Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
Speaker 1: we get started on She's on the Money podcast, I
Speaker 1: would like to acknowledge the traditional custodians of the land
Speaker 1: of which this podcast is recorded on a wondery country,
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
Speaker 1: and the storytelling of you to make a difference for
Speaker 1: today and lasting impact for tomorrow.
Speaker 2: Let's get into it.
Speaker 3: She's on the Money. She's on the Money.
Speaker 2: Hello, and welcome to She's on the the podcast Millennials
Speaker 2: who want Financial Freedom. Today, my friends, is Friday, which
Speaker 2: means it is time to get our little team together
Speaker 2: and celebrate you how incredible. She's on the Money community today,
Speaker 2: mis just greed. She is going to be sharing her
Speaker 2: favorite money wins from the community. Beck Sayed is going
Speaker 2: to be sharing her best broke tips which have been
Speaker 2: going very well by my dad. We get lots of
Speaker 2: good feedback. Beck. We're going to be answering a juicy
Speaker 2: money dilemma which this week is all about buying a
Speaker 2: house with your partner. That clicking is just pulling out
Speaker 2: her invisil line because she forgot to take it out
Speaker 2: for recording and unpacking something that you slid into our
Speaker 2: DMS about which this week we're talking about splitting the
Speaker 2: bill at dinner. Let's ask Jessica, how are in visil line?
Speaker 2: Is it this week? Really good? It's really good? Fuck great?
Speaker 4: Oh you know, I've had him for so long and
Speaker 4: I'm on like, I've only got a couple of days
Speaker 4: left on this trace.
Speaker 2: She didn't hurt too much at all. The little click
Speaker 2: click click, You're welcome everyone. I have done in Fizzle
Speaker 2: Liner as well. And it's funny because at the very beginning,
Speaker 2: if you're in Fizzlene, Jenny, I feel like everybody just
Speaker 2: like walks out of the room, goes to the bathroom,
Speaker 2: takes rinses them, puts them back in the case, pops
Speaker 2: them in their handbag. And then obviously jess is a
Speaker 2: heap of mumps in because she's just whipping them out
Speaker 2: of that they're sitting on the table. She's not going
Speaker 2: to rinse them. Dot care. I remember at the start, though,
Speaker 2: you were like so particular about putting. Do you even
Speaker 2: know where your case is?
Speaker 1: No?
Speaker 2: Actually it's it's in my car. I think, yeah, okay,
Speaker 2: when I take her in your car.
Speaker 4: When you through the drive through, because when I I
Speaker 4: put my in throw them out by accident.
Speaker 5: That makes sense, very responsible.
Speaker 2: The rest of your week being Jess, I'm getting on
Speaker 2: a plane today.
Speaker 4: Oh my gosh, but I like nothing this week really
Speaker 4: can trump the exciting news, like forget my news.
Speaker 2: We have an emails count, then you go first.
Speaker 5: That's okay, Well you're ALIPs I know no, but okay, Well,
Speaker 5: my week was actually really good. It was full of
Speaker 5: just so many I have had so many plans like
Speaker 5: it started from Friday last week literally up until today.
Speaker 5: It was just full of people that friends that I've
Speaker 5: known for a long time that I feel comfortable with
Speaker 5: in myself with, and new friends that I felt connected to.
Speaker 5: And it's been a really full week. All my buckets
Speaker 5: are full. I feel great.
Speaker 2: Oh my gosh. But is it because you got English muffins?
Speaker 2: Thank you so much. That's so nice.
Speaker 5: It's very oily. That's probably why week it's sleep I
Speaker 5: think this is the big news. Actually, Victoria brought us
Speaker 5: some I'm really lovely English muffins.
Speaker 2: I got the best English I always thought we have.
Speaker 2: I always give the most rogue presence, Like if I'm
Speaker 2: into something, I'm like, hey, Jess, I brought you this
Speaker 2: jam and I love it. You're never going to get like, oh,
Speaker 2: here's a really thoughtful president that costs lots and lots
Speaker 2: of money. I bought you English muffins, but.
Speaker 5: That's they do cost.
Speaker 2: They are very very good for those of you in Melbourne.
Speaker 2: They are the Dreary Lane English muffins and I am
Speaker 2: obsessed with them, like they are honestly the best English
Speaker 2: muffins in the entire world. I also think it's a
Speaker 2: really good name for an English muffin company.
Speaker 5: Lane hard to say. Where does he live?
Speaker 2: Drewy Lane? Is that not the best English muffin company
Speaker 2: name ever? Is it is? I really like it.
Speaker 5: I mean, I'm just dying to get to the elephant
Speaker 5: in the room.
Speaker 2: I don't know if it's not really an elephant's trying
Speaker 2: to think of a funny segue.
Speaker 4: And I was going to like make it a size
Speaker 4: related comment, but I feel like I don't know.
Speaker 2: I know, well, this is maybe about news. Is the
Speaker 2: size of the English Muffin. This is so strange announcing
Speaker 2: it on the podcast, but my husband Steve and I
Speaker 2: are having baby. Yeah, yeah, it's really really fun. We're
Speaker 2: very obviously grateful for it. It has been a journey
Speaker 2: getting here, but I feel like it is, yeah, very
Speaker 2: exciting to announce. Also, I guess in the same breath
Speaker 2: they want to say that news could have hit you
Speaker 2: in the chest like a ton of bricks if you're
Speaker 2: hearing it and going through I guess fertility challenges. I
Speaker 2: know that when I was in that position where I'd
Speaker 2: had a few losses and it was really hard getting
Speaker 2: pregnant and life was just at that point, it felt
Speaker 2: really dark, like I didn't like hearing other people's pregnancy news.
Speaker 2: And I get it if you're not excited. I totally
Speaker 2: get at your feelings are so valid, and I think
Speaker 2: that that is part of the journey. But I think
Speaker 2: it's holy we're going to add another Gillie to the squad.
Speaker 2: Well we don't know, we don't know, but everybody's just
Speaker 2: assuming it's a girl. We're nearly halfway at this point,
Speaker 2: so I did leave it a little bit late. I
Speaker 2: think it was like the worst kept secret in the
Speaker 2: history of ever because I have been so sick. So
Speaker 2: everybody in our office absolutely well and truly knows. There
Speaker 2: were a few questions, Yeah, mich whenever I did speaking events,
Speaker 2: like I do have a bit of a bump, So
Speaker 2: there was a lot of like bombastic side eye, she
Speaker 2: just bloated or she pregnant. No, you can't ask that question.
Speaker 5: That ring on a string.
Speaker 2: No, I haven't done any of those things. Yeah, we
Speaker 2: do it off, we can do it. We can do it. Absolutely.
Speaker 2: I'm all about it. Because we're not finding out the gender.
