1
00:00:00,680 --> 00:00:04,920
Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yor

2
00:00:04,960 --> 00:00:08,680
Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before

3
00:00:08,680 --> 00:00:11,160
Speaker 1: we get started on She's on the Money podcast, I

4
00:00:11,160 --> 00:00:14,319
Speaker 1: would like to acknowledge the traditional custodians of the land

5
00:00:14,400 --> 00:00:17,680
Speaker 1: of which this podcast is recorded on a wondery country,

6
00:00:18,120 --> 00:00:22,240
Speaker 1: acknowledging the elders, the ancestors and the next generation coming

7
00:00:22,320 --> 00:00:26,960
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing

8
00:00:27,080 --> 00:00:30,120
Speaker 1: and the storytelling of you to make a difference for

9
00:00:30,240 --> 00:00:32,640
Speaker 1: today and lasting impact for tomorrow.

10
00:00:33,320 --> 00:00:34,120
Speaker 2: Let's get into it.

11
00:00:34,760 --> 00:00:47,920
Speaker 3: She's on the Money, She's on the Money.

12
00:00:57,960 --> 00:01:00,959
Speaker 4: Hello, and welcome to She's on My Me the podcast

13
00:01:01,000 --> 00:01:05,000
Speaker 4: Millennials who Want Financial Freedom. Today is Friday, which means

14
00:01:05,000 --> 00:01:07,319
Speaker 4: it's time to get the team together and celebrate you

15
00:01:07,720 --> 00:01:10,760
Speaker 4: the incredible She's on the Money community. Today, I'm going

16
00:01:10,840 --> 00:01:13,240
Speaker 4: to share some of my favorite money wins. Beck is

17
00:01:13,240 --> 00:01:15,200
Speaker 4: going to share some of her best broke tips, and

18
00:01:15,280 --> 00:01:17,520
Speaker 4: we're going to be helping to answer a juicy money

19
00:01:17,560 --> 00:01:20,720
Speaker 4: to Lemma, which this week is all about redundancy. We're

20
00:01:20,720 --> 00:01:22,600
Speaker 4: also going to unpack something U slid into our DMS

21
00:01:22,600 --> 00:01:25,480
Speaker 4: about which is all about navigating pay rises.

22
00:01:25,520 --> 00:01:26,119
Speaker 2: I feel like.

23
00:01:26,360 --> 00:01:29,679
Speaker 4: Tis the season and the financial year. We're taking stock

24
00:01:30,120 --> 00:01:32,160
Speaker 4: and it's just the girls this week, just me and Bet.

25
00:01:32,280 --> 00:01:33,120
Speaker 2: This is so nice.

26
00:01:33,360 --> 00:01:33,800
Speaker 4: Is nice?

27
00:01:33,880 --> 00:01:35,400
Speaker 2: We never get to spend that much time together.

28
00:01:35,880 --> 00:01:36,240
Speaker 4: This is love.

29
00:01:36,280 --> 00:01:37,960
Speaker 2: It feels so cozy. Do you feel crazy? Do you

30
00:01:38,000 --> 00:01:38,560
Speaker 2: feel cozy?

31
00:01:38,560 --> 00:01:41,319
Speaker 4: Cozy and safe and loved. I think it's just going

32
00:01:41,400 --> 00:01:43,000
Speaker 4: to be a good episode, you know, I think so.

33
00:01:43,160 --> 00:01:43,360
Speaker 2: I think.

34
00:01:43,400 --> 00:01:43,440
Speaker 4: So.

35
00:01:43,560 --> 00:01:45,040
Speaker 2: How's you we been? It's been good.

36
00:01:45,400 --> 00:01:47,640
Speaker 4: I have nothing exciting to report from me. It's been

37
00:01:47,960 --> 00:01:52,520
Speaker 4: very cold. I saw a post somewhere that said Australia

38
00:01:52,800 --> 00:01:58,200
Speaker 4: is the worst performing in like the world for installation

39
00:01:58,480 --> 00:02:00,880
Speaker 4: in housing, which I don't know what the standard of

40
00:02:00,880 --> 00:02:04,160
Speaker 4: that is, but apparently to be like above standard, your

41
00:02:04,160 --> 00:02:07,640
Speaker 4: house needs to sit at like eighteen degrees overnight with

42
00:02:07,720 --> 00:02:10,600
Speaker 4: no heating or cooling. And I'm assuming like different places,

43
00:02:10,600 --> 00:02:12,640
Speaker 4: it must be different, because like if you live in Iceland,

44
00:02:12,720 --> 00:02:14,640
Speaker 4: maybe totally you know what I mean.

45
00:02:14,639 --> 00:02:16,440
Speaker 2: I don't know the specifics, but.

46
00:02:16,360 --> 00:02:18,480
Speaker 4: I just saw this posts that said we performed really badly,

47
00:02:18,560 --> 00:02:20,399
Speaker 4: and I thought about it this week because every morning

48
00:02:20,440 --> 00:02:23,120
Speaker 4: I've gotten up to fourteen degrees in my house. How

49
00:02:23,120 --> 00:02:25,440
Speaker 4: do you know that because we have our thermostat tells

50
00:02:25,480 --> 00:02:26,440
Speaker 4: us of.

51
00:02:26,160 --> 00:02:32,000
Speaker 5: Course you have a thermo stuff for the heating. In

52
00:02:32,000 --> 00:02:34,200
Speaker 5: my mind, I'm like, you have like a little thermodon.

53
00:02:36,320 --> 00:02:41,320
Speaker 2: After you churn your butter when we checked the Seriously,

54
00:02:43,600 --> 00:02:46,360
Speaker 2: apart from that, nothing at all. How about you? Cool?

55
00:02:47,040 --> 00:02:49,200
Speaker 2: This week? This week? This week? What have I done?

56
00:02:49,600 --> 00:02:51,880
Speaker 5: You know, just like just doing a lot of freelance stuff,

57
00:02:52,000 --> 00:02:54,519
Speaker 5: started doing some videos for How cool is that?

58
00:02:54,520 --> 00:02:58,400
Speaker 4: I love him? I love seems like the nicest person.

59
00:02:58,520 --> 00:02:59,880
Speaker 2: He's so sweet, you know.

60
00:03:00,240 --> 00:03:03,120
Speaker 5: When I was like chatting to him about this video stuff,

61
00:03:03,240 --> 00:03:05,400
Speaker 5: he was like, I'm so grateful that you wanted to

62
00:03:05,440 --> 00:03:10,160
Speaker 5: meet with me. I'm like, what the hell You're Asha Gunsberg,

63
00:03:10,520 --> 00:03:12,560
Speaker 5: the Thesha Gunsberg.

64
00:03:12,680 --> 00:03:15,520
Speaker 2: It's like the literal queen coming back from the day.

65
00:03:15,600 --> 00:03:17,119
Speaker 5: And be like, oh my god, thank you so much

66
00:03:17,160 --> 00:03:19,960
Speaker 5: for me. No, thank you so much for meeting with me.

67
00:03:20,080 --> 00:03:20,280
Speaker 1: You know.

68
00:03:21,160 --> 00:03:21,600
Speaker 2: So sweet.

69
00:03:21,600 --> 00:03:25,239
Speaker 5: But anyway, so just been working heaps. Haven't been paid yet,

70
00:03:25,240 --> 00:03:27,079
Speaker 5: and that's okay. I feel like it's the same old

71
00:03:27,120 --> 00:03:29,400
Speaker 5: story with me every week, and like I'm broke.

72
00:03:29,440 --> 00:03:29,760
Speaker 2: I'm broke.

73
00:03:30,080 --> 00:03:31,840
Speaker 4: But one day you're in the middle of like a

74
00:03:31,880 --> 00:03:35,320
Speaker 4: tough cycle, like everything's changed, and everything's on like thirty

75
00:03:35,360 --> 00:03:38,720
Speaker 4: day payment terms or monthly payment. That's really I feel

76
00:03:38,720 --> 00:03:40,200
Speaker 4: like a lot of us have been in that situation

77
00:03:40,400 --> 00:03:43,120
Speaker 4: where you started a new job maybe and you finish

78
00:03:43,200 --> 00:03:44,960
Speaker 4: your old job, but you have like a month where

79
00:03:44,960 --> 00:03:46,880
Speaker 4: you don't get paid because you've come in like just

80
00:03:46,960 --> 00:03:47,840
Speaker 4: after the cycle.

81
00:03:48,160 --> 00:03:51,480
Speaker 2: Yes, oh my goodness. But then when you get that pay, god,

82
00:03:51,520 --> 00:03:51,960
Speaker 2: it's fat.

83
00:03:52,040 --> 00:03:54,080
Speaker 4: What are your payment terms on your voices? By the way,

84
00:03:54,200 --> 00:03:56,960
Speaker 4: that's a great question. I never really have been a freelancer.

85
00:03:57,120 --> 00:03:58,400
Speaker 4: This whole thing is new to me.

86
00:03:58,920 --> 00:04:01,400
Speaker 5: But I put, like I was trying to be cheeky,

87
00:04:01,440 --> 00:04:03,840
Speaker 5: and I was like, my date that this is due?

88
00:04:03,880 --> 00:04:05,360
Speaker 5: Is this what you're talking about, by the way, like

89
00:04:05,480 --> 00:04:08,760
Speaker 5: date the next Yeah, when you're catch So I put

90
00:04:08,800 --> 00:04:11,160
Speaker 5: like a week, and then they came back and they're like, actually,

91
00:04:11,200 --> 00:04:13,760
Speaker 5: it's thirty days for us, And I was like, oh, okay, Yeah,

92
00:04:13,800 --> 00:04:16,279
Speaker 5: I didn't argue, so I guess now it's like a

93
00:04:16,320 --> 00:04:18,400
Speaker 5: thirty day turnaround.

94
00:04:18,560 --> 00:04:20,720
Speaker 2: Yeah. Is that the norm? It depends.

95
00:04:20,920 --> 00:04:23,159
Speaker 4: Say, I know that a lot of businesses will process

96
00:04:23,200 --> 00:04:25,279
Speaker 4: the invoices monthly. My old corporate job, that was one

97
00:04:25,320 --> 00:04:27,520
Speaker 4: of my jobs was we process like the company's like

98
00:04:27,640 --> 00:04:32,360
Speaker 4: outstanding invoices and that was like a once a month tash. Sure,

99
00:04:32,520 --> 00:04:35,640
Speaker 4: but I personally feel like in this day and age,

100
00:04:35,640 --> 00:04:38,599
Speaker 4: there's no good reason to not pay within My payment

101
00:04:38,640 --> 00:04:41,360
Speaker 4: terms are fourteen days usually on my invoices, unless someone

102
00:04:41,720 --> 00:04:44,000
Speaker 4: comes back back with you and says, oh, can we

103
00:04:44,040 --> 00:04:47,400
Speaker 4: adjust that? And then normally I'm relatively flexible, but I

104
00:04:47,440 --> 00:04:51,800
Speaker 4: mean it's very inconvenient in your situation currently, and I

105
00:04:51,839 --> 00:04:53,280
Speaker 4: mean it is up for debate, Like they can come

106
00:04:53,279 --> 00:04:54,880
Speaker 4: back and say thirty and you could have said, can

107
00:04:54,880 --> 00:04:56,799
Speaker 4: we meet in the middle of fourteen or something? Sure,

108
00:04:57,040 --> 00:04:59,240
Speaker 4: Like it just needs to be agreed upon. But my

109
00:04:59,360 --> 00:05:04,040
Speaker 4: standard term on my freelance in voices are fourteen days usually. Okay,

110
00:05:04,440 --> 00:05:05,839
Speaker 4: maybe I'll do that. I didn't think to do that.

