1 00:00:00,200 --> 00:00:02,000 Speaker 1: She's on the Money. 2 00:00:02,160 --> 00:00:19,440 Speaker 2: She's on the Money. 3 00:00:20,760 --> 00:00:24,079 Speaker 3: Hello, and welcome to She's on the Money, the podcast 4 00:00:24,120 --> 00:00:27,920 Speaker 3: for millennials who want financial freedom. This is our Friday 5 00:00:28,000 --> 00:00:30,400 Speaker 3: Drinks episode where we celebrate the money wins from the 6 00:00:30,480 --> 00:00:32,919 Speaker 3: She's on the Money community and we then share our 7 00:00:32,960 --> 00:00:36,600 Speaker 3: own money wins and confession. Georgia, what was this week's 8 00:00:36,640 --> 00:00:37,120 Speaker 3: deep dive? 9 00:00:37,479 --> 00:00:39,320 Speaker 4: Look, Vicki d I wasn't on it, So I'm going 10 00:00:39,360 --> 00:00:40,760 Speaker 4: to handle this one to Jessica. 11 00:00:41,040 --> 00:00:44,800 Speaker 1: I made my debut this week. 12 00:00:44,840 --> 00:00:47,640 Speaker 5: We spoke all about superannuation and the fact that a 13 00:00:47,640 --> 00:00:49,879 Speaker 5: lot of people may or may not have pulled it 14 00:00:49,920 --> 00:00:52,400 Speaker 5: out following off of the back of COVID last year, 15 00:00:52,479 --> 00:00:54,880 Speaker 5: and that exemption that allowed you to take up to 16 00:00:54,920 --> 00:00:57,800 Speaker 5: twenty thousand dollars in two installments out and what that 17 00:00:57,840 --> 00:01:00,320 Speaker 5: means for people. Turns out, it's a lot more than 18 00:01:00,360 --> 00:01:01,320 Speaker 5: people probably thought. 19 00:01:01,320 --> 00:01:05,040 Speaker 3: Cash cash money, Yeah, I love that. Ryan, what was 20 00:01:05,040 --> 00:01:06,560 Speaker 3: happening in this week's money Diary? 21 00:01:06,680 --> 00:01:10,200 Speaker 6: So this week's money Diary was the divorcee who and 22 00:01:10,240 --> 00:01:12,520 Speaker 6: I hate that this is a bit of a stereotype, 23 00:01:12,560 --> 00:01:15,640 Speaker 6: but it is. The husband knew all the bank accounts, 24 00:01:15,720 --> 00:01:17,120 Speaker 6: He just kind of took care of the money she 25 00:01:17,200 --> 00:01:19,800 Speaker 6: never worried about it and didn't have any financial literacy, 26 00:01:19,880 --> 00:01:21,640 Speaker 6: so she was kind of left not only with the 27 00:01:22,120 --> 00:01:24,280 Speaker 6: debts and stuff of a divorce, but not knowing anything. 28 00:01:24,680 --> 00:01:27,199 Speaker 6: And is it weird to say you're proud of someone 29 00:01:27,280 --> 00:01:28,080 Speaker 6: who you don't know? 30 00:01:28,560 --> 00:01:30,400 Speaker 3: No, No, I think we do that all the time. 31 00:01:30,440 --> 00:01:31,280 Speaker 3: And she's on the money. 32 00:01:31,360 --> 00:01:31,600 Speaker 7: Yeah. 33 00:01:31,680 --> 00:01:34,360 Speaker 6: So what she's done in the last twelve months to 34 00:01:34,440 --> 00:01:37,640 Speaker 6: kind of turn her finances around really incredible story from 35 00:01:37,959 --> 00:01:40,600 Speaker 6: a now yeah single doing her own thing, earning her 36 00:01:40,640 --> 00:01:43,000 Speaker 6: own money, getting it all set up legend. 37 00:01:43,120 --> 00:01:46,360 Speaker 3: I love that, Georgia. We don't really have anything for 38 00:01:46,440 --> 00:01:49,040 Speaker 3: you to talk about this way, but you know what 39 00:01:49,080 --> 00:01:52,320 Speaker 3: you're gonna do. You're going to introduce our newest team. 40 00:01:52,520 --> 00:01:53,680 Speaker 1: Yeah, am okay. 41 00:01:53,720 --> 00:01:57,200 Speaker 4: So sitting next to me is the wonderful, illustrious Tony 42 00:01:57,320 --> 00:01:58,320 Speaker 4: lost lots. 43 00:02:00,840 --> 00:02:02,040 Speaker 3: Where have you come from? Tony? 44 00:02:02,560 --> 00:02:06,000 Speaker 8: I used to work for Jason PJ. That's Breakfast Show. 45 00:02:06,080 --> 00:02:06,280 Speaker 1: Yeah. 46 00:02:06,480 --> 00:02:08,640 Speaker 5: There's definitely some fans in the Shoes on the Money community, 47 00:02:08,639 --> 00:02:10,760 Speaker 5: because when we've tagged you in things in the lead 48 00:02:10,840 --> 00:02:12,000 Speaker 5: up to starting, people are like. 49 00:02:12,040 --> 00:02:14,560 Speaker 3: Oh my god, I love Tony. They do, And Tony, 50 00:02:14,639 --> 00:02:15,880 Speaker 3: you have your own podcast, don't you? 51 00:02:16,480 --> 00:02:16,799 Speaker 1: I do. 52 00:02:16,919 --> 00:02:19,440 Speaker 8: It's called one Trick, Tony. Thanks for the little shout o. 53 00:02:20,400 --> 00:02:21,200 Speaker 7: Is it currently on? 54 00:02:21,840 --> 00:02:24,280 Speaker 1: No, currently on a Riata? 55 00:02:24,360 --> 00:02:26,760 Speaker 9: The episode you can go listen to, Yeah, there's like 56 00:02:26,800 --> 00:02:28,960 Speaker 9: twenty there or yeah you binge. 57 00:02:28,639 --> 00:02:31,040 Speaker 3: On that get your film and you're really funny. So 58 00:02:31,160 --> 00:02:33,440 Speaker 3: I would definitely go listen to that. 59 00:02:33,360 --> 00:02:34,639 Speaker 1: Because I have you ever listened to it? 60 00:02:35,040 --> 00:02:37,040 Speaker 3: Undred percent? I've listened to it. I hired you. 61 00:02:37,960 --> 00:02:38,280 Speaker 1: Come on. 62 00:02:38,320 --> 00:02:39,440 Speaker 7: Now, which episode you listen to? 63 00:02:39,520 --> 00:02:44,160 Speaker 3: What was it called the most recent one? 64 00:02:44,200 --> 00:02:45,880 Speaker 1: The weirdest thing is I needed to know what she 65 00:02:46,040 --> 00:02:46,960 Speaker 1: was locked. 66 00:02:47,440 --> 00:02:51,160 Speaker 6: Because iHeartRadio and kisses owned by the same people. We've 67 00:02:51,200 --> 00:02:53,639 Speaker 6: actually brought Tony into her old workplace today. 68 00:02:53,800 --> 00:02:54,880 Speaker 3: It's not awkward at all. 69 00:02:55,200 --> 00:02:58,240 Speaker 9: No, it's not, except I left my charger on my 70 00:02:58,400 --> 00:03:00,760 Speaker 9: desk and I saw it as I was walking past, 71 00:03:00,840 --> 00:03:01,600 Speaker 9: and swat. 72 00:03:03,200 --> 00:03:03,720 Speaker 1: I love it. 73 00:03:03,960 --> 00:03:07,639 Speaker 3: I love it well. Welcome to the team. Welcome to Friday, 74 00:03:08,040 --> 00:03:11,000 Speaker 3: Jessica Ricci. What are we drinking this week? 75 00:03:11,320 --> 00:03:14,680 Speaker 5: This week we got fancy because we are in fact celebrating. 