1 00:00:00,640 --> 00:00:04,880 Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr 2 00:00:04,920 --> 00:00:08,639 Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before 3 00:00:08,640 --> 00:00:11,119 Speaker 1: we get started on She's on the Money podcast, I 4 00:00:11,160 --> 00:00:14,280 Speaker 1: would like to acknowledge the traditional custodians of the land 5 00:00:14,400 --> 00:00:18,079 Speaker 1: of which this podcast is recorded on a wondery country, 6 00:00:18,120 --> 00:00:22,240 Speaker 1: acknowledging the elders, the ancestors and the next generation coming 7 00:00:22,280 --> 00:00:26,920 Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing 8 00:00:27,040 --> 00:00:30,080 Speaker 1: and the storytelling of you to make a difference for 9 00:00:30,200 --> 00:00:32,599 Speaker 1: today and lasting impact for tomorrow. 10 00:00:33,280 --> 00:00:34,080 Speaker 2: Let's get into it. 11 00:00:34,760 --> 00:00:39,200 Speaker 3: She's on the Money, She's on the Money. 12 00:00:57,720 --> 00:01:00,639 Speaker 4: Hello, and welcome to She's on the Money, the podcast 13 00:01:00,680 --> 00:01:04,840 Speaker 4: Millennials who want financial freedom. Welcome back to another shot 14 00:01:04,920 --> 00:01:07,319 Speaker 4: back money Diary Monday, where we get to chat to 15 00:01:07,360 --> 00:01:09,520 Speaker 4: one of our community members to learn all about them 16 00:01:09,560 --> 00:01:11,520 Speaker 4: and their story and their money and all of the 17 00:01:11,560 --> 00:01:13,000 Speaker 4: fun bits and pieces in between. 18 00:01:13,600 --> 00:01:16,720 Speaker 2: Victoria, of course, I'm ready, Jess Oh, I knew you 19 00:01:16,760 --> 00:01:17,120 Speaker 2: would be. 20 00:01:17,240 --> 00:01:20,840 Speaker 4: Let me tell you all about today's diarists, She says, Hi, girls, 21 00:01:20,959 --> 00:01:23,440 Speaker 4: I've heard you mentioned the concept of money trauma on 22 00:01:23,520 --> 00:01:26,039 Speaker 4: recent episodes of the podcast, and we'd love to share 23 00:01:26,080 --> 00:01:28,480 Speaker 4: my story of how I have healed my relationship with 24 00:01:28,560 --> 00:01:31,920 Speaker 4: money after a few traumatic instances with my finances over 25 00:01:31,959 --> 00:01:34,479 Speaker 4: the past few years. I'd also love to speak about 26 00:01:34,520 --> 00:01:37,479 Speaker 4: how money impacts my anxiety disorder and my mental health 27 00:01:37,520 --> 00:01:40,040 Speaker 4: concerns A queen and we get to have a chat 28 00:01:40,080 --> 00:01:42,800 Speaker 4: with her. How special and we've got her on the line. 29 00:01:42,800 --> 00:01:44,520 Speaker 4: How are you going, money diarists. 30 00:01:44,160 --> 00:01:46,120 Speaker 2: And very well, thank you so much for having me. 31 00:01:46,959 --> 00:01:49,720 Speaker 2: Oh my gosh, Money Direst told us before Jess that 32 00:01:49,800 --> 00:01:52,560 Speaker 2: she's been listening to the podcast since season one, so 33 00:01:52,600 --> 00:01:56,120 Speaker 2: she's an Ogy listener and that makes my heart so 34 00:01:56,440 --> 00:01:58,800 Speaker 2: incredibly happy. I said to her before. I was like, 35 00:01:58,840 --> 00:02:01,080 Speaker 2: so basically we're best friends. Yeah, is that what that means? 36 00:02:01,280 --> 00:02:03,360 Speaker 2: I think she said yes, But even if she said no, 37 00:02:03,400 --> 00:02:07,320 Speaker 2: I'm going to say yes in my brain. Yes, Money Direst. 38 00:02:07,360 --> 00:02:11,120 Speaker 2: Are you ready to jump writing because I'm so excited. Yes, absolutely, 39 00:02:11,639 --> 00:02:15,520 Speaker 2: all right, let's do this. So to start off, as always, 40 00:02:15,600 --> 00:02:17,880 Speaker 2: question number one, can you tell us a little bit 41 00:02:17,960 --> 00:02:19,160 Speaker 2: about your money story? 42 00:02:19,320 --> 00:02:21,480 Speaker 3: So my money story has kind of been a bit 43 00:02:21,480 --> 00:02:24,480 Speaker 3: of a rollercoaster over the past few years, Like I 44 00:02:24,560 --> 00:02:27,600 Speaker 3: hated money for such a long time, Like I saw 45 00:02:27,600 --> 00:02:31,440 Speaker 3: it as something that just brought so much pain, and 46 00:02:31,800 --> 00:02:34,560 Speaker 3: I just hated it. Had such such a bad relationship 47 00:02:34,560 --> 00:02:36,760 Speaker 3: with it. I wanted nothing to do with it. It used 48 00:02:36,760 --> 00:02:39,919 Speaker 3: to cause me so much distress. But now I guess 49 00:02:39,960 --> 00:02:41,800 Speaker 3: I've worked through quite a few things, like the show 50 00:02:41,840 --> 00:02:44,600 Speaker 3: and like my partner now like has helped me kind of, 51 00:02:45,160 --> 00:02:48,000 Speaker 3: I guess, navigate the challenging parts of money and knowing 52 00:02:48,000 --> 00:02:51,400 Speaker 3: that I'm able to actually manage my own money and 53 00:02:51,480 --> 00:02:54,639 Speaker 3: that I'm worthy of money. If that makes sense, I 54 00:02:54,639 --> 00:02:56,120 Speaker 3: don't know. It's very confusing. 55 00:02:56,320 --> 00:02:58,560 Speaker 2: You are worthy, You are so worthy of my love. 56 00:02:59,240 --> 00:03:00,840 Speaker 3: It was once I finish I used to be really 57 00:03:00,840 --> 00:03:03,160 Speaker 3: good with like saving and everything. I used to work 58 00:03:03,160 --> 00:03:05,200 Speaker 3: at like a tire restaurant at her whole twelve dollars 59 00:03:05,200 --> 00:03:07,800 Speaker 3: an hour and made like two hundred and fifty dollars 60 00:03:07,800 --> 00:03:10,320 Speaker 3: a fortnight, and I thought that was like the most money. 61 00:03:10,120 --> 00:03:12,600 Speaker 2: I've all been there. We have all been there, yes. 62 00:03:12,600 --> 00:03:14,480 Speaker 3: And so I used to be really good with savings. 63 00:03:14,520 --> 00:03:16,560 Speaker 3: By the time I finished year twelve, I had like 64 00:03:16,600 --> 00:03:18,840 Speaker 3: four thousand dollars in the bank. I didn't have any 65 00:03:18,880 --> 00:03:20,560 Speaker 3: plans for it, but it was there. And then once 66 00:03:20,600 --> 00:03:23,560 Speaker 3: I left Year twelve and got to UNI. It all 67 00:03:23,600 --> 00:03:26,200 Speaker 3: just went downhill from there. I think it was a 68 00:03:26,200 --> 00:03:31,280 Speaker 3: combination of like mental health issues impacting money and like 69 00:03:31,360 --> 00:03:33,799 Speaker 3: spending habits. And once I realized I could access my 70 00:03:33,919 --> 00:03:36,840 Speaker 3: savings and then spend it, that's where it all went downhill. 71 00:03:37,040 --> 00:03:38,960 Speaker 3: So I kept thinking, Oh, I'll just I'll put it 72 00:03:39,000 --> 00:03:41,800 Speaker 3: back in next pay It's fine. That's a lie that 73 00:03:41,840 --> 00:03:42,400 Speaker 3: never happened. 74 00:03:42,720 --> 00:03:44,880 Speaker 2: That's so common though, That is so common. 75 00:03:45,040 --> 00:03:48,000 Speaker 3: Yeah, So I set up with no money and fast 76 00:03:48,040 --> 00:03:51,280 Speaker 3: forward a while, I moved out of home and because 77 00:03:51,400 --> 00:03:53,560 Speaker 3: I really needed to for my relationship with my mama 78 00:03:53,680 --> 00:03:55,560 Speaker 3: was not doing very well and I needed to get 79 00:03:55,600 --> 00:03:58,480 Speaker 3: out of living with her, And so I moved out 80 00:03:58,480 --> 00:04:02,400 Speaker 3: of home with no money at all in savings or 81 00:04:02,440 --> 00:04:05,080 Speaker 3: like just zero dollars in my bank account. My dad 82 00:04:05,120 --> 00:04:08,240 Speaker 3: said he would help me sort of like pay rent 83 00:04:08,360 --> 00:04:10,960 Speaker 3: and all of that, and like for that first few 84 00:04:10,960 --> 00:04:13,880 Speaker 3: months while I like worked part time and saved and everything. 85 00:04:14,560 --> 00:04:18,800 Speaker 3: But then I think I didn't realize the cost of 86 00:04:18,839 --> 00:04:21,120 Speaker 3: living out of home. So I was only working part 87 00:04:21,120 --> 00:04:22,640 Speaker 3: time because I had a few other health issues I 88 00:04:22,720 --> 00:04:24,400 Speaker 3: was going through at the time, so I couldn't work 89 00:04:24,400 --> 00:04:26,920 Speaker 3: full time and i'd taken a gap year from UNI. 90 00:04:27,560 --> 00:04:29,200 Speaker 3: So I was earning I think, like eight hundred and 91 00:04:29,240 --> 00:04:31,960 Speaker 3: fifty dollars a fortnight, and then my rent was going 92 00:04:32,000 --> 00:04:34,560 Speaker 3: to be six hundred dollars a fortnight. But in my 93 00:04:34,640 --> 00:04:37,200 Speaker 3: brain I hadn't thought, which is already way too much 94 00:04:37,200 --> 00:04:39,120 Speaker 3: rent to be paying on that salary. I'm always aware 95 00:04:39,160 --> 00:04:42,080 Speaker 3: of that now, But in my brain I hadn't thought, Oh, 96 00:04:42,120 --> 00:04:43,800 Speaker 3: I have to pay six hundred dollars and then I 97 00:04:43,800 --> 00:04:45,720 Speaker 3: have two hundred and fifty left over. It was like, 98 00:04:45,800 --> 00:04:48,200 Speaker 3: I'm earning eight hundred and fifty dollars, so I had 99 00:04:48,240 --> 00:04:50,840 Speaker 3: eight hundred fifty dollars to spend. And then I'd yeah, 100 00:04:51,279 --> 00:04:54,479 Speaker 3: so common, you know what I mean? So no, the same. 101 00:04:54,279 --> 00:04:56,039 Speaker 4: Thing happened when I moved out of home as well, 102 00:04:56,080 --> 00:04:59,719 Speaker 4: Like you just don't realize that everything like existing costs 103 00:04:59,760 --> 00:05:01,000 Speaker 4: money as an adult. 