1 00:00:00,240 --> 00:00:09,120 Speaker 1: She's on the Money. She's on the Money. 2 00:00:22,920 --> 00:00:25,680 Speaker 2: Hello, and welcome to the She's on the Money Radio 3 00:00:25,760 --> 00:00:28,600 Speaker 2: Show podcast. Now I am not viodcast. 4 00:00:28,240 --> 00:00:30,480 Speaker 3: For millennials who want financial freedom. 5 00:00:30,520 --> 00:00:33,440 Speaker 2: I was going to say, I'm not Victoria. That's Victoria. 6 00:00:33,520 --> 00:00:35,760 Speaker 3: You've never now the radio show. 7 00:00:35,680 --> 00:00:38,120 Speaker 2: Which means I am here. My name is Trav, by 8 00:00:38,159 --> 00:00:38,640 Speaker 2: the way. 9 00:00:38,680 --> 00:00:40,480 Speaker 3: And Trav, nice to meet you too. 10 00:00:40,479 --> 00:00:42,479 Speaker 2: You're gonna come no, thank you for having me. You're 11 00:00:42,479 --> 00:00:44,199 Speaker 2: gonna hear a little bit more on my voice. So 12 00:00:44,280 --> 00:00:46,519 Speaker 2: I'm sorry about that Australia, but sorry. 13 00:00:46,360 --> 00:00:46,800 Speaker 3: Not sorry. 14 00:00:47,320 --> 00:00:49,960 Speaker 2: Speaking of sorry, we've also got miss oh. 15 00:00:49,840 --> 00:00:52,839 Speaker 4: Don't that can't be my tie in? Speaking of speaking 16 00:00:52,840 --> 00:00:55,480 Speaker 4: of sorry, here's the mother. We're sorry that he's here 17 00:00:55,480 --> 00:00:58,360 Speaker 4: because our banter is electric. But boom boom, here comes 18 00:00:58,480 --> 00:01:01,280 Speaker 4: bows of the dinosaur, Like, give me a break. 19 00:01:01,400 --> 00:01:05,720 Speaker 2: This cute just make a Mario reference made? What is 20 00:01:05,760 --> 00:01:06,080 Speaker 2: going on? 21 00:01:06,160 --> 00:01:06,360 Speaker 5: I mean? 22 00:01:06,680 --> 00:01:09,440 Speaker 3: I love it? Hello, money for the Money? 23 00:01:09,560 --> 00:01:12,240 Speaker 4: Hello? Everyone, Well guess what He's on the money. That's me. 24 00:01:12,520 --> 00:01:14,560 Speaker 4: I am the heat. How do you start the show 25 00:01:14,560 --> 00:01:15,400 Speaker 4: every week? Victoria? 26 00:01:16,040 --> 00:01:18,560 Speaker 5: We always started with hello and welcome to She's on 27 00:01:18,600 --> 00:01:22,000 Speaker 5: the Money. Hello, welcomes for millennials who want financial freedom. 28 00:01:22,000 --> 00:01:24,120 Speaker 4: Can you give out a crack Hello and welcome to 29 00:01:24,200 --> 00:01:27,160 Speaker 4: She's on the Money, the podcast for millennials and seniors 30 00:01:27,240 --> 00:01:28,920 Speaker 4: who want to get a grap on their coin. 31 00:01:29,600 --> 00:01:32,319 Speaker 5: Oh good, this is going in such a different director 32 00:01:32,480 --> 00:01:35,120 Speaker 5: of the actual podcast. But you know what, this is 33 00:01:35,160 --> 00:01:38,640 Speaker 5: the very rogue, very exciting radio show rap that we're 34 00:01:38,640 --> 00:01:40,840 Speaker 5: going to do every week for you guys. Because as 35 00:01:40,880 --> 00:01:42,840 Speaker 5: much as the radio show is fun, it's also full 36 00:01:42,880 --> 00:01:45,880 Speaker 5: of music and we talk during that music. So it 37 00:01:46,040 --> 00:01:48,840 Speaker 5: just makes sense to make more content and introduce you 38 00:01:48,880 --> 00:01:50,720 Speaker 5: to my two very new, very best friend. 39 00:01:51,000 --> 00:01:53,080 Speaker 2: Hey. Coming up a little bit later on this podcast, 40 00:01:53,120 --> 00:01:55,600 Speaker 2: we're going to talk Super Save a Saturday. We're going 41 00:01:55,640 --> 00:01:58,160 Speaker 2: to give you some sneaky tips how you can keep 42 00:01:58,200 --> 00:02:00,919 Speaker 2: more bucks in your bank account. All so money matters. 43 00:02:00,960 --> 00:02:03,560 Speaker 2: If you were struggling with your cash flow and you 44 00:02:03,600 --> 00:02:05,960 Speaker 2: got yourself in a little bit of a situation, need 45 00:02:06,040 --> 00:02:08,000 Speaker 2: some advice, you can hit us up at the Shees 46 00:02:08,040 --> 00:02:10,280 Speaker 2: on the Money Socials. We're going to chat to Holly 47 00:02:10,720 --> 00:02:14,520 Speaker 2: who wants some advice on buying her first house using 48 00:02:14,720 --> 00:02:18,440 Speaker 2: super But coming up next, Mitch, better known as the 49 00:02:18,480 --> 00:02:22,320 Speaker 2: Facebook marketplace fiends, gonna tell us what he has brought 50 00:02:22,400 --> 00:02:26,000 Speaker 2: off Facebook marketplace, and it's weird, I know, And I mean, 51 00:02:26,040 --> 00:02:28,160 Speaker 2: you're not getting out of this that easy, young divine. 52 00:02:28,200 --> 00:02:30,080 Speaker 5: Yeah, but Gina, what I am getting out of easy 53 00:02:30,520 --> 00:02:33,359 Speaker 5: the judgment of the podcast listeners because they already know this. 54 00:02:33,639 --> 00:02:36,080 Speaker 5: I know, BE shared it on the podcast before, and 55 00:02:36,200 --> 00:02:39,160 Speaker 5: I have reused it for the radio content. If any 56 00:02:39,240 --> 00:02:42,080 Speaker 5: of you call me out, I will personally come for you. 57 00:02:42,120 --> 00:02:44,520 Speaker 4: Before we start. Though, before we start, are you how 58 00:02:44,520 --> 00:02:46,240 Speaker 4: did you think the first show went, Victoria, Because this 59 00:02:46,280 --> 00:02:48,880 Speaker 4: is the start of a beautiful friendship and a long 60 00:02:49,680 --> 00:02:51,679 Speaker 4: show you know in our twentieth year will go. God, 61 00:02:51,760 --> 00:02:54,440 Speaker 4: remember when we first started and we spoke about the theremn. 