1 00:00:00,200 --> 00:00:04,400 Speaker 1: She's on the Money. She's on the Money. 2 00:00:16,560 --> 00:00:19,520 Speaker 2: Hello and welcome to She's on the Money, the podcast 3 00:00:19,560 --> 00:00:23,600 Speaker 2: for millennials who want financial freedom. This is another one 4 00:00:23,640 --> 00:00:26,080 Speaker 2: of our Friday Drinks episodes where we get to celebrate 5 00:00:26,120 --> 00:00:28,560 Speaker 2: the money wins from our She's on the Money community. 6 00:00:28,880 --> 00:00:31,320 Speaker 2: As you guys already know because we've said it so 7 00:00:31,400 --> 00:00:33,600 Speaker 2: many times, there are so many beautiful money wins and 8 00:00:33,640 --> 00:00:35,800 Speaker 2: confessions that are shared in our community each and. 9 00:00:35,840 --> 00:00:37,040 Speaker 3: Every single week. 10 00:00:37,320 --> 00:00:39,640 Speaker 2: And given our team genuinely spends a very big part 11 00:00:39,640 --> 00:00:42,680 Speaker 2: of our week talking about what happens in the community, 12 00:00:42,800 --> 00:00:45,840 Speaker 2: it only feels fair to share. Fridays are always about 13 00:00:45,840 --> 00:00:49,920 Speaker 2: celebrating our community and having more positive and constructive conversations 14 00:00:49,920 --> 00:00:52,960 Speaker 2: around money. So let's jump right in, Tony, what was 15 00:00:53,000 --> 00:00:54,280 Speaker 2: this week's money dorry about? 16 00:00:54,560 --> 00:00:57,000 Speaker 4: This week, we spoke to a woman. Oh a little 17 00:00:57,000 --> 00:00:59,920 Speaker 4: bit of a trigger warning here, to a woman who 18 00:01:00,000 --> 00:01:03,960 Speaker 4: who has been through a really rough time. She's gone 19 00:01:04,000 --> 00:01:09,240 Speaker 4: through multiple injuries and she suffers from Erland's disease, which 20 00:01:09,319 --> 00:01:10,120 Speaker 4: is epic. 21 00:01:10,200 --> 00:01:10,760 Speaker 2: I loved this. 22 00:01:11,040 --> 00:01:11,840 Speaker 1: Yeah. 23 00:01:11,880 --> 00:01:14,720 Speaker 4: So, she's had lots of challenges through her life with 24 00:01:14,800 --> 00:01:18,120 Speaker 4: a late in life diagnosis of dyslexia and erlins. So 25 00:01:19,040 --> 00:01:21,480 Speaker 4: she went to union that was really difficult and stuff 26 00:01:21,520 --> 00:01:25,680 Speaker 4: like that, and went through an abusive relationship and had 27 00:01:25,720 --> 00:01:28,320 Speaker 4: lots of debt put into her name which she hadn't 28 00:01:28,319 --> 00:01:32,959 Speaker 4: actually incurred herself. So yeah, it was a really inspirational 29 00:01:33,040 --> 00:01:35,200 Speaker 4: story to hear that she'd come through the other side. 30 00:01:35,319 --> 00:01:37,640 Speaker 4: She's just paid off all that debt. She's making eighty 31 00:01:37,680 --> 00:01:39,480 Speaker 4: eight thousand dollars a year and the job. 32 00:01:39,319 --> 00:01:41,720 Speaker 2: That she's doing making bank for herself. 33 00:01:41,800 --> 00:01:45,080 Speaker 4: Yeah, and she's got a great new partner now who 34 00:01:45,240 --> 00:01:45,919 Speaker 4: loves her. 35 00:01:45,920 --> 00:01:48,440 Speaker 1: And she gets along really well with his family and stuff. 36 00:01:48,480 --> 00:01:51,320 Speaker 4: So it was a really really nice, feel good ap 37 00:01:51,480 --> 00:01:52,840 Speaker 4: of a money diary this week. 38 00:01:52,960 --> 00:01:55,040 Speaker 2: Yeah, I was really impressed with her and to know 39 00:01:55,200 --> 00:01:58,040 Speaker 2: how much money she's making when you know, kind of 40 00:01:58,080 --> 00:01:59,360 Speaker 2: the odds were against. 41 00:01:59,080 --> 00:02:00,760 Speaker 1: Her alundred yes, get it. 42 00:02:00,800 --> 00:02:04,880 Speaker 2: I love this for you, Jessica Rici. What happened this 43 00:02:04,960 --> 00:02:06,040 Speaker 2: week on The Deep Dive? 44 00:02:06,280 --> 00:02:11,320 Speaker 3: This week we said, let's talk about tax baby, and 45 00:02:11,360 --> 00:02:13,639 Speaker 3: I have been singing this all week. Tony should definitely 46 00:02:13,680 --> 00:02:15,480 Speaker 3: sing that, not me, trash it. 47 00:02:15,560 --> 00:02:18,720 Speaker 2: But that's okay. It's about the enthusiasm you bring to 48 00:02:18,760 --> 00:02:19,160 Speaker 2: the table. 49 00:02:19,240 --> 00:02:23,520 Speaker 3: Yes, spoiler alert, we spoke about tax which baby Baby 50 00:02:25,400 --> 00:02:27,160 Speaker 3: tax time is right around the corner, so we spoke 51 00:02:27,200 --> 00:02:29,280 Speaker 3: a little bit about the dos and don'ts, how you 52 00:02:29,320 --> 00:02:31,160 Speaker 3: can take a bit of the stress off and feel 53 00:02:31,160 --> 00:02:33,639 Speaker 3: a little bit more prepared, what you may or may 54 00:02:33,680 --> 00:02:36,000 Speaker 3: not be able to claim, and a whole bunch of 55 00:02:36,040 --> 00:02:38,840 Speaker 3: things which may be really helpful for our side hustlers 56 00:02:38,880 --> 00:02:39,760 Speaker 3: and small biz owners. 57 00:02:40,120 --> 00:02:42,240 Speaker 2: I feel like that episode was really fun as well, 58 00:02:42,280 --> 00:02:44,839 Speaker 2: and we got you on the episode this week as well. 59 00:02:44,919 --> 00:02:46,600 Speaker 3: Do this week because g King. 60 00:02:46,480 --> 00:02:49,680 Speaker 2: Has been away for her partner's birthday. But usually I 61 00:02:49,720 --> 00:02:52,360 Speaker 2: ask you what we're drinking. What are we drinking this week? 62 00:02:52,680 --> 00:02:56,440 Speaker 3: This week we're celebrating. We've got a little chink chink. 63 00:02:56,520 --> 00:02:59,799 Speaker 2: Oh, I don't like that champagne sound Ryan, you don't know, No, 64 00:03:00,720 --> 00:03:01,360 Speaker 2: don't stop it. 65 00:03:01,520 --> 00:03:03,119 Speaker 5: No, one's slightly to be more aggressive. 66 00:03:03,280 --> 00:03:06,640 Speaker 2: Yeah that's okay, Jessica. We are drinking champagne. You are correct, 67 00:03:06,639 --> 00:03:09,920 Speaker 2: but could you please properly articulate the name of this drink. 68 00:03:10,320 --> 00:03:14,359 Speaker 3: Today we're drinking a chilled verve, not from Dan Murphy's 69 00:03:14,400 --> 00:03:18,000 Speaker 3: because if you know, you're not child verve clicko chilverve click, 70 00:03:18,080 --> 00:03:19,560 Speaker 3: it's actually the u A click it. 71 00:03:20,120 --> 00:03:25,120 Speaker 2: Oh yeah, the one with the orange bottle the green glass. 72 00:03:25,520 --> 00:03:30,680 Speaker 1: Yeah, yeah, yes, it is nast year. We didn't go 73 00:03:30,720 --> 00:03:32,080 Speaker 1: with arden, but that's okay. 74 00:03:32,360 --> 00:03:35,560 Speaker 2: No, sorry about your shard. Do you put lemonade in 75 00:03:35,600 --> 00:03:36,040 Speaker 2: your shardy? 76 00:03:36,240 --> 00:03:42,720 Speaker 1: Of course? I'm an Australian woman, Warm day. 77 00:03:42,840 --> 00:03:45,120 Speaker 3: But we're I'm the shampus because we're celebrating. We are 78 00:03:45,160 --> 00:03:53,560 Speaker 3: celebrating this week. Victoria will happens. I have don't praying. 79 00:03:53,720 --> 00:03:55,560 Speaker 3: There has been so much going on and so much 80 00:03:55,560 --> 00:03:57,040 Speaker 3: I want to share, but we're going to talk about 81 00:03:57,040 --> 00:03:58,480 Speaker 3: it a little bit later, so I'll save it for 82 00:03:58,560 --> 00:03:59,200 Speaker 3: after the break. 83 00:03:59,360 --> 00:04:01,920 Speaker 2: Okay. So from there we are going to bounce straight 84 00:04:02,000 --> 00:04:05,600 Speaker 2: to Ryan Brian John. Have you got some community money 85 00:04:05,640 --> 00:04:06,480 Speaker 2: wins to share with us? 86 00:04:06,640 --> 00:04:08,600 Speaker 6: I do, and the first one is from Taran. But 87 00:04:08,640 --> 00:04:12,600 Speaker 6: before we get into Tarran's, what's our thoughts on skinny 88 00:04:12,720 --> 00:04:15,080 Speaker 6: jeans being out and mum jeans being back in? 89 00:04:15,240 --> 00:04:17,839 Speaker 2: Nope, nope, nope, I've tried the mum jeans. I'm stuck 90 00:04:17,880 --> 00:04:18,719 Speaker 2: on skinny jeans. 91 00:04:18,720 --> 00:04:19,200 Speaker 5: I'll fight you. 92 00:04:19,720 --> 00:04:20,640 Speaker 3: They are stars. 93 00:04:21,200 --> 00:04:23,440 Speaker 1: Yeah, I would like to say there's room for everyone, 94 00:04:24,200 --> 00:04:25,080 Speaker 1: like as. 95 00:04:24,880 --> 00:04:26,600 Speaker 2: If you have mum jeans on. 96 00:04:27,040 --> 00:04:30,560 Speaker 3: I love in my rooms. They're so comfortable. But I 97 00:04:30,560 --> 00:04:33,479 Speaker 3: think a skinny jean has its place. Call me like, 98 00:04:33,800 --> 00:04:35,840 Speaker 3: I hate that. I'm going to say, call you a millennial, 99 00:04:36,440 --> 00:04:39,200 Speaker 3: like call me a boomer, but sometimes this. 100 00:04:39,360 --> 00:04:42,880 Speaker 1: Is a skinny jean just makes you but look so good. 101 00:04:44,000 --> 00:04:47,359 Speaker 3: And the secret here, I should stipulate it gets the stretch. 