1 00:00:00,200 --> 00:00:03,240 Speaker 1: My name's Tatasha Bamblet. I'm a proud First Nations woman 2 00:00:03,600 --> 00:00:07,920 Speaker 1: and I'm here to acknowledge country. Te Glenn Young Ganya, 3 00:00:08,200 --> 00:00:11,920 Speaker 1: Niana Kaka yah y and Binahwaka Nian our gay In Nimbini, 4 00:00:11,960 --> 00:00:16,920 Speaker 1: yakarum jar Dominyagumika, Umaga, Ihowaka Nile Waman damind Immlan, Bumba 5 00:00:16,960 --> 00:00:20,040 Speaker 1: bang gadaboma In and now in Waka ghana on yakarum 6 00:00:20,120 --> 00:00:24,960 Speaker 1: jar Wasnadaa. Hello, beautiful friends, we gather on the lands 7 00:00:24,960 --> 00:00:28,040 Speaker 1: of the Aboriginal people. We thank, acknowledge and respect the 8 00:00:28,080 --> 00:00:31,280 Speaker 1: Abiginal people's land that we're gathering on today. Take pleasure 9 00:00:31,280 --> 00:00:33,919 Speaker 1: in all the land and respect all that you see. 10 00:00:34,600 --> 00:00:40,240 Speaker 1: She's on the Money podcast acknowledges culture, country, community and connections, 11 00:00:40,960 --> 00:00:44,600 Speaker 1: bringing you the tools, knowledge and resources for you to thrive. 12 00:00:45,080 --> 00:00:46,839 Speaker 2: She's on the Money. 13 00:00:47,040 --> 00:00:52,519 Speaker 3: She's on the Money. Hello and welcome to She's on 14 00:00:52,560 --> 00:00:56,040 Speaker 3: the Money, the podcast that makes personal finance fun, especially 15 00:00:56,040 --> 00:00:58,680 Speaker 3: on Fridays. It's our favorite day of the week because 16 00:00:58,680 --> 00:01:00,960 Speaker 3: it's when we get the team together we celebrate you 17 00:01:01,240 --> 00:01:04,360 Speaker 3: the incredible She's on the Money community Today, it's just 18 00:01:04,400 --> 00:01:06,880 Speaker 3: Beck and I holding down the fort so be prepared 19 00:01:06,880 --> 00:01:09,200 Speaker 3: for things to be a little bit more vgue than usual, 20 00:01:09,360 --> 00:01:11,920 Speaker 3: but of course I will still be sharing my favorite 21 00:01:11,920 --> 00:01:15,040 Speaker 3: money wins. Beck will be sharing her best broke tips, 22 00:01:15,080 --> 00:01:17,440 Speaker 3: and we'll be helping to answer a juicy money dilemma 23 00:01:17,600 --> 00:01:20,560 Speaker 3: which is all about that relatable feeling of doing everything 24 00:01:20,640 --> 00:01:23,560 Speaker 3: right but still feeling behind. And a message that we 25 00:01:23,640 --> 00:01:25,800 Speaker 3: got this week asking is it a red flag to 26 00:01:25,880 --> 00:01:28,440 Speaker 3: leave a job before twelve months is up? Or is 27 00:01:28,480 --> 00:01:33,679 Speaker 3: that outdated advice? Great topical question, I think, very like relevant. 28 00:01:33,720 --> 00:01:36,319 Speaker 3: I feel like wee there's a lot right. Absolutely, I 29 00:01:36,400 --> 00:01:38,720 Speaker 3: totally agree. But before we get into it, we always 30 00:01:38,800 --> 00:01:40,480 Speaker 3: like to start the show with a five star review, 31 00:01:40,600 --> 00:01:43,080 Speaker 3: So have you got one today? Yess of course I do. 32 00:01:43,160 --> 00:01:47,120 Speaker 3: I always come prepared gorgeous. This week's review comes from 33 00:01:47,240 --> 00:01:50,720 Speaker 3: under the itwals, which is fun and they say, oh hi, 34 00:01:50,840 --> 00:01:53,280 Speaker 3: she's on the money team. I discovered your podcast at 35 00:01:53,280 --> 00:01:55,680 Speaker 3: the end of September last year when I was starting 36 00:01:55,760 --> 00:01:57,960 Speaker 3: my home buying journey, and you have been in my 37 00:01:58,080 --> 00:02:01,080 Speaker 3: ears every day since then. I just listened to the 38 00:02:01,120 --> 00:02:04,800 Speaker 3: retirement episode from August twenty twenty one, and Victoria and 39 00:02:04,840 --> 00:02:07,320 Speaker 3: Georgia were saying, imagine if people were listening to us 40 00:02:07,320 --> 00:02:09,440 Speaker 3: in five years and send us a message if you 41 00:02:09,480 --> 00:02:11,600 Speaker 3: were from twenty twenty six. So here I am. Oh 42 00:02:11,720 --> 00:02:14,640 Speaker 3: my god, it was so strange listening to Jess's first 43 00:02:14,639 --> 00:02:17,040 Speaker 3: episode on the pod, and I'm looking forward to Beck's 44 00:02:17,080 --> 00:02:20,280 Speaker 3: debut as well. I've just purchased my first home cooling 45 00:02:20,320 --> 00:02:23,240 Speaker 3: off ended yesterday and feel so much more empowered with 46 00:02:23,280 --> 00:02:26,560 Speaker 3: my money now thanks to you guys. That is so lovely. 47 00:02:26,880 --> 00:02:29,120 Speaker 3: How meta is that? Like knowing that they were talking 48 00:02:29,120 --> 00:02:32,160 Speaker 3: about right now all the way back then, I know, 49 00:02:32,440 --> 00:02:35,120 Speaker 3: isn't so weird. It's so crazy to think about. And 50 00:02:35,120 --> 00:02:37,800 Speaker 3: then yeah, like I joined and then you joined, and yeah, 51 00:02:38,040 --> 00:02:42,160 Speaker 3: just so much has happened in the past five six years. Totally. 52 00:02:42,200 --> 00:02:44,600 Speaker 3: I really want to know what you sound like when 53 00:02:44,600 --> 00:02:46,640 Speaker 3: your first episode. I'm like, I don't remember for so 54 00:02:46,720 --> 00:02:49,120 Speaker 3: long ago. Yeah, it's so funny. I feel like when 55 00:02:49,120 --> 00:02:51,040 Speaker 3: I first started, I was a lot of the feedback 56 00:02:51,040 --> 00:02:52,960 Speaker 3: I got was like to stop active listening so much, 57 00:02:53,040 --> 00:02:54,240 Speaker 3: and so I feel like, if I go back, give 58 00:02:54,280 --> 00:02:58,600 Speaker 3: you really cream. It's hard, though, Like podcasting is different 59 00:02:58,600 --> 00:03:00,480 Speaker 3: to just like it's like you're just talking, but you 60 00:03:00,639 --> 00:03:02,880 Speaker 3: have to be conscious as well. I know tricky, A 61 00:03:02,880 --> 00:03:06,680 Speaker 3: little bit behind the curtain, exactly a little bit tricky. Now. Also, 62 00:03:06,800 --> 00:03:09,680 Speaker 3: we do have any addition to the Friday Drinks, which 63 00:03:09,800 --> 00:03:11,880 Speaker 3: is I mean not super new anymore. But the question 64 00:03:11,960 --> 00:03:12,400 Speaker 3: of the week. 65 00:03:12,600 --> 00:03:13,000 Speaker 1: I love it. 66 00:03:13,040 --> 00:03:14,760 Speaker 3: I really love this part. It's so funny that it's 67 00:03:15,120 --> 00:03:18,440 Speaker 3: not always finance. No, well that's it, which is great 68 00:03:18,440 --> 00:03:21,480 Speaker 3: for us, I think, well for me for sure. Okay, 69 00:03:21,520 --> 00:03:23,120 Speaker 3: so it is time for that part of Friday Drinks. 