WEBVTT - The Equity Irk 0:00:00.680 --> 0:00:04.920 Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr 0:00:04.960 --> 0:00:08.680 the Order Kerni Whoalbury and a waddery woman. And before 0:00:08.680 --> 0:00:11.160 we get started on She's on the Money podcast, I 0:00:11.160 --> 0:00:14.319 would like to acknowledge the traditional custodians of the land 0:00:14.400 --> 0:00:17.680 of which this podcast is recorded on a wondery country, 0:00:18.120 --> 0:00:22.240 acknowledging the elders, the ancestors and the next generation coming 0:00:22.320 --> 0:00:26.960 through as this podcast is about connecting, empowering, knowledge sharing 0:00:27.080 --> 0:00:30.120 and the storytelling of you to make a difference for 0:00:30.240 --> 0:00:32.640 today and lasting impact for tomorrow. 0:00:33.320 --> 0:00:34.120 Let's get into it. 0:00:34.760 --> 0:00:47.880 She's on the Money. She's on the Money. 0:00:57.800 --> 0:01:01.040 Hello, and welcome to She's on the the podcast for 0:01:01.160 --> 0:01:05.000 millennials who want financial freedom. Today, guys, it is Friday, 0:01:05.040 --> 0:01:06.920 which means it is time to get our little team 0:01:06.959 --> 0:01:10.280 together and celebrate you our incredible She's on the Money 0:01:10.280 --> 0:01:13.559 community today, Miss Gried. She is going to be sharing 0:01:13.600 --> 0:01:15.720 with us some money wins. We're going to be helping 0:01:15.760 --> 0:01:18.360 answer a juicy money dilemma which this week is all 0:01:18.400 --> 0:01:21.759 about unexpected funeral costs, and we're going to be unpacking 0:01:21.800 --> 0:01:24.320 something that you slid into our DMS about this week. 0:01:24.360 --> 0:01:26.600 We're going to be having a chat about whether equity 0:01:26.760 --> 0:01:28.959 should be applied in friendships. 0:01:29.120 --> 0:01:32.440 That made people angry. It made me so mad. 0:01:32.600 --> 0:01:36.120 In our DMS, I was like, usually the like you know, 0:01:36.280 --> 0:01:39.360 community DM that we address on the pod is it's 0:01:39.400 --> 0:01:41.880 a little bit spicy. It's always like a little bit like, oh, 0:01:42.000 --> 0:01:44.959 you don't want to like publicly ask the question, so 0:01:45.000 --> 0:01:47.320 you slide into our DMS so that you can get 0:01:47.400 --> 0:01:51.600 kind of an anonymous response this one. But you're glad 0:01:51.600 --> 0:01:54.680 you slid into our DMS and the response you're anonymous 0:01:54.880 --> 0:01:57.880 because there are some people coming for it, like they 0:01:57.880 --> 0:01:59.760 were coming for us, and we just asked the question. 0:02:00.000 --> 0:02:01.840 I didn't even say we had an opinion on it 0:02:01.880 --> 0:02:02.560 at this point. 0:02:02.640 --> 0:02:03.040 Do you see? 0:02:03.080 --> 0:02:03.760 I'm so excited. 0:02:03.760 --> 0:02:05.680 It was a lot, But I also feel like this 0:02:05.720 --> 0:02:08.480 week has been a lot. How's your week been back, 0:02:08.520 --> 0:02:09.280 what's you've been up to? 0:02:10.240 --> 0:02:11.280 I really liked this week. 0:02:11.280 --> 0:02:14.160 Actually sorry, I had a bit of whiplash because you know, 0:02:14.200 --> 0:02:16.040 there's the weekend and then you go back to work 0:02:16.080 --> 0:02:18.560 and then there's another weekend. Yeah, there should be immediate 0:02:18.600 --> 0:02:21.640 it's a half weekend. Yeah, it's a half weekend immediately 0:02:21.680 --> 0:02:22.880 after you start working. 0:02:22.639 --> 0:02:24.600 A public holidays on Mondays or Fridays only. 0:02:24.639 --> 0:02:25.320 I agree with that. 0:02:25.360 --> 0:02:27.520 I agree with that that should be exactly. But I 0:02:27.560 --> 0:02:29.840 mean Anzac Day is really important. I mean it's important 0:02:29.840 --> 0:02:31.880 to me, so I think that we should celebrate it 0:02:31.919 --> 0:02:33.799 on the right day. But the government should be nice 0:02:33.800 --> 0:02:36.279 and just have given us Monday off as well, exactly. 