Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
Speaker 1: we get started on She's on the Money podcast, I
Speaker 1: would like to acknowledge the traditional custodians of the land
Speaker 1: of which this podcast is recorded on a wondery country,
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
Speaker 1: and the storytelling of you to make a difference for
Speaker 1: today and lasting impact for tomorrow.
Speaker 2: Let's get into it.
Speaker 3: She's on the Money, She's on the Money.
Speaker 4: Hello, and welcome to She's When the Money the Podcast
Speaker 4: Millennials who want financial freedom. Today is Friday, which means
Speaker 4: it's time to get the team together to celebrate you
Speaker 4: the incredible She's on the Money community. But today is
Speaker 4: no ordinary Friday because it's Jessica Ricky right now. Victoria
Speaker 4: Divine is not with us, she's currently on maternity leave
Speaker 4: and it's me and Miss Becksayed holding down the fort.
Speaker 5: Hi.
Speaker 6: Guys, we do have a special guest though with us.
Speaker 6: We are going to have some friends of the show
Speaker 6: on over the next few weeks while v is on
Speaker 6: matt leave. Today, we do have a wonderful friend, Michelle Battersby.
Speaker 6: Welcome to the show.
Speaker 2: Thank you so much for having me. It's an honor.
Speaker 5: Thank you so much.
Speaker 6: For those who don't know yourself or much about you,
Speaker 6: please give us a little a little rundown.
Speaker 2: Wow. Okay. So I've worked in tech startups for the
Speaker 2: past nine years. I got my start in the tech industry.
Speaker 2: I was the seventh employee at Bumble globally. I was
Speaker 2: the first employee at Bumble in Australia and I launched
Speaker 2: the brand into the Astra Alien market and then into
Speaker 2: four other countries. And working at Bumble was really where
Speaker 2: I found my passion for working on products that bettered
Speaker 2: the lives of women and the people using them. So
Speaker 2: I've since gone on to start my own startup, which
Speaker 2: is called Sunroom. It's based in LA I'm based in
Speaker 2: LA We've raised about seven million US dollars in venture
Speaker 2: capital and now we're taking that money building a product
Speaker 2: that puts money back in women and non binary creators hands.
Speaker 2: So yeah, that's me.
Speaker 5: I guess incredible.
Speaker 4: That is a phenomenal resume. It's always so hard when
Speaker 4: someone says to you, tell me about yourself, to sum
Speaker 4: up your whole experience as a human being into a
Speaker 4: few short sentences. But I must say, yours is absolutely killer,
Speaker 4: absolutely very impressive. Now, don't worry everybody, We're not going
Speaker 4: to switch up the format on you too much. Today
Speaker 4: we're going to be sharing some of our favorite money wins.
Speaker 4: Beck is going to share some of her best brook tips,
Speaker 4: and we're going to be helping to answer a juicy
Speaker 4: money dilemma, which this week is all about taking a
Speaker 4: pay cut to work for a company that will get
Speaker 4: you future opportunities. And we're going to unpack something that
Speaker 4: you slid into our DMS about which this week is
Speaker 4: all about how to prioritize your finances, choosing to have
Speaker 4: kids or your lifestyle, which I think could be very
Speaker 4: interesting to chat about. But before we get there, how's
Speaker 4: everybody's week been, Michelle?
Speaker 2: What have you been up to?
Speaker 7: Oh?
Speaker 2: How's my week being?
Speaker 8: Well?
Speaker 2: I mean, speaking of Victoria being out, I'm nearly six
Speaker 2: months pregnant, so I'm navigating that as well. So it
Speaker 2: feels good to be helping out a fellow, you know,
Speaker 2: fresh mum to be Yeah, trying to just get my
Speaker 2: life in order. I've started to think about what I
Speaker 2: will do with my company as I approach birth, so
Speaker 2: there's a bit on I'm just getting ready for aw
Speaker 2: some change.
Speaker 4: Is it really overwhelming because I guess for the average person,
Speaker 4: you have such a standard process. You take your parental leave,
Speaker 4: you know, you then decide whether you're going to re
Speaker 4: enter the workforce, but that's part time, full time. But
Speaker 4: watching VD go through it, when you're the owner of
Speaker 4: the company, there's not.
Speaker 2: Really any rules.
Speaker 4: You can do whatever you want, yeah, which I feel
Speaker 4: like to the average person you go, oh my god,
Speaker 4: that sounds amazing. But I can see that it is
Speaker 4: on the other side, very almost overwhelming, because you're so
Speaker 4: passionate generally you know about your company and the thing
Speaker 4: that you've built, but you're also I would imagine, extremely
Speaker 4: passionate and excited about the family and that new adventure.
Speaker 4: Have you found it hard to kind of figure out
Speaker 4: what to do because there's not really a blueprint for you.
Speaker 2: Definitely, I feel it is such a privilege having your
Speaker 2: own company and navigating pregnancy at the same time, because
Speaker 2: you are able to make the rules. And I'm also
Speaker 2: very conscious similarly to Victoria. When you have so many
Speaker 2: women working for you as well, I feel like I
Speaker 2: really want to do this well and show them that
Speaker 2: if and when they choose to go through this, they'll
Speaker 2: be supported by me and by Sun Room. I'm lucky
Speaker 2: because I actually reached out to our lead investor, which
Speaker 2: is an Australian VC fund, and they actually pulled together
Speaker 2: a women's circle type thing full of all the women
Speaker 2: that they'd invested in over the past few years that
Speaker 2: were moms or were becoming mums, and I was actually
Speaker 2: able to listen to how they navigated this as a founder,
Speaker 2: and some of them had some amazing approaches to how
Speaker 2: they've done it. So I think I'm going to take
Speaker 2: a bit of a phased approach and I'm going to
Speaker 2: allow myself sometime where I'm not contacted unless it's for
Speaker 2: an emergency, and then I think I'm going to try
Speaker 2: and gradually enter my way back in. It will be
Speaker 2: quite soon. I think that's one of the downfalls of
Speaker 2: it being your own company is there never really is
Speaker 2: that time off. But I'm also just trying to be
Speaker 2: flexible with myself and recognize that I have absolutely no
Speaker 2: idea what this is going to be like, and just
Speaker 2: set myself up with the support that I need and
Speaker 2: that Sunroom needs.
Speaker 4: That's awesome. It's great to hear you know that you're
Speaker 4: modeling I guess for other women too, because I think
Speaker 4: for so long, you know, it's almost a scary thing
Speaker 4: like having a baby in your career, and yeah, I
Speaker 4: think having someone that people can look to and see
Speaker 4: how that experience goes is awesome.
Speaker 2: Yeah, I've felt that as well, Like I've been the
Speaker 2: employee in so many companies where I haven't felt necessarily
Speaker 2: like I would be safe or supported through this, and
Speaker 2: I think that's a reality for many women. So I
Speaker 2: think it's very important that we are modeling it in
Speaker 2: a way that shows this is something that will be
Speaker 2: celebrated and won't be looked at as a threat to productivity,
Speaker 2: which unfortunately it is in some workforces.