70 00:03:23,120 --> 00:03:25,120 Speaker 3: We get to ask us one question you're dying to know. 71 00:03:25,200 --> 00:03:28,280 Speaker 3: It can be about literally anything, and this week's question 72 00:03:28,360 --> 00:03:30,959 Speaker 3: comes from Ebony, who wants to know what is something 73 00:03:31,000 --> 00:03:34,160 Speaker 3: you've bought that has actually ended up saving you money? 74 00:03:34,480 --> 00:03:40,240 Speaker 3: Huh hum. That's a great question. Arguably my robot vacuum. 75 00:03:40,440 --> 00:03:42,400 Speaker 3: Not that I ever have paid a cleaner or I'm 76 00:03:42,440 --> 00:03:45,360 Speaker 3: in the financial position to pay a cleaner, but it's 77 00:03:45,440 --> 00:03:47,560 Speaker 3: kind of like having a cleaner and you're able to 78 00:03:47,560 --> 00:03:49,720 Speaker 3: pay for it once and then it just does little 79 00:03:49,760 --> 00:03:51,960 Speaker 3: job every day. And I love that thing. I love it. 80 00:03:52,000 --> 00:03:54,200 Speaker 3: I just literally that's said the same thing, really, which 81 00:03:54,240 --> 00:03:56,240 Speaker 3: is crazy. So I won't I will change it, but 82 00:03:56,280 --> 00:03:57,560 Speaker 3: I just want to say I bought one that was 83 00:03:57,640 --> 00:03:59,960 Speaker 3: three hundred dollars was meant to be nine hundred dollars. 84 00:04:00,280 --> 00:04:02,640 Speaker 3: That's a money we look crazy. That's really good. So 85 00:04:02,720 --> 00:04:04,960 Speaker 3: that thing pays for itself. I'll go tell you. I 86 00:04:05,000 --> 00:04:10,680 Speaker 3: would say subscriptions to things like wiki camps, which is 87 00:04:10,680 --> 00:04:12,640 Speaker 3: like where you can find spots when you're like on 88 00:04:12,680 --> 00:04:15,400 Speaker 3: your travels and like, yeah, which is great for I mean, 89 00:04:15,960 --> 00:04:17,920 Speaker 3: I think you just do a one off thing which 90 00:04:17,960 --> 00:04:20,320 Speaker 3: is like eight dollars or something, and then you find 91 00:04:20,360 --> 00:04:23,360 Speaker 3: like cheap or free camp sites, which I think does 92 00:04:23,400 --> 00:04:27,360 Speaker 3: save you money. But even subscriptions to like you know, 93 00:04:27,480 --> 00:04:30,680 Speaker 3: some people will do an app exercise thing insteads of 94 00:04:30,680 --> 00:04:32,520 Speaker 3: so true, so I have something like that as well. 95 00:04:32,960 --> 00:04:34,160 Speaker 3: One past. I don't know how I didn't think of 96 00:04:34,240 --> 00:04:37,520 Speaker 3: one past one part. Actually I've made money on that subscription. 97 00:04:37,600 --> 00:04:40,280 Speaker 3: We spoke about that in December. I think about like 98 00:04:40,320 --> 00:04:42,760 Speaker 3: how many flybys dollars I earned, Like the subscription was 99 00:04:42,800 --> 00:04:44,719 Speaker 3: forty and I made like one hundred and something dollars 100 00:04:44,720 --> 00:04:50,120 Speaker 3: in Flyby points. So that's so crazy. It pays to pay. 101 00:04:50,279 --> 00:04:52,200 Speaker 3: It pays to pay sometimes, it really does. And if 102 00:04:52,200 --> 00:04:53,560 Speaker 3: you've got a question that you want us to answer, 103 00:04:53,760 --> 00:04:55,800 Speaker 3: leave it in the comments, because we always love having 104 00:04:55,839 --> 00:04:57,320 Speaker 3: a little squizz through there, and you can make them 105 00:04:57,360 --> 00:04:58,960 Speaker 3: as fun or as rogue as you want. They don't 106 00:04:59,040 --> 00:05:01,760 Speaker 3: just have to be about finance. Love them. Speaking of rogue, 107 00:05:01,960 --> 00:05:04,480 Speaker 3: just do you have any community money wins? Of course 108 00:05:04,560 --> 00:05:06,520 Speaker 3: I do. I've got one this week from Kate, who 109 00:05:06,560 --> 00:05:10,160 Speaker 3: said money win. My private health insurer was offering twelve 110 00:05:10,160 --> 00:05:12,479 Speaker 3: weeks free for new customers, so I called up and 111 00:05:12,480 --> 00:05:15,320 Speaker 3: asked if they could do anything for those who already exist. 112 00:05:15,640 --> 00:05:19,040 Speaker 3: They acknowledged my multi year loyalty and applied the same offer. 113 00:05:19,320 --> 00:05:19,719 Speaker 4: Ah. 114 00:05:19,800 --> 00:05:21,600 Speaker 3: I feel like we've had a few people saying that recently. 115 00:05:22,000 --> 00:05:23,440 Speaker 3: Keep an eye out. I feel like this time of 116 00:05:23,600 --> 00:05:25,520 Speaker 3: year a lot of places are trying to get new 117 00:05:25,560 --> 00:05:28,159 Speaker 3: customers and so they are offering really good deals. Totally, 118 00:05:28,160 --> 00:05:30,360 Speaker 3: you're entitled to that too, so give them a call. 119 00:05:30,400 --> 00:05:32,520 Speaker 3: The worst they can say is no, yeah. Next. I've 120 00:05:32,520 --> 00:05:34,480 Speaker 3: got a money win from Casey, who said she spent 121 00:05:34,560 --> 00:05:36,560 Speaker 3: the last year saving up so that she could pay 122 00:05:36,600 --> 00:05:39,479 Speaker 3: her gym fee as an annual upfront payment this year 123 00:05:39,839 --> 00:05:42,559 Speaker 3: when it went on sale, so instead of paying around 124 00:05:42,680 --> 00:05:45,839 Speaker 3: seventeen fifty a week, she paid four hundred dollars up front, 125 00:05:46,040 --> 00:05:49,159 Speaker 3: which works out to about seven dollars and seventy cents 126 00:05:49,200 --> 00:05:52,279 Speaker 3: a week. That's so good, which is less than half priced, 127 00:05:52,279 --> 00:05:54,719 Speaker 3: which is brilliant. Sometimes it does pay to pay upfront 128 00:05:54,720 --> 00:05:57,200 Speaker 3: as well. That's so true. That's so good. That's what cha. 129 00:05:57,320 --> 00:06:00,320 Speaker 3: That's really close was a week. That's great. Next, I've 130 00:06:00,320 --> 00:06:01,800 Speaker 3: got a money win from someone with a nickname. And 131 00:06:01,880 --> 00:06:03,480 Speaker 3: just to reminder, if you are in the Facebook group, 132 00:06:03,560 --> 00:06:05,599 Speaker 3: we kind of prefer that you don't use your nicknames, 133 00:06:05,839 --> 00:06:07,760 Speaker 3: at least not for something like money wins. I think 134 00:06:08,080 --> 00:06:10,599 Speaker 3: you don't need it. Let us celebrate you, let us celebrate. 