62 00:02:54,840 --> 00:02:56,720 Speaker 5: Well, you've been in radio for a very long time, 63 00:02:56,760 --> 00:02:58,720 Speaker 5: and I believe you've got your start in radio as 64 00:02:58,720 --> 00:02:59,200 Speaker 5: a chicken. 65 00:02:59,320 --> 00:03:02,480 Speaker 4: Yeah, bring that on me. In the very first se 66 00:03:02,760 --> 00:03:05,600 Speaker 4: Chicken the show, I was actually done. I'll tell you 67 00:03:05,600 --> 00:03:07,320 Speaker 4: the story. I was the it's a tenm minute story. 68 00:03:07,320 --> 00:03:09,799 Speaker 4: I hope you see it. I was the Kyle and 69 00:03:09,919 --> 00:03:12,400 Speaker 4: Jackie O cash cock in Sydney and I used to 70 00:03:12,480 --> 00:03:14,440 Speaker 4: run around the streets and actually, oh my god, this 71 00:03:14,520 --> 00:03:16,880 Speaker 4: is the perfect money tie in because I had one 72 00:03:16,880 --> 00:03:19,040 Speaker 4: thousand dollars strapped to me and I was dressed as 73 00:03:19,040 --> 00:03:21,600 Speaker 4: a rooster, and I would run down the street and 74 00:03:21,639 --> 00:03:25,280 Speaker 4: they'd be I'd be live on Kyle and Jackie Birmingham 75 00:03:25,360 --> 00:03:27,800 Speaker 4: Road and then who what? 76 00:03:28,120 --> 00:03:29,720 Speaker 3: Who on earth? 77 00:03:29,880 --> 00:03:30,079 Speaker 5: No? 78 00:03:30,200 --> 00:03:31,200 Speaker 3: How is that legal? 79 00:03:31,560 --> 00:03:33,480 Speaker 4: It's not. And I've been in radio ten years and 80 00:03:33,520 --> 00:03:34,000 Speaker 4: I love it. 81 00:03:34,200 --> 00:03:36,640 Speaker 5: I love I was about to say like that, one 82 00:03:36,640 --> 00:03:40,520 Speaker 5: can't be two cannot be insured. Like imagine calling VCAT 83 00:03:40,520 --> 00:03:42,400 Speaker 5: and being like, hey, so I got injured at work. 84 00:03:42,600 --> 00:03:45,120 Speaker 4: I know, imagine calling fair Work and going Hi, I've 85 00:03:45,160 --> 00:03:46,920 Speaker 4: just got to make a complaint. Yeah, what happened like 86 00:03:50,240 --> 00:03:52,040 Speaker 4: that is actually how I got my start. But yeah, 87 00:03:52,040 --> 00:03:53,600 Speaker 4: people would grab me and take the cash. 88 00:03:53,640 --> 00:03:56,200 Speaker 3: And so you saying that I can take cash off 89 00:03:56,280 --> 00:03:57,000 Speaker 3: you for a seat. 90 00:03:56,880 --> 00:03:58,480 Speaker 4: On you only if you tackle me to the ground. 91 00:03:58,800 --> 00:04:00,520 Speaker 4: You got to really get me dirty. 92 00:04:00,880 --> 00:04:03,080 Speaker 3: I'm five to one. That is not happening. 93 00:04:03,680 --> 00:04:06,440 Speaker 4: Three people pay for that stuff, that's yeah. 94 00:04:06,480 --> 00:04:07,400 Speaker 3: They pay to be tall. 95 00:04:07,600 --> 00:04:09,240 Speaker 4: No, they pay to watch that stuff go down. 96 00:04:09,320 --> 00:04:11,760 Speaker 5: You know, I have no intention of ever getting radio 97 00:04:11,800 --> 00:04:13,680 Speaker 5: show photos with you. If you're six three and I'm 98 00:04:13,720 --> 00:04:16,040 Speaker 5: five to one, I'm gonna like a cartoon. 99 00:04:16,120 --> 00:04:18,320 Speaker 4: You know, a box. You could stand on a box 100 00:04:18,360 --> 00:04:20,359 Speaker 4: or you would have to do that awkward like you 101 00:04:20,480 --> 00:04:23,240 Speaker 4: putting your hand on my shoulder. 102 00:04:23,000 --> 00:04:25,400 Speaker 5: You know, like the lean on me, yeah, or you 103 00:04:25,440 --> 00:04:27,320 Speaker 5: know how you like put both of your hands on 104 00:04:27,320 --> 00:04:29,880 Speaker 5: your knees and like lean forward in a photo. 105 00:04:30,000 --> 00:04:30,760 Speaker 3: It's just really calm. 106 00:04:30,839 --> 00:04:32,520 Speaker 4: I can put you on my shoulder. You could just 107 00:04:32,520 --> 00:04:34,360 Speaker 4: sit on my shoulder like like. 108 00:04:34,320 --> 00:04:36,640 Speaker 3: A little money godmother. 109 00:04:37,400 --> 00:04:37,960 Speaker 4: I love it. 110 00:04:38,200 --> 00:04:40,920 Speaker 3: I love it all right, move on, how we show 111 00:04:40,960 --> 00:04:41,920 Speaker 3: them what happened on the show. 112 00:04:42,080 --> 00:04:44,600 Speaker 2: Let's do that our very first. She's on The Money 113 00:04:44,680 --> 00:04:46,720 Speaker 2: Radio show coming up straight after. 114 00:04:46,520 --> 00:04:51,440 Speaker 1: This, She's on The Money Radio Show. 115 00:04:53,480 --> 00:04:55,960 Speaker 6: With Victoria Divine. 