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Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud Yr

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Speaker 1: the Order Kerni Whalbury and a waddery woman. And before

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Speaker 1: we get started on She's on the Money podcast, I

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Speaker 1: would like to acknowledge the traditional custodians of the land

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Speaker 1: of which this podcast is recorded on a wondery country,

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Speaker 1: acknowledging the elders, the ancestors and the next generation coming

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Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing

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Speaker 1: and the storytelling of you to make a difference for

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Speaker 1: today and lasting impact for tomorrow.

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Speaker 2: Let's get into it.

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Speaker 3: She's on the Money, She's on the Money.

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Speaker 2: Hello, and welcome to She's on the Money, the podcast

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Speaker 2: for millennials who want financial freedom. After a wooly couple

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Speaker 2: of years, we are finally back traveling, but if you're

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Speaker 2: anything like us, you're likely a little out of practice.

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Speaker 2: To help you prepare for any upcoming of aks you

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Speaker 2: have planned, today, we'll be discussing the most common money

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Speaker 2: mistakes people make when they travel, so you can spend

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Speaker 2: your hard earned coin on fun things like pinacolatas or

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Speaker 2: ugly novelty fridge magnets of the Eiffel Tower. My name

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Speaker 2: is Georgia King.

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Speaker 4: You can I attack me for the gift I brought

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Speaker 4: you back from Europe. Wow, she didn't bring that back?

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Speaker 4: And we tell you.

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Speaker 2: My name is Georgia King, and joining me as always

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Speaker 2: is Victoria Divine VICKI d you have been traveling all

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Speaker 2: over the place this year, so I'm very keen to

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Speaker 2: pick your brains as to how you actually managed to

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Speaker 2: save money whilst doing so. So let's get straight into it.

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Speaker 4: Who said I saved money while traveling?

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Speaker 2: I'm just assuming you're the face of she's on the money,

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Speaker 2: good with finance, you know what.

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Speaker 4: I am pretty good with finance, so very good at traveling,

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Speaker 4: you know. Side note, I'm also very good at traveling

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Speaker 4: with only carry on luggage. Really, I know, nobody saw

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Speaker 4: that coming because I'm so like, I don't know. I'll

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Speaker 4: just give the air of being a little bit over

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Speaker 4: the top. I get it, I get it. You guys

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Speaker 4: judged me. You judged me. That's on you, not me.

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Speaker 4: But it's funny because obviously, traveling so much, it's an

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Speaker 4: absolute privilege. I adore travel, and some of it has

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Speaker 4: been for fun, but most of it has actually been

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Speaker 4: for work, and when it comes to work, like one thing,

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Speaker 4: I really I don't like being away from home. It

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Speaker 4: really sucks. I'm away from my pets, I'm away from

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Speaker 4: my family. Like it's just funny being in a different bed.

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Speaker 4: You never have as great as a sleep. You're always a

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Speaker 4: little bit angsty. I'm always worried I forgot something. So

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Speaker 4: setting myself up to travel was really important, and that

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Speaker 4: included decanting all of my favorite products because one thing

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Speaker 4: I hate is not having access to my entire skincare routine.

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Speaker 4: I know that is really lame, but when you're traveling,

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Speaker 4: to keep things as consistent as possible, I feel really helps.

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Speaker 4: Whereas you know, having done Europe recently with a group

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Speaker 4: of girlfriends, I feel like a lot of them will like, oh, yeah,

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Speaker 4: I just brought this moisturizer for the trip because it'd

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Speaker 4: fit in my bag, and I'd be like, oh, I

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Speaker 4: get that just if it's a holiday. But if I'm

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Speaker 4: traveling for work, I just want things to be the same.

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Speaker 4: I just want my stuff. But I also don't want

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Speaker 4: to spend a lot of money on the mini versions

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Speaker 4: of stuff because like even with minis, like my favorite

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Speaker 4: skincare obviously no shame here. Also not sponsored. Go to

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Speaker 4: Skincare the bloody best. Their minis don't even come out consistently.

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Speaker 4: You have to like jump on their website and try

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Speaker 4: and hack them up when they do the party packs.

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Speaker 2: I didn't know they did little minish.

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Speaker 4: Not often often. I do some of the very like

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Speaker 4: you anyway. So for me, it's not just about money saving.

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Speaker 4: It's also about travel hacks. But I feel like that

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Speaker 4: ends up saving me money. It's all about comfort at

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Speaker 4: the end of the day when traveling.

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Speaker 2: Yeah, okay, perfect already. V Well, with all of that said,

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Speaker 2: let's jump into the most common money mistakes that we

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Speaker 2: see people making when they are traveling. The first of

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Speaker 2: which is over using data while abroad. And I know

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Speaker 2: you have a little bit of an anecdote because you

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Speaker 2: might have done a little bit of a silly and

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Speaker 2: you might have been stung with a big bill when

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Speaker 2: you got home.

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Speaker 4: I did. I'm a bit shamed of this because they

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Speaker 4: told me, they told me a million times. I just

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Speaker 4: didn't think that they were correct. So what happened was

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Speaker 4: I'd done all my research and the phone provider I'm

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Speaker 4: with gives me five dollar roaming when I'm overseas money Win, right,

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Speaker 4: I get to use all my existing data which is

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Speaker 4: unlimited money Win, and I then get to, you know,

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Speaker 4: just use it as normal five bucks a day. What

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Speaker 4: I didn't realize is that stopover when we're flying to

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Speaker 4: London in Dubai was not covered, and so I got

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Speaker 4: this message being like, hey, you're on pay as you

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Speaker 4: go and I was like, no, I'm not. So I

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Speaker 4: jumped onto the app and my phone provider has the

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Speaker 4: app that you can just do live chat with them,

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Speaker 4: and I said, hey, like, I'm overseas at the moment,

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Speaker 4: I'm traveling to London and you know, I've just got

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Speaker 4: this message. Can you please check what plan I'm on?

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Speaker 4: Because I obviously don't want to spend too much money

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Speaker 4: and they were like, no worries, let's check. Oh yep,

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Speaker 4: you're on five dollar roaming and I was like, on

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Speaker 4: money Win, Great, no worries. I keep getting these text messages.

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Speaker 4: Should I be worried? And they're like, no, you shouldn't

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Speaker 4: be worried at all. Don't know why you're getting them,

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Speaker 4: but you're definitely on the five dollar roaming plan like great,

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Speaker 4: money whim. When I got home, I got a seven

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Speaker 4: hundred dollar bill because turns out Dubai wasn't covered and

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Speaker 4: rookie era from me. I told them I was traveling

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Speaker 4: to London. I didn't say I was currently in Dubai

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Speaker 4: in my messages. They let me out of it. Definitely

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Speaker 4: give them a buzz and have a little chat. They

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Speaker 4: were very very kind. But please avoid that. Make sure

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Speaker 4: you don't do yourself a dirty because seven hundred bucks

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Speaker 4: is a lot of money and I was almost sick

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Speaker 4: when I saw that, So make sure if you're traveling,

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Speaker 4: maybe can sider out what your roaming plan is. I mean,

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Speaker 4: for me, five bucks a day worked out. But when

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Speaker 4: we were recently in America, I know all of the

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Speaker 4: my Millennial Money team there with a different phone carrier,

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Speaker 4: so they went and got SIM cards and they put

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Speaker 4: different SIM cards in their phone so they could have

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Speaker 4: access to the internet, access to a phone for not

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Speaker 4: an exorbitant amount of money. So that was a way

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Speaker 4: they did it. Obviously, most places nowadays have Wi Fi,

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Speaker 4: so maybe choose to just travel with Wi Fi only

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Speaker 4: and download the maps that you need and download the

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Speaker 4: things to your phone so you don't have to use

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Speaker 4: roaming at all. Switch off location services and push notifications

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Speaker 4: because they actually use data, especially if you're limited. Airplane

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Speaker 4: mode also saves a whole heap of Bachery power and

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Speaker 4: turn off any automatic roaming charges, so make sure that

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Speaker 4: it's not automatic if you don't have a super slick.

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Speaker 2: Plan like I do Brilliant that kind of happens in

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Speaker 2: the background, doesn't it with some of our apps like

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Speaker 2: they do fresh.

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Speaker 4: Download the updates Like I don't want to have to

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Speaker 4: go in and manually update my apps, so I always

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Speaker 4: have it on. Just fix it when it needs fixing,

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Speaker 4: because I don't have an issue with data on my phone,

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Speaker 4: just as the plan, it's not an issue. But for

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Speaker 4: exactly you could find yourself in a little pickle if

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Speaker 4: your SIMS app and it's updating, gotcha?

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Speaker 2: If your sims app love that the next on our

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Speaker 2: list is not accounting for conversion rates? How significant can

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Speaker 2: this actually be when we're traveling and how can we

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Speaker 2: prevent getting stung?

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Speaker 4: Look, I feel like this is really relatable for so

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Speaker 4: many listeners because we've all been there. We'd all just

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Speaker 4: look at it and go, oh, that shouldn't be too much.

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Speaker 4: When we traveled to London, Holy moly, that was so expensive.

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Speaker 4: And again my privilege is absolutely showing here. I've traveled before,

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Speaker 4: not my first rodeo in London, been a few times,

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Speaker 4: and historically the conversion or the exchange rate was not

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Speaker 4: nearly as high as it currently is, So in my

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Speaker 4: head I was like, yeah, no worries, it's probably x

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Speaker 4: amount more. So I thought I was doing it correctly.

