1
00:00:00,200 --> 00:00:14,600
Speaker 1: She's on the Money. She's on the Money. Hello, and

2
00:00:14,720 --> 00:00:17,799
Speaker 1: welcome to She's on the Money, the podcast for millennials

3
00:00:17,840 --> 00:00:21,840
Speaker 1: who want financial freedom. Welcome to one of our Friday

4
00:00:21,920 --> 00:00:24,600
Speaker 1: Drinks episodes where we celebrate the money wins from our

5
00:00:24,680 --> 00:00:27,480
Speaker 1: She's on the Money community. Because there are so many

6
00:00:27,560 --> 00:00:30,400
Speaker 1: great money wins and confessions shared every single week in

7
00:00:30,440 --> 00:00:32,720
Speaker 1: our group, and we spend a very big part of

8
00:00:32,760 --> 00:00:35,440
Speaker 1: our day during the day in the office actually talking

9
00:00:35,479 --> 00:00:37,680
Speaker 1: about these wins, and this is the time to bring

10
00:00:37,720 --> 00:00:42,000
Speaker 1: it to life. So let's jump straight into it. Georgia King,

11
00:00:42,040 --> 00:00:43,599
Speaker 1: what was this week's deep dive.

12
00:00:43,400 --> 00:00:47,280
Speaker 2: On Vicki d This week we spoke about getting scammed

13
00:00:47,600 --> 00:00:50,640
Speaker 2: and how to avoid getting scammed. Most importantly, it was

14
00:00:50,680 --> 00:00:51,280
Speaker 2: a big chat.

15
00:00:51,320 --> 00:00:52,760
Speaker 1: It was a good chat. It was a big chat,

16
00:00:53,120 --> 00:00:55,800
Speaker 1: a bit of a heated chat. We never hated chat nice.

17
00:00:56,000 --> 00:00:58,920
Speaker 2: Last year For anyone who's missed the show, last year,

18
00:01:00,000 --> 00:01:03,640
Speaker 2: one hundred and seventy six million dollars was lost to scam.

19
00:01:03,800 --> 00:01:05,559
Speaker 2: So this is a massive issue.

20
00:01:05,600 --> 00:01:07,199
Speaker 1: That's a lot of money.

21
00:01:07,360 --> 00:01:09,119
Speaker 3: So one of the money wins we're going to get

22
00:01:09,120 --> 00:01:11,800
Speaker 3: through from Alice soon. Her win is real, but it

23
00:01:11,840 --> 00:01:14,679
Speaker 3: looked like a scam. It's like the opposite. Oh really yeah,

24
00:01:14,680 --> 00:01:16,640
Speaker 3: and you'll know when I get to it. But I

25
00:01:16,680 --> 00:01:18,760
Speaker 3: would not have taken the money win that Alice got

26
00:01:18,760 --> 00:01:19,920
Speaker 3: because it looked scamy.

27
00:01:20,160 --> 00:01:23,960
Speaker 2: Yeah, well they're everywhere. They take all different cards of forms,

28
00:01:24,640 --> 00:01:27,720
Speaker 2: and I think the moral of the story was like, no,

29
00:01:27,760 --> 00:01:29,640
Speaker 2: one's just s not to get scammed, all.

30
00:01:29,640 --> 00:01:32,080
Speaker 1: Right, So Ryan, this week, our money diarist actually shared

31
00:01:32,080 --> 00:01:33,960
Speaker 1: a really special story with us.

32
00:01:33,959 --> 00:01:36,880
Speaker 4: Special but would you say infuriating?

33
00:01:37,000 --> 00:01:39,280
Speaker 1: Oh my gosh, it really annoyed me, but at the

34
00:01:39,280 --> 00:01:41,200
Speaker 1: same time like really powerful.

35
00:01:41,280 --> 00:01:41,480
Speaker 4: Yeah.

36
00:01:41,520 --> 00:01:43,960
Speaker 3: It was about a young lady who has chronic pain,

37
00:01:44,319 --> 00:01:46,120
Speaker 3: which is bad enough, but I think the fact that

38
00:01:46,160 --> 00:01:50,240
Speaker 3: her employer didn't really seem to get it or be

39
00:01:50,320 --> 00:01:53,160
Speaker 3: overly helpful. And I know that when we stopped recording,

40
00:01:53,280 --> 00:01:55,760
Speaker 3: Victoria and I got real angry and we got real

41
00:01:55,840 --> 00:01:58,200
Speaker 3: deep into it with our money Tyrus, and I think

42
00:01:58,240 --> 00:01:59,720
Speaker 3: a lot of people, and Jess, you've been in the

43
00:01:59,720 --> 00:02:02,080
Speaker 3: commut a lot of response to that, and a lot

44
00:02:02,080 --> 00:02:03,680
Speaker 3: of people are in sort of I mean, all chronic

45
00:02:03,720 --> 00:02:05,520
Speaker 3: pain stories are different, but a lot of people in

46
00:02:05,560 --> 00:02:07,080
Speaker 3: a similar boat, right, A lot of.

47
00:02:07,080 --> 00:02:09,720
Speaker 5: People suffering silently, which I think it was really nice

48
00:02:09,720 --> 00:02:11,240
Speaker 5: for us to kind of get that feedback and get

49
00:02:11,240 --> 00:02:13,360
Speaker 5: to talk to people and have people say wow, like

50
00:02:13,639 --> 00:02:16,080
Speaker 5: nobody talks about this, it's such a big thing. I

51
00:02:16,080 --> 00:02:19,160
Speaker 5: didn't realize how many people in our community would relate

52
00:02:19,200 --> 00:02:21,480
Speaker 5: to that money story, so it was really nice to

53
00:02:21,520 --> 00:02:23,560
Speaker 5: hear that people were kind of resonating and they've been

54
00:02:23,600 --> 00:02:26,320
Speaker 5: sharing links to different groups and communities and it's just

55
00:02:26,360 --> 00:02:26,880
Speaker 5: been amazing.

56
00:02:27,120 --> 00:02:29,840
Speaker 3: Well, I actually think we mentioned that once because she

57
00:02:29,880 --> 00:02:31,880
Speaker 3: said I don't know anyone else in my situation. I

58
00:02:31,880 --> 00:02:34,720
Speaker 3: was like, surely there's Facebook groups and there's other people

59
00:02:34,720 --> 00:02:36,720
Speaker 3: who are the same, and we've probably got eighty emails

60
00:02:36,840 --> 00:02:38,959
Speaker 3: from other chronic pain suffers. So I was like, even

61
00:02:38,960 --> 00:02:42,480
Speaker 3: if we can just pull together together because, as we

62
00:02:42,520 --> 00:02:45,000
Speaker 3: all know, having people with you know, shared problems, you

63
00:02:45,000 --> 00:02:47,079
Speaker 3: can share advice and support and stuff like that.

64
00:02:47,120 --> 00:02:49,520
Speaker 1: So yeah, and you and I during that episode got

65
00:02:49,560 --> 00:02:52,600
Speaker 1: really frustrated, and we even ended up taking that conversation

66
00:02:52,800 --> 00:02:55,320
Speaker 1: offline with our money darist after to just be like,

67
00:02:55,400 --> 00:02:56,919
Speaker 1: is there any way we can help and what can

68
00:02:56,960 --> 00:02:59,280
Speaker 1: we do? And Ryan, I have an update for you. Really,

69
00:02:59,360 --> 00:03:03,600
Speaker 1: She handed in her resignation and quiz and she said

70
00:03:03,639 --> 00:03:05,480
Speaker 1: she did it because she had a conversation with us

71
00:03:05,520 --> 00:03:07,400
Speaker 1: and said, yeah, I actually need to find an employer

72
00:03:07,400 --> 00:03:09,720
Speaker 1: who sees the value in me, and I see the

73
00:03:09,800 --> 00:03:12,280
Speaker 1: value in and I just don't want to be associated anymore.

74
00:03:12,480 --> 00:03:14,880
Speaker 1: So she's slid into my DMS on Tuesday to let

75
00:03:14,919 --> 00:03:16,600
Speaker 1: me know the good news. But she's looking for a

76
00:03:16,600 --> 00:03:18,880
Speaker 1: new role now, and I just think that that's you know,

77
00:03:19,040 --> 00:03:21,079
Speaker 1: that's a really hard decision to make, and so I'm

78
00:03:21,120 --> 00:03:22,440
Speaker 1: really celebrating that this week.

