1 00:00:00,920 --> 00:00:01,920 Speaker 1: This is jem nation. 2 00:00:02,200 --> 00:00:06,840 Speaker 2: We're did you get fine for any sort of COVID breeches? 3 00:00:07,080 --> 00:00:09,960 Speaker 1: Nod you. I kept my breeches. I'm a bit of 4 00:00:09,960 --> 00:00:11,480 Speaker 1: a laura. Bide it that way. 5 00:00:11,640 --> 00:00:13,399 Speaker 3: I am too, But they've scrapped a lot of them 6 00:00:13,440 --> 00:00:15,160 Speaker 3: now most of them, haven't they And if you did 7 00:00:15,160 --> 00:00:17,040 Speaker 3: get fine, chances are you'll be reimbursed. 8 00:00:17,040 --> 00:00:19,079 Speaker 1: What do you remember that? They were very vague rules. 9 00:00:19,239 --> 00:00:22,120 Speaker 2: There was a story about two guys standing in Newtown 10 00:00:22,320 --> 00:00:25,320 Speaker 2: eating noodles and a police officer came and said, what 11 00:00:25,320 --> 00:00:27,639 Speaker 2: are you guys doing? We were eating noodles and he 12 00:00:27,720 --> 00:00:31,840 Speaker 2: find them both one thousand dollars each, and they looked. 13 00:00:32,120 --> 00:00:34,040 Speaker 2: They stood there and googled. The lords said we're allowed 14 00:00:34,040 --> 00:00:35,760 Speaker 2: to do this, and the cop said, I don't care. 15 00:00:35,800 --> 00:00:36,839 Speaker 2: I'm writing you're fine. 16 00:00:36,960 --> 00:00:39,000 Speaker 3: But not all the coppers are to blame because they 17 00:00:39,040 --> 00:00:41,600 Speaker 3: were put in this position as well, with this sort 18 00:00:41,600 --> 00:00:45,000 Speaker 3: of generic you're not allowed to be outside. Some days 19 00:00:45,040 --> 00:00:47,440 Speaker 3: you could be outside and sitting down. I got moved 20 00:00:47,440 --> 00:00:49,880 Speaker 3: along by a police officer. I've been for a walk 21 00:00:49,920 --> 00:00:51,880 Speaker 3: with my friend with the dog. You're allowed to exercise. 22 00:00:52,159 --> 00:00:54,000 Speaker 3: I've got a bad hip, sat down and I was 23 00:00:54,000 --> 00:00:56,279 Speaker 3: told to move on to you. Oh, they just said 24 00:00:56,320 --> 00:00:57,040 Speaker 3: you're not allowed to sit. 25 00:00:57,080 --> 00:01:00,320 Speaker 1: He off you go. So when we think now it 26 00:01:00,360 --> 00:01:01,400 Speaker 1: was the strangest of times. 27 00:01:01,440 --> 00:01:03,120 Speaker 3: Remember that story of the guy we all saw him 28 00:01:03,160 --> 00:01:05,720 Speaker 3: on the news in his red BONDI smudos being wrestled 29 00:01:05,760 --> 00:01:06,640 Speaker 3: to the ground at the beach. 30 00:01:07,040 --> 00:01:08,280 Speaker 1: He's the only person swimming. 31 00:01:09,400 --> 00:01:13,520 Speaker 2: The irony, the fact that the police officers are man 32 00:01:13,560 --> 00:01:20,520 Speaker 2: handling this man who's outdoors. Everyone's making themselves more susceptible 33 00:01:20,560 --> 00:01:22,760 Speaker 2: to COVID because they're all touching each other. 34 00:01:22,800 --> 00:01:25,760 Speaker 3: And a lot of these fines were from areas to 35 00:01:25,959 --> 00:01:30,440 Speaker 3: where communities felted. 