1 00:00:03,920 --> 00:00:05,920 Speaker 1: She's on The Money radio show. 2 00:00:07,400 --> 00:00:08,639 Speaker 2: With Victoria Divines. 3 00:00:09,600 --> 00:00:12,920 Speaker 1: Now, hello and welcome to that. She's on the Money Podcast, 4 00:00:13,080 --> 00:00:18,720 Speaker 1: the podcast for millennials who want financial freedom. That's right, 5 00:00:18,840 --> 00:00:20,920 Speaker 1: Oh mate, that was better than last week. 6 00:00:21,280 --> 00:00:22,840 Speaker 3: Look, Mitch, do you reckon? You do better? 7 00:00:23,000 --> 00:00:23,599 Speaker 2: I reckon, I'll do. 8 00:00:23,840 --> 00:00:25,040 Speaker 3: I'll give you a turn next week. 9 00:00:25,239 --> 00:00:26,160 Speaker 2: Yeah, all right, next week. 10 00:00:26,200 --> 00:00:28,640 Speaker 4: If I nail it, I get Travs salary, and I 11 00:00:28,760 --> 00:00:32,519 Speaker 4: also get Travs full family and all his all his. 12 00:00:32,960 --> 00:00:35,320 Speaker 3: He's not actually his cat. That's really nice. So you 13 00:00:35,400 --> 00:00:39,920 Speaker 3: might want to take the cat. Oh god, okay, sorry, sorry, 14 00:00:39,960 --> 00:00:40,800 Speaker 3: all right, well I'm. 15 00:00:40,680 --> 00:00:42,640 Speaker 2: Both so I don't want Trav's disgusting cat. 16 00:00:44,360 --> 00:00:47,280 Speaker 3: Sorry, I'm trying to make fun jokes here. I'm trying 17 00:00:47,320 --> 00:00:49,440 Speaker 3: to be friendly. I'm trying to be kind, and you 18 00:00:49,560 --> 00:00:51,040 Speaker 3: guys are just being. 19 00:00:51,320 --> 00:00:54,360 Speaker 1: I'm sorry, you're the one who just absolutely shit canned me. 20 00:00:54,560 --> 00:00:56,440 Speaker 3: So, because I want to go, because it's my hands 21 00:00:56,560 --> 00:00:58,360 Speaker 3: day today, my friends are waiting. 22 00:00:58,480 --> 00:01:00,360 Speaker 1: Do you know what, though, I've actually got an another 23 00:01:00,640 --> 00:01:03,480 Speaker 1: little money tidbit. Remember last week I gave you two 24 00:01:03,560 --> 00:01:06,600 Speaker 1: really cool fun facts about money. No, remember the scents 25 00:01:06,680 --> 00:01:07,240 Speaker 1: and the notes? 26 00:01:07,880 --> 00:01:09,760 Speaker 3: Oh yeah yeah yeah, but did we put those on 27 00:01:09,800 --> 00:01:11,680 Speaker 3: the Oh we did put those on the podcast. 28 00:01:11,720 --> 00:01:14,080 Speaker 2: Yeah, that was actually really good. 29 00:01:13,360 --> 00:01:17,920 Speaker 1: I've got another one. Oh, money, fats, money fat? Do 30 00:01:17,959 --> 00:01:20,880 Speaker 1: you know in like twenty cent pieces in tents, actually 31 00:01:20,880 --> 00:01:23,920 Speaker 1: any coin, they've got a ridge around the edge, right, 32 00:01:23,959 --> 00:01:26,440 Speaker 1: So there's ridges around the edge. Yeah, do you know 33 00:01:26,520 --> 00:01:27,319 Speaker 1: why they are? 34 00:01:27,800 --> 00:01:30,440 Speaker 3: So they make nice sounds when they roll. That's all 35 00:01:30,480 --> 00:01:30,880 Speaker 3: I've got. 36 00:01:31,200 --> 00:01:33,760 Speaker 2: No, because you've put a lot of thought into that. 37 00:01:34,560 --> 00:01:36,840 Speaker 3: Hey what have you got, midge. Why do they have 38 00:01:36,920 --> 00:01:38,480 Speaker 3: ridges around the edge. 39 00:01:38,240 --> 00:01:39,840 Speaker 2: Because they're for blind people? 40 00:01:40,040 --> 00:01:43,120 Speaker 1: Oh no, because they're all well the shame ridges mate. 41 00:01:43,000 --> 00:01:44,120 Speaker 3: No, that that would be fine. 42 00:01:44,200 --> 00:01:44,679 Speaker 1: No, they're not. 43 00:01:44,800 --> 00:01:49,040 Speaker 3: Because fifty cent pieces they're smooth. They feel different to twenty. 44 00:01:48,720 --> 00:01:53,800 Speaker 1: Cent because back in the day, right, people actually would 45 00:01:53,800 --> 00:01:57,000 Speaker 1: clip off little parts of the silver coins because the 46 00:01:57,040 --> 00:02:00,639 Speaker 1: silver was made from was a little Finally, they'd collect 47 00:02:00,680 --> 00:02:03,080 Speaker 1: them from every coin, go snip snip, snip, snip snip, 48 00:02:03,200 --> 00:02:04,840 Speaker 1: and then they'd go and take those to the bank 49 00:02:04,880 --> 00:02:06,919 Speaker 1: and get more money for them, still spend the coins. 50 00:02:07,160 --> 00:02:10,080 Speaker 1: So they put ridges around the outside so people couldn't 51 00:02:10,080 --> 00:02:11,720 Speaker 1: do it because if they cut it off there was 52 00:02:11,760 --> 00:02:14,760 Speaker 1: no ridges, they'd be like, somebody's messed with this coin. 53 00:02:15,000 --> 00:02:17,400 Speaker 3: I'd still mess with the coin. You would anyway, I'd 54 00:02:17,400 --> 00:02:19,360 Speaker 3: still mess with a coin. I think that's great. Do 55 00:02:19,360 --> 00:02:21,240 Speaker 3: you know what? It took me a really long time 56 00:02:21,320 --> 00:02:23,919 Speaker 3: to realize that our silver coins and our gold coins 57 00:02:23,960 --> 00:02:25,720 Speaker 3: were not made of silver and they were not made 58 00:02:25,760 --> 00:02:29,000 Speaker 3: of gold. I remember finding that out and I was like, oh, 59 00:02:29,160 --> 00:02:31,120 Speaker 3: like here I am thinking that, Wow, I have a 60 00:02:31,120 --> 00:02:33,000 Speaker 3: gold coin. It's not gold. They're lying. 61 00:02:33,200 --> 00:02:36,239 Speaker 1: You know what isn't depressing? What isn't the free bloody chickens? 62 00:02:36,280 --> 00:02:37,000 Speaker 2: Where you go with this? 63 00:02:37,200 --> 00:02:38,920 Speaker 1: Three bloody chickens. 64 00:02:38,600 --> 00:02:39,840 Speaker 3: Yes, three chickens. 65 00:02:40,000 --> 00:02:40,520 Speaker 2: I love this. 66 00:02:40,680 --> 00:02:43,320 Speaker 3: That's what we're talking about today. We've really taken the 67 00:02:43,560 --> 00:02:46,040 Speaker 3: Victoria's Hens Day theme and run with it. 68 00:02:46,240 --> 00:02:49,040 Speaker 1: I know, like, so people think, how can I save money? 