104 00:05:00,800 --> 00:05:04,200 Speaker 3: Care and there's like groceries and just like needing to 105 00:05:04,240 --> 00:05:06,640 Speaker 3: buy little things like you know, like having to go 106 00:05:06,680 --> 00:05:09,240 Speaker 3: to Kmart and buy like a spachelor at one am because. 107 00:05:09,000 --> 00:05:11,920 Speaker 2: You've realized that you don't just don't know what sort 108 00:05:11,920 --> 00:05:14,880 Speaker 2: of thing. So kiper towel got me. I was like, 109 00:05:14,920 --> 00:05:16,799 Speaker 2: what do you mean I have to pay for paper town. 110 00:05:17,240 --> 00:05:19,360 Speaker 4: So tru light bulb goes out, you got to buy 111 00:05:19,400 --> 00:05:21,839 Speaker 4: a light bulb. It what seems like a scam. 112 00:05:23,200 --> 00:05:28,320 Speaker 2: Scam, Lena, I don't need lenan. Are you joking? Having 113 00:05:28,360 --> 00:05:31,080 Speaker 2: to actually buy the vacuum to do the vacuum cleaning? 114 00:05:31,320 --> 00:05:32,640 Speaker 2: What are you talking about, sir? 115 00:05:32,960 --> 00:05:33,320 Speaker 4: Yeah? 116 00:05:33,400 --> 00:05:35,359 Speaker 2: I could go on about this forever, like why do 117 00:05:35,400 --> 00:05:36,640 Speaker 2: I have to pay for floor cleaner? 118 00:05:36,720 --> 00:05:39,920 Speaker 3: Yes? So trude exactly So, Yes, slipping was just expensive. 119 00:05:39,920 --> 00:05:42,560 Speaker 3: I didn't realize it. And my dad was amazing and 120 00:05:42,600 --> 00:05:44,720 Speaker 3: he really did help me out where I needed it. 121 00:05:44,760 --> 00:05:47,040 Speaker 3: But I think where it all went downhill for me 122 00:05:47,240 --> 00:05:49,400 Speaker 3: is I got into lots of problems with after pay, 123 00:05:49,520 --> 00:05:53,240 Speaker 3: I like over overused it, and I ended up being like, 124 00:05:53,320 --> 00:05:56,120 Speaker 3: I cannot pay back these repayments. It's not happening. But 125 00:05:56,320 --> 00:05:58,520 Speaker 3: I was really lucky that my family were like, look, 126 00:05:58,560 --> 00:06:01,320 Speaker 3: we will help you out this time. But I'm a 127 00:06:01,440 --> 00:06:04,920 Speaker 3: very independent person. I was raised to be very independent 128 00:06:05,000 --> 00:06:07,560 Speaker 3: and to always be able to look after yourself, and 129 00:06:08,040 --> 00:06:10,440 Speaker 3: knowing that I had to rely so heavily on people 130 00:06:10,440 --> 00:06:15,039 Speaker 3: for money was really hard, like a hard concept for 131 00:06:15,080 --> 00:06:17,760 Speaker 3: me to grasp. I think where it all really really 132 00:06:18,000 --> 00:06:21,960 Speaker 3: really went downhill for me was. I ended up realizing 133 00:06:21,960 --> 00:06:25,760 Speaker 3: I couldn't afford the rent in the place I was living, 134 00:06:25,800 --> 00:06:28,240 Speaker 3: so I moved in with a friend of my partners 135 00:06:28,279 --> 00:06:33,000 Speaker 3: at the time, and I ended up getting really really 136 00:06:33,040 --> 00:06:36,680 Speaker 3: badly screwed over in that whole thing, and the long 137 00:06:36,680 --> 00:06:41,599 Speaker 3: story short of it, I ended up completely completely flat 138 00:06:41,600 --> 00:06:44,599 Speaker 3: broke with zero dollars and five hundred dollars on a 139 00:06:44,600 --> 00:06:47,880 Speaker 3: credit card, like maxed out, no money, and I ended 140 00:06:47,920 --> 00:06:50,200 Speaker 3: up with a dog that wasn't mine to begin with, 141 00:06:50,240 --> 00:06:55,039 Speaker 3: but I ended up being my responsibility. And then I 142 00:06:55,080 --> 00:06:58,240 Speaker 3: went to my family again for help because I really 143 00:06:58,279 --> 00:07:00,520 Speaker 3: needed at that time, not because I'd spent my after 144 00:07:00,560 --> 00:07:02,640 Speaker 3: pay or whatever, because I had nowhere to live. I 145 00:07:02,680 --> 00:07:04,279 Speaker 3: had to move out. I had nowhere to live, I 146 00:07:04,279 --> 00:07:06,240 Speaker 3: had no money in a bank account, a lot of 147 00:07:06,279 --> 00:07:11,400 Speaker 3: health problems that require a lot of money. And this 148 00:07:11,440 --> 00:07:14,160 Speaker 3: one particular family member that I went to, who we 149 00:07:14,240 --> 00:07:16,080 Speaker 3: do rely on them with quite a bit to help 150 00:07:16,160 --> 00:07:18,800 Speaker 3: us with money because they're relatively wealthy and their way 151 00:07:18,840 --> 00:07:21,840 Speaker 3: of like expressing love is to pay for things for us. 152 00:07:21,920 --> 00:07:24,200 Speaker 3: So I went and I was like hoping, you know 153 00:07:24,280 --> 00:07:25,880 Speaker 3: that they will be able to help me. 154 00:07:26,080 --> 00:07:27,360 Speaker 2: It would sort itself out. 155 00:07:27,560 --> 00:07:30,760 Speaker 3: Yeah, but he ended up saying I can't remember exactly 156 00:07:30,760 --> 00:07:33,440 Speaker 3: what he said, but the gist of it was, you're 157 00:07:33,480 --> 00:07:35,920 Speaker 3: going to be left completely alone. No one's ever going 158 00:07:35,960 --> 00:07:37,440 Speaker 3: to want to help you. If you can't look after 159 00:07:37,480 --> 00:07:40,840 Speaker 3: yourself financially, no one's going to assist you anymore, Like 160 00:07:41,000 --> 00:07:44,120 Speaker 3: no one's ever going to want you, and like you're 161 00:07:44,160 --> 00:07:46,880 Speaker 3: basically worthless if you're not able to save your money 162 00:07:47,000 --> 00:07:50,200 Speaker 3: and like do good things with your money. But at 163 00:07:50,200 --> 00:07:51,960 Speaker 3: that time, I was like, well, it was like an 164 00:07:52,000 --> 00:07:55,120 Speaker 3: attack on this puppy that my housemate had bought, and 165 00:07:55,160 --> 00:07:57,120 Speaker 3: it was like the option was either to let this 166 00:07:57,240 --> 00:08:00,600 Speaker 3: dog die, who was six weeks old, or to like 167 00:08:01,040 --> 00:08:01,680 Speaker 3: rescue her. 168 00:08:03,200 --> 00:08:06,560 Speaker 2: No, what the hell you're scaring me anything involving animals. 169 00:08:06,600 --> 00:08:09,120 Speaker 3: I'm like, right, well, the good thing is she's fine now, 170 00:08:09,200 --> 00:08:11,480 Speaker 3: she's fantastic. They managed to fix her leg and she 171 00:08:11,520 --> 00:08:14,560 Speaker 3: lists my dad now and she's thriving and wonderful, so 172 00:08:14,600 --> 00:08:16,880 Speaker 3: it's all good. But it was kind of like, you know, 173 00:08:17,040 --> 00:08:19,320 Speaker 3: I was trying to do a good thing and it 174 00:08:20,120 --> 00:08:23,960 Speaker 3: ended up just completely screwed over from it. And from 175 00:08:23,960 --> 00:08:28,520 Speaker 3: that moment on, like money became such a horrible anxiety 176 00:08:28,560 --> 00:08:29,160 Speaker 3: trigger for me. 177 00:08:29,520 --> 00:08:30,680 Speaker 2: Yeah, oh my god. 178 00:08:31,440 --> 00:08:35,640 Speaker 3: Anytime it would come up, I get so anxious and 179 00:08:35,720 --> 00:08:38,480 Speaker 3: overwhelmed that I just like shut down and I don't 180 00:08:38,559 --> 00:08:41,080 Speaker 3: want anything to do with it. And it's taken me 181 00:08:41,120 --> 00:08:43,320 Speaker 3: a really long time and like a lot of like 182 00:08:43,400 --> 00:08:46,640 Speaker 3: reading finance books, listening to this podcast, like talking things 183 00:08:46,640 --> 00:08:50,320 Speaker 3: through with my partner just sort of realize like money 184 00:08:51,200 --> 00:08:53,360 Speaker 3: can be a positive thing. 185 00:08:53,840 --> 00:08:57,280 Speaker 2: Yeah, of course, it can be afford. 186 00:08:56,840 --> 00:08:58,760 Speaker 3: Good things, Like it's not designed to just cause you 187 00:08:58,800 --> 00:08:59,920 Speaker 3: lots of pain all the time. 188 00:09:00,480 --> 00:09:04,320 Speaker 2: Yeah. Absolutely, I'm loving this narrative because I feel like 189 00:09:04,520 --> 00:09:07,480 Speaker 2: it's really relatable. Like, you know, we might not have 190 00:09:07,520 --> 00:09:10,280 Speaker 2: been in your exact shoes, but the way you articulated, 191 00:09:10,320 --> 00:09:12,080 Speaker 2: I'm like, oh, I can totally feel that, Like I 192 00:09:12,120 --> 00:09:13,360 Speaker 2: can totally understand that. 193 00:09:13,640 --> 00:09:16,280 Speaker 3: I think one of the biggest problems that I had 194 00:09:16,600 --> 00:09:20,080 Speaker 3: was because I come from a pretty well off family. 195 00:09:20,120 --> 00:09:22,800 Speaker 3: Like we're not rich, but we're also not poor, Like 196 00:09:22,880 --> 00:09:25,480 Speaker 3: we were never like I went to a private school. 