79
00:03:22,480 --> 00:03:25,240
Speaker 3: Well, I think she that decision itself was driving her

80
00:03:25,280 --> 00:03:27,440
Speaker 3: mad because she kind of knew that she had to go.

81
00:03:28,000 --> 00:03:30,720
Speaker 3: But you know, it's so easy for anyone else to

82
00:03:30,760 --> 00:03:32,960
Speaker 3: be like, oh, just leave then, but to actually have

83
00:03:33,000 --> 00:03:35,280
Speaker 3: a think about it, do the numbers, get yourself set up,

84
00:03:35,280 --> 00:03:36,280
Speaker 3: and make that decision.

85
00:03:36,720 --> 00:03:38,800
Speaker 1: Yeah. So I'm really proud of her, and I lack

86
00:03:38,880 --> 00:03:40,480
Speaker 1: that we got a little bit of a money diary

87
00:03:40,480 --> 00:03:43,320
Speaker 1: follow up, especially so close to their bood diary.

88
00:03:43,440 --> 00:03:43,960
Speaker 4: That's awesome.

89
00:03:44,040 --> 00:03:44,720
Speaker 6: Yeah.

90
00:03:44,760 --> 00:03:47,880
Speaker 5: And to that end, someone in the community Izzy thank you,

91
00:03:48,000 --> 00:03:51,920
Speaker 5: said that Medicare actually offers a plan for chronic disease management.

92
00:03:52,120 --> 00:03:54,120
Speaker 5: So for all of those people in our community who

93
00:03:54,120 --> 00:03:56,680
Speaker 5: were saying they were also suffering, it might be something

94
00:03:56,680 --> 00:03:58,400
Speaker 5: worth looking into to see if they can help you out.

95
00:03:58,480 --> 00:03:59,040
Speaker 4: Absolutely.

96
00:03:59,320 --> 00:04:01,360
Speaker 1: That's really power full as well, because sometimes you just

97
00:04:01,400 --> 00:04:03,800
Speaker 1: don't know what you can have access to or not, and.

98
00:04:03,760 --> 00:04:06,160
Speaker 5: You just I would not have known that existed. I

99
00:04:06,360 --> 00:04:07,280
Speaker 5: slid into our DMS.

100
00:04:07,320 --> 00:04:09,520
Speaker 1: Absolutely, thank you is he But I think it's now

101
00:04:09,600 --> 00:04:12,400
Speaker 1: time to slide right on in to the Community Wins

102
00:04:12,440 --> 00:04:13,640
Speaker 1: of the Week with Ryan John.

103
00:04:14,560 --> 00:04:16,120
Speaker 4: All right, Tony Lodge is in the room as well.

104
00:04:16,200 --> 00:04:17,880
Speaker 3: Hey, Tony, I think you're going to froth this money

105
00:04:17,920 --> 00:04:20,680
Speaker 3: when as well it's by Nicole Saunders kind of Actually,

106
00:04:20,720 --> 00:04:23,240
Speaker 3: how much do you think a Smeg oven is? You

107
00:04:23,240 --> 00:04:24,559
Speaker 3: know there's real boogie ones.

108
00:04:24,680 --> 00:04:26,800
Speaker 1: Oh, there's Spino. Do you know why I know they're

109
00:04:26,839 --> 00:04:31,800
Speaker 1: Speno because no, no, we're looking at the wrong person

110
00:04:31,839 --> 00:04:34,200
Speaker 1: in the room who actually owns a spare oven.

111
00:04:36,279 --> 00:04:39,120
Speaker 3: Ryan, I forgot about that because and wait for it,

112
00:04:39,760 --> 00:04:43,640
Speaker 3: one of his investments. I don't actually live in that

113
00:04:43,680 --> 00:04:51,120
Speaker 3: property problems Anyway, we can we all agree that the

114
00:04:51,160 --> 00:04:54,360
Speaker 3: Smeg appliance is as a whole of fancy as very sure.

115
00:04:54,600 --> 00:04:56,920
Speaker 1: Yeah, I'm in the market for a new toaster. I

116
00:04:56,960 --> 00:04:59,160
Speaker 1: did not realize that a toaster could be more than

117
00:04:59,160 --> 00:05:02,000
Speaker 1: one hundred dollars alone. Two hundred and nineteen. What the hell.

118
00:05:02,440 --> 00:05:03,880
Speaker 7: I would just like to let you win on a

119
00:05:03,880 --> 00:05:07,680
Speaker 7: little secret. There is a smeg dupe at Kmar exactly

120
00:05:07,720 --> 00:05:13,040
Speaker 7: the same forty dollars.

121
00:05:13,760 --> 00:05:16,160
Speaker 3: Nicole said they normally cost her an oven over three

122
00:05:16,240 --> 00:05:17,040
Speaker 3: thousand dollars.

123
00:05:17,279 --> 00:05:22,039
Speaker 4: I got mine for nine hundred and fifty. Wow, that's

124
00:05:22,080 --> 00:05:22,280
Speaker 4: the thing.

125
00:05:22,360 --> 00:05:24,440
Speaker 3: She kind of just dropped that comment and ghosted, And

126
00:05:24,480 --> 00:05:27,360
Speaker 3: I'm like, oh wow, I want answers, I want websites,

127
00:05:27,400 --> 00:05:28,200
Speaker 3: I want links.

128
00:05:27,960 --> 00:05:30,080
Speaker 4: I need details. Nicole, don't let me hanging.

129
00:05:30,360 --> 00:05:31,640
Speaker 1: I'm going to do it with some insight.

130
00:05:31,800 --> 00:05:33,719
Speaker 5: I bet she was a marketplace win I bet you

131
00:05:33,800 --> 00:05:34,719
Speaker 5: she manifested it.

132
00:05:35,040 --> 00:05:36,480
Speaker 4: Really, you reckon.

133
00:05:36,600 --> 00:05:39,080
Speaker 1: Everybody manifests everything in the marketplace.

134
00:05:39,680 --> 00:05:40,799
Speaker 6: It's a thing.

135
00:05:40,920 --> 00:05:44,760
Speaker 3: Well, here's the one I mentioned before about scams. Alice says,

136
00:05:44,839 --> 00:05:47,440
Speaker 3: I got an email out of the blue from my

137
00:05:47,600 --> 00:05:49,680
Speaker 3: university saying I'd won a thousand dollars.

138
00:05:49,839 --> 00:05:53,040
Speaker 6: Sure, yeah, scam right sticks to the scam.

139
00:05:52,880 --> 00:05:53,160
Speaker 4: She goes.

140
00:05:53,200 --> 00:05:54,839
Speaker 3: I thought it was sas, but I followed up it

141
00:05:54,880 --> 00:05:56,680
Speaker 3: was true. I got one thousand dollars from my union

142
00:05:56,680 --> 00:05:58,599
Speaker 3: and I used it to buy an iPad for my studies.

143
00:06:00,600 --> 00:06:02,640
Speaker 3: And like I said, I would just never click on that.

144
00:06:03,080 --> 00:06:03,640
Speaker 1: No, true.

145
00:06:03,680 --> 00:06:05,720
Speaker 5: She obviously did the right thing and like checked into

146
00:06:05,720 --> 00:06:08,000
Speaker 5: it though. Check the email. That's my top tip. Check

147
00:06:08,040 --> 00:06:10,080
Speaker 5: the email that your email comes from, because no matter

148
00:06:10,120 --> 00:06:13,000
Speaker 5: how legit it looks, if it comes from XYZ one

149
00:06:13,080 --> 00:06:15,960
Speaker 5: two seven ninety four Pubs, Knowledgey.

150
00:06:15,920 --> 00:06:19,000
Speaker 4: Amazon Australia document true.

151
00:06:19,000 --> 00:06:21,040
Speaker 1: And this leads onto a money win or loss that

152
00:06:21,080 --> 00:06:23,520
Speaker 1: I actually had a couple of years ago, way back

153
00:06:23,560 --> 00:06:26,640
Speaker 1: when I used to have a personal loan. Obviously bad

154
00:06:26,680 --> 00:06:29,720
Speaker 1: decision for me. We've learned, we've lived, we've moved on.