69 00:02:49,080 --> 00:02:50,880 Speaker 1: I bet when you go I'm going to listen to 70 00:02:50,880 --> 00:02:52,840 Speaker 1: the Sheese on the Money radio show, I'm not going 71 00:02:52,919 --> 00:02:54,600 Speaker 1: to learn how to get me a free chicken. Well, 72 00:02:54,639 --> 00:02:56,639 Speaker 1: you are wrong, because you are this week. 73 00:02:57,160 --> 00:03:01,120 Speaker 3: Look this week, I'm very activated. It all pot is. 74 00:03:02,760 --> 00:03:06,840 Speaker 4: Actually oh my god, that's unethical. We can't say that again. 75 00:03:06,919 --> 00:03:08,840 Speaker 3: We're going to say it again, and we're going to 76 00:03:08,880 --> 00:03:10,480 Speaker 3: put it in the radio show. I hope it makes 77 00:03:10,520 --> 00:03:11,200 Speaker 3: the final edit. 78 00:03:11,360 --> 00:03:12,200 Speaker 1: I'm going to make. 79 00:03:12,040 --> 00:03:15,120 Speaker 3: Sure played music really loud over that segment in the radio. 80 00:03:15,400 --> 00:03:19,360 Speaker 1: Yeah, no, no, no, no, it's fine. And also you're going 81 00:03:19,400 --> 00:03:22,600 Speaker 1: to give some sneaky little tips about how we can 82 00:03:22,639 --> 00:03:24,600 Speaker 1: get some more money in our bank accounts, but also 83 00:03:24,639 --> 00:03:28,320 Speaker 1: get yourself into the lounge of your favorite airline very quickly. 84 00:03:28,600 --> 00:03:31,079 Speaker 3: Yeah. Well, I like to go to the lounge when 85 00:03:31,120 --> 00:03:33,480 Speaker 3: I'm flying because it makes me feel fancy, and then 86 00:03:33,520 --> 00:03:35,160 Speaker 3: I go straight to the back of the plane when 87 00:03:35,200 --> 00:03:37,880 Speaker 3: I get on it, So you know, the lounge is good. 88 00:03:37,960 --> 00:03:42,280 Speaker 3: Free wine makes the flight more bearable and you can 89 00:03:42,360 --> 00:03:42,560 Speaker 3: take it. 90 00:03:42,560 --> 00:03:44,560 Speaker 2: There's no turbulence. There's no turbulence when you've. 91 00:03:44,400 --> 00:03:47,760 Speaker 3: Had a wine, exactly a turbulence turbular. 92 00:03:49,480 --> 00:03:50,760 Speaker 1: What are you going to do on your hands night 93 00:03:50,800 --> 00:03:51,360 Speaker 1: before we go? 94 00:03:51,560 --> 00:03:52,680 Speaker 3: I don't actually know. 95 00:03:52,800 --> 00:03:54,560 Speaker 1: What are you hoping to do? What do you know? 96 00:03:55,120 --> 00:03:57,920 Speaker 3: I don't have any Oh no I do. I did 97 00:03:57,960 --> 00:04:02,520 Speaker 3: say no stroopers. I know that's a little bit bland. Yeah, 98 00:04:02,680 --> 00:04:04,720 Speaker 3: like you guys can be a bit more creative than that. 99 00:04:05,280 --> 00:04:06,080 Speaker 1: You got to cancel that. 100 00:04:06,000 --> 00:04:09,480 Speaker 4: Stripper to cancel it, can I got the three of them, 101 00:04:09,520 --> 00:04:14,840 Speaker 4: all three ye I'll call Braxton and you call Stella. 102 00:04:13,800 --> 00:04:18,480 Speaker 3: The very magic Mike. Oh, actually, if it's Magic Mike, 103 00:04:18,520 --> 00:04:20,600 Speaker 3: we can absolutely have him. That's all right, I've got 104 00:04:20,680 --> 00:04:23,479 Speaker 3: some rules. The only thing I know about my hands 105 00:04:23,600 --> 00:04:29,400 Speaker 3: is that it is tennis themed. Oh that's at once. 106 00:04:30,240 --> 00:04:32,560 Speaker 1: Yes, love all for all. 107 00:04:32,920 --> 00:04:35,239 Speaker 3: I am kind of hoping it just means we drink. 108 00:04:35,080 --> 00:04:38,320 Speaker 1: A lot of Pyms good or what's that other one 109 00:04:38,320 --> 00:04:41,479 Speaker 1: that they drink all the time. APO, Yeah, yeah, I 110 00:04:41,600 --> 00:04:41,800 Speaker 1: love it. 111 00:04:41,839 --> 00:04:43,960 Speaker 2: Apol Spritty sprints it up. 112 00:04:43,960 --> 00:04:46,120 Speaker 1: All right. Well, the reason why Mitch and I are 113 00:04:46,120 --> 00:04:53,240 Speaker 1: half naked is because we are your surprise strippers and 114 00:04:53,279 --> 00:04:57,160 Speaker 1: the rest female bee cup nice. 115 00:04:57,279 --> 00:04:59,000 Speaker 3: If you need to borrow let me. 116 00:04:58,960 --> 00:05:01,680 Speaker 1: Know the rest. If you cannot see the show, you 117 00:05:01,760 --> 00:05:03,760 Speaker 1: have to listen to the show, which is she's on 118 00:05:03,800 --> 00:05:07,400 Speaker 1: the Money radio show happening right now. Let's get into 119 00:05:07,400 --> 00:05:10,720 Speaker 1: a Mitchie. This is She's on the Money radio show. 120 00:05:10,800 --> 00:05:12,720 Speaker 1: Coming up a little bit later on, we're going to 121 00:05:12,800 --> 00:05:16,200 Speaker 1: do a money dilemma where Maddie's actually asked whether or 122 00:05:16,240 --> 00:05:19,920 Speaker 1: not pet insurance is a scam. Budget director, amazing pet Insurance. 123 00:05:19,920 --> 00:05:21,279 Speaker 1: I believe your dog Lucy. 124 00:05:21,000 --> 00:05:24,200 Speaker 3: Is with her Lucky Lucy. Honestly, thank god I haven't 125 00:05:24,200 --> 00:05:25,839 Speaker 3: had to claim on it. So you won't get any 126 00:05:25,839 --> 00:05:27,920 Speaker 3: experience there. But you know what I have done read 127 00:05:27,920 --> 00:05:30,520 Speaker 3: their pds. We love a PDS in this house. And 128 00:05:30,600 --> 00:05:33,240 Speaker 3: you know what, I'm gonna ask Mitch, Mitch, what's her pds? 129 00:05:33,520 --> 00:05:34,960 Speaker 2: So I grew up with sisters pds? 130 00:05:35,000 --> 00:05:37,200 Speaker 4: Is that time of mum and you know it hits 131 00:05:37,520 --> 00:05:40,320 Speaker 4: and I don't want to say mood swings, but you. 132 00:05:40,240 --> 00:05:44,160 Speaker 1: Know, all right, Okay, let's do this. Let's get out 133 00:05:44,200 --> 00:05:45,039 Speaker 1: of this real quick. 134 00:05:45,400 --> 00:05:47,960 Speaker 2: Give me a home, Mama, and the gum Trench. 135 00:05:48,480 --> 00:05:53,520 Speaker 1: We love to gum Tree trash or treasure. Mitch. This 136 00:05:53,640 --> 00:05:55,480 Speaker 1: is a brand new game that we've got for Victoria. 