00:17:22,600 Speaker 2: of podcast is that you guys are? Will just just listening, 395 00:17:23,240 --> 00:17:26,240 Speaker 2: all right, Jessica, whatever she said, we want you to 396 00:17:26,240 --> 00:17:29,280 Speaker 2: tell us the best one last. All right, it's your 397 00:17:29,320 --> 00:17:30,040 Speaker 2: time to show. 398 00:17:29,880 --> 00:17:36,159 Speaker 4: It, Melina says, money when I've been living on my 399 00:17:36,200 --> 00:17:38,359 Speaker 4: own for some time in beautiful Paran, which is a 400 00:17:38,359 --> 00:17:42,240 Speaker 4: lovely end of town but very expensive prime for the 401 00:17:42,280 --> 00:17:47,600 Speaker 4: local the Paran market, Yeah, she said, I really do 402 00:17:47,760 --> 00:17:51,159 Speaker 4: value and love my place, but I'm putting my business first. 403 00:17:51,160 --> 00:17:53,960 Speaker 4: This year, I've now signed up with another chick and 404 00:17:54,000 --> 00:17:56,520 Speaker 4: we're moving into a sharehouse. I'm saving one hundred and 405 00:17:56,560 --> 00:17:58,600 Speaker 4: eighty dollars a week on rent and I'm putting that 406 00:17:58,680 --> 00:18:02,240 Speaker 4: into my business. Exciting, Yeah, she said. That new place 407 00:18:02,320 --> 00:18:04,600 Speaker 4: is even closer to my work studio, so I can 408 00:18:04,640 --> 00:18:07,280 Speaker 4: walk and also save on public transport. I want to 409 00:18:07,320 --> 00:18:10,680 Speaker 4: get my own place eventually because I value my personal 410 00:18:10,680 --> 00:18:12,600 Speaker 4: space and you don't need to justify that. I get it. 411 00:18:12,640 --> 00:18:14,840 Speaker 4: But she goes for a little bit. I'm all in 412 00:18:14,880 --> 00:18:17,359 Speaker 4: on the business. I'm saving some money. I'm doing it. 413 00:18:17,400 --> 00:18:20,840 Speaker 2: What a hustle out of ten money win, Melina. 414 00:18:20,960 --> 00:18:23,119 Speaker 4: If you want to message us or just tell us 415 00:18:23,160 --> 00:18:25,600 Speaker 4: what your business is, will give you a shout out somewhere, because. 416 00:18:25,400 --> 00:18:28,000 Speaker 2: Yeah, we'll actually the small business shout out that Jess 417 00:18:28,000 --> 00:18:31,840 Speaker 2: and I organize each week Georgia actually does the copywriting 418 00:18:31,840 --> 00:18:33,679 Speaker 2: for that guy. So each and every single week in 419 00:18:33,720 --> 00:18:36,719 Speaker 2: your ears you get a really good love letter written 420 00:18:36,720 --> 00:18:39,880 Speaker 2: by Georgia King. It's usually pretty satirical, but I really 421 00:18:39,960 --> 00:18:42,720 Speaker 2: loved it. But as a part of that, we have 422 00:18:42,800 --> 00:18:45,000 Speaker 2: the Small Business shout Out because we know that small 423 00:18:45,000 --> 00:18:48,440 Speaker 2: businesses don't have sponsorship budgets, so we give them an 424 00:18:48,440 --> 00:18:52,320 Speaker 2: epic space. We've got what seventy thousand people now that 425 00:18:52,359 --> 00:18:54,199 Speaker 2: get our emails. So if you want to be a 426 00:18:54,240 --> 00:18:56,880 Speaker 2: part of that, shoot your business through to Georgia at 427 00:18:56,880 --> 00:18:58,840 Speaker 2: She's on the money, dot com, dot a you and 428 00:18:58,880 --> 00:19:00,560 Speaker 2: you'll be in for a chance for having your business 429 