Speaker 1: She's on the Money radio show with Victoria Divine. Now,
Speaker 1: hello and welcome to that. She's on the Money Podcast,
Speaker 1: the podcast for millennials who want financial freedom. That's right,
Speaker 1: Oh mate, that was better than last week.
Speaker 2: And look, Mitch, do you reckon? You do better?
Speaker 3: I reckon, I'll do.
Speaker 2: I'll give you a turn next week.
Speaker 3: Yeh, all right, next week.
Speaker 4: If I nail it, I get Travs salary, and I
Speaker 4: also get Travs full family and all his all his.
Speaker 5: He's not actually his cat. That's really nice. So you
Speaker 5: might want to take the cat. Oh god, okay, sorry, sorry,
Speaker 5: all right, well I'm both.
Speaker 3: So I don't want Trav's disgusting cat.
Speaker 2: Sorry, I'm trying to make fun jokes here. I'm trying
Speaker 2: to be friendly. I'm trying to be kind, and you
Speaker 2: guys are just being.
Speaker 1: I'm sorry, you're the one who just absolutely shit canned me.
Speaker 5: So because I want to go, because it's my hand's
Speaker 5: day today, my friends are waiting.
Speaker 1: Do you know what, though, I've actually got an another
Speaker 1: little money tidbit. Remember last week I gave you two
Speaker 1: really cool fun facts about money. No, remember the scents
Speaker 1: and the notes? Oh yeah, yeah.
Speaker 5: Yeah, but did we put those on the Oh, we
Speaker 5: did put those on the podcast.
Speaker 3: Yeah, that was actually really good.
Speaker 1: I've got another one, money fats, money fat. Do you
Speaker 1: know in like twenty cent pieces, in tens, actually any coin,
Speaker 1: they've got a ridge around the edge, right, So there's
Speaker 1: ridges around the edge. Yeah. Do you know why they are?
Speaker 5: So they make nice sounds when they roll, That's all
Speaker 5: I've got.
Speaker 3: No, because you've put a lot of thought into that.
Speaker 5: Hey what have you got, midge. Why do they have
Speaker 5: ridges around the edge.
Speaker 3: Because they're for blind people?
Speaker 1: Oh no, because they're all well the same ridges mate.
Speaker 2: No, that that would be fine.
Speaker 1: No, they're not.
Speaker 5: Because fifty cent pieces they're smooth. They feel different to twenty.
Speaker 1: Cent because back in the day, right, people actually would
Speaker 1: clip off little parts of the silver coins because the
Speaker 1: silver was made from was a little Finally, they'd collect
Speaker 1: them from every coin, go snip snip, snip, snip snip,
Speaker 1: and then they'd go and take those to the bank
Speaker 1: and get more money for them, still spend the coins.
Speaker 1: So they put ridges around the outside so people couldn't
Speaker 1: do it because if they cut it off there was
Speaker 1: no ridges, they'd be like, somebody's messed with this. Coin.
Speaker 5: I'd still mess with the coin. You would anyway, I'd
Speaker 5: still mess with a coin. I think that's great.
Speaker 2: Do you know what?
Speaker 5: It took me a really long time to realize that
Speaker 5: our silver coins and our gold coins were not made
Speaker 5: of silver and they were not made of gold. I
Speaker 5: remember finding that out and I was like, oh, like
Speaker 5: here I am thinking that, Wow, I have a gold coin.
Speaker 2: It's not gold. They're lying.
Speaker 1: You know what isn't depressing? What isn't the free bloody chickens?
Speaker 1: Where you go with this three bloody chickens.
Speaker 2: Yes, three chickens.
Speaker 3: I love this.
Speaker 2: That's what we're talking about today.
Speaker 5: We've really taken the Victoria's Hens Day theme and run
Speaker 5: with it.
Speaker 1: I know, like, so people think, how can I save money?