197 00:09:25,559 --> 00:09:28,120 Speaker 3: We always like my parents both own their houses, Like 198 00:09:28,360 --> 00:09:31,560 Speaker 3: they have very well paying jobs. Like we never went 199 00:09:31,600 --> 00:09:34,760 Speaker 3: without anything. We didn't get everything we ever wanted, like 200 00:09:34,800 --> 00:09:37,040 Speaker 3: we weren't spoiled, but you know, we always had the 201 00:09:37,160 --> 00:09:39,439 Speaker 3: good clothes, the good shoes, and you know, we got 202 00:09:39,440 --> 00:09:41,280 Speaker 3: to go to extracurriculus, so we had all of that. 203 00:09:41,520 --> 00:09:44,160 Speaker 3: So when I was always thinking about like money, trauma 204 00:09:44,200 --> 00:09:46,560 Speaker 3: or like you know, having issues with money, I thinking 205 00:09:46,600 --> 00:09:50,680 Speaker 3: people who like are genuinely like struggling, I have no money, 206 00:09:50,880 --> 00:09:54,120 Speaker 3: Like they're really really poor, and I'm not in a 207 00:09:54,160 --> 00:09:57,240 Speaker 3: position with that. So I always felt that I wasn't 208 00:09:57,320 --> 00:10:01,600 Speaker 3: justified to like feel anxious about money because I have 209 00:10:01,640 --> 00:10:04,400 Speaker 3: a seemingly good life with my money. I don't know, 210 00:10:04,520 --> 00:10:05,200 Speaker 3: does that make sense? 211 00:10:05,559 --> 00:10:08,240 Speaker 2: Yeah, absolutely, it makes sense. And I think that that's 212 00:10:08,280 --> 00:10:12,160 Speaker 2: something that our whole community could probably resonate with. And 213 00:10:12,200 --> 00:10:15,160 Speaker 2: that's that sometimes we look at other circumstances and we're like, 214 00:10:15,200 --> 00:10:17,200 Speaker 2: oh my gosh, why do I feel so bad? Like 215 00:10:17,200 --> 00:10:20,000 Speaker 2: I've got no reason to. And I don't think that 216 00:10:20,000 --> 00:10:24,160 Speaker 2: that is healthy. I think that downplaying our own experiences 217 00:10:24,240 --> 00:10:27,240 Speaker 2: because somebody else has it worse does not help us 218 00:10:27,480 --> 00:10:30,319 Speaker 2: get through our own circumstances and doesn't help us get 219 00:10:30,360 --> 00:10:33,920 Speaker 2: through our own traumas. Because even if your trauma is 220 00:10:34,120 --> 00:10:37,360 Speaker 2: quote on paper, smaller than somebody else's, it doesn't mean 221 00:10:37,400 --> 00:10:40,400 Speaker 2: that it's not significant to you. It's kind of like 222 00:10:40,760 --> 00:10:43,440 Speaker 2: you know, if somebody floated through life and had nothing 223 00:10:43,600 --> 00:10:46,600 Speaker 2: happened to them significantly, and then all of a sudden 224 00:10:46,640 --> 00:10:49,440 Speaker 2: their parents divorced, that might be the biggest thing in 225 00:10:49,480 --> 00:10:52,000 Speaker 2: their entire life and it might throw them for six. 226 00:10:52,240 --> 00:10:55,120 Speaker 2: Whereas someone who grew up in an abusive household for 227 00:10:55,160 --> 00:10:57,760 Speaker 2: their entire lives and then, you know, went through lots 228 00:10:57,800 --> 00:11:01,040 Speaker 2: of different traumas and then their parents divorced might be like, oh, whatever, 229 00:11:01,080 --> 00:11:03,800 Speaker 2: that's another thing that happened and that didn't impact me 230 00:11:04,120 --> 00:11:06,960 Speaker 2: because they've had different circumstances. And I just think that 231 00:11:07,320 --> 00:11:11,240 Speaker 2: we all should stop comparing, because comparing just leads to 232 00:11:11,559 --> 00:11:14,720 Speaker 2: one anxiety, but two it doesn't help you. Looking at 233 00:11:14,720 --> 00:11:17,640 Speaker 2: somebody else's circumstances can be inspirational. It's why we do 234 00:11:17,679 --> 00:11:21,160 Speaker 2: money daries to show you different you know, ways that 235 00:11:21,200 --> 00:11:24,320 Speaker 2: people live in different experiences. But it's not to show 236 00:11:24,320 --> 00:11:26,600 Speaker 2: you this is how you should be. It's to show 237 00:11:26,640 --> 00:11:28,600 Speaker 2: you that we're all different and that's kind of cool. 238 00:11:28,640 --> 00:11:31,040 Speaker 2: But you can't compare your journey to that of others, 239 00:11:31,040 --> 00:11:32,559 Speaker 2: because if you do, you're going to find yourself in 240 00:11:32,600 --> 00:11:35,800 Speaker 2: a massive pickle. Anyway, we can go off on another 241 00:11:35,880 --> 00:11:39,560 Speaker 2: rant another day, but yeah, I just think it's so 242 00:11:40,240 --> 00:11:43,520 Speaker 2: destructive of us to be comparing ourselves to others or 243 00:11:43,559 --> 00:11:45,720 Speaker 2: saying like, oh, I feel bad like I am privileged. Yeah, 244 00:11:45,720 --> 00:11:47,560 Speaker 2: you're right, but that doesn't mean that you aren't upset 245 00:11:47,640 --> 00:11:49,199 Speaker 2: or it doesn't mean that you aren't struggling. 246 00:11:49,400 --> 00:11:49,800 Speaker 3: Yeah. 247 00:11:50,480 --> 00:11:52,960 Speaker 2: Sorry, sorry, Sorry, we can move on, jess as like, 248 00:11:52,960 --> 00:11:54,520 Speaker 2: come on, stick to the questions. 249 00:11:54,920 --> 00:11:56,840 Speaker 4: No, not at all, but I'm excited to talk to 250 00:11:56,840 --> 00:11:57,959 Speaker 4: a little bit more on the other side of the 251 00:11:58,000 --> 00:11:58,880 Speaker 4: break for sure. 252 00:11:59,280 --> 00:12:03,960 Speaker 2: I agree. Great, Sorry, sorry, next structured question is what 253 00:12:04,000 --> 00:12:05,520 Speaker 2: do you do for work right now and how much 254 00:12:05,559 --> 00:12:06,280 Speaker 2: money do you earn? 255 00:12:07,000 --> 00:12:10,360 Speaker 3: Okay, so, right now, I work at an occupational therapy 256 00:12:10,440 --> 00:12:13,440 Speaker 3: clinic working with kids with disabilities basically what we do. 257 00:12:13,720 --> 00:12:16,640 Speaker 3: I'm working in reception and an administration assistant right now. 258 00:12:16,720 --> 00:12:20,000 Speaker 3: I work part time, so twenty four hours a week. Currently, 259 00:12:20,920 --> 00:12:23,960 Speaker 3: the full time salary sixty five thousand a year, but 260 00:12:24,040 --> 00:12:26,080 Speaker 3: I obviously get pro raight that. I think it works 261 00:12:26,120 --> 00:12:28,040 Speaker 3: out to be about forty five thousand a year at 262 00:12:28,080 --> 00:12:31,360 Speaker 3: the moment. That gets about thirteen hundred dollars a fortnight 263 00:12:31,600 --> 00:12:34,920 Speaker 3: in my bank account, if that means anything. And yeah, 264 00:12:34,960 --> 00:12:36,760 Speaker 3: I'm at UNI as well full time. This is my 265 00:12:36,840 --> 00:12:39,840 Speaker 3: last semester, so I excited for that to be over 266 00:12:39,960 --> 00:12:43,160 Speaker 3: so I can be working full time next year. But yeah, 267 00:12:43,240 --> 00:12:44,200 Speaker 3: that's what I do at the moment. 268 00:12:44,360 --> 00:12:46,360 Speaker 2: How are you finding uni A, You're getting through it? 269 00:12:47,280 --> 00:12:50,440 Speaker 3: Yeah, I've been doing this degree for like six years, 270 00:12:50,520 --> 00:12:53,040 Speaker 3: so I'm so over it. Yeah, I'm just ready for 271 00:12:53,080 --> 00:12:55,720 Speaker 3: it to be done. I'm taking a second year course 272 00:12:55,760 --> 00:12:58,559 Speaker 3: this semester in all of the people in the course 273 00:12:58,600 --> 00:13:01,200 Speaker 3: are like, you know, fresh nineteen year olds who are 274 00:13:01,200 --> 00:13:04,000 Speaker 3: taking their degrees so seriously, and I'm just like, I've 275 00:13:04,000 --> 00:13:05,920 Speaker 3: been here for six years. I just want to pass. 276 00:13:06,480 --> 00:13:09,160 Speaker 2: I feel like I've become a mature age student. Please 277 00:13:09,160 --> 00:13:09,440 Speaker 2: get to. 278 00:13:09,480 --> 00:13:13,000 Speaker 3: Greet I've become one of those. 279 00:13:13,160 --> 00:13:15,280 Speaker 2: Oh my gosh, don't sit up the front and ask 280 00:13:15,280 --> 00:13:17,360 Speaker 2: all the questions. Though after everyone wants to leave. 281 00:13:17,400 --> 00:13:19,040 Speaker 3: I know, I don't. Don't worry like right at the 282 00:13:19,080 --> 00:13:20,960 Speaker 3: back of the lectures here like please don't look at 283 00:13:21,000 --> 00:13:22,880 Speaker 3: me to learn and leave. 284 00:13:23,960 --> 00:13:26,120 Speaker 2: That was me towards the end of my unique career. 285 00:13:26,160 --> 00:13:28,040 Speaker 2: I suppose we could call it and I would love 286 00:13:28,080 --> 00:13:30,160 Speaker 2: to go back. Can be another military age student. I've 287 00:13:30,200 --> 00:13:33,719 Speaker 2: got this. I want to know what is currently your 288 00:13:33,720 --> 00:13:34,800 Speaker 2: big money goal? 289 00:13:35,480 --> 00:13:37,920 Speaker 3: So I've got two at the moment, so my partner 290 00:13:37,960 --> 00:13:39,840 Speaker 3: I really want to buy a house. That's one of 291 00:13:39,840 --> 00:13:42,360 Speaker 3: our big things. But I live in an area where 292 00:13:42,400 --> 00:13:46,000 Speaker 3: the house prices are unbelievably expensive. So yeah, we've got 293 00:13:46,040 --> 00:13:49,880 Speaker 3: to kind of see whether or not it's worth buying 294 00:13:50,240 --> 00:13:52,760 Speaker 3: right now or whether we just rent for a while. 