00:19:00,600 --> 00:19:01,800 Speaker 2: featured on the idea. 430 00:19:02,119 --> 00:19:04,640 Speaker 3: I feel like business Bible. Also for those people hustling, 431 00:19:04,680 --> 00:19:06,919 Speaker 3: great place to go. We launched that this week, so 432 00:19:06,960 --> 00:19:09,960 Speaker 3: we did Facebook and Instagram check it out, Join us, 433 00:19:10,080 --> 00:19:10,520 Speaker 3: Join us. 434 00:19:10,680 --> 00:19:12,880 Speaker 2: We're a business and we're for our community as well. 435 00:19:13,000 --> 00:19:15,760 Speaker 2: So yeah, that's all the thugs out of That's all 436 00:19:15,800 --> 00:19:16,200 Speaker 2: we've got. 437 00:19:17,040 --> 00:19:20,000 Speaker 4: Jess Davis says, money. When I scored a sixty five 438 00:19:20,080 --> 00:19:23,320 Speaker 4: inch TV for free because I help someone move, what. 439 00:19:25,680 --> 00:19:28,080 Speaker 3: I think someone meant anyone for helping me move. Usually 440 00:19:28,080 --> 00:19:28,719 Speaker 3: it's like a pizza. 441 00:19:28,880 --> 00:19:30,480 Speaker 4: Yeah. Well usually I've. 442 00:19:30,400 --> 00:19:32,560 Speaker 2: Just just got us pizza to Yeah, I even have 443 00:19:32,600 --> 00:19:33,240 Speaker 2: to help anyone. 444 00:19:33,920 --> 00:19:36,679 Speaker 4: I think they were downsizing and you know, like some 445 00:19:36,720 --> 00:19:38,520 Speaker 4: older people like I just don't need all that stuff. 446 00:19:38,520 --> 00:19:42,560 Speaker 4: And you're there and she goes, you know, we'll take that. 447 00:19:42,560 --> 00:19:43,080 Speaker 4: That's awesome. 448 00:19:43,080 --> 00:19:43,560 Speaker 2: That's an epic. 449 00:19:44,720 --> 00:19:50,000 Speaker 4: Georgia Kellor good name keller Her? Maybe Kellor her? I 450 00:19:50,080 --> 00:19:53,120 Speaker 4: got a sleep spray in my Mecca beauty loop. Can 451 00:19:53,160 --> 00:19:55,600 Speaker 4: someone explain what they sucks? 452 00:19:55,640 --> 00:19:56,120 Speaker 3: Really good? 453 00:19:56,280 --> 00:19:58,400 Speaker 2: You just already knows. I'm obsessed with it. 454 00:19:58,760 --> 00:20:01,120 Speaker 4: I fell in love with a bit exy when purchased 455 00:20:01,119 --> 00:20:01,720 Speaker 4: at full. 456 00:20:01,520 --> 00:20:05,239 Speaker 2: Price forty five dollars bottle for some stuff that you 457 00:20:05,280 --> 00:20:06,960 Speaker 2: spray on your pillow and you don't even get to 458 00:20:07,000 --> 00:20:10,320 Speaker 2: enjoy it puts you to like there is not long 459 00:20:10,440 --> 00:20:12,479 Speaker 2: term sustainable enjoyment in that product. 460 00:20:12,480 --> 00:20:14,920 Speaker 4: Well, Georgia said, I googled around and found it online 461 00:20:14,960 --> 00:20:18,000 Speaker 4: on another site, tried heaps of random promo codes, ended 462 00:20:18,080 --> 00:20:19,440 Speaker 4: up getting it for half price. 463 00:20:19,560 --> 00:20:22,399 Speaker 2: I love it. I also know what that sweep spray 464 00:20:22,480 --> 00:20:23,800 Speaker 2: Isn't I use it too? 465 00:20:24,240 --> 00:20:25,560 Speaker 4: Does it destroy your linen? 466 00:20:26,200 --> 00:20:26,400 Speaker 5: No? 467 00:20:27,480 --> 00:20:29,400 Speaker 4: Could I sound any more like an old dad? 468 00:20:29,640 --> 00:20:30,080 Speaker 2: So fast? 469 00:20:32,800 --> 00:20:33,119 Speaker 6: All right? 