WEBVTT - 'Have Courage. Be Kind': It's a Q&A with B&J Special 0:00:00.200 --> 0:00:01.960 She's on the Money. 0:00:02.160 --> 0:00:04.680 She's on the Money. 0:00:10.520 --> 0:00:13.280 My name's Satasha Bamblet. I'm a proud First Nations woman 0:00:13.320 --> 0:00:16.160 and I'm here to acknowledge country. Hello, beautiful friends, we 0:00:16.280 --> 0:00:18.720 gather on the lands of the Aboriginal people. We thank 0:00:18.880 --> 0:00:21.560 acknowledge and respect the Aboriginal people's land that we're gathering 0:00:21.560 --> 0:00:24.160 on today. Take pleasure in all the land and respect 0:00:24.360 --> 0:00:28.000 all that you see. She's on the Money podcast acknowledges culture, country, 0:00:28.080 --> 0:00:32.080 community and connections, bringing you the tools, knowledge and resources 0:00:32.120 --> 0:00:32.680 for you to thrive. 0:00:32.800 --> 0:00:35.160 Hello, and welcome to She's on the Money. The podcast 0:00:35.280 --> 0:00:38.400 is helping you have more confident money chats more often. 0:00:38.840 --> 0:00:41.519 I'm be excited and joining me today is the wonderful 0:00:41.640 --> 0:00:45.960 Jess Ricky. We're bringing back something special at the moment, 0:00:46.159 --> 0:00:48.000 and do you want to intro it? 0:00:48.400 --> 0:00:50.839 I mean you might have seen the title already, the 0:00:50.920 --> 0:00:56.360 acclaimed fan favorite being JAQ and I. I'm giggling excat 0:00:56.400 --> 0:01:00.240 off anyone actually joined it last time, and. 0:01:00.200 --> 0:01:02.160 That like the B and JQ and A is like 0:01:02.640 --> 0:01:04.440 that's something for us. It was like everyone else will 0:01:04.480 --> 0:01:05.840 be like, Okay, I don't know what that means. 0:01:06.120 --> 0:01:08.280 Oh yeah, it's the Beck and Jess Q and A. 0:01:08.600 --> 0:01:10.600 We've got as to your ques, You've got cues for 0:01:10.640 --> 0:01:13.960 at A exactly right. I'm waiting to answer them now. 0:01:14.000 --> 0:01:15.240 We may not get around to all of them. So 0:01:15.280 --> 0:01:17.479 if the question didn't make it into this episode, please 0:01:17.520 --> 0:01:19.559 do keep sending them through to us on the Shoes 0:01:19.560 --> 0:01:22.360 and the Money socials or in our dms. We love them. 0:01:22.600 --> 0:01:24.720 We can comment on this episode and we'll gather them 0:01:24.800 --> 0:01:27.520 all together. But I've got quite a fun list and 0:01:27.520 --> 0:01:30.440 it's a good mix. Today. We've got a few financy ones, 0:01:30.920 --> 0:01:33.600 a few random ones which you and I both do 0:01:33.680 --> 0:01:36.520 seem to love. Yeah, but I'll kick us off with 0:01:36.600 --> 0:01:38.560 a very fun one which is from A brook and 0:01:38.600 --> 0:01:42.040 who said, what reality TV show do you think you 0:01:42.080 --> 0:01:46.520 would do well at? Oh my goodness, I was gonna 0:01:46.520 --> 0:01:49.080 say you'd make great reality TV. I think you'd be 0:01:49.200 --> 0:01:50.080 so fun on TV. 0:01:50.360 --> 0:01:51.960 Just say it's so sweet. 0:01:52.160 --> 0:01:53.000 I think you would too. 0:01:53.000 --> 0:01:56.000 You'd be so like I think if you were and 0:01:56.040 --> 0:01:58.120 this this is not the question, but if you're in prison. 0:01:59.000 --> 0:01:59.720 You would be. 0:02:03.000 --> 0:02:06.960 I think you would accidentally be like you'd be ruling 0:02:07.000 --> 0:02:10.399 the roost, you know what you really would be. 0:02:10.880 --> 0:02:13.720 I don't I fear I would be too scared. No, 0:02:15.800 --> 0:02:16.919 I'm not. I don't know. 0:02:17.080 --> 0:02:20.480 You would accidentally be the head of that household, you know, 0:02:20.639 --> 0:02:21.079 like some. 0:02:20.919 --> 0:02:22.720 Brook Windom Energy maybe or something. 