111
00:05:05,880 --> 00:05:07,880
Speaker 4: I was just like, oh, you know more than I do,

112
00:05:07,880 --> 00:05:11,160
Speaker 4: because I never even that's just about their processes and

113
00:05:11,240 --> 00:05:12,960
Speaker 4: make sure their life easy. They're like, we want to

114
00:05:12,960 --> 00:05:14,760
Speaker 4: process it within this amount of time, and I mean

115
00:05:14,760 --> 00:05:16,960
Speaker 4: it depends as well. Like I feel like at the moment,

116
00:05:17,120 --> 00:05:18,880
Speaker 4: you're in the position where we have all been where

117
00:05:18,880 --> 00:05:20,840
Speaker 4: you're kind of likeck, I'll just take what I can get,

118
00:05:20,880 --> 00:05:22,719
Speaker 4: thank you so much, Like I don't want to argue,

119
00:05:22,720 --> 00:05:24,719
Speaker 4: don't want to rock the boat, which is totally fine.

120
00:05:25,000 --> 00:05:27,120
Speaker 4: But I think once you're a bit more settled and

121
00:05:27,200 --> 00:05:29,080
Speaker 4: you know, a bit more feeling like you're in your

122
00:05:29,200 --> 00:05:31,640
Speaker 4: center of power or whatever, you can be a little

123
00:05:31,680 --> 00:05:33,520
Speaker 4: bit more like you can push back on it a

124
00:05:33,560 --> 00:05:37,440
Speaker 4: little more because it is not that hard to facilitate

125
00:05:37,720 --> 00:05:41,159
Speaker 4: unless they are literally just paying an accountant one day

126
00:05:41,160 --> 00:05:45,000
Speaker 4: out of a month to process things, gotcha. Generally speaking,

127
00:05:45,520 --> 00:05:47,320
Speaker 4: it can be done if it needs to be.

128
00:05:47,640 --> 00:05:48,280
Speaker 2: Yeah, okay.

129
00:05:48,480 --> 00:05:50,760
Speaker 5: I have this like funny thing that's like, you know,

130
00:05:50,800 --> 00:05:53,599
Speaker 5: when you argue back or like not it's not arguing,

131
00:05:53,640 --> 00:05:55,320
Speaker 5: but like you push back on something or you like

132
00:05:55,600 --> 00:05:57,760
Speaker 5: come back with like you try and meet in the middle.

133
00:05:57,920 --> 00:05:59,840
Speaker 5: In my mind, I'm always like, oh my gosh, they're

134
00:05:59,839 --> 00:06:02,120
Speaker 5: going to be like, actually, you know what, since you're

135
00:06:02,120 --> 00:06:05,160
Speaker 5: being difficult, we're not going to pay this ever, So

136
00:06:05,200 --> 00:06:05,880
Speaker 5: that's my fear.

137
00:06:06,120 --> 00:06:07,920
Speaker 2: But I will if you've already done the work.

138
00:06:07,920 --> 00:06:10,440
Speaker 5: If it can't work that right, they come like, no,

139
00:06:10,600 --> 00:06:12,120
Speaker 5: you're being annoying, We're not going to pay you.

140
00:06:12,240 --> 00:06:14,279
Speaker 4: No. I mean, I think it's probably good to get

141
00:06:14,320 --> 00:06:16,200
Speaker 4: out of the way a set of time, like when

142
00:06:16,240 --> 00:06:19,279
Speaker 4: you're onboarding a client, or when you're like speaking to

143
00:06:19,279 --> 00:06:21,360
Speaker 4: someone about potentially like working with them, it's a good

144
00:06:21,360 --> 00:06:23,400
Speaker 4: thing to just kind of flag or you have like

145
00:06:23,400 --> 00:06:25,280
Speaker 4: a generic email that you send with all of your

146
00:06:25,279 --> 00:06:27,800
Speaker 4: basic actes and c's or whatever, because then you can

147
00:06:27,920 --> 00:06:30,480
Speaker 4: kind of avoid that down the track. But yeah, otherwise,

148
00:06:30,520 --> 00:06:33,120
Speaker 4: like it's like anything, it's all up for discussion.

149
00:06:33,440 --> 00:06:34,359
Speaker 2: Okay, really good to know.

150
00:06:34,440 --> 00:06:36,479
Speaker 5: Actually, it has been a rough few weeks, as you know,

151
00:06:36,600 --> 00:06:39,200
Speaker 5: I think I want to live vicariously through other people.

152
00:06:39,320 --> 00:06:41,200
Speaker 2: So let's go through money wins.

153
00:06:41,880 --> 00:06:46,520
Speaker 4: Well done, it's done. It was very smooth. I've got

154
00:06:46,560 --> 00:06:48,680
Speaker 4: a bunch of really good ones. I'm going to start

155
00:06:48,720 --> 00:06:51,800
Speaker 4: with one from Malice, who said I went to Woolworth's

156
00:06:51,839 --> 00:06:54,600
Speaker 4: yesterday for a few items, and a lovely lady at

157
00:06:54,600 --> 00:06:57,640
Speaker 4: the self serve checkouts approached me to offer me a

158
00:06:57,680 --> 00:07:00,640
Speaker 4: gift basket on behalf of Woolworths because as they're trying

159
00:07:00,640 --> 00:07:03,240
Speaker 4: to help their customers out with cost of living. She

160
00:07:03,279 --> 00:07:05,960
Speaker 4: said it was a nice gesture and completely unexpected. And

161
00:07:05,960 --> 00:07:08,560
Speaker 4: then somebody else, Taylor, said she had the same experience.

162
00:07:09,240 --> 00:07:11,080
Speaker 4: So they must be just I don't know how they're

163
00:07:11,080 --> 00:07:14,320
Speaker 4: figuring out or deciding, but They're just randomly sprinkling little

164
00:07:14,680 --> 00:07:15,600
Speaker 4: my goodies to people.

165
00:07:16,400 --> 00:07:18,720
Speaker 2: Thought, I know I need to head to that war work.

166
00:07:19,720 --> 00:07:21,760
Speaker 4: I'm assuming it would be pretty much everywhere, but I

167
00:07:21,840 --> 00:07:23,880
Speaker 4: just thought that was a really nice I mean, you know,

168
00:07:24,000 --> 00:07:27,000
Speaker 4: really nice. They're making like record breaking profits and you know,

169
00:07:27,160 --> 00:07:30,760
Speaker 4: really screwing the pooch, but it's a really nice thing

170
00:07:30,760 --> 00:07:32,800
Speaker 4: for them to give some people to give fastt I

171
00:07:32,840 --> 00:07:35,480
Speaker 4: guess next, I've put the money in from Alana, who

172
00:07:35,520 --> 00:07:37,360
Speaker 4: said money loss. This one's a bit of a journey.

173
00:07:37,400 --> 00:07:39,840
Speaker 4: Money loss. Dropped an airport pro When I was out

174
00:07:39,840 --> 00:07:43,520
Speaker 4: in my walk money win. Found said AirPod pro on

175
00:07:43,560 --> 00:07:44,960
Speaker 4: the road. When I went back to look for Oh,

176
00:07:45,040 --> 00:07:48,800
Speaker 4: great money loss. Okay, it had been run over. I

177
00:07:48,840 --> 00:08:10,480
Speaker 4: see money win. Oh it did still God, sorry, this

178
00:08:10,640 --> 00:08:12,160
Speaker 4: is great money win.

179
00:08:12,720 --> 00:08:13,480
Speaker 2: It still worked.

180
00:08:14,480 --> 00:08:17,680
Speaker 4: Money loss. It only half since I told you it

181
00:08:17,680 --> 00:08:18,880
Speaker 4: was a journey's journey.

182
00:08:19,040 --> 00:08:22,320
Speaker 2: Money loss. It only half worked. So I bought a

183
00:08:22,360 --> 00:08:24,400
Speaker 2: new pair to claim on this year's tax.

184
00:08:24,680 --> 00:08:27,800
Speaker 4: Oh, it was all over the place that I do

185
00:08:27,880 --> 00:08:29,200
Speaker 4: actually have one extra money win.

186
00:08:29,760 --> 00:08:30,920
Speaker 2: Someone commented.

187
00:08:31,000 --> 00:08:33,800
Speaker 4: Catherine commented and said, if you take them into Apple

188
00:08:33,960 --> 00:08:36,160
Speaker 4: with your airpod's case because you've lost one or you've

189
00:08:36,200 --> 00:08:39,520
Speaker 4: had one runover or whatever, they'll replace it for cheaper.

190
00:08:40,240 --> 00:08:41,880
Speaker 2: And then somebody else said.

191
00:08:41,800 --> 00:08:44,959
Speaker 4: Apparently you can buy a single airport, like you can

192
00:08:45,080 --> 00:08:46,760
Speaker 4: replace just the one airpot.

193
00:08:46,559 --> 00:08:49,120
Speaker 2: Really email or something to I think it apple like

194
00:08:49,160 --> 00:08:51,280
Speaker 2: you can just buy a singular AirPod.

195
00:08:50,920 --> 00:08:53,199
Speaker 4: Which I thought was crazy because I just.

196
00:08:53,120 --> 00:08:53,800
Speaker 2: Assumed you'd have to.

197
00:08:53,800 --> 00:08:55,520
Speaker 4: I don't know why I assumed, but you just have

198
00:08:55,559 --> 00:08:57,160
Speaker 4: to buy a whole new one. And then I was like, well,

199
00:08:57,200 --> 00:08:59,920
Speaker 4: then you just have one extra airport in case you

200
00:09:00,080 --> 00:09:00,560
Speaker 4: lose one.

201
00:09:00,600 --> 00:09:04,160
Speaker 5: I don't know, well money lost, money loss again, because

202
00:09:04,240 --> 00:09:06,680
Speaker 5: there's people coming back and being like, hey, you didn't

203
00:09:06,720 --> 00:09:09,360
Speaker 5: have to do that, you could I know, Well.

204
00:09:09,160 --> 00:09:13,559
Speaker 2: It's all happening under this comment. That was the best journey.

205
00:09:15,000 --> 00:09:17,280
Speaker 2: I'm really sorry, Alana, but thank you so much for sharing.

206
00:09:17,320 --> 00:09:20,880
Speaker 5: I think that was absolutely, honestly amazing, so poetic.

207
00:09:21,240 --> 00:09:23,880
Speaker 2: I want more of these. Get out of ten for storytelling.

208
00:09:24,240 --> 00:09:26,600
Speaker 2: I love the storytelling. You good to know that you

209
00:09:26,600 --> 00:09:28,360
Speaker 2: can buy a singular pod.

210
00:09:28,440 --> 00:09:31,080
Speaker 4: As someone who absolutely I'm sure at some point in

211
00:09:31,080 --> 00:09:33,120
Speaker 4: my life I will lose an air pod. Yes, that

212
00:09:33,280 --> 00:09:35,200
Speaker 4: is so good to know. And I'm sure I've seen

213
00:09:35,320 --> 00:09:37,400
Speaker 4: or heard of people who have lost one and gone,

214
00:09:37,480 --> 00:09:38,959
Speaker 4: I have to buy a whole new one. How annoying.

215
00:09:39,120 --> 00:09:42,239
Speaker 2: Totally Apparently you don't have to apparently apparently.

216
00:09:43,559 --> 00:09:46,120
Speaker 4: Next, I've got money in from Claire. She said, money win.

