1
00:00:00,200 --> 00:00:03,000
Speaker 1: She's on the Money. She's on the Money.

2
00:00:13,600 --> 00:00:16,680
Speaker 2: Hello, and welcome to She's on the Money, the podcast

3
00:00:16,680 --> 00:00:20,239
Speaker 2: for millennials who want a financial freedom. Welcome back to

4
00:00:20,280 --> 00:00:23,439
Speaker 2: another one of our Friday Drinks episodes where we celebrate

5
00:00:23,480 --> 00:00:25,680
Speaker 2: the money wins from our She's on the Money community.

6
00:00:26,079 --> 00:00:29,240
Speaker 2: Every single week. There are amazing money wins and confessions

7
00:00:29,240 --> 00:00:32,880
Speaker 2: happening every single day in our community, and we spend

8
00:00:32,880 --> 00:00:34,760
Speaker 2: a really big part of our week talking about them

9
00:00:34,760 --> 00:00:37,120
Speaker 2: as a team. So it seems only fair to extend

10
00:00:37,120 --> 00:00:40,800
Speaker 2: that chat to you guys. So let's dive straight into

11
00:00:40,840 --> 00:00:43,720
Speaker 2: some stuff that happened this week. Tony is here to

12
00:00:43,760 --> 00:00:45,360
Speaker 2: tell us all about the Money Diary.

13
00:00:45,680 --> 00:00:48,880
Speaker 1: So our Money Diary this week was a lady who

14
00:00:49,840 --> 00:00:51,680
Speaker 1: has been working in marketing for a lot of her

15
00:00:51,720 --> 00:00:55,200
Speaker 1: life and when she took maternity leave, she got some

16
00:00:55,240 --> 00:00:58,000
Speaker 1: really bad skin conditions, started talking about it on her

17
00:00:58,040 --> 00:01:00,840
Speaker 1: Instagram and now has like over five and followers or

18
00:01:00,840 --> 00:01:03,920
Speaker 1: something and all these brand works with all these brands,

19
00:01:03,960 --> 00:01:05,479
Speaker 1: and she's like a full on influencer.

20
00:01:05,720 --> 00:01:07,880
Speaker 2: Yeah. But like the best part about that is it's

21
00:01:07,920 --> 00:01:09,160
Speaker 2: now her full time job. Yeah.

22
00:01:09,400 --> 00:01:12,319
Speaker 3: Is that the definition of like owning your problems? Yeah?

23
00:01:12,360 --> 00:01:14,520
Speaker 3: What started as a problem. Is now a new career.

24
00:01:14,600 --> 00:01:21,400
Speaker 1: Yeah, now she's like, God, I love my dermatitis.

25
00:01:19,520 --> 00:01:21,280
Speaker 2: What she was like. But she was great and she

26
00:01:21,360 --> 00:01:24,640
Speaker 2: actually plugged her Instagram because she's actually a little influencer.

27
00:01:24,640 --> 00:01:26,679
Speaker 2: That was really cool and I love that that's now

28
00:01:26,720 --> 00:01:28,880
Speaker 2: her full time job and she's actually about to move

29
00:01:28,920 --> 00:01:31,760
Speaker 2: to Vancouver and just like start life over there with

30
00:01:31,800 --> 00:01:32,360
Speaker 2: her partner.

31
00:01:32,480 --> 00:01:34,000
Speaker 1: Yeah. So if you want to check her out, it's

32
00:01:34,040 --> 00:01:37,440
Speaker 1: at Amanda's cute face, which is quite cute, and she's

33
00:01:37,520 --> 00:01:39,640
Speaker 1: just reel glowy, Like she comes up in my feed

34
00:01:39,680 --> 00:01:42,039
Speaker 1: now and she's just like a Christmas tree. She's just

35
00:01:42,080 --> 00:01:43,720
Speaker 1: glown all over the place. We'll be able to see

36
00:01:43,720 --> 00:01:44,760
Speaker 1: her from Canada still.

37
00:01:44,640 --> 00:01:47,520
Speaker 2: Yeah, absolutely, but it's also rude how glowy she is.

38
00:01:47,600 --> 00:01:51,200
Speaker 2: I'm just like, that is so unfollow You're too nice.

39
00:01:51,320 --> 00:01:53,680
Speaker 2: I want to be like you. Her skin is flawless.

40
00:01:54,360 --> 00:01:58,080
Speaker 1: But yeah, so obviously our money diaries are normally anonymous,

41
00:01:58,080 --> 00:01:58,960
Speaker 1: but she gave.

42
00:01:58,840 --> 00:02:03,160
Speaker 2: Us permission we didn't, just to express it absolutely. And

43
00:02:03,200 --> 00:02:05,800
Speaker 2: then on Wednesday, we had our Deep Dive episode with

44
00:02:06,000 --> 00:02:08,799
Speaker 2: the one and only Georgia King. Georgia, what did we

45
00:02:08,840 --> 00:02:10,280
Speaker 2: talk about this.

46
00:02:10,160 --> 00:02:13,200
Speaker 4: Week on our Deep Dive episode, we spoke about imposter

47
00:02:13,400 --> 00:02:16,440
Speaker 4: syndrome and we Tone was in on the chat with us.

48
00:02:16,639 --> 00:02:17,560
Speaker 2: Yeah, we dragged you in.

49
00:02:17,840 --> 00:02:20,520
Speaker 1: Sorry, I love being dragged in. So it was quite a.

50
00:02:20,440 --> 00:02:23,120
Speaker 4: Deep and vulnerable chat between the three of us. I

51
00:02:23,160 --> 00:02:24,400
Speaker 4: guess what was your take on it?

52
00:02:24,919 --> 00:02:27,480
Speaker 2: Well, I really liked it. But I obviously loved talking

53
00:02:27,480 --> 00:02:29,840
Speaker 2: about topics like this because I think that as women,

54
00:02:29,960 --> 00:02:32,720
Speaker 2: we should be talking about these topics more openly and

55
00:02:32,760 --> 00:02:35,600
Speaker 2: more regularly. And so it felt right to bring Tony

56
00:02:35,680 --> 00:02:39,040
Speaker 2: into that conversation because unlike you and I, Georgia, we're

57
00:02:39,080 --> 00:02:41,560
Speaker 2: on the deep dives. We often just present information. It

58
00:02:41,560 --> 00:02:44,120
Speaker 2: felt like maybe that was a better conversation to be

59
00:02:44,200 --> 00:02:47,080
Speaker 2: had between three friends, you know, relating to the story

60
00:02:47,160 --> 00:02:49,760
Speaker 2: and sharing different points of view because we're all at

61
00:02:49,760 --> 00:02:52,360
Speaker 2: different stages of our careers and our development. And I

62
00:02:52,440 --> 00:02:54,760
Speaker 2: just thought it was, yeah, really powerful. I listened to

63
00:02:54,800 --> 00:02:56,760
Speaker 2: it back and I was really proud of what we created.

64
00:02:56,960 --> 00:02:58,880
Speaker 1: And we talked about how important it is to be

65
00:02:58,960 --> 00:03:02,040
Speaker 1: your own cheerlead too, and when you do something well,

66
00:03:02,120 --> 00:03:05,200
Speaker 1: tonoledge it and own it be and say I'm really

67
00:03:05,200 --> 00:03:06,960
Speaker 1: proud of that. And I did a really good job.

68
00:03:07,160 --> 00:03:07,959
Speaker 3: Is that so normal?

69
00:03:08,000 --> 00:03:10,280
Speaker 5: When you do something well and people congratulate you and

70
00:03:10,280 --> 00:03:11,720
Speaker 5: you're like, oh no, no, it's not not a people,

71
00:03:11,760 --> 00:03:14,600
Speaker 5: and like it's really it almost feels weird. Thank you

72
00:03:14,639 --> 00:03:16,400
Speaker 5: for the compliment, and like accept it.

73
00:03:16,560 --> 00:03:18,760
Speaker 2: Yeah, I mean for us, Ryan doesn't do that.

74
00:03:19,160 --> 00:03:24,360
Speaker 1: But you've never complimented me before. So oh, you go

75
00:03:24,440 --> 00:03:25,640
Speaker 1: into my restrict there.

76
00:03:26,520 --> 00:03:29,440
Speaker 2: Yeah, yeah, you'll slide back. You'll slide back into the

77
00:03:29,480 --> 00:03:32,840
Speaker 2: restricted dms like you'll get blocked. But let's move on.

