1 00:00:00,680 --> 00:00:04,920 Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr 2 00:00:04,960 --> 00:00:08,680 Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before 3 00:00:08,680 --> 00:00:11,160 Speaker 1: we get started on She's on the Money podcast, I 4 00:00:11,160 --> 00:00:14,319 Speaker 1: would like to acknowledge the traditional custodians of the land 5 00:00:14,400 --> 00:00:17,680 Speaker 1: of which this podcast is recorded on a wondery country, 6 00:00:18,120 --> 00:00:22,560 Speaker 1: acknowledging the elders, the ancestors and the next generation coming through. 7 00:00:23,040 --> 00:00:27,159 Speaker 1: As this podcast is about connecting, empowering, knowledge sharing and 8 00:00:27,240 --> 00:00:30,600 Speaker 1: the storytelling of you to make a difference for today 9 00:00:31,040 --> 00:00:32,640 Speaker 1: and lasting impact for tomorrow. 10 00:00:33,320 --> 00:00:34,120 Speaker 2: Let's get into it. 11 00:00:34,760 --> 00:00:47,880 Speaker 3: She's on the Money, She's on the Money. 12 00:00:57,760 --> 00:01:01,240 Speaker 4: Hello, and welcome to She's Under Money Podcast millennials who 13 00:01:01,280 --> 00:01:04,360 Speaker 4: want financial freedom. Today is Friday, which means it is 14 00:01:04,400 --> 00:01:06,679 Speaker 4: time to get the team together to celebrate you the 15 00:01:06,760 --> 00:01:09,839 Speaker 4: incredible She's on the Money community. Today, I'll be sharing 16 00:01:09,840 --> 00:01:12,039 Speaker 4: some of my favorite money wins. Beck will be sharing 17 00:01:12,080 --> 00:01:14,240 Speaker 4: some of her best broke tips, and then we're going 18 00:01:14,280 --> 00:01:16,000 Speaker 4: to switch up the format a little bit and get 19 00:01:16,000 --> 00:01:18,560 Speaker 4: into some really fun Q and as after the break. 20 00:01:18,959 --> 00:01:21,160 Speaker 4: Now you might be listening to the voice and going 21 00:01:21,640 --> 00:01:24,920 Speaker 4: that's not Victoria to Victoria. Your voice sounds so different, 22 00:01:25,200 --> 00:01:27,280 Speaker 4: and in fact, right now, it does. She sounds like 23 00:01:27,319 --> 00:01:30,199 Speaker 4: she's crawled from the depths of the center of the earth. 24 00:01:30,280 --> 00:01:31,000 Speaker 2: She sounds like this. 25 00:01:34,080 --> 00:01:37,480 Speaker 4: But I'm just Ricky and I'm here with beckside. Hi, 26 00:01:37,720 --> 00:01:40,080 Speaker 4: just go any case you can't tell today is going 27 00:01:40,120 --> 00:01:40,639 Speaker 4: to be loose. 28 00:01:41,319 --> 00:01:44,480 Speaker 5: Can I can see her thing real silly today? I 29 00:01:44,520 --> 00:01:46,200 Speaker 5: feel a bit silly. Do you feel a bit silly? 30 00:01:46,200 --> 00:01:47,400 Speaker 4: I do you feel a bit silly if you came 31 00:01:47,440 --> 00:01:52,520 Speaker 4: to financial advice? This episode not the one we're going 32 00:01:52,600 --> 00:01:54,520 Speaker 4: to be in JQ and A on the back half. 33 00:01:54,360 --> 00:01:54,560 Speaker 1: Of this. 34 00:01:57,640 --> 00:02:01,720 Speaker 4: Loves I'm happy with when Georgia was here with the 35 00:02:01,800 --> 00:02:02,600 Speaker 4: G and j Q and A. 36 00:02:02,840 --> 00:02:05,920 Speaker 5: That's cute, missy George. I'm trying to just roll it over, 37 00:02:06,160 --> 00:02:09,239 Speaker 5: but perhaps you're trying to like skip over that really quickly, 38 00:02:09,320 --> 00:02:10,600 Speaker 5: so no, won't make any connection that. 39 00:02:11,160 --> 00:02:13,120 Speaker 4: Yeah, that's what it is. It is what it is. 40 00:02:13,240 --> 00:02:15,440 Speaker 4: It is what it is, Take it or leave it. Okay, 41 00:02:16,280 --> 00:02:18,480 Speaker 4: we're just here. We're doing our best. We're doing our best. 42 00:02:18,639 --> 00:02:20,800 Speaker 5: I might not be able to answer any those questions 43 00:02:20,800 --> 00:02:22,160 Speaker 5: because I'm gay women, but. 44 00:02:24,360 --> 00:02:26,360 Speaker 4: No, I'm just kidding. We're gonna go, We're gonna get. 45 00:02:26,240 --> 00:02:28,120 Speaker 5: Away from that it's Beck and Jess quick Q and 46 00:02:28,160 --> 00:02:29,960 Speaker 5: A which I'm very excited for stunning. 47 00:02:30,000 --> 00:02:31,440 Speaker 4: I think it's going to be really good, but we 48 00:02:31,560 --> 00:02:34,119 Speaker 4: are we're going to keep things a little sense of normality, 49 00:02:34,160 --> 00:02:37,040 Speaker 4: if you will. So we're going to run through huge 50 00:02:37,120 --> 00:02:38,839 Speaker 4: Would you like to hear some of my favorite money wins? 51 00:02:39,040 --> 00:02:42,440 Speaker 4: I would die for that, But should ask you what 52 00:02:42,480 --> 00:02:45,520 Speaker 4: your how your week was? First? And getting ahead of myself. 53 00:02:47,400 --> 00:02:51,720 Speaker 4: Very average, to be honest, nothing exciting, nothing sad, nothing sad, no, no, 54 00:02:51,720 --> 00:02:54,040 Speaker 4: just plodding along. I feel a bit of the same, 55 00:02:54,080 --> 00:02:55,440 Speaker 4: same same for me. How about for you? 56 00:02:56,000 --> 00:02:59,919 Speaker 5: Well, same same, same for me. I was visited by 57 00:03:00,080 --> 00:03:01,119 Speaker 5: Current Affair this week. 58 00:03:01,360 --> 00:03:03,960 Speaker 4: Oh tell us more about that? There's a little bit 59 00:03:04,000 --> 00:03:05,000 Speaker 4: of the same same same. 60 00:03:06,240 --> 00:03:08,240 Speaker 5: No, well it's something that old old chat about more 61 00:03:08,280 --> 00:03:10,360 Speaker 5: in Victoria is here. But basically there's been like a 62 00:03:10,360 --> 00:03:13,160 Speaker 5: big rental increase at my house and it's just the 63 00:03:13,200 --> 00:03:15,600 Speaker 5: same old story for like everyone around us. I see, 64 00:03:16,160 --> 00:03:18,239 Speaker 5: and one of my friends who worked is like a 65 00:03:18,320 --> 00:03:20,280 Speaker 5: lawyer in the tenants union. 66 00:03:20,320 --> 00:03:21,639 Speaker 4: I think, sorry if I've got that wrong. 67 00:03:21,680 --> 00:03:25,440 Speaker 5: If she's listening, and basically she wanted to, you know, 68 00:03:25,480 --> 00:03:27,040 Speaker 5: see if there's anyone out there want to tell that 69 00:03:27,120 --> 00:03:29,840 Speaker 5: story for the for like a little piece about you know, 70 00:03:29,960 --> 00:03:34,560 Speaker 5: rental increase, so that and I did. 71 00:03:35,120 --> 00:03:37,160 Speaker 4: We will get into it more in Victoria is bad, Yeah, 72 00:03:37,200 --> 00:03:39,120 Speaker 4: not sick. But how much do they increase your in buy? 73 00:03:39,280 --> 00:03:40,600 Speaker 5: You know, we we did go back to them, but 74 00:03:40,640 --> 00:03:44,440 Speaker 5: basically they proposed eight hundred and twenty three dollars, which 75 00:03:44,480 --> 00:03:46,600 Speaker 5: is like a seventeen percent increase per month. 76 00:03:46,960 --> 00:03:47,800 Speaker 4: But we went. 77 00:03:47,680 --> 00:03:51,000 Speaker 5: Back and kind of like proposed something else. But we 78 00:03:51,000 --> 00:03:53,440 Speaker 5: haven't heard back yet, so they could. I don't want 79 00:03:53,440 --> 00:03:56,600 Speaker 5: to like confirm that that's the increase and like be 80 00:03:56,720 --> 00:03:59,720 Speaker 5: like outraged by it because it could maybe not be eventually, 81 00:03:59,800 --> 00:04:00,440 Speaker 5: you know what I mean. 82 00:04:00,960 --> 00:04:02,720 Speaker 4: But they can catch you being outraged on a current 83 00:04:02,760 --> 00:04:03,480 Speaker 4: fan next week. 84 00:04:03,440 --> 00:04:08,480 Speaker 5: They might they might just catch that, and I'm terrified. 