155
00:06:30,160 --> 00:06:32,560
Speaker 1: But there was a class action about the insurance on it,

156
00:06:32,640 --> 00:06:35,120
Speaker 1: and I ended up making about three thousand dollars back

157
00:06:35,120 --> 00:06:37,520
Speaker 1: on that, which was a crazy money win, right, But

158
00:06:37,640 --> 00:06:39,520
Speaker 1: turns out my partner and I are two peas in

159
00:06:39,520 --> 00:06:41,960
Speaker 1: a pod. He also had a personal loan at some

160
00:06:42,080 --> 00:06:44,719
Speaker 1: point and he thought it was a scam, and he

161
00:06:44,839 --> 00:06:46,640
Speaker 1: had his loan longer than me, so he would have

162
00:06:46,680 --> 00:06:48,960
Speaker 1: made way more than that, but because he didn't join

163
00:06:49,000 --> 00:06:51,120
Speaker 1: in on the class action, he never got it. And

164
00:06:51,160 --> 00:06:52,800
Speaker 1: then he was like, oh, I thought it was fake.

165
00:06:53,360 --> 00:06:57,719
Speaker 7: He could have brought a smeg oven all right.

166
00:06:57,760 --> 00:07:00,200
Speaker 3: And Natasha said, there was an event at work was

167
00:07:00,200 --> 00:07:03,000
Speaker 3: sponsored by Pancake Parlor who brought in these boxes of

168
00:07:03,040 --> 00:07:06,120
Speaker 3: pancake micks. I stole thirty two dollars worth of pancake

169
00:07:06,120 --> 00:07:07,400
Speaker 3: mix and had the greatest week.

170
00:07:07,200 --> 00:07:07,720
Speaker 4: Of my life.

171
00:07:09,640 --> 00:07:11,560
Speaker 1: I love it. She's like, and I had the greatest

172
00:07:11,600 --> 00:07:13,400
Speaker 1: week of my life, like we know you did.

173
00:07:14,080 --> 00:07:15,239
Speaker 6: I love pancake Parlo.

174
00:07:15,320 --> 00:07:19,720
Speaker 1: It's so so I don't think I've ever been I

175
00:07:18,080 --> 00:07:20,920
Speaker 1: love I love bankcakes.

176
00:07:21,000 --> 00:07:25,000
Speaker 8: Du't for pancake ball. I used to actually sing on

177
00:07:25,040 --> 00:07:25,920
Speaker 8: their ads.

178
00:07:27,040 --> 00:07:27,240
Speaker 6: Yeah.

179
00:07:27,240 --> 00:07:29,160
Speaker 8: I was their voice of artist for a while.

180
00:07:30,440 --> 00:07:32,360
Speaker 1: Yeah, because you can sing sing, can't you.

181
00:07:32,440 --> 00:07:32,640
Speaker 4: Yeah?

182
00:07:33,040 --> 00:07:36,320
Speaker 7: Well well people say, but yes, yeah, and I was there.

183
00:07:36,520 --> 00:07:37,840
Speaker 7: I did their ads for a while.

184
00:07:38,760 --> 00:07:41,040
Speaker 1: What did you get Tony to do our new intro?

185
00:07:42,560 --> 00:07:45,320
Speaker 4: What did you sing like? Was it a big opera song?

186
00:07:46,840 --> 00:07:47,200
Speaker 8: I don't know.

187
00:07:47,240 --> 00:07:50,640
Speaker 7: It was just a cheesy jingle. So every season their

188
00:07:50,680 --> 00:07:54,160
Speaker 7: jingle change from I like pancakes, you know you love pancakes,

189
00:07:54,240 --> 00:07:59,800
Speaker 7: to like, God, it's freezing forget about working, pancake.

190
00:08:03,560 --> 00:08:07,360
Speaker 4: Thanks, I actually didn't believe you.

191
00:08:08,920 --> 00:08:10,520
Speaker 1: Jess's face just went.

192
00:08:11,600 --> 00:08:12,600
Speaker 8: No, she's legit.

193
00:08:14,040 --> 00:08:14,680
Speaker 4: That's so good.

194
00:08:14,840 --> 00:08:16,280
Speaker 3: Just letting you guys know one of the world's greatest

195
00:08:16,280 --> 00:08:17,480
Speaker 3: puns is coming in the next few minutes.

196
00:08:17,520 --> 00:08:18,240
Speaker 4: You'll hear it when it's there.

197
00:08:18,320 --> 00:08:21,679
Speaker 3: Hey, Bianka says, I use that She's on the Money

198
00:08:21,720 --> 00:08:23,800
Speaker 3: script to negotiate on our mortgage rate.

199
00:08:24,040 --> 00:08:27,080
Speaker 1: Yes, I put so much effort into that script us jairs.

200
00:08:27,280 --> 00:08:30,400
Speaker 3: Yeah, it's true, absolutely, And the script isn't just for mortgages,

201
00:08:30,440 --> 00:08:30,920
Speaker 3: right am I right?

202
00:08:30,960 --> 00:08:31,920
Speaker 4: And saying phone.

203
00:08:31,640 --> 00:08:34,480
Speaker 1: Bills literally everything. It's about just asking for a better

204
00:08:34,559 --> 00:08:36,520
Speaker 1: rate and being able to have a little bit of conviction,

205
00:08:36,559 --> 00:08:39,960
Speaker 1: because sometimes you just feel like a bit lost, especially

206
00:08:40,000 --> 00:08:43,000
Speaker 1: when someone says, yeah, Tony, no, I can't do that. Okay,

207
00:08:43,120 --> 00:08:45,000
Speaker 1: no problems. That's so funny. If you can't do that,

208
00:08:45,160 --> 00:08:47,880
Speaker 1: can I speak to somebody who can? And they're always like, oh,

209
00:08:47,920 --> 00:08:50,920
Speaker 1: I wouldn't do that, But I've given you the script,

210
00:08:51,000 --> 00:08:52,680
Speaker 1: so you just read it and you feel like a

211
00:08:52,679 --> 00:08:53,400
Speaker 1: bit of a baller.

212
00:08:53,440 --> 00:08:54,520
Speaker 8: Where can I find the script?

213
00:08:54,600 --> 00:08:56,800
Speaker 1: You can find it for free download on our website.

214
00:08:57,120 --> 00:09:00,840
Speaker 3: She's on the Money dot com au is now paying

215
00:09:00,920 --> 00:09:04,920
Speaker 3: one hundred and fifty dollars less every week everywhere. Nument's

216
00:09:04,920 --> 00:09:06,600
Speaker 3: one hundred and fifty dollars a week on her mortgage

217
00:09:06,679 --> 00:09:10,360
Speaker 3: less because of the negotiation. She said, instead of keeping

218
00:09:10,559 --> 00:09:11,079
Speaker 3: we did that.

219
00:09:11,240 --> 00:09:12,200
Speaker 4: We did that. Well, we did that.

220
00:09:12,320 --> 00:09:15,480
Speaker 1: I mean she did that, but like we're a part

221
00:09:15,520 --> 00:09:18,240
Speaker 1: of it. Take you on at it, take it out.

222
00:09:19,400 --> 00:09:22,000
Speaker 3: The anchor actually said, instead of taking one hundred and fifty,

223
00:09:22,120 --> 00:09:23,800
Speaker 3: she's keeping it in there, so she's paying off her

224
00:09:23,840 --> 00:09:24,800
Speaker 3: loan even faster.

225
00:09:24,840 --> 00:09:28,160
Speaker 1: And Breain yes, And there are some really cool calculators online.

226
00:09:28,160 --> 00:09:29,719
Speaker 1: I'm sure we can link one in the group this

227
00:09:29,760 --> 00:09:32,439
Speaker 1: week of just how much additional repayments could be. And

228
00:09:32,480 --> 00:09:34,160
Speaker 1: I think a lot of people they're often like, oh,

229
00:09:34,200 --> 00:09:36,520
Speaker 1: I really want to save money or my mortgage so

230
00:09:36,960 --> 00:09:38,920
Speaker 1: you know, save money each week, and it's like, no,

231
00:09:39,040 --> 00:09:41,240
Speaker 1: pay what you're originally paying a nucle paid off like

232
00:09:41,320 --> 00:09:44,120
Speaker 1: ten years earlier. That's crazy, that's so good.