217
00:09:46,640 --> 00:09:50,720
Speaker 4: She had over ten people RSVP no to were wedding

218
00:09:50,720 --> 00:09:51,200
Speaker 4: next month.

219
00:09:52,240 --> 00:09:52,640
Speaker 2: Great.

220
00:09:53,840 --> 00:09:56,200
Speaker 4: Someone replied and said, I love this outlook, and Claire

221
00:09:56,280 --> 00:09:58,560
Speaker 4: came back and said, I was getting so excited with

222
00:09:58,600 --> 00:10:01,000
Speaker 4: every note that came through because we hit one thousand

223
00:10:01,000 --> 00:10:03,079
Speaker 4: dollars that we wouldn't have to spend because of how

224
00:10:03,080 --> 00:10:06,120
Speaker 4: many people had said no ching. She said, hot tip,

225
00:10:06,160 --> 00:10:08,360
Speaker 4: do a weekday wedding. Not only will you say when

226
00:10:08,360 --> 00:10:10,080
Speaker 4: your per head costs, but some people are too busy

227
00:10:10,120 --> 00:10:10,840
Speaker 4: they can't even come.

228
00:10:10,960 --> 00:10:12,640
Speaker 2: Oh my god, that's actually a great idea. And it

229
00:10:12,679 --> 00:10:13,800
Speaker 2: sounds like no hard feelings.

230
00:10:14,040 --> 00:10:17,880
Speaker 5: She's she's so happy that's a wedding gift. One hundred percent.

231
00:10:17,920 --> 00:10:20,520
Speaker 5: Your gift is you know how people say your presence is.

232
00:10:22,400 --> 00:10:24,599
Speaker 2: Your lack of presence is a present. I feel like

233
00:10:24,679 --> 00:10:26,760
Speaker 2: that's a really positive way to spin it. Absolutely, I

234
00:10:26,800 --> 00:10:28,120
Speaker 2: love that. Well done, Claire.

235
00:10:28,559 --> 00:10:30,520
Speaker 4: Next, I've got money win from Angela, and she said

236
00:10:30,679 --> 00:10:34,359
Speaker 4: she's making use of free group fitness classes at her workplace.

237
00:10:34,640 --> 00:10:37,920
Speaker 4: She said, it's a strength and positive win for her wellbeing.

238
00:10:38,440 --> 00:10:40,800
Speaker 2: I just want to remind people YouTube.

239
00:10:40,800 --> 00:10:44,400
Speaker 4: I've been really into the YouTube yoga classes because as

240
00:10:44,440 --> 00:10:46,480
Speaker 4: you as I've said, I'm in my parts Princess era.

241
00:10:46,600 --> 00:10:49,480
Speaker 4: I'm loving it. Happily paid class but they're not cheap. Yeah,

242
00:10:49,520 --> 00:10:51,840
Speaker 4: and so I like to do yogur as well, but

243
00:10:51,880 --> 00:10:55,320
Speaker 4: I was like, I cannot justify having two sets of memberships.

244
00:10:55,600 --> 00:10:57,839
Speaker 4: So I've been yoga with Adrian. I feel like every

245
00:10:57,880 --> 00:11:00,640
Speaker 4: person on the planet knows yoga with Adrian. But you'll

246
00:11:00,679 --> 00:11:01,480
Speaker 4: hear me like you don't.

247
00:11:01,679 --> 00:11:02,200
Speaker 2: No, I don't.

248
00:11:02,200 --> 00:11:04,800
Speaker 5: But I'm also thinking like yoga's quite zen and then

249
00:11:04,880 --> 00:11:08,280
Speaker 5: like halfway through there's like the loudest KFC ad to

250
00:11:08,400 --> 00:11:11,479
Speaker 5: ever exist.

251
00:11:09,320 --> 00:11:12,400
Speaker 2: That I actually don't think I've had that problem about it.

252
00:11:13,120 --> 00:11:15,280
Speaker 4: I do like I turn the lights down, I try

253
00:11:15,320 --> 00:11:17,240
Speaker 4: and like set up like a yoga studio vibe but

254
00:11:17,360 --> 00:11:20,839
Speaker 4: a candle. Sure, I get it's like what if the

255
00:11:21,000 --> 00:11:25,600
Speaker 4: I don't care like the of your beautiful zen.

256
00:11:26,120 --> 00:11:32,120
Speaker 2: I'm just like in down with dogs in my mind.

257
00:11:32,120 --> 00:11:34,920
Speaker 2: That is the funniest thing. So it hilarious. Keep doing it.

258
00:11:35,080 --> 00:11:38,720
Speaker 2: Don't buy YouTube premium, just sit through the case through.

259
00:11:38,640 --> 00:11:41,080
Speaker 4: That just a good reminder, like if you're also wanting

260
00:11:41,120 --> 00:11:42,800
Speaker 4: to do your health journey and maybe a workplace doesn't

261
00:11:42,880 --> 00:11:45,720
Speaker 4: do them. Like there's so many people on YouTube who

262
00:11:45,720 --> 00:11:49,560
Speaker 4: do really awesome workouts, all different kinds too, and they're free.

263
00:11:49,840 --> 00:11:51,360
Speaker 2: Oh my god, that's so good. We love that.

264
00:11:52,040 --> 00:11:54,000
Speaker 4: Last I've got moneyven for Emily who said money win.

265
00:11:54,120 --> 00:11:56,280
Speaker 4: I saved six dollars on fuel with seven to eleven

266
00:11:56,360 --> 00:11:59,480
Speaker 4: fuel lock this week, fuel the same.

267
00:12:00,080 --> 00:12:03,200
Speaker 2: Fifteen bucks one time. Crazy. Well, I can't believe it.

268
00:12:03,440 --> 00:12:05,520
Speaker 4: Checking out the areas too, Like I drove down the

269
00:12:05,559 --> 00:12:08,400
Speaker 4: coast the other day and petrol in my area was

270
00:12:08,400 --> 00:12:10,160
Speaker 4: like two dollost twenty. Went down the coast, it was

271
00:12:10,200 --> 00:12:13,360
Speaker 4: only eighty. Yes, I was on my app so fast

272
00:12:13,400 --> 00:12:13,719
Speaker 4: locking that.

273
00:12:13,840 --> 00:12:15,160
Speaker 2: Oh my goodness.

274
00:12:15,280 --> 00:12:19,880
Speaker 5: But I saw in Melton one dollar sixty for those paying.

275
00:12:20,520 --> 00:12:21,520
Speaker 2: How good is that? He was sixty.

276
00:12:21,559 --> 00:12:22,920
Speaker 4: It was a couple of days ago. So if it's changed,

277
00:12:22,960 --> 00:12:26,320
Speaker 4: doesn't it pain you? I like, I remember feel so old.

278
00:12:27,120 --> 00:12:30,439
Speaker 4: I remember when I was like a dollar twenty for petrol.

279
00:12:30,920 --> 00:12:33,679
Speaker 4: I'm twenty and now I like, if I saw a

280
00:12:33,720 --> 00:12:35,600
Speaker 4: dollar twenty, I would lose my damn mind. Oh my god,

281
00:12:35,640 --> 00:12:38,480
Speaker 4: I would be filling up Jerry, I was about to say.

282
00:12:38,320 --> 00:12:42,480
Speaker 5: I'd buy so many jerocans. Oh my gosh, those were

283
00:12:42,520 --> 00:12:44,280
Speaker 5: the days. Honestly, I remember there was a time when

284
00:12:44,440 --> 00:12:46,800
Speaker 5: it was eighty nine cents again like in like he

285
00:12:46,880 --> 00:12:47,800
Speaker 5: went up to one fifty.

286
00:12:47,800 --> 00:12:49,320
Speaker 2: It was like the standard and went.

287
00:12:49,160 --> 00:12:51,120
Speaker 5: Down at eighty nine cents. You remember those days. No,

288
00:12:51,520 --> 00:12:53,000
Speaker 5: it was a very short period of time.

289
00:12:53,040 --> 00:12:57,160
Speaker 4: I'd a mister you remember producer remembers during COVID those

290
00:12:57,160 --> 00:12:57,720
Speaker 4: were the days.

291
00:12:57,720 --> 00:12:58,160
Speaker 2: Those were the.

292
00:12:58,200 --> 00:13:03,920
Speaker 5: Days, COVID days. I missed that when everyone was sick, kidding.

293
00:13:03,559 --> 00:13:05,800
Speaker 4: And we all were nice and supportive of each other,

294
00:13:07,880 --> 00:13:09,880
Speaker 4: exactly for me.

295
00:13:10,040 --> 00:13:13,080
Speaker 2: Do you have some beautiful broke tips? Though? To I do?

296
00:13:14,160 --> 00:13:17,440
Speaker 5: I do have some broke tips.

297
00:13:17,480 --> 00:13:19,520
Speaker 2: This is this is so weird. This never happened before.

298
00:13:19,640 --> 00:13:22,720
Speaker 2: It's just a coincidence. I have some broke tips.

299
00:13:22,760 --> 00:13:26,959
Speaker 5: Okay, So I only discovered this this morning, and apparently

300
00:13:27,000 --> 00:13:28,959
Speaker 5: guys knew for a long time. And I think I've

301
00:13:29,000 --> 00:13:31,160
Speaker 5: been spending a lot of money, way more than I

302
00:13:31,760 --> 00:13:32,600
Speaker 5: should have been.

303
00:13:32,679 --> 00:13:33,800
Speaker 2: But anyway, so.

304
00:13:34,880 --> 00:13:38,320
Speaker 5: I'm sure some people have heard of Energy Made Easy

305
00:13:38,360 --> 00:13:40,560
Speaker 5: dot gov do AU. So basically I went on there

306
00:13:40,640 --> 00:13:43,400
Speaker 5: this morning and I'm with house Shop, which I already

307
00:13:43,480 --> 00:13:46,120
Speaker 5: knew probably wasn't the cheapest, but I just typed it

308
00:13:46,120 --> 00:13:48,400
Speaker 5: all my details and then it kind of came back

309
00:13:48,440 --> 00:13:50,319
Speaker 5: with what I could be paying every year.

310
00:13:50,320 --> 00:13:52,400
Speaker 2: Like it gives you like offers, you upload.

311
00:13:52,080 --> 00:13:55,360
Speaker 4: One of your bills, right, so it assesses I think,

312
00:13:55,480 --> 00:13:57,560
Speaker 4: based on like it's giving you an accurate idea, like

313
00:13:57,600 --> 00:14:01,040
Speaker 4: it measures the amount that easy used and your hairs

314
00:14:01,040 --> 00:14:02,120
Speaker 4: it to pricing other places.

315
00:14:02,160 --> 00:14:04,400
Speaker 5: I'm pretty sure yes, And I don't know if you

316
00:14:04,480 --> 00:14:05,840
Speaker 5: have to upload the whole bill, but it just like

317
00:14:05,840 --> 00:14:08,240
Speaker 5: there's a number on your bill that you just have

318
00:14:08,280 --> 00:14:09,880
Speaker 5: to like enter into there. So just like make sure

319
00:14:09,880 --> 00:14:12,320
Speaker 5: you have bill handy. There's nothing more annoying than when

320
00:14:12,320 --> 00:14:13,959
Speaker 5: you're like, oh, just quickly do this while I'm like

321
00:14:14,000 --> 00:14:15,720
Speaker 5: scrolling on the toilet and they're like, can we have

322
00:14:15,800 --> 00:14:18,720
Speaker 5: your literally everything you've ever needed?

323
00:14:18,960 --> 00:14:21,320
Speaker 2: And it's so annoying. But anyway, so just have a

324
00:14:21,360 --> 00:14:22,040
Speaker 2: bill handy.