Speaker 1: I bet when you go I'm going to listen to
Speaker 1: the Sheese on the Money radio show, I'm not going
Speaker 1: to learn how to get me a free chicken. Well,
Speaker 1: you are wrong, because you are this week.
Speaker 2: Look this week, I'm very occupated. It all pot is.
Speaker 4: Actually, oh my god, that's unethical. We can't say that again.
Speaker 5: We're going to say it again, and we're going to
Speaker 5: put it in the radio show. I hope it makes
Speaker 5: the final edit.
Speaker 1: I'm going to make.
Speaker 5: Sure played music really loud over that segment in the radio.
Speaker 1: Yeah, no, no, no, no, it's fine. And also you're going
Speaker 1: to give some sneaky little tips about how we can
Speaker 1: get some more money in our bank accounts, but also
Speaker 1: get yourself into the lounge of your favorite airline very quickly.
Speaker 2: Yeah.
Speaker 5: Well, I like to go to the lounge when I'm
Speaker 5: flying because it makes me feel fancy, and then I
Speaker 5: go straight to the back of the plane when I
Speaker 5: get on it, so you know.
Speaker 2: The lounge is good. Free wine makes the flight more
Speaker 2: bearable and you can take it.
Speaker 3: There's no turbulence. There's no turbulence when you've.
Speaker 2: Had a wine, exactly a turbulence turbular.
Speaker 1: What are you going to do on your hands night
Speaker 1: before we go?
Speaker 2: I don't actually know.
Speaker 1: What are you hoping to do? What do you know?
Speaker 2: I don't have any Oh no I do.
Speaker 5: I did say no stroopers. I know that's a little
Speaker 5: bit bland. Yeah, like you guys can be a bit
Speaker 5: more creative than that.
Speaker 1: You got to cancel that stripper to cancel it, cancel.
Speaker 3: I got the three of them, all three.
Speaker 4: I'll call Braxton and you call Stella.
Speaker 2: The very Magic Mike.
Speaker 5: Oh, actually, if it's Magic Mike, we can absolutely have him.
Speaker 5: That's all right, I've got some rules. The only thing
Speaker 5: I know about my hands is that it is tennis themed.
Speaker 2: Oh that's at once.
Speaker 1: Yes, love all for all.
Speaker 2: I am kind of hoping it just means we drink.
Speaker 1: A lot of Pyms good or what's that other one
Speaker 1: that they drink all the time. Apol, Yeah, yeah, I
Speaker 1: love it, Apol Spritty sprints it up. All right. Well,
Speaker 1: the reason why Mitch and I are half naked is
Speaker 1: because we are your surprise strippers and the rest female.
Speaker 2: A be cup nice. If you need to borrow, let.
Speaker 1: Me know the rest. If you cannot see the show,
Speaker 1: you have to listen to the show, which is she's
Speaker 1: on the Money Radio show happening right now. Let's get
Speaker 1: into a Mitchie. This is She's on the Money radio show.
Speaker 1: Coming up a little bit later on, we're going to
Speaker 1: do a money dilemma where Maddie's actually asked whether or
Speaker 1: not Pet Insurance is a scam. Budget director, amazing pet Insurance.
Speaker 1: I believe your dog Lucy.
Speaker 2: Is with her Lucky Lucy.
Speaker 5: Honestly, thank god, I haven't had to claim on it,
Speaker 5: so you won't get any experience there.
Speaker 2: But you know what I have done read their pds.
Speaker 2: We love a PDS in this house. And you know
Speaker 2: what I'm gonna ask Mitch, Mitch, what's her pds?
Speaker 3: So I grew up with sisters pds?
Speaker 4: Is that time of mum and you know it hits
Speaker 4: and I don't want to say mood swings, but you.
Speaker 1: Know, all right, Okay, let's do this. Let's get out
Speaker 1: of this real quick.
Speaker 3: Give me a home, Mama, and the gum Trench.