233
00:09:44,720 --> 00:09:46,360
Speaker 4: I can't keep a straight face and do the pun.

234
00:09:46,520 --> 00:09:48,840
Speaker 1: All right, we're ready, you've got this. We believe in you.

235
00:09:49,080 --> 00:09:51,440
Speaker 3: I actually can't. I cried laughing trying to explain it

236
00:09:51,440 --> 00:09:52,400
Speaker 3: to someone. And it's not that.

237
00:09:52,400 --> 00:09:54,920
Speaker 1: Funny, all right, nobody take a sip of drink because

238
00:09:54,880 --> 00:09:56,120
Speaker 1: we are going to laugh at right.

239
00:09:56,240 --> 00:10:00,880
Speaker 3: No, it's so embarrassing now, Annabelle pardoh and Pardo me

240
00:10:00,920 --> 00:10:02,000
Speaker 3: if I pronounced that wrong.

241
00:10:03,040 --> 00:10:04,400
Speaker 4: We were that's what.

242
00:10:04,280 --> 00:10:05,400
Speaker 1: You came to the show with.

243
00:10:05,679 --> 00:10:06,360
Speaker 6: It was good.

244
00:10:07,160 --> 00:10:09,720
Speaker 8: Is the pun still six out of ten, that's what

245
00:10:09,760 --> 00:10:10,120
Speaker 8: she said.

246
00:10:10,559 --> 00:10:12,600
Speaker 1: That's a six out of ten. But also, can we

247
00:10:12,640 --> 00:10:15,280
Speaker 1: just talk about the lead up to that pun Like

248
00:10:15,400 --> 00:10:17,920
Speaker 1: we got to the studio, he's been talking about it

249
00:10:17,960 --> 00:10:20,040
Speaker 1: since we arrived, about how good it's going to be,

250
00:10:20,120 --> 00:10:21,160
Speaker 1: and that's what it was.

251
00:10:21,280 --> 00:10:22,680
Speaker 6: Found four flat after.

252
00:10:22,480 --> 00:10:26,240
Speaker 3: That, Annabel Pardeau says, we delivered, we got delivered the

253
00:10:26,400 --> 00:10:28,200
Speaker 3: totally wrong grocery order.

254
00:10:28,559 --> 00:10:29,880
Speaker 8: You're right, man, spit it out.

255
00:10:30,960 --> 00:10:32,040
Speaker 1: Get to the point.

256
00:10:32,720 --> 00:10:38,480
Speaker 3: Well, we were delivered the totally wrong grocery order. They

257
00:10:38,520 --> 00:10:40,880
Speaker 3: then delivered the correct order the following day and we

258
00:10:41,000 --> 00:10:42,079
Speaker 3: got double grocery.

259
00:10:42,240 --> 00:10:43,400
Speaker 4: Well done, pard.

260
00:10:44,280 --> 00:10:44,760
Speaker 6: That's a win.

261
00:10:44,960 --> 00:10:45,520
Speaker 8: That's good.

262
00:10:45,600 --> 00:10:46,120
Speaker 1: That's a win.

263
00:10:46,480 --> 00:10:50,920
Speaker 3: And not Elizabeth, not Liz, but Elizabeth is her name,

264
00:10:52,120 --> 00:10:55,120
Speaker 3: she says, hopefully soon to be money win. I'm the

265
00:10:55,160 --> 00:10:57,360
Speaker 3: co owner of a food business and we're in the

266
00:10:57,360 --> 00:10:59,760
Speaker 3: process of upscaling our kitchen. And could you imagine the

267
00:11:00,200 --> 00:11:01,199
Speaker 3: of the equipment and.

268
00:11:01,040 --> 00:11:04,600
Speaker 1: Commercial treachments so much more than the smeg oven that

269
00:11:04,679 --> 00:11:05,439
Speaker 1: you would.

270
00:11:05,160 --> 00:11:08,920
Speaker 3: Not normally really expensive. And just as we were about

271
00:11:08,960 --> 00:11:11,800
Speaker 3: to invest and buy all this stuff, we found a huge,

272
00:11:11,880 --> 00:11:14,480
Speaker 3: double doored fridge on the side of the road.

273
00:11:15,120 --> 00:11:17,840
Speaker 4: Literally, like talk about manifest seeing.

274
00:11:19,400 --> 00:11:22,560
Speaker 5: Mat place those to me a symbol of wealth, like

275
00:11:22,640 --> 00:11:24,440
Speaker 5: I'm going to feel like I've made it when I

276
00:11:24,480 --> 00:11:25,440
Speaker 5: have a double door for it.

277
00:11:25,600 --> 00:11:27,720
Speaker 4: But this is like the rich.

278
00:11:27,640 --> 00:11:30,120
Speaker 1: Rich kids had. I used to see it as the ice.

279
00:11:29,880 --> 00:11:33,520
Speaker 8: With the ice in the fridge with the ice plumbed in.

280
00:11:33,640 --> 00:11:35,360
Speaker 1: Yeah, that's boogie.

281
00:11:35,559 --> 00:11:35,880
Speaker 4: She said.

282
00:11:35,880 --> 00:11:37,199
Speaker 3: She knocked on the door because it was out in

283
00:11:37,200 --> 00:11:38,840
Speaker 3: the front of someone's house and said, hey, I'm about

284
00:11:38,840 --> 00:11:39,520
Speaker 3: to take that fridge.

285
00:11:39,559 --> 00:11:40,800
Speaker 4: Is that fine? Didn't want to do.

286
00:11:40,760 --> 00:11:43,240
Speaker 1: The wrong halfway through moving house and you've just put

287
00:11:43,240 --> 00:11:45,760
Speaker 1: it thief.

288
00:11:45,960 --> 00:11:48,800
Speaker 3: Hey, it's perfectly fine, probably just needs a service. And

289
00:11:48,840 --> 00:11:51,400
Speaker 3: she went great and took it, and it's currently getting

290
00:11:51,440 --> 00:11:55,160
Speaker 3: serviced now. Hence why it's the hopefully future money Winny

291
00:11:55,240 --> 00:12:00,360
Speaker 3: win fingers crossed Elizabeth, stopping me to Elizabeth's name.

292
00:12:00,600 --> 00:12:03,840
Speaker 5: Was that spelt with an s lis because that's like

293
00:12:03,880 --> 00:12:05,360
Speaker 5: a traditional spelling of the name.

294
00:12:05,600 --> 00:12:13,520
Speaker 3: Well, don't I just feel like an absolute hah?

295
00:12:14,400 --> 00:12:16,959
Speaker 1: All right, Well, we love the community and we love

296
00:12:17,000 --> 00:12:19,720
Speaker 1: their money wins. I arguably also like learning about my

297
00:12:19,760 --> 00:12:23,320
Speaker 1: own team's money wins. So how about we start with jessic.

298
00:12:23,120 --> 00:12:26,080
Speaker 5: RICI I have a money win that is a follow

299
00:12:26,160 --> 00:12:28,200
Speaker 5: up from a money loss from a few weeks ago.

300
00:12:28,679 --> 00:12:29,480
Speaker 6: We love to see it.

301
00:12:29,520 --> 00:12:31,560
Speaker 1: I also love that you're tracking this. You're like, this

302
00:12:31,600 --> 00:12:33,240
Speaker 1: is going to change, this is going to be wow,

303
00:12:33,280 --> 00:12:33,839
Speaker 1: something else.

304
00:12:34,200 --> 00:12:35,520
Speaker 5: You're as soon as you're here, you gonna know what

305
00:12:35,559 --> 00:12:37,760
Speaker 5: I'm talking about. So a few weeks ago, I parked

306
00:12:37,760 --> 00:12:41,840
Speaker 5: at a Wilson's car park, pre paid my parking, and

307
00:12:41,920 --> 00:12:44,400
Speaker 5: then when I came out, tapped my card. It's meant

308
00:12:44,400 --> 00:12:46,040
Speaker 5: to just let you out, and it charged me an

309
00:12:46,080 --> 00:12:48,640
Speaker 5: extra thirty bucks. I paid like almost sixty dollars for

310
00:12:48,679 --> 00:12:50,760
Speaker 5: parking that day with my pre booking and the extra

311
00:12:51,080 --> 00:12:51,600
Speaker 5: Are you.

