Speaker 1: She's on the Money. She's on the Money.
Speaker 2: Hello, and welcome to the She's on the Money Radio
Speaker 2: Show podcast. Now I am not viodcast.
Speaker 3: For millennials who want financial freedom.
Speaker 2: I was going to say, I'm not Victoria. That's Victoria.
Speaker 3: You've now the radio show.
Speaker 2: Which means I am here. My name is Trav, by
Speaker 2: the way, and I Trav. Nice to meet you too.
Speaker 2: You're gonna come no, thank you for having me. You're
Speaker 2: gonna hear a little bit more on my voice. So
Speaker 2: I'm sorry about that Australia.
Speaker 3: But sorry, not sorry.
Speaker 2: Speaking of sorry, we've also got miss oh.
Speaker 4: Don't that can't be my tie in? Speaking of speaking
Speaker 4: of sorry, here's the mother. We're sorry that he's here
Speaker 4: because our banter is electric. But boom boom, here comes
Speaker 4: bows of the dinosaur, Like, give me a break.
Speaker 2: This cute just make a Mario reference made? What is
Speaker 2: going on?
Speaker 5: I mean?
Speaker 3: I love it? Hello, money for the Money?
Speaker 4: Hello? Everyone, Well guess what He's on the money. That's me.
Speaker 4: I am the heat. How do you start the show
Speaker 4: every week? Victoria?
Speaker 6: We always started with hello and welcome to She's on
Speaker 6: the Money. Hello, welcomes for millennials who want financial freedom.
Speaker 4: Can you give out a crack Hello and welcome to
Speaker 4: She's on the Money, the podcast for millennials and seniors
Speaker 4: who want to get a grap on their coin.
Speaker 6: Oh good, this is going in such a different direction
Speaker 6: for the actual podcast, but you know what, this is
Speaker 6: the very rogue, very exciting radio show rap that we're
Speaker 6: going to do every week for you guys. Because as
Speaker 6: much as the radio show is fun, it's also full
Speaker 6: of music and we talk during that music. So it
Speaker 6: just makes sense to make more content and introduce you
Speaker 6: to my two very new, very best friend.
Speaker 2: Hey. Coming up a little bit later on this podcast,
Speaker 2: we're going to talk Super Save a Saturday. We're going
Speaker 2: to give you some sneaky tips how you can keep
Speaker 2: more bucks in your bank account. All so money matters.
Speaker 2: If you were struggling with your cash flow and you
Speaker 2: got yourself in a little bit of a situation, need
Speaker 2: some advice, you can hit us up at the She's
Speaker 2: on the Money Socials. We're going to chat to Holly
Speaker 2: who wants some advice on buying her first house using
Speaker 2: Super But coming up next, Mitch, better known as the
Speaker 2: Facebook marketplace fiends, gonna tell us what he has brought
Speaker 2: off Facebook marketplace, and it's weird, I know, And I mean,
Speaker 2: you're not getting out of this that easy, young divine.
Speaker 6: Yeah, but Gina, what I am getting out of easy
Speaker 6: the judgment of the podcast listeners because they already know this.
Speaker 6: I know, BE shared it on the podcast before, and
Speaker 6: I have reused it for the radio content. If any
Speaker 6: of you call me out, I will personally come for you.
Speaker 4: Before we start. Though, before we start, are you how
Speaker 4: did you think the first show went, Victoria, Because this
Speaker 4: is the start of a beautiful friendship and a long
Speaker 4: show you know, in our twentieth year will go. God,
Speaker 4: remember when we first started and we spoke about the theremn.
Speaker 6: Well, you've been in radio for a very long time,
Speaker 6: and I believe you've got your start in radio as
Speaker 6: a chicken.
Speaker 4: Yeah, bring that on me. In the very first se
Speaker 4: Chicken the show, I was actually done. I'll tell you
Speaker 4: the story. I was the it's a ten minute story.
Speaker 4: I hope you see it. I was the Kyle and
Speaker 4: Jackie O cash cock in Sydney and I used to
Speaker 4: run around the streets and actually, oh my god, this
Speaker 4: is the perfect money tie in because I had one
Speaker 4: thousand dollars strapped to me and I was dressed as
Speaker 4: a rooster, and I would run down the street and
Speaker 4: they'd be I'd be live on Kyle and Jackie Birmingham
Speaker 4: Road and then who what?