85 00:04:08,800 --> 00:04:10,720 Speaker 5: But also, you know, it's for a good cause. It's 86 00:04:10,720 --> 00:04:11,520 Speaker 5: feeling greater good. 87 00:04:11,720 --> 00:04:13,640 Speaker 4: You're not the only one experiencing that either that. I've 88 00:04:13,640 --> 00:04:17,040 Speaker 4: seen a lot of people who are saying that, you know, 89 00:04:17,160 --> 00:04:18,960 Speaker 4: increases are crazy. And I know that there are people 90 00:04:18,960 --> 00:04:21,520 Speaker 4: within our community who are landlords. And we're definitely not 91 00:04:21,560 --> 00:04:24,599 Speaker 4: saying the lord's bad, landlords evil, but we are saying 92 00:04:25,000 --> 00:04:29,520 Speaker 4: that it's unfair sometimes to spring such exorbitant changes, particularly 93 00:04:29,560 --> 00:04:32,120 Speaker 4: when just like in the sher market, there are ebbs 94 00:04:32,160 --> 00:04:34,599 Speaker 4: and flows. So is the same with you know, the 95 00:04:34,800 --> 00:04:38,840 Speaker 4: investment that is investment property, and it's not always fair 96 00:04:38,920 --> 00:04:40,680 Speaker 4: to pass one hundred percent of the increase that you 97 00:04:40,839 --> 00:04:43,680 Speaker 4: experience onto the people who are living there. That's exactly right. 98 00:04:43,720 --> 00:04:45,640 Speaker 5: But you know, as I always say, we do have 99 00:04:45,680 --> 00:04:49,080 Speaker 5: empathy for everyone involved. Everyone's experiencing it, so there's no 100 00:04:49,880 --> 00:04:50,760 Speaker 5: it sucks for everyone. 101 00:04:50,800 --> 00:04:56,360 Speaker 4: That's basically it's all very doom and gloom. Today. Let 102 00:04:56,400 --> 00:04:57,960 Speaker 4: me light the mood a little bit and tell you 103 00:04:58,000 --> 00:05:01,039 Speaker 4: some some fun positive win Yes, my first one this 104 00:05:01,120 --> 00:05:03,839 Speaker 4: week comes from Meghan, who said, I found out that 105 00:05:03,920 --> 00:05:06,560 Speaker 4: I can get two months of Binge for free through 106 00:05:06,600 --> 00:05:07,400 Speaker 4: my Optice account. 107 00:05:07,480 --> 00:05:07,800 Speaker 2: Wow. 108 00:05:07,880 --> 00:05:10,960 Speaker 4: Psa, they are also offering three months of Netflix at 109 00:05:11,000 --> 00:05:13,560 Speaker 4: fifty percent off. But I use my survey money to 110 00:05:13,560 --> 00:05:16,320 Speaker 4: buy Amazon gift cards for my subscription. Oh say, there 111 00:05:16,360 --> 00:05:21,120 Speaker 4: you go. TV subscriptions are expensive. We freeload them all 112 00:05:21,279 --> 00:05:23,840 Speaker 4: from various people. I think my partner and I pay 113 00:05:23,880 --> 00:05:25,960 Speaker 4: for a single one. Actually no, maybe we played for Disney. 114 00:05:26,320 --> 00:05:29,400 Speaker 4: But have you seen the thing about how Netflix is 115 00:05:29,480 --> 00:05:31,880 Speaker 4: up here? Yes? Oh, I didn't see that one. 116 00:05:31,880 --> 00:05:33,360 Speaker 5: Sorry I jumped the gun, but I saw that they 117 00:05:33,400 --> 00:05:35,760 Speaker 5: were using your home. 118 00:05:36,080 --> 00:05:38,719 Speaker 4: Oh yeah, that's like it's going to increase the price. 119 00:05:38,800 --> 00:05:42,239 Speaker 4: It's there proposing. I don't know if it's officially happening 120 00:05:42,480 --> 00:05:44,640 Speaker 4: that they're going to geo locate so that you can 121 00:05:44,680 --> 00:05:47,680 Speaker 4: only watch it from Basically, they're making sure that you 122 00:05:47,720 --> 00:05:50,560 Speaker 4: can't have five family members, which is what we do 123 00:05:50,720 --> 00:05:52,719 Speaker 4: who are always in five different houses and use the 124 00:05:52,720 --> 00:05:55,159 Speaker 4: same account. But I feel like that's the worst decision 125 00:05:55,160 --> 00:05:56,800 Speaker 4: they could make because everyone's just going to stop using 126 00:05:56,920 --> 00:06:00,440 Speaker 4: Netflix because there are now fifteen different platforms exactly. 127 00:06:00,480 --> 00:06:03,720 Speaker 5: Plus sometimes I like to go to a little motel 128 00:06:03,960 --> 00:06:07,160 Speaker 5: or like a you have Like well, it's very strange 129 00:06:07,160 --> 00:06:09,000 Speaker 5: to say out of context, but if i'm you know, 130 00:06:09,080 --> 00:06:12,000 Speaker 5: go and visit family and like I'm stopping halfway, I'll 131 00:06:12,040 --> 00:06:13,920 Speaker 5: go go holiday. I'll go in a little holiday and 132 00:06:14,120 --> 00:06:16,039 Speaker 5: I go to places that have smart TV so I 133 00:06:16,040 --> 00:06:18,600 Speaker 5: can lay around and watch Netflix. But you won't be 134 00:06:18,600 --> 00:06:19,960 Speaker 5: able to do that because that's not my home. 135 00:06:20,040 --> 00:06:22,159 Speaker 4: Yeah, I'm pretty sure on my TV, my Amazon Prime 136 00:06:22,200 --> 00:06:24,120 Speaker 4: is still logged in at the airbnb that we stayed 137 00:06:24,160 --> 00:06:27,520 Speaker 4: up Victory. Since I need to check on someone who's 138 00:06:27,920 --> 00:06:31,760 Speaker 4: enjoying this day whatever, I'm already paying for it, but 139 00:06:31,800 --> 00:06:34,400 Speaker 4: not under the new US. My next money when this 140 00:06:34,440 --> 00:06:37,039 Speaker 4: week comes from Ashley, who said I worked out that 141 00:06:37,120 --> 00:06:39,799 Speaker 4: in the last year I have spent thousands of dollars 142 00:06:39,800 --> 00:06:42,320 Speaker 4: on coffee. Thus, when I got a little bit more 143 00:06:42,320 --> 00:06:44,000 Speaker 4: over time in my pay this week, I went and 144 00:06:44,040 --> 00:06:45,840 Speaker 4: bought a coffee machine so I can do it all 145 00:06:45,920 --> 00:06:48,159 Speaker 4: at home. Now. The most I can spend in the 146 00:06:48,200 --> 00:06:50,799 Speaker 4: next fifty two weeks is three hundred dollars. Small investment, 147 00:06:50,800 --> 00:06:52,520 Speaker 4: but it will cut down my weekly spending and help 148 00:06:52,560 --> 00:06:54,800 Speaker 4: me safe towards a house. I really liked your use 149 00:06:54,839 --> 00:06:57,160 Speaker 4: of the word thus thus I feel like side of 150 00:06:57,240 --> 00:06:59,839 Speaker 4: essays nobody uses the word thus, but also that you 151 00:07:00,160 --> 00:07:02,640 Speaker 4: the math. Well done, Ashley, Yeah, that's really great. Next, 152 00:07:02,680 --> 00:07:04,840 Speaker 4: I have a money in from Kiara, who said I 153 00:07:04,880 --> 00:07:08,520 Speaker 4: was working a shitty split shift roster Sunday to Thursday 154 00:07:08,560 --> 00:07:10,800 Speaker 4: and it really wasn't working for my lifestyle, while the 155 00:07:10,800 --> 00:07:13,600 Speaker 4: work culture also wasn't great. I spoke to the head 156 00:07:13,600 --> 00:07:16,600 Speaker 4: of HR and changed departments, which meant I got Monday 157 00:07:16,640 --> 00:07:20,040 Speaker 4: to Friday under pay rise as well plus a work vehicle. 158 00:07:20,280 --> 00:07:23,320 Speaker 4: Absolutely cheering. That is so good. 159 00:07:23,360 --> 00:07:25,320 Speaker 5: I wish it was that easy, like in every job ever. 160 00:07:25,400 --> 00:07:27,760 Speaker 5: I didn't like this, then that's it. 161 00:07:27,800 --> 00:07:29,640 Speaker 4: They change it for you. If you don't like your rostar, 162 00:07:29,680 --> 00:07:32,720 Speaker 4: did you know you can just ask to change it. Honestly, 163 00:07:32,760 --> 00:07:35,000 Speaker 4: not something that would occur to me as the first time. 164 00:07:35,000 --> 00:07:37,760 Speaker 4: I would never. I would have just hated on everyone 165 00:07:37,840 --> 00:07:40,000 Speaker 4: and stay there forever. She's living by the rule though. 166 00:07:40,080 --> 00:07:42,120 Speaker 4: Worst they can say is no, that's sure of the question. 167 00:07:42,120 --> 00:07:44,120 Speaker 4: I love them, you love to see it. My next 168 00:07:44,120 --> 00:07:46,679 Speaker 4: money when is from Imagen, who said, my itty bitty 169 00:07:46,760 --> 00:07:50,000 Speaker 4: stock portfolio is finally back in the positive after one 170 00:07:50,000 --> 00:07:52,600 Speaker 4: of my holdings lost ninety percent of its value and 171 00:07:52,720 --> 00:07:55,760 Speaker 4: went bankrupt. It just goes to show that investing really 172 00:07:55,880 --> 00:07:58,720 Speaker 4: is about having diverse portfolios and being in it for 173 00:07:58,760 --> 00:08:02,200 Speaker 4: the long term. Oh wow, that's exciting. 