78
00:03:33,080 --> 00:03:38,160
Speaker 2: And to ask Jessicai two questions, one what are we drinking?

79
00:03:38,320 --> 00:03:39,760
Speaker 2: And to why are we drinking that?

80
00:03:40,520 --> 00:03:42,880
Speaker 6: Well, the answer to the second question is because I

81
00:03:42,960 --> 00:03:45,120
Speaker 6: once again was left with the task of choosing the drinks.

82
00:03:45,160 --> 00:03:48,200
Speaker 6: And I told you. I told you that we would

83
00:03:48,280 --> 00:03:49,840
Speaker 6: end up with something not so great if I was

84
00:03:49,920 --> 00:03:50,840
Speaker 6: left to my own devices.

85
00:03:50,840 --> 00:03:52,840
Speaker 2: But you weren't left to your own devices. You and

86
00:03:52,880 --> 00:03:55,920
Speaker 2: Tony I videoed this. You guys played a guessing game.

87
00:03:56,240 --> 00:03:58,320
Speaker 6: Kind of, yes, but we still ended up on the

88
00:03:58,360 --> 00:03:58,880
Speaker 6: mod slide.

89
00:03:59,040 --> 00:04:01,840
Speaker 2: Yes, I'm I'm not opening mine. Mine still got the

90
00:04:01,880 --> 00:04:02,960
Speaker 2: lid on. It's not happening.

91
00:04:04,000 --> 00:04:08,080
Speaker 6: Vodka mud Shake, which is a chocolate flavored, creamy vodka

92
00:04:08,080 --> 00:04:12,440
Speaker 6: beverage adding to the bottle you guys enjoy that took

93
00:04:12,440 --> 00:04:13,680
Speaker 6: a sep. How did you feel about that?

94
00:04:13,720 --> 00:04:15,200
Speaker 1: I actually don't hate it.

95
00:04:15,320 --> 00:04:17,599
Speaker 5: Yeah, I think we purchased it ironically and we've been

96
00:04:17,680 --> 00:04:19,120
Speaker 5: joking about it. But now that I taste it, it's

97
00:04:19,120 --> 00:04:20,599
Speaker 5: actually pretty good. Geordia, and I've been not.

98
00:04:21,480 --> 00:04:23,760
Speaker 4: It tastes like a big m I mean, I haven't wash.

99
00:04:23,880 --> 00:04:25,880
Speaker 6: You guys have been shitting on me all night.

100
00:04:25,800 --> 00:04:26,839
Speaker 1: For turning over with me.

101
00:04:27,560 --> 00:04:29,839
Speaker 2: I will continue to do so, Jessica.

102
00:04:30,080 --> 00:04:32,120
Speaker 1: I don't think I could have a night out on

103
00:04:32,160 --> 00:04:35,039
Speaker 1: them or anything. But it's not a bad I put teeth.

104
00:04:36,960 --> 00:04:39,360
Speaker 1: It's a lot like an espresso. My team, you kind

105
00:04:39,360 --> 00:04:40,159
Speaker 1: of ribe.

106
00:04:40,000 --> 00:04:41,600
Speaker 2: Yeah, it's not awful.

107
00:04:41,839 --> 00:04:42,200
Speaker 3: All right.

108
00:04:42,240 --> 00:04:44,520
Speaker 2: Well, I'm glad that you guys are happy, and that's

109
00:04:44,520 --> 00:04:46,400
Speaker 2: what makes she just tastes like chocolate milk.

110
00:04:46,480 --> 00:04:49,320
Speaker 6: Sorry I was talking. So when you get try oh, okay,

111
00:04:49,360 --> 00:04:50,839
Speaker 6: well all right, six out of ten.

112
00:04:50,920 --> 00:04:53,080
Speaker 2: So you know what, We're going to move on from

113
00:04:53,120 --> 00:04:55,880
Speaker 2: here because I'm just really disengaged with this drink. I

114
00:04:55,920 --> 00:04:59,440
Speaker 2: don't feel included. I feel excluded from this community. Ryan.

115
00:05:00,000 --> 00:05:01,960
Speaker 2: What are our top money wins that you've collected from

116
00:05:01,960 --> 00:05:02,920
Speaker 2: the community this day?

117
00:05:07,120 --> 00:05:09,320
Speaker 5: How much at Doc Martin's normally. And I think, Jess,

118
00:05:09,320 --> 00:05:12,080
Speaker 5: you've seen this post in the group. Brand new Doc

119
00:05:12,120 --> 00:05:14,000
Speaker 5: Martin boots can be a real spino.

120
00:05:13,880 --> 00:05:17,320
Speaker 1: Two or three hundred bucks, right, well investment, Yeah, they

121
00:05:17,320 --> 00:05:20,080
Speaker 1: are so Ebony said, I bought a second hand pair

122
00:05:20,160 --> 00:05:23,440
Speaker 1: then been worn once before and must have been returned

123
00:05:23,480 --> 00:05:25,880
Speaker 1: to the store or some kind of you know, technical whatever.

124
00:05:26,160 --> 00:05:28,360
Speaker 3: She got one hundred dollars off and they'd been worn once.

125
00:05:30,960 --> 00:05:31,640
Speaker 6: That's so new.

126
00:05:31,680 --> 00:05:34,080
Speaker 5: She'd still have to break them in, because their shoes,

127
00:05:34,120 --> 00:05:36,440
Speaker 5: you do have to break to break them in. Yeah.

128
00:05:36,560 --> 00:05:38,800
Speaker 1: I've got docs that I've had for like ten years.

129
00:05:38,880 --> 00:05:39,080
Speaker 3: Yeah.

130
00:05:39,080 --> 00:05:41,279
Speaker 6: There was someone posted in our group a while ago

131
00:05:41,320 --> 00:05:43,120
Speaker 6: and said she'd had hers for years and years and

132
00:05:43,120 --> 00:05:45,440
Speaker 6: then she just got them resold because they held up perfectly.

133
00:05:45,520 --> 00:05:46,400
Speaker 3: Yeah, a legend.

134
00:05:46,440 --> 00:05:47,520
Speaker 1: They're a very good investment.

135
00:05:47,680 --> 00:05:49,960
Speaker 2: They sound like it. And I always see girls down

136
00:05:50,000 --> 00:05:52,080
Speaker 2: the street wearing them, because you know, I hang out

137
00:05:52,080 --> 00:05:54,479
Speaker 2: in the Richmond area. There's sorts of cool girls there.

138
00:05:54,600 --> 00:05:54,920
Speaker 1: Yeah.

139
00:05:55,040 --> 00:05:56,200
Speaker 2: Can you imagine mean docs?

140
00:05:56,240 --> 00:05:59,080
Speaker 1: I just I'm not cool enough, unfortunately.

141
00:05:59,160 --> 00:06:01,360
Speaker 2: No, no, sorry, it's unfortunate.

142
00:06:01,600 --> 00:06:04,280
Speaker 5: But the people that wear docks probably couldn't imagine themselves

143
00:06:04,320 --> 00:06:05,240
Speaker 5: in your shoes either.

144
00:06:05,440 --> 00:06:08,560
Speaker 1: No, they'd be like, I'm not wearing Alu boo tong.

145
00:06:10,640 --> 00:06:14,480
Speaker 5: All right home, Jessica said, I punched my tire last night.

146
00:06:14,560 --> 00:06:16,640
Speaker 5: Would normally be worried, but last month I set up

147
00:06:16,640 --> 00:06:20,280
Speaker 5: a small emergency fund specifically for my car, which it

148
00:06:20,320 --> 00:06:22,279
Speaker 5: felt so good that I could actually pay the money

149
00:06:22,279 --> 00:06:24,719
Speaker 5: that I already had instead of dipping into my savings

150
00:06:24,720 --> 00:06:26,719
Speaker 5: and my credit card. So she says, thank you. She's

151
00:06:26,720 --> 00:06:28,760
Speaker 5: on the money for teaching me to have an emergency fund.

152
00:06:28,800 --> 00:06:30,120
Speaker 1: Oh well, And.

153
00:06:30,960 --> 00:06:34,720
Speaker 5: Georgina was quoted three hundred dollars for a laptop battery

154
00:06:34,720 --> 00:06:37,960
Speaker 5: to be replaced, and she said no and bought her

155
00:06:38,000 --> 00:06:41,320
Speaker 5: own battery online for eighty dollars, replaced it herself, saved

156
00:06:41,320 --> 00:06:42,360
Speaker 5: two hundred and twenty.