312
00:12:51,840 --> 00:12:55,240
Speaker 1: Picking this money win slash loss to just trigger me

313
00:12:55,400 --> 00:12:58,040
Speaker 1: knowing my experience. I was parking this week.

314
00:12:58,200 --> 00:13:00,439
Speaker 5: That was probably three or four weeks ago, and today

315
00:13:00,480 --> 00:13:04,120
Speaker 5: I finally got the email after registering my complaint that

316
00:13:04,160 --> 00:13:05,520
Speaker 5: the money has been refunded.

317
00:13:06,040 --> 00:13:07,440
Speaker 8: Nice, good job.

318
00:13:08,280 --> 00:13:10,360
Speaker 5: I was getting ready to go full Karen on them

319
00:13:10,400 --> 00:13:12,800
Speaker 5: and call them and be like where's my money, because

320
00:13:12,800 --> 00:13:14,320
Speaker 5: I like send them my thing, being like hey, like

321
00:13:14,360 --> 00:13:17,120
Speaker 5: I booked, like I've done everything right, something's wrong in

322
00:13:17,160 --> 00:13:19,360
Speaker 5: your system and you've charged me extra and that's not cool.

323
00:13:20,360 --> 00:13:22,440
Speaker 6: But it just took them forever. So that's my win.

324
00:13:22,760 --> 00:13:24,280
Speaker 6: What happened today with the parking.

325
00:13:24,440 --> 00:13:28,880
Speaker 1: Yesterday with the parking, Victoria Devine did go full Karen. Yeah,

326
00:13:29,000 --> 00:13:32,480
Speaker 1: it's not my proudest moment. But also I was really

327
00:13:32,480 --> 00:13:36,360
Speaker 1: frustrated because the girl on the phone what is said?

328
00:13:37,679 --> 00:13:41,040
Speaker 1: She was so condescending and rude, and I was just

329
00:13:41,120 --> 00:13:42,640
Speaker 1: I was not having it. I'd had a really long

330
00:13:42,720 --> 00:13:44,199
Speaker 1: day and I was just like, no, you're not going

331
00:13:44,240 --> 00:13:47,200
Speaker 1: to do this, not today, Satan, not today. And so

332
00:13:47,360 --> 00:13:50,240
Speaker 1: what happened was I prepaid for parking and when I

333
00:13:50,280 --> 00:13:52,440
Speaker 1: went to tap my credit card out which had let

334
00:13:52,480 --> 00:13:53,240
Speaker 1: me into the.

335
00:13:53,120 --> 00:13:54,920
Speaker 6: Car park, it's the same car park.

336
00:13:55,040 --> 00:13:57,480
Speaker 1: It's the same car park, just really bad for it.

337
00:13:57,960 --> 00:14:00,680
Speaker 1: Tapped it said that it couldn't read just my data,

338
00:14:01,000 --> 00:14:04,439
Speaker 1: clicked the intercom. This has happened a million times before, unfortunately,

339
00:14:04,440 --> 00:14:06,360
Speaker 1: and every time I pick up, the people on their

340
00:14:06,360 --> 00:14:08,520
Speaker 1: phone are like, hey, sorry, it happens all the time.

341
00:14:08,559 --> 00:14:10,559
Speaker 1: What's your registration? And I tell them, they look me

342
00:14:10,640 --> 00:14:14,680
Speaker 1: up and they let me out great, like this is

343
00:14:16,280 --> 00:14:20,080
Speaker 1: not worth literally, so I did that and the guy

344
00:14:20,120 --> 00:14:21,760
Speaker 1: that I got onto was like, yep, you'll have to

345
00:14:21,760 --> 00:14:24,240
Speaker 1: pay the full rate again. And obviously that's like I

346
00:14:24,240 --> 00:14:26,280
Speaker 1: think eighty eight dollars for a day, and I was like, na,

347
00:14:26,280 --> 00:14:28,440
Speaker 1: I'm not paying it, like I pre booked. And they

348
00:14:28,440 --> 00:14:30,640
Speaker 1: were like, what's your booking reference? And I'm like, I'm

349
00:14:30,640 --> 00:14:34,920
Speaker 1: really sorry. Your car park is underground. I don't have reception.

350
00:14:35,400 --> 00:14:37,960
Speaker 1: I cannot get you the booking reference. I've just tried.

351
00:14:38,040 --> 00:14:40,840
Speaker 1: It's not loading. And they pretty much suggested that. I

352
00:14:40,880 --> 00:14:42,800
Speaker 1: got out of my car, went up the three stories,

353
00:14:42,840 --> 00:14:45,720
Speaker 1: got the booking reference, and then got reception, got back

354
00:14:45,720 --> 00:14:47,040
Speaker 1: in the car and got it for them. And I

355
00:14:47,080 --> 00:14:49,000
Speaker 1: was like, look every other time you've looked it up

356
00:14:49,000 --> 00:14:51,160
Speaker 1: by my number plate and all of this other stuff. Anyway,

357
00:14:51,200 --> 00:14:53,000
Speaker 1: back and forth and back and forth, and they charged

358
00:14:53,000 --> 00:14:55,680
Speaker 1: me again for me to go home because she said

359
00:14:55,720 --> 00:14:58,800
Speaker 1: she didn't believe essentially that I had booked parking for

360
00:14:58,840 --> 00:15:01,200
Speaker 1: me to go home and be able to then access

361
00:15:01,240 --> 00:15:03,160
Speaker 1: the receipt. So that was really fun.

362
00:15:03,200 --> 00:15:04,560
Speaker 4: Guys, that sounds awful.

363
00:15:04,720 --> 00:15:06,480
Speaker 7: Is anyone thinking we could make a lot of money

364
00:15:06,520 --> 00:15:08,080
Speaker 7: from buying a car park?

365
00:15:08,520 --> 00:15:14,440
Speaker 1: Yeah, they musking, she's on the money cup park, like

366
00:15:15,040 --> 00:15:15,960
Speaker 1: my dog will be there.

367
00:15:16,360 --> 00:15:18,160
Speaker 3: But seriously, those buildings in the city, It's like, do

368
00:15:18,200 --> 00:15:20,640
Speaker 3: we spend ten million renovating these beautiful apartments or do

369
00:15:20,680 --> 00:15:23,160
Speaker 3: we just make the dankest, smelliest concrete block and just

370
00:15:23,240 --> 00:15:26,480
Speaker 3: charge people for they make bang on these.

371
00:15:26,760 --> 00:15:29,160
Speaker 1: Exactly and they all smell like we But you know

372
00:15:29,200 --> 00:15:31,359
Speaker 1: what I want to hear about. Georgia King's.

373
00:15:34,240 --> 00:15:39,720
Speaker 2: Okay, so this is a money win, I think, well,

374
00:15:39,840 --> 00:15:42,480
Speaker 2: I guess what I've realized is that over the journey

375
00:15:42,600 --> 00:15:46,160
Speaker 2: I have some money confessing to do so markets. So

376
00:15:46,200 --> 00:15:48,400
Speaker 2: people are always like, go to the market.

377
00:15:49,280 --> 00:15:50,960
Speaker 6: I love a market day.

378
00:15:51,120 --> 00:15:52,280
Speaker 1: I've written blogs about it.

379
00:15:52,320 --> 00:15:55,480
Speaker 2: I'm like, you know, considerality, consider markets. It's a great

380
00:15:55,520 --> 00:15:58,520
Speaker 2: way to save a buck instead of going to the supermarket. Anyway.

381
00:15:58,880 --> 00:16:01,760
Speaker 2: I've always gone to the Paran Market or the South

382
00:16:01,760 --> 00:16:04,840
Speaker 2: Melbourne market, and I've never really understood how it's such

383
00:16:04,840 --> 00:16:05,440
Speaker 2: a money.

384
00:16:05,240 --> 00:16:06,880
Speaker 1: Win because.

385
00:16:08,480 --> 00:16:11,080
Speaker 4: I go to the market, I don't understand.

386
00:16:11,520 --> 00:16:16,080
Speaker 1: Jesus in dollar, I don't understand they're the most expensive suburbs.

387
00:16:16,080 --> 00:16:17,200
Speaker 1: So what is going on?