135 00:06:10,680 --> 00:06:11,000 Speaker 4: Yeah. 136 00:06:11,040 --> 00:06:14,120 Speaker 3: But with that being said, gifted Mango six nine seven 137 00:06:14,160 --> 00:06:17,880 Speaker 3: eight said they bought the Cancel Council sunscreen, which is 138 00:06:17,920 --> 00:06:20,679 Speaker 3: one hundred percent reimburse through their health insurance, and because 139 00:06:20,680 --> 00:06:22,839 Speaker 3: it was from Chemists Warehouse, they could upload the receipt 140 00:06:22,839 --> 00:06:25,080 Speaker 3: to shop back, which gave them a four dollar bonus. 141 00:06:25,120 --> 00:06:30,760 Speaker 3: Oh my god, you sound like me, mango something that is. Yeah, yes, 142 00:06:30,880 --> 00:06:33,080 Speaker 3: you can do that sometimes with prescriptions and stuff where 143 00:06:33,080 --> 00:06:35,080 Speaker 3: it's like it's all covered by your health care. But 144 00:06:35,080 --> 00:06:36,919 Speaker 3: then you get maybe forty percent cash backs, so you 145 00:06:36,960 --> 00:06:39,040 Speaker 3: get like a free forty bucks. Depending what the cash 146 00:06:39,080 --> 00:06:42,800 Speaker 3: back amount is, you're making money. That's crazy, crazy good news. Next, 147 00:06:42,800 --> 00:06:44,760 Speaker 3: I've got a money win from Narissa, who said I 148 00:06:44,839 --> 00:06:46,560 Speaker 3: was out on my daily walk with my four month 149 00:06:46,560 --> 00:06:48,760 Speaker 3: old when I spotted a toddler blike on the nature 150 00:06:48,800 --> 00:06:51,160 Speaker 3: strip off the street we normally walk down. It had 151 00:06:51,160 --> 00:06:53,000 Speaker 3: a post it note on it saying please take me 152 00:06:53,040 --> 00:06:55,560 Speaker 3: to a new home. It was in excellent condition and 153 00:06:55,600 --> 00:06:57,960 Speaker 3: even had the training wheels attached. And she loves that 154 00:06:58,000 --> 00:07:00,719 Speaker 3: it can grow with her toddler and that that simple 155 00:07:00,720 --> 00:07:03,960 Speaker 3: walk saved her two hundred and twenty dollars. Wow, two 156 00:07:04,040 --> 00:07:06,360 Speaker 3: hundred dollars for a bike for a child. That's an 157 00:07:06,480 --> 00:07:10,200 Speaker 3: out of toucher. Is that crazy? I think that's crazy, 158 00:07:10,360 --> 00:07:12,080 Speaker 3: But I also I think I'm also got to touch. I 159 00:07:12,120 --> 00:07:15,000 Speaker 3: didn't know bikes cost these days. That's actually so sure. 160 00:07:15,000 --> 00:07:17,120 Speaker 3: I couldn't tell you. But for like a little tiny one, Yeah, 161 00:07:17,120 --> 00:07:19,160 Speaker 3: a little tiny one. That is actually crazy. It must 162 00:07:19,160 --> 00:07:22,320 Speaker 3: be really really good, must speak. It will literally grow 163 00:07:22,360 --> 00:07:25,400 Speaker 3: with the toddler. Next, I've got a money in from Lara, 164 00:07:25,440 --> 00:07:27,360 Speaker 3: who said she found a pair of sunseed bathers in 165 00:07:27,360 --> 00:07:29,600 Speaker 3: the Oak Drop for five bucks. She thought they seemed 166 00:07:29,600 --> 00:07:32,559 Speaker 3: really good quality and ended up being two dollars fifty 167 00:07:32,600 --> 00:07:35,040 Speaker 3: on sale, and then she googled the RP and they 168 00:07:35,040 --> 00:07:38,480 Speaker 3: were normally one hundred and eighty dollars. They fit like 169 00:07:38,480 --> 00:07:40,520 Speaker 3: a glove, and their incredible quality, which she said is 170 00:07:40,600 --> 00:07:42,920 Speaker 3: very hard to come by these days. Do you love that? 171 00:07:42,920 --> 00:07:46,800 Speaker 3: That's great? Nothing quite hits like an opshop. Fine it totally. 172 00:07:47,160 --> 00:07:49,520 Speaker 3: And then lastly this week I've got a money win 173 00:07:49,680 --> 00:07:51,560 Speaker 3: from Ashley who said money win. I had to go 174 00:07:51,600 --> 00:07:53,559 Speaker 3: into Target this morning and I couldn't be bothered waiting 175 00:07:53,600 --> 00:07:55,400 Speaker 3: for the two people at the parking meter, so I 176 00:07:55,480 --> 00:07:57,400 Speaker 3: just hoped for the best. Came back out to my 177 00:07:57,480 --> 00:08:00,600 Speaker 3: car with a parking fine on the windscreen. I opened 178 00:08:00,680 --> 00:08:02,200 Speaker 3: the fine to see how much I'd been stung and 179 00:08:02,320 --> 00:08:05,360 Speaker 3: only got a warning. Oh that's so nice. I didn't 180 00:08:05,360 --> 00:08:07,280 Speaker 3: know they did. That mean neither. I've been find twice 181 00:08:07,280 --> 00:08:09,800 Speaker 3: in two months. Oh my god. I want to know 182 00:08:09,880 --> 00:08:15,320 Speaker 3: what county this was in, because they're not doing that. 183 00:08:15,680 --> 00:08:19,800 Speaker 3: Which county? That's so funny, you know what I mean, 184 00:08:22,720 --> 00:08:25,480 Speaker 3: we don't know what's happening. That's it for me this week. 185 00:08:26,000 --> 00:08:30,760 Speaker 3: Warning that is so nice, must be really nice. I 186 00:08:30,800 --> 00:08:32,240 Speaker 3: didn't know they could do that, and now I will 187 00:08:32,280 --> 00:08:34,760 Speaker 3: be making sure that I didn't really know what I'll 188 00:08:34,760 --> 00:08:38,240 Speaker 3: be making sure of us be parking in the wrong places. Okay, 189 00:08:38,520 --> 00:08:41,120 Speaker 3: are you ready for some brue tips? Absolutely? So. This 190 00:08:41,160 --> 00:08:44,359 Speaker 3: first one comes from Michelle, who writes sounds slightly unhinged. 