157
00:06:42,120 --> 00:06:44,080
Speaker 1: Bus Bussela legends.

158
00:06:44,120 --> 00:06:44,320
Speaker 4: Wow.

159
00:06:45,000 --> 00:06:47,400
Speaker 5: Haley Parrish says, I mostly work from home in my

160
00:06:47,520 --> 00:06:51,520
Speaker 5: pj's legend, And I've been eyeing off this new pair

161
00:06:51,560 --> 00:06:52,640
Speaker 5: of Peter Alexander.

162
00:06:52,680 --> 00:06:55,359
Speaker 3: Are they Pete Alexander like the best? Yeah, the comfiest or.

163
00:06:55,600 --> 00:06:57,520
Speaker 1: Like when you walk past their shops, it smells like

164
00:06:57,600 --> 00:06:59,520
Speaker 1: delicious cinnamon rolls. No it doesn't.

165
00:06:59,520 --> 00:07:00,799
Speaker 2: It smells Amelia.

166
00:07:01,440 --> 00:07:03,560
Speaker 1: Yeah, so good.

167
00:07:04,320 --> 00:07:05,719
Speaker 2: It's such a smell too.

168
00:07:05,760 --> 00:07:08,760
Speaker 6: And their mascot is a sausage dog called Penny.

169
00:07:08,880 --> 00:07:11,520
Speaker 5: So Cuekaylee says, I didn't want to pay eighty nine dollars,

170
00:07:11,560 --> 00:07:14,440
Speaker 5: but I got them on click Frenzy for twenty nine dollars.

171
00:07:14,920 --> 00:07:19,160
Speaker 2: Well, Frenzy, that is good for Peter Alexander pas. I'm

172
00:07:19,160 --> 00:07:22,680
Speaker 2: a fiend for new pjs and can definitely relate.

173
00:07:22,840 --> 00:07:24,880
Speaker 5: Here's a question for Victoria, and I know you're not

174
00:07:24,880 --> 00:07:29,119
Speaker 5: an accountant be but definitely. Anna replies to Hailey's comment

175
00:07:29,160 --> 00:07:31,360
Speaker 5: and said, because you wear pjs at work, could you

176
00:07:31,360 --> 00:07:34,760
Speaker 5: claim the Peter Alexander PJS as a work uniform or

177
00:07:34,800 --> 00:07:35,600
Speaker 5: a work expense?

178
00:07:35,920 --> 00:07:39,640
Speaker 2: I am not an accountant, but from my ability to read,

179
00:07:39,680 --> 00:07:42,480
Speaker 2: the ATO website doesn't have your work clogo on it,

180
00:07:42,560 --> 00:07:43,480
Speaker 2: so you can't claim it.

181
00:07:43,800 --> 00:07:45,200
Speaker 3: I was ready to hit the button because I thought

182
00:07:45,200 --> 00:07:45,920
Speaker 3: you were going to say.

183
00:07:45,800 --> 00:07:47,440
Speaker 2: Yes, no, absolutely not.

184
00:07:48,920 --> 00:07:56,200
Speaker 5: Do it anyway. This is from Amber. Last week, my

185
00:07:56,240 --> 00:07:58,280
Speaker 5: partner and I were visiting my grandma and she lives

186
00:07:58,320 --> 00:07:59,960
Speaker 5: near a Savers, so it's like our tradition that we

187
00:08:00,040 --> 00:08:01,640
Speaker 5: go and see Grandma for Sunday lunch and then we

188
00:08:01,680 --> 00:08:02,720
Speaker 5: go to Savers afterwards.

189
00:08:02,800 --> 00:08:05,960
Speaker 1: That's cute, Sas, what are you joking is that.

190
00:08:05,880 --> 00:08:11,520
Speaker 6: It's like the home, the bestest, the most large shop

191
00:08:11,640 --> 00:08:14,800
Speaker 6: in the state. It's like physically just so many like

192
00:08:14,840 --> 00:08:18,440
Speaker 6: a supermarket, right, it's massive. There's one in Footscray. Where

193
00:08:18,440 --> 00:08:21,680
Speaker 6: are there's one? As I say, there's one in one

194
00:08:21,720 --> 00:08:23,760
Speaker 6: of the hipster Brunswick.

195
00:08:23,880 --> 00:08:25,520
Speaker 4: Yes, we wanted to Frankston as well.

196
00:08:25,680 --> 00:08:27,200
Speaker 1: Yeah, mean you to be?

197
00:08:27,400 --> 00:08:28,520
Speaker 2: Is that goold? What's gone?

198
00:08:28,560 --> 00:08:28,840
Speaker 4: Girl?

199
00:08:29,160 --> 00:08:32,240
Speaker 2: The world has changed since I lived on the peninsula.

200
00:08:32,320 --> 00:08:33,920
Speaker 5: Every time there's a dress up party at my high

201
00:08:33,960 --> 00:08:37,320
Speaker 5: school in Altham, everyone everyone savers on the Friday afternoon

202
00:08:37,360 --> 00:08:39,400
Speaker 5: in Greensboro just getting their outfits because they just had

203
00:08:39,440 --> 00:08:41,520
Speaker 5: literally supermarket ours of everything.

204
00:08:42,040 --> 00:08:43,200
Speaker 3: We go. Yeah, we can.

205
00:08:43,120 --> 00:08:45,200
Speaker 2: Really saves trip, Absolutely we can.

206
00:08:45,320 --> 00:08:47,440
Speaker 6: And if you donate clothes, they give you a card

207
00:08:47,440 --> 00:08:49,520
Speaker 6: that gives you a discount on your perchase.

208
00:08:49,679 --> 00:08:50,960
Speaker 1: Oh that's smart.

209
00:08:51,200 --> 00:08:51,560
Speaker 3: Yeah.

210
00:08:51,600 --> 00:08:54,520
Speaker 5: So Amber said they found a brand new the north

211
00:08:54,559 --> 00:08:58,760
Speaker 5: Face jacket for a boyfriend. Normally retails for three hundred dollars.

212
00:08:58,960 --> 00:09:01,800
Speaker 5: They got it for twelve dollars.

213
00:09:02,000 --> 00:09:04,079
Speaker 2: Yeah, that is the money win.

214
00:09:05,559 --> 00:09:07,360
Speaker 5: Now, I might be out of my depth with a

215
00:09:07,360 --> 00:09:09,880
Speaker 5: few questions, so it helped me out how much would

216
00:09:09,880 --> 00:09:11,880
Speaker 5: it normally cost? And I know there's no such as normal,

217
00:09:11,920 --> 00:09:15,040
Speaker 5: but for a female to get her hair done.

218
00:09:14,960 --> 00:09:18,280
Speaker 2: Well, is she blonde or is she brunette?

219
00:09:18,000 --> 00:09:19,080
Speaker 6: Cut? Is it a color?

220
00:09:20,160 --> 00:09:22,920
Speaker 5: Well, that's why I was asking for help, just for

221
00:09:22,960 --> 00:09:24,880
Speaker 5: a cut. What would the range be?

222
00:09:25,160 --> 00:09:27,760
Speaker 2: Oh, look, I'd say anywhere from twenty five dollars for

223
00:09:27,840 --> 00:09:32,040
Speaker 2: your el cheapo really easy haircut, literally up to three

224
00:09:32,120 --> 00:09:32,840
Speaker 2: hundred dollars.

225
00:09:33,080 --> 00:09:35,959
Speaker 3: All right, So miss Coco is what we'll call her.

226
00:09:36,120 --> 00:09:37,680
Speaker 3: It sounds expensive, she said.

227
00:09:37,720 --> 00:09:40,800
Speaker 5: After expensive, she said, after a year of dealing with

228
00:09:40,840 --> 00:09:45,000
Speaker 5: my passive aggressive hairdresser, which was just a editorial that

229
00:09:45,120 --> 00:09:45,600
Speaker 5: wasn't needed.

230
00:09:45,600 --> 00:09:50,320
Speaker 2: But it also really it also sets thee and it

231
00:09:50,360 --> 00:09:53,160
Speaker 2: makes me a little bit concerned about why she continually

232
00:09:53,200 --> 00:09:55,160
Speaker 2: went back to a passive aggressive Well, you.

233
00:09:55,080 --> 00:09:55,760
Speaker 3: Know how you just dress.

