1 00:00:00,200 --> 00:00:03,240 Speaker 1: My name's Sasha Bamblet. I'm a proud First Nations woman 2 00:00:03,600 --> 00:00:07,920 Speaker 1: and I'm here to acknowledge country t Glenn Young Ganya 3 00:00:08,200 --> 00:00:11,400 Speaker 1: Niana Kaka yah y and beIN Ahaka Nian our gay 4 00:00:11,440 --> 00:00:16,920 Speaker 1: In Mbini yakarum Jar dominyamiga Umagahawaka Woman Damon imlan Bumba 5 00:00:16,960 --> 00:00:19,800 Speaker 1: ban Gadabomba in and now in wakah ghan On yak 6 00:00:19,880 --> 00:00:24,479 Speaker 1: rum Jar water Nadaa. Hello, beautiful friends, we gather on 7 00:00:24,520 --> 00:00:27,560 Speaker 1: the lands of the Aboriginal people. We thank, acknowledge and 8 00:00:27,600 --> 00:00:30,120 Speaker 1: respect the Aberiginal people's land that we're gathering on today. 9 00:00:30,680 --> 00:00:33,279 Speaker 1: Take pleasure in all the land and respect all that 10 00:00:33,320 --> 00:00:37,960 Speaker 1: you see. She's on the Money podcast acknowledges culture, country, 11 00:00:38,520 --> 00:00:43,720 Speaker 1: community and connections, bringing you the tools, knowledge and resources 12 00:00:43,920 --> 00:00:44,600 Speaker 1: for you to thrive. 13 00:00:45,080 --> 00:00:58,200 Speaker 2: She's on the Money. She's on the Money. 14 00:01:08,080 --> 00:01:10,920 Speaker 3: Hello and welcome to She's on the Money, the podcast 15 00:01:10,920 --> 00:01:14,840 Speaker 3: that makes personal finance fun, especially on Fridays. It is 16 00:01:14,880 --> 00:01:16,880 Speaker 3: our favorite day of the week because we get the 17 00:01:16,920 --> 00:01:20,840 Speaker 3: team together to celebrate you our incredible She's on the 18 00:01:20,920 --> 00:01:24,400 Speaker 3: Money Community. Miss Jesse g Rich is here sharing her 19 00:01:24,400 --> 00:01:27,280 Speaker 3: favorite money wins. Ms Beck Sayed has a number of 20 00:01:27,480 --> 00:01:30,360 Speaker 3: killer Broke tips. This week, we're going to be helping 21 00:01:30,360 --> 00:01:33,160 Speaker 3: to answer a money dilemma that is all about stressing 22 00:01:33,240 --> 00:01:37,000 Speaker 3: about your parents' money situation in retirement. I get it. 23 00:01:37,560 --> 00:01:40,720 Speaker 3: And something you slid into our DMS about this week. 24 00:01:40,959 --> 00:01:43,400 Speaker 3: What do you do when a couple in your bridal 25 00:01:43,480 --> 00:01:46,800 Speaker 3: party are you one thousand dollars for Hens and Bucks 26 00:01:46,800 --> 00:01:50,160 Speaker 3: party accommodation that they opted into knowing it was at 27 00:01:50,200 --> 00:01:52,760 Speaker 3: their own cost, and are now saying that they can't 28 00:01:52,760 --> 00:01:53,520 Speaker 3: afford to feedback? 29 00:01:54,000 --> 00:01:54,840 Speaker 4: Oh? No, oh? 30 00:01:55,240 --> 00:01:57,000 Speaker 3: Do you know what My favorite type of drummer is? 31 00:01:57,600 --> 00:02:04,280 Speaker 4: Wedding druma yeah, hours any that I'm not involved in. 32 00:02:04,520 --> 00:02:06,520 Speaker 3: Yeah, And I don't want you, like, if you're going 33 00:02:06,560 --> 00:02:07,760 Speaker 3: to tell me the dramma, I don't want it to 34 00:02:07,760 --> 00:02:08,440 Speaker 3: be like your drummer. 35 00:02:08,560 --> 00:02:08,720 Speaker 4: Yeah. 36 00:02:08,760 --> 00:02:10,200 Speaker 3: I want you to be telling me the gossip from 37 00:02:10,240 --> 00:02:11,040 Speaker 3: like John down. 38 00:02:10,840 --> 00:02:12,000 Speaker 4: The street, like third hand. 39 00:02:12,040 --> 00:02:13,560 Speaker 3: I'm like, God, is that really what he did? I 40 00:02:13,600 --> 00:02:16,160 Speaker 3: don't even know him. That's crazy. Like that's what I want. 41 00:02:16,200 --> 00:02:18,040 Speaker 3: But before we get into that, because like, we can 42 00:02:18,080 --> 00:02:21,360 Speaker 3: talk about wedding drama gossip later. Would you like to 43 00:02:21,400 --> 00:02:24,480 Speaker 3: set the tone? Would you like a five star review? 44 00:02:24,840 --> 00:02:28,280 Speaker 3: I would love for right this review came from our 45 00:02:28,360 --> 00:02:32,359 Speaker 3: friend Tamara, who slid into our DMS and said, Hi, 46 00:02:32,560 --> 00:02:34,520 Speaker 3: I wanted to leave a five star review, but I 47 00:02:34,520 --> 00:02:36,679 Speaker 3: actually couldn't figure out how to do so. So I've 48 00:02:36,720 --> 00:02:39,239 Speaker 3: just decided to send you guys a message. I am 49 00:02:39,320 --> 00:02:42,639 Speaker 3: truly grateful to have come across this powerful community. I've 50 00:02:42,720 --> 00:02:45,360 Speaker 3: learned so much, so much so that I now share 51 00:02:45,400 --> 00:02:48,600 Speaker 3: it with the people around me, which feels incredible. V 52 00:02:48,840 --> 00:02:51,560 Speaker 3: You've taught me how to understand my finances, how to 53 00:02:51,639 --> 00:02:54,440 Speaker 3: speak up at work, and how to ask for what 54 00:02:54,560 --> 00:02:57,919 Speaker 3: I deserve. Jess, you've taught me how to see things 55 00:02:57,960 --> 00:03:01,440 Speaker 3: from other people's perspectives, how to be genuinely kinder, and 56 00:03:01,520 --> 00:03:04,800 Speaker 3: how to recognize my worth in the workplace. And Beck, 57 00:03:05,200 --> 00:03:07,440 Speaker 3: You've showed me that staying in a job that doesn't 58 00:03:07,520 --> 00:03:10,680 Speaker 3: value me is not worth it, and that no matter what, 59 00:03:11,080 --> 00:03:14,520 Speaker 3: I'll be fine. I've recently resigned from my job and 60 00:03:14,560 --> 00:03:17,440 Speaker 3: I've decided to visit family overseas before I even start 61 00:03:17,480 --> 00:03:19,600 Speaker 3: looking for a new role. I could not be more 62 00:03:19,639 --> 00:03:23,000 Speaker 3: relaxed about it. I know I'm capable, I have financial security, 63 00:03:23,200 --> 00:03:26,040 Speaker 3: and I truly believe good things happen to good people. 64 00:03:26,200 --> 00:03:29,360 Speaker 3: Yes Tomorrow, Tomara usual. 65 00:03:29,840 --> 00:03:31,519 Speaker 4: I want to be like you. It sounds like you 66 00:03:31,560 --> 00:03:34,680 Speaker 4: are living your best empowered life as you deserve. 67 00:03:35,240 --> 00:03:37,880 Speaker 3: I just love people. I love our community. I just 68 00:03:37,920 --> 00:03:40,440 Speaker 3: love that you were like, oh, I tried to leave 69 00:03:40,440 --> 00:03:42,240 Speaker 3: a review, couldn't work it out, but like, let's just 70 00:03:42,320 --> 00:03:45,560 Speaker 3: message you girl. We listen and we read every single 71 00:03:45,600 --> 00:03:49,160 Speaker 3: message that comes through. We do reply to every single 72 00:03:49,240 --> 00:03:52,240 Speaker 3: one of them. It's my favorite thing ever. Takes a 73 00:03:52,240 --> 00:03:54,320 Speaker 3: lot of time, but I think it's worth it because 74 00:03:54,320 --> 00:03:54,920 Speaker 3: we love you. 75 00:03:55,280 --> 00:03:57,280 Speaker 4: Thank you tomorrow. That is so nice? 76 00:03:57,200 --> 00:03:58,120 Speaker 3: Is it's so sweet? 77 00:03:58,280 --> 00:03:58,480 Speaker 5: Yeah? 78 00:03:58,640 --> 00:03:59,800 Speaker 4: Do you want to leave a review and you're trying 79 00:03:59,800 --> 00:04:02,560 Speaker 4: fee it out? It is on the Apple podcast app. 80 00:04:02,640 --> 00:04:04,040 Speaker 4: Do you just go to the Apple podcast app, you 81 00:04:04,080 --> 00:04:06,120 Speaker 4: search up the Shoes and the Money podcast, scroll down 82 00:04:06,160 --> 00:04:08,360 Speaker 4: to the bottom and that's you can leave your review 83 00:04:08,480 --> 00:04:10,720 Speaker 4: there or can leave a comment on Spotify. We read 84 00:04:10,720 --> 00:04:11,080 Speaker 4: those two. 85 00:04:11,080 --> 00:04:11,760 Speaker 3: You can dm us. 86 00:04:11,800 --> 00:04:12,640 Speaker 4: We'll take what we can get. 87 00:04:12,800 --> 00:04:16,240 Speaker 3: You tell all your friends, like, in fact, my favorite 88 00:04:16,279 --> 00:04:18,840 Speaker 3: isn't reviews. It's when you say I've been telling all 89 00:04:18,880 --> 00:04:22,279 Speaker 3: my friends because like we're just spreading the financial literacy is. 90 00:04:23,880 --> 00:04:24,200 Speaker 6: Growing. 91 00:04:25,080 --> 00:04:26,880 Speaker 3: We need to get better at running a cult because 92 00:04:26,920 --> 00:04:28,880 Speaker 3: it's not benefiting us in the way that a cult. 93 00:04:28,880 --> 00:04:31,239 Speaker 3: Should you know? We'll work on that maybe twenty twenty 94 00:04:31,279 --> 00:04:35,440 Speaker 3: seven goals. But question of the week are you ready ready? 