325
00:14:22,080 --> 00:14:24,240
Speaker 5: That's all you need and then go on, just jump

326
00:14:24,280 --> 00:14:27,280
Speaker 5: on and see what you can get because it's so

327
00:14:27,360 --> 00:14:29,920
Speaker 5: much cheaper than I want to pay, and it's almost

328
00:14:29,920 --> 00:14:32,880
Speaker 5: sickening how much I could have had. But anyway, now

329
00:14:33,280 --> 00:14:35,960
Speaker 5: I usually do start with community broke tips, but this

330
00:14:36,000 --> 00:14:38,480
Speaker 5: week because I put something on my story yesterday and

331
00:14:38,520 --> 00:14:40,880
Speaker 5: if you're not following me at BECKSID if you like,

332
00:14:41,360 --> 00:14:42,240
Speaker 5: and I just I.

333
00:14:42,200 --> 00:14:44,920
Speaker 2: Wanted to run through a few little broke tips.

334
00:14:44,640 --> 00:14:46,800
Speaker 5: That people had, which I think a lot of them,

335
00:14:46,840 --> 00:14:49,240
Speaker 5: Like some of them are general knowledge. Some of them

336
00:14:49,360 --> 00:14:51,920
Speaker 5: you might not have even thought of before. One that

337
00:14:51,960 --> 00:14:55,440
Speaker 5: we did talk about a long time ago. I think,

338
00:14:55,440 --> 00:14:56,880
Speaker 5: actually this is so weird because it.

339
00:14:56,920 --> 00:14:59,280
Speaker 2: Was just us two last night. I spoke about this.

340
00:15:00,000 --> 00:15:03,320
Speaker 5: I coined in from the reject shop and save all

341
00:15:03,360 --> 00:15:06,200
Speaker 5: You'll loose change suah. And if that's like I remember

342
00:15:06,280 --> 00:15:07,640
Speaker 5: talking about it, and I was saying that I like

343
00:15:07,680 --> 00:15:12,360
Speaker 5: put fifty bucks in and then like within twenty minutes

344
00:15:12,400 --> 00:15:14,960
Speaker 5: like had my mail, clippers and everything that I could

345
00:15:14,960 --> 00:15:17,160
Speaker 5: find to try and open it back up. But if

346
00:15:17,160 --> 00:15:19,560
Speaker 5: you're not like me, it's a really good way to

347
00:15:19,680 --> 00:15:22,280
Speaker 5: Obviously you won't get like interest and things like that,

348
00:15:22,600 --> 00:15:26,280
Speaker 5: but if you just want somewhere where you literally physically

349
00:15:26,440 --> 00:15:28,920
Speaker 5: cannot touch your money, just like chuck in a coined in,

350
00:15:29,080 --> 00:15:30,040
Speaker 5: they're actually pretty good.

351
00:15:30,080 --> 00:15:31,280
Speaker 2: They're very very hard to open.

352
00:15:31,200 --> 00:15:33,000
Speaker 4: The way to set up the habit of saving too,

353
00:15:33,240 --> 00:15:34,760
Speaker 4: just like getting it. I mean, like if you're someone

354
00:15:34,800 --> 00:15:36,600
Speaker 4: who will take it out of your bank. It's so

355
00:15:36,680 --> 00:15:38,240
Speaker 4: hard to touch. The nail clips aren't going to do

356
00:15:38,280 --> 00:15:39,760
Speaker 4: the job. Like it's a good way to just get it.

357
00:15:40,240 --> 00:15:41,720
Speaker 4: Like some people will put all their coins in. I

358
00:15:41,760 --> 00:15:43,480
Speaker 4: know someone who would save all their five dollar notes.

359
00:15:43,600 --> 00:15:46,880
Speaker 5: Is another one, Yes, exactly, And it does feel so

360
00:15:47,080 --> 00:15:49,160
Speaker 5: good and then you become motivated and you can get

361
00:15:49,120 --> 00:15:52,240
Speaker 5: out anyway. I've got another one that says, only is

362
00:15:52,280 --> 00:15:54,880
Speaker 5: a small pea sized amount of toothpaste. You don't need

363
00:15:54,880 --> 00:15:57,280
Speaker 5: to cover your entire toothbrush. This person has saved so

364
00:15:57,440 --> 00:16:00,720
Speaker 5: much money, genuinely, like over the year by just like

365
00:16:00,920 --> 00:16:04,160
Speaker 5: reducing the amount of toothpaste you use. Yeah, you still

366
00:16:04,400 --> 00:16:06,600
Speaker 5: you can scrub the teeth, you can get all over

367
00:16:06,640 --> 00:16:09,080
Speaker 5: the mouth, but you just like half your toothpaste about

368
00:16:09,280 --> 00:16:11,800
Speaker 5: and just see how much you save. And it doesn't

369
00:16:11,800 --> 00:16:13,840
Speaker 5: seem like a lot in the short term, but in

370
00:16:13,880 --> 00:16:16,560
Speaker 5: the long term, like how much you spending on toothpaste.

371
00:16:16,120 --> 00:16:18,760
Speaker 4: Laundry powder too, reduce the amount of lady put in

372
00:16:18,920 --> 00:16:21,720
Speaker 4: exactly since when I'm sorry, I went to buy laundry

373
00:16:21,760 --> 00:16:26,720
Speaker 4: pods the other day, sixty dollars for how many I

374
00:16:26,760 --> 00:16:28,760
Speaker 4: couldn't tell you, Like if they were like the pre

375
00:16:28,880 --> 00:16:30,840
Speaker 4: made pods, not like the box of powder.

376
00:16:30,880 --> 00:16:33,760
Speaker 2: Okay, I'm sorry, sixty dollars.

377
00:16:33,920 --> 00:16:36,400
Speaker 4: It was half priced at like thirty four or something,

378
00:16:36,600 --> 00:16:40,400
Speaker 4: and I was like, are you very joking? I genuinely

379
00:16:40,400 --> 00:16:42,200
Speaker 4: could up like powder only from now on.

380
00:16:42,360 --> 00:16:46,640
Speaker 2: I'm sorry. Yeah, oh I couldn't believe it. Oh my god.

381
00:16:46,720 --> 00:16:50,640
Speaker 2: That's but even then, yeah, less powder saved you more money. Yeah, totally,

382
00:16:50,640 --> 00:16:53,960
Speaker 2: We'll just cut your pot in half. You could do.

383
00:16:54,040 --> 00:16:55,200
Speaker 2: That would be very very messy.

384
00:16:55,440 --> 00:16:57,600
Speaker 5: That tide pod sensation where everyone was like eating them,

385
00:16:57,640 --> 00:16:58,800
Speaker 5: that is weird, but I get it.

386
00:16:58,840 --> 00:17:01,440
Speaker 2: They do look very like nice and chewek.

387
00:17:01,120 --> 00:17:05,760
Speaker 4: They very plump, plump, like the squeezing of them. I'm like,

388
00:17:06,520 --> 00:17:08,000
Speaker 4: I just like have a little bit.

389
00:17:10,000 --> 00:17:12,879
Speaker 5: Another person says potato cakes are still two dollars for

390
00:17:12,960 --> 00:17:14,560
Speaker 5: three in a lot of places, so you can get

391
00:17:14,560 --> 00:17:17,080
Speaker 5: it for filling and tasty snack all the cheap.

392
00:17:17,480 --> 00:17:24,760
Speaker 2: Everyone's forgotten about the potato cakes. Potato cake totally, that's

393
00:17:25,080 --> 00:17:25,960
Speaker 2: more than enough.

394
00:17:26,840 --> 00:17:28,600
Speaker 5: I mean not for me. I'm gonna go with like,

395
00:17:28,840 --> 00:17:31,560
Speaker 5: I'm gonna say nine potato cakes, but that's still what

396
00:17:31,720 --> 00:17:32,840
Speaker 5: is that like six bucks?

397
00:17:33,040 --> 00:17:35,720
Speaker 2: That's a whole meal, you know what? I mean chicken.

398
00:17:36,040 --> 00:17:39,760
Speaker 5: You So if all els veils, grab yourself a potato cake.

399
00:17:41,160 --> 00:17:47,119
Speaker 5: Someone said, inherent intergenerational wealth. Great ones and so easy

400
00:17:47,280 --> 00:17:48,879
Speaker 5: to do. It's so easy.

401
00:17:49,240 --> 00:17:49,320
Speaker 1: Now.

402
00:17:49,400 --> 00:17:51,280
Speaker 5: This one I found was I really do think was

403
00:17:51,280 --> 00:17:53,119
Speaker 5: interesting and it does probably seem like a little bit

404
00:17:53,280 --> 00:17:54,879
Speaker 5: out of reach for a lot of people. But avoid

405
00:17:54,920 --> 00:17:57,959
Speaker 5: paying rent by living in a van and occasionally how sitting.

406
00:17:58,040 --> 00:18:00,760
Speaker 5: I guess if you're like a solo and I've literally

407
00:18:00,800 --> 00:18:03,000
Speaker 5: thought about this in the past, like buy myself a van,

408
00:18:03,520 --> 00:18:06,680
Speaker 5: get an anytime fitness membership, shower it anytime fitness.

409
00:18:06,760 --> 00:18:09,720
Speaker 2: Yeah, and then occasionally how sit?

410
00:18:09,880 --> 00:18:12,480
Speaker 4: I get van life stuff on my TikTok a lot. Yeah,

411
00:18:12,480 --> 00:18:16,320
Speaker 4: And it looked so fun, so fun, so fun. Another

412
00:18:16,359 --> 00:18:18,679
Speaker 4: good one is pet sitting or house sitting. Yes, a

413
00:18:18,880 --> 00:18:21,920
Speaker 4: friend of ours rate from mindlin your money actually house

414
00:18:21,920 --> 00:18:23,760
Speaker 4: sat for like a prolonged period of time. I think

415
00:18:23,760 --> 00:18:25,720
Speaker 4: she was house sitting and petty sitting for someone through

416
00:18:25,760 --> 00:18:27,639
Speaker 4: like a platform. I can't remember what it was, but

417
00:18:27,720 --> 00:18:30,679
Speaker 4: she lived there for I want to say, over a month,

418
00:18:30,880 --> 00:18:33,200
Speaker 4: Like it was a prolonged period of time. And you're

419
00:18:33,280 --> 00:18:36,399
Speaker 4: paid to like live, which is crazy.

420
00:18:36,840 --> 00:18:38,359
Speaker 2: Oh, you're saving so much money.

421
00:18:38,359 --> 00:18:40,679
Speaker 4: You're saving so much money, you get to live somewhere

422
00:18:40,760 --> 00:18:43,760
Speaker 4: nice and maybe in a cool location. Maybe there's a

423
00:18:43,760 --> 00:18:45,919
Speaker 4: fun little fairy friend for you to hang out with. Like,

424
00:18:46,000 --> 00:18:49,879
Speaker 4: it seems like all ups to me totally. Any downsides, No,

425
00:18:49,880 --> 00:18:51,199
Speaker 4: not that we can think of, Not that we can

426
00:18:51,200 --> 00:18:52,640
Speaker 4: think of. I'll leave it on this one.

427
00:18:52,840 --> 00:18:55,360
Speaker 5: Someone else said, cold shower as low as both your

428
00:18:55,400 --> 00:18:57,760
Speaker 5: gas bills and your therapy bills.

429
00:18:58,840 --> 00:19:00,400
Speaker 2: That is so true. I did go through a period

430
00:19:00,440 --> 00:19:01,760
Speaker 2: of cold showers, did you. I did.