388
00:16:17,320 --> 00:16:19,080
Speaker 6: I was not aware of that.

389
00:16:19,440 --> 00:16:21,160
Speaker 1: In hindsight, it does make sense.

390
00:16:21,360 --> 00:16:24,400
Speaker 2: But I went to Queen vic On that is a

391
00:16:24,480 --> 00:16:30,000
Speaker 2: money in Hooly Dooley. I bought as much fruit as

392
00:16:30,040 --> 00:16:32,960
Speaker 2: I could, bloody carry was coming out of my ears

393
00:16:33,280 --> 00:16:35,040
Speaker 2: for the price of a slice of cheese from Paran

394
00:16:35,120 --> 00:16:38,080
Speaker 2: Market like fifteen dollars, and I bought a week's worth

395
00:16:38,280 --> 00:16:42,600
Speaker 2: of vege hood Queen, it is so good. I was

396
00:16:43,000 --> 00:16:43,600
Speaker 2: there with hearts.

397
00:16:43,720 --> 00:16:47,160
Speaker 6: We were like, this is a hemmen. I'm still so excited.

398
00:16:47,160 --> 00:16:48,240
Speaker 6: I'm going to go back this weekend.

399
00:16:49,000 --> 00:16:51,360
Speaker 1: I love that. Can you please update us via that

400
00:16:51,440 --> 00:16:53,880
Speaker 1: she's on the money Instagram stories. Give us a little

401
00:16:53,880 --> 00:16:55,520
Speaker 1: bit of a tool. I will show us how much

402
00:16:55,600 --> 00:16:57,880
Speaker 1: the beans cost. Like, we want that, we need, we

403
00:16:57,920 --> 00:16:58,920
Speaker 1: need this in our lives.

404
00:16:59,000 --> 00:17:04,480
Speaker 3: Rumors press in market cheaper than queen vixed. Yeah, don't

405
00:17:04,480 --> 00:17:05,960
Speaker 3: get the coffee from the guy at the front, go

406
00:17:06,080 --> 00:17:06,480
Speaker 3: at the back.

407
00:17:06,760 --> 00:17:09,399
Speaker 1: How we should do an entire blog post where we

408
00:17:09,440 --> 00:17:11,439
Speaker 1: all get together on the weekends, go to the market,

409
00:17:12,240 --> 00:17:15,320
Speaker 1: see how much we cannot spend money wein.

410
00:17:16,160 --> 00:17:17,600
Speaker 8: That just sounds like a nice day.

411
00:17:18,720 --> 00:17:20,840
Speaker 1: We should do that. Let's do that. We can hold

412
00:17:20,880 --> 00:17:23,480
Speaker 1: hands and get coffee and crystalt psyclonic crossants.

413
00:17:23,520 --> 00:17:26,480
Speaker 3: But that's not the point, Tony. What's your Are you

414
00:17:26,480 --> 00:17:27,600
Speaker 3: going to win or a confession?

415
00:17:27,800 --> 00:17:28,480
Speaker 8: I've got a win?

416
00:17:29,080 --> 00:17:33,240
Speaker 7: Yeah, well, I guess it's kind of a spending unnecessary money,

417
00:17:33,240 --> 00:17:36,320
Speaker 7: but also a win. There's been a pair of sneakers

418
00:17:36,359 --> 00:17:38,760
Speaker 7: that I've had my eye on for quite some time,

419
00:17:38,880 --> 00:17:42,439
Speaker 7: probably six months that I've I'm not wearing them.

420
00:17:42,280 --> 00:17:48,520
Speaker 1: Now to check her feet under the table.

421
00:17:49,760 --> 00:17:52,159
Speaker 7: And they're normally about two hundred dollars. So I really

422
00:17:52,240 --> 00:17:54,440
Speaker 7: agonized over them, and I was like, am I gonna

423
00:17:54,440 --> 00:17:57,639
Speaker 7: wear them enough? And I always boil all of my

424
00:17:57,720 --> 00:18:00,480
Speaker 7: clothing purchases down to a five dollars rule, so I

425
00:18:00,520 --> 00:18:02,520
Speaker 7: work out how much I would have to wear a

426
00:18:02,560 --> 00:18:05,080
Speaker 7: certain item for it to cost five dollars aware, and

427
00:18:05,160 --> 00:18:07,760
Speaker 7: if I think that I will do that, I buy

428
00:18:07,800 --> 00:18:10,080
Speaker 7: it and I'm happy to. But if I don't, if

429
00:18:10,080 --> 00:18:12,119
Speaker 7: I'm like, okay, that's three hundred dollars, I'm definitely not

430
00:18:12,119 --> 00:18:14,080
Speaker 7: going to wear that X amount of times for that

431
00:18:14,119 --> 00:18:14,760
Speaker 7: to make sense.

432
00:18:15,560 --> 00:18:18,080
Speaker 1: That's actually an epic rule. I really like that.

433
00:18:18,160 --> 00:18:20,439
Speaker 7: So I do that with every single thing that I buy,

434
00:18:20,680 --> 00:18:22,720
Speaker 7: and these sneakers were no exception. I was like, Oh,

435
00:18:22,760 --> 00:18:25,800
Speaker 7: I definitely wear them enough. But I finally was like,

436
00:18:25,840 --> 00:18:27,240
Speaker 7: you know what, I'm just going to buy them. I

437
00:18:27,280 --> 00:18:29,080
Speaker 7: really really want them. Went online and there are one

438
00:18:29,119 --> 00:18:34,040
Speaker 7: hundred and sixty instead of two money.

439
00:18:33,440 --> 00:18:34,199
Speaker 1: How good is that?

440
00:18:34,520 --> 00:18:37,280
Speaker 5: Eight less wins that ate less?

441
00:18:40,600 --> 00:18:43,480
Speaker 1: You tried you tried. I like it and you want

442
00:18:43,520 --> 00:18:45,040
Speaker 1: to have it take it from the top. Come on,

443
00:18:45,119 --> 00:18:46,200
Speaker 1: Jessica Ricci.

444
00:18:46,200 --> 00:18:49,720
Speaker 6: That is eight less wares that you need to Yes.

445
00:18:50,119 --> 00:18:55,479
Speaker 1: Yes, I love that for you, Ryan John, have you

446
00:18:55,560 --> 00:18:57,360
Speaker 1: got a money with a confession to share.

447
00:18:57,160 --> 00:18:57,920
Speaker 6: With the team.

448
00:18:58,119 --> 00:19:00,640
Speaker 4: Well, first, I have a question if.

449
00:19:00,520 --> 00:19:02,760
Speaker 1: This is confession time not question time.

450
00:19:03,160 --> 00:19:07,639
Speaker 3: If you found a my key on the train and

451
00:19:07,680 --> 00:19:10,400
Speaker 3: you looked around and there's no one else there.

452
00:19:10,359 --> 00:19:12,600
Speaker 6: No, no, I went to court for.

453
00:19:12,520 --> 00:19:17,439
Speaker 7: This confession time.

454
00:19:18,080 --> 00:19:18,840
Speaker 1: I kid you not.

455
00:19:19,320 --> 00:19:22,000
Speaker 6: She sat in the other room with me while I

456
00:19:22,040 --> 00:19:22,440
Speaker 6: went to.

457
00:19:22,480 --> 00:19:31,359
Speaker 3: Digital court to digital during the Hey, what what happens?

458
00:19:32,560 --> 00:19:36,760
Speaker 7: Is Digital just caught on zooming about the most chaotic

459
00:19:36,880 --> 00:19:38,919
Speaker 7: energy you've ever experienced.

460
00:19:43,080 --> 00:19:46,520
Speaker 6: We need to do Yes, absolutely, we are here. We

461
00:19:46,560 --> 00:19:48,720
Speaker 6: are waiting. I'm about to shoot you down. Sorry, Ryan.

462
00:19:49,119 --> 00:19:53,320
Speaker 5: I Jessica Ricky on the train.

463
00:19:55,920 --> 00:20:00,840
Speaker 8: This is her story.

464
00:20:02,920 --> 00:20:05,000
Speaker 6: So I caught the train in used.

465
00:20:04,840 --> 00:20:09,359
Speaker 4: My face, Victoria stopped looking at other people.