116 00:04:57,320 --> 00:04:58,599 Speaker 4: Are you fish book? 117 00:04:59,120 --> 00:05:02,320 Speaker 2: Fitch? Mitch, Mitch, my dear Mitch. Apparently you've got a 118 00:05:02,320 --> 00:05:04,039 Speaker 2: little obsession, mate, Yeah, I. 119 00:05:04,320 --> 00:05:06,000 Speaker 4: Do have it, and I wouldn't I wouldn't call it 120 00:05:06,080 --> 00:05:08,320 Speaker 4: an unhealthy obsession. But I know you guys we were 121 00:05:08,320 --> 00:05:09,760 Speaker 4: talking off the yeah, but we all love a bit 122 00:05:09,760 --> 00:05:10,960 Speaker 4: of Facebook Marketplace right. 123 00:05:11,040 --> 00:05:13,960 Speaker 5: Facebook Marketplace is one of my favorite things in the 124 00:05:14,120 --> 00:05:14,760 Speaker 5: entire world. 125 00:05:15,080 --> 00:05:17,720 Speaker 3: Do you manifest things on Facebook Marketplace as well? 126 00:05:17,720 --> 00:05:21,440 Speaker 5: Did you like make something appeer that you just really 127 00:05:21,480 --> 00:05:24,160 Speaker 5: wanted by thinking about it and searching it so insistantly. 128 00:05:24,480 --> 00:05:26,760 Speaker 4: I will see something full price in a shop front window, 129 00:05:26,800 --> 00:05:28,320 Speaker 4: and I will look at it and I will imagine 130 00:05:28,320 --> 00:05:30,840 Speaker 4: it on Facebook, the little add the price, the discount, 131 00:05:30,920 --> 00:05:32,560 Speaker 4: and it will happen the next day, it'll be there. 132 00:05:32,600 --> 00:05:34,719 Speaker 2: I don't know what kind of data Facebook has on me, 133 00:05:34,760 --> 00:05:37,320 Speaker 2: but I always get Lamborghinis and things, and I am 134 00:05:37,440 --> 00:05:39,000 Speaker 2: never looking or buying at Lamborghini. 135 00:05:39,120 --> 00:05:39,320 Speaker 6: Yeah. 136 00:05:39,320 --> 00:05:41,080 Speaker 4: No, that's not my that's notly my tag. I get 137 00:05:41,120 --> 00:05:43,640 Speaker 4: really with things like I bought a fireplace off Marketplace, 138 00:05:43,720 --> 00:05:45,960 Speaker 4: but my most recent purchase. Have you guys heard of 139 00:05:46,000 --> 00:05:49,440 Speaker 4: a of a theremon? No, it's a musical instrument. 140 00:05:50,400 --> 00:05:51,000 Speaker 3: No, it's not. 141 00:05:51,160 --> 00:05:51,680 Speaker 2: It's definitely. 142 00:05:51,760 --> 00:05:55,120 Speaker 4: No, it's a music inst it's you know file. No, No, 143 00:05:55,240 --> 00:05:56,599 Speaker 4: I've actually got it here. Should I just get it 144 00:05:56,640 --> 00:05:57,240 Speaker 4: and show you? Yeah? 145 00:05:57,240 --> 00:05:58,279 Speaker 3: I think you should go and get it. 146 00:05:58,800 --> 00:06:01,400 Speaker 2: It's actually radios. This is very awkward right now. I 147 00:06:01,400 --> 00:06:02,719 Speaker 2: don't think anybody can see this. 148 00:06:03,279 --> 00:06:05,680 Speaker 3: No, I want to see the theremon. I will explain it. 149 00:06:05,760 --> 00:06:09,560 Speaker 4: Okay, great, mind you one hundred brand new, got it 150 00:06:09,600 --> 00:06:11,640 Speaker 4: for seven hundred bargain. I'm not gonna lie. 151 00:06:11,680 --> 00:06:12,919 Speaker 2: It looks like a toasty maker. 152 00:06:13,600 --> 00:06:15,279 Speaker 3: Are you sure that's not a sandwich press? 153 00:06:15,360 --> 00:06:15,640 Speaker 4: Quiet? 154 00:06:15,680 --> 00:06:16,120 Speaker 2: I trust me. 155 00:06:16,160 --> 00:06:17,720 Speaker 4: Don't look like I'd know the difference between a perremon 156 00:06:17,760 --> 00:06:18,599 Speaker 4: and a sandwich press I do? 157 00:06:18,720 --> 00:06:19,800 Speaker 3: Can you put cheese in it? 158 00:06:20,000 --> 00:06:20,160 Speaker 5: So? 159 00:06:20,200 --> 00:06:23,599 Speaker 4: This is this is my theramine and this is the instrum. 160 00:06:23,640 --> 00:06:24,680 Speaker 3: Why's it got an aerieal? 161 00:06:25,480 --> 00:06:27,760 Speaker 4: It's got two aerials, two and ten. I here we go. 162 00:06:27,800 --> 00:06:29,440 Speaker 4: I'm going to play theramon that I bought on faceook 163 00:06:29,440 --> 00:06:33,640 Speaker 4: Mike place here. 164 00:06:33,720 --> 00:06:37,520 Speaker 2: That is actually theme sounds like my heart will go on. 165 00:06:37,800 --> 00:06:40,400 Speaker 5: Actually, my niece and nephew they have one of those. 166 00:06:40,520 --> 00:06:43,240 Speaker 5: You press the button and it plays a musical song 167 00:06:43,279 --> 00:06:44,080 Speaker 5: and they sing. 168 00:06:45,600 --> 00:06:48,320 Speaker 3: Very very similar to a child. 169 00:06:50,480 --> 00:06:51,159 Speaker 4: Isn't that great? 170 00:06:51,440 --> 00:06:53,880 Speaker 3: I think Fisher Price do one for like fifty bucks. 171 00:06:53,880 --> 00:06:54,640 Speaker 4: Can you send me a link? 172 00:06:54,760 --> 00:06:56,240 Speaker 3: Please, no problems. 173 00:06:56,400 --> 00:06:58,680 Speaker 2: What's the best thing that you've bought off marketplace? 174 00:06:58,760 --> 00:06:58,920 Speaker 1: Oh? 175 00:06:58,960 --> 00:06:59,760 Speaker 3: I buy so much. 176 00:07:00,200 --> 00:07:04,040 Speaker 5: I've bought furniture. I decorated my entire garden. I at 177 00:07:04,040 --> 00:07:07,000 Speaker 5: one stage bought roll out turf for my nature strip 178 00:07:07,080 --> 00:07:09,880 Speaker 5: because someone had leftover roll out turf and I had 179 00:07:09,920 --> 00:07:12,880 Speaker 5: to fill my car with it, clean it for days, 180 00:07:12,920 --> 00:07:15,200 Speaker 5: like I was going through the car wash so many 181 00:07:15,200 --> 00:07:17,000 Speaker 5: times so I could use their free vacuum. 