470 00:20:33,560 --> 00:20:36,520 Speaker 4: Whener savvy. Now am I saying her name right? V? 471 00:20:36,920 --> 00:20:40,040 Speaker 4: I don't know because she's Yeah, apparently you guys went 472 00:20:40,080 --> 00:20:40,400 Speaker 4: way back. 473 00:20:40,440 --> 00:20:42,480 Speaker 2: Yeah, that's not her real name, that's just your online name. 474 00:20:43,240 --> 00:20:45,680 Speaker 2: She's a queen and she's a small business owner. 475 00:20:45,920 --> 00:20:48,480 Speaker 4: Last year, I was supposed to go to Europe. Weren't 476 00:20:48,480 --> 00:20:52,800 Speaker 4: we all? Says Brener As. I have a Quantus travel 477 00:20:53,400 --> 00:20:55,440 Speaker 4: I have a Quantus flight credit because you know I 478 00:20:55,480 --> 00:20:56,679 Speaker 4: was going over to seas. I gave you credit, but 479 00:20:56,720 --> 00:20:59,040 Speaker 4: you can't use it. It's ridiculous, So she said, she 480 00:20:59,160 --> 00:21:02,080 Speaker 4: called the travel agent and they said that they've changed 481 00:21:02,119 --> 00:21:03,840 Speaker 4: the terms of the credit so now she can use 482 00:21:03,880 --> 00:21:07,680 Speaker 4: it on domestic and they now have not one year, 483 00:21:07,720 --> 00:21:10,200 Speaker 4: but two years to use it. And because the flights 484 00:21:10,200 --> 00:21:12,320 Speaker 4: the year were kind of spinny, now she's got all 485 00:21:12,320 --> 00:21:16,679 Speaker 4: these credit for many little trips away within Australia, so. 486 00:21:17,240 --> 00:21:17,920 Speaker 2: She can use it. 487 00:21:18,240 --> 00:21:20,680 Speaker 3: I'll be supporting local too, like if you go somewhere 488 00:21:20,920 --> 00:21:23,880 Speaker 3: small and like not small necessarily, but like local in Australia. 489 00:21:23,960 --> 00:21:26,720 Speaker 2: Yeah, yeah, definitely worthy. If you have a credit with 490 00:21:26,760 --> 00:21:30,160 Speaker 2: them as well, and you haven't inquired, go ahead ask 491 00:21:30,320 --> 00:21:32,480 Speaker 2: can you use it domestically? And then maybe you've got 492 00:21:32,520 --> 00:21:34,840 Speaker 2: a couple of little weekend trips up this sleeve. 493 00:21:35,040 --> 00:21:38,520 Speaker 4: Yeah. Now, last week, during this episode Friday Drinks Victoria, 494 00:21:38,600 --> 00:21:40,280 Speaker 4: you caught up a phone provider and got a better 495 00:21:40,320 --> 00:21:41,880 Speaker 4: deal live on the podcast. 496 00:21:41,920 --> 00:21:42,879 Speaker 2: Was incredible pressure. 497 00:21:43,560 --> 00:21:48,200 Speaker 4: I can't believe you didn't get another phone, not even for. 498 00:21:48,160 --> 00:21:50,159 Speaker 2: A dollar, guys, not even for a dollar. 499 00:21:50,400 --> 00:21:54,640 Speaker 4: Caitlin heberd as money. Also, I'm apologies for butchering every 500 00:21:54,680 --> 00:21:56,000 Speaker 4: single name on today. 