95 00:04:35,560 --> 00:04:37,599 Speaker 3: This is my favorite part of the week. You guys 96 00:04:37,600 --> 00:04:39,960 Speaker 3: get to ask us one question you are dying to know. 97 00:04:40,240 --> 00:04:43,520 Speaker 3: It could be literally anything, And this one is from Carli, 98 00:04:43,640 --> 00:04:47,480 Speaker 3: who wants to know if you could instantly master any skill, 99 00:04:47,520 --> 00:04:49,200 Speaker 3: what would you choose? Oh? 100 00:04:49,240 --> 00:04:49,400 Speaker 6: Sing? 101 00:04:50,240 --> 00:04:53,240 Speaker 4: Yes, that's so random from me. I yes, I grew 102 00:04:53,279 --> 00:04:55,400 Speaker 4: up with a lot of Filipino friends, and I know 103 00:04:55,440 --> 00:04:58,160 Speaker 4: what it is in the blood of every single one 104 00:04:58,160 --> 00:05:01,000 Speaker 4: of them can sing. Ye voice of an a. I 105 00:05:01,080 --> 00:05:03,080 Speaker 4: just I don't know what it is. But in my head, 106 00:05:03,200 --> 00:05:06,279 Speaker 4: people who can sing or even just like vaguely carry 107 00:05:06,279 --> 00:05:09,920 Speaker 4: a tune are good humans, like they live better lives. 108 00:05:09,960 --> 00:05:10,680 Speaker 4: I don't know what it is. 109 00:05:10,760 --> 00:05:11,039 Speaker 1: I don't know. 110 00:05:11,120 --> 00:05:14,080 Speaker 4: I wanted to and I you guys, sound like a 111 00:05:14,160 --> 00:05:17,280 Speaker 4: dying cat like I can't not a single I want 112 00:05:17,320 --> 00:05:17,960 Speaker 4: to hear it. 113 00:05:17,880 --> 00:05:20,719 Speaker 3: You and I want a lot when I sing a 114 00:05:20,720 --> 00:05:22,800 Speaker 3: lot of Taylor Swift in the car and I've never 115 00:05:22,839 --> 00:05:26,560 Speaker 3: noticed your voice like the very loud, but I get that. 116 00:05:26,880 --> 00:05:29,760 Speaker 4: Yeah, if I just know the reason other than I 117 00:05:29,839 --> 00:05:30,920 Speaker 4: just think it would be really fun. 118 00:05:31,440 --> 00:05:33,200 Speaker 7: Yeah, well, I don't want to say the same thing, 119 00:05:33,240 --> 00:05:35,520 Speaker 7: but just really really reminded me of Paris Hilton. You 120 00:05:35,520 --> 00:05:37,160 Speaker 7: know how she's talking about how she grew up with 121 00:05:37,200 --> 00:05:39,760 Speaker 7: a lot of Filipino friends, and she's like really randomly 122 00:05:39,760 --> 00:05:43,360 Speaker 7: her words where she was like talking about Filipino specific 123 00:05:43,360 --> 00:05:46,039 Speaker 7: things and her words would switch to having like a 124 00:05:46,080 --> 00:05:47,000 Speaker 7: Filipino accent. 125 00:05:47,080 --> 00:05:47,840 Speaker 4: That's hilarious. 126 00:05:48,040 --> 00:05:50,000 Speaker 3: Give a picture picture. 127 00:05:50,080 --> 00:05:51,640 Speaker 4: My friends are the same. They would drop in and 128 00:05:51,680 --> 00:05:53,320 Speaker 4: out hilarious. 129 00:05:53,400 --> 00:05:55,679 Speaker 7: So I have absolutely the same vein as you because 130 00:05:55,680 --> 00:05:57,960 Speaker 7: that's what I love the limelight, and so I feel 131 00:05:57,960 --> 00:06:01,920 Speaker 7: like what better way to capture attention and something that 132 00:06:01,920 --> 00:06:04,320 Speaker 7: I've always wanted to do is just like just like 133 00:06:04,600 --> 00:06:06,240 Speaker 7: it's so cool to be able to sing. 134 00:06:06,279 --> 00:06:08,719 Speaker 3: It is just so cool. So because you've taken. 135 00:06:08,600 --> 00:06:11,080 Speaker 7: That one, I'm going to say it's really boring. But honestly, 136 00:06:11,120 --> 00:06:13,960 Speaker 7: it's like an instagram. I think drums. There's something about 137 00:06:14,000 --> 00:06:16,599 Speaker 7: drums that's like so hot, you know, and so you 138 00:06:16,640 --> 00:06:18,360 Speaker 7: are up there, but you're still a little bit sheltered. 139 00:06:18,360 --> 00:06:20,640 Speaker 7: There's not a lot of pressure on you. There's more 140 00:06:20,640 --> 00:06:23,360 Speaker 7: pressure on the people at the front. So I think drums. 141 00:06:23,360 --> 00:06:24,280 Speaker 7: I'm gonna say drums. 142 00:06:24,480 --> 00:06:25,160 Speaker 4: That's a fun one. 143 00:06:29,320 --> 00:06:32,520 Speaker 3: Starving bad guys. I grew up singing a lot of 144 00:06:32,560 --> 00:06:35,120 Speaker 3: sing star with my sister, Yes, so that I could 145 00:06:35,120 --> 00:06:37,480 Speaker 3: be in the band. I'm not very good, but I 146 00:06:37,640 --> 00:06:40,440 Speaker 3: was very good at singing star and sometimes that meant 147 00:06:40,520 --> 00:06:44,000 Speaker 3: humming at the right tone to get And I bet. 148 00:06:43,800 --> 00:06:44,880 Speaker 4: You did a great job of it. 149 00:06:45,040 --> 00:06:48,240 Speaker 3: I bet you the system my lad too. Can I 150 00:06:48,240 --> 00:06:48,560 Speaker 3: have two? 151 00:06:48,720 --> 00:06:49,200 Speaker 4: Of course? 152 00:06:49,400 --> 00:06:52,200 Speaker 3: So my first year is just delusion. I would love 153 00:06:52,320 --> 00:06:55,400 Speaker 3: to master delusion of confidence. I would like to just 154 00:06:55,480 --> 00:06:59,560 Speaker 3: be so wildly confident like that I never questioned myself 155 00:07:00,279 --> 00:07:01,760 Speaker 3: and I think that that would be really cool. Can 156 00:07:01,760 --> 00:07:05,080 Speaker 3: you imagine just like mastering confidence. But there's a point 157 00:07:05,120 --> 00:07:08,480 Speaker 3: where you you I don't want arrogance, No, you want 158 00:07:08,480 --> 00:07:11,240 Speaker 3: to yeah, yeah, I want to be so self aware, 159 00:07:11,320 --> 00:07:13,880 Speaker 3: but like so confident that like when I'm like no, 160 00:07:13,960 --> 00:07:16,000 Speaker 3: I'm putting this out or no, I'm starting this because 161 00:07:16,040 --> 00:07:19,120 Speaker 3: like I get such bad analysis proalysis. I think that 162 00:07:19,160 --> 00:07:20,920 Speaker 3: would be cool. And then I also want to master 163 00:07:21,000 --> 00:07:23,400 Speaker 3: the art of putting things away where I actually meant 164 00:07:23,400 --> 00:07:26,600 Speaker 3: to get them away. Yes, still it's going to be 165 00:07:26,640 --> 00:07:28,160 Speaker 3: a skill. I want to be able to put things 166 00:07:28,200 --> 00:07:30,520 Speaker 3: back where I got them from oh did you get 167 00:07:30,560 --> 00:07:32,560 Speaker 3: the scissors out of the drawer to do one thing? Victoria? 168 00:07:32,560 --> 00:07:34,120 Speaker 3: They didn't need to go down the hallway and end 169 00:07:34,160 --> 00:07:36,800 Speaker 3: up in your office. Where did you leave your keys? 170 00:07:36,920 --> 00:07:38,000 Speaker 3: I always would. 171 00:07:37,720 --> 00:07:40,720 Speaker 4: Know, got both, no, tag is all I can say. 172 00:07:41,480 --> 00:07:43,720 Speaker 3: I would always know. So yeah, it's just being able 173 00:07:43,720 --> 00:07:45,000 Speaker 3: to put things in their place. 174 00:07:45,640 --> 00:07:47,200 Speaker 4: These are two very good ones. Yeah. 175 00:07:48,200 --> 00:07:52,080 Speaker 3: The delusional confidence. I don't want it to like teeter 176 00:07:52,200 --> 00:07:54,640 Speaker 3: into arrogance. That's not what we want. But like I 177 00:07:54,760 --> 00:07:56,480 Speaker 3: just want to be like, no, I've got this, Like 178 00:07:56,960 --> 00:08:00,760 Speaker 3: imagine not even questioning yourself. That would be so I 179 00:08:00,800 --> 00:08:04,840 Speaker 3: can't imagine. But again, all right, absolutely, good job guys. 180 00:08:04,880 --> 00:08:06,760 Speaker 3: We're starting a band and we're going to be really 181 00:08:06,760 --> 00:08:09,400 Speaker 3: confident about it. If you've got a question that you 182 00:08:09,440 --> 00:08:12,320 Speaker 3: are dying for us to answer, leave it in the comments. 183 00:08:12,360 --> 00:08:15,520 Speaker 3: We want to know, and also DM us your questions 184 00:08:15,880 --> 00:08:18,040 Speaker 3: so that we can answer them maybe on the show. 185 00:08:18,840 --> 00:08:22,640 Speaker 3: Miss just greatch Yes, Community money wins and confessions? What 186 00:08:22,680 --> 00:08:23,239 Speaker 3: have you got? 187 00:08:23,480 --> 00:08:25,440 Speaker 4: First of this week, I've got one from Rachel who said, 188 00:08:25,600 --> 00:08:28,720 Speaker 4: huge win for me. I finally reached one thousand dollars saved. 189 00:08:29,040 --> 00:08:31,840 Speaker 4: Living on Center Link is hard, but I have done it. 190 00:08:31,920 --> 00:08:35,800 Speaker 4: And I just wanted to say, see you. That's very exciting, incredible, 191 00:08:35,960 --> 00:08:39,120 Speaker 4: every little bit counts, and incredible that you've hit one thousand. 192 00:08:39,200 --> 00:08:41,280 Speaker 4: Now next goal, keep going. 193 00:08:41,200 --> 00:08:42,760 Speaker 3: Absolutely, that's so good. 194 00:08:43,000 --> 00:08:45,000 Speaker 4: Next, I've got a money win it from Jess great name, 195 00:08:45,040 --> 00:08:47,559 Speaker 4: who said she finally had the time, space and energy 196 00:08:47,600 --> 00:08:50,960 Speaker 4: to do a deep dive into learning about investing shares 197 00:08:50,960 --> 00:08:53,200 Speaker 4: and ETFs and she set herself up with a Vanguard 198 00:08:53,280 --> 00:08:56,120 Speaker 4: portfolio and budgeted a weekly amount to contribute. And then 199 00:08:56,160 --> 00:08:57,520 Speaker 4: she said, thank you, She's in the money for your 200 00:08:57,520 --> 00:09:01,840 Speaker 4: incredible podcast and resources to make it all feel overwhelming, beautiful, 201 00:09:02,720 --> 00:09:06,360 Speaker 4: well done. It was really exciting. Rihanna said money when 202 00:09:06,360 --> 00:09:08,280 Speaker 4: she did a favor for some friends on the weekend 203 00:09:08,360 --> 00:09:10,360 Speaker 4: and she dogs that and then as a thank you, 204 00:09:10,480 --> 00:09:13,480 Speaker 4: they baked her the most delicious fresh sour dough bread. 