182 00:07:17,080 --> 00:07:19,040 Speaker 2: Oh my god, it was a lot. Okay, So we've 183 00:07:19,080 --> 00:07:20,040 Speaker 2: had a theremon. 184 00:07:20,440 --> 00:07:21,640 Speaker 3: I still don't know what a theramy. 185 00:07:21,680 --> 00:07:23,640 Speaker 2: I'm just impressed I remembered what it was called. 186 00:07:23,720 --> 00:07:25,560 Speaker 4: I'll come into a performance, Victoria. You give me your 187 00:07:25,560 --> 00:07:26,480 Speaker 4: address and i'll be there. 188 00:07:26,520 --> 00:07:28,320 Speaker 3: Old all right, I'll send it to you after. 189 00:07:28,440 --> 00:07:30,800 Speaker 5: I'm pretty convinced it is a sandwich press that makes 190 00:07:30,840 --> 00:07:31,280 Speaker 5: sounds though. 191 00:07:32,120 --> 00:07:35,400 Speaker 2: All right, Victoria has bought fake lawn. Mitch's got a 192 00:07:35,560 --> 00:07:39,200 Speaker 2: ferryman thirty? What I six? Five? What bargain did you 193 00:07:39,240 --> 00:07:42,280 Speaker 2: snap up of Facebook marketplace? And how much did you say? 194 00:07:42,280 --> 00:07:44,559 Speaker 2: We're going to take your calls and hear your stories next? 195 00:07:45,040 --> 00:07:47,360 Speaker 6: This is She's on the Money radio show? 196 00:07:50,200 --> 00:07:51,640 Speaker 4: Why are you on first book? 197 00:07:53,560 --> 00:07:54,880 Speaker 2: All right? You might be hearing a bit of a 198 00:07:54,920 --> 00:07:58,280 Speaker 2: weird noise That is Mitch's theremon, which he bought a 199 00:07:58,320 --> 00:07:59,440 Speaker 2: Facebook marketplace. 200 00:07:59,560 --> 00:08:01,960 Speaker 3: I've literally really never heard a better sandwich press. 201 00:08:02,960 --> 00:08:05,960 Speaker 2: It's not a bravel, it's a therem He actually made 202 00:08:06,040 --> 00:08:07,760 Speaker 2: us a really nice ham and cheese toasty as well. 203 00:08:08,120 --> 00:08:08,480 Speaker 6: I did. 204 00:08:08,600 --> 00:08:10,040 Speaker 4: That's just that's separate to the therapy. 205 00:08:10,240 --> 00:08:13,160 Speaker 5: So it's electromagnetic, which means the closer you get to it, 206 00:08:13,200 --> 00:08:15,720 Speaker 5: the sound changes. So it's like he's just like waving 207 00:08:15,720 --> 00:08:17,360 Speaker 5: his hands in the air like he's doing a bit 208 00:08:17,400 --> 00:08:17,920 Speaker 5: of tai chi. 209 00:08:18,160 --> 00:08:20,480 Speaker 2: A great purchase, well, says you. All right, well you're 210 00:08:20,520 --> 00:08:22,600 Speaker 2: taking your calls right now. Thirty oney six five? What 211 00:08:22,760 --> 00:08:26,360 Speaker 2: bargain did you buy a Facebook marketplace? And how much 212 00:08:26,440 --> 00:08:29,640 Speaker 2: did you save? All right, Jess's cordus. It was your husband, Jess, 213 00:08:29,720 --> 00:08:30,560 Speaker 2: what titty buy? 214 00:08:30,800 --> 00:08:35,319 Speaker 1: He bought a five seater bar for two thousand, nine 215 00:08:35,400 --> 00:08:38,280 Speaker 1: hundred and it's worth a little bit over eleven grand 216 00:08:38,640 --> 00:08:43,000 Speaker 1: Gosh has a whole kitten kaboodle like led light, Bluetooth 217 00:08:43,080 --> 00:08:43,800 Speaker 1: sound systems. 218 00:08:43,960 --> 00:08:44,760 Speaker 4: Great in it. 219 00:08:45,000 --> 00:08:48,199 Speaker 1: Except he didn't realize that you need to pay for transport. 220 00:08:48,800 --> 00:08:51,560 Speaker 3: Transport would be so expense on a SPA. 221 00:08:51,720 --> 00:08:52,920 Speaker 4: There'd be a lot of money. 222 00:08:53,000 --> 00:08:57,920 Speaker 1: So it's about eleven hundred and then it transport in transport. 223 00:08:58,800 --> 00:09:00,960 Speaker 3: Wait, the real question here is did you actually even 224 00:09:00,960 --> 00:09:01,400 Speaker 3: want a spa? 225 00:09:01,600 --> 00:09:02,120 Speaker 4: Yeah? 226 00:09:02,160 --> 00:09:02,640 Speaker 1: We did? 227 00:09:02,880 --> 00:09:03,240 Speaker 3: You did. 228 00:09:03,679 --> 00:09:05,400 Speaker 5: This isn't as bad as I thought it could be, 229 00:09:05,480 --> 00:09:06,760 Speaker 5: but it could have been really funny. 230 00:09:06,760 --> 00:09:09,120 Speaker 4: Did all the money saved end up being spent on 231 00:09:09,160 --> 00:09:10,240 Speaker 4: the transport costs? 232 00:09:10,360 --> 00:09:11,600 Speaker 1: It was eleven hundred dollars. 233 00:09:11,679 --> 00:09:14,440 Speaker 5: Yeah, for like an eleven thousand dollars spar Look, we'll 234 00:09:14,440 --> 00:09:15,440 Speaker 5: call that a money win. 235 00:09:15,480 --> 00:09:16,800 Speaker 4: That's a win. That's a win. Take it. 236 00:09:16,840 --> 00:09:19,439 Speaker 3: Can I come over let's address lately? 237 00:09:19,559 --> 00:09:21,200 Speaker 2: Maybe you can hire it out to people. 238 00:09:21,400 --> 00:09:22,600 Speaker 1: Yes, get some of our money back. 239 00:09:22,679 --> 00:09:27,240 Speaker 4: She doesn't sound convinced. I'm not getting that money in 240 00:09:27,280 --> 00:09:28,840 Speaker 4: my spa. All right. 