WEBVTT - Superyachts, Sports Cars, and a Secret She Couldn’t Tell Anyone

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<v Speaker 1>Hello.

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<v Speaker 2>My name is Satasha Nabananga Bamblet. I'm a proud or

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<v Speaker 2>the Order Kerni Whaltbury and a waddery woman. And before

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<v Speaker 2>we get started on She's on the Money podcast, I

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<v Speaker 2>would like to acknowledge the traditional custodians of the land

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<v Speaker 2>of which this podcast is recorded on a wondery country.

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<v Speaker 2>Acknowledging the elders, the ancestors and the next generation coming through.

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<v Speaker 2>As this podcast is about connecting, empowering, knowledge sharing and

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<v Speaker 2>the storytelling of you to make a difference for today

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<v Speaker 2>and lasting impact for tomorrow.

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<v Speaker 1>Let's get into it.

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<v Speaker 3>She's on the Money. She's on the Money.

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<v Speaker 1>Hello, and welcome to She's on the Money. The podcast

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<v Speaker 1>does that let's you be pervy about other people's money

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<v Speaker 1>habits educational purposes of course. Welcome back to another one

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<v Speaker 1>of our money diaries where I get the absolute privilege

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<v Speaker 1>of talking to one of our incredible She's on the

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<v Speaker 1>Money community members all about their journey. Before I read

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<v Speaker 1>out today's email, I actually just want to jump in

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<v Speaker 1>here and give a content warning. So today we are

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<v Speaker 1>going to be discussing domestic violence. We are going to

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<v Speaker 1>be talking about financial abuse, and if that's not for

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<v Speaker 1>you and you aren't in the mood for hearing that,

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<v Speaker 1>or it is a story that is one that you

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<v Speaker 1>just don't really want to hear right now, jump off.

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<v Speaker 1>We have more than seven hundred other episodes you can

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<v Speaker 1>listen to, but if you're still sticking around, let's get

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<v Speaker 1>into it. This week, I got a very powerful message

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<v Speaker 1>and it sounded like this, dear, she's on the money.

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<v Speaker 1>I grew up in a working class family. Mum raised

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<v Speaker 1>two kids on her own, and my dad didn't pay

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<v Speaker 1>child support, so she busted her balls, working three jobs.

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<v Speaker 1>I've seen her lose money due to relationship breakdowns, one boyfriend.

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<v Speaker 1>Our house down when I was in grade four, which

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<v Speaker 1>left us with nothing. I've always been sensible with money,

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<v Speaker 1>but normal. Then I married into a very wealthy family,

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<v Speaker 1>super yachts rich. My husband didn't want me to work,

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<v Speaker 1>and I followed him and his career, and I got

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<v Speaker 1>sucked in by all the shiny things. After I sold

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<v Speaker 1>my only asset, my home, I discovered over time he

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<v Speaker 1>was conning people for money. We lived a very lavish life,

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<v Speaker 1>but other people were paying for it. I had no control, understanding,

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<v Speaker 1>or access to money. During our marriage. I had to

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<v Speaker 1>ask for money for petrol. We didn't even have a

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<v Speaker 1>joint account. One day, when he was away for work,

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<v Speaker 1>I left my Porsche keys on the coffee table and

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<v Speaker 1>fled into State with our six month old baby with

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<v Speaker 1>no access to money. My story has been a wild ride,

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<v Speaker 1>and I am now obsessed with getting back in front financially.

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<v Speaker 1>I would love to be brave and shared the story, Diarist,

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<v Speaker 1>What a privilege that you want to share it with me.

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<v Speaker 4>Thank you so much. That sounds so strange to hear

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<v Speaker 4>that being read back to me.

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<v Speaker 1>It's weird when it's vocalized, isn't it. Everyone says that

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<v Speaker 1>they're always like, oh my god, Like I'm pretty cool,

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<v Speaker 1>an't I? It's true, though, I am so excited to

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<v Speaker 1>ask so many perfect questions about this. But before we

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<v Speaker 1>get their money, Diarist, what grade would you give your

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<v Speaker 1>money habits? From A through to F.

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<v Speaker 4>I'm going to say A C C.

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<v Speaker 1>All right, Well, now we get to learn more about

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<v Speaker 1>that money, Diarist, Can you tell me a little bit

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<v Speaker 1>more about your money story?

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<v Speaker 4>I can so grew up in a very normal working

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<v Speaker 4>class situation. I was definitely fed the message to put

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<v Speaker 4>your head down, bump up work, buy a house as

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<v Speaker 4>the first thing that you do and then live your life,

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<v Speaker 4>and that was your main asset. It was very I guess,

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<v Speaker 4>very standard, nothing too adventurous, but safe the message that

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<v Speaker 4>I got. And I saw my mum do, and yeah,

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<v Speaker 4>I think I was on track for that, and I yeah,

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<v Speaker 4>fell into a situation where I got a dazzled by

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<v Speaker 4>someone who I thought was smarter than me with money,

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<v Speaker 4>someone who I thought was way in front of me

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<v Speaker 4>with money. And I got really impressed by that.

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<v Speaker 1>Of course, like I would be too, even if like

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<v Speaker 1>I'm friends with someone who's doing well, Like it's not

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<v Speaker 1>just about them having lots of money. Usually if you

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<v Speaker 1>have lots of money, you probably have a business or

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<v Speaker 1>you're like really tenacious or like really confident. Like it's

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<v Speaker 1>not it's not just like, oh they have money, how attractive.

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<v Speaker 1>It's like all of the other stuff that comes along

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<v Speaker 1>with it. That's not just the stuff. It's like the

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<v Speaker 1>personality traits.

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<v Speaker 4>Right, Ah, that is exactly right. I got impressed with

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<v Speaker 4>the confidence, the vision, all of that.

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<v Speaker 1>We all want that though, Like you will impress me

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<v Speaker 1>if you've got vision, you got confidence. I'm like, I'm

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<v Speaker 1>on this journey with your baby, like we aren't even

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<v Speaker 1>getting married. I just want to be a.

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<v Speaker 4>Friend, Like, yeah, that's right. And I'd seen my mom struggle,

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<v Speaker 4>like really struggle. I mean I remember coming home from

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<v Speaker 4>school every night on my own, you know, having to

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<v Speaker 4>do like prep dinner. We didn't do lavish holidays. You know.

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<v Speaker 4>My mom just made ends meet, basically, And like I

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<v Speaker 4>said in my intro, I saw my mom lose a

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<v Speaker 4>lot of money and everything when our house burnt down

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<v Speaker 4>and having to start from scratch. I'm talking wearing hand

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<v Speaker 4>me down clothes to school and everything.

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<v Speaker 1>That is a piece of the puzzle that I think

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<v Speaker 1>we have glossed over here. Your house got burned down

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<v Speaker 1>by your mum's at the time boyfriend.

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<v Speaker 4>Yes, so she'd ended the relationship and here he was

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<v Speaker 4>very jealous and controlling and we went away for a

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<v Speaker 4>weekend and we weren't going twenty four hours in our

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<v Speaker 4>house was burnt to the ground, she deliberately. Yeah. So

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<v Speaker 4>I think, yes, the history there of like the financial

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<v Speaker 4>ups and downs is really strong for me. And also

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<v Speaker 4>that kind of power and control dynamic going on. Yeah.

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<v Speaker 4>So that's something that I've had to really face and

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<v Speaker 4>kind of live with and kind of hopefully overcome. Yeah,

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<v Speaker 4>but that was rough.

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<v Speaker 1>Because that's trauma. Like that's not just rough, that's serious.

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<v Speaker 1>Trump is your mum? Okay, now my mom is.

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<v Speaker 4>Yeah. Like with that background that I said, it was

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<v Speaker 4>very sensible. You know, we didn't live outside our means

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<v Speaker 4>or buy something if we couldn't afford it. That was

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<v Speaker 4>always the message that I got. So Mom didn't go

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<v Speaker 4>out and buy a brand new couch when her house

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<v Speaker 4>got rebuilt. She waited. So we didn't have a couch

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<v Speaker 4>for a year, you know what I mean? So, or

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<v Speaker 4>we had hand me downs and so when we got

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<v Speaker 4>that couch after a year, it was like the best

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<v Speaker 4>thing ever. So I've taken those things into my life

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<v Speaker 4>where we don't you know, I don't live outside my means,

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<v Speaker 4>and you know I say for things or I say

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<v Speaker 4>no if I can't if it's not going to work

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<v Speaker 4>for me financially to go away that weekend.

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<v Speaker 1>Or yeah, totally. So you've grown up like most of us.

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<v Speaker 1>And then how old were you? You met what you

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<v Speaker 1>thought was the man of your dreams? But how did

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<v Speaker 1>that eventuate? Honestly? Like, I know this didn't work out

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<v Speaker 1>for you, but how do we meet someone who's super

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<v Speaker 1>yacht rich, Like, how do we do that because like

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<v Speaker 1>like key asking for a friend.

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<v Speaker 4>Ah yeah, that's a point of contentious issue with myself

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<v Speaker 4>and my best friend because she introduced us.

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<v Speaker 1>Oh the audacity.

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<v Speaker 4>She didn't know.

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<v Speaker 1>Honestly, if I had a super yacht rich friend and

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<v Speaker 1>then my friend was single, I'd be like, guys, I

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<v Speaker 1>have a match for you.

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<v Speaker 4>Yeah. Yeah. She thought she was doing great thing. And honestly,

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<v Speaker 4>I just went head over heels. You know, I was

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<v Speaker 4>swept off my feet. There was the full fairy tale scenario.

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<v Speaker 4>So I had just recently come out of a relationship

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<v Speaker 4>of six or seven years, and you know, I was

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<v Speaker 4>grieving that. And it wasn't a bad breakup or anything.

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<v Speaker 4>We just I'd come to the end of our end

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<v Speaker 4>of our time, and you know, I was in my

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<v Speaker 4>mid thirties, and I just knew it wasn't the guy

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<v Speaker 4>that I was going to have, you know, get married

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<v Speaker 4>to and have children with. So we ended it. And

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<v Speaker 4>then it wasn't only six months later that this other

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<v Speaker 4>person came into my life, and you know, I was

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<v Speaker 4>still grieving and feeling that loneliness that you feel post

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<v Speaker 4>break up and questioning your life and what's going to

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<v Speaker 4>happen and I'm not going to have children and all this.

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<v Speaker 1>Time, I'm going to be single forever.

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<v Speaker 2>Yeah.

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<v Speaker 4>I literally thought I'm going to be single forever. And

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<v Speaker 4>then I met this guy and it was like lavishness

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<v Speaker 4>from the start, you know, dinners flying here, flying there.

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<v Speaker 1>So you got completely love Bob.

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<v Speaker 4>Oh. Yeah, who doesn't like having huge bouquets of flowers,

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<v Speaker 4>you know, turning up at their office.

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<v Speaker 1>I'm not going to lie, like I get that, Like

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<v Speaker 1>I'm just a girl at the end of the day.

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<v Speaker 1>Like that sounds fun. Like I wish I'd been more

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<v Speaker 1>adventurous in my dating years, you know.