205 00:09:13,840 --> 00:09:15,840 Speaker 4: It was so soft and so yummy, and she said, 206 00:09:15,840 --> 00:09:20,040 Speaker 4: what goes around really does come around, beautiful. Sweet. I've 207 00:09:20,080 --> 00:09:23,320 Speaker 4: said this before, I'm pro favor for favor. When did 208 00:09:23,320 --> 00:09:26,160 Speaker 4: we stop doing favors? You know, I know, just hold 209 00:09:26,200 --> 00:09:28,440 Speaker 4: people out and it doesn't village. 210 00:09:28,440 --> 00:09:29,640 Speaker 3: You need to be a villager. 211 00:09:30,080 --> 00:09:33,000 Speaker 4: Absolutely. I literally could not agree with that more. And 212 00:09:33,040 --> 00:09:35,000 Speaker 4: then last of this week, I have money from me. 213 00:09:35,280 --> 00:09:37,320 Speaker 4: I'm taking a leaf out of that book, if that's 214 00:09:37,360 --> 00:09:40,319 Speaker 4: all right. I saw that one pass have a really 215 00:09:40,320 --> 00:09:42,199 Speaker 4: good deal on right now, and you guys will know 216 00:09:42,280 --> 00:09:43,400 Speaker 4: how we feel about one. 217 00:09:43,240 --> 00:09:45,240 Speaker 3: Point when don't they have a good deal though, Sorry, 218 00:09:45,320 --> 00:09:46,520 Speaker 3: all of my shipping is free. 219 00:09:46,800 --> 00:09:49,240 Speaker 4: I saved so much. Actually I did pull it up 220 00:09:49,280 --> 00:09:51,719 Speaker 4: to share with you. We'll get to that. We'll get 221 00:09:51,720 --> 00:09:53,760 Speaker 4: to that. So for anyone who's doing like back to 222 00:09:53,760 --> 00:09:56,959 Speaker 4: school shopping, getting ready to go back to work, anything 223 00:09:57,040 --> 00:09:59,000 Speaker 4: like that at the moment, if you get a one 224 00:09:59,040 --> 00:10:01,600 Speaker 4: pass annual membership which is forty dollars and that lasts 225 00:10:01,679 --> 00:10:04,120 Speaker 4: you the whole year, you get a twenty dollars one 226 00:10:04,160 --> 00:10:07,679 Speaker 4: pass reward to spend it Officeworks. So I feel like 227 00:10:07,679 --> 00:10:09,480 Speaker 4: we're all buying bits and pieces for the office, for school, 228 00:10:09,520 --> 00:10:11,520 Speaker 4: whatever at this time of year, so it's perfect to 229 00:10:11,559 --> 00:10:14,280 Speaker 4: redeem for that. Yes, if you haven't heard of one Pass, 230 00:10:14,280 --> 00:10:16,920 Speaker 4: A quick recap for everybody. It's a program that has 231 00:10:16,960 --> 00:10:19,360 Speaker 4: a whole bunch of rewards that ties into places that 232 00:10:19,400 --> 00:10:21,440 Speaker 4: we all love to shop, Kmart. 233 00:10:21,320 --> 00:10:24,960 Speaker 8: Target, Bunning's Office Works, the whole The list goes on, 234 00:10:25,080 --> 00:10:29,200 Speaker 8: and so now price linees included and also wildly instant scripts, 235 00:10:29,559 --> 00:10:32,960 Speaker 8: which is so so the online Yeah, very cool, right good, 236 00:10:32,960 --> 00:10:33,840 Speaker 8: But I sho didn't say. 237 00:10:33,720 --> 00:10:35,559 Speaker 3: That coming, No, I certainly didn't. 238 00:10:35,640 --> 00:10:38,560 Speaker 4: The perks include free shipping on eligible online orders from 239 00:10:38,600 --> 00:10:41,360 Speaker 4: all of your favorite stores, and also five times Flybys 240 00:10:41,400 --> 00:10:43,760 Speaker 4: points on eligible orders as well, which is crazy. 241 00:10:44,000 --> 00:10:49,960 Speaker 3: Uncapped uncapped is insane? Yeah, crazy, Like I've done not 242 00:10:50,040 --> 00:10:51,720 Speaker 3: a lot of maths on this, but a little bit 243 00:10:51,760 --> 00:10:54,520 Speaker 3: of mental maths, and that doesn't make financial sense for them. 244 00:10:54,600 --> 00:10:58,439 Speaker 3: But I'm like, I don't know why you're offering this, 245 00:10:58,480 --> 00:11:00,360 Speaker 3: but I'm gonna take it absolutely. 246 00:11:00,440 --> 00:11:04,360 Speaker 4: Over Christmas, I saved eighty dollars and eighty cents, oh 247 00:11:04,760 --> 00:11:06,760 Speaker 4: my little things on your free delivery, just on free 248 00:11:06,800 --> 00:11:11,280 Speaker 4: delivery alone rate, and I collected thirty thousand, seven hundred 249 00:11:11,360 --> 00:11:15,840 Speaker 4: and fifty two bonus points thanks to the five times fly. 250 00:11:15,800 --> 00:11:18,160 Speaker 3: Bys stop it. You've obviously spent a lot more than 251 00:11:18,200 --> 00:11:20,000 Speaker 3: me because I got my app up as well, because 252 00:11:20,000 --> 00:11:21,520 Speaker 3: I was like, if you're getting your app up, I'm 253 00:11:21,520 --> 00:11:24,480 Speaker 3: getting my app up. I've got fourteen, four hundred and 254 00:11:24,520 --> 00:11:28,679 Speaker 3: six points from mine, and I've saved sixty bucks with 255 00:11:28,760 --> 00:11:29,360 Speaker 3: free shipping. 256 00:11:29,559 --> 00:11:32,280 Speaker 4: Literally how good that for me? That's worth one hundred 257 00:11:32,280 --> 00:11:34,719 Speaker 4: and fifty three flybys dollars that I could redeemed for 258 00:11:34,760 --> 00:11:36,440 Speaker 4: like grocery Une seventy two. 259 00:11:36,840 --> 00:11:40,320 Speaker 3: That's crazy seventy two dollars just by making sure that 260 00:11:40,320 --> 00:11:40,960 Speaker 3: I'm signed up. 261 00:11:41,040 --> 00:11:43,520 Speaker 4: Yeah, so I paid my day my forty dollars for 262 00:11:43,559 --> 00:11:46,760 Speaker 4: the yar and then I've basically made one hundred fifty dollars. 263 00:11:46,760 --> 00:11:47,480 Speaker 4: Not exactly how it. 264 00:11:47,480 --> 00:11:49,720 Speaker 3: Works, but shopping, we're making money. 265 00:11:49,800 --> 00:11:52,760 Speaker 4: Literally totally. It's a great time. If you want to 266 00:11:52,760 --> 00:11:54,679 Speaker 4: sign up, get that twenty dollars one pass reward to 267 00:11:54,679 --> 00:11:56,760 Speaker 4: spend office worked. I'll pop a link in the show 268 00:11:56,760 --> 00:11:58,280 Speaker 4: notes if anyone wants to go check it out. 269 00:11:58,320 --> 00:12:00,320 Speaker 3: I will say it is humbling because you do go 270 00:12:00,360 --> 00:12:01,839 Speaker 3: to the app and it does tell you what your 271 00:12:01,840 --> 00:12:03,840 Speaker 3: recent activity was. And I was like, I do like 272 00:12:03,880 --> 00:12:06,720 Speaker 3: an online game modul, don't I I do? 273 00:12:06,840 --> 00:12:07,800 Speaker 2: Though, I really do. 274 00:12:08,000 --> 00:12:08,520 Speaker 4: You're loud. 275 00:12:08,960 --> 00:12:12,520 Speaker 3: She's literally just a girl, yeah, just a girl that 276 00:12:12,800 --> 00:12:13,560 Speaker 3: broke tips. 277 00:12:13,720 --> 00:12:17,199 Speaker 7: Okay. This first one comes from B, who says that 278 00:12:17,240 --> 00:12:20,280 Speaker 7: she does a beauty trade off with her friends, similar 279 00:12:20,280 --> 00:12:22,679 Speaker 7: to what you were saying, yess. She says that they 280 00:12:22,720 --> 00:12:24,599 Speaker 7: go to one home to do each other's brows and 281 00:12:24,640 --> 00:12:26,520 Speaker 7: lashes one week, and then the following they go to 282 00:12:26,559 --> 00:12:27,679 Speaker 7: another person's house. 283 00:12:27,760 --> 00:12:32,000 Speaker 4: And do glamor it penails brand. 284 00:12:32,360 --> 00:12:35,200 Speaker 3: This makes sense to go. She also says, if you're 285 00:12:35,240 --> 00:12:35,839 Speaker 3: not a beauty girl. 286 00:12:35,840 --> 00:12:38,200 Speaker 7: They also do it with plant cuttings and trade them 287 00:12:38,320 --> 00:12:42,800 Speaker 7: with their friends, so they playing propagation and all that 288 00:12:42,880 --> 00:12:44,640 Speaker 7: kind of stuff with each other. They are so cute 289 00:12:44,640 --> 00:12:45,920 Speaker 7: and so beautiful. 290 00:12:45,640 --> 00:12:48,440 Speaker 3: It feels like this episode is all about being a villager. 291 00:12:49,040 --> 00:12:50,840 Speaker 3: I agree, and. 292 00:12:50,760 --> 00:12:53,240 Speaker 4: Honestly, that's all we need. Community and village. 