174 00:08:02,440 --> 00:08:02,640 Speaker 3: You know. 175 00:08:03,240 --> 00:08:06,000 Speaker 4: I'm obviously I also have an ebbitty portfolio. I'm not 176 00:08:06,000 --> 00:08:09,040 Speaker 4: a big time infest. But seeing that thirty cent dividend 177 00:08:09,440 --> 00:08:11,960 Speaker 4: hits like no other. Oh, like, it feels like you're 178 00:08:11,960 --> 00:08:16,360 Speaker 4: really doing things. So I'm very excited. I feel your thrill, Imagen. Next, 179 00:08:16,400 --> 00:08:19,000 Speaker 4: I have a money win from Nikita, who said money 180 00:08:19,040 --> 00:08:22,080 Speaker 4: win my grandmother nit me a cute sweater Verse because 181 00:08:22,120 --> 00:08:24,680 Speaker 4: her doctor recommended she take up knitting to keep her 182 00:08:24,760 --> 00:08:27,400 Speaker 4: eyesight in check. Oh that's cute. 183 00:08:27,520 --> 00:08:31,160 Speaker 5: If I didn't realize they would be so related, so wholesome. 184 00:08:31,160 --> 00:08:33,240 Speaker 4: It very She doesn't have to buy a sweatter verse now 185 00:08:33,240 --> 00:08:35,160 Speaker 4: because her grandma made it one. I just think very cute. 186 00:08:35,280 --> 00:08:38,080 Speaker 4: That is adorable. And lastly, I have a money in 187 00:08:38,120 --> 00:08:40,719 Speaker 4: from Stellar. This one's for you back, she said, money win. 188 00:08:41,160 --> 00:08:43,040 Speaker 4: My partner and I just bought our first house with 189 00:08:43,120 --> 00:08:45,640 Speaker 4: the help of Nikki at Sella Shout Nikki, and when 190 00:08:45,640 --> 00:08:48,000 Speaker 4: we moved in on the weekend, we discovered that they 191 00:08:48,040 --> 00:08:51,000 Speaker 4: had left behind a cutting of their variegated monster, which 192 00:08:51,040 --> 00:08:54,320 Speaker 4: would have cost three hundred plus dollars. It's not the healthiest, 193 00:08:54,360 --> 00:08:55,640 Speaker 4: but it has a root. And I say that's for 194 00:08:55,679 --> 00:08:58,280 Speaker 4: you because I can no longer say the word variegated 195 00:08:58,360 --> 00:09:03,440 Speaker 4: monster without thinking of you. Going a game on Stera. 196 00:09:04,000 --> 00:09:07,000 Speaker 4: Congratulations on your very game one, Sterra. I'm so jealous 197 00:09:07,120 --> 00:09:10,080 Speaker 4: in your first home. That's the most exciting housewoman gift ever. 198 00:09:10,679 --> 00:09:13,760 Speaker 4: God Yea, that's so exciting. That's everything that I've got 199 00:09:13,760 --> 00:09:16,920 Speaker 4: this week. But I'm excited to hear from your side 200 00:09:16,920 --> 00:09:17,880 Speaker 4: of the community. 201 00:09:18,040 --> 00:09:20,760 Speaker 5: All right, he already that you've got so this week, 202 00:09:20,840 --> 00:09:23,079 Speaker 5: I also just wanted to say that we obviously had 203 00:09:23,120 --> 00:09:26,120 Speaker 5: our theme song sent in last week. That was to 204 00:09:26,200 --> 00:09:29,600 Speaker 5: the tune of what was it furglicious or something which 205 00:09:29,679 --> 00:09:30,400 Speaker 5: we loved. 206 00:09:30,480 --> 00:09:32,160 Speaker 4: We haven't been sent in you one this week so 207 00:09:32,320 --> 00:09:33,960 Speaker 4: because it is so hard to top last week. So 208 00:09:34,000 --> 00:09:36,560 Speaker 4: it is people are intimidated. 209 00:09:36,200 --> 00:09:38,600 Speaker 5: Totally totally. Don't be scared, don't be shy. 210 00:09:38,840 --> 00:09:40,640 Speaker 4: Please send in your theme songs. 211 00:09:40,679 --> 00:09:42,800 Speaker 5: If you come up with anything, you don't even. 212 00:09:42,600 --> 00:09:44,600 Speaker 4: Have to sing it. You could just explain it in. 213 00:09:45,160 --> 00:09:47,920 Speaker 5: If you explain it, will sing it, yes, yes, yes, 214 00:09:48,000 --> 00:09:51,800 Speaker 5: exactly explain it and me and Jessica Richie will see no, 215 00:09:51,840 --> 00:10:01,640 Speaker 5: that's not I can quote you a batim back. Okay, 216 00:10:02,320 --> 00:10:05,200 Speaker 5: So this week's broke Tips, as usual, I'll give you 217 00:10:05,240 --> 00:10:10,040 Speaker 5: two from our listeners and one from myself done. So 218 00:10:10,160 --> 00:10:11,960 Speaker 5: the first broken tip I'm going to tell you about 219 00:10:12,080 --> 00:10:15,960 Speaker 5: it's from Katrina, who has basically just sent through something 220 00:10:16,000 --> 00:10:17,839 Speaker 5: that I love and I do all the time. Her 221 00:10:17,840 --> 00:10:21,640 Speaker 5: tip is my seven eleven Rewards app is honestly the 222 00:10:21,640 --> 00:10:24,480 Speaker 5: best thing you could ever download on your phone ever. 223 00:10:24,960 --> 00:10:27,400 Speaker 5: So if you go to a seven eleven and you 224 00:10:27,800 --> 00:10:30,520 Speaker 5: see that their prices are I don't know, one ninety 225 00:10:30,600 --> 00:10:33,160 Speaker 5: nine per liter or whatever. If you just open up 226 00:10:33,200 --> 00:10:37,560 Speaker 5: your seven eleven app and find cheaper fuel around you, 227 00:10:37,559 --> 00:10:41,000 Speaker 5: you lock it in. You're paying that price. You're not 228 00:10:41,040 --> 00:10:43,079 Speaker 5: saying what you're where you are currently. 229 00:10:43,160 --> 00:10:45,520 Speaker 4: Does that make sense? Yeah, super smart, so that if 230 00:10:45,559 --> 00:10:47,080 Speaker 4: you can find somebody that has it cheaper, you can 231 00:10:47,080 --> 00:10:51,240 Speaker 4: take advantage without having to drive twenty minutes too. Exactly right, 232 00:10:51,559 --> 00:10:52,280 Speaker 4: exactly right. 233 00:10:52,360 --> 00:10:55,360 Speaker 5: So I really encourage everyone to jump on because that's 234 00:10:55,400 --> 00:10:57,360 Speaker 5: not the only thing you get with the seven eleven app. 235 00:10:57,360 --> 00:11:00,839 Speaker 4: It does sound like and stuff we would love to hear. 236 00:11:00,840 --> 00:11:02,000 Speaker 4: Free food. It wasn't one. 237 00:11:02,200 --> 00:11:07,120 Speaker 5: Yeah, and like my morning coffee soy milk coffee. By 238 00:11:07,120 --> 00:11:09,559 Speaker 5: the way, they do have soy machines. 239 00:11:09,480 --> 00:11:12,760 Speaker 4: A dollar fifty. You would you can't find it that cheap. 240 00:11:12,880 --> 00:11:14,640 Speaker 5: You can't find that anywhere else. 241 00:11:14,760 --> 00:11:18,160 Speaker 4: It's amazing. It plugs into If you're points lover like me, 242 00:11:18,679 --> 00:11:21,280 Speaker 4: you can connect your velocity to your seven eleven, so 243 00:11:21,520 --> 00:11:23,760 Speaker 4: your petrol and any purchase you make in store. You 244 00:11:23,920 --> 00:11:26,280 Speaker 4: also can get airline points for which you can put 245 00:11:26,280 --> 00:11:26,840 Speaker 4: to on a trip. 246 00:11:27,200 --> 00:11:31,920 Speaker 5: That's true, you can whatever you need actually will fulfill 247 00:11:31,960 --> 00:11:34,120 Speaker 5: all your hopes and dreams. I would say, I mean 248 00:11:34,920 --> 00:11:37,160 Speaker 5: say it, but I think it's going to fulfill all 249 00:11:37,160 --> 00:11:39,719 Speaker 5: your hopes and dreams. So my second broke tip for 250 00:11:39,720 --> 00:11:44,120 Speaker 5: this week is from Jessica, who said it's a great name, 251 00:11:44,320 --> 00:11:48,640 Speaker 5: it's perfect. So Jessica says, order the Kids Menu everywhere 252 00:11:48,640 --> 00:11:51,080 Speaker 5: you go, which I actually can agree with. Like I 253 00:11:51,120 --> 00:11:53,240 Speaker 5: do like a big portion, but I feel like they're 254 00:11:53,440 --> 00:11:57,319 Speaker 5: pretty decent sized. Did they let you I Sometimes I 255 00:11:57,360 --> 00:11:59,480 Speaker 5: feel like it depends where you go. Yeah, but if 256 00:11:59,480 --> 00:12:03,079 Speaker 5: you can, if you're allowed to, or if you can 257 00:12:03,200 --> 00:12:05,479 Speaker 5: hide yourself away commar. 