234
00:09:55,880 --> 00:09:57,360
Speaker 5: You got your routine and that's when you go to

235
00:09:57,440 --> 00:10:01,000
Speaker 5: or something. The passive aggressive hairdresser was charging one hundred dollars,

236
00:10:01,120 --> 00:10:03,240
Speaker 5: but Miss Coco has really short hair and it actually

237
00:10:03,280 --> 00:10:05,520
Speaker 5: didn't take her that long. So she goes, I understand

238
00:10:05,520 --> 00:10:07,440
Speaker 5: that some people take longer, blah blah blah, but she's like,

239
00:10:07,480 --> 00:10:09,360
Speaker 5: in and out, I feel like it's not worth.

240
00:10:09,240 --> 00:10:09,920
Speaker 3: One hundred dollars.

241
00:10:10,040 --> 00:10:12,440
Speaker 5: So she said she'd shop around and She stumbled across

242
00:10:12,440 --> 00:10:14,320
Speaker 5: the just cuts and thought, why not?

243
00:10:14,640 --> 00:10:16,880
Speaker 3: The experience doesn't have to be all lucks of the salon.

244
00:10:17,120 --> 00:10:19,840
Speaker 3: But the hairdresser was enthusiastic, very experienced, and cut my

245
00:10:19,880 --> 00:10:21,840
Speaker 3: hair for twenty four dollars.

246
00:10:21,840 --> 00:10:23,640
Speaker 1: Oh yeah, close to the.

247
00:10:25,440 --> 00:10:26,320
Speaker 2: Haircut's going to be.

248
00:10:26,400 --> 00:10:27,920
Speaker 1: Hey, good job, miss Coco.

249
00:10:28,360 --> 00:10:30,480
Speaker 3: Well, Miss Coco has a pixie mohawk and is quite

250
00:10:30,480 --> 00:10:32,600
Speaker 3: happy with the work. And the newest customer.

251
00:10:33,200 --> 00:10:35,800
Speaker 2: Everybody that listens to our show is much cooler than me.

252
00:10:36,000 --> 00:10:37,319
Speaker 2: I don't know why you're here.

253
00:10:37,320 --> 00:10:40,920
Speaker 1: On wearing their docks, got their pixy haircut, yet.

254
00:10:41,400 --> 00:10:41,959
Speaker 3: The same person.

255
00:10:43,000 --> 00:10:46,240
Speaker 5: Finally, Shannon Jay says, money win. I won one thousand

256
00:10:46,320 --> 00:10:48,760
Speaker 5: dollars on the Cabury Golden Ticket competition.

257
00:10:50,440 --> 00:10:51,920
Speaker 1: What actually is that? I don't know.

258
00:10:54,320 --> 00:10:57,000
Speaker 5: Yeah, well she's got one thousand dollars in her pocket

259
00:10:57,360 --> 00:10:59,720
Speaker 5: and she sung the song I've Got a Golden Ticket

260
00:11:00,080 --> 00:11:00,880
Speaker 5: in the comment section.

261
00:11:01,200 --> 00:11:04,320
Speaker 2: Amen, clever, I really like that. I really like that.

262
00:11:04,480 --> 00:11:07,440
Speaker 2: I am actually quite envious. Can you imagine opening a

263
00:11:07,480 --> 00:11:10,439
Speaker 2: chocolate bar and finding a thousand dollars because usually I

264
00:11:10,440 --> 00:11:10,720
Speaker 2: don't know.

265
00:11:10,720 --> 00:11:12,079
Speaker 6: Hope you get chocolate as well.

266
00:11:12,240 --> 00:11:14,880
Speaker 2: Oh my gosh, speaking of chocolate, our favorite chocolate place.

267
00:11:14,960 --> 00:11:20,240
Speaker 2: Tony Haye Tiger's closing. I saw fever. I'm really upset

268
00:11:20,240 --> 00:11:22,920
Speaker 2: about it, so I made myself feel better by ordering

269
00:11:22,960 --> 00:11:24,760
Speaker 2: a lot of chocolate on the internet for the office.

270
00:11:24,800 --> 00:11:29,640
Speaker 2: So that'll be here. Money win for everybody, But let's

271
00:11:29,640 --> 00:11:39,720
Speaker 2: actually talk about everybody's money wins after this quick break.

272
00:11:40,600 --> 00:11:43,080
Speaker 2: All right, we are back and it is time to

273
00:11:43,160 --> 00:11:47,400
Speaker 2: ask the team about their money wins or confessions. George's yawning,

274
00:11:47,559 --> 00:11:50,840
Speaker 2: but you know who's not yawning, Tony and Jess who

275
00:11:50,840 --> 00:11:55,760
Speaker 2: have a joint money win or join And I'm really

276
00:11:55,840 --> 00:11:57,880
Speaker 2: sure if it's a doing money win or a confession

277
00:11:58,040 --> 00:12:00,040
Speaker 2: or the fact that I was actually out of the

278
00:12:00,080 --> 00:12:03,079
Speaker 2: office for most of this morning. Do you guys maybe

279
00:12:03,080 --> 00:12:06,440
Speaker 2: want to elaborate to everybody tuning in, Tony taking away,

280
00:12:06,440 --> 00:12:07,600
Speaker 2: this is what did you do?

281
00:12:07,960 --> 00:12:08,160
Speaker 5: Well?

282
00:12:08,320 --> 00:12:10,480
Speaker 1: I would like to preface it with it is definitely

283
00:12:10,480 --> 00:12:11,960
Speaker 1: a wind. It's not a.

284
00:12:13,480 --> 00:12:16,360
Speaker 2: Like between you. You've both spent more than a thousand

285
00:12:16,440 --> 00:12:18,679
Speaker 2: dollars and you're calling this a wind? Is that right?

286
00:12:18,679 --> 00:12:23,760
Speaker 1: Okay? But we both got a diceon air wrap. Now

287
00:12:23,840 --> 00:12:25,280
Speaker 1: for anybody that doesn't know.

288
00:12:25,520 --> 00:12:26,480
Speaker 3: Please enlighten me.

289
00:12:26,640 --> 00:12:28,280
Speaker 1: Yes, okay, because I was in this.

290
00:12:28,760 --> 00:12:31,160
Speaker 3: Group message, and I have no idea what happened today.

291
00:12:31,920 --> 00:12:35,840
Speaker 1: So it is basically so Dyson, who make the hair

292
00:12:35,920 --> 00:12:40,360
Speaker 1: dry the hand dryers on the vacuums and everything, they

293
00:12:40,679 --> 00:12:44,360
Speaker 1: developed this range of hair styling tools and it's supposed

294
00:12:44,360 --> 00:12:46,280
Speaker 1: to be the best thing ever. It's like basically like

295
00:12:46,360 --> 00:12:48,560
Speaker 1: if angels were touching your hair to dry it and

296
00:12:48,600 --> 00:12:52,880
Speaker 1: style it every day. It's like better than elf juices

297
00:12:53,000 --> 00:12:55,760
Speaker 1: being put on your hair every morning for strength and longevity.

298
00:12:56,320 --> 00:12:59,319
Speaker 6: It's healthier for your hair because it uses like.

299
00:12:59,320 --> 00:12:59,760
Speaker 3: That's the elf.

300
00:13:00,480 --> 00:13:03,040
Speaker 2: Yeah, got it?

301
00:13:01,040 --> 00:13:06,079
Speaker 1: Okay anyway, so get to the point, as the air

302
00:13:06,080 --> 00:13:09,480
Speaker 1: apps are normally like nine hundred dollars for the one

303
00:13:09,480 --> 00:13:13,280
Speaker 1: that I wanted, had the extra fancy had the extra

304
00:13:13,320 --> 00:13:15,920
Speaker 1: fancy carry case. Anyway, So I saw this post in

305
00:13:16,000 --> 00:13:17,439
Speaker 1: how She's on the money community.

306
00:13:17,640 --> 00:13:20,720
Speaker 6: Turned out her boyfriend found this deal though, yeah.

307
00:13:20,920 --> 00:13:24,000
Speaker 1: On oz Bargains, which I didn't know was a thing,

308
00:13:24,360 --> 00:13:27,719
Speaker 1: but basically it was. Well, it's just this website. It's

309
00:13:27,760 --> 00:13:30,440
Speaker 1: like a forum. Do you remember forums where people would

310
00:13:30,440 --> 00:13:33,200
Speaker 1: get on and like share their things.

311
00:13:33,280 --> 00:13:38,000
Speaker 2: Yeah, Reddit, like rereddit, Yeah on Reddit sometimes Yeah, I

312
00:13:38,040 --> 00:13:40,880
Speaker 2: love redits.