Speaker 4: One hundred percent, I feel like we're gonna have a
Speaker 4: really good conversation about this week's DM because yeah, I
Speaker 4: think it is so good. But before we get there,
Speaker 4: how's your week?
Speaker 1: Beat?
Speaker 4: What have you been up to?
Speaker 9: My week has been absolutely lovely.
Speaker 6: The weather's been as per usual, kind of nice, sometimes
Speaker 6: kind of not nice. Sometimes that's quite a right, but otherwise, yeah,
Speaker 6: just like you know, doing the usual. Yeah, gone with gym,
Speaker 6: hitting the waits, seeing friends and yeah watching I've watched
Speaker 6: saltburn about you guys, but.
Speaker 4: What did you think? I've heard crazy reviews.
Speaker 9: I loved it.
Speaker 6: I was like waiting for something crazy to happen. I
Speaker 6: was like, hey, you know, I can't see anything that's.
Speaker 4: You didn't think anything crazy? Did you watch it? I know,
Speaker 4: but I've heard a few of the key bizarre.
Speaker 6: Sure, sure, sure, And that's obviously something that maybe.
Speaker 4: You're not my normal behavior that I would choose to
Speaker 4: take in, but not your day to day I'm not
Speaker 4: here to youck anybody's young.
Speaker 9: Of course, Michelle, have you watched it?
Speaker 2: I haven't, and it's because I've been so scared by
Speaker 2: some of the stuff I've been saying on TikTok.
Speaker 5: Yeah, don't be scared, guy.
Speaker 2: Yeah, you're giving me the confidence to potentially watch it.
Speaker 2: Is it something I can watch alone? Or do I
Speaker 2: need company? You could absolutely watch it alone. It's scary
Speaker 2: or anything. It's honestly like, yeah, there are some weird
Speaker 2: things in there, or you know whatever, but it's such
Speaker 2: a great movie.
Speaker 6: You can watch don't listen to TikTok. That's what stopped
Speaker 6: me as well, because I was like I need the
Speaker 6: Bible or something.
Speaker 9: But honestly, it's like it's.
Speaker 5: It's great movie. It's a great movie. M hm.
Speaker 4: What about you?
Speaker 5: How's your weep be in?
Speaker 4: It's been good. It's been very very busy, you know.
Speaker 4: With VD heading off, I think we've been all hands
Speaker 4: on deck just trying to navigate through that. But it's
Speaker 4: really fun and I'm so excited to get to do
Speaker 4: things with you, spend a little bit of time together,
Speaker 4: chat tayg corgeous guests. I think it's going to be
Speaker 4: a really fun, exciting time for all of us. And
Speaker 4: I mean, any excuse to buy cute, tiny baby clothes
Speaker 4: for somebody totally signed me up. Absolutely dream I live
Speaker 4: for it totally.
Speaker 6: I think that kind of takes us into your money
Speaker 6: wins for the week. Absolutely cheap, cheap, cheap baby clothes.
Speaker 4: No cheap cheap baby clothes. But I did have a
Speaker 4: few really good ones. Let me r and you threw them. Okay, firstly,
Speaker 4: I've got a money win and very on theme with
Speaker 4: the baby thing from Kaylor who said I price checked
Speaker 4: nappies and found them to be eight cents per nappy
Speaker 4: cheaper at Costco, and when I got there there was
Speaker 4: also an instant rebate available.
Speaker 5: Cool.
Speaker 4: I didn't even know that that was a thing, but
Speaker 4: I love when people check the cost per unit.
Speaker 5: I feel like that is so smart doing God's work.
Speaker 4: Absolutely. Next, I've got a money when, also baby themed
Speaker 4: from Agnes who said I've been meaning to buy a
Speaker 4: new pair of docks. My feet have changed size since
Speaker 4: being pregnant, as my old ones didn't fit. Platypus had
Speaker 4: a sale and I purchased a new pair for one
Speaker 4: hundred and eighty dollars when it is normally three hundred.
Speaker 4: That's very seeing your feet changing size during pregnant.
Speaker 2: Oh, I've heard this can happen, and I'm terrified because
Speaker 2: I'm already a forty so I really don't want them
Speaker 2: to be going up a size and apparently they can
Speaker 2: stay there once.
Speaker 6: Oh no, no, it's like a second gross.
Speaker 4: I'm not gonna lie watching VD go through it. Yeah,
Speaker 4: it is rare, the changes. I don't know that I'm
Speaker 4: so old if I'm mean, all sounds a joy in
Speaker 4: a mirror. Call for everybody else to totally love it. Next,
Speaker 4: I've got money in from Cass who said, my teacher
Speaker 4: goal is to not buy from the canteen this year
Speaker 4: and take my own lunch every day. I found a
Speaker 4: brand new cute lunch box in an op shop marked
Speaker 4: for two dollars, and then when I went to pay,
Speaker 4: the volunteer marked my four items down from twenty four
Speaker 4: dollars to nine dollars, so I essentially got the lunch
Speaker 4: box for less than a buck. I googled the brand
Speaker 4: and it sells for anywhere between twenty five and thirty
Speaker 4: one dollars normally. Huh, discounts of the opshop. You love
Speaker 4: to see it.
Speaker 9: Love to see it.
Speaker 4: Didn't even know that was a thing I know. Next,
Speaker 4: I've got a money in from Rebecca, who said I
Speaker 4: bought my first ever ETF this morning and I've already
Speaker 4: made eighteen cents. And she put a wonderful picture.
Speaker 5: Oh amazing.
Speaker 9: I think that's the original photo.
Speaker 5: I think so true.
Speaker 4: I don't know if Michelle's going to be able to
Speaker 4: see this, but it's Rebecca Wilson, the Wolf of Wolf Street,
Speaker 4: and it's absolutely iconic.
Speaker 2: Oh my god, so funny.
Speaker 4: I love it when people put pictures in the thread.
Speaker 4: It is my absolute favorite thing. Ever. The next money
Speaker 4: when I feel like I have to read because Beck
Speaker 4: was looking over my shoulder because there is also a
Speaker 4: picture and it's from cheven and she said money when
Speaker 4: I've not purchased coffee at work in the past week,
Speaker 4: so I saved seven dollars per coffee. Some days I
Speaker 4: have three. So that's a huge savings for me. I
Speaker 4: got this bad boy and it works a treat, and
Speaker 4: I believe it is a thermos.
Speaker 6: It does look like it could be a thermois or
Speaker 6: possibly you know what, like I know, if you had
Speaker 6: this mache but like you know, your grandparents wild always
Speaker 6: have those like muscle things that like massages, like those
Speaker 6: with the big head on the wall.
Speaker 2: Oh yeah, yeah, yeah.
