Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
Speaker 1: we get started on She's on the Money podcast, I
Speaker 1: would like to acknowledge the traditional custodians of the land
Speaker 1: of which this podcast is recorded on a wondery country,
Speaker 1: acknowledging the elders, the ancestors and the next.
Speaker 2: Generation coming through.
Speaker 1: As this podcast is about connecting, empowering, knowledge sharing and
Speaker 1: the storytelling of you to make a difference for today
Speaker 1: and lasting impact for tomorrow.
Speaker 2: Let's get into it.
Speaker 3: She's on the Money, She's on the Money.
Speaker 2: Hello, and welcome to She's Under Money Podcast millennials who
Speaker 2: want financial freedom. Today is Friday, which means it is
Speaker 2: time to get the team together to celebrate you the
Speaker 2: incredible She's on the Money community. Today, I'll be sharing
Speaker 2: some of my favorite money wins. Beck will be sharing
Speaker 2: some of her best broke tips, and then we're going
Speaker 2: to switch up the format a little bit and get
Speaker 2: into some really fun Q and as after the break.
Speaker 2: Now you might be listening to the voice and going
Speaker 2: that's not Victoria to Victoria. Your voice sounds so different,
Speaker 2: and in fact, right now it does. She sounds like
Speaker 2: she's crawled from the depths of the center of the earth.
Speaker 2: Sounds like this. But I'm just Ricky and I'm here
Speaker 2: with beckside. Hi, just go any case you can't tell
Speaker 2: today is going to be loose.
Speaker 4: Can I can see her thing real silly? Today? I
Speaker 4: feel a bit silly. Do you feel a bit silly?
Speaker 2: I do you feel a bit silly if you came
Speaker 2: to financial advice? This episode not the one we're going
Speaker 2: to be in JQ and A on the back half.
Speaker 1: Of this.
Speaker 2: Loss, I'm happy with when Georgia was here with the
Speaker 2: G and j Q and A. That's cute, missy George.
Speaker 2: I'm trying to just roll it over, but perhaps.
Speaker 4: You're trying to like skip over that really quickly, so no,
Speaker 4: won't make any connections that. Yeah, that's what it is.
Speaker 2: It is what it is.
Speaker 4: It is what it is, Take it or leave it. Okay,
Speaker 4: we're just here. We're doing our best. We're doing our best.
Speaker 4: I might not be able to answer any those questions
Speaker 4: because I'm gay women, but no, I'm just kidding. We're
Speaker 4: gonna go, We're gonna get away from that it's Beck
Speaker 4: and Jess quick Q and A, which I'm very excited
Speaker 4: for stunning.
Speaker 2: I think it's going to be really good. But we
Speaker 2: are we're going to keep things a little sense of normality,
Speaker 2: if you will. So we're going to run through huge
Speaker 2: Would you like to hear some of my favorite money wins?
Speaker 4: I would die for that, But should ask you what
Speaker 4: your how your week was?
Speaker 2: First? And getting ahead of myself. Very average, to be honest,
Speaker 2: nothing exciting, nothing sad, nothing sad, no, no, just plodding along.
Speaker 2: I feel a bit of the same, same same for me.
Speaker 2: How about for you?
Speaker 4: Well, same same same for me. I was visited by
Speaker 4: Current Affair this week.
Speaker 2: Oh tell us more about this.
Speaker 4: There's a little bit of the same same same. No, well,
Speaker 4: it's something that old old chat about more in Victoria
Speaker 4: is here. But basically there's been like a big rental
Speaker 4: increase at my house and it's just the same old
Speaker 4: story for like everyone around us. I see, and one
Speaker 4: of my friends who worked is like a lawyer in
Speaker 4: the tenants union. I think, sorry if I've got that wrong.
Speaker 4: If she's listening, and basically she wanted to, you know,
Speaker 4: see if there's anyone out there want to tell that
Speaker 4: story for the for like a little piece about you know,
Speaker 4: rental increase, so that and I did.
Speaker 2: We will get into it more in Victoria is bad, Yeah,
Speaker 2: not sick. But how much do they increase your in buy?
Speaker 4: You know, we we did go back to them, but
Speaker 4: basically they proposed eight hundred and twenty three dollars, which
Speaker 4: is like a seventeen percent increase per month. But we
Speaker 4: went back and kind of like proposed something else. But
Speaker 4: we haven't heard back yet, so they could. I don't
Speaker 4: want to like confirm that that's the increase and like
Speaker 4: be like outraged by it because it could maybe not
Speaker 4: be eventually, you know what I mean.
Speaker 2: But they can catch you being outraged on a current fan.
Speaker 4: Next week, they might they might just catch that, and
Speaker 4: I'm terrified. But also, you know, it's for a good cause.
Speaker 4: It's feeling greater good.