0:02:36.440 --> 0:02:39.000 I wouldn't hate that, honestly, because I think it's good. 0:02:39.040 --> 0:02:41.960 It's good for morale. Our engagement would increase. We know 0:02:42.040 --> 0:02:45.080 what happens when people are engaged, they produce fifty percent 0:02:45.160 --> 0:02:48.560 higher shareholder return. In that government give us four days off? 0:02:48.800 --> 0:02:50.280 Yeap? How could you say no? 0:02:50.600 --> 0:02:52.840 Exactly? So what else did you do? You had whiplash 0:02:52.919 --> 0:02:54.160 and had whiplash. 0:02:54.320 --> 0:02:55.160 On Tuesday? 0:02:55.280 --> 0:02:59.040 I saw our producer live and Alisa Live and Lisa 0:02:59.160 --> 0:03:01.880 she's actually going to be famous one day, like really famous. 0:03:01.919 --> 0:03:05.400 I think she's pretty famous definitely. Where you know, I'm 0:03:05.400 --> 0:03:10.760 from Brunswick area. Everyone knows it. Everyone knows she's got 0:03:10.760 --> 0:03:11.720 her own radio show. 0:03:11.800 --> 0:03:15.600 Yeah, she's a big deal, A big deal, the biggest deal. 0:03:15.560 --> 0:03:19.040 Yes, Brunswick. Without thinking of the garage party, like I 0:03:19.240 --> 0:03:21.240 just that's all we do there. 0:03:21.280 --> 0:03:23.200 Do you know why they had the garage party because 0:03:23.200 --> 0:03:27.639 Analysa was playing No just celebrate Analisa. Yeah, when Viral 0:03:27.720 --> 0:03:29.000 and Aalisa was playing there. 0:03:28.919 --> 0:03:29.600 They didn't know. 0:03:29.960 --> 0:03:30.560 She's a big deal. 0:03:30.760 --> 0:03:32.280 We'll put a link to her stuff in our show 0:03:32.320 --> 0:03:34.040 notes this week so you can creep on her, because 0:03:34.040 --> 0:03:36.800 I just feel like everybody needs to know who she is. 0:03:37.120 --> 0:03:39.560 She's the person that if you go to as she's 0:03:39.600 --> 0:03:41.839 on the money event, you like, look across the room, 0:03:42.080 --> 0:03:44.839 woman in the pink Sparkley suit. Yep, that's Analisa. Yeah, 0:03:44.920 --> 0:03:45.840 you do want to meet her. 0:03:46.000 --> 0:03:47.760 Beautiful, she's really hot. 0:03:47.920 --> 0:03:51.520 It just my favorite part about this whole conversation is 0:03:51.520 --> 0:03:56.240 she's currently in the room and she's so uncomfortable. It's amazing. 0:03:56.640 --> 0:03:59.240 Take the love you deserve it. She's also taken and 0:03:59.280 --> 0:04:02.520 run a person, So we love this. Yeah that's true, 0:04:02.640 --> 0:04:03.840 all right, I mean what can't you do? 0:04:04.000 --> 0:04:06.240 So I don't know, there's not one thing that we've 0:04:06.280 --> 0:04:07.680 asked her to do that she hasn't done. 0:04:07.720 --> 0:04:08.520 No, that's true. 0:04:08.800 --> 0:04:13.480 Wild. Let me move on though, because she's she's suitably uncomfortable. 0:04:13.520 --> 0:04:15.720 Suitably I just feel uncomfortable with her uncomfortable. 0:04:15.840 --> 0:04:18.480 Yeah, it's great, Miss Jessicricci. How's your week being. 0:04:18.400 --> 0:04:20.920 It's been good, just a normal week for me this week, 0:04:21.040 --> 0:04:24.719 enjoying the sunshine and along popping along. I had a 0:04:24.720 --> 0:04:27.680 rental inspection this week. That's hot, yep, really fun. That's 0:04:27.680 --> 0:04:28.120 about us. 0:04:28.120 --> 0:04:30.400 Really they say that they were tripling your rent because 0:04:30.400 --> 0:04:32.320 I feel like that's what's happening to everybody who has 0:04:32.320 --> 0:04:33.560 a rental inspection at the moment. 