102 00:04:47,400 --> 00:04:49,599 Speaker 3: He was like, we're not here for feeling like a 103 00:04:49,640 --> 00:04:54,760 Speaker 3: trussed up turkey. I want to be able to breathe. 104 00:04:53,440 --> 00:04:56,080 Speaker 5: And Susanna, I don't want to sound like a boom 105 00:04:56,760 --> 00:04:57,400 Speaker 5: vocals like that. 106 00:05:00,000 --> 00:05:00,480 Speaker 1: It's different. 107 00:05:00,800 --> 00:05:04,040 Speaker 6: So Taran says, I've been eyeing off some mum jeans 108 00:05:04,080 --> 00:05:06,800 Speaker 6: for a while because I'm, you know, a big step 109 00:05:06,800 --> 00:05:09,320 Speaker 6: for a millennial, skinny gene obsessed person like myself. 110 00:05:09,360 --> 00:05:09,840 Speaker 3: It must be. 111 00:05:09,839 --> 00:05:12,120 Speaker 2: Taller than me, because I'm telling you right now, I 112 00:05:12,120 --> 00:05:14,479 Speaker 2: have not found a mum jean that suits someone who 113 00:05:14,520 --> 00:05:18,000 Speaker 2: is five foot one yet. If you have, please slide 114 00:05:18,040 --> 00:05:18,520 Speaker 2: into my dear. 115 00:05:18,600 --> 00:05:20,080 Speaker 1: Oh, You're going to get so many messages. 116 00:05:20,120 --> 00:05:22,599 Speaker 2: Honestly, I'd be very happy to get so many messages 117 00:05:22,600 --> 00:05:25,000 Speaker 2: because I'm short and don't look good in mum jeans. 118 00:05:25,000 --> 00:05:26,320 Speaker 6: I feel like a mum jean and a pair of 119 00:05:26,360 --> 00:05:29,719 Speaker 6: your really expensive shoes would be one of the ultimate composts. 120 00:05:29,839 --> 00:05:32,320 Speaker 2: All right, thank you. I will absolutely model that for 121 00:05:32,360 --> 00:05:32,719 Speaker 2: you later. 122 00:05:32,960 --> 00:05:33,599 Speaker 1: What did she do? 123 00:05:33,839 --> 00:05:36,520 Speaker 6: Taran said, I couldn't justify spending one hundred dollars on 124 00:05:36,560 --> 00:05:38,520 Speaker 6: these mum jeans that I found, because she's like, I'm 125 00:05:38,560 --> 00:05:40,160 Speaker 6: not sure if I actually like him. I'm just kind 126 00:05:40,160 --> 00:05:42,120 Speaker 6: of seeing what the deal is. But then I found 127 00:05:42,160 --> 00:05:45,400 Speaker 6: them on Amazon this week for sixty five dollars plus 128 00:05:45,400 --> 00:05:47,160 Speaker 6: they had a promotion to get ten dollars off if 129 00:05:47,160 --> 00:05:49,680 Speaker 6: you use the app. Then it had free shipping, and 130 00:05:49,720 --> 00:05:52,240 Speaker 6: then I remembered that I had a stash of Amazon 131 00:05:52,279 --> 00:05:54,400 Speaker 6: gift cards from work as little bonuses and stuff. 132 00:05:54,480 --> 00:05:55,440 Speaker 5: And she got it down. 133 00:05:55,279 --> 00:05:59,240 Speaker 6: To zero dollars, lots of free mum jeans, and then 134 00:05:59,480 --> 00:06:02,159 Speaker 6: deleted the Amazon app off her phone so she wasn't 135 00:06:02,160 --> 00:06:08,000 Speaker 6: tempted to go again. Huge well done, Jacinta says, genius. 136 00:06:08,040 --> 00:06:11,000 Speaker 2: Total, you've been on this all day. You keep being 137 00:06:11,040 --> 00:06:11,800 Speaker 2: really punny. 138 00:06:11,920 --> 00:06:14,960 Speaker 5: Thank you, Oh cinerud. 139 00:06:15,640 --> 00:06:18,159 Speaker 6: Jacinta says, we're moving house, so I've been selling the 140 00:06:18,200 --> 00:06:20,840 Speaker 6: furniture we won't be taking. It's not much, but we've 141 00:06:20,839 --> 00:06:23,000 Speaker 6: put enough enough money that I can use money from 142 00:06:23,000 --> 00:06:26,240 Speaker 6: the old furniture to pay for the new appliances, all right, 143 00:06:26,279 --> 00:06:28,080 Speaker 6: which is genius when she says it's not a big deal. 144 00:06:28,120 --> 00:06:29,160 Speaker 6: I reckon, that's a huge win. 145 00:06:29,320 --> 00:06:29,920 Speaker 3: That's massive. 146 00:06:30,000 --> 00:06:33,480 Speaker 4: Yeah, and also like doing a bit for the planet 147 00:06:33,520 --> 00:06:35,960 Speaker 4: as well, instead of just like chucking stuff out, there's 148 00:06:35,960 --> 00:06:37,800 Speaker 4: probably people that are moving out for the first time 149 00:06:37,839 --> 00:06:39,600 Speaker 4: that are getting like a bit of cheap furniture out 150 00:06:39,600 --> 00:06:41,200 Speaker 4: of it, which is like a win win for everyone. 151 00:06:41,279 --> 00:06:43,359 Speaker 6: Absolutely, Now Amanda's got to win that. I'm going to 152 00:06:43,360 --> 00:06:46,599 Speaker 6: implement in about seventeen minutes time. If you type in 153 00:06:46,680 --> 00:06:49,960 Speaker 6: pizza hut into Google, one of the first sites that 154 00:06:50,000 --> 00:06:53,520 Speaker 6: pops up is Domino's promoting thirty percent off pizzas. It 155 00:06:53,600 --> 00:06:55,960 Speaker 6: works every time. I've never paid full price for a 156 00:06:55,960 --> 00:06:57,919 Speaker 6: pizza in my life. 157 00:06:58,240 --> 00:07:00,320 Speaker 3: On the Domino's team came up with that much getting 158 00:07:00,320 --> 00:07:02,480 Speaker 3: struck amazing ten out of ten. 159 00:07:02,600 --> 00:07:06,040 Speaker 6: Well done, Absolutely, and I'm savage. You can the middle 160 00:07:06,080 --> 00:07:08,920 Speaker 6: man of pizza if you just google Dominoes. 161 00:07:08,960 --> 00:07:10,720 Speaker 1: Retaell me not they always have. 162 00:07:11,480 --> 00:07:14,160 Speaker 4: I obviously had a lot of Dominos, not the full price, 163 00:07:15,080 --> 00:07:17,040 Speaker 4: no never, Who are you a savage? 164 00:07:17,560 --> 00:07:18,000 Speaker 5: All right? 165 00:07:18,440 --> 00:07:21,880 Speaker 6: Here's another conundrum for us. How do we describe the 166 00:07:21,960 --> 00:07:25,120 Speaker 6: feeling of purchasing something and then a few weeks later 167 00:07:25,160 --> 00:07:27,440 Speaker 6: seeing that it's on sale cheaper than what. 168 00:07:27,440 --> 00:07:28,240 Speaker 5: We bought it for. 169 00:07:28,600 --> 00:07:29,280 Speaker 3: Frustrating. 170 00:07:29,440 --> 00:07:30,200 Speaker 5: Yeah, it's annoying. 171 00:07:30,400 --> 00:07:33,240 Speaker 2: Now it's frustrating, but I'm probably a little bit of 172 00:07:33,240 --> 00:07:35,440 Speaker 2: a Debbie downer. If it was in your budget, you 173 00:07:35,440 --> 00:07:37,560 Speaker 2: shouldn't be worried. You should still be looking at it. 174 00:07:37,720 --> 00:07:39,520 Speaker 5: We still want to win, Like you said, you still. 175 00:07:39,280 --> 00:07:41,800 Speaker 2: Want the win. But if you decided that you weren't 176 00:07:41,800 --> 00:07:43,960 Speaker 2: going to wait for a sale, then you accepted the 177 00:07:44,000 --> 00:07:44,840 Speaker 2: non sale price. 178 00:07:44,920 --> 00:07:47,360 Speaker 3: I'm hoping this win's going to be something we've spoken about. 179 00:07:47,480 --> 00:07:50,880 Speaker 2: So I'm being like an absolute not very nice person 180 00:07:50,920 --> 00:07:52,080 Speaker 2: about a trust up turkey. 181 00:07:52,240 --> 00:07:56,280 Speaker 6: Yeah, so, Karen says, store credit wins. 182 00:07:56,480 --> 00:07:57,920 Speaker 5: Karen, well, wait for it. 183 00:07:58,880 --> 00:08:02,080 Speaker 6: Bought a table from Freedom Furniture for one thousand, two 184 00:08:02,160 --> 00:08:02,840 Speaker 6: hundred dollars. 185 00:08:02,880 --> 00:08:05,320 Speaker 2: Oh that's an expensive table. I'd be annoyed about it too. 186 00:08:05,240 --> 00:08:07,440 Speaker 6: Then got to make everything back, then got an email 187 00:08:07,480 --> 00:08:10,080 Speaker 6: about it being advertised for eight hundred dollars, which is 188 00:08:10,080 --> 00:08:12,600 Speaker 6: four hundred cheaper, and she goes, I know Freedom is 189 00:08:12,600 --> 00:08:15,000 Speaker 6: super strict with their refund policy, but I thought it 190 00:08:15,040 --> 00:08:15,600 Speaker 6: was worth enos. 191 00:08:15,720 --> 00:08:17,760 Speaker 5: So what did Karen do? She asked talk to them, 192 00:08:17,920 --> 00:08:18,440 Speaker 5: who told them? 193 00:08:19,320 --> 00:08:21,480 Speaker 6: But it worked out The person who entered the phone said, yeah, 194 00:08:21,480 --> 00:08:23,280 Speaker 6: that does sound a bit unfair, especially as we haven't 195 00:08:23,280 --> 00:08:25,480 Speaker 6: even delivered it yet. So instead of giving the four 196 00:08:25,560 --> 00:08:27,160 Speaker 6: hundred dollars back, which they couldn't do, she got a 197 00:08:27,160 --> 00:08:28,760 Speaker 6: four hundred dollars store credit. 