Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud Yr
Speaker 1: the Order Kerni Whalbury and a waddery woman. And before
Speaker 1: we get started on She's on the Money podcast, I
Speaker 1: would like to acknowledge the traditional custodians of the land
Speaker 1: of which this podcast is recorded on a wondery country,
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
Speaker 1: and the storytelling of you to make a difference for
Speaker 1: today and lasting impact for tomorrow.
Speaker 2: Let's get into it.
Speaker 3: She's on the Money, She's on the Money.
Speaker 4: Hello, and welcome to She's on the Money, the podcast
Speaker 4: for millennials who want financial freedom. After a wooly couple
Speaker 4: of years, we are finally back traveling, but if you're
Speaker 4: anything like us, you're likely a little out of practice.
Speaker 4: To help you prepare for any upcoming of aks you
Speaker 4: have planned, today, we'll be discussing the most common money
Speaker 4: mistakes people make when they travel, so you can spend
Speaker 4: your hard earned coin on fun things like pinacolatas or
Speaker 4: ugly novelty fridge magnets of the Eiffel Tower.
Speaker 2: My name is Georgia King.
Speaker 5: You can attack me for the gift I brought you
Speaker 5: back from Europe. Wow, she didn't bring that back?
Speaker 4: And tell you my name is Georgia King, and joining
Speaker 4: me as always is Victoria Divine VICKI d you have
Speaker 4: been traveling all over the place this year, so I'm
Speaker 4: very keen to pick your brains as to how you
Speaker 4: actually managed to save money whilst doing so. So let's
Speaker 4: get straight into it.
Speaker 5: Who said I saved money while traveling?
Speaker 4: I'm just assuming you're the face of she's on the money,
Speaker 4: good with finance, you know what.
Speaker 5: I am pretty good with finance, so very good at traveling,
Speaker 5: you know. Side note, I'm also very good at traveling
Speaker 5: with only carry on luggage. Really, I know, nobody saw
Speaker 5: that coming because I'm so like, I don't know. I'll
Speaker 5: just give the air of being a little bit over
Speaker 5: the top. I get it, I get it. You guys
Speaker 5: judged me. You judged me. That's on you, not me.
Speaker 5: But it's funny because obviously traveling so much, it's an
Speaker 5: absolute privilege. I adore travel, and some of it has
Speaker 5: been for fun, but most of it has actually been
Speaker 5: for work and when it comes to work. Like one thing,
Speaker 5: I really I don't like being away from home. It
Speaker 5: really sucks. I'm away from my pets, I'm away from
Speaker 5: my family. Like it's just funny being in a different bed.
Speaker 5: You never have as great as a sleep. You're always a
Speaker 5: little bit angsty. I'm always worried I forgot something. So
Speaker 5: setting myself up to travel was really important, and that
Speaker 5: included decanting all of my favorite products because one thing
Speaker 5: I hate is not having access to my entire skincare routine.
Speaker 5: I know that is really lame, but when you're traveling,
Speaker 5: to keep things as consistent as possible, I feel really helps.
Speaker 5: Whereas you know, having done Europe recently with a group
Speaker 5: of girlfriends, I feel like a lot of them will like, oh, yeah,
Speaker 5: I just brought this moisturizer for the trip because it'd
Speaker 5: fit in my bag, and I'd be like, oh, I
Speaker 5: get that just if it's a holiday. But if I'm
Speaker 5: traveling for work, I just want things to be the same.
Speaker 5: I just want my stuff. But I also don't want
Speaker 5: to spend a lot of money on the mini versions
Speaker 5: of stuff because like even with minis, like my favorite skincare,
Speaker 5: obviously no shame here also not sponsored. Go to Skincare
Speaker 5: the bloody best. Their minis don't even come out consistently.
Speaker 5: You have to like jump on their website and try
Speaker 5: and hack them up when they do the party packs.
Speaker 2: I didn't know they did little minis.
Speaker 5: Ye, not often often. I do some of the most
Speaker 5: Very like you anyway, So for me, it's not just
Speaker 5: about money saving. It's also about travel hacks. But I
Speaker 5: feel like that ends up saving me money. It's all
Speaker 5: about comfort at the end of the day when traveling.
Speaker 4: Yeah, okay, perfect already v Well, with all of that said,
Speaker 4: let's jump into the most common money mistakes that we
Speaker 4: see people making when they are traveling. The first of
Speaker 4: which is over using data while abroad.
Speaker 2: And I know you have a.
Speaker 4: Little bit of an anecdote because you might have done
Speaker 4: a little bit of a silly and you might have
Speaker 4: been stung with a big bill when you got home.
Speaker 5: I did. I'm a bit shamed of this because they
Speaker 5: told me, They told me a million times. I just
Speaker 5: didn't think that they were correct. So what happened was
Speaker 5: I'd done all my research and the phone provider I'm
Speaker 5: with gives me five dollar roaming when I'm overseas Money Win, right,
Speaker 5: I get to use all my existing data which is
Speaker 5: unlimited money Win, and I then get to, you know,
Speaker 5: just use it as normal five bucks a day. What
Speaker 5: I didn't realize is that stopover when we're flying to
Speaker 5: London in Dubai was not covered, and so I got
Speaker 5: this message being like, hey, you're on pay as you
Speaker 5: go and I was like, no, I'm not. So I
Speaker 5: jumped onto the app and my phone provider has the
Speaker 5: app that you can just do live chat with them,
Speaker 5: and I said, hey, like, I'm overseas at the moment,
Speaker 5: I'm traveling to London and you know, I've just got
Speaker 5: this message. Can you please check what plan I'm on?
Speaker 5: Because I obviously don't want to spend too much money
Speaker 5: and they were like, no worries, let's check. Oh yep,
Speaker 5: you're on five dollar roaming and I was like, on
Speaker 5: money Win, Great, no worries. I keep getting these text messages.