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<v Speaker 4>And I think I saw my mom go through such

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<v Speaker 4>struggle and I became, you know, so hyper independent. You know,

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<v Speaker 4>I just built my own house. Like I was so

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<v Speaker 4>independent that I think for there was a time I went,

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<v Speaker 4>oh my god, I don't have to be here's someone

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<v Speaker 4>saying you don't have to work, you don't have to

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<v Speaker 4>do this, you can have whatever you and I went,

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<v Speaker 4>oh my god. What It was almost like a relief.

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<v Speaker 4>I went, wow, you know, maybe this is so nice.

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<v Speaker 4>Yeah yeah, yeah. So but what I didn't do was

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<v Speaker 4>really evaluate the situation and kind of see those red.

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<v Speaker 1>Fogs tinted glasses on, and when you see red flags

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<v Speaker 1>through rose tinted glasses, they look pink.

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<v Speaker 4>Oh yeah, so the red flags are it? You know?

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<v Speaker 4>And I will say this to anyone that's listening. The

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<v Speaker 4>red flags are there from the start, but we.

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<v Speaker 1>Don't want to look at them and like, oh, like

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<v Speaker 1>red flags are so easy to look past. When you

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<v Speaker 1>get a really big bunch of flowers, you're like, oh,

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<v Speaker 1>clearly he didn't mean that. Like, don't get me wrong,

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<v Speaker 1>I'm not endorsing that because we don't want that to happen.

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<v Speaker 1>Like you're sharing your story obviously for a number of reasons,

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<v Speaker 1>but one of them would be because you don't want

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<v Speaker 1>this to happen to somebody else's right. I also don't

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<v Speaker 1>want people to feel shamed that they went through it.

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<v Speaker 1>And I'm sure that you went through that period of

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<v Speaker 1>time and you'd be like, oh my god, I'm so embarrassed,

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<v Speaker 1>Like these red flags were here the whole time. No,

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<v Speaker 1>Like we are innately emotional human beings. We can we

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<v Speaker 1>can maybe look past a red flag if it feels good.

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<v Speaker 4>Absolutely, I still feel like, how how how did I

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<v Speaker 4>not act on that? Or how did I let that go.

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<v Speaker 4>I mean, I would never again, but yes, I mean

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<v Speaker 4>I'd also come out of a relationship with a really

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<v Speaker 4>nice person.

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<v Speaker 1>So you just don't expect it.

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<v Speaker 4>Yeah, I didn't expect it, but it's amazing how quickly

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<v Speaker 4>I lost my footing. You know, within six months, I

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<v Speaker 4>wasn't working, Like I'm the person that's always had two

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<v Speaker 4>jobs and all the things. But next minute I was,

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<v Speaker 4>you know, overseas following his business ventures, and I wasn't working.

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<v Speaker 4>And it is insane. How if you don't, I don't

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<v Speaker 4>have money coming in of your own, how quickly that

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<v Speaker 4>starts to destabilize you and make you feel wobbly, And

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<v Speaker 4>the power dynamic shifts almost instantly. And even though I

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<v Speaker 4>was reassured by him that you know, this was going

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<v Speaker 4>to be like an easy thing and he was going

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<v Speaker 4>to look after me and I didn't have anything to

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<v Speaker 4>worry about, et cetera, et cetera, that I was instantly changed.

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<v Speaker 2>Yeah.

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<v Speaker 4>Wow, he I'd flown across the world and you know,

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<v Speaker 4>had committed to going overseas for this year period which

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<v Speaker 4>ended up being two years, and I didn't work, And

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<v Speaker 4>so I found myself feeling very much the power dynamic

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<v Speaker 4>me being at the bottom and him being at the top.

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<v Speaker 4>And it wasn't a good situation because I didn't get

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<v Speaker 4>an idea of money with us, Like, I didn't know

0:11:47.120 --> 0:11:50.080
<v Speaker 4>where money was coming in from. I didn't have any

0:11:50.160 --> 0:11:53.120
<v Speaker 4>clue as to the financial situation. I was given a

0:11:53.160 --> 0:11:55.640
<v Speaker 4>little bit of money every day and I'd go out

0:11:55.640 --> 0:11:57.960
<v Speaker 4>and buy the groceries and you know, do my thing,

0:11:58.040 --> 0:12:02.520
<v Speaker 4>and I just, yeah, that was the beginning of being

0:12:02.679 --> 0:12:07.360
<v Speaker 4>incredibly disempowered around money and falling into a situation where

0:12:07.400 --> 0:12:10.800
<v Speaker 4>my self esteem got really affected by it, and it

0:12:10.880 --> 0:12:11.640
<v Speaker 4>just continued.

0:12:11.679 --> 0:12:15.400
<v Speaker 1>Then yeah, wow, so you met this guy. He swept

0:12:15.440 --> 0:12:19.720
<v Speaker 1>you off your feet literally and figuratively. You're not working

0:12:20.240 --> 0:12:23.319
<v Speaker 1>six months in Like, honestly, this could have worked out

0:12:23.360 --> 0:12:26.000
<v Speaker 1>so well if he wasn't who he was and he

0:12:26.120 --> 0:12:28.320
<v Speaker 1>wasn't like, it could have been a dream life. And

0:12:28.360 --> 0:12:31.480
<v Speaker 1>that's exactly what you were anticipating. Someone once said to

0:12:31.480 --> 0:12:35.439
<v Speaker 1>me that the reason you didn't see the red flags

0:12:35.920 --> 0:12:38.280
<v Speaker 1>was because you would never operate in the same way,

0:12:38.400 --> 0:12:40.360
<v Speaker 1>so you didn't know what you were looking for. If

0:12:40.440 --> 0:12:43.640
<v Speaker 1>you just saw it, and if you had bought a

0:12:43.679 --> 0:12:46.320
<v Speaker 1>really big bouquet of flowers for somebody, it would have

0:12:46.360 --> 0:12:48.439
<v Speaker 1>been from a place of love, and you would have

0:12:48.520 --> 0:12:52.360
<v Speaker 1>assumed that that's what everybody does, right, Like, if you

0:12:52.400 --> 0:12:54.280
<v Speaker 1>want to buy me flowers, it would be coming from

0:12:54.280 --> 0:12:57.240
<v Speaker 1>a great place because if it was reciprocal, that's how

0:12:57.280 --> 0:13:00.680
<v Speaker 1>I would have meant it. So you're not thinking that, honestly,

0:13:00.800 --> 0:13:03.920
<v Speaker 1>the strategy and the thought process and what love bombing is,

0:13:03.960 --> 0:13:07.680
<v Speaker 1>because you're just like, oh, that's so nice, Like I

0:13:07.720 --> 0:13:10.880
<v Speaker 1>wish I'd thought of that. And I think that that's

0:13:10.920 --> 0:13:13.040
<v Speaker 1>something you need to remember because so many people in

0:13:13.080 --> 0:13:17.080
<v Speaker 1>situations like this, they blame themselves. And it's like, don't

0:13:17.120 --> 0:13:21.080
<v Speaker 1>blame yourself. In fact, reward yourself because you're such a

0:13:21.120 --> 0:13:23.720
<v Speaker 1>good person that that wouldn't have even been a part

0:13:23.760 --> 0:13:27.280
<v Speaker 1>of your thought process to do something like that, And

0:13:27.320 --> 0:13:30.319
<v Speaker 1>that's why it swept you off your feet, Like that's

0:13:30.320 --> 0:13:32.320
<v Speaker 1>why it was so easy for them to do to you.

0:13:32.520 --> 0:13:34.440
<v Speaker 4>I know, talk about sitting dark. I mean, if I

0:13:34.440 --> 0:13:37.160
<v Speaker 4>owed someone fifty dollars and forgot to pay, I'd feel

0:13:37.160 --> 0:13:39.800
<v Speaker 4>really bad about that, you know, And I, like I said,

0:13:39.800 --> 0:13:41.560
<v Speaker 4>I'd always lived in my means, so I didn't know.

0:13:42.080 --> 0:13:45.559
<v Speaker 4>I didn't have experience with people living outside of their

0:13:45.600 --> 0:13:49.400
<v Speaker 4>means to such an extent either so or you know,

0:13:49.520 --> 0:13:55.240
<v Speaker 4>being murky around money, because my family was very just straightforward. Yeah.

0:13:55.280 --> 0:13:57.240
<v Speaker 4>So then when we came back.

0:13:57.160 --> 0:13:59.439
<v Speaker 1>So you've been away for two years, you came back

0:13:59.600 --> 0:14:00.760
<v Speaker 1>and then did you get married?

0:14:01.040 --> 0:14:06.520
<v Speaker 4>Yes? Great, got married? Had the two hundred odd thousand

0:14:06.600 --> 0:14:07.200
<v Speaker 4>dollar wedding.

0:14:07.400 --> 0:14:11.200
<v Speaker 1>Geez, Louise, what's a two hundred thousand dollar wedding buy

0:14:11.320 --> 0:14:12.320
<v Speaker 1>you lots of stuff?

0:14:12.559 --> 0:14:16.040
<v Speaker 4>No? But this is how extreme it was. So my

0:14:16.320 --> 0:14:20.200
<v Speaker 4>wedding dress, you would think for a two hundred thousand

0:14:20.240 --> 0:14:24.480
<v Speaker 4>dollar wedding would be what like a what I think

0:14:24.520 --> 0:14:26.520
<v Speaker 4>it was two hundred and fifty dollars? Excuse me? Like

0:14:26.640 --> 0:14:29.920
<v Speaker 4>I didn't have money to buy a wedding dress. I didn't.

0:14:30.000 --> 0:14:32.240
<v Speaker 1>Wait what that wasn't part of How do you have

0:14:32.280 --> 0:14:34.760
<v Speaker 1>a two hundred thousand dollar wedding and then the bride

0:14:34.800 --> 0:14:36.280
<v Speaker 1>doesn't have access to cash?

0:14:36.360 --> 0:14:39.120
<v Speaker 4>I know, I know, I can't, Like I'm saying it now,

0:14:39.240 --> 0:14:41.880
<v Speaker 4>like a how I didn't have an f postcard that

0:14:41.960 --> 0:14:42.640
<v Speaker 4>had money on it?

0:14:42.720 --> 0:14:45.400
<v Speaker 1>I didn't, And like that makes sense, but like how

0:14:45.480 --> 0:14:48.000
<v Speaker 1>was this guy that you married paying for stuff? And

0:14:48.040 --> 0:14:50.320
<v Speaker 1>did you ever say, oh, can I have money for

0:14:50.400 --> 0:14:53.040
<v Speaker 1>a wedding dress? Or is that in budget, Like how

0:14:53.080 --> 0:14:56.640
<v Speaker 1>do these conversations eventuate. I'm just being pervy. I wouldn't

0:14:56.680 --> 0:14:58.360
<v Speaker 1>be allowed to ask this if it was just two

0:14:58.440 --> 0:15:00.920
<v Speaker 1>friends at brunch, but like we're on money podcast, I'm

0:15:00.960 --> 0:15:01.800
<v Speaker 1>meant to ask this.