198 00:08:28,960 --> 00:08:32,319 Speaker 4: Oh, still spend the money there. That's so smart from 199 00:08:32,360 --> 00:08:33,200 Speaker 4: freedom as well. 200 00:08:33,200 --> 00:08:36,160 Speaker 2: Well, she's now getting something for free. I like that. 201 00:08:36,240 --> 00:08:36,520 Speaker 5: Yeah. 202 00:08:36,559 --> 00:08:38,640 Speaker 3: So many people have said though, that when they've had 203 00:08:38,640 --> 00:08:40,360 Speaker 3: that happen to them, like they've seen something go on 204 00:08:40,400 --> 00:08:42,400 Speaker 3: sale not too long after they purchased it, that they've 205 00:08:42,440 --> 00:08:44,400 Speaker 3: just gotten in touch with the company and been like, hey, 206 00:08:44,920 --> 00:08:46,760 Speaker 3: are you able to refund the difference. A lot of 207 00:08:46,760 --> 00:08:49,400 Speaker 3: the time people say, hey, like if it's within returns period, 208 00:08:49,440 --> 00:08:51,280 Speaker 3: like you can either refund it or I'm going to 209 00:08:51,280 --> 00:08:54,000 Speaker 3: return it and get it cheaper anyway, And they say yes. 210 00:08:54,000 --> 00:08:55,680 Speaker 6: And so they should, and I think they get it. 211 00:08:55,679 --> 00:08:57,640 Speaker 6: They're like, oh, we're helping our customers. Everyone's a winner. 212 00:08:57,679 --> 00:08:59,080 Speaker 6: They get a good experience with us. 213 00:08:59,000 --> 00:09:01,560 Speaker 1: Like people the end of the phone of humans too. 214 00:09:01,840 --> 00:09:03,080 Speaker 3: Yeah, nice when you ask. 215 00:09:03,200 --> 00:09:03,400 Speaker 1: Yeah. 216 00:09:03,440 --> 00:09:05,640 Speaker 4: And but Victoria and I were talking about this the 217 00:09:05,720 --> 00:09:09,520 Speaker 4: other day that when you do call someone, you're not 218 00:09:09,640 --> 00:09:12,520 Speaker 4: talking to the owner of freedom. You're not talking to 219 00:09:12,720 --> 00:09:15,920 Speaker 4: mister Toyota like, you're talking just to a person who 220 00:09:15,960 --> 00:09:18,560 Speaker 4: probably also just like wants to save the four hundred bucks, 221 00:09:18,559 --> 00:09:20,760 Speaker 4: so you might as well call them. It costs nothing 222 00:09:20,760 --> 00:09:23,240 Speaker 4: to ring apart from my local call. 223 00:09:23,520 --> 00:09:24,600 Speaker 5: That's all the thing. I don't know. 224 00:09:26,640 --> 00:09:28,280 Speaker 3: How much TD or is that? 225 00:09:28,120 --> 00:09:29,240 Speaker 1: Oh that's different thing. 226 00:09:29,280 --> 00:09:32,640 Speaker 6: Yeah, that's a different podcast. Paul Lett says, money win. 227 00:09:32,760 --> 00:09:36,080 Speaker 6: I entered two competitions on Instagram and one two fifty 228 00:09:36,080 --> 00:09:39,360 Speaker 6: dollars vouchers. Now I'm off to Lioness and Glasson's for 229 00:09:39,400 --> 00:09:40,480 Speaker 6: some new outfits. 230 00:09:40,600 --> 00:09:43,240 Speaker 2: Oh how lucky is she to have gotten not one 231 00:09:43,280 --> 00:09:43,640 Speaker 2: but two? 232 00:09:43,880 --> 00:09:47,200 Speaker 3: I know, the same competition, different competitions. 233 00:09:47,440 --> 00:09:47,800 Speaker 1: There you go. 234 00:09:48,000 --> 00:09:48,920 Speaker 2: That's a lot of luck. 235 00:09:49,760 --> 00:09:53,040 Speaker 1: The other week, I enter competitions on Instagram all the time. 236 00:09:53,040 --> 00:09:54,400 Speaker 1: I never win anything. 237 00:09:54,800 --> 00:09:55,120 Speaker 5: Really. 238 00:09:55,160 --> 00:09:58,320 Speaker 2: We have a family friend who literally enters competitions, and 239 00:09:58,360 --> 00:10:00,760 Speaker 2: I think she started when she was regnant, just at 240 00:10:00,800 --> 00:10:04,960 Speaker 2: home started Matt Lee was a bit bored. She's won everything, literally, 241 00:10:05,120 --> 00:10:08,840 Speaker 2: TVs fridges, a trip to Hawaii one time, just. 242 00:10:08,800 --> 00:10:10,120 Speaker 1: For some people are lucky. 243 00:10:10,200 --> 00:10:13,160 Speaker 3: Last time I remember I watched like a current a 244 00:10:13,160 --> 00:10:15,200 Speaker 3: fair episode or something like back in the day on 245 00:10:15,280 --> 00:10:17,160 Speaker 3: People who do it, like almost as a job. Like 246 00:10:17,240 --> 00:10:19,080 Speaker 3: just any competition they can get their hands on, they 247 00:10:19,080 --> 00:10:21,520 Speaker 3: will enter, and like statistically they win like a heap 248 00:10:21,520 --> 00:10:23,240 Speaker 3: of stuff because they're just entering so much. 249 00:10:23,320 --> 00:10:25,520 Speaker 6: Can we do a thread in the group about stuff 250 00:10:25,520 --> 00:10:28,560 Speaker 6: you've won? Doesn't matter I've done that before. I don't know, 251 00:10:28,640 --> 00:10:31,840 Speaker 6: but I'd like it doesn't matter how big or how small. 252 00:10:31,960 --> 00:10:33,960 Speaker 6: In fact, i'd actually find it quite funny to see 253 00:10:33,960 --> 00:10:35,040 Speaker 6: the small little wins you've got to. 254 00:10:35,040 --> 00:10:35,800 Speaker 5: I reckon there'll be a lot of it. 255 00:10:35,880 --> 00:10:37,760 Speaker 2: But I also want someone to one day go, oh, 256 00:10:37,800 --> 00:10:40,120 Speaker 2: I want a million dollars from a scratchy like, tell 257 00:10:40,120 --> 00:10:42,240 Speaker 2: me about it if you're comfortable sharing that. 258 00:10:42,320 --> 00:10:45,280 Speaker 5: Obviously, how blind are you? 259 00:10:45,320 --> 00:10:46,400 Speaker 1: What do you mean drunk? 260 00:10:46,679 --> 00:10:47,040 Speaker 5: I'm not. 261 00:10:47,880 --> 00:10:49,600 Speaker 2: I've had a glass of champagne. 262 00:10:49,920 --> 00:10:54,600 Speaker 6: Your speech all right, Mick Mickey says, gotta love Facebook 263 00:10:54,640 --> 00:10:56,319 Speaker 6: Marketplace and this is the last one, so just the 264 00:10:56,360 --> 00:10:58,800 Speaker 6: little nod to Jess over there, appreciate it. I sold 265 00:10:58,800 --> 00:11:01,280 Speaker 6: a suit on Facebook market Place as it didn't fit 266 00:11:01,360 --> 00:11:03,600 Speaker 6: me anymore. And I was you said soup. 267 00:11:06,600 --> 00:11:09,280 Speaker 3: Jess here talking about trust up turkeys. 268 00:11:09,640 --> 00:11:13,000 Speaker 2: Tony's talking about soup, and I get in trouble for 269 00:11:13,000 --> 00:11:14,280 Speaker 2: stumbling over your word. 270 00:11:14,480 --> 00:11:16,720 Speaker 6: I sold some soup on Facebook Marketplace because I didn't 271 00:11:16,760 --> 00:11:17,439 Speaker 6: fit it anymore. 272 00:11:18,600 --> 00:11:21,120 Speaker 3: I was done eating my soup. 273 00:11:22,520 --> 00:11:22,880 Speaker 5: Anymore. 274 00:11:23,440 --> 00:11:25,920 Speaker 6: So Nikki said, they didn't fit anymore, but she wanted 275 00:11:25,920 --> 00:11:27,840 Speaker 6: a new suit to replace it. She's thought, I sold 276 00:11:27,840 --> 00:11:29,480 Speaker 6: one on Facebook mark Place, may as well look there 277 00:11:29,480 --> 00:11:31,800 Speaker 6: as well. She said, I found one that I really 278 00:11:31,880 --> 00:11:34,120 Speaker 6: really loved and it was actually less than what I 279 00:11:34,200 --> 00:11:36,200 Speaker 6: sold my force. So not only do I now have 280 00:11:36,240 --> 00:11:37,920 Speaker 6: a suit that fits, but I had a little bit 281 00:11:37,920 --> 00:11:39,160 Speaker 6: of extra change as well. 282 00:11:39,320 --> 00:11:40,719 Speaker 2: She made money win. 283 00:11:40,880 --> 00:11:41,400 Speaker 3: That's huge. 284 00:11:41,400 --> 00:11:43,400 Speaker 2: Well, Nikki, let's go to a quick break then, and 285 00:11:43,440 --> 00:11:45,440 Speaker 2: we'll talk after the break about that. She's on the 286 00:11:45,440 --> 00:11:49,840 Speaker 2: Money team wins the book News and Jessica, I believe 287 00:11:49,880 --> 00:11:53,760 Speaker 2: you have a very exciting follow up follow our community members. 288 00:11:53,800 --> 00:11:54,520 Speaker 3: Don't go anywhere. 289 00:11:54,600 --> 00:12:04,640 Speaker 7: It's a good one, all right. 290 00:12:04,679 --> 00:12:07,439 Speaker 2: We are back, and because we are very kind people, 291 00:12:07,440 --> 00:12:10,400 Speaker 2: we're just going to jump automatically to the most exciting thing. 292 00:12:10,600 --> 00:12:12,560 Speaker 2: Jess you have a follow up from one of our 293 00:12:12,600 --> 00:12:14,800 Speaker 2: She's on the Money community members that you want to share. 294 00:12:14,960 --> 00:12:17,559 Speaker 3: What is it I do? So, anyone who listened to 295 00:12:17,760 --> 00:12:20,120 Speaker 3: last week's Friday episode, one of the things we spoke 296 00:12:20,160 --> 00:12:22,959 Speaker 3: about from the community was a post from our friend Jacqueline, 297 00:12:23,040 --> 00:12:26,520 Speaker 3: who had been offered a redundancy. She'd been working at 298 00:12:26,520 --> 00:12:29,280 Speaker 3: her company for a really long time and she liked 299 00:12:29,320 --> 00:12:31,160 Speaker 3: the company, right, and that was the thing. She was like, 300 00:12:31,200 --> 00:12:34,120 Speaker 3: it's a really sizable redundancy because I think she'd been 301 00:12:34,160 --> 00:12:36,280 Speaker 3: there for close to ten years or over ten. 302 00:12:36,400 --> 00:12:37,760 Speaker 2: Yeah, it was like nearly ten years. 