0:04:33.760 --> 0:04:35.240 Oh, thankfully they can't envy. 0:04:35.360 --> 0:04:37.880 Oh you're in the first twelve months of your lease 0:04:37.920 --> 0:04:38.520 as well. 0:04:38.640 --> 0:04:41.599 Yes, so it's just to make sure we haven't ruined 0:04:41.600 --> 0:04:44.280 the place, which we haven't not yet, two thumbs up. 0:04:44.320 --> 0:04:46.039 Not yet. And they didn't find all the stuff you 0:04:46.080 --> 0:04:49.839 hed no no yet studying all right. I want to 0:04:49.880 --> 0:04:52.080 know what's been going on with our community. Jess. What 0:04:52.120 --> 0:04:54.360 are the money wins and confessions that you've round up 0:04:54.360 --> 0:04:55.240 this week for us? 0:04:55.279 --> 0:04:57.760 My first money win this week comes from Tanzen, who 0:04:57.760 --> 0:05:00.480 said money win. I desperately wanted to join in on 0:05:00.520 --> 0:05:02.479 the frank green water bottle trend, but I could not 0:05:02.640 --> 0:05:05.919 justify the price for myself until I was scrolling on 0:05:05.920 --> 0:05:08.839 Facebook Marketplace and saw a chick advertising the exact one 0:05:08.880 --> 0:05:11.400 for thirty five dollars brand new. After she was gifted 0:05:11.400 --> 0:05:14.080 two for her birthday. I have officially joined the emotional 0:05:14.160 --> 0:05:15.880 support water bottle trend. 0:05:15.720 --> 0:05:17.440 Thirty five dollars. It's a good deal. 0:05:17.480 --> 0:05:18.680 I don't know how much does they cost? 0:05:18.720 --> 0:05:21.320 Usually about sixty fifty nine ninety five. 0:05:21.560 --> 0:05:23.640 Yeah, still a lot of money for a water bottle. 0:05:23.960 --> 0:05:24.320 Yeah. 0:05:24.520 --> 0:05:25.840 Kmart does a good dupe. 0:05:27.320 --> 0:05:30.279 Nine dollars, little SYSTEMA plastic water bottle. 0:05:30.080 --> 0:05:32.839 Is nothing better than an insulated water bottle. I'll have 0:05:32.880 --> 0:05:35.039 to try it one day as a little bit of 0:05:35.040 --> 0:05:37.559 a water top. Update for those of you playing along 0:05:37.600 --> 0:05:41.600 at home, my Stanley drink bottle has arrived. I am 0:05:41.640 --> 0:05:43.359 in love with it. It is bigger than my head. 0:05:43.800 --> 0:05:45.400 I am huge the whole table. 0:05:45.720 --> 0:05:51.040 It's peach. She's stunny. And jessic Ricci has bought me two, 0:05:51.400 --> 0:05:54.719 not one, but two drink mixes this week. She bought 0:05:54.720 --> 0:05:57.760 me the green Apple and the cherry flavored Jolly Rancher 0:05:58.080 --> 0:06:02.520 drink mix, which I think is just no no, And 0:06:02.600 --> 0:06:05.479 do you know what, I have absolutely no face that 0:06:05.480 --> 0:06:09.160 they're going to taste any good because they are one. 0:06:09.279 --> 0:06:12.320 I don't like cherry flavor, so apologies. Yes, but you 0:06:12.360 --> 0:06:14.200 know what, Jess, you knew that when you purchased that 0:06:14.240 --> 0:06:14.560 didn't you. 0:06:14.600 --> 0:06:16.200 I was like, gonna be good content, to be good 0:06:16.200 --> 0:06:16.880 content she. 0:06:16.800 --> 0:06:18.320 Wants me to. I feel like it's just going to 0:06:18.360 --> 0:06:21.400 taste like cough medicine and the green apple flavor. Very 0:06:21.400 --> 0:06:23.840 excited to try it, but they're sugar free and I 0:06:23.920 --> 0:06:28.760 do not enjoy artificial flavors Like I just artificial sweetener 0:06:29.000 --> 0:06:29.880 needs to get in the bin. 0:06:30.040 --> 0:06:32.359 I cannot get my head out after taste. 0:06:32.440 --> 0:06:35.159 Yeah, so we'll see, we'll see, but I will film 0:06:35.160 --> 0:06:38.160 that content because I love watertalk. 0:06:38.040 --> 0:06:39.800 Very niche for anyone else who's on the same type 0:06:39.800 --> 0:06:41.359 of TikTok as you can't relate. 