Speaker 2: It's going to be a surprise. But yeah, I'm all
Speaker 2: about those wives tales because I feel like I just
Speaker 2: play into it so much. Does it mean anything?
Speaker 1: No?
Speaker 2: My ov was like no, Victoria, like that means nothing.
Speaker 2: I was like, yeah, but I'm carrying really high. It's
Speaker 2: probably a girl. And she's like that that is not
Speaker 2: actually accurate, and I was like, cool, let me have it.
Speaker 2: So that's that's the fun news of the week of
Speaker 2: the month. I suppose the last four and a half months.
Speaker 2: I suppose you could say it is that's very exciting.
Speaker 2: But yes, I'm sure that broke. Our video producer is
Speaker 2: probably going to put together a really awful video of
Speaker 2: me and all of the cuts in between episodes of
Speaker 2: me just gagging.
Speaker 5: So can't wait for that content me sympathy gagging a
Speaker 5: gag and then you'd be like ooh, and then I
Speaker 5: producer gags and everyone a very sexy trip.
Speaker 2: But this episode is not about me. It is actually
Speaker 2: about our community. So, miss Jessic GRICI, what are your
Speaker 2: favorite money wins from our community this week?
Speaker 4: My first money when this week comes from Hannah, who
Speaker 4: said money win. I had an abundance of clothes. I've
Speaker 4: tried selling on Marketplace and everywhere else imaginable until I
Speaker 4: came across a market in my state that specializes in
Speaker 4: plus sized clothing, so I thought, why not give it
Speaker 4: a go. My goal was not to bring one single
Speaker 4: item of clothing home. My goal was almost achieved. I
Speaker 4: came home with seven items when I left with about
Speaker 4: two hundred. I'm very proud of myself, and I made
Speaker 4: a huge profit going towards my house deposit, and.
Speaker 2: We got clean.
Speaker 4: Very fun and I know what we always get a
Speaker 4: lot of people asking about reselling specifically for the plus
Speaker 4: size market is called double It's in Adelaide and I
Speaker 4: love the idea that that exists, and I'm so cool.
Speaker 4: Anyone knows of one's in other states?
Speaker 2: Definitely not a snow Facebook group. Yeah, that's weird. I
Speaker 2: love it.
Speaker 4: Next, I've got another shopping money in from Simone who
Speaker 4: said I went to the opshop and I bought a
Speaker 4: seven dollar biochemistry book, which was more than what I
Speaker 4: wanted to pay. But then I saw it on Amazon
Speaker 4: for five hundred bucks. Safe to say, happy with seven dollars.
Speaker 2: Now, I've never been to an op shop in search
Speaker 2: of a biochemistry book back, can you? I cannot light reading.
Speaker 2: Just don't like reading one five hundred dollars book.
Speaker 5: All for seven dollars.
Speaker 2: I don't know. Universities maybe just god I didn't go.
Speaker 2: I wouldn't know. Relate Honestly, I swear my book list
Speaker 2: every semester would cost about one thousand dollars. Fine, one
Speaker 2: out of ten, and then they make you buy the
Speaker 2: new volume every year. Yeah, oh that one's outdated. My
Speaker 2: math's it's not going to change. No, No, I don't
Speaker 2: like it. I don't like it. I don't care if
Speaker 2: I have to flip a few more pages. I'm using
Speaker 2: the old edition. So I've always been like that.
Speaker 4: Yeah, absolutely good for money win like that a lot. Next,
Speaker 4: I've got one from Lily who said money win. I
Speaker 4: finally reviewed and updated my extras only health insurance and
Speaker 4: I've saved myself forty a month.
Speaker 2: Oh my gosh, that's a big money love. Next, I've
Speaker 2: got one from Stephanie who said she scored free leggings
Speaker 2: at the lskd opening. Oh my gosh, yes, how excited.
Speaker 4: Very fun. And then she got some thermals on super
Speaker 4: clearance at Target for her Europe trip as well.
Speaker 2: Money win.
Speaker 4: Next, I've got a money in from Maren, who said
Speaker 4: I've wanted Nike high tops for work shoes for about
Speaker 4: twelve months. I tried them on and loved them, thought
Speaker 4: about it, and then remembered I had more than enough
Speaker 4: in shopback.
Speaker 2: Rewards or yes, how good is that really purchasing the
Speaker 2: ones the money is transferred instead of buying them tonight.
Speaker 5: Oh that is so good.
Speaker 2: What a genius, very clever. That's literally a money win,
Speaker 2: Like that's money that you wouldn't have had otherwise. It's free.
Speaker 2: It's really free money free, free, free Nike high tops.
Speaker 2: So I was about to say airtops, I don't know
Speaker 2: what I'm talking about. She gets it. I'm a cool kid.
Speaker 2: She's so cool.
Speaker 4: Lastly, I've got money one from Tara, who just said
Speaker 4: a little fyi, if you order a water from maccas,
Speaker 4: you still get the Monopoly ticket.
Speaker 2: Very clever Donald's. If you're listening, no you're not.
Speaker 3: I have two hundred free waters.
Speaker 5: I'm very thirsty.
Speaker 2: It's Monopoly back on macas.
Speaker 4: It is.
Speaker 2: Love is the clean of macas Monopoly so fine. I
Speaker 2: tried to win the barbecue lat year didn't go well.
Speaker 5: Oh I'm sorry.
Speaker 2: Here, We're back on it. We're back on it. What
Speaker 2: are we manifesting this year? Have you looked at the
Speaker 2: prize list? You know what I have and I've just
Speaker 2: collecting ticket. Next next week on the show, we're going
Speaker 2: to be updating you on something very exciting and it
Speaker 2: will be Jess gives McDonald's monopoly, which list yes for everyone? Yeah, exactly.
Speaker 5: Your win is everyone's wim.
Speaker 2: I think so too. It was like the time she
Speaker 2: got the free kitchen aid mixer from all of her
Speaker 2: flybys points. Everybody went nuts over that. So can you
Speaker 2: imagine if she won stuff from Monopoly? I know alright,
Speaker 2: speaking of being in it to win it, miss Beck,
Speaker 2: What have you got when it comes to broke tips
Speaker 2: this week?
Speaker 5: Okay, So I've got a couple of good ones. Very
Speaker 5: Willwards related, I'm noticing.
Speaker 2: But just sponsored and like, have they slid into your dms?
Speaker 2: Not yet, Actually I don't know.
Speaker 5: I find kind of weird.
Speaker 2: But let them know they can.
Speaker 5: Yeah, they absolutely can.
Speaker 2: Free fruit for kids and for Beck Healy.