0:15:02.160 --> 0:15:06.360
<v Speaker 4>I want to share this because I think money plays

0:15:06.360 --> 0:15:10.280
<v Speaker 4>such a big part in women's health and sense of

0:15:10.360 --> 0:15:15.760
<v Speaker 4>safety and sense of everything, security options. And I think

0:15:16.280 --> 0:15:18.840
<v Speaker 4>by the time I got back from overseas, I was

0:15:18.960 --> 0:15:23.400
<v Speaker 4>so wobbly, and I didn't have that income for the

0:15:23.480 --> 0:15:27.560
<v Speaker 4>last two years, and yeah, so I felt like I

0:15:27.600 --> 0:15:31.440
<v Speaker 4>couldn't ask him anything about money because I would be

0:15:32.000 --> 0:15:35.040
<v Speaker 4>dismissed or made to feel that I wouldn't get it,

0:15:35.440 --> 0:15:37.640
<v Speaker 4>you know, or like I think I was called simple

0:15:37.680 --> 0:15:42.120
<v Speaker 4>minded a few times, just like constantly put down so

0:15:42.280 --> 0:15:44.680
<v Speaker 4>that I, you know, as if I wouldn't get the

0:15:44.720 --> 0:15:47.200
<v Speaker 4>big vision or wouldn't get the picture because that's not

0:15:47.440 --> 0:15:51.120
<v Speaker 4>my background. And so I think my self esteem was

0:15:51.160 --> 0:15:54.360
<v Speaker 4>so low that I felt like I couldn't ask for

0:15:54.400 --> 0:15:57.080
<v Speaker 4>those things, so I didn't. I just kind of plodded

0:15:57.120 --> 0:15:59.000
<v Speaker 4>along on my own, doing my own thing, and as

0:15:59.080 --> 0:16:02.320
<v Speaker 4>a result, antic lavish wedding, like I went and bought

0:16:02.320 --> 0:16:04.240
<v Speaker 4>a two hundred and fifty dollar dress, which looked pretty

0:16:04.240 --> 0:16:07.360
<v Speaker 4>cool actually, but you like, I still have style.

0:16:07.600 --> 0:16:12.080
<v Speaker 1>Come on, but I remember borrowing, like I remember.

0:16:11.800 --> 0:16:14.160
<v Speaker 4>My brother paying for like a flower for my hair,

0:16:14.320 --> 0:16:18.400
<v Speaker 4>And yeah, it was really really confronting. But everyone at

0:16:18.400 --> 0:16:23.160
<v Speaker 4>that wedding thought that I had the most amazing life

0:16:23.320 --> 0:16:26.800
<v Speaker 4>and that this was all like, you know, no one knew.

0:16:26.840 --> 0:16:29.320
<v Speaker 4>I didn't tell anyone this stuff. I was so ashamed.

0:16:29.480 --> 0:16:33.720
<v Speaker 1>Yeah, and like that makes sense. So you've married this guy,

0:16:34.800 --> 0:16:36.000
<v Speaker 1>will we on a honeymoon?

0:16:36.120 --> 0:16:36.200
<v Speaker 2>Like?

0:16:36.240 --> 0:16:37.800
<v Speaker 1>What did we do? What do you do after a

0:16:37.800 --> 0:16:39.080
<v Speaker 1>two hundred thousand dollar wedding?

0:16:39.200 --> 0:16:42.400
<v Speaker 4>Didn't do a honeymoon? At that point, I think we

0:16:42.600 --> 0:16:45.360
<v Speaker 4>had just built a house in a very I guess

0:16:45.360 --> 0:16:49.440
<v Speaker 4>you would say blue chip area, and then so we

0:16:49.480 --> 0:16:51.840
<v Speaker 4>moved into that and we hadn't even been in that

0:16:52.240 --> 0:16:55.000
<v Speaker 4>for a few weeks when said person came home and said,

0:16:55.040 --> 0:16:57.400
<v Speaker 4>I've sold the house and all the furniture in it,

0:16:57.440 --> 0:17:00.320
<v Speaker 4>so you need to move out. So like this house

0:17:00.320 --> 0:17:03.000
<v Speaker 4>I would physically built was then sold. Like I didn't

0:17:03.040 --> 0:17:05.800
<v Speaker 4>have any decisions. I was not involved in one decision

0:17:05.920 --> 0:17:07.480
<v Speaker 4>to do with money in our relationship.

0:17:07.560 --> 0:17:10.320
<v Speaker 1>Never once was there any conversation about why he'd sold

0:17:10.359 --> 0:17:11.879
<v Speaker 1>the house. And all your furniture.

0:17:12.160 --> 0:17:15.240
<v Speaker 4>No, no, so there's just so much murkiness. So he

0:17:16.040 --> 0:17:18.480
<v Speaker 4>I know. So then next minute we moved out of that, and.

0:17:18.400 --> 0:17:20.640
<v Speaker 1>That would have actually spiraled me because like I would

0:17:20.680 --> 0:17:24.560
<v Speaker 1>have felt so insecure and so untrusted and so like,

0:17:24.920 --> 0:17:28.600
<v Speaker 1>you know, my feelings aren't being considered. But I'm assuming

0:17:28.760 --> 0:17:31.520
<v Speaker 1>after having that for a few years, you don't even

0:17:31.560 --> 0:17:33.720
<v Speaker 1>feel like you can vocalize that, and you probably haven't

0:17:33.720 --> 0:17:36.840
<v Speaker 1>even thought, oh, I'm being disrespected here. You're just like,

0:17:36.920 --> 0:17:39.639
<v Speaker 1>oh my god, I'm so dumb, Like why don't I

0:17:39.720 --> 0:17:42.640
<v Speaker 1>understand this? So what did you do? Where did you move?

0:17:42.920 --> 0:17:46.399
<v Speaker 4>I was crippled with shame over it, and I've faked

0:17:46.400 --> 0:17:47.200
<v Speaker 4>it to everybody.

0:17:47.320 --> 0:17:49.359
<v Speaker 1>You were like, yeah, we're moving, yay.

0:17:50.000 --> 0:17:53.119
<v Speaker 4>Yeah, I was driving this luxury car and you know.

0:17:53.400 --> 0:17:56.200
<v Speaker 4>But the ironic thing was he would work away a lot.

0:17:56.280 --> 0:17:59.320
<v Speaker 4>So when he worked away, I'd be like scrambling trying

0:17:59.320 --> 0:18:01.520
<v Speaker 4>to live off forty dollars a day, and then when

0:18:01.560 --> 0:18:04.080
<v Speaker 4>he'd come home, we'd be at the best restaurants and

0:18:04.200 --> 0:18:06.560
<v Speaker 4>buying the most expensive wine like that. I had like

0:18:06.600 --> 0:18:07.880
<v Speaker 4>two lives.

0:18:07.520 --> 0:18:09.399
<v Speaker 1>The idea that this man didn't even just give you

0:18:09.440 --> 0:18:10.720
<v Speaker 1>a credit card, like.

0:18:10.680 --> 0:18:13.520
<v Speaker 4>What I had no credit card. No, no, I had

0:18:13.560 --> 0:18:16.119
<v Speaker 4>a card that had his name on it that I

0:18:16.160 --> 0:18:18.639
<v Speaker 4>would have to ask on a daily basis to top up.

0:18:18.680 --> 0:18:20.359
<v Speaker 4>And I'd be like, get one hundred dollars or fifty

0:18:20.359 --> 0:18:22.720
<v Speaker 4>dollars or whatever. So yeah, I'd be at the pedro

0:18:22.800 --> 0:18:24.760
<v Speaker 4>station not knowing whether I could put money in my

0:18:24.960 --> 0:18:26.560
<v Speaker 4>car because it would bounce and I'd have to call

0:18:26.560 --> 0:18:28.240
<v Speaker 4>and say, can you put money on the car? Like

0:18:28.320 --> 0:18:30.159
<v Speaker 4>it was horrible.

0:18:30.280 --> 0:18:33.679
<v Speaker 1>It's financial control. Like that is domestic Yeah, violence, Like

0:18:33.720 --> 0:18:36.280
<v Speaker 1>at the end of the day, that is abuse. Was

0:18:36.280 --> 0:18:39.679
<v Speaker 1>that his intention? Like obviously, like you know, I'm not

0:18:39.720 --> 0:18:41.199
<v Speaker 1>trying to see the good in this because like you

0:18:41.200 --> 0:18:43.080
<v Speaker 1>and I both know exactly what this is. This is

0:18:43.119 --> 0:18:46.200
<v Speaker 1>domestic violence. But do you think at the time he thought, right,

0:18:46.240 --> 0:18:48.400
<v Speaker 1>we're like on a strict budget, this is what we're doing.

0:18:48.920 --> 0:18:50.760
<v Speaker 1>Or was it coercive control?

0:18:50.920 --> 0:18:53.879
<v Speaker 4>It was coercive control because I was never allowed to

0:18:53.880 --> 0:18:55.760
<v Speaker 4>bring it up or have a conversation about it. So

0:18:55.840 --> 0:18:57.720
<v Speaker 4>I think if there was a conversation where he went,

0:18:57.760 --> 0:18:59.840
<v Speaker 4>you know what we're actually you know, we're in the

0:18:59.840 --> 0:19:02.040
<v Speaker 4>shit here. I've over committed with this job and this

0:19:02.240 --> 0:19:04.119
<v Speaker 4>and rah rah, and can we try and live off.

0:19:04.440 --> 0:19:06.919
<v Speaker 1>Yeah, like we're a couple, we're in this together.

0:19:07.240 --> 0:19:10.240
<v Speaker 4>Yeah, can we do XYZ this next couple of months

0:19:10.240 --> 0:19:12.879
<v Speaker 4>and blah blah blah. But it was so like his

0:19:13.080 --> 0:19:17.000
<v Speaker 4>lifestyle versus my lifestyle were wildly different. You know, sometimes

0:19:17.000 --> 0:19:18.560
<v Speaker 4>I think, why didn't I just go and get a job.

0:19:18.640 --> 0:19:21.880
<v Speaker 4>But there were times when I had a job opportunity,

0:19:21.960 --> 0:19:25.000
<v Speaker 4>and you know, but he want me to work because.

0:19:24.800 --> 0:19:27.359
<v Speaker 1>Then you get your power back, and we don't want that.

0:19:27.720 --> 0:19:30.040
<v Speaker 4>If I wasn't working, then I was flexible to fit

0:19:30.080 --> 0:19:33.639
<v Speaker 4>in with his kind of chaotic lifestyle. As soon as

0:19:33.680 --> 0:19:36.159
<v Speaker 4>I was grounded into a place of work, then it

0:19:36.240 --> 0:19:38.440
<v Speaker 4>was never going to suit that situation.

0:19:39.119 --> 0:19:39.520
<v Speaker 1>Wow.

0:19:39.880 --> 0:19:42.480
<v Speaker 4>Yeah, So but the wheels were falling off for me mentally,

0:19:42.720 --> 0:19:45.280
<v Speaker 4>and my friends and family were picking up on a

0:19:45.280 --> 0:19:48.199
<v Speaker 4>little bit quite a lot. Yeah, so there was some

0:19:48.440 --> 0:19:50.920
<v Speaker 4>icing on the cake. We had a trade e vandalizer

0:19:51.040 --> 0:19:54.520
<v Speaker 4>house because he didn't get paid. I had people ringing

0:19:54.600 --> 0:19:58.280
<v Speaker 4>me for the money that was owed when we were

0:19:58.320 --> 0:20:01.639
<v Speaker 4>like having a luxury holiday. You know, I had people

0:20:01.680 --> 0:20:04.679
<v Speaker 4>pull me up on the street saying that, you know,

0:20:04.800 --> 0:20:08.760
<v Speaker 4>all these business things that were supposedly happening weren't actually

0:20:08.800 --> 0:20:10.760
<v Speaker 4>real and they were asking me about it, and I

0:20:10.880 --> 0:20:13.200
<v Speaker 4>was going, oh my god, this is that's not even true.