293 00:12:53,559 --> 00:12:55,600 Speaker 7: So this next one comes from Madeline, who says, every 294 00:12:55,600 --> 00:12:58,120 Speaker 7: time I do groceries, whatever the receipt says I've saved, 295 00:12:58,160 --> 00:13:01,080 Speaker 7: I transfer that amount into my saving account. I don't 296 00:13:01,120 --> 00:13:04,040 Speaker 7: miss it as I would have spent it on groceries regardless, 297 00:13:04,080 --> 00:13:06,080 Speaker 7: even if it's only a little bit, it still adds 298 00:13:06,120 --> 00:13:08,200 Speaker 7: up very quickly. That's such a great idea. It's actually 299 00:13:08,760 --> 00:13:09,920 Speaker 7: it's such a good idea. 300 00:13:09,840 --> 00:13:11,520 Speaker 3: Because like you didn't know what was going to be 301 00:13:11,559 --> 00:13:13,760 Speaker 3: on sale at the grocery store unless you're like really 302 00:13:13,800 --> 00:13:16,400 Speaker 3: really good at it. That's why you went. Different story, 303 00:13:16,440 --> 00:13:18,120 Speaker 3: but like exactly what a little hack. 304 00:13:18,400 --> 00:13:21,760 Speaker 7: Yeah, that's great and so my one. When you get 305 00:13:21,760 --> 00:13:25,960 Speaker 7: a new puppy as we all do all the time. Yeah, 306 00:13:26,240 --> 00:13:28,200 Speaker 7: I cannot relate. But for those of you who have 307 00:13:28,320 --> 00:13:30,280 Speaker 7: ever had a new puppy or you plan on, you 308 00:13:30,280 --> 00:13:33,400 Speaker 7: can join pet Buns Puppy Club and every new Puppy 309 00:13:33,440 --> 00:13:36,079 Speaker 7: club member gets a welcome bag packed with hundreds of 310 00:13:36,120 --> 00:13:39,439 Speaker 7: dollars in discount vouchers for everything puppy related. After you 311 00:13:39,440 --> 00:13:41,240 Speaker 7: sign up, you just have to pop in store to 312 00:13:41,240 --> 00:13:43,760 Speaker 7: pick up your bag. That's so good. 313 00:13:44,000 --> 00:13:49,280 Speaker 3: Club Justice, you and I can make a kitten club. Yeah, 314 00:13:51,920 --> 00:13:56,280 Speaker 3: everyone can join, that's fine. You do need prerequisite likes kittens. 315 00:13:56,040 --> 00:13:58,000 Speaker 4: Like kittens or cats. 316 00:13:58,320 --> 00:14:02,080 Speaker 3: Yes, my cat, who's like what nearly seventeen? I'm like, gitten, Yeah, 317 00:14:02,120 --> 00:14:04,840 Speaker 3: that's still a baby. They do not age. 318 00:14:05,160 --> 00:14:05,760 Speaker 4: That's so truly. 319 00:14:05,760 --> 00:14:07,640 Speaker 7: They don't have kitten will they don't have baby club 320 00:14:07,720 --> 00:14:09,360 Speaker 7: or kitten club, and we need to we need to 321 00:14:09,400 --> 00:14:09,800 Speaker 7: get on that. 322 00:14:09,960 --> 00:14:12,480 Speaker 3: I think pet Bun exactly. Do you know what other 323 00:14:12,520 --> 00:14:13,520 Speaker 3: pet related hack? 324 00:14:13,679 --> 00:14:14,000 Speaker 4: Tell me? 325 00:14:14,200 --> 00:14:17,280 Speaker 3: My sister got a puppy last year. She was cutting 326 00:14:17,280 --> 00:14:19,920 Speaker 3: her puppy pads in half, Like you know how you 327 00:14:19,920 --> 00:14:22,960 Speaker 3: get the pubby pads. She's like, no, I'll cut them 328 00:14:22,960 --> 00:14:25,760 Speaker 3: in half. And I was like, you're a genius. 329 00:14:25,840 --> 00:14:28,440 Speaker 4: The doctor just goes on the pad, right, Yeah, and 330 00:14:28,520 --> 00:14:31,920 Speaker 4: like usually it's just like during puppy training, Like he 331 00:14:31,960 --> 00:14:34,440 Speaker 4: doesn't have them now, but like to make sure that 332 00:14:34,480 --> 00:14:36,000 Speaker 4: he's not having accidents inside. 333 00:14:36,080 --> 00:14:38,520 Speaker 3: He had like a little puppy pad. But the puppy 334 00:14:38,520 --> 00:14:40,400 Speaker 3: pad was so big and the dog was so small 335 00:14:40,400 --> 00:14:42,680 Speaker 3: that if he peed on it one time, like you 336 00:14:42,840 --> 00:14:44,600 Speaker 3: throw the whole thing away. So she just cut it 337 00:14:44,640 --> 00:14:47,520 Speaker 3: in half and then two for one deal genius. Yeah, 338 00:14:47,760 --> 00:14:49,360 Speaker 3: why did I not think about that when I had 339 00:14:49,400 --> 00:14:52,640 Speaker 3: them for Lucy? Anyway, let's go to a really quick 340 00:14:52,680 --> 00:14:54,360 Speaker 3: break because on the flip side, we're going to be 341 00:14:54,360 --> 00:14:57,640 Speaker 3: talking about a dilemma that is all about stressing about 342 00:14:57,640 --> 00:15:00,720 Speaker 3: your parents' money situation in retirement. And then we're going 343 00:15:00,760 --> 00:15:03,080 Speaker 3: to get onto something a little bit juicier. What do 344 00:15:03,120 --> 00:15:05,720 Speaker 3: you do when a couple in your bridal party are 345 00:15:05,800 --> 00:15:09,960 Speaker 3: you money for a Hens and Bucks accommodation? They opted in, 346 00:15:10,040 --> 00:15:11,880 Speaker 3: they said they'd pay, and now they say that they 347 00:15:11,880 --> 00:15:15,200 Speaker 3: can't afford to pay you back. Ah, that would be 348 00:15:15,200 --> 00:15:17,240 Speaker 3: so frustrating, So don't go anywhere. 349 00:15:21,520 --> 00:15:24,280 Speaker 4: Welcome back, everybody. Let's take a listen to this week's 350 00:15:24,320 --> 00:15:25,240 Speaker 4: money dilemma. 351 00:15:27,640 --> 00:15:30,040 Speaker 5: Hi, there, have you got a money dilemma you just 352 00:15:30,080 --> 00:15:32,600 Speaker 5: can't solve. The She's on the Money team is here 353 00:15:32,600 --> 00:15:35,840 Speaker 5: to help. Every week, we tackle your dilemmas, both big 354 00:15:35,920 --> 00:15:38,640 Speaker 5: and small, to answer your most burning money, career and 355 00:15:38,680 --> 00:15:41,880 Speaker 5: life questions. To get involved, simply head to our website 356 00:15:41,880 --> 00:15:44,000 Speaker 5: and leave us a short voice recording and you might 357 00:15:44,080 --> 00:15:46,600 Speaker 5: just find yourself on the show. Now, let's take a 358 00:15:46,640 --> 00:15:48,400 Speaker 5: listen to this week's money dilemma. 359 00:15:50,600 --> 00:15:54,320 Speaker 6: Hi, She's on the Money. I'm really worried about my parents. 360 00:15:54,560 --> 00:15:57,440 Speaker 6: They're close to retirement age, but I don't think they'll 361 00:15:57,480 --> 00:16:01,560 Speaker 6: be able to retire anytime soon. Over the years, they've 362 00:16:01,600 --> 00:16:04,640 Speaker 6: fallen for a lot of get rich quick schemes and 363 00:16:04,680 --> 00:16:08,200 Speaker 6: attended all these conferences where people try to sell them 364 00:16:08,320 --> 00:16:13,720 Speaker 6: coaching packages or seminars that promise wealth. Now they're planning 365 00:16:13,760 --> 00:16:16,320 Speaker 6: to go to Italy for another one with money they 366 00:16:16,360 --> 00:16:19,080 Speaker 6: don't have. I don't know how to tell them they 367 00:16:19,080 --> 00:16:23,000 Speaker 6: should be probably seeing a financial advisor instead of spending 368 00:16:23,040 --> 00:16:25,880 Speaker 6: what little they have on people who only seem to 369 00:16:25,880 --> 00:16:29,400 Speaker 6: take advantage of them. Has anyone else dealt with something 370 00:16:29,440 --> 00:16:31,960 Speaker 6: like this? And how do you talk to loved ones 371 00:16:31,960 --> 00:16:34,560 Speaker 6: about this kind of thing without pushing them away. I 372 00:16:34,560 --> 00:16:38,080 Speaker 6: would appreciate some advice. Thank you bye, But. 373 00:16:38,040 --> 00:16:41,360 Speaker 7: There's something so sorry, this is really intensive. There's something 374 00:16:41,400 --> 00:16:44,680 Speaker 7: so cute about the thought of these two best friends 375 00:16:44,720 --> 00:16:47,920 Speaker 7: and they've probably been married for a long time or 376 00:16:47,920 --> 00:16:49,800 Speaker 7: like maybe together for a long time, and they're both like, 377 00:16:49,840 --> 00:16:51,240 Speaker 7: oh my gosh, this sounds exciting. 378 00:16:51,240 --> 00:16:52,800 Speaker 4: And then they're going to that together. 379 00:16:52,520 --> 00:16:55,600 Speaker 7: And they're both together being scammed. 380 00:16:55,800 --> 00:16:59,640 Speaker 4: And that's really to start from them an awful person 381 00:17:00,000 --> 00:17:01,240 Speaker 4: trying to take them for all their work. 382 00:17:01,360 --> 00:17:04,480 Speaker 7: I know it's it's not cute, it's not cute, but 383 00:17:04,520 --> 00:17:06,359 Speaker 7: the sun that they're together is kind of cute. But 384 00:17:06,359 --> 00:17:09,040 Speaker 7: they still they I assume they're kind of like doing 385 00:17:09,080 --> 00:17:11,080 Speaker 7: this thing where they're talking each other into it because 386 00:17:11,080 --> 00:17:13,080 Speaker 7: they keep doing it. It sounds like and so it's like, 387 00:17:13,480 --> 00:17:15,680 Speaker 7: I don't know how to be very helpful in situation. 388 00:17:15,760 --> 00:17:17,600 Speaker 7: All I do know is I'm glad they have each other. 389 00:17:17,680 --> 00:17:18,680 Speaker 7: I think you need to get in. 390 00:17:18,560 --> 00:17:21,240 Speaker 3: One because they're just perpetuating each other. 391 00:17:21,400 --> 00:17:22,720 Speaker 7: No, but this is the thing if you if you 392 00:17:22,800 --> 00:17:24,800 Speaker 7: it sounds like they kind of I mean, I don't 393 00:17:24,800 --> 00:17:27,119 Speaker 7: know this for sure, but it sounds like they. You know, 394 00:17:27,160 --> 00:17:29,480 Speaker 7: when you have someone who is like talking you into something, 395 00:17:29,480 --> 00:17:30,919 Speaker 7: and you're talking each other into something. 396 00:17:31,200 --> 00:17:32,720 Speaker 4: I think if you can at least. 