501 00:21:55,840 --> 00:21:59,000 Speaker 2: Not even meant to be using their surnames. But no, no, 502 00:21:59,040 --> 00:22:02,320 Speaker 2: we like to keep our community our community. You're not 503 00:22:02,400 --> 00:22:03,240 Speaker 2: in it. You don't know. 504 00:22:03,200 --> 00:22:07,560 Speaker 4: Then, okay? In that case, it starts with a K 505 00:22:07,680 --> 00:22:12,520 Speaker 4: in rhymes with ratelin money win. After multiple complaints to 506 00:22:12,560 --> 00:22:15,640 Speaker 4: Telstra about having no coverage and no response, I was 507 00:22:15,680 --> 00:22:17,960 Speaker 4: just about to give up, but I've filled in an 508 00:22:17,960 --> 00:22:21,040 Speaker 4: online form with the ombandsman, and can I just I 509 00:22:21,080 --> 00:22:22,480 Speaker 4: think I said this thing before. As soon as you 510 00:22:22,480 --> 00:22:25,680 Speaker 4: would use the word ombudsman, you've got the power, they said. 511 00:22:25,720 --> 00:22:29,760 Speaker 4: Because the Telstra coverage wasn't great, the phone bill was 512 00:22:29,840 --> 00:22:32,919 Speaker 4: dropped to a sixty five dollars non locking contract and 513 00:22:32,960 --> 00:22:35,359 Speaker 4: has fifteen dollars worth of credits a month, which brings 514 00:22:35,400 --> 00:22:37,359 Speaker 4: it down to fifty dollars a month instead of one 515 00:22:37,480 --> 00:22:40,399 Speaker 4: hundred and sixty four. So over the next two years, 516 00:22:40,480 --> 00:22:45,240 Speaker 4: I'll be saving two thousand, seven hundred and thirty six dollars. 517 00:22:45,320 --> 00:22:46,280 Speaker 4: Get around it. 518 00:22:48,720 --> 00:22:51,520 Speaker 2: I love that money win, but I'd also still like 519 00:22:51,560 --> 00:22:53,520 Speaker 2: to point out that I only pay thirty five dollars 520 00:22:53,600 --> 00:22:53,920 Speaker 2: a month. 521 00:22:54,960 --> 00:22:56,680 Speaker 3: The ebook is free. It's on the website. 522 00:22:57,400 --> 00:22:59,960 Speaker 2: The ebook to negotiated that a deal is on the website. 523 00:23:00,280 --> 00:23:02,880 Speaker 2: Download it and I've had success. 524 00:23:03,000 --> 00:23:08,720 Speaker 4: Well, way to poopoo on Rateland's money. Speaking of bullying, 525 00:23:09,400 --> 00:23:10,639 Speaker 4: I've been bullied in the group. 526 00:23:11,520 --> 00:23:12,960 Speaker 2: Yeah, let's snee by Claire. 527 00:23:13,600 --> 00:23:16,119 Speaker 4: Claire with the meme challenge. She saw that post. 528 00:23:16,200 --> 00:23:19,479 Speaker 2: Oh I did see She saw your meme explanation and 529 00:23:19,520 --> 00:23:20,840 Speaker 2: she's raised you a better meme. 530 00:23:21,119 --> 00:23:23,360 Speaker 4: So I tried to explain a meme on the podcast, 531 00:23:23,359 --> 00:23:25,880 Speaker 4: which is very hard to do, and she said, Hey, Ryan, 532 00:23:25,880 --> 00:23:26,760 Speaker 4: why don't you try this? 533 00:23:26,800 --> 00:23:28,800 Speaker 2: So you know what I'm going to do, explain the meme. 534 00:23:29,160 --> 00:23:30,920 Speaker 4: No, I'm going to turn the tables. 535 00:23:31,880 --> 00:23:35,480 Speaker 2: Oh we are that's hi. 536 00:23:35,720 --> 00:23:38,440 Speaker 4: This is Claire Seeking, Hey Claire, this is Ryan John 537 00:23:38,480 --> 00:23:41,160 Speaker 4: Victoria Devine. 538 00:23:41,480 --> 00:23:44,200 Speaker 6: Oh my gosh, I'm pats. 539 00:23:46,840 --> 00:23:49,359 Speaker 2: We didn't know we were going to call you. But Hi, Claire, 540 00:23:49,400 --> 00:23:50,640 Speaker 2: how are you hi? 541 00:23:50,960 --> 00:23:53,320 Speaker 6: I'm so good. I feel like I have been blessed 542 00:23:53,359 --> 00:23:57,840 Speaker 6: by an absolute wonder woman. This on this ship Tuesday afternoon. 