0:20:13.359 --> 0:20:15.639
<v Speaker 1>So I knew that, and like you're here going I

0:20:15.680 --> 0:20:17.920
<v Speaker 1>probably should be backing my husband, but what the heck

0:20:18.040 --> 0:20:21.760
<v Speaker 1>is going on? Like and you're probably starting to question him,

0:20:21.840 --> 0:20:24.439
<v Speaker 1>but then not feeling like you can question him like

0:20:24.960 --> 0:20:27.879
<v Speaker 1>that would have been an awful position to be and

0:20:27.920 --> 0:20:28.880
<v Speaker 1>I'm so sorry.

0:20:29.280 --> 0:20:32.960
<v Speaker 4>Yeah it was pretty bad. And then yeah, so I

0:20:33.080 --> 0:20:36.600
<v Speaker 4>decided after I saw a bunch of emails that on

0:20:37.000 --> 0:20:38.919
<v Speaker 4>you know, a job he was doing that he was,

0:20:38.960 --> 0:20:41.320
<v Speaker 4>you know, blatantly lying, and thought, oh, I have to go.

0:20:41.680 --> 0:20:44.200
<v Speaker 4>This person won't have a conversation with me and won't

0:20:44.880 --> 0:20:47.159
<v Speaker 4>is actually actively deceiving people.

0:20:47.840 --> 0:20:51.520
<v Speaker 1>Then it's giving Hamish McLaren like that guy who was

0:20:52.119 --> 0:20:54.760
<v Speaker 1>a scammer who pretended to be really rich and was

0:20:54.800 --> 0:20:58.040
<v Speaker 1>like borrowing from Paul to give to Bob, Like yeah,

0:20:58.080 --> 0:21:01.720
<v Speaker 1>that's it moving money, Yeah, moving money around, spending some

0:21:01.760 --> 0:21:04.240
<v Speaker 1>of it along the way, hoping people don't follow up,

0:21:04.400 --> 0:21:07.159
<v Speaker 1>like it just it's a whole scene like can be

0:21:07.359 --> 0:21:09.800
<v Speaker 1>really you know, if someone says, oh, I don't forget

0:21:09.800 --> 0:21:11.720
<v Speaker 1>your own fifty dollars, you go, oh yeah, oh, I'll

0:21:11.760 --> 0:21:16.200
<v Speaker 1>just translate right now. But he could sustain those phone

0:21:16.240 --> 0:21:19.080
<v Speaker 1>calls and messages and emails, for god, not until the

0:21:19.119 --> 0:21:22.120
<v Speaker 1>person just can't be bothered anymore. That's what I saw

0:21:22.240 --> 0:21:24.800
<v Speaker 1>happening as well. So yeah, so I thought I have

0:21:24.880 --> 0:21:27.600
<v Speaker 1>to go. We had another property and it was just

0:21:27.800 --> 0:21:29.240
<v Speaker 1>I had no control over any of it. So in

0:21:29.280 --> 0:21:30.920
<v Speaker 1>the end, I was like, I can't believe what I've

0:21:30.960 --> 0:21:34.280
<v Speaker 1>done here in getting into this situation. So I left,

0:21:34.440 --> 0:21:38.000
<v Speaker 1>and my friends paid for my flight and my transport

0:21:38.359 --> 0:21:41.679
<v Speaker 1>for a few goods down to another state. So I

0:21:41.760 --> 0:21:44.600
<v Speaker 1>came back to my mum's place, like winding back a

0:21:44.760 --> 0:21:48.800
<v Speaker 1>hot second, Like you had a baby during this, you

0:21:48.840 --> 0:21:52.040
<v Speaker 1>had a six month old, and I'm assuming like for me,

0:21:52.200 --> 0:21:53.959
<v Speaker 1>I'm a mom, I'm a new mum, like I have

0:21:53.960 --> 0:21:56.159
<v Speaker 1>a one year old. Down I feel like you just

0:21:56.200 --> 0:21:59.040
<v Speaker 1>start taking life a lot more seriously because you're like,

0:21:59.359 --> 0:22:01.639
<v Speaker 1>they're reliant on me, and I'm assuming that was the

0:22:01.640 --> 0:22:04.000
<v Speaker 1>push come to shove am I correct.

0:22:03.680 --> 0:22:08.000
<v Speaker 4>That's exactly. I had a little girl. I remember holding

0:22:08.040 --> 0:22:12.720
<v Speaker 4>her and thinking, oh my god, I cannot let her

0:22:13.040 --> 0:22:15.920
<v Speaker 4>have this as her front row seats to a relationship.

0:22:16.080 --> 0:22:16.280
<v Speaker 2>No.

0:22:16.680 --> 0:22:19.560
<v Speaker 4>Yeah, and then someone said to me, now is your

0:22:19.600 --> 0:22:23.359
<v Speaker 4>time because you have just given birth, You've had a

0:22:23.400 --> 0:22:26.439
<v Speaker 4>really great birth, and you are in your power woman.

0:22:27.000 --> 0:22:28.960
<v Speaker 1>Yeah, I love that you got that.

0:22:29.720 --> 0:22:31.960
<v Speaker 4>Yeah, so now is your time.

0:22:32.119 --> 0:22:34.440
<v Speaker 1>And I was like, you are so right, let's go.

0:22:35.880 --> 0:22:38.720
<v Speaker 4>I remember my maternal health nurse even told me.

0:22:38.680 --> 0:22:41.760
<v Speaker 1>To And at that point, you're like, oh, this is

0:22:41.800 --> 0:22:44.960
<v Speaker 1>pretty serious. The maternal health nurse is telling you to leave.

0:22:45.200 --> 0:22:47.560
<v Speaker 4>She actually said, I'm not allowed to say this, this

0:22:47.640 --> 0:22:51.320
<v Speaker 4>is against my job description, but she said, but you

0:22:51.400 --> 0:22:52.000
<v Speaker 4>need to leave.

0:22:52.480 --> 0:22:53.080
<v Speaker 2>Yeah.

0:22:53.119 --> 0:22:56.240
<v Speaker 1>What an angel though, because she wasn't meant to say that,

0:22:56.400 --> 0:22:59.119
<v Speaker 1>but she knew what was in your best interests. Yeah.

0:22:59.600 --> 0:23:02.520
<v Speaker 4>Yeah, she said, nothing's going to change, you need to leave.

0:23:03.040 --> 0:23:05.679
<v Speaker 4>So I got up and I left, and yeah, and

0:23:05.720 --> 0:23:08.439
<v Speaker 4>I went to my mom's and it was pretty awful.

0:23:08.480 --> 0:23:09.320
<v Speaker 4>I'm not going to lie.

0:23:09.359 --> 0:23:11.480
<v Speaker 1>So you had to make a plan because you said

0:23:11.720 --> 0:23:14.360
<v Speaker 1>one day he was away for work, and so did

0:23:14.400 --> 0:23:16.600
<v Speaker 1>you like plan in the back of your mind or

0:23:16.680 --> 0:23:18.640
<v Speaker 1>with your friends? Go all right, well he's going away

0:23:18.680 --> 0:23:21.800
<v Speaker 1>for work on this date and on that date, I'm

0:23:21.840 --> 0:23:23.119
<v Speaker 1>going to x y Z.

0:23:23.359 --> 0:23:26.400
<v Speaker 4>He always went away for work, so I knew. Yeah,

0:23:26.440 --> 0:23:29.919
<v Speaker 4>so this is really horrible. It's actually a really horrible story.

0:23:30.000 --> 0:23:32.440
<v Speaker 4>So I started packing like a box at a time

0:23:32.520 --> 0:23:35.600
<v Speaker 4>and just putting it in a cupboard. And yeah, I

0:23:35.640 --> 0:23:37.880
<v Speaker 4>started like going through on my stuff and thinking about

0:23:37.880 --> 0:23:40.480
<v Speaker 4>what I needed. And my friend paid for my flight.

0:23:40.560 --> 0:23:43.159
<v Speaker 4>That's right, she booked it. And then yeah, I had

0:23:43.160 --> 0:23:44.879
<v Speaker 4>another friend who lived close by who came and got

0:23:44.920 --> 0:23:46.919
<v Speaker 4>me on the day and I couldn't even have a

0:23:46.960 --> 0:23:50.639
<v Speaker 4>normal conversation with him. So yeah, so I left and

0:23:50.720 --> 0:23:52.320
<v Speaker 4>I went to my mom's and that's when I said

0:23:52.440 --> 0:23:56.280
<v Speaker 4>I'm not coming back. He was really really angry, and

0:23:56.320 --> 0:23:59.480
<v Speaker 4>I didn't realize it at the time because I didn't

0:23:59.480 --> 0:24:01.760
<v Speaker 4>really think far ahead enough other than I don't have

0:24:01.760 --> 0:24:03.359
<v Speaker 4>any money, I have nowhere to go. I have to

0:24:03.359 --> 0:24:04.960
<v Speaker 4>go to my mom's place. Like what else do you do?

0:24:05.040 --> 0:24:05.080
<v Speaker 2>You?

0:24:05.080 --> 0:24:08.640
<v Speaker 4>I've got a baby. And I remember, like I think

0:24:08.680 --> 0:24:11.359
<v Speaker 4>now that was the best decision I ever made, even

0:24:11.400 --> 0:24:14.560
<v Speaker 4>though I didn't know, I didn't foresee it as being

0:24:14.600 --> 0:24:16.760
<v Speaker 4>the best decision, if that makes sense, like putting that

0:24:16.840 --> 0:24:17.560
<v Speaker 4>distance there.

0:24:17.480 --> 0:24:20.520
<v Speaker 1>Yeah, one hundred percent, And like, I absolutely think you

0:24:20.600 --> 0:24:22.680
<v Speaker 1>did the right thing. But that is such a hard

0:24:22.680 --> 0:24:25.520
<v Speaker 1>decision to make to back up your life and just leave. Like,

0:24:25.560 --> 0:24:27.800
<v Speaker 1>don't get me wrong, You're right. You couldn't have spoken

0:24:27.840 --> 0:24:31.920
<v Speaker 1>to him, But like, you took the power away from

0:24:31.960 --> 0:24:35.480
<v Speaker 1>a narcissist, and when you do that, you don't know

0:24:35.920 --> 0:24:37.840
<v Speaker 1>how they're going to react. And yes, he would have

0:24:37.880 --> 0:24:40.720
<v Speaker 1>been very angry, but who knows what he would have

0:24:40.760 --> 0:24:41.680
<v Speaker 1>been like in person.

0:24:41.840 --> 0:24:45.480
<v Speaker 4>Oh, the behavior afterwards was much worse. I'm going to

0:24:45.520 --> 0:24:46.760
<v Speaker 4>say for years.