Speaker 1: We love to gum Tree trash or treasure. Mitch. This
Speaker 1: is a brand new game that we've got for Victoria.
Speaker 1: Tell us what it is.
Speaker 4: So what's that feeling yet when you look through gum
Speaker 4: Tree and you think I'm a god found a piece
Speaker 4: of treasure or that's a piece of trash. But we
Speaker 4: all have an item that we've got off gum Tree.
Speaker 4: We'll bring it to each other. And I think I'm
Speaker 4: going to go first because this was actually sent in
Speaker 4: to me, guys Savage, he sent me this.
Speaker 3: So it's a limited edition Mario milk, Marrio milk.
Speaker 4: If you can see this, so the best by date
Speaker 4: on the milk is March tenth, but it actually spells
Speaker 4: out Mario.
Speaker 1: Oh wow, ah.
Speaker 3: Ten, it looks like Mario. They're asking for sixty nine
Speaker 3: thousand dollars.
Speaker 2: Is it empty? Is it just the bottle? Has it
Speaker 2: been cleaned?
Speaker 3: It is full, So I don't think to drink the
Speaker 3: Mario milk.
Speaker 2: It's vintage.
Speaker 1: Yeah, that's trash for me. Trash all right? Is this
Speaker 1: a gum tree? Trash or treasure? A big blue yacht
Speaker 1: twenty three foot French to four thirteen hundred thin keel.
Speaker 1: I don't even know what the hell that is? That
Speaker 1: is either sell their boat, he says. I know with
Speaker 1: all of my projects, I won't get around to this one.
Speaker 1: The buyer will need to pick up lots of work
Speaker 1: I am, but it looks like it could end up
Speaker 1: being a great project. Located in Dalesford. Remember, you're going
Speaker 1: to have to go pick it up. What would you
Speaker 1: pay for that?
Speaker 5: I don't think i'd pay anything because I live quite
Speaker 5: close to the city and there's like permitted parking outside
Speaker 5: my house and there's actually not a lot of opportunity
Speaker 5: to store a boat.
Speaker 2: So I'm probably going to shy away from this one.
Speaker 1: Too many range rivers in the driveway then.
Speaker 2: Yeah, yeah, yeah, that's definitely it.
Speaker 3: Now this is trash for me, This is absolute trash.
Speaker 3: I'm not a boat boy. Look at me. They look
Speaker 3: like a boat boy.
Speaker 2: Well, you could be a boat boy.
Speaker 1: He looked pretty good in the little jem I've.
Speaker 2: Been watching below deck. You definitely look like you fit on.
Speaker 4: Yeah, yeah, yeah, I have to be the captain though,
Speaker 4: I couldn't be.
Speaker 3: Like a drink wench. I'd have to be the captain.
Speaker 2: No, no, no, you'd definitely be like a deck hand.
Speaker 2: Did it be good?
Speaker 1: I think flirting very close for a Saturday morning for
Speaker 1: a certain amount of things here. No, okay, So it
Speaker 1: was twenty five hundred dollars.
Speaker 2: Oh that's pretty cheap for a boat.
Speaker 1: It was because now Victoria divine, it is free.
Speaker 4: Oh free, Oh Victoria put your life jacket on picking
Speaker 4: it up this saber.
Speaker 1: So trash, your treasure, trash.
Speaker 2: Like, honestly, what am I going to do with that?
Speaker 1: It's perfectly in line with your persona, the values.
Speaker 5: All right, well, guys, I have one for you, and
Speaker 5: I want to know if you guys think that it
Speaker 5: is trash or treasure. But I also want to know
Speaker 5: what you pay for this, this one I've picked up
Speaker 5: for you, mitchimg all right.
Speaker 2: So we've got three roosters, so three of us for you.
Speaker 3: Don't wait to hear how these ties.
Speaker 2: It's from Honeywood in Tasmania.