466
00:20:10,760 --> 00:20:11,760
Speaker 6: I gotta, I gotta, I got it.

467
00:20:11,760 --> 00:20:14,520
Speaker 1: I can do it right from the top. She needs

468
00:20:14,520 --> 00:20:15,720
Speaker 1: the music in the background.

469
00:20:17,800 --> 00:20:22,520
Speaker 5: So I caught the train in to the city one day,

470
00:20:22,720 --> 00:20:26,800
Speaker 5: touched on like a good Laura abiding citizen. I am forgetful.

471
00:20:26,840 --> 00:20:30,119
Speaker 5: We've discussed this before. Somehow I lost my Mikey on

472
00:20:30,160 --> 00:20:32,199
Speaker 5: the train, left it there, got all the way to

473
00:20:32,320 --> 00:20:36,280
Speaker 5: the barricades where you tap out, realized, went back to

474
00:20:36,320 --> 00:20:39,000
Speaker 5: the train, back to where I was, couldn't find it.

475
00:20:39,119 --> 00:20:41,680
Speaker 6: Someone's picked it up. So I go to exit.

476
00:20:41,840 --> 00:20:42,600
Speaker 8: It was ryan.

477
00:20:45,480 --> 00:20:46,199
Speaker 6: Go to exit.

478
00:20:46,280 --> 00:20:48,840
Speaker 5: There's ticket inspectors there that I tell them what happened.

479
00:20:48,880 --> 00:20:51,879
Speaker 5: They're like, yep, sure, no problem, just let us know.

480
00:20:52,680 --> 00:20:54,480
Speaker 6: We we'll send you a fine. Let us know, we'll

481
00:20:54,520 --> 00:20:55,280
Speaker 6: you know, they'll clear it.

482
00:20:55,359 --> 00:20:58,880
Speaker 5: Kind of thing came to, you know, got fine, told them,

483
00:20:59,080 --> 00:21:01,919
Speaker 5: sent them prove that I had topped up my Mikey

484
00:21:02,080 --> 00:21:04,399
Speaker 5: that morning. Was like, there's no way I'm topping up

485
00:21:04,440 --> 00:21:07,280
Speaker 5: my Mikey. And then fair of aiding. I'm kind of

486
00:21:07,320 --> 00:21:09,680
Speaker 5: pissed off that I've lost my Mikey with fifty dollars

487
00:21:09,720 --> 00:21:13,080
Speaker 5: on it, to be honest, and they still wanted to find.

488
00:21:12,840 --> 00:21:14,280
Speaker 6: Me like three hundred dollars.

489
00:21:15,600 --> 00:21:17,879
Speaker 4: So I was like, not today, and you took them

490
00:21:17,880 --> 00:21:18,640
Speaker 4: to digital court?

491
00:21:18,720 --> 00:21:18,880
Speaker 2: Yeah.

492
00:21:18,880 --> 00:21:20,359
Speaker 5: They were like, you can either pay it or you

493
00:21:20,359 --> 00:21:21,800
Speaker 5: can go to court. And I was like, hell, yes,

494
00:21:21,840 --> 00:21:22,879
Speaker 5: I'll take you to court.

495
00:21:23,000 --> 00:21:24,000
Speaker 4: And so what happened in court.

496
00:21:24,240 --> 00:21:26,720
Speaker 5: Oh the lady was so nice. I explained the situation.

497
00:21:26,760 --> 00:21:29,040
Speaker 5: I'm like, I have proof, like here's my bank statement

498
00:21:29,080 --> 00:21:31,840
Speaker 5: and here's like four months worth of bank statements showing

499
00:21:31,880 --> 00:21:34,399
Speaker 5: that I top up like every week. And she was like, oh,

500
00:21:34,440 --> 00:21:35,879
Speaker 5: oh you're fine, like go right through.

501
00:21:36,240 --> 00:21:36,520
Speaker 2: Great.

502
00:21:36,640 --> 00:21:39,600
Speaker 4: Oh that's awesome money win. Yeah, that's a huge money win.

503
00:21:39,640 --> 00:21:40,479
Speaker 4: That's a huge money win.

504
00:21:40,600 --> 00:21:43,320
Speaker 5: And so no, fine, no fine. She was really nice,

505
00:21:43,400 --> 00:21:45,400
Speaker 5: really kind. She actually taught me that you can register

506
00:21:45,480 --> 00:21:47,680
Speaker 5: your mikey to yourself, which I didn't know, so if

507
00:21:47,680 --> 00:21:50,280
Speaker 5: you lose it, you can cancel it and transfer the money,

508
00:21:50,320 --> 00:21:53,639
Speaker 5: which is also a potential money win. After all of that, Ryan,

509
00:21:54,200 --> 00:21:55,639
Speaker 5: do you want to go ahead with your question?

510
00:21:56,119 --> 00:21:56,479
Speaker 4: Nope?

511
00:21:58,400 --> 00:21:59,359
Speaker 1: What was your money with.

512
00:22:01,760 --> 00:22:06,600
Speaker 4: Not important important? Yes?

513
00:22:06,680 --> 00:22:12,840
Speaker 3: And cheaper transport for the family, Laura. Yeah, someone found

514
00:22:12,920 --> 00:22:15,840
Speaker 3: someone else's my key interesting and has been using.

515
00:22:15,680 --> 00:22:21,800
Speaker 1: That Cryan, did you even try to return it?

516
00:22:21,880 --> 00:22:23,880
Speaker 3: Someone in my family who catches the train to work

517
00:22:23,920 --> 00:22:27,040
Speaker 3: every day? Yeah, which is not me.

518
00:22:27,640 --> 00:22:28,560
Speaker 4: The what do you got?

519
00:22:28,800 --> 00:22:28,879
Speaker 2: All?

520
00:22:29,000 --> 00:22:29,160
Speaker 5: Right?

521
00:22:29,359 --> 00:22:30,879
Speaker 4: So did you break any laws?

522
00:22:31,200 --> 00:22:31,280
Speaker 2: No?

523
00:22:31,359 --> 00:22:35,199
Speaker 1: I haven't, unfortunately usually I do. Sorry to report, but

524
00:22:35,760 --> 00:22:39,919
Speaker 1: you know what I do. Have you a money win table? Yes?

525
00:22:40,000 --> 00:22:44,840
Speaker 5: It means I'm pretty sure it's the first time since

526
00:22:44,840 --> 00:22:46,920
Speaker 5: I've started working here that it's been a full table

527
00:22:46,960 --> 00:22:47,280
Speaker 5: of money.

528
00:22:47,320 --> 00:22:50,080
Speaker 1: Yeah, that's really rare, guys. It's like getting a rare

529
00:22:50,119 --> 00:22:53,199
Speaker 1: Pokemon card. Hardly ever happens, but it's very exciting when

530
00:22:53,240 --> 00:22:53,680
Speaker 1: it does.

531
00:22:54,000 --> 00:22:54,920
Speaker 6: Retro reference.

532
00:22:55,040 --> 00:22:58,040
Speaker 1: Yeah, we do want to hear about my money win.

533
00:22:58,200 --> 00:22:58,360
Speaker 7: Yeah.

534
00:22:58,520 --> 00:23:02,719
Speaker 1: Also related to pets, like come on, yeah, so I

535
00:23:02,760 --> 00:23:05,159
Speaker 1: looked up how much it costs to do dog grooming

536
00:23:05,200 --> 00:23:09,320
Speaker 1: in my area because I've, as everybody knows, recently adopted Lucy.

537
00:23:10,280 --> 00:23:15,080
Speaker 1: It's really expensive, like really really expensive, like more than

538
00:23:15,080 --> 00:23:18,800
Speaker 1: one hundred dollars for whoa. Yeah, and like she's obviously

539
00:23:18,840 --> 00:23:21,640
Speaker 1: going to become a really big dog and she does

540
00:23:21,680 --> 00:23:23,679
Speaker 1: have a lot of dents for whatever. I get it.

541
00:23:23,720 --> 00:23:26,159
Speaker 1: I totally get it, because they need to wash her,

542
00:23:26,240 --> 00:23:28,119
Speaker 1: they need to dry her, they need to groom her,

543
00:23:28,200 --> 00:23:29,320
Speaker 1: and all of that other stuff.