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Speaker 4: I was wrong, though, and it doesn't mean I was out,

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Speaker 4: like we did fix it, but I was shocked because

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Speaker 4: I was like, oh wait, so ten pounds there ended

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Speaker 4: up being like twenty five dollars here and I was like,

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Speaker 4: oh whoa, Like that's not what I expected. Last time

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Speaker 4: it was like basically double yeah, and it was like

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Speaker 4: slightly more when I traveled, so be on top of it.

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Speaker 4: One of the things I'm really lame. I'm basically like

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Speaker 4: your mum, George, like you know this, like you know

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Speaker 4: this about me. I carry a pencil case in my handbag.

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Speaker 4: I carry an emergency first aid kid, like I'm that guy,

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Speaker 4: just like like you know what you need a bandaid, babe,

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Speaker 4: I've got you. Do you want a breath mint? I've

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Speaker 4: also got that mini toothbrush. Don't hurry a pandole. Everything

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Speaker 4: is in my handbag. I have got you. So what

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Speaker 4: I also want you to put in your handbag is

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Speaker 4: on the back of the like post it note or something.

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Speaker 4: I just wrote down the conversions, because as much as

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Speaker 4: you have your phone, I totally get it. Whenever I

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Speaker 4: opened my wallet, I wanted it right there, so I'd

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Speaker 4: be like, one pound equals this. However, you don't just

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Speaker 4: want one for one because I don't want to do

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Speaker 4: the maths. So I always just did the most common

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Speaker 4: amounts that I thought i'd be sending, So twenty pounds

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Speaker 4: equals this, ten pounds equals this, and then I could

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Speaker 4: just double it in my head if I needed to.

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Speaker 4: So the one pound equals two pound equals So that's

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Speaker 4: not helpful. Just do like one pound and then like

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Speaker 4: ten pounds and twenty pounds and five pounds and whatever

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Speaker 4: you think that you're going to most regularly use, so

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Speaker 4: that it's just front of mind, because I think once

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Speaker 4: you get overseas into a different culture, into a different area,

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Speaker 4: kind of just slips your mind. You're like, oh, five

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Speaker 4: pounds doesn't sound that expensive, George, that's like twelve dollars fifty.

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Speaker 4: I mean, it's just so much money. The other thing

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Speaker 4: I would say is surprisingly obviously each to their own.

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Speaker 4: I don't carry cash when I travel anymore. I really

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Speaker 4: rely on you using my debit card. I think, having

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Speaker 4: traveled to places like London in France, that's fine. Obviously,

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Speaker 4: if you're going to more Third world countries that might

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Speaker 4: not be as accessible. But the one thing I would

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Speaker 4: say is do not exchange currency at the airport. They

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Speaker 4: charge a premium. Either organize it before you go. There's

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Speaker 4: lots of places around the city that do it, or

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Speaker 4: once you get to your location, then go into town

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Speaker 4: and exchange some money there, or get it out atm

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Speaker 4: It usually ends up being a little bit more cost

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Speaker 4: effective than anything.

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Speaker 2: At the airport.

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Speaker 4: They almost always have significantly higher fees. One because of

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Speaker 4: the location, they have higher rent and costs to cover,

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Speaker 4: but also they're not going to give you a hot deal.

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Speaker 4: They've got the monopoly at the airport. Do you need cash,

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Speaker 4: you're at the airport, what are you gonna do pay us? Okay, yeah, exactly.

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Speaker 4: So it's really hard and they often can just afford

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Speaker 4: to hyke up the price because they don't care. And

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Speaker 4: then I would make sure that you let your bank

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Speaker 4: know that you are traveling. The reason being is obviously

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Speaker 4: if you've only ever been in Australia and then if

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Speaker 4: a charge comes up in London, they might go ooh fraud. Yeah,

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Speaker 4: So definitely let them know that you're traveling, just so

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Speaker 4: that your car doesn't get put on hold or canceled

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Speaker 4: while you're broad because that can be a pickle in itself.

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Speaker 4: But most banks won't charge fees when you're abroad if

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Speaker 4: you let them know, so definitely give them a buzz,

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Speaker 4: see what's going on, see how it works. And I

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Speaker 4: would argue that in twenty twenty two, if your bank

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Speaker 4: does charge fees, go find a different on that you

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Speaker 4: can have for that period of time because it's on

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Speaker 4: a not worth it. One of the best ways, as

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Speaker 4: I said before, to avoid overly expensive foreign exchanges actually

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Speaker 4: just to withdraw money from a local ATM. Make sure

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Speaker 4: you're not getting scammed. Obviously, make sure there's no like

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Speaker 4: skimming devices on it. Only in a safe location, but

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Speaker 4: that's what I would be doing. Brilliant You said that

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Speaker 4: you usually just have your debit card when you're traveling VD,

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Speaker 4: So if you're at Starbucks and you're buying a VENTI

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Speaker 4: bloody caramel mochacino. Was actually buying a Venti Strawberry SI refresher,

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Speaker 4: just so you know, you you're up there ordering that

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Speaker 4: and you do you tap and go. Yeah, they all

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Speaker 4: had tap, do you know what? I was really surprised

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Speaker 4: because I had heard in America they didn't have tap.

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Speaker 4: Everywhere that we went in America recently they also had taps,

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Speaker 4: so that was really easy. There was no issue at all.

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Speaker 4: And the bank I bank with doesn't have any fees.

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Speaker 4: They just charge you the currency conversion, so there weren't

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Speaker 4: any additional fees for using her card.

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Speaker 2: Beautiful.

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Speaker 4: The thing I liked about using a debit card as

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Speaker 4: well was I knew how much money was on there,

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Speaker 4: so like I was just transfer an amount that I

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Speaker 4: was comfortable with. So I might put two hundred or

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Speaker 4: three hundred dollars on there to start with, and then

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Speaker 4: just see how I went. And all my other money

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Speaker 4: was left in my savings account or in a different account.

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Speaker 4: It meant that I didn't have that anxiety of like,

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Speaker 4: if I lose my bank card, they can take all

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Speaker 4: my money. So I just had enough on there to

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Speaker 4: you know, leave and do well. And I was just

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Speaker 4: keeping track of.

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Speaker 2: It perfect, okay, cool. Good to know I'm getting the

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Speaker 2: next one out of the way early on in the show,

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Speaker 2: because I feel like everyone listening knows that it is

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Speaker 2: coming right, and that is that the third money mistake

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Speaker 2: people make when traveling is not having a travel.

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Speaker 4: In Shaky, it was coming.

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Speaker 2: They took us through once again and what the key

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Speaker 2: dangers of not having travel insurance are and how much

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Speaker 2: money we could actually lose by not having it.

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Speaker 4: Look, well, everyone tends to think of and we did

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Speaker 4: an entire episode on travel insurance, so please go back

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Speaker 4: and listen to it, because I think I'm intelligent, like

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Speaker 4: we're just trying our best out here. But while everyone

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Speaker 4: seems to think the travel insurance is just for lost

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Speaker 4: luggage or stolen laptops, what we really need it for

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Speaker 4: is our ability to access healthcare abroad and to get

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Speaker 4: home if something really awful happens. Or this sounds bad,

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Speaker 4: but if we die and our body needs to be

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Speaker 4: returned to Australia. It's expensive, it's also morbid, but it

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Speaker 4: is true. I don't want my family to have to

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Speaker 4: pay for that if the worst thing in the entire

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Speaker 4: world happens. For that reason, I would obviously obviously encourage

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Speaker 4: people to get comprehensive travel insurance, and I really wouldn't

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Speaker 4: bother with anything less than that. Is that bad to say? Like,

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Speaker 4: I know that's entitled, and I know that you know

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Speaker 4: it's expensive, but travel in itself is a privilege. But

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Speaker 4: we really need to be putting ourselves first, and that's

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Speaker 4: really really important to me. I would forego, you know,

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Speaker 4: a more expensive hotel to make sure that I was

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Speaker 4: properly covered and safe. Obviously, don't go with the dodgy

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Speaker 4: hotel where you're going to be unsafe and you will

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Speaker 4: have to claim on your travel insurance. But you know

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Speaker 4: what I mean, if you're unconvinced. Gee, King, you don't

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Speaker 4: look unconvinced, But I'm just going to play the Devil's

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Speaker 4: out shit here. Imagine if you got into an accident

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Speaker 4: and then you had to use years and years of

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Speaker 4: your life savings which I know you have been hoarding

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Speaker 4: for a very long time for medical treatment or getting

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Speaker 4: evacuated from overseas, when you could have just paid a

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Speaker 4: few hundred dollars at the start to cover yourself. Because

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Speaker 4: this is gonna sound morbid again, because I am quite morbid.

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Speaker 4: My favorite podcast is literally called morbid to go hit

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Speaker 4: them up. I really like them. But if you die overseas,

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Speaker 4: it can cost more than twenty grand to get your

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Speaker 4: body home.

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Speaker 2: Which is crazy, which is crazy.

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Speaker 4: And if you don't die, get this, it's even more

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Speaker 4: expensive to get you home if you're in a medical emergency.

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Speaker 2: Careful.

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Speaker 4: I had a client and also we had a money

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Speaker 4: diarist ages ago. I don't know if you remember this,

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Speaker 4: but money Diarist was talking about being in a whole

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Speaker 4: heap of debt because she didn't have travel insurance. Her

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Speaker 4: partner came off of scooter in Bali and had to

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Speaker 4: be medically evacuated from Bali to Perth because that's the

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Speaker 4: closest flights more than one hundred thousand dollars.

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Speaker 2: Oh my hat Mgandhi.