Speaker 5: It says, pet or pot free to a good home,
Speaker 5: umane killing or add to your own flock. I'm done
Speaker 5: with all the cockle doodle douce. They're about six months old.
Speaker 5: You better not be a cock fighter. Bad karma to you, okay,
Speaker 5: But the thing that really got me here was pet
Speaker 5: or pot. You can keep it, keep it or you
Speaker 5: could just cook it.
Speaker 1: Yeah.
Speaker 4: I just add some magi, yeah, curry favoring, and you
Speaker 4: got yourself tea.
Speaker 5: Yeah, babe, have you got some misseell stock? Chuck that
Speaker 5: in there, Throw a bay leaf. I don't know what
Speaker 5: else do they put in.
Speaker 1: I'm going to get these three roosters and you get
Speaker 1: them for free. They're coming straight to your house and
Speaker 1: you were going to cook us up a nice little feace, Victoria.
Speaker 2: I don't even eat chicken, guys. It makes me so uncomfortable.
Speaker 2: All right, So I want to know that's your treasure, recod.
Speaker 1: Hey, let's get back into the money stuff. It is
Speaker 1: time to do this. Yeah, each week we bring somebody's
Speaker 1: financial story on air. That's how we make sure that
Speaker 1: we're a legit money finance show.
Speaker 5: Yeah, we've got to do something. Yeah leimate, Yeah, kicked
Speaker 5: off the radio or something.
Speaker 2: I don't want that to happen.
Speaker 3: And that's already almost happened. God, think that was awkward.
Speaker 2: Please don't talk about it. I shall gets You've.
Speaker 1: Still got two more strikes. It's fine, we can do it.
Speaker 5: Yeah, but if you don't acknowledge it happened, it's not
Speaker 5: true exactly.
Speaker 1: Hey, if you've got a question, hit us up on
Speaker 1: social with just search. She's on the Money. Mattie's actually
Speaker 1: posted in how she's on the Money Facebook community. She's
Speaker 1: asking Mitch about pet insurance.
Speaker 4: Yeah, so this is what Maddie says. She says, first
Speaker 4: of all, I love the show, and Mitch is very handsome. Maddie,
Speaker 4: that's so kind. She also says, does anyone have any
Speaker 4: thoughts and experiences with pet insurance? We're getting a puppy
Speaker 4: and a few pigs. We live semi rurally and tics
Speaker 4: can be a problem around here. I just want to
Speaker 4: make sure I'm doing the best by her and make
Speaker 4: sure she's covered if anything happens, looking for reasons against
Speaker 4: and four good and bad experiences with specific companies, and
Speaker 4: things to watch out for in the contracts, etc. Victoria,
Speaker 4: this is your domain. You've got a dog and you
Speaker 4: know contracts. This is perfect for you.
Speaker 2: I do.
Speaker 5: So we're going to go back to the contract part
Speaker 5: of this. Because you thought it was PMS not PDS.
Speaker 3: Oh that's it.
Speaker 1: I thought, ye we'd moved past that.
Speaker 2: We haven't.
Speaker 3: We had it.
Speaker 1: That's what the meeting was about, guys.
Speaker 5: But we're going to start the conversation there right. So
Speaker 5: PDS is a product disclosure statement, and that's actually going
Speaker 5: to tell you the terms and conditions of any type
Speaker 5: of insurance policy. And it seems to be the part
Speaker 5: that a lot of people get a little bit stuck
Speaker 5: on when they're picking insurance because you go to the website,
Speaker 5: you read all their beautiful marketing and see what they
Speaker 5: say and you go, all right, well that sounds good,
Speaker 5: sign up. And then unfortunately something might happen to a
Speaker 5: pet and you go to claim and you're like, oh,
Speaker 5: I thought I could claim I had pet insurance. But
Speaker 5: the PDS is the nitty grit details of the insurance policy,
Speaker 5: so you really need to actually have a bit of
Speaker 5: a flick through that to make sure it covers all
Speaker 5: the things that you're looking for. So Maddie said, there's
Speaker 5: a bit of a tick problem. So what I'd do
Speaker 5: is go to the pet insurance policy that you're looking
Speaker 5: at and even just control f tick.