Speaker 5: I'm still a kid at Okay. So the first one
Speaker 5: is from Caitlin who said, I'm currently listening to an
Speaker 5: episode of your podcast and you guys had a lady
Speaker 5: that had written in about Woolwards half price specials. But
Speaker 5: let's go one better. I too work at Wooli's and
Speaker 5: know that a lot of the wools brands are actually
Speaker 5: still cheaper than the half priced specials. You have to
Speaker 5: go by unit price to realize this, which is very clever.
Speaker 2: Sninky sninky lady. Yes, I can't believe I forgot to
Speaker 2: me name, so Woolies don't go for it, I know. Actually, yeah,
Speaker 2: there's probably a lot of Caitlin's, so good luck. Yeah,
Speaker 2: exactly is ok? What if we made up that is
Speaker 2: a fake name?
Speaker 5: Exactly?
Speaker 2: You don't know if we're ahead of the game, which
Speaker 2: we were not no.
Speaker 5: But also you know, even when you're going to like
Speaker 5: buy toilet paper or something like, something looks cheap or
Speaker 5: it's on special, it looks like fancy. But if you
Speaker 5: go down and see how many cents per role, yeah,
Speaker 5: you end up That's important.
Speaker 2: It's very important.
Speaker 5: You don't realize it at the time because you're like, oh,
Speaker 5: this one's on special, but it's still more expensive. So
Speaker 5: always look at the unit price. You will get more
Speaker 5: bang for your buck that way. And it's always on
Speaker 5: the tag. You don't have to do the mask like
Speaker 5: they have to show it on the little price tag
Speaker 5: exactly exactly. So do that because sometimes it can be
Speaker 5: very deceptive.
Speaker 2: Not gonna lie. When I'm looking at toilet paper, I'm
Speaker 2: looking at how many ply it is, not how much
Speaker 2: it is per role, because have you ever picked up
Speaker 2: one ply toilet paper by accident?
Speaker 5: Sand Great, it's controversial. I prefer one ply, you.
Speaker 2: Would use more of it, that's true.
Speaker 5: But something about three plat I feel.
Speaker 2: Like like you can't justify it.
Speaker 5: I can't know it's too soft. It's just like so, well,
Speaker 5: that's what we need. Too slippery.
Speaker 4: You know, you're broke tip from a couple of weeks
Speaker 4: ago that someone sent in saying, squeeze the role. So
Speaker 4: I don't squeeze the role because I don't like the
Speaker 4: aesthetic of it. However, but it made me think about
Speaker 4: the fact that I've never consciously considered.
Speaker 2: How I pull it.
Speaker 4: And it's true, like you just pull it and when
Speaker 4: it stopped rolling, your stop and I've started paying attention
Speaker 4: and I could use like five percent of what I
Speaker 4: normally use.
Speaker 2: So like for you.
Speaker 5: Broke in, jessicaod and in the long way, you do
Speaker 5: end up saving more money.
Speaker 4: Yeah, so you don't let it go, like pay attention,
Speaker 4: pay attention, be mindful, put down your phone. No, it's impossible.
Speaker 2: Are you a scruncher or a folder? Though? Like, what's
Speaker 2: the most economical use of paper?
Speaker 1: Um?
Speaker 2: I fold? Yeah, of course you. But but it's like
Speaker 2: it's going to scrunch to it. Yeah, you gotta scrunch
Speaker 2: to the fold. All right, let's move on before this
Speaker 2: goes somewhere. Else have you got for us?
Speaker 5: Okay? So the next broke tip is from Eleanor, who says,
Speaker 5: I have been using Willers rewards for a while now,
Speaker 5: and I have noticed they now do boosted points when
Speaker 5: you purchase particular items. So if you go on their website,
Speaker 5: you can see that maybe for one week they're doing
Speaker 5: like a thousand points per banana. But this is relevant
Speaker 5: because either you'll get like that's definitely that's definitely a
Speaker 5: bad example.
Speaker 2: I love it, I wish, but also you know what
Speaker 2: will sound like they're doing a good I was gonna
Speaker 2: be like, after we should reach out to Elise because
Speaker 2: like I can see us working together. Not now that
Speaker 2: you're like going, oh, they'll give you a thousand points
Speaker 2: the banana, They're gonna go No, you guys.
Speaker 5: Yeah, I'm so sorry to everyone listening. They're probably not
Speaker 5: going to do that, but you never know. That was
Speaker 5: a really bad example. So basically, the more points you get,
Speaker 5: you eventually get ten dollars off per shop. And if
Speaker 5: you just if you go to all Words and you
Speaker 5: actually need these items, just check if the boosted that week.
Speaker 2: And fly By she did mention Flybys.
Speaker 5: Actually what did she say here? Once you get two
Speaker 5: thousand points, you can get ten dolls free off your
Speaker 5: next shop, or you can transfer to quantous Points. Sorry
Speaker 5: I thought I said Flybys, I didn't Quantaus points. So
Speaker 5: that's kind of irrelevant for me. I'm not I'm not
Speaker 5: much of a flyer, but if you are, that's.
Speaker 2: Kind of cool. Save some cash on your holiday, exactly exactly.
Speaker 5: I love that.
Speaker 2: Yeah, we're definitely a Flybys household in this office.
Speaker 5: It's getting tense.
Speaker 4: It's not no, it's not we fly Virgin, but we
Speaker 4: like Flybys. I feel like it all plugs in. You
Speaker 4: gotta have I feel like you have to have an ecosystem.
Speaker 2: But it's definitely a point in ecosystem. Yeah. Yeah, aside
Speaker 2: stain Lane, speaking of Virgin, speaking a Virgin, Jess and
Speaker 2: I earlier this week flew to Sydney for the Chaersa's
Speaker 2: second birthday party, and oh we got upgraded to business.
Speaker 5: That's a money win.
Speaker 2: That is very cool, a huge money I'm an excited.
Speaker 5: I want all the goths when we're I mean, we
Speaker 5: can do it now if you want.
Speaker 2: So, we're going to get lunch on the plane and everything.
Speaker 5: That is so excited.
Speaker 3: I hadn't eat a lunch that day.
Speaker 5: That is very very cool.
Speaker 2: In full transparency, this is a pre recorded episode Jess
Speaker 2: is finding out right now, Jess is flying business in
Speaker 2: approximately one point five hours and she just found out
Speaker 2: is that she was like, it was so fancy. I
Speaker 2: was like, you don't have to, but really, you really
Speaker 2: got me a really busy week this week, so we
Speaker 2: are recording Friday drinks on a Tuesday.
Speaker 5: Sorry everyone, we've deceived you, but we are still drunk.
Speaker 2: Jessis not the rest of the table, maybe you, but
Speaker 2: thank you for coming prepared. But that's why Jess was
Speaker 2: so excited. And to be honest, I'm really impressed because
Speaker 2: usually she can't lie to save her life. To bring
Speaker 2: it up, and I think that's why you scroll back.
