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Speaker 1: Jump mission with Jonesy and Amanda.

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Speaker 2: Just get on down to the Jonesy no matter arms

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Speaker 2: for the pub test.

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Speaker 3: Giving children their inheritance.

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Speaker 2: Before you die? Does it pass the pub test?

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Speaker 3: Wall Street Journal looked at this. They invited three financial

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Speaker 3: advisors to discuss the issues. A couple said, you choosing

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Speaker 3: when your children need help is a better way of

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Speaker 3: doing it than waiting till a random time when you

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Speaker 3: pass away. Other people have said, you have to be

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Speaker 3: careful because you may give your money away and then

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Speaker 3: your financial circumstances may change because we're living longer than anticipated,

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Speaker 3: or we may need more care than we've anticipated, and

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Speaker 3: therefore you'll be.

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Speaker 2: Out of pocket. Next minute. You're eating the charm.

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Speaker 3: Yeah, that's right, watching them in their million dollar houses.

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Speaker 1: I'm eating chum here and you're living in a beautiful house.

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Speaker 3: It's quite a.

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Speaker 1: Beautiful wife, all right.

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Speaker 3: We'll giving children their inheritance before you die? Does that

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Speaker 3: pass the pub test?

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Speaker 1: If you have got the funds to do so, and

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Speaker 1: you're living you slow affected, why not you actually get

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Speaker 1: subceved the benefits of it.

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Speaker 2: I think if you've got it, careful with how you

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Speaker 2: give it and at what age there's nothing wrong with it,

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Speaker 2: rather than enjoy it the wall when you die. If

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Speaker 2: you can give them a little bit of a hand

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Speaker 2: and they're sensible and they use it doing the right

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Speaker 2: sort of things like borrow your house and that sort

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Speaker 2: of thing, I think it's not a bad idea.

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Speaker 4: That's a tricky one. On one hand, it's good because

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Speaker 4: you're living longer. You're seeing what they're going to do,

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Speaker 4: how they're going to survive after you go, whether they

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Speaker 4: waste it, whether they invest it widely, or then once

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Speaker 4: you've gone and they've got nothing left, what do they do?

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Speaker 2: What do they do?

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Speaker 3: Singing lessons on this.

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Speaker 2: Thank you for your calls. Jonesy and Amanda's ga