0:06:41.520 --> 0:06:44.400 I keep sending videos of water talk to Jess. If 0:06:44.440 --> 0:06:46.520 this is making no sense to you, you don't want 0:06:46.560 --> 0:06:49.520 it to make sense to but I keep sending them 0:06:49.520 --> 0:06:51.440 to Jests so that she will also end up on 0:06:51.520 --> 0:06:54.080 watertok It's kind of like ruining her feed from. 0:06:53.880 --> 0:06:57.120 My side of the take in her life. Speaking of water, 0:06:57.120 --> 0:06:59.640 my next money is from Alisha, who said our washing 0:06:59.680 --> 0:07:02.040 machine wasn't working and it kept saying check the filter. 0:07:02.400 --> 0:07:04.560 Didn't even know the filter was empty. I was hesitant 0:07:04.560 --> 0:07:06.240 about calling someone to fix it, as I knew it 0:07:06.240 --> 0:07:08.400 would probably be expensive and I didn't know if I 0:07:08.400 --> 0:07:11.360 would need a plumber or an appliance technician. My partner 0:07:11.360 --> 0:07:13.200 was catching up with one of his mates who happens 0:07:13.200 --> 0:07:15.280 to be a plumber, so I made him ask his 0:07:15.320 --> 0:07:17.080 mate for some tips. It was a simple fix and 0:07:17.080 --> 0:07:19.000 we now have a working washing machine for zero doll 0:07:19.000 --> 0:07:22.880 It's how good life win. My next one comes from 0:07:23.000 --> 0:07:26.240 Goji who said money win. Local Yoga was closed for 0:07:26.280 --> 0:07:29.240 renovations and they are now offering free unlimited classes for 0:07:29.240 --> 0:07:31.360 the first week and I will seven classes for free. 0:07:31.480 --> 0:07:34.480 Oh my god, seven taking it to the nth degree. 0:07:34.560 --> 0:07:37.120 I love that. You gotta respect it. 0:07:37.120 --> 0:07:39.640 It's like when seven to eleven has those days where 0:07:39.640 --> 0:07:41.600 they say bring your own container and you can have 0:07:41.680 --> 0:07:42.920 as much slurpy as you. 0:07:43.000 --> 0:07:45.160 Really used to love that as a Kiddo's. 0:07:44.840 --> 0:07:48.760 Sorry wild, but like, where's where's the line? Yeah, yeah, 0:07:48.800 --> 0:07:52.040 where's the line. I'll bring my Stanley cup. I feel 0:07:52.080 --> 0:07:53.760 like that's the line. That's a lot of. 0:07:54.080 --> 0:07:54.720 Not big enough. 0:07:55.360 --> 0:07:57.520 We did a mixing bowl once, me and my brother. 0:07:57.840 --> 0:07:58.840 We shared it to be fair. 0:07:58.840 --> 0:07:59.400 Oh you shared it? 0:07:59.480 --> 0:07:59.680 Yeah. 0:08:00.440 --> 0:08:03.400 I feel like I've seen people with those gallon water things, 0:08:03.440 --> 0:08:05.480 you know, from like the water fountains where they like 0:08:05.520 --> 0:08:08.120 tip it upside down and then just like ruin the 0:08:08.200 --> 0:08:11.120 environment with their fake filtered water, Like that's arguably a 0:08:11.120 --> 0:08:13.679 little bit irresponsible, but that's okay. But I've seen people 0:08:13.720 --> 0:08:16.400 take those and get that filled with slurpy. 0:08:16.120 --> 0:08:19.360 Slurpy on tap. Could I do the dream, the absolute dream? 0:08:19.400 --> 0:08:21.440 Maybe we should buy a slurpy machine for the offers. 0:08:21.600 --> 0:08:23.440 I would actually tip there are a lot of things 0:08:23.440 --> 0:08:25.720 that we want in this office that we probably shouldn't purchase. 0:08:26.000 --> 0:08:28.520 Our office if we just let ourselves buy the things 0:08:28.520 --> 0:08:30.200 that we wanted, would look like it was designed by 0:08:30.200 --> 0:08:34.240 a six year old. There'd be slides, swings, they'd be slurpy. 0:08:34.520 --> 0:08:35.360 It would just be ridiculous. 0:08:35.400 --> 0:08:36.200 I'm not sorry for that. 0:08:36.320 --> 0:08:39.480 I'm not even sorry. I have no regrets, no regrets. 0:08:39.720 --> 0:08:41.840 My next money when came from Tina, who said, just 0:08:41.880 --> 0:08:43.840 found out that you can go to your local council, 0:08:44.160 --> 0:08:47.240 take your rates notice and get two free native trees. 