Speaker 3: Who on earth?
Speaker 6: No?
Speaker 3: How is that legal?
Speaker 4: It's not. And I've been in radio ten years and
Speaker 4: I love it.
Speaker 6: I love I was about to say like that, one
Speaker 6: can't be two cannot be insured. Like imagine calling VCAT
Speaker 6: and being like, hey, so I got injured at work.
Speaker 4: I know, imagine calling fair Work and going Hi, I've
Speaker 4: just got to make a complaint. Yeah, what happened like
Speaker 4: that is actually how I got my start. But yeah,
Speaker 4: people would grab me and take the cash.
Speaker 3: And so you saying that I can take cash off
Speaker 3: you for a seat.
Speaker 4: On you only if you tackle me to the ground.
Speaker 4: You got to really get me dirty.
Speaker 3: I'm five to one. That is not happening.
Speaker 4: Three people pay for that stuff, that's yeah.
Speaker 3: They pay to be tall.
Speaker 4: No, they pay to watch that stuff go down.
Speaker 6: You know, I have no intention of ever getting radio
Speaker 6: show photos with you. If you're six three and I'm
Speaker 6: five to one, I'm gonna like a cartoon.
Speaker 4: You know, a box. You could stand on a box
Speaker 4: or you would have to do that awkward like you
Speaker 4: putting your hand on my shoulder.
Speaker 6: You know, like the lean on me, yeah, or you
Speaker 6: know how you like put both of your hands on
Speaker 6: your knees and like lean forward in a photo.
Speaker 3: It's just really calm.
Speaker 4: I can put you on my shoulder. You could just
Speaker 4: sit on my shoulder like like.
Speaker 3: A little money god mother.
Speaker 4: I love it.
Speaker 3: I love it all right, move on, how we show
Speaker 3: them what happened on the show.
Speaker 2: Let's do that our very first. She's on the Money
Speaker 2: Radio show coming up straight after.
Speaker 5: This, She's on the Money Radio Show.
Speaker 4: With Victoria Divine. Are you fish book?
Speaker 2: Fitch? Mitch, Mitch, my dear Mitch. Apparently you've got a
Speaker 2: little obsession, mate, Yeah, I.
Speaker 4: Do have it, and I wouldn't I wouldn't call it
Speaker 4: an unhealthy obsession. But I know you guys we were
Speaker 4: talking off the yeir, but we all love a bit
Speaker 4: of Facebook Marketplace right.
Speaker 6: Facebook Marketplace is one of my favorite things in the
Speaker 6: entire world. Do you manifest things on Facebook Marketplace as well?
Speaker 6: Did you like make something appeer that you just really
Speaker 6: wanted by thinking about it and searching it so insistantly.
Speaker 4: I will see something full price in a shop front window,
Speaker 4: and I will look at it and I will imagine
Speaker 4: it on Facebook, the little add the price, the discount,
Speaker 4: and it will happen the next day, it'll be there.
Speaker 2: I don't know what kind of data Facebook has on me,
Speaker 2: but I always get Lamborghinis and things, and I am
Speaker 2: never looking or buying at Lamborghini.
Speaker 6: Yeah.
Speaker 4: No, that's not my that's notly my tag. I get
Speaker 4: really with things like I bought a fireplace off Marketplace,
Speaker 4: but my most recent purchase. Have you guys heard of
Speaker 4: a of a theremon? No, it's a musical instrument.
Speaker 3: No, it's not.
Speaker 2: It's definitely No, it's a.
Speaker 4: Music inst it's you know file. No, I've actually got
Speaker 4: it here. Should I just get it and show you? Yeah?
Speaker 3: I think you should go and get it.
Speaker 2: It's actually radios. This is very awkward right now. I
Speaker 2: don't think anybody can see this.
Speaker 3: No, I want to see the theremon. I will explain it.
Speaker 4: Okay, great, mind you one hundred brand new, got it
Speaker 4: for seven hundred bargain. I'm not gonna lie.
Speaker 2: It looks like a toasty maker.
Speaker 3: Are you sure that's not a sandwich press?
Speaker 4: Quiet? I trust me. Don't look like I'd know the
Speaker 4: difference between a theerremon and a sandwich press. I do?