241 00:09:29,200 --> 00:09:31,880 Speaker 2: Adam has called on thirty one oh six five, Adam, 242 00:09:31,920 --> 00:09:35,120 Speaker 2: what have you bought? How much did you save? Facebook Marketplace? 243 00:09:35,320 --> 00:09:38,199 Speaker 1: But I found this cheeky baggage selling his home brew 244 00:09:38,720 --> 00:09:41,600 Speaker 1: and I managed to pick out twenty cases for about 245 00:09:41,600 --> 00:09:42,319 Speaker 1: one hundred. 246 00:09:42,080 --> 00:09:44,840 Speaker 6: Bucks, which just saved about nine hundred bucks. 247 00:09:44,880 --> 00:09:47,200 Speaker 2: If you think about it, that's a money win. Let's 248 00:09:47,240 --> 00:09:49,719 Speaker 2: just point out we don't condone the illegal selling of 249 00:09:49,760 --> 00:09:50,360 Speaker 2: alcohol here. 250 00:09:50,640 --> 00:09:51,760 Speaker 3: I'd be like, how do you make this? 251 00:09:51,840 --> 00:09:52,000 Speaker 4: Mate? 252 00:09:52,040 --> 00:09:54,920 Speaker 5: Where's this from what you said it was going to be? 253 00:09:57,120 --> 00:09:58,280 Speaker 5: How much have you consumed? 254 00:09:58,280 --> 00:09:58,600 Speaker 4: Adam? 255 00:09:58,920 --> 00:10:03,160 Speaker 1: Look through those twenty cases in a couple of weekends. 256 00:10:03,800 --> 00:10:06,560 Speaker 3: It's already gone and you are still alive. That is 257 00:10:06,640 --> 00:10:07,120 Speaker 3: also a. 258 00:10:07,120 --> 00:10:09,480 Speaker 4: Money Adam's like, I've had diarrhea for the past month, 259 00:10:09,520 --> 00:10:11,040 Speaker 4: but no, I said it was a good purchase. 260 00:10:11,160 --> 00:10:12,679 Speaker 2: Slightly going blind, but that's. 261 00:10:12,480 --> 00:10:14,240 Speaker 4: Fine, Yeah, thanks Adam. 262 00:10:14,280 --> 00:10:18,960 Speaker 2: All Right, guys, now this isn't a Facebook Marketplace buyer. 263 00:10:19,320 --> 00:10:24,040 Speaker 2: This is a Facebook Marketplace seller. Sophie, what do you 264 00:10:24,120 --> 00:10:25,760 Speaker 2: selling on Facebook Marketplace? 265 00:10:25,840 --> 00:10:26,200 Speaker 4: To Mitch? 266 00:10:26,440 --> 00:10:29,080 Speaker 7: Hey, guys, I just sell whatever I can get my 267 00:10:29,160 --> 00:10:29,640 Speaker 7: hands on. 268 00:10:31,880 --> 00:10:34,360 Speaker 3: All right, did you recently sell a theremon? 269 00:10:36,679 --> 00:10:37,800 Speaker 2: Are these things yours? 270 00:10:37,800 --> 00:10:39,560 Speaker 4: So are you calling us from a prison? 271 00:10:41,360 --> 00:10:44,880 Speaker 7: Not yet. My dad bought shoes in the wrong size 272 00:10:45,040 --> 00:10:47,280 Speaker 7: online and so I was going to give them to 273 00:10:47,320 --> 00:10:50,080 Speaker 7: the shock because I couldn't be bothered selling them. But 274 00:10:50,960 --> 00:10:54,359 Speaker 7: let's give it a go. Because my dad's in his seventies. 275 00:10:54,400 --> 00:10:57,600 Speaker 7: I didn't think he had any good shoe tastes, right, 276 00:10:58,080 --> 00:11:00,000 Speaker 7: but it turns out everyone wanted. 277 00:10:59,840 --> 00:11:03,199 Speaker 5: Is that's because the biggest demographic on Facebook. 278 00:11:04,760 --> 00:11:09,679 Speaker 2: Yeah, I need shoes, I'm all and really really weird 279 00:11:09,760 --> 00:11:11,040 Speaker 2: content radio announcers. 280 00:11:11,080 --> 00:11:13,120 Speaker 4: They're the only two people on Facebook marketplaces. 281 00:11:13,160 --> 00:11:14,880 Speaker 3: How much did you make for the shoes? 282 00:11:15,440 --> 00:11:17,440 Speaker 7: Seventy bucks? But I may or may not. 283 00:11:17,400 --> 00:11:18,960 Speaker 3: Have pocketed yourself. 284 00:11:20,080 --> 00:11:20,400 Speaker 1: Wack. 285 00:11:20,440 --> 00:11:22,679 Speaker 4: Wait they were use shoes and you got seventy. 286 00:11:22,400 --> 00:11:25,040 Speaker 5: Bucks for so there were new shoes that didn't feed 287 00:11:25,080 --> 00:11:28,080 Speaker 5: her dad, so she took them from her dad, sold them, 288 00:11:28,240 --> 00:11:29,120 Speaker 5: pocketed the cash. 289 00:11:29,160 --> 00:11:29,800 Speaker 3: Did you tell your dad? 290 00:11:29,960 --> 00:11:30,160 Speaker 1: Yeah? 291 00:11:30,160 --> 00:11:31,600 Speaker 4: Where did the shoes go? In your dad's eyes? 292 00:11:31,920 --> 00:11:34,199 Speaker 7: He has not asked me about it, yet. 293 00:11:35,920 --> 00:11:36,480 Speaker 3: I love that. 294 00:11:38,960 --> 00:11:42,440 Speaker 4: Yeah, Victoria each week will bring someone's financial story on 295 00:11:42,480 --> 00:11:44,480 Speaker 4: air to get your advice on what they should do 296 00:11:44,520 --> 00:11:46,440 Speaker 4: so you can send them into hit us up. Sent 297 00:11:46,440 --> 00:11:48,240 Speaker 4: it's an audio message we played on the show. Are 298 00:11:48,280 --> 00:11:49,680 Speaker 4: you ready to give some cash advice? 299 00:11:49,800 --> 00:11:51,760 Speaker 5: I would love to do that, But if you think 300 00:11:51,760 --> 00:11:54,120 Speaker 5: I'm going to take this seriously, you put another thing 301 00:11:54,200 --> 00:11:54,679 Speaker 5: coming though. 