Speaker 6: It's I mean, that's what's reminded me of. And it
Speaker 6: is like a little you know, I don't know though,
Speaker 6: but yes, that's lovely.
Speaker 3: Is it?
Speaker 2: Sex toy? Is that the vibe you're getting?
Speaker 4: Can you? That's what the camera so she can see it.
Speaker 6: And especially because when you had like when you had
Speaker 6: it hadn't one. Oh yeah, it looked before she scrawl,
Speaker 6: before she scrolled, it looked like the rabbit.
Speaker 5: I was like, oh my god, I think it's.
Speaker 4: It's the fact that there's liquid coming out of it
Speaker 4: as well. There's a lot going on, but that is
Speaker 4: a great win. Chevon, very pleased for you. And then lastly,
Speaker 4: I have a money win from Izzy, who said I
Speaker 4: taught my mom how to use Facebook marketplace to sell
Speaker 4: extra furniture she wanted to get rid of and now
Speaker 4: she's making a little bit of money on the side
Speaker 4: on some great quality items that otherwise would have gone
Speaker 4: out to her curb for someone to pick up for free. Yeah,
Speaker 4: mum technology. And now we've decided that anyone that comes
Speaker 4: on the show, because you're so involved in the community,
Speaker 4: we would love to hear from you as well. So Michelle,
Speaker 4: do you have a money win or a money loss
Speaker 4: to share with us this week.
Speaker 2: I've got a sad money loss. So I bought something
Speaker 2: online the other week and as I was purchasing it,
Speaker 2: I thought, I don't know if this is gonna work,
Speaker 2: but I must return it if it doesn't. And it
Speaker 2: didn't work. I actually got a bump one of those
Speaker 2: bump suit dresses, and I was like, so key, and
Speaker 2: you know, I get to wear a bump suit. Now
Speaker 2: I'm getting a bump and it wash not not for.
Speaker 1: Me at all.
Speaker 2: And then you know when it just gets away from
Speaker 2: you time and you print the label and it's all
Speaker 2: feeling like a chore you just don't want to do.
Speaker 2: And then I forgot that it was a long weekend
Speaker 2: in the US, and now I've missed the deadline, and
Speaker 2: so I may as well have just flushed, you know,
Speaker 2: one hundred and fifty dollars down the toilet.
Speaker 5: Do you reckon?
Speaker 4: You can just chuck it in the post and just
Speaker 4: hope that nobody notices I've done that before. I missed
Speaker 4: it by well, especially with the long weekend. If you
Speaker 4: if like, if they questioned it, just say, oh, I
Speaker 4: popped it in a post box on Sunday and they
Speaker 4: must have just had a backlog from the week. You know.
Speaker 2: I don't even know if we have post boxes in America.
Speaker 2: I feel like a postage system here is very dated.
Speaker 2: I've never seen a post Oh my god, do.
Speaker 9: You have to say a post sack sack around?
Speaker 4: Yeah, that would be crazy.
Speaker 2: I don't know anyway, that's my loss, just a bit
Speaker 2: of laziness.
Speaker 5: Oh yeah, ckon, you could sell it for a similar price.
Speaker 2: I could, but I'm also lazy in that regard. That's
Speaker 2: a lot of us at that sort of thing and
Speaker 2: like eBay and d pop. But yeah, no, I.
Speaker 4: Think it's hard, especially when you're hauling around a whole
Speaker 4: extra human to do all your tasks as well. I
Speaker 4: feel like that makes everything ten times more of.
Speaker 6: A chore than normal, totally. You know, when I do
Speaker 6: things like that, sometimes I try and think, like, oh,
Speaker 6: let's pretend that this coffee instead of six dollars or
Speaker 6: seven dollars, and I just add, like delegate those funds
Speaker 6: to other things and pretend in my mind that they
Speaker 6: were more expensive, you know what I mean. So let's
Speaker 6: pretend your jumper was way more expensive than you know.
Speaker 6: You know, does that make does it make you feel better?
Speaker 2: Or does that make or maybe I'll buy something on
Speaker 2: sale next week and I'll see Yeah exactly, girl, math
Speaker 2: a bit of it, Yeah, exactly exactly.
Speaker 4: All right, Beck, Have you got any broke tips to
Speaker 4: share with us this week? I do.
Speaker 6: I have one from the community and one from myself,
Speaker 6: and then I believe Michelle has one.
Speaker 5: Of her own. I'll start with the community broke tip.
Speaker 6: This one comes from Xavier who says an exercise reframing,
Speaker 6: So go to the supermarket, set yourself a ready steady
Speaker 6: cook style challenge of cooking with only four ingredients, ideally
Speaker 6: those four ingredients that are on special. That doesn't have
Speaker 6: to be the case, but I think this is a
Speaker 6: really good idea just kind of like making it obviously
Speaker 6: like not to like trivialize or like, you know, speak
Speaker 6: about someone's really really genuinely hard money circumstance or something
Speaker 6: that can be turned into fun, because it absolutely can't.
Speaker 6: It sometimes is really bad. And you know, I'm not
Speaker 6: trying to you know, do that at all. But if
Speaker 6: you are just trying to save money, or if you
Speaker 6: are just a little bit broke and waiting for your
Speaker 6: next payday and it's not so bad, then this is
Speaker 6: a really fun way to kind of just like I
Speaker 6: don't know, just yeah, just reframe it, you know, be like,
Speaker 6: you know what, this week, I'm gonna, yeah, make a
Speaker 6: you know, do a challenge for myself by things that
Speaker 6: are either only on special, or make recipes that are
Speaker 6: only three or four ingredients, or only use what's in
Speaker 6: my house, like kind of like you know, sitting yourself
Speaker 6: fun challenges in that way gamifying.
Speaker 4: It is a really good trick for people with ADHD.
Speaker 4: That's how a lot of people manage to keep tho
Speaker 4: zelves on track, is like by turning those mundane every
Speaker 4: day touts. So maybe if you just eat, don't even
Speaker 4: like cooking, that could be a good way to get
Speaker 4: yourself into cooking is gamified a little bit. I like
Speaker 4: that Ready Steady cook, so act like a co host
Speaker 4: to get a little microphone out set of time off you,
Speaker 4: and then.
Speaker 6: You could judge your own food with a little like
Speaker 6: you know, what are the capscum and tomato sign y?
Speaker 1: Yeah?
Speaker 2: I think that was.
Speaker 6: My broke tip for this week. This is kind of
Speaker 6: like something I used to do. I want to kind
Speaker 6: of do this more. But I bought a seven dollar
Speaker 6: French press from Kmart and a two dollar stick milk
Speaker 6: frother you guys know those like little I guess it's
Speaker 6: like a milkshake froterer as.
Speaker 4: Well, the wy ones, the wizzy ones.