303 00:12:37,840 --> 00:12:39,079 Speaker 3: Yeah, so it was pretty it was going to be 304 00:12:39,080 --> 00:12:42,000 Speaker 3: pretty sizable. But she liked her team, she liked her role, 305 00:12:42,000 --> 00:12:43,600 Speaker 3: and she was like, oh, I don't know what to do. 306 00:12:43,720 --> 00:12:46,280 Speaker 3: And that thread had over two hundred comments of people 307 00:12:46,559 --> 00:12:49,160 Speaker 3: throwing in their two cents, and obviously we spoke about it. 308 00:12:49,480 --> 00:12:49,680 Speaker 1: Well. 309 00:12:49,920 --> 00:12:52,480 Speaker 3: She sent us a message which I was so excited about, 310 00:12:52,600 --> 00:12:55,000 Speaker 3: and she said, Hey, team, I listened to the Friday 311 00:12:55,040 --> 00:12:57,560 Speaker 3: episode and I was super excited to hear about my posts. 312 00:12:57,880 --> 00:12:59,960 Speaker 3: Just thought i'd share an update with you. I decided 313 00:13:00,120 --> 00:13:02,800 Speaker 3: to take this once in a lifetime opportunity and take 314 00:13:02,840 --> 00:13:03,160 Speaker 3: the plan. 315 00:13:04,160 --> 00:13:06,160 Speaker 1: I'm so excited to hear that. 316 00:13:06,200 --> 00:13:08,560 Speaker 3: So she took the redundancy. It turns out that there's 317 00:13:08,600 --> 00:13:12,000 Speaker 3: going to be an organizational restructure, so her like current 318 00:13:12,080 --> 00:13:15,200 Speaker 3: job that she loves, won't look exactly the same after that. 319 00:13:15,440 --> 00:13:18,280 Speaker 6: Imagine saying no to a redundancy and then finding out 320 00:13:18,320 --> 00:13:20,040 Speaker 6: that your rolls a bit different now and then you 321 00:13:20,040 --> 00:13:20,360 Speaker 6: don't like. 322 00:13:22,040 --> 00:13:22,720 Speaker 2: That would suck. 323 00:13:22,880 --> 00:13:24,920 Speaker 3: So it's really lucky. I think that they obviously gave 324 00:13:24,960 --> 00:13:26,920 Speaker 3: her all that information, and she said she felt really 325 00:13:26,960 --> 00:13:29,280 Speaker 3: empowered thanks to all of the comments and feedback that 326 00:13:29,480 --> 00:13:33,440 Speaker 3: everyone gave her. So if anyone was wondering what was happening, Jacqueline, 327 00:13:33,440 --> 00:13:35,720 Speaker 3: we're proud of you. So I'm very excited. 328 00:13:36,160 --> 00:13:42,040 Speaker 5: Did she say how much? No, she didn't business. It's 329 00:13:42,040 --> 00:13:43,959 Speaker 5: none of our business. But you can't say you're not caring. 330 00:13:44,000 --> 00:13:45,960 Speaker 4: In the original post, it actually said that it would 331 00:13:45,960 --> 00:13:49,040 Speaker 4: cover like two years at worth of her current salary, 332 00:13:49,679 --> 00:13:51,480 Speaker 4: which is massive. 333 00:13:51,679 --> 00:13:54,040 Speaker 2: She earned like sixty grand. She'd be looking at a 334 00:13:54,080 --> 00:13:56,559 Speaker 2: redundancy payout of like one hundred and twenty thousand dollars. 335 00:13:56,600 --> 00:13:58,440 Speaker 7: What that's like six figures easy? 336 00:13:58,760 --> 00:14:01,360 Speaker 3: Yeah, And she said she had until October for the 337 00:14:01,360 --> 00:14:03,200 Speaker 3: redundancy to actually kick in, so she has heaps of 338 00:14:03,240 --> 00:14:06,160 Speaker 3: lead time to find herself something. Oh gosh, it just 339 00:14:06,160 --> 00:14:08,520 Speaker 3: sounds like really the most ideal situation she could have. 340 00:14:08,520 --> 00:14:11,240 Speaker 2: As I can't wait, Jacqueline, can you please give us 341 00:14:11,240 --> 00:14:13,040 Speaker 2: an update on your new job and whether you love 342 00:14:13,080 --> 00:14:14,680 Speaker 2: it and what you did and how it was, Like, 343 00:14:14,679 --> 00:14:20,560 Speaker 2: we're going to check in literally, Jaqueline, how many jobs 344 00:14:20,600 --> 00:14:23,880 Speaker 2: do you apply for this week? No, I absolutely love that, 345 00:14:23,920 --> 00:14:26,400 Speaker 2: And I think it's really special that the community one 346 00:14:26,520 --> 00:14:29,960 Speaker 2: hears their posts on this episode and loves hearing it, 347 00:14:30,280 --> 00:14:33,720 Speaker 2: but two actually is generous enough to share their follow 348 00:14:33,800 --> 00:14:37,000 Speaker 2: ups with us, Like how special that they actually go, Hey, guys, 349 00:14:37,080 --> 00:14:39,720 Speaker 2: I know you're invested in this because we genuinely are. 350 00:14:40,000 --> 00:14:42,240 Speaker 3: We're so invested you have no idea. 351 00:14:42,040 --> 00:14:44,120 Speaker 4: And I bet everyone listening is probably like, I wonder 352 00:14:44,120 --> 00:14:45,280 Speaker 4: what Jacqueline did like. 353 00:14:46,760 --> 00:14:48,640 Speaker 2: And I mean you might have forgotten in the moment, 354 00:14:48,680 --> 00:14:52,200 Speaker 2: but the second Jes said Okay, remember Jacqueline for last week, Everyone's. 355 00:14:51,840 --> 00:14:52,520 Speaker 3: Like ding ding ding. 356 00:14:52,600 --> 00:14:54,880 Speaker 2: Yes, absolutely, I do. I love that. 357 00:14:55,160 --> 00:14:58,080 Speaker 4: And as exciting as that is, Jacqueline hasn't written a book, 358 00:14:58,600 --> 00:15:01,880 Speaker 4: so I feel we need to talk about Miss Victoria 359 00:15:02,000 --> 00:15:02,440 Speaker 4: to fine. 360 00:15:02,600 --> 00:15:05,640 Speaker 1: Hello, So something super exciting happened this week. 361 00:15:06,720 --> 00:15:10,400 Speaker 2: Book came and you guys knew that because we mentioned 362 00:15:10,440 --> 00:15:12,520 Speaker 2: at the start of the episode. But I'm glad that 363 00:15:12,520 --> 00:15:14,360 Speaker 2: we want to talk about it more because I'm genuinely 364 00:15:14,440 --> 00:15:16,320 Speaker 2: so excited about it and that she's on the money. 365 00:15:16,320 --> 00:15:19,000 Speaker 2: Community has been so kind and tagged us in so 366 00:15:19,200 --> 00:15:19,760 Speaker 2: many things. 367 00:15:19,840 --> 00:15:20,800 Speaker 1: It's been popping off. 368 00:15:20,840 --> 00:15:23,960 Speaker 2: Oh my gosh, we wearing number one best seller on Amazon, like. 369 00:15:24,040 --> 00:15:25,680 Speaker 1: What on the day it came out. 370 00:15:25,840 --> 00:15:28,280 Speaker 2: On the day it came out, And that wasn't even 371 00:15:28,280 --> 00:15:30,360 Speaker 2: the platform that did the pre orders, guys, that was 372 00:15:30,360 --> 00:15:32,800 Speaker 2: booked Hopia, which we are also a best seller on, 373 00:15:32,880 --> 00:15:34,320 Speaker 2: and that is also wild. 374 00:15:35,160 --> 00:15:37,720 Speaker 3: So hower of the community is crazy, and almost so 375 00:15:37,800 --> 00:15:40,360 Speaker 3: many people are yeah, as you said, sending us photos 376 00:15:40,360 --> 00:15:43,440 Speaker 3: and messages and just being so incredibly kind. I don't 377 00:15:43,440 --> 00:15:45,160 Speaker 3: think they realize how much that means to us as 378 00:15:45,200 --> 00:15:47,400 Speaker 3: a team, but you especially be because I know how 379 00:15:47,480 --> 00:15:51,520 Speaker 3: much love and just literal hours and tears went into 380 00:15:51,600 --> 00:15:52,200 Speaker 3: this book. 381 00:15:52,240 --> 00:15:54,880 Speaker 2: I've seen it and even this week, like all I've 382 00:15:54,880 --> 00:15:57,320 Speaker 2: done is cry every single time I see a post 383 00:15:57,600 --> 00:16:00,840 Speaker 2: like it's not good. Just made this sappy video of me. 384 00:16:01,200 --> 00:16:02,360 Speaker 1: I love the sappy video. 385 00:16:02,680 --> 00:16:03,880 Speaker 3: Yeah, I loved it too. 386 00:16:04,000 --> 00:16:05,520 Speaker 5: The music of it just sucked me right. 387 00:16:05,680 --> 00:16:09,360 Speaker 3: Yes, I was real cheeky. I put up a post 388 00:16:09,480 --> 00:16:11,920 Speaker 3: last week it was like Victoria cried, do you want 389 00:16:11,960 --> 00:16:13,240 Speaker 3: to see it? And everyone said yes, And I was 390 00:16:13,280 --> 00:16:18,080 Speaker 3: like for the people want it. I already promised at 391 00:16:18,120 --> 00:16:18,440 Speaker 3: that time. 392 00:16:18,480 --> 00:16:20,560 Speaker 2: I don't think I even knew that you were filming me. 393 00:16:20,680 --> 00:16:22,880 Speaker 2: I was just like skitzing down the hall to get 394 00:16:22,920 --> 00:16:25,520 Speaker 2: this book because I'd been waiting for this delivery. And 395 00:16:25,560 --> 00:16:28,840 Speaker 2: I remember the entire week I think our delivery was delayed, yes, 396 00:16:29,280 --> 00:16:32,560 Speaker 2: and I had been checking the mailbox and like I remember, 397 00:16:32,560 --> 00:16:34,960 Speaker 2: there was like the day before we got a different 398 00:16:35,080 --> 00:16:37,160 Speaker 2: parcel and I thought it was that and. 399 00:16:37,400 --> 00:16:40,120 Speaker 1: We all sprinted down the hall, down the hall. 400 00:16:40,240 --> 00:16:42,400 Speaker 2: I'm like, it's here, and then it was just like 401 00:16:42,400 --> 00:16:44,360 Speaker 2: one of my online shopping orders, and you guys. 402 00:16:44,160 --> 00:16:45,000 Speaker 5: Were like, oh, come on. 403 00:16:48,080 --> 00:16:49,840 Speaker 2: And then when it came, it was really really fun. 404 