295 00:13:53,000 --> 00:13:54,839 Speaker 3: I'm trying to convince my partner that it is actually 296 00:13:54,880 --> 00:13:58,120 Speaker 3: okay to rent. We don't have to buy anything right now, necessarily, 297 00:13:58,160 --> 00:14:00,160 Speaker 3: but he's got in his head that we're buying. So 298 00:14:00,679 --> 00:14:02,680 Speaker 3: that's something I'm saving for, which I'm excited for. But 299 00:14:02,679 --> 00:14:06,120 Speaker 3: we're also getting married next year in September, so that's 300 00:14:06,160 --> 00:14:08,839 Speaker 3: also something we have to say for exciting. 301 00:14:09,120 --> 00:14:11,840 Speaker 2: Oh my gosh, when did you get engaged? Sorry, Jess, 302 00:14:11,880 --> 00:14:13,080 Speaker 2: this is important content. 303 00:14:14,120 --> 00:14:17,760 Speaker 3: We got engaged on our third year anniversary, actually in May. 304 00:14:17,840 --> 00:14:21,120 Speaker 2: This congratulations. I'll ask about that after the break. I 305 00:14:21,160 --> 00:14:25,000 Speaker 2: have lots of questions. Wedding life is consuming me. Yeah, 306 00:14:25,320 --> 00:14:28,240 Speaker 2: next question, do you currently have any investments? If so, 307 00:14:28,280 --> 00:14:29,000 Speaker 2: what are they. 308 00:14:29,640 --> 00:14:32,400 Speaker 3: Not currently other than my super I don't really know 309 00:14:32,440 --> 00:14:34,240 Speaker 3: how much is in that. When I checked it a 310 00:14:34,240 --> 00:14:36,360 Speaker 3: few years ago, there was like ten thousand dollars in there. 311 00:14:36,520 --> 00:14:38,840 Speaker 3: I think I actually have no idea. I should probably 312 00:14:39,400 --> 00:14:42,000 Speaker 3: find that out. I would really like to invest. That 313 00:14:42,120 --> 00:14:44,160 Speaker 3: is something I'm interested in doing. But I think that 314 00:14:44,680 --> 00:14:48,840 Speaker 3: I have to take baby steps with my finances because 315 00:14:48,880 --> 00:14:53,160 Speaker 3: I've tried before. I've over extended myself trying to save 316 00:14:53,320 --> 00:14:56,560 Speaker 3: or whatever, and it's just backfired completely. So I'm better 317 00:14:56,600 --> 00:14:59,560 Speaker 3: off taking small steps and just work on being able 318 00:14:59,600 --> 00:15:03,440 Speaker 3: to say and be comfortable with, like having one hundred 319 00:15:03,480 --> 00:15:06,280 Speaker 3: dollars of my pay that I don't see your touch before. 320 00:15:06,320 --> 00:15:08,920 Speaker 3: I'm willing to like let go of that into an investment, 321 00:15:09,280 --> 00:15:09,960 Speaker 3: but I do want. 322 00:15:09,840 --> 00:15:11,760 Speaker 2: To no, But that is very fair. That makes a 323 00:15:11,800 --> 00:15:14,880 Speaker 2: lot of sense. I think like to want to spend 324 00:15:14,880 --> 00:15:17,880 Speaker 2: a bit more time thinking. I think is actually quite powerful. 325 00:15:18,440 --> 00:15:20,880 Speaker 2: Taking your time means that you can spend more time 326 00:15:20,880 --> 00:15:22,400 Speaker 2: in the market, so you're not going to pull your 327 00:15:22,400 --> 00:15:27,000 Speaker 2: money out and be stressed later. Yes, exactly. Next question, 328 00:15:27,680 --> 00:15:30,360 Speaker 2: do you have any debts at the moment? If so, 329 00:15:30,520 --> 00:15:31,120 Speaker 2: what are. 330 00:15:31,000 --> 00:15:34,760 Speaker 3: They don't anymore except for my hex step. So I've 331 00:15:34,760 --> 00:15:37,400 Speaker 3: got that currently, which I think last time I checked, 332 00:15:37,400 --> 00:15:41,440 Speaker 3: is spitting at about thirty eight thousand dollars, which is 333 00:15:41,440 --> 00:15:44,280 Speaker 3: a bit overwhelming. But I know that we'll just get 334 00:15:44,280 --> 00:15:48,080 Speaker 3: paid off next year like slowly, so that's okay. I 335 00:15:48,200 --> 00:15:49,840 Speaker 3: used to have a five hundred dollars credit card, which 336 00:15:49,880 --> 00:15:52,080 Speaker 3: I know doesn't sound like a lot, but that was 337 00:15:52,160 --> 00:15:54,880 Speaker 3: like putting so much stress on me just having that 338 00:15:54,960 --> 00:15:57,320 Speaker 3: five hundred dollars to pay back because I just didn't 339 00:15:57,880 --> 00:15:59,560 Speaker 3: have money to do that. 340 00:15:59,480 --> 00:16:02,080 Speaker 4: With relative to what you're earning, for sure. 341 00:16:02,120 --> 00:16:04,680 Speaker 3: Oh absolutely, especially because I have quite a lot of 342 00:16:04,720 --> 00:16:07,560 Speaker 3: health issues, which mean that I have to spend at 343 00:16:07,680 --> 00:16:12,160 Speaker 3: least five hundred dollars a month to like maintain my health. 344 00:16:12,680 --> 00:16:15,720 Speaker 3: So like I just like I just didn't have money 345 00:16:15,760 --> 00:16:18,160 Speaker 3: to put towards it. So I ended up having to 346 00:16:18,160 --> 00:16:20,040 Speaker 3: be like I just can't save right now. I just 347 00:16:20,080 --> 00:16:22,720 Speaker 3: have to work on like paying that off. And now 348 00:16:22,720 --> 00:16:25,120 Speaker 3: it's paid off, and I'm so happy. I remember going 349 00:16:25,120 --> 00:16:28,360 Speaker 3: into the bank with my card. I'm like canceling this 350 00:16:28,480 --> 00:16:29,800 Speaker 3: noway for me? 351 00:16:31,840 --> 00:16:33,360 Speaker 2: Okay, are you sure? 352 00:16:33,440 --> 00:16:35,600 Speaker 3: I'm like, yes, take it away, I want it again. 353 00:16:35,880 --> 00:16:38,360 Speaker 3: And it was like this tiny little card that only 354 00:16:38,440 --> 00:16:41,120 Speaker 3: like I know some people have like hundreds of thousands 355 00:16:41,160 --> 00:16:43,520 Speaker 3: of dollars of debt, and like so I felt again 356 00:16:43,560 --> 00:16:45,240 Speaker 3: I felt like, oh my god, like I only have 357 00:16:45,280 --> 00:16:47,400 Speaker 3: five hundred dollars of debt, like this is nothing compared 358 00:16:47,440 --> 00:16:51,000 Speaker 3: to some people. But once I paid it off, I 359 00:16:51,360 --> 00:16:54,040 Speaker 3: just like the weight lifted off my shoulders. 360 00:16:54,240 --> 00:16:56,800 Speaker 2: It was, Oh good, that's what you want to hear. 361 00:16:57,000 --> 00:16:58,600 Speaker 2: That is exactly what we want to hear. 362 00:16:59,240 --> 00:17:00,440 Speaker 3: Yeah, so it's very excit about that. 363 00:17:00,400 --> 00:17:03,160 Speaker 2: The next question I have is do you currently you 364 00:17:03,240 --> 00:17:04,760 Speaker 2: shop back when you shop online? 365 00:17:05,280 --> 00:17:06,800 Speaker 3: I don't. I know, I should, I can't. 366 00:17:06,960 --> 00:17:09,160 Speaker 2: I'm not here rude, I just in pervy. I want 367 00:17:09,160 --> 00:17:09,359 Speaker 2: to know. 368 00:17:09,800 --> 00:17:11,760 Speaker 3: I just used to be a big online chopper, but 369 00:17:11,760 --> 00:17:14,360 Speaker 3: I've had to like ban myself from doing too much 370 00:17:14,359 --> 00:17:16,639 Speaker 3: of it, so I don't do that much anymore. But 371 00:17:17,040 --> 00:17:18,960 Speaker 3: I really should get it, like get the little chrome 372 00:17:19,000 --> 00:17:21,480 Speaker 3: extension or something. I feel like. So I hear people like, 373 00:17:21,560 --> 00:17:23,480 Speaker 3: you know, they buy their groceries and stuff. 374 00:17:23,160 --> 00:17:26,280 Speaker 2: On there or yeah, get me. 375 00:17:26,400 --> 00:17:28,520 Speaker 3: That's actually good. I should totally do that. 376 00:17:28,800 --> 00:17:31,320 Speaker 4: Yeah, don't forget. If you do, decide to sign up 377 00:17:31,359 --> 00:17:33,359 Speaker 4: a little plug here, sorry not sorry, but you can 378 00:17:33,440 --> 00:17:35,399 Speaker 4: use the code SotM and you'll get ten bucks for 379 00:17:35,480 --> 00:17:38,119 Speaker 4: free into your account. So even if you sign up 380 00:17:38,160 --> 00:17:41,240 Speaker 4: and literally just get the ten bucks, like for the 381 00:17:41,320 --> 00:17:42,119 Speaker 4: kind of money. 382 00:17:42,080 --> 00:17:45,480 Speaker 2: Yeah for sure, absolutely, Yeah, I love free money. Money. 383 00:17:45,520 --> 00:17:49,679 Speaker 2: When can recommend? Next question I've got for you is 384 00:17:49,720 --> 00:17:51,760 Speaker 2: always my favorite because I feel like I get lots 385 00:17:51,760 --> 00:17:55,040 Speaker 2: of tips and trigs. What is your best money habit? 386 00:17:56,160 --> 00:18:01,280 Speaker 3: So I think now, which is surprising to me is budgeting. 387 00:18:01,720 --> 00:18:04,760 Speaker 3: So I'm a little budget queen. I love with good budget. 388 00:18:04,840 --> 00:18:08,520 Speaker 2: Same girlfriend, same Yes, I've literally made it my career. 389 00:18:08,920 --> 00:18:11,080 Speaker 3: Yeah clip, well, yes, obviously you're very good at it. 390 00:18:11,920 --> 00:18:13,359 Speaker 2: I didn't say I was good. I just said I 391 00:18:13,400 --> 00:18:14,000 Speaker 2: was excited. 