36 00:01:28,920 --> 00:01:32,720 Speaker 2: To certainly in parts of our western suburbs and like 37 00:01:32,760 --> 00:01:34,120 Speaker 2: it ran red firm and stuff like that. 38 00:01:34,120 --> 00:01:36,280 Speaker 3: That's right, and so people who have been forced to 39 00:01:36,280 --> 00:01:39,440 Speaker 3: pay these fines now they will be reimbursed and the 40 00:01:39,520 --> 00:01:42,559 Speaker 3: process to find you to continue chasing you for money will. 41 00:01:42,440 --> 00:01:43,479 Speaker 1: Stay in the Supreme Court. 42 00:01:43,560 --> 00:01:47,520 Speaker 2: Yesterday the government conceded two COVID nineteen fines, said that 43 00:01:47,520 --> 00:01:48,280 Speaker 2: they were invalid. 44 00:01:48,480 --> 00:01:49,680 Speaker 1: But there's some thousands up. 45 00:01:49,680 --> 00:01:53,080 Speaker 2: But we've drawn thirty three thousand of them as. 46 00:01:52,920 --> 00:01:55,279 Speaker 1: Well, and they're prepared to reimburse I don't know what. 47 00:01:55,160 --> 00:01:57,640 Speaker 2: That means if you've already paid for it. So in 48 00:01:57,680 --> 00:02:00,280 Speaker 2: the case of the two noodles, now they will issue 49 00:02:00,320 --> 00:02:01,840 Speaker 2: they the money back. 50 00:02:01,880 --> 00:02:03,600 Speaker 1: Imagine the paperwork to go through all that. 51 00:02:04,560 --> 00:02:06,600 Speaker 3: But you know, it was a crazy time, and the 52 00:02:06,640 --> 00:02:09,880 Speaker 3: fines were vague and we're very confusing. And as they 53 00:02:09,919 --> 00:02:12,080 Speaker 3: say here, they may have helped curb COVID, but they 54 00:02:12,120 --> 00:02:13,799 Speaker 3: came at a great cost. And when we look back 55 00:02:13,800 --> 00:02:16,880 Speaker 3: at now, I think we're still shell shocked post traumatic 56 00:02:16,880 --> 00:02:19,240 Speaker 3: stress disorder as to what we've all been through together. 57 00:02:20,120 --> 00:02:22,480 Speaker 1: Some of parts of our community hit harder than others. 58 00:02:22,280 --> 00:02:25,160 Speaker 2: Those crazy times way back this time last year. I 59 00:02:25,200 --> 00:02:28,360 Speaker 2: know it's nuts, isn't it. So here's the twenty twenty three. 60 00:02:28,440 --> 00:02:31,399 Speaker 1: COVID's not over, we know that, but these fines are. 61 00:02:31,600 --> 00:02:34,800 Speaker 2: But they talk about that in the nineteen twenty pandemic, 62 00:02:35,120 --> 00:02:38,400 Speaker 2: when that came through, it took about five years for 63 00:02:38,440 --> 00:02:40,960 Speaker 2: it to get back to normal, and then the Roaring 64 00:02:41,000 --> 00:02:44,160 Speaker 2: twenties ensued. But then there was a depression in the thirties. 65 00:02:44,240 --> 00:02:45,320 Speaker 1: Well, let's just go for the raw. 66 00:02:45,520 --> 00:02:49,239 Speaker 2: Surely, surely the definition of insanity is doing something wrong 67 00:02:49,280 --> 00:02:51,280 Speaker 2: and then doing it over and over again. Surely we 68 00:02:51,320 --> 00:02:53,560 Speaker 2: will learn from our mistakes and perhaps not have a 69 00:02:53,600 --> 00:02:55,320 Speaker 2: depression in twenty thirty. 