Speaker 3: Can you put cheese in it?
Speaker 6: So?
Speaker 4: This is this is my theramone and this is the instrument.
Speaker 3: Why has it got an aerieal?
Speaker 4: It's got two aerials, two and ten. I here we go.
Speaker 4: I'm going to play theramon that I bought on faceook
Speaker 4: Mike place here.
Speaker 2: That is actually theme sounds like my heart will go on.
Speaker 6: Actually, my niece and nephew they have one of those.
Speaker 6: You press the button and it plays a musical song
Speaker 6: and they sing n very very similar to a child.
Speaker 4: Isn't that great?
Speaker 3: I think Fisher Price do one for like fifty bucks.
Speaker 4: Can you send me a link?
Speaker 3: Please, no problems.
Speaker 2: What's the best thing that you've bought off marketplace?
Speaker 5: Oh?
Speaker 3: I buy so much.
Speaker 6: I've bought furniture. I decorated my entire garden. I at
Speaker 6: one stage bought roll out turf for my nature strip
Speaker 6: because someone had leftover roll out turf and I had
Speaker 6: to fill my car with.
Speaker 3: It, clean it for days, like I was going.
Speaker 6: Through the car wash so many times so I could
Speaker 6: use their free vacuum.
Speaker 2: Oh my god, it was a lot. Okay, So we've
Speaker 2: had a theerremone a I still don't know what a theramy.
Speaker 2: I'm just impressed. I remembered what it was called.
Speaker 4: I'll come into a performance, Victoria. You give me your
Speaker 4: address and i'll be there.
Speaker 3: Old all right, I'll send it to you after.
Speaker 6: I'm pretty convinced it is a sandwich press that makes
Speaker 6: sounds though.
Speaker 2: All right, Victoria has bought fake lawn. Mitch's got a
Speaker 2: ferryman thirty what I six? Five? What bargain did you
Speaker 2: snap up of Facebook marketplace? And how much did you say?
Speaker 2: We're going to take your calls and hear your stories? Next?
Speaker 2: This is she's on the Money radio show. Why are
Speaker 2: you on first book? All right? You might be hearing
Speaker 2: a bit of a weird noise. That is Mitch's theremone,
Speaker 2: which he bought a Facebook marketplace.
Speaker 3: I've literally really never heard a better sandwich press.
Speaker 2: It's not a bravel, it's a therem He actually made
Speaker 2: us a really nice ham and cheese toasty as well.
Speaker 6: I did.
Speaker 4: That's just that's separate to the therapy.
Speaker 6: So it's electromagnetic, which means the closer you get to it,
Speaker 6: the sound changes. So it's like he's just like waving
Speaker 6: his hands in the air like he's doing a bit
Speaker 6: of tai chi.
Speaker 2: A great purchase, well, says you. All right, well you're
Speaker 2: taking your calls right now. Thirty oney six five? What
Speaker 2: bargain did you buy a Facebook marketplace? And how much
Speaker 2: did you save? All right, Jess's cordus. It was your husband, Jess,
Speaker 2: what titty buy?
Speaker 5: He bought a five seater bar for two thousand, nine
Speaker 5: hundred and it's worth a little bit over eleven grand.
Speaker 5: Gosh has a whole kitten kaboodle like led light, Bluetooth
Speaker 5: sound systems.
Speaker 4: Great in it.
Speaker 5: Except he didn't realize that you need to pay for transport.
Speaker 3: Transport would be so expense on a SPA.
Speaker 4: There'd be a lot of money.
Speaker 5: So it's about eleven hundred and then it transport in transport.
Speaker 3: Wait, the real question here is did you actually even
Speaker 3: want a spa?
Speaker 4: Yeah?
Speaker 1: We did, you did.
Speaker 6: This isn't as bad as I thought it could be,
Speaker 6: but it could have been really funny.
Speaker 4: Did all the money saved end up being spent on
Speaker 4: the transport costs?
Speaker 6: It was eleven hundred dollars Yeah, for like an eleven
Speaker 6: thousand dollars spar Look We'll call that a money win.
Speaker 4: That's a win. That's a win. Take it.
Speaker 3: Can I come over let's address lately?
Speaker 2: Maybe you can hire it out to people.
Speaker 5: Yes, get some of our money back.