392 00:18:15,400 --> 00:18:17,760 Speaker 3: So I use up bank, which has been like game changing, 393 00:18:17,800 --> 00:18:19,480 Speaker 3: and like have the little sub account, so I have 394 00:18:19,560 --> 00:18:22,640 Speaker 3: like one four. I have my emergency fund in there, which 395 00:18:22,680 --> 00:18:24,639 Speaker 3: is five hundred dollars to match the credit card that 396 00:18:24,680 --> 00:18:27,160 Speaker 3: I have because five hundreds like a good amount. And 397 00:18:27,200 --> 00:18:29,920 Speaker 3: then I have like a beauty account. I love being pampered. 398 00:18:29,960 --> 00:18:32,720 Speaker 3: It's my thing. It's like you talk about like making 399 00:18:32,720 --> 00:18:34,679 Speaker 3: sure you're spending a line to your values and like 400 00:18:34,720 --> 00:18:36,959 Speaker 3: putting money aside for things that you value, and I'm like, 401 00:18:37,119 --> 00:18:39,520 Speaker 3: I value getting my brows done and my hair done. 402 00:18:39,400 --> 00:18:41,840 Speaker 2: So that's in my budget. So yeah, so. 403 00:18:41,960 --> 00:18:44,800 Speaker 3: Always budgeting for that date night as well. I have one, 404 00:18:44,840 --> 00:18:46,720 Speaker 3: so my partner I value date night. We do that 405 00:18:46,760 --> 00:18:50,000 Speaker 3: every week, So put money aside for that, and then 406 00:18:50,280 --> 00:18:52,439 Speaker 3: I've currently got one that's fleg trips away, so if 407 00:18:52,440 --> 00:18:54,199 Speaker 3: we ever, like we've got a few trips down the 408 00:18:54,200 --> 00:18:57,160 Speaker 3: coast coming up, so like just checking some money in there, 409 00:18:57,560 --> 00:19:00,240 Speaker 3: and I just find that, like having that struck show 410 00:19:00,880 --> 00:19:03,359 Speaker 3: makes it the money that I've got sitting in like 411 00:19:03,600 --> 00:19:05,440 Speaker 3: the actual like spending part of my out bank, Like 412 00:19:05,440 --> 00:19:08,080 Speaker 3: that's the money I've got to spend. And if I'm 413 00:19:08,160 --> 00:19:10,600 Speaker 3: using the money from like the date night fund for 414 00:19:10,720 --> 00:19:12,600 Speaker 3: date night, like I don't feel guilty because I'm. 415 00:19:12,440 --> 00:19:13,640 Speaker 2: Like that money cool inside. 416 00:19:14,440 --> 00:19:17,280 Speaker 3: So your budgeting is now like one of my really 417 00:19:17,280 --> 00:19:23,040 Speaker 3: good money habits character development. One thing that my partner 418 00:19:23,040 --> 00:19:25,439 Speaker 3: actually picked up on and I didn't realize this. He 419 00:19:25,520 --> 00:19:28,320 Speaker 3: can tell what I'm going through a really really, really 420 00:19:28,320 --> 00:19:31,280 Speaker 3: anxious period is because I'll start budgeting, I pull out 421 00:19:31,280 --> 00:19:34,200 Speaker 3: my budget again and I'll just sit there and even 422 00:19:34,240 --> 00:19:37,479 Speaker 3: if it's just rewriting what I've already written, I'll rewrite 423 00:19:37,520 --> 00:19:39,439 Speaker 3: it all and make sure I've got enough money to 424 00:19:39,480 --> 00:19:44,560 Speaker 3: cover everything. Because it's like such an anxiety inducing concept 425 00:19:44,600 --> 00:19:44,920 Speaker 3: for me. 426 00:19:45,040 --> 00:19:47,760 Speaker 2: It gives you peace of mind. I totally get it 427 00:19:47,840 --> 00:19:51,040 Speaker 2: because I'm exactly the same. The second I feel things 428 00:19:51,040 --> 00:19:53,720 Speaker 2: are losing control, I'm like, all right, grasp it everything 429 00:19:53,720 --> 00:19:56,199 Speaker 2: that can help me create control. All right, my budget 430 00:19:56,280 --> 00:19:58,199 Speaker 2: is number one. All right, this is going to make 431 00:19:58,200 --> 00:20:00,439 Speaker 2: me feel powerful and like I'm the boss. This is 432 00:20:00,480 --> 00:20:02,439 Speaker 2: exactly what I mean. I get it, my friend, I 433 00:20:02,480 --> 00:20:02,800 Speaker 2: get it. 434 00:20:03,400 --> 00:20:07,080 Speaker 3: Yes, so exactly. So just really focusing on like making 435 00:20:07,119 --> 00:20:09,119 Speaker 3: sure that like, because I've been without money for so 436 00:20:09,200 --> 00:20:11,760 Speaker 3: long that like having money, I'm like wanting to make 437 00:20:11,800 --> 00:20:13,639 Speaker 3: sure it's always there and I've always got more than 438 00:20:13,720 --> 00:20:15,240 Speaker 3: enough for things. 439 00:20:15,480 --> 00:20:18,199 Speaker 2: Yeah, no, it's smart, all right. The opposite of that, 440 00:20:18,480 --> 00:20:22,680 Speaker 2: what is your worst money habit? So I had a few, 441 00:20:22,800 --> 00:20:27,960 Speaker 2: but I think my worst money habit is I feel 442 00:20:28,520 --> 00:20:33,399 Speaker 2: obliged to pay for things for people all the time 443 00:20:33,800 --> 00:20:37,240 Speaker 2: when no one has expecting me to or has asked 444 00:20:37,280 --> 00:20:37,600 Speaker 2: me too. 445 00:20:37,640 --> 00:20:39,400 Speaker 3: So like we'll go out for a brunch, for example, 446 00:20:39,640 --> 00:20:41,480 Speaker 3: and I was like, oh, I'll buy your brunch, Like 447 00:20:41,560 --> 00:20:44,440 Speaker 3: that's fine, let me pay for it, which is like 448 00:20:44,440 --> 00:20:46,320 Speaker 3: like I suppose a nice thing to do if I 449 00:20:46,359 --> 00:20:48,639 Speaker 3: had the money to do it, then I end up 450 00:20:48,680 --> 00:20:51,359 Speaker 3: like really broke for the rest of the week. Yeah, 451 00:20:51,400 --> 00:20:54,959 Speaker 3: And so like that's probably one of the things that 452 00:20:55,040 --> 00:20:57,040 Speaker 3: I need to need to work on. And like, also, 453 00:20:57,160 --> 00:21:00,080 Speaker 3: I love gifts, like I love giving gifts. That's one 454 00:21:00,119 --> 00:21:03,879 Speaker 3: of my main love languages is buying things for people. 455 00:21:04,040 --> 00:21:08,400 Speaker 2: This has been a theme of today's recording. Obviously we 456 00:21:08,440 --> 00:21:10,800 Speaker 2: do a little bit of pre recording and a bunch 457 00:21:10,800 --> 00:21:13,639 Speaker 2: of few money dirists up. I think three of the 458 00:21:13,680 --> 00:21:16,000 Speaker 2: four money dives we've spoken to and Gabby and I 459 00:21:16,160 --> 00:21:18,240 Speaker 2: in the car on the way here to record this morning, 460 00:21:18,440 --> 00:21:21,280 Speaker 2: we're all talking about how our love language was gift giving. 461 00:21:21,440 --> 00:21:24,440 Speaker 2: All of us. It's the theme of today. I love it. 462 00:21:25,200 --> 00:21:26,880 Speaker 3: I don't know. I feel good being able to buy 463 00:21:26,920 --> 00:21:30,040 Speaker 3: something for someone that they've always wanted. And yeah, so 464 00:21:30,080 --> 00:21:31,560 Speaker 3: I don't like, I don't set a budget for that, 465 00:21:31,640 --> 00:21:34,800 Speaker 3: Like I'll just buy yeah whatever, even if it's like 466 00:21:34,960 --> 00:21:37,520 Speaker 3: a little bit, a little bit out of my price range. 467 00:21:37,440 --> 00:21:40,320 Speaker 3: But it means that I have to sacrifice my oat 468 00:21:40,400 --> 00:21:41,359 Speaker 3: lattes that week. 469 00:21:41,520 --> 00:21:45,240 Speaker 2: Oh girlfriend, I get it, I get it totally. All right, 470 00:21:45,440 --> 00:21:47,800 Speaker 2: let's move on to the very last question before we 471 00:21:47,880 --> 00:21:49,920 Speaker 2: go to workbreak. I want to know what Greg would 472 00:21:49,920 --> 00:21:51,880 Speaker 2: you give yourself if we forced you to give yourself 473 00:21:51,920 --> 00:21:52,960 Speaker 2: a money grade. 474 00:21:54,160 --> 00:21:56,720 Speaker 3: So I think, like if you had to ask me 475 00:21:56,800 --> 00:21:58,720 Speaker 3: this question. Like two years ago, I would have been 476 00:21:58,800 --> 00:22:02,760 Speaker 3: like an F, like a double no complete fail. But 477 00:22:02,880 --> 00:22:05,720 Speaker 3: now I've worked really hard, so I would put myself 478 00:22:05,760 --> 00:22:08,919 Speaker 3: probably at like maybe like a C plus, where like 479 00:22:08,960 --> 00:22:11,800 Speaker 3: I still have a lot of work to do and 480 00:22:11,840 --> 00:22:15,840 Speaker 3: like growth, but my budgeting is there and I have 481 00:22:15,920 --> 00:22:20,480 Speaker 3: a lot more like discipline to save and stuff. 482 00:22:20,920 --> 00:22:24,040 Speaker 2: She's got good structure. We love it. So what would 483 00:22:24,040 --> 00:22:26,280 Speaker 2: it take to get to an A plus? 484 00:22:26,920 --> 00:22:32,800 Speaker 3: I think to start like thinking more further ahead in 485 00:22:32,840 --> 00:22:35,639 Speaker 3: the future with my money, so looking at investing and 486 00:22:35,760 --> 00:22:40,440 Speaker 3: like saving maybe a little bit more diligently for a house. 487 00:22:40,480 --> 00:22:42,439 Speaker 3: But I can't really do that until I have a 488 00:22:42,480 --> 00:22:43,479 Speaker 3: little bit more income. 489 00:22:43,600 --> 00:22:46,320 Speaker 2: So you've got a lot to go. You're still at UNI. 490 00:22:46,480 --> 00:22:47,879 Speaker 2: It's all about the journey. 