137 00:05:55,560 --> 00:05:56,360 Speaker 1: Tell us what it is. 138 00:05:56,480 --> 00:05:58,760 Speaker 4: So what's that feeling yet when you look through gum 139 00:05:58,839 --> 00:06:01,200 Speaker 4: Tree and you think I'm a god found a piece 140 00:06:01,200 --> 00:06:03,719 Speaker 4: of treasure or that's a piece of trash. But we 141 00:06:03,760 --> 00:06:05,680 Speaker 4: all have an item that we've got off gum Tree. 142 00:06:05,880 --> 00:06:08,400 Speaker 4: We'll bring it to each other. And I think I'm 143 00:06:08,400 --> 00:06:10,240 Speaker 4: going to go first because this was actually sent in 144 00:06:10,240 --> 00:06:12,960 Speaker 4: to me, guys Savage, he sent me this. 145 00:06:13,040 --> 00:06:16,320 Speaker 2: So it's a limited edition Mario milk, Marrio milk. If 146 00:06:16,360 --> 00:06:16,880 Speaker 2: you can see this. 147 00:06:17,240 --> 00:06:19,800 Speaker 4: So the best by date on the milk is March tenth, 148 00:06:19,920 --> 00:06:21,960 Speaker 4: but it actually spells out Mario. 149 00:06:22,560 --> 00:06:26,320 Speaker 1: Oh wow, ah. 150 00:06:25,880 --> 00:06:28,560 Speaker 2: Ten, it looks like Mario. They're asking for sixty nine 151 00:06:28,600 --> 00:06:29,360 Speaker 2: thousand dollars. 152 00:06:29,560 --> 00:06:31,200 Speaker 3: Is it empty? Is it just the bottle? Has it 153 00:06:31,240 --> 00:06:31,800 Speaker 3: been cleaned? 154 00:06:32,400 --> 00:06:35,039 Speaker 2: It is full, So I don't think to drink the 155 00:06:35,080 --> 00:06:35,800 Speaker 2: Mario milk. 156 00:06:36,720 --> 00:06:37,599 Speaker 3: It's vintage. 157 00:06:37,839 --> 00:06:40,040 Speaker 1: Yeah, that's trash for me. Trash all right? Is this 158 00:06:40,160 --> 00:06:44,240 Speaker 1: a gum tree? Trash or treasure? A big blue yacht 159 00:06:44,920 --> 00:06:49,359 Speaker 1: twenty three foot French to four thirteen hundred thin keel. 160 00:06:49,360 --> 00:06:50,880 Speaker 1: I don't even know what the hell that is? That 161 00:06:51,000 --> 00:06:53,800 Speaker 1: is either sell their boat, he says. I know with 162 00:06:53,960 --> 00:06:56,640 Speaker 1: all of my projects, I won't get around to this one. 163 00:06:56,839 --> 00:06:59,640 Speaker 1: The buyer will need to pick up lots of work 164 00:06:59,680 --> 00:07:02,400 Speaker 1: I am, but it looks like it could end up 165 00:07:02,520 --> 00:07:06,200 Speaker 1: being a great project. Located in Dalesford. Remember, you're going 166 00:07:06,240 --> 00:07:07,360 Speaker 1: to have to go pick it up. What would you 167 00:07:07,400 --> 00:07:07,840 Speaker 1: pay for that? 168 00:07:07,960 --> 00:07:09,920 Speaker 3: I don't think i'd pay anything because I live quite 169 00:07:09,960 --> 00:07:13,360 Speaker 3: close to the city and there's like permitted parking outside 170 00:07:13,440 --> 00:07:16,160 Speaker 3: my house and there's actually not a lot of opportunity 171 00:07:16,200 --> 00:07:18,000 Speaker 3: to store a boat, so I'm probably going to shy 172 00:07:18,040 --> 00:07:18,840 Speaker 3: away from this one. 173 00:07:18,880 --> 00:07:20,680 Speaker 1: Too many range rovers in the driveway. 174 00:07:20,680 --> 00:07:22,680 Speaker 3: Then yeah, yeah, yeah, that's definitely it. 175 00:07:23,040 --> 00:07:25,120 Speaker 2: Now this is trash for me, This is absolute trash. 176 00:07:25,160 --> 00:07:26,520 Speaker 2: I'm not a boat boy. Look at me. They look 177 00:07:26,560 --> 00:07:27,120 Speaker 2: like a boat boy. 178 00:07:27,240 --> 00:07:28,680 Speaker 3: Well, you could be a boat boy. 179 00:07:28,960 --> 00:07:31,320 Speaker 1: He looked pretty good in the little jem I've. 180 00:07:31,200 --> 00:07:33,840 Speaker 3: Been watching below deck. You definitely look like you fit on. 181 00:07:35,160 --> 00:07:37,080 Speaker 4: Yeah, yeah, yeah, I have to be the captain though, 182 00:07:37,160 --> 00:07:37,760 Speaker 4: I couldn't be. 183 00:07:37,680 --> 00:07:39,440 Speaker 2: Like a drink wench. I'd have to be the captain. 184 00:07:39,560 --> 00:07:42,120 Speaker 3: No, no, no, you'd definitely be like a deck hand. 185 00:07:42,200 --> 00:07:42,840 Speaker 3: Did it be good? 186 00:07:43,160 --> 00:07:47,360 Speaker 1: I think flirting very close for a Saturday morning for 187 00:07:47,600 --> 00:07:49,520 Speaker 1: a certain amount of things here. No, okay, So it 188 00:07:49,760 --> 00:07:51,600 Speaker 1: was twenty five hundred dollars. 189 00:07:51,840 --> 00:07:53,280 Speaker 3: Oh that's pretty cheap for a boat. 190 00:07:53,400 --> 00:07:56,400 Speaker 1: It was because now Victoria divine, it is free. 191 00:07:56,720 --> 00:07:59,000 Speaker 3: Oh free, Oh. 192 00:07:58,520 --> 00:08:01,000 Speaker 2: Victoria, put your life jacket on. Picking it up this saber. 193 00:08:01,120 --> 00:08:06,040 Speaker 1: So trash, your treasure, trash. 194 00:08:04,480 --> 00:08:06,160 Speaker 3: Like, honestly, what am I going to do with that? 195 00:08:06,200 --> 00:08:09,360 Speaker 1: It's perfectly in line with your persona the values. 196 00:08:09,680 --> 00:08:11,360 Speaker 3: All right, Well, guys, I have one for you, and 197 00:08:11,400 --> 00:08:13,600 Speaker 3: I want to know if you guys think that it 198 00:08:13,680 --> 00:08:15,440 Speaker 3: is trash or treasure. But I also want to know 199 00:08:15,480 --> 00:08:17,400 Speaker 3: what you pay for this this one. I've picked up 200 00:08:17,400 --> 00:08:20,240 Speaker 3: for you, Michi mich All right. So we've got three roosters, 201 00:08:22,160 --> 00:08:23,400 Speaker 3: so three of us for you. 202 00:08:24,360 --> 00:08:25,560 Speaker 2: Don't wait to hear how these ties. 203 00:08:25,800 --> 00:08:28,880 Speaker 3: It's from Honeywood in Tasmania. It says, pet or pot 204 00:08:29,920 --> 00:08:33,560 Speaker 3: free to a good home, umane killing or add to 205 00:08:33,600 --> 00:08:37,280 Speaker 3: your own flock. I'm done with all the cockle doodle, douce. 