258 00:12:05,360 --> 00:12:12,040 Speaker 4: Something small, you can make yourself exactly. So I would 259 00:12:12,040 --> 00:12:13,480 Speaker 4: recommend order the Kids Menu. 260 00:12:13,880 --> 00:12:18,280 Speaker 5: They're usually like half price, the portion sizes are reasonable 261 00:12:19,000 --> 00:12:19,920 Speaker 5: and yeah, there you. 262 00:12:19,880 --> 00:12:22,160 Speaker 4: Go, grapes, picky eaters, because there's always like a nugget 263 00:12:22,160 --> 00:12:24,960 Speaker 4: and chips or a part of something real simple. 264 00:12:25,040 --> 00:12:27,439 Speaker 5: I love the kids Menu, It's always better than the 265 00:12:27,480 --> 00:12:29,680 Speaker 5: adult menu. And my broke tip for the week, I 266 00:12:29,679 --> 00:12:31,839 Speaker 5: guess it really only applies if you live in Melbourne, 267 00:12:32,240 --> 00:12:35,040 Speaker 5: but there's an Instagram page called tight Asses of Melbourne. 268 00:12:36,160 --> 00:12:39,800 Speaker 5: I recommend following this page because whoever this person is 269 00:12:39,840 --> 00:12:43,600 Speaker 5: behind this account basically just like finds the deals of 270 00:12:43,640 --> 00:12:45,640 Speaker 5: the week, or you know, even if it's like an 271 00:12:45,679 --> 00:12:51,520 Speaker 5: ongoing deal. Say yes, so there's places in Abbotsford, Runswick, Brunswick, East, Carlton, 272 00:12:51,640 --> 00:12:54,200 Speaker 5: Carlton North, et cetera, et cetera, et cetera. They'll go 273 00:12:54,240 --> 00:12:56,480 Speaker 5: around and they'll find like what pubs have specials on 274 00:12:56,520 --> 00:12:57,040 Speaker 5: what days? 275 00:12:57,320 --> 00:12:57,760 Speaker 2: What days? 276 00:12:57,760 --> 00:13:00,040 Speaker 5: Maybe are even free trivia so you can it's not 277 00:13:00,080 --> 00:13:02,839 Speaker 5: only about food, but it's also yeah, just like something 278 00:13:02,840 --> 00:13:04,360 Speaker 5: fun to do that and you don't have to spend 279 00:13:04,400 --> 00:13:07,760 Speaker 5: too much money for it, So so cool following that 280 00:13:07,800 --> 00:13:11,120 Speaker 5: page and you might find yourself a cheap eat and 281 00:13:11,200 --> 00:13:13,120 Speaker 5: maybe even a little bit of entertainment. 282 00:13:13,400 --> 00:13:15,440 Speaker 4: You go, and if you know, if you're from another 283 00:13:15,480 --> 00:13:17,600 Speaker 4: state and you know that there's like a similar page, 284 00:13:17,960 --> 00:13:19,400 Speaker 4: let us know. Me we can put a thread in 285 00:13:19,400 --> 00:13:22,200 Speaker 4: the Facebook group or something where people can share similar 286 00:13:22,240 --> 00:13:24,360 Speaker 4: pages that have stuff like that, because that's really cool, es. 287 00:13:24,360 --> 00:13:27,600 Speaker 5: Fat, Yes, I love that, so yeah, definitely follow and 288 00:13:27,640 --> 00:13:30,640 Speaker 5: then let us know if there's anything equivalent, any hot deals, 289 00:13:30,640 --> 00:13:31,920 Speaker 5: any hot deals amazing? 290 00:13:31,960 --> 00:13:33,520 Speaker 4: Alrighty, well, why don't we head to a really quick 291 00:13:33,520 --> 00:13:35,079 Speaker 4: break and when we come back, we're going to mix 292 00:13:35,120 --> 00:13:37,240 Speaker 4: things up a little bit with a Q and A segment. 293 00:13:37,320 --> 00:13:43,280 Speaker 4: Don't go anywhere already, Jess. 294 00:13:43,320 --> 00:13:45,320 Speaker 5: We are back and we're going to do a quick 295 00:13:45,440 --> 00:13:46,800 Speaker 5: Q and A. 296 00:13:45,760 --> 00:13:50,040 Speaker 4: Are you excited? I am excited. It's kind of fun 297 00:13:50,080 --> 00:13:52,520 Speaker 4: to do something different. I love our format. I love 298 00:13:52,640 --> 00:13:55,120 Speaker 4: when we get into a little spicy, hot debate. But 299 00:13:55,160 --> 00:13:57,280 Speaker 4: it's also kind of nice because we did take over 300 00:13:57,280 --> 00:13:59,000 Speaker 4: the Instagram. We put up a little story that said, 301 00:13:59,160 --> 00:14:02,120 Speaker 4: Jessin Beck may On may not be on the Wheel today, 302 00:14:02,559 --> 00:14:04,520 Speaker 4: what would you ask us? And so many people sending 303 00:14:04,600 --> 00:14:06,679 Speaker 4: questions and it's kind of just nice that people want 304 00:14:06,720 --> 00:14:10,800 Speaker 4: to talk to us too. Yeah, we're not just supporting characters. 305 00:14:10,840 --> 00:14:12,360 Speaker 4: We get to have a main character moment. We get 306 00:14:12,400 --> 00:14:15,520 Speaker 4: to have a main character moment. Incredible. Shall I kick 307 00:14:15,600 --> 00:14:18,760 Speaker 4: us off? Yeah? Sure, let's start off with an easy one. 308 00:14:18,800 --> 00:14:21,400 Speaker 4: Shall we back? What are your financial goals? 309 00:14:22,080 --> 00:14:22,360 Speaker 2: Oh? 310 00:14:23,040 --> 00:14:24,200 Speaker 4: Great question? 311 00:14:24,840 --> 00:14:28,640 Speaker 5: So I would say right now, and I know it's 312 00:14:28,800 --> 00:14:31,880 Speaker 5: like really silly because I'm here and I'm on this podcast, 313 00:14:31,920 --> 00:14:34,440 Speaker 5: but I don't have any major financial goals. 314 00:14:35,000 --> 00:14:38,600 Speaker 4: I think that my main goal is to just be like. 315 00:14:38,640 --> 00:14:42,320 Speaker 5: Comfortable, and if anything like touch would ever happen that 316 00:14:42,400 --> 00:14:47,160 Speaker 5: I wasn't expecting I would be able to pay for that, 317 00:14:47,320 --> 00:14:50,520 Speaker 5: like say, you know, God forbid a car accident or 318 00:14:50,560 --> 00:14:52,160 Speaker 5: something like that. You know what I mean, something that 319 00:14:52,400 --> 00:14:56,280 Speaker 5: can be I think I wanted an emergency fund, basically, 320 00:14:56,360 --> 00:14:58,600 Speaker 5: is what I'm trying to say. That's really it. I'm 321 00:14:58,640 --> 00:15:00,840 Speaker 5: pretty stoked living life. 322 00:15:01,320 --> 00:15:01,920 Speaker 4: What about you? 323 00:15:02,720 --> 00:15:03,200 Speaker 2: The house? 324 00:15:03,240 --> 00:15:06,120 Speaker 4: I'm so boring. People were literally in their questions asking 325 00:15:06,160 --> 00:15:08,720 Speaker 4: about the house. I know that that's it. It's coming. Well, 326 00:15:08,760 --> 00:15:11,120 Speaker 4: it's not coming yet, but we're working on it. I 327 00:15:11,160 --> 00:15:13,840 Speaker 4: can see it in your future, I hope. So where 328 00:15:13,880 --> 00:15:17,560 Speaker 4: I'm manifesting it so hard, so unbelievably hard. Maybe in 329 00:15:17,560 --> 00:15:19,360 Speaker 4: the new financial year. I think there's a few ducks 330 00:15:19,360 --> 00:15:21,560 Speaker 4: in a row that I have to get sorted this 331 00:15:21,640 --> 00:15:24,200 Speaker 4: tax return, and I'm hoping that maybe that'll give me 332 00:15:24,240 --> 00:15:30,280 Speaker 4: the extra leverage that I need. Fingers crossed. How exciting. Okay, 333 00:15:30,640 --> 00:15:32,720 Speaker 4: let's go with another question. Let's say. 334 00:15:34,600 --> 00:15:36,240 Speaker 5: I wanted to read this one out, and I know 335 00:15:36,600 --> 00:15:39,840 Speaker 5: I don't want to take all the main character moment 336 00:15:39,960 --> 00:15:42,160 Speaker 5: from both of us, but this one is how much 337 00:15:42,200 --> 00:15:45,280 Speaker 5: cash has Beck saved so far? Which is a great question, 338 00:15:45,400 --> 00:15:50,680 Speaker 5: and I wanted to basically answer this one because I'm 339 00:15:50,720 --> 00:15:52,280 Speaker 5: not exaggerating when I say I've. 340 00:15:52,080 --> 00:15:56,480 Speaker 4: Not saved a single have an honest queen given honest queen. 341 00:15:56,720 --> 00:16:02,120 Speaker 5: But but this pay is the first pay in I'm 342 00:16:02,160 --> 00:16:05,600 Speaker 5: not exaggerating years where I still have money at the 343 00:16:05,920 --> 00:16:07,720 Speaker 5: U and that's never happened before. 