191 00:08:44,440 --> 00:08:47,040 Speaker 3: I love unhinged, but I can't justify the price of 192 00:08:47,120 --> 00:08:49,520 Speaker 3: chocolate these days, not to mention it gives me heartburn 193 00:08:49,640 --> 00:08:51,840 Speaker 3: or no. So when I get cravings, I have chocolate 194 00:08:51,880 --> 00:08:54,800 Speaker 3: flavored toothdays that I brought on special one dollar that 195 00:08:54,840 --> 00:08:58,240 Speaker 3: I just brushed my teeth with satisfize my day's buds 196 00:08:58,320 --> 00:09:03,000 Speaker 3: without the expense or extra carries. That sounds sounds larious, 197 00:09:03,920 --> 00:09:11,319 Speaker 3: sounds really dad everywhere rejoicing like, well, chocolate toothpaste. I've 198 00:09:11,320 --> 00:09:13,320 Speaker 3: never heard of them. No, so she wanted me to 199 00:09:13,320 --> 00:09:15,280 Speaker 3: note I did not eat the toothpaste, just brush my 200 00:09:15,320 --> 00:09:17,679 Speaker 3: teeth and tongue. The flavor is very strong and quite 201 00:09:17,679 --> 00:09:19,720 Speaker 3: bang on, so a little goes a long way. Stop 202 00:09:19,800 --> 00:09:22,320 Speaker 3: judging me, she said, we will not judge you. I 203 00:09:22,360 --> 00:09:24,200 Speaker 3: really want to know what this toothpaste is. I want 204 00:09:24,200 --> 00:09:26,080 Speaker 3: to try it, and is it mint chocolate or is 205 00:09:26,080 --> 00:09:28,840 Speaker 3: it just chocolate? You know what I mean? Yeah, it 206 00:09:28,920 --> 00:09:31,240 Speaker 3: sounds like it's Belgium. Chocolate by the sounds of like 207 00:09:31,280 --> 00:09:33,200 Speaker 3: how good it taste. She's really selling it to me. 208 00:09:34,720 --> 00:09:36,559 Speaker 3: I would eat that chocolate. I will be googling it 209 00:09:36,600 --> 00:09:39,360 Speaker 3: when we finished this episode. Yeah, one hundred percent on 210 00:09:39,559 --> 00:09:41,520 Speaker 3: that though, as while I do eat chapstick when I 211 00:09:41,559 --> 00:09:45,000 Speaker 3: want a little sweet treat. So no, what's it called 212 00:09:45,640 --> 00:09:50,600 Speaker 3: lip smacker? Then you have a little lick of it 213 00:09:50,640 --> 00:09:52,120 Speaker 3: on your lips, so or you're going in for us. 214 00:09:52,280 --> 00:09:54,200 Speaker 3: I kind of shave it with my teeth. I beg 215 00:09:54,280 --> 00:09:58,640 Speaker 3: that's not It's not healthy, probably, but it's a cheap 216 00:09:59,000 --> 00:10:02,520 Speaker 3: alternative to little sweet sweetweets. I think let's try and 217 00:10:02,520 --> 00:10:05,840 Speaker 3: get you a flavored toothpaste. That seems like true. Actually, 218 00:10:06,640 --> 00:10:08,719 Speaker 3: we really need to google this after the next one 219 00:10:08,720 --> 00:10:11,440 Speaker 3: comes from Morgan, who says, before you buy an appliance, 220 00:10:11,559 --> 00:10:14,200 Speaker 3: check to see if there's any on Facebook marketplace. If 221 00:10:14,240 --> 00:10:16,079 Speaker 3: there's a lot on there for sale, it probably means 222 00:10:16,200 --> 00:10:18,160 Speaker 3: your applients is crap and everyone is trying to get 223 00:10:18,200 --> 00:10:21,600 Speaker 3: rid of theirs, and you shouldn't get one that's so smart. 224 00:10:21,640 --> 00:10:23,400 Speaker 3: It's killing two pads of one stone because you might 225 00:10:23,400 --> 00:10:25,719 Speaker 3: find a cheap one on there that's good and like 226 00:10:25,800 --> 00:10:28,120 Speaker 3: only one person selling it or you might realize, yeah, 227 00:10:28,160 --> 00:10:30,640 Speaker 3: they're actually really bad. That's showing a new one just 228 00:10:30,640 --> 00:10:33,679 Speaker 3: come out and everyone wants to upgrade. True, And then 229 00:10:33,720 --> 00:10:36,040 Speaker 3: obviously my own break tip. So this is just a 230 00:10:36,080 --> 00:10:39,240 Speaker 3: reminder to read your energy bills because in most of Australia, 231 00:10:39,480 --> 00:10:42,240 Speaker 3: energy retailers are required by law to notify you on 232 00:10:42,320 --> 00:10:45,000 Speaker 3: your bill at least every one hundred days if they 233 00:10:45,000 --> 00:10:47,920 Speaker 3: have a better, cheaper plant available for you. I don't 234 00:10:47,920 --> 00:10:49,600 Speaker 3: think they've let me know, but if it's on the bill, 235 00:10:49,760 --> 00:10:51,360 Speaker 3: I guess people aren't really reading that. So maybe it's 236 00:10:51,920 --> 00:10:53,880 Speaker 3: or like whenever I even a bill, I'm literally just 237 00:10:53,880 --> 00:10:56,400 Speaker 3: going straight to the how much money do I owe? 238 00:10:56,520 --> 00:10:59,560 Speaker 3: I know, I'm not even take anything else in totally 239 00:10:59,640 --> 00:11:02,640 Speaker 3: somind out check your bill for more than just how 240 00:11:02,679 --> 00:11:05,120 Speaker 3: much YO might find a little surprise on there. All right, 241 00:11:05,160 --> 00:11:06,560 Speaker 3: we're gonna go do a really quick break and when 242 00:11:06,600 --> 00:11:08,400 Speaker 3: we come back, we're going to be answering a money 243 00:11:08,440 --> 00:11:11,040 Speaker 3: dilemma or about feeling like you're behind and the DM 244 00:11:11,120 --> 00:11:13,600 Speaker 3: you you asked all about red flags when leaving a 245 00:11:13,640 --> 00:11:20,400 Speaker 3: job early, So don't go anywhere. Welcome back everyone. Let's 246 00:11:20,400 --> 00:11:22,120 Speaker 3: take a listen to this week's money dilemma. 247 00:11:23,960 --> 00:11:26,320 Speaker 2: Hi, there, have you got a money dilemma you just 248 00:11:26,360 --> 00:11:28,880 Speaker 2: can't solve. That She's on the Money team is here 249 00:11:28,920 --> 00:11:32,160 Speaker 2: to help. Every week, we tackle your dilemmas, both big 250 00:11:32,200 --> 00:11:34,920 Speaker 2: and small, to answer your most burning money, career and 251 00:11:34,960 --> 00:11:38,160 Speaker 2: life questions. To get involved, simply head to our website 252 00:11:38,160 --> 00:11:40,320 Speaker 2: and leave us a short voice recording and you might 253 00:11:40,360 --> 00:11:42,920 Speaker 2: just find yourself on the show. Now, let's take a 254 00:11:42,960 --> 00:11:46,679 Speaker 2: listen to this week's money dilemma. 255 00:11:46,720 --> 00:11:49,040 Speaker 4: Hello Victoria, I know the girls that She's on the Money. 