206 00:08:37,520 --> 00:08:39,599 Speaker 3: They're about six months old. You better not be a 207 00:08:39,640 --> 00:08:42,360 Speaker 3: cock fighter. Bad karma to you, okay, But the thing 208 00:08:42,360 --> 00:08:45,719 Speaker 3: that really got me here was pet or pot. You 209 00:08:45,720 --> 00:08:48,000 Speaker 3: can keep it, keep it, or you could just cook it. 210 00:08:48,120 --> 00:08:48,320 Speaker 1: Yeah. 211 00:08:49,280 --> 00:08:51,679 Speaker 4: Just add some magi, yeah, curry favoring, and you got 212 00:08:51,679 --> 00:08:52,480 Speaker 4: yourself tea. 213 00:08:52,600 --> 00:08:54,760 Speaker 3: Yeah, babe, have you got some misseell stock, chuck that 214 00:08:54,920 --> 00:08:57,120 Speaker 3: in there, Throw a bay leaf. I don't know what 215 00:08:57,160 --> 00:08:57,920 Speaker 3: else do they put in. 216 00:08:58,360 --> 00:09:00,360 Speaker 1: I'm going to get these three roosters and you get 217 00:09:00,400 --> 00:09:02,640 Speaker 1: them for free. They're coming straight to your house, and 218 00:09:02,679 --> 00:09:04,880 Speaker 1: you were going to cook us up a nice little feace, Victoria. 219 00:09:05,000 --> 00:09:09,079 Speaker 3: I don't even eat chicken, guys, it makes me so uncomfortable, 220 00:09:09,400 --> 00:09:12,760 Speaker 3: all right, So I want to know that's your treasure, recod. 221 00:09:13,360 --> 00:09:16,600 Speaker 1: Hey, let's get back into the money stuff. It is 222 00:09:16,640 --> 00:09:20,640 Speaker 1: time to do this, yeah, each week we bring somebody's 223 00:09:20,679 --> 00:09:23,240 Speaker 1: financial story on air. That's how we make sure that 224 00:09:23,280 --> 00:09:25,199 Speaker 1: we're a legit money finance show. 225 00:09:25,320 --> 00:09:28,320 Speaker 3: Yeah, we've got to do something, yeah, leimate, Yeah, kicked 226 00:09:28,360 --> 00:09:30,160 Speaker 3: off the radio or something. I don't want that to happen. 227 00:09:30,200 --> 00:09:32,920 Speaker 2: And that's already almost happened. God, think that was awkward. 228 00:09:33,040 --> 00:09:36,040 Speaker 3: Please don't talk about it. I shall gets You've. 229 00:09:35,880 --> 00:09:37,480 Speaker 1: Still got two more strikes. It's fine, we can do it. 230 00:09:37,520 --> 00:09:39,400 Speaker 3: Yeah, but if you don't acknowledge it happened, it's not 231 00:09:39,400 --> 00:09:40,520 Speaker 3: true exactly. 232 00:09:40,679 --> 00:09:42,240 Speaker 1: Hey, if you've got a question, hit us up on 233 00:09:42,280 --> 00:09:44,640 Speaker 1: social with just search. She's on the Money. Mattie's actually 234 00:09:44,679 --> 00:09:47,520 Speaker 1: posted in how She's on the Money Facebook community. She's 235 00:09:47,559 --> 00:09:49,199 Speaker 1: asking Mitch about pet insurance. 236 00:09:49,240 --> 00:09:51,160 Speaker 4: Yeah, so this is what Maddie says. She says, first 237 00:09:51,160 --> 00:09:53,199 Speaker 4: of all, I love the show, and Mitch is very handsome. Maddie, 238 00:09:53,200 --> 00:09:56,120 Speaker 4: that's so kind. She also says, does anyone have any 239 00:09:56,160 --> 00:09:59,480 Speaker 4: thoughts and experiences with pet insurance? We're getting a puppy 240 00:09:59,520 --> 00:10:02,560 Speaker 4: and a few pigs. We live semi rurally and tics 241 00:10:02,600 --> 00:10:04,520 Speaker 4: can be a problem around here. I just want to 242 00:10:04,559 --> 00:10:06,839 Speaker 4: make sure I'm doing the best by her and make 243 00:10:06,880 --> 00:10:10,199 Speaker 4: sure she's covered. If anything happens, looking for reasons against 244 00:10:10,400 --> 00:10:13,679 Speaker 4: and four good and bad experiences with specific companies, and 245 00:10:13,720 --> 00:10:16,840 Speaker 4: things to watch out for in the contracts, etc. Victoria, 246 00:10:16,920 --> 00:10:18,760 Speaker 4: this is your domain. You've got a dog and you 247 00:10:18,840 --> 00:10:20,320 Speaker 4: know contracts. This is perfect for you. 248 00:10:20,480 --> 00:10:22,360 Speaker 3: I do. So we're going to go back to the 249 00:10:22,400 --> 00:10:24,880 Speaker 3: contract part of this. Because you thought it was PMS 250 00:10:24,920 --> 00:10:25,840 Speaker 3: not PDS. 251 00:10:26,240 --> 00:10:27,000 Speaker 2: Oh that's it. 252 00:10:27,080 --> 00:10:28,720 Speaker 1: I thought, ye we'd moved past that. 253 00:10:28,920 --> 00:10:29,719 Speaker 3: We haven't. We had it. 254 00:10:30,040 --> 00:10:31,400 Speaker 1: That's what the meeting was about, guys. 255 00:10:31,600 --> 00:10:33,480 Speaker 3: But we're going to start the conversation there, right. So 256 00:10:33,840 --> 00:10:36,960 Speaker 3: PDS is a product disclosure statement, and that's actually going 257 00:10:37,000 --> 00:10:39,560 Speaker 3: to tell you the terms and conditions of any type 258 00:10:39,600 --> 00:10:42,120 Speaker 3: of insurance policy. And it seems to be the part 259 00:10:42,120 --> 00:10:43,920 Speaker 3: that a lot of people get a little bit stuck 260 00:10:43,960 --> 00:10:46,520 Speaker 3: on when they're picking insurance, because you go to the website, 261 00:10:46,559 --> 00:10:49,080 Speaker 3: you read all their beautiful marketing and see what they say, 262 00:10:49,120 --> 00:10:51,640 Speaker 3: and you go, all right, well that sounds good, sign up. 263 00:10:51,679 --> 00:10:55,120 Speaker 3: And then unfortunately something might happen to a pet and 264 00:10:55,160 --> 00:10:56,480 Speaker 3: you go to claim and you're like, oh, I thought 265 00:10:56,520 --> 00:10:59,280 Speaker 3: I could claim I had pet insurance. But the PDS 266 00:10:59,320 --> 00:11:02,679 Speaker 3: is the nitty grit details of the insurance policy. So 267 00:11:02,760 --> 00:11:04,880 Speaker 3: you really need to actually have a bit of a 268 00:11:04,920 --> 00:11:07,280 Speaker 3: flick through that to make sure it covers all the 269 00:11:07,320 --> 00:11:10,040 Speaker 3: things that you're looking for. So Maddie said, there's a 270 00:11:10,080 --> 00:11:12,480 Speaker 3: bit of a tick problem. So what I'd do is 271 00:11:12,559 --> 00:11:14,920 Speaker 3: go to the pet insurance policy that you're looking at 272 00:11:15,120 --> 00:11:18,240 Speaker 3: and even just control