344 00:16:07,760 --> 00:16:08,560 Speaker 4: What are you gonna do with it? 345 00:16:09,240 --> 00:16:13,880 Speaker 5: I probably might spend it until before you answer answer, 346 00:16:14,080 --> 00:16:16,640 Speaker 5: I'm gonna know, but realistically, I'm gonna try not to 347 00:16:16,680 --> 00:16:18,880 Speaker 5: spend it all. It'll be the first time in so 348 00:16:19,080 --> 00:16:23,360 Speaker 5: long that it actually really that's awesome, Thank you so much. 349 00:16:23,600 --> 00:16:25,840 Speaker 5: That's never happened before. I don't know, Like I'm like, 350 00:16:25,920 --> 00:16:28,080 Speaker 5: have I forgot to pay for something? Because this is not 351 00:16:28,320 --> 00:16:28,920 Speaker 5: come from Yeah? 352 00:16:28,960 --> 00:16:29,320 Speaker 1: What is this? 353 00:16:30,080 --> 00:16:31,960 Speaker 4: Why am I so not stressed out right? 354 00:16:32,000 --> 00:16:32,080 Speaker 1: Now? 355 00:16:32,080 --> 00:16:34,360 Speaker 4: Can I make a suggestion? Please? Without knowing how much 356 00:16:34,440 --> 00:16:36,000 Speaker 4: is there? If you're worried you're going to spend it, 357 00:16:36,040 --> 00:16:38,520 Speaker 4: I feel like you do need to do something because 358 00:16:38,600 --> 00:16:40,480 Speaker 4: it's the first time you've done and that's really cool. Okay, 359 00:16:40,560 --> 00:16:42,600 Speaker 4: why don't you buy one of those money teams you 360 00:16:42,600 --> 00:16:45,880 Speaker 4: can't open and take out yes twenty percent or fifty 361 00:16:45,920 --> 00:16:49,120 Speaker 4: percent or whatever they're out of there, like withdraw it 362 00:16:49,200 --> 00:16:52,360 Speaker 4: in cash and put it in your money tin because 363 00:16:52,440 --> 00:16:53,920 Speaker 4: if you have it still in your account, you're STI 364 00:16:53,920 --> 00:16:55,000 Speaker 4: gonna be able to see it. But if you put 365 00:16:55,000 --> 00:16:56,400 Speaker 4: it in that money team, you can't get to that 366 00:16:56,440 --> 00:16:59,080 Speaker 4: it's shut. Yeah, because I feel like the fact that 367 00:16:59,080 --> 00:17:01,320 Speaker 4: you've got that money leftover, like that's so exciting, Like 368 00:17:01,400 --> 00:17:04,080 Speaker 4: you've clearly made a change, You've made some progress, and 369 00:17:04,160 --> 00:17:06,600 Speaker 4: that's awesome. And if you want to spend it, that's 370 00:17:06,680 --> 00:17:08,280 Speaker 4: so your programming. If I'm not telling you what you 371 00:17:08,280 --> 00:17:10,719 Speaker 4: should shouldn't do, but I feel like at least a 372 00:17:10,760 --> 00:17:13,639 Speaker 4: tiny little bit of it should go somewhere so that 373 00:17:13,720 --> 00:17:15,800 Speaker 4: if you have an accident or if something happens, you've 374 00:17:15,800 --> 00:17:18,199 Speaker 4: got like a little bit of a cash cushion. And 375 00:17:18,240 --> 00:17:20,520 Speaker 4: if you can't leave it in your bank account, putting 376 00:17:20,560 --> 00:17:22,880 Speaker 4: it somewhere where you can't see you forget about it. Yes, 377 00:17:22,960 --> 00:17:24,879 Speaker 4: it's like a loose change I have a loose change 378 00:17:25,160 --> 00:17:27,520 Speaker 4: coin thing that I throw coins in and it'll just 379 00:17:27,560 --> 00:17:29,520 Speaker 4: the other I'm like, I have like sixty bucks in there, 380 00:17:29,680 --> 00:17:31,639 Speaker 4: like wow, just from coins that I forgot about. It 381 00:17:31,680 --> 00:17:33,000 Speaker 4: is in the top of my cupboard. So I feel 382 00:17:33,000 --> 00:17:34,359 Speaker 4: like if you do that, and if every pay you 383 00:17:34,400 --> 00:17:37,040 Speaker 4: take out fifty dollars or whatever, and you're putting you 384 00:17:37,040 --> 00:17:39,560 Speaker 4: a little thing. Then one day when you're like, oh 385 00:17:39,560 --> 00:17:42,240 Speaker 4: I really need money or I really want to buy something, 386 00:17:42,560 --> 00:17:44,320 Speaker 4: you can open it and be like, oh my god, 387 00:17:44,400 --> 00:17:46,359 Speaker 4: my hard work is just sitting there waiting for me. 388 00:17:46,640 --> 00:17:49,879 Speaker 4: That is a great idea. I I want you to 389 00:17:49,920 --> 00:17:53,320 Speaker 4: honor this exciting moment in whatever way it works for you, 390 00:17:53,359 --> 00:17:55,840 Speaker 4: but I feel like we need to do something special 391 00:17:55,880 --> 00:17:58,200 Speaker 4: with it. Thank you. That is so sweet. That's a 392 00:17:58,600 --> 00:17:59,520 Speaker 4: very very good advice. 393 00:17:59,760 --> 00:18:01,639 Speaker 5: I did try to do something similar, and I'm not 394 00:18:01,640 --> 00:18:03,359 Speaker 5: saying this is going to be the same scenario, but 395 00:18:03,440 --> 00:18:05,520 Speaker 5: like about two months ago, because as you know, I 396 00:18:05,520 --> 00:18:09,359 Speaker 5: get paid monthly, I put literally fifty bucks in there, 397 00:18:09,359 --> 00:18:11,600 Speaker 5: and I thought that'll be like that's you're going to 398 00:18:11,640 --> 00:18:14,080 Speaker 5: be fine without that. About a week later, I had 399 00:18:14,119 --> 00:18:18,880 Speaker 5: like my tweezers, my nail, my sisters, anything. 400 00:18:18,440 --> 00:18:21,040 Speaker 4: I was trying to break that. Did you get it out? 401 00:18:21,200 --> 00:18:22,000 Speaker 4: Finally got it out? 402 00:18:22,440 --> 00:18:26,000 Speaker 5: So long they are unbreakable, So do not put anything 403 00:18:26,000 --> 00:18:28,440 Speaker 5: in there you're not willing to give up for a 404 00:18:28,480 --> 00:18:30,520 Speaker 5: little while because you cannot get into that. 405 00:18:30,520 --> 00:18:37,600 Speaker 4: They're well designed and very very well designed. That's really funny. 406 00:18:37,680 --> 00:18:40,000 Speaker 4: Oh the congratulations and thank you for sharing that with everyone, 407 00:18:40,040 --> 00:18:42,280 Speaker 4: because that's like, of course, not a not an easy 408 00:18:42,280 --> 00:18:43,840 Speaker 4: thing to talk about sometimes, Oh. 409 00:18:43,760 --> 00:18:45,720 Speaker 5: Not a problem, and thank you for the question, and 410 00:18:45,880 --> 00:18:48,800 Speaker 5: but dot. 411 00:18:50,040 --> 00:18:52,440 Speaker 4: Here's a good question, because I really like doing this. 412 00:18:52,440 --> 00:18:57,359 Speaker 4: This is from Denie. She said, talking about gifts, how 413 00:18:57,400 --> 00:19:01,680 Speaker 4: do you be respectful with three gifts? My budget isn't 414 00:19:01,720 --> 00:19:03,560 Speaker 4: the same as that of the receiver. So I think 415 00:19:03,600 --> 00:19:07,000 Speaker 4: she's saying that maybe she earns less than the person. 416 00:19:07,040 --> 00:19:09,520 Speaker 4: Just give me a gift. Two, she's considering regifting something. 417 00:19:10,119 --> 00:19:12,399 Speaker 4: I'm a big fan of the regift. Yeah, And I 418 00:19:12,480 --> 00:19:15,119 Speaker 4: feel like that might be controversial to say, because I 419 00:19:15,240 --> 00:19:17,679 Speaker 4: love to give gifts as well, and I know that 420 00:19:17,720 --> 00:19:19,120 Speaker 4: a lot of love and a lot of thought often 421 00:19:19,160 --> 00:19:23,760 Speaker 4: goes into them. My personal opinion is, if you receive 422 00:19:23,800 --> 00:19:26,720 Speaker 4: something and you're not going to use it, the act 423 00:19:26,840 --> 00:19:29,040 Speaker 4: of being able to give that gift to somebody else 424 00:19:29,080 --> 00:19:32,600 Speaker 4: who you feel like will love it. The gift that 425 00:19:32,600 --> 00:19:34,560 Speaker 4: you have received from the person who gave it to 426 00:19:34,600 --> 00:19:37,720 Speaker 4: you is the ability to then give a gift to 427 00:19:37,720 --> 00:19:40,200 Speaker 4: somebody else. Like, you're still in my mind, you're still 428 00:19:40,600 --> 00:19:42,360 Speaker 4: it's not you're not giving it away and going, ah, 429 00:19:42,560 --> 00:19:44,640 Speaker 4: screw that, I don't like it. Yes, Like you're still 430 00:19:44,680 --> 00:19:47,000 Speaker 4: receiving a gift, and that gift is the ability to 431 00:19:47,000 --> 00:19:49,280 Speaker 4: give a gift, which I think is lovely. I feel 432 00:19:49,320 --> 00:19:52,400 Speaker 4: like the rule of thumb is I wouldn't tell somebody 433 00:19:52,400 --> 00:19:56,480 Speaker 4: that you're regifting. Yes, that's the that's I'm fully in 434 00:19:56,480 --> 00:19:58,119 Speaker 4: support of it. If I've gifted something to someone and 435 00:19:58,119 --> 00:20:01,320 Speaker 4: they've gifted on I don't care, But I also don't 436 00:20:01,320 --> 00:20:03,800 Speaker 4: know that I want to know about it, right right right. 