Speaker 4: If anyone saw that clip, I feel like my face
Speaker 4: you can probably.
Speaker 5: Yeah, confused because telling me something else.
Speaker 2: The voice said, heck you o. I'm so excited, and
Speaker 2: the voice said.
Speaker 5: I had didn't eaten that day.
Speaker 2: Such fab wire. All right, all right, let's move on.
Speaker 2: Jess is broke tip is fly with Victoria and she
Speaker 2: will bid for an upgrade for you.
Speaker 5: That is a good brow tip. Actually my personal break
Speaker 5: tip for this week. Yeah, I want to know that
Speaker 5: is relevant to this. It's not so much broke broke.
Speaker 5: And I do apologize for those listening that might not
Speaker 5: be able to relate to this, but let's say you
Speaker 5: are traveling and you only have a set amount of budget.
Speaker 5: My best friend's sister was telling about how she had
Speaker 5: X amount to spend, but every resort or accommodation they
Speaker 5: were a little bit more pricey. Yeah, she wanted to
Speaker 5: say somewhere nice, so she called up a couple places
Speaker 5: and emailed a couple of places and said, this is
Speaker 5: my budget, what are you going to do for me?
Speaker 5: And I think at least two places came back and
Speaker 5: said we can, we can do that.
Speaker 2: Really, it's so cool.
Speaker 5: That I don't even thought no, I feel like no worries.
Speaker 5: If not, i'd be too scared to like what do
Speaker 5: you lose?
Speaker 2: Like if you have a if you have a queen move.
Speaker 5: I know, like, what are they going to do to
Speaker 5: say no, what's who cares?
Speaker 2: Exactly? Who cares?
Speaker 4: Yes, because they don't have many if they have heaps
Speaker 4: of empty rooms, they probably some money.
Speaker 5: Yeah, money, Yes, I think I think this was like
Speaker 5: a little bit. It wasn't super last minute, but it
Speaker 5: was a little bit more last minute. So that's okay,
Speaker 5: best time to like reach out and be like quite cool,
Speaker 5: may as well have someone in there for a little
Speaker 5: bit of money.
Speaker 2: Great tip. I feel like that is a brilliant tip.
Speaker 2: It actually leans into my favorite quote of the week,
Speaker 2: which has been really helping me actually, and the quote
Speaker 2: is it's not that deep. Oh yeah, I like email them.
Speaker 2: It's not that deep deep I think such a big deal. Yeah, exactly,
Speaker 2: that's not a big deal. Like email them, go get it, queen.
Speaker 2: I love that. Here I am being like, oh, my
Speaker 2: money saving tip is don't for buffet breakfast. Baoh breakfast,
Speaker 2: So poor Jessica. Whenever we stay anywhere, I'm like, I'm
Speaker 2: not paying for that. We are going to be buying
Speaker 2: cereals and fact, if buffet breakfast is included, you best
Speaker 2: believe there's a TopWare container in my bag so I
Speaker 2: can steal pastries for morning tea and lunch. It's just
Speaker 2: who I amas follow for more travel saving tips. Let's
Speaker 2: go to a really quick break and on the flip side,
Speaker 2: we're going to be talking about buying a house with
Speaker 2: your partner and how to have a conversation about splitting
Speaker 2: the bill at dinner. Don't go anywhere, guys, Welcome back, everybody.
Speaker 2: Let's take a listen to the money dilemma. Hi, there,
Speaker 2: have you got a money dilemma you just can't solve.
Speaker 2: The Sheese on the Money Team is here to help.
Speaker 2: Every week, we tackle your dilemmas, both big and small,
Speaker 2: to answer your most burning money, career and life questions.
Speaker 2: To get involved, simply head to our website and leave
Speaker 2: us a short voice recording and you might just find
Speaker 2: yourself on the show. Now, let's take a listen to
Speaker 2: this week's money dilemma.
Speaker 6: Hey, teams, So, my partner and I are looking to
Speaker 6: buy our first home together. My partner's already on a
Speaker 6: mortgage with his family and he doesn't make any of payments,
Speaker 6: but it does mean the banks still see him as liable,
Speaker 6: so it's impacted our borrowing power and first home buyer benefits.
Speaker 6: His parents have generously offered us one hundred thousand dollars
Speaker 6: to contribute towards our deposit, and at first I felt
Speaker 6: guilty about taking money from them, but as their decisions
Speaker 6: have impacted our borrowing power, I kind of feel like
Speaker 6: a balance is out. But there's also been talk of
Speaker 6: a financial agreement about who owns how much of our house,
Speaker 6: and I feel quite uncomfortable about the whole thing because
Speaker 6: it's very generous of them, but I also feel like
Speaker 6: it's now my partner and his family buying a house,
Speaker 6: and I'm just tacked onto the ride.
Speaker 2: It's making me feel like I don't want to buy anymore.
Speaker 6: I'll be talking about it with my partner, of course,
Speaker 6: but I wondered if the community had any thoughts.
Speaker 2: Thanks, this did not go the way I thought it would.
Speaker 2: No kind of a couldurn to be in there, didn't I? Yeah,
Speaker 2: but I can see where it's just coming from. Of course,
Speaker 2: I totally understand that feeling. Let's start this side of
Speaker 2: the table, good idea, better to start with the expert. Actually, yeah,
Speaker 2: you just go hard to go home.
Speaker 5: Guys, So what when it comes to buying power? This
Speaker 5: is what I suggest. Just take care of yourself everyone
Speaker 5: around you, and that's it for me.
Speaker 2: I think I think Bec's tip might be, if this
Speaker 2: is not too rude, understand what buying power is.
Speaker 5: Ah, that's a very very good piece.
Speaker 2: We can talk about it after. Sure, we can talk
Speaker 2: about it after. But I think it's interesting because that
Speaker 2: is a very generous gift and it obviously gets you ahead.
Speaker 2: But at the same time, I feel like I don't
Speaker 2: know if saying this is mean, but I feel like
Speaker 2: you're taking it the wrong way, like it totally gets
Speaker 2: you ahead. I totally understand there being a financial agreement.
Speaker 2: In fact, if you forget the fact that your partner
Speaker 2: already has a mortgage with his family and the fact
Speaker 2: that it's being gifted, Like, for a hot second, pretend
Speaker 2: that your partner has one hundred thousand dollars deposit. If
Speaker 2: I was going in and buying a house with Jess
Speaker 2: and she had a hund and I didn't, I would
Speaker 2: actually expect there to be a financial agreement that says, hey,
Speaker 2: if we go and sell this house, or Jess and
Speaker 2: I break up for some reason, Jess gets her hundred
Speaker 2: grand back, because that doesn't instantly become my money. So
Speaker 2: maybe a little bit of a mindset shift around that
Speaker 2: and going, well, actually that makes sense because if Jess
Speaker 2: brings one hundred grand to the table and I get
Speaker 2: to invest and you know, acquire an asset that can
Speaker 2: appreciate in value, I'm still in a good position here.