Speaker 2: You're not the only one experiencing that either that. I've
Speaker 2: seen a lot of people who are saying that, you know,
Speaker 2: increases are crazy. And I know that there are people
Speaker 2: within our community who are landlords. And we're definitely not
Speaker 2: saying the lord's bad, landlords evil, but we are saying
Speaker 2: that it's unfair sometimes to spring such exorbitant changes, particularly
Speaker 2: when just like in the sher market, there are ebbs
Speaker 2: and flows. So is the same with you know, the
Speaker 2: investment that is investment property, and it's not always fair
Speaker 2: to pass one hundred percent of the increase that you
Speaker 2: experience onto the people who are living there.
Speaker 4: That's exactly right. But you know, as I always say,
Speaker 4: we do have empathy for everyone involved. Everyone's experiencing it,
Speaker 4: so there's no it sucks for everyone. That's basically it's.
Speaker 2: All very doom and gloom. Today. Let me light the
Speaker 2: mood a little bit and tell you some some fun
Speaker 2: positive win Yes, my first one this week comes from Meghan,
Speaker 2: who said, I found out that I can get two
Speaker 2: months of Binge for free through my Optice account. Wow. Psa,
Speaker 2: they are also offering three months of Netflix at fifty
Speaker 2: percent off. But I use my survey money to buy
Speaker 2: Amazon gift cards for my subscription. Oh say, there you go.
Speaker 2: TV subscriptions are expensive. We freeload them all from various people.
Speaker 2: I think my partner and I pay for a single one.
Speaker 2: Actually no, maybe we played for Disney. But have you
Speaker 2: seen the thing about how Netflix is up here? Yes?
Speaker 4: Oh, I didn't see that one. Sorry I jumped the gun,
Speaker 4: but I saw that they were using your home.
Speaker 2: Oh yeah, that's like it's going to increase the price.
Speaker 2: It's there proposing. I don't know if it's officially happening
Speaker 2: that they're going to geo locate so that you can
Speaker 2: only watch it from Basically, they're making sure that you
Speaker 2: can't have five family members, which is what we do
Speaker 2: who are always in five different houses and use the
Speaker 2: same account. But I feel like that's the worst decision
Speaker 2: they could make because everyone's just going to stop using
Speaker 2: Netflix because there are now fifteen different platforms exactly.
Speaker 4: Plus sometimes I like to go to a little motel
Speaker 4: or like a you have Like well, it's very strange
Speaker 4: to say out of context, but if i'm you know,
Speaker 4: go and visit family and like I'm stopping halfway, I'll
Speaker 4: go go holiday. I'll go in a little holiday and
Speaker 4: I go to places that have smart TV so I
Speaker 4: can lay around and watch Netflix. But you won't be
Speaker 4: able to do that because that's not my home.
Speaker 2: Yeah, I'm pretty sure on my TV, my Amazon Prime
Speaker 2: is still logged in at the airbnb that we stayed
Speaker 2: up Victory. Since I need to check on someone who's
Speaker 2: enjoying this day whatever, I'm already paying for it, but
Speaker 2: not under the new US. My next money when this
Speaker 2: week comes from Ashley, who said I worked out that
Speaker 2: in the last year I have spent thousands of dollars
Speaker 2: on coffee. Thus, when I got a little bit more
Speaker 2: over time in my pay this week, I went and
Speaker 2: bought a coffee machine so I can do it all
Speaker 2: at home. Now. The most I can spend in the
Speaker 2: next fifty two weeks is three hundred dollars. Small investment,
Speaker 2: but it will cut down my weekly spending and help
Speaker 2: me safe towards a house. I really liked your use
Speaker 2: of the word thus thus I feel like side of
Speaker 2: essays nobody uses the word thus, but also that you
Speaker 2: the math. Well done, Ashley, Yeah, that's really great. Next,
Speaker 2: I have a money in from Kiara, who said I
Speaker 2: was working a shitty split shift roster Sunday to Thursday
Speaker 2: and it really wasn't working for my lifestyle, while the
Speaker 2: work culture also wasn't great. I spoke to the head
Speaker 2: of HR and changed departments, which meant I got Monday
Speaker 2: to Friday under pay rise as well plus a work vehicle.
Speaker 2: Absolutely cheering. That is so good.
Speaker 4: I wish it was that easy, like in every job ever.
Speaker 4: I didn't like this, then that's it. They change it
Speaker 4: for you.
Speaker 2: If you don't like your rostar, did you know you
Speaker 2: can just ask to change it. Honestly, not something that
Speaker 2: would occur to me as the first time. I would never.
Speaker 2: I would have just hated on everyone and stay there forever.
Speaker 2: She's living by the rule though. Worst they can say
Speaker 2: is no, I'm sure of the question. I love them,
Speaker 2: you love to see it. My next money when is
Speaker 2: from Imagen, who said, my itty bitty stock portfolio is
Speaker 2: finally back in the positive after one of my holdings
Speaker 2: lost ninety percent of its value and went bankrupt. It
Speaker 2: just goes to show that investing really is about having
Speaker 2: diverse portfolios and being in it for the long term.
Speaker 2: Oh wow, that's exciting.
Speaker 3: You know.