397 00:17:32,600 --> 00:17:35,320 Speaker 7: Convince one of them it's not a good idea, then 398 00:17:35,400 --> 00:17:37,680 Speaker 7: then the other will follow. It sounds like, but yeah, 399 00:17:37,680 --> 00:17:39,199 Speaker 7: I don't know, really know how to be helpful here. 400 00:17:39,240 --> 00:17:41,240 Speaker 7: It doesn't sound like they are learning their lesson, And 401 00:17:41,280 --> 00:17:44,440 Speaker 7: that's very sad and hard to watch. I imagine, Yeah, jess, 402 00:17:44,440 --> 00:17:45,000 Speaker 7: what are you doing? 403 00:17:45,119 --> 00:17:47,480 Speaker 4: I with me? I'd be saying, oh, can I come 404 00:17:47,520 --> 00:17:48,560 Speaker 4: with you to the conference? 405 00:17:48,840 --> 00:17:49,480 Speaker 2: Can I come? 406 00:17:49,680 --> 00:17:49,760 Speaker 6: Like? 407 00:17:50,480 --> 00:17:52,760 Speaker 4: Not that not the internet, when the international, it's like 408 00:17:52,800 --> 00:17:53,560 Speaker 4: the local conference. 409 00:17:53,680 --> 00:17:55,439 Speaker 3: You don't want to you're going because you like the 410 00:17:55,440 --> 00:17:56,679 Speaker 3: idea of getting scammed too. 411 00:17:57,200 --> 00:18:00,639 Speaker 4: No, I'm going to brainwashed me as well. Yeah let 412 00:18:00,720 --> 00:18:01,359 Speaker 4: me join the cult. 413 00:18:01,440 --> 00:18:01,520 Speaker 6: No. 414 00:18:01,720 --> 00:18:04,080 Speaker 4: I think if you go with them, you can kind 415 00:18:04,080 --> 00:18:07,280 Speaker 4: of understand what it is maybe that's appealing to them 416 00:18:07,280 --> 00:18:09,040 Speaker 4: because like typically in these things, I. 417 00:18:08,920 --> 00:18:11,600 Speaker 3: Think when I've been to them, because it's fun. 418 00:18:12,040 --> 00:18:14,640 Speaker 4: Just for a good time, I think, like the typically 419 00:18:14,640 --> 00:18:17,159 Speaker 4: there'll be something specific that they appeal, whether it's the 420 00:18:17,160 --> 00:18:20,399 Speaker 4: financial security or whether it's the sense of emergency, like 421 00:18:20,680 --> 00:18:22,720 Speaker 4: invest in this thing, like if you invest now, you're 422 00:18:22,720 --> 00:18:23,560 Speaker 4: going to get the most money. 423 00:18:23,720 --> 00:18:26,680 Speaker 3: They use psychology and they say all the right things, correct, Yeah, 424 00:18:26,800 --> 00:18:29,840 Speaker 3: you've worked so hard your whole life, you deserve this, 425 00:18:30,000 --> 00:18:31,159 Speaker 3: and they go yeah, yeah, yeah, I do. 426 00:18:31,640 --> 00:18:33,280 Speaker 4: So if you're there with them, you can kind of 427 00:18:33,280 --> 00:18:35,520 Speaker 4: figure out what it is that's resonating with them and 428 00:18:35,560 --> 00:18:39,280 Speaker 4: then undermine that. It would be doing a little bit 429 00:18:39,320 --> 00:18:42,520 Speaker 4: of tough love reality check. I would definitely be trying 430 00:18:42,560 --> 00:18:45,359 Speaker 4: to discourage them from traveling internationally because I think people, 431 00:18:45,640 --> 00:18:49,160 Speaker 4: especially people who are more trusting or more gullible, are 432 00:18:49,200 --> 00:18:51,800 Speaker 4: already at higher risk when traveling internationally. 433 00:18:51,840 --> 00:18:53,520 Speaker 3: There are a lot of it's so scary. 434 00:18:53,720 --> 00:18:55,680 Speaker 4: Yeah, there's just lots of things that can go wrong. 435 00:18:55,760 --> 00:18:58,560 Speaker 4: Even for the most you know, seasoned travelers, you can 436 00:18:58,600 --> 00:19:00,680 Speaker 4: be scammed or sucked into things. So I just would 437 00:19:00,680 --> 00:19:04,080 Speaker 4: be really trying to talk them down from that. Yeah, 438 00:19:04,119 --> 00:19:06,600 Speaker 4: it's so hard because obviously they can do what they 439 00:19:06,680 --> 00:19:08,240 Speaker 4: want with their money at the end of the day, 440 00:19:08,320 --> 00:19:11,199 Speaker 4: but also if they're not really aware of what's happening 441 00:19:11,240 --> 00:19:13,040 Speaker 4: to them and you are, like, it would just be 442 00:19:13,160 --> 00:19:15,240 Speaker 4: so hard to be a bystander and watch. 443 00:19:15,600 --> 00:19:18,360 Speaker 3: Yeah, I would be asking for as much information as possible, 444 00:19:18,440 --> 00:19:21,239 Speaker 3: so I'd be like, hey, I'm really scared about this 445 00:19:21,280 --> 00:19:24,439 Speaker 3: for you like my policy is just blunt honesty, and 446 00:19:24,480 --> 00:19:27,000 Speaker 3: it's not being rude. Blunt honesty, Like we're not going 447 00:19:27,040 --> 00:19:28,600 Speaker 3: you're idiots. How did you get caught up in there? 448 00:19:28,600 --> 00:19:32,200 Speaker 3: And be like I feel sick in my stomach about this. 449 00:19:32,840 --> 00:19:35,040 Speaker 3: Totally get that you guys are on board. Can you 450 00:19:35,080 --> 00:19:37,040 Speaker 3: just send me all the information that you have about it. 451 00:19:37,040 --> 00:19:38,840 Speaker 3: I'm going to go do a deep dive just to 452 00:19:38,960 --> 00:19:41,119 Speaker 3: get really comfy with it. Then I'm going to go 453 00:19:41,200 --> 00:19:43,040 Speaker 3: do a deep dive, going to look into the company, 454 00:19:43,160 --> 00:19:45,240 Speaker 3: going to look into all of this like scammy stuff, 455 00:19:45,280 --> 00:19:47,240 Speaker 3: work it out, and then I'm just going to go 456 00:19:47,280 --> 00:19:50,040 Speaker 3: back to my parents and be like, you guys are adults. 457 00:19:50,080 --> 00:19:52,520 Speaker 3: You can make your own decision. But it would be 458 00:19:52,560 --> 00:19:54,639 Speaker 3: amiss of me to not point all of this out. 459 00:19:54,960 --> 00:19:58,640 Speaker 3: There's so much information online about like this particular company 460 00:19:58,680 --> 00:20:01,480 Speaker 3: being a scam. This is how that scam works, this 461 00:20:01,640 --> 00:20:04,280 Speaker 3: is what that looks like. Again, you guys can do 462 00:20:04,359 --> 00:20:07,160 Speaker 3: whatever you want, but I think that you are going 463 00:20:07,200 --> 00:20:10,119 Speaker 3: to seriously compromise your future. I think you're being taken 464 00:20:10,160 --> 00:20:12,760 Speaker 3: for a ride if you're willing to invest that amount 465 00:20:12,800 --> 00:20:16,520 Speaker 3: in this, Like, can we maybe find a logical financial advisor? 466 00:20:16,560 --> 00:20:20,440 Speaker 3: Can we maybe put it into something else, like it's 467 00:20:20,480 --> 00:20:23,159 Speaker 3: not just scaring me, but like I think you're gonna 468 00:20:23,200 --> 00:20:25,840 Speaker 3: be taken advantage of and scams these days they look 469 00:20:26,119 --> 00:20:28,840 Speaker 3: and feel so real, like in twenty twenty six, that 470 00:20:29,000 --> 00:20:31,840 Speaker 3: is exactly what happens. It's been happening for ages. Like 471 00:20:32,040 --> 00:20:35,200 Speaker 3: people are replicating the ato, mum, people are replicating a 472 00:20:35,320 --> 00:20:38,040 Speaker 3: sick People are being taken for a ride because they 473 00:20:38,240 --> 00:20:40,679 Speaker 3: genuinely believe in it. And I get it. It's not 474 00:20:40,720 --> 00:20:44,200 Speaker 3: because you're silly, it's because they are playing to your emotions. 475 00:20:44,680 --> 00:20:47,240 Speaker 3: Like this has nothing to do with anybody in the 476 00:20:47,320 --> 00:20:50,440 Speaker 3: room being dumb. Nobody is silly, but you are being 477 00:20:50,520 --> 00:20:53,960 Speaker 3: taken advantage of and it's literally making me so angry, 478 00:20:54,040 --> 00:20:56,040 Speaker 3: Like I want to call this company and tell them off. 479 00:20:56,520 --> 00:20:58,400 Speaker 3: I think that's where I would go with it, because 480 00:20:58,800 --> 00:21:00,800 Speaker 3: I'm not trying to bread crumb. Sorry, if I think 481 00:21:00,840 --> 00:21:04,479 Speaker 3: you're being scammed, I'm not like, oh, I kind of 482 00:21:04,600 --> 00:21:07,199 Speaker 3: spoke up and I said that I wasn't comfortable with 483 00:21:07,200 --> 00:21:09,480 Speaker 3: it when your parents are like, hey, we got scammed. 484 00:21:09,520 --> 00:21:11,840 Speaker 3: This is so crazy, Like I wish someone had told us. 485 00:21:12,880 --> 00:21:16,800 Speaker 3: I'm being so aggressive and in a kind way, like mum, 486 00:21:16,840 --> 00:21:19,120 Speaker 3: I'm saying this with kindness. It's not because you've been 487 00:21:19,400 --> 00:21:22,159 Speaker 3: you know, taken advantage of because you're silly. It's literally 488 00:21:22,160 --> 00:21:25,640 Speaker 3: because this is their game. Like they have spent probably 489 00:21:25,720 --> 00:21:28,680 Speaker 3: years planning this to make sure that they get enough 490 00:21:28,720 --> 00:21:32,040 Speaker 3: money out of it. So like, mom, please don't do this, 491 00:21:32,080 --> 00:21:34,399 Speaker 3: for the love of God, and then you can at 492 00:21:34,520 --> 00:21:37,800 Speaker 3: least live with the peace that you very clearly outlined 493 00:21:38,040 --> 00:21:39,760 Speaker 3: why it was a scam, how it was a scam, 494 00:21:39,800 --> 00:21:42,159 Speaker 3: what that looked like. You don't have to go. Oh, 495 00:21:42,280 --> 00:21:44,119 Speaker 3: let me come to the event and I'll see what 496 00:21:44,200 --> 00:21:48,359 Speaker 3: it's like. Like we already know it's a scam. I've 497 00:21:48,359 --> 00:21:51,200 Speaker 3: told you. Now do with that information what you will, 498 00:21:51,240 --> 00:21:54,080 Speaker 3: because again, like you don't want to hear this when 499 00:21:54,080 --> 00:21:56,080 Speaker 3: you're like the daughter or the son and you're trying 500 00:21:56,080 --> 00:21:58,679 Speaker 3: to protect your parents. But they are also adults that 501 00:21:58,720 --> 00:22:00,480 Speaker 3: are free to make any disease they want. 502 00:22:00,520 --> 00:22:01,600 Speaker 4: You can lead a horse or whatever. 