Speaker 2: You know, you're not tacked along for the ride, Like
Speaker 2: Jess wouldn't be giving me one hundred grand to you know,
Speaker 2: do that if she didn't expect this relationship to last.
Speaker 2: So I would assume that the same thing is happening
Speaker 2: with his family, Like, there's no way, let's be honest,
Speaker 2: there's no way I would give my kid one hundred
Speaker 2: grand by house with a duofist that I don't like. Yeah, honestly,
Speaker 2: I wouldn't be like, I'd just be like absolutely not,
Speaker 2: like that's going nowhere. Like they probably see a lot
Speaker 2: in the relationship. What do you reckon, Jess, I.
Speaker 4: Mean if the shoe was on the other foot, and
Speaker 4: I think I've spoken about this before, like if I
Speaker 4: buy a house and my partner lives with me, like
Speaker 4: I would be putting in an agreement if I'm already
Speaker 4: sat just down back and ben like, all right, what
Speaker 4: are we doing about this binding financial agreement?
Speaker 1: Yeah?
Speaker 4: Like, I just think if if the roles were reversed
Speaker 4: in the partner message and say, hey, my parents want
Speaker 4: to give us this money, but I'm not sure, like
Speaker 4: should I put an agreement in place? Like my advice
Speaker 4: would be absolutely, Like I I completely understand why they
Speaker 4: want to do that, and I can see how from
Speaker 4: our listener's perspective, she goes, oh, well, I feel like
Speaker 4: maybe I'm just you know, tacked on, or I feel
Speaker 4: valid yeah, I understand those feelings, but you have to
Speaker 4: think about I guess from their end is that they're
Speaker 4: trying to make sure that everyone's best interests are protected
Speaker 4: and that everyone's contributions are recognized equitably. So I think
Speaker 4: that you could like you're absolutely still part of this journey.
Speaker 4: You're going to be on the title, you're going to
Speaker 4: I assume, be contributing to the mortgage or payments and
Speaker 4: creating the home and doing all of those fun things.
Speaker 4: But from my perspective, I guess that agreement is about
Speaker 4: making sure that everyone is looked after. Should something go
Speaker 4: wrong touch with that, of course it wouldn't, But should
Speaker 4: anything go wrong, you've got a really clear delineation between
Speaker 4: what everybody's contribute it, and I guess if you are
Speaker 4: feeling like you're not as involved, maybe talking to your
Speaker 4: partner about the fact that you're feeling a little bit
Speaker 4: left out and making sure that you're super involved in
Speaker 4: the process of touring the houses, or you know, you
Speaker 4: and your partner are sitting down and putting your wish
Speaker 4: list together and that's something that's for you and your
Speaker 4: partner should do together. The parents are really just trying
Speaker 4: to kind of help you along the way. I don't
Speaker 4: think they're trying to jump into bed between you, you know, but.
Speaker 2: I mean it might be nice that's your first if
Speaker 2: that's what you're into, that's what you're into, no judgment
Speaker 2: if there's consent. But I think the conversation for me actually,
Speaker 2: like if she's not feeling a part of it, I
Speaker 2: think it might be a bit of a bigger problem. Right,
Speaker 2: you said, are you touring the houses? Are his parents
Speaker 2: now just getting involved and sending him the properties and
Speaker 2: being like, we think you should buy this one, And
Speaker 2: it's like not your narrative anymore? Like do you feel
Speaker 2: cut out because of that? Like is it just the
Speaker 2: financial side of things? Because if it is just the
Speaker 2: financial side of things and they've gone, hey, son, here's
Speaker 2: one hundred grand, we want to do X, Y and
Speaker 2: Z for you, and he goes, great, Jessic, let's buy
Speaker 2: our first home together, Like, I think that needs some
Speaker 2: working through. And I do think it's so valid regardless
Speaker 2: of where it's coming from. Someone asking for a financial
Speaker 2: agreement when you know there's big sums of money being
Speaker 2: thrown around, like that is very fair. But I can
Speaker 2: see if that on top of already feeling out of
Speaker 2: the loop on top of you know, maybe not being
Speaker 2: in the family group chat of the properties that are
Speaker 2: being sent back and forth. You know, I can imagine
Speaker 2: that being quite hard, you know. You imagine if I
Speaker 2: was buying a house with Steve and his parents were
Speaker 2: texting him links to go and see on the weekend,
Speaker 2: and then he comes home and says, Oh, I'm going
Speaker 2: to go to this inspection with my dad. I'd be like,
Speaker 2: of what, Like, Yeah, I don't feel involved in this,
Speaker 2: and this is my purchase too, because even though they're
Speaker 2: coughing up the cash, the responsibility is sitting on your
Speaker 2: shoulders to pay that mortgage. This is your acquisition, not
Speaker 2: just his. So I would yeah, obviously you say'd have
Speaker 2: a chat with your partner, but I think have her
Speaker 2: sit down and think about where you're at first, and like,
Speaker 2: why do you feel this way? What is triggering you
Speaker 2: to feel like this? Because importantly we need to work
Speaker 2: through this before you actually get into bed, you could
Speaker 2: say in a financial way, because that could just harm
Speaker 2: the relationship and we don't want that, especially if you're
Speaker 2: in a happy place where you're talking about buying property together.
Speaker 2: Decide fighting exactly. We're talking about couples this week, aren't we?
Speaker 2: We are talking a lot about girls this week, Jess.
Speaker 2: In fact, one of our dms this week that we
Speaker 2: took to the community was about splitting the bill at dinner.
Speaker 2: Do you want to hear what it had to say?
Speaker 2: All right? So this week the DM we received sounded
Speaker 2: a lot like this because I'm reading it verbatim. Hey,
Speaker 2: she's on the money squad. Would love some advice. Every
Speaker 2: time I go out for dinner or drinks with my friends,
Speaker 2: the group always tends to split the bill evenly at
Speaker 2: the end of the night, which I am not a
Speaker 2: big fan of. I'm trying super hard to save at
Speaker 2: the moment, so I'll often order a cheaper meal on
Speaker 2: the menu. I'm also not a big drinker, so I
Speaker 2: always order less drinks than my friends. I'm finding that
Speaker 2: I'm always spending more when we split the bill evenly
Speaker 2: versus if I just paid for what I had. I
Speaker 2: don't want my friends to think that I'm being stingy,
Speaker 2: and I am a super anti confrontational kind of person,
Speaker 2: so I always just cut along with it. Do you
Speaker 2: have any advice on how I could prevent this from
Speaker 2: happening again. Thank you so much. I feel like it's
Speaker 2: a super common problem. I feel like we're having this
Speaker 2: conversation the other day. When are we having this conversation?