302 00:11:54,880 --> 00:11:54,920 Speaker 1: No. 303 00:11:55,040 --> 00:11:56,600 Speaker 4: Yeah, we never said it would be good advice. 304 00:11:56,640 --> 00:11:59,240 Speaker 5: It's just like I did not promise anything. The good 305 00:11:59,240 --> 00:12:02,520 Speaker 5: advice that's over on the podcast. This is radio, this 306 00:12:02,600 --> 00:12:04,520 Speaker 5: is entertainment. I can't let you down. 307 00:12:04,640 --> 00:12:06,640 Speaker 4: This is holy So this is the first one for 308 00:12:06,679 --> 00:12:08,480 Speaker 4: the first show. She sent us this message. She wants 309 00:12:08,520 --> 00:12:11,839 Speaker 4: advice on buying her first house using her superannuation. 310 00:12:12,040 --> 00:12:13,880 Speaker 5: My partner and I are saving for a deposit to 311 00:12:13,880 --> 00:12:16,240 Speaker 5: buy our first house. We're considering whether we put our 312 00:12:16,280 --> 00:12:19,040 Speaker 5: savings into our super annuation for the first homeowner scheme 313 00:12:19,480 --> 00:12:20,800 Speaker 5: or whether we just keep it in the bank. 314 00:12:20,920 --> 00:12:23,080 Speaker 3: Would love your advice on what you think we should do. 315 00:12:23,280 --> 00:12:25,960 Speaker 4: See that's scary. I feel like touching super is like 316 00:12:26,040 --> 00:12:27,920 Speaker 4: at her age and at my age, I wouldn't know 317 00:12:28,000 --> 00:12:29,920 Speaker 4: how to we even get access to my super. 318 00:12:29,800 --> 00:12:31,320 Speaker 3: So it's not as scary as you think it is. 319 00:12:31,440 --> 00:12:34,360 Speaker 5: It is actually scary if you're listening to the Liberals 320 00:12:34,400 --> 00:12:37,319 Speaker 5: and what they have to say about their proposed plan 321 00:12:37,520 --> 00:12:40,480 Speaker 5: to let you access your superannuation to buy property, which 322 00:12:40,520 --> 00:12:42,440 Speaker 5: I think is incredibly negative. 323 00:12:42,520 --> 00:12:43,959 Speaker 4: That's stupid because it is just going to come back 324 00:12:43,960 --> 00:12:45,040 Speaker 4: and bite when the butt later on. 325 00:12:45,280 --> 00:12:47,920 Speaker 5: Literally they're saying you can take up to fifty thousand 326 00:12:47,960 --> 00:12:50,840 Speaker 5: dollars out of your superannuation to put towards property that 327 00:12:50,960 --> 00:12:53,120 Speaker 5: Mitch by the time you're retired, if we do some 328 00:12:53,160 --> 00:12:56,880 Speaker 5: real quick maths, because I am actually a legitimate financial advisor, yeah, 329 00:12:56,880 --> 00:12:58,480 Speaker 5: I had an average rate of return of seven and 330 00:12:58,520 --> 00:13:00,920 Speaker 5: a half percent. That's like fie one hundred and seventy 331 00:13:00,960 --> 00:13:03,480 Speaker 5: five thousand dollars that you're missing out on in retirement 332 00:13:03,520 --> 00:13:04,920 Speaker 5: if you take fifty k out today. 333 00:13:05,200 --> 00:13:06,800 Speaker 4: It's just an election thing, right. They just wanted to 334 00:13:06,800 --> 00:13:09,000 Speaker 4: get by saying that because it look it sounded good. 335 00:13:09,120 --> 00:13:11,160 Speaker 5: It sounds really good on the surface, but I just 336 00:13:11,160 --> 00:13:14,320 Speaker 5: think that there's a lot of detrimental things. But our listener, 337 00:13:14,440 --> 00:13:16,880 Speaker 5: she was actually asking about the first time super savior scheme, 338 00:13:16,920 --> 00:13:18,760 Speaker 5: and you can say that five times really quick. You 339 00:13:18,800 --> 00:13:21,800 Speaker 5: are better than I am at that. But essentially that 340 00:13:21,880 --> 00:13:24,800 Speaker 5: scheme is really effective for a lot of people because 341 00:13:24,800 --> 00:13:28,360 Speaker 5: you can make additional voluntary contributions to super and actually 342 00:13:28,400 --> 00:13:31,360 Speaker 5: make use of the tax payable in super so fifteen 343 00:13:31,400 --> 00:13:34,360 Speaker 5: percent instead of your marginal tax rate. And it might 344 00:13:34,400 --> 00:13:36,880 Speaker 5: put you ahead in terms of savings just by dumping 345 00:13:36,920 --> 00:13:39,080 Speaker 5: some cash in your super fund to then pull it 346 00:13:39,080 --> 00:13:40,640 Speaker 5: out later when you're buying property. 347 00:13:40,640 --> 00:13:42,080 Speaker 4: Oh my god. So it could work for Holly. 348 00:13:42,240 --> 00:13:44,600 Speaker 5: Yes, And it's very different to what the liberal government 349 00:13:44,640 --> 00:13:47,360 Speaker 5: are proposing. It's actually the legit way of putting yourself 350 00:13:47,360 --> 00:13:49,560 Speaker 5: ahead and utilizing superannuation to do it. 351 00:13:49,800 --> 00:13:52,319 Speaker 4: So you were worried. That was good advice, that was legit. 352 00:13:52,360 --> 00:13:53,920 Speaker 4: I wrote notes. I took something from that. 353 00:13:54,000 --> 00:13:56,319 Speaker 3: I was watching you and you did not write any notes. 