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Speaker 4: Travel insurance is obviously not a waste of money. It's

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Speaker 4: just being smart. And I know that some people will say, oh,

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Speaker 4: but it is a waste of money because I never

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Speaker 4: claimed on it. Great, that's actually an investment. I want

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Speaker 4: you to have insurance as the biggest waste of money

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Speaker 4: in your entire life, because it means you're fine and

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Speaker 4: it keeps you safe.

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Speaker 2: Right, there's a little angel called pastor Mama Plant Mama.

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Speaker 2: I've spoken about her before on the podcast. She was

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Speaker 2: recently in Greece and had appendicitis or something, so she

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Speaker 2: needed emergency surgery. It was a horrible, horrible experience, but

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Speaker 2: she had travel insurance.

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Speaker 4: It was covered. It was covered.

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Speaker 2: Imagine if you didn't have it and you have to

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Speaker 2: be like, wow, I need my appendix out. That's one

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Speaker 2: option or the other option is like, I mean, you

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Speaker 2: probably do always need it out in that situation, but

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Speaker 2: you shouldn't put yourself in a position where you have

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Speaker 2: to question whether or not you should seek medical treatment, right, Yeah,

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Speaker 2: And that's what insurance undred percent. I think to take

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Speaker 2: that a step further as well, is if that happens

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Speaker 2: and you don't have travel insurance, Gee, who are you

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Speaker 2: going to ask? If you have travel insurance. You pick

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Speaker 2: up the phone and you say, hey, I'm in a pickle.

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Speaker 4: What do I do? They say, where are you? You say,

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Speaker 4: I'm in Indonesia. They go, great, this is the process.

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Speaker 4: This is a doctor you're going to This is how

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Speaker 4: it's going to work. And it's not just the insurance,

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Speaker 4: it's not just the medical cover. It's the you have

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Speaker 4: somebody that knows because they're travel insurers. They have done

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Speaker 4: this for a living. They know everyone in the area.

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Speaker 4: Doesn't matter where in the world you are, they are

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Speaker 4: going to make sure that you're well looked after. They

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Speaker 4: might organize the transport. They will literally do everything to

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Speaker 4: make sure you're okay. It's not about going all right, well, gee,

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Speaker 4: just claim it back when you get home. They are

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Speaker 4: literally there to support you as well. And to me,

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Speaker 4: that gives me a whole heap of peace of mind.

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Speaker 2: Yeah. Nice. Also on travel insurance, remembering that we only

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Speaker 2: need it when we are overseas. We don't need it

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Speaker 2: for our trip tomildurum V. You know, not for the locals. V.

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Speaker 2: Last on our list before we head to a little

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Speaker 2: break is last minute booking. So that could be our

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Speaker 2: fly it's our accommodation. Can you talk us through why

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Speaker 2: prices generally go up closer to the date of our

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Speaker 2: departure because you haven't charge desperate people.

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Speaker 4: A lot of money. I'm willing to pay a reason.

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Speaker 4: I learned that painfully when we went to America. I

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Speaker 4: have known that we were going to America for a

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Speaker 4: very long time, but dragged my feet booking flights because

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Speaker 4: I wasn't sure if I wanted to extend the trip

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Speaker 4: or not, and you know, it was really hard, but

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Speaker 4: it was much more expensive. Interestingly, Skyscanner says this is

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Speaker 4: actually decatered to quote last minute business travelers who need

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Speaker 4: to travel on short notice and are willing to pay

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Speaker 4: a premium to do so. And I mean that's certainly

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Speaker 4: the case when it comes to major cities, but kind

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Speaker 4: of rude if I want to go last minute Bali

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Speaker 4: trip with the girls, like we got that last minute

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Speaker 4: public holiday.

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Speaker 2: Yes, I wish we knew about that.

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Speaker 4: Wish we'd known about that recently, But that's okay. So

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Speaker 4: the earlier you book your flights or know that you're

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Speaker 4: in the market to book flights, the more time you're

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Speaker 4: actually going to have to stay on the lookout for

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Speaker 4: some promotional deals from airlines that might make some flights

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Speaker 4: more affordable. Obviously, if you can be flexible with your

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Speaker 4: dates or time, that is going to help you score

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Speaker 4: a deal. One hot tip that I have is always

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Speaker 4: making sure that you know when school holidays are not

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Speaker 4: only for you when you're traveling, but for the location

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Speaker 4: you're traveling too, Because, for example, I took just to

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Speaker 4: Disneyland during school holidays in America, Sily, silly girls, learn

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Speaker 4: from my mistakes, babies. But it's actually a little bit

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Speaker 4: less clear when it comes to accommodation. So obviously flight's

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Speaker 4: more expensive. But when I was reading up before this episode,

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Speaker 4: a lot of people have had the experience that they

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Speaker 4: scored cheaper deals the longer they waited. My anxiety count. Yes,

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Speaker 4: as much as I might have waited to book the flights,

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Speaker 4: I'd already booked the accommodation the second I booked to

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Speaker 4: the conference. Obviously, if you're traveling during a peak period

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Speaker 4: like summer or school holidays, things aren't going to be

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Speaker 4: as flexible, So I guess that's something to keep in mind.

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Speaker 4: G King, of course, you'll have fewer options to work

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Speaker 4: with because things might be booking out, especially if it

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Speaker 4: is a peak travel period. I was talking to a

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Speaker 4: girlfriend the other day. She was talking about coming to

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Speaker 4: Melbourne yep, and the weekend she was picking was actually

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Speaker 4: the GP weekend. Oh yeah, but we didn't know because

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Speaker 4: you don't pay attention to the GP. She's like, everything's

403
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Speaker 4: booked out and so expensive, and I was like, there

404
00:19:04,640 --> 00:19:07,800
Speaker 4: must be something going on, yes, so check if there's

405
00:19:07,840 --> 00:19:10,280
Speaker 4: something going on a big event, leaving it to the

406
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Speaker 4: last minute because you want a better deal, but then

407
00:19:12,240 --> 00:19:14,480
Speaker 4: finding out there's a big event and the place that

408
00:19:14,520 --> 00:19:16,600
Speaker 4: you're going to is actually going to shoot yourself in

409
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Speaker 4: the foot. You're going to end up either with real

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Speaker 4: dank dingy accommodation or paying a massive premium to go

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Speaker 4: on the holiday you had planned. So obviously, if you're keen,

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Speaker 4: do research earlier. But if you've got a hotel or

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Speaker 4: an airbnb that you're super keen on, I would absolutely

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Speaker 4: suggest booking in. Also other hot tip, sometimes paying the

415
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Speaker 4: little bit extra, like if you're on what if dot

416
00:19:38,160 --> 00:19:41,199
Speaker 4: com or whatever for the room that is refundable is

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Speaker 4: helpful because what you can do is call it the

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Speaker 4: hotel and be like, hey, I'm very aware that prices

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Speaker 4: have gone down, could you just switch me to the

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Speaker 4: lawer rate. But if you paid the super cheap option

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Speaker 4: at the very start, and they're like, now it's really

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Speaker 4: on repuntable. Sorry, it is what it is.

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Speaker 2: Hot tip, she's.

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Speaker 4: Slipped that one in exactly right.

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Speaker 2: We are going to take a little pause here, But

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Speaker 2: on the other side, we're going to be chatting through

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Speaker 2: our last few days to save money. When traveling, so

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Speaker 2: stick around. I will straight back into it VD. The

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Speaker 2: next most common mistake people make is not having a

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Speaker 2: plan or transport organized from the airport, so spinfl felt

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00:20:22,480 --> 00:20:24,960
Speaker 2: that as well, can you folesh this one out for me?

432
00:20:25,160 --> 00:20:28,560
Speaker 4: Okay, So this one is something that really grinds my gears,

433
00:20:28,800 --> 00:20:31,159
Speaker 4: especially because I don't know if you've done this recently,

434
00:20:31,200 --> 00:20:35,800
Speaker 4: Georgia King, but even ubers are far more expensive from

435
00:20:36,040 --> 00:20:39,920
Speaker 4: the airport. So something that I've done recently is learn

436
00:20:39,920 --> 00:20:42,400
Speaker 4: about travel forums. So it might be on like trip

437
00:20:42,480 --> 00:20:45,640
Speaker 4: Advisor or even just other random travel forums. Look up

438
00:20:45,720 --> 00:20:48,400
Speaker 4: transport in your city and see what other people are

439
00:20:48,400 --> 00:20:50,600
Speaker 4: doing and what like the cheapest or best option is.

440
00:20:51,000 --> 00:20:53,480
Speaker 4: Because I know that we benefited when we were on

441
00:20:53,560 --> 00:20:56,280
Speaker 4: our euro trip, and I mean, jessic Ricci was not

442
00:20:56,400 --> 00:20:58,399
Speaker 4: very impressed with me because I made her walk a

443
00:20:58,400 --> 00:21:00,600
Speaker 4: bit and she is a chronic overpawer, so she had

444
00:21:00,600 --> 00:21:03,520
Speaker 4: to drag her suitcase. But one of the hot tips

445
00:21:03,520 --> 00:21:06,240
Speaker 4: that I learned on that travel forum was that this

446
00:21:06,480 --> 00:21:09,760
Speaker 4: airport that we were flying into really expensive ubers, but

447
00:21:09,800 --> 00:21:12,000
Speaker 4: if you walk to the local McDonald's and then call

448
00:21:12,040 --> 00:21:14,439
Speaker 4: an uber, it's like half the price. So I was like,

449
00:21:14,520 --> 00:21:18,400
Speaker 4: we're definitely doing that absolutely well and truly, and Jess

450
00:21:18,480 --> 00:21:19,920
Speaker 4: was like, do we have don and I was like, yes,

451
00:21:20,040 --> 00:21:22,600
Speaker 4: drag that suitcase. That was your choice that you made.