Speaker 2: Look if it's covered or not.
Speaker 5: Because you don't want to get a pet insurance policy,
Speaker 5: pay for it because they can be expensive these days.
Speaker 5: Then if something happens, you find you're not actually covered
Speaker 5: for what you thought you were covered for. And that
Speaker 5: advice goes to any type of insurance, any type of
Speaker 5: policy that you take out, but when it comes to
Speaker 5: pet insurance, it's really up to you. So yes, I
Speaker 5: have pet insurance on Lucy. And the reason I do
Speaker 5: is because dogs are little nightmares. I would never want
Speaker 5: someone to be in the financial situation where they're like
Speaker 5: I have to pick between getting a loan or spending
Speaker 5: money I don't have in my pet's life. Because nowadays
Speaker 5: pets are such big parts of the family that I
Speaker 5: do think that insurance serves a really important role. However,
Speaker 5: I think a lot of the criticism around pet insurance
Speaker 5: comes from people not doing their research properly. Whereas Maddie
Speaker 5: has said, there's tick issues where I live, and I
Speaker 5: want to make sure that's all good. And if you
Speaker 5: look at you know, budget directs policy because there are
Speaker 5: best friends at the moment, Yeah, there is a tick
Speaker 5: policy included, so tick paralysis is something they cover.
Speaker 2: There's a bit of a waiting period, but it's really.
Speaker 5: Important to understand what isn't isn't included and have a
Speaker 5: look at those things. I promise a PDS can feel
Speaker 5: really overwhelming because you're like, oh, what the hell it's
Speaker 5: like the terms and conditions, But when you start to
Speaker 5: break it down, the entire purpose of a PDS is
Speaker 5: that it's written in a way that lay people I,
Speaker 5: EU and me can read it properly. From my perspective,
Speaker 5: PET insurance is definitely not a scam, but it's up
Speaker 5: to you and your values. But it's actually really important
Speaker 5: when you're looking at any type of policy to take
Speaker 5: out that it actually covers the things you think it will,
Speaker 5: because those scammy stories they come from people who didn't
Speaker 5: read the PDS and then try to claim something that
Speaker 5: wasn't included and go, oh my god, like I don't
Speaker 5: understand why they're doing so hard by me, and the
Speaker 5: reality of the circumstances are well, it was never included.
Speaker 3: So read the PDS.
Speaker 2: Read the PDS.
Speaker 1: Dogs actually do some of the craziest thing.
Speaker 2: Yeah, they do.
Speaker 1: Good friend of mine has two dogs. He left his
Speaker 1: little boys jumper hanging over a chair covered in yogurt,
Speaker 1: came back and found a dog had eaten one of
Speaker 1: the sleeves. Oh not, I had to take both of
Speaker 1: them because he wasn't sure which one it was.
Speaker 5: Oh no, that is literally the worst.
Speaker 1: So let's do this right now. Thirty one O six five.
Speaker 1: Why do you have to take your pets to the
Speaker 1: How much did it cost? We want to hear some
Speaker 1: crazy stories and hopefully please keep it to ones where
Speaker 1: they are. Okay, we don't want to hear anything, Please
Speaker 1: happy careful. This is She's on the Money radio show.
Speaker 2: I love this episode.
Speaker 5: We've talked about chickens, we've talked about my hens, we
Speaker 5: get to talk about people's pet insurance, we get to
Speaker 5: talk about pets.
Speaker 2: Now got some callers. I don't know what it's about.