f tick. Look if it's covered 273 00:11:18,400 --> 00:11:20,920 Speaker 3: or not. Because you don't want to get a pet 274 00:11:20,960 --> 00:11:23,960 Speaker 3: insurance policy, pay for it because they can be expensive 275 00:11:24,040 --> 00:11:26,400 Speaker 3: these days. Then if something happens, you find you're not 276 00:11:26,480 --> 00:11:28,880 Speaker 3: actually covered for what you thought you were covered for. 277 00:11:29,200 --> 00:11:31,760 Speaker 3: And that advice goes to any type of insurance, any 278 00:11:31,840 --> 00:11:34,720 Speaker 3: type of policy that you take out, but when it 279 00:11:34,760 --> 00:11:38,280 Speaker 3: comes to pet insurance, it's really up to you. So yes, 280 00:11:38,400 --> 00:11:41,000 Speaker 3: I have pet insurance on Lucy. And the reason I 281 00:11:41,080 --> 00:11:45,120 Speaker 3: do is because dogs are little nightmares. I would never 282 00:11:45,160 --> 00:11:48,120 Speaker 3: want someone to be in the financial situation where they're 283 00:11:48,120 --> 00:11:50,600 Speaker 3: like I have to pick between getting a loan or 284 00:11:50,640 --> 00:11:53,440 Speaker 3: spending money I don't have in my pet's life. Because 285 00:11:53,480 --> 00:11:56,120 Speaker 3: nowadays pets are such big parts of the family that 286 00:11:56,440 --> 00:12:00,320 Speaker 3: I do think that insurance serves a really important role. However, 287 00:12:00,640 --> 00:12:03,320 Speaker 3: I think a lot of the criticism around pet insurance 288 00:12:03,360 --> 00:12:06,640 Speaker 3: comes from people not doing their research properly, Whereas Maddie 289 00:12:06,640 --> 00:12:09,560 Speaker 3: has said, there's tick issues where I live, and I 290 00:12:09,640 --> 00:12:11,840 Speaker 3: want to make sure that's all good. And if you 291 00:12:11,880 --> 00:12:14,440 Speaker 3: look at you know, budget directs policy because there are 292 00:12:14,440 --> 00:12:17,000 Speaker 3: best friends at the moment, Yeah, there is a tick 293 00:12:17,080 --> 00:12:20,280 Speaker 3: policy included, so tick paralysis is something they cover. There's 294 00:12:20,320 --> 00:12:23,679 Speaker 3: a bit of a waiting period, but it's really important 295 00:12:23,720 --> 00:12:26,920 Speaker 3: to understand what isn't isn't included and have a look 296 00:12:26,960 --> 00:12:30,200 Speaker 3: at those things. I promise a PDS can feel really 297 00:12:30,280 --> 00:12:32,040 Speaker 3: overwhelming because you're like, oh, what the hell, it's like 298 00:12:32,080 --> 00:12:34,760 Speaker 3: the terms and conditions, But when you start to break 299 00:12:34,800 --> 00:12:37,760 Speaker 3: it down, the entire purpose of a PDS is that 300 00:12:37,800 --> 00:12:40,360 Speaker 3: it's written in a way that lay people I, EU 301 00:12:40,400 --> 00:12:43,560 Speaker 3: and me can read it properly. From my perspective, PET 302 00:12:43,559 --> 00:12:46,520 Speaker 3: insurance is definitely not a scam, but it's up to 303 00:12:46,600 --> 00:12:49,760 Speaker 3: you and your values. But it's actually really important when 304 00:12:49,760 --> 00:12:52,320 Speaker 3: you're looking at any type of policy to take out 305 00:12:52,440 --> 00:12:54,760 Speaker 3: that it actually covers the things you think it will, 306 00:12:55,040 --> 00:12:58,600 Speaker 3: because those scammy stories they come from people who didn't 307 00:12:58,600 --> 00:13:00,880 Speaker 3: read the PDS and then try to claim something that 308 00:13:01,000 --> 00:13:03,080 Speaker 3: wasn't included and go, oh my god, like I don't 309 00:13:03,120 --> 00:13:05,720 Speaker 3: understand why they're doing so hard by me, and the 310 00:13:05,760 --> 00:13:08,720 Speaker 3: reality of the circumstances are well, it was never included. 311 00:13:09,160 --> 00:13:10,080 Speaker 2: So read the pds. 312 00:13:10,120 --> 00:13:10,959 Speaker 3: Read the pds. 313 00:13:11,080 --> 00:13:13,600 Speaker 1: Dogs actually do some of the craziest thing. 314 00:13:13,720 --> 00:13:14,640 Speaker 3: Yeah, they do. 315 00:13:15,080 --> 00:13:18,959 Speaker 1: Good friend of mine has two dogs. He left his 316 00:13:19,040 --> 00:13:23,040 Speaker 1: little boys jumper hanging over a chair covered in yogurt. 317 00:13:23,160 --> 00:13:26,160 Speaker 1: Came back and found a dog had eaten one of 318 00:13:26,200 --> 00:13:28,840 Speaker 1: the sleeves. Oh not, I had to take both of 319 00:13:28,880 --> 00:13:30,680 Speaker 1: them because he wasn't sure which one it was. 320 00:13:30,960 --> 00:13:33,880 Speaker 3: Oh no, that is literally the worst. 321 00:13:33,920 --> 00:13:36,200 Speaker 1: So let's do this right now. Thirty one O six five. 322 00:13:36,720 --> 00:13:38,839 Speaker 1: Why do you have to take your pets to the 323 00:13:39,000 --> 00:13:40,840 Speaker 1: How much did it cost? We want to hear some 324 00:13:40,880 --> 00:13:43,840 Speaker 1: crazy stories and hopefully please keep it to ones where 325 00:13:43,840 --> 00:13:48,360 Speaker 1: they are. Okay, we don't want to hear anything, please happy, careful. 326 00:13:49,520 --> 00:13:51,800 Speaker 1: This is She's on the Money radio show. 327 00:13:52,040 --> 00:13:55,200 Speaker 3: I love this episode. We've talked about chickens, we've talked 328 00:13:55,200 --> 00:13:58,199 Speaker 3: about my hens, we get to talk about people's pet insurance, 329 00:13:58,240 --> 00:14:01,080 Speaker 3: we get to talk about pets. Now got some callers. 330 00:14:01,200 --> 00:14:02,160 Speaker 3: I don't know what it's about. 331 00:14:02,320 --> 00:14:04,080 Speaker 2: It's all because just because Maddie hit us up. 332 00:14:04,120 --> 00:14:05,520 Speaker 4: But she wants to know whether or not she should 333 00:14:05,520 --> 00:14:08,480 Speaker 4: get pet insurance and she wanted real life examples, So 334 00:14:08,640 --> 00:14:10,920 Speaker 4: trave open the lines thirteen one, I six five? Why 335 00:14:10,920 --> 00:14:12,520 Speaker 4: did you have to take your pet to the vet? 336 00:14:12,679 --> 00:14:14,120 Speaker 4: And then we want to know how much it costs? 