256 00:11:49,320 --> 00:11:51,840 Speaker 4: Thank you so much for providing this platform for me 257 00:11:51,880 --> 00:11:54,679 Speaker 4: to ask your money dilemma today. You've helped me so 258 00:11:54,840 --> 00:11:57,600 Speaker 4: much and that's definitely an understatement with my money story, 259 00:11:58,240 --> 00:12:00,200 Speaker 4: and I wish I could tell you my full stay sorry, 260 00:12:00,200 --> 00:12:03,120 Speaker 4: but I don't have time. So my money dilemma today 261 00:12:03,480 --> 00:12:06,679 Speaker 4: is what I feel like I'm not getting anywhere when 262 00:12:06,679 --> 00:12:10,480 Speaker 4: my money is so much diversified. For example, all my 263 00:12:10,520 --> 00:12:14,080 Speaker 4: savings accounts, I have like five savings accounts, sixty dollars 264 00:12:14,080 --> 00:12:16,839 Speaker 4: goes to holidays, fifty dollars goes to personal every week, 265 00:12:16,920 --> 00:12:18,839 Speaker 4: Like I've got money going to shares is every week. 266 00:12:18,880 --> 00:12:22,199 Speaker 4: I've got money going to super every week. I've got 267 00:12:22,200 --> 00:12:24,960 Speaker 4: money going to emergency fund every week, but I just 268 00:12:25,000 --> 00:12:26,960 Speaker 4: do not feel like at the end of the year 269 00:12:27,000 --> 00:12:31,160 Speaker 4: that money has grown at all. And it's because I 270 00:12:31,280 --> 00:12:34,200 Speaker 4: could think I've got too many little amounts going in 271 00:12:35,200 --> 00:12:37,040 Speaker 4: and if I was to add it all up, it 272 00:12:37,040 --> 00:12:40,439 Speaker 4: would be like, probably, you know, seventeen thousand dollars a 273 00:12:40,520 --> 00:12:43,280 Speaker 4: year of savings, but I'm not seeing that because it's 274 00:12:43,360 --> 00:12:46,360 Speaker 4: going to all these other places, and I'm just wondering, 275 00:12:46,400 --> 00:12:49,720 Speaker 4: how do I maximize that, or how could I feel 276 00:12:49,760 --> 00:12:52,360 Speaker 4: like I'm actually moving forward when the two and a 277 00:12:52,400 --> 00:12:54,880 Speaker 4: half thousand dollars in personal every year gets spent and 278 00:12:54,920 --> 00:12:57,440 Speaker 4: the holiday money gets spent, and then I'm left with 279 00:12:57,920 --> 00:13:00,240 Speaker 4: just the little deposits that I'm making to shares and 280 00:13:00,320 --> 00:13:02,360 Speaker 4: super and security like fund. 281 00:13:02,880 --> 00:13:05,760 Speaker 3: So please help, please help. Sounds like you're on a 282 00:13:05,800 --> 00:13:07,880 Speaker 3: hot girl walk, and I love that for you. I 283 00:13:08,000 --> 00:13:10,280 Speaker 3: love a hot girl walk. There's nothing better than a 284 00:13:10,320 --> 00:13:13,760 Speaker 3: walk into we're friends. I don't totally. I'm really impressive too. 285 00:13:13,840 --> 00:13:15,520 Speaker 3: I feel like as soon as I take two steps, 286 00:13:15,559 --> 00:13:19,280 Speaker 3: i can't I'm out of breath. So good for you. 287 00:13:19,720 --> 00:13:21,680 Speaker 3: I feel the same way, and I don't think our 288 00:13:22,040 --> 00:13:25,120 Speaker 3: situations are very similar at all, But I do feel 289 00:13:25,120 --> 00:13:28,120 Speaker 3: like it's almost like every single year I'm kind of 290 00:13:28,160 --> 00:13:30,480 Speaker 3: in the same spot, and I can be very frustrating 291 00:13:30,559 --> 00:13:33,920 Speaker 3: being like, Wow, I'm really like things are happening, jobs 292 00:13:33,920 --> 00:13:37,800 Speaker 3: are changing, but I'm right back to square one all 293 00:13:37,880 --> 00:13:40,240 Speaker 3: the time. So it's very, very tiring and totally understand. 294 00:13:40,559 --> 00:13:43,199 Speaker 3: Also that thing of like when you're saving for a 295 00:13:43,240 --> 00:13:45,920 Speaker 3: holiday and then the holiday comes and then you well, 296 00:13:45,920 --> 00:13:47,360 Speaker 3: this is what the money's for, and then you spend 297 00:13:47,360 --> 00:13:50,080 Speaker 3: it and it's like a square one again. It feels 298 00:13:50,080 --> 00:13:52,439 Speaker 3: so annoying. So I think, like, I don't know what 299 00:13:52,520 --> 00:13:54,680 Speaker 3: I would say, but I think Victoria would be like, 300 00:13:54,880 --> 00:13:56,600 Speaker 3: set up an emergency fund, maybe put it all in 301 00:13:56,600 --> 00:13:59,040 Speaker 3: one savings account, your emergency fund, and then put the 302 00:13:59,040 --> 00:14:05,280 Speaker 3: rest in something that's maybe higher return, Like you're saying 303 00:14:05,280 --> 00:14:08,199 Speaker 3: you're putting in chairs, eas you putting someone super The 304 00:14:08,240 --> 00:14:11,280 Speaker 3: only other option is just waiting for it to I 305 00:14:11,320 --> 00:14:15,120 Speaker 3: guess come back twofold in seven years when it doubles. 306 00:14:15,200 --> 00:14:19,880 Speaker 3: Usually oh yes, I see. I actually don't think you're 307 00:14:19,920 --> 00:14:23,520 Speaker 3: doing anything wrong. I think that this is a perception issue, 308 00:14:23,640 --> 00:14:27,160 Speaker 3: not necessarily a process is issue, because I think what 309 00:14:27,200 --> 00:14:30,800 Speaker 3: our listener is saying is that seventeen thousand dollars into 310 00:14:30,840 --> 00:14:33,680 Speaker 3: various things is amazing. That's a huge amount of money, 311 00:14:33,880 --> 00:14:36,200 Speaker 3: and I think that you're feeling like it's not a 312 00:14:36,200 --> 00:14:38,840 Speaker 3: lot because it's split towards lots of different goals. And 313 00:14:38,880 --> 00:14:40,880 Speaker 3: this is where we often talk about that you can 314 00:14:40,920 --> 00:14:42,880 Speaker 3: have everything you want, but not all at once. So yes, 315 00:14:42,920 --> 00:14:45,320 Speaker 3: if you focused all of your efforts on one goal, 316 00:14:45,560 --> 00:14:49,320 Speaker 3: you might superficially feel like you're getting there faster because 317 00:14:49,360 --> 00:14:52,440 Speaker 3: instead of one thousand going here, one thousand going there 318 00:14:52,680 --> 00:14:55,240 Speaker 3: and it being broken up, you're seeing one big lump 319 00:14:55,240 --> 00:14:58,520 Speaker 3: sum grow. But if you want to work towards multiple 320 00:14:58,520 --> 00:15:00,200 Speaker 3: goals at once, which it sounds like you are, you're 321 00:15:00,440 --> 00:15:03,360 Speaker 