544
00:23:29,320 --> 00:23:32,159
Speaker 5: Great, they're probably not using their diceon Yeah. On the

545
00:23:32,200 --> 00:23:35,960
Speaker 5: door efficient, I saw that on stories questionable.

546
00:23:36,119 --> 00:23:37,760
Speaker 1: I did use it, but you know it was much

547
00:23:37,760 --> 00:23:40,200
Speaker 1: more efficient. She dried four times quicker than any other

548
00:23:40,280 --> 00:23:40,920
Speaker 1: kind of dryer.

549
00:23:41,240 --> 00:23:42,240
Speaker 4: This does sound like an ad.

550
00:23:42,280 --> 00:23:43,080
Speaker 8: Now there's the credit.

551
00:23:44,280 --> 00:23:45,640
Speaker 6: Please send me an error.

552
00:23:46,240 --> 00:23:49,080
Speaker 4: Thanks for the dice and dog dryers.

553
00:23:48,400 --> 00:23:51,199
Speaker 1: The diceon dog dry which is responsored sadly. We're just

554
00:23:51,240 --> 00:23:53,679
Speaker 1: trying to like work towards it because everybody on my

555
00:23:53,760 --> 00:23:56,640
Speaker 1: team wants an air rap, and nobody on my team

556
00:23:56,680 --> 00:23:58,639
Speaker 1: wants to pay for the air rap, which seems like

557
00:23:58,680 --> 00:24:03,720
Speaker 1: a really great option. So if you would like to

558
00:24:03,720 --> 00:24:05,840
Speaker 1: give us air raps light into our DMS, we'll also

559
00:24:05,880 --> 00:24:12,040
Speaker 1: take any online appliance companies adore beauty we're watching. But

560
00:24:12,760 --> 00:24:13,920
Speaker 1: I groomed my own dog.

561
00:24:14,480 --> 00:24:15,000
Speaker 4: That's a win.

562
00:24:15,359 --> 00:24:18,760
Speaker 1: It's a win for me, but maybe a foe.

563
00:24:19,240 --> 00:24:19,960
Speaker 6: Yeah, I see you.

564
00:24:22,160 --> 00:24:23,679
Speaker 4: I hate that I don't have the best pun on

565
00:24:23,720 --> 00:24:24,240
Speaker 4: this episode.

566
00:24:24,560 --> 00:24:28,920
Speaker 1: Yes, but or Lucy during ISO, which makes it even

567
00:24:28,920 --> 00:24:30,879
Speaker 1: more of a money win. I didn't even have to

568
00:24:30,880 --> 00:24:33,320
Speaker 1: go and buy the hair trimming tools because I had

569
00:24:33,320 --> 00:24:35,640
Speaker 1: it from the time that I gave Steve a terrible

570
00:24:35,680 --> 00:24:38,960
Speaker 1: haircut in ISO, which you would have thought I would

571
00:24:38,960 --> 00:24:41,199
Speaker 1: have learned and then chosen not to cut my dog's fur.

572
00:24:41,320 --> 00:24:43,680
Speaker 1: But here we are. So she got a number eight

573
00:24:43,760 --> 00:24:48,560
Speaker 1: all over money win and she doesn't look that bad.

574
00:24:48,600 --> 00:24:50,720
Speaker 1: She still looks very similar to a.

575
00:24:50,680 --> 00:24:55,440
Speaker 3: Dog, all right, So everyone's a winner because we all

576
00:24:55,440 --> 00:24:57,720
Speaker 3: had money wins, but also who was responsible for these

577
00:24:57,760 --> 00:24:58,880
Speaker 3: drinks was Georgeorge s.

578
00:25:00,440 --> 00:25:01,959
Speaker 4: Tony, what do we got to hear? What have been

579
00:25:01,960 --> 00:25:02,439
Speaker 4: sipping on?

580
00:25:02,880 --> 00:25:05,320
Speaker 8: This is a bella Sanguria.

581
00:25:05,760 --> 00:25:09,920
Speaker 1: Sangria again not sponsored, but wish it was.

582
00:25:10,560 --> 00:25:13,200
Speaker 8: Spanish classic ossie made which is nice?

583
00:25:13,240 --> 00:25:15,160
Speaker 1: Isn't it a Spanish classic?

584
00:25:16,320 --> 00:25:16,639
Speaker 4: Reading the.

585
00:25:18,200 --> 00:25:19,840
Speaker 8: Vegan friendly thank you?

586
00:25:19,880 --> 00:25:22,560
Speaker 3: Thank god, I didn't realize there was meatria.

587
00:25:22,760 --> 00:25:22,920
Speaker 2: No.

588
00:25:23,040 --> 00:25:26,920
Speaker 1: But in wine production they often use rennet, which is

589
00:25:26,960 --> 00:25:30,480
Speaker 1: a cheese additive, not additive. It's like something you get

590
00:25:30,480 --> 00:25:32,679
Speaker 1: out of cheese, and they use it to produce wine.

591
00:25:32,400 --> 00:25:35,440
Speaker 8: Which like how's tummy or something which makes.

592
00:25:35,240 --> 00:25:36,119
Speaker 1: The wine not vegan.

593
00:25:36,280 --> 00:25:38,439
Speaker 3: The first time Tony and I ever got drunk together

594
00:25:38,720 --> 00:25:40,159
Speaker 3: was on Sangria.

595
00:25:40,200 --> 00:25:42,439
Speaker 1: Glorious reminisce over that.

596
00:25:42,760 --> 00:25:45,399
Speaker 4: Do we need to do a financial disclaimer for this episode.

597
00:25:45,040 --> 00:25:47,000
Speaker 1: Yeah, we do it, but before we get there, we

598
00:25:47,040 --> 00:25:50,320
Speaker 1: would like to acknowledge and pay respect to Australia's Aboriginal

599
00:25:50,400 --> 00:25:54,320
Speaker 1: and torrest Rate islander people's, the traditional custodians of the lands,

600
00:25:54,320 --> 00:25:57,800
Speaker 1: the waterways and the skies all across Australia. We thank

601
00:25:57,800 --> 00:25:59,720
Speaker 1: you for sharing and for caring for the land which

602
00:25:59,760 --> 00:26:02,040
Speaker 1: we are able to learn. We pay our respects to

603
00:26:02,080 --> 00:26:04,520
Speaker 1: elders past and present, and we share our friendship and

604
00:26:04,560 --> 00:26:05,320
Speaker 1: our kindness.

605
00:26:05,600 --> 00:26:07,960
Speaker 2: The advice shared on She's on the Money is general

606
00:26:08,000 --> 00:26:11,760
Speaker 2: in nature and does not consider your individual circumstances. She's

607
00:26:11,840 --> 00:26:15,160
Speaker 2: on the Money exists purely for educational purposes and should

608
00:26:15,200 --> 00:26:17,359
Speaker 2: not be relied upon to make an investment or a

609
00:26:17,400 --> 00:26:21,520
Speaker 2: financial decision, and we promise. Victoria Divine is an authorized

610
00:26:21,600 --> 00:26:25,960
Speaker 2: representative of Australia Pacific Funds Management Proprior to Limited ABN

611
00:26:26,040 --> 00:26:28,239
Speaker 2: three four one three two four six three two five

612
00:26:28,400 --> 00:26:31,320
Speaker 2: seven AFOSL three three nine one five to one. And

613
00:26:31,440 --> 00:26:34,399
Speaker 2: a big thank you to everyone at this table. Is

614
00:26:34,400 --> 00:26:35,760
Speaker 2: it tone editing this one?

615
00:26:35,840 --> 00:26:36,320
Speaker 6: Thanks tone?

616
00:26:36,600 --> 00:26:36,919
Speaker 4: Goodluck?

617
00:26:37,040 --> 00:26:40,240
Speaker 1: You missed a massive opportunity to say, yeah, actually it's tones,

618
00:26:40,280 --> 00:26:41,200
Speaker 1: ain't I.

619
00:26:42,359 --> 00:26:44,159
Speaker 4: Have you ever heard that joke before, Tony Lodge?

620
00:26:44,200 --> 00:26:47,159
Speaker 8: No, I haven't. Thank you so much. Thank you to

621
00:26:47,240 --> 00:26:49,000
Speaker 8: Victoria Divine for the comedy tonight