Speaker 4: It's all because just because Maddie hit us up, but
Speaker 4: she wants to know whether or not she should get
Speaker 4: pet insurance, and she wanted real life examples, So trave
Speaker 4: open the lines thirteen one, I six five? Why did
Speaker 4: you have to take your pet to the vet? And
Speaker 4: then we want to know how much it costs?
Speaker 1: Like we do? Yes? True?
Speaker 2: Have we got traves?
Speaker 1: We got Jordy right now, Jordy, what did your jack
Speaker 1: Russell do? Mate?
Speaker 6: She looked a cane ton?
Speaker 2: What like? What are you doing looking a cane toad?
Speaker 5: Sir?
Speaker 1: Does she have a good time though?
Speaker 2: Yeah?
Speaker 6: She was loving it until she collapsed and started frosten
Speaker 6: at the mount?
Speaker 2: What happened? So you had to take her to that?
Speaker 2: She's okay now.
Speaker 6: Yeah, yeah, got some and then yeah she come good.
Speaker 6: But it's looking to be harry there once day?
Speaker 2: And how much did it cost you?
Speaker 6: I think it's over five five hundred?
Speaker 1: Who I thought you said five thousands?
Speaker 2: Like five hundred bucks? Because your dog lockd a frog?
Speaker 1: Like what?
Speaker 5: She was just out there looking for her prince charming.
Speaker 5: She'd heard the news. She found a cane toad. Got confused?
Speaker 3: Sounds like yours for a good trip? Yeah, yeah, that's
Speaker 3: good value to me.
Speaker 2: Thanks for sharing that.
Speaker 1: Thanks Geordie all right on thirty one sixty five. We
Speaker 1: are taking your calls right now. Why do you have
Speaker 1: to take your pet to the vet? And how much
Speaker 1: did it cost you? Jess, your staffy has been causing
Speaker 1: you to a bit of trouble mate. What happened?
Speaker 7: Yes, our dog Cody had excessive drawling like I've never
Speaker 7: seen so much drawl in my life. We've thought he'd
Speaker 7: been bitten by a snake or had a tuthache or something.
Speaker 7: So we got the vet out on a Sunday night.
Speaker 2: I think Sunday night.
Speaker 5: You're feeling expensive already already surcharge kitchen.
Speaker 7: Yeah, I think it was a two hundred dollars call
Speaker 7: out female.
Speaker 2: Jeez ell, no thanks jesus.
Speaker 7: Yeah, So it turns out he was perfectly fine. He'd
Speaker 7: watched me prep and start cooking a lamb rope on.
Speaker 2: Your dog was just hungry.
Speaker 7: Yeah, it was too much for it, It was so much.
Speaker 1: Well you know what, mate, that's your own bloody fault.
Speaker 1: You brought it on yourself. Stop being such a great cook.
Speaker 1: And look, let's be honestly low key flex from Jess there.
Speaker 2: Yeah, she's cooking a lamb roast.
Speaker 5: You know what she could do though, if that's an issue,
Speaker 5: no more vet call outs.
Speaker 2: If she goes and.
Speaker 5: Buys those three roosters, oh god, yeah, she could just
Speaker 5: have chicken instead.
Speaker 4: You need to let go of the roosters already, there
Speaker 4: were already someone's cutlets.
Speaker 5: It's my hen's weekend, guys. Let me carry on the
Speaker 5: chicken info.
Speaker 1: It's been a very cock theme show. Yeah, hey, thanks, Jess.
Speaker 1: I would love to hear more pet stories, only nice
Speaker 1: ones though, So if you want to leave your story,
Speaker 1: just hit us up on She's on the money on
Speaker 1: our Socials. But coming up next, we're going to save
Speaker 1: you some money with some little sneaky tips. Victoria. You're
Speaker 1: going to tell us how we can keep more bucks
Speaker 1: in our bank accounts.
Speaker 2: I'm good at this.
Speaker 5: I'm going to run out of stuff though, So you
Speaker 5: guys are going to have to start helping me out
Speaker 5: because I don't want us to get fired.