503 00:22:02,040 --> 00:22:07,160 Speaker 3: Exactly true. So can we please get into the DM. Yes? Please? 504 00:22:07,600 --> 00:22:07,960 Speaker 7: All right? 505 00:22:08,000 --> 00:22:10,320 Speaker 3: So I got a DM this week. Hi, she's on 506 00:22:10,320 --> 00:22:13,440 Speaker 3: the money. Our wedding is in three months. We asked 507 00:22:13,480 --> 00:22:15,920 Speaker 3: our bridal party over a year ago and we were 508 00:22:16,000 --> 00:22:20,359 Speaker 3: really clear that we'd cover almost everything, including accommodation. Since 509 00:22:20,400 --> 00:22:23,679 Speaker 3: the wedding was out of town. All we asked was 510 00:22:23,680 --> 00:22:26,480 Speaker 3: that they cover their outfits and bring their own shoes. 511 00:22:26,640 --> 00:22:29,720 Speaker 3: Because the dresses the girls chose ended up being way 512 00:22:29,720 --> 00:22:33,080 Speaker 3: outside our original budget. For the Bucks and the Hens, 513 00:22:33,080 --> 00:22:36,480 Speaker 3: we kept everything super low cost under fifty dollars per 514 00:22:36,520 --> 00:22:39,720 Speaker 3: head and said people could stay with us in local 515 00:22:39,720 --> 00:22:42,920 Speaker 3: accommodation for that if they wanted to, but that part 516 00:22:43,000 --> 00:22:45,040 Speaker 3: would be at their expense if they wanted to do that. 517 00:22:46,000 --> 00:22:50,080 Speaker 3: One bridesmaid and one groomsman couple agreed to all of 518 00:22:50,080 --> 00:22:52,119 Speaker 3: this and chose to stay with us for both events, 519 00:22:52,119 --> 00:22:55,159 Speaker 3: which was so nice. We paid up front and just 520 00:22:55,200 --> 00:22:57,200 Speaker 3: asked if everyone could pay us back when they could. 521 00:22:57,720 --> 00:23:00,639 Speaker 3: Now between them they owe us a thousand dollar. I 522 00:23:00,680 --> 00:23:02,960 Speaker 3: have told us, yeah, we can't afford to pay that. 523 00:23:03,000 --> 00:23:05,320 Speaker 3: We won't be doing that. What should we be doing? 524 00:23:06,240 --> 00:23:09,800 Speaker 3: Oh my goodness, this makes me so angry. And it 525 00:23:09,840 --> 00:23:11,119 Speaker 3: feels like they've been so clear. 526 00:23:11,320 --> 00:23:13,320 Speaker 4: Yeah, and they've done everything they can. We talk a 527 00:23:13,320 --> 00:23:15,440 Speaker 4: lot about like you should keep the costs low for 528 00:23:15,480 --> 00:23:18,080 Speaker 4: people participating in a wedding. They've done that, and then 529 00:23:18,080 --> 00:23:19,359 Speaker 4: it's just the optional thing. 530 00:23:19,240 --> 00:23:21,360 Speaker 3: And They're like, for the wedding, will pay for your accommodation, 531 00:23:21,560 --> 00:23:23,720 Speaker 3: don't worry. But for this other thing, like you can 532 00:23:23,720 --> 00:23:25,640 Speaker 3: stay with us in the accommodation will cost you more 533 00:23:25,880 --> 00:23:28,800 Speaker 3: or your own have to. I feel like that's really thoughtful. 534 00:23:28,880 --> 00:23:30,040 Speaker 4: That's very reasonable too. 535 00:23:30,240 --> 00:23:36,080 Speaker 7: So I can imagine if you are not fully across 536 00:23:36,200 --> 00:23:37,840 Speaker 7: because I kind of got confused it. I was like, 537 00:23:37,880 --> 00:23:40,399 Speaker 7: are they so they're paying for everything except for the 538 00:23:40,800 --> 00:23:42,679 Speaker 7: you know, the clothes. Obviously you have to help pay 539 00:23:42,720 --> 00:23:44,760 Speaker 7: for the accommodation that you're all staying in together. 540 00:23:44,800 --> 00:23:46,959 Speaker 3: Track, So they had to pay for the clothes, that 541 00:23:47,040 --> 00:23:47,240 Speaker 3: was it. 542 00:23:47,480 --> 00:23:51,160 Speaker 7: No, but there's accommodation, that's they participate in the wedding. 543 00:23:51,440 --> 00:23:54,480 Speaker 7: They covered all the costs of like accommodation for the wedding. 544 00:23:55,160 --> 00:23:58,040 Speaker 7: When they went for the hens, they said, you can 545 00:23:58,200 --> 00:23:59,920 Speaker 7: stay with us if you want to. I'm assuming what 546 00:24:00,040 --> 00:24:01,920 Speaker 7: happened if the bride and groom gone, well, we're gonna 547 00:24:01,920 --> 00:24:03,040 Speaker 7: have a big night out and then we want to 548 00:24:03,040 --> 00:24:05,399 Speaker 7: stay in a hotel or something after you If anyone 549 00:24:05,400 --> 00:24:07,080 Speaker 7: wants to stay with us, like you can grab a 550 00:24:07,160 --> 00:24:09,000 Speaker 7: room at the same place. You'll just have to pay 551 00:24:09,000 --> 00:24:11,320 Speaker 7: for your own room. And so it sounds like the 552 00:24:11,320 --> 00:24:13,360 Speaker 7: majority of people said oh, like not in my budget, 553 00:24:13,560 --> 00:24:13,960 Speaker 7: or like. 554 00:24:14,200 --> 00:24:16,840 Speaker 3: Only one bridesmaid and one's groomsman, which were a couple, 555 00:24:16,920 --> 00:24:18,480 Speaker 3: said yeah we will, and it might have been like 556 00:24:18,600 --> 00:24:19,800 Speaker 3: an airbnb situation. 557 00:24:19,840 --> 00:24:20,879 Speaker 1: I feel how it. 558 00:24:20,840 --> 00:24:22,639 Speaker 3: Would have worked because like otherwise we would have been 559 00:24:22,680 --> 00:24:24,600 Speaker 3: like staying at this hotel and then Jesse, you would 560 00:24:24,640 --> 00:24:27,199 Speaker 3: have booked your inn room. True true, ye, assuming that 561 00:24:27,240 --> 00:24:28,600 Speaker 3: they're like, oh, do you want to stay with a 562 00:24:28,640 --> 00:24:30,720 Speaker 3: great now aries, well book accommodation. We're going to pick 563 00:24:30,720 --> 00:24:34,119 Speaker 3: this airbnb you've got the extra room or it's coming 564 00:24:34,200 --> 00:24:36,120 Speaker 3: to one thousand dollars and they're like yeah, yeah yeah, 565 00:24:36,200 --> 00:24:39,600 Speaker 3: but like you can't split airbnb booking. So I put 566 00:24:39,600 --> 00:24:41,920 Speaker 3: it all in my card. You agreed to pay me 567 00:24:41,960 --> 00:24:43,119 Speaker 3: because it was a separate event. 568 00:24:43,400 --> 00:24:46,879 Speaker 7: Yeah, I just I'm like, how would it come to 569 00:24:46,880 --> 00:24:48,280 Speaker 7: that much? But anyway, I guess it's a story for 570 00:24:48,320 --> 00:24:50,280 Speaker 7: another time. But that's like, that's. 571 00:24:50,160 --> 00:24:51,320 Speaker 3: Just it was just a weekend. 572 00:24:51,800 --> 00:24:55,080 Speaker 7: Yeah, still feels exorbitant for like a weekend, But I like, 573 00:24:55,160 --> 00:24:57,200 Speaker 7: I guess maybe if you like going somewhere that's really 574 00:24:57,200 --> 00:24:58,920 Speaker 7: really lovely, I can I can see how that would 575 00:24:58,960 --> 00:24:59,520 Speaker 7: come to that much. 576 00:24:59,600 --> 00:25:00,399 Speaker 5: So it. 577 00:25:00,520 --> 00:25:03,880 Speaker 7: Really, it's completely obviously not on you that someone else 578 00:25:03,880 --> 00:25:06,000 Speaker 7: hasn't like taken the time to look into how much 579 00:25:06,000 --> 00:25:07,000 Speaker 7: it's actually going to cost. 580 00:25:07,119 --> 00:25:10,520 Speaker 3: No, they knew, they knew. So if I said to you, Beck, hey, 581 00:25:10,560 --> 00:25:13,080 Speaker 3: I'm going away with my husband for the weekend. Do 582 00:25:13,119 --> 00:25:15,280 Speaker 3: you and Jess want to come? You go, yeah, that 583 00:25:15,359 --> 00:25:17,600 Speaker 3: sounds lit. And I go, well, accommodation's going to be 584 00:25:17,640 --> 00:25:19,879 Speaker 3: a thousand dollars. Let's pretend that's completely fair with you, 585 00:25:19,920 --> 00:25:21,200 Speaker 3: and you go, yeah, Jess and I are happy to 586 00:25:21,200 --> 00:25:23,720 Speaker 3: pay five hundred bucks each because that's two hundred and 587 00:25:23,720 --> 00:25:26,399 Speaker 3: fifty dollars a night or whatever. Happy to pay this. 588 00:25:27,600 --> 00:25:30,080 Speaker 3: And then we go, we have a great weekend. And 589 00:25:30,080 --> 00:25:31,800 Speaker 3: then I go, hey, Beck, can you just transfer me? 590 00:25:31,800 --> 00:25:33,640 Speaker 3: Because like I already told you that you were paying 591 00:25:33,640 --> 00:25:35,720 Speaker 3: for your accommodation, there's no question about that. And you go, 592 00:25:36,280 --> 00:25:40,480 Speaker 3: we can't afford it. Totally. That