Speaker 5: Should I be worried? And they're like, no, you shouldn't
Speaker 5: be worried at all. Don't know why you're getting them,
Speaker 5: but you're definitely on the five dollar roaming plan like great,
Speaker 5: money whim. When I got home, I got a seven
Speaker 5: hundred dollar bill because turns out Dubai wasn't covered and
Speaker 5: rookie era from me. I told them I was traveling
Speaker 5: to London. I didn't say I was currently in Dubai
Speaker 5: in my messages. They let me out of it. Definitely
Speaker 5: give them a buzz and have a little chat. They
Speaker 5: were very very kind. But please avoid that. Make sure
Speaker 5: you don't do yourself a dirty because seven hundred bucks
Speaker 5: is a lot of money and I was almost sick
Speaker 5: when I saw that, So make sure if you're traveling,
Speaker 5: maybe can sider out what your roaming plan is. I mean,
Speaker 5: for me, five bucks a day worked out. But when
Speaker 5: we were recently in America, I know all of the
Speaker 5: My Millennial Money team there with a different phone carrier,
Speaker 5: so they went and got SIM cards and they put
Speaker 5: different SIM cards in their phone so they could have
Speaker 5: access to the internet, access to a phone for not
Speaker 5: an exorbitant amount of money. So that was a way
Speaker 5: they did it. Obviously, most places nowadays have Wi Fi,
Speaker 5: so maybe choose to just travel with Wi Fi only
Speaker 5: and download the maps that you need and download the
Speaker 5: things to your phone so you don't have to use
Speaker 5: roaming at all. Switch off location services and push notifications
Speaker 5: because they actually use data, especially if you're limited. Airplane
Speaker 5: mode also saves a whole heap of batchery power and
Speaker 5: turn off any automatic roaming charges, so make sure that
Speaker 5: it's not automatic if you don't have a.
Speaker 4: Super slick plan like I do Brilliant that kind of
Speaker 4: happens in the background, doesn't it with some of our
Speaker 4: apps like they do fresh.
Speaker 5: Download the updates Like I don't want to have to
Speaker 5: go in and manually update my apps, so I always
Speaker 5: have it on. Just fix it when it needs fixing,
Speaker 5: because I don't have an issue with data on my phone,
Speaker 5: just as the plan, it's not an issue. But for
Speaker 5: exactly you could find yourself in a little pickle if
Speaker 5: your SIMS app and it's updating, gotcha?
Speaker 4: If your sims app love that the next on our
Speaker 4: list is not accounting for conversion rates? How significant can
Speaker 4: this actually be when we're traveling and how can we
Speaker 4: prevent getting stung?
Speaker 5: Look, I feel like this is really relatable for so
Speaker 5: many listeners because we've all been there. We'd all just
Speaker 5: look at it and go, oh, that shouldn't be too much.
Speaker 5: When we traveled to London, Holy moly, that was so expensive.
Speaker 5: And again, my privilege is absolutely showing here. I've traveled before,
Speaker 5: not my first rodeo in London, been a few times,
Speaker 5: and historically the conversion or the exchange rate was not
Speaker 5: nearly as high as it currently is. So in my
Speaker 5: head I was like, yeah, no worries, it's probably x
Speaker 5: amount more so I thought I was doing it correctly.
Speaker 5: I was wrong, though, and it doesn't mean I was out,
Speaker 5: like we did fix it, but I was shocked because
Speaker 5: I was like, oh wait, so ten pounds there ended
Speaker 5: up being like twenty five dollars here and I was like,
Speaker 5: oh whoa, Like that's not what I expected. Last time
Speaker 5: it was like basically double yeah, and it was like
Speaker 5: slightly more when I traveled, so be on top of it.
Speaker 5: One of the things I'm really lame. I'm basically like
Speaker 5: your mum, George, like you know this, like you know
Speaker 5: this about me. I carry a pencil case in my handbag.
Speaker 5: I carry an emergency first aid kid, like I'm that guy,
Speaker 5: just like like you know what you need a bandaid, babe,
Speaker 5: I've got you. Do you want a breath mint? I've
Speaker 5: also got that mini toothbrush. Don't hurry, pandole everything is
Speaker 5: in my handbag. I have got you. So what I
Speaker 5: also want you to put in your handbag is on
Speaker 5: the back of the like post it note or something.
Speaker 5: I just wrote down the conversions, because as much as
Speaker 5: you have your phone, I totally get it. Whenever I
Speaker 5: opened my wallet, I wanted it right there, so I'd
Speaker 5: be like, one pound equals this. However, you don't just
Speaker 5: want one for one because I don't want to do
Speaker 5: the maths. So I always just did the most common
Speaker 5: amounts that I thought i'd be sending, So twenty pounds
Speaker 5: equals this, ten pounds equals this, and then I could
Speaker 5: just double it in my head if I needed to.
Speaker 5: So the one pound equals two pound equals So that's
Speaker 5: not helpful. Just do like one pound and then like
Speaker 5: ten pounds and twenty pounds and five pounds and whatever
Speaker 5: you think that you're going to most regularly use, so
Speaker 5: that it's just front of mind, because I think once
Speaker 5: you get overseas into a different culture, into a different area,
Speaker 5: kind of just slips your mind. You're like, oh, five
Speaker 5: pounds doesn't sound that expensive, George, that's like twelve dollars fifty.
Speaker 5: I mean, it's just so much money. The other thing
Speaker 5: I would say is surprisingly obviously each to their own.
Speaker 5: I don't carry cash when I travel anymore. I really
Speaker 5: rely on you using my debit card. I think, having
Speaker 5: traveled to places like London in France, that's fine. Obviously,
Speaker 5: if you're going to more Third world countries that might
Speaker 5: not be as accessible. But the one thing I would
Speaker 5: say is do not exchange currency at the airport. They
Speaker 5: charge a premium. Either organize it before you go. There's
Speaker 5: lots of places around the city that do it, or
Speaker 5: once you get to your location, then go into town
Speaker 5: and exchange some money there, or get it out atm
Speaker 5: It usually ends up being a little bit more cost
Speaker 5: effective than anything. At the airport. They almost always have
Speaker 5: significantly higher fees. One because of the location, they have
Speaker 5: higher rent and costs to cover, but also they're not
Speaker 5: going to give you a hot deal. They've got the
Speaker 5: monopoly at the airport. Do you need cash, you're at
Speaker 5: the airport, what are you gonna do pay us? Okay, yeah, exactly.
Speaker 5: So it's really hard and they often can just afford
Speaker 5: to hyke up the price because they don't care. And
Speaker 5: then I would make sure that you let your bank
Speaker 5: know that you are traveling. The reason being is obviously
Speaker 5: if you've only ever been in Australia and then if
Speaker 5: a charge comes up in London, they might go ooh fraud. Yeah,
Speaker 5: So definitely let them know that you're traveling, just so
Speaker 5: that your car doesn't get put on hold or canceled
Speaker 5: while you're broad because that can be a pickle in itself.