0:02:22.840 --> 0:02:25.959 Yeah, hell yeah, But no reality TV show. I think 0:02:26.000 --> 0:02:27.840 everyone would like to think that they would be good 0:02:27.880 --> 0:02:28.440 at Survivor. 0:02:29.120 --> 0:02:32.360 Why was I thinking Survivor? I would not be good 0:02:32.400 --> 0:02:33.760 at Survivor the records. 0:02:34.160 --> 0:02:36.760 I just don't think either. But I think that I 0:02:36.760 --> 0:02:38.480 would be good on like I don't know if anyone 0:02:38.480 --> 0:02:42.120 knows the Trust or the Secret Millionaire's like very netflixy, 0:02:42.200 --> 0:02:45.040 I don't know. There's just like ones where like You're 0:02:45.080 --> 0:02:47.080 it's kind of like Big Brother. I think I would 0:02:47.080 --> 0:02:47.880 do okay on Big Brother. 0:02:47.919 --> 0:02:50.880 You'd be great on Big Brother? Oh be so good 0:02:50.919 --> 0:02:51.839 to beg for Big Brother? 0:02:52.040 --> 0:02:54.120 You apply for it? Answer so many questions, Not that 0:02:54.120 --> 0:02:56.720 I've applied every year, but please let me hunt the show. 0:02:56.880 --> 0:02:57.720 Have you applied before? 0:02:57.760 --> 0:02:58.720 I have applied before. 0:02:58.880 --> 0:03:00.880 That's so far and no, never heard back. 0:03:01.000 --> 0:03:02.240 End your turned. 0:03:02.800 --> 0:03:04.840 I don't think I would be good for reality TV. 0:03:05.080 --> 0:03:08.520 I think I'm so nervous and introverted that I wouldn't 0:03:08.520 --> 0:03:11.760 be good at all. So I was really racking my brains. 0:03:11.800 --> 0:03:13.680 I feel like I may have said this before. But 0:03:13.720 --> 0:03:15.680 if I had to pick one, I would pick like 0:03:15.720 --> 0:03:19.639 a Dancing with the Stars's so fun to learn a 0:03:19.720 --> 0:03:24.160 dance every week and wear a sparkly costume, or maybe 0:03:24.200 --> 0:03:26.359 like a master chef. But I can't cook. I can 0:03:26.400 --> 0:03:27.000 only bake. 0:03:27.800 --> 0:03:30.200 Yeah, British Bake Off. Oh my god, I'd be good. 0:03:30.120 --> 0:03:31.120 On the Great British Breakup. 0:03:31.160 --> 0:03:33.960 Oh my god. Nothing screams just for me like Great 0:03:34.080 --> 0:03:37.400 British Fake Off. That would be so cute. 0:03:37.480 --> 0:03:38.800 And if I could do a fun one where they 0:03:38.840 --> 0:03:40.720 you have sometimes they get celebrities, like that would be 0:03:40.760 --> 0:03:42.280 a fun episode, Like not that I'm a celebrity, but 0:03:42.280 --> 0:03:44.640 it would be a fun episode to be around actual celebrities. 0:03:44.920 --> 0:03:46.640 Oh my god, they'd be so cute. 0:03:47.080 --> 0:03:49.640 So if anyone worked in TV production, land, call us 0:03:49.760 --> 0:03:50.240 call Us. 0:03:50.440 --> 0:03:53.280 The next one comes from Casey, who says, what's your 0:03:53.320 --> 0:03:55.800 go to comfort homemade meal? 0:03:56.920 --> 0:04:00.280 That's a good one, so homemade. If I'm sick, I'm 0:04:00.280 --> 0:04:04.480 making two boiled eggs with soldiers and an orange juice 0:04:04.520 --> 0:04:05.960 because that's what my mom used to make me when 0:04:06.000 --> 0:04:08.080 I was sick, Like a dippy egg. Yeah at the 0:04:08.080 --> 0:04:12.119 top of delicious, but as an adult, my comfort meal 0:04:12.120 --> 0:04:14.640 when I'm sick. It's giving home. Maybe it's not. There's 0:04:14.640 --> 0:04:17.440 a local restaurant. I don't actually know what cuisine it 0:04:17.480 --> 0:04:21.719 is specifically, but they do a crispy fried noodle and 0:04:21.720 --> 0:04:25.120 then it comes with like almost a broth with veg 0:04:25.279 --> 0:04:28.000 I get it vegetarian. Yeah, So it's like a you know, 0:04:28.200 --> 0:04:30.760 broccoli and all these things that's really yummy. And so 0:04:30.800 --> 0:04:32.880 the veggies are all steamed and then in this delicious 0:04:32.920 --> 0:04:36.440 like saucy