337 00:14:14,120 --> 00:14:16,199 Speaker 1: Like we do? Yes? 338 00:14:16,520 --> 00:14:16,720 Speaker 2: True? 339 00:14:16,760 --> 00:14:17,720 Speaker 3: Have we got traves? 340 00:14:17,800 --> 00:14:20,120 Speaker 1: We got Jordy right now, Jordy, what did your jack 341 00:14:20,200 --> 00:14:21,000 Speaker 1: Russell do? Mate? 342 00:14:21,360 --> 00:14:23,040 Speaker 5: She looked a cane ton? 343 00:14:23,400 --> 00:14:24,480 Speaker 1: What like? 344 00:14:24,520 --> 00:14:26,280 Speaker 3: What are you doing looking a cane toad? Sir? 345 00:14:26,440 --> 00:14:27,640 Speaker 1: Does she have a good time though? 346 00:14:27,840 --> 00:14:30,040 Speaker 5: Yeah, she was loving it until she collapsed and started 347 00:14:30,080 --> 00:14:30,800 Speaker 5: frosten at the mount? 348 00:14:32,120 --> 00:14:33,720 Speaker 3: What happened? So you had to take her to that? 349 00:14:34,120 --> 00:14:35,160 Speaker 3: She's okay now. 350 00:14:35,240 --> 00:14:40,880 Speaker 5: Yeah, yeah, got her some and then yeah she come good. 351 00:14:40,880 --> 00:14:42,440 Speaker 5: But we're looking to be harry there once day? 352 00:14:42,840 --> 00:14:44,400 Speaker 3: And how much did it cost you? 353 00:14:44,920 --> 00:14:46,880 Speaker 5: I think it's over five five hundred? 354 00:14:47,200 --> 00:14:48,920 Speaker 1: Who I thought you said five thousands? 355 00:14:49,080 --> 00:14:52,120 Speaker 3: Like five hundred bucks? Because your dog lockd a frog? 356 00:14:52,920 --> 00:14:53,480 Speaker 1: Like what? 357 00:14:53,960 --> 00:14:56,280 Speaker 3: She was just out there looking for her prince charming. 358 00:14:56,400 --> 00:15:00,000 Speaker 3: She'd heard the news. She found a cane toad. Got confused? 359 00:15:00,360 --> 00:15:03,240 Speaker 2: Sounds like yours for a good trip? Yeah, yeah, that's 360 00:15:03,280 --> 00:15:03,960 Speaker 2: good value to me. 361 00:15:04,200 --> 00:15:07,960 Speaker 1: Thanks for sharing that, thanks, Geordie. All right. On thirty one, 362 00:15:08,160 --> 00:15:10,880 Speaker 1: sixty five. We are taking your calls right now. Why 363 00:15:10,880 --> 00:15:12,560 Speaker 1: do you have to take your pet to the vet? 364 00:15:12,640 --> 00:15:15,080 Speaker 1: And how much did it cost you? Jess, your staffy 365 00:15:15,240 --> 00:15:16,800 Speaker 1: has been causing you to a bit of trouble mate. 366 00:15:16,800 --> 00:15:17,320 Speaker 1: What happened? 367 00:15:17,600 --> 00:15:22,760 Speaker 6: Yes, our dog Cody had excessive drawling like I've never 368 00:15:23,160 --> 00:15:26,360 Speaker 6: seen so much drawl in my life. We've thought he'd 369 00:15:26,360 --> 00:15:29,080 Speaker 6: been bitten by a snake or had a tuthache or something. 370 00:15:29,760 --> 00:15:31,960 Speaker 6: So we got the vet out on a Sunday night. 371 00:15:33,120 --> 00:15:36,840 Speaker 3: I think on Sunday night you're feeling expensive already already 372 00:15:37,000 --> 00:15:38,040 Speaker 3: surcharge kitchen. 373 00:15:39,120 --> 00:15:41,720 Speaker 6: Yeah, I think it was a two hundred dollars call 374 00:15:41,720 --> 00:15:42,280 Speaker 6: out female. 375 00:15:42,360 --> 00:15:44,479 Speaker 3: Jeez ell, no thanks jesus. 376 00:15:44,840 --> 00:15:48,480 Speaker 6: Yeah, So it turns out he was perfectly fine. He'd 377 00:15:48,520 --> 00:15:52,080 Speaker 6: watched me prep and start cooking a lambroe on. 378 00:15:54,960 --> 00:15:56,400 Speaker 3: Your dog was just hungry. 379 00:15:57,120 --> 00:15:59,760 Speaker 6: Yeah, it was too much for it, It was so much. 380 00:16:00,400 --> 00:16:02,520 Speaker 1: Well, you know what, mate, that's your own bloody fault. 381 00:16:02,560 --> 00:16:05,400 Speaker 1: You brought it on yourself. Stop being such a great cook. 382 00:16:05,480 --> 00:16:08,640 Speaker 1: And look, let's be honestly low key flex from Jess. 383 00:16:08,640 --> 00:16:08,840 Speaker 5: There. 384 00:16:08,920 --> 00:16:10,760 Speaker 3: Yeah, she's cooking a lamb roast. You know what she 385 00:16:10,800 --> 00:16:13,160 Speaker 3: could do though? If that's an issue. No more vet 386 00:16:13,160 --> 00:16:15,440 Speaker 3: call outs. If she goes and buys those three roosters, 387 00:16:15,520 --> 00:16:17,680 Speaker 3: oh god, yeah, she could just have chicken instead. 388 00:16:17,920 --> 00:16:21,160 Speaker 4: You need to let go of the roosters already, there 389 00:16:21,160 --> 00:16:22,720 Speaker 4: were already someone's cutlets. 390 00:16:22,600 --> 00:16:26,040 Speaker 3: It's my Hen's weekend, guys. Let me carry on the 391 00:16:26,160 --> 00:16:26,720 Speaker 3: chicken info. 392 00:16:26,880 --> 00:16:31,240 Speaker 1: It's been a very cock theme show. Yeah, hey, thanks, Jess. 393 00:16:32,440 --> 00:16:36,320 Speaker 1: I would love to hear more pet stories, only nice 394 00:16:36,360 --> 00:16:38,360 Speaker 1: ones though, So if you want to leave your story, 395 00:16:38,440 --> 00:16:40,320 Speaker 1: just hit us up on She's on the money on 396 00:16:40,360 --> 00:16:42,960 Speaker 1: our socials. But coming up next, we're going to save 397 00:16:43,040 --> 00:16:46,520 Speaker 1: you some money with some little sneaky tips, Victoria. You're 398 00:16:46,520 --> 00:16:48,680 Speaker 1: going to tell us how we can keep more bucks 399 00:16:49,000 --> 00:16:50,240 Speaker 1: in our bank accounts. 400 00:16:50,480 --> 00:16:52,480 Speaker 3: I'm good at this. I'm going to run out of 401 00:16:52,480 --> 00:16:54,360 Speaker 3: stuff though, So you guys are going to have to 402 00:16:54,360 --> 00:16:56,880 Speaker 3: start helping me out because I don't want us to 403 00:16:56,880 --> 00:16:57,440 Speaker 3: get fired. 404 00:16:57,720 --> 00:17:00,040 Speaker 1: No, mate, it's not called heese on the money. That 405 00:17:00,080 --> 00:17:01,840 Speaker 1: why it's called She's on the money. 406 00:17:02,000 --> 00:17:03,200 Speaker 2: It's not there on the money. 