76 00:03:15,600 --> 00:03:18,240 Speaker 5: I certain someone at this table just joined the team 77 00:03:19,000 --> 00:03:20,320 Speaker 5: Tony laws. 78 00:03:20,880 --> 00:03:26,040 Speaker 7: Crap, Sorry, I just thought i'd buy something off. Oh thanks, 79 00:03:26,080 --> 00:03:27,000 Speaker 7: I regret everything. 80 00:03:28,520 --> 00:03:30,519 Speaker 5: But also a certain someone at this table was just 81 00:03:30,560 --> 00:03:33,440 Speaker 5: announced on the Forbes thirty Under thirty list. 82 00:03:35,480 --> 00:03:36,640 Speaker 1: Victory divine any idea? 83 00:03:36,640 --> 00:03:37,360 Speaker 3: Who that could be? 84 00:03:37,640 --> 00:03:38,160 Speaker 1: No idea? 85 00:03:38,360 --> 00:03:46,640 Speaker 8: It was also made. 86 00:03:43,560 --> 00:03:46,680 Speaker 5: So taking a step away from our usual dirty, dirty choices, 87 00:03:46,800 --> 00:03:50,640 Speaker 5: we're drinking the g hate What did he say? 88 00:03:50,680 --> 00:03:53,520 Speaker 3: It was called it's the number four gh mom, which 89 00:03:53,600 --> 00:03:56,640 Speaker 3: is a delightful champagne. I have had it before, I 90 00:03:56,680 --> 00:03:59,960 Speaker 3: have very smooth. But we did go to Dan Murphy's earlier. 91 00:04:00,120 --> 00:04:03,080 Speaker 3: We did didn't run into Will such a shame. However, 92 00:04:03,280 --> 00:04:05,520 Speaker 3: we did pick up some piping hot tea. We actually 93 00:04:05,560 --> 00:04:09,440 Speaker 3: wanted verve turns out because that's more pretty, more instagrammable 94 00:04:09,440 --> 00:04:10,960 Speaker 3: interaund the orange box. 95 00:04:11,080 --> 00:04:14,160 Speaker 5: Yeah, however, there was none in the fridge, and we 96 00:04:14,200 --> 00:04:16,120 Speaker 5: were like, oh, like, why isn't there any in the fridge? 97 00:04:16,120 --> 00:04:18,320 Speaker 5: We got someone to help us look. We thought maybe 98 00:04:18,320 --> 00:04:20,680 Speaker 5: we weren't looking properly. I do what I call a 99 00:04:20,760 --> 00:04:26,560 Speaker 5: James look whoa. It means you looked for it and 100 00:04:26,600 --> 00:04:28,600 Speaker 5: it was absolutely there, and you just didn't look hard enough, 101 00:04:28,640 --> 00:04:30,800 Speaker 5: and you didn't call your girlfriend and say where is it? 102 00:04:30,839 --> 00:04:32,520 Speaker 5: And I say, did you look where it's supposed to be? 103 00:04:32,560 --> 00:04:34,600 Speaker 5: And you say yes? And I go, if I come, look, 104 00:04:34,720 --> 00:04:36,160 Speaker 5: is it going to be there? And you say no? 105 00:04:36,320 --> 00:04:38,040 Speaker 5: And then I come and wow, I found it. 106 00:04:38,240 --> 00:04:40,520 Speaker 6: So Will wasn't there and we didn't get what we wanted. 107 00:04:40,520 --> 00:04:41,640 Speaker 6: What is the moral of this story? 108 00:04:41,640 --> 00:04:43,400 Speaker 7: From the Dann Murvi the tea. 109 00:04:43,520 --> 00:04:46,360 Speaker 5: The moral of this story is Dan Murvies have some 110 00:04:46,480 --> 00:04:50,359 Speaker 5: beef with a verve apparently, and so out of spite 111 00:04:50,440 --> 00:04:52,120 Speaker 5: they've taken them out of the fridge. 112 00:04:52,960 --> 00:04:55,560 Speaker 3: You can't buy it chilled. Yeah, so now you can't 113 00:04:55,600 --> 00:04:58,279 Speaker 3: buy it chilled. I'm on it. I really I actually 114 00:04:58,320 --> 00:05:00,000 Speaker 3: thought that was quite spiteful and hilarious. 115 00:05:00,160 --> 00:05:03,760 Speaker 5: I thought that's something I would do, So props to them. 116 00:05:06,040 --> 00:05:09,000 Speaker 3: You have a really good track record. No, I've never 117 00:05:09,040 --> 00:05:12,080 Speaker 3: opened one before, and I'm absolutely no. I don't want 118 00:05:12,120 --> 00:05:13,200 Speaker 3: to operate on the min. 119 00:05:15,240 --> 00:05:17,080 Speaker 6: Can you just explain last time you and I were 120 00:05:17,080 --> 00:05:18,840 Speaker 6: in this room with a bottle of sparkling. 121 00:05:19,040 --> 00:05:22,640 Speaker 9: Yeah, well you took like the metal part and the 122 00:05:22,760 --> 00:05:24,960 Speaker 9: foil and stuff off and just sat it on the 123 00:05:25,000 --> 00:05:27,200 Speaker 9: table and PJ was like, can you just put your 124 00:05:27,200 --> 00:05:30,599 Speaker 9: thumb on that because they do like spontaneously combust and 125 00:05:30,720 --> 00:05:33,960 Speaker 9: pop out, and Rhyme was like whatever, he like, put 126 00:05:34,000 --> 00:05:34,719 Speaker 9: it down on the table. 127 00:05:34,720 --> 00:05:35,560 Speaker 1: We're all standing here. 128 00:05:35,560 --> 00:05:37,640 Speaker 9: We were live on air, and it like literally just 129 00:05:37,680 --> 00:05:39,680 Speaker 9: popped open and burst into it. 130 00:05:39,720 --> 00:05:41,880 Speaker 8: And you can see that chip on the roof there, 131 00:05:42,360 --> 00:05:43,200 Speaker 8: that's where it hit. 132 00:05:43,279 --> 00:05:45,160 Speaker 1: And it was terrifying. I thought I was going to 133 00:05:45,240 --> 00:05:45,640 Speaker 1: be shot. 134 00:05:45,800 --> 00:05:48,960 Speaker 5: And I started like opening it in preparation for the 135 00:05:49,000 --> 00:05:50,160 Speaker 5: episode like we normally do it. 136 00:05:50,200 --> 00:05:53,599 Speaker 3: About three people at this table was like, shut down 137 00:05:53,640 --> 00:05:56,040 Speaker 3: your throat, like, do not do this to us. 138 00:05:57,960 --> 00:05:59,000 Speaker 7: Nervous silence. 139 00:06:02,360 --> 00:06:06,200 Speaker 4: Yeah, wait, Victoria, can we talk a little bit more 140 00:06:06,240 --> 00:06:07,719 Speaker 4: about this thirty under thirty situation? 