354 00:13:56,400 --> 00:13:59,679 Speaker 4: Actually, get wrong there. I've just drawn a giant smiley 355 00:13:59,679 --> 00:14:02,120 Speaker 4: face I write, I write nothing down. If you want 356 00:14:02,120 --> 00:14:03,440 Speaker 4: to get a question and get in touch with this, 357 00:14:03,520 --> 00:14:05,120 Speaker 4: hit us up on social search. She's on the money. 358 00:14:05,160 --> 00:14:06,360 Speaker 4: We'll answer your question next week. 359 00:14:06,480 --> 00:14:09,280 Speaker 2: Yeah, and super save a Saturday coming up next Victoria. 360 00:14:09,320 --> 00:14:11,880 Speaker 2: You're going to give us some sneaky tips. Sneaky I 361 00:14:11,880 --> 00:14:13,720 Speaker 2: feel like we need to be a little bit sneakier. 362 00:14:13,840 --> 00:14:15,880 Speaker 3: Yes, and they actually sneaky. They're not going to be 363 00:14:15,920 --> 00:14:17,360 Speaker 3: sneaky one, so you put them on the radio. 364 00:14:17,559 --> 00:14:19,400 Speaker 2: That's a very good point. But it's going to keep 365 00:14:19,440 --> 00:14:21,800 Speaker 2: more bucks in your bank account. That's coming up next 366 00:14:21,800 --> 00:14:26,120 Speaker 2: on She's on the Money Radio show. She's on the 367 00:14:26,160 --> 00:14:27,480 Speaker 2: Money Radio Show. 368 00:14:29,600 --> 00:14:31,000 Speaker 6: With Victoria Divine. 369 00:14:31,360 --> 00:14:33,600 Speaker 2: Across the country. She's on the Money Radio Show with 370 00:14:33,640 --> 00:14:37,800 Speaker 2: Australia's number one finance podcaster, Victoria Divine and Mitch Tury. 371 00:14:38,280 --> 00:14:40,120 Speaker 3: He's not the podcaster though, guys, No, but I am 372 00:14:40,200 --> 00:14:40,640 Speaker 3: number one. 373 00:14:40,680 --> 00:14:43,080 Speaker 4: That's that's that's the part that's me. I'm number one. 374 00:14:43,160 --> 00:14:44,040 Speaker 4: You're the podcast. 375 00:14:44,400 --> 00:14:47,920 Speaker 3: I'm number one. You can't be number two. No, okay, 376 00:14:48,000 --> 00:14:49,920 Speaker 3: move on. What are we here for today? 377 00:14:50,080 --> 00:14:52,560 Speaker 2: We're about to save some people some money with this 378 00:14:53,080 --> 00:14:54,520 Speaker 2: since Save the Saturday. 379 00:14:55,200 --> 00:14:57,720 Speaker 4: I love this, Victoria. This is honestly, I think the 380 00:14:57,720 --> 00:14:59,720 Speaker 4: best part of our show. And it is the first show, 381 00:14:59,800 --> 00:15:02,280 Speaker 4: so I'm really setting it up for failure. But this 382 00:15:02,400 --> 00:15:04,560 Speaker 4: is honestly why I love listening to your podcast and 383 00:15:04,600 --> 00:15:06,600 Speaker 4: why I love following you because I'm such a tight 384 00:15:06,640 --> 00:15:08,800 Speaker 4: us that I love saving bank and I'm. 385 00:15:08,640 --> 00:15:09,440 Speaker 3: Such a tight us. 386 00:15:09,440 --> 00:15:12,200 Speaker 5: But I love sharing my tight ass tips with everybody, 387 00:15:12,200 --> 00:15:13,320 Speaker 5: so it works out really well. 388 00:15:13,400 --> 00:15:15,200 Speaker 4: So give us some tips because I've got something. But 389 00:15:15,240 --> 00:15:18,240 Speaker 4: I want to hear the pro ones. What I so? 390 00:15:18,680 --> 00:15:21,640 Speaker 3: Fuel is incredibly expensive at the moment, like I feel, 391 00:15:21,840 --> 00:15:24,120 Speaker 3: you don't know, you must be retreats. 392 00:15:24,200 --> 00:15:25,000 Speaker 2: No, I just walk? 393 00:15:25,200 --> 00:15:28,000 Speaker 5: Oh okay, Oh my gosh, you're so fancy. 394 00:15:28,000 --> 00:15:30,680 Speaker 4: It's such as of course you walk everywhere, trav. 395 00:15:30,880 --> 00:15:33,360 Speaker 5: But if you're not travs, you might be interested in this. 396 00:15:33,480 --> 00:15:37,120 Speaker 5: And that is the not sponsored, it's just good recommendation 397 00:15:37,240 --> 00:15:40,040 Speaker 5: of the seven to eleven fuel lapp, which you guys 398 00:15:40,160 --> 00:15:42,440 Speaker 5: probably haven't seen before because it's a bit of a 399 00:15:42,480 --> 00:15:45,920 Speaker 5: niche recommendation. But the reason we love this is you 400 00:15:45,960 --> 00:15:48,640 Speaker 5: can lock in fuel prices. So when the fuel is 401 00:15:48,680 --> 00:15:50,880 Speaker 5: like at a reasonable price, you can lock it in 402 00:15:51,000 --> 00:15:52,640 Speaker 5: so that when you go to the bowelser the next 403 00:15:52,680 --> 00:15:54,400 Speaker 5: day and it's like more than two dollars, you can 404 00:15:54,440 --> 00:15:56,000 Speaker 5: be like, yeah, but I locked it at a dollar, Seve. 405 00:15:56,000 --> 00:15:57,520 Speaker 4: Wait it stays at the good price. 406 00:15:58,040 --> 00:16:00,120 Speaker 3: Yes, you get to lock in the good prices. If 407 00:16:00,160 --> 00:16:01,960 Speaker 3: you can't get to the bowser, oh. 408 00:16:01,960 --> 00:16:04,560 Speaker 2: What happens if there's a better price Once you've locked 409 00:16:04,600 --> 00:16:04,760 Speaker 2: it in. 410 00:16:04,840 --> 00:16:06,440 Speaker 5: Isn't you just unlock it and then relocked the g 411 00:16:06,640 --> 00:16:09,040 Speaker 5: what but are you walking? No, you didn't get your 412 00:16:09,080 --> 00:16:09,920 Speaker 5: driver's license. 