00:16:49,960 --> 00:16:53,520 Speaker 2: I think it's, you know, really surreal to see something 405 00:16:53,560 --> 00:16:56,760 Speaker 2: come to life that you know, I've been talking about 406 00:16:56,840 --> 00:16:58,880 Speaker 2: for two years. And you know, if you've been in 407 00:16:58,880 --> 00:17:01,320 Speaker 2: the Sheese on the Money commune since I got my 408 00:17:01,400 --> 00:17:03,880 Speaker 2: first book deal, which is why you would have seen 409 00:17:03,960 --> 00:17:06,480 Speaker 2: me drop hints along the way and say things like, yeah, 410 00:17:06,520 --> 00:17:08,879 Speaker 2: there's actually a book coming and you know it's. 411 00:17:08,960 --> 00:17:12,320 Speaker 1: Not really a hint. 412 00:17:12,840 --> 00:17:14,920 Speaker 2: Yeah it wasn't a hint. But at that time, now 413 00:17:14,960 --> 00:17:17,280 Speaker 2: She's on the Money Facebook group was small. It wasn't this, 414 00:17:17,440 --> 00:17:20,720 Speaker 2: you know, absolute bohemoth that it's grown to. And you know, 415 00:17:20,840 --> 00:17:22,960 Speaker 2: I think if you go back, you'll start seeing comments 416 00:17:23,000 --> 00:17:25,160 Speaker 2: like oh yeah, it's coming, like don't worry, and people 417 00:17:25,160 --> 00:17:27,560 Speaker 2: were checking in and I get messages over the last 418 00:17:27,640 --> 00:17:30,280 Speaker 2: twelve months from people saying, hey, I think I read 419 00:17:30,280 --> 00:17:32,000 Speaker 2: that you had a book coming out. Is that coming out? 420 00:17:32,000 --> 00:17:34,160 Speaker 2: And I'd be like, oh my gosh, yes, it's taking ages, 421 00:17:34,200 --> 00:17:36,879 Speaker 2: like it actually takes so much longer to write than 422 00:17:36,920 --> 00:17:40,080 Speaker 2: I ever anticipated it would. And you know, I'm not 423 00:17:40,480 --> 00:17:43,840 Speaker 2: someone who could dedicate myself full time to being an 424 00:17:43,880 --> 00:17:46,800 Speaker 2: author and writing and you know, every single time. And 425 00:17:46,840 --> 00:17:50,040 Speaker 2: I'm sure my editor, Isy, who was delightful, like I 426 00:17:50,040 --> 00:17:52,280 Speaker 2: cannot tell you how good she is as a human, 427 00:17:52,440 --> 00:17:55,320 Speaker 2: let alone a publisher, but the amount of times had 428 00:17:55,320 --> 00:17:57,720 Speaker 2: to go hay ezy, you know how I was writing 429 00:17:57,720 --> 00:18:00,480 Speaker 2: that book. Yes, so I actually have another chapter I 430 00:18:00,480 --> 00:18:02,880 Speaker 2: want to add, and she'd be like, okay, no problem. 431 00:18:02,520 --> 00:18:03,080 Speaker 5: So what is it? 432 00:18:03,280 --> 00:18:05,119 Speaker 2: How does it work? Because at the start of the 433 00:18:05,119 --> 00:18:07,760 Speaker 2: book writing process, you do this skeleton for them to 434 00:18:07,800 --> 00:18:10,199 Speaker 2: sign off, and you say, okay, here's the skeleton of 435 00:18:10,240 --> 00:18:12,280 Speaker 2: the book, and here are the chapters I want to produce. 436 00:18:12,320 --> 00:18:14,600 Speaker 2: And I'll, you know, do it this way, and they say, yeah, 437 00:18:14,720 --> 00:18:16,840 Speaker 2: no problems, go air, do that, and then you know, 438 00:18:17,000 --> 00:18:18,920 Speaker 2: I think at the start I had fifteen chapters and 439 00:18:18,960 --> 00:18:21,960 Speaker 2: we've ended up with like twenty two wars, and I 440 00:18:22,080 --> 00:18:24,520 Speaker 2: keep shuffling the round and changing them and going, hey, 441 00:18:24,800 --> 00:18:27,399 Speaker 2: so insurance, Yeah, I want a whole heap more on that, 442 00:18:27,600 --> 00:18:30,600 Speaker 2: or heyte tax, yes it's updated since I started writing it. 443 00:18:30,680 --> 00:18:33,480 Speaker 2: I need to edit that entire chapter. So it has 444 00:18:33,560 --> 00:18:36,360 Speaker 2: been a ride, but a very very fun one. And 445 00:18:36,400 --> 00:18:39,119 Speaker 2: I cannot tell you how proud I am of creating this. 446 00:18:39,440 --> 00:18:42,159 Speaker 2: And it's not just writing the book, it's then spending 447 00:18:42,200 --> 00:18:43,879 Speaker 2: I think, just how many days did I spend in 448 00:18:43,960 --> 00:18:44,840 Speaker 2: audio recording? 449 00:18:44,960 --> 00:18:46,680 Speaker 3: Like, ah, easily over a week? 450 00:18:46,800 --> 00:18:49,960 Speaker 2: Yeah, it was close to two weeks with Gregor, who 451 00:18:50,040 --> 00:18:52,080 Speaker 2: was our audio producer for the book. 452 00:18:52,240 --> 00:18:53,479 Speaker 3: What a name, by the way, Gregor? 453 00:18:53,640 --> 00:18:54,680 Speaker 2: He was so cool. 454 00:18:54,840 --> 00:18:57,000 Speaker 5: Is that is he terrifying? I feel it's a terrifying name. 455 00:18:57,160 --> 00:18:58,639 Speaker 2: No, but he had a goth band. 456 00:18:58,960 --> 00:18:59,440 Speaker 5: Well that's it. 457 00:18:59,600 --> 00:19:02,119 Speaker 1: Yeah, then he was so cool. 458 00:19:02,280 --> 00:19:04,719 Speaker 2: Anyway, So I spent more than a week with Gregor, 459 00:19:04,880 --> 00:19:08,040 Speaker 2: just like recording for full days getting that done, and 460 00:19:08,280 --> 00:19:11,280 Speaker 2: you know, listening back to every single sentence to make 461 00:19:11,320 --> 00:19:13,360 Speaker 2: sure it sounded right and it did the right thing. 462 00:19:13,400 --> 00:19:15,040 Speaker 2: And I think we've come up with I think it's 463 00:19:15,080 --> 00:19:17,800 Speaker 2: close to six hours of audio content. 464 00:19:17,520 --> 00:19:19,480 Speaker 5: On the audio and the audiobook comes out same like 465 00:19:19,520 --> 00:19:20,080 Speaker 5: it's out as well. 466 00:19:20,200 --> 00:19:23,080 Speaker 3: That's too in terms of accessibility. There's the audiobook and 467 00:19:23,080 --> 00:19:23,719 Speaker 3: there's an ebook. 468 00:19:23,800 --> 00:19:26,760 Speaker 2: Yeah, there's an audiobook, there's the ebook, there's the physical book. 469 00:19:26,960 --> 00:19:28,720 Speaker 2: I am genuinely so excited. 470 00:19:28,840 --> 00:19:31,680 Speaker 6: So what's going to be the main thing? Like, what's 471 00:19:31,680 --> 00:19:33,439 Speaker 6: the main reason someone would buy it? I mean, I 472 00:19:33,480 --> 00:19:35,199 Speaker 6: know that's a simple question, but what's in it? 473 00:19:35,240 --> 00:19:36,080 Speaker 5: What are we going to learn? 474 00:19:36,320 --> 00:19:38,240 Speaker 6: People are really into their finances. They love listening to 475 00:19:38,280 --> 00:19:39,480 Speaker 6: the podcast what's in the book? 476 00:19:39,720 --> 00:19:43,160 Speaker 2: So it obviously goes beyond the podcast, But it's everything 477 00:19:43,200 --> 00:19:45,879 Speaker 2: I talk about, Like I share with you my banking structure. 478 00:19:46,080 --> 00:19:48,320 Speaker 2: I talk to you about how to budget and how 479 00:19:48,359 --> 00:19:51,680 Speaker 2: to save and not just I guess flimsy saying here's 480 00:19:51,720 --> 00:19:53,760 Speaker 2: how to create a budget. It's like, hey' is how 481 00:19:53,800 --> 00:19:55,600 Speaker 2: to create a budget. Here's how to stick to it. 482 00:19:55,680 --> 00:19:57,320 Speaker 2: Here are the bank accounts you should set up, and 483 00:19:57,320 --> 00:19:59,399 Speaker 2: here's how you should put each and every single dollar 484 00:19:59,480 --> 00:20:02,240 Speaker 2: to work so that it actually happens as opposed to 485 00:20:02,840 --> 00:20:05,879 Speaker 2: you setting up a budget and then forgetting about the spreadsheets, 486 00:20:05,840 --> 00:20:07,760 Speaker 2: saving it on your desktop, and then twelve months later 487 00:20:07,760 --> 00:20:10,920 Speaker 2: when you're emptying your desktop, you're like, oh, oh, oh, yeah, 488 00:20:11,040 --> 00:20:14,120 Speaker 2: that's weird. Forgot, I decided to do budgeting for a week. 489 00:20:14,200 --> 00:20:17,320 Speaker 2: So it's all about tangible change. It will come as 490 00:20:17,359 --> 00:20:20,359 Speaker 2: a surprise to nobody that my first chapter is on 491 00:20:20,440 --> 00:20:24,320 Speaker 2: money stories and the importance of money stories. And I 492 00:20:24,359 --> 00:20:27,159 Speaker 2: think my favorite part of the book is actually the 493 00:20:27,200 --> 00:20:30,040 Speaker 2: money stories that are woven throughout the whole thing. So 494 00:20:30,080 --> 00:20:33,280 Speaker 2: each and every single chapter has money stories from aushes 495 00:20:33,280 --> 00:20:36,600 Speaker 2: on the money community associated with it that actually become 496 00:20:36,720 --> 00:20:41,320 Speaker 2: relatable and real and actually differentiate this book from being 497 00:20:41,480 --> 00:20:43,480 Speaker 2: just a hey, here's how to budget. It's like, hey, 498 00:20:43,520 --> 00:20:45,920 Speaker 2: here's how to budget, but also here's this really beautiful 499 00:20:45,920 --> 00:20:47,960 Speaker 2: example of how someone has done that and changed their 500 00:20:48,119 --> 00:20:51,439 Speaker 2: entire life because of the advice the podcast has shared. 