Speaker 2: I'm obviously I also have an ebbitty portfolio. I'm not
Speaker 2: a big time infest. But seeing that thirty cent dividend
Speaker 2: hits like no other. Ooh Like it feels like you're
Speaker 2: really doing things. So I'm very excited. I feel your thrill, Imagen. Next,
Speaker 2: I have a money win from Nikita, who said money
Speaker 2: win my grandmother nit me a cute sweater Verse because
Speaker 2: her doctor recommended she take up knitting to keep her
Speaker 2: eyesight in check.
Speaker 4: Oh that's cute. If I didn't realize they would be
Speaker 4: so related, so wholesome.
Speaker 2: It she doesn't have to buy a sweatter verse now because
Speaker 2: her grandma made it one.
Speaker 4: I just think very cute.
Speaker 2: That is adorable. And lastly, I have a money in
Speaker 2: from Stellar. This one's for you back, she said, money win.
Speaker 2: My partner and I just bought our first house with
Speaker 2: the help of Nikki at Sellashout Nikki, and when we
Speaker 2: moved in on the weekend, we discovered that they had
Speaker 2: left behind a cutting of their variegated Monster, which would
Speaker 2: have cost three hundred plus dollars. It's not the healthiest,
Speaker 2: but it has a root. And I say that's for
Speaker 2: you because I can no longer say the word variegated
Speaker 2: monster without thinking of you.
Speaker 4: Going a game on Stera. Congratulations on your very game one, Sterra.
Speaker 4: I'm so jealous in your first home.
Speaker 2: That's the most exciting housewoman gift ever. God, Yea, that's
Speaker 2: so exciting. That's everything that I've got this week. But
Speaker 2: I'm excited to hear from your side of the community.
Speaker 4: All right, he already that you've got So this week
Speaker 4: I also just wanted to say that we obviously had
Speaker 4: our theme song sent in last week that was to
Speaker 4: the tune of what was it furglicious or something which
Speaker 4: we loved.
Speaker 2: We haven't been sent in you one this week so
Speaker 2: because it is so hard to top last week. So
Speaker 2: it is people are intimidated.
Speaker 4: Totally totally. Don't be scared, don't be shy. Please send in.
Speaker 2: Your theme songs.
Speaker 4: If you come up with anything, you don't even.
Speaker 2: Have to sing it.
Speaker 4: You could just explain it in if you explain it,
Speaker 4: will sing it, yes, yes, yes, exactly explain it and
Speaker 4: me and Jessica Richie will see no, that's not I
Speaker 4: can quote you a batim.
Speaker 2: Back.
Speaker 4: Okay, so this week's broke Tips, as usual, I'll give
Speaker 4: you two from our listeners and one from myself.
Speaker 2: Done.
Speaker 4: So the first broken tip I'm going to tell you
Speaker 4: about is from Katrina, who has basically just sent through
Speaker 4: something that I love and I do all the time.
Speaker 4: Her tip is my seven eleven Rewards app is honestly
Speaker 4: the best thing you could ever download on your phone ever.
Speaker 4: So if you go to a seven eleven and you
Speaker 4: see that their prices are I don't know, one ninety
Speaker 4: nine per liter or whatever. If you just open up
Speaker 4: your seven eleven app and find cheaper fuel around you,
Speaker 4: you lock it in. You're paying that price. You're not
Speaker 4: saying what you're where you are currently. Does that make sense?
Speaker 2: Yeah, super smart, so that if you can find somebody
Speaker 2: that has it cheaper, you can take advantage without having
Speaker 2: to drive twenty minutes too.
Speaker 4: Exactly right, exactly right. So I really encourage everyone to
Speaker 4: jump on because that's not the only thing you get
Speaker 4: with the seven eleven app. It does sound like and
Speaker 4: stuff we would love to hear. Free food.
Speaker 2: It wasn't one.
Speaker 4: Yeah, and like my morning coffee soy milk coffee. By
Speaker 4: the way, they do have soy machines.
Speaker 2: A dollar fifty. You would you can't find it that cheap.
Speaker 4: You can't find that anywhere else. It's amazing.
Speaker 2: It plugs into If you're points lover like me, you
Speaker 2: can connect your velocity to your seven eleven, so your
Speaker 2: petrol and any purchase you make in store. You also
Speaker 2: can get airline points for which you can put to
Speaker 2: on a trip.
Speaker 4: That's true, you can whatever you need actually fulfill all
Speaker 4: your hopes and dreams. I would say, I mean say it,
Speaker 4: but I think it's going to fulfill all your hopes
Speaker 4: and dreams. So my second broke tip for this week
Speaker 4: is from Jessica, who said it's a great name, it's perfect.
Speaker 4: So Jessica says, order the Kids Menu everywhere you go,
Speaker 4: which I actually can agree with. Like I do like
Speaker 4: a big portion, but I feel like they're pretty decent sized.
Speaker 4: Did they let you I Sometimes I feel like it
Speaker 4: depends where you go. Yeah, but if you can, if
Speaker 4: you're allowed to, or if you can hide yourself away commar.