Speaker 2: Wasn't Why does it feel so familiar.
Speaker 5: All the time? Our producers all the.
Speaker 2: Time, and we just talk about snacks and drinks and
Speaker 2: splitting bills all the time. Favorite us too. Yeah, Beck,
Speaker 2: I know you're not a big drinker. How do you
Speaker 2: approach this if you're going out for dinner and drinks
Speaker 2: with friends and you're like, well, I don't drink wine. Cool.
Speaker 5: Luckily, with my close friend group, it's always it's just
Speaker 5: I don't have to even mention it, Like we all
Speaker 5: know I don't drink, so I'm not going to be
Speaker 5: We all just kind of like pay what we order.
Speaker 5: Someone pays everything, they get the receipt, and we just
Speaker 5: pay what we order. Blah blah blah. But people I'm
Speaker 5: not super super comfortable with. I always try and make
Speaker 5: it as like less conflict as possible. I don't, I don't.
Speaker 5: I know that doesn't really make sense, but as.
Speaker 2: Least, no, no, no, that's what we want to hear.
Speaker 2: Like she just said she's an oncommon friend exactly is
Speaker 2: the advice exactly. So what I do is I try
Speaker 2: and make it as joky as possible. So as soon
Speaker 2: as we sit down and be like, I don't want
Speaker 2: to be that guy.
Speaker 5: Yes, I'll always like self deprecation goes a long way
Speaker 5: when you're trying to be joking. So I'll be like,
Speaker 5: I don't want to be that guy, but I'm really broke.
Speaker 5: So what I'm going to do is not order that
Speaker 5: much and then I'll just pay whatever if that's okay
Speaker 5: with everyone, And literally all the time people like, yeah, yeah,
Speaker 5: if you imagine exactly, it's way more possible outcome.
Speaker 2: Oh my gosh, beck, are you okay? That's what we
Speaker 2: want to hear. Would be nice.
Speaker 5: It wouldn't turn that down, no, but it's always way
Speaker 5: more awkward at the end of your meal or your
Speaker 5: whatever you're having cocktails or whatever you're doing, if.
Speaker 2: They've expected that it will be seat and they've gone
Speaker 2: ordered another thing. Because I think people do that, I
Speaker 2: feel like they're like, oh, it's finely splitting it. I
Speaker 2: will have another cocktail.
Speaker 5: Rude exactly not. So I would say get that conversation
Speaker 5: out of the way as early as possible, even while
Speaker 5: you're making plans, if you want to be like, hey, yeah,
Speaker 5: let's go here, just so you guys know, I'm kind
Speaker 5: of broke, so I'm not gonna order that much. Let's
Speaker 5: just sort out the bill layer blah blah blah. Yeah,
Speaker 5: but get get that conversation out of the way as
Speaker 5: early as possible. You feel like you're good at having
Speaker 5: those conversations though, thank you, thank you so much, as jokey,
Speaker 5: as self deprecating as possible, so that it's not like.
Speaker 4: You know, conflicting or all the world. You know, not
Speaker 4: that you should have to do that. You should have
Speaker 4: to minimize yourself.
Speaker 2: Absolutely not, but just if your feeling it doesn't work
Speaker 2: in our social circle. Whenever there self deprecates, I'm like,
Speaker 2: can you not that's true? You guys, I'm always like,
Speaker 2: are you done? Because that's not okay? And then you go,
Speaker 2: oh damn. I think and I've said this before on
Speaker 2: the podcast, like we could be really clear and go yeah, cool, well, Jessica,
Speaker 2: you should walk in and just tell your friends that
Speaker 2: they need to respect you. No one's gonna do that,
Speaker 2: Like I want a non I'm not a confrontational person,
Speaker 2: Like I don't want to walk in and be a
Speaker 2: agressive about something even though you're right, like I do
Speaker 2: deserve that, and there are some people that that works
Speaker 2: really well for. But I think it's these softer ways
Speaker 2: of approaching things, even if it means, you know, being
Speaker 2: a little bit self deprecating, if you're like, that's the
Speaker 2: thing that makes me feel confident enough to ask for
Speaker 2: what I need. Like, I think that we should give
Speaker 2: that a little bit of credit to sometimes even though
Speaker 2: I'm like, you shouldn't do that totally if it makes
Speaker 2: like if it makes you comfy, like sometimes we just
Speaker 2: do things that make ourselves a little bit more comfy totally, Jess,
Speaker 2: what would you do? How do you do it at dinner?
Speaker 4: I mean I think we don't even have to do
Speaker 4: it because I hang out with effectively two groups of friends.
Speaker 4: You guys are my other grad friends.
Speaker 2: Like we've just kind of like got our team and
Speaker 2: mean like we're our friends now yeah now kiss one.
Speaker 4: But I think the interesting thing is is once you
Speaker 4: establish a precedent, once you have that conversation once, I
Speaker 4: don't think you ever have to have it in because
Speaker 4: when I reflect on how we do it in our
Speaker 4: friend group, if we go out to dinner. A lot
Speaker 4: of the time we will kind of split it evenly
Speaker 4: unless there is someone like we have one friend who's
Speaker 4: currently doing the fodmap thing and so he's having real
Speaker 4: specific food, he's not drinking alcohol.
Speaker 2: Like it's very, very particular.
Speaker 4: And so when we all went out to dinner that
Speaker 4: like that long ago, we said, okay, cool, so like
Speaker 4: the six of us, we're all going to share plates.
Speaker 4: Everyone's gonna you know, bits pc we all good to
Speaker 4: split it. Yeah cool, you sean you to your own,
Speaker 4: and we just took it off the top. And once
Speaker 4: we've done that once, that's just how it always is, yea,
Speaker 4: and you set the precedent. Yeah, Or if someone's pregnant
Speaker 4: and they're not drinking, because that exactly right, then you
Speaker 4: kind of I think you just automatically consider that because
Speaker 4: you've done it before. So I think once you've had
Speaker 4: that conversation that Beck was saying once or twice and
Speaker 4: you've made that point, it kind of theoretically just becomes
Speaker 4: a second nature. Like you just have to establish the
Speaker 4: parameters like hey, do we all pay for ourselves always?
Speaker 4: Or hey, do one or two people consume less? And
Speaker 4: therefore should we just make sure that we're always knocking
Speaker 4: theirs off the top first and the's splitting. So it's
Speaker 4: I think once you get over that hump, it probably
Speaker 4: also gets a lot easier.