141 00:06:07,920 --> 00:06:08,960 Speaker 3: I thought I got out of it. 142 00:06:09,920 --> 00:06:10,640 Speaker 1: Talk us through it. 143 00:06:10,800 --> 00:06:12,520 Speaker 3: I don't even know what to talk through. 144 00:06:12,839 --> 00:06:12,919 Speaker 4: Like. 145 00:06:13,000 --> 00:06:16,200 Speaker 3: It is a massive honor and I am absolutely so 146 00:06:16,279 --> 00:06:18,320 Speaker 3: proud of it. But I think the most important thing 147 00:06:18,320 --> 00:06:20,920 Speaker 3: here sounds a little bit silly, but the most important 148 00:06:20,920 --> 00:06:22,920 Speaker 3: thing here is like, none of this could have been 149 00:06:22,960 --> 00:06:24,159 Speaker 3: a chief without you guys. 150 00:06:24,320 --> 00:06:24,960 Speaker 7: I disagree. 151 00:06:25,760 --> 00:06:28,080 Speaker 6: I think it's all Victoria divine, this is your day, 152 00:06:28,160 --> 00:06:29,200 Speaker 6: it's not our day. 153 00:06:29,200 --> 00:06:31,839 Speaker 3: Not but that you can't do what we do without 154 00:06:31,920 --> 00:06:33,080 Speaker 3: a team behind us. 155 00:06:33,200 --> 00:06:36,600 Speaker 7: I'm going to turn v's mic off. How great is Victoria? 156 00:06:37,360 --> 00:06:37,920 Speaker 1: Ah? 157 00:06:38,000 --> 00:06:41,680 Speaker 4: God, where did it begin? Victoria is like probably the 158 00:06:41,760 --> 00:06:45,400 Speaker 4: hardest worker in the world is that too big a cult. 159 00:06:45,440 --> 00:06:45,919 Speaker 3: Probably not. 160 00:06:46,000 --> 00:06:51,400 Speaker 4: The woman is insane, and it is an absolute privileged 161 00:06:51,400 --> 00:06:52,240 Speaker 4: to work alongside you. 162 00:06:52,279 --> 00:06:53,200 Speaker 3: B Am, I going to cry. 163 00:06:53,320 --> 00:06:58,520 Speaker 4: I don't know really, but be congratulations to you is 164 00:06:58,520 --> 00:06:59,400 Speaker 4: a massive. 165 00:07:00,120 --> 00:07:03,720 Speaker 6: Now, Jess is working for Victoria a great privilege and 166 00:07:03,800 --> 00:07:06,279 Speaker 6: one of the most frustrating, stressful things you could do 167 00:07:06,360 --> 00:07:06,920 Speaker 6: with your day. 168 00:07:07,960 --> 00:07:12,640 Speaker 3: I was going to say, Kennedy both, No, it's so. 169 00:07:12,840 --> 00:07:14,600 Speaker 5: It's by far the best job I've ever had, and 170 00:07:14,640 --> 00:07:17,760 Speaker 5: you are the best bubb I've ever had by a 171 00:07:17,840 --> 00:07:20,800 Speaker 5: country mile. You look at you getting a little embarrassed 172 00:07:20,800 --> 00:07:24,360 Speaker 5: over there, so bashful, like you bring a lot of 173 00:07:24,400 --> 00:07:27,160 Speaker 5: love to our office and to our community, and I'm 174 00:07:27,160 --> 00:07:28,800 Speaker 5: just so grateful to be here, and I'm so excited 175 00:07:28,800 --> 00:07:33,720 Speaker 5: that you're going to mission. You say something nice fuzzies. 176 00:07:33,880 --> 00:07:36,440 Speaker 3: Oh no, he actually commented on it because I posted 177 00:07:36,480 --> 00:07:39,240 Speaker 3: it earlier in the week and said, you know, you're 178 00:07:39,280 --> 00:07:41,040 Speaker 3: really proud of these this is what I've done, And 179 00:07:41,080 --> 00:07:43,240 Speaker 3: he said, huge is true. 180 00:07:44,680 --> 00:07:48,160 Speaker 6: I'll believe it when I see Okay, they're cold. You 181 00:07:48,160 --> 00:07:49,960 Speaker 6: should be very proud and you deserve it. And I 182 00:07:49,960 --> 00:07:53,160 Speaker 6: remember when there was like rumors and hints that you 183 00:07:53,160 --> 00:07:56,160 Speaker 6: were very excited and you're like, maybe they're just you know, 184 00:07:56,240 --> 00:07:58,120 Speaker 6: being nice and stuff, and we're all like, no, like, 185 00:07:59,280 --> 00:08:01,520 Speaker 6: don't be too moder You have to appreciate the times 186 00:08:01,560 --> 00:08:03,760 Speaker 6: when you actually have some big wins. This is an 187 00:08:03,760 --> 00:08:06,440 Speaker 6: incredible win. I've been reading Forbes magazine for years and 188 00:08:06,480 --> 00:08:07,920 Speaker 6: now I know someone in it. 189 00:08:08,480 --> 00:08:14,520 Speaker 3: Yeah, cheers, very sweet of you. But do you know what, 190 00:08:14,560 --> 00:08:17,600 Speaker 3: he's even sweeter that she's on the money community Wins 191 00:08:17,640 --> 00:08:17,960 Speaker 3: of the Week. 192 00:08:18,040 --> 00:08:20,280 Speaker 5: My what a segue. 193 00:08:20,720 --> 00:08:22,360 Speaker 3: Thank you day. 194 00:08:22,480 --> 00:08:28,400 Speaker 6: Now this is actually in Forbes, if true, Monisha says, 195 00:08:28,840 --> 00:08:31,640 Speaker 6: I've loved seeing everyone smashing their goals, but sometimes I 196 00:08:31,680 --> 00:08:34,679 Speaker 6: feel a bit defeated by seeing how much debt I 197 00:08:34,720 --> 00:08:36,600 Speaker 6: have in my accounts. And then you know, he's just 198 00:08:36,640 --> 00:08:39,920 Speaker 6: been comparing herself. People are buying houses, they're smashing off goals, 199 00:08:39,920 --> 00:08:42,640 Speaker 6: and she gets a bit down. However, she said, I 200 00:08:42,720 --> 00:08:45,720 Speaker 6: have thanks to she's on the money. Just last week, 201 00:08:45,760 --> 00:08:48,280 Speaker 6: for the first time in my life, have over one 202 00:08:48,280 --> 00:08:55,000 Speaker 6: thousand dollars in my emergency fund. All right, Laura Stephens says, 203 00:08:55,200 --> 00:08:58,080 Speaker 6: back in twenty nineteen, I worked in a cafe and 204 00:08:58,120 --> 00:08:59,880 Speaker 6: they never paid me super. 205 00:09:00,120 --> 00:09:01,760 Speaker 3: Oh that's so disgusting. 206 00:09:01,880 --> 00:09:04,360 Speaker 6: Jack, She said, I lodged a complaint with the ATO 207 00:09:04,400 --> 00:09:08,000 Speaker 6: in twenty nineteen and completely forgot about it until last week. 208 00:09:08,080 --> 00:09:10,480 Speaker 6: They came looking for me and they said, we owe 209 00:09:10,480 --> 00:09:12,120 Speaker 6: you the money. You're gonna get paid. 210 00:09:12,240 --> 00:09:12,680 Speaker 3: God. 211 00:09:13,920 --> 00:09:16,080 Speaker 7: Always read the small print. Always follow up. 212 00:09:16,240 --> 00:09:19,360 Speaker 3: Also on that, if someone doesn't pay your super and 213 00:09:19,400 --> 00:09:22,920 Speaker 3: you're following them up not through the ATO, you're dating wrong. 