437 00:20:03,800 --> 00:20:05,800 Speaker 5: Well, that's it's a bit tricky because I feel like 438 00:20:05,840 --> 00:20:08,879 Speaker 5: if you're regifting, you just got to make sure that 439 00:20:08,920 --> 00:20:11,679 Speaker 5: person's not in the same brand group and you're opening 440 00:20:11,720 --> 00:20:15,280 Speaker 5: those presents in front of other people, because someone somewhere 441 00:20:15,440 --> 00:20:18,119 Speaker 5: might think that's a very familiar looking gift. 442 00:20:18,359 --> 00:20:20,720 Speaker 4: Dependaspacify it is to deparently not real. 443 00:20:24,160 --> 00:20:27,680 Speaker 5: Name to somebody else, like a painted portrait of you, 444 00:20:29,560 --> 00:20:30,600 Speaker 5: even the bottom. 445 00:20:30,240 --> 00:20:33,160 Speaker 4: Of wine or you know, there are so many things 446 00:20:33,160 --> 00:20:35,040 Speaker 4: that I feel like are more general. Isn't it better 447 00:20:35,040 --> 00:20:36,479 Speaker 4: for something to go to a home where it's going 448 00:20:36,520 --> 00:20:38,560 Speaker 4: to be loved rather than going to landfill if it 449 00:20:38,560 --> 00:20:39,920 Speaker 4: goes in the bin or sitting in the back of 450 00:20:39,960 --> 00:20:42,720 Speaker 4: a cupboard, just not doing anything. That's very true? Are 451 00:20:42,760 --> 00:20:43,920 Speaker 4: you a regift? 452 00:20:44,200 --> 00:20:45,960 Speaker 5: I am a bit of a regifted but yes, obviously 453 00:20:45,960 --> 00:20:48,040 Speaker 5: I like the gift is quite like what would you 454 00:20:48,080 --> 00:20:51,000 Speaker 5: say personal? Like yeah, if it's if it's not too personal, 455 00:20:51,080 --> 00:20:52,920 Speaker 5: like if it's like obviously not like a frame front 456 00:20:52,960 --> 00:20:55,560 Speaker 5: of me and my best friend, I will give If 457 00:20:55,560 --> 00:20:56,080 Speaker 5: I'm not going to. 458 00:20:56,160 --> 00:20:57,840 Speaker 4: Use it, I'll probably regift it. 459 00:20:57,920 --> 00:20:59,879 Speaker 5: But I guess like also is how listener wanting to 460 00:20:59,880 --> 00:21:03,240 Speaker 5: know if like what our solution is, like if you 461 00:21:03,240 --> 00:21:04,800 Speaker 5: don't have the scene, like if don't have the budget 462 00:21:04,840 --> 00:21:06,280 Speaker 5: to be gifting something. 463 00:21:06,359 --> 00:21:09,240 Speaker 4: We're in charge today, Okay, so we have. 464 00:21:09,280 --> 00:21:12,680 Speaker 5: Something very exciting. Our producer is going to be handling 465 00:21:12,880 --> 00:21:15,600 Speaker 5: this one. It's not a question more of a statement. 466 00:21:15,920 --> 00:21:18,520 Speaker 5: It is shares some behind the scenes info and so 467 00:21:19,119 --> 00:21:21,639 Speaker 5: who bet have to give us behind the scenes info? 468 00:21:21,960 --> 00:21:25,520 Speaker 5: Then are behind the scenes queen and Lisa? 469 00:21:26,119 --> 00:21:29,800 Speaker 2: Who's that? Oh hi, how are you going? B? And 470 00:21:29,920 --> 00:21:30,840 Speaker 2: jays that. 471 00:21:32,400 --> 00:21:34,680 Speaker 4: That is so smooth first. 472 00:21:34,400 --> 00:21:37,040 Speaker 2: Annual being Jadq and A I'm so excited for this. 473 00:21:37,840 --> 00:21:40,960 Speaker 2: Sending thoughts and prayers to VD out there voiceless in 474 00:21:41,000 --> 00:21:42,679 Speaker 2: the oblivion in the Belie. We hope to have her 475 00:21:42,680 --> 00:21:47,000 Speaker 2: back next week when she talks there. So am I not? 476 00:21:47,800 --> 00:21:50,520 Speaker 4: I it went welcome literally. She sent me a voice 477 00:21:50,560 --> 00:21:52,760 Speaker 4: note the other day and she was like, mag it 478 00:21:52,880 --> 00:21:55,400 Speaker 4: was so funny. 479 00:21:55,680 --> 00:21:57,960 Speaker 2: See, okay, so so you want me for this behind 480 00:21:58,000 --> 00:22:00,600 Speaker 2: the scenes stuff. So I don't know I can reveal 481 00:22:00,640 --> 00:22:04,800 Speaker 2: this is a producers secret tricks. I sign it, I 482 00:22:04,840 --> 00:22:09,080 Speaker 2: sign a No, I don't sign it. The magic of podcasting, 483 00:22:09,080 --> 00:22:10,960 Speaker 2: you know, we like to keep all of our secrets 484 00:22:11,040 --> 00:22:11,840 Speaker 2: under the rug. 485 00:22:12,600 --> 00:22:13,199 Speaker 4: That you do. 486 00:22:13,359 --> 00:22:15,639 Speaker 5: You don't have to give us anything to I just 487 00:22:15,680 --> 00:22:18,919 Speaker 5: wanted to know who is your favorite? 488 00:22:21,080 --> 00:22:26,359 Speaker 2: Nothing crazy, definitely Sam. Look, I don't know what what 489 00:22:26,440 --> 00:22:28,480 Speaker 2: kind of juicy dats do you want from me? Actually, 490 00:22:28,480 --> 00:22:31,199 Speaker 2: here's one. The one thing that works whenever any of 491 00:22:31,200 --> 00:22:33,159 Speaker 2: your voices fail. What is it that I threaten you 492 00:22:33,200 --> 00:22:38,840 Speaker 2: with other than severe discipline, I offer you something friend 493 00:22:38,960 --> 00:22:42,560 Speaker 2: to get you back in the game. And people treat 494 00:22:42,600 --> 00:22:46,400 Speaker 2: this like it's a punishment. Literally, it saves the show 495 00:22:46,520 --> 00:22:48,600 Speaker 2: so many times. I have to say, I don't think 496 00:22:48,640 --> 00:22:51,360 Speaker 2: I've ever actually had one. Yeah, you've never needed a few, 497 00:22:51,520 --> 00:22:55,320 Speaker 2: You don't need one. Yes, your your voice is rather robust. 498 00:22:54,920 --> 00:22:55,600 Speaker 4: But who does. 499 00:22:55,720 --> 00:23:00,800 Speaker 2: A tremendous amount of her voice is her absolute weapon 500 00:23:01,000 --> 00:23:04,280 Speaker 2: and her gift, and I am forever if she's coughing 501 00:23:04,359 --> 00:23:06,199 Speaker 2: or spluttering too much. All I have to do is 502 00:23:06,240 --> 00:23:08,680 Speaker 2: reach into my bag and shake it at. 503 00:23:08,480 --> 00:23:11,480 Speaker 5: Her, and the look of terror in her eyes, cries 504 00:23:11,600 --> 00:23:17,359 Speaker 5: and cries and cries. Is it's literal torture, like I 505 00:23:17,520 --> 00:23:19,920 Speaker 5: would you know, you know you you'll force it down 506 00:23:19,920 --> 00:23:20,600 Speaker 5: our throat for sure. 507 00:23:20,680 --> 00:23:21,440 Speaker 4: But it does work. 508 00:23:21,760 --> 00:23:23,920 Speaker 2: It really does work. So any of you out there 509 00:23:23,920 --> 00:23:27,080 Speaker 2: whoever have a have to speak for something and it's 510 00:23:27,080 --> 00:23:30,480 Speaker 2: not working. Friends, And to bring it back to she's 511 00:23:30,480 --> 00:23:33,320 Speaker 2: on the money, they've rather cost effective. Oh, I think 512 00:23:33,359 --> 00:23:36,479 Speaker 2: it's like one dollars from from wherever you get your 513 00:23:36,480 --> 00:23:39,119 Speaker 2: fisherman's friends, and they will last you about ten years. 514 00:23:40,000 --> 00:23:43,640 Speaker 5: That's true, that one packet, even if you have one, 515 00:23:43,760 --> 00:23:47,600 Speaker 5: every money win, it's going to last your ten years. 516 00:23:47,800 --> 00:23:48,520 Speaker 4: That's incredible. 517 00:23:48,520 --> 00:23:50,000 Speaker 5: Would that would that be a money win? Would that 518 00:23:50,040 --> 00:23:52,640 Speaker 5: be a broke tip? You reckon the way you could girl? 519 00:23:52,720 --> 00:23:53,120 Speaker 4: Either way? 520 00:23:53,160 --> 00:23:55,439 Speaker 5: I think it's yeah, it's definitely right in the middle. Okay, 521 00:23:55,440 --> 00:23:57,119 Speaker 5: what other questions do I have for you that's behind 522 00:23:57,119 --> 00:23:58,000 Speaker 5: the scenes related? 