313
00:13:39,600 --> 00:13:42,040
Speaker 5: Are still like that's where it starts before it starts

314
00:13:42,040 --> 00:13:43,680
Speaker 5: spreading to mainstream.

315
00:13:44,520 --> 00:13:45,760
Speaker 3: Why this deal came from.

316
00:13:45,960 --> 00:13:48,480
Speaker 6: That's the forums that took down game stops there you go.

317
00:13:49,080 --> 00:13:54,240
Speaker 1: Anyway, so very powerful place, very powerful web of deceit

318
00:13:54,320 --> 00:13:57,720
Speaker 1: and destruction. Anyway, So he did not at the point

319
00:13:57,720 --> 00:14:01,280
Speaker 1: of the story, sorry that it's the most exciting story ever.

320
00:14:01,480 --> 00:14:04,480
Speaker 1: I deserve to Oh my god, you know what. I've

321
00:14:04,480 --> 00:14:05,000
Speaker 1: had enough.

322
00:14:05,080 --> 00:14:06,319
Speaker 3: So what happened this morning Tony?

323
00:14:06,600 --> 00:14:09,360
Speaker 1: Anyway, So she posted this thing about how you could

324
00:14:09,360 --> 00:14:11,520
Speaker 1: get this amazing air up instead of it being eight

325
00:14:11,640 --> 00:14:13,559
Speaker 1: hundred and ninety eight dollars, that it would be five

326
00:14:13,640 --> 00:14:14,520
Speaker 1: hundred and fifty dollars.

327
00:14:14,679 --> 00:14:15,600
Speaker 2: That is a money win.

328
00:14:15,840 --> 00:14:18,920
Speaker 1: So and I didn't just decide I was going to

329
00:14:18,920 --> 00:14:20,880
Speaker 1: get it. Have I not been talking to you guys

330
00:14:20,920 --> 00:14:23,440
Speaker 1: four months about how much I wanted an error?

331
00:14:23,680 --> 00:14:26,960
Speaker 2: The only thing I hear about consistently on a daily

332
00:14:27,000 --> 00:14:29,160
Speaker 2: basis from Tony and Jess.

333
00:14:29,200 --> 00:14:30,760
Speaker 6: We've probably said it on the pod before.

334
00:14:30,880 --> 00:14:34,080
Speaker 2: You asked me about mine. You're googling it consistently, you

335
00:14:34,120 --> 00:14:37,040
Speaker 2: guys are watching YouTube tutorials on it. You're talking about

336
00:14:37,040 --> 00:14:37,760
Speaker 2: what type of.

337
00:14:37,840 --> 00:14:41,400
Speaker 6: Barrel you'd use, Like it aligns with my values exactly.

338
00:14:41,760 --> 00:14:43,200
Speaker 1: So when I saw it come up, I was like,

339
00:14:43,240 --> 00:14:45,680
Speaker 1: I really really want this. It's a great investment. And

340
00:14:45,720 --> 00:14:47,960
Speaker 1: I did the five dollars rule, which I've talked about before,

341
00:14:48,040 --> 00:14:49,880
Speaker 1: figure out how many times I would have to use

342
00:14:49,880 --> 00:14:52,160
Speaker 1: something for it to cost five dollars a use, which

343
00:14:52,480 --> 00:14:55,240
Speaker 1: ended up being amazing. I'll definitely use it. My boyfriend

344
00:14:55,280 --> 00:14:58,840
Speaker 1: will use the hair dryer attachment, so it's gonna be

345
00:14:58,880 --> 00:15:01,760
Speaker 1: great anyway, the air rap because no one else was

346
00:15:01,800 --> 00:15:03,400
Speaker 1: in the office to stop me, and then.

347
00:15:03,360 --> 00:15:05,920
Speaker 2: Five minutes now, now it's my fault.

348
00:15:06,320 --> 00:15:08,080
Speaker 1: And then five minutes later, I Jess got into the

349
00:15:08,080 --> 00:15:09,720
Speaker 1: office and I went, Jess, I just brought an air

350
00:15:09,800 --> 00:15:11,480
Speaker 1: up and it's a most exciting thing everhe she went

351
00:15:11,640 --> 00:15:13,040
Speaker 1: half and then she bought one.

352
00:15:13,240 --> 00:15:14,520
Speaker 2: What she did, yeah, I would have.

353
00:15:14,680 --> 00:15:17,320
Speaker 6: It was like a secret. So there was fifteen percent off,

354
00:15:17,360 --> 00:15:19,560
Speaker 6: which brought it down to like six hundred and something dollars,

355
00:15:19,560 --> 00:15:21,359
Speaker 6: and then you could stack the coupons.

356
00:15:21,520 --> 00:15:22,600
Speaker 2: Yeah, good, good money.

357
00:15:22,600 --> 00:15:25,760
Speaker 1: When guys, I'm really proud of us because it takes

358
00:15:25,840 --> 00:15:30,080
Speaker 1: courage to make a purchase like that, and I think

359
00:15:30,160 --> 00:15:33,120
Speaker 1: that you guys need to be more excited about how

360
00:15:33,120 --> 00:15:35,280
Speaker 1: good the air Raup's going to be when we get it.

361
00:15:35,640 --> 00:15:37,440
Speaker 6: It's going to look great, and we really bonded.

362
00:15:37,560 --> 00:15:38,880
Speaker 1: We're going to look so good.

363
00:15:39,080 --> 00:15:40,400
Speaker 3: You guys will look good. I must say.

364
00:15:40,560 --> 00:15:42,800
Speaker 5: The message was all caps and it said, guys, I'm

365
00:15:42,800 --> 00:15:43,840
Speaker 5: in the office by myself.

366
00:15:43,840 --> 00:15:46,000
Speaker 3: I'm crying. Please someone come here and help. And I

367
00:15:46,040 --> 00:15:47,040
Speaker 3: got scared for a moment.

368
00:15:47,120 --> 00:15:49,480
Speaker 1: Yeah, but it was actually because it was the excitement

369
00:15:49,480 --> 00:15:50,200
Speaker 1: of the air rap.

370
00:15:50,400 --> 00:15:52,720
Speaker 2: I'm really happy for you. But do you know what

371
00:15:52,800 --> 00:15:54,960
Speaker 2: I'm being more happy about? If I got to hear

372
00:15:55,000 --> 00:15:56,480
Speaker 2: George's money win a confession?

373
00:15:56,960 --> 00:15:59,560
Speaker 1: Hello, beat that Georgia.

374
00:15:59,680 --> 00:16:03,119
Speaker 4: George, Well, I can't because this week I have a confession.

375
00:16:03,200 --> 00:16:04,800
Speaker 3: Guy.

376
00:16:05,920 --> 00:16:08,320
Speaker 4: So it was actually a couple of weeks ago I

377
00:16:08,440 --> 00:16:11,000
Speaker 4: went to the Sir the Label sale in Melbourne.

378
00:16:11,040 --> 00:16:11,880
Speaker 2: I love their stuff.

379
00:16:11,960 --> 00:16:14,760
Speaker 4: Yeah, so I was at this sale. I'd been waiting

380
00:16:14,760 --> 00:16:16,760
Speaker 4: in the line for about fifteen minutes, but I deliberately

381
00:16:16,800 --> 00:16:19,040
Speaker 4: went early because I was like, I'll just run in,

382
00:16:19,200 --> 00:16:21,280
Speaker 4: run out, get on with my day so much.

383
00:16:22,240 --> 00:16:23,440
Speaker 1: Yeah, get there.

384
00:16:23,720 --> 00:16:27,400
Speaker 4: The line is like probably three hundred meters long of

385
00:16:27,600 --> 00:16:31,000
Speaker 4: just all these young hot thangs. I did not fit in.

386
00:16:31,720 --> 00:16:33,880
Speaker 4: So anyway, I got to like half an hour waiting

387
00:16:33,960 --> 00:16:36,640
Speaker 4: the line. I was not really moving forward, but I

388
00:16:36,680 --> 00:16:39,960
Speaker 4: was like at what point do I leave? Anyway? Two

389
00:16:40,000 --> 00:16:40,720
Speaker 4: hours later?

390
00:16:41,200 --> 00:16:42,960
Speaker 2: You stayed in a line for two hours?

391
00:16:43,000 --> 00:16:44,880
Speaker 4: Yes, because I was like, it got to an hour

392
00:16:45,000 --> 00:16:46,600
Speaker 4: and I was like, I can't leave now.