452
00:21:22,600 --> 00:21:25,159
Speaker 4: You did this to yourself, so it's really important to

453
00:21:25,240 --> 00:21:29,400
Speaker 4: do some research. Unfortunately, just like the currency exchanged chaosks

454
00:21:29,480 --> 00:21:32,760
Speaker 4: at the airport, taxis basically have a monopoly at airports,

455
00:21:32,800 --> 00:21:35,280
Speaker 4: like they get prime positions, So if you haven't organized

456
00:21:35,400 --> 00:21:37,520
Speaker 4: driver ahead of time, it's very likely that you're going

457
00:21:37,560 --> 00:21:40,280
Speaker 4: to be stung with the surcharge on the taxi or

458
00:21:40,320 --> 00:21:43,600
Speaker 4: as I said before, on the Uberville. Obviously, greater demand

459
00:21:43,680 --> 00:21:47,120
Speaker 4: equals higher price if you're going to places like Bali.

460
00:21:47,320 --> 00:21:50,320
Speaker 4: On a lot of these travel forums, they have recommendations

461
00:21:50,320 --> 00:21:52,440
Speaker 4: of specific drivers who will pick you up if you

462
00:21:52,680 --> 00:21:55,560
Speaker 4: wack them, so you just message them on WhatsApp and

463
00:21:55,600 --> 00:21:59,000
Speaker 4: you know you organize that. Obviously, safety is paramount, so

464
00:21:59,040 --> 00:22:01,720
Speaker 4: only do it if it is tried, true and tested.

465
00:22:01,840 --> 00:22:04,920
Speaker 4: Don't just book random people and hope that you're getting

466
00:22:04,920 --> 00:22:06,920
Speaker 4: a good deal, because at the end of the day,

467
00:22:07,240 --> 00:22:09,760
Speaker 4: one thing that I always do when I travel is

468
00:22:09,840 --> 00:22:13,080
Speaker 4: make sure I have good transportation to and from the

469
00:22:13,119 --> 00:22:15,439
Speaker 4: airport because you usually have the most luggage. It's the

470
00:22:15,440 --> 00:22:19,040
Speaker 4: hardest to get around, Whereas I'm very unlikely to prebook

471
00:22:19,080 --> 00:22:21,680
Speaker 4: any transportation to activities and stuff because I'm like, great,

472
00:22:21,680 --> 00:22:23,600
Speaker 4: I just have my handbag, Like I could jump on

473
00:22:23,600 --> 00:22:25,320
Speaker 4: a train, I could get in an uber, I could

474
00:22:25,320 --> 00:22:28,440
Speaker 4: get one of the scooters. Like, there's so many transportation options,

475
00:22:28,600 --> 00:22:31,320
Speaker 4: but when you have luggage, it is much much harder, Right,

476
00:22:31,440 --> 00:22:35,080
Speaker 4: That's good. Cool, And also we forget to budget for it.

477
00:22:35,320 --> 00:22:38,000
Speaker 4: We're like, okay, airfare's accommodation, all of this. You forgot

478
00:22:38,000 --> 00:22:40,760
Speaker 4: the taxi in between. That's maybe another sixty bucks that

479
00:22:40,800 --> 00:22:43,800
Speaker 4: you just didn't see coming. And what's that nice dinner out?

480
00:22:43,960 --> 00:22:46,160
Speaker 2: Yeah, it's a lot. Good point, it's a lot.

481
00:22:46,280 --> 00:22:47,919
Speaker 4: So if you're not in a rush, though, and have

482
00:22:48,000 --> 00:22:51,600
Speaker 4: obviously landed a safe time of night, obviously don't be

483
00:22:51,640 --> 00:22:55,000
Speaker 4: afraid to consider public transport options. Again, the group of

484
00:22:55,000 --> 00:22:56,840
Speaker 4: girls I went to Europe with when not impressed with

485
00:22:56,880 --> 00:22:58,639
Speaker 4: me when I was like, we are getting the tube

486
00:22:58,680 --> 00:23:02,199
Speaker 4: to our hotel, but I'd organized it so that it

487
00:23:02,280 --> 00:23:04,560
Speaker 4: was flawless. They were safe, they were fine, they were

488
00:23:04,600 --> 00:23:06,719
Speaker 4: a little bit tired, But I was also not spending

489
00:23:06,760 --> 00:23:10,199
Speaker 4: one hundred pounds to get from the airport to the

490
00:23:10,240 --> 00:23:13,760
Speaker 4: hotel that we were staying at. Sillytok, we don't do that.

491
00:23:14,000 --> 00:23:17,560
Speaker 4: Look into public transport options, they are almost always at

492
00:23:17,640 --> 00:23:21,560
Speaker 4: every single international airport, Yes, set Melbourne.

493
00:23:22,000 --> 00:23:25,000
Speaker 2: Yeah, that's the bus which can take you to like

494
00:23:25,119 --> 00:23:28,879
Speaker 2: Southern Cross Basket too hot. That might be sorting out

495
00:23:28,920 --> 00:23:31,000
Speaker 2: a little train line. Look, I've heard about it.

496
00:23:31,040 --> 00:23:34,000
Speaker 4: But also can you imagine Skybus wouldn't be very happy

497
00:23:34,040 --> 00:23:36,280
Speaker 4: about that, or if I owned Skybus, I wouldn't be

498
00:23:36,359 --> 00:23:39,520
Speaker 4: very happy about anyway. That's obviously a more economical option,

499
00:23:39,880 --> 00:23:41,959
Speaker 4: and I definitely would recommend it because if it's good

500
00:23:42,040 --> 00:23:43,480
Speaker 4: enough for me, I guarantee it's good enough.

501
00:23:43,600 --> 00:23:46,280
Speaker 2: Yeah, that is true. Let's move on to our next point,

502
00:23:46,400 --> 00:23:49,520
Speaker 2: which ties into our last one quite neatly, I think,

503
00:23:49,560 --> 00:23:54,080
Speaker 2: And that is a general lack of organization. So exactly

504
00:23:54,119 --> 00:23:57,080
Speaker 2: like you just said, if we don't have travel planned

505
00:23:57,200 --> 00:23:59,679
Speaker 2: from the airport or from our hotel, whatever it may be,

506
00:23:59,720 --> 00:24:02,439
Speaker 2: that can really add to how much we have to

507
00:24:02,480 --> 00:24:05,600
Speaker 2: spend when we are traveling. But also like not having

508
00:24:05,600 --> 00:24:08,000
Speaker 2: your bag organized and having your money and your passport

509
00:24:08,080 --> 00:24:12,200
Speaker 2: floating around frivolously. Also you know, not being organized enough

510
00:24:12,240 --> 00:24:14,280
Speaker 2: to make the most of services like shop back, like

511
00:24:14,320 --> 00:24:14,920
Speaker 2: things like that.

512
00:24:15,040 --> 00:24:17,919
Speaker 4: Yeah, one hundred percent. And obviously I would love to

513
00:24:17,960 --> 00:24:21,439
Speaker 4: think of myself as like the most organized disorganized person,

514
00:24:21,720 --> 00:24:24,280
Speaker 4: Like I'm disorganized ninety percent of the time, but when

515
00:24:24,320 --> 00:24:26,000
Speaker 4: it comes to the important things, like all right I

516
00:24:26,040 --> 00:24:29,600
Speaker 4: am traveling, I will be very meticulous and organized because

517
00:24:29,680 --> 00:24:32,640
Speaker 4: it lowers my anxiety, let's be honest. So I think

518
00:24:32,720 --> 00:24:35,280
Speaker 4: one thing to do is actually create a plan, because

519
00:24:35,520 --> 00:24:39,000
Speaker 4: things like overweight baggage charges are so much money, and

520
00:24:39,119 --> 00:24:41,560
Speaker 4: when you're not organized, you tend to overpack, and if

521
00:24:41,560 --> 00:24:44,400
Speaker 4: you're overpacking, you're more likely to get that. And one

522
00:24:44,400 --> 00:24:47,080
Speaker 4: thing that I always used to forget was factoring in

523
00:24:47,119 --> 00:24:49,000
Speaker 4: the fact that I'm probably going to do some shopping

524
00:24:49,040 --> 00:24:51,399
Speaker 4: while I'm overseas and want to bring back stuff. So

525
00:24:51,440 --> 00:24:54,479
Speaker 4: I might pack my bag perfectly and it all just fits,

526
00:24:54,480 --> 00:24:56,440
Speaker 4: but like what if I find a really cute top

527
00:24:56,480 --> 00:24:58,159
Speaker 4: in Spain that I want to bring home, you know,

528
00:24:58,520 --> 00:25:00,840
Speaker 4: So I think it's important to always have a little

529
00:25:00,840 --> 00:25:04,560
Speaker 4: bit of flexibility on that. So I'd always advocate making

530
00:25:04,560 --> 00:25:06,520
Speaker 4: sure that you sort yourself out with a plan before

531
00:25:06,600 --> 00:25:08,800
Speaker 4: you go, and make sure that you are you know,

532
00:25:09,000 --> 00:25:11,840
Speaker 4: being smart about it, as you said, g making use

533
00:25:11,840 --> 00:25:14,879
Speaker 4: of services like shot back again, not sponsored recommendation, just

534
00:25:15,000 --> 00:25:19,200
Speaker 4: genuinely a good recommendation. But booking accommodation and flights ahead

535
00:25:19,240 --> 00:25:21,760
Speaker 4: of time so you can avoid surg charges and surging

536
00:25:21,840 --> 00:25:25,280
Speaker 4: prices is really smart. Making sure that you are looking

537
00:25:25,359 --> 00:25:28,000
Speaker 4: up the best deal. Sometimes the best deal is actually

538
00:25:28,080 --> 00:25:29,800
Speaker 4: through a travel agent. And I know that a lot

539
00:25:29,840 --> 00:25:32,679
Speaker 4: of people are, oh, sure, that could be more expensive.