Speaker 4: She doesn't sound convinced. I'm not getting that money in
Speaker 4: my spa.
Speaker 2: All right, Adam has called on thirty one oh six five, Adam,
Speaker 2: what have you bought? How much did you save? Facebook Marketplace?
Speaker 5: But I found this cheeky baggage selling his home brew
Speaker 5: and I managed to pick out twenty cases for about
Speaker 5: one hundred bucks, which just saved about nine hundred bucks.
Speaker 2: If you think about it, that's a money win. Let's
Speaker 2: just point out we don't condone the illegal selling of
Speaker 2: alcohol here.
Speaker 3: I'd be like, how do you make this?
Speaker 4: Mate?
Speaker 6: Where's this from what you said it was going to be?
Speaker 6: How much have you consumed?
Speaker 4: Adam?
Speaker 2: Look through those twenty cases in a couple of weekends.
Speaker 3: It's already gone and you are still alive. That is
Speaker 3: also a.
Speaker 4: Money Adam's like, I've had diarrhea for the past month,
Speaker 4: but no, I said it was a good purchase.
Speaker 2: Slightly going blind, but that's.
Speaker 4: Fine, Yeah, thanks Adam.
Speaker 2: All right, guys, now this isn't a Facebook Marketplace buyer.
Speaker 2: This is a Facebook Marketplace seller, Sophie. What do you
Speaker 2: selling on Facebook Marketplace?
Speaker 4: To Mitch?
Speaker 7: Hey, guys, I just sell whatever I can get my
Speaker 7: hands on.
Speaker 3: All right, did you recently sell a theremon?
Speaker 2: Are these things yours?
Speaker 4: So are you calling us from a prison?
Speaker 7: Not yet. My dad bought shoes in the wrong size
Speaker 7: online and so I was going to give them to
Speaker 7: the shock because I couldn't be bothered selling them. But
Speaker 7: let's give it a go. Because my dad's in his seventies.
Speaker 7: I didn't think he had any good shoe tastes, right,
Speaker 7: but it turns out everyone wanted.
Speaker 3: Is that's because the biggest demographic on Facebook.
Speaker 2: Yeah, I need shoes, I'm all and really really weird
Speaker 2: content radio announcers.
Speaker 4: They're the only two people on Facebook marketplaces.
Speaker 3: How much did you make for the shoes?
Speaker 7: Seventy bucks? But I may or may not.
Speaker 3: Have pocketed yourself.
Speaker 5: Wack.
Speaker 4: Wait they were use shoes and you got seventy bucks
Speaker 4: for it.
Speaker 6: So there were new shoes that didn't feed her dad,
Speaker 6: so she took them from her dad, sold them, pocketed
Speaker 6: the cash.
Speaker 3: Did you tell your dad?
Speaker 5: Yeah?
Speaker 4: Where did the shoes go in your dad's eyes.
Speaker 7: He has not asked me about it yet.
Speaker 3: I love that.
Speaker 4: Yeah, Victoria each week will bring someone's financial story on
Speaker 4: air to get your advice on what they should do
Speaker 4: so you can send them into hit us up. Sentence
Speaker 4: an audio message we played on the show. Are you
Speaker 4: ready to give some cash advice?
Speaker 6: I would love to do that, But if you think
Speaker 6: I'm going to take this seriously, you put another thing
Speaker 6: coming though.
Speaker 5: No.
Speaker 4: Yeah, we never said it would be good advice.
Speaker 6: It's just like I did not promise anything. The good
Speaker 6: advice that's over on the podcast. This is radio, this
Speaker 6: is entertainment. I can't let you down.
Speaker 4: This is holy. So this is the first one for
Speaker 4: the first show. She sent us this message. She wants
Speaker 4: advice on buying her first house using her superannuation.
Speaker 6: My partner and I are saving for a deposit to
Speaker 6: buy our first house. We're considering whether we put our
Speaker 6: savings into our super annuation for the first homeowner scheme
Speaker 6: or whether we just keep it in the bank. Would
Speaker 6: love your advice on what you think we should do.
Speaker 4: See that's scary. I feel like touching super is like
Speaker 4: at her age and at my age, I wouldn't know
Speaker 4: how to we even get access to my super.
Speaker 3: So it's not as scary as you think it is.