Speaker 5: But most banks won't charge fees when you're abroad if
Speaker 5: you let them know, so definitely give them a buzz,
Speaker 5: see what's going on, see how it works. And I
Speaker 5: would argue that in twenty twenty two, if your bank
Speaker 5: does charge fees, go find a different one that you
Speaker 5: can have for that period of time because it's on
Speaker 5: a not worth it. One of the best ways, as
Speaker 5: I said before, to avoid overly expensive foreign exchanges actually
Speaker 5: just to withdraw money from a local ATM. Make sure
Speaker 5: you're not getting scammed. Obviously, make sure there's no like
Speaker 5: skimming devices on it. Only in a safe location, but
Speaker 5: that's what I would be doing. Brilliant You said that
Speaker 5: you usually just have your debit card when you're traveling
Speaker 5: VD So if you're at Starbucks and you're buying a
Speaker 5: VENTI bloody caramel mochacino. Was actually buying a Venti Strawberry
Speaker 5: SI refresher, just so you know, you you're up there
Speaker 5: ordering that and you do you tap and go. Yeah,
Speaker 5: they all had tap, do you know what? I was
Speaker 5: really surprised because I had heard in America they didn't
Speaker 5: have tap. Everywhere that we went in America recently they
Speaker 5: also had taps, so that was really easy. There was
Speaker 5: no issue at all. And the bank I bank with
Speaker 5: doesn't have any fees. They just charge you the currency conversion,
Speaker 5: so there weren't any additional fees for using the card.
Speaker 2: Beautiful.
Speaker 5: The thing I liked about using a debit card as
Speaker 5: well was I knew how much money was on there,
Speaker 5: so like I was just transfer an amount that I
Speaker 5: was comfortable with. So I might put two hundred or
Speaker 5: three hundred dollars on there to start with, and then
Speaker 5: just see how I went. And all my other money
Speaker 5: was left in my savings account or in a different account.
Speaker 5: It meant that I didn't have that anxiety of like,
Speaker 5: if I lose my bank card, they can take all
Speaker 5: my money. So I just had enough on there to
Speaker 5: you know, leave and do well. And I was just
Speaker 5: keeping track of.
Speaker 4: It perfect, okay, cool. Good to know I'm getting the
Speaker 4: next one out of the way early on in the show,
Speaker 4: because I feel like everyone listening knows that it is
Speaker 4: coming right, and that is that the third money mistake
Speaker 4: people make when traveling is not having a travel.
Speaker 5: In Shaky, it was coming.
Speaker 4: They took us through once again and what the key
Speaker 4: dangers of not having travel insurance are and how much
Speaker 4: money we could actually lose by not having it.
Speaker 5: Look, well, everyone tends to think of and we did
Speaker 5: an entire episode on travel insurance, so please go back
Speaker 5: and listen to it, because I think I'm intelligent, like
Speaker 5: we're just trying our best out here. But while everyone
Speaker 5: seems to think the travel insurance is just for lost
Speaker 5: luggage or stolen laptops, what we really need it for
Speaker 5: is our ability to access healthcare abroad and to get
Speaker 5: home if something really awful happens. Or this sounds bad,
Speaker 5: but if we die and our body needs to be
Speaker 5: returned to Australia. It's expensive, it's also morbid, but it
Speaker 5: is true. I don't want my family to have to
Speaker 5: pay for that if the worst thing in the entire
Speaker 5: world happens. For that reason, I would obviously obviously encourage
Speaker 5: people to get comprehensive travel insurance, and I really wouldn't
Speaker 5: bother with anything less than that. Is that bad to say? Like,
Speaker 5: I know that's entitled, and I know that you know
Speaker 5: it's expensive, but travel in itself is a privilege. But
Speaker 5: we really need to be putting ourselves first, and that's
Speaker 5: really really important to me. I would forego, you know,
Speaker 5: a more expensive hotel to make sure that I was
Speaker 5: properly covered and safe. Obviously, don't go with the dodgy
Speaker 5: hotel where you're going to be unsafe and you will
Speaker 5: have to claim on your travel insurance. But you know
Speaker 5: what I mean, if you're unconvinced. Gee, King, you don't
Speaker 5: look unconvinced, But I'm just going to play the Devil's
Speaker 5: out shit here. Imagine if you got into an accident
Speaker 5: and then you had to use years and years of
Speaker 5: your life savings which I know you have been hoarding
Speaker 5: for a very long time for medical treatment or getting
Speaker 5: evacuated from overseas, when you could have just paid a
Speaker 5: few hundred dollars at the start to cover yourself. Because
Speaker 5: this is gonna sound morbid again, because I am quite morbid.
Speaker 5: My favorite podcast is literally called morbid to go hit
Speaker 5: them ump. I really like them. But if you die overseas,
Speaker 5: it can cost more than twenty grand to get your
Speaker 5: body home.
Speaker 2: Which is crazy, which is crazy.
Speaker 5: And if you don't die, get this, it's even more
Speaker 5: expensive to get you home if you're in a medical emergency.
Speaker 2: Careful.
Speaker 5: I had a client and also we had a money
Speaker 5: diarist ages ago. I don't know if you remember this,
Speaker 5: but money Diarist was talking about being in a whole
Speaker 5: heap of debt because she didn't have travel insurance. Her
Speaker 5: partner came off of scooter in Bali and had to
Speaker 5: be medically evacuated from Bali to Perth because that's the
Speaker 5: closest flights more than one hundred thousand dollars.
Speaker 2: Oh my hat Mgandhi.
Speaker 5: Travel insurance is obviously not a waste of money. It's
Speaker 5: just being smart. And I know that some people will say, oh,
Speaker 5: but it is a waste of money because I never
Speaker 5: claimed on it. Great, that's actually an investment. I want
Speaker 5: you to have insurance as the biggest waste of money
Speaker 5: in your entire life, because it means you're fine.
Speaker 2: And it keeps you safe.
Speaker 4: Right, there's a little angel called pastor Mama Plant Mama.
Speaker 4: I've spoken about her before on the podcast. She was
Speaker 4: recently in Greece and had appendicitis or something, so she
Speaker 4: needed emergency surgery. It was a horrible, horrible experience, but
Speaker 4: she had travel insurance.
Speaker 2: It was covered.
Speaker 5: It was covered.
Speaker 4: Imagine if you didn't have it and you have to
Speaker 4: be like, wow, I need my appendix out. That's one
Speaker 4: option or the other option is like, I mean, you
Speaker 4: probably do always need it out in that situation, but
Speaker 4: you shouldn't put yourself in a position where you have
Speaker 4: to question whether or not you should seek medical treatment, right, Yeah,
Speaker 4: And that's what insurance undred percent. I think to take
Speaker 4: that a step further as well, is if that happens
Speaker 4: and you don't have travel insurance, Gee, who are you
Speaker 4: going to ask? If you have travel insurance. You pick
Speaker 4: up the phone and you say, hey, I'm in a pickle.