491 00:22:48,520 --> 00:22:50,399 Speaker 3: I do know that. And like my partner he works 492 00:22:50,400 --> 00:22:52,720 Speaker 3: full time, like and he earns very good money, so 493 00:22:53,359 --> 00:22:55,680 Speaker 3: like having that is really helpful so he can focus 494 00:22:55,720 --> 00:22:57,080 Speaker 3: a little bit on the saving. But I'm like, I 495 00:22:57,119 --> 00:22:58,040 Speaker 3: want to contribute to. 496 00:22:58,680 --> 00:23:01,480 Speaker 2: Ye fair, I feel like that's a common thing to 497 00:23:01,560 --> 00:23:03,560 Speaker 2: feel as well. All right, let's go to a really 498 00:23:03,640 --> 00:23:05,640 Speaker 2: quick break and then I want to break down all 499 00:23:05,640 --> 00:23:08,080 Speaker 2: of the information that you sent through in your submission 500 00:23:08,080 --> 00:23:15,240 Speaker 2: email guys, don't go anywhere, all right, money Diarist. We 501 00:23:15,240 --> 00:23:18,639 Speaker 2: were speaking before about money trauma and how it's a 502 00:23:18,680 --> 00:23:22,000 Speaker 2: relatively new concept to you, and I feel like this 503 00:23:22,080 --> 00:23:24,280 Speaker 2: is a conversation that has been going on in my 504 00:23:24,400 --> 00:23:28,040 Speaker 2: DMS for you know, the last few weeks, because it's 505 00:23:28,080 --> 00:23:31,560 Speaker 2: not really something that people have confronted before. I know 506 00:23:31,640 --> 00:23:33,639 Speaker 2: that we're not the first to come up with this term. 507 00:23:33,720 --> 00:23:37,360 Speaker 2: Absolutely not. We're just talking about it. However, it's one 508 00:23:37,359 --> 00:23:40,520 Speaker 2: of those things where I think people go, oh, oh, 509 00:23:40,760 --> 00:23:44,280 Speaker 2: that is what I've experienced. How did you feel when 510 00:23:44,320 --> 00:23:48,280 Speaker 2: you kind of found a term to put to your experiences? 511 00:23:49,280 --> 00:23:53,240 Speaker 3: It made a lot of sense. It definitely helped, I guess, 512 00:23:53,320 --> 00:23:56,200 Speaker 3: I don't know, justify how I was feeling in a way. 513 00:23:56,800 --> 00:24:00,639 Speaker 3: I actually first realized I think I had money trauma. 514 00:24:00,680 --> 00:24:02,440 Speaker 3: Like in your book, you have like in the first 515 00:24:02,440 --> 00:24:04,800 Speaker 3: part of the book, you have like questions or something. Yeah, 516 00:24:04,800 --> 00:24:06,919 Speaker 3: but like he is supposed to answer the questions. So 517 00:24:06,960 --> 00:24:08,680 Speaker 3: I was like, I'll do that. She's asked me too, 518 00:24:08,720 --> 00:24:13,359 Speaker 3: I'll do it. But I just started crying so much 519 00:24:13,680 --> 00:24:16,439 Speaker 3: physical pain. No it's not like from you, but like 520 00:24:16,560 --> 00:24:21,320 Speaker 3: it was so unbelievably distressing for me to even start 521 00:24:21,359 --> 00:24:25,280 Speaker 3: thinking about my relationship with money. Oh my, and I 522 00:24:25,280 --> 00:24:27,879 Speaker 3: think that's when I realized something was like really wrong. 523 00:24:28,000 --> 00:24:31,240 Speaker 3: I'm like, wow, okay, this makes a lot of sense. 524 00:24:31,720 --> 00:24:34,240 Speaker 3: Like my partner and I we have like a lot 525 00:24:34,240 --> 00:24:36,560 Speaker 3: of the same values, so it works, but like we 526 00:24:36,760 --> 00:24:40,600 Speaker 3: both have very different ideas on like spending money and everything. 527 00:24:40,720 --> 00:24:42,960 Speaker 3: He doesn't do budgeting, but he's always got lots of money. 528 00:24:43,000 --> 00:24:44,560 Speaker 3: He's always been the sort of person that has like 529 00:24:44,640 --> 00:24:46,880 Speaker 3: three thousand dollars sitting in his bank account just there 530 00:24:47,040 --> 00:24:50,000 Speaker 3: as like a buffer. So when I'd be like, oh 531 00:24:50,080 --> 00:24:52,320 Speaker 3: my gosh, I have like zero dollars in my bank 532 00:24:52,359 --> 00:24:54,520 Speaker 3: account right now, can you please put petrol in my car? 533 00:24:54,720 --> 00:24:57,040 Speaker 3: And I'd feel really guilty about doing that, And then 534 00:24:57,960 --> 00:24:59,640 Speaker 3: he was always happy to do it, but he also 535 00:24:59,720 --> 00:25:01,040 Speaker 3: wanted to to get to a point where I could 536 00:25:01,040 --> 00:25:03,359 Speaker 3: do it for myself, so I can understand. But he'd 537 00:25:03,359 --> 00:25:05,280 Speaker 3: be like, you know, oh, you know, Jess, we're running 538 00:25:05,320 --> 00:25:08,120 Speaker 3: like I'm running quite low on money, and I'm like, yeah, 539 00:25:08,160 --> 00:25:10,879 Speaker 3: I was like, you, you don't know what that feels like. 540 00:25:11,720 --> 00:25:14,359 Speaker 3: So even though like he's completely justified and feeling the 541 00:25:14,359 --> 00:25:17,520 Speaker 3: way he feels, but I get super defensive whenever the 542 00:25:17,560 --> 00:25:20,320 Speaker 3: topic of money comes up, because I think I've just 543 00:25:20,359 --> 00:25:24,560 Speaker 3: always felt very attacked, especially with that one particular instance 544 00:25:24,600 --> 00:25:26,639 Speaker 3: with my family member, you know, telling me that, you know, 545 00:25:26,640 --> 00:25:29,720 Speaker 3: if I didn't have money, I'm worthless, And that was 546 00:25:29,760 --> 00:25:33,119 Speaker 3: like one of those things where with like a lesson 547 00:25:33,240 --> 00:25:36,240 Speaker 3: for me to learn, but I still just like, have 548 00:25:36,359 --> 00:25:40,080 Speaker 3: this whole If I can't support us, then I'm you know, 549 00:25:40,200 --> 00:25:42,280 Speaker 3: I'm terrible, Like why would you want to be with me? 550 00:25:42,440 --> 00:25:44,480 Speaker 3: I have all these health problems, Like I spend so 551 00:25:44,640 --> 00:25:47,800 Speaker 3: much money on like doctor's appointments and medication and all 552 00:25:47,840 --> 00:25:49,760 Speaker 3: of that every month, And I'm like, you could just 553 00:25:49,840 --> 00:25:54,159 Speaker 3: be with someone who doesn't have those problems and that 554 00:25:54,200 --> 00:25:56,280 Speaker 3: doesn't spend that money, and like, obviously I would whare 555 00:25:56,320 --> 00:25:58,280 Speaker 3: That's a toxic mentality for me to have. And so 556 00:25:58,320 --> 00:26:00,639 Speaker 3: I work through that a lot now, but for long time, 557 00:26:00,720 --> 00:26:02,719 Speaker 3: that was kind of how I felt about a lot 558 00:26:02,760 --> 00:26:05,359 Speaker 3: of things, and it was all out of my control, 559 00:26:05,440 --> 00:26:07,520 Speaker 3: like there was nothing I could do about it. 560 00:26:07,520 --> 00:26:09,800 Speaker 2: It totally makes sense, and I guess that's why I 561 00:26:09,840 --> 00:26:13,280 Speaker 2: wanted to ask, because often you feel out of control, 562 00:26:13,480 --> 00:26:17,280 Speaker 2: especially with circumstances that you can't manage talk to us 563 00:26:17,320 --> 00:26:19,800 Speaker 2: about the health problems you've mentioned. Obviously you don't have 564 00:26:19,840 --> 00:26:22,119 Speaker 2: to disclose what they are, but just how they impact 565 00:26:22,200 --> 00:26:25,800 Speaker 2: your finances and how you're managing that long term. 566 00:26:26,560 --> 00:26:29,199 Speaker 3: Yeah, so I've got quite a number. They kind of 567 00:26:29,240 --> 00:26:33,399 Speaker 3: just like accumulated over the years. So my main one, 568 00:26:33,720 --> 00:26:37,879 Speaker 3: I have generalized anxiety disorders. That's the probably the biggest one. 569 00:26:37,920 --> 00:26:39,879 Speaker 3: I think that impacts all of the other health problems 570 00:26:39,880 --> 00:26:43,439 Speaker 3: as well. So basically what that means is like my 571 00:26:43,560 --> 00:26:45,440 Speaker 3: day to day life is I'm just in a constant 572 00:26:45,440 --> 00:26:48,080 Speaker 3: state of anxiety, regardless of whether there's a reason for 573 00:26:48,160 --> 00:26:50,360 Speaker 3: me to be anxious. It's just like constantly in fight 574 00:26:50,440 --> 00:26:53,399 Speaker 3: or flight all the time and just always stressed, worrying 575 00:26:53,400 --> 00:26:58,000 Speaker 3: about things that don't need to be worried about. And 576 00:26:58,080 --> 00:27:01,280 Speaker 3: so I've been in therapy for that since i was thirteen. 577 00:27:01,640 --> 00:27:04,560 Speaker 3: I'm actually celebrating my ten year university with my psychologist 578 00:27:04,680 --> 00:27:05,160 Speaker 3: next month. 