Speaker 1: No, mate, it's not called heese on the money. That
Speaker 1: why it's called She's on the money.
Speaker 3: It's not there on the money.
Speaker 1: No, not there on the money. Guys. Everyone do this
Speaker 1: seper save the Saturday. Victoria. You know, literally minutes away
Speaker 1: from from leaving out into your little Hen's night. Whatever
Speaker 1: is going to happen, I don't know.
Speaker 2: I don't know either. I'm kind of scared.
Speaker 1: We're gonna make you do a little bit more work
Speaker 1: look at me, because.
Speaker 5: You need to give us some I wrote down my
Speaker 5: tips on my phone and I didn't want to forget them.
Speaker 5: I want you guys to think I'm really smart. But
Speaker 5: do you remember playing the Sims when you were young?
Speaker 5: Of course, I wish I had a money hack as
Speaker 5: good as like that Rosebud hack where you put in
Speaker 5: like the cheat code and then bright Rosebud and then
Speaker 5: it gives.
Speaker 1: You two thousand.
Speaker 3: Dollars or mother load.
Speaker 2: Yeah, yeah, mother Load. That was the other one. There
Speaker 2: were a few others. I remember googling them and thinking
Speaker 2: I was like a hacker. Turns out I'm not. That
Speaker 2: was just how the game works.
Speaker 1: I'm just going to walk into Commonwealth Bank and be
Speaker 1: like mother Load, and if you don't give me millions
Speaker 1: of dollars.
Speaker 2: Do you reckon? There's a hack for that. They just
Speaker 2: like start shooting hack.
Speaker 1: No, all right, let's do some real actual money hacks.
Speaker 5: Al right, So I've got three for you today. One
Speaker 5: is an actual money hack. One is a mindset hack
Speaker 5: because they're a little bit fluffy in this house. And
Speaker 5: another one's about points. I'm not really a credit card
Speaker 5: caind of Goal, but I do travel a lot for work.
Speaker 5: As you guys know, I'm always between Melbourne City and
Speaker 5: Brisbane because you know, I'm just totally popular. But I
Speaker 5: always fly with Virgin one. I will have a very
Speaker 5: long conversation with you if you'd like to, about how
Speaker 5: their buffet is much better if you get to the
Speaker 5: lounge than the quantas.
Speaker 3: Oh you're preaching to the choir.
Speaker 2: I agree there, yeah, right, much better.
Speaker 5: But I'm not getting into the lounge because I, you know,
Speaker 5: am flying business class that's not in the budget. I'm
Speaker 5: getting into the lounge because I've flown so much. But
Speaker 5: the perk here is actually me giving a shameless plug
Speaker 5: to Virgin Australia at the moment. They actually have double
Speaker 5: points at the moment, so like if you've got a
Speaker 5: plan to book a holiday, you'll get double points on
Speaker 5: eligible flights at the moment. That's a bit fluffy, but
Speaker 5: it will get you into the lounge quicker, because who
Speaker 5: doesn't want to travel domestically and be boushie enough to
Speaker 5: go into the lounge Instagram and make it look like, yeah,
Speaker 5: you've got to look like your fancy So anyway, thought
Speaker 5: that that was a pretty good little hack. The next
Speaker 5: one is the money hack, I promised? Or do you
Speaker 5: want the mindset hack first?
Speaker 6: Like?
Speaker 2: What one do you want? Then you want the mindset?
Speaker 1: You mind?
Speaker 3: Let's end on the money, Let's take the money. This
Speaker 3: is she's on the money, all right, all right?
Speaker 5: So I think a lot of us are really good
Speaker 5: at frivolous spending. And one thing in this day and age,
Speaker 5: I'm looking directly at you, Mitch Cherry. But one, yeah,
Speaker 5: you with your theorem and if you touched that since
Speaker 5: you bought it, I forgot about the therapy.