0:24:47.040 --> 0:24:47.399
<v Speaker 1>Wow.

0:24:47.640 --> 0:24:51.280
<v Speaker 4>Yeah, yeah, So I stayed with my mom and yeah,

0:24:51.280 --> 0:24:52.840
<v Speaker 4>I had this baby. She was really good, you know,

0:24:52.840 --> 0:24:54.119
<v Speaker 4>I didn't have to work for a little bit. And

0:24:54.119 --> 0:24:55.960
<v Speaker 4>after a six months or so, I started doing some

0:24:56.000 --> 0:24:59.160
<v Speaker 4>part time work with a friend who just started this business,

0:24:59.240 --> 0:25:01.480
<v Speaker 4>and she come on, she took me under a wing,

0:25:01.560 --> 0:25:02.440
<v Speaker 4>and that was really is.

0:25:02.840 --> 0:25:05.560
<v Speaker 1>It sounds like you're surrounded by so many beautiful people,

0:25:06.040 --> 0:25:10.520
<v Speaker 1>and in these situations, like the person who you're in

0:25:10.560 --> 0:25:15.080
<v Speaker 1>a relationship often creates space between you and the people

0:25:15.119 --> 0:25:17.520
<v Speaker 1>that you love, so that you don't have anybody to

0:25:17.600 --> 0:25:19.840
<v Speaker 1>reach out to, so that you do feel ashamed and

0:25:19.880 --> 0:25:21.720
<v Speaker 1>you don't want to share your journey. And I'm just

0:25:21.840 --> 0:25:24.520
<v Speaker 1>so grateful that you still had those people around, like

0:25:24.560 --> 0:25:27.160
<v Speaker 1>the fact that you had friends that were like, no money, diarist,

0:25:27.160 --> 0:25:28.480
<v Speaker 1>we're going to pay for your flights, We're going to

0:25:28.480 --> 0:25:30.760
<v Speaker 1>get you back to your mums. Like some people in

0:25:30.800 --> 0:25:34.199
<v Speaker 1>these situations just they don't have anybody who's able to

0:25:34.240 --> 0:25:37.359
<v Speaker 1>back them anymore because they've burnt those bridges because the

0:25:37.400 --> 0:25:41.120
<v Speaker 1>person they were with purposefully did that to them, like insane.

0:25:41.240 --> 0:25:44.320
<v Speaker 4>Well, yeah, so I was interstate from all my people,

0:25:44.440 --> 0:25:48.000
<v Speaker 4>so it's only because I've remained in contact with them.

0:25:48.160 --> 0:25:50.920
<v Speaker 4>But I will say that that's I did have family

0:25:50.960 --> 0:25:54.960
<v Speaker 4>members and relationships that got burnt because of that exact thing.

0:25:55.480 --> 0:25:57.960
<v Speaker 4>So yeah, that was really awful. I've over the years

0:25:58.040 --> 0:26:01.760
<v Speaker 4>had to go back to those family members and rebuild

0:26:01.800 --> 0:26:05.160
<v Speaker 4>those relationships and so that was pretty awful. But yeah,

0:26:05.200 --> 0:26:07.960
<v Speaker 4>so after about a year, so I still had no

0:26:08.080 --> 0:26:10.639
<v Speaker 4>excess to money, right because there was no like have

0:26:10.680 --> 0:26:12.119
<v Speaker 4>a maritual account or anything.

0:26:12.280 --> 0:26:14.840
<v Speaker 1>Absolutely, and you didn't keep the car. You just put

0:26:14.840 --> 0:26:18.440
<v Speaker 1>your Porsche keys on the coffee table and walked out, like, yeah,

0:26:18.560 --> 0:26:20.359
<v Speaker 1>was that because the car was in his name?

0:26:20.520 --> 0:26:23.359
<v Speaker 4>Yeah, everything I didn't know. I wouldn't have even known

0:26:23.520 --> 0:26:26.359
<v Speaker 4>how that was paid for, So I wasn't going to

0:26:26.440 --> 0:26:28.680
<v Speaker 4>take that down. That was just ridiculous, driving one hundred

0:26:28.680 --> 0:26:31.280
<v Speaker 4>thousand dollar car without any money in my bank account.

0:26:31.359 --> 0:26:36.320
<v Speaker 4>That was humiliating. So my best friend's husband shout out

0:26:36.880 --> 0:26:38.640
<v Speaker 4>gave me ten thousand dollars to buy a car.

0:26:39.600 --> 0:26:42.400
<v Speaker 1>I just love how much support you're surrounded by.

0:26:42.880 --> 0:26:43.360
<v Speaker 4>Yeah.

0:26:43.440 --> 0:26:45.800
<v Speaker 1>Yeah, and he's like, sorry, my wife set you up

0:26:45.840 --> 0:26:48.960
<v Speaker 1>with that guy, Sorry about it.

0:26:50.000 --> 0:26:55.560
<v Speaker 4>Yeah. So then I filed for court because after I

0:26:55.600 --> 0:26:58.760
<v Speaker 4>was picking myself up and I got the strength to go,

0:26:58.800 --> 0:27:00.560
<v Speaker 4>all right, I actually need to go to court. I

0:27:00.560 --> 0:27:02.760
<v Speaker 4>need to get some kind of financial settlement here. Otherwise

0:27:02.800 --> 0:27:04.520
<v Speaker 4>I'm going to leave at my mum's until one hundred.

0:27:05.359 --> 0:27:09.240
<v Speaker 4>So I filed for court. And also he had promised

0:27:09.600 --> 0:27:11.320
<v Speaker 4>me that we didn't need to go to court, that

0:27:11.400 --> 0:27:13.359
<v Speaker 4>he was going to give me x amount when he

0:27:13.520 --> 0:27:16.880
<v Speaker 4>sold our development thing. And of course that date came

0:27:16.920 --> 0:27:18.679
<v Speaker 4>and went and he didn't give me the money. And

0:27:18.720 --> 0:27:21.600
<v Speaker 4>so that's when I filed for court. And I went

0:27:21.640 --> 0:27:25.080
<v Speaker 4>to court and it was awful and I didn't get

0:27:25.160 --> 0:27:28.600
<v Speaker 4>one dollar and I got a forty thousand dollars legal

0:27:28.600 --> 0:27:30.880
<v Speaker 4>bill just to like put the icing on the cake.

0:27:31.080 --> 0:27:33.840
<v Speaker 1>Excuse me, Okay, sorry, I have to be pervy. How

0:27:33.840 --> 0:27:35.560
<v Speaker 1>do you go through all of that and not get

0:27:35.560 --> 0:27:37.639
<v Speaker 1>a dollar? What did this man say or do to

0:27:37.720 --> 0:27:38.879
<v Speaker 1>get out of all of this?

0:27:39.359 --> 0:27:42.720
<v Speaker 4>So in the court, process. You do parenting stuff as

0:27:42.760 --> 0:27:45.920
<v Speaker 4>one thing, completely isolated, and then you do your financials

0:27:45.920 --> 0:27:48.960
<v Speaker 4>in one thing. And remember you got to pay to

0:27:49.000 --> 0:27:51.119
<v Speaker 4>have a lawyer, right, and I didn't have the money

0:27:51.160 --> 0:27:52.760
<v Speaker 4>to pay for a lawyer. So I did find a

0:27:52.800 --> 0:27:54.560
<v Speaker 4>lawyer who was happy to do some kind of pro

0:27:54.640 --> 0:28:00.800
<v Speaker 4>bono stuff, and then she had so much trouble getting

0:28:01.119 --> 0:28:01.680
<v Speaker 4>him to.

0:28:01.800 --> 0:28:03.720
<v Speaker 1>Oh, you wouldn't have been able to get financials out

0:28:03.760 --> 0:28:04.040
<v Speaker 1>of him.

0:28:04.280 --> 0:28:09.159
<v Speaker 4>Absolutely, he wouldn't provide any financials. So she ended up

0:28:09.160 --> 0:28:12.200
<v Speaker 4>advising me to just put whatever resources I had into

0:28:12.320 --> 0:28:16.000
<v Speaker 4>getting the parenting arrangement that I wanted because there was

0:28:16.040 --> 0:28:18.040
<v Speaker 4>a note she said he'd buy by the chop off

0:28:18.080 --> 0:28:21.280
<v Speaker 4>his penis and give you any money, and he will,

0:28:21.400 --> 0:28:23.399
<v Speaker 4>So she said, you know, let's just go for the

0:28:23.400 --> 0:28:25.800
<v Speaker 4>parenting stuff and then if we get some financials, let's

0:28:25.800 --> 0:28:28.520
<v Speaker 4>try so anyway, so I remember, like one day, when

0:28:28.560 --> 0:28:30.240
<v Speaker 4>we're doing the financials, we had to go to court.

0:28:30.440 --> 0:28:32.680
<v Speaker 4>He had to have a barrister. It was five thousand

0:28:32.680 --> 0:28:34.560
<v Speaker 4>dollars a day for a barrister. And I got there

0:28:34.800 --> 0:28:37.199
<v Speaker 4>and we were in there for thirty seconds and he

0:28:37.240 --> 0:28:39.040
<v Speaker 4>didn't bring any of the documents that he was meant

0:28:39.040 --> 0:28:41.120
<v Speaker 4>to bring on the court that day as far as financials.

0:28:41.400 --> 0:28:43.520
<v Speaker 4>So it got sent out of court for the day

0:28:43.560 --> 0:28:45.840
<v Speaker 4>and it got further date down the track and I

0:28:45.880 --> 0:28:47.880
<v Speaker 4>had to pay five thousand dollars that day.

0:28:48.160 --> 0:28:51.000
<v Speaker 1>How the hell is that not a fee that he

0:28:51.040 --> 0:28:54.680
<v Speaker 1>then has to pay for wasting everybody's time. This is

0:28:54.680 --> 0:28:57.920
<v Speaker 1>insane to me. Like I understand the process, I really do,

0:28:58.320 --> 0:29:01.640
<v Speaker 1>but like you're gonna waste their time, you have to pay,

0:29:01.800 --> 0:29:03.400
<v Speaker 1>Like in surely that's the thing.

0:29:03.760 --> 0:29:05.880
<v Speaker 4>Yeah. So then at the end we're in this like

0:29:05.920 --> 0:29:08.480
<v Speaker 4>big room with the court person and myself and him

0:29:08.480 --> 0:29:11.000
<v Speaker 4>and both our barristers, and you know what, I never

0:29:11.320 --> 0:29:14.040
<v Speaker 4>got addressed on that day to do with financials. No

0:29:14.040 --> 0:29:16.440
<v Speaker 4>one ever asked me a question or no one asked

0:29:16.480 --> 0:29:18.240
<v Speaker 4>me what I want. And at the end of the

0:29:18.280 --> 0:29:20.680
<v Speaker 4>court register, who was supposed to be like facilitating this

0:29:20.720 --> 0:29:23.080
<v Speaker 4>whole financial thing, she just said, do you know what,

0:29:23.200 --> 0:29:26.360
<v Speaker 4>none of this makes any sense. We've been here all

0:29:26.440 --> 0:29:29.120
<v Speaker 4>day and I still don't understand your financial position. Why

0:29:29.120 --> 0:29:31.760
<v Speaker 4>don't you just make your wife an offer and then

0:29:31.800 --> 0:29:33.320
<v Speaker 4>we can all just move on and get out of

0:29:33.360 --> 0:29:35.160
<v Speaker 4>the day. And so they went off in their room

0:29:35.160 --> 0:29:36.560
<v Speaker 4>and they came back and they said the office is

0:29:36.600 --> 0:29:41.160
<v Speaker 4>you row and my barrister who was so annoying on

0:29:41.200 --> 0:29:43.640
<v Speaker 4>the day, he just was so weak. I didn't know him.