0:08:47.760 --> 0:08:49.800 That's all the information that I have. I don't know 0:08:49.800 --> 0:08:52.880 if it's every local counselor please tease still on your. 0:08:52.920 --> 0:08:54.880 Can you give us some more information, Tina? 0:08:55.080 --> 0:08:56.320 But I thought that's a good tip, like. 0:08:56.360 --> 0:08:58.840 Jump on your local council website. Two free trees, but 0:08:59.000 --> 0:08:59.880 also local. 0:08:59.720 --> 0:09:01.720 Count always have good stuff going on. 0:09:01.880 --> 0:09:03.680 Yeah, they ever marketed. 0:09:03.840 --> 0:09:05.240 I've never I'd never hear about this. 0:09:05.320 --> 0:09:07.400 They probably sometimes budget let's be honest. 0:09:07.440 --> 0:09:07.880 That's fair. 0:09:08.120 --> 0:09:10.280 Yeah, and I think it's changing. But a lot of 0:09:10.320 --> 0:09:14.360 government or local government teams generally are made up of 0:09:14.440 --> 0:09:17.439 more mature people and so they're not as tech savy 0:09:17.480 --> 0:09:19.080 a lot of the time. So they are market Like 0:09:19.200 --> 0:09:22.240 I see flyers and stuff sometimes that's not reaching the 0:09:22.280 --> 0:09:25.160 people that's got to reach, like stapled to the telephone pole. 0:09:25.840 --> 0:09:26.880 No one's looking at the help. 0:09:26.800 --> 0:09:30.640 The telephone pole or the community noticeboard at coles. Yeah, 0:09:30.679 --> 0:09:32.920 like the one that you kind of like awkwardly glance 0:09:33.000 --> 0:09:36.360 at as you're going out of the self checked out. Yeah. 0:09:36.520 --> 0:09:38.360 Not all council people are old, but they should hire 0:09:38.400 --> 0:09:40.520 more young people. That's what I'm saying, one hundred percent. 0:09:40.559 --> 0:09:42.199 Moving right along, Please don't come for me. My next 0:09:42.240 --> 0:09:45.040 money when comes from Kim who said, sold my daughter's 0:09:45.040 --> 0:09:47.160 cot for the price of what it would have cost 0:09:47.240 --> 0:09:49.679 me to upgrade her to a single bit love a 0:09:49.760 --> 0:09:52.040 cost neutral upgrade, And I was like, I just love 0:09:52.120 --> 0:09:54.240 the term cost neutral. 0:09:54.840 --> 0:09:57.400 Right, we are taking that and running with it. This 0:09:57.480 --> 0:09:59.600 is this is where my head went because you said 0:09:59.720 --> 0:10:02.040 don't hate me. But I now realize that was in 0:10:02.080 --> 0:10:04.959 relation to your last comment. I just thought that Kim 0:10:05.000 --> 0:10:07.600 had sold her kids cop before her kid was done 0:10:07.640 --> 0:10:12.040 with it. Money. We now my kids sleep's on the floor. 0:10:12.520 --> 0:10:18.319 Can you imagine, very monty sorrow, very fancy, very fancy. 0:10:18.360 --> 0:10:19.520 I'm on that side of TikTok. 0:10:19.760 --> 0:10:22.120 Yeah, you're on every side of TikTok. 0:10:22.200 --> 0:10:23.040 I live on TikTok. 0:10:23.600 --> 0:10:25.160 Well that's okay, no judgment over here. 0:10:25.320 --> 0:10:26.760 That's all why money wins for the week. So should 0:10:26.760 --> 0:10:28.120 we take a quick break so it can get a 0:10:28.160 --> 0:10:28.920 TikTok fixed? 0:10:29.080 --> 0:10:30.400 She's shaking, She's literally. 0:10:30.440 --> 0:10:31.920 Not even mad. Do you want to see this TikTok 0:10:31.920 --> 0:10:33.760 of this guy who dances and takes best stop? 0:10:33.880 --> 0:10:36.319 We don't have any choice, so let's do it. 0:10:42.440 --> 0:10:45.880 Welcome back, everybody. Let's jump into this week's money dilemma. 0:10:48.200 --> 0:10:50.560 Hi, there, have you got a money dilemma you just 0:10:50.600 --> 0:10:53.120 can't solve that. She's on the Money Team is here 0:10:53.160 --> 0:10:56.400 to help. Every week, we tackle your dilemmas, both big 0:10:56.440 --> 0:10:59.160 and small, to answer your most burning money, career and 0:10:59.200 --> 0:11:02.400 life questions. To get involved, simply head to our website 0:11:02.440 --> 0:11:04.560 and leave us a short voice recording and you might 0:11:04.600 --> 0:11:07.160 just find yourself on the show. Now, let's take a 0:11:07.200 --> 0:11:08.960 listen to this week's money dilemma. 