Speaker 2: Yeah the theorem man. Come on, he's looking at me
Speaker 2: like he forgot he owned the theoreman.
Speaker 3: But what's what's a theremon?
Speaker 1: Oh? Yes, you spend eight bucks? One, that's enough, move on,
Speaker 1: move on.
Speaker 5: But I think in this day and age, where money
Speaker 5: is less tangible, I'm not like handing over a CRISP
Speaker 5: fifty and feeling like I'm getting less back. We tab
Speaker 5: our debit cards, right, and it just doesn't feel like
Speaker 5: we're losing that much. So I sometimes like to think
Speaker 5: of my hours worked as the price of things. So
Speaker 5: if you'll make like fifteen bucks an hour and something
Speaker 5: costs forty five dollars, I think you need to start
Speaker 5: reframing it and going that worth me working for three
Speaker 5: whole hours. Yeah, good point, Like I think that puts
Speaker 5: things in context a little bit, that makes you reframe it,
Speaker 5: and for me, that's a lot of money. Like, have
Speaker 5: a think about your money in that context before making
Speaker 5: a purchase you didn't necessarily need to make, because I
Speaker 5: think a lot of you expect me to come on
Speaker 5: here and like, don't buy your five dollar coffees, like
Speaker 5: you'll become a millionaire. Unfortunately that's not the case. But
Speaker 5: little money habits and little mindset shifts over time, or
Speaker 5: what's going to create a solid money mindset that puts
Speaker 5: you in the best position to make bank. So the
Speaker 5: next money in our back pocket tip comes for people
Speaker 5: who get paid, So that's nice.
Speaker 2: I feel like it will work for all of us
Speaker 2: around this table.
Speaker 5: Doesn't matter if you get paid monthly, weekly, fortnightly, doesn't matter.
Speaker 2: However, the day before you.
Speaker 5: Get paid, I want you to go in there into
Speaker 5: your bank account and transfer all the money in there
Speaker 5: out to your savings. So whatever's left over from your
Speaker 5: last pay, pop that into a separate savings account and
Speaker 5: start fresh. Obviously, make sure that you're covering your bills
Speaker 5: and expenses and rent and stuff. But so many of
Speaker 5: us frivolously spend and go, oh, well that was from
Speaker 5: last pay.
Speaker 2: Doesn't matter.
Speaker 3: You're right, I see it left over.
Speaker 2: I'm like, that's that's left over money.
Speaker 3: A little pre.
Speaker 2: Exactly, I've got more money this way. Absolutely not. We
Speaker 2: are transferred to our savings.
Speaker 1: You would be doing, yeah, you would.
Speaker 5: You would look at it and go, all right, well
Speaker 5: that's free money and now I have my pay in
Speaker 5: my account. But that's such a glooman mindset, right, So
Speaker 5: let's shift it out to our savings and actually start
Speaker 5: propping up our savings a bit more.
Speaker 2: And then, Mitch, maybe you'll buy another theoremon.
Speaker 3: No, no, I did. I did buy five hundred dollars
Speaker 3: after shave this week. But at the end of the show, so.
Speaker 5: You smell good, Yeah, it was like I haven't noticed it,
Speaker 5: so it must not be that worth it.
Speaker 1: Hey, Victoria, you've got to get out of here. I
Speaker 1: do you are going? Are you going to have eyebrows
Speaker 1: next week. That's what I'm worried about.
Speaker 2: You know what, I definitely will because my eyebrows are
Speaker 2: actually tattoos. Good luck shaving those off.
Speaker 1: Wow, that is something I did not need to know
Speaker 1: anyway until next week. You can catch up with us
Speaker 1: anytime on socials just search She's on the Money, Mitch,
Speaker 1: you gotta stick around. You are on with Britton Laura
Speaker 1: with the Life on Cut radio show. That's coming up next,
Speaker 1: but this has been. She's on the Money for your
Speaker 1: Saturday Morning next week.