0:29:43.720 --> 0:29:45.720
<v Speaker 4>He was not the person that I had the first

0:29:45.720 --> 0:29:47.200
<v Speaker 4>time when I wanted the person that I had the

0:29:47.200 --> 0:29:49.840
<v Speaker 4>first time, because she was a ball breaker anyway, So

0:29:50.000 --> 0:29:52.120
<v Speaker 4>that's why I signed off on it. When he left,

0:29:52.240 --> 0:29:55.520
<v Speaker 4>the court register said she get darling, don't worry. You'll

0:29:55.520 --> 0:29:58.000
<v Speaker 4>build yourself back up and you've won. You've got your kid.

0:29:58.000 --> 0:30:01.600
<v Speaker 1>You got out of there, okay, icon, Like you deserved

0:30:01.640 --> 0:30:04.160
<v Speaker 1>so much more than that, And like, you know what,

0:30:04.200 --> 0:30:06.760
<v Speaker 1>that man probably didn't even have any money because the

0:30:06.800 --> 0:30:10.240
<v Speaker 1>money that he's like shuffling through is other people's. But

0:30:10.440 --> 0:30:13.000
<v Speaker 1>like the fact that that money would have gone to

0:30:13.120 --> 0:30:15.880
<v Speaker 1>raising your daughter as well, be so for real, Like,

0:30:16.200 --> 0:30:19.880
<v Speaker 1>I get so frustrated about these situations because you've been

0:30:19.920 --> 0:30:23.240
<v Speaker 1>taken advantage of, and even once you leave, you're still

0:30:23.280 --> 0:30:24.640
<v Speaker 1>being taken advantage of.

0:30:24.880 --> 0:30:28.600
<v Speaker 4>I know, and that time, like where you're committed to

0:30:28.720 --> 0:30:31.960
<v Speaker 4>helping them and their business ventures, you're not earning super

0:30:32.800 --> 0:30:36.200
<v Speaker 4>you know, your career is not going anywhere. They're building.

0:30:36.280 --> 0:30:38.680
<v Speaker 4>So even if he didn't have like massive cash flow

0:30:38.840 --> 0:30:41.400
<v Speaker 4>at that time, he saw businesses on the go. He

0:30:41.480 --> 0:30:44.480
<v Speaker 4>still had, you know, all the things happening in place,

0:30:44.560 --> 0:30:47.800
<v Speaker 4>and he was able to sell the property before core

0:30:48.080 --> 0:30:50.080
<v Speaker 4>and do whatever he wanted with the money. I didn't

0:30:50.080 --> 0:30:52.040
<v Speaker 4>get that privilege of going, oh cool, I'll get half

0:30:52.040 --> 0:30:53.520
<v Speaker 4>of that so I can put that into it.

0:30:53.520 --> 0:30:56.520
<v Speaker 1>And he shouldn't have even been doing that, Like, yeah,

0:30:56.600 --> 0:31:00.160
<v Speaker 1>oh my goodness, I am so sorry. So to talk

0:31:00.200 --> 0:31:02.640
<v Speaker 1>to me about today. Let's fast forward. You have a

0:31:02.720 --> 0:31:08.800
<v Speaker 1>beautiful doors, you are on track to getting financially in front,

0:31:09.520 --> 0:31:11.959
<v Speaker 1>and like you're here to tell the story, which is

0:31:12.160 --> 0:31:15.200
<v Speaker 1>honestly so good. What does life look like today?

0:31:15.560 --> 0:31:18.880
<v Speaker 4>So the good news is I managed to buy myself

0:31:18.920 --> 0:31:19.760
<v Speaker 4>another place.

0:31:20.000 --> 0:31:22.360
<v Speaker 1>You managed to buy yourself a house after all of

0:31:22.400 --> 0:31:23.800
<v Speaker 1>that and icon.

0:31:24.120 --> 0:31:26.920
<v Speaker 4>Yeah, so thanks to the government, they brought out this

0:31:27.080 --> 0:31:30.760
<v Speaker 4>single parent scheme for women or men wanting to get

0:31:30.800 --> 0:31:35.600
<v Speaker 4>back into the housing market. And so through that scheme,

0:31:35.680 --> 0:31:38.160
<v Speaker 4>I fit the criteria perfectly. And I have a friend

0:31:38.200 --> 0:31:39.800
<v Speaker 4>who is a mortage broker and he's like, you've got

0:31:39.840 --> 0:31:41.320
<v Speaker 4>to get this. You have to go for this. You're

0:31:41.320 --> 0:31:43.600
<v Speaker 4>perfect for this scheme, and so I did and I

0:31:43.680 --> 0:31:47.120
<v Speaker 4>got a place. So that was good because I honestly

0:31:47.120 --> 0:31:50.360
<v Speaker 4>thought I'm never going to be homeowner again ever, so

0:31:50.840 --> 0:31:52.680
<v Speaker 4>that's still a scheme that's available.

0:31:52.720 --> 0:31:56.160
<v Speaker 1>It is. We get people into that often, like it

0:31:56.240 --> 0:31:59.640
<v Speaker 1>is actually so cool. It's yeah, I'm probably going to

0:31:59.680 --> 0:32:01.720
<v Speaker 1>do a whole episode on that at some point. But

0:32:01.880 --> 0:32:03.840
<v Speaker 1>like this idea that you can get in for a

0:32:03.840 --> 0:32:09.760
<v Speaker 1>two percent deposit, no, LM, I like, it's actually so sexy.

0:32:09.400 --> 0:32:12.720
<v Speaker 4>It's so helpful. So that's good. And I've yeah, I've

0:32:12.760 --> 0:32:15.920
<v Speaker 4>just become quite obsessed with money stuff now and my

0:32:16.280 --> 0:32:19.320
<v Speaker 4>like looking into the family history of my money journey

0:32:19.360 --> 0:32:22.280
<v Speaker 4>and what I need to, like, you know, improve and

0:32:22.360 --> 0:32:24.880
<v Speaker 4>face and all that kind of stuff. So I've started

0:32:24.920 --> 0:32:27.240
<v Speaker 4>investing as well, think in the last couple of years.

0:32:27.240 --> 0:32:30.200
<v Speaker 4>So I've got money that goes into ETFs or EFTs

0:32:30.200 --> 0:32:32.880
<v Speaker 4>always get that around the wrong way. Yeah, yeah, ETFs,

0:32:32.920 --> 0:32:35.880
<v Speaker 4>And then in the rays I've got raise and then

0:32:36.160 --> 0:32:38.880
<v Speaker 4>I've also got I heard another lady who talks about

0:32:38.960 --> 0:32:41.160
<v Speaker 4>money use this term. Maybe it was you, I'm not sure,

0:32:41.160 --> 0:32:43.880
<v Speaker 4>but she's calls it spicy investments. No, I like that. Yeah,

0:32:43.880 --> 0:32:46.520
<v Speaker 4>a couple of spicies that are just companies that I

0:32:46.560 --> 0:32:49.200
<v Speaker 4>share the value with, and they were, you know, doing

0:32:49.240 --> 0:32:51.640
<v Speaker 4>crowdfunding for equity and stuff like that. So I went

0:32:51.680 --> 0:32:54.120
<v Speaker 4>in with a couple of those, which was exciting.

0:32:54.320 --> 0:32:57.520
<v Speaker 1>No, I love that. So let's jump forward. Obviously I

0:32:57.600 --> 0:33:01.000
<v Speaker 1>usually ask a million structured question, So now we're going

0:33:01.040 --> 0:33:02.960
<v Speaker 1>to like backtrack and I'm going to answer those because

0:33:02.960 --> 0:33:06.240
<v Speaker 1>We've got a beautiful segment of your story. But I wondered,

0:33:06.360 --> 0:33:07.880
<v Speaker 1>what are you doing today? What do you do for work?

0:33:07.920 --> 0:33:09.280
<v Speaker 1>How much money do you earn? Now?

0:33:09.400 --> 0:33:12.360
<v Speaker 4>Okay, so I'm in the health industry or health space

0:33:12.680 --> 0:33:15.400
<v Speaker 4>and I'm on around one hundred.

0:33:15.520 --> 0:33:17.320
<v Speaker 1>Oh my goodness, I love this.

0:33:18.400 --> 0:33:20.600
<v Speaker 4>I was going to say, but that also includes some

0:33:20.760 --> 0:33:24.360
<v Speaker 4>single parenting family tax stuff from the government and you

0:33:24.400 --> 0:33:25.200
<v Speaker 4>know that kind of thing.

0:33:25.280 --> 0:33:26.160
<v Speaker 1>So good.

0:33:26.440 --> 0:33:28.240
<v Speaker 4>Yeah, so that's worked out quite well.

0:33:28.520 --> 0:33:32.240
<v Speaker 1>So you've bought a house, which is so iconic after

0:33:32.280 --> 0:33:35.040
<v Speaker 1>going through this, you have a daughter. Talk to me,

0:33:35.120 --> 0:33:37.120
<v Speaker 1>what are your big money goals? Now? You said that

0:33:37.160 --> 0:33:40.000
<v Speaker 1>you are getting back in front financially. What are we

0:33:40.080 --> 0:33:40.880
<v Speaker 1>working towards?

0:33:41.080 --> 0:33:44.200
<v Speaker 4>So I want to get my second property this year,

0:33:44.520 --> 0:33:48.160
<v Speaker 4>and just being a single parent, it is obviously hard

0:33:48.160 --> 0:33:51.120
<v Speaker 4>to get the loan over the line, you know, with

0:33:51.320 --> 0:33:53.480
<v Speaker 4>the banks and stuff like that, and I really felt

0:33:53.480 --> 0:33:55.400
<v Speaker 4>the pinch of that the last couple of years being

0:33:55.400 --> 0:33:57.520
<v Speaker 4>on your own and not having that jewel income to

0:33:57.640 --> 0:34:00.560
<v Speaker 4>kind of go off and do projects and stuff. So

0:34:00.760 --> 0:34:03.120
<v Speaker 4>I've got a really good friend who is in a

0:34:03.160 --> 0:34:07.440
<v Speaker 4>similar situation, and we've decided to do something together, and

0:34:07.520 --> 0:34:09.680
<v Speaker 4>so I'm looking forward to that, and I feel like

0:34:10.040 --> 0:34:12.359
<v Speaker 4>I would love, you know, if more single moms got

0:34:12.400 --> 0:34:14.839
<v Speaker 4>together and did stuff together, it would definitely help their

0:34:14.880 --> 0:34:15.880
<v Speaker 4>financial security.