540
00:25:33,160 --> 00:25:35,879
Speaker 4: Sometimes they have access to just better deals or can

541
00:25:35,960 --> 00:25:37,960
Speaker 4: bundle things together and be like, all right, well I

542
00:25:38,000 --> 00:25:40,080
Speaker 4: can give you a discount because there's five girls traveling,

543
00:25:40,320 --> 00:25:41,600
Speaker 4: do you know what I mean? So I think it's

544
00:25:41,640 --> 00:25:44,480
Speaker 4: always worth asking. It doesn't necessarily mean you have to

545
00:25:44,520 --> 00:25:48,040
Speaker 4: book with them. And so from my perspective, making sure

546
00:25:48,080 --> 00:25:51,240
Speaker 4: that you just have appropriate travel gear is really helpful.

547
00:25:51,520 --> 00:25:52,919
Speaker 4: If you're going to do Europe and you're going to

548
00:25:52,960 --> 00:25:55,240
Speaker 4: go all the way through Spain and France and Morocco,

549
00:25:55,400 --> 00:25:58,600
Speaker 4: and you know, obviously Morocco is not Europe, it is

550
00:25:58,720 --> 00:26:01,159
Speaker 4: so Africa. And I just saying that because that's the

551
00:26:01,200 --> 00:26:04,040
Speaker 4: trip I did last time or a few years ago. Yeah,

552
00:26:04,280 --> 00:26:08,359
Speaker 4: bags with wheels not ideal. No, so many cobblestones, so

553
00:26:09,000 --> 00:26:11,760
Speaker 4: many cobblestones. So make sure that you are really taking

554
00:26:11,760 --> 00:26:14,720
Speaker 4: into consideration what type of luggage you are taking before

555
00:26:14,760 --> 00:26:17,040
Speaker 4: going to that location, because do you know what, I

556
00:26:17,040 --> 00:26:19,280
Speaker 4: would have much preferred if someone had told me just

557
00:26:19,320 --> 00:26:21,720
Speaker 4: take a backpack, like take one of those big backpacks

558
00:26:21,760 --> 00:26:24,360
Speaker 4: and you will be fine. Wouldn't have been as sexy,

559
00:26:24,720 --> 00:26:27,600
Speaker 4: would have been way more practical. Yes, So making sure

560
00:26:27,640 --> 00:26:29,919
Speaker 4: that you are booking ahead and planning ahead is not

561
00:26:29,960 --> 00:26:31,679
Speaker 4: only going to save you money, but also save you

562
00:26:31,760 --> 00:26:34,640
Speaker 4: stress while you are there. It's also obviously a great

563
00:26:34,680 --> 00:26:36,720
Speaker 4: idea to get something like a travel wallet so you

564
00:26:36,720 --> 00:26:39,119
Speaker 4: can stash your passport and your cash away and feel

565
00:26:39,119 --> 00:26:43,600
Speaker 4: really safe, especially if you're traveling so low. I feel

566
00:26:43,600 --> 00:26:45,600
Speaker 4: like if you fall asleep and your bag's on your lap,

567
00:26:45,600 --> 00:26:47,720
Speaker 4: you're just not going to feel as secure, whereas having

568
00:26:47,800 --> 00:26:50,159
Speaker 4: like a travel wallet that's actually strapped to you, with

569
00:26:50,320 --> 00:26:52,320
Speaker 4: your passport and your money in it, You're just going

570
00:26:52,359 --> 00:26:55,920
Speaker 4: to feel a little bit safer. I'd obviously also recommend

571
00:26:56,040 --> 00:27:01,320
Speaker 4: organizing transport to the airport to avoid ridiculous taxi prize. Obviously,

572
00:27:01,440 --> 00:27:03,840
Speaker 4: drivers know you don't have another choice, so they just yeah,

573
00:27:03,960 --> 00:27:06,960
Speaker 4: it is what it is. Stay stranded, my love. But

574
00:27:07,080 --> 00:27:10,119
Speaker 4: it's also super exciting, so TLDR of all of that

575
00:27:10,240 --> 00:27:12,040
Speaker 4: G is the more organized you can be, the more

576
00:27:12,080 --> 00:27:14,160
Speaker 4: planned you can be, and the more organized, the more

577
00:27:14,160 --> 00:27:16,280
Speaker 4: comparable you can make it right, the more things you

578
00:27:16,320 --> 00:27:18,600
Speaker 4: can compare and work out what activities you want to

579
00:27:18,640 --> 00:27:21,480
Speaker 4: do and what activities you don't want to do. Obviously,

580
00:27:21,720 --> 00:27:24,159
Speaker 4: I am a bit of a spreadsheet fiend, and I

581
00:27:24,200 --> 00:27:26,359
Speaker 4: have a lot of travel spreadsheets. Maybe I need to

582
00:27:26,440 --> 00:27:28,480
Speaker 4: upload them to my website or something so people can

583
00:27:28,520 --> 00:27:31,560
Speaker 4: download them. But I literally plan out everything and then

584
00:27:32,040 --> 00:27:34,800
Speaker 4: based on what I want to do. I also before

585
00:27:34,960 --> 00:27:37,199
Speaker 4: I even work out what I want to see, I

586
00:27:37,240 --> 00:27:39,439
Speaker 4: go all right, g if we're going to travel together, like,

587
00:27:39,520 --> 00:27:41,240
Speaker 4: what kind of budget do you have? We work out

588
00:27:41,240 --> 00:27:42,800
Speaker 4: what that looks like, and I go, all right, Well,

589
00:27:42,800 --> 00:27:45,680
Speaker 4: how about we have no spend days versus spend days.

590
00:27:45,840 --> 00:27:47,600
Speaker 4: Like one day we might go to a theme park

591
00:27:47,720 --> 00:27:50,600
Speaker 4: or a paid tourist attraction, but then I really force

592
00:27:50,680 --> 00:27:53,240
Speaker 4: myself for the next day to find a free activity

593
00:27:53,280 --> 00:27:55,239
Speaker 4: that we can do. So it might be going for

594
00:27:55,280 --> 00:27:57,600
Speaker 4: a walk around the gardens or going to see something

595
00:27:57,640 --> 00:28:00,119
Speaker 4: that is a free attraction or a free museum. And

596
00:28:00,160 --> 00:28:02,399
Speaker 4: I feel like balancing it out that way is like

597
00:28:02,680 --> 00:28:05,080
Speaker 4: have paid days and then non paid days. Obviously there

598
00:28:05,119 --> 00:28:06,479
Speaker 4: are things that you're gonna have to pay for like

599
00:28:06,560 --> 00:28:10,600
Speaker 4: food and transport around the time, but tourist attractions really

600
00:28:10,640 --> 00:28:13,320
Speaker 4: add up. So sometimes by going gee, it's a no

601
00:28:13,400 --> 00:28:15,760
Speaker 4: spend day, it can actually be really fun to find

602
00:28:15,840 --> 00:28:18,000
Speaker 4: the best free activity that you can do on that.

603
00:28:18,040 --> 00:28:20,320
Speaker 2: They're always the best days, honestly, right.

604
00:28:21,080 --> 00:28:24,280
Speaker 4: I feel like every time I've had a really stellar

605
00:28:24,400 --> 00:28:27,640
Speaker 4: day while traveling, it's usually been some kind of free activity.

606
00:28:28,040 --> 00:28:31,040
Speaker 4: My other free hot tip apologies are going a bit

607
00:28:31,119 --> 00:28:33,680
Speaker 4: roque here. Free walking tours.

608
00:28:33,240 --> 00:28:33,960
Speaker 2: Yes, they're so.

609
00:28:34,160 --> 00:28:38,000
Speaker 4: Free walking tours are so good. I usually do want

610
00:28:38,200 --> 00:28:41,880
Speaker 4: every new country that I go to because usually the

611
00:28:41,880 --> 00:28:44,440
Speaker 4: people running them usually if you've been on a walking

612
00:28:44,480 --> 00:28:46,440
Speaker 4: tour before, ye, yeah, so usually a little bit of

613
00:28:46,600 --> 00:28:49,600
Speaker 4: an eccentric, like it takes a special type of person

614
00:28:49,600 --> 00:28:52,560
Speaker 4: to want to run consistently a free walking tour in

615
00:28:52,640 --> 00:28:55,480
Speaker 4: the town, right, But they know so much stuff, you

616
00:28:55,480 --> 00:28:58,160
Speaker 4: get so much history. Yes, you usually tip them because

617
00:28:58,200 --> 00:29:00,440
Speaker 4: you're a nice human. You're just gonna not do anything,

618
00:29:00,520 --> 00:29:01,920
Speaker 4: or you might buy them a beer at the end.

619
00:29:02,320 --> 00:29:05,000
Speaker 4: But I genuinely feel like they put you on the

620
00:29:05,080 --> 00:29:07,440
Speaker 4: right foot great free activity while you're traveling.