407 00:17:03,240 --> 00:17:07,760 Speaker 1: No, not there on the money. Guys. Everyone do this 408 00:17:08,840 --> 00:17:14,280 Speaker 1: seper save the Saturday, Victoria. You know, literally minutes away 409 00:17:14,480 --> 00:17:17,800 Speaker 1: from from leaving out into your little Hen's night. Whatever 410 00:17:17,880 --> 00:17:19,119 Speaker 1: is going to happen. I don't know. 411 00:17:19,200 --> 00:17:20,720 Speaker 3: I don't know either. I'm kind of scared. 412 00:17:20,760 --> 00:17:22,399 Speaker 1: We're gonna make you do a little bit more work 413 00:17:22,480 --> 00:17:23,840 Speaker 1: look at me, because. 414 00:17:23,560 --> 00:17:25,520 Speaker 3: You need to give us some I wrote down my 415 00:17:25,600 --> 00:17:27,760 Speaker 3: tips on my phone and I didn't want to forget them. 416 00:17:28,040 --> 00:17:29,960 Speaker 3: I want you guys to think I'm really smart. But 417 00:17:30,000 --> 00:17:32,040 Speaker 3: do you remember playing the SIMS when you were young? 418 00:17:32,040 --> 00:17:33,879 Speaker 3: Of course, I wish I had a money hack as 419 00:17:33,920 --> 00:17:36,159 Speaker 3: good as like that Rosebud hack where you put in 420 00:17:36,200 --> 00:17:38,119 Speaker 3: like the cheat code and then bright Rosebud and then 421 00:17:38,160 --> 00:17:38,679 Speaker 3: it gives. 422 00:17:38,520 --> 00:17:40,640 Speaker 1: You two thousand dollars or mother load. 423 00:17:40,720 --> 00:17:42,959 Speaker 3: Yeah, yeah, mother Load. That was the other one. There 424 00:17:42,960 --> 00:17:45,119 Speaker 3: were a few others. I remember googling them and thinking 425 00:17:45,160 --> 00:17:47,600 Speaker 3: I was like a hacker. Turns out I'm not. That 426 00:17:47,720 --> 00:17:48,640 Speaker 3: was just how the game works. 427 00:17:48,680 --> 00:17:50,639 Speaker 1: I'm just going to walk into Commonwealth Bank and be 428 00:17:50,760 --> 00:17:52,919 Speaker 1: like mother Load, and if you don't give me millions 429 00:17:52,960 --> 00:17:53,680 Speaker 1: of dollars. 430 00:17:53,800 --> 00:17:55,359 Speaker 3: Do you reckon? There's a hack for that. They just 431 00:17:55,400 --> 00:17:56,680 Speaker 3: like start shooting hack. 432 00:17:56,800 --> 00:17:59,840 Speaker 1: No, all right, let's do some real actual money hacks. 433 00:18:00,000 --> 00:18:02,000 Speaker 3: Al right, So I've got three for you today. One 434 00:18:02,119 --> 00:18:04,880 Speaker 3: is an actual money hack. One is a mindset hack 435 00:18:04,960 --> 00:18:07,119 Speaker 3: because they're a little bit fluffy in this house, and 436 00:18:07,200 --> 00:18:10,240 Speaker 3: another one's about points. I'm not really a credit card 437 00:18:10,280 --> 00:18:13,720 Speaker 3: caind of Goal, but I do travel a lot for work. 438 00:18:13,800 --> 00:18:16,119 Speaker 3: As you guys know, I'm always between Melbourne City and 439 00:18:16,160 --> 00:18:19,439 Speaker 3: Brisbane because you know, I'm just totally popular. But I 440 00:18:19,480 --> 00:18:22,160 Speaker 3: always fly with Virgin one. I will have a very 441 00:18:22,160 --> 00:18:24,440 Speaker 3: long conversation with you if you'd like to, about how 442 00:18:24,480 --> 00:18:26,800 Speaker 3: their buffet is much better if you get to the 443 00:18:26,840 --> 00:18:27,960 Speaker 3: lounge than the quantas. 444 00:18:27,960 --> 00:18:30,960 Speaker 2: Oh you're preaching to the choir. I agree there, yeah, right. 445 00:18:31,000 --> 00:18:34,000 Speaker 3: Much better. But I'm not getting into the lounge because I, 446 00:18:34,200 --> 00:18:36,840 Speaker 3: you know, am flying business class that's not in the budget. 447 00:18:36,880 --> 00:18:39,280 Speaker 3: I'm getting into the lounge because I've flown so much. 448 00:18:39,760 --> 00:18:42,320 Speaker 3: But the perk here is actually me giving a shameless 449 00:18:42,320 --> 00:18:45,639 Speaker 3: plug to Virgin Australia at the moment. They actually have 450 00:18:45,720 --> 00:18:47,640 Speaker 3: double points at the moment, so like if you've got 451 00:18:47,640 --> 00:18:51,080 Speaker 3: a plan to book a holiday, you'll get double points 452 00:18:51,080 --> 00:18:53,560 Speaker 3: on eligible flights at the moment. That's a bit fluffy, 453 00:18:53,560 --> 00:18:55,560 Speaker 3: but it will get you into the lounge quicker, because 454 00:18:55,560 --> 00:18:58,440 Speaker 3: who doesn't want to travel domestically and be boushie enough to. 455 00:18:58,359 --> 00:19:00,000 Speaker 1: Go into the lounge. 456 00:19:00,000 --> 00:19:01,800 Speaker 3: Instagram and make it look like, yeah, you've got to 457 00:19:01,840 --> 00:19:04,359 Speaker 3: look like your fancy. So anyway, thought that that was 458 00:19:04,400 --> 00:19:07,600 Speaker 3: a pretty good little hack. The next one is the 459 00:19:07,640 --> 00:19:10,200 Speaker 3: money hack, I promised? Or do you want the mindset hack? 460 00:19:10,320 --> 00:19:10,600 Speaker 1: First? 461 00:19:10,680 --> 00:19:10,760 Speaker 5: Like? 462 00:19:10,840 --> 00:19:12,919 Speaker 3: What one do you want? Then you want the mindset? 463 00:19:13,160 --> 00:19:14,720 Speaker 2: Do you mind? Let's end on the money. Let's ke 464 00:19:14,800 --> 00:19:16,439 Speaker 2: the money. This is she's on the money, all right? 465 00:19:16,440 --> 00:19:16,760 Speaker 2: All right? 466 00:19:16,800 --> 00:19:18,239 Speaker 3: So I think a lot of us are really good 467 00:19:18,280 --> 00:19:21,960 Speaker 3: at frivolous spending. And one thing in this day and age, 468 00:19:22,000 --> 00:19:25,640 Speaker 3: I'm looking directly at you, Mitch Cherry. But one yeah, 469 00:19:25,800 --> 00:19:27,600 Speaker 3: you with your theorem and if you touched that. 470 00:19:27,680 --> 00:19:31,120 Speaker 1: Since you bought it, I forgot about the therapy. 471 00:19:31,160 --> 00:19:34,000 Speaker 3: Yeah the theorem man. Come on, he's looking at me 472 00:19:34,119 --> 00:19:35,680 Speaker 3: like he forgot he owned the theoreman. 