0:34:15.920 --> 0:34:19.520
<v Speaker 1>Then that's so cool. I love that. I haven't heard

0:34:19.560 --> 0:34:22.000
<v Speaker 1>of that. I've heard of friends just doing it together.

0:34:22.239 --> 0:34:26.359
<v Speaker 1>I've heard of, you know, siblings buying together, but like going, Na,

0:34:26.440 --> 0:34:28.840
<v Speaker 1>we're single moms. We're going to do this together, Adore,

0:34:29.040 --> 0:34:30.000
<v Speaker 1>I'm obsessed with you.

0:34:30.360 --> 0:34:32.880
<v Speaker 4>How good? Yeah, So we're on the fair start of

0:34:32.880 --> 0:34:35.280
<v Speaker 4>the conversation and we've got a bit of an arrangement

0:34:35.320 --> 0:34:37.920
<v Speaker 4>in place. We just are now getting I guess those

0:34:37.920 --> 0:34:40.200
<v Speaker 4>pieces of puzzle together so we can actually go into

0:34:40.239 --> 0:34:41.640
<v Speaker 4>the day and go, okay, this is what we're doing.

0:34:41.760 --> 0:34:42.760
<v Speaker 1>Yeah, how good?

0:34:42.920 --> 0:34:43.480
<v Speaker 4>I love this.

0:34:43.520 --> 0:34:45.200
<v Speaker 1>All right, let's go to a really quick break because

0:34:45.239 --> 0:34:47.120
<v Speaker 1>on the flip side, I have a few more questions

0:34:47.120 --> 0:34:53.680
<v Speaker 1>for you. All right, money, darised, we are back you

0:34:53.760 --> 0:34:57.200
<v Speaker 1>mentioned before. I'm investing. I've got some ETFs, I've got

0:34:57.200 --> 0:35:00.279
<v Speaker 1>some rays. How did you start that journey? Is that

0:35:00.360 --> 0:35:03.239
<v Speaker 1>part of your financial literacy journey? Was that something where

0:35:03.280 --> 0:35:05.279
<v Speaker 1>you're like, I just need to be growing wealth? Like,

0:35:05.640 --> 0:35:06.680
<v Speaker 1>how did you get into it?

0:35:06.760 --> 0:35:10.399
<v Speaker 4>Yeah? I guess from I think you know, first comes

0:35:10.440 --> 0:35:12.960
<v Speaker 4>to fear of going, oh my god, what am I

0:35:13.000 --> 0:35:14.640
<v Speaker 4>going to do? You know, how am I going to

0:35:14.640 --> 0:35:17.719
<v Speaker 4>get myself out of this? To how do I recuperate

0:35:17.920 --> 0:35:21.120
<v Speaker 4>what I've lost in all the things? And how am

0:35:21.160 --> 0:35:22.719
<v Speaker 4>I going to have financial security in the future. So

0:35:22.840 --> 0:35:24.960
<v Speaker 4>I knew I wasn't investing, I didn't know how, I

0:35:25.000 --> 0:35:27.080
<v Speaker 4>didn't know what you did with I was just so

0:35:27.160 --> 0:35:29.239
<v Speaker 4>overwhelming for me. So I just started learning about it

0:35:29.280 --> 0:35:33.120
<v Speaker 4>and yeah, following podcasts like yours and Instagram page like

0:35:33.160 --> 0:35:35.640
<v Speaker 4>yours and a few others that were kind of giving tips,

0:35:35.640 --> 0:35:38.279
<v Speaker 4>and that built my confidence to I did a couple

0:35:38.320 --> 0:35:41.400
<v Speaker 4>of free webinars on investing, and that exposed me to

0:35:41.440 --> 0:35:44.480
<v Speaker 4>those things like raise and shares these I think it is. Yeah,

0:35:44.560 --> 0:35:47.120
<v Speaker 4>so that was how I built my confidence up to

0:35:47.160 --> 0:35:50.880
<v Speaker 4>start doing that. And yes, so kind of just learning,

0:35:51.320 --> 0:35:53.879
<v Speaker 4>just learning, And I think the other thing that I've

0:35:53.920 --> 0:35:56.840
<v Speaker 4>done is my bad money habit, which I don't know

0:35:56.880 --> 0:35:58.440
<v Speaker 4>if you were going to ask me about that, but

0:35:58.560 --> 0:35:59.280
<v Speaker 4>I will after.

0:35:59.480 --> 0:36:00.799
<v Speaker 1>But you can boil it now.

0:36:01.360 --> 0:36:04.000
<v Speaker 4>Oh So my bad money habit which I wanted to

0:36:04.080 --> 0:36:07.120
<v Speaker 4>get over was that I can be avoidant about it.

0:36:07.160 --> 0:36:09.440
<v Speaker 4>So if I'm feeling overwhelmed, then I just go into

0:36:09.520 --> 0:36:12.719
<v Speaker 4>complete avoidance. So I won't look at superannuation details, or

0:36:12.760 --> 0:36:14.840
<v Speaker 4>I won't look at if it's performing, or I won't

0:36:14.960 --> 0:36:17.399
<v Speaker 4>check my bank account that week because I'm worried I've

0:36:17.440 --> 0:36:20.320
<v Speaker 4>spent too much money on the weekend. So that's my

0:36:20.440 --> 0:36:23.160
<v Speaker 4>bad money habit. But on the flip side of that,

0:36:23.239 --> 0:36:27.080
<v Speaker 4>I've kind of created my own little workbook that I

0:36:27.200 --> 0:36:31.880
<v Speaker 4>do to overcome that, and that was all about financial

0:36:31.920 --> 0:36:34.560
<v Speaker 4>literacy and daily habits so that I can come out

0:36:34.600 --> 0:36:37.480
<v Speaker 4>of that avoidance. So I'm forcing myself to check things

0:36:37.520 --> 0:36:40.040
<v Speaker 4>every day and forcing myself to learn one thing knew

0:36:40.080 --> 0:36:42.840
<v Speaker 4>every day about money that I didn't know yesterday. That

0:36:42.960 --> 0:36:43.399
<v Speaker 4>kind of thing.

0:36:43.640 --> 0:36:47.640
<v Speaker 1>Yeah, no, I adore that. So talk to me about debt.

0:36:47.760 --> 0:36:49.839
<v Speaker 1>You've obviously got a little bit of it, but it's

0:36:49.880 --> 0:36:53.200
<v Speaker 1>good debt because you have a mortgage and you're actually

0:36:53.280 --> 0:36:55.640
<v Speaker 1>planning on going into more. How much debt are you

0:36:55.719 --> 0:36:57.200
<v Speaker 1>in what does that look like and how does that

0:36:57.200 --> 0:36:57.800
<v Speaker 1>make you feel?

0:36:58.040 --> 0:37:00.760
<v Speaker 4>I think the debt for the mortgages got bigger purpose,

0:37:00.920 --> 0:37:03.600
<v Speaker 4>so I'm not that doesn't concern me at all. I

0:37:03.600 --> 0:37:05.719
<v Speaker 4>don't really have any other debt which is good, other

0:37:05.760 --> 0:37:07.279
<v Speaker 4>than my hex which is one of.

0:37:07.320 --> 0:37:10.600
<v Speaker 1>Those you know ones that just linger. Mmm.

0:37:11.400 --> 0:37:15.680
<v Speaker 4>So that's around thirty five, and I've got about two

0:37:15.680 --> 0:37:18.080
<v Speaker 4>thousand in credit card. But I don't have any other

0:37:18.160 --> 0:37:19.759
<v Speaker 4>debt and that's a good thing.

0:37:19.960 --> 0:37:23.040
<v Speaker 1>Yeah, No, I love that for you. So back to

0:37:23.160 --> 0:37:27.680
<v Speaker 1>best and worst money habits. You've obviously gone literally through

0:37:27.719 --> 0:37:30.440
<v Speaker 1>it all. We've gone from literally having your house burned

0:37:30.440 --> 0:37:33.160
<v Speaker 1>down when you were in grade four to super yacht

0:37:33.200 --> 0:37:37.359
<v Speaker 1>family rich, back to being a single mum and having

0:37:37.440 --> 0:37:39.879
<v Speaker 1>to borrow money from people and get people to buy

0:37:39.880 --> 0:37:42.600
<v Speaker 1>your flight like you've been through the ringer. Do you

0:37:42.600 --> 0:37:45.719
<v Speaker 1>have any good money habits that you've established along the way,

0:37:45.880 --> 0:37:48.600
<v Speaker 1>like I feel like you would have to. You mentioned

0:37:48.640 --> 0:37:51.080
<v Speaker 1>a couple of things before, but I want to know

0:37:51.160 --> 0:37:52.160
<v Speaker 1>what else have we got.

0:37:52.200 --> 0:37:54.320
<v Speaker 4>I think you know what I've thought about this question,

0:37:54.440 --> 0:37:57.760
<v Speaker 4>and I think the main one, because it feelter to everything,

0:37:58.120 --> 0:38:01.480
<v Speaker 4>is that now I'm talking about money a lot, and

0:38:01.560 --> 0:38:03.960
<v Speaker 4>I've got my key friends that I talked to about

0:38:04.000 --> 0:38:06.600
<v Speaker 4>money a lot. And it's not in a comparison way

0:38:06.719 --> 0:38:09.680
<v Speaker 4>or a snoopy way or anything like that. It's more

0:38:10.160 --> 0:38:12.520
<v Speaker 4>I want to know what other people are doing, what

0:38:12.640 --> 0:38:15.200
<v Speaker 4>salary they're on. I want to know what the benchmarks

0:38:15.200 --> 0:38:16.759
<v Speaker 4>are here. I want to know what everyone else is.

0:38:16.760 --> 0:38:19.319
<v Speaker 1>Doing, so doing? How are you doing it? Like? Can

0:38:19.360 --> 0:38:20.080
<v Speaker 1>I grow from this?

0:38:20.520 --> 0:38:24.960
<v Speaker 4>So having the conversations and with my friends and family now,

0:38:25.080 --> 0:38:26.799
<v Speaker 4>which I never if you know, what if I had

0:38:26.840 --> 0:38:29.759
<v Speaker 4>have had those back all those years ago, you know,

0:38:30.000 --> 0:38:32.400
<v Speaker 4>I might not have got into that situation because I

0:38:32.400 --> 0:38:33.799
<v Speaker 4>would have been able to speak about it.

0:38:33.880 --> 0:38:34.080
<v Speaker 5>You know.

0:38:34.160 --> 0:38:36.160
<v Speaker 4>But when you grow up being told, you know, don't

0:38:36.160 --> 0:38:38.279
<v Speaker 4>bring up money, that's very rude. You don't ask people

0:38:38.320 --> 0:38:40.640
<v Speaker 4>what they own, that's very rude. And you know, obviously

0:38:40.800 --> 0:38:44.000
<v Speaker 4>pick you don't just ask any random person what they earn.

0:38:44.120 --> 0:38:46.560
<v Speaker 1>I do I actually do. Yeah, I've done it for

0:38:46.680 --> 0:38:49.080
<v Speaker 1>years now. No one's corrected me, like, no one's actually

0:38:49.080 --> 0:38:51.280
<v Speaker 1>stopped me. So far, so good.