543 00:23:57,880 --> 00:24:01,159 Speaker 2: Oh my gosh, that's not dramatic at all. I'm just 544 00:24:01,200 --> 00:24:04,000 Speaker 2: having a cash water in the studio and Ryan was like, 545 00:24:04,000 --> 00:24:05,879 Speaker 2: put your headphones on, We've got business to do. And 546 00:24:05,880 --> 00:24:08,920 Speaker 2: I was like, okay. So he said that. 547 00:24:08,920 --> 00:24:11,400 Speaker 4: He's turning the table and turning the tables. I feel 548 00:24:11,440 --> 00:24:14,040 Speaker 4: like I've been bullied and called out in the group. So, Claire, 549 00:24:14,200 --> 00:24:18,120 Speaker 4: I challenge you off the cuff right now on the podcast, 550 00:24:18,359 --> 00:24:21,960 Speaker 4: explain which is being recorded? You're on right now but recording. 551 00:24:23,160 --> 00:24:27,560 Speaker 4: Can you, Claire, explain the meme that you posted in 552 00:24:27,600 --> 00:24:30,080 Speaker 4: the Sheares on the Money Facebook in an group in 553 00:24:30,119 --> 00:24:32,080 Speaker 4: an audio setting? Your time starts now? 554 00:24:32,320 --> 00:24:33,520 Speaker 2: How we do with release? 555 00:24:35,280 --> 00:24:37,879 Speaker 6: How you've turned the table so quickly? Yes, So the 556 00:24:38,520 --> 00:24:42,680 Speaker 6: meme it originates from the original rhyme John Carming the 557 00:24:42,720 --> 00:24:45,280 Speaker 6: surfer And there's two sets of ways. The first set 558 00:24:45,280 --> 00:24:47,960 Speaker 6: of wave has the check engine light and the second 559 00:24:48,280 --> 00:24:50,480 Speaker 6: wave has the coolant temperature light. 560 00:24:53,040 --> 00:24:54,760 Speaker 4: Yeah, we didn't know what that was. 561 00:24:54,040 --> 00:24:56,639 Speaker 6: I feel like I should. 562 00:24:58,400 --> 00:25:01,560 Speaker 4: Serious you picked the wrong So then with the lights 563 00:25:01,600 --> 00:25:04,200 Speaker 4: in the water, then then what's happening? What's it implying? 564 00:25:04,359 --> 00:25:04,879 Speaker 2: Implying? 565 00:25:05,000 --> 00:25:07,159 Speaker 6: So we've got we've got the surfer at the bottom 566 00:25:07,160 --> 00:25:09,600 Speaker 6: set of the waves, and because the waves are so huge, 567 00:25:09,960 --> 00:25:13,160 Speaker 6: each wave is just a bigger financial problem. But that's 568 00:25:13,200 --> 00:25:15,719 Speaker 6: why we have our emergency to make sure we can 569 00:25:15,800 --> 00:25:17,440 Speaker 6: ride out the waves and be successful. 570 00:25:17,480 --> 00:25:19,679 Speaker 2: At the end of the day, Claire, you just got 571 00:25:19,760 --> 00:25:23,160 Speaker 2: hired ass on the money meme explainer us. 572 00:25:24,840 --> 00:25:29,000 Speaker 6: Yes, I've finally got a drop can excel at. 573 00:25:29,600 --> 00:25:31,760 Speaker 2: I'm surprised her and John didn't have a sassy sound 574 00:25:31,760 --> 00:25:32,919 Speaker 2: effects so along with that. 575 00:25:32,960 --> 00:25:34,879 Speaker 6: To be honest, I was about to say, it's been 576 00:25:34,960 --> 00:25:36,919 Speaker 6: like really hidden the mark with those sound effects. I 577 00:25:36,960 --> 00:25:38,400 Speaker 6: was expecting a little fall from them. 578 00:25:38,440 --> 00:25:39,480 Speaker 2: You welcome, Ryan John. 579 00:25:40,440 --> 00:25:42,120 Speaker 4: What what kind of sound effects do you need? 580 00:25:44,080 --> 00:25:47,480 Speaker 6: Like, yeah, like a party popper round of a clause. 