Speaker 2: Yeah. I think for this particular question, they say every
Speaker 2: time I go out, we just split it evenly, Like,
Speaker 2: how do we change that? You got togae something to
Speaker 2: change something? Yeah, exactly, you've just got to put your
Speaker 2: head out, and you know what, I reckon that you're
Speaker 2: not the only person thinking.
Speaker 5: That I was gonna see.
Speaker 2: You can't be the only one at the table if
Speaker 2: that's the case, in which case I'd just get on
Speaker 2: the front foot, not like front foot like you beck
Speaker 2: where you're saying it upfront. I would be like, oh,
Speaker 2: let's get the bill and I can work out what
Speaker 2: everybody owes and like kind of take control of the
Speaker 2: conversation and be like, oh my gosh, it would be
Speaker 2: so unfair because Jess only had one cocktail, and kind
Speaker 2: of just try and put it in a position where
Speaker 2: you're the one asking for the bill, like, oh, hey,
Speaker 2: let's grab the bill so we can all work out
Speaker 2: what we owe and then if somebody says, oh, we'll
Speaker 2: just split it evenly, go, oh, that's not the fairest way, though,
Speaker 2: because like, what are they going to do argue with
Speaker 2: you when you say that's not the fairest way, Whereas
Speaker 2: it's from my perspective a lot harder. Once they're like, oh,
Speaker 2: we'll just split it evenly, and everyone's like nodding, and
Speaker 2: you're like, I don't want to be like, don't want
Speaker 2: to be that guy. I don't want to be that guy.
Speaker 2: Don't want to be that guy. But I think if
Speaker 2: you put yourself in they're like control seat of like, oh,
Speaker 2: let's work out what we all are. I'll get my
Speaker 2: calculator up out, like you can be the instigator in
Speaker 2: a way, sure of that, and then you know what,
Speaker 2: other people are going to go, oh great, I don't
Speaker 2: have to do the maths of it, because there are
Speaker 2: going to be people sitting at that table who are
Speaker 2: in the financially comfortable position where they're like, doesn't worry
Speaker 2: me if we split it evenly, doesn't worry me if
Speaker 2: we do it you know individually, I can't be bothered
Speaker 2: working it out. Someone just tell me what I owe. Yeah,
Speaker 2: And like I have been guilty of that, Like I
Speaker 2: have definitely been guilty where you know, I'll be like,
Speaker 2: that's fine, Like I'll pay whatever you want, like after
Speaker 2: two wines, Like I'm not that interested in whipping out
Speaker 2: my calculator up and working it out, so I'll just
Speaker 2: be like, yep, you guys tell me what we're doing,
Speaker 2: and that's fine, and that's not the best way to be,
Speaker 2: but you know, it's all own up to our our failures,
Speaker 2: but that's okay. Did anyone else have suggestions on how
Speaker 2: you can handle us? So many suggestions. Before we get
Speaker 2: to suggestions, though, we did ask a few questions. We said,
Speaker 2: how does your friend group split the bill on a
Speaker 2: night out? Twenty nine percent of you said you split evenly,
Speaker 2: and eventy one percent of you said you just pay
Speaker 2: for what you ordered individually. So that's good. Yeah, but
Speaker 2: we're all savvy finance queens, so I don't reckon that's
Speaker 2: the norm. I reckon that's just the shees on the
Speaker 2: money community. So I've got tickets on them being good.
Speaker 3: Agreed.
Speaker 2: We said, if you split it evenly, are you happy
Speaker 2: to do this? Thirty nine percent of you said yep,
Speaker 2: it's actually just the easiest way. Sixty one percent of
Speaker 2: you said not not really, but I just go along
Speaker 2: with it. Yeah, I relatable. We said, do you think
Speaker 2: you would spend less money if you paid for only
Speaker 2: what you ordered? Sixty seven percent of you said, yeah,
Speaker 2: oh is bad.
Speaker 5: That is bad. So there's always someone just going a
Speaker 5: dugon drinks.
Speaker 2: There's always one. I'm thinking, there's always one. There's always one.
Speaker 2: It'd be so boring going out for dinner nowadays with us.
Speaker 2: You don't drink. I can't drink. Jess is a one
Speaker 2: and done kind of girly. Oh yehud'd be fine. Cheat
Speaker 2: you get silly, Yeah, like we get. You've heard us
Speaker 2: on the podcast. None of us really drink, and that's
Speaker 2: how silly we are, exactly, like that's how do you
Speaker 2: know what actually? Complete side notes. I was pregnant at
Speaker 2: my my Barbie Themes birthday and the amount of people
Speaker 2: that you know, after my birthday, I was announcing that
Speaker 2: I was pregnant, you know, told my friends They're like,
Speaker 2: you were drinking at your birthday. I was like no,
Speaker 2: Badbell was high on life, like I did not have
Speaker 2: one drink. I in fact, had mocktails all night. I
Speaker 2: was just vibing and they're like, oh okay, I'm like
Speaker 2: on it the bar stuff worrying on it. It was
Speaker 2: pancastersy wow, I was had some fake champagne going so
Speaker 2: I could hold it in photos and everybody knew true.
Speaker 2: I just wasn't ready to share it. Okay, Yeah, that's okay,
Speaker 2: all right. So back to the question. This is what
Speaker 2: the community had to say. Lots of responses on this one.
Speaker 2: So someone said, try and choose places where you pay
Speaker 2: when you order or are still using a QR code system.
Speaker 4: You are coded savior. It gets rid of the awkward
Speaker 4: thing like everyone, just whip out your phone.
Speaker 2: Right, we're going to fonder literally done. I reckon I
Speaker 2: could how to deal with Jess where if I said
Speaker 2: every time we go out for dinner or lunch in
Speaker 2: the future, it'll always be it fun, she'd agree to it. Yeah,
Speaker 2: not because of QR code. She just really likes that
Speaker 2: she can read over. Someone else said, it's really related
Speaker 2: to age and live stage. As we've gotten older and
Speaker 2: have higher disposable income, the less issue we have with splitting. Yeah,
Speaker 2: like you said, I'm actually finding that to be very true.
Speaker 2: It's interesting now that I'm in my thirties guys, and
Speaker 2: you know it's no longer us just going out for
Speaker 2: like UNI lunches or you know, dinner with friends at
Speaker 2: reasonable places. Like I have expensive taste and sometimes I
Speaker 2: really want to go out for like, you know, my
Speaker 2: husband's birthday and to spend a really nice amount on dinner.
Speaker 2: We do definitely budget in in like he does not
Speaker 2: get any uber eats that week. But I find the
Speaker 2: more expensive the restaurant, the more likely I am to
Speaker 2: with another couple just split it me at because you
Speaker 2: end up like ordering a bottle of wine together, and
Speaker 2: the meals are all kind of comparable, and it just
Speaker 2: becomes a bit of an issue. I would say to
Speaker 2: kind of go, all right, well did you have this?