214 00:09:23,120 --> 00:09:26,400 Speaker 3: Well yeah, but also you can deal with it outside 215 00:09:26,440 --> 00:09:28,280 Speaker 3: of that. If you're like, hey, small business, you need 216 00:09:28,280 --> 00:09:31,280 Speaker 3: to pay me my stuff. They actually owe you interest 217 00:09:31,360 --> 00:09:33,880 Speaker 3: on your super because you would have missed out on 218 00:09:33,920 --> 00:09:36,560 Speaker 3: compounding interest and did it in payments from your investment. 219 00:09:37,280 --> 00:09:38,360 Speaker 7: Laura well played. 220 00:09:38,960 --> 00:09:39,760 Speaker 3: She's a genius. 221 00:09:39,800 --> 00:09:40,360 Speaker 7: Emily says. 222 00:09:40,360 --> 00:09:42,640 Speaker 6: I was at a restaurant and the bar staff stuffed 223 00:09:42,679 --> 00:09:44,720 Speaker 6: up someone's gin cocktail and just gave it to me 224 00:09:44,800 --> 00:09:45,240 Speaker 6: for free. 225 00:09:45,360 --> 00:09:49,400 Speaker 5: Heck, yes, we love a beverage win a bev Rao 226 00:09:49,679 --> 00:09:51,760 Speaker 5: win Jeff Rago by the way. 227 00:09:52,040 --> 00:09:53,440 Speaker 3: Very smooth, very very nice. 228 00:09:53,840 --> 00:09:55,560 Speaker 6: Would you even ask what it was? If someone at 229 00:09:55,559 --> 00:09:57,080 Speaker 6: the bar was like, I just stuffed up this drink. 230 00:09:57,120 --> 00:09:57,559 Speaker 7: Do you want it? 231 00:09:58,320 --> 00:09:58,480 Speaker 1: Oh? 232 00:09:58,880 --> 00:10:00,199 Speaker 4: I would just take it? Yeah. 233 00:10:00,240 --> 00:10:01,520 Speaker 7: Exactly one hundred pc of the time. 234 00:10:01,559 --> 00:10:05,480 Speaker 3: You've literally never said no to a Friday night drinks rush. 235 00:10:05,960 --> 00:10:08,199 Speaker 3: So yeah, I always got around them. Yeah, I love it. 236 00:10:08,520 --> 00:10:09,160 Speaker 3: It's terrible. 237 00:10:10,760 --> 00:10:12,920 Speaker 6: So I think there could be a coincidences with the 238 00:10:13,040 --> 00:10:16,280 Speaker 6: names here, or they've done something very tricky. But Megan 239 00:10:16,440 --> 00:10:19,800 Speaker 6: Condo has said, I'm really excited, got a new job 240 00:10:19,880 --> 00:10:21,520 Speaker 6: and I have to move for it. So I have 241 00:10:22,040 --> 00:10:25,160 Speaker 6: Mari Condo styled, done a clear out and made eight 242 00:10:25,320 --> 00:10:27,640 Speaker 6: hundred dollars selling stuff on Facebook Marketplace. 243 00:10:27,760 --> 00:10:30,079 Speaker 3: That's a lot of money. That is really good. But 244 00:10:30,240 --> 00:10:33,880 Speaker 3: Marie Kondo just pay us for proper advertising on our podcast. 245 00:10:36,000 --> 00:10:38,600 Speaker 7: I am Megan, what acidence? 246 00:10:38,920 --> 00:10:40,439 Speaker 3: I love Marie Condo. 247 00:10:40,880 --> 00:10:42,760 Speaker 1: You should check out her series. 248 00:10:43,320 --> 00:10:46,079 Speaker 3: So Good on Netflix Exclusive. 249 00:10:46,600 --> 00:10:49,199 Speaker 6: Ayisha says that we're in the process of locking down 250 00:10:49,280 --> 00:10:51,560 Speaker 6: our wedding venue for twenty twenty three. 251 00:10:51,800 --> 00:10:53,760 Speaker 7: Does that sound like thirty years away? 252 00:10:54,240 --> 00:10:55,360 Speaker 3: It's at least thirty five. 253 00:10:55,600 --> 00:10:56,360 Speaker 7: Yeah, do you ask me. 254 00:10:56,960 --> 00:10:59,160 Speaker 6: We asked if we could do a two course meal 255 00:10:59,280 --> 00:11:02,360 Speaker 6: instead of the three course meal, and we're saving twenty 256 00:11:02,440 --> 00:11:03,360 Speaker 6: five dollars per. 257 00:11:03,360 --> 00:11:06,120 Speaker 7: Head, and you got of money that will add up. 258 00:11:06,640 --> 00:11:10,440 Speaker 3: Always ask the question, can you imagine twenty five dollars ahead? 259 00:11:10,520 --> 00:11:12,559 Speaker 3: That's a lot of money to be saving, and I'm 260 00:11:12,600 --> 00:11:15,560 Speaker 3: assuming here twenty five dollars that's much more expensive than 261 00:11:15,559 --> 00:11:17,080 Speaker 3: the average on trey or dessert. 262 00:11:17,480 --> 00:11:19,079 Speaker 6: Yeah, and she said they're still getting a cake in 263 00:11:19,200 --> 00:11:21,640 Speaker 6: after as well to act as dessert, so they would. 264 00:11:21,440 --> 00:11:23,800 Speaker 3: Have a main course I'm assuming, and then doing two. 265 00:11:24,160 --> 00:11:27,080 Speaker 3: What the hell? Who's paying twenty five dollars for entrees 266 00:11:27,080 --> 00:11:27,640 Speaker 3: at a wedding? 267 00:11:27,840 --> 00:11:29,240 Speaker 7: Hopefully you and we're all invited. 268 00:11:29,360 --> 00:11:32,280 Speaker 3: Hahha. Yes, if that ever happens, show. 269 00:11:32,160 --> 00:11:39,800 Speaker 6: Us your hands empty, Leah says. On Sunday, I didn't 270 00:11:39,800 --> 00:11:42,400 Speaker 6: know people still did this. On Sunday, three young kids 271 00:11:42,480 --> 00:11:44,840 Speaker 6: knocked on my door and asked if I wanted my car. 272 00:11:44,960 --> 00:11:46,120 Speaker 7: Washed for just ten dollars. 273 00:11:46,200 --> 00:11:48,439 Speaker 6: It's really cute, she said, ten dollars, What a win, 274 00:11:48,520 --> 00:11:50,120 Speaker 6: and they did a really good job. 275 00:11:52,320 --> 00:11:52,600 Speaker 1: Nice. 276 00:11:53,000 --> 00:11:55,760 Speaker 3: This makes me think of the fish movie shark Tail. 277 00:11:56,280 --> 00:12:01,040 Speaker 7: Sharktail is the video Cliff sharkd out. 278 00:12:01,280 --> 00:12:01,480 Speaker 1: Yeah. 279 00:12:01,520 --> 00:12:03,880 Speaker 4: Yeah, it's like Will Smith as a fish. 280 00:12:04,040 --> 00:12:09,679 Speaker 1: Yeah, it's Christina yeah, and Missy Elliott as fish. It's 281 00:12:09,840 --> 00:12:11,960 Speaker 1: very good. I watched it only. 282 00:12:14,920 --> 00:12:16,920 Speaker 3: And that is what Tony brings to this team. 283 00:12:17,000 --> 00:12:21,320 Speaker 6: Guys, all right, second last one? Actually should we how much. 284 00:12:21,240 --> 00:12:23,640 Speaker 3: Of this do we want to hear so we don't 285 00:12:23,640 --> 00:12:24,880 Speaker 3: get into royalty trouble? 