Speaker 5: What do I do? They say, where are you? You say,
Speaker 5: I'm in Indonesia. They go, great, this is the process.
Speaker 5: This is a doctor you're going to This is how
Speaker 5: it's going to work. And it's not just the insurance,
Speaker 5: it's not just the medical cover. It's the you have
Speaker 5: somebody that knows because they're travel insurers. They have done
Speaker 5: this for a living. They know everyone in the area.
Speaker 5: Doesn't matter where in the world you are, they are
Speaker 5: going to make sure that you're well looked after. They
Speaker 5: might organize the transport. They will literally do everything to
Speaker 5: make sure you're okay. It's not about going all right, well, gee,
Speaker 5: just claim it back when you get home. They are
Speaker 5: literally there to support you as well. And to me,
Speaker 5: that gives me a whole heap of peace of mind.
Speaker 4: Yeah.
Speaker 2: Nice.
Speaker 4: Also on travel insurance, remembering that we only need it
Speaker 4: when we are overseas. We don't need it for our
Speaker 4: trip tomildurum V. You know, not for the locals. V.
Speaker 4: Last on our list before we head to a little
Speaker 4: break is last minute booking. So that could be our
Speaker 4: fly it's our accommodation. Can you talk us through why
Speaker 4: prices generally go up closer to the date of our
Speaker 4: departure because.
Speaker 5: You haven't charge desperate people a lot of money. I'm
Speaker 5: willing to pay a reason. I learned that painfully when
Speaker 5: we went to America. I have known that we were
Speaker 5: going to America for a very long time, but dragged
Speaker 5: my feet booking flights because I wasn't sure if I
Speaker 5: wanted to extend the trip or not, and you know,
Speaker 5: it was really hard, but it was much more expensive. Interestingly,
Speaker 5: Skyscanner says this is actually decatered to quote last minute
Speaker 5: business travelers who need to travel on short notice and
Speaker 5: are willing to pay a premium to do so. And
Speaker 5: I mean that's certainly the case when it comes to
Speaker 5: major cities, but kind of rude if I want to
Speaker 5: go last minute Bali trip with the girls, like we
Speaker 5: got that last minute public holiday.
Speaker 2: Yes, I wish we knew about that.
Speaker 5: Wish we'd known about that recently, But that's okay. So
Speaker 5: the earlier you book your flights or know that you're
Speaker 5: in the market to book flights, the more time you're
Speaker 5: actually going to have to stay on the lookout for
Speaker 5: some promotional deals from airlines that might make some flights
Speaker 5: more affordable. Obviously, if you can be flexible with your
Speaker 5: dates or time, that is going to help you score
Speaker 5: a deal. One hot tip that I have is always
Speaker 5: making sure that you know when school holidays are not
Speaker 5: only for you when you're traveling, but for the location
Speaker 5: you're traveling too, Because, for example, I took just to
Speaker 5: Disneyland during school holidays in America, Sily, silly girls, learn
Speaker 5: from my mistakes, babies. But it's actually a little bit
Speaker 5: less clear when it comes to accommodation. So obviously flight's
Speaker 5: more expensive. But when I was reading up before this episode,
Speaker 5: a lot of people have had the experience that they
Speaker 5: scored cheaper deals the longer they waited. My anxiety count. Yes,
Speaker 5: as much as I might have waited to book the flights,
Speaker 5: I'd already booked the accommodation the second I booked to
Speaker 5: the conference. Obviously, if you're traveling during a peak period
Speaker 5: like summer or school holidays, things aren't going to be
Speaker 5: as flexible, So I guess that's something to keep in mind.
Speaker 5: G King, of course, you'll have fewer options to work
Speaker 5: with because things might be booking out, especially if it
Speaker 5: is a peak travel period. I was talking to a
Speaker 5: girlfriend the other day. She was talking about coming to
Speaker 5: Melbourne yep, and the weekend she was picking was actually
Speaker 5: the GP weekend. Oh yeah, but we didn't know because
Speaker 5: you don't pay attention to the GP. She's like, everything's
Speaker 5: booked out and so expensive, and I was like, there
Speaker 5: must be something going on, yes, so check if there's
Speaker 5: something going on a big event, leaving it to the
Speaker 5: last minute because you want a better deal, but then
Speaker 5: finding out there's a big event and the place that
Speaker 5: you're going to is actually going to shoot yourself in
Speaker 5: the foot. You're going to end up either with real
Speaker 5: dank dingy accommodation or paying a massive premium to go
Speaker 5: on the holiday you had planned. So obviously, if you're keen,
Speaker 5: do research earlier. But if you've got a hotel or
Speaker 5: an airbnb that you're super keen on, I would absolutely
Speaker 5: suggest booking in. Also other hot tip, sometimes paying the
Speaker 5: little bit extra, like if you're on what if dot
Speaker 5: com or whatever for the room that is refundable is
Speaker 5: helpful because what you can do is call it the
Speaker 5: hotel and be like, hey, I'm very aware that prices
Speaker 5: have gone down, could you just switch me to the
Speaker 5: lawer rate. But if you paid the super cheap option
Speaker 5: at the very start, and they're like, now it's really
Speaker 5: on repuntable. Sorry, it is what it is.
Speaker 2: Hot tip, she's.
Speaker 5: Slipped that one in exactly right.
Speaker 4: We are going to take a little pause here, But
Speaker 4: on the other side, we're going to be chatting through
Speaker 4: our last few days to save money. When traveling, so
Speaker 4: stick around. I will straight back into it VD. The
Speaker 4: next most common mistake people make is not having a
Speaker 4: plan or transport organized from the airport, so Spinful felt
Speaker 4: that as well, can you folesh this one out for me?
Speaker 5: Okay, So this one is something that really grinds my gears,
Speaker 5: especially because I don't know if you've done this recently,
Speaker 5: Georgia King, but even ubers are far more expensive from
Speaker 5: the airport. So something that I've done recently is learn
Speaker 5: about travel forums. So it might be on like trip
Speaker 5: Advisor or even just other random travel forums. Look up
Speaker 5: transport in your city and see what other people are
Speaker 5: doing and what like the cheapest or best option is.