473 00:19:36,200 --> 00:19:37,840 Speaker 2: But what's what's a theremon? 474 00:19:37,920 --> 00:19:38,040 Speaker 4: Oh? 475 00:19:38,160 --> 00:19:40,280 Speaker 1: Yes, you spend bcks on. 476 00:19:40,760 --> 00:19:41,919 Speaker 2: That's enough, move on, move on. 477 00:19:42,000 --> 00:19:44,080 Speaker 3: But I think in this day and age, where money 478 00:19:44,160 --> 00:19:46,879 Speaker 3: is less tangible, I'm not like handing over a CRISP 479 00:19:47,000 --> 00:19:50,560 Speaker 3: fifty and feeling like I'm getting less back. We tab 480 00:19:50,600 --> 00:19:53,080 Speaker 3: our debit cards, right, and it just doesn't feel like 481 00:19:53,160 --> 00:19:55,920 Speaker 3: we're losing that much. So I sometimes like to think 482 00:19:56,040 --> 00:19:59,359 Speaker 3: of my hours worked as the price of things. So 483 00:19:59,480 --> 00:20:02,199 Speaker 3: if you'll make like fifteen bucks an hour and something 484 00:20:02,240 --> 00:20:04,880 Speaker 3: costs forty five dollars, I think you need to start 485 00:20:05,160 --> 00:20:08,359 Speaker 3: reframing it and going that worth me working for three 486 00:20:08,440 --> 00:20:09,200 Speaker 3: whole hours. 487 00:20:09,240 --> 00:20:09,920 Speaker 1: Yeah, good point. 488 00:20:10,040 --> 00:20:12,640 Speaker 3: Like I think that puts things in context a little 489 00:20:12,680 --> 00:20:15,440 Speaker 3: bit that makes you reframe it, and for me, that's 490 00:20:15,480 --> 00:20:18,600 Speaker 3: a lot of money. Like, have a think about your 491 00:20:18,640 --> 00:20:21,720 Speaker 3: money in that context before making a purchase you didn't 492 00:20:21,760 --> 00:20:24,840 Speaker 3: necessarily need to make, because I think a lot of 493 00:20:24,840 --> 00:20:26,639 Speaker 3: you expect me to come on here and like, don't 494 00:20:26,640 --> 00:20:29,680 Speaker 3: buy your five dollar coffees, like you'll become a millionaire. 495 00:20:29,720 --> 00:20:33,080 Speaker 3: Unfortunately that's not the case. But little money habits and 496 00:20:33,119 --> 00:20:36,080 Speaker 3: little mindset shifts over time or what's going to create 497 00:20:36,240 --> 00:20:38,840 Speaker 3: a solid money mindset that puts you in the best 498 00:20:38,880 --> 00:20:41,159 Speaker 3: position to make bank. So the next money in our 499 00:20:41,200 --> 00:20:43,960 Speaker 3: back pocket tip comes for people who get paid, So 500 00:20:44,119 --> 00:20:46,320 Speaker 3: that's nice. I feel like it will work for all 501 00:20:46,400 --> 00:20:48,880 Speaker 3: of us around this table. Doesn't matter if you get 502 00:20:48,920 --> 00:20:53,720 Speaker 3: paid monthly, weekly, fortnightly, doesn't matter. However, the day before 503 00:20:53,840 --> 00:20:55,840 Speaker 3: you get paid, I want you to go in there 504 00:20:56,040 --> 00:20:58,720 Speaker 3: into your bank account and transfer all the money in 505 00:20:58,800 --> 00:21:01,720 Speaker 3: there out to your savings. So whatever's left over from 506 00:21:01,760 --> 00:21:04,919 Speaker 3: your last pay, pop that into a separate savings account 507 00:21:05,000 --> 00:21:07,280 Speaker 3: and start fresh. Obviously, make sure that you're covering your 508 00:21:07,280 --> 00:21:10,400 Speaker 3: bills and expenses and rent and stuff. But so many 509 00:21:10,480 --> 00:21:13,840 Speaker 3: of us frivolously spend and go, oh, well that was 510 00:21:13,880 --> 00:21:15,200 Speaker 3: from last pay. Doesn't matter. 511 00:21:15,240 --> 00:21:16,520 Speaker 2: You're right, I see it left over. 512 00:21:16,560 --> 00:21:18,639 Speaker 3: I'm like, that's that's left over money. 513 00:21:19,040 --> 00:21:19,600 Speaker 2: A little pre. 514 00:21:19,760 --> 00:21:22,520 Speaker 3: Exactly, I've got more money this way. Absolutely not. We 515 00:21:22,560 --> 00:21:24,240 Speaker 3: are transferred to our savings. 516 00:21:24,280 --> 00:21:26,000 Speaker 1: You would be doing, yeah, you would. 517 00:21:26,080 --> 00:21:27,640 Speaker 3: You would look at it and go all right, well 518 00:21:27,640 --> 00:21:30,080 Speaker 3: that's free money and now I have my pay in 519 00:21:30,119 --> 00:21:32,840 Speaker 3: my account. But that's such a Gloman mindset, right, So 520 00:21:32,920 --> 00:21:35,760 Speaker 3: let's shift it out to our savings and actually start 521 00:21:35,760 --> 00:21:38,200 Speaker 3: propping up our savings a bit more. And then, Mitch, 522 00:21:38,240 --> 00:21:39,600 Speaker 3: maybe you'll buy another theoremon. 523 00:21:40,240 --> 00:21:42,120 Speaker 2: No, no, I did. I did buy five hundred dollars 524 00:21:42,119 --> 00:21:43,720 Speaker 2: after shave this week. But at the end of the show, 525 00:21:43,760 --> 00:21:44,560 Speaker 2: so you smell. 526 00:21:44,400 --> 00:21:46,840 Speaker 3: Good, Yeah, it was like I haven't noticed it, so 527 00:21:46,880 --> 00:21:48,280 Speaker 3: it must not be that worth it. 528 00:21:48,440 --> 00:21:51,000 Speaker 1: Hey, Victoria, you've got to get out of here. I 529 00:21:51,160 --> 00:21:53,760 Speaker 1: do you are going? Are you going to have eyebrows 530 00:21:53,840 --> 00:21:55,280 Speaker 1: next week? That's what I'm worried about. 531 00:21:55,320 --> 00:21:57,800 Speaker 3: You know what, I definitely will because my eyebrows are 532 00:21:57,840 --> 00:22:00,280 Speaker 3: actually tattoos. Good luck shaving those off. 533 00:22:02,880 --> 00:22:04,800 Speaker 1: Wow, that is something I did not need to know 534 00:22:05,000 --> 00:22:07,439 Speaker 1: anyway until next week. You can catch up with us 535 00:22:07,520 --> 00:22:10,800 Speaker 1: anytime on Socials. Just search She's on the Money. Mitch, 536 00:22:10,840 --> 00:22:13,399 Speaker 1: you gotta stick around. You are on with Britton Laura 537 00:22:13,440 --> 00:22:16,600 Speaker 1: with the Life on Cut radio show. That's coming up next, 538 00:22:16,840 --> 00:22:18,399 Speaker 1: but this has been. She's on the Money for your 539 00:22:18,440 --> 00:22:19,640 Speaker 1: Saturday Morning next week.