286 00:12:28,320 --> 00:12:30,720 Speaker 6: Allison says, we're building a house and the company told 287 00:12:30,800 --> 00:12:33,600 Speaker 6: us that due to the increase in labor and demand, 288 00:12:33,679 --> 00:12:35,200 Speaker 6: that they were going to charge us an extra six 289 00:12:35,280 --> 00:12:36,760 Speaker 6: and a half thousand dollars. 290 00:12:37,240 --> 00:12:38,800 Speaker 3: Oh my god, that's a big steam and. 291 00:12:38,800 --> 00:12:41,120 Speaker 6: Theyskenimo going, oh, sorry, guys, something happened six and a 292 00:12:41,160 --> 00:12:44,440 Speaker 6: half grand. So anyway, she looked through the original contract 293 00:12:44,480 --> 00:12:46,920 Speaker 6: that they signed in December, and it stated that if 294 00:12:46,960 --> 00:12:49,319 Speaker 6: there was a delay due to the builder's fault, that 295 00:12:49,520 --> 00:12:51,960 Speaker 6: they don't have to pay. So I sent an email 296 00:12:52,040 --> 00:12:54,920 Speaker 6: stating all the facts, says Allison. Put it in chronological order, 297 00:12:55,000 --> 00:12:57,439 Speaker 6: had to rush seats and emails and screenshots. 298 00:12:57,520 --> 00:12:58,800 Speaker 3: He took our screenshots. 299 00:12:58,960 --> 00:13:02,160 Speaker 6: The manager said, write our mistake. You don't owe us 300 00:13:02,200 --> 00:13:02,960 Speaker 6: any more money. 301 00:13:03,320 --> 00:13:06,480 Speaker 5: Yes, that was a big money win, just by having 302 00:13:06,800 --> 00:13:10,040 Speaker 5: her shit together and like being looking at a contract. 303 00:13:09,760 --> 00:13:12,839 Speaker 6: Yeah, or just asking even being like, oh, can I 304 00:13:12,920 --> 00:13:14,400 Speaker 6: just follow off? Is this actually correct? 305 00:13:14,640 --> 00:13:14,880 Speaker 3: Yeah? 306 00:13:15,200 --> 00:13:16,640 Speaker 7: Sometimes because some I think they just. 307 00:13:18,120 --> 00:13:18,760 Speaker 4: Just care. 308 00:13:18,880 --> 00:13:20,600 Speaker 5: Yeah, somebody in the office has gone, oh, like, it's 309 00:13:20,640 --> 00:13:22,920 Speaker 5: your fault and hasn't bothered to fact check on their end. 310 00:13:22,920 --> 00:13:25,000 Speaker 5: And if she hadn't fact checked on her end, she 311 00:13:25,000 --> 00:13:26,760 Speaker 5: would have paid for nothing. You were telling me this 312 00:13:26,880 --> 00:13:28,480 Speaker 5: the other day. Was this on the pod or was 313 00:13:28,520 --> 00:13:32,080 Speaker 5: this just a personal conversation about how at the end 314 00:13:32,120 --> 00:13:32,600 Speaker 5: of a lease. 315 00:13:33,320 --> 00:13:36,319 Speaker 3: Yeah, you don't actually have to clean your house to 316 00:13:36,600 --> 00:13:36,920 Speaker 3: pay us. 317 00:13:37,000 --> 00:13:38,559 Speaker 5: To fact check we said it on the pod. Yeah, 318 00:13:38,559 --> 00:13:40,840 Speaker 5: everyone like they real estate agents will try and get 319 00:13:40,880 --> 00:13:42,400 Speaker 5: you because they'll be like, oh, you have to pay 320 00:13:42,440 --> 00:13:43,559 Speaker 5: a clean or you have to do this, but you 321 00:13:43,679 --> 00:13:45,679 Speaker 5: only have to leave it in reasonable condition. And if 322 00:13:45,720 --> 00:13:47,800 Speaker 5: that means that there's a few marks on the shower door, 323 00:13:48,240 --> 00:13:49,080 Speaker 5: leave it in good condition. 324 00:13:49,200 --> 00:13:49,840 Speaker 3: Don't be a jerk. 325 00:13:50,160 --> 00:13:53,679 Speaker 5: But however, it doesn't have to be pristine and I can't. 326 00:13:53,480 --> 00:13:54,120 Speaker 7: Do anything about it. 327 00:13:54,600 --> 00:13:56,400 Speaker 3: They're just taking you for a ride. 328 00:13:56,440 --> 00:13:57,160 Speaker 5: Tony is shook. 329 00:13:57,440 --> 00:14:00,120 Speaker 9: Yeah I am, because I've gotten bitten by that so 330 00:14:00,240 --> 00:14:02,600 Speaker 9: many times and then being like come back and scrub 331 00:14:02,640 --> 00:14:05,520 Speaker 9: the stove again or whatever, like, obviously. 332 00:14:05,200 --> 00:14:06,920 Speaker 5: Leave it in a nice condition for the next person. 333 00:14:06,960 --> 00:14:09,400 Speaker 5: But if they're being a jerk over like a weed 334 00:14:09,480 --> 00:14:11,240 Speaker 5: in the front yard or something like, well, actually it's 335 00:14:11,320 --> 00:14:12,640 Speaker 5: in very reasonable condition. 336 00:14:12,840 --> 00:14:14,400 Speaker 3: If you want't take me to be cat and I 337 00:14:14,520 --> 00:14:15,520 Speaker 3: guarantee you they're back off. 338 00:14:15,800 --> 00:14:17,800 Speaker 7: Yeah, they can't be bothered with that money. 339 00:14:17,880 --> 00:14:21,840 Speaker 3: In typical Jess form, just threaten them it'll be all right. 340 00:14:21,920 --> 00:14:24,240 Speaker 7: And the final one is from this young ten out 341 00:14:24,280 --> 00:14:25,640 Speaker 7: of ten named Tony Lodge, who. 342 00:14:25,600 --> 00:14:29,040 Speaker 9: Says, my money in YEP is getting paid heaps of 343 00:14:29,120 --> 00:14:30,800 Speaker 9: dollar dollar bills at this new job. 344 00:14:34,960 --> 00:14:37,440 Speaker 8: Oh she's like rich, rich, Oh yeah, look at this 345 00:14:37,600 --> 00:14:39,040 Speaker 8: expensive Champagne. 346 00:14:40,200 --> 00:14:41,400 Speaker 3: To be back to the Maduri next year. 347 00:14:42,120 --> 00:14:42,640 Speaker 1: I can't wait. 348 00:14:50,080 --> 00:14:52,200 Speaker 3: All right, and now we are back, let's have a 349 00:14:52,360 --> 00:14:54,680 Speaker 3: chat about the winds and condessions from the ses on 350 00:14:54,760 --> 00:14:58,080 Speaker 3: the money team. Who's going to go first? Georgia, you're 351 00:14:58,200 --> 00:15:02,080 Speaker 3: literally pointing at yourself. I was chopping the old chest 352 00:15:02,120 --> 00:15:04,520 Speaker 3: because I could have beautiful. 