393
00:16:46,480 --> 00:16:48,920
Speaker 1: Because because I've sunk an hour into this y Yeah.

394
00:16:48,920 --> 00:16:49,360
Speaker 3: So then I.

395
00:16:49,400 --> 00:16:54,080
Speaker 4: Get into the sale and it wasn't very good. No,

396
00:16:55,360 --> 00:16:58,640
Speaker 4: everything was like really expensive, nothing really suited me. So

397
00:16:58,680 --> 00:17:00,840
Speaker 4: I bought this jumper that like I didn't really like

398
00:17:01,080 --> 00:17:04,000
Speaker 4: and it was still expensive, just because I felt like

399
00:17:04,240 --> 00:17:05,800
Speaker 4: I couldn't waste two hours.

400
00:17:05,920 --> 00:17:08,440
Speaker 1: Is it the jump you're wearing now? Because I didn't.

401
00:17:08,200 --> 00:17:09,200
Speaker 4: Want to say, but it's really.

402
00:17:12,119 --> 00:17:12,439
Speaker 1: Dress?

403
00:17:12,600 --> 00:17:13,280
Speaker 3: Am I right?

404
00:17:13,320 --> 00:17:13,560
Speaker 1: Guy?

405
00:17:13,680 --> 00:17:18,840
Speaker 3: Did you stole my win? I had a non financial win,

406
00:17:18,880 --> 00:17:20,680
Speaker 3: and that was seeing Georgia in a dress room.

407
00:17:22,960 --> 00:17:24,520
Speaker 2: Someone bought the dress Georgia.

408
00:17:24,720 --> 00:17:26,080
Speaker 1: No, what I'm aware of.

409
00:17:26,520 --> 00:17:28,840
Speaker 2: You were wearing it very nicely. Thank you.

410
00:17:29,040 --> 00:17:32,720
Speaker 4: Look it's such as ugly, you know on a person

411
00:17:32,960 --> 00:17:35,080
Speaker 4: you are holding it up against.

412
00:17:34,880 --> 00:17:39,160
Speaker 2: You are correct? It actually looks like completely different skill appreciate.

413
00:17:39,400 --> 00:17:42,760
Speaker 2: Maybe update your listing to include a picture of you

414
00:17:42,880 --> 00:17:45,159
Speaker 2: in it. Ryan, Have you got a money win or

415
00:17:45,200 --> 00:17:47,439
Speaker 2: confession to share with us? I feel like everybody's a

416
00:17:47,480 --> 00:17:50,800
Speaker 2: really long winded today, and you just wait for mine.

417
00:17:50,880 --> 00:17:54,119
Speaker 2: It is also long winter is going to take not

418
00:17:54,200 --> 00:17:54,879
Speaker 2: forty minutes.

419
00:17:55,080 --> 00:17:59,720
Speaker 3: But episode I've got a confess. It's a really confession.

420
00:17:59,720 --> 00:18:02,119
Speaker 5: I've got beef with my gym who keep taking my

421
00:18:02,200 --> 00:18:05,879
Speaker 5: money despite the fact I'm telling them I'm canceling. So

422
00:18:06,480 --> 00:18:10,560
Speaker 5: in November I message them and I say, I'm canceling

423
00:18:10,560 --> 00:18:11,400
Speaker 5: my gym membership.

424
00:18:11,480 --> 00:18:13,359
Speaker 1: Is this the gym that I know you go to?

425
00:18:13,520 --> 00:18:16,680
Speaker 5: The one that we Okay, So it's in a town

426
00:18:16,720 --> 00:18:19,200
Speaker 5: that I used to live in, and I said, hey,

427
00:18:19,320 --> 00:18:21,359
Speaker 5: I'm I'm moving. I can't come to the gym anymore.

428
00:18:21,400 --> 00:18:23,040
Speaker 5: And they said, oh, well, you signed a twelve month thing.

429
00:18:23,080 --> 00:18:25,320
Speaker 5: We're nine months in. Well I think it's like you

430
00:18:25,359 --> 00:18:27,960
Speaker 5: pay fifty percent or whatever. Sure, no big deal.

431
00:18:28,359 --> 00:18:30,240
Speaker 3: So my contract was must be nice.

432
00:18:30,359 --> 00:18:33,359
Speaker 1: Yeah, no, like signed, Oh, pay fifty percent, no worries.

433
00:18:33,520 --> 00:18:35,840
Speaker 1: I signed a deal and I was in my back pocket.

434
00:18:35,920 --> 00:18:38,520
Speaker 5: I was happy to honor the deal I signed, which

435
00:18:38,560 --> 00:18:40,920
Speaker 5: finished in February. And then I was checking my bank

436
00:18:40,920 --> 00:18:41,680
Speaker 5: accounts the other.

437
00:18:41,640 --> 00:18:42,720
Speaker 1: Day and it's now May.

438
00:18:42,920 --> 00:18:45,040
Speaker 3: They're still taking it out every fortnight.

439
00:18:45,200 --> 00:18:46,199
Speaker 2: And he hadn't noticed.

440
00:18:46,240 --> 00:18:49,240
Speaker 1: He hadn't noticed. That's nice to be really three months

441
00:18:49,440 --> 00:18:50,160
Speaker 1: far out, but.

442
00:18:50,160 --> 00:18:52,160
Speaker 6: He was doing the right thing in reviewing his statement.

443
00:18:52,320 --> 00:18:54,159
Speaker 3: Thank you, thank you.

444
00:18:54,160 --> 00:18:56,960
Speaker 2: You and I both know he probably wasn't, and it

445
00:18:57,040 --> 00:18:57,840
Speaker 2: was an accident that.

446
00:18:57,840 --> 00:19:01,399
Speaker 5: He probably no, because I actually saw the tag of

447
00:19:01,440 --> 00:19:02,720
Speaker 5: the gym and I was like, I wonder if those

448
00:19:02,720 --> 00:19:04,679
Speaker 5: guys are still taking my money. So I messaged them

449
00:19:04,680 --> 00:19:06,840
Speaker 5: and I said, hey, I understand that we had the deal,

450
00:19:06,880 --> 00:19:09,120
Speaker 5: but it's been gone. I've sent you emails here, here, here,

451
00:19:09,119 --> 00:19:11,760
Speaker 5: and here. Can you please stop charging my money? And

452
00:19:11,800 --> 00:19:14,359
Speaker 5: they say, oh, you actually have to come in in person?

453
00:19:14,560 --> 00:19:15,119
Speaker 1: Are you kidding?

454
00:19:15,200 --> 00:19:16,439
Speaker 5: And I said, well, the reason I don't go to

455
00:19:16,440 --> 00:19:18,879
Speaker 5: your gym anymore is because I don't live in that town.

456
00:19:19,200 --> 00:19:22,080
Speaker 5: I moved to Melbourne. It's three hours away. Can I

457
00:19:22,119 --> 00:19:24,720
Speaker 5: just fill it out online? Can you just not take

458
00:19:24,760 --> 00:19:28,159
Speaker 5: money out of my account? Sorry, that's not how it works.

459
00:19:28,280 --> 00:19:31,800
Speaker 3: You have to come down a joke.

460
00:19:31,960 --> 00:19:34,119
Speaker 6: I would pull up your contract and check if it

461
00:19:34,160 --> 00:19:34,720
Speaker 6: says that anything.

462
00:19:35,040 --> 00:19:42,760
Speaker 5: I've pulled up consumer affairs. I called them, and I

463
00:19:42,800 --> 00:19:45,040
Speaker 5: know there's been a particular theme in the group about

464
00:19:45,080 --> 00:19:48,480
Speaker 5: gym memberships and then being really dodgy. But what's annoying

465
00:19:48,560 --> 00:19:50,880
Speaker 5: is I've been with this gym, maybe on and off

466
00:19:50,920 --> 00:19:52,639
Speaker 5: for like ten years, I reckon. I've signed up and

467
00:19:52,720 --> 00:19:55,359
Speaker 5: quit multiple times, and if I didn't work out this time,

468
00:19:55,359 --> 00:19:57,000
Speaker 5: I probably would have signed up again, you know, if

469
00:19:57,040 --> 00:20:00,000
Speaker 5: I moved another time. But now I'm like, those guys

470
00:20:00,920 --> 00:20:02,080
Speaker 5: really grind my gears.

471
00:20:02,200 --> 00:20:04,600
Speaker 6: It seems a common theme. I spent three months trying

472
00:20:04,640 --> 00:20:06,040
Speaker 6: to cancel Victorious.