501 00:20:51,760 --> 00:20:55,960 Speaker 2: So it's genuinely my favorite thing knowing that we've impacted 502 00:20:56,000 --> 00:20:58,919 Speaker 2: financial futures already, and I just I feel like this 503 00:20:58,960 --> 00:21:01,639 Speaker 2: is a step in the right direction because so many 504 00:21:01,720 --> 00:21:04,000 Speaker 2: times people have said, oh my gosh, Victoria, I've recommended 505 00:21:04,000 --> 00:21:06,320 Speaker 2: someone to listen to your podcast they really need to. 506 00:21:06,560 --> 00:21:09,120 Speaker 2: And now it's that like tangible thing that if somebody 507 00:21:09,280 --> 00:21:11,560 Speaker 2: genuinely needs the help, you can hand it to them 508 00:21:11,640 --> 00:21:14,800 Speaker 2: physically and go, hey, here's the next step. Here's what 509 00:21:14,840 --> 00:21:17,360 Speaker 2: I'm gifting you. And it's like, I don't know, it's 510 00:21:17,440 --> 00:21:20,040 Speaker 2: just something that's I've worked on really hard to be 511 00:21:20,160 --> 00:21:24,240 Speaker 2: non judgmental and actually be about tangible change as opposed 512 00:21:24,280 --> 00:21:28,359 Speaker 2: to just going, hey, here's here's a budget, surface level stuff. 513 00:21:28,440 --> 00:21:30,800 Speaker 2: Yeah it's not surface level. It's like, hey, here's how 514 00:21:30,840 --> 00:21:33,200 Speaker 2: to dive deep and make sure that you would create 515 00:21:33,280 --> 00:21:36,320 Speaker 2: the financial stability that you deserve, as opposed to, hey, 516 00:21:36,400 --> 00:21:38,040 Speaker 2: if you want to own your own house, because that's 517 00:21:38,080 --> 00:21:40,760 Speaker 2: not everybody's goal. If it is, great, the book's going 518 00:21:40,800 --> 00:21:43,760 Speaker 2: to help you get there. But if you have different goals. 519 00:21:43,800 --> 00:21:46,639 Speaker 2: It absolutely embraces that. If you want kids, great, I 520 00:21:46,680 --> 00:21:49,480 Speaker 2: talk about the costs of them, but also if you don't, 521 00:21:49,560 --> 00:21:51,560 Speaker 2: I talk about how to deal with that. And I 522 00:21:51,600 --> 00:21:54,760 Speaker 2: think it's just you know, everybody has a different journey, 523 00:21:54,800 --> 00:21:56,480 Speaker 2: and I want that book to be on all of 524 00:21:56,520 --> 00:21:58,800 Speaker 2: your journeys, and I think that that's actually possible, which 525 00:21:58,840 --> 00:21:59,680 Speaker 2: is really cool. 526 00:22:00,080 --> 00:22:02,600 Speaker 6: So I know, like the term one stop shop is 527 00:22:02,640 --> 00:22:06,000 Speaker 6: like such a cliche, but doesn't really matter what stage 528 00:22:06,000 --> 00:22:08,040 Speaker 6: of your financial journey you are, Like you said, if 529 00:22:08,040 --> 00:22:09,879 Speaker 6: you're having kids, not having kids, if you're a student, 530 00:22:09,920 --> 00:22:11,680 Speaker 6: if you're a bit older, doesn't matter who you are. 531 00:22:11,800 --> 00:22:12,560 Speaker 5: It's got you covered. 532 00:22:12,640 --> 00:22:15,439 Speaker 2: It's the basic principles. So it's the things that you 533 00:22:15,600 --> 00:22:18,080 Speaker 2: need as a foundation to always go back to. So 534 00:22:18,119 --> 00:22:20,639 Speaker 2: whether you are sixteen and you haven't got your first 535 00:22:20,680 --> 00:22:22,760 Speaker 2: job yet and you've been thinking about it and you 536 00:22:22,800 --> 00:22:24,840 Speaker 2: don't know what bank accounts to open, I'm sure you 537 00:22:24,840 --> 00:22:27,440 Speaker 2: could learn something. And then if you are fifty and 538 00:22:27,520 --> 00:22:29,400 Speaker 2: you are in a situation where you're like, oh, what's 539 00:22:29,440 --> 00:22:32,840 Speaker 2: retirement look like? I really all feels overwhelming, Like I 540 00:22:32,920 --> 00:22:36,080 Speaker 2: feel like there's going to be something for everybody while 541 00:22:36,200 --> 00:22:40,359 Speaker 2: still being enough information and not being you know, too overwhelming. 542 00:22:40,520 --> 00:22:42,560 Speaker 3: It's probably worth noting. I know you said that you 543 00:22:42,680 --> 00:22:45,479 Speaker 3: cover a lot, but it's not just budget. You go 544 00:22:45,560 --> 00:22:47,000 Speaker 3: over everything. You go over. 545 00:22:47,080 --> 00:22:50,200 Speaker 2: Property, cash flow, investing. 546 00:22:49,960 --> 00:22:53,520 Speaker 3: Superannuation, a whole. Like if you can think of a 547 00:22:53,520 --> 00:22:55,600 Speaker 3: financial topic, there's a good chance it's covered in there. 548 00:22:55,640 --> 00:22:56,800 Speaker 3: Like there's really. 549 00:22:56,560 --> 00:22:59,760 Speaker 2: Absolutely it's all the way through. So it's like everything 550 00:23:00,080 --> 00:23:03,720 Speaker 2: from you understanding your money journey and your money story 551 00:23:03,920 --> 00:23:06,359 Speaker 2: all the way through to what retirement would look like. 552 00:23:06,440 --> 00:23:09,520 Speaker 2: And then we've also done an additional entire chapter on 553 00:23:09,560 --> 00:23:12,680 Speaker 2: how to implement that over twelve months. So we break 554 00:23:12,720 --> 00:23:15,600 Speaker 2: down then the entire book and give you an actionable 555 00:23:15,640 --> 00:23:19,159 Speaker 2: guide to creating financial change over twelve months. Instead of 556 00:23:19,440 --> 00:23:21,680 Speaker 2: just hey, well now you've got the book, go away 557 00:23:21,720 --> 00:23:23,160 Speaker 2: and do it, it's like, no, this is what you're 558 00:23:23,200 --> 00:23:24,640 Speaker 2: going to do in month one, and this is what 559 00:23:24,680 --> 00:23:27,280 Speaker 2: month two looks like, so that in twelve months you 560 00:23:27,400 --> 00:23:29,240 Speaker 2: actually end up in a better position. 561 00:23:29,800 --> 00:23:33,000 Speaker 3: That's so exciting. Keep Taggis in your photos. We're sharing 562 00:23:33,040 --> 00:23:35,600 Speaker 3: as many as we can. I'm loving seeing them. And 563 00:23:35,840 --> 00:23:38,000 Speaker 3: if it's not in your budget right now to purchase 564 00:23:38,040 --> 00:23:40,679 Speaker 3: the book. Something that someone shared in the comments on 565 00:23:40,720 --> 00:23:43,360 Speaker 3: something that we thought was so awesome was that they 566 00:23:43,520 --> 00:23:46,840 Speaker 3: actually reserved the book at their local library. And it 567 00:23:46,920 --> 00:23:49,040 Speaker 3: was really cool because one girl said, oh my gosh, 568 00:23:49,040 --> 00:23:51,199 Speaker 3: I'm so excited I've reserved it and I'm third in 569 00:23:51,240 --> 00:23:53,920 Speaker 3: line to get the book, which is cool, which is cool, 570 00:23:54,000 --> 00:23:56,600 Speaker 3: And then somebody responded to that and said, oh my gosh, 571 00:23:56,600 --> 00:23:59,480 Speaker 3: you're so lucky. I'm number was it fifty nine, Yeah, 572 00:24:00,520 --> 00:24:01,960 Speaker 3: which is insane. 573 00:24:02,080 --> 00:24:04,199 Speaker 5: Yes, so like just a book for it. 574 00:24:05,119 --> 00:24:07,480 Speaker 2: I think it's like two weeks. And to be honest, 575 00:24:07,680 --> 00:24:10,159 Speaker 2: I'm I'm a slow reader, so it definitely would have 576 00:24:10,200 --> 00:24:12,320 Speaker 2: taken me more than two weeks to read this book. 577 00:24:12,359 --> 00:24:14,120 Speaker 5: But so good luck to that girl who's fifty ninth. 578 00:24:14,560 --> 00:24:17,040 Speaker 2: Actually, Jess and I replied to the comment, said, who's 579 00:24:17,080 --> 00:24:19,400 Speaker 2: your library? Because if there are fifty nine people at 580 00:24:19,400 --> 00:24:21,560 Speaker 2: that library or that want that book, I will definitely 581 00:24:21,600 --> 00:24:23,640 Speaker 2: send them more copies so that they can get through 582 00:24:23,680 --> 00:24:24,119 Speaker 2: it quicker. 583 00:24:24,320 --> 00:24:26,200 Speaker 4: Yeah, but you should be so so proud of yourself 584 00:24:26,200 --> 00:24:30,879 Speaker 4: because it's been really exciting seeing how much love everyone 585 00:24:30,920 --> 00:24:33,639 Speaker 4: has for you and how much excitement there's been for 586 00:24:33,680 --> 00:24:36,159 Speaker 4: the book. And we're approving every single post about the 587 00:24:36,200 --> 00:24:38,959 Speaker 4: book that's going into the group and spamming everybody. 588 00:24:39,359 --> 00:24:41,760 Speaker 2: Bridget who manages that, keeps saying like, oh, is that 589 00:24:41,760 --> 00:24:43,560 Speaker 2: all right if we you know, prove. 