353 00:15:06,320 --> 00:15:06,840 Speaker 7: How much of you? 354 00:15:07,720 --> 00:15:09,720 Speaker 4: Honestly, Champagne's straight to. 355 00:15:11,960 --> 00:15:14,200 Speaker 3: I now understand why he said I was pouring glasses 356 00:15:14,240 --> 00:15:17,720 Speaker 3: too big. So for those of you who can't see 357 00:15:17,760 --> 00:15:21,760 Speaker 3: the glasses, which is literally every listener, she had red 358 00:15:21,800 --> 00:15:25,240 Speaker 3: wine glasses and she filled them up in red wine style. 359 00:15:25,920 --> 00:15:26,480 Speaker 6: You did. 360 00:15:28,480 --> 00:15:29,000 Speaker 4: Not complain. 361 00:15:29,640 --> 00:15:32,040 Speaker 1: It is also it's warm in here as well. The 362 00:15:32,160 --> 00:15:35,920 Speaker 1: air con is not set down, so that's not helping exactly. 363 00:15:36,040 --> 00:15:36,800 Speaker 1: I've got your back. 364 00:15:39,240 --> 00:15:40,760 Speaker 3: A right, Tony. If you're going to get the team 365 00:15:40,840 --> 00:15:44,800 Speaker 3: off side, Georgia, what was your money with your confessions? 366 00:15:44,840 --> 00:15:45,120 Speaker 1: Okay? 367 00:15:45,400 --> 00:15:48,040 Speaker 4: So mine's the money in Confession this week, but it's 368 00:15:48,040 --> 00:15:51,880 Speaker 4: also a money conversation start oh you segment segment. 369 00:15:52,360 --> 00:15:55,560 Speaker 3: Okay, Well, actually, Glenn James, who runs my Millennial Money, 370 00:15:55,600 --> 00:15:57,800 Speaker 3: which is our biggest nemesis but also one of our 371 00:15:57,840 --> 00:16:02,480 Speaker 3: greatest friends. He's actually just brought out the money conversation cards, right. 372 00:16:02,800 --> 00:16:05,600 Speaker 3: Oh that's great. They look like the Cards against Humanity cards. 373 00:16:05,800 --> 00:16:06,040 Speaker 4: Wow. 374 00:16:06,320 --> 00:16:08,440 Speaker 3: And for those of you who are listening, please just 375 00:16:08,520 --> 00:16:10,880 Speaker 3: slide into his DMS and get him to send us 376 00:16:10,960 --> 00:16:13,680 Speaker 3: free cards because he hasn't sent us since brilliant yet 377 00:16:13,880 --> 00:16:14,920 Speaker 3: love it. We want them. 378 00:16:15,400 --> 00:16:18,280 Speaker 4: So a couple of days ago, I bought an oat 379 00:16:18,320 --> 00:16:22,520 Speaker 4: laste good were as you do, Thank you. It was 380 00:16:22,560 --> 00:16:26,480 Speaker 4: a regular science five dollars twenty. If I had whole milk, 381 00:16:26,480 --> 00:16:27,640 Speaker 4: it would have been four dollars twenty. 382 00:16:27,640 --> 00:16:30,040 Speaker 1: So that with the plant milk an extra dollar. 383 00:16:30,160 --> 00:16:33,440 Speaker 4: Though, what I want to know is is that okay? 384 00:16:33,560 --> 00:16:36,240 Speaker 4: Or is that not okay? Because it's oat it's common 385 00:16:36,360 --> 00:16:38,000 Speaker 4: chapter but it's a dollar. 386 00:16:38,200 --> 00:16:40,240 Speaker 5: But like, if you go to the shops and buy 387 00:16:40,520 --> 00:16:42,600 Speaker 5: normal milk, normal milk is like a dollar fifty, and 388 00:16:42,600 --> 00:16:44,640 Speaker 5: if you buy oat milk, oat milk's like four dollars but. 389 00:16:44,680 --> 00:16:46,840 Speaker 6: If they get milk clab like proper milk milk, that's 390 00:16:46,880 --> 00:16:49,240 Speaker 6: expensive as well. True, and I'm pretty sure a coffee 391 00:16:49,400 --> 00:16:51,320 Speaker 6: costs forty cents to make. 392 00:16:51,840 --> 00:16:53,000 Speaker 1: That's the that's the kicker. 393 00:16:53,200 --> 00:16:55,280 Speaker 4: It just feels like anything over five dollars is too 394 00:16:55,400 --> 00:16:57,120 Speaker 4: much to pay for, like a warm beverage. 395 00:16:57,560 --> 00:16:58,240 Speaker 1: Would we agree? 396 00:16:58,440 --> 00:17:00,440 Speaker 3: Yeah, I got right, I agree. 397 00:17:02,280 --> 00:17:05,560 Speaker 9: I don't I'm not a big takeaway coffee person because 398 00:17:05,600 --> 00:17:07,440 Speaker 9: I do get angry about it. 399 00:17:08,440 --> 00:17:10,440 Speaker 3: Well, I'll have you know, Tony that in the office 400 00:17:10,480 --> 00:17:12,400 Speaker 3: we actually have a coffee machine that can use for free. 401 00:17:12,560 --> 00:17:12,720 Speaker 5: Yeah. 402 00:17:12,720 --> 00:17:15,240 Speaker 8: I'm so excited about that free shitness money win. 403 00:17:18,040 --> 00:17:20,920 Speaker 6: Actually though, having a workplace that has like a good 404 00:17:21,119 --> 00:17:23,159 Speaker 6: coffee machine or a place to get coffee free is 405 00:17:23,320 --> 00:17:24,639 Speaker 6: genuinely like a huge money win. 406 00:17:25,040 --> 00:17:27,760 Speaker 4: Totally, totally, I love it. Anyway, that's the end of 407 00:17:27,800 --> 00:17:28,400 Speaker 4: my conversation. 408 00:17:29,160 --> 00:17:31,920 Speaker 7: I'm going to add to that, hands good, what is 409 00:17:32,000 --> 00:17:33,360 Speaker 7: my twelve month money win. 410 00:17:33,680 --> 00:17:35,280 Speaker 4: What is not trying to take away coffee? 411 00:17:36,400 --> 00:17:39,640 Speaker 5: It hasked me, twelve fell off the horse with that one, didn't? 412 00:17:39,640 --> 00:17:42,000 Speaker 3: Well, you do not keep calling this now. You just 413 00:17:42,040 --> 00:17:44,160 Speaker 3: got to talk about how you're a regular investor. 414 00:17:44,760 --> 00:17:46,080 Speaker 1: Just before we started recording, this. 415 00:17:46,240 --> 00:17:48,639 Speaker 9: You talked about how you went down and bought a 416 00:17:48,680 --> 00:17:51,680 Speaker 9: coffee and in front of the barista, and it was 417 00:17:51,720 --> 00:17:52,200 Speaker 9: a whole thing. 418 00:17:52,520 --> 00:17:54,040 Speaker 6: Yeah, the head of piece was down from Cide and 419 00:17:54,119 --> 00:17:57,320 Speaker 6: I sprayed him with cappuccino foam. So the idea was 420 00:17:57,359 --> 00:17:59,880 Speaker 6: I was going to put five dollars every day into spaceship, 421 00:18:00,000 --> 00:18:02,439 Speaker 6: because that was the five dollars I wasn't spending on coffee. 