0:11:11.480 --> 0:11:15.080 Hi, and She's on the Money. I have a money dilemma. 0:11:15.520 --> 0:11:18.480 Last year, my father sadly passed away and I needed 0:11:18.600 --> 0:11:22.120 to pay three thousand dollars of my savings a four 0:11:22.320 --> 0:11:26.840 costs involved with chromation and the funeral home. Now, I 0:11:26.880 --> 0:11:30.520 am expected of my family to purchase a plot and headstone. 0:11:30.679 --> 0:11:33.280 And while I loved my father, I am not a 0:11:33.360 --> 0:11:37.680 higher earner and struggling with these unexpected costs. Does She's 0:11:37.760 --> 0:11:40.000 on the Money have any advice on how to pay 0:11:40.280 --> 0:11:43.600 for these unexpected costs and how to get any kind 0:11:43.679 --> 0:11:46.720 of funding. I live in Australia and I am paying 0:11:46.760 --> 0:11:49.720 these costs in New Zealand and I'm wondering if I 0:11:49.760 --> 0:11:53.080 could even get some kind of a rebate, whither through 0:11:53.120 --> 0:11:55.040 its GST or a tax time. 0:11:55.400 --> 0:11:57.559 Firstly, I just want to say I'm really sorry that 0:11:57.600 --> 0:11:59.560 you're going through this. That's a really tough thing to 0:11:59.600 --> 0:12:01.560 deal with it in and of itself, dealing with a 0:12:01.600 --> 0:12:04.480 loss with then having a financial burden on top of that, 0:12:04.800 --> 0:12:07.000 and I'm shocked at how much it costs to be 0:12:07.040 --> 0:12:08.440 cremated three thousand dollars. 0:12:08.520 --> 0:12:09.280 Yeah, it's a lot. 0:12:09.440 --> 0:12:11.400 I've never thought about the cost before now if I'm 0:12:11.400 --> 0:12:11.839 being honest. 0:12:11.920 --> 0:12:14.480 Yeah, look, it's a lot of money, and I guess 0:12:14.559 --> 0:12:17.760 it makes sense when you think about it. In Australia 0:12:18.000 --> 0:12:20.720 and in New Zealand, it is like kind of a 0:12:20.800 --> 0:12:25.480 restricted thing. You can't just turn up and become cremated, 0:12:25.640 --> 0:12:27.319 Like there has to be a death certificate and a 0:12:27.360 --> 0:12:30.240 whole process behind it, right, I know because my mother 0:12:30.360 --> 0:12:32.920 actually worked in the death industry for a very long time. 0:12:33.320 --> 0:12:37.280 Here in Australia are the total funeral costs of a 0:12:37.360 --> 0:12:41.319 traditional burial, this is just me reading from the Australian 0:12:41.480 --> 0:12:46.000 Bureau of Statistics website can average between seven thousand and 0:12:46.120 --> 0:12:51.600 fifteen thousand dollars, while here in Australia, a cremation can 0:12:51.640 --> 0:12:57.320 cost anywhere between three thousand and just seven thousand dollars. Obviously, 0:12:57.440 --> 0:13:00.199 these figures can go even higher depending on like your 0:13:00.200 --> 0:13:03.719 local cemetery fees and like regulations and stuff, because there 0:13:03.720 --> 0:13:06.960 are different regulations that are involved, so these fees they 0:13:07.040 --> 0:13:10.880 usually cover what be deemed to be quote the essentials, 0:13:11.200 --> 0:13:14.160 so things like logistics, so you need to move the 0:13:14.160 --> 0:13:17.240 body from location to location. You can't just stick them 0:13:17.240 --> 0:13:20.760 in the cheapest uber that you get a death certificate, 0:13:20.840 --> 0:13:24.240 filing notices, permits, stuff like that. If you're looking for 0:13:24.280 --> 0:13:27.680 anything extravagant, like you want a nice casket, that's even 0:13:27.720 --> 0:13:30.439 more money. You want to do viewings of your loved one, 0:13:30.520 --> 0:13:32.959 that is going to increase the amount that the funeral 0:13:33.000 --> 0:13:35.439 home charges you. If you want to do like some 0:13:35.559 --> 0:13:38.720 kind of special