Speaker 2: Something small, you can make yourself exactly.
Speaker 4: So I would recommend order the Kids Menu. They're usually
Speaker 4: like half price, the portion sizes are reasonable and yeah,
Speaker 4: there you.
Speaker 2: Go, grapes, picky eaters, because there's always like a nugget
Speaker 2: and chips or a part of something real simple.
Speaker 4: I love the Kids Menu, It's always better than the
Speaker 4: adult menu. And my broke tip for the week, I
Speaker 4: guess it really only applies if you live in Melbourne,
Speaker 4: but there's an Instagram page called tight Asses of Melbourne.
Speaker 4: I recommend following this page because whoever this person is
Speaker 4: behind this account basically just like finds the deals of
Speaker 4: the week or you know, even if it's like an
Speaker 4: ongoing deal. Say yes, so there's places in Abbotsford, Runswick, Brunswick, East, Carlton,
Speaker 4: Carlton North, et cetera, et cetera, et cetera. They'll go
Speaker 4: around and they'll find like what pubs have specials on
Speaker 4: what days?
Speaker 2: What days?
Speaker 4: Maybe are even free trivia so you can it's not
Speaker 4: only about food, but it's also yeah, just like something
Speaker 4: fun to do that and you don't have to spend
Speaker 4: too much money for it, So so cool following that
Speaker 4: page and you might find yourself a cheap eat and
Speaker 4: maybe even a little bit of entertainment.
Speaker 2: You go, and if you know, if you're from another
Speaker 2: state and you know that there's like a similar page,
Speaker 2: let us know me we can put a thread in
Speaker 2: the Facebook group or something where people can share similar
Speaker 2: pages that have stuff like that, because that's really cool.
Speaker 4: Yes, fat, yes, I love that, so yeah, definitely follow
Speaker 4: and then let us know if there's anything equivalent, any
Speaker 4: hot deals, any hot deals amazing?
Speaker 2: Alrighty, well, why don't we head to a really quick
Speaker 2: break and when we come back, we're going to mix
Speaker 2: things up a little bit with a Q and a segment.
Speaker 2: Don't go anywhere.
Speaker 4: Already, Jeff, we are back and we're going to do
Speaker 4: a quick Q and A. Are you excited?
Speaker 2: I am excited. It's kind of fun to do something different.
Speaker 2: I love our format. I love when we get into
Speaker 2: a little spicy, hot debate. But it's also kind of
Speaker 2: nice because we did take over the Instagram. We put
Speaker 2: up a little story that said, Jessin Beck may On
Speaker 2: may not be on the Wheel today. What would you
Speaker 2: ask us? And so many people sending questions and it's
Speaker 2: kind of just nice that people want to talk to
Speaker 2: us too. Yeah, we're not just supporting characters. We get
Speaker 2: to have a main character moment.
Speaker 4: We get to have a main character moment.
Speaker 2: Incredible. Shall I kick us off?
Speaker 4: Yeah?
Speaker 2: Sure, let's start off with an easy one. Shall we back?
Speaker 2: What are your financial goals?
Speaker 5: Oh?
Speaker 4: Great question? So I would say right now, and I
Speaker 4: know it's like really silly because I'm here and I'm
Speaker 4: on this podcast, but I don't have any major financial goals.
Speaker 4: I think that my main goal is to just be
Speaker 4: like comfortable, and if anything like touch would ever happen
Speaker 4: that I wasn't expecting I would be able to pay
Speaker 4: for that, like say, you know, God forbid a car
Speaker 4: accident or something like that. You know what I mean,
Speaker 4: something that can be I think I wanted an emergency fund, basically,
Speaker 4: is what I'm trying to say. That's really it. I'm
Speaker 4: pretty stoked living life. What about you?
Speaker 2: The house? I'm so boring. People were literally in their
Speaker 2: questions asking about the house. I know that that's it.
Speaker 2: It's coming. Well, it's not coming yet, but we're working
Speaker 2: on it.
Speaker 4: I can see it in your future, I hope.
Speaker 2: So where I'm manifesting it so hard, so unbelievably hard.
Speaker 2: Maybe in the new financial year. I think there's a
Speaker 2: few ducks in a row that I have to get
Speaker 2: sorted this tax return, and I'm hoping that maybe that'll
Speaker 2: give me the extra leverage that I need. Fingers crossed.
Speaker 4: How exciting. Okay, let's go with another question. Let's say
Speaker 4: I wanted to read this one out, and I know
Speaker 4: I don't want to take all the main character moment
Speaker 4: from both of us, but this one is how much
Speaker 4: cash has Beck saved so far? Which is a great question,
Speaker 4: And I wanted to basically answer this one because I'm
Speaker 4: not exaggerating when I say I've not saved a single.
Speaker 2: An honest queen given honest queen.
Speaker 4: But but this pay is the first pay in I'm
Speaker 4: not exaggerating years where I still have money at the
Speaker 4: U and that's never happened before.
Speaker 2: What are you gonna do with it?