431
00:19:01,880 --> 00:19:04,320
Speaker 5: And it's like you do have to work your way

432
00:19:04,400 --> 00:19:07,399
Speaker 5: up like that, like hyperventilating that you get. Honestly, I

433
00:19:07,440 --> 00:19:10,919
Speaker 5: didn't even flinch after like a few weeks of cold showers.

434
00:19:11,119 --> 00:19:13,840
Speaker 5: It's crazy. It's crazy. And it is so good for

435
00:19:13,520 --> 00:19:15,400
Speaker 5: the brain. I mean, it's got for.

436
00:19:15,320 --> 00:19:17,800
Speaker 2: Your hair too. Apparently it's good for your hair, it's good.

437
00:19:17,720 --> 00:19:19,480
Speaker 5: For your immune system. I didn't get sick at all.

438
00:19:19,520 --> 00:19:22,359
Speaker 5: So you're saving money on like cold and flu tablets. Now,

439
00:19:22,440 --> 00:19:25,640
Speaker 5: if you have a clinical you know, diagnosis, this might

440
00:19:25,680 --> 00:19:28,199
Speaker 5: not help you. But if you're just like generally feeling flat,

441
00:19:28,680 --> 00:19:29,840
Speaker 5: it could help you your mental health.

442
00:19:29,840 --> 00:19:32,520
Speaker 2: It's just like ice bathing. It's ice barth sort of situation.

443
00:19:33,520 --> 00:19:35,240
Speaker 4: Like I so many people say it's so good, they

444
00:19:35,280 --> 00:19:36,960
Speaker 4: feel so great, traila a lot, and I just don't

445
00:19:36,960 --> 00:19:39,439
Speaker 4: think I could physically get myself to I think my

446
00:19:39,520 --> 00:19:41,440
Speaker 4: fight or flight would kick in and my body would

447
00:19:41,480 --> 00:19:44,320
Speaker 4: be like no, like holding onto the sides, like don't

448
00:19:44,320 --> 00:19:45,080
Speaker 4: put me in, don't put me in.

449
00:19:46,640 --> 00:19:48,160
Speaker 2: Yeah right, it would be the help up.

450
00:19:48,320 --> 00:19:52,600
Speaker 5: Yeah, yeah, yeah, I could be that person for you.

451
00:19:52,720 --> 00:19:53,720
Speaker 2: Thank you from Welcome.

452
00:19:54,200 --> 00:19:56,040
Speaker 4: On that note, let's head to a really quick break

453
00:19:56,040 --> 00:19:57,680
Speaker 4: and when we come back, we're going to chat about

454
00:19:57,680 --> 00:20:00,160
Speaker 4: something that we have both experience, which is a redundancy,

455
00:20:00,240 --> 00:20:01,880
Speaker 4: and we get to unpack something that you, guys slit

456
00:20:01,920 --> 00:20:04,520
Speaker 4: into ot dms about which this week is all about

457
00:20:04,640 --> 00:20:07,520
Speaker 4: pay rises and how to navigate them. Don't go anywhere, guys.

458
00:20:11,480 --> 00:20:13,280
Speaker 2: Welcome back, guys. Here's our money dilemma.

459
00:20:15,359 --> 00:20:17,720
Speaker 6: Hi, there, have you got a money dilemma you just

460
00:20:17,760 --> 00:20:20,280
Speaker 6: can't solve? The Sheese on the Money team is here

461
00:20:20,320 --> 00:20:23,560
Speaker 6: to help. Every week, we tackle your dilemmas, both big

462
00:20:23,600 --> 00:20:26,320
Speaker 6: and small, to answer your most burning money, career and

463
00:20:26,359 --> 00:20:29,520
Speaker 6: life questions. To get involved, simply head to our website

464
00:20:29,600 --> 00:20:31,720
Speaker 6: and leave us a short voice recording and you might

465
00:20:31,760 --> 00:20:34,320
Speaker 6: just find yourself on the show now let's take a

466
00:20:34,359 --> 00:20:38,200
Speaker 6: listen to this week's money dilemma.

467
00:20:38,440 --> 00:20:41,640
Speaker 7: Hi, I've just been made redundant and I'm pretty down

468
00:20:41,680 --> 00:20:43,679
Speaker 7: about it, to be honest. So I was wondering what

469
00:20:43,680 --> 00:20:46,000
Speaker 7: I should do when it comes to my resume. Should

470
00:20:46,000 --> 00:20:49,560
Speaker 7: I mention the redundancy or just pretend that I quit?

471
00:20:50,160 --> 00:20:53,320
Speaker 7: Is their stigma around redundancy because this is all very

472
00:20:53,359 --> 00:20:54,720
Speaker 7: new to me. Thank you.

473
00:20:55,000 --> 00:20:57,159
Speaker 4: Oh, I'm so sorry that you're going through this because

474
00:20:57,480 --> 00:21:02,240
Speaker 4: we've both experienced redundancy. Back obviously is navigating the waters

475
00:21:02,280 --> 00:21:05,320
Speaker 4: of that. And I think it's interesting because we I've

476
00:21:05,320 --> 00:21:06,960
Speaker 4: said this to you before, I feel like we both

477
00:21:07,000 --> 00:21:08,680
Speaker 4: handled it extremely differently.

478
00:21:09,160 --> 00:21:10,440
Speaker 2: Yes, so I'm.

479
00:21:10,320 --> 00:21:12,240
Speaker 4: Very excited because I feel like we've got two different

480
00:21:12,320 --> 00:21:13,560
Speaker 4: kinds of trains of thought on this.

481
00:21:13,640 --> 00:21:16,000
Speaker 2: Do you want first? Because you're lack in the thick

482
00:21:16,040 --> 00:21:16,600
Speaker 2: of it right now?

483
00:21:16,720 --> 00:21:16,960
Speaker 4: Sure?

484
00:21:17,080 --> 00:21:19,720
Speaker 5: Sure, sure, this is a really good question. On my

485
00:21:19,800 --> 00:21:23,720
Speaker 5: resume and my even my cover letters as well. I

486
00:21:23,840 --> 00:21:26,840
Speaker 5: mentioned that I had been made redundant because I kind

487
00:21:26,840 --> 00:21:30,400
Speaker 5: of wanted my future employers to know that I had

488
00:21:30,520 --> 00:21:33,080
Speaker 5: no intention of leaving the company, Like I am quite

489
00:21:33,240 --> 00:21:35,600
Speaker 5: loyal and I don't know if that's a thing anymore,

490
00:21:35,640 --> 00:21:37,320
Speaker 5: Like do people care about that, but I was like,

491
00:21:37,320 --> 00:21:39,320
Speaker 5: you know, I had no intention of leaving this place.

492
00:21:39,359 --> 00:21:40,440
Speaker 2: I really loved my job.

493
00:21:41,119 --> 00:21:43,159
Speaker 5: Also because I had only been in the role for

494
00:21:43,240 --> 00:21:44,439
Speaker 5: like a year, so I was like, I don't know

495
00:21:44,440 --> 00:21:46,720
Speaker 5: what this will look like. I want them to know

496
00:21:46,800 --> 00:21:50,000
Speaker 5: that I had no choice in this and I loved

497
00:21:50,080 --> 00:21:52,760
Speaker 5: this job and I love this kind of work. So

498
00:21:53,119 --> 00:21:57,280
Speaker 5: I made it a point to mention. But when you

499
00:21:57,320 --> 00:22:00,320
Speaker 5: look at me, it's been three months and I haven't

500
00:22:00,960 --> 00:22:05,359
Speaker 5: got a job so frillancing. I am frillancing at the

501
00:22:05,440 --> 00:22:07,360
Speaker 5: same place that I got made redundant. So it's it's,

502
00:22:07,440 --> 00:22:09,560
Speaker 5: you know, I've made those connections with me, those relationships,

503
00:22:09,600 --> 00:22:11,800
Speaker 5: and they say that they do know that I've been

504
00:22:11,840 --> 00:22:15,440
Speaker 5: made redundant, of course, but I feel like that's probably

505
00:22:15,520 --> 00:22:18,480
Speaker 5: more so because of the relationships I have unless so

506
00:22:18,680 --> 00:22:21,120
Speaker 5: the you know, they don't didn't have to like look

507
00:22:21,119 --> 00:22:23,600
Speaker 5: at my rasume or anything. So but if you look

508
00:22:23,640 --> 00:22:25,560
Speaker 5: at like the outside of that, it's like, oh, I've

509
00:22:25,560 --> 00:22:30,760
Speaker 5: not really had much success the field of looking of searching,

510
00:22:31,000 --> 00:22:31,520
Speaker 5: and so.

511
00:22:31,800 --> 00:22:34,720
Speaker 2: Maybe you shouldn't do that. I don't know.

512
00:22:35,320 --> 00:22:37,879
Speaker 4: I don't think that it's a bad thing. I think

513
00:22:37,920 --> 00:22:41,760
Speaker 4: that the circumstances of redundancy probably play a big role.

514
00:22:41,960 --> 00:22:45,080
Speaker 4: For example, you know, there's a difference between being laid

515
00:22:45,119 --> 00:22:47,119
Speaker 4: off as a part of you know, a thirty percent

516
00:22:47,320 --> 00:22:51,800
Speaker 4: cut across a business versus if perhaps your role was

517
00:22:51,840 --> 00:22:54,800
Speaker 4: proved to be ineffective. Not that it should matter, but

518
00:22:54,840 --> 00:22:57,320
Speaker 4: I think that people might sometimes perceive it a little

519
00:22:57,320 --> 00:22:59,720
Speaker 4: bit differently, like they you know, there's a risk in

520
00:22:59,760 --> 00:23:02,760
Speaker 4: the smaller scale that people might go, oh, like, was

521
00:23:02,800 --> 00:23:05,280
Speaker 4: it because that job wasn't needed? Was it because perhaps

522
00:23:05,280 --> 00:23:07,199
Speaker 4: they weren't you know, fulfilling the needs of the role

523
00:23:07,280 --> 00:23:09,600
Speaker 4: or whatever. So I mean, I guess as an argument

524
00:23:09,640 --> 00:23:11,080
Speaker 4: of that, I don't think it's a bad thing to

525
00:23:11,160 --> 00:23:13,240
Speaker 4: have it on your CV. I think, like, as you said,

526
00:23:13,320 --> 00:23:16,719
Speaker 4: it's a good way to explain the change, yea. And

527
00:23:16,760 --> 00:23:19,040
Speaker 4: I think that ultimately, like nobody should be held to

528
00:23:19,080 --> 00:23:21,640
Speaker 4: be at fault for being made redundant. And that's where

529
00:23:21,680 --> 00:23:24,960
Speaker 4: I say that we had very different experiences or like

530
00:23:25,080 --> 00:23:27,440
Speaker 4: can be redundan very differently, because I think you've been

531
00:23:27,480 --> 00:23:30,240
Speaker 4: so positive in your experience and you've just been really like,

532
00:23:31,119 --> 00:23:32,600
Speaker 4: you know, it is what it is, and you've taken

533
00:23:32,640 --> 00:23:34,120
Speaker 4: it on and you've copped it, and you're like it'll

534
00:23:34,119 --> 00:23:36,320
Speaker 4: be fine. I'll figure it out you like, which I

535
00:23:36,320 --> 00:23:38,800
Speaker 4: think is very reflective of your personality and just how

536
00:23:38,840 --> 00:23:42,000
Speaker 4: you take on life. But I remember it's been many,

537
00:23:42,000 --> 00:23:44,480
Speaker 4: many years, thankfully since I was made redundant and I

538
00:23:44,520 --> 00:23:47,880
Speaker 4: was a mess. I just I took it really hard.