Speaker 2: And I had that? And like, yeah, I think the
Speaker 2: more expensive the restaurant, the less likely you are to
Speaker 2: split it item by item. Sure, because if you're concerned
Speaker 2: about saving you're probably not not going to Mithilda onto
Speaker 2: Main Road. Yeah, yeah, yeah, no, it's true. But it's
Speaker 2: interesting because that's when you probably should be a little
Speaker 2: bit more cautious because of lifestyle creep and things getting
Speaker 2: away from you. And yeah, I just totally reflecting. That's interesting.
Speaker 2: Someone said I have in the past just handed over
Speaker 2: cash towards the bill and said, hey, this amount covers
Speaker 2: my meal. I feel like that's a smart way to
Speaker 2: do it. Pretty good. I feel like it's a good way,
Speaker 2: but it might make you a bit like, I don't know, well,
Speaker 2: what if you have the right hash, you might have
Speaker 2: to like go and research the meals beforehand, like if
Speaker 2: everybody else was expecting to split it and then it
Speaker 2: does it. I don't know. I feel like that's a
Speaker 2: good one because it's definitely putting it in control. But
Speaker 2: I think, yeah, that might be a little bit harder
Speaker 2: because I'd hate for them to turn around and be like, oh, Beck,
Speaker 2: like we're splitting it evenly, it's an extra ten bucks,
Speaker 2: and you go, well, I don't have it.
Speaker 5: Yeah, yeah, true.
Speaker 2: I just don't want an awkward situation to arise next.
Speaker 2: Someone said, just check with the waiter if you can
Speaker 2: pay separately before they order. It often helps to manage expectations.
Speaker 2: That's a good idea.
Speaker 5: It's very good.
Speaker 2: That's very good. Someone else said, sometimes I say, at
Speaker 2: the start of the meal, I'm going to splurge and
Speaker 2: order X y Z tonight, So let's check with the
Speaker 2: waiter and see if they can split the bill. Yeah,
Speaker 2: that's a good idea. I like that. It's like your yeah, okay,
Speaker 2: Beck is going to be more positive this year. I
Speaker 2: can feel it in my bones.
Speaker 5: Yeah, I can feel it too, right.
Speaker 2: Someone said it's especially unfair for those who don't drink.
Speaker 2: It reminds me of that Friends episode if you know,
Speaker 2: you know, never watched. I definitely know what she's talking about.
Speaker 5: It's a Seinfeld girly I oh.
Speaker 2: No, one said that. Someone said, you know what, you
Speaker 2: should be able to talk to your friends in an
Speaker 2: open conversation about money.
Speaker 5: True, ideally friends friends, That's true exactly.
Speaker 2: Someone said, it really depends if you shared meals or not.
Speaker 3: Ah.
Speaker 5: Yes, if you're at one of those.
Speaker 2: Tapasy kind of restaurants we like. Do what Jess was
Speaker 2: saying before, We have little bits of everything, do you Yeah?
Speaker 2: My favorite way.
Speaker 5: I know everyone loves them, but I just like, if
Speaker 5: i'd like the taste of something, I want a whole
Speaker 5: plate of it.
Speaker 2: Be fussy, fussy, You're not really, I don't think so.
Speaker 5: Also, I just don't like the idea that like, if
Speaker 5: there's a shrimp or I don't I call it a
Speaker 5: shrimp a prawn that I like in like a plate
Speaker 5: of maybe you get five prawns, for example, you're eating
Speaker 5: with five people. If you like the taste of it
Speaker 5: so much, that's it. You're done after the one. I
Speaker 5: don't like it. I don't like it.
Speaker 2: Okay, So this is where jess and I really like
Speaker 2: dning it Chinchin. What do we do with the entrees
Speaker 2: that we like the most? Yess we just order like
Speaker 2: double of them.
Speaker 5: Okay, that's not a bad idea.
Speaker 2: Actually it was so nice we bought it twice. But
Speaker 2: there's yeah, there's one no tree a Chinchin where I'm
Speaker 2: not like we can share everything, Jessica, but you will
Speaker 2: be getting your own one if these do not touch mine.
Speaker 5: Yes, yes, yes, yes, that's exactly right.
Speaker 2: Don't touch it. It's not happening. No. Not good at
Speaker 2: sharing though, so yes, exactly. A lot of the other
Speaker 2: I won't go too far into them because honestly, there
Speaker 2: were hundreds of responses, but lots of the conversation was
Speaker 2: really about please communicate with your friends about setting expectations.
Speaker 2: In fact, something might come up where they suggest you
Speaker 2: don't even go out at all and you all save
Speaker 2: money by having a few more dinner parties at home,
Speaker 2: which I think is brilliant and quite smart, and to
Speaker 2: be honest, very she's on the money. I feel like
Speaker 2: at this point in this economy, Jessica Rici, Yeah, in
Speaker 2: this economy, we can't actually afford to be always dining
Speaker 2: out and just having open on conversations. They're gonna make
Speaker 2: everybody at the table feel so much more confident, so
Speaker 2: much more comfortable. Like, oh, I went to one of
Speaker 2: make girlfriends the other day. She's recently had a baby,
Speaker 2: and I made sandwiches before I went like, sandwiches yep,
Speaker 2: love that had some lemonade on her balcony. Yeah, so fun.
Speaker 2: But like, I think we need to remember why you're
Speaker 2: catching up with these people in the first place. I
Speaker 2: promise it's not because you are worried about splitting a prawn.
Speaker 5: Yeah, I'm worried.
Speaker 2: Next time we're out for dinner, let beck have the X.
Speaker 2: You can have all the pro Thank you so much.
Speaker 2: Thank you. All right, Well, I think that is unfortunately
Speaker 2: all we have time for this week. As always, we
Speaker 2: wish you the best weekend and we cannot wait to
Speaker 2: see you on Monday for our money diary. Bright and early,
Speaker 2: bye guys. Bye. The advice shared on cheese on the
Speaker 2: Money is generally in nature and does not consider your
Speaker 2: individual circumstances. She's on the Money exists purely for educational
Speaker 2: purposes and should not be relied upon to make an
Speaker 2: investment or financial decision. If you do choose to buy
Speaker 2: a financial product, read the PDS TMD and obtain appropriate
Speaker 2: financial advice tailored towards your needs. Victoria Divine and She's
Speaker 2: on the Money are authorized representatives of money Sherpa pty
Speaker 2: Ltd a BN three two one six four nine two
Speaker 2: seven seven zero eight AFSL four five one two eight
Speaker 2: nine