523 00:23:58,960 --> 00:24:00,800 Speaker 2: Do you have anything one that I would like to 524 00:24:00,800 --> 00:24:03,199 Speaker 2: bring up? Because I thought I thought that this was 525 00:24:03,520 --> 00:24:06,560 Speaker 2: something that would dominate everything that we talked about from 526 00:24:06,840 --> 00:24:09,040 Speaker 2: forever on the show, and it didn't actually really come up. 527 00:24:09,080 --> 00:24:11,399 Speaker 2: It came up in a video. But jay Rick a 528 00:24:11,400 --> 00:24:14,560 Speaker 2: couple of weeks ago, was lovely and went to was 529 00:24:14,600 --> 00:24:18,720 Speaker 2: It Cat jay Rick and bought a bunch of toys 530 00:24:18,240 --> 00:24:20,399 Speaker 2: for two other members of the team who tend to 531 00:24:20,400 --> 00:24:23,480 Speaker 2: get a little bit distracted while we were recording. Jay Rick, 532 00:24:23,600 --> 00:24:26,000 Speaker 2: you thought that that would actually help focus. 533 00:24:26,359 --> 00:24:28,560 Speaker 4: We have a few neurospicy friends on the team. We 534 00:24:28,640 --> 00:24:31,399 Speaker 4: do wish you know, it's fine, and we you guys 535 00:24:31,400 --> 00:24:36,560 Speaker 4: sit in the studio for long chunks of time, something big, huge, 536 00:24:37,320 --> 00:24:41,119 Speaker 4: it's hard to focus, and some people wrap their cord 537 00:24:41,359 --> 00:24:47,680 Speaker 4: around and some people like to shake things or rattle things, 538 00:24:47,680 --> 00:24:50,720 Speaker 4: and so we thought, you know what'll fix that stress ball? 539 00:24:50,840 --> 00:24:52,720 Speaker 2: Well, this is how I consider it. You are, jay Rik. 540 00:24:52,880 --> 00:24:56,520 Speaker 2: You saw Beck's knuckles turning blue, as did I. I 541 00:24:56,640 --> 00:24:59,359 Speaker 2: was just laughing that you made a little mental mental 542 00:25:00,119 --> 00:25:03,680 Speaker 2: went what can I what won't cut the circulation off 543 00:25:04,359 --> 00:25:06,560 Speaker 2: hands while she's trying to record the show? I know, 544 00:25:07,359 --> 00:25:08,680 Speaker 2: And yeah, that was a fun day. 545 00:25:08,960 --> 00:25:11,440 Speaker 4: If you're not following us on Instagram, you missed out, 546 00:25:11,480 --> 00:25:13,719 Speaker 4: because what happened was I brought them and everyone got 547 00:25:13,760 --> 00:25:16,639 Speaker 4: very excited there was a stress ball for all and 548 00:25:16,640 --> 00:25:19,800 Speaker 4: then we started recording a Friday Drinks and we couldn't 549 00:25:19,800 --> 00:25:23,800 Speaker 4: get started because Beck and Victoria were like flinging. 550 00:25:26,800 --> 00:25:29,200 Speaker 5: It was quite incredible because we were swinging these things, 551 00:25:29,200 --> 00:25:30,800 Speaker 5: but they would not hit each other. 552 00:25:30,880 --> 00:25:32,120 Speaker 4: And that's why, like, I just couldn't. 553 00:25:32,160 --> 00:25:37,040 Speaker 5: It was just I couldn't move forward unless they organically 554 00:25:37,119 --> 00:25:37,640 Speaker 5: hit each other. 555 00:25:37,680 --> 00:25:38,119 Speaker 2: They couldn't. 556 00:25:38,160 --> 00:25:38,959 Speaker 4: They did it anyway. 557 00:25:39,040 --> 00:25:39,920 Speaker 2: So that's my. 558 00:25:40,320 --> 00:25:42,639 Speaker 4: Content that you can expect on my Instagram. 559 00:25:43,880 --> 00:25:46,240 Speaker 5: I definitely followed j Rick. I feel like you're my 560 00:25:46,280 --> 00:25:47,240 Speaker 5: favorite influencer. 561 00:25:47,680 --> 00:25:50,000 Speaker 4: Stop it. I'm definitely not an influencer, but I'll take 562 00:25:50,119 --> 00:25:52,760 Speaker 4: favoritism absolutely, no. 563 00:25:54,320 --> 00:25:54,960 Speaker 2: Yeah, yeah. 564 00:25:55,000 --> 00:25:56,960 Speaker 4: And I refused to pay for one. I just you 565 00:25:56,960 --> 00:25:59,440 Speaker 4: can pay for one now anyone can pay for a tea, 566 00:25:59,480 --> 00:26:02,080 Speaker 4: which is because I have a business, but also I 567 00:26:02,080 --> 00:26:05,159 Speaker 4: feel like it defeats the purpose totally. Do you know 568 00:26:05,160 --> 00:26:08,359 Speaker 4: if they are verified? I don't have They're famous on it? 569 00:26:08,640 --> 00:26:11,240 Speaker 5: Literally, I'm not famous. 570 00:26:11,200 --> 00:26:12,680 Speaker 2: When when the tick got off it, I was like, 571 00:26:12,720 --> 00:26:15,000 Speaker 2: oh am I, Oh no wait, you can pay for 572 00:26:15,040 --> 00:26:15,240 Speaker 2: it now? 573 00:26:15,359 --> 00:26:24,000 Speaker 4: Okay you need a tick? Am I able to nominate? 574 00:26:24,240 --> 00:26:28,800 Speaker 4: To nominate? You can? I say what your like? What 575 00:26:28,840 --> 00:26:29,200 Speaker 4: your show? 576 00:26:29,320 --> 00:26:33,680 Speaker 5: Is is that allowed all of your famous things you 577 00:26:33,760 --> 00:26:34,360 Speaker 5: got going on? 578 00:26:34,680 --> 00:26:36,919 Speaker 2: Well, I am the producer, so I can just come. 579 00:26:37,640 --> 00:26:38,520 Speaker 4: That's very true. 580 00:26:38,760 --> 00:26:40,520 Speaker 5: I'm going the name drop anly so really quick. So 581 00:26:40,600 --> 00:26:43,320 Speaker 5: on Triple R she has a Friday evening show. She 582 00:26:43,359 --> 00:26:46,920 Speaker 5: took that slot from a very very popular. 583 00:26:46,640 --> 00:26:47,439 Speaker 2: I didn't take it. 584 00:26:47,440 --> 00:26:51,879 Speaker 5: It was he wrapped up, wrapped, She did it. No, 585 00:26:51,960 --> 00:26:55,639 Speaker 5: she was offered the very very popular Friday evening slot. 586 00:26:55,720 --> 00:26:57,320 Speaker 2: The show is called me on something you want to 587 00:26:57,560 --> 00:26:59,720 Speaker 2: it properly? Thank you? Yes, yes? 588 00:27:00,040 --> 00:27:02,760 Speaker 5: On Sunset is I'm sure very relevant everyone and your 589 00:27:02,800 --> 00:27:03,639 Speaker 5: band well sor are you? 590 00:27:03,880 --> 00:27:05,880 Speaker 2: Thank you so much? Beck? I appreciate that new single 591 00:27:05,920 --> 00:27:08,080 Speaker 2: out now. But anyway, as your producer, I'm going to say, 592 00:27:08,400 --> 00:27:10,560 Speaker 2: moving right along, give the wonderful she's on the money 593 00:27:10,560 --> 00:27:12,600 Speaker 2: listeners what they want for their Friday. So what's the 594 00:27:12,600 --> 00:27:13,120 Speaker 2: next question? 595 00:27:13,560 --> 00:27:15,640 Speaker 4: Next question is all about working with VD. I thought 596 00:27:15,680 --> 00:27:17,440 Speaker 4: she can't be here, but let's have a little chat 597 00:27:17,440 --> 00:27:20,040 Speaker 4: about that. And it comes from Maddie who said, what's 598 00:27:20,040 --> 00:27:22,760 Speaker 4: your biggest love and biggest pet hate about working with me? 599 00:27:23,160 --> 00:27:23,800 Speaker 2: Ah? 600 00:27:25,000 --> 00:27:29,199 Speaker 4: Oh okay. I feel like Victoria is very sun I 601 00:27:29,200 --> 00:27:31,639 Speaker 4: think I've never had a relationship with a boss like 602 00:27:31,720 --> 00:27:33,639 Speaker 4: what I have with Victoria, and it's very special and 603 00:27:33,680 --> 00:27:37,520 Speaker 4: I feel very thankful and she's just a really good, kind, 604 00:27:37,840 --> 00:27:42,200 Speaker 4: supportive person And it doesn't feel like she's, you know, 605 00:27:42,320 --> 00:27:44,119 Speaker 4: an overbearing boss. I've had a lot of those, and 606 00:27:44,119 --> 00:27:47,679 Speaker 4: that's not the experience at all. But I feel like 607 00:27:47,720 --> 00:27:49,560 Speaker 4: the biggest pet hate that comes off the back of 608 00:27:49,600 --> 00:27:51,200 Speaker 4: that is sometimes I feel like I have to be 609 00:27:51,240 --> 00:27:54,320 Speaker 4: in the like, sit down and focus on your work, 610 00:27:55,400 --> 00:27:58,320 Speaker 4: because she does have ADHD and it's part of what 611 00:27:58,400 --> 00:28:01,239 Speaker 4: makes her so absolutely brilliant at what she does. But 612 00:28:01,320 --> 00:28:04,760 Speaker 4: also sometimes I'm like, I can't keep up with your brain. 