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Speaker 1: There is a movie due out today. It's going to

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Speaker 1: be in cinemas today. It's called Bank of Dave, based

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Speaker 1: on the true life experiences of Dave Fishwick. The film

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Speaker 1: tells the story of how a working classman from the

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Speaker 1: small English town of Burnley for the banking establishment in

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Speaker 1: London to set up a local community bank, the Bank

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Speaker 1: of Dave. It is in cinemas today and we've got

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Speaker 1: the real Dave with us. Dave Fishwick, good morning, good morning,

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Speaker 1: Good morning, Australia. Australia. Who doesn't love to take on

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Speaker 1: the big guns and win? Tell us the real life

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Speaker 1: story behind the film. Why did you start your own bank?

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Speaker 1: How does one even start their own bank?

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Speaker 2: Well, to be.

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Speaker 3: Honest, late two thousand and eight, early two thousand and nine,

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Speaker 3: my minibus customers, because I sell busses, my minibus customers

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Speaker 3: were coming to me wanting finance for the bosses. I

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Speaker 3: used to fill the forms and send it off to

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Speaker 3: the banks, and the banks used to pay me, and

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Speaker 3: I thought, right, it's fabulous, and then Auburn I it

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Speaker 3: just stopped. The banks just stop, will end into my

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Speaker 3: customers financial crisis. That's it, and this is really bad.

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Speaker 3: But then I thought, well, perhaps I can help other

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Speaker 3: businesses as well. Maybe I could start my own little bank.

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Speaker 4: So I started lending to my customers and they paid

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Speaker 4: me back, and I thought, this banking malarkey is not

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Speaker 4: that difficult.

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Speaker 3: So then I thought, well, I want to start helping

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Speaker 3: other businesses. So I went to London and that's where

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Speaker 3: all the bankers are, and I thought, right, okay, how

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Speaker 3: do I start my own proper bank? And they said

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Speaker 3: where you're from? I said I'm from Bernley and that

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Speaker 3: put him off for starters.

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Speaker 2: Did you go to.

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Speaker 3: Cambridge? And I said, let me tell you about people

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Speaker 3: that come from Berlin. We don't get them opportunities. We

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Speaker 3: are not started.

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Speaker 5: Yeah.

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Speaker 2: Yeah.

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Speaker 3: And then I met this guy called Andrew Hilton, who's

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Speaker 3: the head of the banking Association.

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Speaker 2: And he said, well, what do you mom and dad do?

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Speaker 3: I said, well, my dad works on a farm in

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Speaker 3: the morning as a labor and then he works as

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Speaker 3: a tackler in the afternoon fixing looms. And I said,

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Speaker 3: my mum was a weaver in the same factory. And

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Speaker 3: he said, oh no, no, you're not from the correct

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Speaker 3: place and you've not had the correct parents wanted to

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Speaker 3: stick him in a wheelmin.

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Speaker 5: Did they just make you more determined, Dave?

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Speaker 2: I was just going to do it anywhere.

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Speaker 5: Yeah.

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Speaker 2: Yeah, you know, you've got to turn them nose into Yester's.

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Speaker 2: And that's so important.

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Speaker 6: How did the story of this who did you go

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Speaker 6: to somebody? Did someone come to you? How does the

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Speaker 6: whole conversation about turning this into a movie come about?

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Speaker 3: That's a really good question, because I got a phone

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Speaker 3: call from Hollywood, like you do when you come from.

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Speaker 2: Burnlef with the wrong parents. Dave the capital of England.

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Speaker 3: And it's called Pierce Ashwa wast to this guy, the writer,

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Speaker 3: and he actually writes the mission impossible for Tom Crows.

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Speaker 3: And he told me he was and he said, I

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Speaker 3: want to make a movie about your life, a myopic.

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Speaker 3: And I said, don't people aren't they supposed to be

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Speaker 3: dead when you make a biopic because I'm lying? And

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Speaker 3: I said, you better get yourself to Burnley then, and

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Speaker 3: he did. He came and we spoke about it, and

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Speaker 3: I said it were important that we filmed it in Burnley,

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Speaker 3: and we filmed it at my house, and we filmed

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Speaker 3: it at the garage, and we filmed it in the bank,

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Speaker 3: and he did all the things he said he was

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Speaker 3: going to do. And all these big stars turned up

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Speaker 3: in Burnley, and Phoebe dennerver out of Bridgitton and she

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Speaker 3: flew in from la that night and she come off

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Speaker 3: one hundred million dollar set from Bridgiiton and she come

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Speaker 3: to Big Market and there she is in a wet

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Speaker 3: Tuesday afternoon having a chip.

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Speaker 2: What's it? Were made? She's living the dream.

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Speaker 5: I feel like there's a movie. You're just the making

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Speaker 5: of the movie.

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Speaker 1: I take it because they all came to Burnley to you, Dave,

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Speaker 1: so I take it to you.

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Speaker 5: You got plenty of input into the making of the film.

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Speaker 3: It was important that we did a lot of the

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Speaker 3: things in the right places for real. For me it

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Speaker 3: was I mean, Rory Kinney turned up and Rory looks

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Speaker 3: more like me than I do, and he's the guy

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Speaker 3: out of Bond that it's Tanner out of Bond. And

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Speaker 3: I did say to him, I said, next time you're

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Speaker 3: in Bond, people are going to be shouting at the

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Speaker 3: big screen saying, Dave's in body. I said from Bond

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Speaker 3: to Burnley, I said, you've now pinked in your career.

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Speaker 5: Yeah.