0:38:52.600 --> 0:38:54.920
<v Speaker 4>I found out that a colleague was on almost triple

0:38:55.000 --> 0:38:57.960
<v Speaker 4>the amount, excuse me, Yeah, and it was only because

0:38:58.000 --> 0:39:01.040
<v Speaker 4>in her induction they actually made an there are and

0:39:01.120 --> 0:39:03.120
<v Speaker 4>so But then they had to, like, you know, live

0:39:03.160 --> 0:39:05.479
<v Speaker 4>by it and pay her that. But that was so

0:39:05.520 --> 0:39:07.480
<v Speaker 4>integral to understanding what.

0:39:07.680 --> 0:39:08.400
<v Speaker 1>Was an option?

0:39:09.239 --> 0:39:12.080
<v Speaker 4>Yeah, what was out there? And so I think, you know,

0:39:12.400 --> 0:39:15.120
<v Speaker 4>we always think we can't talk about it, but how.

0:39:14.960 --> 0:39:16.759
<v Speaker 1>How are we going to learn from each other? How

0:39:16.760 --> 0:39:18.440
<v Speaker 1>do we lift each other up if we can't talk

0:39:18.480 --> 0:39:20.879
<v Speaker 1>about where we're beginning from, Like, it makes no sense

0:39:20.920 --> 0:39:24.759
<v Speaker 1>to me, Like my success doesn't dim your ability to

0:39:24.800 --> 0:39:28.680
<v Speaker 1>be successful, Like my success actually helps you and gives

0:39:28.680 --> 0:39:32.560
<v Speaker 1>you a pathway to what you could do. Like I

0:39:32.640 --> 0:39:34.239
<v Speaker 1>want you to have that. I want you to have

0:39:34.280 --> 0:39:37.080
<v Speaker 1>every ounce of that, because if you aren't going to

0:39:37.120 --> 0:39:40.080
<v Speaker 1>back yourself, who is, Like you need to have every

0:39:40.160 --> 0:39:43.000
<v Speaker 1>tool to put yourself in the best possible position. And

0:39:43.040 --> 0:39:45.279
<v Speaker 1>I'm going to give you the tools. Like I've been

0:39:45.280 --> 0:39:48.200
<v Speaker 1>in oodles of debt. I also now am in a

0:39:48.239 --> 0:39:51.600
<v Speaker 1>way better financial position. But both of those things people

0:39:51.680 --> 0:39:53.360
<v Speaker 1>can learn from. Why wouldn't I share that?

0:39:53.600 --> 0:39:56.840
<v Speaker 4>Yeah, exactly exactly. And you know where there's secrets so

0:39:56.920 --> 0:39:59.560
<v Speaker 4>to speak, that's where there's there can be predators or

0:39:59.600 --> 0:40:02.360
<v Speaker 4>where they'res can be you know, things that aren't quite right,

0:40:02.400 --> 0:40:04.680
<v Speaker 4>whereas you shit put the light on things, and yeah,

0:40:04.719 --> 0:40:05.920
<v Speaker 4>it's more expensive.

0:40:05.960 --> 0:40:10.440
<v Speaker 1>I guess, my goodness, So talk to me now. Worst

0:40:10.480 --> 0:40:12.760
<v Speaker 1>money habit is it just burying your head in the sand,

0:40:13.400 --> 0:40:16.120
<v Speaker 1>like you were saying before, You just hide from things

0:40:16.120 --> 0:40:18.600
<v Speaker 1>that aren't maybe lighting you up or making you feel

0:40:18.600 --> 0:40:19.680
<v Speaker 1>a little bit overwhelmed.

0:40:20.000 --> 0:40:22.960
<v Speaker 4>Yes, I guess the avoidance stuff. So if I went

0:40:23.000 --> 0:40:24.640
<v Speaker 4>away for the weekend and maybe I think I spent

0:40:24.680 --> 0:40:26.840
<v Speaker 4>too much money, then I won't check my bank account

0:40:26.880 --> 0:40:28.919
<v Speaker 4>for that week, or you know, just I get it though,

0:40:29.120 --> 0:40:32.000
<v Speaker 4>stupid stuff like that. I'm very aware of it. So

0:40:32.320 --> 0:40:34.960
<v Speaker 4>I've tried to face that through you know, doing daily

0:40:35.000 --> 0:40:38.200
<v Speaker 4>practice of checking accounts and checking superannuation. Where's that sitting?

0:40:38.239 --> 0:40:41.319
<v Speaker 4>Where's my race sitting? All that? But the other bad

0:40:41.400 --> 0:40:45.000
<v Speaker 4>habit I think is probably, I guess with everything that's happened,

0:40:45.560 --> 0:40:48.719
<v Speaker 4>is to blame myself or feel bad about it, or

0:40:48.800 --> 0:40:51.040
<v Speaker 4>if you know, to continue like punish myself over it

0:40:51.080 --> 0:40:53.960
<v Speaker 4>when actually that's not helping me. I have to keep

0:40:54.000 --> 0:40:57.760
<v Speaker 4>looking forward. So yeah, any negative self talk is probably

0:40:57.880 --> 0:41:02.120
<v Speaker 4>a bad habit and something that I'm continuously having to shake.

0:41:02.360 --> 0:41:04.719
<v Speaker 1>Yeah, and I'm glad that you're aware of it, because

0:41:04.760 --> 0:41:06.359
<v Speaker 1>if you're aware of it, you can work on it.

0:41:06.760 --> 0:41:09.080
<v Speaker 1>Like that's a good position to be in. At the

0:41:09.080 --> 0:41:12.799
<v Speaker 1>start of this episode, you said, i'ms and you've gone

0:41:12.840 --> 0:41:15.760
<v Speaker 1>on to tell me one of the most powerful money stories,

0:41:16.239 --> 0:41:19.520
<v Speaker 1>a story not about like dis growth. But you've been

0:41:20.200 --> 0:41:23.520
<v Speaker 1>through it. You've come up, you've come down, you've come back,

0:41:23.800 --> 0:41:26.560
<v Speaker 1>you've taken your power back, you've bought a house, you're

0:41:26.600 --> 0:41:28.839
<v Speaker 1>looking at a second house. You don't have your head

0:41:28.840 --> 0:41:31.479
<v Speaker 1>in this end. This has not destroyed you. In fact,

0:41:31.480 --> 0:41:36.640
<v Speaker 1>it's probably made you stronger. You are so intelligent, so articulate,

0:41:36.880 --> 0:41:39.120
<v Speaker 1>like I am at this point being like I hope

0:41:39.120 --> 0:41:41.399
<v Speaker 1>our paths cross in person because I want to meet you,

0:41:41.760 --> 0:41:45.959
<v Speaker 1>But I just I can't see your money story being

0:41:46.040 --> 0:41:49.160
<v Speaker 1>graded as a sea Like I just can't see it.

0:41:49.360 --> 0:41:51.439
<v Speaker 1>Like and I'm not going to argue with you after

0:41:51.480 --> 0:41:53.880
<v Speaker 1>everything that you've been through, but after hearing all of this,

0:41:53.960 --> 0:41:56.279
<v Speaker 1>after talking to me about this journey you've been on

0:41:56.360 --> 0:41:59.200
<v Speaker 1>and what you've done and what you've fought for, because

0:41:59.840 --> 0:42:02.880
<v Speaker 1>not everyone is in a position where they can do that,

0:42:02.960 --> 0:42:05.239
<v Speaker 1>but you have, and you've stepped up even that would

0:42:05.239 --> 0:42:09.000
<v Speaker 1>have been really friggin hard. Do you really think that

0:42:09.000 --> 0:42:12.759
<v Speaker 1>that's the money story of a c person or like

0:42:12.960 --> 0:42:15.759
<v Speaker 1>what would it take for you to go you know,

0:42:16.160 --> 0:42:18.520
<v Speaker 1>when can we sit down and say, I'm an a,

0:42:18.880 --> 0:42:19.719
<v Speaker 1>what would that take?

0:42:19.920 --> 0:42:22.560
<v Speaker 4>It's true, I think I've still got some confidence to

0:42:22.640 --> 0:42:25.680
<v Speaker 4>work on, and I think if I, yeah, have a

0:42:25.680 --> 0:42:28.880
<v Speaker 4>few more wins in the next twelve months around confidence

0:42:28.920 --> 0:42:31.080
<v Speaker 4>and money and stuff like that, I think that will

0:42:31.239 --> 0:42:32.319
<v Speaker 4>take me up a notch or two.

0:42:32.440 --> 0:42:35.640
<v Speaker 1>I love that. I'm not gonna agree to your cea,

0:42:35.760 --> 0:42:39.600
<v Speaker 1>but I'll let you hide your bloth money, Diris. This

0:42:39.719 --> 0:42:42.880
<v Speaker 1>has been an absolute privilege learning about your money story,

0:42:43.480 --> 0:42:47.799
<v Speaker 1>like so pervy, but also so constructive, like just the

0:42:47.920 --> 0:42:50.960
<v Speaker 1>idea that this could literally happen to anybody, and like

0:42:51.080 --> 0:42:53.000
<v Speaker 1>you do get swept off your feet and like we

0:42:53.040 --> 0:42:56.160
<v Speaker 1>all love love. I love love, Like I just you know,

0:42:56.200 --> 0:42:57.759
<v Speaker 1>I would have been that friend at the side being like,

0:42:57.760 --> 0:42:59.840
<v Speaker 1>oh my god, I'm so glad you found your literal.

0:43:00.080 --> 0:43:02.920
<v Speaker 1>It's charming, Like I'm just so sorry that you went

0:43:02.960 --> 0:43:04.960
<v Speaker 1>through it, but I'm just so grateful that you and

0:43:05.040 --> 0:43:07.400
<v Speaker 1>I get to share this story with our community so

0:43:07.440 --> 0:43:10.200
<v Speaker 1>that hopefully people can learn from it and grow from

0:43:10.280 --> 0:43:13.320
<v Speaker 1>it and that it doesn't happen again to other people.

0:43:13.480 --> 0:43:15.560
<v Speaker 1>So thank you for that. I just know the community

0:43:15.600 --> 0:43:17.680
<v Speaker 1>is going to have loved listening to you as much

0:43:17.719 --> 0:43:19.120
<v Speaker 1>as I've loved interviewing you.

0:43:19.160 --> 0:43:21.640
<v Speaker 4>Thank you so much. Victoria, of course.

0:43:27.440 --> 0:43:29.960
<v Speaker 1>Did by shared on She's on the Money is general

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<v Speaker 1>in nature and does not consider your individual circumstances. She's

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<v Speaker 1>on the Money exists purely for educational purposes and should

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<v Speaker 1>not be relied upon to make an investment or financial decision.

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<v Speaker 1>If you do choose to buy a financial product, read

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<v Speaker 1>the PDS TMD and obtain appropriate financial advice tailored towards

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<v Speaker 1>your needs.

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<v Speaker 5>Victoria, Divine and She's on the Money are authorized representatives

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<v Speaker 5>of Money showper pty Ltd ABN three two one IS

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<v Speaker 5>six four nine two seven seven zero eight AFSL four

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<v Speaker 5>five one two eight nine

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<v Speaker 4>Mm hm