Speaker 6: Yeah, and I would just instead of going out and
Speaker 6: buying coffee, I would just make myself coffee home, which
Speaker 6: seems like a really really easy, like common sensical sort
Speaker 6: of way to save money. I totally get that but
Speaker 6: when you really think about it, like you don't have
Speaker 6: to spend heaps of money on like a coffee machine
Speaker 6: or really expensive milk froth literally seven dollar French press,
Speaker 6: two dollar milk froth, and that'll I don't know, that'll
Speaker 6: get you. I think it came from because I would
Speaker 6: spend like six dollars per day at least on.
Speaker 4: So that's like a day's worth of coffee to buy
Speaker 4: your set up pretty much exactly.
Speaker 6: And then what do you spend like two dollars on
Speaker 6: oat milk or whatever. You buy maybe seven dollars for
Speaker 6: coffee that'll last you like two three weeks, so so
Speaker 6: so so much cheaper than buying coffee out, So do try.
Speaker 6: This is also kind of like reframing, which will lead
Speaker 6: me into Michelle's one. I'm tending yourself these little challenges
Speaker 6: and it might be fun.
Speaker 5: I love that, Michelle. Please feel free to share you.
Speaker 2: On there is a theme because mine is a little
Speaker 2: bit of a reframe as well. So I was reading
Speaker 2: an article the other day and it said that thirty
Speaker 2: nine percent of working Americans have a side hustle. I
Speaker 2: have two side hustles. I make money on my own app,
Speaker 2: Sunroom and then I write a monthly column for the
Speaker 2: SMH and the Age, and I've started just putting the
Speaker 2: money from those two side hustles into a separate bank
Speaker 2: account that I just don't look at, and I feel
Speaker 2: like it's this bonus money that just exists over there.
Speaker 2: And I think with the cost of living, I think
Speaker 2: side hustles are just going to become more and more common.
Speaker 2: But I think we often think about a side hustle
Speaker 2: as like you're starting some second business on the side
Speaker 2: and it needs to then become your dominant form of income.
Speaker 2: But really a side hustle can just be about optimizing
Speaker 2: something that you're already doing or something that you really
Speaker 2: enjoy and finding a way to monetize that. Like if
Speaker 2: you are creating content on the Internet and putting it
Speaker 2: out there for free user monetization platform. If you are
Speaker 2: really opinionated and love writing, start a substack and look
Speaker 2: at a way to monetize a newsletter deepop if you're
Speaker 2: really into clothes freelancing. There's so many platforms that now
Speaker 2: exist that will allow people to become virtual assistants and
Speaker 2: these sorts of things, and it doesn't need to take
Speaker 2: up a huge amount of your time, Like I would say,
Speaker 2: about three hours a week of mine is put into
Speaker 2: these side hustles. So I think a side hustle, not
Speaker 2: seeming like some daunting big thing, is another good way
Speaker 2: to maybe just like dip your toe in the water
Speaker 2: and start to look for ways where you can bring
Speaker 2: any of it and even an extra three hundred dollars
Speaker 2: a month or five hundred dollars a month that could
Speaker 2: really make a difference in today's society.
Speaker 4: Oh my god, I completely agree. I love a side hustle.
Speaker 4: Of the listeners know, and anyone who follows me on
Speaker 4: TikTok would know. I did a thousand dollar challenge just
Speaker 4: at the end of last year. I needed a little
Speaker 4: bit of extra cash to get to the savings goal
Speaker 4: that I had for my house deposit. And I made
Speaker 4: a grand in two weeks. And it was nothing strenuous.
Speaker 4: It was just selling stuff on Facebook marketplace, selling stuff
Speaker 4: on deepop. I picked up a few social media jobs online,
Speaker 4: I did surveys, like I tested like a million different things. Yes, yeah,
Speaker 4: which I know is very controversial, but it worked for
Speaker 4: me for that short time period, and I was just
Speaker 4: like that little sprint of a couple of weeks for it.
Speaker 4: A thousand dollars is a lot of money, and it
Speaker 4: was just by picking up all these little bits and pieces,
Speaker 4: and as you said, it's just it was a supplementary
Speaker 4: for me. I need to hit this goal. I have
Speaker 4: this thing that I really want to do. How do
Speaker 4: I get there? And it was perfect. It's kind of
Speaker 4: again going back to that idea of gamifying. Wow, we're
Speaker 4: really all on the same page now, so we're all vibing.
Speaker 4: I love it. Let's go to a really quick break
Speaker 4: and when we come back, we're going to be answering
Speaker 4: a juicy money question, which is all about taking a
Speaker 4: pay cut to work for a company that will give
Speaker 4: you great opportunities in the future, and also unpack a
Speaker 4: DM about prioritizing your financewers or choosing to have kids.
Speaker 4: Don't go anywhere.
Speaker 5: Welcome back everyone. Here's our money dilemma for this week.
Speaker 4: Hi, there, have you.
Speaker 7: Got a money dilemma you just can't solve? The Sheese
Speaker 7: on the Money team is here to help. Every week,
Speaker 7: we tackle your dilemmas, both big and small, to answer
Speaker 7: your most burning money.
Speaker 5: Career and life questions.
Speaker 7: To get involved, simply head to our website and leave
Speaker 7: us a short voice recording, and you might just find
Speaker 7: yourself on the show. Now, let's take a listen to
Speaker 7: this week's money dilemma.
Speaker 8: Hey, team, I was hoping you'd be able to help
Speaker 8: me with a career question. Currently, I mean a really
Speaker 8: well paying job. However, I feel as though I have
Speaker 8: outgrown it and I'm looking to move on to another company. However,
Speaker 8: as I have been looking for jobs, I've realized that
Speaker 8: the skills I have are more equal to lower paying
Speaker 8: jobs at other companies. My question is, do you think
Speaker 8: it's worth taking a step back, not only in my
Speaker 8: pay but in my career to go to a company
Speaker 8: that will hopefully provide me with better opportunities in the future.
Speaker 8: I'm really struggling with the cost of living at the moment,
Speaker 8: so taking a pay cut is not something I'm super
Speaker 8: keen about.
Speaker 5: Makes a lot of sense.
Speaker 4: I'm super interested to get your thoughts because when I
Speaker 4: think of successful women, Michelle, you are someone that is
Speaker 4: like right at the top of my mind, and I
Speaker 4: think that you've done so many incredible things, and when
Speaker 4: we look at your career externally, it just looks like
Speaker 4: you've been at the top of your game for so long,
Speaker 4: But would you do something like that, would you take
Speaker 4: a pay cut to move for opportunity, or would you
Speaker 4: prioritize something different.
Speaker 2: I mean, firstly, thank you, and I think, like this
Speaker 2: isn't about me, but it might be a good anecdote
Speaker 2: because just you saying, you know, it looks like I've
Speaker 2: been at the top of my game. When I made
Speaker 2: the decision to start my own business, I put myself
Speaker 2: on a fifty five thousand dollars salary. You know, I
Speaker 2: went from earning hundreds of thousands, and I'm so lucky
Speaker 2: to have been able to pay myself from the start.