mixture and then you pour that over the 0:04:36.520 --> 0:04:39.760 crispy noodles and the noodles go soft, and it's like 0:04:40.000 --> 0:04:44.480 just so wholesome, comforting, like feels good. It's got lots 0:04:44.520 --> 0:04:46.680 of veggies in it, Like I just feel good after 0:04:46.720 --> 0:04:49.400 I've eaten it. I think to myself all the time 0:04:49.440 --> 0:04:51.640 because sadly, a lot of businesses are closing where I live, 0:04:51.680 --> 0:04:53.719 like a lot of local restaurants and stuff. And I 0:04:53.760 --> 0:04:56.000 was like, if this restaurant ever goes out of business, 0:04:56.320 --> 0:05:00.240 I am going to be absolutely devastated. Yeah, because it's 0:05:00.240 --> 0:05:02.880 like they just call it a crispy combination noodle. Oh 0:05:04.000 --> 0:05:05.400 so it's not even like I can google it and 0:05:05.440 --> 0:05:08.040 find what it is. I love it. 0:05:08.520 --> 0:05:09.440 Oh my god. 0:05:09.560 --> 0:05:11.520 Yeah, they can never close because I need it. That's 0:05:11.680 --> 0:05:12.479 my sick food. 0:05:12.839 --> 0:05:15.920 Can you send me the name of that place because 0:05:15.960 --> 0:05:20.360 it sounds delicious? Absolutely, my one is. And I used 0:05:20.360 --> 0:05:22.680 to be made fun of for this because it sounds disgusting, 0:05:22.720 --> 0:05:25.560 but I promise it is. It's actually so good. I 0:05:25.600 --> 0:05:28.520 get like a big you know, the big cans of 0:05:28.560 --> 0:05:31.359 red salmon or pink salmon, red salmon if it's in 0:05:31.400 --> 0:05:33.359 my budget, and I like open it, and then I 0:05:33.480 --> 0:05:35.640 make a miggring and I keep the hot water in there. 0:05:35.720 --> 0:05:37.520 It's not like keeps the hot water, but it's like soupy. 0:05:37.880 --> 0:05:40.440 And then I dump the whole with all the juice, 0:05:40.800 --> 0:05:44.280 the whole can of salmon into the migring and it 0:05:44.360 --> 0:05:49.240 is so I promise you so good. It is so delicious. 0:05:49.320 --> 0:05:51.279 And then maybe a fried egg on top. And I 0:05:51.320 --> 0:05:54.320 know that all the combination of the salmon in a 0:05:54.400 --> 0:05:56.760 can and the fried egg and the migring, it sounds gross, 0:05:56.760 --> 0:06:00.200 but I promise you please try. It's delicious. It's really 0:06:00.200 --> 0:06:03.720 really good. That's probably my go to home cooked meal. 0:06:04.040 --> 0:06:05.680 I love that we both love a noodle. That's kind 0:06:05.680 --> 0:06:08.360 of fun. True, all right, one that's kind of let's 0:06:08.400 --> 0:06:10.359 say financi. It's not, but she's in the money. Related 0:06:10.560 --> 0:06:13.520 is from Macy who said what are your job titles 0:06:13.600 --> 0:06:15.360 or job roles? And she's on the money. I love 0:06:15.400 --> 0:06:18.520 the mixing personality between you guys, which is so nice. 0:06:18.680 --> 0:06:21.640 Thank you, thank you Macy. I could do some because 0:06:21.640 --> 0:06:24.120 I think a lot of people don't know this true. 0:06:24.600 --> 0:06:26.360 You don't actually work for shoes on the mone No, 0:06:26.440 --> 0:06:26.920 I don't. 0:06:27.760 --> 0:06:31.120 Isn't that wild? And also it's scary because I'm like, oh, 0:06:31.480 --> 0:06:34.600 I guess you guys could be like, oh, don't come 0:06:34.600 --> 0:06:37.880 in anymore, and I would never would never, you would never, 0:06:38.279 --> 0:06:38.800 I would never. 0:06:38.960 --> 0:06:41.400 Thank you so much, very important, very valuable. 0:06:41.680 --> 0:06:44.080 But it is scary when you're like, I guess, like freelancing, 0:06:44.600 --> 0:06:47.040 maybe it's what I'm I guess that's what I'm doing here. 0:06:47.440 --> 0:06:49.479 I don't work for you guys, but I am usually 0:06:49.520 --> 0:06:52.599 a video producer, and I'd say I'm going on like 0:06:52.800 --> 0:06:55.320 three four months now of really not being able to 0:06:55.360 --> 0:06:58.039 find a job, but just freelancing as a video producer. 