473
00:20:05,600 --> 00:20:07,240
Speaker 3: Gym membership for her, who was it with?

474
00:20:08,400 --> 00:20:09,400
Speaker 1: No, I don't say no.

475
00:20:09,359 --> 00:20:12,040
Speaker 2: I'm not gonna say but mine actually sent me a

476
00:20:12,080 --> 00:20:14,880
Speaker 2: text today saying that they couldn't direct debit my account

477
00:20:14,880 --> 00:20:16,879
Speaker 2: because I drained all the money out of the account

478
00:20:16,880 --> 00:20:19,080
Speaker 2: that they were direct debiting, because they continue to take

479
00:20:19,119 --> 00:20:22,160
Speaker 2: money after Jess. And by the way, Jess is scary

480
00:20:22,320 --> 00:20:26,480
Speaker 2: on the phone. I've met her on the phone, terrifying. No,

481
00:20:26,560 --> 00:20:29,560
Speaker 2: you're just really assertive. You'll like, you do not approach

482
00:20:29,560 --> 00:20:31,879
Speaker 2: a conversation unless you've got all the receipts and all

483
00:20:31,920 --> 00:20:34,680
Speaker 2: the facts and you're absolutely in the right correct So

484
00:20:34,840 --> 00:20:37,080
Speaker 2: it's kind of scary if you're on the receiving end

485
00:20:37,119 --> 00:20:40,000
Speaker 2: of that. Anyway, you've done all of that. And yeah,

486
00:20:40,000 --> 00:20:42,040
Speaker 2: they sent me a text message today to say, oh,

487
00:20:42,160 --> 00:20:44,240
Speaker 2: you're a direct debit failed, And I'm like, yeah, I know,

488
00:20:44,359 --> 00:20:46,399
Speaker 2: because I took all the money out of that account

489
00:20:46,440 --> 00:20:48,240
Speaker 2: because you keep trying to take money from me.

490
00:20:48,440 --> 00:20:50,320
Speaker 5: So you're saying the only thing I can do is

491
00:20:50,440 --> 00:20:51,960
Speaker 5: change banks.

492
00:20:51,520 --> 00:20:54,960
Speaker 2: I don't know, because I don't even know why they're

493
00:20:54,960 --> 00:20:56,760
Speaker 2: still doing it and just did that for me back

494
00:20:56,800 --> 00:20:58,719
Speaker 2: in like December or something ridiculous.

495
00:20:58,800 --> 00:21:01,160
Speaker 1: That's like actual harass. Yeah, surely.

496
00:21:01,440 --> 00:21:03,240
Speaker 2: And we've been on the phone to them and they're like,

497
00:21:03,240 --> 00:21:05,600
Speaker 2: oh yeah, I no, nothing should come out. And I'm like, cool,

498
00:21:05,640 --> 00:21:07,720
Speaker 2: So why did I get a text message saying this

499
00:21:07,960 --> 00:21:10,359
Speaker 2: or that or yeah, I'd like them to pay me

500
00:21:10,480 --> 00:21:11,000
Speaker 2: my money back.

501
00:21:11,040 --> 00:21:12,240
Speaker 3: I've asked for a refund as well.

502
00:21:12,280 --> 00:21:13,600
Speaker 2: They won't give it to you, and they're like.

503
00:21:13,600 --> 00:21:15,159
Speaker 5: Oh, we can wave the thirty days. I was like, man,

504
00:21:15,240 --> 00:21:17,280
Speaker 5: it's been six months, you're still taking the money. There

505
00:21:17,280 --> 00:21:19,840
Speaker 5: is no thirty days. And that's also can we start

506
00:21:19,920 --> 00:21:20,679
Speaker 5: on the thirty day thing?

507
00:21:20,920 --> 00:21:24,720
Speaker 2: All right, Well, maybe I'll share my money confession. It's

508
00:21:24,720 --> 00:21:27,800
Speaker 2: been such a negative episode guys.

509
00:21:28,160 --> 00:21:31,360
Speaker 1: Sorry it is negative about me getting an air up.

510
00:21:31,600 --> 00:21:34,440
Speaker 2: Oh look, I just I actually forgot because I fell

511
00:21:34,480 --> 00:21:36,159
Speaker 2: asleep halfway through that conversation.

512
00:21:36,320 --> 00:21:40,040
Speaker 1: Oh yeah, yeah, mine was bad bloody gym membership over here.

513
00:21:40,119 --> 00:21:41,840
Speaker 1: Oh and then I went in there and then I

514
00:21:41,840 --> 00:21:43,560
Speaker 1: came back out. And then I went in there and

515
00:21:43,560 --> 00:21:46,680
Speaker 1: then I came back. I out not this Victoria asked

516
00:21:46,680 --> 00:21:50,359
Speaker 1: that it used to be Victoria Tony money in confession.

517
00:21:50,400 --> 00:21:53,200
Speaker 2: I have a money confession. It's not even a confession. Actually,

518
00:21:53,280 --> 00:21:56,359
Speaker 2: it's a bit of a money loss. So I park

519
00:21:56,520 --> 00:22:00,400
Speaker 2: my car in front of my house on the street standard.

520
00:22:00,720 --> 00:22:02,520
Speaker 3: Yeahs a house and car must.

521
00:22:02,359 --> 00:22:03,560
Speaker 1: Be Yeah, that must be nice.

522
00:22:03,760 --> 00:22:06,919
Speaker 2: Okay, cut it out anyway, park in front of my house.

523
00:22:07,160 --> 00:22:10,639
Speaker 2: And at the start of the week on Monday, for

524
00:22:10,640 --> 00:22:12,960
Speaker 2: those of you following me on Instagram, you know what

525
00:22:13,160 --> 00:22:17,159
Speaker 2: I'm going to tell you, a truck managed to clip

526
00:22:17,200 --> 00:22:19,800
Speaker 2: the front of my car and take the front bumper

527
00:22:19,880 --> 00:22:25,119
Speaker 2: off my prized possession. And I was really upset about it.

528
00:22:25,160 --> 00:22:29,000
Speaker 2: Actually very annoying, right, really annoying, and it's also something

529
00:22:29,080 --> 00:22:32,760
Speaker 2: that I look after very well. But I was initially

530
00:22:32,880 --> 00:22:35,600
Speaker 2: very miffed because there was no note. There was nothing,

531
00:22:35,680 --> 00:22:37,840
Speaker 2: and so you know, obviously the first thing you do

532
00:22:37,880 --> 00:22:40,280
Speaker 2: in this situation call your dad. So I called my

533
00:22:40,400 --> 00:22:43,120
Speaker 2: dad and Eric Vine jumped on the phone, worked out

534
00:22:43,160 --> 00:22:45,720
Speaker 2: my insurance. Let me know. I had no idea. Honestly,

535
00:22:45,840 --> 00:22:48,080
Speaker 2: I am nearly thirty, and I honestly should know better,

536
00:22:48,080 --> 00:22:50,359
Speaker 2: but my dad knows everything right, so called him. He

537
00:22:50,400 --> 00:22:52,560
Speaker 2: started sorting it out when I got a knock on

538
00:22:52,600 --> 00:22:55,679
Speaker 2: the door. Who was it? The guy who'd hit my

539
00:22:55,840 --> 00:22:58,480
Speaker 2: car coming back to give me all the insurance details.

540
00:22:58,560 --> 00:23:00,959
Speaker 2: That's nice, Yeah, it was very nice. So it's not

541
00:23:01,160 --> 00:23:04,600
Speaker 2: really a loss because obviously now I have his insurance details,

542
00:23:04,640 --> 00:23:06,359
Speaker 2: it's all going to be covered and it's not going

543
00:23:06,400 --> 00:23:09,639
Speaker 2: to impact me that financially. But I will be without

544
00:23:09,680 --> 00:23:12,119
Speaker 2: a car for a short period of time, which is

545
00:23:12,160 --> 00:23:15,360
Speaker 2: a bit annoying. So beyond the finances of it.

546
00:23:15,440 --> 00:23:18,480
Speaker 1: Like, it's the admin. Yeah, when someone hits your car

547
00:23:18,840 --> 00:23:22,040
Speaker 1: or anything to do with insurance, it's the bloody admin.

548
00:23:22,240 --> 00:23:22,480
Speaker 5: Yeah.