Speaker 2: Many people cannot. But going from something quite big, really stable,
Speaker 2: really comfortable, to something from the ground up did really
Speaker 2: feel like a backward step. So I think when you are,
Speaker 2: you know, it was it was short term pain, long
Speaker 2: term gain type thing. But even now I'm not on
Speaker 2: a huge salary, I think people would probably assume it's
Speaker 2: bigger than it is. I pay myself today one hundred
Speaker 2: and twenty five thousand, and that's why I have these
Speaker 2: side hustles and I do other things. And I think
Speaker 2: it's good to work for a founder that's like hungry
Speaker 2: and trying to, you know, make a dollar as well.
Speaker 2: I think when you're making these decisions, there's many things
Speaker 2: to consider, but I do think you have to also
Speaker 2: check your ego a little bit, check your pride going
Speaker 2: backwards or what feels like a side step usually setting
Speaker 2: yourself up for a much greater leap further down the track.
Speaker 2: And I also think it comes down to what you
Speaker 2: value and what your priorities are, Like if you feel
Speaker 2: like you've outgrown the role, maybe you value a challenge
Speaker 2: and learning opportunities more than you do the money. And
Speaker 2: I think this person's in a great position because they're
Speaker 2: in a high paying role at the moment, and it
Speaker 2: doesn't sound like they desperately need to get out the
Speaker 2: door at this very second, so I think they could
Speaker 2: start to save in preparation for maybe taking a smaller salary.
Speaker 2: I think they also need to have the conversations internally
Speaker 2: at their current workplace, like is there truly no more
Speaker 2: opportunity for career growth or challenges or promotion and things
Speaker 2: like that. And I also would be interested to know
Speaker 2: how they're assessing that their current skills aren't going to
Speaker 2: get them the same amount of money elsewhere. Like, have
Speaker 2: they definitely done the interviews? Have they sold themselves? Because
Speaker 2: what someone will choose to pay you or can pay
Speaker 2: you does end up being based on more than just
Speaker 2: the skills you have. You know, it's the potential that
Speaker 2: someone sees in you, it's your results. So if you've
Speaker 2: really dug into what you've been able to bring to
Speaker 2: the table in your previous role. So I would also
Speaker 2: recommend to this person, like, don't take yourself out of
Speaker 2: the game before it's even started, Like there is an
Speaker 2: opportunity for you to negotiate your way in and you
Speaker 2: might be surprised, like you're on X salary already with
Speaker 2: your current skills, So I would feel like you could
Speaker 2: use that as some bargaining power as well. But I'm
Speaker 2: the kind of person where if I'm not feeling challenged,
Speaker 2: if I'm not feeling growth, I will leave and I
Speaker 2: will be okay to go backwards or go sideways and
Speaker 2: take less money if I feel like it's going to
Speaker 2: get myself further in the future. But I also think like,
Speaker 2: as women, we know that we can hold ourselves b
Speaker 2: back in that regard as well. And you know, it's
Speaker 2: proven that men will put themselves forward for jobs and
Speaker 2: not even qualified for with the skills, So I don't
Speaker 2: like over over analyze as well, like give yourself a shot.
Speaker 2: And also sorry I'm really going on here, but how
Speaker 2: they said that they wanted to make sure you know
Speaker 2: they were taking that smaller salary for further career opportunities,
Speaker 2: like make sure you know exactly what those opportunities look like.
Speaker 2: And is there a way you can negotiate a pay
Speaker 2: review in six months because you back yourself to do
Speaker 2: a B and C in six months and like get
Speaker 2: that in writing.
Speaker 4: Those awesome advice it sounds a lot like your ladder theory.
Speaker 5: Yes, that's so true.
Speaker 6: I always say it's better to start at the bottom
Speaker 6: of a ladder that you want to climb, rather than
Speaker 6: halfway up one you don't want to climb, You know
Speaker 6: what I mean?
Speaker 2: Oh absolutely, I love that.
Speaker 5: Yeah, thank you.
Speaker 4: That's like one of my favorite things you've said.
Speaker 9: Show.
Speaker 4: It really stuck in my brain.
Speaker 6: Oh my goodness, that's actually huge here, Thank you so much. Well,
Speaker 6: there is risk of me butchering that entirely, but basically
Speaker 6: I think also like once that kind of mindset sets
Speaker 6: in and you're a little bit like disenchanted or just
Speaker 6: like lacking motivation. It's very heart to like get out
Speaker 6: of that. Regardless of you know, having chats with your
Speaker 6: I mean, it can happen. You can have a chat
Speaker 6: with your leader and find out that there's, you know,
Speaker 6: a way to upskill or move to a different department
Speaker 6: or whatever it is within your current company. But I
Speaker 6: think once that feeling sets in, even if you decide
Speaker 6: to stay there and just maybe try and change your
Speaker 6: mindset or whatever, that honestly doesn't last long.
Speaker 5: That feeling keeps coming back.
Speaker 6: So I feel like if you do know exactly as
Speaker 6: you're saying that there are opportunities somewhere else, and there's
Speaker 6: potential for growth, potential for upskilling, potential for all these things,
Speaker 6: just you know, a bit of a pay cut might
Speaker 6: be little one might be a big one.
Speaker 5: I probably personally would.
Speaker 6: Go for that over because it's also yeah, it's also
Speaker 6: just like your overall morale and motivation and things like
Speaker 6: that you need to consider.
Speaker 5: So yeah, I'd probably go for it.
Speaker 2: Have either of you taken a pay cut for a job,
Speaker 2: a new job opportunity, I.
Speaker 4: Think I did early in my career. I've lived a
Speaker 4: lot of career lives. Like I'm one of those people
Speaker 4: who I think, like, did start in one space. I
Speaker 4: didn't go to university. I just worked full time out
Speaker 4: of high school. I was working retail. I was managing
Speaker 4: a retail store, and I, you know, have lived many
Speaker 4: a life and done many a job changing and jumping
Speaker 4: and side stepping and up skilling to get to where
Speaker 4: I am now. And I think that, yeah, I would agree.
Speaker 4: When I first moved from retail to my first what
Speaker 4: I call my big girl job, which was I worked
Speaker 4: at a real estate agency as an EA, I took
Speaker 4: a little bit of a pay cut. I'm pretty sure
Speaker 4: because I've never worked in my job. And it's interesting
Speaker 4: because my experience in that negotiation and that conversation was
Speaker 4: kind of mirroring what you were saying, Michelle in the
Speaker 4: you know, I had a lot of the skills that transferred.
Speaker 4: I had a lot of the things that I could do.
Speaker 4: But I remember when I was having those conversations around salary,
Speaker 4: and don't get me wrong, it was still a very
Speaker 4: low salary because I was twenty one and I was
Speaker 4: entering the you know, professional workforce for the first time.