0:06:58.400 --> 0:07:01.960 So if anyone knows of any video editing, video producing, 0:07:02.200 --> 0:07:06.240 social media whatever roles, even anything, yeah, that's kind of 0:07:06.240 --> 0:07:10.640 what I do. I was working with iHeart and gold FM. 0:07:11.000 --> 0:07:12.720 That's how you came into our stratosphere. 0:07:12.840 --> 0:07:16.840 That's how we all met. And then yeah, just kind 0:07:16.880 --> 0:07:20.160 of life goes on and things move around, we all remain. 0:07:20.440 --> 0:07:23.040 We come here and meat and I think it's really beautiful. 0:07:23.560 --> 0:07:24.200 And yourself. 0:07:24.520 --> 0:07:28.440 My official title, I think is Content and Partnerships Manager. Yeah, okay, 0:07:28.640 --> 0:07:32.920 manager Partnerships, which is not that exciting, but I do it. 0:07:33.200 --> 0:07:35.840 So the next one from Rihanna, I really like this one. 0:07:35.960 --> 0:07:39.520 What is your favorite weird flavor combo? Example, mango and 0:07:39.600 --> 0:07:41.560 soy sauce, avo and veggimite. 0:07:42.120 --> 0:07:44.320 Mango and soy sauce is a crazy one. I don't 0:07:44.320 --> 0:07:47.400 think I've ever met anyone. I also have a crazy one. Okay, 0:07:47.480 --> 0:07:50.640 this comes from my childhood. I would take a glass 0:07:50.760 --> 0:07:52.440 of coke or now is enjoy. It would be a 0:07:52.440 --> 0:07:56.880 glass of Persy Max some freshly pop popcorn, yes, popcorn 0:07:57.240 --> 0:08:01.200 in the coke, just swizzling around this spoon, and then 0:08:01.240 --> 0:08:02.480 you pull it out with the spoon and eat it 0:08:02.520 --> 0:08:06.760 like cereal. And the crazy thing is, okay, I know 0:08:06.840 --> 0:08:08.600 at least one other person in the world does this 0:08:08.760 --> 0:08:10.720 because I learned this because one of my friends did 0:08:10.760 --> 0:08:11.440 it as a kid. 0:08:11.760 --> 0:08:14.760 Oh, so they're out there spreading the word. 0:08:15.080 --> 0:08:17.320 Yeah. I mean, I'm going to grown adult, so it's 0:08:17.320 --> 0:08:19.600 not something I do often, but every now and again 0:08:20.320 --> 0:08:23.240 I'll do it and it is really yummy. It gets soft, Yeah, 0:08:23.280 --> 0:08:23.920 it gets soggy. 0:08:24.080 --> 0:08:25.000 You keep it in the coke. 0:08:25.360 --> 0:08:27.000 Just quit. It's like a dunk like I throw it 0:08:27.040 --> 0:08:27.720 in swizzle. 0:08:28.280 --> 0:08:29.120 Yeah, understood. 0:08:29.200 --> 0:08:33.720 Cereal crazy Cereal texture basically wow. Okay. 0:08:34.640 --> 0:08:36.040 Do you feel like you like it because you grew 0:08:36.120 --> 0:08:36.560 up with it? 0:08:36.800 --> 0:08:39.080 I think so. I think it's just like a like 0:08:39.120 --> 0:08:43.480 it's salty. Yeah, I don't know. As I'm explaining it, 0:08:43.920 --> 0:08:47.600 I fully acknowledge that it sounds absurd. That's the weirdest 0:08:47.600 --> 0:08:48.520 one I've got. 0:08:48.760 --> 0:08:52.200 I learned from a friend. But she makes a meso oat. 0:08:52.600 --> 0:08:55.400 I would personally think that oats are like, you know, 0:08:55.440 --> 0:08:59.040 you brown sugars, your milks, You're like, I know, I'm 0:08:59.080 --> 0:09:02.240 thinking like a swim eat treat wreckfast. Yeah, But she 0:09:02.320 --> 0:09:04.959 puts miso in her oats and has like boiled eggs 0:09:04.960 --> 0:09:08.000 in it, and I think it's it's delicious. It's really 0:09:08.000 --> 0:09:10.440 delicious and maybe like a some sort of green. Maybe 0:09:10.440 --> 0:09:12.400 it's like a spinach. But like, break me if I'm wrong, 0:09:12.440 --> 0:09:15.439 But spinach has changed in my lifetime. It used to 0:09:15.520 --> 0:09:20.840 be like the big chunky stalks, but now it's like 0:09:20.840 --> 0:09:23.559 spinach is little lee, little Lee's No, it used to 0:09:23.600 --> 0:09:27.520 be big. Sure, I'm so sure, even like Popeye. Look 0:09:27.520 --> 0:09:30.960 at Popeye, he's eaten spinach like that big green What 0:09:31.080 --> 0:09:33.520 is that? How do I find it? And what's it called? 