Speaker 4: I probably might spend it until before you answer answer,
Speaker 4: I'm gonna know, but realistically I'm gonna try not to
Speaker 4: spend it all. It'll be the first time in so
Speaker 4: long that it actually really that's awesome, Thank you so much.
Speaker 4: That's never happened before. I don't know, Like I'm like,
Speaker 4: have I forgot to pay for something? Because this is not
Speaker 4: come from Yeah?
Speaker 5: What did this?
Speaker 4: Why am I so not stressed out right?
Speaker 1: Now?
Speaker 2: Can I make a suggestion?
Speaker 4: Please?
Speaker 2: Without knowing how much is there? If you're worried you're
Speaker 2: going to spend it, I feel like you do need
Speaker 2: to do something because it's the first time you've done
Speaker 2: and that's really cool. Okay, why don't you buy one
Speaker 2: of those money teams you can't open and take out yes,
Speaker 2: twenty percent or fifty percent or whatever they're out of there,
Speaker 2: like withdraw it in cash and put it in your
Speaker 2: money tin because if you have it still in your account,
Speaker 2: you're STI gonna be able to see it, but if
Speaker 2: you put it in that money team you can't get
Speaker 2: to that it's shut. Yeah, because I feel like the
Speaker 2: fact that you've got that money leftover, like that's so exciting,
Speaker 2: Like you've clearly made a change, You've made some progress,
Speaker 2: and that's awesome. And if you want to spend it,
Speaker 2: that's so your programming. If I'm not telling you what
Speaker 2: you should shouldn't do, but I feel like at least
Speaker 2: a tiny little bit of it should go somewhere so
Speaker 2: that if you have an accident or if something happens,
Speaker 2: you've got like a little bit of a cash cushion.
Speaker 2: And if you can't leave it in your bank account,
Speaker 2: putting it somewhere where you can't see you forget about it.
Speaker 4: Yes, it's like a.
Speaker 2: Loose change I have a loose change coin thing that
Speaker 2: I throw coins in and it'll just the other I'm like,
Speaker 2: I have like sixty bucks in there, like wow, just
Speaker 2: from coins that I forgot about. It is in the
Speaker 2: top of my cupboard. So I feel like if you
Speaker 2: do that, and if every pay you take out fifty
Speaker 2: dollars or whatever, and.
Speaker 4: You're putting you a little thing.
Speaker 2: Then one day when you're like, oh, I really need
Speaker 2: money or I really want to buy something, you can
Speaker 2: open it and be like, oh my god, my hard
Speaker 2: work is just sitting.
Speaker 4: There waiting for me. That is a great idea.
Speaker 2: I I want you to honor this exciting moment in
Speaker 2: whatever way it works for you, but I feel like
Speaker 2: we need to like do something special with it.
Speaker 4: Thank you. That is so sweet. That's a very very
Speaker 4: good advice. I did try to do something similar, and
Speaker 4: I'm not saying this is going to be the same scenario,
Speaker 4: but like about two months ago, because as you know,
Speaker 4: I get paid monthly, I put literally fifty bucks in there,
Speaker 4: and I thought that'll be like that's you're going to
Speaker 4: be fine without that. About a week later, I had
Speaker 4: like my tweezers, my nail, my sisters, anything I was
Speaker 4: trying to break that.
Speaker 2: Did you get it out?
Speaker 4: Finally got it out? So long they are unbreakable, So
Speaker 4: do not put anything in there you're not willing to
Speaker 4: give up for a little while because you cannot get
Speaker 4: into that.
Speaker 2: They're well designed and.
Speaker 4: Very very well designed.
Speaker 2: That's really funny. Oh the congratulations and thank you for
Speaker 2: sharing that with everyone, because that's like, of course, not
Speaker 2: a not an easy thing to talk about sometimes, Oh.
Speaker 4: Not a problem, and thank you for the question, and
Speaker 4: but dot.
Speaker 2: Here's a good question, because I really like doing this.
Speaker 2: This is from Denie. She said, talking about gifts, how
Speaker 2: do you be respectful with three gifts? My budget isn't
Speaker 2: the same as that of the receiver. So I think
Speaker 2: she's saying that maybe she earns less than the person
Speaker 2: give me a gift.
Speaker 4: Two, she's considering regifting something.
Speaker 2: I'm a big fan of the regift. Yeah, And I
Speaker 2: feel like that might be controversial to say, because I
Speaker 2: love to give gifts as well, and I know that
Speaker 2: a lot of love and a lot of thought often
Speaker 2: goes into them. My personal opinion is, if you receive
Speaker 2: something and you're not going to use it, the act
Speaker 2: of being able to give that gift to somebody else
Speaker 2: who you feel like will love it. The gift that
Speaker 2: you have received from the person who gave it to
Speaker 2: you is the ability to then give a gift to
Speaker 2: somebody else. Like, you're still in my mind, you're still
Speaker 2: it's not you're not giving it away and going, ah,
Speaker 2: screw that, I don't like it. Yes, Like you're still
Speaker 2: receiving a gift, and that gift is the ability to
Speaker 2: give a gift, which I think is lovely. I feel
Speaker 2: like the rule of thumb is I wouldn't tell somebody
Speaker 2: that you're regifting.