Speaker 4: But the conversation that was kind of brought to me
Speaker 4: was that because I didn't have demonstrated experience in that field,
Speaker 4: because it was a different field, they felt that I
Speaker 4: should be coming in at the bottom of the salary band.
Speaker 4: And at the time, I think I just kind of
Speaker 4: went okay, yeah, like it's worth it to get to
Speaker 4: where I want to go. Like if you take a
Speaker 4: little bit of a pay cut, you take a little
Speaker 4: bit of a pay cut, and it wasn't huge because
Speaker 4: the money just generally was low. It was close to
Speaker 4: minimum ways, you know, there wasn't that far to go down.
Speaker 4: But I think, like for me, it felt worth it
Speaker 4: to move into a new space. And so I can
Speaker 4: see if our listener is maybe moving industries, or even
Speaker 4: if they're staying within their industry but they're moving into
Speaker 4: a different space. Like maybe you work in administration, but
Speaker 4: you want to move into administrative management, or you know,
Speaker 4: something like that. Like if you're moving into a slightly
Speaker 4: different space, and it's worth it to learn the hard
Speaker 4: skills that you need that you don't have. Maybe you've
Speaker 4: got a lot of soft skills that do transfer, but
Speaker 4: the hard ones aren't quite there. I can see how
Speaker 4: someone doing the interview might say oh, we feel like
Speaker 4: we just can't give you that higher salary. I would say,
Speaker 4: don't forget to negotiate other perks too. So if you
Speaker 4: are taking a lower salary, can you work hybrid or
Speaker 4: can you work remote? Can you negotiate perks? Can you
Speaker 4: do you know, a thirteen day fortnight or something like that?
Speaker 4: There are all of these other things, and we say
Speaker 4: everything is kind of up for negotiation. And I know
Speaker 4: when you're making that move, and especially when you are
Speaker 4: in the position where you're being asked to take a
Speaker 4: pay cut, I remember feeling like I was not in
Speaker 4: the power seat at all because I was almost asking
Speaker 4: them to do me a favor. It felt like I
Speaker 4: was saying, please give me this opportunity, Like I know
Speaker 4: that I don't necessarily have the proven track record, but
Speaker 4: I'm a hard worker and I'm a go getter, and
Speaker 4: I can do all of these great things for you.
Speaker 4: And I think you do feel a little bit like
Speaker 4: the powers with the employer because you're asking them to
Speaker 4: take a risk on you. I think, like, don't forget
Speaker 4: to lean on the value that you bring in your personality,
Speaker 4: like being you can't teach somebody to have the personality
Speaker 4: type that as you were saying, Michelle, and as you
Speaker 4: were saying as well, to be the kind of person
Speaker 4: that wants to improve is so valuable in an employee.
Speaker 4: Like how many people just coast buy doing their job,
Speaker 4: collecting their check, you know, clocking off, never thinking twice
Speaker 4: about it. Which if that's what you want to do
Speaker 4: that I'm not saying that that is a bad thing,
Speaker 4: but I think if you are somebody who has a
Speaker 4: company and you want to grow and you want to
Speaker 4: do all of these great things, what you really need
Speaker 4: is employees who buy in. And you can't teach that
Speaker 4: to somebody. It needs to come with them, and it
Speaker 4: is something that money can't buy.
Speaker 2: I think that hotely true that yeah, yeah, it is,
Speaker 2: Like it's the attitude, and I think it's really it
Speaker 2: actually is really easy to stand out as a high
Speaker 2: achiever and someone who's really committed and someone who's really
Speaker 2: driven in organizations and show that you're that person who's
Speaker 2: willing to go the extra mile, like even at the
Speaker 2: end of a day saying, hey, I'm about to pack up,
Speaker 2: is there anything I can help you with before I go?
Speaker 2: Like so many people don't do that and just just
Speaker 2: dip doing that, Like, rarely is someone going to be
Speaker 2: like they're walking out the door, I'm going to quickly
Speaker 2: give them something like that will really happen. But just
Speaker 2: you doing that, I think just shows that you actually
Speaker 2: give a shit and like putting your hand up like that,
Speaker 2: it really goes a long way.
Speaker 4: Yeah, is there any tips that you have for someone
Speaker 4: who is in that spot they're going to interview for
Speaker 4: a job. Maybe they feel like they're side stepping a
Speaker 4: little bit, maybe they feel like they're not in the
Speaker 4: power seat. Is there one tip that you would give
Speaker 4: them on something that they could share to showcase their value.
Speaker 2: So I used to work in HR before I got
Speaker 2: into startups, and I worked at investment banks and basically
Speaker 2: the way all salaries were negotiated was based on three things.
Speaker 2: It was role, experience, output, And I think if you
Speaker 2: are constantly looking at those three things about yourself, you
Speaker 2: will have the right sort of things to bring into
Speaker 2: an interview and to bring into any kind of negotiation
Speaker 2: about your salary. It also removes any like personal attachment
Speaker 2: to the conversation because you're looking at the facts and
Speaker 2: to your point about going into real estate, and you're
Speaker 2: not having the experience. That's just one of those three things,
Speaker 2: you know, like how are you going to deliver in
Speaker 2: the role, Like what output do you have that like
Speaker 2: might you know, inspire someone's confidence in you. But also
Speaker 2: how you then renegotiate your salary a year later, really
Speaker 2: focusing on like the role, how you fulfill it, the
Speaker 2: experience that you do have to potentially try and bump
Speaker 2: up a salary, and the output, which is really just
Speaker 2: results and hard facts. So I guess that's like the
Speaker 2: three things that I'm kind of always on the lookout for,
Speaker 2: but I think they are also just the main things
Speaker 2: you should be focusing on if you're ever discussing salary. Oh. Actually,
Speaker 2: one really good thing is when you are looking, you're
Speaker 2: focusing on the role. I used to always gather market data,
Speaker 2: so if you're in Australia, like go on the Hayes
Speaker 2: website and for free, you will be able to see
Speaker 2: similar roles in your state and you'll be able to
Speaker 2: see what the average salary is. And that's a really
Speaker 2: good thing to have up your sleeve if you're negotiating
Speaker 2: your salary, Like, hey, I've actually pulled the market data
Speaker 2: and I can see that I'm being underpaid and here's
Speaker 2: my output and here's my experience. And obviously, like business
Speaker 2: is always going to be in different kind of positions
Speaker 2: like are they downsizing? Have you just missed a performance
Speaker 2: review cycle? Like you do need to consider your timing.
Speaker 2: But I think that's a really good way to approach
Speaker 2: and be prepared for those kinds of conversations.
Speaker 5: It's a great idea.
Speaker 4: Let's jump into my favorite bit of the week, the
Speaker 4: JUICYDM that we've received. Are you guys ready to hear it?
Speaker 3: So?
Speaker 5: Ready?
Speaker 4: All right? They said, Hey, girls would love some advice.