539
00:23:47,920 --> 00:23:50,080
Speaker 4: And I want to say to our listener in case

540
00:23:50,080 --> 00:23:52,840
Speaker 4: they're feeling the same way, that your redundancy is not

541
00:23:52,880 --> 00:23:54,679
Speaker 4: a reflection of you as a person or you as

542
00:23:54,680 --> 00:23:57,399
Speaker 4: an employee, because I think when it happened to me,

543
00:23:57,600 --> 00:24:00,480
Speaker 4: I took it really personally and I felt like I

544
00:24:00,600 --> 00:24:02,840
Speaker 4: was a failure, and I felt like no one's gonna

545
00:24:02,840 --> 00:24:04,840
Speaker 4: want to imploy me because I got made redundant, and

546
00:24:05,440 --> 00:24:08,879
Speaker 4: it was really hard to separate myself and my skill

547
00:24:08,920 --> 00:24:11,320
Speaker 4: set and then talk myself up when I felt like

548
00:24:11,480 --> 00:24:15,399
Speaker 4: I had failed. So I just want to say that

549
00:24:15,640 --> 00:24:18,720
Speaker 4: as a little addendum in regards to the resume, I

550
00:24:18,800 --> 00:24:20,439
Speaker 4: think have it on there. I don't think it's the

551
00:24:20,440 --> 00:24:22,959
Speaker 4: worst thing in the world. I think it also allows

552
00:24:23,000 --> 00:24:24,720
Speaker 4: you to have that conversation when you're in the room,

553
00:24:24,720 --> 00:24:27,440
Speaker 4: if you're hopefully having an interview, you can chat through

554
00:24:27,880 --> 00:24:30,680
Speaker 4: the conversation or the experience a little bit more and explain,

555
00:24:31,520 --> 00:24:33,800
Speaker 4: not that you owe anybody in an explanation, but let

556
00:24:33,800 --> 00:24:36,000
Speaker 4: them know maybe what happens, Like, was it a big

557
00:24:36,080 --> 00:24:38,760
Speaker 4: workforce like change and unfortunately you just ended up on

558
00:24:38,760 --> 00:24:41,320
Speaker 4: the chopping block? Was it that you know, it was

559
00:24:41,359 --> 00:24:43,600
Speaker 4: a really small business and during COVID they had to

560
00:24:43,600 --> 00:24:46,360
Speaker 4: scale back and you were a fallout as a part

561
00:24:46,359 --> 00:24:49,040
Speaker 4: of that. There's so many different things that can happen

562
00:24:49,280 --> 00:24:51,959
Speaker 4: when it comes to the stigma side of things. I

563
00:24:52,040 --> 00:24:55,440
Speaker 4: want to say, no, I think the stigma mostly probably

564
00:24:55,480 --> 00:24:57,720
Speaker 4: comes from insight, like from us, like what I was

565
00:24:57,760 --> 00:24:59,679
Speaker 4: saying that I really did and I really took on.

566
00:25:00,240 --> 00:25:02,960
Speaker 4: I would hope that employers aren't holding something like a

567
00:25:02,960 --> 00:25:06,120
Speaker 4: redundancy against you. It's very different from being fired, and

568
00:25:06,160 --> 00:25:08,320
Speaker 4: maybe we should clarify in case there as anybody who

569
00:25:08,320 --> 00:25:11,960
Speaker 4: doesn't know the difference. When you're fired, it's because your

570
00:25:12,000 --> 00:25:15,320
Speaker 4: employer has decided that they feel that you're not fulfilling

571
00:25:15,359 --> 00:25:17,240
Speaker 4: the needs of your role in one way or another.

572
00:25:17,359 --> 00:25:20,800
Speaker 4: Generally speaking, maybe culturally you're not the right fit. Maybe

573
00:25:21,200 --> 00:25:23,359
Speaker 4: you know, the workload isn't quite aligned to what you

574
00:25:23,480 --> 00:25:25,880
Speaker 4: take on, or your skill set isn't quite right.

575
00:25:26,240 --> 00:25:28,600
Speaker 2: And obviously it's a much broader.

576
00:25:28,760 --> 00:25:31,520
Speaker 4: You know, you can be fired unfairly, and there are

577
00:25:31,520 --> 00:25:33,639
Speaker 4: all of these, like, there's lots of complex reasons I

578
00:25:33,680 --> 00:25:35,960
Speaker 4: suppose why you can be let go. But a redundancy

579
00:25:36,640 --> 00:25:40,400
Speaker 4: is very specific in that your role ceases to exist.

580
00:25:41,000 --> 00:25:43,239
Speaker 4: It's not a matter of oh, Beck, well we're going

581
00:25:43,280 --> 00:25:45,120
Speaker 4: to get rid of you. You're made redundant, but we're

582
00:25:45,119 --> 00:25:46,800
Speaker 4: going to put someone else in the exact same job.

583
00:25:47,280 --> 00:25:51,400
Speaker 4: Redundancy means that that role within that company no longer exists,

584
00:25:51,520 --> 00:25:54,679
Speaker 4: and as a result, the employee can no longer fulfill it.

585
00:25:54,680 --> 00:25:56,680
Speaker 4: And sometimes you're lucky and you can be put into

586
00:25:56,680 --> 00:25:59,480
Speaker 4: a different role in the same company, but sometimes, unfortunately,

587
00:25:59,520 --> 00:26:01,520
Speaker 4: that means that you are no longer employed.

588
00:26:02,320 --> 00:26:04,479
Speaker 2: Yes, you are so right about that.

589
00:26:04,560 --> 00:26:07,320
Speaker 5: Really powerful what you say about how the stigma comes

590
00:26:07,320 --> 00:26:07,760
Speaker 5: from within.

591
00:26:07,920 --> 00:26:10,520
Speaker 2: That's really beautiful, Steve, Isn't that I wanted to ask you?

592
00:26:10,560 --> 00:26:12,800
Speaker 4: Have you felt like when you've had to tell people

593
00:26:12,840 --> 00:26:15,040
Speaker 4: that you've been made redundant, maybe friends or family or

594
00:26:15,080 --> 00:26:17,720
Speaker 4: people around you, your network because you're looking for a job.

595
00:26:18,440 --> 00:26:21,800
Speaker 4: How have you felt doing that? Has it been relatively easy?

596
00:26:21,880 --> 00:26:24,240
Speaker 4: Have you felt any judgment or anything like that?

597
00:26:24,800 --> 00:26:30,320
Speaker 5: Honestly, worrying about judgment, never even for a micro.

598
00:26:30,119 --> 00:26:31,600
Speaker 2: Second cross my mind.

599
00:26:31,680 --> 00:26:33,320
Speaker 5: I think I was more just like, this is a

600
00:26:33,359 --> 00:26:36,480
Speaker 5: bit awkward, because it's like saying I've gone to a

601
00:26:36,480 --> 00:26:39,640
Speaker 5: car accident or something something that like people immediately kind

602
00:26:39,640 --> 00:26:42,320
Speaker 5: of like, oh, I'm so sorry, or like and I

603
00:26:42,680 --> 00:26:43,840
Speaker 5: think I'm so sorry.

604
00:26:43,840 --> 00:26:45,120
Speaker 2: That was my immediate response.

605
00:26:44,840 --> 00:26:50,040
Speaker 5: To you, which is honestly lovely, Like I personally like,

606
00:26:50,160 --> 00:26:52,199
Speaker 5: I know this is probably not a popular opinion, but

607
00:26:53,080 --> 00:26:54,720
Speaker 5: a pity and sympathy.

608
00:26:55,160 --> 00:26:56,680
Speaker 2: I love it.

609
00:26:56,840 --> 00:26:59,439
Speaker 5: Me please later on me, I love it, but I

610
00:26:59,480 --> 00:27:01,960
Speaker 5: guess at the start, I was like really sad. So

611
00:27:02,040 --> 00:27:03,960
Speaker 5: when you messaged me, I was like, this is so kind.

612
00:27:04,040 --> 00:27:06,760
Speaker 5: I'm really really grateful for your sympathy and your empathy.

613
00:27:07,000 --> 00:27:09,760
Speaker 5: And then toward now, because it's been so long, when

614
00:27:09,800 --> 00:27:11,679
Speaker 5: I tell people, I'd still like to tell people I'm

615
00:27:11,720 --> 00:27:14,520
Speaker 5: not working because I was made redundant, but the emotion's

616
00:27:14,600 --> 00:27:16,879
Speaker 5: kind of gone now and I'm still like in the office,

617
00:27:16,760 --> 00:27:19,480
Speaker 5: so I still see people. I'm not grieving the loss

618
00:27:19,480 --> 00:27:22,080
Speaker 5: of like the whole company in my day to day

619
00:27:22,200 --> 00:27:25,760
Speaker 5: and the culture anymore because I'm still here. So when

620
00:27:25,800 --> 00:27:28,040
Speaker 5: I tell people that, I'm more just like I just

621
00:27:28,080 --> 00:27:29,040
Speaker 5: feel a bit awkward.

622
00:27:29,080 --> 00:27:31,240
Speaker 2: I think I'm just like, oh, I just like but

623
00:27:31,320 --> 00:27:34,400
Speaker 2: I was made redundant. But hey, everything's okay. Now look

624
00:27:34,440 --> 00:27:34,639
Speaker 2: at me.

625
00:27:34,760 --> 00:27:38,359
Speaker 5: I'm having great time. So I think that's my only

626
00:27:38,440 --> 00:27:41,520
Speaker 5: concern in telling people. But at the start, I was

627
00:27:41,600 --> 00:27:45,040
Speaker 5: like kind of like, hey, I was made redundant. Can

628
00:27:45,040 --> 00:27:47,960
Speaker 5: everyone give me attention? Now, everyone give some sympathy, and

629
00:27:48,080 --> 00:27:51,239
Speaker 5: everyone showered me in gifts and love and it was

630
00:27:51,280 --> 00:27:53,960
Speaker 5: a really while it was like a really awful thing

631
00:27:53,960 --> 00:27:57,040
Speaker 5: to happen, the days that followed were like so much fun.

632
00:27:57,160 --> 00:28:00,760
Speaker 5: Like everyone was like messaging me, Like producer came over

633
00:28:00,800 --> 00:28:03,000
Speaker 5: and like sat on the stroop outside of my house

634
00:28:03,040 --> 00:28:05,160
Speaker 5: with me, and like we just like had a great time.

635
00:28:05,359 --> 00:28:08,679
Speaker 5: So yeah, I honestly haven't worried about judgment, and I

636
00:28:08,680 --> 00:28:12,120
Speaker 5: don't think anyone's judged me as well, like even Urry quite. No,

637
00:28:12,160 --> 00:28:14,080
Speaker 5: I don't think so. But I don't think people think

638
00:28:14,160 --> 00:28:16,960
Speaker 5: like that about redundancy. Even with like being fired, I

639
00:28:16,960 --> 00:28:20,719
Speaker 5: feel like it is different, but it's still, you know,

640
00:28:20,880 --> 00:28:23,520
Speaker 5: in this cost of living, this like kind of like

641
00:28:23,560 --> 00:28:25,479
Speaker 5: everyone's kind of being made redundant. No one really knows

642
00:28:25,520 --> 00:28:28,400
Speaker 5: what's going on, whether you're fired or made redundant. People

643
00:28:28,440 --> 00:28:30,280
Speaker 5: are kind of like it's gonna happen.

644
00:28:30,480 --> 00:28:32,480
Speaker 2: You know, what about you? How did you feel?