621
00:29:07,560 --> 00:29:10,480
Speaker 2: Yeah, good, cor v D. I like that one. This

622
00:29:10,560 --> 00:29:12,520
Speaker 2: is a quick one here. Not sure if you'll have

623
00:29:12,560 --> 00:29:14,360
Speaker 2: a take on this, but I added it to the

624
00:29:14,400 --> 00:29:16,520
Speaker 2: list without your permission, so let's see how it goes.

625
00:29:17,160 --> 00:29:21,000
Speaker 2: So it is buying silly shit when you're on vacation. Yeah,

626
00:29:21,320 --> 00:29:23,880
Speaker 2: I feel like we've all been guilty, rue BALI get

627
00:29:23,880 --> 00:29:26,360
Speaker 2: a hair braided, We buy a fluorosa wrong. We come

628
00:29:26,400 --> 00:29:29,240
Speaker 2: home back to gloomy Melbourne, our hairs braided. We find

629
00:29:29,240 --> 00:29:31,320
Speaker 2: that we're not wearing the s wrong as much because

630
00:29:31,600 --> 00:29:34,960
Speaker 2: maybe we regret that purchase. I feel like when we travel,

631
00:29:35,080 --> 00:29:37,720
Speaker 2: we spend money on silly things that are not useful.

632
00:29:37,840 --> 00:29:39,240
Speaker 2: When we're at home, we get carried away.

633
00:29:39,520 --> 00:29:41,920
Speaker 4: Look, I would ask you that I'm pretty good at

634
00:29:42,000 --> 00:29:45,520
Speaker 4: that because I just don't like silly stuff, Like I

635
00:29:45,600 --> 00:29:47,320
Speaker 4: just think about it. When I see an item, I'm like,

636
00:29:47,320 --> 00:29:49,000
Speaker 4: I really don't want to have to store that. Okay,

637
00:29:49,040 --> 00:29:51,240
Speaker 4: I'm different when it comes to shoes. There was always, always,

638
00:29:51,280 --> 00:29:53,680
Speaker 4: always wear my wardrobe for shoes. You know what, I'll

639
00:29:53,680 --> 00:29:55,640
Speaker 4: just get a new wardrobe. She'll be right. But I

640
00:29:55,680 --> 00:29:58,240
Speaker 4: feel like putting a cap on it is quite helpful.

641
00:29:58,280 --> 00:30:00,200
Speaker 4: So going all right? Gee, Like you. Definitely you can

642
00:30:00,240 --> 00:30:02,840
Speaker 4: buy something, but what is going to be your souvenir?

643
00:30:02,840 --> 00:30:04,239
Speaker 4: You don't have to pick the four, but you might

644
00:30:04,280 --> 00:30:05,920
Speaker 4: go or I'm just going to limit myself to like

645
00:30:06,040 --> 00:30:09,160
Speaker 4: one thing or two things. I also think something else

646
00:30:09,200 --> 00:30:12,600
Speaker 4: that people get carried away with is gifts for people,

647
00:30:13,160 --> 00:30:15,520
Speaker 4: Like why do you need to take back a gift

648
00:30:15,600 --> 00:30:18,640
Speaker 4: for every single person you've ever met when you're going overseas,

649
00:30:18,760 --> 00:30:22,160
Speaker 4: like send them a postcard. Obviously it's about the thought.

650
00:30:22,440 --> 00:30:24,560
Speaker 4: So maybe just send them a postcard when you're over

651
00:30:24,600 --> 00:30:28,520
Speaker 4: there and cut your losses because not everybody needs a giant,

652
00:30:28,560 --> 00:30:33,480
Speaker 4: inflatable statue of the Eiffel Tower, Like, honestly they don't. Well,

653
00:30:33,560 --> 00:30:35,360
Speaker 4: and do you know what when people bring it back

654
00:30:35,360 --> 00:30:37,480
Speaker 4: for me, I'm like, that's so thoughtful, that's so kind.

655
00:30:37,560 --> 00:30:39,720
Speaker 4: But then I'm like, what am I going to do

656
00:30:39,880 --> 00:30:41,840
Speaker 4: it with this Eiffel Tower keyring?

657
00:30:41,920 --> 00:30:42,080
Speaker 1: Yet?

658
00:30:42,120 --> 00:30:43,200
Speaker 4: But what am I going to do with it? Am

659
00:30:43,240 --> 00:30:44,960
Speaker 4: I going to put it on my cas? Probably not?

660
00:30:45,080 --> 00:30:47,680
Speaker 4: Let's be honest, it's really annoyingly shaped. I'm not going

661
00:30:47,760 --> 00:30:48,520
Speaker 4: to use it.

662
00:30:48,520 --> 00:30:51,840
Speaker 2: It is painful. What about the yolo attitude that kind

663
00:30:51,840 --> 00:30:54,600
Speaker 2: of ties into that vee? Because I feel like when

664
00:30:54,600 --> 00:30:57,120
Speaker 2: we are away, we can have a tendency to really

665
00:30:57,160 --> 00:31:00,280
Speaker 2: treat ourselves, but that can be risky and detrimental.

666
00:30:59,880 --> 00:31:02,080
Speaker 4: To It can be really detrimental, and it can be

667
00:31:02,120 --> 00:31:05,720
Speaker 4: detrimental to the overall holiday budget, but also for who

668
00:31:05,760 --> 00:31:08,480
Speaker 4: you're coming home to, which is future you. So I

669
00:31:08,520 --> 00:31:10,680
Speaker 4: think making sure that you stick to a really clean

670
00:31:10,760 --> 00:31:14,000
Speaker 4: and clear, solid budget is a really good idea. Putting

671
00:31:14,000 --> 00:31:17,200
Speaker 4: yourself in a good financial position is literally always sexy.

672
00:31:17,440 --> 00:31:20,960
Speaker 4: But also understand yourself and your values before you go

673
00:31:21,000 --> 00:31:23,400
Speaker 4: on holiday. Are you a yollow kind of gal or

674
00:31:23,440 --> 00:31:26,000
Speaker 4: are you Georgia King and you're super frugal? Like do

675
00:31:26,040 --> 00:31:26,680
Speaker 4: you know what I mean?

676
00:31:26,760 --> 00:31:26,880
Speaker 2: Like?

677
00:31:27,120 --> 00:31:29,840
Speaker 4: Which one are you? And if you are a little

678
00:31:29,840 --> 00:31:32,720
Speaker 4: bit more yollow, build some yollow into your budget. Yeah,

679
00:31:32,920 --> 00:31:36,600
Speaker 4: make sure it's there, but then also use it at discretion.

680
00:31:37,080 --> 00:31:39,240
Speaker 4: Maybe go all right, well i'm a bit yellow. Maybe

681
00:31:39,280 --> 00:31:42,560
Speaker 4: i'll go three paid activities while we're on this trip,

682
00:31:42,600 --> 00:31:46,120
Speaker 4: and I'll do three, you know, or more free activities.

683
00:31:46,200 --> 00:31:48,560
Speaker 4: I think there's something really liberating when you go all right,

684
00:31:48,600 --> 00:31:50,640
Speaker 4: I'm just going to dig it up this way, because

685
00:31:50,640 --> 00:31:55,320
Speaker 4: instead of going and googling top ten attractions, which usually

686
00:31:55,400 --> 00:31:57,600
Speaker 4: comes up with a marketing page of the top ten

687
00:31:57,720 --> 00:32:01,280
Speaker 4: paid attractions in that location. You go all right, top

688
00:32:01,360 --> 00:32:04,680
Speaker 4: ten free activities in this location, and I promise it

689
00:32:04,760 --> 00:32:06,640
Speaker 4: is not going to make your holiday worse. In fact,

690
00:32:06,880 --> 00:32:10,320
Speaker 4: some of my best times have been having picnics in

691
00:32:10,480 --> 00:32:13,920
Speaker 4: random parks while doing our own self guided walking tour

692
00:32:13,960 --> 00:32:17,120
Speaker 4: around London. I think it's really interesting as well, because

693
00:32:17,120 --> 00:32:18,400
Speaker 4: I think a lot of people are like, oh my gosh,

694
00:32:18,400 --> 00:32:20,240
Speaker 4: did you go do this museum and this? I'm like no,

695
00:32:20,520 --> 00:32:22,360
Speaker 4: but you know what we did. We went to Marks

696
00:32:22,400 --> 00:32:25,280
Speaker 4: and Spencer and we got that really cheap five pound lunch.

697
00:32:25,520 --> 00:32:28,000
Speaker 4: We put it in our little backpacks. We hired those

698
00:32:28,080 --> 00:32:31,960
Speaker 4: lime scooters, got around the city, stopped for a random

699
00:32:32,000 --> 00:32:34,240
Speaker 4: beer in a random location at a pub that was

700
00:32:34,360 --> 00:32:36,600
Speaker 4: very London. When I found a park and had lunch,

701
00:32:36,920 --> 00:32:40,200
Speaker 4: one of my favorite days and it didn't cost much

702
00:32:40,280 --> 00:32:43,280
Speaker 4: at all. It's just about planning it, because I do

703
00:32:43,320 --> 00:32:45,280
Speaker 4: find it really hard when I travel just to wake

704
00:32:45,360 --> 00:32:46,400
Speaker 4: up and be like, oh, what do you want to

705
00:32:46,400 --> 00:32:49,000
Speaker 4: do today Georgia? Usually that ends up being a paid

706
00:32:49,000 --> 00:32:51,200
Speaker 4: activity because you just don't know what else to do, right,

707
00:32:51,240 --> 00:32:53,000
Speaker 4: and it's easy to throw money at problems.