422 00:18:03,160 --> 00:18:06,960 Speaker 6: Evidence would suggest that sometimes I may have purchased caffeine. However, 423 00:18:07,119 --> 00:18:09,040 Speaker 6: that five dollars a day is kept coming out of 424 00:18:09,080 --> 00:18:12,200 Speaker 6: my account, and this week, having only started it in January, 425 00:18:12,840 --> 00:18:16,160 Speaker 6: it made it to over one thousand dollars in my account. 426 00:18:17,119 --> 00:18:19,679 Speaker 7: More figure from just five dollars a day. 427 00:18:19,920 --> 00:18:21,960 Speaker 1: And you don't even notice it, you really don't. 428 00:18:22,080 --> 00:18:23,960 Speaker 6: But I'll notice it when I take it out, and 429 00:18:24,320 --> 00:18:26,600 Speaker 6: you know, Bridge and I go on our honeymoon or something. 430 00:18:26,720 --> 00:18:26,920 Speaker 1: Yeah. 431 00:18:29,160 --> 00:18:30,720 Speaker 6: And I just love telling that for V because she 432 00:18:30,840 --> 00:18:32,600 Speaker 6: said at the start of the year, when I said 433 00:18:32,600 --> 00:18:35,399 Speaker 6: we'll get to eighteen hundred, you doubted me. 434 00:18:35,680 --> 00:18:38,800 Speaker 3: No, I never doubted the investment. She doubted whether you'd commit. 435 00:18:39,000 --> 00:18:40,080 Speaker 5: Yeah, completely different thing. 436 00:18:40,320 --> 00:18:42,360 Speaker 3: And I didn't doubt whether you committed to the five 437 00:18:42,440 --> 00:18:44,720 Speaker 3: dollars a day, because we all know you work in radio, 438 00:18:44,880 --> 00:18:49,320 Speaker 3: so you can afford excuse, but we doubted your ability 439 00:18:49,400 --> 00:18:52,280 Speaker 3: to refrain from takeaway coffees for at least twelve months. 440 00:18:52,280 --> 00:18:53,240 Speaker 7: Well it seems you were right. 441 00:18:54,040 --> 00:18:57,200 Speaker 3: Thank you, Jessica. What is your money win or confession 442 00:18:57,280 --> 00:18:57,640 Speaker 3: this week? 443 00:18:58,119 --> 00:19:00,639 Speaker 5: Potentially the lameless money went with it ever had. But 444 00:19:01,240 --> 00:19:03,639 Speaker 5: James and I work, or my partner and I should 445 00:19:03,640 --> 00:19:06,520 Speaker 5: say work very different schedules, and so this week we're 446 00:19:06,560 --> 00:19:08,040 Speaker 5: having dinner together twice. 447 00:19:09,520 --> 00:19:11,879 Speaker 3: That's actually pretty impressive, like too yeah, I know. 448 00:19:12,000 --> 00:19:13,480 Speaker 5: Like I get home late, he gets home late. Like 449 00:19:13,560 --> 00:19:15,280 Speaker 5: there's just wearing out for you with friends one night. 450 00:19:15,280 --> 00:19:16,719 Speaker 5: It's just the way it worked out. But we did 451 00:19:16,760 --> 00:19:19,480 Speaker 5: our grocery shop on the weekend, and we shop weekly, 452 00:19:19,560 --> 00:19:22,159 Speaker 5: and this week our total for two people was like 453 00:19:22,359 --> 00:19:23,359 Speaker 5: fifty seven dollars. 454 00:19:24,760 --> 00:19:28,160 Speaker 3: I want receipts. I'll try and find it. I'll fish 455 00:19:28,200 --> 00:19:29,240 Speaker 3: it out of my bit and I will show you. 456 00:19:29,520 --> 00:19:29,800 Speaker 1: Thank you. 457 00:19:29,920 --> 00:19:31,600 Speaker 3: I want receipts. I want to know what you're buying. 458 00:19:31,640 --> 00:19:33,600 Speaker 3: I want to what you're spending. I went to the 459 00:19:33,640 --> 00:19:36,600 Speaker 3: supermarket the other day, and that's actually my money win 460 00:19:36,720 --> 00:19:39,240 Speaker 3: or confession. My confession is I went to the supermarket 461 00:19:39,320 --> 00:19:41,920 Speaker 3: the other day in an attempt to be a little 462 00:19:41,960 --> 00:19:44,879 Speaker 3: bit healthier and get some smoothie ingredients. And I did 463 00:19:45,000 --> 00:19:47,880 Speaker 3: bring lunch one day this week, So that's pretty good. 464 00:19:48,440 --> 00:19:50,760 Speaker 3: One hundred and thirty two dollars And. 465 00:19:50,800 --> 00:19:52,119 Speaker 7: That was a good that was a win for you. 466 00:19:52,480 --> 00:19:53,720 Speaker 3: No, that was a confession. 467 00:19:54,359 --> 00:19:55,320 Speaker 7: One hundred and thirty two. 468 00:19:55,520 --> 00:19:57,960 Speaker 3: That's a lot of money to spend on something when 469 00:19:58,040 --> 00:20:00,440 Speaker 3: my partner doesn't eat any of that food. 470 00:20:00,520 --> 00:20:01,240 Speaker 7: Oh so that's just for you. 471 00:20:01,800 --> 00:20:05,399 Speaker 6: Yeah, confession, confession because I either thought one hundred and 472 00:20:05,440 --> 00:20:06,600 Speaker 6: thirty for the two of you might be. 473 00:20:06,760 --> 00:20:09,360 Speaker 3: One hundred and thirty sounds good if I'd not provided 474 00:20:09,400 --> 00:20:13,880 Speaker 3: the context that my partner's on light and easier all 475 00:20:13,960 --> 00:20:17,200 Speaker 3: of his meals have provided. So that's just me, Yeah, 476 00:20:17,280 --> 00:20:20,680 Speaker 3: and my expensive smoothie. That's not something I'm proud of. 477 00:20:21,440 --> 00:20:23,840 Speaker 7: At Least you brought lunch to work once this week. 478 00:20:24,000 --> 00:20:25,840 Speaker 3: At least I did that. I didn't come here to 479 00:20:25,880 --> 00:20:28,399 Speaker 3: be attacked. So, Tony, have you got another money win 480 00:20:28,520 --> 00:20:30,639 Speaker 3: or confession or is it just being paid at actual 481 00:20:30,680 --> 00:20:31,840 Speaker 3: salary by ses. 482 00:20:31,600 --> 00:20:32,000 Speaker 1: On the money? 483 00:20:32,680 --> 00:20:32,920 Speaker 4: Well? 484 00:20:33,520 --> 00:20:35,200 Speaker 1: Yeah, I mean that is my main win. 485 00:20:36,080 --> 00:20:39,080 Speaker 9: Good, But my boyfriend has been studying for the past 486 00:20:39,119 --> 00:20:41,440 Speaker 9: two years, and he's just started. 