70 00:02:55,360 --> 00:02:58,240 Speaker 1: What about that? Well, yes, I mean, what about that? 71 00:02:58,280 --> 00:02:59,560 Speaker 1: Of course, let's choose that. 72 00:03:00,080 --> 00:03:01,079 Speaker 2: Well, let's choose that. 73 00:03:01,280 --> 00:03:02,720 Speaker 3: Do you know the events are led up to it. 74 00:03:02,720 --> 00:03:04,360 Speaker 3: It's easy for you to say, don't repeat it. What 75 00:03:04,360 --> 00:03:04,840 Speaker 3: were that? 76 00:03:04,680 --> 00:03:08,000 Speaker 2: But that was the banks went too hard on the 77 00:03:08,080 --> 00:03:10,600 Speaker 2: with the They wanted you to recall the debt. So 78 00:03:10,880 --> 00:03:12,560 Speaker 2: if you owned a bit of money on your house 79 00:03:12,840 --> 00:03:15,240 Speaker 2: whatever that is, they said, oh, we want your money now. 80 00:03:15,440 --> 00:03:18,120 Speaker 2: We're on all the money now. And some people, you know, 81 00:03:18,480 --> 00:03:20,760 Speaker 2: you can't, Like you might have forty thousand dollars left 82 00:03:20,760 --> 00:03:23,480 Speaker 2: on your house, but you can't afford that. Not many 83 00:03:23,520 --> 00:03:24,800 Speaker 2: people have forty thousand dollars. 84 00:03:24,639 --> 00:03:27,280 Speaker 3: It's what led to the depression of the nine Well, 85 00:03:27,280 --> 00:03:29,280 Speaker 3: this is what's happened in America too, with all those 86 00:03:29,680 --> 00:03:31,080 Speaker 3: home Linds on the low dock lines. 87 00:03:31,200 --> 00:03:31,639 Speaker 1: Yes. 88 00:03:31,880 --> 00:03:33,440 Speaker 2: Yeah, so that's why the Reserve Bank. 89 00:03:33,680 --> 00:03:34,920 Speaker 1: While they're sorry. 90 00:03:34,600 --> 00:03:36,440 Speaker 2: That I'm going down this path because I have no 91 00:03:36,520 --> 00:03:38,480 Speaker 2: idea of what I'm talking about, but I do have 92 00:03:38,480 --> 00:03:42,240 Speaker 2: a vague understanding. That's why the Reserve Bank was. They've 93 00:03:42,240 --> 00:03:45,200 Speaker 2: been you know, they apologize for those people that put 94 00:03:45,240 --> 00:03:46,480 Speaker 2: themselves into mortgage stress. 95 00:03:46,560 --> 00:03:46,680 Speaker 1: Yes. 96 00:03:46,960 --> 00:03:49,240 Speaker 2: Also, we're not going to raise the interest rates. 97 00:03:49,320 --> 00:03:51,680 Speaker 3: That's been part of what the Banking Royal Commission was 98 00:03:51,760 --> 00:03:54,680 Speaker 3: is that they have now clamped down on giving people 99 00:03:54,800 --> 00:03:58,120 Speaker 3: easy home loans if they don't feel they can support them. 100 00:03:58,320 --> 00:04:01,360 Speaker 2: But it means I guess just being conservative look after yourself. 101 00:04:01,480 --> 00:04:04,120 Speaker 2: As far as being conservative, what you borrow, what you're 102 00:04:04,120 --> 00:04:06,000 Speaker 2: going to buy? Do you need a new jet. 103 00:04:05,800 --> 00:04:08,640 Speaker 1: Ski this year? For example? I think people aren't buying 104 00:04:08,720 --> 00:04:12,560 Speaker 1: jet skis. I'm talking to you, well. 105 00:04:12,320 --> 00:04:14,280 Speaker 3: I think your wisest words were, Hey, how about we 106 00:04:14,280 --> 00:04:17,360 Speaker 3: don't go into another depressionat ask us about it, because 107 00:04:17,400 --> 00:04:18,360 Speaker 3: where's depression? 108 00:04:18,440 --> 00:04:20,240 Speaker 1: Financial gurus? That's not great. 109 00:04:20,400 --> 00:04:21,800 Speaker 2: We want the roaring twenties.