3: putting extra money in a super, you're investing, you're saving 322 00:15:03,360 --> 00:15:07,040 Speaker 3: towards something, then the reality is that when you just 323 00:15:07,120 --> 00:15:09,640 Speaker 3: kind of look at it front on, it might not 324 00:15:09,680 --> 00:15:12,160 Speaker 3: feel like you're making that progress. But that's just because 325 00:15:12,200 --> 00:15:14,960 Speaker 3: your attention is divided. And that is not a bad 326 00:15:15,040 --> 00:15:17,240 Speaker 3: or an incorrect choice. It just, I think is like 327 00:15:17,280 --> 00:15:19,600 Speaker 3: a little bit of a mind trick. And so what 328 00:15:19,720 --> 00:15:22,480 Speaker 3: I would maybe suggest is using a net wealth tracker 329 00:15:22,720 --> 00:15:25,200 Speaker 3: or something like that so that you can actually see 330 00:15:25,640 --> 00:15:28,520 Speaker 3: your net wealth as a whole growing because for those 331 00:15:28,520 --> 00:15:31,000 Speaker 3: who don't know, a net wealth tracker or a net 332 00:15:31,000 --> 00:15:34,480 Speaker 3: wealth dashboard will look at your financial position holistically, so 333 00:15:34,480 --> 00:15:36,800 Speaker 3: it will say, you've got this amount in savings, you've 334 00:15:36,840 --> 00:15:38,960 Speaker 3: got this amount in shares, you've got this amount in 335 00:15:39,160 --> 00:15:42,240 Speaker 3: other assets, and it will total it all so that 336 00:15:42,320 --> 00:15:44,120 Speaker 3: you can kind of see that amount as a whole 337 00:15:44,200 --> 00:15:46,800 Speaker 3: growing even if the money is held in lots of 338 00:15:46,800 --> 00:15:48,720 Speaker 3: different places. And I think that's really what you need 339 00:15:48,720 --> 00:15:50,080 Speaker 3: to do, is you just kind of need to view 340 00:15:50,400 --> 00:15:53,400 Speaker 3: your money in all of these different zones as one 341 00:15:53,520 --> 00:15:57,520 Speaker 3: holistic sum that you are growing. And that's awesome. So 342 00:15:57,520 --> 00:15:58,880 Speaker 3: it is I think just a little bit of like 343 00:15:58,960 --> 00:16:02,040 Speaker 3: changing the way that you're looking at it and seeing 344 00:16:02,040 --> 00:16:04,040 Speaker 3: it's Victoria's not Heah. We can kind of do whatever 345 00:16:04,080 --> 00:16:06,480 Speaker 3: we want. There is a really great net wealth tracker 346 00:16:06,600 --> 00:16:09,840 Speaker 3: in our Investing Masterclass. So what we're going to do 347 00:16:10,160 --> 00:16:12,160 Speaker 3: is we're going to set you up with that. We'll 348 00:16:12,200 --> 00:16:14,040 Speaker 3: find your email in the messages and I will send 349 00:16:14,040 --> 00:16:16,720 Speaker 3: that over to you myself. So hopefully that will help 350 00:16:16,760 --> 00:16:18,760 Speaker 3: for anyone who is thinking the same thing if you 351 00:16:18,760 --> 00:16:21,240 Speaker 3: haven't done the Investing master Class. It's really fantastic. There's 352 00:16:21,320 --> 00:16:24,040 Speaker 3: lots of great assets and resources in there, and I 353 00:16:24,080 --> 00:16:26,560 Speaker 3: feel like the tracker will really help you visualize that 354 00:16:27,080 --> 00:16:29,400 Speaker 3: in a way that will hopefully be a little bit 355 00:16:29,400 --> 00:16:31,840 Speaker 3: easier in your brain. That is such a good advice. 356 00:16:32,160 --> 00:16:35,960 Speaker 3: Thank you, channel my inner Victoria. Wow, you're doing a 357 00:16:35,960 --> 00:16:38,240 Speaker 3: great job. Thank you so much. Would you like to 358 00:16:38,240 --> 00:16:42,440 Speaker 3: get into something a little tiny bit juicy? Yes? Please? Okay, 359 00:16:42,520 --> 00:16:45,520 Speaker 3: So this week we got a DM that says this, Hey, 360 00:16:45,520 --> 00:16:47,600 Speaker 3: she's in the money. I keep hearing from the older 361 00:16:47,640 --> 00:16:50,480 Speaker 3: generation that leaving a job before twelve months looks bad 362 00:16:50,520 --> 00:16:52,680 Speaker 3: on your resume, and I don't know if that's actually 363 00:16:52,680 --> 00:16:55,320 Speaker 3: true anymore. For condext I've stayed in all of my 364 00:16:55,360 --> 00:16:57,880 Speaker 3: full time roles for at least eight months, with one 365 00:16:58,000 --> 00:17:01,440 Speaker 3: lasting four years. I've also I always worked multiple jobs 366 00:17:01,480 --> 00:17:04,760 Speaker 3: at once, sometimes sixty plus hour weeks and even ninety 367 00:17:04,800 --> 00:17:07,440 Speaker 3: hours for a short period. My current job is only 368 00:17:07,480 --> 00:17:10,240 Speaker 3: six months in, but it's seriously affecting my mental health. 369 00:17:10,520 --> 00:17:12,960 Speaker 3: I'm on a rotating on care roster and I'm having 370 00:17:13,000 --> 00:17:16,159 Speaker 3: issues with a coworker alongside personal stuff that's going on. 371 00:17:16,600 --> 00:17:18,320 Speaker 3: My mom says I should stick it out for the pay, 372 00:17:18,480 --> 00:17:20,960 Speaker 3: experience and future growth, but I don't know if it's 373 00:17:21,000 --> 00:17:24,320 Speaker 3: worth the stress. Help. This is really good timing because 374 00:17:24,400 --> 00:17:27,800 Speaker 3: I just want this person to know that I was 375 00:17:27,840 --> 00:17:30,080 Speaker 3: at a job that I was really really excited about, 376 00:17:30,359 --> 00:17:33,000 Speaker 3: and I probably mentioned it on this show even and 377 00:17:33,080 --> 00:17:36,520 Speaker 3: I lasted nine weeks. I quit after nine weeks, and 378 00:17:36,600 --> 00:17:38,520 Speaker 3: I was very conscious of how that would look on 379 00:17:38,560 --> 00:17:41,359 Speaker 3: my regume. But I think that you have obviously a 380 00:17:41,440 --> 00:17:44,879 Speaker 3: history of like staying at jobs for long times, so 381 00:17:45,000 --> 00:17:46,639 Speaker 3: I don't think that is at all the problem. But 382 00:17:46,680 --> 00:17:50,479 Speaker 3: I think the main thing is your mental health. And 383 00:17:50,520 --> 00:17:52,920 Speaker 3: it doesn't seem like you know, I always told two 384 00:17:52,960 --> 00:17:54,560 Speaker 3: to stick it out, you know, you just if you're 385 00:17:54,560 --> 00:17:56,200 Speaker 3: getting to a point where