613 00:28:04,880 --> 00:28:07,520 Speaker 4: Like her brain runs a million miles a minute and 614 00:28:07,600 --> 00:28:10,919 Speaker 4: I just struggle to keep up with her. She's all 615 00:28:10,960 --> 00:28:12,840 Speaker 4: the way over here and I'm all the way down here, 616 00:28:12,920 --> 00:28:16,000 Speaker 4: and I'm like, how did we what happened to the 617 00:28:16,040 --> 00:28:20,200 Speaker 4: original of the movie, Like I just don't understand it all. Yeah, 618 00:28:20,280 --> 00:28:22,480 Speaker 4: but that's also what keeps things fun and fresh. Yes, 619 00:28:22,760 --> 00:28:25,320 Speaker 4: very true. I'm like, I'm gonna say something very similar, Really, 620 00:28:25,680 --> 00:28:28,760 Speaker 4: is that why you made me go first? It could exactly. 621 00:28:29,280 --> 00:28:32,520 Speaker 5: I got to have no material banked of so just kidding. 622 00:28:32,600 --> 00:28:34,240 Speaker 4: No, I love working with to She. 623 00:28:34,359 --> 00:28:39,320 Speaker 5: Is very fun charismatic. She's so good, Like she will 624 00:28:39,360 --> 00:28:42,200 Speaker 5: be talking all day and it never like she never 625 00:28:42,240 --> 00:28:44,200 Speaker 5: gets I don't know how to say it, but like 626 00:28:44,360 --> 00:28:47,520 Speaker 5: she feels like she never gets tired, and if she. 627 00:28:47,600 --> 00:28:49,680 Speaker 4: Does tea, she doesn't show it. 628 00:28:49,760 --> 00:28:52,520 Speaker 5: Definitely, Whereas I will be like half an hour in 629 00:28:52,560 --> 00:28:55,600 Speaker 5: and I'm so like, okay, i am going to need 630 00:28:55,600 --> 00:28:56,120 Speaker 5: a break now. 631 00:28:56,280 --> 00:28:59,200 Speaker 4: Yeah, she's just so good. She's so good. But I 632 00:28:59,240 --> 00:29:02,200 Speaker 4: would say your biggest pep peeve. 633 00:29:02,560 --> 00:29:05,400 Speaker 5: Also probably the same thing. She does get distracted a lot. 634 00:29:05,440 --> 00:29:08,120 Speaker 5: I know that's probably her ADHD, but we and then 635 00:29:08,160 --> 00:29:09,360 Speaker 5: I get distracted something. 636 00:29:09,440 --> 00:29:10,960 Speaker 4: You get set off, I get set off. 637 00:29:11,080 --> 00:29:11,400 Speaker 2: I think. 638 00:29:11,560 --> 00:29:14,880 Speaker 5: So Victoria has unofficially diagnosed me also with ADHD, and 639 00:29:15,400 --> 00:29:16,360 Speaker 5: it feels right. 640 00:29:16,520 --> 00:29:20,680 Speaker 4: I haven't got any diagnosed technology. Oh there you go. Okay, 641 00:29:20,760 --> 00:29:22,960 Speaker 4: she's not a psychologist, but she did study psycho. 642 00:29:22,920 --> 00:29:25,160 Speaker 5: She did, so she might know. But once she gets 643 00:29:25,440 --> 00:29:28,720 Speaker 5: starts telling me something, then I'm gone, Like I'm done 644 00:29:28,760 --> 00:29:31,840 Speaker 5: for I'm gonna be so invested in this and whatever, 645 00:29:31,880 --> 00:29:33,880 Speaker 5: Like if she brings something fun to the table or 646 00:29:33,920 --> 00:29:36,800 Speaker 5: you bring these toys, we're both gone. It takes us 647 00:29:36,840 --> 00:29:38,880 Speaker 5: so long to get straight back down to it, you know, 648 00:29:39,040 --> 00:29:42,080 Speaker 5: Our normal formation at the table is Beckon Victorious across 649 00:29:42,120 --> 00:29:43,840 Speaker 5: reach and then we see it like a rectangular ish 650 00:29:43,840 --> 00:29:46,560 Speaker 5: table beck and Victoria across from each other, and Analisa 651 00:29:46,640 --> 00:29:47,760 Speaker 5: and I are across from each other. 652 00:29:48,040 --> 00:29:49,560 Speaker 4: And sometimes you guys will just. 653 00:29:49,520 --> 00:29:53,440 Speaker 5: Be like zoning like you are gone, good luck, have fun, 654 00:29:53,480 --> 00:29:56,320 Speaker 5: and Analisa and I just lock eyes across the table. 655 00:29:56,400 --> 00:30:00,640 Speaker 2: Yes, I second that, j Ris. The formation works because 656 00:30:00,640 --> 00:30:03,280 Speaker 2: you and I can sort of stare into each other's eyes. 657 00:30:03,640 --> 00:30:04,520 Speaker 2: We need what. 658 00:30:06,160 --> 00:30:07,520 Speaker 4: We need to We need to break. 659 00:30:07,720 --> 00:30:08,480 Speaker 2: We need to break you. 660 00:30:08,400 --> 00:30:12,160 Speaker 5: To up maybe because then like you won't Jay Rick, 661 00:30:12,200 --> 00:30:14,920 Speaker 5: you won't make me feel distracted, and vice versa with 662 00:30:14,960 --> 00:30:16,000 Speaker 5: like you and Gutoria. 663 00:30:16,120 --> 00:30:19,120 Speaker 2: So also Lucy is usually on the floor legs a 664 00:30:19,160 --> 00:30:28,240 Speaker 2: kimbo dreaming dreamings, yes, gassing us all yeah, actually I've 665 00:30:28,240 --> 00:30:35,040 Speaker 2: got some beef with Lucy. Yeah, no, all right, moving along, 666 00:30:35,080 --> 00:30:37,240 Speaker 2: I reckon, Hey, you know what, I think it's almost 667 00:30:37,280 --> 00:30:38,200 Speaker 2: time to put a pin in it. 668 00:30:38,360 --> 00:30:39,600 Speaker 4: Yea, because we're satisfyed. 669 00:30:39,680 --> 00:30:42,000 Speaker 2: This is uh, this is rolling on into quite a 670 00:30:42,080 --> 00:30:44,280 Speaker 2: lengthy Friday, so we'd like to keep it short and sweet. 671 00:30:44,440 --> 00:30:47,000 Speaker 4: Yes, we've been wrapped up. My gosh, I can't believe 672 00:30:47,000 --> 00:30:49,640 Speaker 4: this is happening to us. It was so sad. Where 673 00:30:49,640 --> 00:30:51,480 Speaker 4: have you guys enjoyed it? If you want to learn 674 00:30:51,480 --> 00:30:53,960 Speaker 4: more finance things, come hang out with us on Facebook 675 00:30:54,120 --> 00:30:56,840 Speaker 4: or Instagram. We're at Cheezing the Money a us. Make 676 00:30:56,880 --> 00:30:58,800 Speaker 4: sure you leave us to a review. This is what 677 00:30:58,800 --> 00:31:00,040 Speaker 4: I say on the proper and go listen to a 678 00:31:00,120 --> 00:31:03,160 Speaker 4: probably playbook. I host a property playbook. Go listen and 679 00:31:03,360 --> 00:31:04,160 Speaker 4: review that and tell. 680 00:31:04,280 --> 00:31:06,880 Speaker 2: Huge congrats on that. Jay Rick giving the people what 681 00:31:06,880 --> 00:31:08,280 Speaker 2: they want. We love to hear it. 682 00:31:08,280 --> 00:31:10,520 Speaker 4: It's been really fun. And there's a facebookroup and Instagram 683 00:31:10,520 --> 00:31:12,440 Speaker 4: for those as well. We're everywhere. We're doing our best, 684 00:31:12,520 --> 00:31:14,720 Speaker 4: give you lots of fun content, So go check out 685 00:31:14,720 --> 00:31:17,120 Speaker 4: all of those things. They're all in the show notes 686 00:31:17,120 --> 00:31:20,760 Speaker 4: as always, have Lovely Friday, Hope Week Friday. 687 00:31:20,840 --> 00:31:26,640 Speaker 5: Bye guys, Bye bye. 688 00:31:28,960 --> 00:31:31,480 Speaker 6: The advice shared on She's on the Money is general 689 00:31:31,560 --> 00:31:35,400 Speaker 6: in nature and does not consider your individual circumstances. She's 690 00:31:35,440 --> 00:31:38,920 Speaker 6: on the Money exists purely for educational purposes and should 691 00:31:38,960 --> 00:31:42,080 Speaker 6: not be relied upon to make an investment or financial decision. 692 00:31:42,520 --> 00:31:44,960 Speaker 6: If you do choose to buy a financial product, read 693 00:31:44,960 --> 00:31:48,320 Speaker 6: the PDS TMD and obtain appropriate financial. 694 00:31:47,880 --> 00:31:49,719 Speaker 5: Advice tailored towards your needs. 695 00:31:50,040 --> 00:31:54,000 Speaker 6: Victoria divine and She's on the money are authorized representatives 696 00:31:54,040 --> 00:31:57,880 Speaker 6: of money Shoper Pty Ltd ABN three two one IS 697 00:31:57,920 --> 00:32:00,840 Speaker 6: six four nine two seven seven Z route eight A 698 00:32:01,080 --> 00:32:08,360 Speaker 6: f s L four five one two eight nine