579 00:27:05,680 --> 00:27:11,760 Speaker 2: Happy. That's fun, most consistent relationship. I like that at 580 00:27:11,840 --> 00:27:12,840 Speaker 2: least they're a good fit. 581 00:27:13,520 --> 00:27:16,040 Speaker 3: Yes, exactly. No, she's fantastic and I am really lucky 582 00:27:16,040 --> 00:27:17,480 Speaker 3: that I do get a very good deal with her. 583 00:27:17,640 --> 00:27:20,119 Speaker 3: But that's still you know, like fifty dollars I have 584 00:27:20,160 --> 00:27:23,960 Speaker 3: to come up with every month. So I also have endometriosis, 585 00:27:24,000 --> 00:27:26,199 Speaker 3: which I found out a couple of years ago. I 586 00:27:26,240 --> 00:27:29,520 Speaker 3: was diagnosed with that not a major issue in terms 587 00:27:29,600 --> 00:27:32,200 Speaker 3: of my daily functioning, Like I'm really lucky that I'm 588 00:27:32,200 --> 00:27:34,399 Speaker 3: not in a lot of pain, but I have to 589 00:27:34,400 --> 00:27:37,199 Speaker 3: take a specific medication for it that's not covered by 590 00:27:37,240 --> 00:27:41,560 Speaker 3: the PBS because apparently the PBS doesn't acknowledge women's health problems. 591 00:27:41,640 --> 00:27:43,560 Speaker 3: So I have to pay for it out of pocket, right, 592 00:27:44,600 --> 00:27:46,760 Speaker 3: which is like you know, an extra I think it's 593 00:27:46,800 --> 00:27:49,239 Speaker 3: about eighty dollars a month for that medication I have 594 00:27:49,320 --> 00:27:52,560 Speaker 3: to take it. I also suffer from daily chronic migraines, 595 00:27:52,760 --> 00:27:56,960 Speaker 3: so I take two different types of migraine medication every day. 596 00:27:57,359 --> 00:27:59,680 Speaker 3: That's not as expensive, probably about twenty dollars a month 597 00:27:59,720 --> 00:27:59,919 Speaker 3: for that. 598 00:28:00,119 --> 00:28:01,080 Speaker 2: It all adds up. 599 00:28:01,119 --> 00:28:03,000 Speaker 3: It does, And I have to go to the physio 600 00:28:03,040 --> 00:28:07,359 Speaker 3: every month as well, because my anxiety manifests itself in 601 00:28:07,400 --> 00:28:10,040 Speaker 3: a physical manner in my shoulders and my neck, so 602 00:28:10,080 --> 00:28:13,040 Speaker 3: it gets really tense and that causes the migraines as well, 603 00:28:13,080 --> 00:28:14,320 Speaker 3: So I need to go to the physio to have 604 00:28:14,440 --> 00:28:17,160 Speaker 3: like that basically massaged out and dealt with, and that's 605 00:28:17,200 --> 00:28:20,800 Speaker 3: seventy dollars a month as well. And then I also 606 00:28:20,880 --> 00:28:24,320 Speaker 3: have narcolepsy type two. The way that I describe it 607 00:28:24,359 --> 00:28:27,480 Speaker 3: is it's like plugging your phone into charge every night, 608 00:28:27,520 --> 00:28:30,439 Speaker 3: but the charging cords really terrible and doesn't do its 609 00:28:30,520 --> 00:28:32,159 Speaker 3: job very well. So your phone on the end of 610 00:28:32,200 --> 00:28:35,440 Speaker 3: the charges till like twenty percent and it can work, 611 00:28:35,800 --> 00:28:37,280 Speaker 3: but not very well. 612 00:28:37,760 --> 00:28:38,480 Speaker 1: So a really. 613 00:28:38,320 --> 00:28:41,200 Speaker 2: Dodgy cord that's on Apple, that's honestly on Apple. I 614 00:28:41,200 --> 00:28:43,280 Speaker 2: feel like every cord I've ever had has broken. So 615 00:28:43,440 --> 00:28:44,920 Speaker 2: that's a really good analogy. 616 00:28:45,200 --> 00:28:48,440 Speaker 4: Great analogy, great analogy to a very good way of 617 00:28:48,520 --> 00:28:49,120 Speaker 4: explaining it. 618 00:28:49,160 --> 00:28:51,520 Speaker 2: I've just immediately related to it and be like, yeah, 619 00:28:51,560 --> 00:28:54,760 Speaker 2: all right, I get that. Yeah yeah. 620 00:28:54,840 --> 00:28:59,000 Speaker 3: So that just basically means I'm just tired all the time. 621 00:28:59,560 --> 00:29:03,520 Speaker 3: And it's like the vicious cycle of those things together. 622 00:29:04,000 --> 00:29:06,760 Speaker 3: Like when I'm really anxious, my endo flares up, I'm 623 00:29:06,760 --> 00:29:09,200 Speaker 3: more like in lot more pain, and then if I 624 00:29:09,240 --> 00:29:11,520 Speaker 3: make SIUs, my shoulders flare up, and then that causes 625 00:29:11,520 --> 00:29:14,520 Speaker 3: a migraine, and then you know, it causes bad sleep, 626 00:29:14,560 --> 00:29:16,680 Speaker 3: and I get night terrors as well, and then that 627 00:29:16,720 --> 00:29:20,200 Speaker 3: impacts and narcilepsy as well, so you I just sort 628 00:29:20,200 --> 00:29:21,840 Speaker 3: of end up like I need to take some more 629 00:29:21,880 --> 00:29:24,800 Speaker 3: time off work than most people because sometimes I just 630 00:29:25,240 --> 00:29:28,040 Speaker 3: need to sleep for four days straight or to be 631 00:29:28,120 --> 00:29:29,560 Speaker 3: able to function as a human being. 632 00:29:29,600 --> 00:29:32,959 Speaker 2: Again understandably, so though, like all of that adds up 633 00:29:33,000 --> 00:29:35,520 Speaker 2: and makes sense, and it's kind of like a domino effect, right, 634 00:29:35,640 --> 00:29:38,480 Speaker 2: Like Boin ones down, the others far more likely to 635 00:29:38,560 --> 00:29:41,080 Speaker 2: come down, because once you get hit from one way, 636 00:29:41,120 --> 00:29:43,280 Speaker 2: you're just going to get hit from the other. To 637 00:29:43,320 --> 00:29:46,360 Speaker 2: be honest, that just sounds like a really terrible circumstance. 638 00:29:46,440 --> 00:29:47,880 Speaker 2: I'm sorry that that's the case. 639 00:29:48,440 --> 00:29:50,680 Speaker 3: Oh, it's it's fine, Like I've learned how to deal 640 00:29:50,720 --> 00:29:52,480 Speaker 3: with it. Like, I'm just I'm kind of used to it. 641 00:29:52,560 --> 00:29:54,360 Speaker 3: Mum told me apparently used to get sick a lot 642 00:29:54,360 --> 00:29:56,520 Speaker 3: when I was a kid as well, so she's not surprised, 643 00:29:56,560 --> 00:29:59,200 Speaker 3: and I'm like, oh, so it's one of those things 644 00:29:59,200 --> 00:30:01,440 Speaker 3: where like I'm kind I kind of like I'm used 645 00:30:01,480 --> 00:30:03,760 Speaker 3: to it now. It's really hard a lot of my 646 00:30:03,880 --> 00:30:08,000 Speaker 3: conditions as well, because they're all like invisible conditions. It's 647 00:30:08,080 --> 00:30:11,760 Speaker 3: really hard to explain to people, especially my family. So 648 00:30:11,840 --> 00:30:16,120 Speaker 3: my family are very much of the mindset of you know, 649 00:30:16,360 --> 00:30:18,320 Speaker 3: just need to get over it, like you just just 650 00:30:18,360 --> 00:30:21,040 Speaker 3: don't be sick kind of thing. So like if I 651 00:30:21,080 --> 00:30:23,680 Speaker 3: had a broken leg, like they would understand that, but 652 00:30:23,800 --> 00:30:26,800 Speaker 3: because I'm like, oh, I've got you know, these invisible 653 00:30:27,040 --> 00:30:29,760 Speaker 3: like I get migraines, Like people who don't suffer from 654 00:30:29,800 --> 00:30:34,320 Speaker 3: migraines just think they're like bad headaches. No, you don't understand, 655 00:30:34,480 --> 00:30:37,520 Speaker 3: Like I get armed paralysis, like I stopped seeing. I 656 00:30:37,560 --> 00:30:41,640 Speaker 3: can't see, like I'm in so much pain. Like it's 657 00:30:42,080 --> 00:30:45,120 Speaker 3: one of those things where like you look fine, you 658 00:30:45,160 --> 00:30:47,320 Speaker 3: look healthy, Like why do you need to go to 659 00:30:47,360 --> 00:30:49,160 Speaker 3: the doctor so much? Like why do you need to 660 00:30:49,200 --> 00:30:51,400 Speaker 3: go to the physio? Like you don't need these medications, 661 00:30:51,440 --> 00:30:55,040 Speaker 3: like you could just you know, go outside and eat 662 00:30:55,240 --> 00:30:57,600 Speaker 3: your vege and fruit and stuff. I was once told 663 00:30:57,640 --> 00:30:59,560 Speaker 3: that I need to just put my pillow up higher, 664 00:31:00,040 --> 00:31:00,320 Speaker 3: and that. 665 00:31:00,280 --> 00:31:03,360 Speaker 2: Would, Oh my gosh, do you know how much money 666 00:31:03,400 --> 00:31:05,760 Speaker 2: you could save just by putting your pillow my life? 667 00:31:06,000 --> 00:31:08,000 Speaker 2: Did you know that? Like you won't have to spend 668 00:31:08,040 --> 00:31:11,520 Speaker 2: any money on any medication. Actually, don't take that. Don't 669 00:31:11,560 --> 00:31:14,400 Speaker 2: take that from me, Like I am not a medical doctor. 670 00:31:14,800 --> 00:31:17,520 Speaker 2: Have you tried to stop being anxious? Is my personal fear. 671 00:31:17,360 --> 00:31:20,280 Speaker 3: And tried just like, just don't be stressed, just don't 672 00:31:20,280 --> 00:31:21,160 Speaker 3: stress so much? 673 00:31:21,800 --> 00:31:24,000 Speaker 4: How do you manage in your day to day life? 674 00:31:24,000 --> 00:31:26,680 Speaker 4: So the combination of you know, some of those things 675 00:31:26,720 --> 00:31:29,760 Speaker 4: sounds quite chronic. And as you touched on earlier, there's 676 00:31:29,760 --> 00:31:33,240 Speaker 4: a really strong correlation between mental health and physical health, 677 00:31:33,280 --> 00:31:35,640 Speaker 4: and you know how you then can approach your day 678 00:31:35,680 --> 00:31:38,280 Speaker 4: to day life as a result of that. How do 679 00:31:38,320 --> 00:31:43,240 Speaker 4: you manage within your career? The I guess disclosing within 680 00:31:43,280 --> 00:31:46,120 Speaker 4: the realm of what you're comfortable with, while still asking 681 00:31:46,360 --> 00:31:49,840 Speaker 4: for the support that you need, because I'm assuming that 682 00:31:49,960 --> 00:31:53,800 Speaker 4: with this many different health problems, you're going to need 683 00:31:53,920 --> 00:31:57,400 Speaker 4: certain levels of flexibility or allowances that someone who's fully 684 00:31:57,440 --> 00:32:01,320 Speaker 4: healthy doesn't need or doesn't have access. How has that 685 00:32:01,440 --> 00:32:04,520 Speaker 4: worked for you In terms of the workplace. 