is not at all 593 00:25:40,520 --> 00:25:41,119 Speaker 3: on you, guys. 594 00:25:41,200 --> 00:25:44,120 Speaker 7: I think that it On the one hand, I understand 595 00:25:44,119 --> 00:25:47,200 Speaker 7: the anxiety of realizing that I can't actually afford something 596 00:25:47,240 --> 00:25:49,880 Speaker 7: later on down the track, but that's not at all 597 00:25:49,920 --> 00:25:51,880 Speaker 7: on you, guys. It is entirely on the person who 598 00:25:52,040 --> 00:25:54,600 Speaker 7: agreed to do this. I think that if and it 599 00:25:54,600 --> 00:25:56,320 Speaker 7: seems like you are quite close, they just if they 600 00:25:56,359 --> 00:25:58,240 Speaker 7: agree to stay with you both times, it's like, oh, 601 00:25:58,359 --> 00:26:00,440 Speaker 7: they seem like good friends, so you don't want to 602 00:26:00,480 --> 00:26:03,160 Speaker 7: lose this friendship, I would say, you know, and I've 603 00:26:03,160 --> 00:26:06,840 Speaker 7: borrowed money from friends millennia millions of times for my 604 00:26:06,960 --> 00:26:09,520 Speaker 7: whole life, and so I know the feeling of like 605 00:26:09,840 --> 00:26:12,160 Speaker 7: being like, oh God, I don't know when I can 606 00:26:12,160 --> 00:26:13,960 Speaker 7: pay this back. So I think just having a very 607 00:26:13,960 --> 00:26:16,080 Speaker 7: honest and transparent and like money doesn't have to be 608 00:26:16,119 --> 00:26:18,520 Speaker 7: so taboo. Money doesn't have to be so like a thing, 609 00:26:18,640 --> 00:26:20,520 Speaker 7: you know, just be like you could just be talking 610 00:26:20,520 --> 00:26:22,680 Speaker 7: about it as though. You would be like, hey, can 611 00:26:22,720 --> 00:26:25,760 Speaker 7: I borrow your pants this weekend? So like the way 612 00:26:25,800 --> 00:26:27,760 Speaker 7: they're sewn or something like. It doesn't have to be 613 00:26:27,800 --> 00:26:30,240 Speaker 7: so big, but if you can afford it, letting them 614 00:26:30,240 --> 00:26:34,040 Speaker 7: know that a payment plan or a payment structure would 615 00:26:34,080 --> 00:26:36,040 Speaker 7: work for you just that way you don't have to 616 00:26:36,080 --> 00:26:38,360 Speaker 7: like ruin your whole friendship over it. But I think 617 00:26:38,359 --> 00:26:40,480 Speaker 7: if you're like, what about like, how about fifty bucks 618 00:26:40,480 --> 00:26:41,960 Speaker 7: a week? Does that work for you guys, and they're 619 00:26:41,960 --> 00:26:43,760 Speaker 7: like maybe they'd be like, yeah, that would be great 620 00:26:43,840 --> 00:26:46,200 Speaker 7: and then you don't have to worry. If they don't, 621 00:26:46,320 --> 00:26:48,359 Speaker 7: it probably is a friendship that you have to Like 622 00:26:49,040 --> 00:26:50,840 Speaker 7: I was a resemblanable bill. You just can't be friends 623 00:26:50,840 --> 00:26:53,359 Speaker 7: with someone who's like literally refusing to pay you. 624 00:26:53,359 --> 00:26:55,280 Speaker 3: You know you have more grace than I do. Jess, 625 00:26:55,320 --> 00:26:55,879 Speaker 3: what would you do? 626 00:26:56,040 --> 00:26:57,920 Speaker 4: I agree. The thing that I'm not understanding is them 627 00:26:57,960 --> 00:26:59,639 Speaker 4: turning around and just saying, oh, well, we're not going 628 00:26:59,720 --> 00:27:02,719 Speaker 4: to pay that because you agreed to pay it, and 629 00:27:02,760 --> 00:27:05,280 Speaker 4: like that is to me deeply unfair, like it was 630 00:27:05,320 --> 00:27:08,720 Speaker 4: an optional thing you elected to join. My understanding is 631 00:27:08,720 --> 00:27:10,679 Speaker 4: that you knew what the cost would be upfront. Different 632 00:27:10,720 --> 00:27:13,199 Speaker 4: story if the cost was not communicated. But based on 633 00:27:13,240 --> 00:27:15,439 Speaker 4: what we've been told, my assumption is that you have 634 00:27:15,560 --> 00:27:18,600 Speaker 4: been told the cost. It's just nuts to me that 635 00:27:18,640 --> 00:27:20,679 Speaker 4: you would then go I agree, like if something had 636 00:27:20,720 --> 00:27:22,760 Speaker 4: happened back and as you said, like someone had lost 637 00:27:22,760 --> 00:27:26,040 Speaker 4: their job or some extenuating circumstance. Understand that things happen 638 00:27:26,640 --> 00:27:28,840 Speaker 4: and a payment plan is a good option. But I 639 00:27:28,840 --> 00:27:30,600 Speaker 4: think like you do kind of have to turn around 640 00:27:30,640 --> 00:27:33,359 Speaker 4: to them and be like, hey, it's not fair for 641 00:27:33,440 --> 00:27:36,479 Speaker 4: me to pay for this cost that you chose to 642 00:27:36,520 --> 00:27:38,800 Speaker 4: participate in like lots of other people had the option, 643 00:27:38,880 --> 00:27:40,760 Speaker 4: they said no because they didn't want to or made 644 00:27:40,760 --> 00:27:42,879 Speaker 4: to have the money, or whatever the reason was, you 645 00:27:42,960 --> 00:27:46,600 Speaker 4: wanted to participate, Like, I am not fronting the cost 646 00:27:46,640 --> 00:27:49,720 Speaker 4: for you for that like it. No, I don't see 647 00:27:49,720 --> 00:27:51,760 Speaker 4: how there's any really room to be delicate with it 648 00:27:51,760 --> 00:27:52,720 Speaker 4: if I'm honest. 649 00:27:52,440 --> 00:27:55,920 Speaker 3: No, no, And I feel maybe I'm in a blunt mood. 650 00:27:57,359 --> 00:28:00,600 Speaker 3: But like if I said, hey, j yes, and this 651 00:28:00,640 --> 00:28:03,720 Speaker 3: is a different story, but like heyes, I'm buying myself 652 00:28:03,720 --> 00:28:05,919 Speaker 3: a dice in air rap. I'm going to put it 653 00:28:05,960 --> 00:28:08,040 Speaker 3: through the order. Yeah, And you go, oh my god, 654 00:28:08,040 --> 00:28:09,480 Speaker 3: I'd love a dice in air rap too. 655 00:28:09,760 --> 00:28:10,800 Speaker 4: I got a coincidence, I would. 656 00:28:10,800 --> 00:28:13,760 Speaker 3: That's crazy, we both love dice in air raps. I'll 657 00:28:13,760 --> 00:28:16,320 Speaker 3: put it in my order, like to save shipping or something. 658 00:28:16,400 --> 00:28:16,640 Speaker 8: Yeah. 659 00:28:16,680 --> 00:28:19,240 Speaker 3: And so you're purchasing a product and you go, I'll 660 00:28:19,240 --> 00:28:21,320 Speaker 3: transfer you, and I go, thanks, Jess Norris. And then 661 00:28:21,560 --> 00:28:24,600 Speaker 3: I come home, got my package, give you diceon air rap. 662 00:28:24,640 --> 00:28:27,000 Speaker 3: And then a couple of weeks goes by and I go, hey, 663 00:28:27,000 --> 00:28:28,960 Speaker 3: can you just transfer me for the air rap? And 664 00:28:28,960 --> 00:28:31,320 Speaker 3: you go, oh, I can't afford it anymore. Yeah, Like 665 00:28:31,440 --> 00:28:34,760 Speaker 3: that's unacceptable. Like, I'm really sorry, but you agreed to 666 00:28:34,800 --> 00:28:37,320 Speaker 3: the cost, and like this is assuming that whatever. And 667 00:28:37,600 --> 00:28:40,280 Speaker 3: you know, there's three sides to every story. There's your side, 668 00:28:40,320 --> 00:28:43,480 Speaker 3: my side, and the truth. But we've only been given 669 00:28:43,720 --> 00:28:45,880 Speaker 3: our community member's side of the story. And she says 670 00:28:45,880 --> 00:28:48,160 Speaker 3: she was really clear about that cost. I was really 671 00:28:48,240 --> 00:28:50,160 Speaker 3: clear with you, Jess that the air rap that you 672 00:28:50,280 --> 00:28:52,280 Speaker 3: wanted to purchase and just save some money on shipping 673 00:28:52,320 --> 00:28:53,040 Speaker 3: was one thousand dollars. 674 00:28:53,160 --> 00:28:53,400 Speaker 6: Yeah. 675 00:28:53,440 --> 00:28:55,680 Speaker 3: You do not get to come back to me. That's 676 00:28:55,720 --> 00:28:56,520 Speaker 3: not my problem. 677 00:28:56,760 --> 00:28:59,000 Speaker 4: No, Like you did a nice thing, you owe me 678 00:28:59,040 --> 00:29:02,040 Speaker 4: a thousand dollars. Yeah, same thing happens if I go, hey, 679 00:29:02,040 --> 00:29:05,640 Speaker 4: I'm going away for the weekend. I'm getting accommodation. You guys, 680 00:29:05,640 --> 00:29:09,920 Speaker 4: go go ahead. I'm not spending one thousand dollars on accommodation. Great, 681 00:29:10,000 --> 00:29:11,080 Speaker 4: don't yeah. 682 00:29:10,920 --> 00:29:14,920 Speaker 3: Don't, but don't say yeah, great, no worries, Jess. I'd 683 00:29:15,000 --> 00:29:18,240 Speaker 3: love to spend a thousand dollars on accommodation. You use 684 00:29:18,360 --> 00:29:23,320 Speaker 3: that service and then come back to me and go, oh, 685 00:29:23,400 --> 00:29:26,680 Speaker 3: I can't afford it? Say yeah, So why did you 686 00:29:26,720 --> 00:29:28,640 Speaker 3: say yes? And why is this now my cost? 687 00:29:28,880 --> 00:29:29,440 Speaker 4: Yeah? 688 00:29:29,640 --> 00:29:31,920 Speaker 3: Why is this mine. Now, it's not like you went 689 00:29:32,000 --> 00:29:34,440 Speaker 3: into debt for it, because if you'd put that thousand 690 00:29:34,480 --> 00:29:36,320 Speaker 3: dollars for the air wrap or one thousand dollars for 691 00:29:36,320 --> 00:29:38,720 Speaker 3: the accommodation on your credit card, you don't get to 692 00:29:38,760 --> 00:29:41,600 Speaker 3: call up the credit card company and say, hey, like, 693 00:29:41,800 --> 00:29:44,200 Speaker 3: oh I can't afford that full stop. No, you owe 694 00:29:44,200 --> 00:29:48,080 Speaker 3: somebody money. Yeah, if you don't want to incur that expense, 695 00:29:48,120 --> 00:29:49,800 Speaker 3: you were given the option to not incur it. 696 00:29:50,040 --> 00:29:52,080 Speaker 4: Yeah, what did everybody else think? 