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Speaker 1: When people ask who plays you, do you say the

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Speaker 1: guy from Bond, the Bond guy.

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Speaker 3: Do you know he's I mean his father were very

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Speaker 3: very famous Rykin here as well. His father were very famous.

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Speaker 3: And he's such a good actor. I mean he's won

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Speaker 3: Olivia Awards. And also time he came to my house

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Speaker 3: and he knocked on the door. He said, Dave, mate, Dave,

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Speaker 3: and I thought, you'll do for me. That's fantastic, Dave.

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Speaker 3: Do you still work out of your garage?

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Speaker 2: Yeah?

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Speaker 3: I mean I've got off a dozen businesses, but I

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Speaker 3: still go to work and it's very important. I still

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Speaker 3: eat toast and drink tea with all the lads and

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Speaker 3: I love.

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Speaker 7: You must never forget where you come from, or you'll

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Speaker 7: never get to where you want to actually be. It's

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Speaker 7: so important you must never give up. I mean, the

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Speaker 7: four rules are so important in life and in business.

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Speaker 7: Rule number one, never lose money. Rule number two, never

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Speaker 7: forget rule number one. Rule number three and four are

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Speaker 7: so important. Runmber three is never give up, and run

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Speaker 7: number four the.

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Speaker 3: Most important one in the world to all the listeners

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Speaker 3: is rull Number four is never.

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Speaker 2: Ever give up.

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Speaker 5: Yeah, yeah, yeah, absolutely.

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Speaker 6: Dave deaf Leppard make an appearance in this movie. Did

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Speaker 6: you ever get to have toast and tea with Deaf Lippard. Really, yes, yes,

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Speaker 6: I've got some lovely pictures. I'll send you your shortly

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Speaker 6: for your website. Yeah, you know, me and Deaf Leopard would.

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Speaker 2: Become palals and it's just marvelous. And they're brilliant at singing.

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Speaker 2: And I'm terrible, but I keep trying, you know. But

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Speaker 2: they're from Sheffield, they're from on the up the road

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Speaker 2: from the North Sea.

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Speaker 3: And when they found out about it, they said, no problem,

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Speaker 3: we'll do it.

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Speaker 2: And then when they come over, they're about an hour late, and.

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Speaker 3: All these big cameras are everywhere waiting, and they said, look.

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Speaker 2: We're rock scars that we're always late, you know, And

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Speaker 2: I thought, oh, it's brilliant, is this? Dave?

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Speaker 1: A lot of people I hung up on this statement

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Speaker 1: that you've made. I'm a self made millionaire and I'll

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Speaker 1: give away ninety nine percent of my fortune when i

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Speaker 1: die because I don't want to bird and my two

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Speaker 1: children with riches, Well my.

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Speaker 3: Son, my son, Yeah, my son can actually see it

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Speaker 3: that way.

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Speaker 2: Did they see it as a burden? Let me Dad?

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Speaker 3: Well, to be honest, what we're going to do is

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Speaker 3: we're actually going to give away nine.

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Speaker 2: My sons are from line police officer and my daughter

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Speaker 2: works for an animal charity.

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Speaker 3: Yeah, he has, and I said to him, Look, you

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Speaker 3: can have enough money to do anything, but not enough

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Speaker 3: money to do nothing.

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Speaker 2: It's very important lead too much money to the children,

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Speaker 2: You tell your kids today.

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Speaker 6: Right, I haven't got as much money as Dave, didn't you.

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Speaker 3: Well, I mean we're still going to leave enough for

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Speaker 3: health and for all the need, but not too much

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Speaker 3: that they can stay in bed all. Then.

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Speaker 2: I've got two grandchildren, have two little boys, and I

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Speaker 2: will help them do anything, but not help them do nothing.

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Speaker 1: The greatest pray for them to have a purpose, I've

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Speaker 1: heard for a long time.

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Speaker 5: Yeah, because otherwise they'll be bods, that's right.

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Speaker 2: Yeah.

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Speaker 3: Well, I've seen such a lot of friends who have

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Speaker 3: become wealthy and give everything to the kids, and the

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Speaker 3: kids have just gone off.

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Speaker 2: The rails and it's just not good. Yeah.

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Speaker 3: Well, a lot of wealthy people they seem to climb

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Speaker 3: up a tree and pull the ladder up. They're frying

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Speaker 3: to death for telling anybody anything. And why, you know,

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Speaker 3: I love giving advice. I mean I'm the business doctor

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Speaker 3: in the mail online and I do it for free.

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Speaker 3: And when people write in, I give them honest opinions.

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Speaker 3: And you know, if you've got all the things you.

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Speaker 7: Need, why are you frying of anybody else, you know,

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Speaker 7: having some advice.

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Speaker 2: We should be giving it out. We should be doing

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Speaker 2: that and.

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Speaker 6: Looking after society, helping people help themselves.

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Speaker 5: Yeah yeah, well.

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Speaker 3: Winning community banks all over Australia, the same as we

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Speaker 3: do in the UK, run by the community to benefit

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Speaker 3: the community and not the bonus culture or Dave.

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Speaker 2: I reckon.

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Speaker 1: I can guarantee that Perth has just fallen in love

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Speaker 1: with you this morning, and we'll be racing off to

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Speaker 1: see Bank of Dave, which is in cinemas today. What

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Speaker 1: an amazing story, What a great fun movie it's going

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Speaker 1: to be, Dave.

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Speaker 5: Thank you so much.

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Speaker 2: Thank you to your boy again, very very soon.

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Speaker 1: Send as though Deff flappered pitches pray see