Speaker 4: The other night, I was at a family dinner and
Speaker 4: my sister was talking about how having a child has
Speaker 4: been really tough on their finances. She was saying she
Speaker 4: can eat out anymore, can't go on holidays, can't afford
Speaker 4: a babysitter for date night with her partner, and the
Speaker 4: list just went on. My mom then pointed the conversation
Speaker 4: towards me and my partner and asked us when we
Speaker 4: were planning on having a baby. In response, I said,
Speaker 4: I don't want to have kids. I just want lots
Speaker 4: of money to live the lifestyle I want to live.
Speaker 4: Slay Quinn My sister was so offended by this comment,
Speaker 4: saying it was offensive to her lifestyle and insensitive to
Speaker 4: say this after she had spoken about how much she
Speaker 4: was struggling financially. I really don't think I did anything wrong.
Speaker 4: It should be okay for me to choose myself on
Speaker 4: the lifestyle I desire over having kids. But my sister
Speaker 4: made me feel like I am selfish for doing this.
Speaker 4: Any thoughts, there's so many components to me.
Speaker 9: Oh no, there are a lot of layers.
Speaker 6: I feel like there's, like, you know, there's the maybe
Speaker 6: you know, the argument of women having children, not having
Speaker 6: children whatever. Like I feel like we're in a different
Speaker 6: time of life now.
Speaker 5: Four it's twenty twenty four.
Speaker 6: You absolutely don't have to be having child if you
Speaker 6: don't want, and you can if you want to, and
Speaker 6: you whatever whatever whatever. Families look all different everywhere you
Speaker 6: go all the time. So this is kind of like
Speaker 6: a question. More so, I would say it's less of
Speaker 6: a finance question and more of a like a reddit.
Speaker 5: Am I the asshole?
Speaker 6: And in this situation, no, but I would probably maybe
Speaker 6: have been more tactful and possibly not talk about how
Speaker 6: rich you want to be Directly following your sister may
Speaker 6: be airing some grievances.
Speaker 5: About being really broke. I don't know.
Speaker 6: Yeah, it feels like, yeah, maybe it's too close together
Speaker 6: those two conversations. You're not bad for saying that.
Speaker 4: I feel like I am about to, in fact be
Speaker 4: the asshole, because I am at the stage in my
Speaker 4: life where several of my friends now have children, which
Speaker 4: I love and adore. I'm a big fan of kids,
Speaker 4: and when I was younger, I always thought I wanted children,
Speaker 4: And now I'm at a place where I have my
Speaker 4: career and my lifestyle and I don't necessarily know that
Speaker 4: that's something I want to have. And I don't think
Speaker 4: that's a problem any which way, whether I do, whether
Speaker 4: I don't, whether my friends do, with my friends don't,
Speaker 4: everybody is welcome to live life the way that they want.
Speaker 4: Something that I have observed that is interesting, though, is
Speaker 4: I feel like a lot of the time things are
Speaker 4: catered to the people who have children, just socially. Whether
Speaker 4: it's when you're choosing where to go, it's got to
Speaker 4: be somewhere that's close to home, that is family friendly,
Speaker 4: that is dada da da da, or if you're going
Speaker 4: on holiday, like it needs to have certain things for
Speaker 4: the people who have children, which is all fine and
Speaker 4: well and good, but sometimes that means that there is
Speaker 4: a different financial element too. We might need a house
Speaker 4: with extra rooms because the kids have to have their
Speaker 4: own rooms. Sure, you know things like that. And it's
Speaker 4: really interesting to me because I think you've chosen to
Speaker 4: have children, and I have at this point don't have children,
Speaker 4: and we're living our own lives and we're doing whatever.
Speaker 4: But there are points where you know there are benefits
Speaker 4: or there are things that are done in favor from
Speaker 4: my perspective, for the people who do have kids, And
Speaker 4: it's I mean, if it was an issue, I would
Speaker 4: raise it and I would bring it up. But it
Speaker 4: just is a very interesting observation because I think, yeah,
Speaker 4: like the benefit of not having kids is you're not
Speaker 4: paying for a whole extra expensive human being. But when
Speaker 4: you chose to have children, you knew that that would
Speaker 4: be the case. I think we spoke on an episode
Speaker 4: recently about you know how expensive pets are, and not
Speaker 4: to liken a child to a pet, but you're taking
Speaker 4: on a financial responsibility. Like we know there's a lot
Speaker 4: of data around how much money it takes to raise
Speaker 4: a child, particularly in the first twelve months of their life,
Speaker 4: it is just unbelievably expensive. And then you get to
Speaker 4: school and you kind of know that, for at the
Speaker 4: bare minimum, the next eighteen years, you have a significant
Speaker 4: financial responsibility in that child. And if you've chosen to
Speaker 4: take that on, I would assume that you understood that
Speaker 4: that might mean, you know, depending on whether or not
Speaker 4: a parent has gone back to work, depending on whether
Speaker 4: or not you know you have a side hustle or whatever,
Speaker 4: you might miss out on date night, or you might
Speaker 4: not get to go on holiday because of that financial
Speaker 4: burden that you have chosen to take on. You knew
Speaker 4: that that was coming when you got pregnant, And so
Speaker 4: I think it is a little bit shortsighted of her
Speaker 4: sister to be really offended. I understand how stressful being
Speaker 4: under financial pressure is, and I do not want to
Speaker 4: minimize what the sister is feeling, because I know that
Speaker 4: that is awful. But I do also think it is
Speaker 4: a little bit hypocritical of her to be mad because
Speaker 4: her sister chose to live a different lifestyle. Sure does
Speaker 4: that make sense. I'm trying to be tactful. I suppose
Speaker 4: I'm like I don't want to be a dick about it,
Speaker 4: but I do think that she made a choice and
Speaker 4: she's now living with the results.
Speaker 5: Of that choice.
Speaker 4: But it is very complicated.