0:09:33.880 --> 0:09:37.319 But anyway, definitely was not that before. And so I'm 0:09:37.360 --> 0:09:43.000 thinking that big hearty green leafy spinach and miso oats 0:09:43.160 --> 0:09:46.319 and a jammy boiled egg? Crazy? 0:09:47.120 --> 0:09:49.240 Do you refer to a runny boiled egg as jammie? 0:09:50.559 --> 0:09:50.800 Yes? 0:09:51.240 --> 0:09:52.160 What's it called runny? 0:09:52.640 --> 0:09:56.840 Yeah? Is that a queenslandthe No? 0:09:57.200 --> 0:09:59.760 Maybe it is because my friend calls it Jamie and 0:09:59.800 --> 0:10:01.360 she's Queensland. So there you go. 0:10:01.559 --> 0:10:03.000 That's so interesting. 0:10:03.160 --> 0:10:04.079 What do you call it? Runny? 0:10:04.280 --> 0:10:04.520 Yeah? 0:10:04.559 --> 0:10:07.280 A runny eggs? Oh my god? To people call it 0:10:07.320 --> 0:10:10.400 a dippy egg. Dippy egg that's what Victoria calls it. Yeah, 0:10:10.440 --> 0:10:10.880 dippy eg. 0:10:10.960 --> 0:10:14.199 Oh my god's cute, very cute. Okay, out to you? 0:10:14.920 --> 0:10:16.600 What do I call it? Well, I've really lost myself. 0:10:16.600 --> 0:10:18.760 I think I called it a running egg. Usually, God, 0:10:19.320 --> 0:10:20.120 I've been learning a. 0:10:20.040 --> 0:10:23.920 Lot here today. Next time that I've got is from 0:10:24.520 --> 0:10:28.000 Oh I'm so sorry. I'm gonna butcher your name, Nil Yak. 0:10:28.440 --> 0:10:30.000 Maybe do you think that sounds right? 0:10:30.080 --> 0:10:31.800 That sounds right, beautiful, perfect. 0:10:32.080 --> 0:10:34.000 Who wants to know? What have we learned from each 0:10:34.040 --> 0:10:35.840 other since we started working together? 0:10:35.960 --> 0:10:36.920 Oh, that's beautiful. 0:10:36.960 --> 0:10:38.560 Okay, it's a really cute question. 0:10:39.160 --> 0:10:42.240 That is a really cute question. And obviously I've learned 0:10:42.559 --> 0:10:45.880 from yourself and Victoria that I think that was just 0:10:45.880 --> 0:10:47.840 so scared of money before I started, And I think 0:10:48.080 --> 0:10:52.240 I was also scared of like maybe I would feel 0:10:52.320 --> 0:10:55.280 as though my money story or my lack of money 0:10:55.400 --> 0:10:59.640 would make me appear a certain way socially and societally. 0:11:00.120 --> 0:11:03.760 But I've learned that it's not true that everyone has 0:11:03.800 --> 0:11:06.680 this idea of money. It's like people who are super rich, 0:11:06.720 --> 0:11:09.800 can you know, kind of see money in this way 0:11:09.840 --> 0:11:12.959 that's like socially, we'll still all get along, basically, is 0:11:13.000 --> 0:11:14.400 what I'm trying to say. And I think that's really 0:11:14.400 --> 0:11:19.520 beautiful because us we came here together on this podcast. 0:11:19.559 --> 0:11:23.120 It's like if we met out in the world, who knows. 0:11:23.280 --> 0:11:25.360 But then we are like set sitting here, we're talking 0:11:25.360 --> 0:11:27.120 to each other, and we're like, oh, we're all just 0:11:27.160 --> 0:11:29.240 the same. And I think it's really beautiful. But obviously 0:11:29.240 --> 0:11:31.080 you've taught me so much about money as well, and like, 0:11:31.280 --> 0:11:33.679 but how the way I'm viewing it is maybe not 0:11:34.160 --> 0:11:36.920 very sustainable and not gonna like serve me in the future. 