487 00:20:41,080 --> 00:20:44,080 Speaker 3: A job, which is very exciting. 488 00:20:44,320 --> 00:20:47,240 Speaker 9: Yeah. So he's a full time software developer now and 489 00:20:47,920 --> 00:20:50,359 Speaker 9: he got actually to pay and we went out for 490 00:20:50,480 --> 00:20:53,400 Speaker 9: like a sexy date night because we haven't been able 491 00:20:53,480 --> 00:20:55,440 Speaker 9: to do that for ages because I've been so poor 492 00:20:55,560 --> 00:20:58,680 Speaker 9: and COVID and everything. So I guess kind of a 493 00:20:58,760 --> 00:21:05,600 Speaker 9: money win. Also expensive, but like but yeah, so we're Yeah, 494 00:21:05,760 --> 00:21:06,840 Speaker 9: so we're like on track. 495 00:21:07,320 --> 00:21:09,600 Speaker 7: So, how how long have you been with your partner? 496 00:21:11,720 --> 00:21:12,600 Speaker 1: Like seven years? 497 00:21:12,760 --> 00:21:13,560 Speaker 3: Where's your ring? 498 00:21:13,920 --> 00:21:18,400 Speaker 6: And so you've been together seven years? How many How 499 00:21:18,440 --> 00:21:20,760 Speaker 6: long since you've both been employed full time at the 500 00:21:20,840 --> 00:21:21,680 Speaker 6: same time? Never? 501 00:21:22,119 --> 00:21:25,879 Speaker 9: Wow, So it's the first time that we've had like 502 00:21:26,520 --> 00:21:28,360 Speaker 9: proper like duel income. 503 00:21:29,160 --> 00:21:29,920 Speaker 3: So we're exciting. 504 00:21:30,359 --> 00:21:33,080 Speaker 9: Ever Yeah, so it is really exciting for us, Like 505 00:21:33,160 --> 00:21:35,840 Speaker 9: hopefully it means that we get on track and we 506 00:21:36,280 --> 00:21:37,960 Speaker 9: start getting our. 507 00:21:37,840 --> 00:21:42,560 Speaker 3: Shoes that but financial stability is so exciting and just 508 00:21:42,680 --> 00:21:44,600 Speaker 3: knowing what you can create and now looking at a 509 00:21:44,640 --> 00:21:47,119 Speaker 3: budget and knowing that you're going to be building instead 510 00:21:47,160 --> 00:21:50,200 Speaker 3: of like potentially scraping by and just being like, okay, cool, 511 00:21:50,240 --> 00:21:52,400 Speaker 3: how are we going to make one salary work? 512 00:21:52,480 --> 00:21:56,200 Speaker 1: Yeah? And it's hard. Yeah, So I guess that's my 513 00:21:56,320 --> 00:21:57,240 Speaker 1: money win? Does that count? 514 00:21:59,320 --> 00:22:01,840 Speaker 6: So when this happened, I said to Tony, if you 515 00:22:01,880 --> 00:22:05,760 Speaker 6: have lived off one like you know, even though scraping by, 516 00:22:06,000 --> 00:22:08,400 Speaker 6: you know that you're capable of living off one wage, 517 00:22:09,000 --> 00:22:10,440 Speaker 6: what are you going to do with all the savings 518 00:22:10,480 --> 00:22:11,120 Speaker 6: of the other wage? 519 00:22:11,200 --> 00:22:12,440 Speaker 7: And what was on your phone? 520 00:22:12,760 --> 00:22:14,480 Speaker 1: I'd been googling, audis. 521 00:22:17,480 --> 00:22:19,920 Speaker 3: That is not how we live with cheese on the money? 522 00:22:19,960 --> 00:22:20,600 Speaker 8: What are you doing? 523 00:22:20,680 --> 00:22:22,199 Speaker 1: You've got a Mercedes. 524 00:22:21,760 --> 00:22:28,400 Speaker 3: Okay two thousand under a bus it is from two 525 00:22:28,400 --> 00:22:28,960 Speaker 3: thousand and six. 526 00:22:29,040 --> 00:22:30,760 Speaker 1: It'd be a boogie bull. 527 00:22:30,920 --> 00:22:31,680 Speaker 2: Have you know that? 528 00:22:31,800 --> 00:22:34,159 Speaker 3: I got offered one thousand dollars to trade that in? 529 00:22:34,920 --> 00:22:37,480 Speaker 1: Oh wow? Were you really living high with the hog? 530 00:22:38,440 --> 00:22:39,320 Speaker 1: Thank you? 531 00:22:39,600 --> 00:22:39,920 Speaker 4: Do you know what? 532 00:22:40,000 --> 00:22:42,560 Speaker 3: I'm going to wrap it there, But before we do that, 533 00:22:42,720 --> 00:22:45,919 Speaker 3: we'd like to acknowledge and pay respect to Australia's Aboriginal 534 00:22:45,960 --> 00:22:49,200 Speaker 3: and Torri straight islet at people's the traditional custodians of 535 00:22:49,280 --> 00:22:52,679 Speaker 3: the lands, the waterways and the skies all across Australia. 536 00:22:53,080 --> 00:22:54,760 Speaker 3: We thank you for sharing and for caring on the 537 00:22:54,840 --> 00:22:57,719 Speaker 3: land which we are able to learn. We power respects 538 00:22:57,760 --> 00:22:59,920 Speaker 3: to elders past and present, and we share our friend 539 00:23:00,320 --> 00:23:01,280 Speaker 3: and our kindness. 540 00:23:01,760 --> 00:23:03,960 Speaker 4: Remember guys that the advice shared on She's on the 541 00:23:04,000 --> 00:23:06,359 Speaker 4: Money is general in nature and does not consider your 542 00:23:06,400 --> 00:23:10,320 Speaker 4: individual circumstances. She's on the Money exists purely for educational 543 00:23:10,359 --> 00:23:12,560 Speaker 4: purposes and should not be relied upon to make an 544 00:23:12,600 --> 00:23:16,399 Speaker 4: investment or a financial decision. And we promise Victoria Divine 545 00:23:16,480 --> 00:23:20,359 Speaker 4: is an authorized representative of Australia Pacific Funds Management Propriorly 546 00:23:20,400 --> 00:23:22,800 Speaker 4: Limited ABNT three four one three two four six, three 547 00:23:22,920 --> 00:23:25,400 Speaker 4: two five seven AFSL three through nine or one five 548 00:23:25,560 --> 00:23:28,800 Speaker 4: one And a big thank you to Tony Launch who's going. 549 00:23:28,720 --> 00:23:30,640 Speaker 8: To be together Let's go around. 550 00:23:33,359 --> 00:23:33,879 Speaker 3: Producer. 551 00:23:33,960 --> 00:23:38,200 Speaker 9: He now, yes, apparently that's what Jess put on my 552 00:23:38,320 --> 00:23:39,399 Speaker 9: email signature today. 553 00:23:39,440 --> 00:23:40,400 Speaker 1: So I'm just gonna run. 554 00:23:41,160 --> 00:23:43,920 Speaker 3: I like it, I like it, keep it up, see 555 00:23:43,920 --> 00:23:44,480 Speaker 3: you next week. 556 00:23:44,560 --> 00:23:45,560 Speaker 1: God bye, guys. Bye