581 00:25:47,600 --> 00:25:50,960 Speaker 2: Around the flaws really really would have gone fart, Ryan John. 582 00:25:51,560 --> 00:25:52,639 Speaker 6: Yeah, Ryan John. 583 00:25:53,440 --> 00:25:56,640 Speaker 2: Any space station over there with nothing to show for it, 584 00:25:56,880 --> 00:25:58,840 Speaker 2: and I'm just having what's on the computer. I'm on 585 00:25:58,920 --> 00:26:06,560 Speaker 2: Claire's team. That was very loud and poorly timed. 586 00:26:06,800 --> 00:26:07,760 Speaker 3: My ear drums. 587 00:26:07,880 --> 00:26:10,840 Speaker 4: Yeah, you blame christ O connell I just found that 588 00:26:10,840 --> 00:26:14,560 Speaker 4: in his fold up because we're in that studio. Thank Claire, 589 00:26:14,600 --> 00:26:15,440 Speaker 4: thanks for your time tonight. 590 00:26:16,880 --> 00:26:19,520 Speaker 6: Thank you for blessing me with your phone call and presence, 591 00:26:19,600 --> 00:26:22,760 Speaker 6: and thank you Victoria and everybody else. And if Lucy 592 00:26:22,800 --> 00:26:25,960 Speaker 6: the sheeper doodles in there, give me you're not. 593 00:26:25,920 --> 00:26:29,000 Speaker 2: Allowed in the studio because that's very serious. Are you 594 00:26:29,040 --> 00:26:31,200 Speaker 2: a part of our budget and casually masterclass? 595 00:26:31,760 --> 00:26:33,320 Speaker 6: Unfortunately I'm not at the moment. 596 00:26:33,560 --> 00:26:36,199 Speaker 2: You are now we will pick you up with a 597 00:26:36,359 --> 00:26:38,679 Speaker 2: budget and cashually master class logging, or get Jess to 598 00:26:39,040 --> 00:26:42,000 Speaker 2: shoot that through. So if you could just message Ryan 599 00:26:42,200 --> 00:26:46,280 Speaker 2: your email address, we will see your SAPs a little. 600 00:26:46,359 --> 00:26:47,600 Speaker 2: Thank you for explaining the. 601 00:26:47,560 --> 00:26:51,600 Speaker 6: Meme the number one meet him explainer. Thank you very much. 602 00:26:51,680 --> 00:27:01,280 Speaker 2: You're welcome. It's how we explaining. Bye bye before head off, Jess, 603 00:27:01,320 --> 00:27:02,479 Speaker 2: what happened this week? 604 00:27:03,080 --> 00:27:05,880 Speaker 3: This week we got a DM from a beautiful follower 605 00:27:05,960 --> 00:27:08,560 Speaker 3: who has her own business, which I believe she started 606 00:27:08,560 --> 00:27:11,520 Speaker 3: after listening to the pod which we love hearing those stories, 607 00:27:11,520 --> 00:27:12,920 Speaker 3: by the way, keep them coming well. 608 00:27:12,960 --> 00:27:15,239 Speaker 2: She listened to the Side Hustle episode and wrote us 609 00:27:15,280 --> 00:27:17,000 Speaker 2: a beautiful handwritten card. 610 00:27:17,200 --> 00:27:18,240 Speaker 3: It touches our hearts. 611 00:27:18,359 --> 00:27:19,159 Speaker 2: Aye. 612 00:27:19,359 --> 00:27:22,000 Speaker 3: I thought that's okay, But she reached out and she 613 00:27:22,280 --> 00:27:23,879 Speaker 3: was like, hey, like, I just wanted to send you 614 00:27:23,880 --> 00:27:26,719 Speaker 3: guys something as a little thank you, I'm from my business, 615 00:27:26,800 --> 00:27:28,800 Speaker 3: and we were like, oh, no problem. She sent it over. 616 00:27:29,280 --> 00:27:32,720 Speaker 3: She got every single member of our team everyone these 617 00:27:32,760 --> 00:27:35,919 Speaker 3: beautiful little personalized pieces. So I'm giving Georgia's live on 618 00:27:36,000 --> 00:27:38,640 Speaker 3: cara Is podcas. 