like maybe it's keeping you 386 00:17:56,240 --> 00:17:57,840 Speaker 3: up at night, Like there are so many little things 387 00:17:57,880 --> 00:18:01,560 Speaker 3: that we don't probably even realize happening, Like being at 388 00:18:01,600 --> 00:18:05,800 Speaker 3: work physically we know is stressful, but you're probably having 389 00:18:05,840 --> 00:18:08,600 Speaker 3: like broken sleep, You're probably not like doing all the 390 00:18:08,640 --> 00:18:11,880 Speaker 3: things you love doing. You're probably like it's probably bleeding 391 00:18:11,920 --> 00:18:14,520 Speaker 3: into your everyday life. And I don't think anything is 392 00:18:14,560 --> 00:18:17,720 Speaker 3: worth that. So in a worst case scenario, you just 393 00:18:18,040 --> 00:18:21,400 Speaker 3: take it off the resume and you put something in between, 394 00:18:21,520 --> 00:18:23,760 Speaker 3: or you can just tell employers that you've been doing 395 00:18:23,800 --> 00:18:26,200 Speaker 3: temp jobs here and there. You've just been taking a 396 00:18:26,200 --> 00:18:28,360 Speaker 3: little break. Whatever you want to say, you don't even 397 00:18:28,359 --> 00:18:30,000 Speaker 3: have to put it on your resume. You can tell 398 00:18:30,040 --> 00:18:32,760 Speaker 3: no one that it even existed, you know what I mean. 399 00:18:33,119 --> 00:18:36,199 Speaker 3: But I do think though, moving forward, if someone was 400 00:18:36,240 --> 00:18:38,280 Speaker 3: to ask, or if someone in a job interview was like, 401 00:18:38,280 --> 00:18:40,440 Speaker 3: why did you in the stage of six months? This 402 00:18:40,520 --> 00:18:42,080 Speaker 3: is what I'm struggling with you. I'm like, do you 403 00:18:42,119 --> 00:18:44,960 Speaker 3: tell them? But I think what I've been saying is 404 00:18:45,000 --> 00:18:46,760 Speaker 3: just it was a contract. It was a contract, and 405 00:18:46,800 --> 00:18:49,919 Speaker 3: then never put anyone on there as your reference. So 406 00:18:49,960 --> 00:18:51,880 Speaker 3: you could do that, but at the end of the day, 407 00:18:52,400 --> 00:18:55,640 Speaker 3: nothing is worth affecting your mental health and your life. 408 00:18:55,720 --> 00:19:00,080 Speaker 3: So get the hell out of there asap, is I 409 00:19:00,119 --> 00:19:01,840 Speaker 3: advice to you. And in leaving you might have the 410 00:19:01,880 --> 00:19:03,919 Speaker 3: opportunity to make it better for other people. Because you 411 00:19:03,920 --> 00:19:06,000 Speaker 3: were telling me we were talking just before about your job, 412 00:19:06,520 --> 00:19:08,000 Speaker 3: the job that you've just left, and you were saying 413 00:19:08,000 --> 00:19:09,800 Speaker 3: you ended up having an exit interview and you had 414 00:19:09,800 --> 00:19:12,520 Speaker 3: the opportunity to kind of share your experience and that 415 00:19:12,960 --> 00:19:15,000 Speaker 3: when you shared that feedback. Sorry, I don't want to 416 00:19:15,000 --> 00:19:17,320 Speaker 3: tell your story for you, but they were really surprised 417 00:19:17,320 --> 00:19:19,480 Speaker 3: by that right they were, and they were really apologetic, 418 00:19:19,560 --> 00:19:21,520 Speaker 3: and it made me feel good, like, oh my god, 419 00:19:21,560 --> 00:19:24,880 Speaker 3: I can let go of this heavy heavy weight and 420 00:19:25,400 --> 00:19:28,880 Speaker 3: they can see me and validate me and they can understand. 421 00:19:28,920 --> 00:19:32,560 Speaker 3: We can kind of both leave this situation feeling good 422 00:19:32,600 --> 00:19:34,800 Speaker 3: and feeling like no one's got any bad blood here, 423 00:19:34,920 --> 00:19:38,960 Speaker 3: like we're all just you didn't realize we're great, We're fine. 424 00:19:39,280 --> 00:19:41,120 Speaker 3: So sometimes at the very least, like you can leave 425 00:19:41,359 --> 00:19:44,080 Speaker 3: and feel like a weight, huge weight has been lifted. 426 00:19:44,520 --> 00:19:46,639 Speaker 3: And then even once you hand that resignation in, you 427 00:19:46,640 --> 00:19:48,280 Speaker 3: can be like, f this, I'm just going to make 428 00:19:48,280 --> 00:19:50,880 Speaker 3: friends now, and then you might make some friends along 429 00:19:50,920 --> 00:19:54,399 Speaker 3: the way. So I think, get out of there. And 430 00:19:54,440 --> 00:19:56,720 Speaker 3: what would you say? I agree? I think that it 431 00:19:56,800 --> 00:20:00,320 Speaker 3: depends how frequently I can understand how an employe looking 432 00:20:00,320 --> 00:20:02,240 Speaker 3: at a resume with a ten year is always less 433 00:20:02,280 --> 00:20:04,320 Speaker 3: than ear I can understand if there's lots and lots 434 00:20:04,320 --> 00:20:08,639 Speaker 3: of those From an employer perspective, you may question why, 435 00:20:08,920 --> 00:20:10,879 Speaker 3: And I do think exactly as you said, it's just 436 00:20:11,040 --> 00:20:13,879 Speaker 3: on you as the candidate to kind of explain that, 437 00:20:13,920 --> 00:20:16,760 Speaker 3: whether you say it was you're striving to find exactly 438 00:20:16,840 --> 00:20:19,000 Speaker 3: the right environment, whether you say it was you know, 439 00:20:19,080 --> 00:20:21,760 Speaker 3: temp roles, contract roles, that's up to you. But I 440 00:20:21,800 --> 00:20:24,040 Speaker 3: do think it is very easy to explain those things away. 441 00:20:24,119 --> 00:20:26,400 Speaker 3: I don't think nowadays the expectation is that you would 442 00:20:26,400 --> 00:20:28,600 Speaker 3: sit in a role for years and years, because, as 443 00:20:28,600 --> 00:20:31,600 Speaker 3: we've said many a time, people who change jobs or 444 00:20:31,680 --> 00:20:37,200 Speaker 3: job hop are statistically likely to earn more, have better opportunities, 445 00:20:37,240 --> 00:20:38,800 Speaker 3: all those sorts of things. So it is like, don't 446 00:20:38,800 --> 00:20:41,520 Speaker 3: hate the player, I hate the game on some level. Yeah, 447 00:20:41,560 --> 00:20:44,000 Speaker 3: it's almost like a pr moment, right, like it's on 448 00:20:44,080 --> 00:20:47,480 Speaker 3: you to kind of spin that. And I think ultimately, 449 00:20:47,480 --> 00:20:49,720 Speaker 3: if