Speaker 6: It is actually scary if you're listening to the liberals
Speaker 6: and what they have to say about their proposed plan
Speaker 6: to let you access your superannuation to buy property, which
Speaker 6: I think is incredibly negative.
Speaker 4: That's stupid because it is just going to come back
Speaker 4: and bite when the butt later on.
Speaker 6: Literally, they're saying you can take up to fifty thousand
Speaker 6: dollars out of your superannuation to put towards property that
Speaker 6: Mitch by the time you're retired, if we do some
Speaker 6: real quick maths, because I am actually a legitimate financial advisor, yeah,
Speaker 6: I had an average rate of return of seven and
Speaker 6: a half percent. That's like fine, one hundred and seventy
Speaker 6: five thousand dollars that you're missing out on in retirement
Speaker 6: if you take fifty k out today.
Speaker 4: It's just an election thing, right. They just wanted to
Speaker 4: get by saying that because it look it sounded good.
Speaker 6: It sounds really good on the surface, but I just
Speaker 6: think that there's a lot of detrimental things. But our listener,
Speaker 6: she was actually asking about the first time super savior scheme,
Speaker 6: and you can say that five times really quick. You
Speaker 6: are better than I am at that. But essentially that
Speaker 6: scheme is really effective for a lot of people because
Speaker 6: you can make additional voluntary contributions to super and actually
Speaker 6: make use of the tax payable in super so fifteen
Speaker 6: percent instead of your marginal tax rate. And it might
Speaker 6: put you ahead in terms of savings just by dumping
Speaker 6: some cash in your super fund to then pull it
Speaker 6: out later when you're buying property.
Speaker 4: Oh my god. So it could work for Holly.
Speaker 6: Yes, And it's very different to what the liberal government
Speaker 6: are proposing. It's actually the legit way of putting yourself
Speaker 6: ahead and utilizing superannuation to do it.
Speaker 4: So you were worried. That was good advice, that was legit.
Speaker 4: I wrote notes. I took something from that.
Speaker 3: I was watching you and you did not write any notes.
Speaker 4: Actually, get wrong there. I've just drawn a giant smiley
Speaker 4: face I write, I write nothing down. If you want
Speaker 4: to get a question and get in touch with this,
Speaker 4: hit us up on social search. She's on the money.
Speaker 4: We'll answer your question next week.
Speaker 2: Yeah, and super save a Saturday coming up next Victoria.
Speaker 2: You're going to give us some sneaky tips. Sneaky I
Speaker 2: feel like we need to be a little bit sneakier.
Speaker 3: Yes, and they actually sneaky. They're not going to be
Speaker 3: sneaky one, so you put them on the radio.
Speaker 2: That's a very good point. But it's going to keep
Speaker 2: more bucks in your bank account. That's coming up next
Speaker 2: on She's on the Money radio show.
Speaker 1: She's on the Money Radio Show.
Speaker 4: With Victoria Divine.
Speaker 2: Across the country. She's on the Money Radio Show with
Speaker 2: Australia's number one finance podcaster, Victoria Divine and Mitch Tury.
Speaker 3: He's not the podcaster though, guys, No, but I am
Speaker 3: number one.
Speaker 4: That's that's that's the part that's me. I'm number one.
Speaker 4: You're the podcast.
Speaker 3: I'm number one. You can't be number two. No, okay,
Speaker 3: move on. What are we here for today?
Speaker 2: We're about to save some people some money.
Speaker 4: With this sinceer save the Saturday. I love this, Victoria.
Speaker 4: This is honestly, I think the best part of our show.
Speaker 4: And it is the first show, so I'm really setting
Speaker 4: it up for failure. But this is honestly why I
Speaker 4: love listening to your podcast and why I love following you,
Speaker 4: because I'm such a tight us that I love saving
Speaker 4: bank and I'm.
Speaker 6: Such a tight us but I love sharing my tight
Speaker 6: ass tips with everybody, so it works out really well.
Speaker 4: So give us some tips because I've got something. But
Speaker 4: I want to hear the pro ones. What I so?
Speaker 3: Fuel is incredibly expensive at the moment, like I feel,
Speaker 3: you don't know, you must be retreats.
Speaker 2: No, I just walk.
Speaker 3: Oh okay, Oh my gosh, you're so fancy.