celebration or clergy or like a nice 0:13:38.760 --> 0:13:42.839 flower arrangement, that's way more money. Again, and flowers are 0:13:42.960 --> 0:13:47.240 very expensive even for funerals. You can actually expect to 0:13:47.320 --> 0:13:50.560 pay anywhere between like maybe three hundred and up to 0:13:50.679 --> 0:13:54.640 like five thousand dollars on florals for a four depending 0:13:55.200 --> 0:13:57.360 on obviously what you do and how you do it. 0:13:58.240 --> 0:14:01.199 I know that in my family a lot of people 0:14:01.280 --> 0:14:04.240 have said if they've had like a death notice, they say, 0:14:04.240 --> 0:14:07.520 in little of flowers, can you donate to a particular charity? 0:14:07.559 --> 0:14:10.720 Which is nice, but you kind of like want it 0:14:10.760 --> 0:14:12.880 to look nice as well. I don't know, there's that 0:14:12.920 --> 0:14:13.920 mix of working you're. 0:14:13.760 --> 0:14:15.400 Still celebrating somebody's life. 0:14:15.679 --> 0:14:19.400 Yeah, So in most cases, the person who arranges the funeral, 0:14:19.440 --> 0:14:21.720 whether that's like a friend or a family member. They 0:14:21.840 --> 0:14:24.560 actually have to sign a contract directly with the funeral 0:14:24.560 --> 0:14:27.880 director and then that person is the person that's kind 0:14:27.880 --> 0:14:30.400 of in charge of all the payments. Which is why 0:14:30.800 --> 0:14:33.760 our listener might have written in and said, hey, it 0:14:33.800 --> 0:14:35.840 seems to be all on me because she might have 0:14:35.960 --> 0:14:39.560 taken on the brunt of that responsibility. Let's assume she's not. 0:14:39.680 --> 0:14:42.360 Maybe she's the only financially stable person in the family 0:14:42.400 --> 0:14:45.400 that has access to funds. That can be really, really hard. 0:14:46.160 --> 0:14:48.840 So it's important to know that there are actually a 0:14:48.880 --> 0:14:51.320 few things here in Australia, and I've done some research 0:14:51.320 --> 0:14:53.920 and understand that there are similar things in New Zealand 0:14:53.920 --> 0:14:56.600 as well. So what I'd be looking up for anyone 0:14:56.640 --> 0:14:59.640 in their circumstance is bereavement assistance. So here in a 0:14:59.680 --> 0:15:02.960 stray bereavement assistance can either be like a non for 0:15:03.040 --> 0:15:06.240 profit organization or it can be through the government and 0:15:06.280 --> 0:15:10.480 they will help you with unexpected funeral costs. In New Zealand, 0:15:10.520 --> 0:15:14.000 the average funeral cost is actually ten thousand dollars, which 0:15:14.040 --> 0:15:16.760 is a lot of money, but they say only five 0:15:16.840 --> 0:15:19.800 percent of New Zealanders have what's called a pre planned 0:15:19.880 --> 0:15:23.400 funeral so you can actually do that yourself at any point. 0:15:23.680 --> 0:15:27.200 It's a very morbid concept, but I mean, if your 0:15:27.280 --> 0:15:29.760 death is going to be expected, it's something that a 0:15:29.800 --> 0:15:32.120 lot of people like doing because they feel like they've 0:15:32.160 --> 0:15:35.200 got control over that circumstance and it can actually be 0:15:35.240 --> 0:15:38.240 a really therapeutic process. It's not nice by any stretch 0:15:38.280 --> 0:15:40.840 of the imagination, but at any point you can actually 0:15:40.840 --> 0:15:43.320 go down to a funeral home and pre pay for 0:15:43.400 --> 0:15:46.000 your funeral as well as like kind of plan it out, 0:15:46.080 --> 0:15:48.720 like you could do everything. You could do the bare minimum, 0:15:48.720 --> 0:15:50.800 which would be just paying for it, or you could 0:15:50.840 --> 0:15:52.920 go all the way through to or I want to 0:15:52.920 --> 0:15:54.600 look at the guest list. I want to have a 0:15:54.600 --> 0:15:56.880 look at you know, what songs you're going to play. 0:15:56.880 --> 0:15:59.680 What's my intro song, what's my outro song? Who's speaking? 