645
00:28:32,800 --> 00:28:34,959
Speaker 4: I remember I was really embarrassed, and I think that

646
00:28:34,960 --> 00:28:38,760
Speaker 4: comes back to internalizing the way that I was feeling.

647
00:28:39,040 --> 00:28:40,800
Speaker 4: And yeah, I don't think that anybody judged me. I

648
00:28:40,800 --> 00:28:43,000
Speaker 4: would certainly never judge anybody. You don't know anyone who would.

649
00:28:43,120 --> 00:28:45,320
Speaker 4: But I think again, like because I was feeling like

650
00:28:45,360 --> 00:28:48,360
Speaker 4: the problem was me and I was feeling like, oh.

651
00:28:48,240 --> 00:28:50,320
Speaker 2: My gosh, like I can't believe this.

652
00:28:50,400 --> 00:28:53,200
Speaker 4: I don't want to tell anybody like I really embarrassed

653
00:28:53,280 --> 00:28:55,400
Speaker 4: is the word that comes to mind. And like, obviously

654
00:28:55,480 --> 00:28:57,280
Speaker 4: I told the people around me, who were all same

655
00:28:57,320 --> 00:29:00,880
Speaker 4: as you, very supportive, very kind, but I think professional

656
00:29:00,920 --> 00:29:03,040
Speaker 4: sense I was like, well what do I do? And

657
00:29:03,080 --> 00:29:05,280
Speaker 4: so my one piece of advice, in addition to like

658
00:29:05,920 --> 00:29:07,720
Speaker 4: letting it go and being okay with it because it's

659
00:29:07,720 --> 00:29:10,080
Speaker 4: not something that you should feel bad about, is jump

660
00:29:10,080 --> 00:29:13,560
Speaker 4: on LinkedIn if you're not already on LinkedIn, because I

661
00:29:13,600 --> 00:29:17,520
Speaker 4: think like a little post to your network just saying hey, everybody,

662
00:29:18,360 --> 00:29:19,239
Speaker 4: I'm now looking for you.

663
00:29:19,240 --> 00:29:20,160
Speaker 2: You don't even have to go into it.

664
00:29:20,200 --> 00:29:23,720
Speaker 4: I'm mail looking for new opportunities in xyzed. If anyone

665
00:29:23,760 --> 00:29:24,280
Speaker 4: knows of anything.

666
00:29:24,320 --> 00:29:24,760
Speaker 2: Let me know.

667
00:29:25,160 --> 00:29:27,280
Speaker 4: I'm a big fan of LinkedIn for networking. I think

668
00:29:27,280 --> 00:29:30,160
Speaker 4: it's awesome for that kind of stuff. And you never

669
00:29:30,240 --> 00:29:32,560
Speaker 4: know who knows someone who knows someone that might be

670
00:29:32,600 --> 00:29:35,840
Speaker 4: looking to hire your role. So I would say, do

671
00:29:35,960 --> 00:29:38,000
Speaker 4: use your network as much as you can, put feelers

672
00:29:38,040 --> 00:29:40,800
Speaker 4: out to people you've worked with previously, all those kinds

673
00:29:40,840 --> 00:29:44,200
Speaker 4: of things. But yeah, ultimately, don't feel bad about it.

674
00:29:44,200 --> 00:29:45,080
Speaker 2: It's not your fault.

675
00:29:45,240 --> 00:29:47,480
Speaker 4: I love that and I completely agree. Not to change

676
00:29:47,480 --> 00:29:50,400
Speaker 4: the tone a little bit, but shall we talk still

677
00:29:50,440 --> 00:29:52,560
Speaker 4: career focused? Actually this is kind of in theme, oh group,

678
00:29:52,600 --> 00:29:54,120
Speaker 4: this week's money dilemma? Do you want to hear it?

679
00:29:54,240 --> 00:29:58,440
Speaker 4: Please listener set hi fam I've got a money dilemma

680
00:29:58,520 --> 00:30:01,160
Speaker 4: and any advice would be so appreciate it. I have

681
00:30:01,240 --> 00:30:03,720
Speaker 4: been working in the same company for almost two years now.

682
00:30:03,880 --> 00:30:07,080
Speaker 4: I've been on the same pay since internship through to

683
00:30:07,160 --> 00:30:11,040
Speaker 4: full time while taking on more responsibility. I thought about

684
00:30:11,120 --> 00:30:13,680
Speaker 4: changing jobs, but one of the teammates left the company

685
00:30:13,720 --> 00:30:16,000
Speaker 4: and I was off at their role at that time.

686
00:30:16,040 --> 00:30:18,600
Speaker 4: My manager said we could have the salary talk in

687
00:30:18,640 --> 00:30:21,400
Speaker 4: a few months. So I had been taking more work

688
00:30:21,560 --> 00:30:24,240
Speaker 4: for the same amount of pay. Fast forward three months

689
00:30:24,240 --> 00:30:26,720
Speaker 4: to today. I finally had the salary talk, but was

690
00:30:26,760 --> 00:30:29,400
Speaker 4: told the promotion didn't get approved and they will work

691
00:30:29,440 --> 00:30:31,920
Speaker 4: to get me there in another three months. I didn't

692
00:30:31,920 --> 00:30:33,480
Speaker 4: get the rais I was looking for, and they are

693
00:30:33,520 --> 00:30:36,800
Speaker 4: now hiring for someone new entry level, but at a

694
00:30:36,920 --> 00:30:39,600
Speaker 4: higher pay rate than me. My manager is aware of

695
00:30:39,640 --> 00:30:42,200
Speaker 4: this and said it's not fair. However, nothing practical has

696
00:30:42,240 --> 00:30:44,960
Speaker 4: been done. Should I still be waiting another three months

697
00:30:45,040 --> 00:30:46,400
Speaker 4: or is this assigned to leave?

698
00:30:46,600 --> 00:30:50,400
Speaker 2: Oh my goodness, nothing makes me more annoyed.

699
00:30:51,200 --> 00:30:54,600
Speaker 5: I think two because this is quite topical with a

700
00:30:54,640 --> 00:30:57,160
Speaker 5: lot of my friends, and actually we were just talking

701
00:30:57,160 --> 00:31:01,880
Speaker 5: about this off air. But I think some employers they

702
00:31:02,000 --> 00:31:05,000
Speaker 5: dangle a carrot, so you're like doing all the work

703
00:31:05,040 --> 00:31:10,080
Speaker 5: still and doing it to your best ability because you're like, oh,

704
00:31:10,120 --> 00:31:12,200
Speaker 5: I really want this pay rise. I'm gonna work so

705
00:31:12,400 --> 00:31:14,840
Speaker 5: hard to get there, and then they dangle this carrot,

706
00:31:14,960 --> 00:31:16,840
Speaker 5: they give you hope, and then you keep working really

707
00:31:16,920 --> 00:31:22,120
Speaker 5: really hard, so your output is like probably the amount

708
00:31:22,120 --> 00:31:24,280
Speaker 5: of like one and a half to two people, and

709
00:31:24,720 --> 00:31:28,400
Speaker 5: they're paying you very low. If I've understood this correctly,

710
00:31:28,800 --> 00:31:31,760
Speaker 5: the same rate as when they were an intern.

711
00:31:31,920 --> 00:31:34,440
Speaker 2: Correct. Yeah, that is outrageous.

712
00:31:34,640 --> 00:31:38,680
Speaker 5: That is not even like subtly gently paying you a

713
00:31:38,680 --> 00:31:42,120
Speaker 5: little bit less. That's like, this is so outrageous. Don't

714
00:31:42,120 --> 00:31:45,280
Speaker 5: stay there any longer because the longer you just try it,

715
00:31:45,360 --> 00:31:47,680
Speaker 5: just keep looking, maybe doing quit immediately because like turns

716
00:31:47,680 --> 00:31:51,000
Speaker 5: out it's not that easier to but just start looking

717
00:31:51,080 --> 00:31:54,160
Speaker 5: right now, because I can guarantee you'll find something that

718
00:31:54,360 --> 00:31:57,320
Speaker 5: pays better. And also the amount of time that you're

719
00:31:57,560 --> 00:31:59,920
Speaker 5: waiting for this pay rise that might not ever come.

720
00:32:01,240 --> 00:32:04,160
Speaker 5: Imagine like if you got something that paid like several

721
00:32:04,240 --> 00:32:07,400
Speaker 5: hundred dollars extra a month, what a difference it would make,

722
00:32:07,400 --> 00:32:09,280
Speaker 5: What a difference it would make, and how much more

723
00:32:09,320 --> 00:32:12,720
Speaker 5: money you would be on like what you're wasting money,

724
00:32:13,040 --> 00:32:15,320
Speaker 5: Not that you are, but you could be making so much.

725
00:32:15,360 --> 00:32:17,400
Speaker 2: I just think you need to look elsewhere maybe if

726
00:32:17,440 --> 00:32:18,920
Speaker 2: you can. I agree.

727
00:32:19,080 --> 00:32:20,600
Speaker 4: I think in two years you should have just had

728
00:32:20,600 --> 00:32:23,080
Speaker 4: a standardized pay rise, you know, in line with we've

729
00:32:23,080 --> 00:32:25,240
Speaker 4: spoken about, in line with inflation. It was very controversial,

730
00:32:25,240 --> 00:32:27,120
Speaker 4: but some sort of pay rise in a two year

731
00:32:27,160 --> 00:32:29,680
Speaker 4: period as a minimum, let alone with the jump from

732
00:32:29,760 --> 00:32:32,760
Speaker 4: internship to full time employee, which suggests a jump in

733
00:32:32,880 --> 00:32:36,840
Speaker 4: skill set and as our listener said, responsibility totally. I

734
00:32:36,880 --> 00:32:39,959
Speaker 4: think like everything that they have said, from you know

735
00:32:40,000 --> 00:32:41,760
Speaker 4: how long it has been, to the fact that they're

736
00:32:41,840 --> 00:32:44,080
Speaker 4: hiring someone at a higher pay rate than them, to

737
00:32:44,720 --> 00:32:46,800
Speaker 4: the fact that they were asked to take on you know,

738
00:32:46,840 --> 00:32:49,800
Speaker 4: their colleagues's role for the same amount of pay, it

739
00:32:49,960 --> 00:32:53,360
Speaker 4: all just says to me so clearly that you are

740
00:32:53,440 --> 00:32:57,600
Speaker 4: not valued or respected in your workplace. And I think ultimately,

741
00:32:58,400 --> 00:33:00,840
Speaker 4: even if they turn around in three months it's like okay, yeah,

742
00:33:00,840 --> 00:33:02,520
Speaker 4: like we'll give you a five percent pay rise and

743
00:33:02,520 --> 00:33:06,240
Speaker 4: you go, Okay, that's great, the lack of respect doesn't change. Yes,

744
00:33:06,440 --> 00:33:08,920
Speaker 4: Like you can pay somebody more and still be undervaluing

745
00:33:08,920 --> 00:33:13,360
Speaker 4: them or still be not recognizing the value that they

746
00:33:13,360 --> 00:33:16,000
Speaker 4: bring to their team or whatever it is that they're doing.