Speaker 4: Yes, that's the that's I'm fully in support of it.
Speaker 2: If I've gifted something to someone and they've gifted on
Speaker 2: I don't care, But I also don't know that I
Speaker 2: want to know about it.
Speaker 4: Right right right. Well, that's it's a bit tricky because
Speaker 4: I feel like if you're regifting, you just got to
Speaker 4: make sure that person's not in the same brand group
Speaker 4: and you're opening those presents in front of other people,
Speaker 4: because someone somewhere might think that's a very familiar looking gift.
Speaker 2: Dependaspacify it is to deparently not name to somebody else,
Speaker 2: like a painted portrait of you, even the bottom of
Speaker 2: wine or you know, there are so many things that
Speaker 2: I feel like are more general. Isn't it better for
Speaker 2: something to go to a home where it's going to
Speaker 2: be loved rather than going to landfill if it goes
Speaker 2: in the bin or sitting in the back of a cupboard,
Speaker 2: just not doing anything.
Speaker 4: That's very true?
Speaker 2: Are you a regift?
Speaker 4: I am a bit of a regifted, but yes, obviously
Speaker 4: I like the gift is quite like what would you
Speaker 4: say personal? Like yeah, if it's if it's not too personal,
Speaker 4: like if it's like obviously not like a frame front
Speaker 4: of me and my best friend, I will give. If
Speaker 4: I'm not going to use it, I'll probably regift it.
Speaker 4: But I guess like also is how listener wanting to
Speaker 4: know if like what our solution is, like if you
Speaker 4: don't have the scene, like if don't have the budget
Speaker 4: to be gifting something.
Speaker 2: We're in charge today.
Speaker 4: Okay, so we have something very exciting. Our producer is
Speaker 4: going to be handling this one. It's not a question
Speaker 4: more of a statement. It is shares some behind the
Speaker 4: scenes info and so who bet have to give us
Speaker 4: behind the scenes info? Then are behind the scenes queen
Speaker 4: and Lisa?
Speaker 2: Who's that? Oh hi, how are you going? B? And
Speaker 2: jays that.
Speaker 4: That is so smooth first.
Speaker 2: Annual being Jadeq and A I'm so excited for this.
Speaker 6: Sending thoughts and prayers to VD out there voiceless in
Speaker 6: the oblivion in the Belie.
Speaker 2: We hope to have her back next week when she
Speaker 2: talks there. So am I not? I?
Speaker 4: It went welcome?
Speaker 2: Literally she sent me a voice note the other day
Speaker 2: and she was like, mag it was so funny.
Speaker 6: See, okay, so so you want me for this behind
Speaker 6: the scenes stuff. So I don't know I can reveal
Speaker 6: this is a producers secret tricks. I sign it, I
Speaker 6: sign a No, I don't sign it. The magic of podcasting,
Speaker 6: you know, we like to keep all of our secrets
Speaker 6: under the rug.
Speaker 4: That you do. You don't have to give us anything
Speaker 4: to I just wanted to know who is your favorite?
Speaker 4: Nothing crazy, definitely Sam.
Speaker 6: Look, I don't know what what kind of juicy dats
Speaker 6: do you want from me? Actually, here's one. The one
Speaker 6: thing that works whenever any of your voices fail. What
Speaker 6: is it that I threaten you with other than severe discipline,
Speaker 6: I offer you something friend to get you back in
Speaker 6: the game. And people treat this like it's a punishment. Literally,
Speaker 6: it saves the show so many times I have to say.
Speaker 2: I don't think I've ever actually had one. Yeah, you've
Speaker 2: never needed a few, You don't need one. Yes, your
Speaker 2: your voice is rather robust, but who does. A tremendous
Speaker 2: amount of.
Speaker 6: Her voice is her absolute weapon and her gift, and
Speaker 6: I am forever if she's coughing or spluttering too much.
Speaker 6: All I have to do is reach into my bag
Speaker 6: and shake it at her, and the look of terror
Speaker 6: in her.
Speaker 4: Eyes, cries and cries and cries. Is it's literal torture,
Speaker 4: like I would you know, you know you you'll force
Speaker 4: it down our throat for sure. But it does work.
Speaker 2: It really does work.
Speaker 6: So any of you out there whoever have a have
Speaker 6: to speak for something and it's not working. Friends, And
Speaker 6: to bring it back to she's on the money, they've
Speaker 6: rather cost effective. I think it's like one dollars from
Speaker 6: from wherever you get your fisherman's friends, and they will
Speaker 6: last you about ten years.
Speaker 4: That's true. That one packet, even if you have one
Speaker 4: every money win, it's going to last your ten years.
Speaker 4: That's incredible. Would that would that be a money win?
Speaker 4: Would that be a broke tip?
Speaker 2: You reckon the way? You could girl?