0:11:37.080 --> 0:11:39.880 So god, so many things I've learned from you, guys. 0:11:40.920 --> 0:11:42.480 I feel like I've learned so much from you as well. 0:11:42.520 --> 0:11:46.120 I think the biggest one is you have this wonderful 0:11:46.160 --> 0:11:49.880 way of looking at things with such an open mind 0:11:49.920 --> 0:11:51.440 and heart, do you know what I mean? Like you, 0:11:52.360 --> 0:11:55.840 I feel like we both have this experience where being 0:11:55.880 --> 0:11:59.920 on a podcast, I find it very anxiety inducing sometimes 0:12:00.080 --> 0:12:03.800 because there's this and it's not from our community, but 0:12:03.840 --> 0:12:06.600 there's this modern thing. I think I've seen people refer 0:12:06.640 --> 0:12:09.280 to it as what about meism? Yeah, bean soup thing 0:12:09.400 --> 0:12:11.600 is what they call it. On TikTok Whees, someone will 0:12:11.600 --> 0:12:14.080 post a recipe for bean soup and someone will say, well, 0:12:14.080 --> 0:12:16.120 I don't like beans, so what can I use instead? 0:12:16.760 --> 0:12:20.040 And it's the idea that, like everything you're sharing must 0:12:20.040 --> 0:12:23.240 appeal to every single person who could possibly ever listen 0:12:23.280 --> 0:12:26.240 to it here at see it whatever totally, which is 0:12:26.320 --> 0:12:29.400 extremely hard to do. But I think what you are 0:12:29.480 --> 0:12:33.880 so good at is you are just naturally so inclusive, 0:12:33.920 --> 0:12:35.960 do you mean, Like the easiest example I can think 0:12:36.000 --> 0:12:37.840 of to give is like when we're talking about maybe 0:12:37.840 --> 0:12:40.920 somebody's money deliver and they write in and I will 0:12:40.920 --> 0:12:44.160 always look at things through my own lens of like, well, 0:12:44.240 --> 0:12:46.720 I have a boyfriend and I live like this, and 0:12:46.760 --> 0:12:49.920 this is jadata. Whereas you're so inclusive with your language, 0:12:49.960 --> 0:12:53.160 you're so you look at things from so many perspectives 0:12:53.280 --> 0:12:57.640 as well, like you so easily are very open minded, 0:12:57.720 --> 0:12:59.079 and you go, well, you could be seeing this, you 0:12:59.080 --> 0:13:01.000 could be experiencing this, and then you you tack that 0:13:01.120 --> 0:13:06.120 onto the answers that you give. Whereas I feel like 0:13:06.120 --> 0:13:08.360 I'm getting better, but it just doesn't come as naturally 0:13:08.480 --> 0:13:10.360 to me. I feel like I'm always too selfish in 0:13:10.400 --> 0:13:12.760 that way. And whereas you're so good at putting yourself 0:13:12.760 --> 0:13:15.600 in somebody else's shoes and like their experience and their 0:13:15.640 --> 0:13:16.440 thoughts and stuff. 0:13:16.679 --> 0:13:18.760 That is so sweet. Thank you so much for saying that. 0:13:18.800 --> 0:13:19.240 It's true. 0:13:19.440 --> 0:13:22.400 God, you're really amazing at that too. I think that 0:13:22.480 --> 0:13:26.199 like you're amazing at it, and you're a lot more 0:13:26.640 --> 0:13:29.720 succinct or like the way you word things is because 0:13:29.760 --> 0:13:32.559 I fear that I just ramble so much when I'm like, oh, 0:13:32.559 --> 0:13:34.440 I haven't thought about this, and so I better, I 0:13:34.440 --> 0:13:39.079 have better enter this real and I'm like, oh my 0:13:39.080 --> 0:13:41.480 god's a quick way to do that. But you're so right, 0:13:41.520 --> 0:13:43.679 and I think that I get really paranoid about like 0:13:43.679 --> 0:13:46.240 if I was to say something that is probably objectively true, 0:13:46.280 --> 0:13:47.920 like yeah, I think I've said this for like, eating 0:13:47.960 --> 0:13:50.319 your own poo is kind of gross, but there might 0:13:50.320 --> 0:13:52.480 be someone out there listening that's like I love eating 0:13:52.480 --> 0:13:55.000 my own poo. That makes me feel really sad. And 0:13:55.040 --> 0:13:57.520 then