708
00:32:53,080 --> 00:32:55,320
Speaker 2: Yeah, that's really true. And also I feel like there's

709
00:32:55,520 --> 00:32:58,160
Speaker 2: kind of a pressure when you're in you know, I

710
00:32:58,200 --> 00:33:00,480
Speaker 2: mean Paris is a bad example because of it. We

711
00:33:00,520 --> 00:33:02,440
Speaker 2: all want to see the Eiffel Tower, but you do

712
00:33:02,520 --> 00:33:05,719
Speaker 2: get sucked into doing those tourist attractions when it's like,

713
00:33:05,960 --> 00:33:08,160
Speaker 2: exactly as you just said, the best days are the

714
00:33:08,200 --> 00:33:10,479
Speaker 2: ones where you have no plans and you're seeing the

715
00:33:10,520 --> 00:33:13,760
Speaker 2: city for what it is and really absorbing that genuine culture.

716
00:33:14,280 --> 00:33:15,720
Speaker 2: That is a very good tip from you.

717
00:33:15,800 --> 00:33:19,000
Speaker 4: There v also gammify it. I know that sounds really lame,

718
00:33:19,360 --> 00:33:22,400
Speaker 4: but we picked one thing that was inexpensive that we

719
00:33:22,400 --> 00:33:24,920
Speaker 4: were going to search out in the city when we

720
00:33:24,920 --> 00:33:29,640
Speaker 4: were there. So example you used in Paris as was croissants.

721
00:33:29,840 --> 00:33:32,800
Speaker 4: Obviously that's not the most original idea, but literally we

722
00:33:32,840 --> 00:33:35,040
Speaker 4: had this game of being like can we find the

723
00:33:35,200 --> 00:33:39,280
Speaker 4: best croissant in Paris? So each day as we were

724
00:33:39,280 --> 00:33:42,280
Speaker 4: going around, like it's not an expensive addition, but we

725
00:33:42,280 --> 00:33:44,160
Speaker 4: were like, all right, for brunch or for lunch or

726
00:33:44,200 --> 00:33:46,880
Speaker 4: whatever we're going to do, we're gonna find croissants. And

727
00:33:46,920 --> 00:33:49,440
Speaker 4: as much as it wasn't you know, super high fine dining,

728
00:33:49,560 --> 00:33:51,920
Speaker 4: it's not what we wanted. Anyway, we were like looking

729
00:33:51,960 --> 00:33:54,400
Speaker 4: up random bakeries and running around the back streets of

730
00:33:54,440 --> 00:33:56,720
Speaker 4: Paris trying to find these bakeries that had really good

731
00:33:56,760 --> 00:34:00,160
Speaker 4: reviews and it was the best fun. But I think

732
00:34:00,200 --> 00:34:02,320
Speaker 4: finding something in a location and going do you know what,

733
00:34:02,360 --> 00:34:04,239
Speaker 4: We're going to find the best sankria, or we're going

734
00:34:04,240 --> 00:34:06,120
Speaker 4: to find the best pea, or we're going to do

735
00:34:06,280 --> 00:34:08,640
Speaker 4: I mean, find something local. And I mean that's another

736
00:34:08,680 --> 00:34:12,120
Speaker 4: foodie tip as well. Eat the local cuisine. It's going

737
00:34:12,160 --> 00:34:16,000
Speaker 4: to be far cheaper than eating something that is more international.

738
00:34:16,320 --> 00:34:19,960
Speaker 2: Tell me more about your experiences with food VD and

739
00:34:20,040 --> 00:34:22,640
Speaker 2: saving in that way, because that's obviously something that can

740
00:34:22,640 --> 00:34:24,840
Speaker 2: get out of hand. Do you have any tips with

741
00:34:25,040 --> 00:34:26,120
Speaker 2: saving when it comes to food.

742
00:34:26,160 --> 00:34:31,760
Speaker 4: I have so many food tips like food alright, alright, sorry, sorry, sorry,

743
00:34:31,840 --> 00:34:35,400
Speaker 4: So when it comes to food, obviously, don't get sucked

744
00:34:35,440 --> 00:34:39,440
Speaker 4: into buying food at the tourist traps lack. I know

745
00:34:39,600 --> 00:34:41,279
Speaker 4: that it's fun. And this is going to sound a

746
00:34:41,320 --> 00:34:43,880
Speaker 4: little bit hypocritical because Jess and I had a game

747
00:34:44,040 --> 00:34:46,000
Speaker 4: when we were it was an expensive game that we

748
00:34:46,000 --> 00:34:49,120
Speaker 4: were willing to play while we were at Disneyland, and

749
00:34:49,120 --> 00:34:50,920
Speaker 4: that was to eat as many things that were shaped

750
00:34:50,920 --> 00:34:53,960
Speaker 4: like Mickey as possible. Jess recorded every single one of

751
00:34:54,000 --> 00:34:56,040
Speaker 4: them head over to her teknock and more trippy, piky

752
00:34:56,080 --> 00:34:59,040
Speaker 4: shaped things. But that's not a good idea because ninety

753
00:34:59,080 --> 00:35:02,120
Speaker 4: percent of the stuff take like trash. I just wish

754
00:35:02,200 --> 00:35:04,319
Speaker 4: I had packed my own lunch, because then I would

755
00:35:04,320 --> 00:35:06,719
Speaker 4: have been one incomplete control of the budget side of it.

756
00:35:06,760 --> 00:35:08,400
Speaker 4: But two, I could have just picked stuff I actually

757
00:35:08,480 --> 00:35:11,239
Speaker 4: wanted to eat. So I don't actually want to eat

758
00:35:11,239 --> 00:35:13,560
Speaker 4: a hot dog. I don't want that. I don't want

759
00:35:13,560 --> 00:35:17,520
Speaker 4: to spend twelve dollars American on a hot dog at Disneyland.

760
00:35:17,560 --> 00:35:20,040
Speaker 4: I want to take my lunch. It's not that hard.

761
00:35:20,160 --> 00:35:23,680
Speaker 4: Most people carry backpacks anyway, and so from my perspective,

762
00:35:23,719 --> 00:35:27,319
Speaker 4: taking lunch is very sexy. But the other thing is,

763
00:35:27,640 --> 00:35:30,759
Speaker 4: I think this is a can entitled. Everyone's going to

764
00:35:30,800 --> 00:35:32,879
Speaker 4: have their own opinion, and I know they do because

765
00:35:32,920 --> 00:35:34,719
Speaker 4: they jumped down my throat on my Instagram when I

766
00:35:34,719 --> 00:35:38,040
Speaker 4: posted about this. Because apparently one of life's greatest luxuries

767
00:35:38,080 --> 00:35:39,640
Speaker 4: is the buffet breakfast at a hotel.

768
00:35:39,719 --> 00:35:40,520
Speaker 2: Oh, yes it is.

769
00:35:40,800 --> 00:35:43,160
Speaker 4: It is, all right, So maybe we're on the same page.

770
00:35:44,080 --> 00:35:45,759
Speaker 4: I think we should be skipping that. I don't want

771
00:35:45,760 --> 00:35:49,160
Speaker 4: to pay for breakfast at my hotel. Every time I've

772
00:35:49,239 --> 00:35:51,319
Speaker 4: ever been down to the buffet breakfast, I have two

773
00:35:51,360 --> 00:35:53,759
Speaker 4: slices of toast. I'm full. I go and get a

774
00:35:53,840 --> 00:35:56,720
Speaker 4: random plate with the tiny pancakes. Some of them are tella.

775
00:35:56,760 --> 00:35:58,839
Speaker 4: I might eat some of the fruit, but like, I'm

776
00:35:58,880 --> 00:36:02,440
Speaker 4: definitely not getting for money by any stretch of the imagination.

777
00:36:03,000 --> 00:36:05,360
Speaker 4: So what I do when I land at a specific

778
00:36:05,400 --> 00:36:08,600
Speaker 4: location one I pre check with my hotel. This is

779
00:36:08,640 --> 00:36:10,839
Speaker 4: so lame and makes me sound like such a nerd.

780
00:36:11,480 --> 00:36:14,040
Speaker 4: So true, though, I make sure that my hotel or

781
00:36:14,040 --> 00:36:16,040
Speaker 4: wherever I'm staying. I say, can you please make sure

782
00:36:16,040 --> 00:36:17,759
Speaker 4: that the mini bar is empty? Like I don't want

783
00:36:17,760 --> 00:36:19,600
Speaker 4: anything in the mini bar, not because I'm worried about

784
00:36:19,600 --> 00:36:22,600
Speaker 4: spending money, I actually want the storage space. And then

785
00:36:22,680 --> 00:36:25,600
Speaker 4: maybe you could always ask them if you want for

786
00:36:25,680 --> 00:36:30,080
Speaker 4: a microwave. Most hotels actually have microwaves.

787
00:36:29,360 --> 00:36:30,560
Speaker 2: Couple of spares out the back.

788
00:36:30,680 --> 00:36:32,719
Speaker 4: They actually do, and they will pop one in your room.