Speaker 5: Because I know that we benefited when we were on
Speaker 5: our euro trip, and I mean, jessic Ricci was not
Speaker 5: very impressed with me because I made her walk a
Speaker 5: bit and she is a chronic overpawer, so she had
Speaker 5: to drag her suitcase. But one of the hot tips
Speaker 5: that I learned on that travel forum was that this
Speaker 5: airport that we were flying into really expensive ubers, but
Speaker 5: if you walk to the local McDonald's and then call
Speaker 5: an uber, it's like half the price. So I was like,
Speaker 5: we're definitely doing that absolutely well and truly, and Jess
Speaker 5: was like, do we have don and I was like, yes,
Speaker 5: drag that suitcase. That was your choice that you made.
Speaker 5: You did this to yourself, so it's really important to
Speaker 5: do some research. Unfortunately, just like the currency exchanged kaosks
Speaker 5: at the airport, taxis basically have a monopoly at airports,
Speaker 5: like they get prime positions, So if you haven't organized
Speaker 5: driver ahead of time, it's very likely that you're going
Speaker 5: to be stung with the surcharge on the taxi or
Speaker 5: as I said before, on the Uberville. Obviously, greater demand
Speaker 5: equals higher price if you're going to places like Bali.
Speaker 5: On a lot of these travel forums, they have recommendations
Speaker 5: of specific drivers who will pick you up if you
Speaker 5: back them, so you just message them on WhatsApp and
Speaker 5: you know you organize that. Obviously, safety is paramount, so
Speaker 5: only do it if it is tried, true and tested.
Speaker 5: Don't just book random people and hope that you're getting
Speaker 5: a good deal, because at the end of the day,
Speaker 5: one thing that I always do when I travel is
Speaker 5: make sure I have good transportation to and from the
Speaker 5: airport because you usually have the most luggage. It's the
Speaker 5: hardest to get around, Whereas I'm very unlikely to prebook
Speaker 5: any transportation to activities and stuff because I'm like, great,
Speaker 5: I just have my handbag, Like I could jump on
Speaker 5: a train, I could get in an uber, I could
Speaker 5: get one of the scooters. Like, there's so many transportation options,
Speaker 5: but when you have luggage, it is much much harder, Right,
Speaker 5: That's good. Cool, And also we forget to budget for it.
Speaker 5: We're like, okay, airfare's accommodation, all of this. You forgot
Speaker 5: the taxi in between. That's maybe another sixty bucks that
Speaker 5: you just didn't see coming. And what's that nice dinner out?
Speaker 2: Yeah, it's a lot. Good point, it's a lot.
Speaker 5: So if you're not in a rush, though, and have
Speaker 5: obviously landed a safe time of night, obviously don't be
Speaker 5: afraid to consider public transport options. Again, the group of
Speaker 5: girls I went to Europe with when not impressed with
Speaker 5: me when I was like, we are getting the tube
Speaker 5: to our hotel, but I'd organized it so that it
Speaker 5: was flawless. They were safe, they were fine, they were
Speaker 5: a little bit tired, But I was also not spending
Speaker 5: one hundred pounds to get from the airport to the
Speaker 5: hotel that we were staying at. Sillytok, we don't do that.
Speaker 5: Look into public transport options, they are almost always at
Speaker 5: every single international airport, yes, set Melbourne.
Speaker 4: Yeah, that's they bus which can take you to like
Speaker 4: Southern Cross Basket too hot. That might be sorting out
Speaker 4: a little train line. Look, I've heard about it.
Speaker 5: But also can you imagine Skybus wouldn't be very happy
Speaker 5: about that, or if I owned Skybus, I wouldn't be
Speaker 5: very happy about anyway. That's obviously a more economical option,
Speaker 5: and I definitely would recommend it because if it's good
Speaker 5: enough for me, I guarantee it's good enough.
Speaker 2: Yeah, that is true.
Speaker 4: Let's move on to our next point, which ties into
Speaker 4: our last one quite neatly, I think, And that is
Speaker 4: a general lack of organization. So exactly like you just said,
Speaker 4: if we don't have travel planned from the airport or
Speaker 4: from our hotel, whatever it may be, that can really
Speaker 4: add to how much we have to spend when we
Speaker 4: are traveling. But also like not having your bag organized
Speaker 4: and having your money and your passport floating around frivolously.
Speaker 4: Also you know, not being organized enough to make the
Speaker 4: most of services like shop back, like things like that.
Speaker 5: Yeah, one hundred percent. And obviously I would love to
Speaker 5: think of myself as like the most organized disorganized person,
Speaker 5: Like I'm disorganized ninety percent of the time, but when
Speaker 5: it comes to the important things, like all right I
Speaker 5: am traveling, I will be very meticulous and organized because
Speaker 5: it lowers my anxiety, let's be honest. So I think
Speaker 5: one thing to do is actually create a plan, because
Speaker 5: things like overweight baggage charges are so much money, and
Speaker 5: when you're not organized, you tend to overpack, and if
Speaker 5: you're overpacking, you're more likely to get that. And one
Speaker 5: thing that I always used to forget was factoring in
Speaker 5: the fact that I'm probably going to do some shopping
Speaker 5: while I'm overseas and want to bring back stuff. So
Speaker 5: I might pack my bag perfectly and it all just fits,
Speaker 5: but like what if I find a really cute top
Speaker 5: in Spain that I want to bring home, you know,
Speaker 5: So I think it's important to always have a little
Speaker 5: bit of flexibility on that. So I'd always advocate making
Speaker 5: sure that you sort yourself out with a plan before
Speaker 5: you go, and make sure that you are you know,
Speaker 5: being smart about it, as you said, g making use
Speaker 5: of services like shot back again, not sponsored recommendation, just
Speaker 5: genuinely a good recommendation. But booking accommodation and flights ahead
Speaker 5: of time so you can avoid surg charges and surging
Speaker 5: prices is really smart. Making sure that you are looking
Speaker 5: up the best deal. Sometimes the best deal is actually
Speaker 5: through a travel agent. And I know that a lot
Speaker 5: of people are, oh, sure, that could be more expensive.
Speaker 5: Sometimes they have access to just better deals or can
Speaker 5: bundle things together and be like, all right, well I
Speaker 5: can give you a discount because there's five girls traveling,
Speaker 5: do you know what I mean? So I think it's
Speaker 5: always worth asking. It doesn't necessarily mean you have to
Speaker 5: book with them. And so from my perspective, making sure
Speaker 5: that you just have appropriate travel gear is really helpful.