590 00:24:43,520 --> 00:24:45,040 Speaker 1: We're like, yeah, put them all in, put them all in, 591 00:24:45,080 --> 00:24:45,639 Speaker 1: put them all in. 592 00:24:45,800 --> 00:24:48,560 Speaker 2: And then Tony keeps saying like Victoria, we're we're gonna 593 00:24:48,560 --> 00:24:51,639 Speaker 2: spam you. We're going to report it for being self promotional, 594 00:24:51,640 --> 00:24:53,480 Speaker 2: and then like do it, do it? Do it do it, 595 00:24:54,119 --> 00:24:55,920 Speaker 2: but I think it's really fun. And to be honest, 596 00:24:55,960 --> 00:24:58,240 Speaker 2: I have felt so wrapped up in love and so 597 00:24:58,320 --> 00:25:02,560 Speaker 2: supported and so just honestly proud, Like it is overwhelming 598 00:25:02,720 --> 00:25:05,440 Speaker 2: how much support we have had. Like, you know, I 599 00:25:05,520 --> 00:25:08,280 Speaker 2: knew that our community was supportive, I just didn't know 600 00:25:08,320 --> 00:25:10,359 Speaker 2: what that would look like when we launched a book. 601 00:25:10,359 --> 00:25:15,080 Speaker 2: And it's been honestly so beautiful, and you know, it 602 00:25:15,240 --> 00:25:17,240 Speaker 2: just reminds us that we're doing the right thing, and 603 00:25:17,280 --> 00:25:19,480 Speaker 2: we're in the right place. And you know, this team 604 00:25:19,520 --> 00:25:21,960 Speaker 2: I've created and the right people to be guiding that, 605 00:25:22,080 --> 00:25:24,320 Speaker 2: and the community has the right people in it to 606 00:25:24,400 --> 00:25:27,120 Speaker 2: be growing it and getting our message of financial literacy 607 00:25:27,160 --> 00:25:29,520 Speaker 2: out there. And I just honestly can't wait to see 608 00:25:29,520 --> 00:25:31,879 Speaker 2: what the next ten years looks like once this book 609 00:25:31,960 --> 00:25:35,760 Speaker 2: is in people's hot little hands. So yeah, but do 610 00:25:35,800 --> 00:25:38,560 Speaker 2: you know what else is exciting about Friday Drinks is 611 00:25:38,600 --> 00:25:41,960 Speaker 2: money wins and confessions from my team. Yes, I mean 612 00:25:42,240 --> 00:25:44,560 Speaker 2: it's hard to you sounded so enthusiastic. 613 00:25:44,960 --> 00:25:47,520 Speaker 4: It's hard to come off the back of you, you know, 614 00:25:47,640 --> 00:25:48,800 Speaker 4: writing a book. 615 00:25:48,520 --> 00:25:51,280 Speaker 5: And what did you do? Oh yeah, I saved on 616 00:25:51,359 --> 00:25:51,800 Speaker 5: my sushi? 617 00:25:52,119 --> 00:25:54,920 Speaker 1: Yeah how about that? 618 00:25:55,320 --> 00:25:59,679 Speaker 2: I mean, yeah, look, it's not great, but maybe I won't. No, 619 00:25:59,840 --> 00:26:01,000 Speaker 2: I haven't got a money win. 620 00:26:01,359 --> 00:26:06,800 Speaker 1: What's my Yeah, I think yours is you can pass 621 00:26:06,880 --> 00:26:07,560 Speaker 1: that top. 622 00:26:07,680 --> 00:26:10,760 Speaker 2: Very long money win. Jess, what have you got? Because 623 00:26:10,800 --> 00:26:13,520 Speaker 2: you sounded most disciplined having to follow that. 624 00:26:13,560 --> 00:26:17,359 Speaker 3: I do have a win. It's nothing crazy. Like our 625 00:26:17,400 --> 00:26:20,040 Speaker 3: friend Nikki earlier, I too have been selling more things 626 00:26:20,080 --> 00:26:23,520 Speaker 3: on Facebook Marketplace while Melbourne was in lockdown. I just 627 00:26:23,560 --> 00:26:26,119 Speaker 3: did a big clear out of my stuff that had 628 00:26:26,160 --> 00:26:29,720 Speaker 3: accumulated and so satisfying, so satisfying, and I just had 629 00:26:29,760 --> 00:26:32,439 Speaker 3: a bunch of things that I was like, oh, like 630 00:26:32,560 --> 00:26:34,520 Speaker 3: I'm going to chuck it out or I'm going to donate it, 631 00:26:34,600 --> 00:26:35,920 Speaker 3: and I was like, no, you know what, like I'm 632 00:26:35,960 --> 00:26:39,080 Speaker 3: just going to list it once lockdown ended on marketplace 633 00:26:39,119 --> 00:26:41,480 Speaker 3: for like ten dollars for a little group of things 634 00:26:41,600 --> 00:26:44,720 Speaker 3: and I ended up making a hundred bucks a hundred dollars. Yeah, 635 00:26:44,840 --> 00:26:48,439 Speaker 3: just like little color, you're selling gold like little groups 636 00:26:48,480 --> 00:26:50,199 Speaker 3: of things, Like had a set of like brand new 637 00:26:50,240 --> 00:26:53,200 Speaker 3: baking item like and I was just grouping things together. 638 00:26:54,160 --> 00:26:55,959 Speaker 3: I feel like at some point we should do like 639 00:26:56,000 --> 00:26:58,520 Speaker 3: a top tips for selling on marketplace. 640 00:26:58,760 --> 00:27:03,080 Speaker 2: Yeah, but yeah, Jess is short course on how to 641 00:27:03,160 --> 00:27:06,040 Speaker 2: be mogul and manifest. 642 00:27:06,400 --> 00:27:07,760 Speaker 1: It's Jess's second job. 643 00:27:09,119 --> 00:27:11,320 Speaker 6: You're going to throw those out. But someone else manifested 644 00:27:11,440 --> 00:27:12,120 Speaker 6: some cooking. 645 00:27:14,160 --> 00:27:15,760 Speaker 3: And it was just nice to, Yeah, a little bit 646 00:27:15,760 --> 00:27:17,600 Speaker 3: of a circular economy, like that's going to someone who's 647 00:27:17,600 --> 00:27:18,960 Speaker 3: going to use it. I got rid of some clutter. 648 00:27:19,000 --> 00:27:20,720 Speaker 3: I made a little bit bit of extra cash, and 649 00:27:20,760 --> 00:27:23,600 Speaker 3: then when I needed to buy something that weekend, that cash. 650 00:27:23,359 --> 00:27:28,000 Speaker 2: Paid for it, which was, yeah, Tony, what have you 651 00:27:28,040 --> 00:27:29,480 Speaker 2: got to bring to the table this week? 652 00:27:29,920 --> 00:27:33,199 Speaker 1: So my boyfriend a win. I've got a win, have 653 00:27:33,240 --> 00:27:33,520 Speaker 1: a win. 654 00:27:33,720 --> 00:27:36,720 Speaker 4: My boyfriend and I have recently set up a budget 655 00:27:36,800 --> 00:27:39,439 Speaker 4: and opened up bank accounts and all of that, and 656 00:27:39,440 --> 00:27:41,760 Speaker 4: we're all in the right place and we're sorting out 657 00:27:41,800 --> 00:27:45,359 Speaker 4: all of our stuff, and we've managed to put away 658 00:27:45,720 --> 00:27:49,280 Speaker 4: every month like twenty dollars for our electricity bill, thirty 659 00:27:49,320 --> 00:27:51,280 Speaker 4: dollars for our red Joel and stuff, so that when 660 00:27:51,320 --> 00:27:53,720 Speaker 4: the bill comes up. And it was really satisfying because 661 00:27:53,720 --> 00:27:55,439 Speaker 4: this week my red Joe came and I could just 662 00:27:55,480 --> 00:27:58,199 Speaker 4: pay it. I wasn't like, what have I done? Like 663 00:27:58,320 --> 00:27:59,879 Speaker 4: now my Reghoe's here again. 664 00:28:00,080 --> 00:28:03,800 Speaker 7: I was like, I can pay this money. 665 00:28:03,880 --> 00:28:05,440 Speaker 1: And it just felt so grown up. 666 00:28:06,840 --> 00:28:10,760 Speaker 2: That though. Honestly, how empowering is it when you know 667 00:28:10,920 --> 00:28:13,040 Speaker 2: that that isn't a stressor anymore? 668 00:28:13,200 --> 00:28:15,760 Speaker 4: And just when I saw the Vic Rhodes envelope in 669 00:28:15,800 --> 00:28:16,720 Speaker 4: the mailbox, I. 670 00:28:16,720 --> 00:28:21,280 Speaker 1: Wasn't like far out, what have I done? Yeah, I 671 00:28:21,320 --> 00:28:23,679 Speaker 1: was just like I was just like, yeah, take this. 672 00:28:23,960 --> 00:28:28,160 Speaker 2: Big roads, I'm ready for you. 673 00:28:28,400 --> 00:28:30,479 Speaker 4: But yeah, to like pay with cash and not be like, oh, 674 00:28:30,520 --> 00:28:32,199 Speaker 4: I've got to pop that on the credit card or 675 00:28:32,200 --> 00:28:34,159 Speaker 4: take money out of our savings because we don't have 676 00:28:34,280 --> 00:28:36,560 Speaker 4: enough cash at the moment or whatever. So it was 677 00:28:36,640 --> 00:28:39,240 Speaker 4: just really satisfying and just made you made me feel awesome. 678 00:28:39,520 --> 00:28:43,400 Speaker 2: I love so that's yeah, like that's what we want, 679 00:28:43,480 --> 00:28:46,680 Speaker 2: That's exactly what we want, And I love that so much. Ryan, 680 00:28:46,960 --> 00:28:47,760 Speaker 2: What have you got? 681 00:28:48,960 --> 00:28:49,520 Speaker 5: Mine's a win? 682 00:28:49,800 --> 00:28:51,360 Speaker 3: Oh my gosh, have we got wins all around? 683 00:28:51,600 --> 00:28:54,720 Speaker 1: Yeah, it's still not as good as Victorias. 684 00:28:56,160 --> 00:28:57,440 Speaker 2: Like that makes how win even better? 685 00:28:58,080 --> 00:29:00,680 Speaker 6: So this it sounds like a bit of a weird 686 00:29:00,800 --> 00:29:03,480 Speaker 6: humble brag, but this win starts with a mistake, right. 