789
00:36:32,760 --> 00:36:35,040
Speaker 4: And the reason they have them is usually either people

790
00:36:35,080 --> 00:36:37,360
Speaker 4: with back problems that need to heat up heat packs

791
00:36:37,560 --> 00:36:40,080
Speaker 4: and babies that travel that need bottles heat it up

792
00:36:40,160 --> 00:36:44,440
Speaker 4: if they have formula. So it's interesting, right anyway, asking

793
00:36:44,480 --> 00:36:46,600
Speaker 4: for those things can save you a lot of money,

794
00:36:46,640 --> 00:36:49,520
Speaker 4: but I always have breakfast at the hotel. I feel

795
00:36:49,560 --> 00:36:51,520
Speaker 4: like it's a waste of money to be spending it out.

796
00:36:51,640 --> 00:36:53,640
Speaker 4: I would prefer to spend most of my money on

797
00:36:53,760 --> 00:36:56,759
Speaker 4: a nicer lunch or a nicer dinner. So when we're

798
00:36:56,760 --> 00:36:59,279
Speaker 4: in America recently, I literally went to I think we

799
00:36:59,320 --> 00:37:01,560
Speaker 4: went to Target. Do you know Target in America has

800
00:37:01,560 --> 00:37:04,560
Speaker 4: a supermarket? Attacks sure, yes, what on earth?

801
00:37:04,560 --> 00:37:04,880
Speaker 3: It is?

802
00:37:04,920 --> 00:37:09,000
Speaker 4: Elite? Like I bought so much stuff, Like I'm not

803
00:37:09,080 --> 00:37:11,520
Speaker 4: a budget tip here because I definitely bought way more

804
00:37:11,560 --> 00:37:14,720
Speaker 4: cereals than we needed. But we went to the local Target,

805
00:37:15,160 --> 00:37:17,520
Speaker 4: and I bought a whole heap of cereal. I bought

806
00:37:17,520 --> 00:37:19,680
Speaker 4: my milk, I bought a whole heap of coffee so

807
00:37:19,719 --> 00:37:21,400
Speaker 4: that I could just make my coffee and have my

808
00:37:21,440 --> 00:37:23,640
Speaker 4: cereal in the morning. And every morning just and I

809
00:37:23,760 --> 00:37:26,160
Speaker 4: just shared breakfast, not in I would love to stay

810
00:37:26,200 --> 00:37:28,200
Speaker 4: in bed, but we weren't in the same bed or

811
00:37:28,239 --> 00:37:30,600
Speaker 4: sat on the balcony and had breakfast, And to be honest,

812
00:37:30,640 --> 00:37:33,759
Speaker 4: it was a really nice way to gently start the

813
00:37:33,840 --> 00:37:36,840
Speaker 4: day and plan what we're planning on doing together without

814
00:37:36,880 --> 00:37:39,200
Speaker 4: having to race down to breakfast or whatever.

815
00:37:39,360 --> 00:37:39,560
Speaker 2: Yeah.

816
00:37:39,560 --> 00:37:41,719
Speaker 4: But also it was really budget friendly. I mean a

817
00:37:41,719 --> 00:37:43,719
Speaker 4: box of cereal and a bottle of oat milk ten

818
00:37:43,760 --> 00:37:44,160
Speaker 4: out of ten.

819
00:37:44,360 --> 00:37:44,560
Speaker 1: Yeah.

820
00:37:44,719 --> 00:37:45,120
Speaker 2: Nice.

821
00:37:45,239 --> 00:37:47,600
Speaker 4: I know it's lame, but everywhere we've been I've been like, oh,

822
00:37:47,600 --> 00:37:50,080
Speaker 4: can we do this? Only because like I actually prefer it.

823
00:37:50,440 --> 00:37:52,719
Speaker 4: I'm angry in the morning, skies, I don't want to

824
00:37:52,760 --> 00:37:55,240
Speaker 4: be searching for breakfast. I have my mid morning croissant

825
00:37:55,239 --> 00:37:57,480
Speaker 4: to worry. I'm not going to miss out on the culture. Yes,

826
00:37:57,880 --> 00:38:01,000
Speaker 4: I definitely need to eat a solid first. It means

827
00:38:01,000 --> 00:38:03,040
Speaker 4: I'll eat less during the day, It'll be cheaper, and

828
00:38:03,080 --> 00:38:06,320
Speaker 4: I can prioritize my food budget to things that actually

829
00:38:06,360 --> 00:38:06,880
Speaker 4: matter to me.

830
00:38:07,120 --> 00:38:10,760
Speaker 2: Brilliant. Love that. But that takes us to my final

831
00:38:10,880 --> 00:38:15,760
Speaker 2: question for the day. From your perspective as a finance wizard,

832
00:38:16,120 --> 00:38:19,000
Speaker 2: would you say that it would be a good idea

833
00:38:19,040 --> 00:38:20,560
Speaker 2: to have a little bit of a buffer in our

834
00:38:20,600 --> 00:38:24,400
Speaker 2: budget for shall we say, like emergency moments? So like

835
00:38:24,480 --> 00:38:26,959
Speaker 2: when you definitely, I'm going to say yes, okay, okay,

836
00:38:27,000 --> 00:38:29,840
Speaker 2: tell me more about that. How much how much it

837
00:38:29,960 --> 00:38:32,279
Speaker 2: be in that part of our budget? Like what does

838
00:38:32,280 --> 00:38:32,680
Speaker 2: that look like?

839
00:38:32,760 --> 00:38:35,760
Speaker 4: Honestly, I'd add a good extra ten to fifteen percent

840
00:38:35,800 --> 00:38:38,319
Speaker 4: on top of your holiday budget doesn't mean you'll spend

841
00:38:38,360 --> 00:38:40,440
Speaker 4: it might go into savings account when you get home,

842
00:38:40,480 --> 00:38:43,880
Speaker 4: but you always want to feel a little bit more comfortable.

843
00:38:43,960 --> 00:38:46,279
Speaker 4: There is nothing worse than going on holiday and being like,

844
00:38:46,320 --> 00:38:49,680
Speaker 4: oh my gosh, I didn't realize that coffee would cost xyz. Yes,

845
00:38:49,800 --> 00:38:53,520
Speaker 4: can't research every single aspect of your experience. Yeah, you

846
00:38:53,560 --> 00:38:56,719
Speaker 4: can organize and prebook hotels in accommodation and all of

847
00:38:56,719 --> 00:38:58,759
Speaker 4: your transfers, and maybe you can even book like all

848
00:38:58,800 --> 00:39:01,799
Speaker 4: of the activities and tickets that you might need, but

849
00:39:02,080 --> 00:39:06,200
Speaker 4: you can't really budget appropriately for food, and who knows,

850
00:39:06,239 --> 00:39:07,680
Speaker 4: Like you might be with a friend that's like, oh,

851
00:39:07,760 --> 00:39:10,560
Speaker 4: let's stop at this little cafe. You both stop because

852
00:39:10,600 --> 00:39:13,120
Speaker 4: you're really excited and new real it's really expensive. But

853
00:39:13,200 --> 00:39:15,160
Speaker 4: you also don't want to go somewhere else because you

854
00:39:15,160 --> 00:39:16,840
Speaker 4: don't want to ruin the vibe at the moment, or

855
00:39:17,000 --> 00:39:19,680
Speaker 4: maybe you just can't be bothered finding somewhere else because

856
00:39:19,719 --> 00:39:22,520
Speaker 4: you've been walking around Paris and already done twenty three

857
00:39:22,560 --> 00:39:25,479
Speaker 4: thousand steps that day. Yes, so I feel like having

858
00:39:25,520 --> 00:39:28,080
Speaker 4: a little bit of a buffer gives you a little

859
00:39:28,080 --> 00:39:30,600
Speaker 4: bit more peace of mind and enables you to properly

860
00:39:30,760 --> 00:39:33,600
Speaker 4: enjoy your holiday. Doesn't mean we have to spend that money.

861
00:39:33,680 --> 00:39:36,080
Speaker 4: In fact, the best thing about a holiday, if you

862
00:39:36,160 --> 00:39:38,279
Speaker 4: have one, is coming home with money. If you've got it.

863
00:39:38,360 --> 00:39:39,759
Speaker 4: We love Yeah, we love that.

864
00:39:40,640 --> 00:39:42,880
Speaker 2: I think that is all we have time for today.

865
00:39:42,880 --> 00:39:45,680
Speaker 2: But the moral of the story is get organized, plan ahead,

866
00:39:45,960 --> 00:39:48,040
Speaker 2: don't buy silly florosa wrongs.

867
00:39:48,160 --> 00:39:50,520
Speaker 4: If you wrote down don't buy dumb shit, why didn't

868
00:39:50,560 --> 00:39:51,040
Speaker 4: you say that?

869
00:39:51,320 --> 00:39:54,360
Speaker 2: Because this is a PG rated popka notorial to mine.

870
00:39:54,560 --> 00:39:56,200
Speaker 2: If you lose a little bit of money along the way,

871
00:39:56,280 --> 00:39:57,560
Speaker 2: don't worry, have fun.

872
00:39:57,760 --> 00:40:00,440
Speaker 4: That was just stay reshec did sace day. And you

873
00:40:00,440 --> 00:40:01,879
Speaker 4: know what we're going to do this week. I want

874
00:40:01,920 --> 00:40:04,080
Speaker 4: to put a thread in the Facebook group about all

875
00:40:04,120 --> 00:40:06,480
Speaker 4: your hot travel tips, so head to there and share

876
00:40:06,520 --> 00:40:08,640
Speaker 4: them with me, because you can never be too prepared

877
00:40:08,640 --> 00:40:12,320
Speaker 4: for holiday. Honestly, a little bit of holiday dreamings exactly.

878
00:40:12,360 --> 00:40:15,640
Speaker 4: All right, We're done here, Georgia King, see you on Friday, guys.