Speaker 4: Either way? I think it's yeah, it's definitely right in
Speaker 4: the middle. Okay, what other questions do I have for
Speaker 4: you that's behind the scenes related?
Speaker 2: Do you have anything one that I would like to
Speaker 2: bring up?
Speaker 6: Because I thought I thought that this was something that
Speaker 6: would dominate everything that we talked about from forever on
Speaker 6: the show.
Speaker 2: And it didn't actually really come up. It came up
Speaker 2: in a video.
Speaker 6: But jay Rick a couple of weeks ago was lovely
Speaker 6: and went to was It Cat jay Rick and bought
Speaker 6: a bunch of toys for two other members of the
Speaker 6: team who tend to get a little bit distracted while
Speaker 6: we were recording. Jay Rick, you thought that that would
Speaker 6: actually help focus.
Speaker 2: We have a few neurospicy friends on the team. We
Speaker 2: do wish you know, it's fine, and we you guys
Speaker 2: sit in the studio for long chunks of time, something big, huge,
Speaker 2: it's hard to focus, and some people wrap their cord
Speaker 2: around and some people like to shake things or rattle things,
Speaker 2: and so we thought, you know what'll fix that? Stress ball? Well,
Speaker 2: this is how I consider it. You are, jay Rik.
Speaker 6: You saw Beck's knuckles turning blue, as did I. I
Speaker 6: was just laughing that you made a little mental mental
Speaker 6: went what can I what won't cut the circulation off
Speaker 6: hands while she's trying to record the show?
Speaker 2: I know, And yeah, that was a fun day. If
Speaker 2: you're not following us on Instagram, you missed out, because
Speaker 2: what happened was I brought them and everyone got very excited.
Speaker 2: There was a stress ball for All, and then we
Speaker 2: started recording a Friday Drinks and we couldn't get started
Speaker 2: because Beck and Victoria were like flinging.
Speaker 4: It was quite incredible because we were swinging these things,
Speaker 4: but they would not hit each other.
Speaker 2: And that's why, like, I just couldn't.
Speaker 4: It was just I couldn't move forward unless they organically
Speaker 4: hit each other.
Speaker 2: They couldn't.
Speaker 4: They did it anyway.
Speaker 2: So that's my content that you can expect on my Instagram.
Speaker 4: I definitely followed j Rick. I feel like you're my
Speaker 4: favorite influencer.
Speaker 2: Stop it. I'm definitely not an influencer, but I'll take
Speaker 2: favoritism absolutely, no.
Speaker 6: Yeah, yeah, And.
Speaker 2: I refused to pay for one. I just you can
Speaker 2: pay for one now anyone can pay for a tea,
Speaker 2: which is because I have a business, but also I
Speaker 2: feel like it defeats the purpose totally. Do you know
Speaker 2: if they are verified?
Speaker 4: I don't have they're famous on it? Literally, I'm not famous.
Speaker 2: When when the tick got off it, I.
Speaker 6: Was like, oh am I, Oh no wait, you can
Speaker 6: pay for it now?
Speaker 2: Okay you need a tick? Am I able to nominate?
Speaker 4: To nominate?
Speaker 2: You can?
Speaker 4: I say what your like? What your show is? Is
Speaker 4: that allowed all of your famous things you got going on?
Speaker 2: Well, I am the producer, so I can just come.
Speaker 4: That's very true. I'm going the name drop anly so
Speaker 4: really quick. So on Triple R she has a Friday
Speaker 4: evening show. She took that slot from a very very popular.
Speaker 2: I didn't take it.
Speaker 4: It was he wrapped up, wrapped. She did it. No,
Speaker 4: she was offered the very very popular Friday evening slot.
Speaker 2: The show is called me on You want to it properly?
Speaker 2: Thank you? Yes?
Speaker 4: Yes? On Sunset is I'm sure very relevant. Everyone and
Speaker 4: your band well sor are you?
Speaker 2: Thank you so much? Beck?
Speaker 6: I appreciate that new single out now, But anyway, as
Speaker 6: your producer, I'm going to say, moving right along, give
Speaker 6: the wonderful she's on the money listeners what they want
Speaker 6: for their Friday.
Speaker 2: So what's the next question? Next question is all about
Speaker 2: working with VD. I thought she can't be here, but
Speaker 2: let's have a little chat about that. And it comes
Speaker 2: from Maddie who said, what's your biggest love and biggest
Speaker 2: pet hate about working with me? Ah?
Speaker 4: Oh okay.
Speaker 2: I feel like Victoria is very sun I think I've
Speaker 2: never had a relationship with a boss like what I
Speaker 2: have with Victoria and it's very special and I feel
Speaker 2: very thankful, and she's just a really good, kind, supportive
Speaker 2: person and it doesn't feel like she's, you know, an
Speaker 2: overbearing boss. I've had a lot of those, and that's
Speaker 2: not the experience at all. But I feel like the
Speaker 2: biggest pet hate that comes off the back of that
Speaker 2: is sometimes I feel like I have to be in
Speaker 2: the like, sit down and focus on your work, because
Speaker 2: she does have ADHD and it's part of what makes
Speaker 2: her so absolutely brilliant at what she does. But also
Speaker 2: sometimes I'm like, I can't keep up with your brain.