686 00:32:04,720 --> 00:32:07,240 Speaker 3: It's taken a really long time for me to actually 687 00:32:07,280 --> 00:32:11,520 Speaker 3: find a workplace that is really understanding of it. I've 688 00:32:11,600 --> 00:32:17,080 Speaker 3: had some horrible bosses I've worked for. My first part 689 00:32:17,080 --> 00:32:20,480 Speaker 3: time job that I got, like outside of UNI, was 690 00:32:20,520 --> 00:32:23,760 Speaker 3: at this medical center and the boss she was a nightmare. 691 00:32:23,840 --> 00:32:26,520 Speaker 3: She was awful. She had five bullying complaints put in 692 00:32:26,560 --> 00:32:30,080 Speaker 3: against her, and they still wouldn't fire her, but I digress. 693 00:32:30,280 --> 00:32:33,120 Speaker 3: I ended up having a migraine attack and I was like, 694 00:32:33,160 --> 00:32:35,040 Speaker 3: I need to see one of the doctors, like I'm 695 00:32:35,080 --> 00:32:37,280 Speaker 3: not well, and she was like, no, you're fine. You 696 00:32:37,360 --> 00:32:39,120 Speaker 3: can't do that, like you're on shift right now, like 697 00:32:39,160 --> 00:32:41,240 Speaker 3: you just have to wait. I'm like, I'm sorry, well, 698 00:32:41,320 --> 00:32:43,600 Speaker 3: like I need to go home. I need someone to 699 00:32:43,600 --> 00:32:46,000 Speaker 3: help me, and she goes, nope, sorry, it's not within 700 00:32:46,080 --> 00:32:48,880 Speaker 3: the time. And then I ended up passing out because 701 00:32:48,920 --> 00:32:52,360 Speaker 3: that's what happened when my migraines are untreated. And then 702 00:32:52,680 --> 00:32:56,400 Speaker 3: she turned around and blamed me and told me it 703 00:32:56,440 --> 00:32:58,920 Speaker 3: was because I didn't tell her it was severe enough. 704 00:32:59,400 --> 00:33:02,680 Speaker 4: You didn't say me seriously, yeah, And I was. 705 00:33:02,720 --> 00:33:06,680 Speaker 3: Like, excuse me, what That's happened a few times where 706 00:33:06,720 --> 00:33:08,600 Speaker 3: I've just been like I'm unwell, I need to go 707 00:33:08,680 --> 00:33:11,400 Speaker 3: and they're like, no, you look fine. I'm like I'm 708 00:33:11,440 --> 00:33:15,479 Speaker 3: not please and just like not being listened to. So 709 00:33:15,520 --> 00:33:17,880 Speaker 3: it's taken a long time. But my current workplace they 710 00:33:17,920 --> 00:33:21,440 Speaker 3: are absolutely fantastic. I think because we work with people 711 00:33:21,480 --> 00:33:26,560 Speaker 3: with special needs, they're very understanding of what it's like 712 00:33:26,800 --> 00:33:31,120 Speaker 3: to have to have, you know, special considerations put in place, 713 00:33:31,120 --> 00:33:32,640 Speaker 3: and it doesn't make you like that at your job. 714 00:33:32,800 --> 00:33:34,760 Speaker 3: It just means that, like sometimes you won't be able 715 00:33:34,760 --> 00:33:37,400 Speaker 3: to come into work that day, and you know it's 716 00:33:37,440 --> 00:33:39,400 Speaker 3: not your fault. Like I was always made to feel 717 00:33:39,440 --> 00:33:41,840 Speaker 3: like if I couldn't come into work, the whole place 718 00:33:41,920 --> 00:33:44,520 Speaker 3: was going to fall apart, And yeah, like you know, 719 00:33:45,320 --> 00:33:47,640 Speaker 3: I'm putting everyone else under so much stress by not 720 00:33:47,680 --> 00:33:49,280 Speaker 3: showing up to work kind of thing. 721 00:33:49,200 --> 00:33:52,760 Speaker 2: And that's not the case at all. Absolutely, No, I 722 00:33:52,760 --> 00:33:55,440 Speaker 2: don't want to work for someone who isn't flexible on 723 00:33:55,480 --> 00:33:56,400 Speaker 2: those terms. 724 00:33:56,520 --> 00:34:01,560 Speaker 3: No, exactly. So I've definitely like finding a good workplace 725 00:34:01,600 --> 00:34:03,600 Speaker 3: that's supportive of it is a big thing. But also 726 00:34:03,720 --> 00:34:06,320 Speaker 3: my main thing is I need structure. I need routine. 727 00:34:07,000 --> 00:34:09,520 Speaker 3: That is like my main thing with dealing with my 728 00:34:09,560 --> 00:34:11,600 Speaker 3: anxiety is I have to get up at the same 729 00:34:11,600 --> 00:34:14,880 Speaker 3: time every day, even if it seems like really neurotic. 730 00:34:15,040 --> 00:34:16,279 Speaker 3: I have to make sure I get up, I have 731 00:34:16,360 --> 00:34:18,800 Speaker 3: my shower, I get dressed, I have my breakfast, and 732 00:34:18,840 --> 00:34:21,040 Speaker 3: I do everything in a specific order before I leave 733 00:34:21,120 --> 00:34:24,280 Speaker 3: because otherwise I just need to start it well otherwise 734 00:34:24,320 --> 00:34:27,200 Speaker 3: they get really stressed and anxious for the rest of 735 00:34:27,239 --> 00:34:30,160 Speaker 3: the day. And having that routine and knowing that I'm 736 00:34:30,400 --> 00:34:34,600 Speaker 3: getting what I need to get done done is one 737 00:34:34,640 --> 00:34:36,880 Speaker 3: of the things that just I guess reduces that anxiety. 738 00:34:37,080 --> 00:34:40,160 Speaker 3: When the anxiety is reduced, my other health issues tend 739 00:34:40,160 --> 00:34:42,800 Speaker 3: to be a lot better. Like even with my sleep, 740 00:34:42,920 --> 00:34:45,360 Speaker 3: if you let me, I would sleep for twenty hours straight, 741 00:34:45,600 --> 00:34:48,080 Speaker 3: Like I would have no issues doing that, But the 742 00:34:48,120 --> 00:34:50,040 Speaker 3: doctors told me, like, I'm going to be just as 743 00:34:50,120 --> 00:34:52,560 Speaker 3: tired whether I wake up after eight hours of sleep 744 00:34:52,640 --> 00:34:54,600 Speaker 3: or whether I wake up after twenty hours of sleep. 745 00:34:54,640 --> 00:34:56,760 Speaker 3: You might as well just get up after eight hours 746 00:34:56,800 --> 00:35:00,800 Speaker 3: of sleep and get more done in your day. Then, 747 00:35:01,320 --> 00:35:03,920 Speaker 3: you know, just sleep for the whole twenty hours. So 748 00:35:04,560 --> 00:35:06,279 Speaker 3: I think you're getting up at the same time and 749 00:35:06,320 --> 00:35:09,200 Speaker 3: having a good sleep routine really really helps with me. 750 00:35:09,480 --> 00:35:11,960 Speaker 2: That would have been really hard to hear, like just 751 00:35:11,960 --> 00:35:15,160 Speaker 2: get up. Are you saying that my resting is not Yeah, 752 00:35:15,320 --> 00:35:17,640 Speaker 2: Oh my gosh, I'm sorry that that's the case. 753 00:35:17,960 --> 00:35:20,120 Speaker 3: It's honestly fine. It's just one of those things that 754 00:35:20,200 --> 00:35:23,239 Speaker 3: like you just learned to deal with it and yeah, 755 00:35:23,360 --> 00:35:24,240 Speaker 3: go about your life. 756 00:35:24,400 --> 00:35:26,239 Speaker 2: But that's not that healthy, my love. 757 00:35:27,040 --> 00:35:29,160 Speaker 3: Yeah, but I'm doing so much better than I was, 758 00:35:29,440 --> 00:35:32,080 Speaker 3: Like I'm in a place now where I'm managing my 759 00:35:32,160 --> 00:35:35,239 Speaker 3: schedule and I'm keeping myself accountable and like now my 760 00:35:35,320 --> 00:35:37,960 Speaker 3: money is better, Like I've got my emergency fund, Like 761 00:35:38,000 --> 00:35:40,600 Speaker 3: I'm working towards my two thousand dollars saving score, Like 762 00:35:40,640 --> 00:35:43,400 Speaker 3: I know that if something happens, like I have something 763 00:35:43,440 --> 00:35:44,360 Speaker 3: there and that helps. 764 00:35:44,600 --> 00:35:46,080 Speaker 2: Yeah, that makes me really happy. 765 00:35:46,160 --> 00:35:48,440 Speaker 4: Yeah, I'm right back. And you have a lot of clarity, 766 00:35:48,440 --> 00:35:51,320 Speaker 4: and I think that that is just amazing to you. 767 00:35:51,960 --> 00:35:53,000 Speaker 2: I'm so proud of you. 768 00:35:53,480 --> 00:35:54,440 Speaker 3: Oh my god, thank you. 769 00:35:55,040 --> 00:35:57,040 Speaker 2: Yes, I'm looking at the time. I think we've run 770 00:35:57,120 --> 00:36:01,560 Speaker 2: out of time today. Sorry, moneys, but thank you so 771 00:36:01,719 --> 00:36:04,360 Speaker 2: much for joining us. Your story has been so special 772 00:36:04,400 --> 00:36:06,000 Speaker 2: and I feel like a lot of people are going 773 00:36:06,040 --> 00:36:08,440 Speaker 2: to resonate with that and love listening to it, so 774 00:36:08,560 --> 00:36:09,680 Speaker 2: I really appreciate it. 775 00:36:09,920 --> 00:36:11,680 Speaker 3: Oh, thank you so much for having me. I'm so 776 00:36:11,719 --> 00:36:12,560 Speaker 3: excited to be here. 777 00:36:13,200 --> 00:36:14,560 Speaker 2: See one Wednesday, guys. 778 00:36:14,680 --> 00:36:14,879 Speaker 1: Hi