Speaker 2: Yeah, I think the sister who's had the baby was
Speaker 2: probably just looking more to feel validated and supported and
Speaker 2: get a little bit of empathy in that situation. And
Speaker 2: then that's so true when she didn't receive that, it
Speaker 2: was probably more of a reaction to that, and it
Speaker 2: was less about her judging her sister for, you know,
Speaker 2: choosing to be child free. I don't think that's where
Speaker 2: like being sensitivity comment came from. I think it's more
Speaker 2: around that she didn't feel supported in that moment, and
Speaker 2: she probably just needed to hear yeah, wow, like that
Speaker 2: must be really hard. Maybe she was hoping someone would
Speaker 2: put their hand up and say, hey, would love to
Speaker 2: look after your baby one night a month, so you
Speaker 2: can have that date night. And I also think there's
Speaker 2: probably a splash of envy in there that her sister,
Speaker 2: who is choosing to be child free, will be able
Speaker 2: to pursue a life that has some elements that she
Speaker 2: also feels like she wants but can't have at the moment,
Speaker 2: and maybe she will have those things further down the path,
Speaker 2: but for now it doesn't feel that way. I think
Speaker 2: one of the things I think we really need to
Speaker 2: try not to do as a society, and it's easier
Speaker 2: said than done, is to make it like an US
Speaker 2: verse them conversation when it comes to having children real
Speaker 2: or not having children. I think there are already so
Speaker 2: many pressures on and it's always on women, like no
Speaker 2: matter what way you go, and that's even you've made
Speaker 2: the decision if you want to have children or not
Speaker 2: have children, Like there's that whole cluster fuck in the
Speaker 2: middle of like if, when, how? And I think there's
Speaker 2: so many ways that society is set up to like
Speaker 2: pit us against each other, And so I think when
Speaker 2: we're having these conversations when it comes to children, it's like,
Speaker 2: how can we just be more like supportive, understanding, open minded,
Speaker 2: and a little bit more accepting of the paths people
Speaker 2: have chosen. I also often think about the fact that
Speaker 2: it's like people assume if you don't have children, you're
Speaker 2: just automatically rich, and I wonder how that feels when
Speaker 2: you are someone who's chosen to be child free, but
Speaker 2: you also can't afford to travel and you also can't
Speaker 2: afford the date nights. So there's just there's so much
Speaker 2: to unpack, Like even the mile asking when are you
Speaker 2: having kids?
Speaker 4: Like, let's not ask it feels inappropriate.
Speaker 2: Yeah, yeah, more like is a kid something you've thought about?
Speaker 1: You know?
Speaker 2: Is that's something yond? But yeah, I think these are
Speaker 2: just deeply personal things that are very very nuanced. But
Speaker 2: I think if we can be like less like us,
Speaker 2: verse them and more as a collective women understanding that
Speaker 2: it's a super high pressure like societal expectation, like challenging
Speaker 2: time no matter what way you go, we could probably
Speaker 2: understand each other all a little bit better.
Speaker 5: Yeah, so true.
Speaker 4: I love that we did ask people a couple of
Speaker 4: really quick questions. So firstly, we said, do you have children?
Speaker 4: Thirty percent of people said yes, I do. Seventy percent
Speaker 4: people have said no, way do not.
Speaker 5: Interesting.
Speaker 4: Then we said, if yes, have you had to give
Speaker 4: up holidays, eating out, et cetera due to the increased
Speaker 4: financial costs of having children? Fifty eight percent of people
Speaker 4: said yes and forty two percent of people said no.
Speaker 4: Then we said, have you decided not to have children
Speaker 4: due to the costs associated with being a parent? Twenty
Speaker 4: percent of people said yes, forty six percent of people
Speaker 4: said no, and thirty four percent of people said I'm
Speaker 4: considering it. So if you combined the yes and that
Speaker 4: I'm considering it, it's fifty four percent of people are
Speaker 4: changing or considering changing their decisions based on the financial
Speaker 4: costs associated with parent wood. Lastly, we said if yes,
Speaker 4: have you felt any judgment from friends and family around
Speaker 4: this decision? And sixty five percent of people said unfortunately, yes,
Speaker 4: I have been wow, which is crazy, which I guess
Speaker 4: really goes back to what you were saying, Michelle. Going
Speaker 4: back to my example, because I feel like I didn't
Speaker 4: articulate it well. The observations that I've made were just
Speaker 4: observations I guess about the way that it works. But
Speaker 4: everybody is always so happy to accommodate for the parents,
Speaker 4: and I think that that is the important factor, Because
Speaker 4: as you were talking, I was like, Oh, I feel
Speaker 4: like I really sounded like a bit of a bitter jerk.
Speaker 4: I don't know not what I intended for.
Speaker 2: I don't think so at all. I get it, like,
Speaker 2: I think the default has always been that this is
Speaker 2: what's expected. You know, you have kids, you start a family,
Speaker 2: and the default probably is to accommodate for the people,
Speaker 2: yeah that have kids, And like I delayed starting a
Speaker 2: family for so long, and I remember because of my career,
Speaker 2: and I remember feeling like this detachment from my friends
Speaker 2: that were doing that, like the West starting families, and
Speaker 2: I was starting to feel isolated. And I wish I'd
Speaker 2: thought like a little bit more about that at the time,
Speaker 2: but I think I was so in my head of
Speaker 2: like when if how that I don't think I was
Speaker 2: very understanding or considerate of them, and they probably weren't
Speaker 2: that understanding or considerate of me either. I also think
Speaker 2: it's so interesting to think about like our generation. I'm
Speaker 2: not sure how old you guys are. I'm thirty two,
Speaker 2: and I feel like there'll be so many of us
Speaker 2: that are never grandparents because I think our children will
Speaker 2: choose not to have children, you know. And so I
Speaker 2: think it's really good for us to be super accepting
Speaker 2: of people that choose not to have children and understand
Speaker 2: that there is still so much like earth value, Like
Speaker 2: many of them work with children, many of them give
Speaker 2: to children. Like there's this weird thing where it's like
Speaker 2: you must hate children. Yeah, but that isn't it? At all,
Speaker 2: and I think we all need to get very comfortable
Speaker 2: with that because like for our parents that expect to
Speaker 2: be grandparents, like they have some ownership on that. I
Speaker 2: don't want to be, you know, a fifty year old
Speaker 2: and putting pressure on my child about when they're going
Speaker 2: to have a baby. I don't feel like I'm entitled
Speaker 2: to ever be a grandparent. And so I just think
Speaker 2: it's something we all need to be like reading about,
Speaker 2: engaging in that content, supporting our friends who are choosing
Speaker 2: not to, who are choosing to. I think all paths
Speaker 2: are courageous and they require self awareness and a lot
Speaker 2: of thought.
Speaker 4: Yeah, that is such a perfect summary of it. And yeah,
Speaker 4: like if everyone just was more accepting and considerate of everybody,
Speaker 4: hopefully everyone would have a better time.
Speaker 5: Totally in general, I love that.
Speaker 4: What a great episode. Thank you Michelle so much for
Speaker 4: joining us. If people want to keep up with you
Speaker 4: and everything that you're doing, where can they find.
Speaker 2: Oh, you can buy me on Instagram Michelle Battersby. You
Speaker 2: can also find my business their sunroom dot. So that's
Speaker 2: basically it.
Speaker 6: My incredible avoid You're like, I don't want to see
Speaker 6: I'm very different over there.
Speaker 4: If you are a creator looking to monetize what you're doing.
Speaker 4: Sunroom is an awesome option. It's such an incredible supportive community,
Speaker 4: as you were saying, of women and non binary people
Speaker 4: who are just creating their own, safe, incredible spaces on
Speaker 4: the Internet which we love to see. Thank you so
Speaker 4: much for joining us, everybody, and Victoria will see you
Speaker 4: Brandon early on Monday. From Money Darry, have a beautiful weekend.
Speaker 5: Bye guys.
Speaker 7: Bye. The advice shared on She's on the Money is
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