747
00:33:16,400 --> 00:33:19,760
Speaker 4: And I think that you probably get to a point where,

748
00:33:20,280 --> 00:33:23,080
Speaker 4: even if those good things do come, if you feel

749
00:33:23,120 --> 00:33:25,280
Speaker 4: like you haven't been looked after or haven't been valued,

750
00:33:25,320 --> 00:33:27,680
Speaker 4: that can be hard to get pasted too. And I

751
00:33:27,720 --> 00:33:30,720
Speaker 4: think that mentally it sounds like it might be weighing

752
00:33:30,720 --> 00:33:32,200
Speaker 4: on you a little bit, And I don't know that

753
00:33:32,200 --> 00:33:34,520
Speaker 4: that will go away even if you get what you want,

754
00:33:34,560 --> 00:33:36,800
Speaker 4: even if you do get that pay rise. So I

755
00:33:36,840 --> 00:33:40,320
Speaker 4: think I completely agree leaving to me is the only

756
00:33:40,600 --> 00:33:42,880
Speaker 4: sound option. As you said, make sure you have something

757
00:33:42,920 --> 00:33:45,880
Speaker 4: lined up before you go. But I think that waiting

758
00:33:45,920 --> 00:33:48,360
Speaker 4: three months in the hope that something will change, I

759
00:33:48,400 --> 00:33:50,760
Speaker 4: don't think that it will. No, let's run through what

760
00:33:50,800 --> 00:33:52,800
Speaker 4: everybody else had to say, though. We said, have you

761
00:33:52,840 --> 00:33:54,720
Speaker 4: experienced anything similar in your job?

762
00:33:55,040 --> 00:33:56,440
Speaker 2: This was so close.

763
00:33:56,880 --> 00:33:59,560
Speaker 4: Fifty one percent cent yes, I've been in a situation

764
00:33:59,640 --> 00:34:03,040
Speaker 4: exactly like this, and forty nine percent said no, I've

765
00:34:03,040 --> 00:34:04,400
Speaker 4: had no issues with this stuff.

766
00:34:04,680 --> 00:34:05,160
Speaker 2: Huh.

767
00:34:05,720 --> 00:34:08,040
Speaker 4: Next, we said, if this was you, would you stay

768
00:34:08,160 --> 00:34:11,000
Speaker 4: or would you leave? Two percent of people said I

769
00:34:11,000 --> 00:34:14,279
Speaker 4: would stick it out and stay. Ninety eight percent of

770
00:34:14,320 --> 00:34:15,560
Speaker 4: people said I'd.

771
00:34:15,400 --> 00:34:17,600
Speaker 2: Be out the door. Bab WHOA. That's it.

772
00:34:18,239 --> 00:34:22,680
Speaker 4: I think it's so clear to everybody that it seems

773
00:34:22,680 --> 00:34:23,520
Speaker 4: like there's only one option.

774
00:34:23,640 --> 00:34:26,680
Speaker 5: Yes, I'll read through some of the of course, two cents.

775
00:34:26,760 --> 00:34:28,319
Speaker 5: I was just gonna say, like, I don't. When you're

776
00:34:28,320 --> 00:34:30,600
Speaker 5: in it, you don't see it. So I think it's

777
00:34:30,640 --> 00:34:33,200
Speaker 5: really good too. I'm really glad this this person wrote in,

778
00:34:33,239 --> 00:34:35,480
Speaker 5: because now she can they can hopefully see.

779
00:34:35,600 --> 00:34:38,200
Speaker 4: Hopefully enough people telling you will make you feel good

780
00:34:38,239 --> 00:34:41,440
Speaker 4: about making the choice exactly. Firstly, somebody said don't let

781
00:34:41,520 --> 00:34:45,279
Speaker 4: them exploit you any further, Queen, which I completely agree with.

782
00:34:45,719 --> 00:34:48,920
Speaker 4: Somebody else said, review entitlements under the award. You can

783
00:34:48,920 --> 00:34:51,520
Speaker 4: do this on the Fairwork website because you might actually

784
00:34:51,600 --> 00:34:54,520
Speaker 4: have a case for being underpaid depending on what those

785
00:34:54,640 --> 00:34:59,680
Speaker 4: rates were at an internship level. Somebody else said in Australia,

786
00:34:59,680 --> 00:35:01,120
Speaker 4: the best way to get a pay rise is to

787
00:35:01,160 --> 00:35:04,680
Speaker 4: switch jobs. Times have changed from when loyalty paid off.

788
00:35:05,080 --> 00:35:07,120
Speaker 4: We've done a full even Victoria did a whole episode

789
00:35:07,160 --> 00:35:10,360
Speaker 4: on that on job popping, and it is true. Unfortunately,

790
00:35:10,400 --> 00:35:14,239
Speaker 4: the statistics don't lie. Somebody else said Red Flag read

791
00:35:14,280 --> 00:35:17,719
Speaker 4: the book work Won't Love You Back. I haven't read it,

792
00:35:17,760 --> 00:35:21,480
Speaker 4: but sounds like it could be really interesting. Someone did say,

793
00:35:21,520 --> 00:35:23,960
Speaker 4: I suppose a play Devil's Advocate. If you do stay,

794
00:35:24,440 --> 00:35:27,400
Speaker 4: ask for agreed upon KPIs for the next three months

795
00:35:27,440 --> 00:35:31,719
Speaker 4: and schedule in progress check ins fortnightly or regularly, which

796
00:35:31,719 --> 00:35:33,279
Speaker 4: I think is probably a good thing to say.

797
00:35:33,480 --> 00:35:33,880
Speaker 2: Yeah.

798
00:35:33,960 --> 00:35:37,279
Speaker 4: They also said any renegotiated pay should be paid from

799
00:35:37,320 --> 00:35:40,160
Speaker 4: the commencement of the role three months ago, so see

800
00:35:40,160 --> 00:35:42,839
Speaker 4: if you can backpay it, which I think are both

801
00:35:42,960 --> 00:35:46,400
Speaker 4: really practical ideas. If you do choose to stay, to

802
00:35:46,400 --> 00:35:49,760
Speaker 4: make sure that you're still being looked after. The person

803
00:35:49,800 --> 00:35:52,160
Speaker 4: who wrote all that in is actually a HR man.

804
00:35:52,239 --> 00:35:52,479
Speaker 2: Sorry.

805
00:35:52,480 --> 00:35:54,000
Speaker 4: She wrote lots of things in what's the Little Boxes

806
00:35:54,040 --> 00:35:55,799
Speaker 4: because you can only fit so many And she said

807
00:35:55,800 --> 00:35:58,680
Speaker 4: she's a HR manager and pay is primarily based on role,

808
00:35:58,760 --> 00:36:01,919
Speaker 4: so a change in responsibilit should equate to a change

809
00:36:01,960 --> 00:36:05,600
Speaker 4: in pay, yes, which obviously isn't what happened. Quite a

810
00:36:05,600 --> 00:36:09,280
Speaker 4: few people have said that she's being charged a loyalty tax.

811
00:36:10,200 --> 00:36:13,880
Speaker 4: Somebody said, no, you're worth and chase it completely agree.

812
00:36:14,760 --> 00:36:17,000
Speaker 4: Lots of people just saying this is a big red flag.

813
00:36:17,080 --> 00:36:20,520
Speaker 4: This is so disrespectful. You're not being valued, gir you

814
00:36:20,600 --> 00:36:22,920
Speaker 4: need to run like I can't even tell you. I'm

815
00:36:22,960 --> 00:36:25,200
Speaker 4: scrolling and scrolling and scrolling, and all of these messages

816
00:36:25,280 --> 00:36:30,120
Speaker 4: are echoing effectively the same sentiment, which is run baby. Literally,

817
00:36:30,120 --> 00:36:33,040
Speaker 4: couldn't have said it more concise, Get out of their girl.

818
00:36:33,120 --> 00:36:36,400
Speaker 4: Also name and Jane, I mean message es, Yeah you

819
00:36:36,400 --> 00:36:39,560
Speaker 4: got us know we're always curious, yes, curious, but yeah,

820
00:36:39,560 --> 00:36:41,359
Speaker 4: I feel like I really don't have anything to add

821
00:36:41,360 --> 00:36:43,560
Speaker 4: to that other than no, exactly what we said that

822
00:36:43,600 --> 00:36:46,080
Speaker 4: you feel like you're being undervalued and chances are ifyone

823
00:36:46,160 --> 00:36:49,520
Speaker 4: elsewhere you could earn more money doing the same, maybe

824
00:36:49,520 --> 00:36:52,640
Speaker 4: even doing less, and find a space that respects and

825
00:36:52,719 --> 00:36:55,680
Speaker 4: values you for everything that you're doing, because at a

826
00:36:55,960 --> 00:36:57,760
Speaker 4: bare minimum, that's what you deserve.

827
00:36:58,000 --> 00:37:01,480
Speaker 5: Yes, completely agree. Also get some revenge. Quit day of

828
00:37:01,760 --> 00:37:03,719
Speaker 5: never go back. I know it's not allowed, but just

829
00:37:03,760 --> 00:37:04,040
Speaker 5: do it.

830
00:37:04,360 --> 00:37:06,839
Speaker 2: You're like Policiy and just be out of there.

831
00:37:07,000 --> 00:37:09,680
Speaker 5: Yeah, exactly, exactly, No, I think it's a great place

832
00:37:09,680 --> 00:37:11,600
Speaker 5: to leave it. Get out of there, girl, and you

833
00:37:11,680 --> 00:37:12,880
Speaker 5: got this agreed.

834
00:37:13,040 --> 00:37:14,640
Speaker 4: Thank you guys so much for joining us this week.

835
00:37:14,719 --> 00:37:17,200
Speaker 4: Victoria will be back next week, which is very exciting.

836
00:37:17,320 --> 00:37:19,640
Speaker 4: But it's been fun hanging out with you, Bexter has

837
00:37:19,680 --> 00:37:21,839
Speaker 4: been so much fun, lovely. If you want to keep

838
00:37:21,880 --> 00:37:23,480
Speaker 4: up with us, if you want to join in on

839
00:37:23,560 --> 00:37:25,560
Speaker 4: our polls that we do every week for Money Dilemma,

840
00:37:25,600 --> 00:37:27,239
Speaker 4: you can find us on Instagram at She's on the

841
00:37:27,239 --> 00:37:30,160
Speaker 4: Money AUS. We've got a Facebook group as well. We'd

842
00:37:30,239 --> 00:37:32,799
Speaker 4: love to see you there. But otherwise, have a fab

843
00:37:32,840 --> 00:37:36,160
Speaker 4: weekend and Victoria will see you. Brought and early on Monday.

844
00:37:36,320 --> 00:37:37,080
Speaker 4: From Money Diary.

845
00:37:37,280 --> 00:37:41,920
Speaker 2: Bye guys. Bye.

846
00:37:45,920 --> 00:37:48,440
Speaker 6: The advice shared on She's on the Money is general

847
00:37:48,520 --> 00:37:52,360
Speaker 6: in nature and does not consider your individual circumstances. She's

848
00:37:52,400 --> 00:37:55,880
Speaker 6: on the Money exists purely for educational purposes and should

849
00:37:55,880 --> 00:37:59,080
Speaker 6: not be relied upon to make an investment or financial decision.

850
00:37:59,440 --> 00:38:01,919
Speaker 6: If you do choose to buy a financial product, read

851
00:38:01,920 --> 00:38:06,080
Speaker 6: the PDS TMD and obtain appropriate financial advice tailored towards

852
00:38:06,080 --> 00:38:09,399
Speaker 6: your needs. Victoria Divine and She's on the Money are

853
00:38:09,440 --> 00:38:13,040
Speaker 6: authorized representatives of money. Sheper p T y lt D

854
00:38:13,280 --> 00:38:16,080
Speaker 6: A b N three two one six four nine two

855
00:38:16,120 --> 00:38:19,759
Speaker 6: seven seven zero eight AFS L four five one two

856
00:38:19,800 --> 00:38:21,120
Speaker 6: eight nine