I'm like, I would be devastating to know that 0:13:57.520 --> 0:14:00.480 I've made someone sad because I've said some in this 0:14:00.520 --> 0:14:04.400 way that's like objective and so like black and white, 0:14:04.400 --> 0:14:07.640 and I don't want to ever exclude anyone. Yeah, thank you, 0:14:07.679 --> 0:14:12.560 that's really sweet. Oh my god, my one was boring 0:14:12.760 --> 0:14:15.560 compared to yours, and so sorry. This one is from Liira, 0:14:15.920 --> 0:14:18.240 who says why am I scared of changing my money 0:14:18.280 --> 0:14:20.880 story when I know it could be so much healthier. 0:14:22.600 --> 0:14:25.720 I'm sure there's probably psychology behind it, like there's safety 0:14:25.800 --> 0:14:28.840 or comfort in what you know. Yeah, I think making 0:14:28.920 --> 0:14:32.600 change is hard, especially I think money is such a 0:14:32.640 --> 0:14:35.360 deeply personal thing and exactly as you were saying before. 0:14:35.480 --> 0:14:40.320 A lot of us feel anxiety or shame or stigma 0:14:40.720 --> 0:14:44.240 or all of these things around money because we are 0:14:44.360 --> 0:14:49.000 all shown a traditional pathway to success. I think there's 0:14:49.080 --> 0:14:51.880 like a very clear and it has changed a little 0:14:51.920 --> 0:14:53.640 bit with time, but you know, go back to our 0:14:53.680 --> 0:14:56.280 parents generation, it was okay, well, you go to university 0:14:56.280 --> 0:14:57.480 and you get a good job, and you get married 0:14:57.520 --> 0:14:59.200 and you have two kids, and you take a holiday 0:14:59.200 --> 0:15:01.080 once a year and did it. And it was like 0:15:01.160 --> 0:15:03.760 just a very clear linear path. And while that path 0:15:03.840 --> 0:15:07.080 has opened up more, I think there are still very 0:15:07.080 --> 0:15:11.480 traditional markers of success that people uphold as the gold 0:15:11.560 --> 0:15:14.760 standard doing, like a good job or a good salary. 0:15:14.760 --> 0:15:18.760 You can't see me, but I'm using talking marks. And 0:15:18.840 --> 0:15:22.040 so I think that wanting to change your money story 0:15:22.120 --> 0:15:25.760 is scary because you have to admit that you want 0:15:25.800 --> 0:15:28.400 something more. You have to put yourself out there. Which 0:15:28.560 --> 0:15:31.960 there's also this for me myself personally, there's this fear 0:15:32.000 --> 0:15:34.240 of failure that I feel a lot of the time, 0:15:34.560 --> 0:15:37.960 I feel like I'm behind, and so making a change 0:15:38.000 --> 0:15:42.600 requires you to say I want more. And firstly, sometimes 0:15:42.640 --> 0:15:44.840 people shame you for that, Like there's the tall poppy 0:15:44.840 --> 0:15:47.200 syndrome is very much a real thing, and people say, well, 0:15:47.200 --> 0:15:48.640 you should be happy with what you have for you 0:15:48.680 --> 0:15:51.640 to do that, So there's you're fighting against that, but 0:15:51.680 --> 0:15:54.440 also in saying you want more, you're putting yourself out there. 0:15:55.160 --> 0:15:57.200 You run the risk of failing. Most people do fail, 0:15:57.320 --> 0:15:59.360 or most people do fall off the horse. Most people 0:16:00.000 --> 0:16:02.280 we will build up their savings and then have to 0:16:02.320 --> 0:16:05.560 spend them or build up their investments and then get 0:16:05.600 --> 0:16:08.600 nervous and pull it out. There are so many opportunities 0:16:09.000 --> 0:16:12.560 to quote unquote fail that it's scary to put yourself 0:16:12.600 --> 0:16:16.320 in that situation because we all are trying to uphold 0:16:16.360 --> 0:16:20.360 this impossible standard that we see online on social media 0:16:20.520 --> 0:16:25.120 or in the normal news and stuff, and it feels 0:16:25.120 --> 0:16:27.640 like an overbearing