619 00:27:40,160 --> 00:27:43,320 Speaker 2: But she had put together literally a present for everyone, 620 00:27:43,440 --> 00:27:48,480 Speaker 2: including Lucy. Lucy got a customized dog bowl, Ryan John 621 00:27:48,600 --> 00:27:50,560 Speaker 2: got his customized coffee cut. 622 00:27:50,480 --> 00:27:51,960 Speaker 4: Got to keep cut with my name. 623 00:27:51,960 --> 00:27:56,080 Speaker 2: And it was beautiful and we all got key rings 624 00:27:56,080 --> 00:28:01,560 Speaker 2: to try this so sweet away anyway, So her business 625 00:28:01,720 --> 00:28:05,000 Speaker 2: was called only the Sweet Stuff And if you guys 626 00:28:05,000 --> 00:28:08,639 Speaker 2: follow Lucy the sheeper Doodle on Instagram, you would have 627 00:28:08,680 --> 00:28:12,240 Speaker 2: seen her bowl tagged on Instagram recently. But we'll do 628 00:28:12,280 --> 00:28:14,640 Speaker 2: a post on our story today about it because genuinely, 629 00:28:14,680 --> 00:28:18,280 Speaker 2: it was the sweetest gift very and like, I loved 630 00:28:18,359 --> 00:28:21,640 Speaker 2: that she actually handmakes them herself and she reached out 631 00:28:21,680 --> 00:28:24,040 Speaker 2: to us and started it because of the pod is. 632 00:28:24,240 --> 00:28:26,399 Speaker 2: That's not the sweetest story, I don't know what is. 633 00:28:26,600 --> 00:28:28,399 Speaker 2: And to be honest, it's why Ryan John and I 634 00:28:28,480 --> 00:28:31,879 Speaker 2: are genuinely so excited about the Business Bible, because the 635 00:28:31,920 --> 00:28:35,200 Speaker 2: Business Bible is literally just this like collective of small 636 00:28:35,240 --> 00:28:37,320 Speaker 2: businesses that are all going to come together to support 637 00:28:37,359 --> 00:28:38,960 Speaker 2: each other, and we are going to give you the 638 00:28:38,960 --> 00:28:41,640 Speaker 2: tools and resources that you need to actually smash your 639 00:28:41,640 --> 00:28:44,640 Speaker 2: business goals. And I actually can't wait, Like I'm so 640 00:28:44,840 --> 00:28:45,800 Speaker 2: passionate about it. 641 00:28:45,880 --> 00:28:48,280 Speaker 4: So what she's on the money is to your money. 642 00:28:48,720 --> 00:28:51,520 Speaker 4: The business Bible is about your side, hustle, your side 643 00:28:51,880 --> 00:28:52,480 Speaker 4: or whatever you're doing. 644 00:28:52,600 --> 00:28:55,600 Speaker 2: Yes, yep, Ryan, we were talking about this earlier this week, 645 00:28:55,640 --> 00:28:57,800 Speaker 2: and I'm just so sick of this, like, oh, if 646 00:28:57,800 --> 00:28:59,440 Speaker 2: you've got a business, when are you going to make 647 00:28:59,440 --> 00:29:01,960 Speaker 2: your first meal? Like that is not what business is about. 648 00:29:02,080 --> 00:29:03,480 Speaker 4: I feel like a lot of them. I don't know 649 00:29:03,520 --> 00:29:04,920 Speaker 4: if I get it more because I'm a dude in 650 00:29:04,960 --> 00:29:07,800 Speaker 4: my algorithm, but they're really like browie and techy in 651 00:29:07,840 --> 00:29:08,400 Speaker 4: a bit gross. 652 00:29:08,560 --> 00:29:10,440 Speaker 2: Yeah, like are you cracking ten K? 653 00:29:11,000 --> 00:29:13,000 Speaker 4: I get up at four am and drink fifteen green 654 00:29:13,040 --> 00:29:14,800 Speaker 4: smoothies just to get my mindset right. 