Speaker 5: If you're going to do Europe and you're going to
Speaker 5: go all the way through Spain and France and Morocco,
Speaker 5: and you know, obviously Morocco is not Europe, it is
Speaker 5: so Africa. And I just saying that because that's the
Speaker 5: trip I did last time or a few years ago. Yeah,
Speaker 5: bags with wheels not ideal. No, so many cobblestones, so
Speaker 5: many cobblestones. So make sure that you are really taking
Speaker 5: into consideration what type of luggage you are taking before
Speaker 5: going to that location, because do you know what, I
Speaker 5: would have much preferred if someone had told me just
Speaker 5: take a backpack, like take one of those big backpacks
Speaker 5: and you will be fine. Wouldn't have been as sexy,
Speaker 5: would have been way more practical. Yes, So making sure
Speaker 5: that you are booking ahead and planning ahead is not
Speaker 5: only going to save you money, but also save you
Speaker 5: stress while you are there. It's also obviously a great
Speaker 5: idea to get something like a travel wallet so you
Speaker 5: can stash your passport and your cash away and feel
Speaker 5: really safe, especially if you're traveling so low. I feel
Speaker 5: like if you fall asleep and your bag's on your lap,
Speaker 5: you're just not going to feel as secure, whereas having
Speaker 5: like a travel wallet that's actually strapped to you, with
Speaker 5: your passport and your money in it, You're just going
Speaker 5: to feel a little bit safer. I'd obviously also recommend
Speaker 5: organizing transport to the airport to avoid ridiculous taxi prize. Obviously,
Speaker 5: drivers know you don't have another choice, so they just yeah,
Speaker 5: it is what it is. Stay stranded, my love. But
Speaker 5: it's also super exciting, so TLDR of all of that
Speaker 5: G is the more organized you can be, the more
Speaker 5: planned you can be, and the more organized, the more
Speaker 5: comparable you can make it right, the more things you
Speaker 5: can compare and work out what activities you want to
Speaker 5: do and what activities you don't want to do. Obviously,
Speaker 5: I am a bit of a spreadsheet fiend, and I
Speaker 5: have a lot of travel spreadsheets. Maybe I need to
Speaker 5: upload them to my website or something so people can
Speaker 5: download them. But I literally plan out everything and then
Speaker 5: based on what I want to do. I also before
Speaker 5: I even work out what I want to see, I
Speaker 5: go all right, g if we're going to travel together, like,
Speaker 5: what kind of budget do you have? We work out
Speaker 5: what that looks like, and I go, all right, Well,
Speaker 5: how about we have no spend days versus spend days.
Speaker 5: Like one day we might go to a theme park
Speaker 5: or a paid tourist attraction, but then I really force
Speaker 5: myself for the next day to find a free activity
Speaker 5: that we can do. So it might be going for
Speaker 5: a walk around the gardens or going to see something
Speaker 5: that is a free attraction or a free museum. And
Speaker 5: I feel like balancing it out that way is like
Speaker 5: have paid days and then non paid days. Obviously there
Speaker 5: are things that you're gonna have to pay for like
Speaker 5: food and transport around the time, but tourist attractions really
Speaker 5: add up. So sometimes by going gee, it's a no
Speaker 5: spend day, it can actually be really fun to find
Speaker 5: the best free activity that you can do on that.
Speaker 5: They're always the best days, honestly, right. I feel like
Speaker 5: every time I've had a really stellar day while traveling,
Speaker 5: it's usually been some kind of free activity. My other
Speaker 5: free hot tip apologies are going a bit roque here.
Speaker 5: Free walking tours.
Speaker 2: Yes, they're so.
Speaker 5: Free walking tours are so good. I usually do want
Speaker 5: every new country that I go to because usually the
Speaker 5: people running them usually if you've been on a walking
Speaker 5: tour before, ye, yeah, so usually a little bit of
Speaker 5: an eccentric, like it takes a special type of person
Speaker 5: to want to run consistently a free walking tour in
Speaker 5: the town, right, But they know so much stuff, you
Speaker 5: get so much history. Yes, you usually tip them because
Speaker 5: you're a nice human. You're just gonna not do anything,
Speaker 5: or you might buy them a beer at the end.
Speaker 5: But I genuinely feel like they put you on the
Speaker 5: right foot great free activity while you're traveling.
Speaker 2: Yeah, good cor v D.
Speaker 4: I like that one. This is a quick one here.
Speaker 4: Not sure if you'll have a take on this, but
Speaker 4: I added it to the list without your permission, so
Speaker 4: let's see how it goes. So it is buying silly
Speaker 4: shit when you're on vacation. Yeah, I feel like we've
Speaker 4: all been guilty. Rut BALI get a hair braided, We
Speaker 4: buy a fluorosa wrong, we come home back to gloomy Melbourne,
Speaker 4: our hairs braided. We find that we're not wearing the
Speaker 4: sarrong as much because maybe we regret that purchase.
Speaker 2: I feel like.
Speaker 4: When we travel, we spend money on silly things that
Speaker 4: are not useful. When we're at home, we get carried away.
Speaker 5: Look, I would ask you that I'm pretty good at
Speaker 5: that because I just don't like silly stuff, Like I
Speaker 5: just think about it. When I see an item, I'm like,
Speaker 5: I really don't want to have to store that. Okay,
Speaker 5: I'm different when it comes to shoes. There was always, always,
Speaker 5: always wear my wardrobe for shoes. You know what, I'll
Speaker 5: just get a new wardrobe. She'll be right, But I
Speaker 5: feel like putting a cap on it is quite helpful.
Speaker 5: So going all right? Gee, like you definitely you can
Speaker 5: buy something, but what is going to be your souvenir?
Speaker 5: You don't have to pick the four, but you might
Speaker 5: go or I'm just going to limit myself to like
Speaker 5: one thing or two things. I also think something else
Speaker 5: that people get carried away with is gifts for people,
Speaker 5: Like why do you need to take back a gift
Speaker 5: for every single person you've ever met when you're going overseas?
Speaker 5: Like send them a postcard. Obviously it's about the thought.
Speaker 5: So maybe just send them a postcard when you're over
Speaker 5: there and cut your losses because not everybody needs a
Speaker 5: giant inflatable statue of the Eiffel Tower, Like, honestly they don't. Well,
Speaker 5: and do you know what when people bring it back
Speaker 5: for me, I'm like, that's so thoughtful, that's so kind.
Speaker 5: But then I'm like, what am I going to do
Speaker 5: it with this Eiffel Tower keyring?
Speaker 1: Yet?