0:15:59.720 --> 0:16:02.640 Like you can plan literally everything if you wanted to. 0:16:03.400 --> 0:16:06.440 So in New Zealand there are also bereavement services you 0:16:06.480 --> 0:16:09.640 can call upon if you find that you're not able 0:16:09.680 --> 0:16:12.560 to afford it. So I would be doing, honestly, because 0:16:12.600 --> 0:16:17.080 it changes based on either local, state or council regulations. 0:16:17.200 --> 0:16:19.840 I would be looking up just bereavement services in your 0:16:19.880 --> 0:16:23.040 area and seeing what type of support. There is further 0:16:23.120 --> 0:16:26.040 to that. I probably, given you're the one in your 0:16:26.080 --> 0:16:29.080 family who has been loaded with all of these costs, 0:16:29.480 --> 0:16:32.040 I would obviously, I don't think it changes whether you 0:16:32.080 --> 0:16:33.640 loved your dad or not. You said that in your 0:16:33.720 --> 0:16:35.880 voice note You're like, oh, I loved him, but no, no, 0:16:36.200 --> 0:16:38.880 we know you loved him. But it's actually really unrealistic 0:16:38.920 --> 0:16:41.680 and unreasonable to assume that you're the one individually that 0:16:41.720 --> 0:16:43.760 would bear the brunt of all of this. I think 0:16:43.800 --> 0:16:46.360 going back and going Okay, well, what does this look like, 0:16:46.440 --> 0:16:48.920 and maybe having a conversation with the people who are 0:16:48.920 --> 0:16:51.520 closest who are trying to help you plan that funeral 0:16:51.520 --> 0:16:54.000 and help you plan these services and the cremation and stuff, 0:16:54.000 --> 0:16:56.400 and going, hey, like, should I just be keeping track 0:16:56.480 --> 0:16:58.680 of this because there are a couple of things that 0:16:58.720 --> 0:17:03.040 could happen. So obviously when a death happens, not everything 0:17:03.160 --> 0:17:06.360 financial happens at exactly the same time. What you can 0:17:06.400 --> 0:17:08.719 do is keep track of all of those costs and 0:17:08.760 --> 0:17:12.840 then get repaid by your father's estate. And so that 0:17:12.840 --> 0:17:14.679 would mean like if I spent you know, let's call 0:17:14.720 --> 0:17:17.000 it just ten thousand dollars, because that's the average cost 0:17:17.080 --> 0:17:20.159 of the New Zealand funeral. I pay ten thousand dollars, 0:17:20.320 --> 0:17:22.520 keep track of it, keep all your receipts and everything. 0:17:22.720 --> 0:17:25.600 And when your dad's estate is being you know, broken 0:17:25.680 --> 0:17:29.320 down and given out, before that happens, you get repaid 0:17:29.440 --> 0:17:32.960 that ten thousand dollars before anybody else gets like an inheritance. 0:17:33.440 --> 0:17:36.320 So that could come from whatever savings your dad had, 0:17:36.400 --> 0:17:39.520 whatever KEYWI say that he had, whatever kind of assets 0:17:39.560 --> 0:17:42.119 he has, if you're planning on selling them or you know, 0:17:42.160 --> 0:17:44.639 liquidating them to cash, or maybe you even just do 0:17:44.720 --> 0:17:48.080 it in lieu of assets, maybe you get first choice. 0:17:48.119 --> 0:17:50.359 This all all have to be done through your solicitor 0:17:50.560 --> 0:17:53.800 or through you know, whoever is dealing with the family estate, 0:17:53.840 --> 0:17:56.639 but it can be repaid. You will have to go 0:17:56.720 --> 0:17:58.520 through a process for that to make sure it all 0:17:58.560 --> 0:18:00.520 gets done properly, because you don't want some one coming 0:18:00.560 --> 0:18:02.640 back later and being like, oh my god, well Beck 0:18:02.760 --> 0:18:05.760 got ten thousand dollars more than me. Like, no, Beck 0:18:05.880 --> 0:18:09.240 was repaid the money that she spent for that process 0:18:09.320 --> 0:18:12.439