Speaker 2: Like her brain runs a million miles a minute and
Speaker 2: I just struggle to keep up with her. She's all
Speaker 2: the way over here and I'm all the way down here,
Speaker 2: and I'm like, how did we what happened to the
Speaker 2: original of the movie, Like I just don't understand it all. Yeah,
Speaker 2: but that's also what keeps things fun and fresh.
Speaker 4: Yes, very true. I'm like, I'm gonna say something very similar.
Speaker 4: I really it is that way you made me go first,
Speaker 4: It could exactly. I got to have no material banked off,
Speaker 4: So just kidding. No, I love working with tour. She
Speaker 4: is very fun charismatic. She's so good, Like she will
Speaker 4: be talking all day and it never like she never
Speaker 4: gets I don't know how to say it, but like
Speaker 4: she feels like she never gets tired, and if she.
Speaker 2: Does tea, she doesn't show it.
Speaker 4: Definitely, Whereas I will be like half an hour in
Speaker 4: and I'm so like, okay, i am going to need
Speaker 4: a break now. Yeah, she's just so good. She's so good.
Speaker 4: But I would say your biggest pep peeve also probably
Speaker 4: the same thing. She does get distracted a lot. I
Speaker 4: know that's probably her ADHD, but we and then I
Speaker 4: get distracted something. You get set off, I get set off.
Speaker 4: I think. So Victoria has unofficially diagnosed me also with ADHD,
Speaker 4: and it feels right. I haven't got any diagnosed technology.
Speaker 4: Oh there you go.
Speaker 2: Okay, she's not a psychologist, but she did study psycho.
Speaker 4: She did, so she might know. But once she gets
Speaker 4: starts telling me something, then I'm gone, Like I'm done
Speaker 4: for I'm gonna be so invested in this and whatever,
Speaker 4: Like if she brings something fun to the table or
Speaker 4: you bring these toys, we're both gone. It takes us
Speaker 4: so long to get straight back down to it, you know,
Speaker 4: Our normal formation at the table is Beckon Victorious across
Speaker 4: reach and then we see it like a rectangular ish
Speaker 4: table beck and Victoria across from each other, and Analisa
Speaker 4: and I are across from each other.
Speaker 2: And sometimes you guys will just be like zoning like
Speaker 2: you are gone, good luck, have fun, and Analisa and
Speaker 2: I just lock eyes across the table.
Speaker 6: Yes, I second that, j Ris, and the formation works
Speaker 6: because you and I can.
Speaker 2: Sort of stare into each other's eyes. We need what
Speaker 2: we need to We need to break. We need to
Speaker 2: break you.
Speaker 4: To up maybe because then like you won't jay Rick,
Speaker 4: you won't make me feel distracted, and vice versa with
Speaker 4: like you and Gutoria.
Speaker 2: So also Lucy is usually on the floor legs a kimbo.
Speaker 6: Dreaming, dreamings, yes, gassing us all yeah, actually.
Speaker 2: I've got some beef with Lucy.
Speaker 6: Yeah no, all right, moving along, I reckon, Hey, you
Speaker 6: know what, I think it's almost time to put a
Speaker 6: pin in it.
Speaker 4: Yea, because we are satisfyed.
Speaker 6: This is uh, this is rolling on into quite a
Speaker 6: lengthy Friday, so we'd like to keep it short and sweet.
Speaker 2: Yes, we've been wrapped up.
Speaker 4: My gosh, I can't believe this is happening to us.
Speaker 2: It was so sad. Where have you guys enjoyed it?
Speaker 2: If you want to learn more finance things, come hang
Speaker 2: out with us on Facebook or Instagram. We're act cheezing
Speaker 2: the Money a us. Make sure you leave us to
Speaker 2: a review. This is what I say on the proper
Speaker 2: and go listen to a probably playbook. I'm hosting a
Speaker 2: property playbook. Go listen and review that and tell huge
Speaker 2: congrats on that. Jay Rick giving the people what they want.
Speaker 2: We love to hear it. It's been really fun. And
Speaker 2: there's a Facebook group and Instagram for those as well.
Speaker 4: We're everywhere.
Speaker 2: We're doing our best give you lots of fun content,
Speaker 2: So go check out all of those things. They're all
Speaker 2: in the show notes as always have Lovely Friday, Hope
Speaker 2: Week Friday.
Speaker 4: Bye guys, Bye bye.
Speaker 5: The advice shared on She's on the Money is general
Speaker 5: in nature and does not consider your individual circumstances. She's
Speaker 5: on the Money exists purely for educational purposes and should
Speaker 5: not be relied upon to make an investment or financial decision.
Speaker 5: If you do choose to buy a financial product, read
Speaker 5: the PDS TMD and obtain appropriate financial.
Speaker 4: Advice tailored towards your needs.
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