it was me and somebody asked me that question 450 00:20:49,720 --> 00:20:51,400 Speaker 3: and said, you know, why are your tenures so sure, 451 00:20:51,480 --> 00:20:53,840 Speaker 3: I would just say something on the lines of, you know, 452 00:20:53,920 --> 00:20:56,960 Speaker 3: I've been seeking the right opportunity and flip it around 453 00:20:57,040 --> 00:20:59,679 Speaker 3: and say, this is why I believe that this opportunity 454 00:20:59,720 --> 00:21:01,639 Speaker 3: is that, you know, tell them why you think you 455 00:21:01,680 --> 00:21:03,760 Speaker 3: are the good fit, tell them why you think that 456 00:21:03,800 --> 00:21:06,200 Speaker 3: this is a place you see yourself being long term, 457 00:21:06,359 --> 00:21:08,200 Speaker 3: and then if it doesn't end up working out that way, 458 00:21:09,000 --> 00:21:11,480 Speaker 3: it is what it is, right totally. Yeah, I think 459 00:21:11,520 --> 00:21:13,919 Speaker 3: that there's lots of things that you can do in 460 00:21:13,960 --> 00:21:17,240 Speaker 3: that situation. But also it's not the worst thing in 461 00:21:17,280 --> 00:21:19,560 Speaker 3: the world, Like there are many other red flags that 462 00:21:19,560 --> 00:21:23,280 Speaker 3: I would consider to be significantly worse than short stints 463 00:21:23,320 --> 00:21:25,280 Speaker 3: in different jobs, because it's all experience at the end 464 00:21:25,320 --> 00:21:27,600 Speaker 3: of the day, right exactly, in six months is pretty long. 465 00:21:27,640 --> 00:21:29,760 Speaker 3: It is a pretty decent amount of time, definitely, And 466 00:21:29,760 --> 00:21:31,360 Speaker 3: what did everyone else say? All right, so we got 467 00:21:31,400 --> 00:21:34,440 Speaker 3: lots of good responses. Firstly, somebody said, taking a risk 468 00:21:34,520 --> 00:21:36,800 Speaker 3: is scary, but often lands you something you may not 469 00:21:36,920 --> 00:21:38,920 Speaker 3: have found if you had stayed, which I think is 470 00:21:39,040 --> 00:21:42,160 Speaker 3: very true. Somebody else said, I work in contracting, six 471 00:21:42,200 --> 00:21:46,240 Speaker 3: month stints are totally normal at organizations. Call it a contract. Yes, 472 00:21:46,480 --> 00:21:50,000 Speaker 3: very very good advice. Somebody else said, as a hr 473 00:21:50,040 --> 00:21:54,000 Speaker 3: rep one occurrence looks like self correcting. Deliberate job hopping 474 00:21:54,160 --> 00:21:56,919 Speaker 3: is what turns off employers, which is interesting to have 475 00:21:56,960 --> 00:21:59,840 Speaker 3: that insight. Somebody else said, you have proven you can 476 00:21:59,840 --> 00:22:02,800 Speaker 3: be oil with previous jobs. Don't suffer for a made 477 00:22:02,840 --> 00:22:06,200 Speaker 3: up finish line, So true. I completely agree. This one's 478 00:22:06,240 --> 00:22:10,280 Speaker 3: a two parter. They said, hiring manager here, regular pattern 479 00:22:10,320 --> 00:22:13,000 Speaker 3: of zero to eighteen months in roles mean we won't interview, 480 00:22:13,320 --> 00:22:15,320 Speaker 3: But if they address it in their cover letter as 481 00:22:15,359 --> 00:22:18,159 Speaker 3: to why and it makes sense we will, okay, and 482 00:22:18,160 --> 00:22:19,320 Speaker 3: this is what I think. I think it's only how 483 00:22:19,359 --> 00:22:19,880 Speaker 3: you spin it. 484 00:22:20,000 --> 00:22:20,280 Speaker 4: Yeah. 485 00:22:20,280 --> 00:22:22,480 Speaker 3: And also if it's something that somebody's really questioning, I 486 00:22:22,560 --> 00:22:24,840 Speaker 3: also wonder if that's is that the right workplace for you? 487 00:22:25,160 --> 00:22:26,600 Speaker 3: If it is a huge read flag and it is 488 00:22:26,640 --> 00:22:28,840 Speaker 3: a huge drama, is that a red flag in itself? 489 00:22:29,000 --> 00:22:29,240 Speaker 2: Yeah? 490 00:22:29,359 --> 00:22:32,040 Speaker 3: Got you just a couple more. Somebody said in some 491 00:22:32,080 --> 00:22:34,320 Speaker 3: industries it's like playing chess and you need to get 492 00:22:34,359 --> 00:22:36,320 Speaker 3: one position to get to where you want, which I 493 00:22:36,400 --> 00:22:38,520 Speaker 3: also think is a great point. Sometimes it is about 494 00:22:38,520 --> 00:22:41,680 Speaker 3: taking that lateral step to step up and up later on. Yep. 495 00:22:41,960 --> 00:22:43,560 Speaker 3: We have another one that says, what's the point of 496 00:22:43,560 --> 00:22:47,000 Speaker 3: having money and career growth if you are miserable? Yes, exactly. 497 00:22:47,359 --> 00:22:49,119 Speaker 3: And the last one, which I think is the perfect 498 00:22:49,200 --> 00:22:51,200 Speaker 3: pot to leave it is we all need to arrive 499 00:22:51,280 --> 00:22:54,200 Speaker 3: in twenty twenty six and stop with the boomer advice. 500 00:22:55,680 --> 00:22:58,480 Speaker 3: Great advice. I love that one. Yeah, So thank you 501 00:22:58,480 --> 00:23:00,399 Speaker 3: for playing along. If you do you want to participate 502 00:23:00,480 --> 00:23:02,320 Speaker 3: in our weekly money Dilemma, don't forget to follow us 503 00:23:02,320 --> 00:23:04,679 Speaker 3: on Instagram. We post them there every week. If you 504 00:23:04,680 --> 00:23:06,560 Speaker 3: haven't already, you can also join our Facebook group. That's 505 00:23:06,560 --> 00:23:08,360 Speaker 3: where we get our money wins and brew tips. We'd 506 00:23:08,440 --> 00:23:10,960 Speaker 3: love to see you guys there. But that's about all 507 00:23:11,000 --> 00:23:13,560 Speaker 3: for today. Thank you guys for joining us, and Victoria 508 00:23:13,560 --> 00:23:15,520 Speaker 3: will see you on Monday for Money Diary by. 509 00:23:15,520 --> 00:23:23,040 Speaker 2: Guys by The advice shared on She's on the Money 510 00:23:23,119 --> 00:23:26,879 Speaker 2: is general in nature and does not consider your individual circumstances. 511 00:23:27,240 --> 00:23:30,679 Speaker 2: She's on the Money exists purely for educational purposes and 512 00:23:30,680 --> 00:23:33,159 Speaker 2: should not be relied upon to make an investment or 513 00:23:33,200 --> 00:23:36,760 Speaker 2: financial decision. 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