687 00:29:03,840 --> 00:29:06,000 Speaker 6: So I was listening to the tax episode the Victoria 688 00:29:06,000 --> 00:29:08,720 Speaker 6: and Jess, you guys did fun and you were talking 689 00:29:08,760 --> 00:29:10,920 Speaker 6: about how some people with their own businesses they set 690 00:29:10,920 --> 00:29:12,840 Speaker 6: money aside for tax. It's not as simple as just 691 00:29:12,880 --> 00:29:15,520 Speaker 6: getting your return. You actually have to think ahead and go, oh, 692 00:29:15,560 --> 00:29:18,200 Speaker 6: I might actually have to pay some money. So I've 693 00:29:18,240 --> 00:29:20,719 Speaker 6: been putting money away into a separate account, which I 694 00:29:20,760 --> 00:29:23,160 Speaker 6: assume all that money is going to go to the 695 00:29:23,240 --> 00:29:23,720 Speaker 6: tax man. 696 00:29:24,720 --> 00:29:26,040 Speaker 5: Well prepared, good job, thank you. 697 00:29:26,400 --> 00:29:28,400 Speaker 2: Yeah, and that's what we want. We don't want you 698 00:29:28,440 --> 00:29:30,880 Speaker 2: to get to tax time and not have money set aside, 699 00:29:30,960 --> 00:29:32,760 Speaker 2: so you end up getting stung or have a really 700 00:29:32,800 --> 00:29:35,400 Speaker 2: big tax deck because, as we know from I think 701 00:29:35,400 --> 00:29:39,040 Speaker 2: it's next week's money Diarist, tax deck is scary and 702 00:29:39,240 --> 00:29:42,080 Speaker 2: feels really overwhelming and is just awful to have to 703 00:29:42,120 --> 00:29:42,480 Speaker 2: go through. 704 00:29:42,560 --> 00:29:45,200 Speaker 6: Well, anytime a government body sends you a letter saying 705 00:29:45,320 --> 00:29:46,600 Speaker 6: you owe us, it's. 706 00:29:46,560 --> 00:29:49,160 Speaker 1: Terrify, Yeah, terify that blank envelope. 707 00:29:49,200 --> 00:29:49,360 Speaker 3: Yea. 708 00:29:50,120 --> 00:29:53,960 Speaker 6: So my mistake was is that I've actually sent too 709 00:29:54,080 --> 00:29:57,640 Speaker 6: much money to my tax account. So I reckon, I'm 710 00:29:57,800 --> 00:29:59,960 Speaker 6: way like, I did some rough numbers and like I said, 711 00:30:00,120 --> 00:30:01,920 Speaker 6: listen to the tax episode and went, oh, it's probably 712 00:30:01,960 --> 00:30:04,920 Speaker 6: going to be here and looks like this on way ahead. Yeah, 713 00:30:05,240 --> 00:30:07,360 Speaker 6: it's sort of like my own tax return that I 714 00:30:07,400 --> 00:30:07,880 Speaker 6: already have. 715 00:30:08,080 --> 00:30:11,280 Speaker 4: If so, is that why Earlier this week, you posted 716 00:30:11,280 --> 00:30:12,760 Speaker 4: on I think we're going to go on a holiday. 717 00:30:13,920 --> 00:30:15,760 Speaker 1: We did the numbers and you're like, here. 718 00:30:15,600 --> 00:30:18,120 Speaker 2: Oh yeah, I see why you've booked a holiday. 719 00:30:18,240 --> 00:30:18,880 Speaker 5: Well, I've booked it. 720 00:30:18,880 --> 00:30:21,200 Speaker 6: Well, we're our travel more than twenty five kilometers from 721 00:30:21,240 --> 00:30:23,200 Speaker 6: our house and we're going on a big one hour 722 00:30:23,320 --> 00:30:26,320 Speaker 6: road trip all the way to Phillippi. 723 00:30:28,480 --> 00:30:30,480 Speaker 2: I love that, though, and I think that that's something 724 00:30:30,520 --> 00:30:33,600 Speaker 2: that Melbourneans have been through recently. Like that happened to me, 725 00:30:33,680 --> 00:30:35,560 Speaker 2: and I'm not counting it as a money loss or 726 00:30:35,600 --> 00:30:38,000 Speaker 2: a money win. I just it is what it is. 727 00:30:38,000 --> 00:30:39,760 Speaker 2: Like I had to cancel a holiday and I was 728 00:30:39,800 --> 00:30:42,120 Speaker 2: actually meant to be away this week and it was 729 00:30:42,160 --> 00:30:45,560 Speaker 2: going to be beautiful, but you know, COVID happened again, 730 00:30:45,640 --> 00:30:48,120 Speaker 2: another lockdown happened again, and I had to cancel it. 731 00:30:48,160 --> 00:30:51,720 Speaker 2: But it's funny how dynamic we are and how easily 732 00:30:51,920 --> 00:30:53,480 Speaker 2: I was able to go, yeah, okay, we just have 733 00:30:53,520 --> 00:30:54,880 Speaker 2: to cancel that. That is what it is. 734 00:30:55,000 --> 00:30:56,920 Speaker 1: We've had to become quite resilient, haven't we. 735 00:30:57,880 --> 00:31:00,560 Speaker 2: I think if you told me two years ago, hey, Victoria, 736 00:31:00,600 --> 00:31:02,600 Speaker 2: we're you gonna have to cancel a holiday, I would 737 00:31:02,600 --> 00:31:05,160 Speaker 2: have been heartbroken. I would have just been so upset 738 00:31:05,280 --> 00:31:07,240 Speaker 2: because I've been looking forward to it. And whilst I 739 00:31:07,280 --> 00:31:09,560 Speaker 2: definitely was looking forward to it, I was kind of like, yeah, 740 00:31:09,560 --> 00:31:10,680 Speaker 2: I should have seen that one coming. 741 00:31:10,920 --> 00:31:12,600 Speaker 1: That's all right, we'll just do it and I'll go 742 00:31:12,640 --> 00:31:13,240 Speaker 1: a different time. 743 00:31:13,360 --> 00:31:15,240 Speaker 3: Yeah, it's weird, right, Yeah. 744 00:31:15,280 --> 00:31:17,240 Speaker 5: Can I do a pre emptive money win? Yeah? Yeah, 745 00:31:17,240 --> 00:31:18,360 Speaker 5: it will be a money. 746 00:31:18,160 --> 00:31:20,160 Speaker 6: Win when we sell all the equipment we bought when 747 00:31:20,200 --> 00:31:22,200 Speaker 6: we're in lockdown, with the home microphones and all the 748 00:31:22,200 --> 00:31:23,520 Speaker 6: setup now that we don't need them anymore. 749 00:31:23,800 --> 00:31:27,440 Speaker 2: I would love to say yes, but we had Amy, 750 00:31:27,600 --> 00:31:31,040 Speaker 2: who is our co host of the Property Playbook. She 751 00:31:31,160 --> 00:31:33,640 Speaker 2: went and sold all of her at home podcasting stuff 752 00:31:33,640 --> 00:31:35,640 Speaker 2: and then we had that snap lockdown again and we 753 00:31:35,680 --> 00:31:38,280 Speaker 2: had to go and I were so, do you have 754 00:31:38,360 --> 00:31:39,560 Speaker 2: that home podcasting here? 755 00:31:39,600 --> 00:31:40,960 Speaker 3: And she was like, no, of course not. 756 00:31:41,040 --> 00:31:43,160 Speaker 2: I sold it all because we're not in lockdown anymore. 757 00:31:43,200 --> 00:31:44,840 Speaker 2: And I was like, you know how we're all going 758 00:31:44,840 --> 00:31:47,480 Speaker 2: into lockdown again. She's like, oh, go by exactly what 759 00:31:47,560 --> 00:31:47,720 Speaker 2: I have. 760 00:31:48,520 --> 00:31:50,920 Speaker 3: I was gonna say, don't get ahead of yourself, because 761 00:31:51,040 --> 00:31:52,800 Speaker 3: as we've seen, you just don't know. 762 00:31:53,360 --> 00:31:55,840 Speaker 6: It appears my fun future money win is a bit 763 00:31:55,840 --> 00:31:57,680 Speaker 6: of a saw point you. 764 00:31:57,560 --> 00:31:59,760 Speaker 2: Could probably get rid of a significant part of it. 765 00:31:59,800 --> 00:32:02,400 Speaker 2: But as a podcast, are you best believe D's be 766 00:32:02,400 --> 00:32:05,959 Speaker 2: ready not have a microphone at home because I'm not 767 00:32:05,960 --> 00:32:07,640 Speaker 2: missing a Friday Drinks episode. 768 00:32:07,800 --> 00:32:10,480 Speaker 5: Come on now, Absolutely not, absolutely not. By the way, 769 00:32:10,720 --> 00:32:12,000 Speaker 5: you need to give me my road caster. 770 00:32:11,800 --> 00:32:16,080 Speaker 1: Back, are already sold on good Chat. 771 00:32:16,120 --> 00:32:17,840 Speaker 2: Let's wrap the show. I think that's all we've got 772 00:32:17,840 --> 00:32:20,680 Speaker 2: time for today. So just before we head off, we'd 773 00:32:20,720 --> 00:32:23,840 Speaker 2: like to acknowledge and pay respect to Australia's Aboriginal and 774 00:32:23,840 --> 00:32:27,920 Speaker 2: tourist straight islander people's. They're the traditional custodians of the lands, 775 00:32:28,160 --> 00:32:31,720 Speaker 2: the waterways and the skies all across Australia. We thank 776 00:32:31,760 --> 00:32:33,640 Speaker 2: you for sharing and for caring for the land on 777 00:32:33,680 --> 00:32:36,040 Speaker 2: which we are able to learn. We pay our respects 778 00:32:36,080 --> 00:32:38,440 Speaker 2: to elders past and present, and we share our friendship 779 00:32:38,480 --> 00:32:39,440 Speaker 2: and our kindness. 780 00:32:39,760 --> 00:32:42,040 Speaker 4: The advice shared on Shees on the Money is general 781 00:32:42,080 --> 00:32:45,640 Speaker 4: in nature and does not consider your individual circumstances. She's 782 00:32:45,720 --> 00:32:48,760 Speaker 4: on the Money exists purely for educational purposes and should 783 00:32:48,800 --> 00:32:51,800 Speaker 4: not be relied upon to make an investment or financial decision. 784 00:32:52,280 --> 00:32:55,400 Speaker 4: And we promise Victoria Devine is an authorized representative of 785 00:32:55,400 --> 00:32:59,360 Speaker 4: Australia Pacific Funds Management Proprietary Limited ABM three four one 786 00:32:59,400 --> 00:33:02,400 Speaker 4: three two four six three two five seven AFSL three 787 00:33:02,440 --> 00:33:03,760 Speaker 4: three nine one five one. 788 00:33:03,960 --> 00:33:05,400 Speaker 3: Where was that the pancake parlor? Girl? 789 00:33:06,720 --> 00:33:08,640 Speaker 5: I think I've got a worse pun than your one before. 790 00:33:08,840 --> 00:33:09,760 Speaker 3: Oh. 791 00:33:09,920 --> 00:33:14,320 Speaker 6: Victoria Divine is an author rised financial advisor. 792 00:33:17,760 --> 00:33:20,520 Speaker 3: We are next week, guy 793 00:33:21,360 --> 00:33:22,360 Speaker 1: I'm steal in shock