697 00:29:52,200 --> 00:29:54,280 Speaker 3: Okay, so first I asked them some questions because I 698 00:29:54,320 --> 00:29:56,760 Speaker 3: need to know the juice. What would you do if 699 00:29:56,800 --> 00:30:00,000 Speaker 3: you were our community member? Fifty one percent of you 700 00:30:00,200 --> 00:30:03,800 Speaker 3: said organize a payment plan or adjust the amount, which 701 00:30:03,800 --> 00:30:06,240 Speaker 3: I think is crazy interesting. I just think if I 702 00:30:06,720 --> 00:30:09,120 Speaker 3: if I owe you one thousand dollars, yes, I don't 703 00:30:09,160 --> 00:30:11,240 Speaker 3: not owe you a thousand dollars just because I've decided 704 00:30:11,240 --> 00:30:12,320 Speaker 3: I don't. Yeah. 705 00:30:12,520 --> 00:30:14,640 Speaker 4: The only thing I would say is if your friend 706 00:30:14,680 --> 00:30:16,520 Speaker 4: couldn't pay you, because they're like, oh my god, I've 707 00:30:16,560 --> 00:30:19,640 Speaker 4: just like defaulted my mortgage, I'm homeless, whatever different. 708 00:30:22,080 --> 00:30:25,680 Speaker 3: Yeah, twenty three percent said no, I'm just staying firm 709 00:30:25,720 --> 00:30:28,520 Speaker 3: on you repaying me. Fifteen percent said you'd let it go, 710 00:30:28,960 --> 00:30:32,400 Speaker 3: and eleven percent said, I'm reassessing the whole friendship. I 711 00:30:32,440 --> 00:30:35,440 Speaker 3: then asked, would you give someone more grace for money 712 00:30:35,440 --> 00:30:37,920 Speaker 3: they owed you if it was for your wedding. Forty 713 00:30:38,000 --> 00:30:40,760 Speaker 3: nine percent said yes, but only to avoid drama, thirty 714 00:30:40,760 --> 00:30:43,560 Speaker 3: three percent said no, they made a commitment, and eighteen 715 00:30:43,560 --> 00:30:45,000 Speaker 3: percent said, yeah, it's my wedding. 716 00:30:45,400 --> 00:30:47,320 Speaker 4: It's kind of awkward because it's like, well, what they're 717 00:30:47,320 --> 00:30:50,560 Speaker 4: going to be in the bridal party and then it's. 718 00:30:50,160 --> 00:30:53,280 Speaker 3: In three months. Yeah, it's all good. I just think 719 00:30:53,320 --> 00:30:55,000 Speaker 3: it's so wild. And don't get me wrong, I have 720 00:30:55,080 --> 00:30:58,040 Speaker 3: a whole different opinion about weddings, and maybe we can 721 00:30:58,040 --> 00:31:00,520 Speaker 3: do another wedding episode because I just feel like wedding 722 00:31:00,560 --> 00:31:02,600 Speaker 3: costs have gone through the roof. I'm like looking at 723 00:31:02,640 --> 00:31:05,640 Speaker 3: all these people making like TikTok content and they're saying like, oh, 724 00:31:05,640 --> 00:31:07,440 Speaker 3: I'm a twenty twenty six bride or I'm a twenty 725 00:31:07,440 --> 00:31:09,760 Speaker 3: twenty seven bride, and I'm just like looking at these costs, 726 00:31:09,800 --> 00:31:12,800 Speaker 3: being like, I spend a lot on my wedding, but 727 00:31:12,840 --> 00:31:15,520 Speaker 3: those are astronomical. What are you talking about? Like it 728 00:31:15,560 --> 00:31:18,360 Speaker 3: is so stressful, So maybe that content needs to come 729 00:31:18,400 --> 00:31:20,840 Speaker 3: and we need more wedding drama. But they then said, 730 00:31:20,880 --> 00:31:23,720 Speaker 3: what is your two cents? So first cab off the rank, 731 00:31:24,040 --> 00:31:26,640 Speaker 3: nothing to add. Just got engaged recently and I'm just 732 00:31:26,720 --> 00:31:28,680 Speaker 3: really hoping to avoid any type. 733 00:31:28,480 --> 00:31:30,480 Speaker 4: Of drama like this understandable. 734 00:31:30,880 --> 00:31:34,440 Speaker 3: Next person said, unless something significant happened, you need to 735 00:31:34,480 --> 00:31:35,240 Speaker 3: stay firm. 736 00:31:35,440 --> 00:31:35,760 Speaker 4: Agree. 737 00:31:36,000 --> 00:31:39,120 Speaker 3: Someone else said, did they say why, like did some 738 00:31:39,160 --> 00:31:41,120 Speaker 3: expected thing come up that they had to pay for. 739 00:31:41,800 --> 00:31:44,360 Speaker 3: Another person said, just be honest, tell them you also 740 00:31:44,400 --> 00:31:46,600 Speaker 3: can't afford to lose one thousand dollars and that they 741 00:31:46,600 --> 00:31:48,040 Speaker 3: need to pay back the money. 742 00:31:48,720 --> 00:31:49,720 Speaker 4: That's a great perspective. 743 00:31:49,920 --> 00:31:52,440 Speaker 3: Another person said, it's very poor etiquette from the couple 744 00:31:52,440 --> 00:31:55,040 Speaker 3: who owe money, but also making people pay for their 745 00:31:55,040 --> 00:31:58,160 Speaker 3: own outfits isn't ideal. But I also don't think that 746 00:31:58,160 --> 00:31:58,840 Speaker 3: comes into it. 747 00:31:59,040 --> 00:32:01,840 Speaker 4: Yeah, as I said, it's a that's like a different. 748 00:32:01,560 --> 00:32:03,960 Speaker 3: Part of the wedding conversation, I think, and like I'm 749 00:32:04,000 --> 00:32:07,720 Speaker 3: trying to be really segmented. Another person said, how is 750 00:32:07,760 --> 00:32:10,400 Speaker 3: it low cost if they owe a thousand dollars same 751 00:32:10,440 --> 00:32:14,760 Speaker 3: as you beck, which is fair totally, but like every 752 00:32:14,760 --> 00:32:17,400 Speaker 3: other wedding and like just justifying it from the message 753 00:32:17,440 --> 00:32:21,000 Speaker 3: we got every other wedding expense was low cost. This 754 00:32:21,200 --> 00:32:24,480 Speaker 3: was like probably some bougie accommodation that they're like, you, guys, 755 00:32:24,480 --> 00:32:26,360 Speaker 3: don't have to come, We're gonna go and stay at 756 00:32:26,360 --> 00:32:29,320 Speaker 3: this particular place. But I'm assuming that instead of just 757 00:32:29,360 --> 00:32:31,600 Speaker 3: getting the one bedroom villa, they got like a two 758 00:32:31,600 --> 00:32:34,360 Speaker 3: bedroom villa and then like that would have increased the 759 00:32:34,400 --> 00:32:36,080 Speaker 3: cost significantly, right. 760 00:32:36,120 --> 00:32:37,800 Speaker 4: Which again is why it was optional. 761 00:32:38,160 --> 00:32:40,880 Speaker 3: Yeah. Yeah, we're not talking about like, oh, you have 762 00:32:40,960 --> 00:32:43,040 Speaker 3: to come to my hands, you have to stay the night, 763 00:32:43,120 --> 00:32:45,160 Speaker 3: because she said the rest of the wedding party didn't. 764 00:32:45,360 --> 00:32:45,640 Speaker 4: Yeah. 765 00:32:45,760 --> 00:32:50,600 Speaker 3: Yeah. Next said people are unreliable. If they can't give 766 00:32:50,640 --> 00:32:53,040 Speaker 3: you the money at the time, usually they can't commit 767 00:32:53,080 --> 00:32:53,960 Speaker 3: to it later either. 768 00:32:54,680 --> 00:32:57,920 Speaker 4: Very pessimistic take, and I'll give you the last one. 769 00:32:58,360 --> 00:33:00,840 Speaker 3: It's shit like this that made me lad. I eloped. 770 00:33:01,640 --> 00:33:01,840 Speaker 7: Yeah. 771 00:33:03,160 --> 00:33:05,720 Speaker 3: Absolutely, I think that's really funny and probably a great 772 00:33:05,760 --> 00:33:08,560 Speaker 3: place to leave it. So guys, we will see you 773 00:33:08,600 --> 00:33:10,680 Speaker 3: bright and early on Monday morning for our money diary. 774 00:33:10,680 --> 00:33:13,480 Speaker 3: But till then, have the best weekend by guys. 775 00:33:13,520 --> 00:33:22,200 Speaker 5: By the advice shared on She's on the Money is 776 00:33:22,280 --> 00:33:23,920 Speaker 5: general in nature and does not. 777 00:33:23,880 --> 00:33:25,880 Speaker 3: Consider your individual circumstances. 778 00:33:26,240 --> 00:33:29,640 Speaker 5: She's on the Money exists purely for educational purposes and 779 00:33:29,680 --> 00:33:32,120 Speaker 5: should not be relied upon to make an investment or 780 00:33:32,200 --> 00:33:33,200 Speaker 5: financial decision. 781 00:33:33,600 --> 00:33:35,840 Speaker 3: If you do choose to buy a financial. 782 00:33:35,400 --> 00:33:39,400 Speaker 5: Product, read the PDS TMD and obtain appropriate financial. 783 00:33:38,960 --> 00:33:40,760 Speaker 3: Advice tailored towards your needs. 784 00:33:41,120 --> 00:33:45,080 Speaker 5: Victoria Divine and She's on the Money are authorized representatives 785 00:33:45,120 --> 00:33:49,000 Speaker 5: of Money Shoper Pty Ltd ABN three two one IS 786 00:33:49,040 --> 00:33:52,880 Speaker 5: six four nine two seven seven zero eight AFSL four 787 00:33:53,000 --> 00:33:55,400 Speaker 5: five one two eight nine. 788 00:34:00,120 --> 00:34:01,520 Speaker 7: You haven't the anything