Speaker 5: But what am I going to do with it? Am
Speaker 5: I going to put it on my cas? Probably not,
Speaker 5: Let's be honest, it's really annoyingly shaped. I'm not going
Speaker 5: to use it.
Speaker 4: It is painful. What about the yolo attitude that kind
Speaker 4: of ties into that vee? Because I feel like when
Speaker 4: we are away, we can have a tendency to really
Speaker 4: treat ourselves, but that can be risky and detrimental to
Speaker 4: It can be.
Speaker 5: Really detrimental, and it can be detrimental to the overall
Speaker 5: holiday budget, but also for who you're coming home to,
Speaker 5: which is future you. So I think making sure that
Speaker 5: you stick to a really clean and clear, solid budget
Speaker 5: is a really good idea. Putting yourself in a good
Speaker 5: financial position is literally always sexy. But also understand yourself
Speaker 5: and your values before you go on holiday. Are you
Speaker 5: a yollow kind of gal or are you Georgia King
Speaker 5: and you're super frugal? Like do you know what I mean?
Speaker 4: Like?
Speaker 5: Which one are you? And if you are a little
Speaker 5: bit more yollow, build some yollow into your budget. Yeah,
Speaker 5: make sure it's there, but then also use it at discretion.
Speaker 5: Maybe go all right, well i'm a bit yellow. Maybe
Speaker 5: i'll go three paid activities while we're on this trip,
Speaker 5: and I'll do three, you know, or more free activities.
Speaker 5: I think there's something really liberating when you go all right,
Speaker 5: I'm just going to dig it up this way, because
Speaker 5: instead of going and googling top ten attractions, which usually
Speaker 5: comes up with a marketing page of the top ten
Speaker 5: paid attractions in that location. You go, all right, top
Speaker 5: ten free activities in this location, and I promise it
Speaker 5: is not going to make your holiday worse. In fact,
Speaker 5: some of my best times have been having picnics in
Speaker 5: random parks while doing our own self guided walking tour
Speaker 5: around London. I think it's really interesting as well, because
Speaker 5: I think a lot of people are like, oh my gosh,
Speaker 5: did you go do this museum and this? I'm like no,
Speaker 5: but you know what we did. We went to Marks
Speaker 5: and Spencer and we got that really cheap five pound lunch.
Speaker 5: We put it in our little backpacks. We hired those
Speaker 5: lime scooters, got around the city, stopped for a random
Speaker 5: beer in a random location at a pub that was
Speaker 5: very London. When I found a park and had lunch,
Speaker 5: one of my favorite days and it didn't cost much
Speaker 5: at all. It's just about planning it, because I do
Speaker 5: find it really hard when I travel just to wake
Speaker 5: up and be like, oh, what do you want to
Speaker 5: do today Georgia? Usually that ends up being a paid
Speaker 5: activity because you just don't know what else to do, right,
Speaker 5: and it's easy to throw money at problems.
Speaker 4: Yeah, that's really true, and also I feel like there's
Speaker 4: kind of a pressure when you're in you know, I mean,
Speaker 4: Paris is a bad example because of it. We all
Speaker 4: want to see the Eiffel Tower, but you do get
Speaker 4: sucked into doing those tourist attractions when it's like, exactly
Speaker 4: as you just said, the best days are the ones
Speaker 4: where you have no plans and you're seeing the city
Speaker 4: for what it is and really absorbing that genuine culture.
Speaker 4: That is a very good tip from you.
Speaker 5: There v also gammify it. I know that sounds really lame,
Speaker 5: but we picked one thing that was inexpensive that we
Speaker 5: were going to search out in the city when we
Speaker 5: were there. So example you used in Paris as was croissants.
Speaker 5: Obviously that's not the most original idea, but literally we
Speaker 5: had this game of being like, can we find the
Speaker 5: best croissant in Paris? So each day as we were
Speaker 5: going around, like it's not an expensive addition, but we
Speaker 5: were like, all right, for brunch or for lunch or
Speaker 5: whatever we're going to do, we're gonna find croissants. And
Speaker 5: as much as it wasn't you know, super high fine dining,
Speaker 5: it's not what we wanted. Anyway, we were like looking
Speaker 5: up random bakeries and running around the back streets of
Speaker 5: Paris trying to find these bakeries that had really good
Speaker 5: reviews and it was the best fun. But I think
Speaker 5: finding something in a location and going do you know what,
Speaker 5: We're going to find the best sankria, or we're going
Speaker 5: to find the best pea, or we're going to do
Speaker 5: I mean, find something local. And I mean that's another
Speaker 5: foodie tip as well. Eat the local cuisine. It's going
Speaker 5: to be far cheaper than eating something that is more international.
Speaker 4: Tell me more about your experiences with food VD and
Speaker 4: saving in that way, because that's obviously something that can
Speaker 4: get out of hand. Do you have any tips with
Speaker 4: saving when it comes to food.
Speaker 5: I have so many food tips, like food alright, alright, sorry, sorry, sorry,
Speaker 5: So when it comes to food, obviously, don't get sucked
Speaker 5: into buying food at the tourist traps lack. I know
Speaker 5: that it's fun. And this is going to sound a
Speaker 5: little bit hypocritical because Jess and I had a game
Speaker 5: when we were it was an expensive game that we
Speaker 5: were willing to play while we were at Disneyland, and
Speaker 5: that was to eat as many things that were shaped
Speaker 5: like Mickey as possible. Jess recorded every single one of
Speaker 5: them head over to her teknock and more trippy, piky
Speaker 5: shaped things. But that's not a good idea because ninety
Speaker 5: percent of the stuff take like trash. I just wish
Speaker 5: I had packed my own lunch, because then I would
Speaker 5: have been one incomplete control of the budget side of it.
Speaker 5: But two, I could have just picked stuff I actually
Speaker 5: wanted to eat. So I don't actually want to eat
Speaker 5: a hot dog. I don't want that. I don't want
Speaker 5: to spend twelve dollars American on a hot dog at Disneyland.
Speaker 5: I want to take my lunch. It's not that hard.
Speaker 5: Most people carry backpacks anyway, and so from my perspective,
Speaker 5: taking lunch is very sexy. But the other thing is,
Speaker 5: I think this is a can entitled. Everyone's going to
Speaker 5: have their own opinion, and I know they do because
Speaker 5: they jumped down my throat on my Instagram when I
Speaker 5: posted about this. Because apparently one of life's greatest luxuries
Speaker 5: is the buffet breakfast at a hotel.
Speaker 2: Oh, yes it is.