655 00:29:14,840 --> 00:29:20,400 Speaker 2: I drink for eggs like I have it all right, attack, 656 00:29:21,120 --> 00:29:24,120 Speaker 2: But I genuinely feel like people aren't celebrating the side 657 00:29:24,200 --> 00:29:26,360 Speaker 2: huzzle and teaching us Well, okay, if you're going to 658 00:29:26,400 --> 00:29:28,400 Speaker 2: start a side huszle how much do you actually have 659 00:29:28,440 --> 00:29:29,720 Speaker 2: to put a side for tax? And what does that 660 00:29:29,760 --> 00:29:31,960 Speaker 2: look like? And like what can I do to be better? 661 00:29:32,040 --> 00:29:34,160 Speaker 2: And like I just want to celebrate the small businesses 662 00:29:34,160 --> 00:29:36,600 Speaker 2: in our community and Ryan John and I are going 663 00:29:36,640 --> 00:29:39,800 Speaker 2: to do just that. But I think that is enough 664 00:29:39,840 --> 00:29:42,520 Speaker 2: from us today. So just before we head off, we'd 665 00:29:42,560 --> 00:29:45,400 Speaker 2: like to acknowledge and pay respects to Australians, Aboriginal and 666 00:29:45,440 --> 00:29:49,200 Speaker 2: to Irrestraate islander peoples, the traditional custodians of the lands, 667 00:29:49,240 --> 00:29:52,520 Speaker 2: the waterways and the skies all across Australia. We thank 668 00:29:52,560 --> 00:29:54,360 Speaker 2: you for sharing and for carrying on the land which 669 00:29:54,400 --> 00:29:56,880 Speaker 2: we are able to learn. We pay our respects to 670 00:29:56,920 --> 00:29:59,440 Speaker 2: elders past and present, and we share our friendship and 671 00:29:59,600 --> 00:30:03,239 Speaker 2: kind The advice shared on She's on the Money is 672 00:30:03,320 --> 00:30:06,920 Speaker 2: general in nature and does not consider your individual circumstances. 673 00:30:07,120 --> 00:30:10,240 Speaker 2: She's on the Money exists purely for educational purposes and 674 00:30:10,240 --> 00:30:12,400 Speaker 2: should not be relied upon to make an investment or 675 00:30:12,520 --> 00:30:16,240 Speaker 2: financial decision. And we promise I am actually an authorized 676 00:30:16,240 --> 00:30:21,040 Speaker 2: representative of Australia Specific Funds Management Proprietary Limited ABN three 677 00:30:21,080 --> 00:30:23,480 Speaker 2: four one three two four six three two five seven, 678 00:30:23,560 --> 00:30:26,440 Speaker 2: AFSL three three nine one five one Georgia. Did I 679 00:30:26,440 --> 00:30:30,400 Speaker 2: do all right? Problems? I'm really proud of that one. 680 00:30:30,560 --> 00:30:32,720 Speaker 2: Now we need to remind you, because we are consuming 681 00:30:32,720 --> 00:30:35,400 Speaker 2: alcohol on this podcast, to a drink responsibly as we 682 00:30:35,440 --> 00:30:37,680 Speaker 2: we have currently had one drink and that's probably about 683 00:30:37,720 --> 00:30:40,640 Speaker 2: all we need. But again, thank you to Ryan and 684 00:30:40,680 --> 00:30:43,800 Speaker 2: Beck our producer Angels for always bringing these pods together 685 00:30:43,880 --> 00:30:46,320 Speaker 2: and getting them in your ears on a Friday morning, 686 00:30:46,600 --> 00:30:48,240 Speaker 2: ready for the weekend to come. 687 00:30:48,680 --> 00:30:51,000 Speaker 5: Happy Valentine's Day. 688 00:30:51,000 --> 00:30:56,840 Speaker 2: Five Friends Get rid of It