549
00:23:22,480 --> 00:23:24,720
Speaker 2: And I've got to go and I've got to drop

550
00:23:24,760 --> 00:23:26,840
Speaker 2: it off to get assessed and then take it home

551
00:23:26,880 --> 00:23:29,040
Speaker 2: and then I've got to go, you know, get it repaired,

552
00:23:29,040 --> 00:23:30,760
Speaker 2: and who knows how long that's going to take.

553
00:23:30,600 --> 00:23:32,080
Speaker 3: And get a car in between or something.

554
00:23:32,200 --> 00:23:34,280
Speaker 2: Yeah, I think I do. I don't know the semantics

555
00:23:34,320 --> 00:23:36,600
Speaker 2: of it just yet, but I do know that they're

556
00:23:36,640 --> 00:23:38,360
Speaker 2: worried because of the age of my car, that they're

557
00:23:38,359 --> 00:23:39,639
Speaker 2: not going to be able to get the parts, and

558
00:23:39,680 --> 00:23:41,560
Speaker 2: then it might take weeks and it's just all a

559
00:23:41,640 --> 00:23:43,200
Speaker 2: very frustrating process.

560
00:23:43,680 --> 00:23:46,199
Speaker 5: Yeah, if anyone's had a better week than any of us,

561
00:23:46,320 --> 00:23:48,880
Speaker 5: let us know. In the show notes besides Tony's air rap,

562
00:23:49,000 --> 00:23:52,439
Speaker 5: unfaced that thing at me, please, But the air.

563
00:23:52,320 --> 00:23:55,320
Speaker 2: App's good, Honestly, It's why my hair looks the way

564
00:23:55,359 --> 00:23:56,000
Speaker 2: my hair looks.

565
00:23:56,080 --> 00:23:56,280
Speaker 1: Nice.

566
00:24:00,200 --> 00:24:02,360
Speaker 2: No one compliments your hair, run John.

567
00:24:02,200 --> 00:24:04,080
Speaker 1: You've got a lot of it, thank you, which is

568
00:24:04,119 --> 00:24:05,040
Speaker 1: good for your age.

569
00:24:05,119 --> 00:24:05,840
Speaker 3: Also on my head.

570
00:24:05,920 --> 00:24:08,800
Speaker 5: Yeah. Now, so tell me what it was like when

571
00:24:08,880 --> 00:24:10,840
Speaker 5: the guy rocked up to your house. Were you mad

572
00:24:10,840 --> 00:24:12,720
Speaker 5: at him or are you thankful that he finally turns

573
00:24:12,800 --> 00:24:13,840
Speaker 5: up with his insurance stuff?

574
00:24:13,840 --> 00:24:15,840
Speaker 2: No, I was just grateful. I was honestly a little

575
00:24:15,880 --> 00:24:18,399
Speaker 2: bit confused, and I felt really bad. I'm one of

576
00:24:18,400 --> 00:24:20,600
Speaker 2: those people that where you do wrong by me, I'm

577
00:24:20,640 --> 00:24:23,160
Speaker 2: apologizing to you though. I was like, no, that's okay,

578
00:24:23,200 --> 00:24:26,200
Speaker 2: don't worry about it doesn't matter, and in Tern'm.

579
00:24:25,720 --> 00:24:26,760
Speaker 1: Glad everyone's okay.

580
00:24:26,920 --> 00:24:29,280
Speaker 2: Yeah. Look, I'm not the type of person that does

581
00:24:29,320 --> 00:24:32,200
Speaker 2: get frustrated by that stuff because I just genuinely think

582
00:24:32,240 --> 00:24:35,280
Speaker 2: it's beyond my control, Like what's anger or being upset

583
00:24:35,359 --> 00:24:37,919
Speaker 2: actually going to do in this situation, so it was

584
00:24:37,960 --> 00:24:40,880
Speaker 2: what it was. It's just a bit frustrating. And that's

585
00:24:41,000 --> 00:24:42,360
Speaker 2: my story for today.

586
00:24:42,080 --> 00:24:44,440
Speaker 1: Guys, another long winded one.

587
00:24:45,760 --> 00:24:50,560
Speaker 2: All right, thanks for the positivity. I'm so glad that

588
00:24:50,600 --> 00:24:51,160
Speaker 2: we came here.

589
00:24:51,480 --> 00:24:53,800
Speaker 5: Also a big week at that she's on the Money team.

590
00:24:54,200 --> 00:24:56,600
Speaker 5: We mentioned it earlier, but go and check out the

591
00:24:56,680 --> 00:25:01,280
Speaker 5: Property Playbook that launched this week, really exciting. Hosted by

592
00:25:01,480 --> 00:25:04,520
Speaker 5: one Tony Lodge. It teaches you how to buy a property.

593
00:25:04,640 --> 00:25:07,360
Speaker 5: Victoria Devine will help you pay for your first property,

594
00:25:07,480 --> 00:25:10,159
Speaker 5: and Amy Illuminati, which I'm pretty sure that's not how

595
00:25:10,200 --> 00:25:14,359
Speaker 5: you pronounce Iti. I just like saying the Illuminati. But

596
00:25:14,560 --> 00:25:16,800
Speaker 5: no one knows property better than her. So the combination

597
00:25:17,280 --> 00:25:19,760
Speaker 5: of v with the finance and Amy with the actual house,

598
00:25:19,800 --> 00:25:22,359
Speaker 5: the Property Playbook is really great. Number one in the

599
00:25:22,359 --> 00:25:24,480
Speaker 5: business section for a reason. You guys did a great job,

600
00:25:24,520 --> 00:25:27,359
Speaker 5: and I recommend if you want to buy your first house,

601
00:25:27,600 --> 00:25:28,840
Speaker 5: go and check out that podcast.

602
00:25:28,960 --> 00:25:30,919
Speaker 1: Oh I take it back that earlier I said you

603
00:25:30,960 --> 00:25:32,440
Speaker 1: never compliment me, but there we go.

604
00:25:32,880 --> 00:25:34,720
Speaker 2: You did kill your job on that.

605
00:25:34,840 --> 00:25:38,000
Speaker 1: Actually, well, thank you, guys, guys.

606
00:25:38,119 --> 00:25:39,240
Speaker 3: I compliment you all the time.

607
00:25:39,560 --> 00:25:41,200
Speaker 2: Yeah he does. It was a bit weird.

608
00:25:41,320 --> 00:25:42,399
Speaker 1: It was all you and Amy.

609
00:25:44,280 --> 00:25:47,199
Speaker 2: It was absolutely not all Yeamy and I and I

610
00:25:47,240 --> 00:25:49,159
Speaker 2: think that it is very timely to remind you that

611
00:25:49,200 --> 00:25:51,480
Speaker 2: we're grateful to have you on the team, Tony. But

612
00:25:51,640 --> 00:25:53,840
Speaker 2: I think that is all we have time for today.

613
00:25:54,440 --> 00:25:57,200
Speaker 2: But before we go, we'd like to acknowledge and pay

614
00:25:57,280 --> 00:26:01,040
Speaker 2: respect to Australia's Aboriginal and Torri Strait Island peoples. They're

615
00:26:01,080 --> 00:26:04,080
Speaker 2: the traditional custodians of the lands, the waterways and the

616
00:26:04,119 --> 00:26:07,240
Speaker 2: skies all across Australia. We thank you for sharing and

617
00:26:07,280 --> 00:26:09,320
Speaker 2: for caring on the land in which we are able

618
00:26:09,359 --> 00:26:12,640
Speaker 2: to learn. We pay respects to orders past and present,

619
00:26:12,680 --> 00:26:15,080
Speaker 2: and we share our friendship and our kindness.

620
00:26:15,960 --> 00:26:18,280
Speaker 4: The advice shared on She's on the Money is general

621
00:26:18,320 --> 00:26:22,040
Speaker 4: in nature and does not consider your individual circumstances. She's

622
00:26:22,080 --> 00:26:25,240
Speaker 4: on the Money exists purely for educational purposes and should

623
00:26:25,280 --> 00:26:27,359
Speaker 4: not be relied upon to make an investment or a

624
00:26:27,359 --> 00:26:31,280
Speaker 4: financial decision, and we promise Victoria Divine is an authorized

625
00:26:31,320 --> 00:26:35,880
Speaker 4: representative of Australia Pacific Funds Management Proprietary Limited ABN three

626
00:26:35,960 --> 00:26:38,560
Speaker 4: four one three two four six three two five seven

627
00:26:38,680 --> 00:26:42,880
Speaker 4: AFSL three three nine one five one See you next week,

628
00:26:43,000 --> 00:26:44,760
Speaker 4: Go bye bye,