Speaker 4: It's such a skin. Of course you walk everywhere, trav.
Speaker 6: But if you're not travs, you might be interested in this.
Speaker 6: And that is the not sponsored. It's just good recommendation
Speaker 6: of the seven to eleven fuel lapp, which you guys
Speaker 6: probably haven't seen before because it's a bit of a
Speaker 6: niche recommendation. But the reason we love this is you
Speaker 6: can lock in fuel prices. So when the fuel is
Speaker 6: like at a reasonable price, you can lock it in
Speaker 6: so that when you go to the bowelser the next
Speaker 6: day and it's like more than two dollars, you can
Speaker 6: be like, yeah, but I locked it at a dollar, Seve.
Speaker 4: Wait it stays at the good price.
Speaker 3: Yes, you get to lock in the good prices. If
Speaker 3: you can't get to the bowser, oh.
Speaker 2: What happens if there's a better price once you've locked
Speaker 2: it in, isn't you.
Speaker 3: Just unlock it and then relocked the g what? But
Speaker 3: are you walking? No, you didn't get your driver's license.
Speaker 2: I was seventeen years old, Thank you. I move up
Speaker 2: to Callum Undersenior High School my first day anyway, No, no, no,
Speaker 2: but I mean, like, if you get a better price,
Speaker 2: you can just unlock it and go no no, no,
Speaker 2: that's a dollar seventy, but now it's a dollar six.
Speaker 3: I just lock in the better prize.
Speaker 2: That is amazing.
Speaker 6: You've just got to check the app always and you
Speaker 6: can see the different prices all around the city, and
Speaker 6: I feel like it's a game changer.
Speaker 3: Really.
Speaker 2: Yeah, that's good a car, I would Mitch, what have
Speaker 2: you got?
Speaker 4: Okay? So mine is I think fast, superior. So I work.
Speaker 4: I host the night show, like the late night show
Speaker 4: at KISSFM, and no one plug for each show the
Speaker 4: night show everybody. That's why I get paid millions. And
Speaker 4: I finished the night show at ten o'clock and there's
Speaker 4: no staff in the building. So if you work weird
Speaker 4: hours or if no one's watching, really go like.
Speaker 3: I know where this is going.
Speaker 4: Yeah it's theft. So but listen little things. We're not
Speaker 4: talking petty theft all grand theft auto. It's take a
Speaker 4: loaf of bread, or take a leader of milk that
Speaker 4: maybe if someone has used for one cup of tea
Speaker 4: and you still got more than half left, you know,
Speaker 4: take the butter if there's only half left. Take the
Speaker 4: little things that the big business won't notice, but you
Speaker 4: really having in your house.
Speaker 6: So what are you doing going home with half a
Speaker 6: jug of milk and a tub of butter for dinner?
Speaker 3: Or are you putting these things on Facebook?
Speaker 6: Mark?
Speaker 4: I'm howking them again on my Victoria Devine touched this
Speaker 4: loaf for bread one thousand bucks and people lining up,
Speaker 4: they line up.
Speaker 3: What was the last thing you stole?
Speaker 4: I stole oat milk and I don't even drink oat milk.
Speaker 4: But I just.
Speaker 3: A gift for me. That's so good.
Speaker 2: I'm actually going to infuriate the three people in your
Speaker 2: workplace that have ordered that oat milk. Good.
Speaker 3: Who's yeah, there's only ever one oat milk?
Speaker 4: Like what my money tip? Don't come?
Speaker 2: I think we had an email about that.
Speaker 6: I can actually see who is the novice and who
Speaker 6: is the expert in this relationship, and that's been made
Speaker 6: very clear on our very first episode.
Speaker 2: Thank goodness. All right, that is us done and dusted
Speaker 2: show number one. We'll couch you next week and then
Speaker 2: you can catch up with us anytime on socials. Just
Speaker 2: search shees on The Money.
Speaker 5: Yeah.
Speaker 4: Great for a show, Victoria, I think.
Speaker 3: Oh my gosh, we were so good.
Speaker 6: You are definitely a number one, ten out of ten,
Speaker 6: my friend. Thank you to miss any if she's on
Speaker 6: The Money Radio Show with Victoria Devine, hear it on
Speaker 6: the catch Up podcast on iHeartRadio.