413 00:16:10,680 --> 00:16:13,800 Speaker 2: I was seventeen years old. Thank you. I move up 414 00:16:13,800 --> 00:16:16,800 Speaker 2: to Callum Undersenior High School my first day anyway, No, no, no, 415 00:16:16,880 --> 00:16:19,080 Speaker 2: but I mean, like, if you get a better price, 416 00:16:19,360 --> 00:16:21,240 Speaker 2: you can just unlock it and go no no, no, 417 00:16:21,400 --> 00:16:23,240 Speaker 2: that's a dollar seventy, but now it's a dollar six. 418 00:16:23,600 --> 00:16:24,920 Speaker 3: I just lock in the better prize. 419 00:16:24,960 --> 00:16:25,720 Speaker 2: That is amazing. 420 00:16:25,760 --> 00:16:27,600 Speaker 5: You've just got to check the app always and you 421 00:16:27,600 --> 00:16:29,960 Speaker 5: can see the different prices all around the city, and 422 00:16:30,000 --> 00:16:31,640 Speaker 5: I feel like it's a game changer. 423 00:16:31,680 --> 00:16:31,960 Speaker 3: Really. 424 00:16:32,080 --> 00:16:34,400 Speaker 2: Yeah, that's good a car, I would Mitch, what have 425 00:16:34,480 --> 00:16:34,800 Speaker 2: you got? 426 00:16:34,920 --> 00:16:37,960 Speaker 4: Okay? So mine is I think fast, superior. So I work. 427 00:16:38,040 --> 00:16:39,720 Speaker 4: I host the night show, like the late night show 428 00:16:39,760 --> 00:16:43,520 Speaker 4: at KISSFM, and no one plug for each show the 429 00:16:43,600 --> 00:16:46,280 Speaker 4: night show, everybody. That's why I get paid millions. And 430 00:16:46,560 --> 00:16:48,760 Speaker 4: I finished the night show at ten o'clock and there's 431 00:16:48,800 --> 00:16:51,360 Speaker 4: no staff in the building. So if you work weird 432 00:16:51,400 --> 00:16:54,320 Speaker 4: hours or if no one's watching, really go like. 433 00:16:54,280 --> 00:16:55,440 Speaker 3: I know where this is going. 434 00:16:55,680 --> 00:16:58,960 Speaker 4: Yeah it's theft. So but listen, little things, we're not 435 00:16:58,960 --> 00:17:01,320 Speaker 4: talking petty theft, all grand theft auto. It's take a 436 00:17:01,360 --> 00:17:03,680 Speaker 4: loaf of bread, or take a leader of milk that 437 00:17:03,720 --> 00:17:05,600 Speaker 4: maybe if someone has used for one cup of tea 438 00:17:05,640 --> 00:17:07,679 Speaker 4: and you still got more than half left, you know, 439 00:17:07,760 --> 00:17:10,080 Speaker 4: take the butter if there's only half left. Take the 440 00:17:10,119 --> 00:17:12,639 Speaker 4: little things that the big business won't notice, but you 441 00:17:12,760 --> 00:17:14,040 Speaker 4: really having in your house. 442 00:17:14,480 --> 00:17:16,679 Speaker 5: So what are you doing going home with half a 443 00:17:16,760 --> 00:17:18,840 Speaker 5: jug of milk and a tub of butter for dinner? 444 00:17:19,119 --> 00:17:20,880 Speaker 3: Or are you putting these things on Facebook? 445 00:17:20,880 --> 00:17:21,120 Speaker 5: Mark? 446 00:17:22,840 --> 00:17:25,399 Speaker 4: I'm howking them again on my Victoria Devine touched this 447 00:17:25,480 --> 00:17:28,280 Speaker 4: loaf for bread one thousand bucks and people lining up. 448 00:17:28,320 --> 00:17:30,320 Speaker 3: They line up, What was the last thing you stole? 449 00:17:30,800 --> 00:17:32,720 Speaker 4: I stole oat milk and I don't even drink oat milk. 450 00:17:32,760 --> 00:17:33,359 Speaker 4: But I just. 451 00:17:34,800 --> 00:17:36,680 Speaker 3: A gift for me. That's so good. 452 00:17:36,880 --> 00:17:39,439 Speaker 2: I'm actually going to infuriate the three people in your 453 00:17:39,440 --> 00:17:41,639 Speaker 2: workplace that have ordered that oat milk. Good. 454 00:17:41,760 --> 00:17:45,080 Speaker 3: Who's yeah, there's only ever one oat milk? 455 00:17:45,160 --> 00:17:46,560 Speaker 4: Like what my money tip? Don't come? 456 00:17:46,680 --> 00:17:48,439 Speaker 2: I think we had an email about that. 457 00:17:48,640 --> 00:17:51,040 Speaker 5: I can actually see who is the novice and who 458 00:17:51,080 --> 00:17:53,400 Speaker 5: is the expert in this relationship, and that's been made 459 00:17:53,480 --> 00:17:55,120 Speaker 5: very clear on our very first episode. 460 00:17:55,119 --> 00:17:57,800 Speaker 2: Thank goodness. All right, that is us done and dusted 461 00:17:57,880 --> 00:18:00,239 Speaker 2: show number one. We'll couch you next week and then 462 00:18:00,280 --> 00:18:02,960 Speaker 2: you can catch up with us anytime on socials. Just 463 00:18:03,040 --> 00:18:04,480 Speaker 2: search shees on The Money. 464 00:18:04,560 --> 00:18:04,800 Speaker 1: Yeah. 465 00:18:04,840 --> 00:18:06,640 Speaker 4: Great for a show, Victoria, I think. 466 00:18:06,400 --> 00:18:08,000 Speaker 3: Oh my gosh, we were so good. 467 00:18:08,600 --> 00:18:11,040 Speaker 5: You are definitely a number one, ten out of ten 468 00:18:11,160 --> 00:18:11,720 Speaker 5: my friend. 469 00:18:11,920 --> 00:18:13,240 Speaker 4: Thank you? 470 00:18:13,240 --> 00:18:15,560 Speaker 2: Who missed any If she's on The Money Radio Show 471 00:18:15,600 --> 00:18:17,040 Speaker 2: with Victoria Devine, hear 472 00:18:17,080 --> 00:18:19,760 Speaker 6: It on the catch Up podcast on iHeartRadio.