Speaker 5: It is, all right, So maybe we're on the same page.
Speaker 5: I think we should be skipping that. I don't want
Speaker 5: to pay for breakfast at my hotel. Every time I've
Speaker 5: ever been down to the buffet breakfast, I have two
Speaker 5: slices of toast. I'm full. I go and get a
Speaker 5: random plate with the tiny pancakes. Some of them are tella.
Speaker 5: I might eat some of the fruit, but like, I'm
Speaker 5: definitely not getting for money by any stretch of the imagination.
Speaker 5: So what I do when I land at a specific
Speaker 5: location one I pre check with my hotel. This is
Speaker 5: so lame and makes me sound like such a nerd.
Speaker 5: So true, though, I make sure that my hotel or
Speaker 5: wherever I'm staying. I say, can you please make sure
Speaker 5: that the mini bar is empty? Like I don't want
Speaker 5: anything in the mini bar, not because I'm worried about
Speaker 5: spending money, I actually want the storage space. And then
Speaker 5: maybe you could always ask them if you want for
Speaker 5: a microwave. Most hotels actually have microwaves.
Speaker 2: Couple of spares out the back.
Speaker 5: They actually do, and they will pop one in your room.
Speaker 5: And the reason they have them is usually either people
Speaker 5: with back problems that need to heat up heat packs
Speaker 5: and babies that travel that need bottles heat it up
Speaker 5: if they have formula. So it's interesting, right anyway, asking
Speaker 5: for those things can save you a lot of money,
Speaker 5: but I always have breakfast at the hotel. I feel
Speaker 5: like it's a waste of money to be spending it out.
Speaker 5: I would prefer to spend most of my money on
Speaker 5: a nicer lunch or a nicer dinner. So when we're
Speaker 5: in America recently, I literally went to I think we
Speaker 5: went to Target. Do you know Target in America has
Speaker 5: a supermarket? Attacks sure, yes, what on earth?
Speaker 3: It is?
Speaker 5: Elite? Like I bought so much stuff, Like I'm not
Speaker 5: a budget tip here because I definitely bought way more
Speaker 5: cereals than we needed. But we went to the local Target,
Speaker 5: and I bought a whole heap of cereal. I bought
Speaker 5: my milk, I bought a whole heap of coffee so
Speaker 5: that I could just make my coffee and have my
Speaker 5: cereal in the morning. And every morning just and I
Speaker 5: just shared breakfast, not in I would love to stay
Speaker 5: in bed, but we weren't in the same bed or
Speaker 5: sat on the balcony and had breakfast, And to be honest,
Speaker 5: it was a really nice way to gently start the
Speaker 5: day and plan what we're planning on doing together without
Speaker 5: having to race down to breakfast or whatever.
Speaker 2: Yeah.
Speaker 5: But also it was really budget friendly. I mean a
Speaker 5: box of cereal and a bottle of oat milk ten
Speaker 5: out of ten.
Speaker 1: Yeah.
Speaker 2: Nice.
Speaker 5: I know it's lame, but everywhere we've been I've been like, oh,
Speaker 5: can we do this? Only because like I actually prefer it.
Speaker 5: I'm angry in the morning, skies, I don't want to
Speaker 5: be searching for breakfast. I have my mid morning croissant
Speaker 5: to worry. I'm not going to miss out on the culture. Yes,
Speaker 5: I definitely need to eat a solid first. It means
Speaker 5: I'll eat less during the day, It'll be cheaper, and
Speaker 5: I can prioritize my food budget to things that actually
Speaker 5: matter to me.
Speaker 2: Brilliant. Love that. But that takes us to my final
Speaker 2: question for the day.
Speaker 4: From your perspective as a finance wizard, would you say
Speaker 4: that it would be a good idea to have a
Speaker 4: little bit of a buffer in our budget for shall
Speaker 4: we say, like emergency moments?
Speaker 2: So like when you.
Speaker 4: Definitely, I'm going to say yes, okay, okay, tell me
Speaker 4: more about that. How much how much it be in
Speaker 4: that part of our budget? Like what does that look like?
Speaker 5: Honestly, I'd add a good extra ten to fifteen percent
Speaker 5: on top of your holiday budget doesn't mean you'll spend
Speaker 5: it might go into savings account when you get home,
Speaker 5: but you always want to feel a little bit more comfortable.
Speaker 5: There is nothing worse than going on holiday and being like,
Speaker 5: oh my gosh, I didn't realize that coffee would cost xyz. Yes,
Speaker 5: can't research every single aspect of your experience. Yeah, you
Speaker 5: can organize and prebook hotels in accommodation and all of
Speaker 5: your transfers, and maybe you can even book like all
Speaker 5: of the activities and tickets that you might need, but
Speaker 5: you can't really budget appropriately for food, and who knows,
Speaker 5: Like you might be with a friend that's like, oh,
Speaker 5: let's stop at this little cafe. You both stop because
Speaker 5: you're really excited and new real it's really expensive. But
Speaker 5: you also don't want to go somewhere else because you
Speaker 5: don't want to ruin the vibe at the moment, or
Speaker 5: maybe you just can't be bothered finding somewhere else because
Speaker 5: you've been walking around Paris and already done twenty three
Speaker 5: thousand steps that day. Yes, so I feel like having
Speaker 5: a little bit of a buffer gives you a little
Speaker 5: bit more peace of mind and enables you to properly
Speaker 5: enjoy your holiday. Doesn't mean we have to spend that money.
Speaker 5: In fact, the best thing about a holiday, if you
Speaker 5: have one, is coming home with money, if you've got it.
Speaker 5: We love Yeah, we love that.
Speaker 4: I think that is all we have time for today.
Speaker 4: But the moral of the story is get organized, plan ahead,
Speaker 4: don't buy silly florosa wrongs.
Speaker 5: If you wrote down don't buy dumb shit, why didn't
Speaker 5: you say that?
Speaker 4: Because this is a PG rated popka notorial to mine.
Speaker 4: If you lose a little bit of money along the way,
Speaker 4: don't worry, have fun.
Speaker 5: That was just stay reshec did sace day. And you
Speaker 5: know what we're going to do this week. I want
Speaker 5: to put a thread in the Facebook group about all
Speaker 5: your hot travel tips, So head to there and share
Speaker 5: them with me, because you can never be too prepared
Speaker 5: for a holiday. Honestly, a little bit of holiday dreamings exactly.
Speaker 5: All right, We're done here, Georgia King, see you on Friday.
Speaker 1: Guyyus