weight sometimes. And I think all of 0:16:27.640 --> 0:16:30.040 those things I'm straying really far from the original question, 0:16:30.360 --> 0:16:32.920 but all of those things overlay over the top, so 0:16:32.960 --> 0:16:34.760 that when you do try to make a change, be 0:16:34.840 --> 0:16:39.080 it financial, be it something different, it can feel scary 0:16:39.080 --> 0:16:41.640 and overwhelming because you go, well, I don't want to fail, 0:16:41.680 --> 0:16:43.400 and I don't want people to laugh at me, and 0:16:43.680 --> 0:16:45.600 oh my god, well what if I can't do it? 0:16:45.720 --> 0:16:48.040 And all of this doubt from all of these pressure 0:16:48.040 --> 0:16:51.720 creeps in. But I think if you break it down, 0:16:52.040 --> 0:16:54.400 you know you want to change your money story incredible. 0:16:54.760 --> 0:16:59.120 Everybody deserves better, everybody deserves more, Like we all are 0:16:59.280 --> 0:17:01.920 entitled to live the best, most wonderful, most fulfilling life 0:17:01.920 --> 0:17:04.479 that we can. Yeah, and I think wanting more, wanting 0:17:04.600 --> 0:17:08.480 change is really positive. Break it down into small steps 0:17:08.640 --> 0:17:11.560 so that it feels less overwhelming. That would be what 0:17:11.600 --> 0:17:12.400 I would recommend. 0:17:12.640 --> 0:17:14.960 I love that, I completely agree. It's also sometimes a 0:17:14.960 --> 0:17:17.560 bit scary to be like how far does this go? 0:17:18.000 --> 0:17:20.800 When you're like, I haven't even looked at my finances. 0:17:20.800 --> 0:17:23.920 I don't know what the trajectory of my life looks 0:17:24.000 --> 0:17:28.080 like financially. And then if you start kind of like 0:17:28.400 --> 0:17:31.960 brushing off the dust of your financial story and your 0:17:32.040 --> 0:17:35.480 finances right now, then you're like, how much is there 0:17:35.480 --> 0:17:38.439 to uncover? How much is there to learn? How bad 0:17:38.560 --> 0:17:40.760 of a position am I in that I maybe I 0:17:40.800 --> 0:17:43.520 don't know yet, And it's just like a scary thing 0:17:43.600 --> 0:17:47.760 to explore, but like, yeah, just exactly like one step 0:17:47.760 --> 0:17:51.119 at a time, small little goals. And if you're not 0:17:51.560 --> 0:17:53.520 interested in it, that's the other things. Sometimes you're not 0:17:53.560 --> 0:17:55.920 like obsessed with something, so you just don't care. It's 0:17:55.920 --> 0:17:58.639 like mental effort to like think about it. But if 0:17:58.640 --> 0:18:00.439 you're not obsessed with it, that's okay. Just do the 0:18:00.480 --> 0:18:02.680 little things you need to do to make sure you're 0:18:02.680 --> 0:18:05.000 not gonna, I don't know, be in a really bad 0:18:05.040 --> 0:18:07.720 financial position later. It doesn't have to be a whole world, 0:18:07.840 --> 0:18:10.120 but yeah, just tackle things bit by bit. 0:18:10.680 --> 0:18:13.960 Bit by bit, step by step. That's it, beautiful. Well, 0:18:13.960 --> 0:18:15.760 we're gonna take a really quick break, but when we 0:18:15.800 --> 0:18:18.320 come back, we're gonna be answering more of your burning 0:18:18.400 --> 0:18:19.600 questions that don't go anywhere. 0:18:23.880 --> 0:18:26.480 Welcome back, everyone. So this week's episode, if you're just 0:18:26.560 --> 0:18:28.720 joining us, is a special edition of Q and A 0:18:28.800 --> 0:18:30.840 with B and J. So we've been answering some of 0:18:30.880 --> 0:18:33.080 your questions, some left of center, some a little bit 0:18:33.119 --> 0:18:35.960 more financy. I guess we'll just jump straight back into it. 0:18:36.520 --> 0:18:39.040 So the next one comes from Tina, who says, do 0:18:39.080 --> 0:18:41.280 you have any advice for someone wanting to make money 0:18:41.280 --> 0:18:43.600